BUILDING PERMITS / FORECLOSURES / PUBLIC NOTICES KAY’S COOKING CORNER BELL DEVELOPMENT – REAL ESTATE P7 P10 P11

Volume 102 | No. 1 HAMILTON COUNTY Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE Friday, January 2, 2015 H  100 YEARS AGO Putting change in the hands What was going on in Chattanooga in 1915? Saturday, Jan. 2 of the community Miss Ruth Richmond made By David Laprad her debut Friday night at the Patten Hotel in a brilliant ball A sign near Dr. Valerie Radu’s given by her mother, Mrs. desk serves as a reminder to her- Edward Gould Richmond. self and an invitation to others: Two hundred and fty guests “Write your own life story,” the attended. Mrs. Richmond small placard says. was assisted in receiving by Radu is the executive direc- close friends. tor of the Family Justice Center Wisdom Goree has re- (FJC) in Chattanooga, a federal turned to his home in Atlanta and state government funded after a visit with his cousin, program focused on reducing Brook Brantly, on Missionary relationship violence in Ten- nessee. A child of missionaries, Ridge. she grew up in a family in which Miss Wessie Bowen will service to others was important. leave Monday to return to But as a social scientist, she wants Randolph Macon College in to do more than meet immediate Virginia. needs; she wants to bring about Sunday, Jan. 3 lasting change by using research to develop “best practices.” Mr. and Mrs. Wilson Kerr e words on the placard, announce the engagement therefore, remind her to follow and approaching marriage of not just her heart but also her their daughter, Margaret, to head as she leads the center. “We want to change the way people Mr. Lon DeKalb Worsham. Dr. Valerie Radu is the executive director of the Family Justice Center in Chattanooga. She hopes to reduce the rate of think about and address relation- e wedding will take place relationship violence in the area by using research to develop “best practices.” (Photo by David Laprad) Feb. 10. Mr. Worsham is from ship violence,” she says. Opening July 1, the FJC will a prominent North Georgia serve as a hub for programs that them,” she says. someone leaving a complicated behind because you might hurt family, exist to help people aected by McKamey Animal Shelter will situation,” Radu says. “Maybe it. McKamey will have a kennel Engagement and ap- relationship violence. “We won’t be one of the organizations of- you and I are having issues, and I where I can temporarily leave my proaching marriage of Miss be providing the services but fering aid under the umbrella of don’t feel safe anymore, but I have Olgar Czarowski to Mr. Louis managing the people who oer the FJC. “A pet can be a barrier to a cat, and I don’t want to leave it See RADU, page 3 Leach has been announced. She is the daughter of the late Dr. and Mrs. A. Czarnowski Police officers deliver donations to help baby left behind of New Orleans. Mr. Leach is Chattanooga police offers did a well-known young Chatta- double duty as Santa’s helpers noogan connected with W.F. when they delivered supplies Fischer & Brothers Jewelry to the family of a baby whose Store. mother was killed by gunfire. On Sept. 7, 19-year-old Jas- See 100 YEARS AGO, page 2 mine Akins lost her life on the 1700 block of Market Street, leaving behind her daughter, INSIDE seven-month-old Journee n CHEAP SEATS P4 Akins. After the girl’s grand- mother, Ayesha Pankey, took n UNDER ANALYSIS P4 Akins in, Lt. Eddy Chamberlin of the Chattanooga Police n VERDICTS & SETTLEMENTS P6 Department organized a drive n FBI P6 to meet some of the child’s needs. Nearly two dozen uni- n PHOTO FEATURE P9 formed CPD officers delivered the donations, which included n ARE WE THERE YET? P10 clothes, food, toys, and baby n GAMES P14 & P15 supplies, on Friday, Dec. 19. (Photo by David Laprad) 2 | Friday, January 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com Supreme Court CPAs team up with Ronald McDonald House vacates appeal; sends case back to trial court

 e Tennessee Supreme Court has determined that a Hamilton County trial court did not depart from accepted and usual judi- cial course during a health care liability lawsuit as to require im- mediate appellate court review. In February 2011, C.L. Gilbert, Jr., led a complaint against Dr. Izak Frederick Wessels, alleg- ing health care liability. Prior to trial, Dr. Wessels led a motion seeking to waive a Tennessee law that requires expert medical testimony to come from one who practices in Tennessee or a con- tiguous state. Dr. Wessels wanted an ophthalmologist from Florida to testify on his behalf.  e trial court issued an order declining to waive the geographi- cal requirement, nding that Dr. Wessels had not established that appropriate witnesses would be Members of the Tennessee Society of Certifi ed Public Accountants (TSCPA) present a check for $64,435.02 to Ronald McDonald House Charities of unavailable.  e trial court also Greater Chattanooga. TSCPA helped to raise the money during Ronald McDonald House’s 25th Annual Autumn Children’s Festival, which took place Oct. denied Dr. Wessels’s request 4 and 5 at Tennessee Riverpark. Pictured (L-R) are TSCPA member Dustin Hornbuckle; Jane Kaylor, executive director at Ronald McDonald House; TSCPA to appeal the ruling about the member Chuck Thornton; and Jeff Ross, president of the Chattanooga Chapter of TSCPA. For more information on Ronald McDonald House, visit www. expert testimony.  e Court of RMHChattanooga.com. (Photo provided) See BACK TO TRIAL, page 15

100 YEARS AGO Continued from page 1 their wedding trip. Mr. Hancock is connected with the James Sup- Monday, Jan. 4 ply Co. Little Peggy Kruesi is in Wash- Miss Sarah Betterton was host- ington with her grandmother, ess to a group of 24 friends for a Mrs. J.P. Smartt, who’s visiting “500” party, Saturday at her home Mrs. Richard Austin. Mr. Paul in Park Place. Kruesi, who is in New York, will Miss Emily Miller is visiting accompany his daughter, Peggy, her sister, Mrs. Oscar Handley, home on his return. and Miss Katherine Varnell in Thursday, Jan. 7 Knoxville. Tuesday, Jan. 5 Mrs. D.Y. Grieb of Missionary Ridge accompanied her mother, Mrs. C.E. Buck entertained Mrs. J.P. Adams of Ohio, to for Miss Flora Loveman Monday Florida for a visit. with a luncheon at her home on Mr. and Mrs. D.L. Grayson Missionary Ridge. have returned from Washington, Mrs. J.C. Carmack and daugh- D.C. where they have been visit- ter, Katherine, of Missionary ing Mrs. Grayson’s sister, Mrs. Ridge have returned from a visit Orra Moore. with relatives in Nashville. Mayor T.C.  ompson called  e sales force, sales manag- a meeting of all physicians of ers, factory superintendents, and Chattanooga to attend a confer- others connected with the Brock ence at 1:30 this afternoon at his Candy Co. were guests at a dinner o ce about establishing a new at the Hotel Patten given by Mr. contagion hospital and selecting W. E. Brock and members of the a site. Several more deaths have company. been reported from the small pox Wednesday, Jan. 6 epidemic. Twenty-four business- men and physicians attended the Announcement was made by meeting. the Industrial Board of the Cham- Friday, Jan. 8 ber of Commerce of the arrange- ments for the establishment of a Prep school basketball season new factory, the American Manu- opens today. Central plays Mc- facturing Co., for manufacturing Callie. City High plays Baylor shovels. J.B. Robinson is president at the Armory Saturday night. of the company, which will turn  ere are many sore-armed out 50 dozen complete shovels a athletes, as many have been vac- day with a payroll of $75,000 per cinated lately. annum. A 10-acre tract in Citico has Miss Amelie Dickert, daughter been purchased from Capt. H.S. of Mr. and Mrs. M.S. Dickert, Chamberlain to build the new was married to Frank D. Hancock Contagious Disease Hospital. It Tuesday by Dr. T.S. McCallie in will be a substantial structure his study. Mr. and Mrs. Hancock’s costing about $15,000.  e acre- marriage was the culmination of a age is near old Citico Furnace and high school romance.  e young costs $19,000. v couple left on the Royal Palm for www.hamiltoncountyherald.com Hamilton County Herald Friday, January 2, 2015 | 3 Nominees sought for Chattanooga area HCH Young Woman of Distinction Hamilton County Herald 100 years of service e American Lung Associa- e 29th Annual Women of downloaded from the American third leading cause of death in the tion in Tennessee is asking for the Distinction Awards Luncheon Lung Association in Tennes- United States today. In Tennessee, Telephone 423-602-9270 community’s help in nominating will be held on Friday, April 30 see’s website at www.alatn.org or more than 814,000 children and Fax 423-602-9269 1412 McCallie Ave. outstanding young women for the from 11:15 a.m. to 1:30 p.m. at Facebook. adults are aected by lung disease Chattanooga, TN 37404 2015 Young Women of Distinc- the Chattanooga Convention Nominations are due Monday, such asthma, chronic bronchitis, tion award. Center Ballroom. e event Feb. 2, 2015. ey can be faxed emphysema, and lung cancer. Don Bona Publisher e Young Woman of Dis- honors one Tennessee Woman of to (423) 629-0054, mailed to Individual and table reserva- tinction is a high school senior Distinction plus 12 of the Chat- “American Lung Association in tions for the event will be avail- Susanne Reed who sets herself apart as an tanooga area’s most accomplished Tennessee, 1466 Riverside Dr., able; various sponsorship levels General Manager individual outstanding in leader- women who have distinguished Suite D, Chattanooga TN 37406,” will also be available. Web Editor ship, academics, and character. themselves within their family, or e-mailed to scudabac@mid- Monies raised from the Jay Edwards She serves the Chattanooga area career, and community. landlung.org. Women of Distinction Awards Editor-In-Chief with honor, integrity, enthusiasm, is year, ve Young Women of is annual event bene ts Luncheon help fund medical Karen Dunphy generosity, and compassion, and Distinction will also be honored. the American Lung Association research, advocacy, and education Production Manager has a willingness to take risks Nomination forms are avail- in Tennessee and its mission to here and nationwide. David Laprad and a personal dedication to goal able in the Chattanooga oce by prevent lung disease and promote Source: American Lung As- Assistant Editor achievement. calling (423) 629-1098 or can be lung health. Lung disease is the sociation v Robin Hill Comptroller RADU Continued from page 1 working with the elderly in Everything Radu does is an- ed projects that can change lives,” Melissa Miller rural areas. During this time, other chapter in her own life story she says. “I’m excited about using Legal Notices companion animal.” she learned about how people – a story she hopes will convey my skills in a way that will hope- e FJC will also be hosting a take care of each other in remote the positive impact she had on fully allow me to leave a positive Kay Bona v April Sherrill learning clinic for social work stu- communities. “I also learned a lot her community. “I like complicat- legacy.” Staff Writers dents attending Southern Adven- about faith, because faith was a tist University, who will not only big deal to those people,” she says. Bobby Burton “It was a wonderful experience.” General Sales Manager provide free counseling and other services to clients but also use In time, Southern Adventist Member of: research to bring about change. asked Radu to teach a class. She’d Tennessee Press Association “ey’re going to do lethality as- never thought about teaching but National Newspaper Association sessments with the Chattanooga jumped into the fray, initially to One Source. American Court & Commercial Police Department,” she says. her regret. Newspapers “When an ocer responds to a “I taught Human Behavior in domestic violence call, he or she a Social Environment, and it was will ask a series of questions the terrible,” she says. “My students learning clinic will then score to were mean to me. I was young, Many Solutions. assess risk in that situation.” and I had no experience, and they Radu hopes the FJC, which is knew it.” part of a statewide alliance of jus- Radu stayed the course, though, Member Member  20 15 tice centers,20 will have15 a tremen- and eventually began teaching full Tennessee Press Association dous impactTennessee Press on Association Tennessee, which time. During her tenure at South-  Subscription $ 15 per year has one of the highest rates of ern Adventist, she also eventually  domestic violence in the nation. ran the social work department For Byan electronic mail copy, For an electronic copy,  please go to please go to and helped the department to Single copy • 50 cents “Withinhttp://www.tnpress.com/images/memberlogo.pdf three years, we hope to http://www.tnpress.com/images/memberlogo.pdf have indicators showing we’ve become accredited. Postmaster send Radu’s success at Southern changes of address to: made progress,” she says.  Adventist prompted the Univer- Hamilton County Herald Radu’s childhood would make 1412 McCallie Ave. an interesting story in and of sity of Tennessee of Chattanooga  Chattanooga, TN 37404 itself. She was born in Africa, (UTC), which has just lost its so-  where her family lived until cial work accreditation, to reach Hamilton County Herald she was 12. e abundance of out to Radu. In 2005, she be-  USPS #120710 came chair of UTC’s social work published weekly by violence in the country drove  Hamilton County Herald, Inc., them back to the U.S., where they department, which she helped to Periodicals Postage lived in the northwest for several regain accreditation. e latter paid at years, Radu’s family then moved task was dicult but rewarding.  Chattanooga, Tennessee to Montgomery, Ala., while she “at was one of the most gruel-  attended a private high school in ing experiences I’ve had,” she says, Material published in the Hamilton County Lumberton, Miss. Her rst month “but we were able to design a cut-  Herald is compiled at considerable expense there, someone burned a cross on ting edge curriculum focused on and is for the sole and exclusive use of our Member Member social justice and social change.” subscribers.20 15 school property.20 “I15 had no context Tennessee The contents Press Association of the Hamilton County for whyTennessee because Press Association I hadn’t grown rough such projects as the  Herald may not be republished, resold or re- up there,” she says. creation of free stores and her  produced in any manner, in whole or in part Radu did grow up in a house- own volunteer work in public without the consentFor an electronic of the copy, publisher. Any in- For an electronic copy, please go to housing, Radu learned even more  fringement may beplease subject go to to legal redress. hold in which service to others http://www.tnpress.com/images/memberlogo.pdf http://www.tnpress.com/images/memberlogo.pdf The records contained in the Hamilton was important, so when the time about the power of community.  County Herald are taken from those filed for college arrived, she chose to “When you have a community in the public record and do not necessarily study social work. “My father was engaged in what you’re doing, reflect the financial standing of the parties a pastor, and my mother was a amazing things can happen,” she involved. Care is taken to publish suits, judge-  ments, other documents exactly as they ap- nurse,” she says. “ey taught me says. pear in the public record. However, the Ham- to oer support to people who are Radu had already decided to ilton County Herald assumes no liability for going through things.” leave academia and become a errors or omissions. Persons who rely solely Radu earned an undergraduate consultant when she was given  on these contents do so at their own risk. the opportunity to become ex- Any explanation of these items, as well degree in social work at Southern as correction of any erroneous information, Adventist University and a mas- ecutive director of the FJC. She will be published upon timely notification by ter’s degree in the same eld at accepted the challenge. “is po- proper correspondence. Walla Walla University in Wash- sition appealed to me because I’m  ington. She then secured her not only a clinical social worker,  doctorate degree at Case Western I’m also a systems person,” she Hamilton County Herald Reserve University. says. “And the statewide alli-   The editors are responsible for the Radu’s career in social work ance of justice centers is going to      writing and display of the news, began at Children’s Hospital at create a huge systems change for      data and features in this newspaper. Erlanger/T.C. ompson Chil- Tennessee.” If you have a question or dren’s Hospital in Chattanooga, Outside of work, Radu stays suggestions, you may call during where she handled child abuse busy raising 16-year-old twins normal business hours. cases. ere were no easy days, and managing two hiking groups,      General manager: Susanne Reed she says, but she did meet “a lot of including Chatt Trekkers locally.  423-602-9270 gracious families that taught me a “Wellness helps me to focus on fax: 423-602-9269 lot about life.” the important things in life, and  [email protected] Next, Radu spent four years to relieve stress,” she says.

