PRAGUE President THERESA AVENI 8082 Chardon Road, Kirtland, OH 44094 POSEL Vice President Secretary ISSN: 1077-5374 AUDREY SCHMIDT JANE M
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SEPTEMBER - OCTOBER 2020 VOL. XCVIII NO. 5 WENCESLAS SQUARE — PRAGUE President THERESA AVENI 8082 Chardon Road, Kirtland, OH 44094 POSEL Vice President Secretary ISSN: 1077-5374 AUDREY SCHMIDT JANE M. MILCZEWSKI (USPS 439480) 5349 Dolloff Road, Cleveland, OH 44127 8704 Broadview Rd., Broadview Hts., OH 44147 Published Bimonthly by Directors CZECH CATHOLIC UNION CYNTHIA KVETON MARYANN LANGEVIN 5349 Dolloff Road 4029 Holly Hills, St. Louis, MO 63116 33429 Crestwell, Sterling Heights, MI 48310 Cleveland, Ohio 44127 KARLA MAHONEY RICHARD PROSPAL 209 Gould Avenue, Bedford, OH 44146 312 Nancy Circle, Brunswick, OH 44212 POSTMASTER: ANITA SCHAFER Send address changes to 301 Park Drive, Brooklyn Hts., OH 44131 Posel, 5349 Dolloff Road Cleveland, Ohio 44127 Past Presidents ROBERT L. CERMAK JOSEPH A. KOCAB The Official Publication of 3633 Wynde Tree Drive, Seven Hills, OH 44131 4501 Cullen Drive, Cleveland, OH 44105 the Czech Catholic Union Uredni Casopis Ceske Chaplain Katolicke Jednoty REV. JOSEPH CALLAHAN Our Lady of Lourdes Parish 3395 East 53rd Street, Cleveland, OH 44127 Call (216) 341-0444 Fax (216) 341-0711 Actuary STEIMLA & ASSOCIATES, INC. 2867 Gypsum Circle, Naperville, IL 60564 email: [email protected] website: www.czechccu.org Editor JANE M. MILCZEWSKI 5349 Dolloff Road, Cleveland, OH 44127 President’s Message Dear CCU Life Family We have been trying to reach out to our members via email. If we already have your email you should have received an email from the home office to share what is happening in CCU. As for members that we do not have email for, they were mailed the old fashion way, ‘snail mail’. We are encouraging our membership to send us their email address to [email protected] We welcome any news you would care to share with our members. We would print the article in the Posel. In this issue of the Posel we have a new insurance product, the ‘Final Expense’ and also for a limited time a 5 Year Annuity. There are brief descriptions of both products in this issue, but for additional information contact our office at (216)341-0444 on Monday-Friday 8am -3pm. We hope all our members are doing well through these circumstances that we are currently enduring, We believe that this will be going on for a while. Please ‘Stay Safe’! Fraternally, Theresa Aveni President 2 5 Year Annuity Promo For a limited time CCU Life is offering a 5 Year Annuity at 3.5%. Here’s how it works. For any member opening a new Annuity, you will earn 3.5% for the first year, then it reverts to the prevailing rate for years 2 – 5. This is only offered to insured members, so if you are not an insured member all you need to do is purchase a permanent life insurance policy. For additional information please contact the CCU Life Home Office at (216) 341-0444 or email us at [email protected] Project Food Pantry (PFP) Thank You to all that have donated. Food and monetary donations are still being accepted. DROP OFF SITES (Please no expired items) ILLINOIS: St. Raphael Catholic Church (1215 Modaff Road, Naperville, Illinois 60540) IOWA; St. Wenceslaus Catholic Church (1224 Fifth Street SE, Cedar Rapids, Iowa 52401) MICHIGAN: Home Office MISSOURI: Our Lady’s Inn (4223 South Compton Avenue, St. Louis Missouri 63111) OHIO: Home Office (Our Lady of Lourdes) PENNSYLVANIA: St. Sebastian Church Site (311 Siebart Road, Pittsburgh, Pennsylvania 15237) All monetary donations are to be sent to the Home Office. Editor's Note: Our Lady's Inn in St. Louis is the Women's Shelter listed in the July-August Posel. There are two locations, one in St. Louis City and one in St. Charles. Our donations are being sent to the city location on Compton Avenue. Sorry for the wrong name listed in the last issue. TO ALL MEMBERS After our email blast and mass mailing, we had a handful of emails New1(: Home+20( 2)),&(Office+2856 Hours that were undeliverable and several To make it more convenient for our members, we envelopes returned. If you have have changed7R PD ourNH LWofficePRUH FRhoursQYHQLHQW asI RUof RXUPSeptemberHPEHUV 1st. ZH KDYH FKDQJHG RXURIILFH KRXUVDV RI not updated your email, please do Our new hours6HSWHPEHU are Monday-FridayVWB 8 AM - 3 PM Under the current2XUQHZKRXUV circumstances,DUH 0RQGD\)ULGD\ for$ the0 3safety0 and so. Also, if you move, please notify health of all8QGHU ourWK Hmembers,FXUUHQWFLUFXPVWD we QaskFHV IRUallWK membersH to set up an VDIHW\appointmentDQG KHDOWKRI DtoOORXU comePHPEH intoUVZH the Home us of your new address. Office. DVN DOO PHPEHUVWR VHW XS DQ DSSRLQWPHQW WR FRPH LQWRWKH +RPH2IILFH Thank you for your cooperation. Thank7KDQN\RX youIRU for\RX UyourFRRS HUDWLRQcooperation! 