DOCSLIB.ORG

Fund Facts Booklet Dated December 31, 2020

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Fund Facts Booklet Dated December 31, 2020 RIDER TO THE ECOFLEXTRA FUND FACTS BOOKLET DATED DECEMBER 31, 2020 Ecoflextra Contract issued by Industrial Alliance Insurance and Financial Services Inc. 1080 Grande Allée West, PO Box 1907, Station Terminus Quebec City, Quebec G1K 7M3 1-844-442-4636 [email protected] On August 31, 2021, the Fund Facts booklet (hereinafter the “Booklet”), which forms part of the Information Folder related to the Ecoflextra Contract is amended to reflect the following changes: — The investment strategies of the two following funds available in the “Guaranteed Surrender Series1” of Ecoflextra have been updated: - Global Disciplined Equity (iAIM) - International Disciplined Equity (iAIM) — The investment strategy of the following fund available in the “Classic Series 75/752” of Ecoflextra has been updated: - International Equity LIST OF AMENDEMENTS Effective August 31, 2021, this rider amends the Booklet in accordance with the following provisions: 1. The investment strategies have been updated as below: 1.1 Global Disciplined Equity (iAIM): The manager’s strategy is to invest in a well-diversified portfolio of securities from companies around the world with attractive growth potential and attractive valuation. The manager also ensures disciplined risk management. 2.2 International Disciplined Equity (iAIM): The manager’s strategy is to invest in a well-diversified portfolio of securities from companies outside of North America with attractive growth potential and attractive valuation. The manager also ensures disciplined risk management. 3.3 International Equity: The Fund is composed of a selection of quality international equities with good growth potential and attractive value, in companies located outside North America. 1 The Guaranteed Surrender Series is not available for new sales or new investments (deposits) in existing contracts. Existing pre-authorized deposits (PADs) remain in effect; however, their amount cannot be increased. 2 Classic Series 75/75 in the Ecoflextra product is not available for new sales, but is available for new investments (deposit) in existing contracts. CERTIFICATION Industrial Alliance Insurance and Financial Services Inc. certifies that the Booklet, as amended by this rider, briefly and simply discloses all material facts relating to the variable nature of the Funds offered under the Individual Variable Annuity Contract – Ecoflextra. Denis Ricard Jennifer Dibblee President and Chief Executive Officer Vice-President, Legal Services Corporate Secretary This rider, dated August 31, 2021, forms an integral part of the Fund Facts Booklet and the Ecoflextra Information Folder. iA Financial Group is a business name and trademark of Industrial Alliance Insurance and Financial Services Inc. ia.ca ACC F14-1A-6(21-09) INVESTMENT FUNDS / As 31, December at 2020 extra Ecofl Fund Facts TABLE OF CONTENTS FOCUS FUNDS CANADIAN EQUITY FUNDS Focus Prudent . 2 Canadian Disciplined Equity (iAIM) . 74 Focus Moderate . 4 Strategic Equity Income . 76 Focus Balanced . 6 Dividend Growth . 78 Focus Growth . 8 Canadian Equity Index . 80 Focus Aggressive . 10 Fidelity True North® . 82 Canadian Equity Growth . 84 SELECTION FUNDS Fidelity Canadian Opportunities . 86 Selection Prudent . 12 Canadian Equity Small Cap (QV) . 88 Selection Moderate . 14 North American Equity . 90 Selection Balanced . 16 Selection Growth . 18 U.S. & INTERNATIONAL EQUITY FUNDS Selection Aggressive . 20 Global Disciplined Equity (iAIM) . 92 Global Equity Index ACWI (BlackRock) . 94 DISCIPLINED FUNDS Global Dividend (Dynamic) . 96 Disciplined Prudent (iAIM) . 22 Global Equity . 98 Disciplined Moderate (iAIM) . 24 Global Opportunities (Loomis Sayles) . 100 Disciplined Balanced (iAIM) . 26 Fidelity Global Concentrated Equity . 102 Disciplined Growth (iAIM) . 28 Fidelity NorthStar® . .104 INCOME FUNDS International Disciplined Equity (iAIM) . 