HCH Ad 2014.p65 1 11/07/2014, 9:31 AM 4 | Friday, January 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

New Lang Sine and fearless predictions!

By Spencer Farris View from the I was waiting in court last week against keys anymore. Besides, pay by credit card or PayPal, so Cheap Seats for a settlement conference. e Siri hates me and Google mocks they won’t be shocked by the lack By William O. “Bill” James, Jr. crowd resembled a Southwest me. of human contact. Or contact Airlines boarding call, only less Voicemail will cease to exist with a lawyer. patient. And without the promise in 2015. My contemporaries and New lawyer awards will Concentrate on of tiny pretzels. even my son call and never leave emerge. Like the country music Behind me was a young lawyer voicemail. ey gure caller ID industry, our profession loves a striking up a conversation with or some sixth sense will let me good pat on the back, and there’s the positive another young lawyer of the op- know they called. I’m guilty of not no better pat than an award. New posite sex. I’ll let you guess which listening to a voicemail that lasts award companies seem to spring ast week, I pushed the idea of forgetting the past as the rst player went where. over 30 seconds anyway. Ditto up overnight. I think some are step to enjoying the holidays. While the past can serve as “Where did you go to law for reading emails that last longer just plaque companies with time Lgreat inspiration to push us forward in life, the past serves school?” than four lines. on their hands to develop a nifty more eciently as an anchor – an anchor that prevents us “[Insert prestigious law school Technology will be even more logo – and voila! I received my from meeting our true potential, and an anchor that prevents name here.]” invasive. Multiple desktop moni- third “nomination” package last us from enjoying life the way we should. e great irony is that “Oh, I went to [less prestigious tors have made it to the court- week. For a mere $2,600, I could dragging the anchor of the past around with us is completely law school name] but I went to house, one of the last bastions of be named as one of the top 10 voluntary – a choice we often make even though the alterna- [fancy college name] for under- old technology. Apple will intro- lawyers in my state. I am guess- tive would be easier. grad. I’m here because [big silk duce pillow computers so we can ing only 10 folks would be willing ey say that it takes less muscles to smile than it does to stocking law rm name] recruited return email in our sleep. Google to cough up the fee, so the award frown. Assuming that’s true, why do we frown when it would me. I wanted a job, preferably a Glass will be replaced by Google would be accurate, albeit incom- be easier to smile? It’s much harder to be in a bad mood than high-paying one. ey chased me Contact Lenses. I tried Google plete. it is to be in a good mood. Whatever the reason for the harder pretty hard, and here I am.” Glass for about three weeks. My People will pay to watch choice is, it really doesn’t make sense. Just like focusing on the My inner curmudgeon, which dork quotient increased threefold, lawyers try cases. I know what bad things in the past can negatively aect your life, choosing to be unhappy takes more eort, yet we still do it. Why don’t is fast becoming my constant as did my collisions with trees you’re thinking – why would folks we choose to be happy? personality, caused me to bite my and other vertical items. I have do that when they can just go to It’s hard to imagine many of the people reading this col- tongue until it almost bled. Given a noticeable tic when my phone court and watch in person? Trials umn being in a position in their lives that things could not be the current status of legal hiring, is more than ve feet from me. were once the big entertainment worse. Just like things can always get better, they can always I was con dent this young lawyer I’ve seen lawyers check their text in town, and will be again. After get worse. e best way to improve your situation is to identify would have crawled across bro- messages during trial. Google Amazon paid about a billion where you want to go and then head in that direction. While ken glass for any job these days. Contact Lenses will be a transi- bucks to get a website where peo- there’s nothing wrong with preparing for alternative outcomes, Still, I don’t begrudge someone tional technology before smart ple watch other people play video we have to head toward the goal we want if we hope to get trying to make a love connection. phones are embedded in our games, why wouldn’t someone there. Becoming a curmudgeon is foreheads. Once our phones are market a website where lawyers Wandering can be dangerous if it doesn’t lead you to where much less painful than I imag- implanted, they’ll take their place pay to watch other lawyers try you want to go. If you’re going to wander, then make sure you ined. When I was a young lawyer amongst the other voices in our cases? Maybe even a TV channel recognize that you’re going to wander around in life without a and thought 50 was old, I as- heads. I expect mine to sound like called Court TV or something. plan. at way, when you wake up and realize your life hasn’t sumed all lawyers over 40 were Moneypenny from James Bond Wait, that didn’t work. Never gone where you “wanted” it to be, you understand how it was grumps anyway. In reality, I’ve movies – back in the Sean Con- mind. you got there. ere’s really nothing wrong with wandering as learned that only most of us are. nery days, of course. Middle aged lawyer man will long as you’re aware you’re doing it. In between railing that “It’s Silk stocking law rms will continue the descent to curmud- Perhaps the best thing you can do for yourself in taking your a Wonderful Life” is not a great oer drive-through windows. geon status. I know, this is not a life in the right direction is to recognize and concentrate on movie but a cheap rip-o of “A As law rms continue their fearless prediction, it’s simply an the positive. Spend your time remembering the good things Christmas Carol,” this is the time digression into regular busi- observation. that have happened and the good things to come. e irony of year when I make my fearless nesses, corners will have to be ©2014 under analysis llc. under of all this is, just like frowning is more dicult but seemingly predictions for next year. As 2014 cut to maximize pro ts. One analysis is a nationally syndicated preferred, concentrating on the negative things in life seems to winds down I’m doing the same. national television law rm led column of the Levison Group. be the default for many of us. Why frown when you can smile? Why be negative when you can be positive? Why concentrate We curmudgeons do love our for bankruptcy – something Spencer Farris is the founding on the bad when you can focus on the good? traditions. law rms rarely do and busi- partner of e S.E. Farris Law Life is a race with one person. at opponent is none other Typing will cease to exist in nesses do regularly. Just like ATM Firm in St. Louis, Mo. He’s one of than yourself. If you do the best you can, that’s all you can do. 2015. Folks with a smart phone machines replaced bank tellers, the top 78 lawyers with a red an- Use your gifts to their fullest, and you’ve done all you can do. have already gotten comfortable drive-through boxes will replace nel shirt and a two-syllable last Push yourself to the limits and experience life as good as it can dictating texts and some emails. fancy law rm oces. Electronic name in the free world. Comments be. Assume you’re going to do your best, and assume things ey even dictate their searches ling has replaced the last minute or criticisms about this column are going to work out for you. on the Internet. I use a speech- dashes to the court house. Or the may be sent c/o this newspaper or When things don’t work out for you as you want, take to-text program in my oce, and printer, to get briefs to take to the directly to the Levison Group via whatever lessons are oered, readjust your goals, and move on. rarely bang my big fat ngers court house. Some clients already email at [email protected]. v Concentrate on the positive. Being positive about life is a key ingredient to all great success stories. at’s true for every- body, especially those of us way up in the CHEAP SEATS! Bill James is a co-founder of the James Law Firm with o ces Tennessee Appellate Court Opinions in Little Rock, Conway and Fayetteville, Ark. His primary area of practice is criminal defense. He can be contacted at Bill@ TNcourts.gov valuation and distribution. e also charged against Husband’s JamesFirm.com. parties were married in 1975. e share of the marital estate Terri Dunn v. William M. wife, Terri Dunn (“Wife”), led $200,000.00 in dissipated assets. Dunn, Jr. for divorce from the husband, Wife has appealed. Discerning no Appeal from the Circuit Court William M. Dunn, Jr. (“Hus- error, we arm. for Hamilton County band”), on September 12, 2011. Dexter Frank Johnson v. State Help reduce prescription drug abuse Case Number: E2014-00706- Following a somewhat protracted of Tennessee COA-R3-CV pre-trial history, the trial was Appeal from the Criminal It is important for prescription drugs to be disposed of properly Authoring Judge: Judge conducted over four non- consec- Court for Hamilton County and not left where they can be diverted or abused omas R. Frierson, II utive days in June and July 2013. Case Number: E2014-00659- Originating Judge: Judge L. ereafter, the trial court issued CCA-R3-ECN Hamilton County Coalition Marie Williams a memorandum opinion valuing Authoring Judge: Judge Ca- Facilitating Community Change Through Date Filed: Monday, Decem- the assets in the marital estate mille R. McMullen Comprehensive Strategies, Capacity Building, ber 22, 2014 and awarding Wife approximately Originating Judge: Judge Collaboration and Neighborhood Problem Solving is is a divorce action involv- 60% and Husband approximately 804 Central Ave., Chattanooga, TN 37403 (423) 305-1449 ing issues of marital property 40% of the estate. e trial court See COURT OPINIONS, page 6 www.hamiltoncountyherald.com Hamilton County Herald Friday, January 2, 2015 | 5

Financial FinancialFocus FocusStan Russell Stan Russell [email protected] these What’s Your Retirement Vision New Year’s When you start out in your career, you’re probably not thinking much about retirement. At this point, your picture of a “retire- mentfinancial lifestyle” may be, at best, resolutions hazy, hidden as it is behind a veil of experiences you’ve yet to encounter. But as you move through the years,ow that your 2015 view is uponof retirement us, you maycomes be intothinking clearer about and making closer focussome — and New this Year’s vision resolutions. will have a Perhapsbig impact you’ll on decideyour savings to take Nup a musical instrument, or hit the gym more often, or even and investment strategies. learn a new language. All these are worthy goals, of course — (Photo by David Laprad) Consequently,but you could toalso create gain andsome implement key bene ts those by workingstrategies to effec- achieve tively,some you’ll nancial need resolutions. to define your retirement vision by identifying its variousHere are parts. a few Here to consider: are some to consider: Ice on the Landing • Fill “gaps” in your investment portfolio. From time to Traveltime, you— If — you’re or possibly like many your people, nancial you advisor, may dream if you of work traveling with duringone — your might retirement. identify “gaps” But what in your does investment “travel” mean portfolio. to you? For Do extended into February youexample, envision you taking might a ndcruise that or you an internationalare making insucient trip every year?prog- Orress is onyour a keyidea goal, of travel such justas saving a short for jaunt a child’s to a popularcollege educa- destina- Chattanooga Presents this to whether school is in session by Volkswagen Chattanooga, tion,tion. such Or you as a might lake or discover the mountains that you or need the tobeach? place e additional difference week announced that the down- or not, is available on the web at operates under the local manage- inresources costs between in a particular global and asset U.S.-based class to achievetravel can proper be enormous, diversi- town outdoor ice skating rink, www.iceonthelanding.com. ment of Chattanooga Presents so cation, you’ll need which to can define help your reduce goals the and impact estimate of market your expenses. volatility Ice on the Landing, will now On New Year’s Eve, Ice on the and is made possible through Secondon your home portfolio. — Once (Keep you in retire,mind, you’llthough, have that to diversi cation make some stay open through Sunday, Feb. Landing will be oering reserved sponsorships from Volkswagen housing-relatedby itself can’t guarantee decisions. pro ts Should or youprotect sell youragainst home loss.) and So “down put - 1. is represents an additional tickets from 11 p.m. to 1 a.m. for Chattanooga, EPB Fiber Optics, size”?“ lling Or portfolio do you wantgaps” to high keep on your your current list of New residence Year’s and nancial possi- three weeks beyond its original a special “late skate.” For a $20 Tennessee Valley Federal Credit blyresolutions. purchase a second home, such as a condominium, in another closing date of Jan. 4. adult ticket or a $15 children’s Union, Mark Hite with Keller part• ofBoost the country? your 401(k) Obviously, contributions. you’ll need If your to factor salary in has these gone “We’ve just seen an over- ticket, skaters will receive 2015 Williams Realty, the Riverfront choicesup with when the new you year, think consider about how boosting to invest your before contributions you retire to whelmingly positive response lighted eye glasses, free souve- Business & Residents Partner- andyour how 401(k) to manage or similar your employer-sponsored withdrawals from your retirement 401(k), plan.IRA and from the general public for nir photos from a photo booth, ship, Children’s Hospital at otherYou may accounts not be during able to your aord retirement. to contribute the maximum an- the rink that we’ve extended and a sparkling cider toast and Erlanger, and Coyote Logistics. Volunteernual amount activities — which — You in 2015 might is think$18,000, that or your $24,000 volunteer if you’re our contract with the ice rink cupcake at midnight. Only Ice on the Landing is also activities50 or older during — but retirement if you increase won’t affectyour contributions your finances everymuch. year, But company to have it stay in place 125 tickets will be sold for this available for birthday parties and ifyou you can are greatly particularly speed ambitious, your progress and towardyour volunteerism your retirement involves through the end of January,” said timeframe. Tickets are currently private rental, as the schedule travel,savings renting goals. space,You can purchasing put this New equipment Year’s resolution and so on, into you eect might Carla Pritchard, owner of Chat- available on site at Ice on the permits. beby looking contacting at some your large human cash resources outlays. orFurthermore, bene ts department if you host as tanooga Presents. e schedule, Landing. Source: Chattanooga peoplesoon as at you your get house, back youto work may in be 2015. incurring some types of liabil- which changes slightly according Ice on the Landing, presented Presents v ity risk,• Eliminate which you “unhealthy” might need investment to address throughhabits. As appropriate part of your insurancegeneral New coverage. Year’s resolutions, you may have decided to cut Hobbiesback on —“carbs” During and your sugar-laced working softyears, drinks, you may with pursue the expecta- your hobbiestion that always these withmoves the could thought help that your you overall can devote health. a But lot youmore Public Art Chattanooga timecan alsoto them make after “unhealthy” you retire. nancial However, moves, expanded such hobbyas chasing activi- af- tiester may“hot” involve stocks expanded(which may costs. already For haveexample, cooled if you’re o by goodthe time withyou cars, nd them) you might or selling decide quality to invest investments in that foreign just because sports cartheir accepting mural submissions ofprice which has you’ve temporarily dreamed. dropped. Or, if you’re Strive fascinatedto focus more by genealogy, intently on Public Art Chattanooga is perhapsyour long-term you’ll start investment traveling strategy,to places as once opposed inhabited to reacting by your to seeking quali cations from art- ancestors.short-term ese stimuli. types of activities can be expensive, so you’ll ists or artist teams for the com- have• Reviewto evaluate your your estate saving, strategy. spending During and anyinvesting given year,habits you to mission and installation of a mu- determinemight experience how to accommodatemajor changes your in your increased life — marriageexpenditures (or re- on ral at 2001 Chestnut St. at West yourmarriage), hobbies. new child, new home, etc. — and these changes will 20th St. in Chattanooga. Up to Secondhave profound career — eects Many on people your lookestate forward plans. Butto retiring whether from or not one three nalists will be selected to careeryou encountered so they can anystart of another these events — opening in 2014, a small it’s a goodbusiness, idea con- develop concept proposals for sultingto look or over even your taking estate a part-time planning job.documents* Clearly, if — you such were as ato will, start this project. is project is made yourliving own trust, business, power someof attorney expenses and wouldso forth be — involved, to make so sure you’ll they possible with a generous grant haveare still to plan current for them. with your Even wishes. if you become It’s especially a consultant important or work to from the Footprint Foundation. partupdate time, bene ciary you could designations incur various on costs, your including insurance travel. policies And, and in Since 2005, public art has relationretirement to these accounts types so of that work, they you are may aligned also havewith insurancethe wishes and played an important role in the healthyou have care expressed issues to address.in your will. And if you haven’t drawn up revitalization eorts through- Byyour identifying estate plans* the various yet, make components a New Year’s of your resolution retirement to do vision, so in out Chattanooga. Some of these and2015 estimating — because their it’s respectivenever too sooncosts, to you take can the make steps those necessary saving, public art initiatives include: spendingto protect and your investment loved ones choices in the thatfuture. can help you work toward a city-wide Biennial Sculpture yourUnlike retirement some dream.New Year’s resolutions, these nancial ones Exhibition, Art on Main, and won’t require a big shift in your lifestyle. But if you can stick to the Main Terrain, a new urban Public Art Chattanooga will install a mural at this location at 2001 Chestnut St. isthem, article they was can written make by Edward a big dierence Jones for use inby your local life. Edward Jones Finan- park and public art installation (Photo by David Laprad) cial Advisor. is article (Member was SIPC) written by Edward Jones for use by your local that was funded in part from a Edward Jones Financial Advisor. (Member SIPC). Contact Stan creative place-making Our Town beauti cation and economic Art Chattanooga manages a col- at [email protected]. grant from the National Endow- development eorts. lection of over 100 permanent e deadline for submissions and 20 temporary works placed Stan Russell, CFP®, AAMS® ment for the Arts in 2011. Like these projects, the Chestnut is Jan. 30 at 4 p.m. throughout the city. ese collec- Financial Advisor Street Gateway Mural will rein- Public Art Chattanooga is tions and programs are supported 1206 Pointe Centre Dr., Ste 180 force the critical role public art the City of Chattanooga’s pub- by city funds and signi cant Chattanooga, TN 37421 plays in lending a sense of place lic art initiative. It is housed in funds from private sources. to a neighborhood, and will con- the department of Economic & Source: Public Art Chatta- 423-894-0058 v tribute to future neighborhood Community Development. Public nooga 6 | Friday, January 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

