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Vodafone: Expanding Access to Financial Services
Vodafone: Expanding Access to Financial Services Initiative Description In 2008, Vodafone joined the Business Call to Action (BCtA) with its pledge to increase access to financial services, drive small-scale enterprise, and stimulate economic growth in key emerging markets through its Vodafone Money Transfer platform known locally in Kenya, Tanzania, Fiji, Afghanistan, and South Africa as M-PESA or M-Paisa. Vodafone’s goal: • Expand access of Money Transfer platform in Kenya, Tanzania, South Africa, Fiji, and Afghanistan so that people can securely receive or transfer money Business Model Across the developing world, lack of access to basic financial services hinders economic growth and development. Informal, cash-based economies leave citizens vulnerable to risks and without a secure means of saving or transferring money. Experts estimate that roughly three billion people worldwide are unbanked.1 For the vast majority of this population, paying bills, saving money, or sending cash to family members in another village, is a dangerous, time consuming, and expensive prospect. With roughly two billion mobile phone users in developing countries, mobile money transfer and payment services provide a potential solution to connect the millions of people who do not have access to formal financial services. In 2005, Vodafone won a grant from the UK Department of International Development to develop a new application that specifically targeted the unbanked in Africa. Vodafone chose to pilot the project in Kenya, where over 70 percent of households did not have bank accounts, but many had access to a mobile phone.2 The goal was to provide a mobile application which offered a valuable service for an underserved market group of low-income consumers that had use of a mobile phone yet lacked access to financial services. -
Why Youtube Buffers: the Secret Deals That Make—And Break—Online Video When Isps and Video Providers Fight Over Money, Internet Users Suffer
Why YouTube buffers: The secret deals that make—and break—online video When ISPs and video providers fight over money, Internet users suffer. Lee Hutchinson has a problem. My fellow Ars writer is a man who loves to watch YouTube videos— mostly space rocket launches and gun demonstrations, I assume—but he never knows when his home Internet service will let him do so. "For at least the past year, I've suffered from ridiculously awful YouTube speeds," Hutchinson tells me. "Ads load quickly—there's never anything wrong with the ads!—but during peak times, HD videos have been almost universally unwatchable. I've found myself having to reduce the quality down to 480p and sometimes even down to 240p to watch things without buffering. More recently, videos would start to play and buffer without issue, then simply stop buffering at some point between a third and two-thirds in. When the playhead hit the end of the buffer—which might be at 1:30 of a six-minute video—the video would hang for several seconds, then simply end. The video's total time would change from six minutes to 1:30 minutes and I'd be presented with the standard 'related videos' view that you see when a video is over." Hutchinson, a Houston resident who pays Comcast for 16Mbps business-class cable, is far from alone. As one Ars reader recently complained, "YouTube is almost unusable on my [Verizon] FiOS connection during peak hours." Another reader responded, "To be fair, it's unusable with almost any ISP." Hutchinson's YouTube playback has actually gotten better in recent weeks. -
OSB Representative Participant List by Industry
