Lampiran 1 Rekapitulasi Data

No Nama Perusahaan Tahun Pendapatan (VA) Total Aset (CA) VACA 1 Bank Central Asia 2017 56.982 750.320 0,075944 2 Bank Rakyat Indonesia 2017 102.899 1.127.447 0,091267 3 Bank Mandiri 2017 54.453.436 1.124.700.847 0,048416 4 Bank Tabungan Negara 2017 9.340.940 261.465.267 0,035725 5 Bank Negara Indonesia 2017 45.212 709.330 0,063739 6 Bank CIMB Niaga 2017 445.504 2.666.573 0,16707 7 Bank Panin 2017 977.086 3.779.017 0,258556 8 Bank OCBC 2017 463.635 5.094.073 0,091015 9 Bank Maybank Indonesia 2017 949.164 4.990.139 0,190208 10 Bank Danamon 2017 993.688 5.319.855 0,186789 11 Bank Central Asia 2018 63.034 824.788 0,076424 12 Bank Rakyat Indonesia 2018 111.583 1.296.898 0,086038 13 Bank Mandiri 2018 57.329.765 1.202.252.094 0,047685 14 Bank Tabungan Negara 2018 10.089.177 306.436.194 0,032924 15 Bank Negara Indonesia 2018 48.771 808.572 0,060317 16 Bank CIMB Niaga 2018 358.395 4.001.739 0,08956 17 Bank Panin 2018 379.518 5.870.264 0,064651 18 Bank OCBC 2018 450.197 4.173.713 0,107865 19 Bank Maybank Indonesia 2018 327.047 4.401.125 0,07431 20 Bank Danamon 2018 369.012 4.295.184 0,085913 21 Bank Central Asia 2019 71.623 918.989 0,077937 22 Bank Rakyat Indonesia 2019 121.756 1.416.759 0,08594 23 Bank Mandiri 2019 61.247.691 1.318.246.335 0,046461 24 Bank Tabungan Negara 2019 8.961.801 311.776.828 0,028744 25 Bank Negara Indonesia 2019 52.012 845.605 0,061509 26 Bank CIMB Niaga 2019 400.075 3.971.966 0,100725 27 Bank Panin 2019 634.018 4.580.305 0,138423 28 Bank OCBC 2019 496.208 4.870.993 0,10187 29 Bank Maybank Indonesia 2019 738.522 3.823.309 0,193163 30 Bank Danamon 2019 765.855 4.118.276 0,185965

No Nama Perusahaan Tahun Pendapatan (VA) Beban Karyawan (HC) VAHC 1 Bank Central Asia 2017 56.982 12.306 4,630424 2 Bank Rakyat Indonesia 2017 102.899 11.326 9,085202 3 Bank Mandiri 2017 54.453.436 10.312.000 5,280589 4 Bank Tabungan Negara 2017 9.340.940 2.855.661 3,271026 5 Bank Negara Indonesia 2017 45.212 9.213 4,907413 6 Bank CIMB Niaga 2017 445.504 266.573 1,671227 7 Bank Panin 2017 977.086 379.017 2,577948 8 Bank OCBC 2017 463.635 409.407 1,132455 9 Bank Maybank Indonesia 2017 949.164 499.013 1,902083 10 Bank Danamon 2017 993.688 531.985 1,867887 11 Bank Central Asia 2018 63.034 13.026 4,839091 12 Bank Rakyat Indonesia 2018 111.583 9.895 11,27671 13 Bank Mandiri 2018 57.329.765 11.192.000 5,122388 14 Bank Tabungan Negara 2018 10.089.177 2.876.562 3,507373 15 Bank Negara Indonesia 2018 48.771 9.612 5,07397 16 Bank CIMB Niaga 2018 358.395 39.048 9,178319 17 Bank Panin 2018 379.518 42.747 8,878237 18 Bank OCBC 2018 450.197 48.870 9,212134 19 Bank Maybank Indonesia 2018 327.047 48.542 6,737403 20 Bank Danamon 2018 369.012 56.973 6,476963 21 Bank Central Asia 2019 71.623 14.115 5,074247 22 Bank Rakyat Indonesia 2019 121.756 13.350 9,1203 23 Bank Mandiri 2019 61.247.691 12.120.000 5,05344 24 Bank Tabungan Negara 2019 8.961.801 2.863.955 3,12917 25 Bank Negara Indonesia 2019 52.012 9.778 5,319288 26 Bank CIMB Niaga 2019 400.075 397.196 1,007248 27 Bank Panin 2019 634.018 458.030 1,384228 28 Bank OCBC 2019 496.208 487.099 1,018701 29 Bank Maybank Indonesia 2019 738.522 382.330 1,931635 30 Bank Danamon 2019 765.855 411.827 1,859652