Defense disputed e case was vigorously Case Digest ment doctor and a psychologist. tinnitus, fractured ribs (six brain injury claim defended with nearly 35 deposi- Prior to the trial, the plain- ribs on the left fractured, four By Virginia Lawyers Weekly tions of fact and expert wit- ti conducted a focus panel. of same were fractured in two nesses and the plainti’s health Verdicts and e panels returned verdicts of places, and two fractured ribs on is is a personal injury case care providers. Liability was approximately $3,000,000, and the right), ail chest, collapsed/ resulting from a car accident contested until the week before Settlements provided invaluable insight in punctured left lung, pulmonary on July 17, 2012, in Chester eld trial. e defendants alleged refuting the defendants’ damages contusion, distal bula fracture County. e plainti was driving that defendant suered a sud- arguments. (ankle), neck and back sprains, a Ford Explorer that was stopped den medical emergency due to e parties attempted to me- scarring to right forearm with for a red light on Rivers Bend a cough syncope (a condition diate the case three weeks before keloid formations Boulevard at its intersection with where a person loses conscious- the trial but the last oer at the Name of case: Mason v. E. Hundred Road. e defendant ness while coughing) which led mediation was $300,000, and the Chenault and Sylvania Lighting was driving a Ford F550 truck him to drive o the road. e last demand was $2,500,000. Services Corp. that weighed 19,500 lbs. west on defendants identi ed Dr. Kevin e plainti asked for Court: Richmond Circuit E. Hundred Road when his ve- Cooper of MCV, a pulmonolo- $6,446,525.29 in closing. e Court hicle drove o the road, crossed gist, to testify that the defendant plainti did not introduce a Case no.: CL13-3949 the median of Rivers Bend Bou- had cough syncope. Liability life care plan or future medical Tried before: Jury levard, and struck the driver’s was admitted shortly after the expenses or future loss of earn- Date resolved: Oct. 29, 2014 side of plainti’s vehicle. e plainti deposed an eyewitness connective tissue injuries. e ings. However, the jury heard Special damages: $81,173.45 impact pushed plainti’s vehicle who saw defendant smoking a evidence showed the plainti evidence from the plainti’s wife (medicals); $40,351.84 (lost 60 feet laterally into a brick wall cigarette in his vehicle before he had permanent pain and swell- and two long-time friends that wages) o the side of the road. e de- drove o the road. ing in his ankle. e plainti had he was not the same person after Demand: $2,400,000 fendant struck one other vehicle e defendants contested the permanent chest pain due to his injury, as he was withdrawn, Oer: $400,000 before hitting plainti’s vehicle. plainti’s claim of a permanent nerve damage from the numer- depressed and would not engage Verdict or settlement: Verdict e defendant was working for mild traumatic brain injury. e ous broken ribs. e plainti in any social activity. e jury Amount: $4,500,000 Sylvania Lighting Services Corp. defendants’ experts argued the also had permanent neck and deliberated for two hours and Attorneys for plainti: Kelly at the time of the crash. plainti’s cognitive problems back pain. However, at trial, the 20 minutes before returning Martin and Jay Tronfeld, Rich- e plainti was self-em- were due to obstructive sleep defendants argued that the plain- with a verdict of $4,500,000 with mond ployed at the time of the acci- apnea and depression, and that ti’s doctors did not adequately interest on the special damages Attorneys for defendant: dent. He started working part- the plainti had tinnitus, head- manage the plainti’s pain. e beginning on the date the plain- Michael A. Montgomery and time as a janitor and grew his aches and memory loss prior to defendants also argued that the ti returned to work. Annmarie DiNardo Cleary, business to a multimillion-dollar the crash. plainti was not doing all that he Type of action: Personal injury Richmond operation with several hundred e defendants did not iden- could to improve his health since – auto accident Insurance carrier: Liberty employees. Due to his injuries, tify an expert to refute the plain- his injury and that he could get Injuries alleged: Mild trau- Mutual Insurance Company the plainti retired. ti’s permanent orthopedic and better if he saw a pain manage- matic brain injury, depression, e Daily Record Newswire

COURT OPINIONS Cont. from page 4 Procedure 36.1. e trial court found it lacked jurisdiction be- Barry A. Steelman cause the sentences have already From the FBI Date Filed: Tuesday, Decem- expired and because the trial ber 23, 2014 court could not determine that When a federal judge recently clients were personal friends from making money – and when they Pro se Petitioner, Dexter Frank the “sentence[s] are illegal.” We sentenced Aubrey Lee Price to Georgia, where Price lived. Some needed funds, he would provide Johnson, appeals the summary determine, because of the broad- 30 years in prison for bank fraud, knew him from church – he gave them. It was the classic Ponzi dismissal of his third motion ness of Rule 36.1, the trial court embezzlement, and other crimes, seminars on how to be a wise scheme.” seeking to reopen his post-con- had jurisdiction to consider the it closed a chapter on the once Christian investor. Others had ere never was an account viction proceedings and/or the motion and that Appellant stated successful businessman’s sensa- been on mission trips with him. with the global investment rm, denial of a writ of coram nobis by a colorable claim, as currently tional criminal saga. Eventually, he consolidated PFG and that initial $5 million was the Criminal Court of Hamilton de ned. Accordingly, the judg- Price went from a devout to about 100 “signi cant inves- just the beginning of Price’s thefts County. He further claims that ment of the Criminal Court is re- Christian minister and trusted - tors,” Sutcli said. from the bank. He eventually the post-1 conviction court erred manded for further proceedings nancial adviser to a schemer who In 2009, unbeknownst to his gained access to more than $21 by failing to appoint counsel consistent with this opinion. wiped out many of his clients’ life clients, Price began gambling million and lost more than $16 to assist him with his petition State of Tennessee v. John savings and then faked his own with their money, making risky million through risky invest- because he is illiterate. Upon our Talley - concurring in results death to avoid taking responsibil- investments. He would later ments – all the while telling the review, we arm the judgment of Appeal from the Criminal ity for what he had done. When falsify documents to hide those bank the money was being used the post-conviction court. Court for Hamilton County a routine trac stop in Georgia transactions. e following year, to purchase securities. In the end, State of Tennessee v. John Case Number: E2014-01313- resulted in his arrest on New he convinced 40 of his clients to Price’s deception resulted in the Talley CCA-R3-CD Year’s Eve in 2013 – nearly 18 invest in a troubled Georgia bank bank’s failure and losses of more Appeal from the Criminal Authoring Judge: Judge months after his disappearance – – near where he had grown up than $70 million. Court for Hamilton County omas T. Woodall Price acknowledged that he had – and pro t by turning the bank In 2012, when he knew his Case Number: E2014-01313- Originating Judge: Judge become a drug dealer. around. house of nancial cards was CCA-R3-CD Barry A. Steelman His well-publicized rise and Price raised $10 million from about to crumble, Price faked his Authoring Judge: Judge Timo- Date Filed: Friday, December fall makes for a fascinating tale, his PFG clients, and bank em- suicide on a boat in Key West, thy L. Easter 26, 2014 but our agents who investigated ployees and area residents put in Florida and ed rst to Mexico Originating Judge: Judge I concur in results only, and the case and who specialize in $4 million. Price – who by this and later to Florida, where he Barry A. Steeleman I write separately in order to white-collar crime are quick to point was on the bank’s board of grew and sold marijuana and oth- Date Filed: Friday, December express my disagreement with the point out that the real focus of directors – was seen as a hero for er drugs, and sometimes served 26, 2014 statement in the lead opinion by this story should not be on Price helping to keep the community as a bodyguard for prostitutes. Appellant, John Talley, appeals Judge Easter that if the sentences but rather on his victims. bank aoat. “He went from clean-cut the trial court’s summary denial have been fully served, “the con- “It’s unbelievably sad,” said But in 2011, Sutcli said, Price preacher and investment adviser of his motion to correct illegal troversy is moot.” I respectfully Special Agent Ed Sutcli in our realized the bank could not be to weed grower and prostitute sentences, imposed over twenty- submit that this conclusion is v Atlanta Field Oce. “Most of turned around and that his inves- escort,” said Sutcli, who spent eight years ago, led pursuant erroneous. Price’s victims had worked 30 or tors stood to lose “a lot of money.” many hours interviewing Price. to Tennessee Rule of Criminal 40 years to save for retirement. He convinced bank ocials to use “He will tell you he made all those ey were living o those funds,” some of the institution’s funds to risky investments trying to earn said Sutcli, who interviewed invest in U.S. securities and was back his clients’ money,” Sutcli The many of the victims while inves- given permission to wire out $5 said. “He will tell you he still con- tigating the case. “ey had to million to an account he said he siders himself a religious person Hamilton County learn from us that Price – their created with a well-known global who prays for his victims – by HCH Herald friend and adviser – was missing, investment rm. name – every day.” and all their money was gone.” “Everyone believed Price was “Like any good con man,” Sut- is available for Price told investigators he on the up and up,” Sutcli said. cli added, “you want to believe Hamilton County Herald $15 a year. got involved in the investment “He had investors, a solid track what he is saying is true. But in business to help fund his mis- record, and there was no reason the end, the words don’t match 1412 McCallie Ave. Chattanooga, TN 37404 Call sion eorts overseas. He worked to doubt his ability or his hon- the actions. And then you think for two well-known investment esty. And keep in mind that his about the victims, who were left 800-420-5103 now! rms and later started his own PFG investors were getting bogus with nothing.” company, PFG. Many of his statements saying they were Source: fbi.gov v www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 Friday, January 2, 2015 | 7

