Royal Bank of Scotland Moderators: Sir Fred Goodwin, Fred Watt, Richard O’Connor 8 June 2005 @ 09H30 Confirmation # 6419938 Page 1
Royal Bank of Scotland Moderators: Sir Fred Goodwin, Fred Watt, Richard O’Connor 8 June 2005 @ 09h30 Confirmation # 6419938 Page 1 Royal Bank of Scotland Moderators: Sir Fred Goodwin, Fred Watt, Richard O’Connor Wednesday, 8th June 2005 09:30 BST The information contained in this document is believed to be accurate at the time of despatch to the recipient, but no representation or warranty is given (expressed or implied) as to its accuracy, completeness or correctness. Whilst every care has been taken in developing and compiling this information, the Owner accepts no liability for any loss or damage caused, arising directly or indirectly, in connection with reliance on its contents except to the extent that such liability may not lawfully be excluded. This document does not constitute a Minute of the proceedings for the purposes of the Companies Act 1985, the Articles of Association of the Owner, or for any other purpose. Operator: Good morning ladies and gentlemen, and welcome to today’s Royal Bank of Scotland Conference Call. I would like to introduce the speakers for this call, Sir Fred Goodwin, Group Chief Executive; Fred Watt, Group Finance Director; and Richard O’Connor, Head of Investor Relations. I will now hand over to Sir Fred Goodwin who will be chairing the call. Please go ahead, Sir Fred. Sir Fred Goodwin: Thanks. Thanks everyone for calling in this morning for a clearly somewhat longer than usual pre-close trading update package today. We’ve got quite a lot of information on IFRS. I know there’s a lot there for you to digest and you won’t have had a chance to go through it yet, so I’m happy to answer any questions you have in this morning’s conference call.
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