Public Expose Maybank Indonesia 2018 Unduh

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Public Expose Maybank Indonesia 2018 Unduh Humanising Financial Services PT Bank Maybank Indonesia Tbk Paparan Publik 2018 Jakarta, 8 November 2018 www.maybank.co.id Agenda Tentang Maybank Indonesia 3 Produk dan Layanan Unggulan 13 Ringkasan Kinerja Sembilan Bulan Tahun 2018 23 Kinerja Keuangan 25 Peristiwa Penting, Penghargaan dan CSR 35 Tentang Maybank Indonesia Profil Profil* Berdiri : 15 Mei 1959 Total Aset : Rp173,3 triliun Total Ekuitas : Rp23,8 triliun Kapitalisasi Pasar : Rp16,0 triliun Posisi di Indonesia : Peringkat #9 berdasarkan Aset Peringkat #8 berdasarkan Kredit Peringkat #10 berdasarkan Simpanan 386 (Maybank Indonesia) Jumlah Cabang : 611 192** (WOM Finance) 33** (Maybank Finance) Jumlah ATM : 1.607, termasuk 94 CDM yang terhubung dengan lebih dari 20.000 ATM melalui jaringan ATM PRIMA, ATM BERSAMA, ALTO, CIRRUS and terhubung dengan 3.500 ATM Maybank di Singapura, Malaysia dan Brunei 6.548 (Maybank Indonesia) Jumlah Karyawan : 9.693 2.730 (WOM Finance) 415 (Maybank Finance) Jumlah Nasabah Pinjaman : 1,34 juta Kantor Pusat Maybank Indonesia, Sentral Senayan 3 Jumlah Nasabah Simpanan : 1,64 juta Jakarta, Indonesia * per Sep 2018 ** termasuk Sales Point Unit Halaman 4 Peringkat Perusahaan dan Struktur Pemegang Saham Peringkat Perusahaan Struktur Pemegang Saham Publik Peringkat Nasional Jangka Panjang AAA(idn); Outlook Stabil Peringkat Nasional Jangka Pendek F1+(idn) 78,98% 21,02% Peringkat Jangka Panjang Mata Uang Asing BBB; Outlook Stabil Peringkat Jangka Pendek Mata Uang Asing F3 Peringkat Viabilitas bb Peringkat Dukungan 2 Obligasi Senior AAA (idn) Obligasi Subordinasi AA (idn) Sukuk Mudharabah AAA (idn) Maybank Indonesia Peringkat Perusahaan / Outlook idAAA, Outlook Stabil Obligasi Subordinasi I/2011 idAA+ Obligasi Subordinasi Berkelanjutan I/2011 idAA+ 68,55% 99,99% Obligasi Subordinasi Berkelanjutan II/2014 idAA Sukuk Mudharabah Berkelanjutan I/2014 idAAA(sy) Obligasi Berkelanjutan II/2017 idAAA Sukuk Mudharabah Berkelanjutan II/2017 idAAA(sy) Halaman 5 Membangun Jaringan yang Kuat dan Hadir untuk Melayani Komunitas di Seluruh Indonesia 9 Kantor Wilayah 375 Cabang Konvensional 10 Cabang Syariah 1 Cabang Luar Negeri 1 2 25 Premier Wealth 1.607 ATM & CDM; Akses > 20.000 ATM 20 Mobil Kas Keliling Center dan Lounge Bersama* & MEPS Malaysia network (MKK) Hadir di Tengah Komunitas Key Alternate Channel Jaringan Virtual Premier Cabang dan Tele Maybank Maybank Cust Care Sales person ATM CDM Wealth Syariah Mobil Kas Keliling Front Liners Sales SMS+ Banking M2U Centre * ATM yang terhubung dengan jaringan ATM ALTO, ATM Bersama, PRIMA, MEPS, Cirrus dan Plus Halaman 6 Dukungan Jaringan Maybank Group Posisi Memimpin China ■ No. 1 bank di Malaysia: Konvensional dan Syariah ■ 4 bank terbesar di ASEAN berdasarkan Aset, Kredit dan Simpanan Nasasabah India ■ No. 108 dalam “The Banker‟s 2017 Top 1000 World ASEAN Banks Ranking” ■ Perusahaan pertama yang melewati kapitalisasi pasar sebesar RM100 miliar di Bursa Malaysia ■ „Brand of the Year‟ untuk 4 tahun berturut-turut oleh World Branding Awards ■ „Best Digital Bank and Best Mobile App in Malaysia‟ • Myanmar: • Laos: • Filipina: oleh World Finance Digital Banking