PUBLIC NOTICES

Public Notice of Meetings Committee Meetings and Regular Meet- ONLY, the following described property situated in Hamilton County, Ten- SHALL, conveying certain real property therein described to STEWART dower are expressly waived in said Deed of Trust, and the title is believed ings Hamilton County Board of Commissioners Hamilton County, nessee, to wit: LOCATED IN HAMILTON COUNTY, TENNESSEE: LOT TITLE GUARANTY CO, as Trustee, as same appears of record in the to be good, but the undersigned will sell and convey only as Substitute Tennessee Pursuant to TCA 8-44-103, public meetings of the Hamilton TWO (2) OF THE FINAL PLAT OF THE HILWATHA WILLIAMS, JR. SUB- Register’s Office of Hamilton County, Tennessee recorded April 13, 2009, Trustee. The Property is sold as is, where is, without representations or County Board of Commissioners and Commission Committees will be DIVISION LOT TWENTY-THREE (23) , BURGESS SUBDIVISION OF in Deed Book GI 8900, Page 172; and WHEREAS, the beneficial interest warranties of any kind, including fitness for a particular use or purpose. held, and will transact such business as may lawfully come before them. BLOCK NINETEEN (19), LATTNER FARM AS SHOWN BY PLAT OF RE- of said Deed of Trust was last transferred and assigned to Reverse Mort- THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFOR- Wednesday, January 14, 2015, 9:30 AM, Agenda Preparation Session. CORD IN PLAT BOOK 75, PAGE 150 IN THE REGISTER`S OFFICE OF gage Solutions, Inc. who is now the owner of said debt; and WHEREAS, MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin Wednesday, January 21, 2015, 9:30 AM, Regular Meeting. Committee HAMILTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS the undersigned,Rubin Lublin TN, PLLC, having been appointed as Sub- TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, Meetings Board of Commissioners Committees may meet prior to said HEREBY MADE FOR A MORE FULL AND COMPLETE DESCRIPTION. stitute Trustee by instrument to be filed for record in the Register’s Office TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 meetings at 8:30 AM and/or immediately following said meetings. Meeting SUBJECT TO ANY GOVERNMENTAL ZONING AND SUBDIVISION OR- of Hamilton County, Tennessee. NOW, THEREFORE, notice is hereby Fax: (404) 601-5846 Ad #76059: 2015-01-02 2015-01-09, 2015-01-16 Locations: Regular and Agenda meetings, Courthouse, Room 402, 625 DINANCES IN EFFECT THEREON. SUBJECT TO ALL NOTES, CONDI- given that the entire indebtedness has been declared due and payable, Georgia Avenue, Chattanooga, Tennessee Committees, 8:30 AM meet- TIONS EASEMENTS, COVENANTS AND RIGHT OF WAY SHOWN OF and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has ings, County Commission Office, Room 401, County Courthouse. Com- RECORDED PLAT. Parcel ID: 136L L 001 PROPERTY ADDRESS: The or his duly appointed agent, by virtue of the power, duty and authority occurred in the performance of the covenants, terms and conditions of mittees, after Regular meetings, Commission Conference room adjacent street address of the property is believed to be 1612 Bradt St, Chat- vested and imposed upon said Substitute Trustee will, on January 29, a Deed of Trust dated May 21, 2009, executed by RONNIE J. THERI- to Room 402, County Courthouse. To discuss auxiliary aids or services tanooga, TN 37406. In the event of any discrepancy between this street 2015 at 10:00 AM at the Front Steps of the Hamilton County Courthouse AULT AND SANDRA M. THERIAULT, conveying certain real property needed to facilitate participation, those with disabilities may contact the address and the legal description of the property, the legal description , located in Chattanooga, Tennessee, proceed to sell at public outcry to therein described to TITLE GUARANTY & TRUST, as Trustee, as same ADA Coordinator, Criminal Court Clerk Gwen Tidwell, 600 Market Street, shall control. CURRENT OWNER(S): Hilwatha Williams, Jr. OTHER IN- the highest and best bidder for cash or certified funds ONLY, the following appears of record in the Register’s Office of Hamilton County, Tennes- Room 102, Chattanooga, Tennessee, 37402, (423) 209-7500. Hearing im- TERESTED PARTIES: The sale of the above-described property shall be described property situated in Hamilton County, Tennessee, to wit: ALL see recorded May 28, 2009, in Deed Book GI 8937, Page 614 (see paired callers may use the Tennessee Relay Service, (800) 848-0298 or subject to all matters shown on any recorded plat; any unpaid taxes; any THAT REAL PROPERTY COMMONLY KNOWN AS 1031 OLDE MILL also the Corrected Certificate of Acknowledgment recorded at Book GI (423) 209-6131. W.F. (Bill) Knowles, County Clerk HCH1T-1/2/15 restrictive covenants, easements or set-back lines that may be applicable; LANE, LOCATED IN THE CITY OF HIXSON, COUNTY OF HAMILTON, 10163, Page 518); and WHEREAS, the beneficial interest of said Deed any prior liens or encumbrances as well as any priority created by a fixture STATE OF TENNESSEE, DESCRIBED AS FOLLOWS: IN THE THIRD of Trust was last transferred and assigned to FREEDOM MORTGAGE NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has filing; and to any matter that an accurate survey of the premises might CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: LOT NINE (9), CORPORATION who is now the owner of said debt; and WHEREAS, the occurred in the performance of the covenants, terms and conditions of a disclose. This property is being sold with the express reservation that it is OLDE MILL SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN PLAT undersigned,Rubin Lublin TN, PLLC, having been appointed as Substi- Deed of Trust dated October 21, 2005, executed by Hilwatha Williams, subject to confirmation by the lender or Substitute Trustee. This sale may BOOK 25, PAGE 121, IN THE REGISTER`S OFFICE OF HAMILTON tute Trustee by instrument to be filed for record in the Register’s Office of Jr. , conveying certain real property therein described to EQUI TITLE, be rescinded at any time. The right is reserved to adjourn the day of the COUNTY, TENNESSEE. Parcel ID: 091K-A-009 PROPERTY ADDRESS: Hamilton County, Tennessee. NOW, THEREFORE, notice is hereby given as Trustee, as same appears of record in the Register’s Office of Hamil- sale to another day, time, and place certain without further publication, The street address of the property is believed to be 1031 OLDE MILL that the entire indebtedness has been declared due and payable, and ton County, Tennessee recorded November 3, 2005, in Deed Book 7735, upon announcement at the time and place for the sale set forth above. LANE, HIXSON, TN 37343. In the event of any discrepancy between this that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or Page 223-238; and WHEREAS, the beneficial interest of said Deed of All right and equity of redemption, statutory or otherwise, homestead, and street address and the legal description of the property, the legal descrip- his duly appointed agent, by virtue of the power, duty and authority vested Trust was last transferred and assigned to Wells Fargo Bank N.A., As dower are expressly waived in said Deed of Trust, and the title is believed tion shall control. CURRENT OWNER(S): EMORY DAVID MARSHALL and imposed upon said Substitute Trustee will, on January 29, 2015 at Trustee, For Carrington Mortgage Loan Trust, Series 2006-NC1 Asset- to be good, but the undersigned will sell and convey only as Substitute OTHER INTERESTED PARTIES: SECRETARY OF HOUSING AND UR- 10:00 AM at the Front Steps of the Hamilton County Courthouse , located Backed Pass-Through Certificates who is now the owner of said debt; Trustee. The Property is sold as is, where is, without representations or BAN DEVELOPMENT The sale of the above-described property shall be in Chattanooga, Tennessee, proceed to sell at public outcry to the highest and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been warranties of any kind, including fitness for a particular use or purpose. subject to all matters shown on any recorded plat; any unpaid taxes; any and best bidder for cash or certified funds ONLY, the following described appointed as Substitute Trustee by instrument to be filed for record in the THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFOR- restrictive covenants, easements or set-back lines that may be applicable; property situated in Hamilton County, Tennessee, to wit: IN THE CITY Register’s Office of Hamilton County, Tennessee. NOW, THEREFORE, MATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin any prior liens or encumbrances as well as any priority created by a fixture OF CHATTANOOGA, HAMILTON COUNTY, TENNESSEE: LOT FOUR notice is hereby given that the entire indebtedness has been declared TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, filing; and to any matter that an accurate survey of the premises might (4), CORRECTIVE PLAT OF BARDWOOD ESTATES SUBDIVISION, AS due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 disclose. This property is being sold with the express reservation that it is SHOWN BY PLAT OF RECORD IN PLAT BOOK 29, PAGE 138, IN THE Substitute Trustee or his duly appointed agent, by virtue of the power, Fax: (404) 601-5846 Ad #76038: 2015-01-02 2015-01-09, 2015-01-16 subject to confirmation by the lender or Substitute Trustee. This sale may REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. THIS duty and authority vested and imposed upon said Substitute Trustee will, be rescinded at any time. The right is reserved to adjourn the day of the CONVEYANCE MADE SUBJECT TO THE FOLLOWING: SIXTEEN (16) on January 29, 2015 at 10:00 AM at the Front Steps of the Hamilton NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has sale to another day, time, and place certain without further publication, FOOT UTILITY EASEMENT AS SHOWN, DESCRIBED OR NOTED ON County Courthouse , located in Chattanooga, Tennessee, proceed to sell occurred in the performance of the covenants, terms and conditions of upon announcement at the time and place for the sale set forth above. RECORDED PLAT. ELECTRIC POWER BOARD EASEMENT AS SET OUT IN INSTRUMENT RECORDED IN BOOK 2022, PAGE 104, IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. BUILD- ING REQUIREMENTS AS SHOWN, DESCRIBED OR NOTED ALL RE- CORDED PLAT. ANY GOVERNMENTAL ZONING AND SUBDIVISION CHATTANOOGA BUILDING PERMITS ORDINANCES IN EFFECT THEREON. ALL NOTES, STIPULATIONS, RESTRICTIONS, EASEMENTS, CONDITIONS, AND REGULATIONS BUILDING ______LAND DISTURBING ______AS SHOWN, DESCRIBED OR NOTED ON RECORDED PLAT. Parcel 14-12115 12/23/14 706 Elinor St Chattanooga, TN 37405 Residential $5,000 14-40689 12/23/14 623 W Bell Ave Chattanooga, TN 37405 Residential $5,000 ID: 109K-B-001.03 PROPERTY ADDRESS: The street address of the 14-12116 12/23/14 623 W Bell Ave Chattanooga, TN 37405 Residential $5,000 14-40690 12/23/14 706 Elinor St Chattanooga, TN 37405 Residential $5,000 property is believed to be 409 BARDWOOD LN, HIXSON, TN 37343. In 14-12119 12/23/14 1104 N Hawthorne St Chattanooga, TN 37406 Residential $6,000 MECHANICAL ______the event of any discrepancy between this street address and the legal 14-12120 12/23/14 2735 Kanasita Dr Hixson, TN 37343 Industrial $47,000 14-50937 12/22/14 720 Old Dallas Rd Chattanooga, TN 37405 Residential $10,350 description of the property, the legal description shall control. CURRENT 14-12123 12/24/14 7365 Volkswagen Dr Chattanooga, TN 37416 Industrial $70,000 14-50938 12/22/14 505 Riverfront Pkwy Chattanooga, TN 37402 Commercial $13,000 OWNER(S): RONNIE J. THERIAULT AND SANDRA M. THERIAULT ELECTRICAL ______14-50939 12/22/14 710 Cherokee Blvd Chattanooga, TN 37405 Commercial $500 OTHER INTERESTED PARTIES: DEPARTMENT OF THE NEIGHBOR- 14-22486 12/22/14 502 Hamilton Ave Chattanooga, TN 37405 Residential $4,800 14-50940 12/22/14 2110 Wisteria Dr Hixson, TN 37343 Residential $22,000 HOOD SERVICES DIVISION OF THE CITY OF CHATTANOOGA, TEN- 14-22487 12/22/14 309 E Main St Chattanooga, TN 37408 Commercial $24,780 14-50941 12/22/14 5469 Bungalow Cir Hixson, TN 37343 Residential $5,000 NESSEE The sale of the above-described property shall be subject to all 14-22488 12/22/14 2507 Dodson Ave Chattanooga, TN 37406 Residential $800 14-50942 12/22/14 843 Dry Branch Ct Chattanooga, TN 37419 Residential $9,000 matters shown on any recorded plat; any unpaid taxes; any restrictive 14-22489 12/22/14 2008 Avalon Ave Chattanooga, TN 37415 Residential $2,500 14-50943 12/22/14 4880 Preserve Dr Chattanooga, TN 37416 Residential $8,500 covenants, easements or set-back lines that may be applicable; any prior 14-22490 12/22/14 514 River St #514 Chattanooga, TN 37405 Residential $400 14-50944 12/23/14 23 Lilac Ave Chattanooga, TN 37419 Commercial $22,500 liens or encumbrances as well as any priority created by a fixture filing; 14-22491 12/22/14 5526 Miller Dr Chattanooga, TN 37411 Residential $1,800 14-50945 12/23/14 1070 Reunion Dr Chattanooga, TN 37421 Residential $3,265 and to any matter that an accurate survey of the premises might disclose. 