106 Money Market . 30 International Equity Index (BlackRock) . 108 Short Term Bond . 32 International Equity . 110 Bond . 34 Fidelity European Equity . 112 Disciplined Bond (iAIM) . 36 U .S . Disciplined Equity (iAIM) . 114 Canadian Corporate Bond . 38 U .S . Equity Index (BlackRock) . 116 Core Plus Bond (Wellington Square) . 40 Fidelity Insights . 118 Floating Rate Income (Wellington Square) . 42 Thematic Innovation . 120 Strategic Corporate Bond . 44 American (Dynamic) . 122 Fidelity American High Yield Currency Neutral . 46 U .S . Equity . 124 U .S . Dividend Growth . 126 DIVERSIFIED FUNDS SPECIALTY FUNDS Diversified Security . 48 Diversified . 50 Asian Pacific (Dynamic) . 128 Diversified Opportunity . 52 Emerging Markets (Jarislowsky Fraser) . 130 SRI Moderate (Inhance) . 54 Global Health Care (Renaissance) . 132 SRI Balanced (Inhance) . 56 Global Infrastructure (Dynamic) . 134 SRI Growth (Inhance) . 58 Real Estate Income . 136 Diversified Income . 60 U .S . DAQ Index . 138 Strategic Income . 62 INDEXIA FUNDS Global Diversified (Loomis Sayles) . 64 Indexia Prudent . 140 Fidelity Global Monthly Income . 66 Indexia Moderate . 142 Global Asset Allocation Security (iAIM) . 68 Indexia Balanced . 144 Global Asset Allocation (iAIM) . 70 Indexia Growth . 146 Global Asset Allocation Opportunity (iAIM) . 72 Indexia Aggressive . 148 1 FUND FACTS Industrial Alliance Insurance and Financial Services Inc. Ecoflextra FOCUS PRUDENT FUND Information as at December 31, 2020 QUICK FACTS Date of first offer under Ecoflextra: December 1, 2007 Guarantee Option MER1 Net Asset Value per Unit Portfolio Advisor: iA Investment Management Classic 75/75 Series 2.57% $19.10 Total Fund Value: $237.9 million Number of Units Outstanding: 10,873,360 Portfolio Turnover Rate: 40.89% Minimum Investment: $25 WHAT DOES THIS FUND INVEST IN? This fund invests in units of a number of underlying funds which mainly invest in Canadian fixed-income securities. The underlying funds may invest in Canadian equities and foreign equities. Top investments of the Fund Investment segmentation of the Fund Industrial Alliance Bond Fund2 54.98% Fixed Income Funds 69.93% PIMCO Monthly Income Fund (Canada) 6.98% Global Equity Funds 14.77% Industrial Alliance Canadian Equity Growth Fund 6.44% Canadian Equity Funds 10.39% Dynamic Global Dividend Fund, Series O 4.89% U.S. Equity Funds 5.07% Industrial Alliance International Equity Fund 4.59% Short Term and others -0.16% IA Clarington Strategic Corporate Bond Fund, Series I 3.99% Total 100.00% IA Clarington Floating Rate Income Fund, Series I 3.98% Industrial Alliance Dividend Fund 3.95% Fidelity Global Concentrated Equity Institutional Trust 3.76% Industrial Alliance Thematic Innovation Fund 2.80% JF Emerging Markets Equity Fund 1.53% Industrial Alliance U.S. Equity Multifactor (iAIM) 1.26% IA Clarington U.S. Dividend Growth Fund, Series I 1.01% Other Assets -0.16% Total 100.00% Total investments: 13 WHO IS THIS FUND FOR? HOW HAS THE FUND PERFORMED? The fund may be suitable for an investor who: This section tells you how the fund has performed over the past years for a • seeks a regular long-term return policyholder who chose the Classic 75/75 Series guarantee option. Returns • invests with below average risk tolerance shown are after the MER has been deducted. • is planning to invest for the long term Important: Past performance does not indicate how the fund will perform in the future. Also, your actual return will depend on the guarantee option you choose, HOW RISKY IS IT? any changes you made to your investment and your personal tax situation. The value of your investment can go down. Please refer to the Information AVERAGE RETURN Folder for further details. A person who invested $1,000 in the fund 10 years ago (or since the date RISK LEVEL it was first offered under Ecoflextra if less than 10 years) now has $1,363. Low to Moderate This works out to an average return of 3.14% a year. Low moderate Moderate to high High YEAR-BY-YEAR RETURNS This chart shows how the segregated fund has performed for the last 10 years. In ARE THERE ANY GUARANTEES? this period, the fund was up in value 9 years and down in value 1 year. This fund is offered under an insurance contract. It comes with guarantees % that may protect your investment if the markets go down. You pay fees for 10 the guarantees. 