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Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases
Online CLE Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases 1 General CLE credit From the Oregon State Bar CLE seminar 32nd Annual Northwest Bankruptcy Institute, presented on April 5 and 6, 2019 © 2019 Edward Boltz, Gary Dyer. All rights reserved. ii Chapter 2 Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases EDWARD BOLTZ Law Offices of John T. Orcutt Durham, North Carolina GARY DYER Office of the U.S. Trustee Spokane, Washington Contents Presentation Slides: The Risks and Rewards of Unbundling in Chapter 7. .2–1 Further Reading . 2–15 Daniel Gill, “Should ‘No Money Down’ Chapter 7s Be Allowed?” Bloomberg Law, October 27, 2017 (Reprinted with Permission) . 2–17 Tessa Santiago, Michael Sousa, and Alex Dolhancyk, “Rustling Up Bankruptcy Unbundling,” NACBA’s 26th Annual Convention, April 2018 (Reprinted with Permission) . 2–19 Bethea v. Robert J. Adams & Associates, 352 F.3d 1125 (7th Cir. 2003) . 2–33 Memorandum Opinion in In re Wright, Case Nos. 17-11936-M (Bankr. N.D. Okla. 2018) . 2–41 Cadwell v. Kaufman, Englett & Lynd, PLLC, 886 F.3d 1153 (11th Cir. 2018) . 2–97 Final Report of the American Bankruptcy Institute National Ethics Task Force (Reprinted with Permission). .2–115 Chapter 2—Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases 32nd Annual Northwest Bankruptcy Institute 2–ii Chapter 2—Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases The Risks and Rewards of Unbundling in Chapter 7 Presented by: Edward Boltz, Law Offices of John T. Orcutt, Durham NC Gary Dyer, U.S. Trustee Program, Seattle WA Disclaimer: These materials and the opinions expressed are not necessarily the position of the U.S. -
Letter from Gerald Light to Meade Layne | Borderland Sci
1954-04-16 - Letter from Gerald Light to Meade Layne | Borderland Sci... http://research.borderlands.com/wiki/1954-04-16_-_Letter_from_Gerald... Catalog Journal Research Wiki Media 1954-04-16 - Letter from Gerald Light to Meade Layne From Borderland Sciences Research Letter received April 16, 1954 by Meade Layne from Gerald Light: Gerald Light 10545 Scenario Lane Los Angeles, California Mr. Meade Layne San Diego, California My dear Friend: I have just returned from Muroc [later renamed Edwards Air Force Base]. The report is true — devastatingly true! I made the journey in company with Franklin Allen of the Hearst papers and Edwin Nourse of Brookings Institute (Truman's erstwhile financial advisor) and Bishop MacIntyre of L.A. (confidential names for the Copy of the original. present, please). When we were allowed to enter the restricted section (after about six hours in which we were checked on every possible item, event, incident and aspect of our personal and public lives), I had the distinct feeling that the world had come to an end with fantastic realism. For I have never seen so many human beings in a state of complete collapse and confusion, as they realized that their own world had indeed ended with such finality as to beggar description. The reality of the "other plane" aeroforms is now and forever removed from the realms of speculation and made a rather painful part of the consciousness of every responsible scientific and political group. During my two days' visit I saw five separate and distinct types of aircraft being studied and handled by our Air Force officials -- with the assistance and permission of the Etherians! I have no words to express my reactions. -
Project Plan EDCP 331 Conspiracy Theories and Critical Thinking