14-22492 12/22/14 5969 Brainerd Rd Chattanooga, TN 37421 Meter $0 14-50946 12/23/14 360 Derby Cir Chattanooga, TN 37404 Residential $8,000 This property is being sold with the express reservation that it is subject 14-22493 12/22/14 506 Young Ave Chattanooga, TN 37405 Residential $4,000 14-50947 12/23/14 506 Iron Wood Trl Chattanooga, TN 37421 Residential $10,000 to confirmation by the lender or Substitute Trustee. This sale may be re- 14-22494 12/22/14 4001 Clio Ave Chattanooga, TN 37407 Residential $1,000 PLUMBING ______scinded at any time. The right is reserved to adjourn the day of the sale 14-22495 12/22/14 2127 Burnt Hickory Dr Chattanooga, TN 37421 Residential $7,500 14-61413 12/22/14 636 Valley Bridge Rd Chattanooga, TN 37415 Residential $6,000 to another day, time, and place certain without further publication, upon 14-22496 12/22/14 809 Shallowford Rd Chattanooga, TN 37411 Commercial $2,000 14-61414 12/22/14 6415 Forest Meade Dr Hixson, TN 37343 Residential $3,000 announcement at the time and place for the sale set forth above. All right 14-22497 12/23/14 1132 Market St, Suite# 402 Chattanooga, TN 37402 Commercial $42,000 14-61415 12/22/14 271 Northgate Mall Dr Chattanooga, TN 37415 Commercial $18,000 and equity of redemption, statutory or otherwise, homestead, and dower 14-22498 12/23/14 23 Lilac Ave Chattanooga, TN 37419 Commercial $20,000 14-61416 12/22/14 431 E Mlk Blvd Ste 120 Chattanooga, TN 37403 Commercial $3,850 are expressly waived in said Deed of Trust, and the title is believed to be 14-22499 12/23/14 4500 Touch Me Not Trl Chattanooga, TN 37415 Residential $400 14-61417 12/22/14 1805 Chamberlain Ave Chattanooga, TN 37404 Residential $4,000 good, but the undersigned will sell and convey only as Substitute Trustee. 14-22500 12/23/14 427 Guess Cir Chattanooga, TN 37415 Residential $1,150 14-61418 12/22/14 1651 Gunbarrel Rd Ste#302 Chattanooga, TN 37421 Commercial $12,000 The Property is sold as is, where is, without representations or warranties 14-22501 12/23/14 2013 Cooley St Chattanooga, TN 37406 Residential $75 14-61419 12/22/14 2110 Wisteria Dr Hixson, TN 37343 Residential $20,000 14-22502 12/23/14 1836 Auburndale Ave Chattanooga, TN 37405 Residential $1,500 14-61420 12/23/14 2352 Robbins St Chattanooga, TN 37406 Residential $4,000 of any kind, including fitness for a particular use or purpose. THIS LAW 14-22503 12/23/14 429 Wayne Ave Chattanooga, TN 37405 Residential $4,750 14-61421 12/23/14 610 Mooremont Ter Chattanooga, TN 37411 Residential $500 FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- 14-22504 12/23/14 1823 Auburndale Ave Chattanooga, TN 37405 Residential $450 14-61422 12/24/14 4216 Seneca Ave Chattanooga, TN 37409 Residential $1,000 TAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, 14-22505 12/23/14 423 Wayne Ave Chattanooga, TN 37405 Residential $4,750 14-61423 12/24/14 431 E Mlk Blvd Ste 120 Chattanooga, TN 37403 Commercial $8,000 Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 14-22506 12/24/14 2008 S Holly St Chattanooga, TN 37404 Commercial $8,000 SIGN ______www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) GAS ______14-70749 12/23/14 5082 S Terrace East Ridge, TN 37412 Permanent $19,900 601-5846 Ad #76060: 2015-01-02 2015-01-09, 2015-01-16 14-30545 12/23/14 3013 Rossville Blvd Chattanooga, TN 37407 Commercial $800 14-70791 12/24/14 4267 Benton Dr Chattanooga, TN 37406 Demolition $5,000 14-30546 12/23/14 360 Derby Cir Chattanooga, TN 37404 Residential $250 14-70793 12/24/14 7610 Hamilton Park Dr Chattanooga, TN 37421 Demolition $5,000 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has 14-30547 12/23/14 506 Iron Wood Trl Chattanooga, TN 37421 Residential $1,000 occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 29, 2006, executed by AMORA E. at public outcry to the highest and best bidder for cash or certified funds a Deed of Trust dated April 1, 2009, executed by EMORY DAVID MAR- All right and equity of redemption, statutory or otherwise, homestead, and O`NEILL AND RICHARD W. O`NEILL, conveying certain real property therein described to TITLE INSURANCE COMPANY, as Trustee, as same Deeds With Consideration Of $150,000 Or More December 1-5, 2014 appears of record in the Register’s Office of Hamilton County, Tennes- Grantor Grantee Address Legal Description Parcel # Price see recorded January 2, 2007, in Deed Book GI 8199, Page 481; and 1220 King Street LLC Rivermont King Street LLC $1,300,000 WHEREAS, the beneficial interest of said Deed of Trust was last trans- H-M Georgia LLC Truck Service Co Inc L:6 Chattanooga $665,000 ferred and assigned to U.S. Bank National Association, as Trustee, in trust for registered holders of First Franklin Mortgage Loan Trust, Mort- Bragg Point Properties LLC Chandler, Luther Frank Jr; Chandler, Pamela H $590,000 gage Loan Asset-Backed Certificates, Series 2007-FF2 who is now the Khan, Haider; Khan, Shazia Soni, Harish; Soni, Renuka 1966 Waterbury Ln L:12 Emerald Valley - Phase 1 172B B 013 $565,000 owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, M H A S Properties LLC Agree Limited Partnership 3201 Dayton Blvd L:PT 1 117E J 013 $557,429 PLLC, having been appointed as Substitute Trustee by instrument to be Witt, Jessica; Witt, Jonathan Cooper, Christian F; Cooper, Cynthia W 629 Peregrine Pl L:75 Cummings Cove Golf Club 153E B 014 $495,000 filed for record in the Register’s Office of Hamilton County, Tennessee. Ph 1 NOW, THEREFORE, notice is hereby given that the entire indebtedness Chandler, Luther Frank Jr; Chandler, Pamela Hames Kornrumpf, Anna L; Kornrumpf, Donald A 55 Cool Springs Rd L:297 Hidden Brook Addn To Birnam 098H E 012 $447,000 has been declared due and payable, and that the undersigned, Rubin Wd Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by Mccoy Homes Inc Simpson, Dana; Simpson, Robert $396,972 virtue of the power, duty and authority vested and imposed upon said Bell, Candace E; Bell, Michael A Shepherd, Lynette A; Shepherd, Michael D 7829 Stonehenge Dr L:6 139F E 009 $380,000 Substitute Trustee will, on January 29, 2015 at 10:00 AM at the Front Thomas, Anne Ahbe; Thomas, W Neil III Jager, Elaine; Jager, Joel K 616 W Sunset Rd 166L C 018 $375,000 Steps of the Hamilton County Courthouse , located in Chattanooga, Ten- Chambers, Michael W; Chambers, T Jean Skiba, Angie M; Skiba, Timothy J 11200 Captains Cove Dr L:4 The Cove At Pine Harbor 049O C 004 $359,900 nessee, proceed to sell at public outcry to the highest and best bidder Mctaggart, Martha J; Mctaggart, Michael K Puzan, Catherine; Puzan, David L 9348 Bronze Branch Ln L:133 Crystal Brook Ph 4 161P A 004 $356,000 for cash or certified funds ONLY, the following described property situ- Driver, Bobbie Kenneth; Driver, Mary Ann Dooley, Deborah A; Dooley, Kenneth G N Shore Acres Rd L:6 Lasley Land Development 042C A 026 $341,000 ated in Hamilton County, Tennessee, to wit: LOCATED IN THE SECOND Ds Issa Construction LLC Clark, Danielle; Clark, Tanner Rand 9972 Meadowstone Dr L:126 173A D 106 $332,900 CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: LOT THREE Duby, Benjamin R; Duby, Jessica Y Englehardt, Jason; Englehardt, Rebecca $320,000 (3), FINE ESTATES SUBDIVISION, AS SHOWN BY PLAT OF RECORD K & M Builder & Developer Inc Rusk, Thomas C II; Rusk, Tia W 7717 Peppertree Dr L:80 Mc Kenzie Farm 114G C 016 $314,900 IN PLAT BOOK 35, PAGE 25, IN THE REGISTER`S OFFICE OF HAM- Ijg Inc; Ival Goldstein Properties Inc Mcguire, Anastasia ; Mcguire, Joseph L 2174 Holden Farm Pl L:655 Whisper Creek Phase 2 172J E 016 $310,000 ILTON COUNTY, TENNESSEE. SUBJECT TO: ANY GOVERNMENTAL Ramsey, Gregg A; Ramsey, Judi K Bailey, Betsy E; Bailey, Douglas H Jr 9582 Wiltshire Dr L:132 Wellesley Sub Ph 3 140N F 018 $309,000 ZONING AND/OR SUBDIVISION ORDINANCE OR REGULATION IN EFFECT THEREON. RESTRICTIONS AS SET OUT IN THAT INSTRU- Pratt Homebuilders LLC Perri, Janice H; Perri, Mario Anthony 3706 Hearthstone Cir L:67 118F G 009 $302,900 MENT RECORDED IN BOOK 2713, PAGE 185, REGISTER`S OFFICE Newport Construction Inc Henderson, Demond Alexander 8085 Fox Glove Dr L:385 114H E 008 $289,900 OF HAMILTON COUNTY, TENNESSEE. PROVISIONS AS SET OUT Museum Bluff Condos LLC Pickett, Donna; Rogers, Chris Chattanooga $282,000 IN THAT INSTRUMENT REGARDING SUBDIVISION PLATS OF RE- Lenox Trace Matarazzo, Cathy E $278,208 CORD IN BOOK 2116, PAGE 186, REGISTER`S OFFICE OF HAMILTON Rtb Holdings LLC Frasier, Ashley Nichole; Perkerson, Phillip Brent $277,422 COUNTY, TENNESSEE. TWENTY (20) FOOT UTILITY EASEMENT AS Pineview Terrace LLC Smith, Martishia $270,000 SHOWN ON RECORDED PLAT. Parcel ID: 085E-A-033.00 PROPERTY Wall, Martha; Wall, Terry Wininger, Ellen R; Wininger, Steven $268,000 ADDRESS: The street address of the property is believed to be 7128 FINE Mcdonald, Timothy W Nanda, Gautam 705 East Brow Rd L:41B 167A F 009 $265,000 LANE, HARRISON, TN 37341. In the event of any discrepancy between Martin, Kathleen E; Martin, Larry R Jr Haas, George A; Haas, Leanne N 8433 Gracie Mac Ln L:104 104B A 050 $265,000 this street address and the legal description of the property, the legal de- Vital, Greg A Trust For Public Land L:54 Chattanooga $260,000 scription shall control. CURRENT OWNER(S): AMORA E. O`NEILL AND Orwick, Bonnie L; Orwick, Rodney L Nottis, Aaron F; Nottis, Kyle E 2301 Watershore Dr L:49 Shoreline Sub 075E E 049 $256,250 RICHARD W. O`NEILL OTHER INTERESTED PARTIES: Mortgage Elec- Down South Homes LLC Demarche, David; Demarche, Karen 7340 Huntley Ln L:6 Chattanooga $255,000 tronic Registration Systems, Inc., (”MERS”), acting solely as a nominee Wilt, Mary Shirley; Wilt, Shirley Jacinto, Rosalva; Jacinto, Sergio $250,000 for FIRST FRANKLIN A DIVISION OF NATIONAL CITY BANK, CENTER Family Trust Of Henry G Kellerhals Sr; Harris, Katherine R; Harris, Mark A 6400 Ginger Ln L:1 Ware Branch 059N A 026.01 $250,000 FOR COMPREHENSIVE MEDICINE, MIDLAND FUNDING LLC, AS AS- Harris TrSheila K; Irrevocable Joint Kellerhals Family Trust SIGNEE OF ”PROVIDIAN” The sale of the above-described property Norton, Julie E; Norton, Kenneth L Southern Adventist University Inc 4449 Suhrie Rd L:45 Green Meadows 3Rd Unit 151J A 035 $242,500 shall be subject to all matters shown on any recorded plat; any unpaid Adluru, Neeraja; Chamarti, Ravi K Martin, Donald; Martin, Elaine 8424 Refuge Ln L:200 Meadow Stream Iv 114O B 027 $241,500 taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority Hardrock Homes Inc Baker, Monona Ann; Baker, Terry Wayne Sr 7022 Homestead Cir L:46 Southland Pointe Sub 091D F 011 $239,900 created by a fixture filing; and to any matter that an accurate survey of Carter, Duane C; Carter, Kelly Ward Rathod, Anita; Rathod, Sanjay G 2288 Gibbons Rd L:89 Belleau Woods Sub II 159C H 025 $235,000 the premises might disclose. This property is being sold with the express Hobbs, Bryan M; Hobbs, Lauren A Davis, Candice; Davis, Jordan D 8332 Witherow Way L:150 131J C 025 $220,000 reservation that it is subject to confirmation by the lender or Substitute Scott Seagle Construction & Development Inc Dominic, Sibi 8430 Keystone Cir L:35 Keystone Sub 171G A 007.33 $220,000 Trustee. This sale may be rescinded at any time. The right is reserved to Himmelsbach, Ann P; Himmelsbach, Robert P Purcell Tr Robert; Rev Trust Agrmnt Of Robert L Purcell 8287 Chula Creek Rd L:51 Channing Creek Townhomes 159G B 006.77 $209,620 adjourn the day of the sale to another day, time, and place certain without Skinner, Kristyn P; Skinner, Patrick L Miller, Carl W; Miller, Tabitha G 2315 Chimney Hills Dr L:16 Chimney Hills Sub Phase I 075N K 014 $205,000 further publication, upon announcement at the time and place for the sale Sea Breeze LLC Inman, Madlene L; Inman, Robert L 6330 Stoney River Rd L:6 068M B 006 $205,000 set forth above. All right and equity of redemption, statutory or otherwise, Meers, Garrett; Meers, Rebecca Toussaint, Dhonielle; Toussaint, Hercule Junior 8234 Towncreek Cir L:62 Seven Lakes P.U.D Ph 1 104K A 006 $203,100 homestead, and dower are expressly waived in said Deed of Trust, and Adcock, Dewey Lamar; Adcock, Dewey Lamarr; Adcock, Lana R Kyle, Danielle ; Kyle, Timothy Jeron 1014 Wedgewood Dr L:10 Wedgewood #2 171E F 014 $201,000 the title is believed to be good, but the undersigned will sell and convey Northwest Georgia Bank Lee Parkway Properties Trust 3984 Ringgold Rd L:2 Chattanooga $200,000 only as Substitute Trustee. The Property is sold as is, where is, without Northwest Georgia Bank Lee Parkway Properties Trust 5987 Brainerd Rd Chattanooga $200,000 representations or warranties of any kind, including fitness for a particular Rusk, Thomas C II; Rusk, Tia W Murphy, Gerry L; Murphy, John W 7005 Buttercup Ln L:111 Hunter Glen 113P D 011 $196,000 use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. Hodges, Joseph; Hodges, Joseph C; Hodges, Larry; Watkins, Betty J $195,269 ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Hodges, Sarah Ruth; Lockwood, Linda Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Williams, Lena Plate Pillai, Jamie Maria; Pillai, Suyambunathan 1123 Glamis Cir L:11 Birnam Wood 098I C 046 $193,500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) Mdr Development LLC Tennessee Valley Railroad Museum Inc L:PT 6 Chattanooga $192,000 813-0992 Fax: (404) 601-5846 Ad #76178: 2015-01-02 2015-01-09, Hartsell, James A; Hartsell, Lindsey Cutler, Jacob B; Cutler, Kathleen R 8396 Lady Slipper Rd L:18 Molly’s Meadow 171J F 057 $189,000 See NOTICES, page 8 8 | Friday, January 2, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