No Nama Perusahaan Tahun Pendapatan (VA) SC STVA 1 Bank Central Asia 2017 56.982 44676 0,784037 2 Bank Rakyat Indonesia 2017 102.899 91573 0,889931 3 Bank Mandiri 2017 54.453.436 44141436 0,810627 4 Bank Tabungan Negara 2017 9.340.940 6485279 0,694285 5 Bank Negara Indonesia 2017 45.212 35999 0,796227 6 Bank CIMB Niaga 2017 445.504 17.893 0,040164 7 Bank Panin 2017 977.086 598069 0,612095 8 Bank OCBC 2017 463.635 54228 0,116963 9 Bank Maybank Indonesia 2017 949.164 450151 0,474261 10 Bank Danamon 2017 993.688 461703 0,464636 11 Bank Central Asia 2018 63.034 50008 0,79335 12 Bank Rakyat Indonesia 2018 111.583 101688 0,911322 13 Bank Mandiri 2018 57.329.765 46137765 0,804779 14 Bank Tabungan Negara 2018 10.089.177 7212615 0,714886 15 Bank Negara Indonesia 2018 48.771 39159 0,802916 16 Bank CIMB Niaga 2018 358.395 319347 0,891048 17 Bank Panin 2018 379.518 336771 0,887365 18 Bank OCBC 2018 450.197 401327 0,891448 19 Bank Maybank Indonesia 2018 327.047 278505 0,851575 20 Bank Danamon 2018 369.012 312039 0,845607 21 Bank Central Asia 2019 71.623 57508 0,802926 22 Bank Rakyat Indonesia 2019 121.756 108406 0,890354 23 Bank Mandiri 2019 61.247.691 49127691 0,802115 24 Bank Tabungan Negara 2019 8.961.801 6097846 0,680426 25 Bank Negara Indonesia 2019 52.012 42234 0,812005 26 Bank CIMB Niaga 2019 400.075 2879 0,007196 27 Bank Panin 2019 634.018 175988 0,277576 28 Bank OCBC 2019 496.208 9109 0,018357 29 Bank Maybank Indonesia 2019 738.522 356192 0,482304 30 Bank Danamon 2019 765.855 354028 0,462265