OSB Representative Participant List by Industry Aerospace • KAWASAKI • VOLVO • CATERPILLAR • ADVANCED COATING • KEDDEG COMPANY • XI'AN AIRCRAFT INDUSTRY • CHINA FAW GROUP TECHNOLOGIES GROUP • KOREAN AIRLINES • CHINA INTERNATIONAL Agriculture • AIRBUS MARINE CONTAINERS • L3 COMMUNICATIONS • AIRCELLE • AGRICOLA FORNACE • CHRYSLER • LOCKHEED MARTIN • ALLIANT TECHSYSTEMS • CARGILL • COMMERCIAL VEHICLE • M7 AEROSPACE GROUP • AVICHINA • E. RITTER & COMPANY • • MESSIER-BUGATTI- CONTINENTAL AIRLINES • BAE SYSTEMS • EXOPLAST DOWTY • CONTINENTAL • BE AEROSPACE • MITSUBISHI HEAVY • JOHN DEERE AUTOMOTIVE INDUSTRIES • • BELL HELICOPTER • MAUI PINEAPPLE CONTINENTAL • NASA COMPANY AUTOMOTIVE SYSTEMS • BOMBARDIER • • NGC INTEGRATED • USDA COOPER-STANDARD • CAE SYSTEMS AUTOMOTIVE Automotive • • CORNING • CESSNA AIRCRAFT NORTHROP GRUMMAN • AGCO • COMPANY • PRECISION CASTPARTS COSMA INDUSTRIAL DO • COBHAM CORP. • ALLIED SPECIALTY BRASIL • VEHICLES • CRP INDUSTRIES • COMAC RAYTHEON • AMSTED INDUSTRIES • • CUMMINS • DANAHER RAYTHEON E-SYSTEMS • ANHUI JIANGHUAI • • DAF TRUCKS • DASSAULT AVIATION RAYTHEON MISSLE AUTOMOBILE SYSTEMS COMPANY • • ARVINMERITOR DAIHATSU MOTOR • EATON • RAYTHEON NCS • • ASHOK LEYLAND DAIMLER • EMBRAER • RAYTHEON RMS • • ATC LOGISTICS & DALPHI METAL ESPANA • EUROPEAN AERONAUTIC • ROLLS-ROYCE DEFENCE AND SPACE ELECTRONICS • DANA HOLDING COMPANY • ROTORCRAFT • AUDI CORPORATION • FINMECCANICA ENTERPRISES • • AUTOZONE DANA INDÚSTRIAS • SAAB • FLIR SYSTEMS • • BAE SYSTEMS DELPHI • SMITH'S DETECTION • FUJI • • BECK/ARNLEY DENSO CORPORATION -
BT and Openreach Go Their Separate Ways
BT And Openreach Go Their Separate Ways BT And Openreach Go Their Separate Ways 1 / 2 Nov 29, 2016 — It is one of the most dragged-out divorces in corporate history but it seems that BT and Openreach will definitely go their separate ways. Jul 5, 2016 — We assumed that Three and O2 would keep competing as separate entities ... There is always a competitive tension for mobile network operators (MNOs) in ... We looked at a number of ways in which BT could have tried to harm EE's ... I do not intend to go into great detail on the substance of the case (the .... Another way, although I doubt it will work for liability reasons, would be to contact Facebook ... Is there any way of establishing contact directly with Openreach? ... Get help for all your BT products and services you use at home and on the go.. [12] Since 2005, BT have been accused of abusing their control of Openreach, ... It now required a licence in the same way as any other telecommunications operator. ... The next major development for British Telecommunications, and a move ... BT stated that PlusNet will continue to operate separately out of its Sheffield .... May 21, 2021 — Another way, although I doubt it will work for liability reasons, would be to ... I can't find any other way to contact Openreach on their website. ... Get help for all your BT products and services you use at home and on the go. After this encounter, Bo and Lauren go their separate ways. ... What settings should I use for a fibre router that's connected to a BT Openreach modem? Persons ... -
List of Marginable OTC Stocks
List of Marginable OTC Stocks @ENTERTAINMENT, INC. ABACAN RESOURCE CORPORATION ACE CASH EXPRESS, INC. $.01 par common No par common $.01 par common 1ST BANCORP (Indiana) ABACUS DIRECT CORPORATION ACE*COMM CORPORATION $1.00 par common $.001 par common $.01 par common 1ST BERGEN BANCORP ABAXIS, INC. ACETO CORPORATION No par common No par common $.01 par common 1ST SOURCE CORPORATION ABC BANCORP (Georgia) ACMAT CORPORATION $1.00 par common $1.00 par common Class A, no par common Fixed rate cumulative trust preferred securities of 1st Source Capital ABC DISPENSING TECHNOLOGIES, INC. ACORN PRODUCTS, INC. Floating rate cumulative trust preferred $.01 par common $.001 par common securities of 1st Source ABC RAIL PRODUCTS CORPORATION ACRES GAMING INCORPORATED 3-D GEOPHYSICAL, INC. $.01 par common $.01 par common $.01 par common ABER RESOURCES LTD. ACRODYNE COMMUNICATIONS, INC. 3-D SYSTEMS CORPORATION No par common $.01 par common $.001 par common ABIGAIL ADAMS NATIONAL BANCORP, INC. †ACSYS, INC. 3COM CORPORATION $.01 par common No par common No par common ABINGTON BANCORP, INC. (Massachusetts) ACT MANUFACTURING, INC. 3D LABS INC. LIMITED $.10 par common $.01 par common $.01 par common ABIOMED, INC. ACT NETWORKS, INC. 3DFX INTERACTIVE, INC. $.01 par common $.01 par common No par common ABLE TELCOM HOLDING CORPORATION ACT TELECONFERENCING, INC. 3DO COMPANY, THE $.001 par common No par common $.01 par common ABR INFORMATION SERVICES INC. ACTEL CORPORATION 3DX TECHNOLOGIES, INC. $.01 par common $.001 par common $.01 par common ABRAMS INDUSTRIES, INC. ACTION PERFORMANCE COMPANIES, INC. 4 KIDS ENTERTAINMENT, INC. $1.00 par common $.01 par common $.01 par common 4FRONT TECHNOLOGIES, INC. -