NOTICES Continued from page 7 2015-01-02 2015-01-09, 2015-01-16 876; all of record in the Hamilton County Register’s Office. Party entitled to OF HAMILTON COUNTY, TENNESSEE: Lot Fifteen (15) and the North enforce security interest: Trustmark National Bank, its successors and as- half of Lot Sixteen (16), Biltmore Section No. One, Duncan Hills, as shown SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- signs The following real estate located in Hamilton County, Tennessee, will in Plat Book 14, page 69, in the Register’s Office of Hamilton County, Ten- 2015-01-16 ary 29, 2015 at 10:00AM local time, at the west door of the Hamilton be sold to the highest call bidder subject to all unpaid taxes, prior liens and nessee. According to said plat said lot and part of lot make one tract more County Courthouse, 615 Walnut Street, Chattanooga, TN 37402 pursuant encumbrances of record: Land in Hamilton County, Tennessee, being Lot particularly described as beginning at a point in the East line of Alden Av- NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has to Deed of Trust executed by Frances E. Ledford, unmarried, to Kerry No. One Hundred Eighteen (118) on the plan of Valleybrook Park P.U.D., enue 1,082.8 feet Southeast of Lynda Drive; thence South along said East occurred in the performance of the covenants, terms and conditions of a Webb, Trustee, as trustee for Mortgage Electronic Registration Systems, Unit One (1), of record in Plat Book 34, Page 39, Register’s Office for line 97.5 feet; thence East across Lot Sixteen (16) a distance of 194 feet, Deed of Trust dated October 31, 2006, executed by JEANNE C. TIMS, Inc. (”MERS”), solely as nominee for Acopia, LLC, a corporation on June said County, to which plan reference is hereby made for a more complete more or less, to a point in its East line; thence Northwest 139.35 feet to conveying certain real property therein described to FIRST AMERICAN 30, 2010 at Book GI 9199, Page 251, Instrument No. 2010070200256; description. Parcel Number: 101A A 050.02 Current Owner(s) of Property: the North line of Lot Fifteen (15); thence West along said North line 124.4 TITLE INS CO, as Trustee, as same appears of record in the Register’s corrected by Affidavit of Correction of record in Book GI 10358, Page 930; Marlene J. Mackesy Street Address: 6441 Brookmead Circle, Hixson, feet to point of beginning. REFERENCE is made for prior title to Deed Office of Hamilton County, Tennessee recorded January 10, 2007, in Deed conducted by Shapiro & Kirsch, LLP having been appointed Substitute Tennessee 37343 Any property address provided is not part of the legal of record in Book 7768, page 785, in the Register’s Office of Hamilton Book GI 8207, Page 61; and WHEREAS, the beneficial interest of said or Successor Trustee, all of record in the Hamilton County Register’s Of- description of the property sold herein and in the event of any discrepancy, County, Tennessee. SUBJECT TO all easements and stipulations shown Deed of Trust was last transferred and assigned to U.S. Bank National fice. Default has occurred in the performance of the covenants, terms, and the legal description referenced herein shall control. SALE IS SUBJECT on said plat. SUBJECT TO restrictions as set out in instruments recorded Association, as trustee, in trust for registered holders of First Franklin conditions of said Deed of Trust and the entire indebtedness has been TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- in Book 807, page 56 and in Book 865, page 426, in the Register’s Office Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Se- declared due and payable. Party Entitled to Enforce the Debt: Wells Fargo tion, statutory and otherwise, and homestead are expressly waived in said of Hamilton County, Tennessee, but omitting any covenant or restriction ries 2006-FF18 who is now the owner of said debt; and WHEREAS, the Bank, NA, its successors and assigns The following real estate located in Deed of Trust, and the title is believed to be good, but the undersigned based on race, color, religion, sex, handicap, familial status or national undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Hamilton County, Tennessee, will be sold to the highest call bidder: De- will sell and convey only as Substitute Trustee. If you purchase a property origin unless and only to the extent that said covenant (a) is exempt un- Trustee by instrument to be filed for record in the Register’s Office of Ham- scribed property located at Hamilton County, Tennessee, to wit: Located at the foreclosure sale, the entire purchase price is due and payable at der Chapter 42, Section 3607 of the United States Code or (b) relates to ilton County, Tennessee. NOW, THEREFORE, notice is hereby given that in the City of Chattanooga of Hamilton County, Tennessee: Lot Three (3) the conclusion of the auction in the form of a certified/bank check made handicap but does not discriminate against handicapped persons. Street the entire indebtedness has been declared due and payable, and that the of Final Plat of Raymond Smith Subdivision, as shown by plat record- payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks Address: 130 Alden Avenue, Chattanooga, Tennessee 37405 Parcel undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly ed in Plat Book 72, Page 49, revised in Plat Book 83, Page 116, in the will be accepted. To this end, you must bring sufficient funds to outbid Number: 126F C 006 Current Owner(s) of Property: Karina M. Butterfield appointed agent, by virtue of the power, duty and authority vested and Register’s Office of Hamilton County, Tennessee. TOGETHER WITH an the lender and any other bidders. Insufficient funds will not be accepted. The street address of the above described property is believed to be 130 imposed upon said Substitute Trustee will, on January 29, 2015 at 10:00 exclusive permanent easement for that part of the asphalt driveway appur- Amounts received in excess of the winning bid will be refunded to the Alden Avenue, Chattanooga, Tennessee 37405, but such address is not AM at the Front Steps of the Hamilton County Courthouse , located in tenant to said Lot Three (3), which is located upon Lot One (1) of said sub- successful purchaser at the time the foreclosure deed is delivered. This part of the legal description of the property sold herein and in the event of Chattanooga, Tennessee, proceed to sell at public outcry to the highest division, as shown on Final Plat of Raymond Smith Subdivision referred to property is being sold with the express reservation that the sale is subject any discrepancy, the legal description herein shall control. SALE IS SUB- and best bidder for cash or certified funds ONLY, the following described above. The course of Grantor’s interest is found in Deed recorded in Book to confirmation by the lender or trustee. This sale may be rescinded at JECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to property situated in Hamilton County, Tennessee, to wit: LOCATED IN 9105, Page 678, in the Register’s Office of Hamilton County, Tennessee. any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro all matters shown on any applicable recorded plat any unpaid taxes; and THE 2ND CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: BE- Subject to rights, reservations, restrictions, limitations, easements, condi- & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN any restrictive covenants, easements, or setback lines that may be ap- ING LOT 32, SAVANNAH ESTATES, UNIT II, AS SHOWN ON PLAT OF tions and stipulations as shown, described or noted on plat recorded in 38117 Phone (901)767-5566 Fax (901) 761-5690 www.kirschattorneys. plicable; any statutory right of redemption of any governmental agency, RECORD IN PLAT BOOK 44, PAGE 1, IN THE REGISTER`S OFFICE, Plat Book 72, Page 49, in the Register’s Office of Hamilton County, Ten- com S&K14-062783 HCH3T-1/2,1/9,1/16/15 state or federal; any prior liens or encumbrances as well as any priority HAMILTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS nessee. Subject to rights, reservations restrictions, limitations, easements, created by a fixture filing; and to any matter that an accurate survey of the HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID conditions and stipulations as shown, described or noted on plat recorded SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- premises might disclose. All right of equity of redemption, statutory and PROPERTY. Parcel ID: 085K-A-033 PROPERTY ADDRESS: The street in Plat Book 83, Page 116, in the Register’s Office of Hamilton County, ary 10, 2015 at 12:00PM local time, at the west door, Hamilton County otherwise, and homestead are expressly waived in said Deed of Trust, and address of the property is believed to be 6920 PINE HAVEN DR, HAR- Tennessee. Subject to conditions and easements of record in Book 2116, Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to the title is believed to be good, but the undersigned will sell and convey RISON, TN 37341. In the event of any discrepancy between this street Page 186, in the Register’s Office of Hamilton County, Tennessee. Street Deed of Trust executed by Deborah A. Bruner and Edward C. Bruner, only as Substitute Trustee. The right is reserved to adjourn the day of the address and the legal description of the property, the legal description Address: 1605 Bush Road, Chattanooga, Tennessee 37421 Parcel Num- wife and husband, as joint tenants with right of survivorship and not as sale to another day, time, and place certain without further publication, shall control. CURRENT OWNER(S): JEANNE C. TIMS OTHER INTER- ber: 159H-A-015 Current Owner(s) of Property: Frances E. Ledford The tenants in common, to Lenders First Choice, Trustee, on February 8, 2006 upon announcement at the time and place for the sale set forth above. If ESTED PARTIES: LISA Z. BOWMAN, Mortgage Electronic Registration street address of the above described property is believed to be 1605 at Book GI 7859, Page 297; all of record in the Hamilton County Regis- you purchase a property at the foreclosure sale, the entire purchase price Systems, Inc., solely as nominee for First Franklin A Division of National Bush Road, Chattanooga, Tennessee 37421, but such address is not ter’s Office. Party entitled to enforce security interest: Nationstar Mortgage is due and payable at the conclusion of the auction in the form of a certi- City Bank The sale of the above-described property shall be subject to part of the legal description of the property sold herein and in the event of LLC, its successors and assigns The following real estate located in Ham- fied/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. all matters shown on any recorded plat; any unpaid taxes; any restrictive any discrepancy, the legal description herein shall control. SALE IS SUB- ilton County, Tennessee, will be sold to the highest call bidder subject to No personal checks will be accepted. To this end, you must bring sufficient covenants, easements or set-back lines that may be applicable; any prior JECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to all unpaid taxes, prior liens and encumbrances of record: The following funds to outbid the lender and any other bidders. Insufficient funds will liens or encumbrances as well as any priority created by a fixture filing; all matters shown on any applicable recorded plat any unpaid taxes; and described real estate, to wit:. Located in the Third Civil District of Hamilton not be accepted. Amounts received in excess of the winning bid will be and to any matter that an accurate survey of the premises might disclose. any restrictive covenants, easements, or setback lines that may be ap- County, Tennessee: Lot Three (3), Pete Roberts Subdivision, as shown refunded to the successful purchaser at the time the foreclosure deed is This property is being sold with the express reservation that it is subject plicable; any statutory right of redemption of any governmental agency, by plat of record in Plat Book 47, Page 292, in the Register’s Office of delivered. This property is being sold with the express reservation that the to confirmation by the lender or Substitute Trustee. This sale may be re- state or federal; any prior liens or encumbrances as well as any priority Hamilton County, Tennessee: Parcel Number: 109H B 003.02 Current sale is subject to confirmation by the lender or trustee. This sale may be scinded at any time. The right is reserved to adjourn the day of the sale created by a fixture filing; and to any matter that an accurate survey of the Owner(s) of Property: Deborah A. Bruner and Edward C. Bruner, wife and rescinded by the Substitute Trustee at any time. This office may be a debt to another day, time, and place certain without further publication, upon premises might disclose. All right of equity of redemption, statutory and husband, as joint tenants with right of survivorship, and not as tenants collector. This may be an attempt to collect a debt and any information announcement at the time and place for the sale set forth above. All right otherwise, and homestead are expressly waived in said Deed of Trust, and in common Other interested parties: LVNV Funding LLC, as successor obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute and equity of redemption, statutory or otherwise, homestead, and dower the title is believed to be good, but the undersigned will sell and convey in interest to Citibank (South Dakota), NA, Mortgage Electronic Registra- Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, are expressly waived in said Deed of Trust, and the title is believed to be only as Substitute Trustee. The right is reserved to adjourn the day of the tion Systems, Inc., Countrywide Home Loans, Inc., Bank of America, N.A., Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761- good, but the undersigned will sell and convey only as Substitute Trustee. sale to another day, time, and place certain without further publication, Bank of America National Association, Bank of America, N.A., Successor 5690 www.auction.com S&K14-062829 HCH3T-1/2,1/9,1/16/15 The Property is sold as is, where is, without representations or warranties upon announcement at the time and place for the sale set forth above. If by merger to BAC Home Loans Servicing, LP FKA Countrywide Home of any kind, including fitness for a particular use or purpose. THIS LAW you purchase a property at the foreclosure sale, the entire purchase price Loans Servicing, LP Street Address: 4408 McCahill Road, Chattanooga, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Feb- FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- is due and payable at the conclusion of the auction in the form of a certi- Tennessee 37415 Secondary Property Address: 4408 Mc Cahill Road, ruary 3, 2015 at 12:00PM local time, at the west door, Hamilton County TAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, fied/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. Chattanooga, Tennessee 37415 Any property address provided is not Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 No personal checks will be accepted. To this end, you must bring sufficient part of the legal description of the property sold herein and in the event Deed of Trust executed by Bertha Williams, unmarried, to Broadway Ti- www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) funds to outbid the lender and any other bidders. Insufficient funds will of any discrepancy, the legal description referenced herein shall control. tle, Inc., Trustee, on April 7, 2006 at Book GI 7906, Page 74; all of record in 601-5846 Ad #76249: 2015-01-02 2015-01-09, 2015-01-16 not be accepted. Amounts received in excess of the winning bid will be SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right the Hamilton County Register’s Office. Party entitled to enforce security in- refunded to the successful purchaser at the time the foreclosure deed is of equity of redemption, statutory and otherwise, and homestead are ex- terest: Deutsche Bank National Trust Company, as Trustee, in trust for the NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has delivered. This property is being sold with the express reservation that the pressly waived in said Deed of Trust, and the title is believed to be good, registered Certificateholders of First Franklin Mortgage Loan Trust 2006- occurred in the performance of the covenants, terms and conditions of a sale is subject to confirmation by the lender or trustee. This sale may be but the undersigned will sell and convey only as Substitute Trustee. If you FF8, Asset-Backed Certificates, Series 2006-FF8, its successors and as- Deed of Trust dated September 29, 2006, executed by ARLANDIS WARE rescinded by the Substitute Trustee at any time. This office may be a debt purchase a property at the foreclosure sale, the entire purchase price is signs The following real estate located in Hamilton County, Tennessee, will AND CASSANDRA WARE, conveying certain real property therein de- collector. This may be an attempt to collect a debt and any information due and payable at the conclusion of the auction in the form of a certified/ be sold to the highest call bidder subject to all unpaid taxes, prior liens and scribed to GATEWAY TITLE COMPANY, as Trustee, as same appears of obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No encumbrances of record: SITUATED in District One of Hamilton County, record in the Register’s Office of Hamilton County, Tennessee recorded Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, personal checks will be accepted. To this end, you must bring sufficient Tennessee and within the City of Chattanooga, Tennessee, and being November 7, 2006, in Deed Book GI 8141, Page 51; and WHEREAS, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761- funds to outbid the lender and any other bidders. Insufficient funds will more fully described as follows: BEING Lot #42-B, Revised ADDITION to the beneficial interest of said Deed of Trust was last transferred and as- 5690 www.auction.com S&K13-053702 HCH3T-1/2,1/9,1/16/15 not be accepted. Amounts received in excess of the winning bid will be RIDGEWOOD ACRES, as shown by plat recorded in Plat Book 19, page signed to U.S. BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR refunded to the successful purchaser at the time the foreclosure deed is 75, in the Register’s Office for Hamilton County, Tennessee. According to THE HOLDERS OF THE SPECIALTY UNDERWRITING AND RESI- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- delivered. This property is being sold with the express reservation that the said plat, said lot is described as BEGINNING at the intersection of the DENTIAL FINANCE TRUST, MORTGAGE LOAN ASSET-BACKED CER- ary 10, 2015 at 12:00PM local time, at the west door, Hamilton County sale is subject to confirmation by the lender or trustee. This sale may be West line of Carousel Road and the South line of said subdivision; thence TIFICATES, SERIES 2007-BC1 who is now the owner of said debt; and Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Of- Westwardly along the South line of said subdivision 166.7 feet to a point; WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been ap- Deed of Trust executed by Phillip Shane Sparks and Samantha Lee fice of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor thence North 22/30 East, 76 feet, more or less, to the Southwest corner pointed as Substitute Trustee by instrument to be filed for record in the Sparks, husband and wife, to Jeanine B. Saylor, Trustee, on May 25, 2006 Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirs- of Lot 42-A in said subdivision; thence 67/30 East along the South line of Register’s Office of Hamilton County, Tennessee. NOW, THEREFORE, at Book GI 7955, Page 61; all of record in the Hamilton County Register’s chattorneys.com S&K14-059579 HCH3T-1/2,1/9,1/16/15 said Lot 42-A, 166.4 feet to the West line of Carousel Road which point notice is hereby given that the entire indebtedness has been declared Office. Party entitled to enforce security interest: Magna Bank fka 1st Trust lies 1015.3 feet, more or less, Southwardly from Monterey Drive; thence due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Bank for Savings, its successors and assigns The following real estate SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- South 22/30 West along the West line of Carousel Road 80 feet to the Substitute Trustee or his duly appointed agent, by virtue of the power, duty located in Hamilton County, Tennessee, will be sold to the highest call ary 10, 2015 at 12:00PM local time, at the west door, Hamilton County BEGINNING BEING the same property conveyed to Bertha M. Williams, and authority vested and imposed upon said Substitute Trustee will, on bidder subject to all unpaid taxes, prior liens and encumbrances of record: Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Single, by Deed dated December 24, 1986, of record in Book 3289, page January 29, 2015 at 10:00 AM at the West Door of the Hamilton County IN THE SECOND CIVIL District OF HAMILTON COUNTY, TENNESSEE: Deed of Trust executed by Sheryl Campbell, unmarried woman, to Rob- 479, in the Register’s Office for Hamilton County, Tennessee. THIS CON- Courthouse, 615 Walnut Street, Chattanooga, TN 37402, proceed to sell Lot Ninety-seven (97), Final Plat, Crystal Brook, Phase 3, as shown by ert M. Wilson, Jr., Trustee, on July 15, 2005 at Book GI 7614, Page 730; VEYANCE is subject to Book 1296, page 482 and any and all restrictions, at public outcry to the highest and best bidder for cash or certified funds plat recorded in Plat Book 79, page 29, in the Register’s Office of Hamilton all of record in the Hamilton County Register’s Office. Party entitled to easements, setback lines, conditions, plat of record, and encumbrances ONLY, the following described property situated in Hamilton County, Ten- County, Tennessee. REFERENCE is made for prior title to Deed of record enforce security interest: Nationstar Mortgage LLC, its successors and of record in the Register’s Office for the aforesaid county. Parcel Number: nessee, to wit: LOCATED IN THE CITY OF CHATTANOOGA, HAMILTON in Book 7651, page 659, in the Register’s Office of Hamilton County, Ten- assigns The following real estate located in Hamilton County, Tennessee, 137P D 010 Current Owner(s) of Property: Heirs of Bertha M. Williams aka COUNTY, TENNESSEE: LOT THIRTEEN (13), MOORE ROAD SUBDIVI- nessee. Parcel Number: 173A A 097 Current Owner(s) of Property: Phillip will be sold to the highest call bidder subject to all unpaid taxes, prior liens Bertha Williams, single Other interested parties: Midland Funding LLC c/o SION, AS SHOWN ON PLAT OF RECORD IN PLAT BOOK 15, PAGE Shane Sparks and wife, Samantha Lee Sparks Other interested parties: and encumbrances of record: PROPERTY LOCATED AT: 125 Narran- Mark A. Sexton, Attorney, Heirs of Bertha Williams, Rose Carter, Guardian 83, IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNES- The Bank of New York Mellon fka The Bank of New York, as Trustee for the gansette Ave, HAMILTON COUNTY, Chattanooga, TN 37415 AND: Lot for Gina Myrissa WIlliams Street Address: 1519 Carousel Road, Chat- SEE. THIS CONVEYANCE IS MADE SUBJECT TO THE FOLLOWING: benefit of the certificateholders of the CWHEQ Inc., CWHEQ Revolving Number Nine (9) Valleyview Addition Number Two (2) as shown by plat of tanooga, Tennessee 37411 Any property address provided is not part ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES HomeEquity Loan Trust, Series 2007-E, Mortgage Electronic Registration record in Plat Book 9, Page 18 in the Register’s Office of Hamilton County, of the legal description of the property sold herein and in the event of OR REGULATIONS IN EFFECT THEREON. ALL APPLICABLE CON- System, Inc. (MERS), Countrywide Home Loans, Inc., Bank of America, Tennessee. Parcel Number: 109J E 038 Current Owner(s) of Property: any discrepancy, the legal description referenced herein shall control. DITIONS, RESTRICTIONS, RESERVATIONS, EASEMENTS, ETC., AS N.A., Bank of America National Association, The Bank of New York Mel- Sheryl Powell Campbell Street Address: 125 Narragansette Avenue, SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. SALE SHOWN AS RECORDED PLAT. RESTRICTIONS OF RECORD IN BOOK lon, N.A., Internal Revenue Service Street Address: 9378 Crystal Brook Chattanooga, Tennessee 37415 Any property address provided is not IS SUBJECT TO ANY INTEREST THAT MAY EXIST IN UNRELEASED K, VOLUME 18, PAGE 666, AS AMENDED IN BOOK 889, PAGE 537, IN Drive, Apison, Tennessee 37302 Any property address provided is not part of the legal description of the property sold herein and in the event DEED OF TRUST OF RECORD AT BOOK 4615, PAGE 161, IN THE SAID REGISTER`S OFFICE. RESTRICTIONS OF RECORD IN BOOK part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. REGISTER’S OFFICE OF HAMILTON COUNTY, TENNESSEE. All right 972, PAGE 379, IN SAID REGISTER`S OFFICE. EASEMENT CON- of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are ex- VEYED TO CITY OF CHATTANOOGA (EPB) AS SHOWN IN INSTRU- SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Notice of of equity of redemption, statutory and otherwise, and homestead are ex- pressly waived in said Deed of Trust, and the title is believed to be good, MENT OF RECORD IN BOOK 961, PAGE 499, IN SAID REGISTER`S this Substitute Trustee’s Sale has been timely given to the United States pressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you OFFICE. FIVE (5) FEET UTILITY EASEMENT ALONG THE SOUTHERN as required by 26 U.S.C. § 7425(b). Terms of Sale will be public auction, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is LOT LINE AS SHOWN ON SAID RECORDED PLAT. Parcel ID: 157C- for cash, free and clear of rights of homestead, redemption and dower, and purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/ Q-005 PROPERTY ADDRESS: The street address of the property is the rights of Phillip Shane Sparks and Samantha Lee Sparks, husband due and payable at the conclusion of the auction in the form of a certified/ bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No believed to be 4908 CAMERON LN, CHATTANOOGA, TN 37411. In and wife, and those claiming through them, and subject to the right of re- bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient the event of any discrepancy between this street address and the legal demption by the DEPARTMENT OF TREASURY, INTERNAL REVENUE personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will description of the property, the legal description shall control. CURRENT SERVICE by reason of tax lien of record in Book GI 10292, Page 800 funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be OWNER(S): ARLANDIS WARE AND CASSANDRA WARE OTHER IN- at the Register’s Office of Hamilton County, Tennessee, subject to any not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is TERESTED PARTIES: VELOCITY INVESTMENTS LLC ASSIGNEE OF accrued taxes and restrictions. All right of equity of redemption, statu- refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the TD BANK NORTH, N.A., MIDLAND FUNDING LLC AS SUCCESSOR IN tory and otherwise, and homestead are expressly waived in said Deed delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be INTEREST TO FIA CARD SERVICES, N.A., MIDLAND FUNDING LLC AS of Trust, and the title is believed to be good, but the undersigned will sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Of- SUCCESSOR IN INTEREST TO GE MONEY BANK/JC PENNY The sale sell and convey only as Substitute Trustee. If you purchase a property rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Of- fice of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor of the above-described property shall be subject to all matters shown on at the foreclosure sale, the entire purchase price is due and payable at fice of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirs- any recorded plat; any unpaid taxes; any restrictive covenants, easements the conclusion of the auction in the form of a certified/bank check made Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirs- chattorneys.com S&K14-059004 HCH3T-1/2,1/9,1/16/15 or set-back lines that may be applicable; any prior liens or encumbrances payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks chattorneys.com S&K13-053274 HCH3T-1/2,1/9,1/16/15 as well as any priority created by a fixture filing; and to any matter that an will be accepted. To this end, you must bring sufficient funds to outbid NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the accurate survey of the premises might disclose. This property is being sold the lender and any other bidders. Insufficient funds will not be accepted. SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Feb- performance of the covenants, terms, and conditions of a Deed of Trust with the express reservation that it is subject to confirmation by the lender Amounts received in excess of the winning bid will be refunded to the ruary 26, 2015 at 10:00 AM local time, at the west door of the Hamilton Note dated June 1, 2007, and the Deed of Trust of even date securing or Substitute Trustee. This sale may be rescinded at any time. The right successful purchaser at the time the foreclosure deed is delivered. This County Courthouse, 615 Walnut Street, Chattanooga, TN 37402 pursuant the same, recorded June 12, 2007, in Book No. GI 8369, at Page 712, is reserved to adjourn the day of the sale to another day, time, and place property is being sold with the express reservation that the sale is subject to Deed of Trust executed by Karina M. Butterfield, a single woman, to in Office of the Register of Deeds for Hamilton County, Tennessee, ex- certain without further publication, upon announcement at the time and to confirmation by the lender or trustee. This sale may be rescinded at Milligan Reynolds Guaranty Title Agency, Inc., Trustee, as trustee for Mort- ecuted by Melanie A. Pack and Jimmy D. Pack, Jr., conveying certain place for the sale set forth above. All right and equity of redemption, statu- any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro gage Electronic Registration Systems, Inc. (”MERS”), solely as nominee property therein described to J. Phillip Jones as Trustee for Mortgage tory or otherwise, homestead, and dower are expressly waived in said & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN for Franklin American Mortgage Company on March 19, 2008 at Book GI Electronic Registration Systems, Inc., as nominee for Novastar Mortgage, Deed of Trust, and the title is believed to be good, but the undersigned 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys. 8620, Page 376, Instrument No. 2008032400232; conducted by Shapiro Inc., its successors and assigns; and the undersigned, Wilson & Associ- will sell and convey only as Substitute Trustee. The Property is sold as com S&K14-062441 HCH3T-1/2,1/9,1/16/15 & Kirsch, LLP having been appointed Substitute or Successor Trustee, all ates, P.L.L.C., having been appointed Successor Trustee by US Bank, is, where is, without representations or warranties of any kind, including of record in the Hamilton County Register’s Office. Default has occurred National Association, not in its individual capacity, but solely as Trustee for fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- in the performance of the covenants, terms, and conditions of said Deed the RMAC Trust, Series 2013-1T. NOW, THEREFORE, notice is hereby TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED ary 10, 2015 at 12:00PM local time, at the west door, Hamilton County of Trust and the entire indebtedness has been declared due and payable. given that the entire indebtedness has been declared due and payable; FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Party Entitled to Enforce the Debt: Wells Fargo Bank, NA, its successors and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/prop- Deed of Trust executed by Marlene J. Mackesy, a single woman, to and assigns The following real estate located in Hamilton County, Tennes- erty-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #76252: James E. Shumaker, Jr., Trustee, on June 7, 2010 at Book GI 9186, Page see, will be sold to the highest call bidder: IN THE THIRD CIVIL DISTRICT See NOTICES, page 16 www.hamiltoncountyherald.com Hamilton County Herald Friday, January 2, 2015 | 9 Our favorite photos of 2014 Photos by David Laprad (except where noted). More photos on pages 19 and 20.

