DOCSLIB.ORG

Österreichische Covered Bonds Deckungsstockreporting Q2 2013

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Österreichische Covered Bonds Deckungsstockreporting Q2 2013 Austrian Covered Bonds Cover Pool Reporting Q1 2018 Analyst: Christian Enger, CFA +43 (0) 50100 84052 [email protected] 23 July 2018 Page 1 For the exclusive use of Erste Group Client (Erste Group) Public Sector Cover Pools Note: In the course of the current year, several issuers have changed their reporting. Therefore, reporting standards were not consistent in Q1 2018. To make the data comparable, we used approximations in a few cases. 23 July 2018 Page 2 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Overcollaterization S&P Moody's Fitch S&P Moody's Fitch Cover Covered Bonds Covered Covered Bond Covered Issuer Issuer Issuer Assets (in Outstanding (in Nom. OC Issuer Legal Type Bond Rating Rating Bond Rating Rating Rating Rating EUR m) EUR m) (in %) Anadi Bank Pfandbrief - - - - - - 585 439 33,0% BTV Fundierte Bankschuldverschreibung - - - - - - 75 24 213,0% BAWAG Fundierte Bankschuldverschreibung - Aaa - - A2 A- 1.187 686 73,0% Erste Group Pfandbrief - Aaa - A A2 A- 3.472 2.319 50,0% Hypo Vorarlberg Pfandbrief - Aa1 - A+ A3 - 786 626 25,5% HYPO NOE Pfandbrief - Aa1 - A - - 4.330 3.413 27,0% Hypo OOE Pfandbrief - - - A+ - - 713 476 49,9% Hypo Salzburg Pfandbrief - - - - - - 164 125 31,0% Hypo Steiermark Pfandbrief - - - - - - 190 166 14,0% Hypo Tirol Pfandbrief - Aa1 - A- Baa2 - 631 430 47,0% Hypo Burgenland Pfandbrief - - - - - - 99 30 231,0% KA Finanz Fundierte Bankschuldverschreibung AA+ - - AA+ - - 1.449 1.075 34,8% KA (neu) Fundierte Bankschuldverschreibung A - - - - - 1.218 962 27,0% RBI Fundierte Bankschuldverschreibung - Aa2 - BBB+ A3 - 948 790 20,0% RLB NOE-Wien Fundierte Bankschuldverschreibung - Aaa - - Baa1 - 1.051 645 62,9% RLB OOE Fundierte Bankschuldverschreibung - - - - Baa1 - 1.067 842 27,0% RLB Steiermark Fundierte Bankschuldverschreibung - Aaa - - Baa1 - 565 344 64,0% RLB Tirol Fundierte Bankschuldverschreibung - - - - Baa1 - 72 57 26,6% Spk. OOE Fundierte Bankschuldverschreibung - - - - - - 40 0 >1.000% Bank Austria Pfandbrief - Aaa - BBB+ Baa1 - 6.597 4.695 40,5% Source: Companies, Erste Group Research 23 July 2018 Page 3 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Overcollaterization 7.000 250% 6.000 200% 5.000 150% 4.000 3.000 100% 2.000 50% 1.000 0 0% RBI BTV BAWAG KA(neu) RLB Tirol RLB OOE Spk.OOE Hypo Tirol KAFinanz Hypo OOE Anadi Bank HYPONOE Erste Group Bank Austria Hypo Salzburg RLB NOE-Wien RLB Steiermark Hypo Vorarlberg Hypo Steiermark Hypo Burgenland Cover Assets (in EUR m) Covered Bonds Outstanding (in EUR m) Nom. OC (in %) Source: Companies, Erste Group Research 23 July 2018 Page 4 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Volume Distribution Issuer (amounts in EUR m) less than 100.000 100.000-300.000 300.000-500.000 500.000-1.000.000 1.000.000-5.000.000 more than 5.000.000 Anadi Bank 6 15 12 27 69 456 BTV 0 0 0 0 0 75 BAWAG 37 175 167 223 481 104 Erste Group 108 312 257 397 757 1.641 Hypo Vorarlberg 4 24 19 35 207 497 HYPO NOE 811 269 239 333 390 2.288 Hypo OOE 4 13 10 37 98 