MITI Magazine – Forests and Energy, Issue 47
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UIBFS-FINANCIAL-SERVICES-MAGAZINE-Issue-011-2021-Web.Pdf
Financial Services Magazine Finance and Banking BANKING • COMMODITIES • INSURANCE • STOCK MARKETS • MICROFINANCE • TECHNOLOGY • REAL ESTATE AUGUST 2021 /ISSUE 011 , FREE COPY SERVICES MAGAZINE Banking on Innovative Financial Technology to Deliver a Cashless Economy FINANCE & BANKING MICRO FINANCE FINANCIAL NEWS How banks and fintechs are Digitizing financial transactions Artificial intelligence as a key leading Uganda into a cashless in Micro Finance Institutions, driver of the bank of the future. economy post COVID -19. SACCOs to promote efficiency. UGANDA KENYA RWANDA SOUTH SUDAN BURUNDI TANZANIA ISSUE 11 July - August 2021 I Financial Services Magazine Finance and Banking II ISSUE 11 July - August 2021 Financial Services Magazine Finance and Banking CONTENTS 01 How Banks & Fintechs are Leading Uganda into a Cashless Economy Post Covid 19 04 Towards a Cashless Economy in Uganda-A Regulatory Perspective 08 Digital Banking Innovations mean Uganda is On Track to Achieve a Cashless Economy 11 Financial Inclusion & Evolution of Digital Payments In Uganda 12 Artificial intelligence as a key driver of the bank of the future 16 Role of Data Driven Analytics in Business Decision Making 18 Emerging Financial Crimes and Digital Threats to Financial Sector Growth 22 Relevance of Bancassurance to The Customer Today 24 Uganda - Dealing with Cyber security Risk in The Banking and Financial Services Industry: The Need for a New Mindset 27 Housing Finance Bank: Overcoming Challenging Times Through Customer Focus and Dedication 29 Digitizing Financial -
A Capacity Needs Assessment of the Tea Value Chain in Kenya
Transforming Agribusiness, Trade and Leadership: A Capacity Needs Assessment of the Tea Value Chain in Kenya Kenya Institute for Public Policy Research and Analysis (KIPPRA) in partnership with African Capacity Building Foundation (ACBF) Special Paper No. 17 2017 A Capacity Needs Assessment of the Tea Value Chain in Kenya ISBN 9966 058 69 0 This paper is a result of partnership between the Kenya Institute for Public Policy Research and Analysis and the African Capacity Building Foundation. We are grateful to all those individuals who particpated in the various stages during the development of this paper. ii Executive summary This report analyses the institutional and human capacities of the tea value chain in Kenya. This is necessitated by the need to initiate transformative actions necessary for enhancing the sub-sector’s productivity and contributions to national economic growth and development. The transformative agenda is also aimed at strengthening agribusiness trade and international competitiveness as envisioned in the Kenya Vision 2030. Tea plays an important role in Kenya’s socio-economic development. Tea is the leading industrial crop in terms of its contribution to the GDP. In 2016, tea accounted for 40 per cent of the marketed agricultural production and contributed 25 percent of total export earnings amounting to USD 1.25 billion (KNBS, 2017). In addition, tea provides livelihoods to approximately over 600,000 smallholders who contribute approximately 60 per cent of total tea production. This notwithstanding, only 14 per cent of tea exported is value added and the remaining is sold in bulk form (GoK, 2016). The low level of value addition results to an estimated loss of USD 12 per kilogram of tea. -
Registered Attendees
Registered Attendees Company Name Job Title Country/Region 1996 Graduate Trainee (Aquaculturist) Zambia 1Life MI Manager South Africa 27four Executive South Africa Sales & Marketing: Microsoft 28twelve consulting Technologies United States 2degrees ETL Developer New Zealand SaaS (Software as a Service) 2U Adminstrator South Africa 4 POINT ZERO INVEST HOLDINGS PROJECT MANAGER South Africa 4GIS Chief Data Scientist South Africa Lead - Product Development - Data 4Sight Enablement, BI & Analytics South Africa 4Teck IT Software Developer Botswana 4Teck IT (PTY) LTD Information Technology Consultant Botswana 4TeckIT (pty) Ltd Director of Operations Botswana 8110195216089 System and Data South Africa Analyst Customer Value 9Mobile Management & BI Nigeria Analyst, Customer Value 