SIBL AR2019 BOOK.Pdf

Total Page:16

File Type:pdf, Size:1020Kb

SIBL AR2019 BOOK.Pdf TABLE OF CONTENTS STANDARD DISCLOSURE CHECKLIST 6 MANAGEMENT & COMMITTEES LETTER OF TRANSMITTAL 10 1. Management Committee (MANCOM) 37 NOTICE OF THE 25TH ANNUAL 2. Management Team 37 11 GENERAL MEETING 3. Asset Liability Committee (ALCO) 38 4. Investment Committee 38 OVERVIEW 5. SIBL Integrity Committee 38 1. Our Vision, Our Mission, Our Commitments 12 6. Status of compliance regarding 2. Our Strategic Objectives 13 Appointment of chief financial Officer & chief 39 information Technology officer 3. SIBL Core Values 14 4. Code of Conducts 15 SHAREHOLDERS’ WEALTH 5. Corporate Profile 17 1. Capital (Paid-up) Pattern of SIBL 41 6. Milestones 18 2. Pattern of Shareholding 42 7. Sponsors of the Company 20 3. Holding in 2019 42 8. Functions of Social Islami Bank Limited 21 4. Shares held by the Directors 43 9. Products and Services 22 10. Media Accolade 24 5. Financial Calendar 43 BOARD AND COMMITTEES 1. Board of Directors 26 2. Directors’ Profile 27 3. Executive Committee 34 4. Audit Committee 34 5. Risk Management Committee 35 6. Shariah Supervisory Committee 35 ANALYSIS & VALUE ADDED STATEMENTS REPORT ON RISK MANAGEMENT 169 1. Performance of the Bank 45 Market Disclosure under Pillar-III of BASEL-III 178 2. SIBL at a Glance 46 3. Graphical Presentation of SIBL 47 SUSTAINABILITY PERFORMANCE 202 4. Reports & statements of value addition and its distributions 50 5. Value Added Statement 50 REPORT OF THE SHARIAH 215 6. Distributions Of Value Addition 51 SUPERVISORY COMMITTEE 7. Distribution Of Dividend And Retained By The Entity 51 8. Economic Value Added (EVA) Statement 52 NEWS AND EVENTS 216 9. Market Value Added (MVA) Statement 52 10. Five-Step DuPont analysis 53 FINANCIAL STATEMENTS Auditors’ report and financial statements to 231 MESSAGE FROM THE CHAIRMAN 54 the Shareholders of Social Islami Bank Limited MESSAGE FROM THE DESK OF THE 58 MANAGING DIRECTOR & CEO BRANCH NETWORK 359 REPORT & ANALYSIS FORM OF PROXY 369 1. Management Report & Analysis 63 2. Business Analysis 69 3. Report on Internal Control System 73 DIRECTORS’ REPORT 75 1. Corporate Governance 127 2. Declaration By The Chief Executive Officer & Chief Financial Officer To The Board 129 3. Information Related To Board & Its Directors 131 4. Compliance Report 145 5. Report on Going Concern 161 6. Report Of The Board Audit Committee 165 7. Report on National Integrity Strategy 167 my`, Interest ev Usury Bmjvg a‡g© wbwl× (nvivg)| my`, Interest ev Usury meB mgv_©K kã| GB g‡g© cweÎ KziAv‡b †h kã e¨envi Kiv n‡q‡Q Zv n‡”Q wiev| wiev Aviex kã| Gi A_© n‡jv e„w×, AvwaK¨, AwZwi³, ùxwZ, m¤úªmviY BZ¨vw`| A_©, m¤ú‡`i wecix‡Z mg‡qi mv‡_ †h †Kvb e„w×B n‡”Q ÔwievÕ| KziAvb gRx‡` G A‡_©B ÔwievÕ kãwU e¨envi Kiv n‡q‡Q| Gi cvwifvwlK A_© n‡”Q my`| Bebyj Avivex ÔAvnKvgyj KziAvbÕ- Gi cÖ_g L‡Û e‡j‡Qb: Òwiev n‡”Q †m evowZi `vg, hv †Kvb gv‡ji wewbg‡q bq|Ó my`-wfwËK e¨vs‡Ki g~j KvR UvKvi †Kbv †ePv Kiv| my`-wfwËK e¨vsK RbM‡Yi KvQ †_‡K c~e© wba©vwiZ my‡`i wfwˇZ Kg `v‡g UvKv wK‡b A_©vr UvKv Rgv MÖnY K‡i cybivq c~e©wba©vwiZ my‡`i wfwˇZ †mB UvKv FYMÖnxZv‡`i Kv‡Q †ekx `v‡g jwMœ (weµq) K‡i| Ab¨w`‡K Bmjvgx e¨vswKs UvKv‡K †Kbv †ePvi cY¨ MY¨ K‡i bv| UvKv wb‡R †Kvb cY¨ bq| UvKvi f~wgKv n‡jv wewbg‡qi gva¨g| Bmjvgx e¨vswKs RbM‡Yi KvQ †_‡K cÖavbZ: Askx`vixZ¡ bxwZi wfwˇZ gy`vivev c×wZ‡Z Rgv MÖnY K‡i| Bmjvgx e¨vswKs G gybvdvi m¤úK© µq-weµ‡qi mv‡_| Bmjvgx