Conspiracy Theories and Critical Thinking EDCP 331 December 2016 1 Project Plan EDCP 331 Conspiracy Theories and Critical Thinking Class Description: The Grade 7 classroom was located in a typical elementary school in a suburban neighbourhood in Delta, British Columbia. There was a total of 29 students, 16 males and 13 females. The teacher is female and has been teaching for seven years. It is a racially diverse classroom of children who come from various ethnic backgrounds. The socioeconomic status of the children could be described as middle class. There were no obvious indicators of wealth such as high end name brand clothing and accessories. Nor was there obvious indicators of poverty worn clothing, unkempt hygiene. The teacher did indicate three males that needed additional support. One diagnosed with autism and a hearing impairment, another diagnosed with autism and is a Jehovah's Witness, and a third ELL with an unstable family environment. These two males required more monitoring, one on one communication and patience from the TC’s during the lessons than did the other students. A third student was identified as gender fluid, listed on the class list as female but preferring to be called by a male name. This challenged the TC’s to attempt to avoid saying “his”, “her”, “boys and girls” and instead call the group by their division and number. This classroom appeared to be keenly interested in the topic at hand but needed monitoring, guidance and support to stay on task. The teacher dealt with a social issue, unrelated to our lesson, for at least one student every time we provided a lesson. -
Conspiracy Theory Beliefs: Measurement and the Role of Perceived Lack Of
Conspiracy theory beliefs: measurement and the role of perceived lack of control Ana Stojanov A thesis submitted for the degree of Doctor of Philosophy at the University of Otago, Dunedin, New Zealand November, 2019 Abstract Despite conspiracy theory beliefs’ potential to lead to negative outcomes, psychologists have only relatively recently taken a strong interest in their measurement and underlying mechanisms. In this thesis I test a particularly common motivational claim about the origin of conspiracy theory beliefs: that they are driven by threats to personal control. Arguing that previous experimental studies have used inconsistent and potentially confounded measures of conspiracy beliefs, I first developed and validated a new Conspiracy Mentality Scale, and then used it to test the control hypothesis in six systematic and well-powered studies. Little evidence for the hypothesis was found in these studies, or in a subsequent meta-analysis of all experimental evidence on the subject, although the latter indicated that specific measures of conspiracies are more likely to change in response to control manipulations than are generic or abstract measures. Finally, I examine how perceived lack of control relates to conspiracy beliefs in two very different naturalistic settings, both of which are likely to threaten individuals feelings of control: a political crisis over Macedonia’s name change, and series of tornadoes in North America. In the first, I found that participants who had opposed the name change reported stronger conspiracy beliefs than those who has supported it. In the second, participants who had been more seriously affected by the tornadoes reported decreased control, which in turn predicted their conspiracy beliefs, but only for threat-related claims. -
Livre-Ovni.Pdf
UN MONDE BIZARRE Le livre des étranges Objets Volants Non Identifiés Chapitre 1 Paranormal Le paranormal est un terme utilisé pour qualifier un en- mé n'est pas considéré comme paranormal par les semble de phénomènes dont les causes ou mécanismes neuroscientifiques) ; ne sont apparemment pas explicables par des lois scien- tifiques établies. Le préfixe « para » désignant quelque • Les différents moyens de communication avec les chose qui est à côté de la norme, la norme étant ici le morts : naturels (médiumnité, nécromancie) ou ar- consensus scientifique d'une époque. Un phénomène est tificiels (la transcommunication instrumentale telle qualifié de paranormal lorsqu'il ne semble pas pouvoir que les voix électroniques); être expliqué par les lois naturelles connues, laissant ain- si le champ libre à de nouvelles recherches empiriques, à • Les apparitions de l'au-delà (fantômes, revenants, des interprétations, à des suppositions et à l'imaginaire. ectoplasmes, poltergeists, etc.) ; Les initiateurs de la parapsychologie se sont donné comme objectif d'étudier d'une manière scientifique • la cryptozoologie (qui étudie l'existence d'espèce in- ce qu'ils considèrent comme des perceptions extra- connues) : classification assez injuste, car l'objet de sensorielles et de la psychokinèse. Malgré l'existence de la cryptozoologie est moins de cultiver les mythes laboratoires de parapsychologie dans certaines universi- que de chercher s’il y a ou non une espèce animale tés, notamment en Grande-Bretagne, le paranormal est inconnue réelle derrière une légende ; généralement considéré comme un sujet d'étude peu sé- rieux. Il est en revanche parfois associé a des activités • Le phénomène ovni et ses dérivés (cercle de culture). -