9mobile Management Nigeria 9mobile Nigeria (formerly Etisalat Specialist, Product Research & Nigeria). Marketing. Nigeria Head of marketing and A and A utilities limited communications Nigeria A3 Remote Monitoring Technologies Research Intern India AAA Consult Analyst Nigeria Aaitt Holdings pvt ltd Business Administrator South Africa Aarix (Pty) Ltd Managing Director South Africa AB Microfinance Bank Business Data Analyst Nigeria ABA DBA Egypt Abc Data Analyst Vietnam ABEO International SAP Consultant Vietnam Ab-inbev Senior Data Analyst South Africa Solution Architect & CTO (Data & ABLNY Technologies AI Products) Turkey Senior Development Engineer - Big ABN AMRO Bank N.V. Data South Africa ABna Conseils Data/Analytics Lead Architect Canada ABS Senior SAP Business One -
Sustainable Methods of Addressing Challenges Facing Small Holder Tea Sector in Kenya: a Supply Chain Management Approach
Journal of Management and Sustainability; Vol. 2, No. 2; 2012 ISSN 1925-4725 E-ISSN 1925-4733 Published by Canadian Center of Science and Education Sustainable Methods of Addressing Challenges Facing Small Holder Tea Sector in Kenya: A Supply Chain Management Approach Elias Kiarie Kagira1, Sarah Wambui Kimani2 & Kagwathi Stephen Githii3 1 Department of Business Administration, Africa Nazarene University, Nairobi, Kenya 2 The Catholic University of Eastern Africa, Nairobi, Kenya 3 Department of Business Administration, Africa Nazarene University, Kenya Correspondence: Elias Kiarie Kagira, Department of Business Administration, Africa Nazarene University, PO Box 53067, Nairobi, Kenya. Tel: 254-713-209-606. E-mail: [email protected] or [email protected] Received: December 21, 2011 Accepted: February 29, 2012 Online Published: May 24, 2012 doi:10.5539/jms.v2n2p75 URL: http://dx.doi.org/10.5539/jms.v2n2p75 Abstract This Conceptual paper addresses the challenges facing the small holder tea sector in Kenya. It provides background information about tea growing in Kenya, its export performance, and organizational structure. It then categorizes the main challenges into five and provides some solutions to the challenges, borrowing from some supply chain management practices to culminate into competitive strategies. In the face of declining and shifting competitiveness of the small holder tea sector in Kenya, this paper identifies the special role of supplier and customer relationships, value addition, information technology, information sharing, flexibility in internal operations/processes, upgrading of tea seedlings, proper coordination, institutionalization, policy reforms, training, monitoring marketing environment, strategic decisions, irrigation, venturing in new markets through partnership, and civil society involvement as competitive supply chain strategies. -
Banking Sector Liberalisation in Uganda Process, Results and Policy Options
Banking Sector Liberalisation in Uganda Process, Results and Policy Options Research report Editors: Madhyam & SOMO December 2010 Banking Sector Liberalisation in Uganda Process, Results and Policy Options Research report By: Lawrence Bategeka & Luka Jovita Okumu (Economic Policy Research Centre, Uganda) Editors: Kavaljit Singh (Madhyam), Myriam Vander Stichele (SOMO) December 2010 SOMO is an independent research organisation. In 1973, SOMO was founded to provide civil society organizations with knowledge on the structure and organisation of multinationals by conducting independent research. SOMO has built up considerable expertise in among others the following areas: corporate accountability, financial and trade regulation and the position of developing countries regarding the financial industry and trade agreements. Furthermore, SOMO has built up knowledge of many different business fields by conducting sector studies. 2 Banking Sector Liberalisation in Uganda Process, Results and Policy Options Colophon Banking Sector Liberalisation in Uganda: Process, Results and Policy Options Research report December 2010 Authors: Lawrence Bategeka and Luka Jovita Okumu (EPRC) Editors: Kavaljit Singh (Madhyam) and Myriam Vander Stichele (SOMO) Layout design: Annelies Vlasblom ISBN: 978-90-71284-76-2 Financed by: This publication has been produced with the financial assistance of the Dutch Ministry of Foreign Affairs. The contents of this publication are the sole responsibility of SOMO and the authors, and can under no circumstances be regarded as reflecting the position of the Dutch Ministry of Foreign Affairs. Published by: Stichting Onderzoek Multinationale Ondernemingen Centre for Research on Multinational Corporations Sarphatistraat 30 1018 GL Amsterdam The Netherlands Tel: + 31 (20) 6391291 Fax: + 31 (20) 6391321 E-mail: [email protected] Website: www.somo.nl Madhyam 142 Maitri Apartments, Plot No. -
