DOCSLIB.ORG

Sekilas Danamon

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Sekilas Danamon Ikhtisar Laporan Profil Utama Manajemen Perusahaan Sekilas Danamon Danamon melayani seluruh segmen nasabah mulai dari Konsumer, Mikro, Usaha Kecil dan Menengah, dan Wholesale. Danamon menyediakan rangkaian produk perbankan dan jasa keuangan yang komprehensif, termasuk perbankan Syariah. Selain itu, Danamon juga menyediakan pembiayaan otomotif PT Bank dan barang-barang konsumer melalui Adira Finance dan Adira Danamon Kredit serta layanan asuransi umum melalui Adira Insurance. Indonesia, Tbk. Danamon mengoperasikan jaringan distribusi dari Aceh (“Danamon”) hingga Papua dengan lebih dari 1.859 kantor cabang dan didirikan pada gerai pelayanan terdiri dari kantor cabang konvensional, unit tahun 1956, dan Danamon Simpan Pinjam (“DSP”), unit Syariah serta jaringan kini telah tumbuh Adira Finance dan Adira Insurance. Melalui jaringan Sales & berkembang Distribution dengan struktur single captainship, Danamon menjadi salah mampu memberikan penawaran produk secara terintegrasi sehingga meningkatkan kualitas pelayanan terhadap nasabah. satu lembaga keuangan Jaringan distribusi Danamon didukung oleh platform e-channel terbesar di yang mencakup jaringan 1.431 ATM dan 68 CDM (Cash Deposit Indonesia, Machine), serta akses ke lebih dari 60.000 ATM di jaringan ATM dipandu oleh Bersama, ALTO dan Prima. Danamon juga mengembangkan visi perusahaan layanan digital yang komprehensif yang meliputi SMS banking, yaitu “Kita Peduli Internet banking dan mobile banking. Danamon secara terus- menerus meningkatkan fitur dan kapabilitas dari layanan dan Membantu digital yang dimiliki guna memenuhi tuntutan pengguna jasa Jutaan Orang perbankan yang semakin mengutamakan kemudahan dan Mencapai kecepatan bertransaksi. Kesejahteraan”. Dengan total aset sebesar Rp174,1 triliun per 31 Desember 2016, saham Danamon dimiliki oleh Asia Financial (Indonesia) Pte. Ltd. (67,4%), JPMCB-Franklin Templeton Investment Funds (6,6%) dan pemegang saham publik (26,1%). 54 PT Bank Danamon Indonesia, Tbk. Laporan Tahunan 2016 Analisa & Pembahasan Tinjauan Tata Kelola Tanggung Jawab Data Laporan Manajemen Operasional Perusahaan Sosial Perusahaan Perusahaan Keuangan Identitas Perusahaan Anak Perusahaan Modal Dasar: PT Adira Dinamika Multi Finance, Tbk. Rp10 triliun (Adira Finance) Nama: Bidang Usaha: PT Bank Danamon Indonesia, Tbk. Modal Ditempatkan dan Disetor Pembiayaan Penuh : Rp5.9 triliun Kantor Pusat: Landmark Centre Tower A, Bidang Usaha: Bursa Efek: 26th – 31st Floor Layanan Perbankan Bursa Efek Indonesia Jl. Jend. Sudirman No.1 South Jakarta 12910 Tanggal Pendirian: Kode Saham: Phone: (+62 21) 5296 3232, 16 Juli 1956 BDMN 5296 3322 Fax: (+62 21) 5296 4159 ISIN Code: Email: [email protected] ID1000094204 Situs dan Email: www.adira.co.id Dasar Hukum Pendirian: SWIFT Code: [email protected] Akta notaris Meester Raden BDINIDJA Soedja, S.H. No. 134 tanggal 16 Juli 1956 yang disahkan oleh Menteri PT Asuransi Adira Dinamika Global Intermediary identification Kehakiman Republik Indonesia (Adira Insurance) dengan Surat Keputusan No. Number (GIIN): Bidang: J.A.5/40/8 tanggal 24 April 1957 WZU780.99999.SL.360 Asuransi dan telah diumumkan dalam Tambahan No. 664, pada Berita Komposisi Kepemilikan Saham: Negara Republik Indonesia No. 46 Asia Financial (Indonesia) Pte. Asuransi: tanggal 7 Juni 1957. Ltd. : 67,37% Graha Adira JPMCB-Franklin Templeton Jl. MT. Haryono Kav. 42, Investment Funds: 6,58% South Jakarta 12780 Publik : 26,05% Phone: (+62 21) 2966 7373 Fax: (+62 21) 2966 7374 Jaringan Kantor Per 31 Desember 2016 Danamon Kantor Pusat: Situs dan Email: memiliki jaringan sekitar 1.800 Menara Bank Danamon, Lantai 17, www.asuransiadira.com