Improving Slum Conditions through Innovative Financing
FIG/UN-Habitat seminars and workshops in Stockholm, Sweden June 16-17, 2008 Housing for urban poor
• Constraints on access to land (property) • Need for functioning institutions and mechanism (land management, financial mechanisms) • Slums represents a market, 3 billion people need adequate housing, housing a human right • Formal credits only available for freehold and leasehold titled properties • Microfinancing institutes (MFI) is lending 500-5000 USD on short-term conditions, not so interested in housing. • Mortgage market usually more than 10 000 USD and on terms longer than 10 years. • Need to mobilise local capital markets • Public-private partnership • Alternative tenure: group rights, occupancy rights, rents, common facilities Project content
• Focal problem: Money is available but is not used due to lack of institutions and mechanisms • Secure tenure a key for efficient finance of housing • Functional financial markets needed for housing finance Activities
• Two-day seminar in Stockholm, June 2008 • Thematic studies, cross-cutting issues, projects to promote change • Bringing new actors on board for the slum upgrading market and widen the dialogue and understanding to explore possibilities for change of institutions Organisation
• FIG-UN-Habitat • Commission 3, 7, 8, 9, 10 • Lincoln Institute • Global Land Tool Network (UN-Habitat) • High Level Commission on the Legal Empowerment of the Poor • National Housing Credit Board (Sweden) • Lantmäteriet (Sweden) Paper from Com 7 • Analyses of good and bad experiences from land administration upgrading projects and identifying issues for discussions: – Formal and informal tenure situation, social, customary, occupancy legal-illegal, leasehold, rent, group rights, common facilities. – Collect, safekeeping and updating of information – Graphic information, different ways – Connection between information system and legal situation, enforcement of rights – Connection between information system and financial markets – Connection between markets, values and foreclosure procedures • Results: Recommendations for change of land administration institutions, for studies, for elaboration of projects, for dissemination and networking… Assistance needed
• References to projects, examples etc of interest • Members to reference group for the development of the key analysis paper. • Participation in the discussion in Stockholm Process of Adjudication (4)
• Data Registration – Attribute data entered in the Peri - Urban Property Database • i.e. Owner details, Zone, Block & House number, Landuse, Occupancy licence number and Number of units – Spatial data entered in the Chaisa Property Map • i.e. Ten digit House Reference Number. e.g. 0031800025 ay i W ath ag Mb KEMRI
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(7.758 Ha)
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KAMBI MURU a
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0.1 0 0.1 0.2 0.3 0.4 0.5 0.6 0.7 0.8 0.9 Kilometers u o
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b i K OLYMPIC ESTATE OTIENDE ESTATE A MAP SHOWING KIBERA INFORMAL SETTLEMENT. (7.797 Ha) RAILA DECANTING SITE (7.088Ha) SOWETO WEST LANG'ATA WOMEN'S PRISON AYANY ESTATE (15.764Ha) KIANDA JAMHURI ESTATE DOG SECTION NGONG FOREST E LEGEND Tarmacroads Railway Line 30m Roadreserve Drainage Rivers Dams Village boundaries Ngong forest Wetland S N W METHODOLOGY (cont.)
• Structure numbering STRUCTURE NUMBERING
• Identification of structures.(cont.)
222 053 202 052 050 162 056 205 203 057 208 159 161 0 158 058 163 156 157 060 160 164 165 204 155 154 166 153 059 209 062 152 167 218 151 218 151 4 168 063 169 217