Life in the New Homesteads Stan Nadel
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Goldman Sachs Meets Main Street
Bloomberg Businessweek July 2,2018 Goldman Sachs Meets Main Street • Its online lender Marcus aims to be a "teddy bear." But sometimes consumer borrowers end up in a hole they can't get out of Kade Parker had never heard of Goldman Sachs 1 Group Inc. in 2016, when a letter from the bank offering his wife a loan arrived at his house in Hornbeck, La. (population 480). The 27-year- old oil worker had recently taken a pay cut and needed to reduce his monthly credit card bills. After calling to make sure it wasn't a scam, he says he took out a loan for around $15,000. "We were trying to move some money around, make it eas• ier on us," Parker says. "I told them the situation, they said no problem." Then he got laid off, and a year and a half later he filed for bankruptcy, list• ing more than $135,000 in unsecured debt, includ• ing 10 credit cards and loans from online lenders SoFi, Prosper, and Affirm. The Goldman Sachs loan came from Marcus, the online banking business the company started in 2016. Marketing to regular people was a sur• prising shift for Goldman, whose bankers advise on giant corporate mergers, trade for hedge funds, and manage money for multimillionaires. But Marcus has already attracted 1.5 million cus• tomers and made $3 billion in loans. It markets itself with direct mail and jokey commercials that • Number of paint the company as the responsible alternative Marcus customers to credit cards. Onstage at a CB Insights confer• ence on June 20, Harit Talwar, the former Discover 1.5m Financial Services executive hired to run Marcus, was reminded that Goldman Sachs was once com• pared to a "vampire squid" for its financial crisis dealings. -
What's a Palatine Anyway?
~~. ---,. ~-~,.,,}.',, ,, ,., ,. ~........... ~ ... --. ·-~ ~\.,---~- - . ~.- -~ ;-~~ - -- ---~~- -----~......-- . .--------. Ethnic Research · What's a Palatine, Anyvvay? James M. Beidler examines the Palatinate, Germany's emigrant hotbed for centuries. THE PALATINATE, which is now 'Comis Pala tinus ' to 'Pfalzgraf' today as the Palatinate. Less than part of the German state The original title of these courtiers 300 years later, a member of the Rhineland-Palatinate, began sup in Latin was comis palatinus (liter Wittlesbach family became plying a steady stream of immi ally, "companion of the palace"). Pfalzgraf as well as Herzog (duke) grants to America in the late 1n English, this title was count of Bavaria. From this date in the 1600s and contributed to the for palatine while in German the 1200s until the early 1800s, there mation of the was a relationship Pennsylvania between the rulers of German culture and Bavaria and of the dialect among Palatinate - culmi German ethnics in nating with the ruler the New World. of the Palatinak So many of the inheriting Bavaria Germans who left for in 1777. America in the 18th In the l 300s, the century were from Pfalzgraf became one the Palatinate that of the members of the the word "Palatine" Electoral College that became synonymous was responsible for with "German". This choosing the Holy is especially borne Roman Emperor. As a out in the case of the result, the area ship captains who became known as the transported these Electora I Pa la tinate, immigrants (primari or Kurpfalz in ly from Rotterdam to German. Philadelphia) and The Reformed were required to file religion of John lists with the Calvin and Ulrich Pennsylvania author Zwingli swept 11,e Palatitrate as depicted in William Blaeu's 1645 atlas Theatrum ities beginning in Orbis Terrarum. -
I Lehman REV007.Indd