8.09 6.73 5.98 The fees are summarized in the “Ongoing Fund Expenses” section. 5 3.41 3.34 2.45 1.78 1.60 2.01 1 iA Financial Group is currently waiving a portion of the operating expenses for this fund 0 and can terminate the waiver at any time without notice. For the period ending December 31, 2020, the waiver was set at 0.05% for all guarantee options. 2 For details on the Industrial Alliance Bond Fund top investments refer to the corresponding -5 -3.48 Fund facts included in this document. 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2 FOCUS PRUDENT FUND HOW MUCH DOES IT COST? The following tables show the fees and expenses you could pay to buy, own and sell units of the fund. The ongoing fees and expenses are different for each guarantee option. One of the following sales charges will apply, see Information Folder or contract for full details or discuss with your life insurance agent. Sales Charge Option What You Pay How It Works Surrender Fees The deferred sales charge is a fixed rate and is deducted from the amount you surrender. If you surrender within: When you invest in the fund, iA Financial Group pays a commission of up to 5.6% to your life 1st and 2nd year 5% insurance agent and his/her agency. Any deferred sales charges paid go to iA Financial Group. Deferred Sales Charge 3rd year 4% You have the right to surrender up to 10% of the market value of your units each year, 4th year 3% without a surrender fee. 5th and 6th year 2% You may switch to units of another fund under the contract at any time without paying a deferred sales charge. After 6th year 0% Front End Sales Up to 5% of the amount to You and your life insurance agent decide on the rate. This sales charge is deducted from Charge be invested in the fund. the Front End Sales Charge amount invested and is paid as a commission to your life insurance agent and his/her agency.
Load more

Recommended publications
  • Notice of 2009 Annual Meeting of Shareholders And
    NOTICE OF 2009 ANNUAL MEETING OF SHAREHOLDERS AND MANAGEMENT PROXY CIRCULAR WHAT'S INSIDE NOTICE OF 2009 ANNUAL SHAREHOLDER MEETING ...................................................................................... 2 MANAGEMENT PROXY CIRCULAR ...................................................................................................................... 3 VOTING YOUR SHARES........................................................................................................................................... 4 BUSINESS OF THE MEETING................................................................................................................................ 10 THE NOMINATED DIRECTORS............................................................................................................................. 12 STATEMENT OF GOVERNANCE PRACTICES.................................................................................................... 19 COMMITTEES........................................................................................................................................................... 24 COMPENSATION OF CERTAIN EXECUTIVE OFFICERS .................................................................................. 29 AIR CANADA'S EXECUTIVE COMPENSATION PROGRAM............................................................................. 34 PERFORMANCE GRAPHS ...................................................................................................................................... 39 OTHER IMPORTANT
    [Show full text]
  • Quarterly Update Volume 26, Number 1 First Quarter, March 31, 2021 Quarterly Update