e¨vswKs UvKv Rgv`vbKvix‡`i e¨e¯’vcK ev gy`vwie wn‡m‡e KvR K‡i| GKw`‡K Bmjvgx e¨vswKs G e¨vsK gy`vwie ev e¨e¯’vcK wn‡m‡e mvwne Avj gvj (G‡ÿ‡Î UvKv Rgv`vbKvix) n‡Z e¨vs‡Ki wewfbœ Rgv wnmv‡e A_© Rgv MÖnY K‡i Ges †m A_© wb‡R Avevi mvwne Avj gvj (A‡_©i †hvMvb `vZv) wn‡m‡e e¨vs‡Ki wewb‡qvM MÖnxZv‡`i Kv‡Q wewfbœ cY¨ ev †mev µq/weµq K‡i| cY¨ ev †mev µq-weµq n‡Z †h jvf nq Zv †_‡K e¨vs‡Ki e¨e¯’vcbv LiP (Management Cost) ev` w`‡q e¨vs‡Ki wewfbœ Rgv/ mÂq wnmv‡e RgvKvix‡`i cÖ`vb K‡i| Rgvi Dci jvf ev gybvdvi †h nvi †NvlYv Kiv nq Zv cÖv°wjZ, A_©vr PzovšÍ wnmv‡e Zv jvf/ÿwZi Abycv‡Z mgš^q Kiv nq| Bmjvgx e¨vswKs G Rgv MÖnY ev wewb‡qvM cÖ`vb Dfq †ÿ‡ÎB cY¨ ev †mev µq-weµ‡qi m‡½ m¤úK©hy³| A_©vr Bmjvgx e¨vswKs G UvKv‡K KL‡bv cY¨ wn‡m‡e we‡ePbv Kiv nq bv| d‡j Bmjvgx e¨vswKs g~jZ: µq-weµq wfwËK †jb‡`‡bi gva¨‡g e¨vswKs Kvh©µg cwiPvjbv K‡i| KziAvb gRx‡` Avjøvn ZvÕAvjv e‡jb: Òhviv my` Lvq, Zviv †mB e¨w³iB gZ `uvov‡e hv‡K kqZvb Zvi ¯úk© Øviv cvMj K‡i| GUv G Rb¨ †h, Zviv e‡j: µq-weµq †Zv my‡`i g‡ZvB| A_P Avjøvn µq-weµq‡K nvjvj I my`‡K nvivg K‡i‡Qb| hvi Kv‡Q Zvi i‡ei G wb‡`©k G‡m‡Q Ges †m weiZ n‡q‡Q, Z‡e AZx‡Z hv n‡q‡Q Zv ZviB; Ges Zvi e¨vcvi Avjøvni GLwZqv‡i| Avi hviv Avevi Avi¤¢ Ki‡e, ZvivB Rvnvbœvgx| †mLv‡b Zviv ¯’vqx n‡e|Ó myiv Avj evKviv 275 Ò†n gywgbMY, †Zvgiv Avjøvn‡K fq Ki Ges my‡`i hv e‡Kqv Av‡Q, Zv gvd K‡i `vI, hw` †Zvgiv gywgb nI|Ó m~iv Avj evKviv-278 4 Social Islami Bank Limited Verses from the Holy Quran and Hadith In the Name of Allah Most Gracious, Most Merciful! “..... That is because they say Trade is just like usury whereas, Allah permitteth trading and forbideth usury.....” -Surah Al-Baquarah,verse : 275 “…..Allah will destroy Riba (usuary) and will give increase for Sadaqaat and Allah likes not the disbelievers, sinners…..” -Surah Al-Baquarah,verse : 276 “..... O you who believe! Be afraid of Allah and give up what remains from Riba, if you are really believers…..” -Surah Al-Baquarah,verse : 278 “..... If you do not do it, then take a notice of war from Allah and his messenger; but if repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums).....” -Surah Al-Baquarah,verse : 279 “..... Verily never will Allah change the condition of a people until they change it themselves (with their own souls).....” -Surah Ar-ra’ad, verse : 11 “A man’s work ends upon his death except for three things (a) on-going charity (b) contribution to knowledge and (c) faithful child” - Al Hadith (Muslim) Annual Report 2019 5 STANDARD DISCLOSURE CHECKLIST TO THE KEY SECTIONS OF THE ANNUAL REPORT 2019 ITEMS REMARKS Corporate Objectives, Values & Structure Clarity and presentation: Vision and Mission 12 Overall strategic objectives 13 Core values and code of conduct/ethical principles 14-16 Profile of the Company 17 Director’s profiles and their representation on Board of other companies & 26-33, 311 Organization Chart Management Report/ Commentary and analysis including Director’s Report / Chairman’s Review/CEO’s Review etc. A general review of the performance of the company 45-46, 63-72 Description of the performance of the various activities / products / segments of the company and its group companies during the period under review. (Weightage 90-126 to be given for pictorial / graphical / tabular presentations used for this purpose) A brief summary of the Business and other Risks facing the organization and steps 103-105, 161-164, 169-177, taken to effectively manage such risks 260-263 A general review of the future prospects/outlook. 