3 Establishing a Trust can simplify owning out-of-state property Are you looking forward to spending time in An easier alternative your Florida home? Did you ever consider what would a happen with your out-of-state property if The ancillary probate process can be avoided, something happened to you? As people move around even if you own property in multiple states. One for work, school or recreation, they may come to way is to transfer all out-of-state property before purchase property outside of Ohio. It's important to death such as through a joint tenant ownership in understand how out-of-state property is handled which the surviving owner absorbs the share of the upon death and what you can do now to provide decedent. Another option is to create a simple living direction and ease the process for loved ones. trust to establish ownership of your real property along with any other assets you wish to include. A Ancillary probate trust takes the property out of probate. The property remains in your name during life and Probate is the legal procedure for settling and avoids the probate process upon death because your transferring a person's estate, assets and debts. A successor trustee can just transfer it to your state probate court only has authority and say over intended beneficiaries. property in its jurisdiction so it can't issue orders for property in another state. Each state has its own To learn more about trusts and ancillary rules regarding ancillary probate administration. In probate and what options may be right for you, Ohio, ancillary probate is addressed in Chapter contact me today to set up a time to chat. 2129 ofthe Ohio Revised Code. Typically, probate proceedings start in the County/State where the Please be advised that Christina M. Hronek is person resided (say Cuyahoga County, Ohio) and licensed to practice in the State of Ohio only and the infor- then a separate second (ancillary) probate is filed in mation provided in this article is based upon Ohio the state where the other property is located (say law. This article is for informational purposes only Lee County, Florida). Ancillary administration is and does not constitute legal advice. typically a shorter process then the administration in the county of the decedent's residence. Keep in Christina M. Hronek mind that ancillary administration normally involves real estate, but may also be needed in the HRONEK LAW, LLC event a decedent had other property registered out 3505 East Royalton Road, Suite 200 of' state, such as a boat, airplane or even livestock. (Next to Ohio Cat) This process can differ by state. Sometimes it's Broadview Heights OH 44147 necessary to hire an attorney local to the out-of- (440) 546-5290 state property to assist with the process. Also, [email protected] aspects like property size and location and where hronek-law.com other family members are based can make ancillary Note: Christina is the legal counsel for the Czech Catholic probate costly and time-consuming. Having Union and has graciously offered to extend a 10% discount property in multiple states only adds complexity to any of our members who mention this article. with various probate cases simultaneously occurring around the country. DAILY PRAYER FOR PROTECTION Lord God, I pray for Your protection as I begin this day. You are the sun and the moon and the stars and the One who keeps me hidden from harm. Under Your wings I can always find my way. I know You will fight against trouble for me and fill me with Your love, mercy and grace. Surround me daily, so I will not walk through my day in fear. I trust in You and I give thanks to You for Your protection. Amen. 4 CLEVELAND, OHIO Congratulations to Tom Stabile, a member of St. October starts the St. Joseph Society #156 meetings Joseph Society #156, who graduated Magna Cum held at the Home Office, 5349 Dolloff Road Laude from Baldwin Wallace University, with a Cleveland, Ohio. All members are welcome to degree in Chemistry. The University is located attend. in Berea, Ohio. Sunday, October 11, 2020 Regular meeting beginning at 1:00 PM. Sunday, November 8, 2020 Regular meeting beginning at 1:00 PM with Memorial Service for deceased members of St. Joseph Society. A light luncheon will be served. Sunday December 13, 2020 Regular meeting beginning at 1:00 PM with election of officers and adult Christmas party with optional $10 gift exchange. EDITOR’S NOTE: Because of Governor DeWine’s mandates, please call the Home Office the week of the meeting to confirm the meeting will be held. Tom Stabile IF YOU FIND MISTAKES IN THIS PUBLICATION, PLEASE CONSIDER THAT THEY ARE THERE FOR A PURPOSE. WE PUBLISH SOMETHING FOR EVERYONE, Belated Anniversary wishes are sent to Bob AND SOME and Kathy Cermak, who celebrated their 50th PEOPLE ARE anniversary on August 1st and to Arthur and Laverne Jedlinski, who celebrated their 65th ALWAYS anniversary on August 20th.