cabang yang terdiri dari kantor Jl. HR. Rasuna Said, Blok C No. 10, [email protected] cabang konvensional, unit DSP dan Karet Setiabudi, unit Syariah serta kantor-kantor Jakarta 12920, Indonesia PT Adira Quantum Multifinance cabang anak perusahaannya. Phone: (+62 21) 8064 5000 (Adira Kredit) Melalui struktur Sales & Distribution Bidang: Situs dan Email: Network, Danamon memiliki 12 kantor Pembiayaan wilayah. Daftar alamat kantor cabang www.danamon.co.id Danamon dapat dilihat pada Bab [email protected] [email protected] Kantor Pusat: Data perusahaan di laporan ini. th [email protected] Landmark Centre Tower A, 27 Floor Jl. Jend. Sudirman No.1, South Jakarta 12910, Indonesia Phone: (+62 21) 5292 2299 Fax: (+62 21) 529119 PT Bank Danamon Indonesia, Tbk. Laporan Tahunan 2016 55 Ikhtisar Laporan Profil Utama Manajemen Perusahaan Riwayat Singkat Perusahaan 1956 1976 1988 1989 Didirikan sebagai Bank Berubah nama menjadi Menjadi Bank Devisa Menjadi perusahaan Kopra Indonesia PT Bank Danamon pertama di Indonesia publik melalui penawaran Indonesia saham di Bursa Efek Jakarta 2005 2006 2008 2009 • Ekspansi jaringan • Akuisisi Bisnis Kartu • Peresmian Danamon • Rights Issue senilai Rp4 cabang Danamon American Express di Corporate University triliun Simpan Pinjam Indonesia • Perluasan jaringan • Penambahan • Peluncuran Visi, Misi • Perayaan Hari Jadi kantor cabang Kepemilikan saham di dan Nilai Perusahaan Danamon yang ke-50 Adira menjadi 95% yang baru 2013 2014 • Kerjasama dengan • Pembangunan kantor • Peluncuran “D-Mobile” Wells Fargo dan pusat Danamon Danamon Mobile Overseas Private baru “Menara Bank Banking Application Investment Corporation Danamon” • Peluncuran Tabungan (OPIC) serta • Penerbitan laporan BISA iB dan Tabungan International Finance keberlanjutan BISA Qurban iB Corporation (IFC) bersertifikasi global Danamon Syariah untuk membiayai sektor reporting Initiative • Kerja sama Program UMKM Indonesia. (GRI) Literasi dan Edukasi • Jumlah transaksi online Keuangan serta per bulan melalui Perbankan dengan Danamon Online Otoritas Jasa Keuangan Banking mencapai 2,6 (OJK) melalui sosialisasi juta. Si MObil LitErasi Keuangan (SiMOLEK) 56 PT Bank Danamon Indonesia, Tbk. Laporan Tahunan 2016 Analisa & Pembahasan Tinjauan Tata Kelola Tanggung Jawab Data Laporan Manajemen Operasional Perusahaan Sosial Perusahaan Perusahaan Keuangan 2000 2003 2004 Legal merger dengan 9 Akuisisi mayoritas saham • Peluncuran Danamon (sembilan) bank yang Pemerintah oleh Asia Simpan Pinjam. diambil alih Pemerintah Financial (Indonesia) Pte. • Akuisisi Adira Finance (Bank Taken Over) Ltd. 2010 2011 2012 Danamon dan Adira • Rights issue senilai • Peluncuran kartu debit Finance melakukan Rp 5 triliun dan ATM Manchester penerbitan Obligasi • Perayaan hari jadi United dengan Bunga Tetap Danamon yang ke-55 untuk meragamkan sumber pendanaan 2015 • Penandatanganan nota • Kerja sama dengan kesepahaman dengan International Islamic Indosat untuk menjalin Trade Finance 2016 • Perayaan HUT Danamon-ke 60 dan kerjasama strategis Corporation (IITFC) peresmian kantor pusat baru “Menara Bank layanan telekomunikasi dalam Syariah Joint Danamon” dan perbankan Trade Financing. • Peluncuran jaringan S&D • Penandatanganan nota • Peluncuran Mobil DSP • Peluncuran fitur D-Cash yang memungkinkan kesepahaman dengan untuk nasabah mikro. pemberian uang tunai melalui aplikasi International Finance • Peluncuran Tabungan D-Mobile Corporation (IFC), Bisa Umrah iB. • Peluncuran aplikasi D-Card untuk pemegang anggota kelompok • Peluncuran fitur kartu kredit Danamon Bank Dunia dalam e-commerce melalui • Yayasan Danamon Peduli menjadi salah pengembangan Danamon Online satu wakil Indonesia dalam Konferensi PBB dan model desain Banking Habitat