541 Hypo Salzburg 6 21 21 31 37 47 Hypo Steiermark 3 10 5 7 40 125 Hypo Tirol 14 49 44 65 192 267 Hypo Burgenland 1 1 2 6 14 75 KA Finanz n/d n/d n/d n/d n/d n/d KA (neu) 34 133 108 126 206 610 RBI n/d n/d n/d n/d n/d n/d RLB NOE-Wien 16 33 31 110 676 186 RLB OOE 47 144 112 175 173 415 RLB Steiermark 45 108 61 94 68 189 RLB Tirol 2 11 11 15 32 0 Spk. OOE 0 5 6 10 7 12 Bank Austria 54 189 182 436 1.171 4.565 Source: Companies, Erste Group Research 23 July 2018 Page 5 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Volume Distribution 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% RBI BTV BAWAG KA(neu) RLB Tirol RLB OOE Spk.OOE Hypo Tirol KAFinanz Hypo OOE Anadi Bank HYPONOE Erste Group Bank Austria Hypo Salzburg RLB NOE-Wien RLB Steiermark Hypo Vorarlberg Hypo Steiermark Hypo Burgenland less than 100.000 100.000-300.000 300.000-500.000 500.000-1.000.000 1.000.000-5.000.000 more than 5.000.000 Source: Companies, Erste Group Research 23 July 2018 Page 6 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Regional Distribution (1) Issuer Other Countries/ (amounts in EUR m) EU Austria Germany EU-GIIPS CEE Switzerland Not Disclosed Anadi Bank 585 585 0 0 0 0 0 BTV 75 75 0 0 0 0 0 BAWAG 1.187 1.187 0 0 0 0 0 Erste Group 3.472 3.382 0 0 59 0 0 Hypo Vorarlberg 786 642 78 0 18 0 0 HYPO NOE 4.330 4.262 0 0 68 0 0 Hypo OOE 713 713 0 0 0 0 0 Hypo Salzburg 163 163 0 0 0 0 1 Hypo Steiermark 190 182 8 0 0 0 0 Hypo Tirol 631 621 5 0 0 0 0 Hypo Burgenland 99 99 0 0 0 0 0 KA Finanz 1.382 1.120 262 0 0 67 0 KA (neu) 1.218 1.178 25 0 15 0 0 RBI 947 887 49 0 0 0 1 RLB NOE-Wien 1.051 1.051 0 0 0 0 0 RLB OOE 1.067 1.067 0 0 0 0 0 RLB Steiermark 565 565 0 0 0 0 0 RLB Tirol 72 72 0 0 0 0 0 Spk. OOE 40 40 0 0 0 0 0 Bank Austria 6.597 6.597 0 0 0 0 0 Source: Companies, Erste Group Research 23 July 2018 Page 7 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Regional Distribution (1) 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% RBI BTV BAWAG KA(neu) RLB Tirol RLB OOE Spk.OOE Hypo Tirol KAFinanz Hypo OOE Anadi Bank HYPONOE Erste Group Bank Austria Hypo Salzburg RLB NOE-Wien RLB Steiermark Hypo Vorarlberg Hypo Steiermark Hypo Burgenland Austria Germany EU-GIIPS CEE Other EU countries Switzerland Other Countries/ Not Disclosed Source: Companies, Erste Group Research 23 July 2018 Page 8 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Regional Distribution (2) Issuer Central Lower Upper (amounts in EUR m) Government Burgenland Carinthia Austria Austria Salzburg Styria Tyrol Vorarlberg Vienna Anadi Bank 0 2 241 46 111 5 50 5 10 102 BTV 75 0 0 0 0 0 0 0 0 0 BAWAG 0 41 64 336 308 36 260 28 84 30 Erste Group 11 41 20 1.371 294 172 311 172 128 624 Hypo Vorarlberg 0 0 93 4 82 0 52 1 307 104 HYPO NOE 0 24 5 3.833 54 1 39 0 0 278 Hypo OOE 0 0 0 0 682 0 0 0 0 21 Hypo Salzburg 0 0 1 0 0 161 1 0 0 1 Hypo Steiermark 6 0 24 32 0 6 113 1 0 0 Hypo Tirol 0 0 5 36 4 3 6 568 0 0 Hypo Burgenland 0 82 0 1 0 0 0 0 0 17 KA Finanz 100 116 0 34 475 0 392 0 3 0 KA (neu) 0 162 143 272 264 50 172 48 47 20 RBI 0 190 41 462 0 113 0 60 15 0 RLB NOE-Wien 0 30 0 885 0 0 0 0 0 76 RLB OOE 0 0 0 31 1.034 2 0 0 0 0 RLB Steiermark 0 0 0 48 0 0 517 0 0 0 RLB