Awards 2017 1 cabang 2 cabang 74 cabang • MKE: 3 cabang Jaringan Kantor yang Luas • Thailand MKE: 47 cabang • Vietnam: ■ Lebih dari 2.400 cabang di 20 negara 2 cabang • MKE: ■ 1.133 kantor di 10 negara ASEAN • Kamboja: 6 cabang 21 cabang • An Binh Bank: ■ 5 International Financial Centres 165 cabang • Malaysia: • Brunei: Pemegang Saham dan Peringkat yang Solid 356 cabang 2 cabang • Maybank IB: 7 cabang ■ 48%* dimiliki PNB dan funds-nya dan12%* oleh EPF • Labuan: • Indonesia 1 cabang • Singapura: MBI: 386 cabang ■ Pemodal asing sebesar 20,1%^ 21 cabang • MKE: • MKE: 6 cabang ■ Peringkat yang kuat, setara dengan negara Malaysia 2 cabang • MSI: 10 cabang *Per 29 Juni 2018 ^Per 30 Agustus 2018 Jumlah cabang per Des-17, Maybank Indonesia per Sep-18 Halaman 7 Dewan Komisaris Edwin Gerungan Achjar Iljas Komisaris Komisaris Independen Datuk Abdul Farid bin Alias Presiden Komisaris Datuk Lim Hong Tat *) Budhi Dyah Sitawati Hendar Komisaris Komisaris Independen Komisaris Independen * Diangkat sebagai Komisaris pada RUPSLB 18 Oktober 2018 dan akan efektif setelah mendapatkan persetujuan OJK Halaman 8 Direksi Thilagavathy Nadason Jenny Wiriyanto Eri Budiono Direktur Direktur Direktur Taswin Zakaria Presiden Direktur Irvandi Ferizal Effendi Widya Permana *) Muhamadian *) Direktur Direktur Direktur Direktur * Diangkat sebagai Direktur pada RUPSLB 18 Oktober 2018 dan akan efektif setelah mendapatkan persetujuan OJK Halaman 9 Membangun Keunggulan Kompetitif Melalui empat pilar Maybank Indonesia CFS Non Ritel CFS Ritel MKE = Maybank Kim Eng Indonesia MAM = Maybank Asset Management MIF = Maybank Finance (anak perusahaan Maybank Indonesia) MSI = Maybank Syariah Indonesia WOMF = Wahana Ottomitra Multiartha (anak perusahaan Maybank Indonesia) Halaman 10 Fokus Area & Strategi Tahun 2018 Pertumbuhan kredit dengan fokus kepada : – Melanjutkan momentum pertumbuhan pada kredit korporasi – Melanjutkan pertumbuhan di segmen UMKM & Business Banking – Pertumbuhan di segmen Kredit Pemilikan Rumah (KPR) dan bisnis kartu kredit Penguatan Likuiditas melalui Pertumbuhan CASA – Penyediaan layanan terpadu kepada komunitas yang ditargetkan dengan didukung aktivitas Transaction Banking untuk pertumbuhan CASA – Mengintensifkan penawaran produk bundling kepada nasabah – Meningkatkan jumlah transaksi nasabah melalui aktivasi e-channel, program loyalitas nasabah serta kemitraaan dengan bisnis e-commerce. Diversifikasi pendapatan melalui peningkatan fee based income – Percepatan pertumbuhan bisnis Transaction Banking untuk menghasilkan fee income dan dana murah (CASA) – Pertumbuhan fee income pada segmen Global Market dengan meluncurkan produk-produk baru – Pertumbuhan bisnis melalui kemitraan strategis, antara lain (Bancassurance dan produk investasi) – Memperkuat Kualitas Kredit – Melanjutkan program Efisiensi Biaya melalui inisiatif Strategic Cost Management Program (SCMP) – Peningkatan Produktivitas kantor cabang melalui intensifikasi pelaksanaan Indonesia Regional Transformation (IRT) Halaman 11 Budaya Perusahaan: TIGER Team Work Kami bekerja sama sebagai satu tim yang didasari nilai saling menghargai dan rasa kebanggaan Integrity Kami jujur, profesional dan berlandaskan moral dalam semua kegiatan usaha kami Growth Kami memiliki keinginan yang