III di Quito, Ekuador pembiayaan khususnya pada sektor agrobisnis di unit bisnis Danamon Simpan Pinjam PT Bank Danamon Indonesia, Tbk. Laporan Tahunan 2016 57 Ikhtisar Laporan Profil Utama Manajemen Perusahaan Struktur Organisasi Rapat Umum Pemegang Saham Dewan Dewan Komisaris Komite Direktur Pengawas Tata Kelola Utama Syariah Perusahaan SNG SEOW WAH Terintegrasi Wakil Direktur Utama Komite Komite Komite Komite Komite Tata MULIADI Pemantau Audit Remunerasi Nominasi Kelola Risiko RAHARDJA Direktur Consumer Direktur Bisnis Mikro Direktur Operasional Banking, SME & S&D SATINDER PAL & Syariah MICHELLINA SINGH AHLUWALIA HERRY HYKMANTO TRIWARDHANY Chief Wholesale Chief Internal Transaction Transformation Banking Head Auditor Banking Head Officer YEN YEN EVI YEN YEN VIVIAN SETIAWAN DAMAYANTI SETIAWAN WIDJAJA (Acting) Sales & Distribution Risk and Initiation Consumer Risk SMEC Credit Branch Operation Syariah Product Head (East) Head Head Risk Head Head Management Head STENLY SANDRA RINA FARIWATI JO ARDINO GUSMAN FANNY GOZAL REFITA RULLI OKTAVIANUS SAHELANG Internal Control Operation Risk & Service Quality Sales & Distribution & Fraud Mgt Head Syariah Network & SME Business Head Control Head Head Head (West) NELDIE Assurance Head GUNAWAN TE SUWANDI SRI SETYANINGSIH VACANT N.M.KAMBEY BUDHI HERNANDI KUSUMA (Acting) Specialized Chief Marketing Product Service Quality National Sales Central Operation Syariah Business Officer Management Head Head Distribution Head Head Head TONI DARUSMAN ALEXANDER VACANT REZA PELY RUSLI HADI PRATOMO BAMBANG ATMAJI CONSTANTYN S Retail Banking Branch Network CBE & CCCO Head Branch Services & Innovation & Payment Head & Sales Strategy SRI WAHJOENI Project Head Development Head Operation Head SONNY Head HADI LINDA SURYANY ARIETA ARYANTI RAHMAT POHAN WAHYUBRATA VACANT Bancassurance Consumer Lending Collection and Business Head Head Recovery Head PAULUS DJAMIN EDISON LEONY AGNES BUDIHARDJA NAINGGOLAN MARIE Decision Product & Management Marketing Head Head DJOEMINGIN BILLIE SETIAWAN BUDIONO 58 PT Bank Danamon Indonesia, Tbk. Laporan Tahunan 2016 Analisa & Pembahasan Tinjauan Tata Kelola Tanggung
Load more

Recommended publications
  • DAFTAR NAMA DAN ALAMAT BANK DI KABUPATEN KARAWANG NO NAMA BANK ALAMAT TELEPON 1 PT. BANK ARTHA DIBYA GUNA Jl. Banten IX 6 Karawa
    DAFTAR NAMA DAN ALAMAT BANK DI KABUPATEN KARAWANG NO NAMA BANK ALAMAT TELEPON 1 PT. BANK ARTHA DIBYA GUNA Jl. Banten IX 6 Karawang 0267-403297 2 PT. BANK BJB SYARIAH KCP KARAWANG Jl Kertabumi No. 89 Ruko No. 7 0267-8453567 Karawang Kulon 3 PT. BANK BNI. TbK Jl. Tuparev 301 Karawang 0267-402546 4 PT. BANK BRI, Tbk Jl. Tuparev 27 Karawang 0267-402333 5 PT. BANK BTPN Jl. Kertabumi 21 Karawang 0267-406546 6 PT. BANK BUKOPIN, Tbk Jl. Jend. A. Yani 92 Karawang 0267-404545 7 PT. BANK CENTRAL ASIA, Tbk Jl. Singperbangsa 37 Karawang 0267-416359 8 PT. BANK CENTRATAMA NASIONAL Jl. Tuparev 149 Karawang 0267-410666 9 PT. BANK CENTURY, Tbk Jl. Tuparev 397 Karawang 0267-414845 10 PT. BANK CIMB NIAGA, Tbk Jl. Jend. A. Yani 1-2 Karawang 0267-402880 Wetan Karawang 11 PT. BANK DANAMON INDONESIA, Tbk Jl. Tuparev Ruko Karawang 0267-405533 12 PT. BANK HAGA Ruko Resinda BI F/22 Karawang 0267-601210 13 PT. BANK INTERNASIONAL INDONESIA, Tbk Jl. Jend. A. Yani 85 Karawang 0267-403304 14 PT. BANK JABAR BANTEN Jl. Kertabumi 2 Karawang 0267-402070 15 PT. BANK LIPPO, Tbk Jl. Jend. A. Yani Karawang 0267-402880 16 PT. BANK MANDIRI, Tbk Jl. Jend. A. Yani Karawang Jl. Tuparev 44 Karawang 0267-402353 17 PT. BANK MEGA, Tbk Jl. Jend. A. Yani 88 Karawang 0267-8453022 Wetan Karawang 18 PT. BANK MUTIARA, Tbk Jl. Tuparev 397 Karawang Wetan 0267-414845 Karawang 19 PT. BANK OCBC NISP, Tbk Jl. Surya Lestari Kav I/16-B 0267-440659 Karawang 20 PT.