Tirol 0 0 0 0 0 0 0 72 0 0 Spk. OOE 0 0 0 2 39 0 0 0 0 0 Bank Austria 1.115 265 668 1.047 731 90 1.057 182 224 1.217 Source: Companies, Erste Group Research 23 July 2018 Page 9 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Regional Distribution (2) 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% RBI BTV BAWAG KA(neu) RLB Tirol RLB OOE Spk.OOE Hypo Tirol KAFinanz Hypo OOE Anadi Bank HYPONOE Erste Group Bank Austria Hypo Salzburg RLB NOE-Wien RLB Steiermark Hypo Vorarlberg Hypo Steiermark Hypo Burgenland Central Government Burgenland Carinthia Lower Austria Upper Austria Salzburg Styria Tyrol Vorarlberg Vienna Source: Companies, Erste Group Research 23 July 2018 Page 10 For the exclusive use of Erste Group Client (Erste Group) PS Cover Pools – Assets By Type Direct claim Direct claim Claim with Claim with Claim with Issuer against Direct claim against against guarantee guarantee of guarantee of Other (amounts in EUR m) sovereign region/federal state municipality of sovereign region/federal state municipality Claims Anadi Bank 0 82 232 0 177 70 24 BTV 75 0 0 0 0 0 0 BAWAG 18 16 838 0 70 231 14 Erste Group 39 436 1.533 115 737 471 141 Hypo Vorarlberg 117 112 191 12 216 138 0 HYPO NOE 20 1.573 332 0 2.019 209 177 Hypo OOE 0 20 91 0 580 12 10 Hypo Salzburg 0 44 53 1 22 44 -1 Hypo Steiermark 6 8 42 0 76 58 0 Hypo Tirol 0 202 281 0 0 138 10 Hypo Burgenland 0 0 17 0 66 16 0 KA Finanz n/d n/d n/d n/d n/d n/d n/d KA (neu) 0 217 575 32 280 101 13 RBI 0 0 678 0 97 173 0 RLB NOE-Wien 0 0 222 0 728 41 60 RLB OOE 0 52 576 0 227 183 29 RLB Steiermark 0 55 325 0 65 120 0 RLB Tirol n/d n/d 47 n/d n/d n/d 25 Spk.
Load more

Recommended publications
  • Consolidated-Annual-Report-2009
    2009 Consolidated annual report Key Figures Balance Sheet (in millions of Euros) 2009 2008 Change in per cent Assets 41,225 41,578 -0.8% Financial assets 14,543 14,367 +1.2% Receivables from customers 21,066 20,697 +1.8% Payables to customers 22,674 22,585 +0.4% Issued securities at cost 3,343 3,703 -9.7% Eligible own funds 2,826 2,180 +29.6% Income Statement (in millions of Euros) 2009 2008 Change in per cent Net interest income 564.3 652.5 -13.5% Net fee and commission income 154.8 143.9 +7.6% Gains and losses on assets and liabilities adjusted for minority interest 1) 138.9 -406.3 – Administrative expenses -517.3 -617.4 +16.2% Provisions and impairment losses -236.7 -281.4 +15.9% Profit (loss) before tax adjusted for minority interest 1) 45.5 -614.6 – Key figures 2009 2008 Tier I capital ratio 10.0% 6.6% Own funds ratio 13.6% 9.8% Cost:income ratio 2) 67.3% 174.4% Resources, as of 31.12. 2009 2008 Workforce (in full-time equivalents) 4,954 5,351 Bank branches 153 166 Post office branches 1,230 1,298 Rating 2009 2008 Moody’s rating 3) Baa1 Baa1 1) Under IFRS, the item Gains and losses on financial assets and liabilities also includes the valuation of securities whose risk is borne by minority shareholders. These securities are subject to substantial fair value fluctuations. In order to improve the comparability of the results, the valuation results attributable to minority shareholders have been excluded in the figures presented on this page.