    GROUP SAVINGS AND RETIREMENT Quarterly Update Volume 26, Number 1 First Quarter, March 31, 2021 Quarterly Update Group Savings Contents and Retirement Economic and Financial Environment . 4 Global Fixed Income (PIMCO) . 70 Floating Rate Bank Loan (AlphaFixe) . 71 Market indicators . 14 Diversified Funds Investment options . 16 Diversified Security . 72 Our Investment Advisors . 17 Balanced Moderate Index (BlackRock) . 73 ATTITUDE portfolios . 23 Diversified . 74 Balanced (Beutel Goodman) . 75 Group Investment Funds . 27 Balanced (Jarislowsky) . 76 Target Date Funds Balanced Growth (MFS) . 77 LifePath Retirement Index I (BlackRock) . 28 Balanced (PH&N) . 78 LifePath 2025 Index (BlackRock) . 29 Diversified Opportunity . 79 LifePath 2030 Index (BlackRock) . 30 Fidelity Canadian Asset Allocation . 80 LifePath 2035 Index (BlackRock) . 31 Canadian Equity Funds LifePath 2040 Index (BlackRock) . 32 Canadian Equity Index (BlackRock) . 81 LifePath 2045 Index (BlackRock) . 33 Dividend . 82 LifePath 2050 Index (BlackRock) . 34 Canadian Dividend (Beutel Goodman) . 83 LifePath 2055 Index (BlackRock) . 35 Canadian Equity Value (PH&N) . 84 LifePath 2060 Index (BlackRock) . 36 Canadian Equity (QV) . 85 Fidelity ClearPath Income . 37 Fidelity Canadian Focused Equity . 86 Fidelity ClearPath 2020 . 38 Canadian Equity Growth . 87 Fidelity ClearPath 2025 . 39 Canadian Equity Q Growth (CC&L) . 88 Fidelity ClearPath 2030 . 40 Canadian Equity (Fiera Capital) . 89 Fidelity ClearPath 2035 . 41 Canadian Ethical Equity Fossil Fuel Free (Fiera Capital) . 90 Fidelity ClearPath 2040 . 42 Canadian Equity (Jarislowsky) . 91 Fidelity ClearPath 2045 . 43 Canadian Equity Fossil Fuel Free (Jarislowsky) . 92 Fidelity ClearPath 2050 . 44 Canadian Equity (MFS) . 93 Fidelity ClearPath 2055 . 45 Fidelity True North® . 94 Fidelity ClearPath 2060 . 46 Responsible Canadian Research Equity (MFS) . 95 Asset Allocation Funds Canadian Equity Small Cap .
    [Show full text]
  • 13 March 2003 Mr. Alex Himelfarb Clerk of the Privy Council and Secretary to the Cabinet
    13 March 2003 Mr. Alex Himelfarb Clerk of the Privy Council and Secretary to the Cabinet Langevin Block 80 Wellington Street Ottawa, Ontario K1A 0A3 Bernard A. Courtois Executive Counsel Dear Mr. Himelfarb: BCE & Bell Canada Subject: Canada Gazette – Notice No. DGTP-001-03 Petition to the Governor in Council from Quebecor Média inc. under Section 12 of the Telecommunications Act in regard to the following CRTC Decision: Quebecor Média inc. – Alleged anti-competitive cross-subsidization of Bell ExpressVu, Telecom Decision CRTC 2002-61 These comments are filed on behalf of BCE Inc. and Bell Canada in response to the petition by Quebecor Média inc. (“Quebecor”) to the Governor in Council regarding Telecom Decision CRTC 2002-61 (“the Decision”). In its application of 4 April 2002, filed with the CRTC pursuant to Part VII of the CRTC Telecommunications Rules of Procedure, Quebecor alleged that BCE has been using profits generated by Bell Canada to anti-competitively cross-subsidize the entry of Bell ExpressVu Limited Partnership (“ExpressVu”) into the Quebec broadcasting distribution market. Quebecor argued that mechanisms put in place by the Commission to prevent cross-subsidization of ExpressVu by Bell Canada be activated in order to prevent Bell Canada, the dominant player in local telephone service, from becoming the dominant broadcasting distribution undertaking (“BDU”). In its Decision of 8 October 2002, the Commission found that Bell Canada was not, in fact, inappropriately cross-subsidizing ExpressVu, and furthermore, that ExpressVu was not the dominant BDU that Quebecor warned about: [T]he Commission remains of the view that the existing mechanisms, including those recently modified in Decision 2002- 34, are appropriate and sufficient to prevent inappropriate cross- subsidization of ExpressVu by Bell Canada, at the expense of users of telecommunications services.