72, 94, 99 Information on how the company contributed to its responsibilities towards the 112-116, 208, 212-214 staff (including health & safety) Information on company’s contribution to the national exchequer & to the economy 50-52, 103 Sustainability Reporting Social Responsibility Initiatives ( CSR) 66,122-126, 205-206 Environment related Initiatives 207-208 Environmental & Social Obligations 209 Integrated Reporting 210-211 Appropriateness of Disclosure of Accounting policies and General Disclosure Disclosure of adequate and properly worded accounting policies relevant to assets, 248-264 liabilities, Income and expenditure in line with best reporting standards. Any Specific accounting policies 250-264 Impairment of Assets 257 (Note 2.14) Changes in accounting policies/Changes in accounting estimates 256 (Note 2.5) Accounting policy on subsidiaries 255 (Note 2.2, 2.3) 6 Social Islami Bank Limited ITEMS REMARKS Segment Information • Comprehensive segment related information bifurcating Segment revenue, segment results and segment capital employed • Availability of information regarding different segments and units of the entity as well as non-segmental entities/units • Segment analysis of 102 • Segment Revenue • Segment Results • Turnover • Operating profit • Carrying amount of Net Segment assets Financial Statements (Including Formats) Disclosures of all contingencies and commitments 238, 243, 255, 297-298 Comprehensive related party disclosures 109, 309 Disclosures of Remuneration & Facilities provided to Directors & CEO 127, 239, 244, 302-303 Statement of Financial Position / Balance Sheet and relevant schedules 236, 241, 311 - 324 Income Statement / Profit and Loss Account and relevant schedules 239, 244 Statement of Changes in Equity / Reserves & Surplus Schedule 241, 246 Disclosure of Types of Share Capital 290-291 Statement of Cash Flow 240, 245 Consolidated Financial Statement (CFS) 237 - 241 Extent of compliance with the core IAS/IFRS or equivalent National Standards 249 - 250 Disclosures / Contents of Notes to Accounts 248 - 312 Information about Corporate Governance Board Of Directors, Chairman And CEO 26-33, 131-144 Audit Committee (Composition, role, meetings, attendance, etc) Internal Control & 34, 165 - 166 Risk Management Ethics And Compliance 15 - 16, 133 - 134 Remuneration and other Committees of Board 34 - 35 Human Capital 112 - 115, 212-214 Communication To Shareholders & Stakeholders • Information available on website 41-43, 143 • Other information Management Review And Responsibility 63-72 Disclosure by Board of Directors or Audit Committee on evaluation of quarterly 165-166 reports Any other investor friendly information 18-19, 46, 63-72 Risk Management & Control Environment Description of the Risk Management Framework 169-177 Risk Mitigation Methodology 173-175 Disclosure of Risk Reporting 169-200 Annual Report 2019 7 ITEMS REMARKS Stakeholders Information Distribution of shareholdering (Number of shares as well as category wise, e.g 41-43 Promoter group, FII etc) Shares held by Directors/Executives and relatives of Directors/Executives 127-128 Redressal of investors complaints 144 Graphical/ Pictorial Data: Earnings per Share Net Assets Stock Performance 47-49, 63, 68 Shareholders’ Funds Return on Shareholders Fund Horizontal/Vertical Analysis including following.