Mobile Money Use in Uganda: a Preliminary Study
Mobile Money Use in Uganda: A Preliminary Study Ali NDIWALANA1/3, Olga MORAWCZYNSKI2, Oliver POPOV1/4 1Mid Sweden University, Sundsvall, Sweden 2Applab, Grameen Foundation, Kampala, Uganda 3Makerere University, Kampala, Uganda 4Stockholm University, Stockholm, Sweden Abstract: As mobile phones proliferate in the developing world and Mobile Network Operators (MNOs) look for ways to diversify from voice and SMS, mobile money has emerged as an opportunity. While currently used mainly for money transfers, mobile money advocates are enthusiastic about its capability to transform the financial fabric of society, particularly for the poor. We report on a study of mobile money users in Uganda across 3 MNOs. Besides understanding current usage of mobile money, we explore different daily financial transactions of respondents. We investigate the relative importance of these transactions, their frequency, and methods of payment used. Satisfaction with current payment methods and strength of intention to use mobile money if offered for these transactions are captured. The goal is to identify potential new ways to use mobile money in Uganda. 1. Introduction As mobile phones proliferate around the developing world, new services are emerging as mobile network operators (MNOs) diversify services to compliment voice and SMS in a progressively competitive environment where the goal is improving customer retention and reducing churn (Mendes, Alampay et al. 2007). A prominent emerging service is mobile money—a term used to loosely refer to money stored using the SIM (subscriber identity module) as an identifier as opposed to an account number in the conventional banking sense. A notational equivalent in value is then kept on the SIM within the mobile phone, which is also used to transmit payment instructions. -
TEA Newsletter May 2021 Download
Page 1 Tea Exporters Association Sri Lanka May 2021 SRI LANKA TEA PRODUCTION APRIL 2021/2020 - in MT JANUARY TO APRIL 2021/2020 - in MT (SLTB) SRI LANKA TEA EXPORTS APRIL 2021/2020 - in MT JANUARY TO APRIL 2021/2020 - in MT MAJOR IMPORTERS OF SRI LANKA TEA - JANUARY TO APRIL 2021 - in MT (SL Customs - Courtesy Forbes & Walker Tea Brokers) Page 2 Tea Exporters Association Sri Lanka May 2021 March 2021 World Tea Crop The latest tea crop figures of some leading tea producing countries are furnished below (in million Kg). (Forbes & Walker Tea Brokers) Summary of developments in the major producing countries - May The surge in Covid-19 cases in India and Sri Lanka since April is a major cause of concern for the entire global tea industry. Even though the industries in both countries make their best attempts to continue to function as essential services, they are likely to be hampered by delays along the supply chain in areas of support services, documentation and at customs. At the same time, there are reports of buyers pushing for shipments to be advanced owing to the prevailing situation. An export from China during the first quarter is almost in line with the quantity exported in the first quarter of 2019. Though shipments to Morocco to-date are unusually lower, increased exports to a range of West African destinations have boosted overall exports. Total cumulative crop in India reflects a 9% decline compared with the corresponding period in 2019. Even though Assam has experienced heavy rains in recent weeks, reports indicate that average rainfall in the region up to April is approximately 40% less than last year. -
Annual Supervision Report 2013