    [Show full text]
  • European Npls - FY18 an Overview of the Non-Performing Loan Market
    An Acuris Company Year-End 2018 European NPLs - FY18 An overview of the non-performing loan market Alessia Pirolo Head of NPL Coverage, Debtwire +44 (0) 20 3741 1399 [email protected] Amy Finch Data Journalist, Debtwire +44 (0) 20 3741 1187 [email protected] European NPLs – FY18 An Acuris Company Overview: A Record Year for NPL sales 3-7 Trends by Country Italy 8-13 Spain 14-17 New Entries: Portugal, Greece and Cyprus 18-24 UK and Ireland 25-28 Germany 29-30 Index List of closed deals 31-40 Criteria 41 Authors and contact details 42 2 European NPLs – FY18 An Acuris Company A Record Year for NPL sales The European non-performing loan (NPL) market reached its peak in 2018 with disposal totalling EUR 205.1bn in gross book value (GBV). Debtwire NPL Database tracked 142 transactions. The year just closed has been by far a record, compared with EUR 144bn in 2017 and EUR 107bn in 2016, according to data from Deloitte. The last quarter of 2018 saw a particularly intense pace of activity, given that at the end of the third quarter closed deals totalled EUR 125bn. The most active country was Italy, which totalled half of the total volume of NPL sales. In 2018, 64 NPL sales with a gross book value (GBV) of EUR 103.6bn were tracked in the country, almost half of which were via securitisations within the government’s Garanzia sulla Cartolarizzazione delle Sofferenze (GACS) scheme, which now has only until 6 March 2019 to run. Spain has started to see a slowdown of sales, but still completed a massive EUR 43.2bn in 27 deals.
    [Show full text]
  • Albertsons Companies, Inc. Form DEF 14A Filed 2021-06-24
    SECURITIES AND EXCHANGE COMMISSION FORM DEF 14A Definitive proxy statements Filing Date: 2021-06-24 | Period of Report: 2021-08-05 SEC Accession No. 0001140361-21-022208 (HTML Version on secdatabase.com) FILER Albertsons Companies, Inc. Mailing Address Business Address 250 PARKCENTER BLVD. 250 PARKCENTER BLVD. CIK:1646972| IRS No.: 000000000 | State of Incorp.:DE | Fiscal Year End: 0227 BOISE ID 83706 BOISE ID 83706 Type: DEF 14A | Act: 34 | File No.: 001-39350 | Film No.: 211043788 208-395-6200 SIC: 5411 Grocery stores Copyright © 2021 www.secdatabase.com. All Rights Reserved. Please Consider the Environment Before Printing This Document TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to Rule 14a-12 Albertsons Companies, Inc. (Name of Registrant as Specified in its Charter) (Name of Person(s) Filing Proxy Statement, if other than the Registrant) Payment of Filing Fee (Check the appropriate box): ☒ No fee required ☐ Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11. 1) Title of each class of securities to which transaction applies 2) Aggregate number of securities to which transaction applies: 3) Per unit price or other underlying value of transaction computed pursuant to Exchange Act Rule 0-11 (Set forth the amount on which the filing fee is calculated and state how it was determined): 4) Proposed maximum aggregate value of transaction: 5) Total fee paid: ☐ Fee paid previously with preliminary materials.