No Nama Perusahaan Tahun Total Aset Laba Bersih ROA 1 Bank Central Asia 2017 750.320 23.321 0,03108141 2 Bank Rakyat Indonesia 2017 1.127.447 29.044 0,02576086 3 Bank Mandiri 2017 1.124.700.847 21.443.042 0,01906555 4 Bank Tabungan Negara 2017 261.465.267 3.027.466 0,01157885 5 Bank Negara Indonesia 2017 709.330 13.771 0,01941409 6 Bank CIMB Niaga 2017 2.666.573 449.573 0,1685958 7 Bank Panin 2017 3.779.017 484.592 0,12823229 8 Bank OCBC 2017 5.094.073 500.435 0,09823868 9 Bank Maybank Indonesia 2017 4.990.139 898.431 0,18004128 10 Bank Danamon 2017 5.319.855 967.484 0,18186285 11 Bank Central Asia 2018 824.788 25.852 0,03134381 12 Bank Rakyat Indonesia 2018 1.296.898 32.418 0,12312882 13 Bank Mandiri 2018 1.202.252.094 25.851.937 0,02150293 14 Bank Tabungan Negara 2018 306.436.194 2.807.923 0,00916316 15 Bank Negara Indonesia 2018 808.572 15.092 0,018665 16 Bank CIMB Niaga 2018 4.001.739 190.482 0,04759981 17 Bank Panin 2018 5.870.264 227.473 0,03875005 18 Bank OCBC 2018 4.173.713 188.700 0,04521154 19 Bank Maybank Indonesia 2018 4.401.125 185.422 0,04213059 20 Bank Danamon 2018 4.295.184 196.197 0,04567837 21 Bank Central Asia 2019 918.989 28.570 0,03108851 22 Bank Rakyat Indonesia 2019 1.416.759 34.414 0,02429065 23 Bank Mandiri 2019 1.318.246.335 35.666.668 0,02705615 24 Bank Tabungan Negara 2019 311.776.828 209.263 0,00067119 25 Bank Negara Indonesia 2019 845.605 15.509 0,01834071 26 Bank CIMB Niaga 2019 3.971.966 327.720 0,08250826 27 Bank Panin 2019 4.580.305 410.141 0,08954447 28 Bank OCBC 2019 4.870.993 428.167 0,08790138 29 Bank Maybank Indonesia 2019 3.823.309 289.854 0,07581234 30 Bank Danamon 2019 4.118.276 325.153 0,07895367

Lampiran 2 Statistik Deskriptif

Descriptive Statistics N Minimum Maximum Mean Std. Deviation X1 30 .03 .26 .0985 .05681 X2 30 1.01 11.28 4.7176 2.94000 X3 30 .01 .91 .6438 .28671 Y 30 .01 .18 .0568 .05083 Valid N (listwise) 30

Lampiran 3 Analisis Regresi Linier Berganda

Model Summaryb Adjusted R Std. Error of the Model R R Square Square Estimate

1 .895a .801 .778 .02394 a. Predictors: (Constant), X3, X1, X2 b. Dependent Variable: Y

ANOVAa Model Sum of Squares df Mean Square F Sig. 1 Regression .060 3 .020 34.935 .000b Residual .015 26 .001

Total .075 29 a. Dependent Variable: Y b. Predictors: (Constant), X3, X1, X2

Coefficientsa

Standardized Unstandardized Coefficients Coefficients

Model B Std. Error Beta t Sig. 1 (Constant) .042 .017 2.391 .024 X1 .595 .088 .665 6.796 .000 X2 .001 .003 .055 .367 .716 X3 .074 .027 .419 2.733 .011 a. Dependent Variable: Y

Lampiran 4 Uji Asumsi Klasik a. Uji Normalitas

One-Sample Kolmogorov-Smirnov Test Unstandardized Residual N 30 Normal Parametersa,b Mean .0000000 Std. Deviation .02266328 Most Extreme Differences Absolute .157 Positive .157 Negative -.120 Test Statistic .157 Asymp. Sig. (2-tailed) .056c a. Test distribution is Normal. b. Calculated from data. c. Lilliefors Significance Correction.

b. Uji Multikolinearitas

Coefficientsa Unstandardized Standardized Collinearity Coefficients Coefficients Statistics Model B Std. Error Beta t Sig. Tolerance VIF 1 (Constant) .042 .017 2.391 .024 X1 .595 .088 .665 6.796 .000 .799 1.251 X2 .001 .003 .055 .367 .716 .342 2.928 X3 .074 .027 .419 2.733 .011 .325 3.076 a. Dependent Variable: Y

c. Uji Heteroskesdastisitas

Coefficientsa Standardized Unstandardized Coefficients Coefficients Model B Std. Error Beta t Sig. 1 (Constant) -.002 .008 -.253 .802

X1 .209 .038 .729 .470 .101 X2 -.001 .001 -.173 -.847 .405 X3 .002 .012 .035 .168 .868 a. Dependent Variable: RES2

d. Uji Autokorelasi

Model Summaryb Adjusted R Std. Error of the Model R R Square Square Estimate Durbin-Watson 1 .895a .801 .778 .02394 1.779 a. Predictors: (Constant), X3, X1, X2 b. Dependent Variable: Y

Lampiran 5 Uji Hipotesis a. Uji t

Coefficientsa Standardized Unstandardized Coefficients Coefficients Model B Std. Error Beta t Sig.