Recommended publications
  • Wedded to Greed: Bride Burning in Bangladesh Dr
    VFAST Transactions on Education and Social Sciences http://vfast.org/journals/index.php/VTSE@ 2019 ISSN(e): 2309-3951;ISSN(p): 2411-0221 Volume 7, Number 1, January-December, 2019 pp. 21-30 WEDDED TO GREED: BRIDE BURNING IN BANGLADESH DR. ZOBAIDA AKHTER Senior Research Fellow Centre for Civilisational Dialogue 2nd Floor, Siswarama Building University of Malay Kuala Lumpur, Malaysia [email protected], [email protected] ABSTRACT: Women’s access to education must be treated as their fundamental right. And it is only through education that they would get the chance to prepare themselves in order to play their roles in nation’s social, economic and political spheres as equal members of society. In Bangladesh, very few women can enjoy such rights and live a healthy and prestigious life. At present due to government initiatives, girl’s enrolment in primary and secondary education is little bit higher than the boys. Despite of such encouraging scenario, there is a dark side behind this. Due to prejudice, mistaken education from family and society, lack of security, dropout rate of girls is higher and their retention rate is low. Though there are facilities with free education till secondary education, lack of social motivation, mistaken education and increasing rate of violence against in different form, refrain them from education and encourage them in child marriage. Marriage is considered as the alternative to education, which ultimately leads to violence against women due to unpaid dowry. The article will analyse the issues of dowry from some case studies, which will give the indication of the real causes of dowry and how education in a real sense is lacking behind this evil.
    [Show full text]
  • The Origin and Evaluation of Ship Breaking Regime of South Asia: a Critical Perspective from Bangladesh
    The Origin and Evaluation of Ship Breaking Regime of South Asia: A Critical Perspective From Bangladesh Ishtiaque Ahmed1 Chair, Department of Law, North South University Bangladesh ———————————————— Abstract: The Hong Kong Convention was adopted in 2009 to regulate the global industry of ship recycling, but the convention remains unen- forced due to the problem of ratification by the leading ship recycling states. Due to the lopsided track record of shipbreaking in the last forty years, the ratification currently depends primarily on the policy choices of few developing nations. Given the gross unpreparedness and oversight of Pakistan towards the treaty’s timely accession with India’s recent rati- fication, and the ban of China on the import of hazardous waste, the re- sponsibility lies with the policymakers of Bangladesh to decide the fate of this influential global pact. This article attempts to track down the origin and evolution of ship recycling regime of Bangladesh, followed by a critical analysis of the salient provisions of the framework ship recycling regulations of this chief ship recycling state as adopted recently. It postulates that the drawbacks figured out may create significant obstruction or procrastination to accede to the convention by Bangladesh thereby endowing an inclusive and sustainable global ship recycling industry any time soon. The article ends with recommendations to the government of Bangladesh for necessary amendments in its framework regulations on ship recycling identified in this research. Keywords: Ship-breaking, Ship Recycling, Hong Kong Convention, End of Life Ships, Ship Breaking and Ship Recycling Rule. 1Corresponding author: [email protected]. 1 Legal Issues Journal 8(2) July 2020 I.
    [Show full text]
  • Flygtningenævnets Baggrundsmateriale
    163 Flygtningenævnets baggrundsmateriale Bilagsnr.: 163 Land: Bangladesh Kilde: British Home Office UK Border Agency. Country of Origin Information Titel: Report Udgivet: 23. december 2011 Optaget på 30. marts 2012 baggrundsmaterialet: Flygtningenævnet St. Kongensgade 1-3 DK-1264 København K Telefon +45 3392 9600 Fax +45 3391 9400 E-mail [email protected] www.fln.dk BANGLADESH COUNTRY OF ORIGIN INFORMATION (COI) REPORT COI Service Date 23 December 2011 BANGLADESH 23 DECEMBER 2011 Contents Please note: Information which has been updated since the last edition of this document is indicated by the use of yellow highlighting. A version of the report without highlighting is available from the UK Border Agency website at http://www.ukba.homeoffice.gov.uk/policyandlaw/guidance/coi/] Preface LATEST NEWS EVENTS IN BANGLADESH FROM 1 NOVEMBER TO 23 DECEMBER 2011 REPORTS ON BANGLADESH PUBLISHED OR FIRST ACCESSED BETWEEN 1 NOVEMBER AND 23 DECEMBER 2011 Paragraphs Background Information 1. GEOGRAPHY ................................................................................................................... 1.01 Public holidays ................................................................................................... 1.06 Maps of Bangladesh ............................................................................................. 1.07 Other maps ........................................................................................................ 1.07 2. ECONOMY ......................................................................................................................
