Vocabulary in Context: Mysteries, Curiosities & Wonders
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Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases
Online CLE Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases 1 General CLE credit From the Oregon State Bar CLE seminar 32nd Annual Northwest Bankruptcy Institute, presented on April 5 and 6, 2019 © 2019 Edward Boltz, Gary Dyer. All rights reserved. ii Chapter 2 Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases EDWARD BOLTZ Law Offices of John T. Orcutt Durham, North Carolina GARY DYER Office of the U.S. Trustee Spokane, Washington Contents Presentation Slides: The Risks and Rewards of Unbundling in Chapter 7. .2–1 Further Reading . 2–15 Daniel Gill, “Should ‘No Money Down’ Chapter 7s Be Allowed?” Bloomberg Law, October 27, 2017 (Reprinted with Permission) . 2–17 Tessa Santiago, Michael Sousa, and Alex Dolhancyk, “Rustling Up Bankruptcy Unbundling,” NACBA’s 26th Annual Convention, April 2018 (Reprinted with Permission) . 2–19 Bethea v. Robert J. Adams & Associates, 352 F.3d 1125 (7th Cir. 2003) . 2–33 Memorandum Opinion in In re Wright, Case Nos. 17-11936-M (Bankr. N.D. Okla. 2018) . 2–41 Cadwell v. Kaufman, Englett & Lynd, PLLC, 886 F.3d 1153 (11th Cir. 2018) . 2–97 Final Report of the American Bankruptcy Institute National Ethics Task Force (Reprinted with Permission). .2–115 Chapter 2—Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases 32nd Annual Northwest Bankruptcy Institute 2–ii Chapter 2—Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases The Risks and Rewards of Unbundling in Chapter 7 Presented by: Edward Boltz, Law Offices of John T. Orcutt, Durham NC Gary Dyer, U.S. Trustee Program, Seattle WA Disclaimer: These materials and the opinions expressed are not necessarily the position of the U.S. -
Project Plan EDCP 331 Conspiracy Theories and Critical Thinking
Conspiracy Theories and Critical Thinking EDCP 331 December 2016 1 Project Plan EDCP 331 Conspiracy Theories and Critical Thinking Class Description: The Grade 7 classroom was located in a typical elementary school in a suburban neighbourhood in Delta, British Columbia. There was a total of 29 students, 16 males and 13 females. The teacher is female and has been teaching for seven years. It is a racially diverse classroom of children who come from various ethnic backgrounds. The socioeconomic status of the children could be described as middle class. There were no obvious indicators of wealth such as high end name brand clothing and accessories. Nor was there obvious indicators of poverty worn clothing, unkempt hygiene. The teacher did indicate three males that needed additional support. One diagnosed with autism and a hearing impairment, another diagnosed with autism and is a Jehovah's Witness, and a third ELL with an unstable family environment. These two males required more monitoring, one on one communication and patience from the TC’s during the lessons than did the other students. A third student was identified as gender fluid, listed on the class list as female but preferring to be called by a male name. This challenged the TC’s to attempt to avoid saying “his”, “her”, “boys and girls” and instead call the group by their division and number. This classroom appeared to be keenly interested in the topic at hand but needed monitoring, guidance and support to stay on task. The teacher dealt with a social issue, unrelated to our lesson, for at least one student every time we provided a lesson. -
Conspiracy Theory Beliefs: Measurement and the Role of Perceived Lack Of
Conspiracy theory beliefs: measurement and the role of perceived lack of control Ana Stojanov A thesis submitted for the degree of Doctor of Philosophy at the University of Otago, Dunedin, New Zealand November, 2019 Abstract Despite conspiracy theory beliefs’ potential to lead to negative outcomes, psychologists have only relatively recently taken a strong interest in their measurement and underlying mechanisms. In this thesis I test a particularly common motivational claim about the origin of conspiracy theory beliefs: that they are driven by threats to personal control. Arguing that previous experimental studies have used inconsistent and potentially confounded measures of conspiracy beliefs, I first developed and validated a new Conspiracy Mentality Scale, and then used it to test the control hypothesis in six systematic and well-powered studies. Little evidence for the hypothesis was found in these studies, or in a subsequent meta-analysis of all experimental evidence on the subject, although the latter indicated that specific measures of conspiracies are more likely to change in response to control manipulations than are generic or abstract measures. Finally, I examine how perceived lack of control relates to conspiracy beliefs in two very different naturalistic settings, both of which are likely to threaten individuals feelings of control: a political crisis over Macedonia’s name change, and series of tornadoes in North America. In the first, I found that participants who had opposed the name change reported stronger conspiracy beliefs than those who has supported it. In the second, participants who had been more seriously affected by the tornadoes reported decreased control, which in turn predicted their conspiracy beliefs, but only for threat-related claims. -
Witness: What Is Their Connection What Do They Say Happened? What Makes Them a What Makes Them an to the Incident? Reliable Witness? Unreliable Witness?