Laura Gearhiser, daughter of the late Charles Gearhiser, wipes away tears as her father is remembered during the Chattanooga Bar Associa- tion’s annual memorial service at the Hamilton Broker Vicki Trapp fights back tears as her long-time friend and County Courthouse. (March 14) colleague, Elgin Smith, swears her in as the 2014 president of the Greater Chattanooga Association of Realtors. (Jan. 17)

Local law enforcement officers honor colleagues who have passed away. Realtor Allison Lee wipes the sweat from her fore- This photo was taken during the annual Law Enforcement Memorial at the head while weeding one of the Chambliss Center Hamilton County Courthouse. (May 23) playgrounds during RED Day, Keller Williams’s an- nual day of community service. (May 16)

A young girl from Shepherd Community Center presents First Lady Crissy Haslam with cards made by children who spend time at the center. Haslam was there to promote the launch of her Read20 Book Patrol. (June 27)

The Hon. W. Neil Thomas III swears in attorney Tim Mickel as the 2014 president of the Chattanooga Bar Association. (Photo by Alex McMahan. Published in the Jan. 31 issue.) Lynda Hood, executive director of the Chattanooga Bar Association, with Dr. Fred Gray, veteran civil rights attorney, during the Bar’s annual Law Day program, at which Dr. Gray was the guest speaker. (May 16)

Hamilton County Sheriff Jim Hammond (left) and City of Chattanooga Police Attorney Andrew Godbold eyes a putt as his teammates look on during the annual Chattanooga Bar Association Golf Chief Fred Fletcher (right) say they’re looking forward to working together to Tournament. (Oct. 31) combat crime in the city. (May 2) 10 | Friday, January 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

■ COOKING CORNER In need of some winter sunshine? Slice a lemon! Luscious lemon bars Are We Crust: 1/2 cup sliced almonds, toasted and chopped 3/4 cup all-purpose fl our There Yet? 1/3 cup powdered sugar By Jay Edwards 1/2 teaspoon almond extract 1/4 teaspoon salt riday, 7:20 a.m. – North Hills Country Club, a.k.a.  e Kay’s Cooking Greens at North Hills, a.k.a. Sylvan Hills Country Club. But 6 tablespoons unsalted butter Fknown more commonly last Friday as @$%#$&^% Hills. Corner Filling: Just kidding, it was great to be back at the place where I’d been By Kay Bona involved in so many hard-fought battles over the years. 1 cup sugar 7:25 a.m. – Some confusion over “Who’s on First,” or in this 1/4 cup all-purpose fl our case, “Who tees o rst?”  e phrase “making lemonade” 3 eggs I expected, when I made the tee time earlier in the week at expresses entrepreneurial abili- 1/2 cup fresh lemon juice such an early hour, that we would be alone on the course. I called ties and triumph over adversity. 2 teaspoons lemon zest In this week’s article, though, it Randy, who agreed to join me; then I called Mark and Chock. Powdered sugar for dusting Mark said he couldn’t make it. Chock asked if the sun was even means just what it says. If you up at 7:30. I wasn’t sure myself. Anyway, we weren’t alone.  e think lemonade is only a summer- little course in Sherwood has come so far so fast that you better time drink, let me give you a few To prepare the crust, preheat oven to 350 degrees. Line one make your tee times early. facts on how healthy it is for you eight-inch pan with foil. Toast sliced almonds in skillet over Since it was just Randy and me, the pro, Dawn Darter, paired in the wintertime. It might be- medium heat for three to fi ve minutes, or until lightly browned. us with another twosome, Herb and Joel. Nice guys, whom we come one of your favorite winter Set three tablespoons aside and chop the rest. Whisk together were jealous of because they got to hit from the senior’s tee box. drinks – right up there with hot the fl our, sugar, almond extract, salt, and chopped almonds. Cut Oh well, it won’t be long. Besides, length isn’t a problem for me; chocolate! in butter until the mixture is dry and crumbly. Press the mix- these days, the closer I get, the uglier it gets. Lemons o er substantial health ture into the pan. Sprinkle the mixture with the reserved sliced 7:30 a.m. – Time to go. Randy, being the judge and accus- bene ts, from soothing a cold almonds, pressing them into the crust. Bake for 20-25 minutes, tomed to holding court, went to the tee rst. He hit it straight (there’s nothing better than a hot down the middle, which of course is a good thing. I followed, or until edges are golden. lemon drink when you’re feeling To make the fi lling, combine the sugar and fl our, and then and after taking a pretty full swing, was surprised to look up and bad) to serving as the core ingre- whisk in the eggs. Add the lemon juice and zest. Pour the mix- see the ball  ying high and long down the right side, toward the dient in many natural health and garden spot. I was back home. beauty products. Originally found ture over the warm crust and dust with powdered sugar. Return 7:48 a.m. – I’m last to putt out on one and sink the six-footer in Northern India, and referred to oven; bake until the fi lling no longer jiggles – about 18 to 20 for bogey. to as “the golden apple,” they were minutes. Cool completely on the rack. Remove from the pan, cut 8:19 a.m. – We wait by our drives on number four while the prized for their wonderful  avor into squares, and dust with powdered sugar. group in front putts. Next to us is the tee box for number nine, and next to it is the foursome playing number eight. But Randy and aroma. Today, we continue to and I soon surmise that they aren’t looking at the number eight discover bene cial ways in which green, which is about 50 yards to their right, but rather the green to use them. Colds and sore throats ade is to use simple syrup.  e on the other side of the pond, which is number ve, the hole A lemon’s bitterness comes they were on about 45 minutes ago. from its high citric acid level, Lemon juice is excellent for sugar is completely dissolved and  ey look confused, and rightly so, but at last determine ve which performs a variety of small colds and sore throats, and its blends with the tart lemon. Make is their target, which is too much for Randy and me. “ is alone wonders: it slows oxidation in cut vitamin C levels help to boost the larger amounts at one time, then was worth the price of admission,” Morley says. One by one they fruit; wards o scurvy; changes immune system, and its astrin- refrigerate. hit and look around, as if somewhere, deep inside, they know milk into Simple syrup something isn’t right. We could have helped them out, but hey, buttermilk; 1 cup water this kind of thing doesn’t happen every day. removes stains 1 cup sugar We hit our shots into the green – the right one – and I look and odors from Blend well in back as the confused golfers met up with the guys who were sup- your hands; small sauce- posed to be on number ve.  ey straightened them out, and all “cooks” sh pan. Bring to was right with the world. without heat; a boil, stirring 9:03 a.m. – We are looking for balls in the rough on number and discolors frequently, until eight, and a guy playing six comes over to look for his. He checks aluminum sugar dissolves a ball and says to Randy and me, “ is one’s a Nike.” But when pans (which is completely. Let he said it, it was with one syllable, and it rhymed with bike. “Hey, something you cool and refrig- this one here’s a Nike!” he shouted to his playing partners. I look might want to at Randy who just shakes his head while walking away. erate. avoid)! 9:10 a.m. – On nine, I smoke my drive and have about 90 Lemons Sparking lem- yards to the green, so naturally I hit it 120 and left.  e pin is on are excellent onade the bottom tier of a huge slope and I’m about ve yards to the left of the upper tier. I look at the challenge before me, and think sources of Mix simple back 20 years, to May 18, 1990 (a time when Nike still had two vitamin C, the syrup with the syllables and people generally knew where the greens were).  e B vitamins, vi- juice from six pin that day was also on the front but I was on the green, albeit tamin E, potas- to eight lem- on the back level. I had played the rst eight holes that day in sium, magne- ons and stir. four under par, by far my best ever. But trouble on the last hole sium, calcium, Add four cups of the outward nine found me on that back level, lying four, with phosphorus, of cold water a nearly impossible two-putt. I hit the rst putt and it rolled copper, zinc, if desired, or down the green and fell into the cup for a bogey – because it was iron, and sparkling water meant to happen that day, I guess. A 37 on the back gave me a manganese. It’s gent and antiseptic qualities for zz. Add round of 70, a score I’ve never bested there. also a natural antioxidant, and the promote healing. Drinking tea thin lemon slices to the lemon- Twenty years later, on the same hole, I had a chip shot for whole fruit contains more pectin with lemon and honey relaxes and ade. Freeze some of the lemonade birdie. Four shots later the ball was in the hole and I was ten over than any other citrus. soothes the throat while relieving in ice cube trays and then use on my way to an 87.  e chemical composition of a a cough. the cubes in the lemonade so it Bad karma? Perhaps – for not telling those guys where the lemon provides a natural defense Cough syrup doesn’t dilute. Serves six. right green was, or for laughing at the guy and his one-syllable against infection by naturally Kay Bona is a sta writer for Nike. More likely though, it was just lousy play. Hey, it’s still golf. Mix one part lemon juice with stimulating the development the Hamilton County Herald and Jay Edwards is editor-in-chief of the Hamilton County Herald two parts honey. (Do not give this of white corpuscles, improving syrup to children under one year an award-winning columnist and an award-winning columnist. Contact him at jedwards@ the body’s ability to defend itself dailydata.com old.) and photographer. Contact her at against infection.  e anti-viral Perfect lemonade [email protected]. ontact her at properties of lemons help us [email protected]. v recover from the  u.  e secret to good lemon- www.hamiltoncountyherald.comTHE CRITIC’S CORNER Hamilton GAMESCounty Herald MORE FAVORITE PHOTOSFriday, OF January2014 2, 2015 | 11 P13 P14 & P15 P19 & P20