BANK OF UGANDA ANNUAL SUPERVISION REPORT December 2013 | Issue No. 4 © Bank of Uganda 2013 Address: 37/45 Kampala Road Postal: P.O. Box 7120, Kampala Tel: +256 414 258 441-6 Fax: +256 414 233 818 Email: [email protected] Web: www.bou.or.ug ISSN print: 2079-6293 ISSN web: 2079-6307 ii Annual Supervision Report December 2013 | Bank Of Uganda Contents ABBREVIATIONS .......................................................................................................................................................... vi FOREWORD ............................................................................................................................................................... viii PART I: SUPERVISION OF FINANCIAL INSTITUTIONS .................................................................................................. 1 Chapter 1: Supervision of Financial Institutions ............................................................................................................. 2 1.1 Introduction ................................................................................................................................................. 2 1.2 On-site inspection ....................................................................................................................................... 2 1.3 Off-site analysis of banks .............................................................................................................................. 3 Chapter 2: Regulatory Reforms and New Developments to Strengthen the Financial -
Sustainable Tea Production in Kenya: Impact Assessment of Rainforest Alliance and Farmer Field School Training Waarts, Y., L
Sustainable tea production in Kenya Impact assessment of Rainforest Alliance and Farmer Field School training Sustainable tea production in Kenya Impact assessment of Rainforest Alliance and Farmer Field School training Yuca Waarts Lan Ge Giel Ton Don Jansen Plant Research International, part of Wageningen UR LEI report 2012-043 June 2012 Project code 2273000285 LEI Wageningen UR, The Hague Sustainable tea production in Kenya: Impact assessment of Rainforest Alliance and Farmer Field School training Waarts, Y., L. Ge, G. Ton and D. Jansen LEI report 2012-043 ISBN/EAN: 978-90-8615-589-7 Price € 29,95 (including 6% VAT) 143 p., fig., tab., app. 3 This study was commissioned by the Netherlands Ministry of Economic Affairs, Agriculture and Innovation through the Royal Netherlands Embassy in Nairobi, Kenya under contract number NAI-04-03-01. The project title is: The Scalability of Sustainable Tea Value Chain in Kenya. The project is part of the implementation of the LNV-DGIS policy document 'Agriculture, Rural entrepreneurship and Food Security'. Photo cover: Mr. Davies Onduru, ETC East Africa Orders +31 70 3358330 [email protected] This publication is available at www.lei.wur.nl/uk © LEI, part of Stichting Landbouwkundig Onderzoek (DLO foundation), 2012 Reproduction of contents, either whole or in part, is permitted with due reference to the source. 4 LEI is ISO 9001:2008 certified. Contents List of acronyms 8 Preface 9 Summary 11 S.1 Key findings 11 S.2 Methodology 13 1 Introduction 15 1.1 Aim of KTDA 15 1.2 Aim of Rainforest Alliance -
Sustainable Sourcing : Markets for Certified Chinese
SUSTAINABLE SOURCING: MARKETS FOR CERTIFIED CHINESE MEDICINAL AND AROMATIC PLANTS In collaboration with SUSTAINABLE SOURCING: MARKETS FOR CERTIFIED CHINESE MEDICINAL AND AROMATIC PLANTS SUSTAINABLE SOURCING: MARKETS FOR CERTIFIED CHINESE MEDICINAL AND AROMATIC PLANTS Abstract for trade information services ID=43163 2016 SITC-292.4 SUS International Trade Centre (ITC) Sustainable Sourcing: Markets for Certified Chinese Medicinal and Aromatic Plants. Geneva: ITC, 2016. xvi, 141 pages (Technical paper) Doc. No. SC-2016-5.E This study on the market potential of sustainably wild-collected botanical ingredients originating from the People’s Republic of China with fair and organic certifications provides an overview of current export trade in both wild-collected and cultivated botanical, algal and fungal ingredients from China, market segments such as the fair trade and organic sectors, and the market trends for certified ingredients. It also investigates which international standards would be the most appropriate and applicable to the special case of China in consideration of its biodiversity conservation efforts in traditional wild collection communities and regions, and includes bibliographical references (pp. 139–140). Descriptors: Medicinal Plants, Spices, Certification, Organic Products, Fair Trade, China, Market Research English For further information on this technical paper, contact Mr. Alexander Kasterine ([email protected]) The International Trade Centre (ITC) is the joint agency of the World Trade Organization and the United Nations. ITC, Palais des Nations, 1211 Geneva 10, Switzerland (www.intracen.org) Suggested citation: International Trade Centre (2016). Sustainable Sourcing: Markets for Certified Chinese Medicinal and Aromatic Plants, International Trade Centre, Geneva, Switzerland. This publication has been produced with the financial assistance of the European Union. -