Witness: What is their connection What do they say happened? What makes them a What makes them an to the incident? reliable witness? unreliable witness? Major Jesse Marcel Lieutenant Walter Haut General William Blanchard Mack Brazel EXTENSION: Ray Santilli EXTENSION: Glen Dennis Key Witness: Maj. Jesse Marcel When the police and the US army arrived to investigate the crash, Major Marcel was the lead investigator. He was not a involved in the secret projects at Roswell airbase and genuinely did not know what the wreckage was. He looked at the wreckage and told journalists that he had decided that it could be alien. Shortly after, he changed his story and said that it was a weather balloon. 30 years after the Roswell Incident happened, Major Jesse Marcel became one of the most important people supporting the “alien UFO” theory. In 1980 he changed his story again and publicly said that his first idea of it being a UFO was actually the truth. He said that the materials he saw when he investigated were “nothing made on this earth”. He also claimed that a famous photo of him posing with some of the wreckage was faked – he claimed that he was given some tinfoil and wood and told to make it look like that was part of the wreckage, but that it wasn’t actually from the crash. Critics have pointed out that Major Marcel is an unreliable witness who has changed his story multiple times. He also has a history of lying. He has previously claimed to have received multiple medals for shooting down enemy planes, when in fact he has never been in a combat situation and has never been awarded a medal. -
Alien Autopsy Video," Which "What About Roswell?" the SKEPTICAL Ence
READERS FORUM ficult is it to copy methods used by psy- Viewers Find Flaws with 'Alien chic healers to fake blood? (Take a small hidden balloon or a hypodermic full of Autopsy' Film colored corn syrup and squirt it down the blade of a scalpel and you will get the I do most of the public Yerkes The film looks entirely too full of very "realistic" appearance of real bleed- Observatory tours, as well as private scratches and light leaks. It is as if some- ing cuts.) I do not believe the special programs, and so consider myself will- one were told to make a modern film effects people when they say they can't ing and able to answer questions about appear old and went a bit too far. imagine how such a thing could be faked. astronomy. During the question-and- The special effects people may be At least one of the advertisements answer period someone inevitably asks, experts, but not in exobiology or sci- was for the "alien autopsy video," which "What about Roswell?" The SKEPTICAL ence. They too were probably told they suggests we are watching an "infomer- INQUIRER has provided me both the were watching the real autopsy of the cial" designed to sell us the product. methods and information necessary to real alien. Extraordinary claims require extraor- answer the question. The Sharper Image catalog sells for dinary proof. Not once are we given People have been asking me about more than $1,000 an "authentic" fake anything real, no knowledge we could the so-called alien autopsy video. -
Ufos Real? to Roswell, New Mexico, and Attended a Conference Explore Eyewitness Accounts, Examine the Put on by the Mutual UFO Network
HALLS KELLY MILNER HALLS is a full- time author with a passion for unearthing unusual facts about the creatures and the world around her. She loves to dig up the details by interviewing experts and discovering the most up-to-date research on her subjects. In her research for this book, she traveled Are aliens and UFOs real? to Roswell, New Mexico, and attended a conference Explore eyewitness accounts, examine the put on by the Mutual UFO Network. Her previous evidence, and decide for yourself. books include Tales of the Cryptids: Mysterious Creatures That May or May Not Exist, Mysteries of the Mummy Kids, Saving the Baghdad Zoo, and In Search of Sasquatch. Halls lives with her two daughters in Spokane, Washington. You can find out more about IMAGINE . INVESTIGATION her and her books at www.kellymilnerhalls.com. you’re in the woods after dark. Eerie green lights appear in the distance. Then there’s a sudden flash and everything is dark again. You decide to take a closer look. You come upon a saucer-shaped craft hovering silently just above the ground. You reach out to touch it, but the object suddenly shoots up into the sky. Have you just seen a UFO? Some people say they have had experiences like “Through her outstanding research O phenomena and her clear and on UF this. Are they telling the truth? To find out, Kelly understandable writing style, Kelly Milner Milner Halls investigated stories of eyewitnesses Halls has skillfully revealed the detailsO ofs.” from around the world. She explored UFO sightings, some of the most famous and important UFO cases in the world. -
Close Encounters in the Contemporary UFO Movement, UFO Sightings