    [Show full text]
  • Laporan Tahunan DMAS 2020
    Weathering Challenges, Capturing Opportunities Mengatasi Tantangan, Meraih Peluang PT Puradelta Lestari Tbk Laporan Tahunan 2020 | Annual Report 2020 Mengatasi Tantangan, Meraih Peluang Weathering Challenges, Capturing Opportunities Di tahun 2020, ketangguhan dan optimisme The Indonesian people’s resilience and optimism masyarakat Indonesia diuji oleh bencana was tested in 2020 by the COVID-19 pandemic. pandemi COVID-19. Di masa yang sangat sulit ini, tim kami terus In this unusually difficult period, our team membuktikan fokus, komitmen dan rasa continued to demonstrate exceptional focus, pedulinya untuk mengurangi dampak dari commitment and care to minimize the effects of virus corona. Didukung oleh konsep kawasan the corona virus. Backed by PT Puradelta Lestari kota mandiri PT Puradelta Lestari Tbk yang Tbk’s comprehensive and integrated township komprehensif dan terpadu, serta semangat concept, as well as our people’s passion to karyawan kami untuk senantiasa menawarkan always offer unparalleled products to the market, produk terbaik ke pasar, Perseroan berhasil the Company was able to meet the challenges, mengatasi tantangan dan meraih peluang guna capturing opportunities to cement its position memperkokoh posisinya sebagai salah satu as one of the premier property developers in the pengembang properti terbaik di Indonesia. nation. Kantor Pemasaran Kota Deltamas Kota Deltamas Mareting Office Daftar Isi Table of Contents Penjelasan Tema Visi dan Misi 2 Theme Explanation 42 Vision and Mission Nilai-Nilai Perusahaan The Company in 2020
    [Show full text]
  • 2021 Greenwich Leaders: Asian Large Corporate Banking and Cash Management
    Coaition Greenwich 2021 Greenwich Leaders: Asian Large Corporate Banking and Cash Management Q1 2021 Greenwich Associates presents the overall and regional lists of 2021 Greenwich Share and Quality Leaders in Asian Large Corporate Banking and Asian Large Corporate Cash Management and the winners of the 2021 Greenwich Excellence Awards in several important categories. Greenwich Share and Quality Leaders — 2021 Greenwich Greenwich Share Leader Quality Leader 202 1 202 1 Asian Large Corporate Banking Market Penetration Asian Large Corporate Banking Quality Bank Market Penetration Statistical Rank Bank HSBC ANZ Bank Standard Chartered Bank Citi DBS ANZ Bank T BNP Paribas T Asian Large Corporate Cash Management Market Penetration Asian Large Corporate Cash Management Quality Bank Market Penetration Statistical Rank Bank HSBC J.P. Morgan Citi Standard Chartered Bank DBS BNP Paribas Note: Market Penetration is the proportion of companies interviewed that consider each bank an important provider of: corporate banking services; corporate cash management services. Based on 840 respondents for large corporate banking and 1,073 for large corporate cash management. Share Leaders are based on Top 5 leading banks including ties. Quality Leaders are cited in alphabetical order including ties. Source: Greenwich Associates 2020 Asian Large Corporate Banking and Asian Large Corporate Cash Management Studies © 2021 GREENWICH ASSOCIATES Greenwich Share and Quality Leaders — 2021 Large Corporate Banking by Asian Markets Greenwich Greenwich Share Leader Quality Leader 202 1 202 1 Asian Large Corporate Market Banking Market Penetration Penetration Statistical Rank Asian Large Corporate Banking Quality China (161) China (161) Bank of China ANZ Bank ICBC BNP Paribas China Construction Bank T China CITIC Bank Agricultural Bank of China T HSBC Mizuho Bank Hong Kong (91) Hong Kong (91) HSBC ANZ Bank Bank of China Standard Chartered Bank T DBS T India (198) India (198) State Bank of India Axis Bank HDFC T J.P.