    [Show full text]
  • WT/TPR/S/385/Rev.1 21 May 2019 (19-3492) Page
    WT/TPR/S/385/Rev.1 21 May 2019 (19-3492) Page: 1/140 Trade Policy Review Body TRADE POLICY REVIEW REPORT BY THE SECRETARIAT BANGLADESH Revision This report, prepared for the fifth Trade Policy Review of Bangladesh, has been drawn up by the WTO Secretariat on its own responsibility. The Secretariat has, as required by the Agreement establishing the Trade Policy Review Mechanism (Annex 3 of the Marrakesh Agreement Establishing the World Trade Organization), sought clarification from Bangladesh on its trade policies and practices. Any technical questions arising from this report may be addressed to Sergios Stamnas (tel: 022 739 5382), Usman Ali Khilji (tel: 022 739 6936), Taufiqur Rahman (tel: 022 739 6439), and Fatima Chaudhri (tel: 022 739 6384). Document WT/TPR/G/385 contains the policy statement submitted by Bangladesh. Note: This report was drafted in English. WT/TPR/S/385/Rev.1 • Bangladesh - 2 - CONTENTS SUMMARY ....................................................................................................................... 8 1 ECONOMIC ENVIRONMENT ....................................................................................... 13 1.1 Main Features of the Economy ................................................................................... 13 1.2 Recent Economic Developments ................................................................................. 16 1.2.1 Growth and income ................................................................................................ 16 1.2.2 Prices ..................................................................................................................
    [Show full text]
  • Mining Capitalism and Contentious Politics in Bangladesh
    MINING CAPITALISM AND CONTENTIOUS POLITICS IN BANGLADESH by Muhammad Omar Faruque A thesis submitted in conformity with the requirements for the degree of Doctor of Philosophy Department of Sociology University of Toronto © Copyright by Muhammad Omar Faruque 2019 MINING CAPITALISM AND CONTENTIOUS POLITICS IN BANGLADESH Muhammad Omar Faruque Doctor of Philosophy Department of Sociology University of Toronto 2019 Abstract This dissertation analyses a social movement in Bangladesh fighting a potentially environmentally destructive resource extraction project as well as the country’s neoliberal energy policies. Grassroots community grievances against an open pit coalmine in Phulbari in the northwest region started small but culminated in a multi-scalar social movement, including anti-corporate mobilization against privatization of resource extraction at the national level. It also inspired a group of transnational advocacy groups to support the anti-mining movement. Drawing on critical development, social movement, and critical globalization scholarships, the dissertation analyses three distinct scales of the anti-coalmine social mobilizations: local, national, and transnational. Based on a set of qualitative interviews with local/national activists and transnational advocacy groups, I examine each of these scales through the lens of a specific theoretical approach. At the local level, drawing on scholarship on critical development studies, I consider the development of contentious political agency of grassroots communities to analyse the dynamics of the counter- movement against ‘accumulation by dispossession.’ At the national scale, I engage with critical globalization scholarship to analyse discourses of a radical social organization to challenge neoliberal development and its dominant narrative of capitalist modernity. I pay attention to the ii significance of its political rhetoric (nationalist imaginaries) to articulate a counter-hegemonic political agenda.