Promoting Competition and Investment in Fibre Networks: BT Regulatory Financial Reporting
Promoting competition and investment in fibre networks: BT Regulatory Financial Reporting Reporting requirements covering wholesale fixed telecoms markets 2021-26 CONSULTATION: Publication Date: 6 February 2020 Closing Date for Responses: 1 April 2020 2020 BT Regulatory Financial Reporting Consultation Contents Section 1. Overview 2 2. Introduction 4 3. Regulatory reporting remedies in the Wholesale Fixed Telecoms Market Review 10 4. Published performance schedules 15 5. Preparation and assurance requirements 51 6. Information provided to Ofcom 81 7. Proposed SMP condition, directions and legal tests 92 Annexes A1. Responding to this consultation 104 A2. Ofcom’s consultation principles 107 A3. Consultation coversheet 108 A4. Consultation questions 109 A5. Draft legal instruments 110 1 2020 BT Regulatory Financial Reporting Consultation 1. Overview 1.1 On 8 January 2020, we published the consultation for our Wholesale Fixed Telecoms Market Review (WFTMR)1. This document sets out our proposed regulatory financial reporting requirements on BT in these markets. BT’s regulatory reporting will be subject to these requirements from April 2021 for five years. 1.2 Because the WFTMR covers most wholesale fixed telecoms markets we regulate and will determine our regulatory approach for the next five years, we are taking the opportunity to conduct a more holistic review of BT’s reporting requirements. This will ensure they remain fit for purpose while making the published information more accessible and easier to understand. 1.3 Our proposals cover the preparation and presentation of information published by BT, and information provided privately to Ofcom. What we are proposing We are proposing to impose regulatory financial reporting requirements on BT which require the production of Regulatory Financial Statements (RFS). -
Issue 23 November 2005 1 Submarine Telecoms Forum Is Published Bi-Monthly by WFN Strategies, L.L.C
DDefenseefense & Non-traditionaNon-traditional CableCable SystemsSystems – 4th4th AnnAnniiversaryversary IssueIssue November 2005 Issue 23 1 Submarine Telecoms Forum is published bi-monthly by WFN Strategies, L.L.C. The publication may not be reproduced or transmitted in any form, in whole or in part, without the Exordium permission of the publishers. NNovember’sovember’s iissuessue mmarksarks ourour ffourthourth aanniversarynniversary inin publishingpublishing SubmarineSubmarine TelecomsTelecoms Forum,Forum, andand thoughthough tthngshngs sstilltill aaren’tren’t aass rrosyosy aass theythey werewere inin thethe “build“build itit andand theythey willwill come”come” era,era, nornor willwill theythey probablyprobably everever Submarine Telecoms Forum is an independent com- bbee – tthingshings aarere stillstill ccertainlyertainly mmuchuch improved.improved. mercial publication, serving as a freely accessible forum for professionals in industries connected with submarine optical TThehe ffewew pprinciplesrinciples wwee establishedestablished inin thethe beginning,beginning, wewe continuecontinue toto holdhold dear.dear. WeWe promisedpromised then,then, andand fi bre technologies and techniques. ccontinueontinue ttoo ppromiseromise yyou,ou, oourur rreaders:eaders: Liability: while every care is taken in preparation of this 11.. TThathat wwee wwillill pproviderovide a wwideide rrangeange ooff iideasdeas aandnd iissues;ssues; publication, the publishers cannot be held responsible for the 22.That.That wwee wwillill sseekeek ttoo iincite,ncite, eentertainntertain -
O2 Installation Manual