    [Show full text]
  • Press Release Ojk, Banking Industry and Non-Bank
    PRESS RELEASE NO. SP 89/DKNS/OJK/11/2015 PRESS RELEASE OJK, BANKING INDUSTRY AND NON-BANK FINANCIAL INDUSTRY EXPAND JARING PROGRAM Credit Growth in Maritime and Fisheries Sector Reaches 22.94 % Sendangbiru, Malang, November 13, 2015: Financial Services Authority (OJK) together with Maritime Affairs and Fisheries Ministry, Banking Industry and Non-Bank Financial Industry continued to expand the Reach, Synergy and Guideline (JARING) program in effort to increase financing for maritime and fisheries sector by holding a continuation event of JARING program at Sendangbiru Beach, Malang, East Java on Friday (Nov. 13, 2015). JARING program was officially launched on May 11, 2015 and inaugurated by Vice President Jusuf Kalla at Bodia Beach, Takalar, South Sulawesi. The program aimed at supporting government’s Nawacita (nine goals) program, with main target to increase credit and financing in maritime and fisheries sector, as well as to boost expand of access to financial services for society in maritime and fisheries sector. This JARING program event was themed Acceleration in Financing for Maritime and Fisheries Sector Through Expand of Access to Financial Services Institution and attended by Chairman of OJK Board of Commissioners Muliaman D. Hadad, Maritime Affairs and Fisheries Minister Susi Pudjiastuti, Vice Governor of East Java Saifullah Yusuf, directors of partner banks of JARING program, directors of loan collateral provider Jamkrindo, and directors of regional loan collateral provider PT Jamkrida Jawa Timur and officials from state-owned electricity company PLN. Chairman of OJK Board of Commissioners Muliaman D. Hadad said that JARING program has been carried out as planned and succeeded to enhance understanding among practitioners in financial services institutions about businesses in maritime and fisheries sector, therefore banking credit and financing for this sector continues to increase.
    [Show full text]
  • Fundamental Analysis of Bank Rakyat Indonesia by Using Residual Earnings-Pbr
    FUNDAMENTAL ANALYSIS OF BANK RAKYAT INDONESIA BY USING RESIDUAL EARNINGS-PBR Posmarito Pakpahan ABSTRACT This paper investigates the fundamental value of the largest micro lender in Indonesia i.e. Bank Rakyat Indonesia. After financial crisis in 2008, due to improving macroeconomic condition and the increasing of banking income, some banks in the Jakarta Composite Index (JCI), such as BBCA, BMRI and BBRI were considered outperformed. Now, Banks become one of the most darling firms in market. Lately, Indonesian economy encountered some negative sentiments which downtrend in JCI including the banks. In beginning of 2014, Bank Rakyat Indonesia closed at IDR 7,250. By applying the residual earnings model-PBR, the writer considered that the current price of Bank Rakyat Indonesia was underperformed. The writer concluded that the target price of BBRI is IDR 11,155. This price implies that PER 13x and PBV 4.5x. Bank Rakyat Indonesia is valued at IDR 11,155 per share is rational and valid as from 2010, BRI have been moving at PER 11.6x and PBV 3.3x and it is in line compare to its industry PER & PBV. Keyword: Bank Rakyat Indonesia, valuation, fundamental analysis, BBRI, target price I. INTRODUCTION Many investors are interested in investing at banking sector because banking is one of the biggest industries in Indonesia (Simorangkir & Simorangkir, 2012). Futhermore, Simorangkir and 1 | P a g e Simorangkir (2012) added that the banking industry correlates positively with the economic development, production and consumptions. Hence, the banks’ stock price derives by the economic growth. The improvement of income has increased the value of companies through its stock’s price, i.e.