    [Show full text]
  • Third Supplement 2019
    Third Supplement dated 20 December 2019 to the Base Prospectus dated 18 March 2019 as supplemented by the First Supplement dated 5 June 2019, and the Second Supplement dated 19 August 2019 This document constitutes a supplement (the "Third Supplement") for the purposes of Article 13 of the Luxembourg Law on Prospectuses (as defined below) in connection with Article 46 para. 3 of Regulation (EU) 2017/1129 to two base prospectuses: (i) the base prospectus of BAWAG Group AG in respect of non-equity securities within the meaning of Article 22 (6) no.(4) of the Commission Regulation (EC) No. 809/2004 of 29 April 2004, as amended, ("Non-Equity Securities") and (ii) the base prospectus of BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft in respect of Non-Equity Securities (together, the "Debt Issuance Programme Prospectus" or the "Base Prospectus"). This Third Supplement is supplemental to, and should be read in conjunction with the Debt Issuance Programme Prospectus dated 18 March 2019, as supplemented by the First Supplement dated 5 June 2019 (the "First Supplement") and the Second Supplement dated 19 August 2019 (the "Second Supplement"). BAWAG Group AG BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft Vienna, Republic of Austria Vienna, Republic of Austria – Issuer – – Issuer – EUR 10,000,000,000 Debt Issuance Programme (the "Programme") The Issuers have requested the Commission de Surveillance du Secteur Financier of the Grand Duchy of Luxembourg
    [Show full text]
  • Federated Hermes Investment Funds Public Limited Company
    Federated Hermes Investment Funds Public Limited Company (An umbrella investment company with variable capital and having segregated liability between its Sub-Funds incorporated with limited liability in Ireland) Interim Report and Unaudited Financial Statements For the financial period ended 30 June 2020 Company Registration Number: 463628 Federated Hermes Investment Funds Public Limited Company Contents Management and Administration ������������������������������������������������������������������������������������������������������������������������������� 3 Manager Information ������������������������������������������������������������������������������������������������������������������������������������������������� 4 Investment Manager’s Report ����������������������������������������������������������������������������������������������������������������������������������� 6 Unaudited Portfolio Statements ������������������������������������������������������������������������������������������������������������������������������� 41 Unaudited Balance Sheet �������������������������������������������������������������������������������������������������������������������������������������� 191 Unaudited Income Statement �������������������������������������������������������������������������������������������������������������������������������� 201 Unaudited Statement of Changes in Net Assets Attributable to Holders of Redeemable Participating Shares ���� 210 Unaudited Cash Flow Statement ���������������������������������������������������������������������������������������������������������������������������
    [Show full text]
  • UNITED CHURCH of CHRIST, INC. SCHEDULE of INVESTMENTS March 31, 2021 Unaudited - for Information Purposes Only
    THE PENSION BOARDS - UNITED CHURCH OF CHRIST, INC. SCHEDULE OF INVESTMENTS March 31, 2021 Unaudited - for information purposes only. SUMMARY OF INVESTMENTS COST VALUE STABLE VALUE INVESTMENTS Short-Term Investments $ 32,253,645 $ 32,253,645 Synthetic Guaranteed Investment Contracts Liquidity Strategy 22,775,770 22,775,770 Total Return Strategy 113,816,896 113,816,896 TOTAL STABLE VALUE INVESTMENTS $ 168,846,312 $ 168,846,312 SHORT-TERM INVESTMENTS Short-term Investments $ 99,844,082 $ 99,844,082 TOTAL SHORT-TERM INVESTMENTS $ 99,844,082 $ 99,844,082 FIXED-INCOME INVESTMENTS Bonds $ 1,100,460,107 $ 1,102,627,965 Bond funds 127,197,863 136,853,018 Asset-backed & Mortgage-backed Securities 252,260,633 255,492,647 TOTAL FIXED-INCOME INVESTMENTS $ 1,479,918,603 $ 1,494,973,630 EQUITY INVESTMENTS Common stocks and equivalents $ 948,021,079 $ 1,367,282,966 Equity funds 295,450,197 366,566,153 TOTAL EQUITY INVESTMENTS $ 1,243,471,276 $ 1,733,849,120 OTHER INVESTMENTS Hedge funds $ 92,035,561 $ 122,358,507 Real assets 107,927,936 98,977,251 Participation in the United Church Funds, Inc. 34,869,973 45,987,425 TOTAL OTHER INVESTMENTS $ 234,833,470 $ 267,323,183 TOTAL INVESTMENTS $ 3,226,913,743 $ 3,764,836,327 PRINCIPAL INTEREST DESCRIPTION SERIES MATURITY COST VALUE AMOUNT RATE % SHORT-TERM INVESTMENTS MFB NI Treasury Money Market Fund $ 32,253,645 $ 32,253,645 TOTAL SHORT-TERM INVESTMENT $ 32,253,645 $ 32,253,645 SYNTHETIC GUARANTEED INVESTMENT CONTRACTS- LIQUIDITY STRATEGY: Asset-Backed Securities 801,908 AEP Texas Inc.