R.S. 2811 - Close Encounters In the contemporary UFO movement, UFO sightings, contacts, and abductions continue to be reported, and form the central core of the ongoing fascination with UFOs in popular culture. Each of these aspects of UFO phenomenon have significant religious overtones. Although UFO phenomena can be, and often are, understood outside the context of religious belief, there are strong religious or spiritual components to belief in and experience of contact with extraterrestrials and UFOs. This is true for any kind of close encounter, from the first to fourth kind. It is even more true for those who "channel" extraterrestrial entities, or for those who believe themselves to be the descendants of extraterrestrial visitors to earth. The religious implications of UFO sightings, contacts, and abductions have become increasingly evident over the past fifty years, as the UFO-as-advanced-technology thesis has failed to find incontrovertible support. Nevertheless, there are still a lot of participants in the broader UFO movement who reject any kind of religious interpretation of UFO phenomenon. For this reason, we should keep in mind that our discussion of the religious aspects of belief in UFOs and the experience of UFO abductions represents a generalization not necessarily applicable to the experiences of all members of the UFO movement. Close Encounter Experiences There are religious aspects to all kinds of close encounters with UFOs. The phrase "close encounter" was originated by an astronomer named J. Allen Hynek who worked with the United States Air Force from 1949 to about 1970 on its investigations into UFO phenomenon, investigations that were code named projects Sign, Grudge, and Blue Book. -
Help in Writing a Research Paper
1 HELP IN WRITING A RESEARCH PAPER Table of Contents Introduction……………………………………………………………………..2 Six Steps to Research Planning Before You Write…………………………………………………….3 Choosing a Topic Writing a Thesis Statement Check List For a Good Thesis Statement Searching For Information…………………………………………………….6 Sources of Information Where to Look Evaluating Internet Sites Using the Information Found…………………………………………………10 Avoiding Plagiarism Card Format Sample Entries-Books Sample Entries-Print Periodicals Sample Entries-Electronic Databases Sample Entries-Miscellaneous Note Card Format……………………………………………………………..19 Why Use Note Cards What to Include on Note cards Note Cards Guide Sample Cards Putting It All Together………………………………………………………..20 Organizing Your Information Outling Your Paper Writing-Introduction Paragraph Writing-Body Paragraphs Writing-Conclusion Paragraph Typing Your Paper……………………………………………………………25 Title Page Format: Page 1,2,3 Bibliography Samples Evaluate What You Have Done………………………………………………28 Checklist-Content Checklist-Format Index……………………………………………………………………….......31 2 Introduction You’ve been assigned a research paper. Don’t panic! Putting together a research paper or presentation does not have to be difficult, but it does need to be a step-by- step process. Pay attention to the early steps listed below Searching for information and then using the information you find is a skill that you will use many times in the future. Whether it is deciding which new car to buy or comparing potential vacation spots, research is and will be part of your life. 6 Steps to Research Step 1 – Planning • Make sure you understand the assignment your teacher has given you. • Figure out what kind of information you will need to complete the assignment. • Begin preliminary research into what you have been assigned to accomplish. -
The Secret History of Extraterrestrials: Advanced Technology And
The Secret History of Extraterrestrials “With our present knowledge of the cosmos, there is now a real possibility of evolved and intelligent civilizations elsewhere in the vast cosmological space. And possible visitations and even encounters can no longer be ignored. Naturally we must tread with caution and not jump to conclusions too easily and too readily; but we must also keep an open mind and respect those bold investigators who apply rigorous research and common sense to this fascinating although very debated hypothesis. Len Kasten is such an investigator, and his book The Secret History of Extraterrestrials is a must for the libraries of all seekers of truth with unbiased minds.” ROBERT BAUVAL, AUTHOR OF THE ORION MYSTERY , MESSAGE OF THE SPHINX, AND BLACK GENESIS “Len Kasten has provided an up-to-date survey of the vast array of issues that are now emerging into the public consciousness regarding an extraterrestrial presence engaging the human race. For those who want to jump right into the pool and not just sit on the side and dangle their feet, take the plunge with The Secret History of Extraterrestrials.” STEPHEN BASSETT, EXECUTIVE DIRECTOR OF PARADIGM RESEARCH GROUP “You can always count on Len Kasten to take you on a spellbinding galactic adventure, for he never fails to seek out ideas and theories that challenge your assumptions of what is true while firing your imagination. Whether in this dimension or another, be it past or future, your travels with Len Kasten will open your mind and introduce you to realities and experiences, you may have mistakenly assumed can exist only as fiction.” PAUL DAVIDS, DIRECTOR/PRODUCER OF JESUS IN INDIA AND EXECUTIVE PRODUCER/COWRITER OF ROSWELL: THE UFO COVERUP “This comprehensive book covers some of the most intriguing UFO and alien-contact cases ever reported. -