    [Show full text]
  • Inondations 3 Mois ANG-V3.Ai
    Three-month Action Report 2017 SPRING FLOODS IN QUEBEC AN IMPRESSIVE HUMANITARIAN COMMITMENT In the spring of 2017, record rainfall caused extensive flooding in several Canadian provinces, when thousands of people had to flee their homes and neighbourhoods. In all instances, the Canadian Red Cross rose to help individuals and families in need. In its role as partner to the Quebec government in assisting disaster victims, the Red Cross helped the Quebec ministère de la Sécurité publique (MSP) and municipalities in managing the effects of the floods on people. The more heavily impacted regions were the Montreal metropolitan area, Outaouais, Montérégie, Mauricie, Lanaudière and Laurentides. At the height of the crisis, the official tally evidenced the extent of the disaster: 261 municipalities stricken in 15 administrative regions; 5 371 main residences flooded; and almost 400 highways damaged. PROVIDING ASSISTANCE IN A TWO-STEP PROCESS Following the Red Cross fundamental principles All Red Cross programs abide by fundamental principles to preserve the dignity of beneficiaries while offering just and appropriate assistance. « Thanks to the generosity of our donors and to the support of the ministère de la Sécurité publique, the Canadian Red Cross was able to provide disaster-impacted people with assistance at various levels: immediate emergency help; direct respite assistance; support toward recovery. We are extremely grateful! » Pascal Mathieu, Vice-President, Canadian Red Cross, Quebec region. Immediate emergency help “It’s been three months now since we were flooded. My house is a total loss. My wife and I are no longer With the financial support of ministère de la Sécurité young and we provide for our son; the three of us have publique, the Red Cross coordinated immediate been living in a hotel room since May.
    [Show full text]
  • Fund Facts Booklet Dated December 31, 2020
    RIDER TO THE ECOFLEX FUND FACTS BOOKLET DATED DECEMBER 31, 2020 Ecoflex Contract issued by Industrial Alliance Insurance and Financial Services Inc. 1080 Grande Allée West, PO Box 1907, Station Terminus Quebec City, Quebec G1K 7M3 1-844-442-4636 [email protected] On August 31, 2021, the Fund Facts booklet (hereinafter the “Booklet”), which forms part of the Information Folder related to the Ecoflex Contract is amended to reflect the following change: — The investment strategy of the following fund has been updated: - International Equity LIST OF AMENDEMENTS Effective August 31, 2021, this rider amends the Booklet in accordance with the following provisions: 1. The investment strategies have been updated as below: 1.1 International Equity: The Fund is composed of a selection of quality international equities with good growth potential and attractive value, in companies located outside North America. CERTIFICATION Industrial Alliance Insurance and Financial Services Inc. certifies that the Booklet, as amended by this rider, briefly and simply discloses all material facts relating to the variable nature of the Funds offered under the Individual Variable Annuity Contract – Ecoflex. Denis Ricard Jennifer Dibblee President and Chief Executive Officer Vice-President, Legal Services Corporate Secretary This rider, dated August 31, 2021, forms an integral part of the Fund Facts Booklet and the EcoflexInformation Folder. iA Financial Group is a business name and trademark of Industrial Alliance Insurance and Financial Services Inc. ia.ca ACC F14-3A-5(21-09) INVESTMENT FUNDS / As 31, December at 2020 Ecoflex Fund Facts TABLE OF CONTENTS FOCUS FUNDS CANADIAN EQUITY FUNDS Focus Prudent . 2 Strategic Equity Income .
    [Show full text]
  • Form 20-F Quebecor Media Inc
    Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR _ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of event requiring this shell company report ... ... For the transition period from to Commission file number: 333-13792 QUEBECOR MEDIA INC. (Exact name of Registrant as specified in its charter) Province of Québec, Canada (Jurisdiction of incorporation or organization) 612 St-Jacques Street Montréal, Québec, Canada H3C 4M8 (Address of principal executive offices) Securities registered or to be registered pursuant to Section 12(b) of the Act. Title of each class Name of each exchange on which registered None None Securities registered or to be registered pursuant to Section 12(g) of the Act. None (Title of Class) Table of Contents Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act. 5¾% Senior Notes due January 2023 (Title of Class) Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the annual report. 95,441,277 Common Shares Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.
    [Show full text]
  • Investor Presentation
    Videotron Ltd. / Vidéotron Ltée Investor Education Presentation May / June 2021 Strictly Private & Confidential 1 Cautionary Statements General This presentation does not constitute or form part of an offer to sell or the solicitation of an offer to purchase any securities in any jurisdiction. No securities commission or similar authority of the United States, Canada or any other jurisdiction has reviewed or in any way passed upon this document or the merits of the securities described herein, and any representation to the contrary is an offence. Forward Looking Statement This presentation contains forward-looking statements, which are subject to known and unknown risks and uncertainties that could cause Videotron Ltd’s (“Videotron’s”) and Quebecor Media Inc.’s (“QMI’s” and together with Videotron, “the Company’s”) actual results to differ materially from those set forth in the forward-looking statements. These risks include changes in customer demand for the Company's products, changes in raw material and equipment costs and availability, seasonal fluctuations in customer orders, pricing actions by competitors, and general changes in the economic environment. For additional information on such risks and uncertainties relating to the Company, you can consult QMI’s and Videotron’s Annual Reports on Form 20F which have been filed with the SEC. Except as may be required by applicable securities laws, we do not undertake any obligation to update any forward looking statement, whether as a result of new information, future events or otherwise. Presentation of Financial Information On January 1, 2019, the Company adopted the new rules under IFRS 16 standards. Accordingly, the financial results for the periods ending after January 1, 2019 (and, for comparative purposes, the financial results for the years ended December 31, 2016, 2017 and 2018) presented herein were prepared in accordance with IFRS 16.