    [Show full text]
  • BAWAG P.S.K. Investor Factsheet
    BAWAG P.S.K. Investor Factsheet Key data Company overview Financial Position (€ bn) 2011 2012 Chg. BAWAG P.S.K. … Total assets 41.1 41.3 +0.5% … is one of Austria’s largest banking institutions with 1.6m customers relying on a well-known strong brand Customer deposits 22.0 22.0 -0.1% Customer loans 23.2 22.3 -4.1% … is the most Austrian full-service universal bank (>75% of loans granted to customers in Austria) Risk-weighted assets 23.2 20.6 -11.2% … operates the largest centrally managed distribution network in Austria with extended opening hours Income Statement (€ m) 2011 2012 Chg. The bank was founded in 1883 by the Emperor Franz Joseph I as „k.k.Postsparcassen-Amt“ Core revenues 853.8 792.1 -7.2% 2005: Merger of BAWAG and Österreichische Postsparkasse (P.S.K.) to “BAWAG P.S.K.” Operating income 923.7 931.8 +0.9% Operating expenses -592.9 -604.5 -2.0% The bank is owned by the controlling shareholder Cerberus Capital Management L.P. (~52%) and the significant minority shareholder GoldenTree Asset Management LP (~39%). Austrian co-investors include Österreichische Risk costs -154.8 -150.1 +3.0% Post AG, Generali Holding Vienna AG and Wüstenrot Wohnungswirtschaft reg.Gen.m.b.H. Profit after tax1) 147.5 153.2 +3.9% Net profit 122.5 107.3 -12.4% Strategic cornerstones Key strengths & market positions Key Indicators (%) 2011 2012 Chg. CET I capital ratio2) 7.8 11.0 - Retail: integrated multi-channel strategy – intuitive Largest centrally managed distribution network in Own funds ratio 12.3 13.8 - banking – innovative “box” concept, unique access to Austria: >500 cutting-edge branches in cooperation Cost-income ratio1) 64.2 64.9 - customers, further expansion of direct channels with Austrian Post Diversified Corporate & International Business – Comprehensive multi-channel approach Resources 2011 2012 Chg.
    [Show full text]
  • Second Supplement Dated 17 August 2021 to the Base Prospectus Dated 12 March 2021
    Second Supplement dated 17 August 2021 to the Base Prospectus dated 12 March 2021 This second supplement (the “Second Supplement”) constitutes a supplement within the meaning of Art. 23 of Regulation (EU) 2017/1129 of the European Parliament and of the Council of 14 June 2017 (the “Prospectus Regulation”) relating to two base prospectuses: (i) the base prospectus of BAWAG Group AG (“BAWAG”, together with its consolidated subsidiaries, including BAWAG P.S.K. (as defined herein) “BAWAG Group”) in respect of non-equity securities within the meaning of Article 2 point (c) of the Prospectus Regulation (“Non-Equity Securities”) and (ii) the base prospectus of BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft (“BAWAG P.S.K.”, together with its consolidated subsidiaries, “BAWAG P.S.K. Group” and BAWAG and BAWAG P.S.K. the “Issuers” and each an “Issuer”) in respect of Non-Equity Securities (the “Original Prospectus”), as supplemented by the first supplement dated 30 April 2021 (the “First Supplement” and together with the Original Prospectus, the “Debt Issuance Programme Prospectus” or the “Base Prospectus”). BAWAG Group AG BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft Vienna, Republic of Austria Vienna, Republic of Austria – Issuer – – Issuer – EUR 10,000,000,000 Debt Issuance Programme (the “Programme”) The Issuers have requested the Commission de Surveillance du Secteur Financier of the Grand Duchy of Luxembourg (the “CSSF”) in its capacity as
    [Show full text]