Bahamas Ministry of Tourism
Received by NSD/FARA Registration Unit 01/30/2019 5: 10:27 PM CMGRP, Inc., d/b/a Weber Shandwick Registration No. 3911 The Bahamas Ministry of Tourism Received by NSD/FARA Registration Unit 01/30/2019 5: 10:27 PM Received by NSD/F ARA Registration Unit 0 1/30/2019 5: I 0:27 PM Qr,b l!."" IIIAKM-0> ,~, e'--!~--, ...anamas 0 ,f -ii"'!~ 'C\::.,,-::::-, ·I ·o•. ,P Clll!I "0@ 0 THE BAHAMAS MINISTRY OF TOURISM AND AVIATION HOSTS TOP MeDIA AND INFLUENCERS 10 U.S. Journalists and Influencers Traveled to Freeport and The Abacos to Tell Each Island's Unique Story Nassau, Bahamas - September 14, 2018 - The Bahamas Ministry of Tourism and Aviation (BMOTA) hosted two groups of prominent reporters and social influencers during the month of August to generate positive buzz for the islands of Freeport and The Abacos. Both trips garnered immediate digital and social media coverage about The Islands Of The Bahamas' unmatched culture, reaching a mix of millennial and family travelers. Oh Aug. 20, the BMOTA led a group of five travel influencers who reach a diverse following of adventure seekers, luxury enthusiasts, solo travelers and beach goers, to discover Freeport's many uniqve offerings. The itinerary primarily focused on what makes Freeport dh ideal destination for curious-for-more travelers seeking an off-the-beaten path vacation, as well as educated the influencers about the three distinct districts: East End, West End and Freeport. They experienced the wildlife and nature of the island, indulged in Bahamian cuisine dnd culture and set foot on Freeport's most beloved landmarks including Lucayan National Park and the Gorden of the Groves. -
SKYLOOK $5.00 Elsewhere Official Publication of the Midwest UFO Network
Copy 35c "We to" '» « '* '» Year $4.00 U. S. A. SKYLOOK $5.00 elsewhere Official Publication of the Midwest UFO Network Send Subscription* to SKYLOOK, Boi 129. Stover, Mo. 65078 PUBLISHED MONTHLY Mn. Norn. E. Short, Editor and Publuhtr No. 66 Know Your Magazine 1 Message From Your Director 2 Personal Evaluation of Piedmont UFO Sightings .... 3 1973 Midwest UFO Symposium Program 5 Employe Sees UFO Over Illinois Power Station 7 UFO Seen at Bernie, Mo & Youths Watch Flying Sphere in Point Dume Area .... 9 UFO Landing Case in Missouri 10 UFOs Behind the Iron Curtain 12 Many See Bright UFO Over Ohio 13 Pennsylvania Housewives Report UFO Ik Two See UFO Wear Orlsnd, California 14 NASA Engineer Believes Ezekiel Hode in Spaceship ... 14 We Correct ?n Error ^\ Astronomy Notes to Orange Ball Seen in Illinois 16 Hed Light in California Sky 16 Object Appears to Circle Star 16 In Others Words 17 Organization News From Around the Network 13 MI am convinced there is intelligent life in outer space. UFO!s ere not just illusions. Some reports show them to be controlled objects. To me, the most acceptable and realistic theory is that UFO's are controlled by intelligent beings from outer space." Dr. Robert F, Creegan, Professor of Philosophy. The 4th Annual Midwest UFO Symposium - June 16 - Kansas City SKYLOOK Know Your Magazine Editor & Publisher: SKYLOOK was first published in September Mrs. Norraa t*. Short 1967. Your editor also became the publisher Box 129 in 1969 and SKYLOOK has been published every Stover, Mo., 6507S month since. We were proud to be named the official pub- Public Delations: lication of the Midwest UFO Network, May 1969. -
Eisenhower's 1954 Meeting with Extraterrestrials