™ O2 InstallationManual Table of Contents Introduction ...............................................................................................................2 Tools Required ..................................................................................................3 Electrical Power Distribution & Wire Management .........................................4 Pre-Installation Requirements ..........................................................................4 Installation Preparation .....................................................................................4 Installation Sequence........................................................................................5 Panel Support ....................................................................................................5 Load Capacities.................................................................................................6 Panel Installation ......................................................................................................7 Connecting Panels to Connectors ..........................................................................7 Connecting Panels to Panels ..................................................................................8 Panel End Cap Kit....................................................................................................8 Panel Height Change—At Connector.....................................................................9 Panel Height Change—In-line.................................................................................10 -
Informe Anual 99
annual report 1999 annual report I 1999 teléfonos de méxico teléfonos de méxico www.telmex.com.mx Index Shareholder Information Highlights 1 Headquarters Shares Traded in the U.S. total revenues (millions of pesos) Parque Vía 190 ADS : New York Stock Exchange Colonia Cuauhtémoc Symbol: TMX Letter to Our Shareholders 2 México, D.F. One ADS represents 20 “L” shares 96,321 C.P. 06599 Operating Results 4 ADR : NASDAQ 87,880 Investor Relations Symbol: TFONY Parque Vía 198, Oficina 701 One ADR represents one “A” share 82,182 Comments on the Operating Results 81,759 80,898 Colonia Cuauhtémoc and the Financial Position 13 México, D.F. Transfer and Depository Agent in the U.S. 95 96 97 98 99 C.P. 06599 JP Morgan Consolidated Financial Statements 17 Tel. 52(5) 703 3990 / 52(5) 222 5462 Morgan Guaranty Trust Company Fax: 52(5) 545 5550 60 Wall Street E-Mail: [email protected] New York, NY 10260-0060 Proposal to the Meeting 36 Tel. 1 (212) 648 6801 EBITDA (millions of pesos) Shareholder Services Fax: 1 (212) 648 5104 Significant Results of Accounting Tel. 52(5) 222 1126 / 52(5) 222 5534 / Separation of Local and Long-Distance 52(5) 222 6159 Independent Auditors 53,690 51,045 Fax: 52(5) 254 5955 Mancera, S.C. Ernst&Young Telephone Services 37 43,801 45,244 44,770 E-Mail: [email protected] Board of Directors 38 Shares Traded in Mexico “A”: Bolsa Mexicana de Valores Symbol: TELMEX A Directory 40 95 96 97 98 99 “L” : Bolsa Mexicana de Valores Symbol: TELMEX L Annual Report | TELMEX Highlights (Figures in millions of pesos, unless otherwise indicated, with -
Nepal OCTOBER 2012 RE Republic Ofne for the Federaldemocratic Wireless Broadbandmasterplan G IONAL Telecommunication Development Sector OCTOBER 2012
REGIONAL INITIATIVES – ASIA-PACIFIC 2012 International Telecommunication Union OCTOBER Telecommunication Development Bureau Place des Nations Wireless broadband masterplan CH-1211 Geneva 20 FOR THE FEDERAL DEMOCRATIC Switzerland www.itu.int REPUBLIC OF NEPAL AL P E N UBLIC OF P E R EMOCRATIC EMOCRATIC D EDERAL F LAN FOR THE LAN FOR P TER S BROADBAND MA SS OCTOBER 2012 Printed in Switzerland Telecommunication Development Sector Geneva, 2012 WIRELE 10/2012 Wireless broadband masterplan for the Federal Democratic Republic of Nepal October 2012 This report was written for the Federal Democratic Republic of Nepal and has been prepared as part of the ITU wireless broadband masterplan project for countries in the Asia-Pacific region in conjunction with the Korean Communications Commission (KCC). ITU would like to thank Korean Communications Commission (KCC) for supporting this project for countries in the Asia-Pacific region and in particular for Nepal. The project objectives are to: • carry out an assessment of existing policy and regulatory frameworks with a view to facilitate deployment of wireless broadband technologies taking into account convergence trends and provide recommendations for future requirement in selected pilot countries; • demand side assessment and take up of applications, content and services that are envisaged by the users with wireless broadband in Asia-Pacific region in general and the four pilot countries in particular; and • examine key policy and regulatory issues including but not limited to licensing, spectrum access/interconnection, deployment of new technologies, rollout out obligations, incentive based regulation, infrastructure sharing, universal service obligations etc. in each selected pilot countries and provide concrete recommendations to promote broadband wireless services vis-à- vis identified national priorities and international best practices. -