  • BAWAG Group Half-Year Financial Report 2020
    HALF-YEAR FINANCIAL REPORT AS OF 30 June 2020 1 BAWAG GROUP HALF-YEAR FINANCIAL REPORT AS OF 30.6.2020 KEY FIGURES Profit or loss statement Q2 Q2 Jan-Jun Jan-Jun Change (%) Change (%) (in € million) 2020 2019 2020 2019 Net interest income 227.8 220.6 3.3 447.7 435.1 2.9 Net fee and commission income 55.8 70.0 (20.3) 127.7 142.6 (10.4) Core revenues 283.6 290.6 (2.4) 575.4 577.7 (0.4) Other income1) 0.6 22.4 (97.3) 4.4 33.6 (86.9) Operating income 284.2 313.0 (9.2) 579.8 611.3 (5.2) Operating expenses (124.7) (136.0) (8.3) (249.6) (262.3) (4.8) Pre-provision profit 159.5 177.0 (9.9) 330.2 349.0 (5.4) Regulatory charges (2.5) (2.9) (13.8) (38.8) (37.1) 4.6 Total risk costs (74.6) (15.3) >100 (129.6) (27.2) >100 Profit before tax 80.8 160.0 (49.5) 161.3 287.1 (43.8) Income taxes (19.3) (38.3) (49.6) (38.6) (68.5) (43.6) Net profit 61.2 121.7 (49.7) 122.3 218.6 (44.1) Q2 Q2 Jan-Jun Jan-Jun Change (%) Change (%) Share data 2020 2019 2020 2019 Pre-tax earnings per share (in €)2) 0.92 1.62 (43.4) 1.83 2.90 (37.0) After-tax earnings per share (in €)2) 0.70 1.23 (43.3) 1.39 2.21 (37.1) Book value per share (in €) 38.28 36.23 5.7 38.28 36.23 5.7 Tangible book value per share (in €) 31.96 30.45 4.9 31.96 30.45 4.9 Shares outstanding at the end of the 87,937,130 98,794,893 (11.0) 87,937,130 98,794,893 (11.0) period Performance ratios Q2 Q2 Jan-Jun Jan-Jun Change (pts) Change (pts) (figures annualized) 2020 2019 2020 2019 Return on common equity3) 7.4% 13.7% (6.3) 7.3% 12.5% (5.2) Return on tangible common equity3) 8.9% 16.2% (7.3) 8.8% 14.6% (5.8)
    [Show full text]
  • Corporate Structuresof of Independent Independent – Continued Insurance Adjusters, Adjusters Inc
    NEW YORK PENNSYLVANIANEW YORK New York Association of Independent Adjusters, Inc. PennsylvaniaNew York Association AssociationCorporate of of Independent Independent Structures Insurance Adjusters, Adjusters Inc. 1111 Route 110, Suite 320, Farmingdale, NY 11735 1111 Route 110,110 Suite Homeland 320, Farmingdale, Avenue NY 11735 E-Mail: [email protected] section presents an alphabetical listing of insurance groups, displaying their organizational structure. Companies in italics are non-insurance entities. The effective date of this listing is as of July 2, 2018. E-Mail:Baltimore, [email protected] MD 21212 www.nyadjusters.org www.nyadjusters.orgTel.: 410-206-3155 AMB# COMPANY DOMICILEFax %: OWN 215-540-4408AMB# COMPANY DOMICILE % OWN 051956 ACCC HOLDING CORPORATION Email: [email protected] AES CORPORATION 012156 ACCC Insurance Company TX www.paiia.com100.00 075701 AES Global Insurance Company VT 100.00 PRESIDENT 058302 ACCEPTANCEPRESIDENT INSURANCE VICECOS INC PRESIDENT 058700 AETNA INC. VICE PRESIDENT Margaret A. Reilly 002681 Acceptance Insurance Company Kimberly LabellNE 100.00 051208 Aetna International Inc CT 100.00 Margaret A. Reilly PRESIDENT033722 Aetna Global Benefits (BM) Ltd Kimberly BermudaLabell 100.00 033652 ACCIDENT INS CO, INC. HC, INC. 033335 Spinnaker Topco Limited Bermuda 100.00 012674 Accident Insurance Company Inc NM Brian100.00 Miller WEST REGIONAL VP 033336 Spinnaker Bidco Limited United Kingdom 100.00 058304 ACMATVICE CORPORATION PRESIDENT 033337 Aetna Holdco (UK) LimitedEXECUTIVEWEST REGIONAL SECRETARYUnited Kingdom VP 100.00 050756 ACSTAR Holdings Inc William R. WestfieldDE 100.00 078652 Aetna Insurance Co Ltd United Kingdom 100.00 010607 ACSTARDavid Insurance Musante Company IL 100.00 091442 Aetna Health Ins Co Europe DAC WilliamNorman R.