    [Show full text]
  • EXPLANATION on the AGENDA of the EXTRAORDINARY GENERAL MEETING of SHAREHOLDERS of PT BANK PERMATA Tbk
    EXPLANATION ON THE AGENDA OF THE EXTRAORDINARY GENERAL MEETING OF SHAREHOLDERS OF PT BANK PERMATA Tbk Referring to Article 15 Otoritas Jasa Keuangan Regulation (POJK) numbered 32/POJK.04/2014 regarding Planning and Convening General Meeting of Shareholders, the following are explanation on the Meeting agenda: I. Time and Place: Day/Date : Tuesday, 25 September 2018 Time : 02.00 p.m. – finish Place : Nusantara Room, WTC II, 21st Floor Jl. Jend. Sudirman Kav. 29-31, Jakarta 12920 II. Meeting Agenda: Changes in the management of the Company. III. Explanation on Meeting Agenda: Notice of the Meeting has been published on 16 August 2018 in Bisnis Indonesia newspaper, Indonesia Stock Exchange website, and the Company’s website. Meeting invitation has been published in the same media on 3 September 2018. In accordance with Article 17 Articles of Association of the Company, members of the Board of Directors are appointed by General Meeting of Shareholders. Resume of the candidate member of the Board of Directors which will be appointed in the Meeting as follows: A. Curriculum Vitae of Candidate Member of Board of Directors: 1. Candidate of Director Djumariah Tenteram Indonesian citizen, 52 years old. Currently Mrs. Djumariah is a Head of Wealth Management, Retail Liability Products & E- Channels of the Company since 2013. Mrs. Djumariah has started her career in Banking industry since 1987 by following Management Development Program in PT Bank International Indonesia, and throughout her career she has served various important positions such as: Since 2003 until 2013 she worked in Standard Chartered Bank, with several positions as GM, Integrated Distribution; GM, Priority & International Banking, Personal & Preferred Banking; GM, Shared Distribution; GM, Wealth Management, Segment and Marketing; and Branch Manager.
    [Show full text]
  • Perbandingan Kinerja Keuangan Lima Bank Dengan Aset Terbesar
    JURNAL ONLINE INSAN AKUNTAN, Vol.2, No.2 Desember 2017, 237 - 248 E-ISSN: 2528-0163 237 Perbandingan Kinerja Keuangan Lima Bank Dengan Aset Terbesar Hartanti Manajemen Perpajakan; Akademi Manajemen Keuangan BSI Jakarta; Jl. Dewi Sartika Raya No. 289, Jakarta Timur. 13630. Telp : 021-8010827/021-8010827; e-mail: [email protected] * Korespondensi: e-mail: [email protected] Diterima: 10 Agustus 2017; Review: 07 November 2017; Disetujui: 26 November 2017 Hartanti. 2017. Perbandingan Kinerja Keuangan Lima Bank Dengan Aset Terbesar. Jurnal Online Insan Akuntan. 2 (2): 237 ± 248. Abstrak: Penelitian ini bertujuan untuk membandingkan kinerja keuangan Lima Bank dengan Aset terbesar yaitu Bank Mandiri, BRI, BCA, BNI dan CIMB Niaga. Untuk mengukur kinerja digunakan rasio CAR, NPL, ROA, ROE, NIM, LDR dan BOPO. Metode penelitian yang digunakan adalah metode analisa kuantitatif. Dalam penelitian ini dilakukan pengujian test homogenity of variances dan one way anova. Hasil penelitian dengan pengujian test homogenity of variances menunjukkan bahwa CAR, ROE, NIM, LDR memiliki persamaan yang signifikan antara BRI, Bank Mandiri, BCA, BNI dan CIMB Niaga. Sedangkan dalam pengujian one way anova menunjukkan bahwa CAR memiliki perbedaan yang signifikan antara BRI, Bank Mandiri, BCA, BNI dan CIMB Niaga. Kata kunci: CAR, NPL, ROA, ROE, NIM, LDR, BOPO Abstract: This study aims to compare the financial performance of the Five Banks with the Biggest Asset of Bank Mandiri, BRI, BCA, BNI and CIMB Niaga. To measure the performance used the ratio of CAR, NPL, ROA, ROE, NIM, LDR and BOPO. The research method used quantitative analysis method. In this research, we tested homogeneity of variances and one way anova.
    [Show full text]
  • ANALISIS PEBANDINGAN KINERJA KEUANGAN PT. BANK MANDIRI Tbk. DENGAN PT. BANK RAKYAT INDONESIA Tbk. PERIODE 2011-2015
    JURNAL KHATULISTIWA INFORMATIKA, VOL. IV, NO. 2 DESEMBER 2016 ANALISIS PEBANDINGAN KINERJA KEUANGAN PT. BANK MANDIRI Tbk. DENGAN PT. BANK RAKYAT INDONESIA Tbk. PERIODE 2011-2015 Fazhar Sumantri1 Susanti2 Akademik Manajemen Informatika dan Komputer “BSI Jakarta” [email protected] ABSTRACT Banking, especially commercial banks is at the core of the financial system of each country. The Bank is a financial institution that becomes a venue for companies, agencies - government and private entities, and individuals to save funds - funds. PT. Bank Rakyat Indonesia Tbk. (BBRI) and PT. Bank Mandiri Tbk. (BMRI) are the two giant banking companies that excel and consistently dominate the banking industry in Indonesia, but in order to assess whether or not a bank is not only seen from the value of its assets, one of the tools that can be used to assess banks are financial ratios. The purpose of this study was to analyze the comparative financial performance. Bank Mandiri Tbk. with PT. Bank Rakyat Indonesia Tbk. using financial ratios period 2011-2015. This study uses secondary data, in the form of annual financial statements of banking companies listed in Indonesia Stock Exchange period 2011 - 2015. Of the total financial performance analyzed include four ratios measured, namely EPS, PER, PBV and DER seen that the financial performance. Bank Rakyat Indonesia Tbk. dominates overall than PT. Bank Mandiri Tbk. Tests were performed using one-way ANOVA test can be partially seen that there are differences in the average financial performance of the two companies is based on PER. But simultaneously, the statistics on the test results of this study show the difference in financial performance between the two companies.