    [Show full text]
  • Kattali Textile Limited Tel: +88-031-2511654 Chowdhury Bari, Kornel Jones Road, Md
    ÒcuywRevRv‡i wewb‡qvM SzuwKc~Y©| ‡R‡b I ey‡S wewb‡qvM Kiæb|Ó “Investment in capital market involves certain degree of risks. The investors are required to read the prospectus and risk factors carefully, assess their own financial conditions and risk taking ability before making their investment decisions.” PUBLIC ISSUE OF 34,000,000 ORDINARY SHARES DATE OF ISSUE OF PROSPECTUS: August 02, 2018 OFFER PRICE: TK 10.00 EACH AT PAR TOTAL SIZE OF FUND TO BE RAISED TK. 340,000,000/- Opening and Closing date of subscription: Opening date of Subscription: August 28, 2018 Closing date of Subscription: September 13, 2018 PROSPECTUS Name of Issuer Name of Issue Manager The Issuer (A) PRELIMINARY INFORMATION AND DECLARATIONS: i) Name(s), address(s), telephone number(s), web address(s), e-mail(s), fax number(s) and contact persons of the issuer, issue manager(s), underwriter(s), auditors, credit rating company and valuer, where applicable; ISSUER: Telephone & Fax Number, Name & Address Contact Person E-mail, Web Address Kattali Textile Limited Tel: +88-031-2511654 Chowdhury Bari, Kornel Jones Road, Md. Emdadul Hoque Chowdhury Fax: +88-031-2770044 North Kattali, Pahartoli, Chittagong - Managing Director E-mail:[email protected] 4217 Web: www.kattalitextileltd.com ISSUE MANAGER: Telephone & Fax Number, Name & Address Contact Person E-mail, Web Address NRB Equity Management Ltd. Tel: +88 02 9585326 Al-Raji Complex, Suite# G-602, 603 Fax: +88 02 9585281 Md. Muslahuddin Chowdhury (6th Floor) 166-167, Shaheed Syed E-mail: [email protected] Chief Executive Officer Nazrul Islam Sarani, Purana Paltan, Web: www.nrbequity.com Dhaka-1000.
    [Show full text]
  • Oimex Electrode Limited
    “Investment in capital market involves certain degree of risks. The investors are required to read the prospectus and risk factors carefully, assess their own financial conditions and risk taking ability before making their investment decisions.” Public offer of 15,000,000 ordinary shares Issue date of the Prospectus: August 7, 2017 Offer price Tk. 10.00 each (at par), total size of fund to be raised Tk. 150,000,000.00 Opening and closing date of subscription Opening date of subscription: September 5, 2017 Closing date of subscription: September 13, 2017 PROSPECTUS Name of Issuer Oimex Electrode Limited Registered Office: 225/1, New Elephant Road (1st Floor), Dhaka, 1205 Tel: +88-02-9665272, 9660236 Fax: +88-02-9661252 Email: [email protected], Web: www.oimexelectrodes.com Name of Issue Manager MTB Capital Limited MTB Tower (Level 3), 111 Kazi Nazrul Islam Avenue, Bangla Motor, Dhaka 1000 Phone: +88-02-8321714, Fax: +88-02-8321543 Email: [email protected] Web: www.mtbcap.com 1 (2) (a) Preliminary information and declarations: (i) Name(s), address(s), telephone number(s), web address(s), e-mail(s), fax number(s) and contact persons of the issuer, issue manager(s), underwriter(s), auditors, credit rating company and valuer, where applicable: Name & Address Contact Person Telephone, Fax, Email & Web address Issuer Tel: +88-02-9665272 Oimex Electrode Limited M A Maleque Fax: +88-02-9661252 225/1, New Elephant Road (1st Floor) Managing Director Email: [email protected] Dhaka-1205 Web: www.oimexelectrodes.com
    [Show full text]
  • 21-06-2016-News-ALRD.Pdf
