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Editorial JOURNAL OF THE GREEN DENTISTRY MASSACHUSETTS DENTAL SOCIETY HE ENVIRONMENT AND “GREEN” ISSUES HAVE BEEN HOT TOPICS LATELY, AND FOR EDITOR good reason. Recycling, natural fuels, increased ocean levels due to melting David B. Becker, DMD glaciers and polar ice caps, and rising global temperatures with consequent cli- T ASSISTANT EDITOR mate changes have all received their share of press. To a certain extent, dentistry has Arthur I. Schwartz, DMD already had to confront many environmental issues, such as Occupational Safety and Health Administration (OSHA) regulations. Disposal of medical waste and hazardous EDITOR EMERITUS chemicals, prevention of environmental contamination by use of backflow inhibitors Norman Becker, DDS and amalgam separators, and proper handling of medicaments and packaging have MANAGING EDITOR OF become routine procedures for most offices. PUBLICATIONS AND WEB SITE Many of these changes came about out of necessity: The threat of government reg- Melissa Carman ulation and public pressure forced dentistry to react. The profession has always been MANAGER, GRAPHIC DESIGN conscientious, but more can be done. It is time for us to take control and be proactive. Jeanne M. Burdette The fact is that on a daily basis, our profession produces a significant amount of waste. GRAPHIC DESIGNER At the end of any given workday, look at how many trash bags are filled and estimate Shelley Padgett how many disposed gloves are within those bags. How many used impression trays, evacuator/suction/air-water syringe tips, patient napkins, tray covers, and barrier films have been used that day? Clearly, these items and many, many more must be trashed EDITORIAL BOARD after every single use. Bruce Donoff, DMD, MD We know that the materials we just listed are not recyclable, at least not at this Robert Faiella, DMD time. But if the profession acted as a united body, the strength in numbers (and poten- Russell Giordano, DMD tial positive media attention) would force manufacturers to listen. For example, the Shepard Goldstein, DMD technology must exist to create polymers that can be integrated into plastics and ren- Stephen McKenna, DMD der them biodegradable—without compromising their quality. This should include John McManama, DDS research and development on biodegradable materials in the manufacture of gloves. As Noshir Mehta, DMD a profession, we should put pressure on the manufacturers and dental supply compa- Charles Millstein, DMD nies to develop more environmentally friendly products. Philip Millstein, DMD It is up to us to start paying attention to this waste issue. As a unified profession, Maria Papageorge, DMD we can do our share to help the planet. We need to find a means to start changing our Michael Sheff, DMD materials and our trash patterns, while still providing our patients with a sterile treat- Steven Tonelli, DMD ment environment. On a smaller scale, dental offices should also assess their own practices. Every office should encourage employees to set up on-site recycling centers to accommodate Copyright © 2008 Massachusetts Dental the cans, glass, newspapers, and magazines that the employees bring into the office Society ISSN: 0025-4800 daily. All the paper generated from mail and intraoffice communication should be The JOURNAL OF THE MASSACHUSETTS DENTAL SOCIETY [USPS 284-680] is shredded and recycled. owned and published quarterly by the Massachusetts Dental Society, Two Willow It really does not take much effort to start making “green” changes for the Street, Suite 200, Southborough, MA greater good. The time-tested rallying cry to “Think Global, Act Local” applies now 01745-1027. Subscription for nonmembers ■ is $15 a year in the United States. more than ever. Periodicals postage paid at Southborough, MA, and additional mailing offices. Postmaster: Send address changes to: JOURNAL OF THE MASSACHUSETTS DENTAL SOCIETY, Two Willow Street, Suite 200, Southborough, MA 01745. Contributions: Please see page 43, contact the Communications Department, or visit www.massdental.org for author’s guidelines. Display ad closing dates: February 1, May 1, August 1, November 1. For more information, contact Rachel Marks, Exhibits Coordinator, at (508) 480-9797, ext. 259, or email [email protected]. Member Publication American Association of Dental Editors 4 Journal of the Massachusetts Dental Society FINANCIAL SERVICES CORNER Editor’s Note: The following is intended to be informational. You should consult with your financial advisor before investing. This article is brought to you by Eastern Dental Financial Services. Printed with permission from Liberty Publishing, Inc. FOR WOMEN ONLY: SOME THOUGHTS ABOUT YOUR MONEY LTHOUGH WOMEN CONTROL MORE THAN HALF including your mortgage, car, or other consumer of the financial assets in the United loans, student loans, and credit card debt. Your A States, many of them do not actively assets minus your liabilities constitute your participate in the management of these net