CONTROSTORIA Peter Chapman STORIA DELLA LEHMAN BROTHERS 1844-2008 traduzione italiana a cura di Olimpia Ellero A Marie, Alex e Pepito Peter Chapman The last of the Imperious Rich: Lehman Brothers, 1844-2008 © All rights reserved including the right of reproduction in whole or in part in any form. This editions published by arrangement with portfolio an imprint of Penguing Publishing Group a division of Penguin Random House LLC. Peter Chapman Storia della Lehman Brothers, 1844-2008 Prima edizione italiana – Palermo © 2020 Maut Srl – 21 Editore www.21editore.it ISBN 978-88-99470-47-0 Tutti i diritti riservati Immagine di copertina: © iStock - Shallow depth of field close, up of the eagle, from the US Coat of Arms, on a wrinkled, American, one dollar bill. Non essendo stato possibile risalire ai detentori dei diritti sulle immagini qui presenti, Maut srl-21editore resta a disposizione degli aventi diritto. Si può andare avanti per molto tempo accaparrando avidamente, ma prima o poi il punto di rottura è destinato ad arrivare. Herbert Lehman, socio della Lehman Brothers (1908-28), governatore di New York (1933-42), senatore dello Stato di New York (1949-57) Indice Elenco dei personaggi 13 Introduzione all’edizione italiana 17 Introduzione «Dick non guadagnava poi tanto» 21 1 La febbre dell’Alabama 31 2 «È tutto finito» 61 3 La stessa sostanza di cui sono fatti i sogni 95 4 Volare 133 5 La crisi 163 6 Qualche piccola novità, ma meno clamore possibile 205 7 «L’aristocratico degli autocrati» 247 8 I trader 281 9 «Chiamatemi Dick» 319 10 «Per certi versi triste» 357 Nota sulle fonti 405 Note 407 Ringraziamenti 419 Indice analitico 421 Elenco dei personaggi (in ordine di apparizione) Richard S. -
Erstnachweis Einer Wochenstube Der Nordfledermaus
ZOBODAT - www.zobodat.at Zoologisch-Botanische Datenbank/Zoological-Botanical Database Digitale Literatur/Digital Literature Zeitschrift/Journal: Fauna und Flora in Rheinland-Pfalz Jahr/Year: 2007-2009 Band/Volume: 11 Autor(en)/Author(s): Pfalzer Guido, Weber Claudia, Wissing Heinz Artikel/Article: Erstnachweis einer Wochenstube der Nordfledermaus (Eptesicus nilssonii Keyserling et Blasius, 1839) in der Pfalz (Bundesrepublik Deutschland; Rheinland-Pfalz) 517-527 Erstnachweis einer Wochenstube der Nordfledermaus (Eptesicus nilssonii Keyserling et Blasius , 1839) in der Pfalz (Bundesrepublik Deutschland; Rheinland-Pfalz) von Guido Pfälzer, Claudia W eber und Heinz W issing Inhaltsübersicht Kurzfassung Abstract 1. Einleitung 2. Fundbeschreibung 3. Pflege der Jungtiere und erneute Nachsuche am Fundort 4. Auswilderung der Jungfledermäuse 5. Diskussion 6. Dank 7. Literatur Kurzfassung Die Autoren beschreiben den Erstfund eines Wochenstubenquartiers der Nordfleder maus {Eptesicus nilssonii) in der Pfalz (BRD; Rheinland-Pfalz). Sechs Jungtiere lagen auf dem Boden unterhalb des Quartiers. Sie wurden von Hand aufgezogen und später unter Beobachtung ausgewildert. Abstract First record of a maternity colony of the Northern Bat {Eptesicus nilssonii Key - serling et Blasius , 1839) in the Palatinate (Federal Republic of Germany; Rhine- land-Palatinate) The authors describe the first record of a maternity roost of the Northern Bat {Epte sicus nilssonii) for the region Palatinate (FRG; Rhineland-Palatinate). Six juvenile bats were found on the ground underneath the roost. They were raised by hand and released under observation as soon as they were able to fly. 1. Einleitung Die Nordfledermaus (Eptesicus nilssonii) zählt in Deutschland zu den selteneren Ar ten (Kategorie 2: stark gefährdet, Boye , H utterer & Benke 1998) und gibt ein „lückenhaftes Verbreitungsbild“ ab (Braun 2003). -
2017 History Walk
Preservation Alliance of Lafayette 2017 History Walk Freetown Port Rico National Historic District Preservation Alliance of Lafayette Sponsors: Meet Glenn Armentor Glenn J. Armentor is a well-known attorney in Acadiana Meet withGl e41n yenars A ofr mpracticeent andor more than 32,000 individual clients represented. As the managingGlenn J.partner Armentor for is a well-knownLafayette's attorneylargest plaintiffs’in Acadiana Mee tpersonal withGl e41n injuryyenars A oflawr mpractice firm,en t andoArmentorr more than 32,000 individual clients represented. As the handlesGlenn a wide J. Armentor variety of is law, a well-known including offshoreattorney managing partner for Lafayette's largest inaccidents, Acadiana workers' with 41 yecompensation,ars of practice automotive and more plaintiffs’ personal injury law firm, Armentor thanaccidents, 32,000 environmental individual clients law, represented. products liability, As the handles a wide variety of law, including offshore managingmedical malpractice, partner sportsfor injuries,Lafayette's catastrophic largest accidents, workers' compensation, automotive plaintiffs’event injuries, personal and more. injury law firm, Armentor accidents, environmental law, products