    http://www.prothom-alo.com/bangladesh/article/895012/ - - - - - - | : : , , । , , , , , - , , , ‘ ’ , , , , । , , । http://www.prothom-alo.com/bangladesh/article/895726/ - - - - - <http://www.prothom- alo.com/bangladesh/article/895726/%E0%A6%85%E0%A6%B0%E0%A7%8D%E0%A6%AA%E 0%A6%BF%E0%A6%A4- %E0%A6%B8%E0%A6%AE%E0%A7%8D%E0%A6%AA%E0%A6%A4%E0%A7%8D%E0%A6%A4 %E0%A6%BF- %E0%A6%AA%E0%A7%8D%E0%A6%B0%E0%A6%A4%E0%A7%8D%E0%A6%AF%E0%A6%B0 %E0%A7%8D%E0%A6%AA%E0%A6%A3- %E0%A6%AA%E0%A7%8D%E0%A6%B0%E0%A6%95%E0%A7%8D%E0%A6%B0%E0%A6%BF %E0%A6%AF%E0%A6%BC%E0%A6%BE%E0%A6%AF%E0%A6%BC- %E0%A6%AC%E0%A6%BE%E0%A6%A7%E0%A6%BE- %E0%A6%A6%E0%A6%BF%E0%A6%9A%E0%A7%8D%E0%A6%9B%E0%A7%87> | : : , , | Like , , ( ), , , ( ), , , ‘ ’ , , , , । http://www.ittefaq.com.bd/print-edition/first-page/2016/06/22/127327.html ---------- , , , , , , , । ( ) ( ) , , ’ , । , , । http://www.jugantor.com/online/national/2016/06/21/16998/ - - - - - - :- - <http://www.jugantor.com/online/national/2016/06/21/16998/%E0%A6%B8%E0%A6%A8% E0%A7%8D%E0%A6%A4%E0%A7%81%E0%A6%B7%E0%A7%8D%E0%A6%9F- %E0%A6%B9%E0%A6%93%E0%A6%AF%E0%A6%BC%E0%A6%BE%E0%A6%B0- %E0%A6%AE%E0%A6%A4%E0%A7%8B-%E0%A6%95%E0%A7%8B%E0%A6%A8%E0%A7%8B- %E0%A6%89%E0%A6%A6%E0%A7%8D%E0%A6%AF%E0%A7%8B%E0%A6%97- %E0%A6%A8%E0%A7%87%E0%A6%AF%E0%A6%BC%E0%A6%A8%E0%A6%BF- %E0%A6%B8%E0%A6%B0%E0%A6%95%E0%A6%BE%E0%A6%B0:- %E0%A6%B0%E0%A6%BE%E0%A6%A8%E0%A6%BE- %E0%A6%A6%E0%A6%BE%E0%A6%B6> : , , , ( ) , ' , ' , ( ) , , , ' ? , ' http://www.amadershomoy.biz/unicode/2016/06/21/129823.htm#.V2pB8rh97cs : .
    [Show full text]
  • Human Rights Report 2015 on Indigenous Peoples in Bangladesh
    HHUMANUMAN RRIGHTSIGHTS RREPORTEPORT 20152015 R H ONON INDIGENOUSINDIGENOUS PEOPLESPEOPLES EPORT 2015 EPORT About Kapaeeng Foundation UMAN ININ BANGLADESHBANGLADESH Kapaeeng Foundation as a human rights orgnisation for Indigenous Peoples in Bangladesh was established on 1 April 2004 with the view to working for promotion and R protection of the rights of Indigenous Peoples in the IGHTS country. The term ‘Kapaeeng’ is derived from indigenous Khumi language, meaning ‘Rights’. Kapaeeng Foundation is duly registered with the Office of the Registrar of Joint INBANGLADESH ON INDIGENOUS PEOPLES Stock Companies and Firms of Commerce Ministry, Government of Peoples’ Republic of Bangladesh under the Societies Registration Act XXI of 1860. Vision: The vision of Kapaeeng Foundation is to establish a society based on the values of justice, equity and freedom where human rights and fundamental freedoms of Indigenous Peoples are ensured. Mission : The mission of Kapaeeng Foundation are, among others, to promote and protect the human rights of the Indigenous Peoples of the country and to conduct advocacy, lobby and campaign programme for the same at local, national, regional and international level; to establish a strong network and partnership with national, regional and international organizations and individuals working on promotion and protection of human rights as well as Indigenous Peoples rights and to raise the capacity of the Indigenous Peoples in promoting and protecting the human rights. ISBN 978-984-34-0664-4 Human Rights Report 2015 on Indigenous Peoples in Bangladesh First Edition January 2016 Human Rights Report 2015 Copyright © Kapaeeng Foundation on Indigenous Peoples Published by in Bangladesh Kapaeeng Foundation House # 23/25, Salma Garden, Road # 4 PC Culture Housing, Block # B, Mohammadpur, Dhaka-1207 Tel: +88-02-8190801 E-mail: [email protected] Web: www.kapaeeng.org Supported by Oxfam House 4, Road 3, Block I, Banani Dhaka 1213, Bangladesh Editor Tel: +88-02-8813607-9 Prof.