    [Show full text]
  • DFA Canada Canadian Vector Equity Fund - Class a As of July 31, 2021 (Updated Monthly) Source: RBC Holdings Are Subject to Change
    DFA Canada Canadian Vector Equity Fund - Class A As of July 31, 2021 (Updated Monthly) Source: RBC Holdings are subject to change. The information below represents the portfolio's holdings (excluding cash and cash equivalents) as of the date indicated, and may not be representative of the current or future investments of the portfolio. The information below should not be relied upon by the reader as research or investment advice regarding any security. This listing of portfolio holdings is for informational purposes only and should not be deemed a recommendation to buy the securities. The holdings information below does not constitute an offer to sell or a solicitation of an offer to buy any security. The holdings information has not been audited. By viewing this listing of portfolio holdings, you are agreeing to not redistribute the information and to not misuse this information to the detriment of portfolio shareholders. Misuse of this information includes, but is not limited to, (i) purchasing or selling any securities listed in the portfolio holdings solely in reliance upon this information; (ii) trading against any of the portfolios or (iii) knowingly engaging in any trading practices that are damaging to Dimensional or one of the portfolios. Investors should consider the portfolio's investment objectives, risks, and charges and expenses, which are contained in the Prospectus. Investors should read it carefully before investing. Your use of this website signifies that you agree to follow and be bound by the terms and conditions of
    [Show full text]
  • ANNUAL INFORMATION FORM of METRO INC. Year Ended September 25, 2010
    ANNUAL INFORMATION FORM OF METRO INC. Year ended September 25, 2010 DECEMBER 10, 2010 Table of contents 1. Incorporation 1 1.1 Incorporation of the Issuer 1 1.2 Subsidiaries 1 2. General Development of the Business over the Past Three Years 2 3. Description of the Business 3 3.1 Business of the Company 3 3.2 Clients and Suppliers 4 3.3 Human Resources 5 3.4 Trademarks and Trade Names 5 3.5 Social and Environmental Policies 5 3.6 Research and Development 5 3.7 Regulations 6 3.8 Loan Operations 6 3.9 Reorganizations 6 3.10 Risk Factors 6 4. Dividends 6 5. Share Capital Structure 7 6. Market for Securities 8 6.1 Trading Price and Volume 8 6.2 Credit Ratings and Debts 8 6.3 Prior Sales 9 7. Escrowed Securities and Securities Subject to Contractual Restriction on Transfer 9 8. Directors and Officers 10 8.1 Name, Occupation and Security Holding 10 8.2 Cease Trade Orders, Bankruptcies, Penalties or Sanctions 12 8.3 Conflict of Interest 13 9. Legal Proceedings 14 10. Persons with an Interest in Material Transactions 14 11. Transfer Agent and Registrar 14 12. Material Contracts 14 13. Interest of Experts 14 13.1 Name of Experts 14 13.2 Interest of the Company’s External Auditors 14 14. Information on the Audit Committee 14 15. Additional Information 14 SCHEDULE A Information on the Audit Committee 16 SCHEDULE B Mandate of the Audit Committee 18 N.B.: All disclosures in this Annual Information Form are as at September 25, 2010 unless otherwise indicated.