Josephine Kasalamwa
Resume: JOSEPHINE KASALAMWA Personal Information Application Title ADMINISTRATION ASSISTANT First Name JOSEPHINE Middle Name N/A Last Name KASALAMWA Email Address [email protected] Cell 0700697388 Nationality Uganda Gender Female Category Administrative Sub Category Administrative Division Job Type Full-Time Highest Education University Total Experience 7 Year Date of Birth 24-07-1985 Work Phone N/A Home Phone 0392085041 Date you can start 10-12-2017 Driving License Yes License No. 10772458/2/1 Searchable Yes I am Available Yes Address Address Address P.O.BOX 7189 KAMPALA City Kampala State N/A Country Uganda Institutes Institute ISLAMIC UNIVERSITY IN UGANDA City Mbale State N/A Country Uganda Address MBALE Certificate Name BACHELORS DEGREE IN EDUCATION Study Area EDUCATION Employers Employer Employer POST BANK UGANDA LIMITED Position ADMINISTRATIVE OFFICER Responsibilities • Process payments for service providers. • Receive financial cards and ensure they are dispatched to the branches. • Ensure loan files are in order and well Archived. • Inputting Data in credit + system & ensuring it is of good quality. • Respond Pay Upon Leaving N/A Supervisor SANYU .T. ROSE From Date 11-05-2015 To Date 10-11-2017 Leave Reason N/A City Kampala State N/A Country Uganda Phone 0700697388 Address P.O.BOX 7189 KAMPALA, PLOT 4/6 NKURUMAH ROAD. Skills Skills • Good communication skills verbal and written. • Ability to work in fast paced and result oriented environment. • Computer knowledge (Microsoft Word and, Excel) • Ability of multi- tasking. • Capability of building good relationship. • Inter-personal skills and team work. Resume EXPERIENCE/ TRAINING. May 2015- To date Postbank Uganda limited Credit administration (administrative officer) Process payments for service providers. -
Making Kenya's Efficient Tea Markets More Inclusive
Kenya MAFAP POLICY BRIEF #5 June 2013 Monitoring African Food and Agricultural Policies Making Kenya’s efficient tea markets more inclusive Main Findings and Recommendations Kenyan smallholder tea farmers generally received prices closer to those in international markets. This reflects the country’s liberalized market structure for tea and the lack of distortions resulting from domestic policies. The close alignment between domestic and international prices may also be due to the efficient organization of smallholders who process and market their tea under the Kenya Tea Development Agency Ltd. (KTDA). However, MAFAP analysis shows that tea prices were vulnerable to short-term shocks due to Kenya’s reliance on only a few key trade partners. MAFAP analysis suggests that, although the tea market is already very efficient, it may be further improved by: ► encouraging the entry of new buyers at the Mombasa Tea Auction; ► reducing exposure to shocks by diversifying export markets; and ► encouraging domestic value addition, processing and labelling. An analysis of incentives received by smallholder farmers who are shareholders of the KTDA compared to those who are not, could also be useful. SUMMARY not fully reflect this quality. This may be due to the high concentration of market power among a few multinational Tea is Kenya’s main export, and the tea industry is one of companies that have a great deal of control over local the country’s largest private sector employers. Over 60 production, processing and pricing. percent of Kenyan tea is produced by smallholder farmers and marketed through the KTDA. MAFAP analysis shows that Smallholder tea farmers are not a homogenous group, and KTDA smallholders receive prices close to world market prices there may be differences in the level of incentives they receive.