http://www.abidemiracles.com/56789.htm 3334 Eisenhower's 1954 Meeting With Extraterrestrials: The Fiftieth Anniversary of First Contact? Research Study #8, Revised Febuary 12, 2004; first published January 28, 2004, http://www.exopolitics.org (c) Michael E. Salla, PhD -----ABSTRACT----- On the night and early hours of February 20-21, 1954, while on a 'vacation' to Palm Springs, California, President Dwight Eisenhower went missing and allegedly was taken to Edwards Air force base for a secret meeting. When he showed up the next morning at a church service in Los Angeles, reporters were told that he had to have emergency dental treatment the previous evening and had visited a local dentist. The dentist later appeared at a function that evening and presented as the 'dentist' who had treated Eisenhower. The missing night and morning has subsequently fueled rumors that Eisenhower was using the alleged dentist visit as a cover story for an extraordinary event. The event is possibly the most significant that any American President could have conducted: an alleged 'First Contact' meeting with extraterrestrials at Edwards Air Force base (previously Muroc Airfield), and the beginning of a series of meetings with different extraterrestrial races that led to a 'Greada Treaty' that was eventually signed. This astonishing First Contact event, if it occurred, will experience its 50th anniversary on February 20-21, 2004. -----About the Author----- Dr. Michael E. Salla has held academic appointments in the School of International Service, American University, Washington DC (1996-2001), and the Department of Political Science, Australian National University, Canberra, Australia (1994-96). -
Close Encounters in the Contemporary UFO Movement, UFO Sightings
R.S. 2811 - Close Encounters In the contemporary UFO movement, UFO sightings, contacts, and abductions continue to be reported, and form the central core of the ongoing fascination with UFOs in popular culture. Each of these aspects of UFO phenomenon have significant religious overtones. Although UFO phenomena can be, and often are, understood outside the context of religious belief, there are strong religious or spiritual components to belief in and experience of contact with extraterrestrials and UFOs. This is true for any kind of close encounter, from the first to fourth kind. It is even more true for those who "channel" extraterrestrial entities, or for those who believe themselves to be the descendants of extraterrestrial visitors to earth. The religious implications of UFO sightings, contacts, and abductions have become increasingly evident over the past fifty years, as the UFO-as-advanced-technology thesis has failed to find incontrovertible support. Nevertheless, there are still a lot of participants in the broader UFO movement who reject any kind of religious interpretation of UFO phenomenon. For this reason, we should keep in mind that our discussion of the religious aspects of belief in UFOs and the experience of UFO abductions represents a generalization not necessarily applicable to the experiences of all members of the UFO movement. Close Encounter Experiences There are religious aspects to all kinds of close encounters with UFOs. The phrase "close encounter" was originated by an astronomer named J. Allen Hynek who worked with the United States Air Force from 1949 to about 1970 on its investigations into UFO phenomenon, investigations that were code named projects Sign, Grudge, and Blue Book. -
802 Transcript
"BEYOND SCIENCE?" SHOW 802 Teaser Episode Open Water, Water Everywhere Aliens Have Landed New Energy Age Paper Personality Healing Touch TEASER ALAN ALDA I'd like you to meet a new acquaintance of mine. Some people think he, or she, or it, just recently arrived from outer space. Others aren't so sure. On this edition of Scientific American Frontiers, we're going to try to find out what's real in science, and what's not. ALAN ALDA (Narration) We'll ask if balancing a patient's energy pattern can lead to healing. We'll challenge dowsers to find water, and to try our rigorous test. We'll see if, by putting pen to paper, we give ourselves away. And we'll look for zero point energy -- is it real, or is it a dream? ALAN ALDA I'm Alan Alda, join me now as we venture into the