1 (Constant) .042 .017 2.391 .024 X1 .595 .088 .665 6.796 .000 X2 .001 .003 .055 .367 .716 X3 .074 .027 .419 2.733 .011 a. Dependent Variable: Y

b. Uji F

ANOVAa

Model Sum of Squares df Mean Square F Sig. 1 Regression .060 3 .020 34.935 .000b Residual .015 26 .001 Total .075 29 a. Dependent Variable: Y b. Predictors: (Constant), X3, X1, X2

c. Uji Koefisienan Determinasi

Model Summaryb Adjusted R Std. Error of the Model R R Square Square Estimate 1 .895a .801 .778 .02394 a. Predictors: (Constant), X3, X1, X2 b. Dependent Variable: Y

Lampiran 6 DW-tabel

k=1 k=2 k=3 k=4 k=5 n dL dU dL dU dL dU dL dU dL dU 6 0.6102 1.4002 7 0.6996 1.3564 0.4672 1.8964 8 0.7629 1.3324 0.5591 1.7771 0.3674 2.2866 9 0.8243 1.3199 0.6291 1.6993 0.4548 2.1282 0.2957 2.5881 10 0.8791 1.3197 0.6972 1.6413 0.5253 2.0163 0.3760 2.4137 0.2427 2.8217 11 0.9273 1.3241 0.7580 1.6044 0.5948 1.9280 0.4441 2.2833 0.3155 2.6446 12 0.9708 1.3314 0.8122 1.5794 0.6577 1.8640 0.5120 2.1766 0.3796 2.5061 13 1.0097 1.3404 0.8612 1.5621 0.7147 1.8159 0.5745 2.0943 0.4445 2.3897 14 1.0450 1.3503 0.9054 1.5507 0.7667 1.7788 0.6321 2.0296 0.5052 2.2959 15 1.0770 1.3605 0.9455 1.5432 0.8140 1.7501 0.6852 1.9774 0.5620 2.2198 16 1.1062 1.3709 0.9820 1.5386 0.8572 1.7277 0.7340 1.9351 0.6150 2.1567 17 1.1330 1.3812 1.0154 1.5361 0.8968 1.7101 0.7790 1.9005 0.6641 2.1041 18 1.1576 1.3913 1.0461 1.5353 0.9331 1.6961 0.8204 1.8719 0.7098 2.0600 19 1.1804 1.4012 1.0743 1.5355 0.9666 1.6851 0.8588 1.8482 0.7523 2.0226 20 1.2015 1.4107 1.1004 1.5367 0.9976 1.6763 0.8943 1.8283 0.7918 1.9908 21 1.2212 1.4200 1.1246 1.5385 1.0262 1.6694 0.9272 1.8116 0.8286 1.9635 22 1.2395 1.4289 1.1471 1.5408 1.0529 1.6640 0.9578 1.7974 0.8629 1.9400 23 1.2567 1.4375 1.1682 1.5435 1.0778 1.6597 0.9864 1.7855 0.8949 1.9196 24 1.2728 1.4458 1.1878 1.5464 1.1010 1.6565 1.0131 1.7753 0.9249 1.9018 25 1.2879 1.4537 1.2063 1.5495 1.1228 1.6540 1.0381 1.7666 0.9530 1.8863 26 1.3022 1.4614 1.2236 1.5528 1.1432 1.6523 1.0616 1.7591 0.9794 1.8727 27 1.3157 1.4688 1.2399 1.5562 1.1624 1.6510 1.0836 1.7527 1.0042 1.8608 28 1.3284 1.4759 1.2553 1.5596 1.1805 1.6503 1.1044 1.7473 1.0276 1.8502 29 1.3405 1.4828 1.2699 1.5631 1.1976 1.6499 1.1241 1.7426 1.0497 1.8409 30 1.3520 1.4894 1.2837 1.5666 1.2138 1.6498 1.1426 1.7386 1.0706 1.8326 31 1.3630 1.4957 1.2969 1.5701 1.2292 1.6500 1.1602 1.7352 1.0904 1.8252 32 1.3734 1.5019 1.3093 1.5736 1.2437 1.6505 1.1769 1.7323 1.1092 1.8187 33 1.3834 1.5078 1.3212 1.5770 1.2576 1.6511 1.1927 1.7298 1.1270 1.8128 34 1.3929 1.5136 1.3325 1.5805 1.2707 1.6519 1.2078 1.7277 1.1439 1.8076 35 1.4019 1.5191 1.3433 1.5838 1.2833 1.6528 1.2221 1.7259 1.1601 1.8029 36 1.4107 1.5245 1.3537 1.5872 1.2953 1.6539 1.2358 1.7245 1.1755 1.7987 37 1.4190 1.5297 1.3635 1.5904 1.3068 1.6550 1.2489 1.7233 1.1901 1.7950 38 1.4270 1.5348 1.3730 1.5937 1.3177 1.6563 1.2614 1.7223 1.2042 1.7916 39 1.4347 1.5396 1.3821 1.5969 1.3283 1.6575 1.2734 1.7215 1.2176 1.7886 40 1.4421 1.5444 1.3908 1.6000 1.3384 1.6589 1.2848 1.7209 1.2305 1.7859