    [Show full text]
  • Lampiran 1 Rekapitulasi Data
    Lampiran 1 Rekapitulasi Data No Nama Perusahaan Tahun Pendapatan (VA) Total Aset (CA) VACA 1 Bank Central Asia 2017 56.982 750.320 0,075944 2 Bank Rakyat Indonesia 2017 102.899 1.127.447 0,091267 3 Bank Mandiri 2017 54.453.436 1.124.700.847 0,048416 4 Bank Tabungan Negara 2017 9.340.940 261.465.267 0,035725 5 Bank Negara Indonesia 2017 45.212 709.330 0,063739 6 Bank CIMB Niaga 2017 445.504 2.666.573 0,16707 7 Bank Panin 2017 977.086 3.779.017 0,258556 8 Bank OCBC 2017 463.635 5.094.073 0,091015 9 Bank Maybank Indonesia 2017 949.164 4.990.139 0,190208 10 Bank Danamon 2017 993.688 5.319.855 0,186789 11 Bank Central Asia 2018 63.034 824.788 0,076424 12 Bank Rakyat Indonesia 2018 111.583 1.296.898 0,086038 13 Bank Mandiri 2018 57.329.765 1.202.252.094 0,047685 14 Bank Tabungan Negara 2018 10.089.177 306.436.194 0,032924 15 Bank Negara Indonesia 2018 48.771 808.572 0,060317 16 Bank CIMB Niaga 2018 358.395 4.001.739 0,08956 17 Bank Panin 2018 379.518 5.870.264 0,064651 18 Bank OCBC 2018 450.197 4.173.713 0,107865 19 Bank Maybank Indonesia 2018 327.047 4.401.125 0,07431 20 Bank Danamon 2018 369.012 4.295.184 0,085913 21 Bank Central Asia 2019 71.623 918.989 0,077937 22 Bank Rakyat Indonesia 2019 121.756 1.416.759 0,08594 23 Bank Mandiri 2019 61.247.691 1.318.246.335 0,046461 24 Bank Tabungan Negara 2019 8.961.801 311.776.828 0,028744 25 Bank Negara Indonesia 2019 52.012 845.605 0,061509 26 Bank CIMB Niaga 2019 400.075 3.971.966 0,100725 27 Bank Panin 2019 634.018 4.580.305 0,138423 28 Bank OCBC 2019 496.208 4.870.993 0,10187 29 Bank Maybank Indonesia
    [Show full text]
  • Pemerintah Republik Indonesia
    PEMERINTAH REPUBLIK INDONESIA MEMORANDUM INFORMASI SUKUK NEGARA RITEL SERI SR015 DALAM MATA UANG RUPIAH DENGAN AKAD IJARAH ASSET TO BE LEASED Imbalan / Kupon Tetap 5,10% per Tahun Jatuh Tempo 10 September 2024 DITERBITKAN MELALUI PERUSAHAAN PENERBIT SBSN INDONESIA SUKUK NEGARA RITEL SERI SR015 YANG DITAWARKAN INI SELURUHNYA AKAN DICATATKAN PADA BURSA EFEK INDONESIA DAN DITERBITKAN TANPA WARKAT SUKUK NEGARA RITEL SERI SR015 INI TIDAK DITERBITKAN DAN TIDAK DIDAFTARKAN BERDASARKAN UNDANG-UNDANG ATAU PERATURAN YANG BERLAKU DI LUAR WILAYAH INDONESIA. MEMORANDUM INFORMASI INI TIDAK DIMAKSUDKAN UNTUK DIDISTRIBUSIKAN KEPADA PIHAK ASING DAN/ATAU PIHAK YANG BERADA DI LUAR WILAYAH REPUBLIK INDONESIA DAN SUKUK NEGARA RITEL SERI SR015 TIDAK DIMAKSUDKAN UNTUK DITAWARKAN DAN DIJUAL KEPADA PIHAK ASING DAN/ATAU PIHAK YANG BERADA DI LUAR WILAYAH REPUBLIK INDONESIA. Mitra Distribusi: CITIBANK, N.A., INDONESIA; PT BAHANA SEKURITAS; PT BANK CENTRAL ASIA, TBK; PT BANK CIMB NIAGA, TBK; PT BANK COMMONWEALTH; PT BANK DANAMON INDONESIA TBK; PT BANK DBS INDONESIA; PT BANK HSBC INDONESIA; PT BANK MANDIRI (PERSERO), TBK; PT BANK MAYBANK INDONESIA; PT BANK MEGA, TBK; PT BANK MUAMALAT INDONESIA, TBK; PT BANK NEGARA INDONESIA (PERSERO), TBK; PT BANK OCBC NISP TBK; PT BANK PERMATA, TBK; PT BANK RAKYAT INDONESIA (PERSERO), TBK; PT BANK SYARIAH INDONESIA, TBK; PT BANK TABUNGAN NEGARA (PERSERO), TBK; PT BANK UOB INDONESIA, TBK; PT BAREKSA PORTAL INVESTASI; PT BRI DANAREKSA SEKURITAS; PT INVESTREE RADHIKA JAYA; PT LUNARIA ANNUA TEKNOLOGI (KOINWORKS); PT MANDIRI SEKURITAS; PT MITRAUSAHA INDONESIA GRUP (MODALKU); PT NUSANTARA SEJAHTERA INVESTAMA (FUNDTASTIC+); PT PANIN BANK TBK; PT STAR MERCATO CAPITALE (TANAMDUIT); PT TRIMEGAH SEKURITAS INDONESIA, TBK; STANDARD CHARTERED BANK Setiap Pemesanan Pembelian SR015 yang telah selesai dan lengkap (completed order) bersifat mengikat, tidak dapat dibatalkan, dan tidak dapat ditarik kembali.