kuat untuk melakukan pengingkatan dan pembaharuan secara konsisten Excellence & Efficiency Kami berkomitmen untuk menghasikan kinerja yang sempurna dan layanan prima Relationship Building Kami secara berkesinambungan membangun hubungan kerja sama jangka panjang yang saling menguntungkan Halaman 12 Produk dan Layanan Unggulan Tabungan MySaveR MySaveR, buka tabungan dan langsung dapatkan hadiah asuransi kesehatan • Gratis asuransi kesehatan • Tanpa pemeriksaan medis • Dapat dihadiahkan untuk keluarga Tabungan tetap utuh. 1 Tanpa bayar premi 5 Asuransi kesehatan dapat dihadiahkan kepada keluarga 2 Tetap dapat tabungan bunga 6 Tanpa masa tunggu, bisa langsung klaim Asuransi Kesehatan 3 gratis selama 365 hari 7 Klaim cashless di 800+ rumah sakit rekanan 4 Tidak perlu pemeriksaan medis 8 Dapat dipakai di luar negeri Halaman 14 Tabungan MAKSI Solusi bagi pengusaha/individu dengan kebutuhan transaksi yang tinggi TIGA KEUNTUNGAN 1 Bebas biaya transfer online melalui Maybank2u 2 Bebas biaya tarik tunai melalui ATM Bersama/Prima 3 Bebas biaya transfer ke bank manapun melalui ATM Bersama/Prima Maybank Bonus up to MySaveR Pilihan Gift Interest 5% Tambahan Manfaat Beragam Bonus Bunga hingga 5 % p.a Tabungan dengan Hadiah Langsung untuk kenaikan saldo manfaat proteksi tanpa diundi minimal Rp10Juta asuransi jiwa & kesehatan Halaman 15 Tabungan MyArafah Kini rencana ibadah Haji Anda semakin ringan dengan Tabungan MyArafah Bebas biaya Dapat membuka tabungan di semua administrasi bulanan kantor cabang Maybank seluruh Indonesia Setoran ringan mulai Kartu ATM dapat digunakan tarik dari Rp100.000,- tunai di Arab Saudi dan dunia Pasti mendapatkan porsi Haji* Pasti mendapatkan bagi hasil yang kompetitif * Untuk setoran pendaftaran Rp25.000.000,- Halaman 16 Maybank White Card Maybank White Card My Travel Gear 8 keunggulan dalam setiap perjalanan 8 KEUNGGULAN WHITE CARD Garansi nilai tukar uang yang 1 kompetitif di luar negeri 5 Travel Accident Insurance 2 Program Loyalty 6 Travel Inconvenience Insurance 3 Program Cicilan 0% 7 Bebas Iuran Bulanan – For Life* 4 Welcome Bonus 8 Penawaran menarik di merchant-merchant travel * Untuk aplikasi yang disetujui di 2018 Halaman 17 MYR Remittance Hanya berlaku bagi Nasabah Maybank Indonesia Nikmati bebas biaya Bebas biaya transaksi berupa biaya full amount dan biaya telex untuk setiap transaksi remittance transaksi remittance MYR MYR di Maybank Indonesia di seluruh cabang Maybank Indonesia. Nasabah harus membawa underlying document pada saat melakukan transaksi remittance MYR Transaksi remittance MYR hanya dapat dilakukan di cabang Maybank Indonesia Halaman 18 Layanan & Pembiayaan Perbankan Global Kredit Sindikasi – Produk Lindung Nilai (Hedging) Kredit Investasi Pembiayaan Syariah berbasis Syariah Data September 2018 Rp9,0 T Rp4,6 T Rp4,0 T Rp3,4 T INFRASTRUKTUR PERTANIAN, KEHUTANAN PERINDUSTRIAN JASA KEUANGAN & PERIKANAN & ASURANSI Halaman 19 Maybank2u Melayani lebih dari 300 ribu nasabah dengan rata-rata 2,5 juta transaksi per bulan 1 User ID untuk Internet & Mobile Banking Akses ke semua portofolio rekening, termasuk Investasi & Asuransi Penempatan Deposito Online dengan bunga spesial Transfer dana ke semua Bank, bisa secara rutin dan
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