    [Show full text]
  • Women in Leadership at S&P/Tsx Companies
    WOMEN IN LEADERSHIP AT S&P/TSX COMPANIES Women in Leadership at WOMEN’S S&P/TSX Companies ECONOMIC Welcome to the first Progress Report of Women on Boards and Executive PARTICIPATION Teams for the companies in the S&P/TSX Composite Index, the headline AND LEADERSHIP index for the Canadian equity market. This report is a collaboration between Catalyst, a global nonprofit working with many of the world’s leading ARE ESSENTIAL TO companies to help build workplaces that work for women, and the 30% Club DRIVING BUSINESS Canada, the global campaign that encourages greater representation of PERFORMANCE women on boards and executive teams. AND ACHIEVING Women’s economic participation and leadership are essential to driving GENDER BALANCE business performance, and achieving gender balance on corporate boards ON CORPORATE and among executive ranks has become an economic imperative. As in all business ventures, a numeric goal provides real impetus for change, and our BOARDS collective goal is for 30% of board seats and C-Suites to be held by women by 2022. This report offers a snapshot of progress for Canada’s largest public companies from 2015 to 2019, using the S&P/TSX Composite Index, widely viewed as a barometer of the Canadian economy. All data was supplied by MarketIntelWorks, a data research and analytics firm with a focus on gender diversity, and is based on a review of 234 S&P/TSX Composite Index companies as of December 31, 2019. The report also provides a comparative perspective on progress for companies listed on the S&P/TSX Composite Index versus all disclosing companies on the TSX itself, signalling the amount of work that still needs to be done.
    [Show full text]
  • ANNUAL INFORMATION FORM Year Ended December 31, 2019
    SNC-LAVALIN GROUP INC. ANNUAL INFORMATION FORM Year Ended December 31, 2019 February 27, 2020 TABLE OF CONTENTS INTERPRETATION .................................................................................................................................... 3 CAUTION REGARDING FORWARD-LOOKING STATEMENTS ................................................................... 3 1. CORPORATE STRUCTURE ........................................................................................................... 5 1.1 INCORPORATION OF THE COMPANY .............................................................................. 5 1.2 SUBSIDIARIES, JOINT ARRANGEMENTS AND ASSOCIATES .............................................. 5 2. GENERAL DEVELOPMENT OF THE BUSINESS ............................................................................. 7 3. DESCRIPTION OF THE BUSINESS .............................................................................................. 11 3.1 GENERAL ....................................................................................................................... 11 3.2 REVENUE BACKLOG ....................................................................................................... 14 3.3 RISK FACTORS ................................................................................................................ 14 3.4 NUMBER OF EMPLOYEES .............................................................................................. 14 3.5 SOCIAL AND OTHER IMPORTANT POLICIES: THE VALUES THAT GUIDE US .................
    [Show full text]
  • Interim Report and Financial Statements
    Fidelity Investment Funds Interim Report and Financial Statements For the six months ended 31 August 2020 Fidelity Investment Funds Interim Report and Financial Statements for the six month period ended 31 August 2020 Contents Director’s Report* 1 Statement of Authorised Corporate Director’s Responsibilities 2 Director’s Statement 3 Authorised Corporate Director’s Report*, including the financial highlights and financial statements Market Performance Review 4 Summary of NAV and Shares 6 Accounting Policies of Fidelity Investment Funds and its Sub-funds 9 Fidelity American Fund 10 Fidelity American Special Situations Fund 12 Fidelity Asia Fund 14 Fidelity Asia Pacific Opportunities Fund 16 Fidelity Asian Dividend Fund 18 Fidelity Cash Fund 20 Fidelity China Consumer Fund 22 Fidelity Emerging Asia Fund 24 Fidelity Emerging Europe, Middle East and Africa Fund 26 Fidelity Enhanced Income Fund 28 Fidelity European Fund 30 Fidelity European Opportunities Fund 32 Fidelity Extra Income Fund 34 Fidelity Global Dividend Fund 36 Fidelity Global Enhanced Income Fund 38 Fidelity Global Focus Fund 40 Fidelity Global High Yield Fund 42 Fidelity Global Property Fund 44 Fidelity Global Special Situations Fund 46 Fidelity Index Emerging Markets Fund 48 Fidelity Index Europe ex UK Fund 50 Fidelity Index Japan Fund 52 Fidelity Index Pacific ex Japan Fund 54 Fidelity Index Sterling Coporate Bond Fund 56 Fidelity Index UK Fund 58 Fidelity Index UK Gilt Fund 60 Fidelity Index US Fund 62 Fidelity Index World Fund 64 Fidelity Japan Fund 66 Fidelity Japan Smaller
    [Show full text]