What Makes a Successful Mobile Money Implementation
Becoming a member There are three types of GSMA membership: Full, Associate and Rapporteur. Full Membership Full Membership is open to licensed GSM mobile network operators. Associate Membership Associate Membership is open to designers, manufacturers and suppliers of GSM technology platforms. These might include anything from software and infrastructure, equipment and accessories, to billing, data, finance or security. Rapporteur Membership Rapporteur Membership is open to non-GSM licensed operators moving to LTE/HSPA or those wishing to roam on GSM. To find out how GSMA membership can benefit your business, or to apply today, visit www.gsmworld.com/membership or email [email protected] Mobile Money for the Unbanked For further information please contact [email protected] GSMA London Office 1st Floor, Mid City Place, 71 High Holborn, London WC1V 6EA, United Kingdom T +44 (0) 20 7759 2300 www.gsmworld.com/membership What Makes a Successful Mobile Money Implementation? Learnings from M-PESA in Kenya and Tanzania What makes a Successful Mobile Money Implementation? Learnings from M-PESA in Kenya and Tanzania Table of Contents Foreword 2 Introduction 3 Kenya and Tanzania 3 Urbanization 4 Economic Development 4 Access to Finance 4 Previous Methods of Money Transfer 5 The Service Providers – Safaricom and Vodacom 6 Ownership and Positioning 6 Market Share 6 Agent Network 7 Advertising 8 Fee Structure 9 Technology 9 Conclusions 10 Authors and References 11 01 What makes a Successful Mobile Money Implementation? Learnings from M-PESA in Kenya and Tanzania Foreword Contributed By: Paul Leishman, GSMA The mobile money community has watched (and 3. Product compared) the adoption of M-PESA in Kenya and Within the last three months, Vodacom introduced Tanzania with great interest. -
Uniform Definability of Henselian Valuation Rings in the Macintyre
Erschienen in: Bulletin of the London Mathematical Society ; 47 (2015), 4. - S. 693-703 https://dx.doi.org/10.1112/blms/bdv042 Uniform definability of henselian valuation rings in the Macintyre language Arno Fehm and Alexander Prestel Abstract We discuss definability of henselian valuation rings in the Macintyre language LMac, the language of rings expanded by nth power predicates. In particular, we show that henselian valuation rings with finite or Hilbertian residue field are uniformly ∃-∅-definable in LMac, and henselian valuation rings with value group Z are uniformly ∃∀-∅-definable in the ring language, but not uniformly ∃-∅-definable in LMac. We apply these results to local fields Qp and Fp((t)), as well as to higher dimensional local fields. 1. Introduction The question of definability of henselian valuation rings in their quotient fields goes back at least to Julia Robinson, who observed that the ring of p-adic integers Zp can be characterized inside the field of p-adic numbers Qp purely algebraically, for example, for odd prime numbers p as 2 2 Zp = {x ∈ Qp :(∃y ∈ Qp)(y =1+px )}. This definition of the henselian valuation ring of the local field Qp is existential (or diophantine) and parameter-free (∃-∅, for short), and it depends on p. For the local fields Fp((t)), an existential parameter-free definition of the henselian valuation ring Fp[[t]] is much less obvious and was given only recently in [1]. Also this definition depends heavily on p. Of particular importance in this subject and in applications to diophantine geometry and the model theory of fields is the question whether there are uniform definitions, for example, of Zp in Qp independent of p, and how complex such definitions have to be.