liability, handles a wide variety of law, including offshore Armentor grew up in povertymedical asmalpractice, one of 10 children.sports injuries, Before catastrophic he reached accidents, workers' compensation, automotive the age of 18, he had already eventbeen injuries,arrested manyand more. time s. Had it not been for the thoughtful intervention of friaccidents,ends, family environmental and even total law, strangers, products Armentor liability, likelyArmentor would have grew spent up his in lifepovertymedical as a defend asmalpractice, oneant of in10 courtrooms children.sports injuries, Be ratherfore catastrophic thanhe reached as one ofthe the age most of 18, successful he had alread attorneysy eventbeen in injuries,thearrested South. -
The Relationship Between Individualistic Attitudes and Attitudes Towards Traditional Marriage in Contemporary American Society
Providence College DigitalCommons@Providence Social Work Theses Social Work Spring 2010 The Relationship Between Individualistic Attitudes and Attitudes Towards Traditional Marriage in Contemporary American Society Mary Sarah Harper Providence College Follow this and additional works at: https://digitalcommons.providence.edu/socialwrk_students Part of the Social Work Commons Harper, Mary Sarah, "The Relationship Between Individualistic Attitudes and Attitudes Towards Traditional Marriage in Contemporary American Society" (2010). Social Work Theses. 51. https://digitalcommons.providence.edu/socialwrk_students/51 It is permitted to copy, distribute, display, and perform this work under the following conditions: (1) the original author(s) must be given proper attribution; (2) this work may not be used for commercial purposes; (3) users must make these conditions clearly known for any reuse or distribution of this work. THE RELATIONSHIP BETWEEN INDIVIDUALISTIC ATTITUDES AND ATTITUDES TOWARDS TRADITIONAL MARRIAGE IN CONTEMPORARY AMERICAN SOCIETY A project based upon an independent investigation, submitted in partial fulfillment of the requirements for the degree of Bachelor of Arts in Social Work. Mary Sarah Harper Providence College Providence, Rhode Island 2010 3 Mary S. Harper The Relationship Between Individualistic Attitudes and Attitudes Towards Traditional Marriage in Contemporary American Society This report examines attitudes of a sample of 100 individuals from the ‘marriage- eligible population’ regarding the Institution of Marriage -
2001 Form 10-K
SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Ñscal year ended November 30, 2001 Commission File Number: 001-14965 The Goldman Sachs Group, Inc. (Exact name of registrant as speciÑed in its charter) Delaware 13-4019460 (State or other jurisdiction of (I.R.S. employer incorporation or organization) identiÑcation no.) 85 Broad Street New York, N.Y. 10004 (Address of principal executive oÇces) (Zip Code) (212) 902-1000 (Registrant's telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Title of each class: Name of each exchange on which registered: Common stock, par value $.01 per share, and attached New York Stock Exchange Shareholder Protection Rights Medium-Term Notes, Series B, Index-Linked Notes due American Stock Exchange 2002; 0.25% Exchangeable Notes due 2007; Index- Linked Notes due 2004; 1% Exchangeable Notes due 2007; 8% Reset YES Notes due 2002; 0.75% Exchangeable Notes due 2005; 1% Exchangeable Basket-Linked Notes due 2007; 0.25% Exchangeable Equity-Linked Notes due November 1, 2005; 0.25% Exchangeable Equity-Linked Notes due November 7, 2005; and 0.50% Exchangeable Equity-Linked Notes due 2007 Medium-Term Notes, Series B, 2.00% Exchangeable New York Stock Exchange Notes due 2006; 7.35% Notes due 2009; 7.50% Notes due 2005; and 7.80% Notes due 2010 Medium-Term Notes, Series B, Callable Index-Linked Chicago Board Options Exchange Notes due November 23, 2003 and Callable -
Full of Praise for the Hospitality of the People in the Palatinate