worth. If you are just entering the work- assets. Those women who have not been force and perhaps saddled with student encouraged to learn about, think about, loans, this figure might be a negative or discuss money and investing can all number. However, it’s still a place to too often be exploited or dismissed by start. Assuming that you are working the people they choose to manage and living within your income, you their assets. In some cases, their cap- can begin to save even small ital is managed by people who do amounts, as well as begin paying not appreciate their concerns and down your debt. are not interested in engaging them As you acquire assets, such as in the investment process. saving accounts, certificates of Women—whether single, mar- deposit, or a house or condomin- ried, or divorced—need to plan for ium, it helps to understand your a retirement that will likely be investment options. Find and longer than a man’s, since women meet with a qualified financial generally live longer than men. If services professional to help you married, women need to plan for the analyze your situation and needs, possibility of widowhood for at least and set up a plan to achieve your some of their retirement years. At goals. some point in their lives, many women By all means, take advantage of will be the sole financial decision makers qualified retirement plans, including for their households. individual retirement accounts (IRAs), According to the Social Security 401(k)s, 403(b)s, company pension plans, Administration, nearly 60 percent of all and Keogh plans. These are all excellent women are in the workforce. With more women ways to save for retirement. They are funded working, that means more are paying Social with pretax dollars, they appreciate on a tax- Security taxes and earning credit toward retirement. deferred basis, and many company plans match However, even as fully recognized and highly compensated pro- employee contributions. If you are self-employed, similar ben- fessionals, women may move in and out of the workforce. As a efits are available by setting up a simplified employee pension result, women spend a smaller percentage of their lives collect- (SEP) IRA or a savings incentive match plan for employees ing a paycheck. Thus, women have a lower base to start from (SIMPLE). and generally more retirement years to fund. If you are one of those fortunate people who have substan- Today, as more and more women are discovering, managing tial assets, make sure they are managed in a way that is consis- money is as important as earning it. More women are taking tent with your objectives. Take an active role in the manage- control of their finances than ever before. However, they still ment of your finances. Work with your financial professional to tend to lag behind men when it comes to saving and investing. develop and implement an investment portfolio with which you are comfortable. Getting Started These are just a few suggestions to help get you started on So, where do you start? With a plan based on your current sit- the road to financial freedom. Don’t hesitate, and don’t delay. uation. Take stock of your assets—your home, investments, It is never too early or too late to start taking control of your business interests, and savings. Then look at your liabilities, financial life. ■ 6 Journal of the Massachusetts Dental Society MDS INSURANCE SERVICES GEORGE GONSER, MBA Mr. Gonser is the managing director of MDSIS. HEALTH CARE AGENDAS OF THE CANDIDATES AVE WE HAD ENOUGH OF THE PRESIDENTIAL ELECTION YET? national health care plan. Sen. McCain’s plan would encourage Despite the media barrage, I do find the politics of people to purchase their own insurance using tax credits and H 2008 and the presidential campaign intriguing. With health savings account expansion. the possibility of the first African American–Caucasian presi- dent or potentially the oldest president, the 2008 Will there be economies of scale for purchasing presidential election may be one of the most collaboratives or pools? fascinating in recent memory, or possibly Sen. Obama’s plan would establish a ever. National Health Insurance Ex- Along with the Iraq war and the change program, which would economy (and those ever-rising gas allow for citizens to enroll in prices), the state of the country’s a new public plan or pur- health care system and health chase a private plan. Sen. insurance coverage will be McCain’s plan would one of the top issues debated allow small businesses over the next few months and the self-employed leading up to the November to buy health insurance election. through various strictly So, for the two candi- regulated associations dates, Senator Barack and organizations. Obama (D-IL) and Senator John McCain (R-AZ), what How will these health are their arguments and care initiatives be paid positions on some of the key for? items related to health care? This is the million- (or maybe I should say bil- What is your game plan for lion- or trillion-?) dollar health care coverage? question.