    [Show full text]
  • Papyrus Document Capture System 7 the Papyrus Document Capture Concept Provides
    ISIS Papyrus Product Information ISISPAPYRUSTM Papyrus Document Capture System 7 The Papyrus Document Capture concept provides Scan-/File-/ Papyrus Capture / an integrated Scan XML-/e-mail- Papyrus Objects Receiver corporate solution FreeForm Images to object structure Classify for powerful Classication of automated processing document type FreeForm Recognition manual processing and efficient Recognixe index data, header and invoices Validation Batch/Detail development, Check extracted data with process rules Verification processing and Client Correction reco results, document management validation Supervisor Special correction of of inbound documents document systems. Data Archiv & Export Export validated data as XML, CSV, TXT / TIFF, JPG, PDF le Contact Europe P: +43-2236-27551 F: +43-2236-21081 America P: 817-416-2345 Concept Outline F: 817-416-1223 Asia Pacific With the variety of documents daily entering a company and the need to P: +65-6339-8719 quickly process and forward them to the right place, the development and F: +65-6336-6933 operation of a capture system must be independent of document types, input E-mail hardware and operating system. Based on a carefully architectured ‘MIDDLE- [email protected] WARE’ concept, ISIS has developed the most powerful document application Internet development tools. Large banks, insurances companies, government organiza- www.isis-papyrus.com tions, industry and service corporations such as direct marketing companies, all require the speed of development, the elimination of programming effort
    [Show full text]
  • Beleggingen Ultimo 4E Kwartaal 2020
    Beleggingen ultimo 4e kwartaal 2020 Onderstaande lijst betreft de directe beleggingen van Bpf Zoetwaren per 31 december 2020. Aandelen 3i Group Plc AMERISAFE, Inc. Banco de Sabadell SA 3M Co. AmerisourceBergen Corp. Banco Santander SA A.P. Møller-Mærsk A/S Amgen, Inc. Bank of Montreal Aarons, Inc. Analog Devices, Inc. Bank of Nova Scotia ABB Ltd. Andritz AG Barclays Plc Abbott Laboratories Anglo American Plc Barnes Group Inc AbbVie, Inc. Anheuser-Busch InBev SA Barrick Gold Corp. ABN AMRO Group NV ANSYS, Inc. BAWAG Group AG Acadia Healthcare Co., Inc. Anthem, Inc. Baxter International, Inc. Accenture Plc Apple, Inc. Bayerische Motoren Werke AG ACI Worldwide, Inc. Applied Industrial Technologies, BCE, Inc. ACS Actividades de Construccion y Inc. Bechtle AG Servicios SA Applied Materials, Inc. Bed Bath & Beyond, Inc. Activision Blizzard, Inc. Applus Services SA Benchmark Electronics, Inc. Adecco SA Arrow Electronics, Inc. Berkeley Group Holdings Plc Admiral Group Plc Asahi Glass Co., Ltd. Berkshire Hathaway, Inc. Adobe Systems, Inc. ASM International NV Best Buy Co., Inc. Advance Auto Parts, Inc. ASML Holding NV BHP Billiton Ltd. Adyen NV Assicurazioni Generali SpA BHP Billiton Plc AEGON NV Assurant, Inc. Biogen, Inc. Aflac, Inc. Assured Guaranty Ltd. Bio-Rad Laboratories, Inc. ageas SA/NV Astellas Pharma, Inc. BioTelemetry, Inc. Agilent Technologies, Inc. AstraZeneca Plc Blackbaud, Inc. AGL Energy Ltd. ASX Ltd. BNP Paribas SA Akamai Technologies, Inc. AT&T, Inc. Boise Cascade Co. Akzo Nobel NV Atlas Copco AB Boliden AB Alcoa, Inc. ATOS SE Booz Allen Hamilton Holding Corp. Alexion Pharmaceuticals, Inc. Aurizon Holdings Ltd. BorgWarner, Inc. Alika SRL AusNet Services Ltd.
    [Show full text]