Lampiran 7. Daftar Nama Perusahaan Perbankan No. Kode Nama 1 AGRO Bank Rakyat Indonesia Agroniaga Tbk 2 AGRS PT Bank Agris Tbk 3 ARTO PT Bank Artos Indonesia Tbk 4 BABP PT Bank MNC Internasional Tbk. 5 BACA Bank Capital Indonesia Tbk 6 BBCA Bank Central Asia Tbk 7 BBHI PT Bank Harda Internasional Tbk. 8 BBKP Bank Bukopin Tbk 9 BBMD PT Bank Mestika Dharma Tbk. 10 BBNI Bank Negara Indonesia Tbk 11 BBNP Bank Nusantara Parahyangan Tbk 12 BBRI Bank Rakyat Indonesia (Persero) Tbk 13 BBTN Bank Tabungan Negara (Persero) Tbk 14 BBYB PT Bank Yudha Bhakti Tbk. 15 BCIC PT Bank JTrust Indonesia Tbk. 16 BDMN Bank Danamon Indonesia Tbk 17 BEKS PT Bank Pundi Indonesia Tbk. 18 BGTG PT Bank Ganesha Tbk. 19 BINA PT Bank Ina Perdana Tbk. 20 BJBR Bank Pembangunan Daerah Jawa Barat dan Banten Tbk 21 BJTM Bank Pembangunan Daerah Jawa Timur Tbk 22 BKSW PT Bank QNB Indonesia Tbk 23 BMAS PT Bank Maspion Indonesia Tbk. 24 BMRI Bank Mandiri (Persero) Tbk 25 BNBA Bank Bumi Arta Tbk 26 BNGA Bank CIMB Niaga Tbk 27 BNII PT Bank Maybank Indonesia Tbk 28 BNLI Bank Permata Tbk 29 BSIM Bank Sinarmas Tbk 30 BSWD Bank of India Indonesia Tbk 31 BTPN Bank Tabungan Pensiunan Nasional Tbk 32 BVIC Bank Victoria International Tbk 33 DNAR PT Bank Dinar Indonesia Tbk. 34 INPC Bank Artha Graha Internasional Tbk 35 MAYA Bank Mayapada Internasional Tbk 36 MCOR PT Bank China Construction Bank Indonesia 37 MEGA Bank Mega Tbk 38 NAGA PT Bank Mitraniaga Tbk. 39 NISP Bank OCBC NISP Tbk 40 NOBU PT Bank Nationalnobu Tbk. 41 PNBN Bank Pan Indonesia Tbk 42 PNBS PT Bank Panin Dubai Syariah Tbk. 43 SDRA PT Bank Woori Saudara Indonesia 1906 Tbk