USAF Roswell Report Part 1
FOREWORD This report represents a joint effort by Col. Richard L. Weaver and 1st Lt. James McAndrew to address the request made by Representative Steven H. Schiff (R-NM) for information regarding an alleged crash of an unidentified flying object (UFO) that occurred in the state in 1947. This publication duplicates the information provided to the Secretary of the Air Force and to the General Accounting Office (GAO). It was written as a result of Colonel Weaver’s and Lieutenant McAndrew’s efforts to locate the records that explain the events of July 1947 leading to what is popularly known as the Roswell Incident. The only information presented here that was not in the report delivered to the Secretary of the Air Force and the GAO is the photograph section. It appears after Colonel Weaver’s final attachment, at the very end of this book. The importance of attachment 32, Lieutenant McAndrew’s synopsis, derives from his description of Project MOGUL, the top-priority classified project of balloon-borne experiments, which provides the explanation for the “Roswell Incident.” Interest abounds surrounding the UFO wave of 1947 which began in the spring and did not dissipate until fall. Interest in UFOs climaxed during the summer, when multiple sightings of such objects occurred. RICHARD P. HALLION Air Force Historian ACKNOWLEDGMENTS This report and publication would not have been possible without the expert assistance and outstanding cooperation of many persons and organizations. Appreciation is extended to the Administrative Assistant to the Secretary of the Air Force, Mr. William Davidson, and to his predecessor, Mr. -
Global Feedback and Input on the Facebook Oversight Board for Content Decisions Appendix
Global Feedback and Input on the Facebook Oversight Board for Content Decisions Appendix Appendix A 02 Appendix B 07 Appendix C 26 Appendix D 100 Appendix E 138 Appendix F 177 APPENDIX A Draft Charter: An Oversight Board for Content Decisions Every day, teams at Facebook make difficult decisions about Facebook takes responsibility for our content decisions, what content should stay up and what should come down policies and the values we use to make them The purpose of the board is to provide oversight of how we exercise that As our community has grown to more than 2 billion people, responsibility and to make Facebook more accountable we have come to believe that Facebook should not make so many of those decisions on its own — that people should be The following draft raises questions and considerations, while able to request an appeal of our content decisions to an providing a suggested approach that constitutes a model for independent body the board’s structure, scope and authority It is a starting point for discussion on how the board should be designed To do that, we are creating an external board The board will and formed What the draft does not do is answer every be a body of independent experts who will review Facebook’s proposed question completely or finally most challenging content decisions - focusing on important and disputed cases It will share its decisions transparently and We are actively seeking contributions, opinions and give reasons for them perspectives from around the world on each of the questions outlined below -
An Inconvenient Harvest
An Inconvenient Harvest For one seeking enlightenment in the form of new enhanced consciousness and enlarged perceptive faculty, be prepared to divest yourself of all past preconceptions and thought-habits and, with childlike meekness and docility, surrender the mind to the reception of some novel and unexpected truths. Shifting Awareness • Throughout the world there are great megalithic structures which defy conventional explanations. In Egypt are the Great Pyramids of Giza, in Bolivia the megalithic sites of Tiwanaku and Puma Punku, on Easter Island the massive stone heads and in Peru are the massive stone structures of Sacsayhuaman, Ollantaytambo, the temple-like city of Machu Picchu and the plains of Nazca with runways and images which can only be seen from the air. These were all created by a civilization and technology unknown to us. There are even newer discoveries such as the great stone structures and cities uncovered off the coasts of Florida, Cuba, Japan and Spain. The encrusted sea life of the Japanese pyramid has been carbon-dated to 10,000 years ago. The discovery off Spain is consistent with the city of Atlantis. • In 2007 we visited Egypt and discovered that the Sphinx was very likely many thousands of years older than the Great Pyramids and the Great Pyramid may have been built over 12,000 years ago. But what is a mile-high stone image of a half-man half-lion image doing on the surface of Mars? There are even pyramids on Mars. Were they connected to an ancient civilization of Earth? • In Egypt, we were introduced to the story of Isis and Osiris and Horus carved in hieroglyphics and pictures into the wall of a temple.