    [Show full text]
  • Report of the Review Committee on Grameen Bank
    Report of the Review Committee on Grameen Bank Dhaka, 25th April, 2011 Table of Contents Serial Details Page Preface 1.00 Introduction 2.00 Organizational Structure 2.01 Organization of Grameen Bank 2.02 Share Capital of Grameen Bank 2.03 Structure and Tasks of the Board of Directors 2.04 Appointment of Managing Director 3.00 Financial Situation of Grameen Bank 3.01 Management of Assets and Liabilities 3.02 Internal Control and Monitoring 3.03 IT Management 3.04 Dividend Equalization Fund 3.05 Statutory Reserve Funds 3.06 Rehabilitation Fund 4.00 Transfer of Funds from Grameen Bank to Grameen Kalyan 4.01 Background 4.02 Chain of Events 4.03 News in national newspapers 4.04 International Reaction 4.05 Opinion of Norwegian Authorities 4.06 Analysis of the Events 5.00 Affiliate Organizations of Grameen Bank Flow of funds to affiliates Relation between Grameen Bank and its affiliates Review Observations 6.00 Interest on Loans and Deposits 6.01 Effective Interest Rate on credit 6.02 A comparative picture of the interest rate of Grameen Bank with other micro credit agencies 6.03 Calculation of interest on savings and deposits 6.04 Comparative analysis of the interest on deposits and other charges of Grameen Bank and other micro credit lenders 6.05 A comparison of the interest rate paid by Grameen Bank and other micro credit agencies 7.00 An evaluation of the Activities of Grameen Bank in the light of Micro credit Regulatory Authority Act 2006 an Grameen Bank Ordinance 1983 8.00 Opinions of members of civil society and different individuals and agencies related to micro credit 9.00 Conclusions and Recommendations Additional Observations made by Advocate M Mohsen Rashid 2 Preface 1.
    [Show full text]
  • Alienation of the Lands of Indigenous Peoples in the Chittagong Hill Tracts of Bangladesh
    Alienation of the Lands of Indigenous Peoples in the Chittagong Hill Tracts of Bangladesh Shapan Adnan Ranajit Dastidar This book deals with the forcible takeover of the lands of the indigenous peoples of the CHT. Based on fieldwork research among both Pahari and Bengali groups, the book has four chapters, concerned with different aspects of the study. Chapter 1 introduces the research and describes how it was undertaken. Chapter 2 deals with the CHT Accord of 1997 and the failure to implement most of its important clauses in a substantive manner. It also takes account of parallel social and demographic changes in the CHT occurring outside the framework of the Accord, the results of which may be very difficult, if not impossible, to reverse. Some of these trends bypass the provisions of the Accord and could potentially make it irrelevant. Chapter 3 provides detailed analysis of the numerous mechanisms of land alienation in the CHT. The roles of different government and private agencies are analysed with empirical evidence, including sixteen case studies. Various Bengali interest groups are also found to be grabbing the lands of poor Bengali settlers, reflecting intra-ethnic and classed-based dimensions of land alienation. The growing significance of commercial land grabbing for rubber, timber and horticulture plantations, driven by profit-oriented capitalist production, is highlighted. These constitute elements of global land grabbing, indicative of ‘accumulation by dispossession’ under contemporary globalization and neoliberal capitalism. Chapter 4 undertakes policy analysis concerned with the prevention of further alienation of Pahari lands as well as the restitution of their already occupied areas.
    [Show full text]
  • Bangladesh National Implementation Plan (NIP)
    Department of Environment, Ministry of Environment and Forests, Government of Bangladesh Bangladesh National Implementation Plan (NIP) For Management of Persistent Organic Pollutants (POPs) Prepared under UNDP Project BGD/02/G31/1G/99 Bangladesh: Preparation of the POPs National Implementation Plan under the Stockholm Convention Department of Environment (DoE) Ministry of Environment and Forests Government of the People’s Republic of Bangladesh January 2007 Department of Environment, Ministry of Environment and Forests, Government of Bangladesh Acknowledgements This National Implementation Plan (NIP) has been developed under the contract for Project BGD/02/G31/IG/99 Bangladesh: Preparation of the POPs National Implementation Plan under the Stockholm Convention (POPs, NIP), Department of Environment (DoE). The Government of the People’s Republic of Bangladesh received a grant for this enabling activity from the Global Environment Facility (GEF) (US$495,075) and contributed in-kind support (equivalent to US$147,200). The GEF Implementation Agency for this project is the United Nations Development Programme (UNDP). Project team Dr. Khandakar Rashedul Haque-DG, DoE & POPs Focal Point Mr. Khan M. Ibrahim Hossain – Ex-DG, DoE & POPs Focal Point Ms. Afrin Akter – National Project Director (July 2005-till date) Mr. Q.S.I. Hashmi – National Project Director (April 2003 – June 2005) Dr. Hirendr Kumar Das – Project Manager (July 2005 –December 2006); U-POPs Consultant (October 2004 – July 2005) Dr. M.A. Malek – Project Manager (April 2004 – April 2005) Md. Abdul Mannan – PCBs Consultant Quazi Tafazzal Hossain – Pesticides Consultant Dr. Khairul Bashar – POPs Wastes Management Consultant Md. Zahid Hossain – Legal Expert Muhammad Zahid Hossain – Public Awareness Specialist Mr.
    [Show full text]