Article Translation | German - English Theory and practice Full of praise for the hospitality of the people in the Palatinate Delegation from Rwanda paid a visit to Pfalzklinikum of the Ndera hospital, the Brothers of Charity, in Ghent, Belgium. Together with Pfalzklinikum representatives they discussed the European perspective of health-care issues and the possibility of a long-term co-operation.The Rwandans were invited by the German delegation under the leadership of Dr. Gudrun Guests in the Palatinate : Joachim Hoffmann (2nd from left) visits Altdahn Castle near Dahn with the delegation Auert, head physician of the Kaiserslautern Clinic for “Learning from each other” – this the Palatinate and for the differen- Kusel Day Clinic, the Dahn Partici- Psychiatry, Psychosomatics and is the slogan of the exchange of tiated German health system. pation Center and the Pirmasens Psychotherapy. On the occasion Pfalzklinikum with the Ndera Day Clinic for Child and Youth of the farewell evening at Landeck Hospital in Kigali, the Rwandan From acupuncture to management Psychiatry Castle, Dr. Gudrun Auert and capital. In October eight guests Brother Charles as representatives from Rwanda paid a return visit to During his visit, topics such as the At the location in Klingenmünster of their respective group Pfalzklinikum. treatment of trauma patients, the participants learned, among expressed their thanks for the schizophrenic and addicted other things, how the areas of deep impressions and the mutual patient, acupuncture and quality management, controlling, ideas they had got for their work. „The partnership shows us that de-escalation were addressed. human resources and financial „The exchange was also a both facilities must cope with the The guests from the clinical field management as well as hygiene rewarding in-house experience. -
Lehman Brothers
Lehman Brothers Lehman Brothers Holdings Inc. (Pink Sheets: LEHMQ, former NYSE ticker symbol LEH) (pronounced / ˈliːm ə n/ ) was a global financial services firm which, until declaring bankruptcy in 2008, participated in business in investment banking, equity and fixed-income sales, research and trading, investment management, private equity, and private banking. It was a primary dealer in the U.S. Treasury securities market. Its primary subsidiaries included Lehman Brothers Inc., Neuberger Berman Inc., Aurora Loan Services, Inc., SIB Mortgage Corporation, Lehman Brothers Bank, FSB, Eagle Energy Partners, and the Crossroads Group. The firm's worldwide headquarters were in New York City, with regional headquarters in London and Tokyo, as well as offices located throughout the world. On September 15, 2008, the firm filed for Chapter 11 bankruptcy protection following the massive exodus of most of its clients, drastic losses in its stock, and devaluation of its assets by credit rating agencies. The filing marked the largest bankruptcy in U.S. history.[2] The following day, the British bank Barclays announced its agreement to purchase, subject to regulatory approval, Lehman's North American investment-banking and trading divisions along with its New York headquarters building.[3][4] On September 20, 2008, a revised version of that agreement was approved by U.S. Bankruptcy Judge James M. Peck.[5] During the week of September 22, 2008, Nomura Holdings announced that it would acquire Lehman Brothers' franchise in the Asia Pacific region, including Japan, Hong Kong and Australia.[6] as well as, Lehman Brothers' investment banking and equities businesses in Europe and the Middle East. -
From Anatolia to the New World Life Stories of the First Turkish Immigrants to America LİBRA KİTAP: 65 HISTORY: 54 © Libra Kitapçılık Ve Yayıncılık
From Anatolia to the New World Life Stories of the First Turkish Immigrants to America LİBRA KİTAP: 65 HISTORY: 54 © Libra Kitapçılık ve Yayıncılık Page Layout: Merhaba Grafik Cover Design: Utku Lomlu Cover Photos: Front cover: Dr. Fuad Bey guest of Ottoman Welfare Association at a tea party given in his honour at Turkish Club in New York. Source: Fuad Mehmed [Umay], Amerika'da Türkler ve Gördüklerim, İstanbul, 1341, p.18. Back cover: Dr. Fuad Bey in New York with the officers of the assembly. Source: Fuad Mehmed [Umay], Amerika'da Türkler ve Gördüklerim, İstanbul, 1341, p.24. First edition: 2013 ISBN 978-605-4326-64-8 Printing and Binding Birlik Fotokopi Baskı Ozalit ve Büro Malzemeleri Sanayi ve Ticaret Ltd. Şti. Nispetiye Mah. Birlik Sokak No: 2 Nevin Arıcan Plaza 34340 Levent / İstanbul Tel: (212) 269 30 00 Certificate No: 20179 Libra Kitapçılık ve Yayıncılık Ticaret A.