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Improving Slum Conditions Through Innovative Financing

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Improving Slum Conditions Through Innovative Financing Improving Slum Conditions through Innovative Financing FIG/UN-Habitat seminars and workshops in Stockholm, Sweden June 16-17, 2008 Housing for urban poor • Constraints on access to land (property) • Need for functioning institutions and mechanism (land management, financial mechanisms) • Slums represents a market, 3 billion people need adequate housing, housing a human right • Formal credits only available for freehold and leasehold titled properties • Microfinancing institutes (MFI) is lending 500-5000 USD on short-term conditions, not so interested in housing. • Mortgage market usually more than 10 000 USD and on terms longer than 10 years. • Need to mobilise local capital markets • Public-private partnership • Alternative tenure: group rights, occupancy rights, rents, common facilities Project content • Focal problem: Money is available but is not used due to lack of institutions and mechanisms • Secure tenure a key for efficient finance of housing • Functional financial markets needed for housing finance Activities • Two-day seminar in Stockholm, June 2008 • Thematic studies, cross-cutting issues, projects to promote change • Bringing new actors on board for the slum upgrading market and widen the dialogue and understanding to explore possibilities for change of institutions Organisation • FIG-UN-Habitat • Commission 3, 7, 8, 9, 10 • Lincoln Institute • Global Land Tool Network (UN-Habitat) • High Level Commission on the Legal Empowerment of the Poor • National Housing Credit Board (Sweden) • Lantmäteriet (Sweden) Paper from Com 7 • Analyses of good and bad experiences from land administration upgrading projects and identifying issues for discussions: – Formal and informal tenure situation, social, customary, occupancy legal-illegal, leasehold, rent, group rights, common facilities. – Collect, safekeeping and updating of information – Graphic information, different ways – Connection between information system and legal situation, enforcement of rights – Connection between information system and financial markets – Connection between markets, values and foreclosure procedures • Results: Recommendations for change of land administration institutions, for studies, for elaboration of projects, for dissemination and networking… Assistance needed • References to projects, examples etc of interest • Members to reference group for the development of the key analysis paper. • Participation in the discussion in Stockholm Process of Adjudication (4) • Data Registration – Attribute data entered in the Peri - Urban Property Database • i.e. Owner details, Zone, Block & House number, Landuse, Occupancy licence number and Number of units – Spatial data entered in the Chaisa Property Map • i.e. Ten digit House Reference Number. e.g. 0031800025 A MAP SHOWING KIBERA INFORMAL SETTLEMENT. N WOODLEY ESTATE W E S JAMHURI ROYAL NAIROBI ESTATE GOLF COURSE M b MAKINA a g a (42.666 Ha) th NGUMMO i W ESTATE a y AYANY ESTATE e riv D ra be MASHIMONI Ki KAMBI (12.519 Ha) KIANDA MURU (15.764 Ha) (7.758 Ha) LAINI SABA (23.682 Ha) KISUMU NDOGO OLYMPIC ESTATE (16.987 Ha) NGONG KEMRI FOREST SOWETO EAST LINDI (21.379 Ha) SOWETO WEST GATWEKERA (26.213 Ha) (7.088 Ha) (28.557 Ha) d RAILA a o R SILANGA (7.797 Ha) k in (22.445 Ha) L ass rn Byp Southe NAIROBI DAM DECANTING SITE NGEI JONATHAN LANG'ATA ESTATE NG'ENO WOMEN'S ESTATE DOG PRISON SOUTHLANDS SECTION LEGEND Tarmac roads Road Railway Line Lang'ata 30m Road reserve OTIENDE Drainage ESTATE Rivers Dams Village boundaries Ngong forest 0.1 0 0.1 0.2 0.3 0.4 0.5 0.6 0.7 0.8 0.9 Kilometers Wetland METHODOLOGY (cont.) • Structure numbering STRUCTURE NUMBERING • Identification of structures.(cont.) 222 053 202 052 050 162 056 205 203 057 208 159 161 0 158 058 163 156 157 060 160 164 165 204 155 154 166 153 059 209 062 152 167 218 151 218 151 4 168 063 169 217.
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