realm of pseudoscience. back to top INTRO ALAN ALDA (Narration) We've asked DIANNA PAZ to visit a palm reader. She doesn't know it, but the reader -- who's a University of Oregon psychology professor -- says palm reading is pure fiction. And Dianna doesn't believe in it herself. But something strange is about to happen -- Dianna's going to become a believer. RAY HYMAN You have a hard time hanging onto money. You have spaces between your fingers and... ALAN ALDA (Narration) Ray Hyman gently raises common topics, like money or career, on the lookout for give-away responses -- a nod here, or a word there. RAY HYMAN .. -
Global Feedback and Input on the Facebook Oversight Board for Content Decisions Appendix
Global Feedback and Input on the Facebook Oversight Board for Content Decisions Appendix Appendix A 02 Appendix B 07 Appendix C 26 Appendix D 100 Appendix E 138 Appendix F 177 APPENDIX A Draft Charter: An Oversight Board for Content Decisions Every day, teams at Facebook make difficult decisions about Facebook takes responsibility for our content decisions, what content should stay up and what should come down policies and the values we use to make them The purpose of the board is to provide oversight of how we exercise that As our community has grown to more than 2 billion people, responsibility and to make Facebook more accountable we have come to believe that Facebook should not make so many of those decisions on its own — that people should be The following draft raises questions and considerations, while able to request an appeal of our content decisions to an providing a suggested approach that constitutes a model for independent body the board’s structure, scope and authority It is a starting point for discussion on how the board should be designed To do that, we are creating an external board The board will and formed What the draft does not do is answer every be a body of independent experts who will review Facebook’s proposed question completely or finally most challenging content decisions - focusing on important and disputed cases It will share its decisions transparently and We are actively seeking contributions, opinions and give reasons for them perspectives from around the world on each of the questions outlined below -
Palmistry: Science Or Hand-Jive?
the Skeptical Inquirer PALMISTRY: SCIENCE OR HAND-JIVE? SRI GELLER TEST / LOCHNESS TREE TRUNK / A PILOT'S UFO WHY SKEPTICS ARE SKEPTICAL VOL. VII No. 2 WINTER 191 Published by the Committee lor the Scientific Investigation of :of the Paranormal Skeptical Inquirer THE SKEPTICAL. INQUIRER is the official journal of the Committee for the Scientific Investigation of Claims of the Paranormal. Editor Kendrick Frazier. Editorial Board George Abell. Martin Gardner. Ray Hyman. Philip J. Klass, Paul Kurtz, James Randi. Consulting Editors James E. Alcock, Isaac Asimov, William Sims Bainbridge. John Boardman, Milbourne Christopher. John R. Cole. Richard de Mille, C.E.M. Hansel, E.C. Krupp. James Oberg. Robert Sheaffer. Assistant Editor Doris Hawley Doyle. Production Editor Belsy Offermann. Business Manager Lynette Nisbet. Office Manager Mary Rose Hays Staff Idelle Abrams. Judy Hays. Alfreda Pidgeon Cartoonist Rob Pudim The Committee for the Scientific Investigation of Claims of the Paranormal Paul Kurtz, Chairman; philosopher. State University of New York at Buffalo. Lee Nisbet, Executive Director; philosopher, Medaille College. Fellows of the Committee: George Abed, astronomer, UCLA; James E. Alcock, psychologist, York Univ., Toronto; Isaac Asimov, chemist, author; Irving Biederman, psychologist. SUNY at Buffalo; Brand Blanshard, philosopher, Yale; Bart J. Bok, astronomer. Steward Observatory, Univ. of Arizona; Bette Chambers, A.H.A.; Milbourne Christopher, magician, author; L. Sprague de Camp, author, engineer; Bernard Dixon, European Editor, Omni; Paul Edwards, philosopher. Editor, Encyclopedia of Philosophy; Charles Fair, author, Antony Flew, philosopher, Reading Univ., O.K.: Kendrick Frazier, science writer. Editor. THE SKEPTICAL. INQUIRER; Yves Galifret, Exec. Secretary, I'Union Rationaliste; Martin Gardner, author.