Ş. Ebekızı Sok. Günaydın Apt. No: 9/2 Osmanbey / İstanbul Certificate No: 15705 Tel: 90- 212-232 99 04/05 Fax: 90- 212-231 11 29 E-posta: [email protected] www.librakitap.com.tr © All rights reserved. No part of this publication may be transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, or any information storage and retrieval system now known or to be invented, without permission in writing from the writer, except by a reviewer who wishes to quote brief passages for inclusion in a magazine, newspaper, or broadcast or academic publication. Rifat N. Balİ ~ From Anatolia to the New World Life Stories of the First Turkish Immigrants to America r Translated from the Turkish by Michael McGaha Biography Rifat N. -
J. & W. Seligman & Company Building
Landmarks Preservation Commission February 13, 1996, Designation List 271 LP-1943 J. & W. SELIGMAN & COMPANY BUILDING (later LEHMAN BROTHERS BUILDING; now Banca Commerciale Italiana Building), 1 William Street (aka 1-9 William Street, 1-7 South William Street, and 63-67 Stone Street), Borough of Manhattan. Built 1906-07; Francis H. Kimball and Julian C. Levi, architects; George A. Fuller Co., builders; South William Street facade alteration 1929, Harry R. Allen, architect; addition 1982-86, Gino Valle, architect. Landmark Site: Borough of Manhattan Tax Map Block 29, Lot 36. On December 12, 1995, the Landmarks Preservation Commission held a public hearing on the proposed designation as a Landmark of the J. & W. Seligman & Company Building (later Lehman Brothers Building; now Banca Commerciale Italiana Building) and the proposed designation of the related Landmark Site (Item No. 5). The hearing was continued to January 30, 1996 (Item No. 4). The hearing had been duly advertised in accordance with the provisions of law. Nine witnesses spoke in favor of designation, including representatives of Manhattan Borough President Ruth Messinger, Council Member Kathryn Freed, Municipal Art Society, New York Landmarks Conservancy, Historic Districts Council, and New York Chapter of the American Institute of Architects. In addition, the Commission has received a resolution from Community Board 1 in support of designation. Summary The rusticated, richly sculptural, neo-Renaissance style J. & W. Seligman & Company Building, designed by Francis Hatch Kimball in association with Julian C. Levi and built in 1906-07 by the George A. Fuller Co. , is located at the intersection of William and South William Streets, two blocks off Wall Street. -
Contact Partner OG MUNTER: Opment: Dipl.-Ing
DevelopmentMUNTER of a management system for farmers and communities for more environment protection and nature conservation by an optimised cultivation of energy plants WORK ACTIVITIES OF THE GROUP (1/2018) Agricultural farm Bauer & Bisterschied (Western Palatinate) - Modeling of an efficient erosion protection system for heavy precipitation events at Bisterschied in 2017. - Agroforestry systems / agricultural wood strips in short rotation coppice shall be planted in a total area of 3.8 ha and additional 3.7 ha at a local water body (flood protection Layerbach). - The wood to harvest will be part of the bioenergy village Bisterschied, therefore a regional energetic concept will be worked out in 2018. Agricultural farm Blum & Rockeskyll The agricultural area shall be protected by an agroforestry system and a mixture of wild herbs. (Vulkaneifel) - A heavy precipitation event caused significant erosion damages during the cultivation of mai- ze on two agricultural areas of the Blum’s farm. - One area is going to be sowed with Silphie (Silphium perfoliatum) in 2018; another area is going to be equipped with an agroforestry system and a mixture of wild herbs functioning as sediment trap (map left). - Simultaneously, a platform for an exchange of views with the local council of Rockeskyll is given to point out to the importance of a cooperative course of action between all farmers involved and the village. Agricultural farm Schönbeck & munici- pality Wolfstein (Western Palatinate) - The “Odenbach” has been renaturalised over a The theoretical model has been implemented into the farmers‘ actual management systems via site inspection. length of 380 meters in the context of a water management-related compensation for canal constructions.