    [Show full text]
  • Bank Mandiri Indonesia
    Bank Mandiri Indonesia Active This profile is actively maintained Send feedback on this profile Created before Nov 2016 Last update: Jul 20 2021 About Bank Mandiri Bank Mandiri, headquartered in Jakarta, is Indonesia's largest commercial bank by assets. The bank was founded in 1998 as the result of a merger of four state-owned banks: Bank Bumi Daya, Bank Dagang Negara, Bank Exim and Bapindo. The bank offers services in retail, corporate and commercial banking. It also has major subsidiaries that provide Islamic banking, investment banking, micro-banking and insurance services. Website https://www.bankmandiri.co.id/en/web/guest Headquarters Plaza Mandiri, Jl. Jend. Gatot, Subroto Kav. 36-38 12190 Jakarta Indonesia CEO/chair Darmawan Junaidi CEO Supervisor Indonesian Financial Services Authority (OJK) Annual Annual report 2020 reports CSR Report 2020 Ownership listed on Bursa Efek Indonesia Bank Mandiri is majority owned by the Indonesian government (60%). The bank's complete shareholder structure can be accessed here. Complaints Bank Mandiri does not operate a complaints channel for individuals or communities who might have been affected by its and finance. grievances Sustainability Voluntary initiatives Bank Mandiri has committed itself to the following voluntary standards: Global Reporting Initiative Investment policies Bank Mandiri's web page on corporate social responsibility can be accessed here. Sustainability framework Apr 12 2021 | Bank Mandiri Risk management policy May 6 2019 | Bank Mandiri Corporate social responsibilities to the environment Apr 4 2018 | Bank Mandiri Good moves Related Dodgy Deals Bank Mandiri has been linked to the following "Dodgy Deals", e.g. as a current or past financier or through an expression of interest.
    [Show full text]
  • Bank Mandiri Tbk Eng 31 Des 2015 Released
    These consolidated financial statements are originally issued in Bahasa. PT BANK MANDIRI (PERSERO) Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended (Expressed in millions of Rupiah, unless otherwise stated) 35. OTHER LIABILITIES (continued) Payable to costumers mostly consist of debts arising from securities transactions of PT Mandiri Sekuritas (Subsidiary). Liabilities associated with ATM and credit card transactions consists of liabilities on ATM transactions within ATM Bersama, ATM links and ATM Prima and liabilities to Visa and Master Card for credit card transactions. Liabilities related to unit link represents unit-linked liabilities to third parties and unit-linked policyholders’ fund liabilities of a subsidiary (AXA Mandiri Financial Services). The guarantee deposit is a guarantee of cash deposited by customers from export, import transaction and issuance of bank guarantees. Directly attributed unearned income consists of income from provisions/commissions of loans which directly attributable to unamortized loan. Unearned income which is not directly attributed consists of deferred fees/commissions that are not directly related to the unamortized loan. Purchase of securities accrued arising from the purchase of securities which was fully paid respectively on January 5, 2016 and January 5, 2015 as of December 31, 2015 and 2014. Other liabilities on UPAS transaction is a liability to the payer bank in foreign currency related with bill of UPAS to importers.
    [Show full text]