FOR HAMILTON, SEQUATCHIE, DADE, WALKER AND CATOOSA COUNTIES RHAMILTON  COUNTY HERALD E Bell Development a proud sponsor of Habitat for Humanity Bell Development is hon- FOUNDED IN 1912 ored to be a 2014 Platinum Sponsor of Habitat for 2014 Board of Directors, Humanity. “We believe in Greater Chattanooga the work of this wonderful Association of REALTORS® organization, and we’re thankful to be able to Vicki Trapp, President support their endeavors,” Travis Close, President-Elect the local builder said Robert Fisher, Treasurer Friday. Pictured: Kay Ivey, Barbara Ashby licensed Realtor, and Jay Kim Bass Bell, owner, hold a plaque honoring Bell’s participa- Mark Blazek tion in the 2014 Home Jennifer Cooper Builders Blitz, a national Eddie Floyd program through which Fidel Fonseca members of Home Builders Barry Hamilton Associations throughout Happy Huddleston the U.S. build and renovate Paula Palmer as many Habitat houses Brenda Pargeon as they can in one week. Janice Robertson Bell, its subcontractors, Ron Tucker and its suppliers banded Sabrena Turner together to donate $5,000 toward the construction of a house in Alton Park 2014 Board of Directors, last June. (Photo by David Multiple Listing Service Laprad) of Chattanooga, Inc.

Byron Kelly, President REALTOR ASSOCIATION PRESIDENT’S MESSAGE Wells Eady, President-Elect Raymond Warren, Treasurer Mark Blazek Best practices: A year in review Pam Duffy tions and avoid meeting unknown preciation schedule for leasehold will work closely with Congress Eddie Floyd persons alone. With each of these improvements and the deduction in the new year to swiftly reenact Barry Hamilton messages, the goal has been to for improvements to energy ef- the program and provide much Mark Hite Vicki Trapp educate consumers and remind cient commercial buildings. needed certainty to the market. Happy Huddleston our members about best practices Yet there is work still to be  e Association at all levels regarding real estate transactions. done.  e Senate has not yet constantly is working for the Brenda Pargeon President Greater Chattanooga In addition to these topics, renewed the federal terrorism greater good of all property own- Janice Robertson Association of I’ve shared more than once this risk insurance program, which ers – current and future, residen- Vicki Trapp REALTORS® year about the Realtor Party, previously passed the House with tial and commercial. I’m grateful Sabrena Turner which is bi-partisan and supports overwhelming bipartisan support. to the Hamilton County Herald I can’t believe how quickly initiatives and persons whose Our fear is this failure to renew for this weekly space in which to 2014 Board of Directors, 2014 has gone by, and that I’m philosophies are supportive of the program will stall com- share with our community issues Northwest Georgia Council writing to you for the last time as the concepts of private property mercial real estate development a ecting private property rights. the 2014 President of the Greater rights and the free enterprise around the country. Accord- My hope is that you have and will Chattanooga Association of Real- system. Prior to recessing for the ing to Polychron, the program continue to nd the Association’s Eddie Floyd, President holidays, Congress passed legisla- provides a crucial framework for messages bene cial in under- Mary Carlson, President-Elect tors. What an honor it has been to serve my fellow Realtors and tion to extend key real estate tax economic recovery in the wake standing the local real estate Denise Lindsey, Secretary the community in this capacity. provisions. National Associa- of a catastrophic terrorist attack market, as well as the importance Ian O’Shea, Treasurer In addition to the monthly tion of Realtors President Chris and allows the U.S. to maintain a of consulting a Realtor with your Jennifer Cooper residential market statistics, Polychron recapped the passing stable terrorism insurance market real estate questions and needs. I’ve used this weekly space to of these provisions, saying the so employers can invest in prop-  e Greater Chattanooga (423) 698-8001 share guidance on topics ranging package of tax extensions will erties and create jobs without Association of Realtors is “ e Fax: (423) 698-8004 from staging your home for the help distressed homeowners and assuming the risk and liabilities of Voice of Real Estate in Greater market to ensuring your Realtor commercial property investors a terrorist attack. Chattanooga.”  e Association is with transactions made during Terrorism risk insurance is also a regional organization with more 2963 AMNICOLA HIGHWAY is licensed in the state in which the property is located. I advised 2014. Realtors strongly supported a requirement of many existing than 1,400 members, and is one CHATTANOOGA, TN 37406 of the possible risks of selling the bipartisan Mortgage Forgive- commercial mortgage balances, of more than 1,400 local boards or buying o -market “listings.” ness Tax Relief Act, which was so those whose coverage will and associations of Realtors During the busy spring season, I included in the package to prevent lapse at the expiration of the pro- nationwide that comprise the Na- addressed real estate scams and underwater borrowers from pay- gram will be in technical default tional Association of Realtors.  e suggested ways to prevent being ing taxes on any mortgage debt of their mortgage terms. Without Greater Chattanooga Association a victim. In September, through forgiven or cancelled by a lender action, terrorism insurance will of Realtors serves Hamilton and the murder of Arkansas Realtor in a workout or after their home become scarce and expensive, Sequatchie counties in southeast More open houses Beverly Carter, the country was was sold for less money than was causing construction projects to Tennessee and Catoosa, Dade, than any other source. reminded of the personal risks owed. In addition, Polychron said stall, commercial property values and Walker counties in northwest the legislation also includes one- to drop, and the ongoing eco- Georgia. For more information, www.gcar.net Realtors take on, and I reiterated v why Realtors take certain precau- year extensions of the 15-year de- nomic recovery to slow. Realtors visit www.gcar.net. 12 | Friday, January 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

Greater Chattanooga Region 50 YEARS AGO What was going on in encourages economic growth Chattanooga in 1965?  rive 2055, a 16-county, tri-state (4.4 out of 5), while developing farmland Carter, chair of the  rive 2055 Natural Saturday, Jan. 2, 1965 regional growth initiative, surveyed 1,137 and open spaces in suburban areas for Treasures Initiative Group and a professor participants from the entire region about small and large-lot homes with no future of environmental studies at the University Leases have been signed with F.W. preferred themes of growth for our future, open space put in place was highly unfa- of the South. “Now we are working to- Woolworth Co. for a large store and and was overwhelmingly told economic vored, receiving the lowest average rating gether across the region to gure out how with a national theater chain for a growth is paramount, but not at the ex- score (2.2 out of 5). High rating themes to both develop and preserve places at the motion picture theater in Eastgate pense of losing our natural treasures. that followed include investing in facilities same time.” Center, Weldon F. Osborne, president Respondents selected their top ve to support commuting via mass transit,  e  rive 2055 volunteer leadership of Osborne Enterprises, announced community priorities related to growth biking and walking, followed by housing will take this information and use it to Saturday. patterns out of a list of 12.  e full list that included more urban and in-town develop positive strategies for the region’s Pryor Bacon, a leading homebuild- included: accessibility, earning potential, options so people could live closer to work future. er and Realtor, has been awarded the economic development, entrepreneur- and leisure. O ce and retail leading to “What we are hearing from people coveted title of “Builder of the Year ship, scal responsibility,  ood pro- employment growth also rated highly (4.0 around the region and from those engaged 1964” by the Home Builders Associa- tection, housing for the future, natural re- out of 5), while an interstate loop option in  rive 2055 truly is a big deal,” said Dan tion of Chattanooga, Inc. sources, rural economies, scenic beauty, resulted in an average rating score of 3.7 Jacobson, chair of the  rive 2055 Coordi- Sunday, Jan. 3 travel time, and vibrant communities. out of 5. nating Committee. “I rmly believe to the Out of those who responded, economic Survey results indicated that doing extent that we work together on these big  e Rt. Rev. Msgr. Joseph Downing development was the most frequently nothing to preserve open spaces was ideas and big issues, regional success will Mitchell, 84, who had served 50 years prioritized issue, followed by earning unpopular as those themes rated lowest by be ours.” as a priest then as chaplain of the potential, natural resources, scal , and respondents from all areas of the 16-coun-  rive 2055 is a tri-state regional Alexian Brothers Monastic Order and scenic beauty. ty region. Respondents’ written comments growth initiative for the 16-county re- pastor of the parish of St. Augustine In addition, respondents rated growth suggest that people might welcome new gion of southeast Tennessee, northwest on Signal Mountain, died Saturday at themes on a scale of one to ve, with one growth as long as a strategy to protect our Georgia and northeast Alabama. For more the Alexian Brothers Rest Home. being lowest preferred, and ve being natural treasures is in place. information on the survey conducted by Monday, Jan. 4 highly preferred. Proving more open “It’s a myth that developers and busi-  rive 2055 or to obtain any further in-  e Quarterly County Court spaces, preserving natural treasures, and ness-minded people are not conservation- formation about the initiative, visit www. authorized and directed the county’s boosting agricultural activity and ecotour- ists. We all share a common vision and we thrive2055.com. legal sta to conduct an investiga- ism received the highest average rating want to work on it together,” said Daniel Source:  rive 2055 v tion of exactly what powers the court now possesses and to submit a report in writing. Squire E.W. Godbey was elected to a third term as county judge pro tempore. Tuesday, Jan. 5 Frank Orend has been promoted to manager of the business, research, and development department, a newly created division of the Greater Chat- tanooga Chamber of Commerce. Wednesday, Jan. 6 C. Melbern Wilcox, widely known business and civic leader here, was installed as 1965 president of the LISTENING Kiwanis Club of Chattanooga Tuesday at the weekly luncheon meeting at Hotel Patten. He succeeds Dr. William G. West, pastor of the First Chris- TO YOU tian Church. Dr. West was presented a plaque by States R. Finley for his contribution to “outstanding club HIGHEST RATED POSSIBLE FUTURES FOR THE REGION leadership.” Mrs. Mary Virginia Austin, a lead- ing Chattanooga woman Realtor, has been appointed governor for Tennes- see of the Women’s Council of the National Association of Real Estate Boards. Thursday, Jan. 7 Seaborn C. Langley, a vice presi- dent of Street & Finney, Inc., a New York advertising agency, has joined the Chattanooga Medicine Co. as branch manager of its Chattem Labo- ratories product line, Alex Guerry, Jr., president of the concern, announced Wednesday. More open spaces are Friday, Jan. 8 # provided, natural treasures preserved, and  e 4th annual Institute for 1 Housing includes more agricultural activity and Management of Small Business will urban and in-town options ecotourism are boosted. # 3 so people can live closer to be held Monday evenings, Jan. 18 work and leisure. to March 29, on the campus of the In addition to the University of Chattanooga under Business and housing growth on # regional interstate sponsorship of UC’s Evening College, loop, transportation # “Main Streets” support existing Office and retail lead 5 the Chattanooga Chamber of Com- infrastructure. Investments are improvements are 2 # employment growth and made towards bus merce, the Society for the Advance- made in facilities to support great quality of life attracts ment of Management, and the Atlanta commuting via mass transit, 4 transit, rail and young, creative workers. biking, and walking. water freight routes. regional o ce of the Small Business Administration. Edwin M. Kaylor, personnel director of Chattanooga Box & Lumber Co., is coordinator of the institute. *Source: Thrive 2055 regional survey data. www.hamiltoncountyherald.com Hamilton County Herald Friday, January 2, 2015 | 13

Open up commerce with Cuba or not As the chartered four-prop e Cuban people love base- plane touched down on the run- ball and enjoy talking about their way of the Josemarti-LaHarana teams and our American teams. Airport in Havana, Cuba, I, along e director of the Ministry of The Critic's with thirty other semi-anxious Foreign Aairs walked all the way people, wondered to ourselves from one side of a crowded room Corner what the ve days would hold just to talk baseball with me. It By David Laprad back during a very hot time in also gave me the opportunity to July of 2001. e group was made ask him some questions about up of farmers and agri-business Read All trade that I just might not have leaders from the state of Ten- gotten the opportunity to do ‘The Gambler’ is a sure bet nessee traveling to the politically About It without that round, white ball. volatile markets of Cuba to learn By Pettus L. Read e baseball did not make it y the time I heard actor Mark Wahlberg say “All on black” a more about the country and its Tennessee Farm Bureau back to the USA with me. While second time in “e Gambler,” I was all in. I’d spent two hours people. I was along to cover the making a diplomatic tour of a Ha- Bwatching a man walk to the edge of a cli and extend one foot trip as the ocial media and to milk, soybeans, poultry and other vana cigar plant to see how they over the abyss, and in that moment, all I wanted out of life was to say I was somewhat nervous is a locally grown farm products over could use some of our tobacco see what happened next. total understatement. current supplies imported to for their products, I noticed a Ignore the 48 percent rating on Rotten Tomatoes; this is a good Over the last several days Cuba from other trading partners young, Cuban boy worker wear- movie. I loved it. as news has broken about the around the world such as China, ing a New York Yankees baseball I especially loved the dialogue. One of the many things I ad- possible establishment of dip- cap. I approached the young man mire about “e Hustler” (1961) is the poetry of the dialogue. I who makes up a large portion. lomatic relations between Cuba One thing that did catch my at- and asked him about his Yankees can watch certain scenes over and over just to hear Paul Newman and the United States, I have cap. He didn’t understand me and the rest of the cast say things like this: tention as I traveled the streets of had thoughts back to that trip of exactly, but he did express how Charlie (as he and Fast Eddie walk into a pool hall): “It’s quiet.” Havana was the fact that Cuba is Eddie: “Yeah, like a church. Church of the Good Hustler.” a lifetime where for a week we a communist country. Billboards proud he was of his cap. I reached Charlie: “It looks more like a morgue to me. ose tables are were completely out of contact everywhere projected images of in my camera bag and pulled out the slabs they lay the stis on.” with home, closely watched and government leaders, rebellion the baseball. As soon as he saw Eddie: “I’ll be alive when I get out, Charlie.” on an adventure that I was glad I heroes and support for socialism. the regulation ball he immedi- I get chills just typing that. While “e Gambler” doesn’t scale made. When I hear the discussion Everywhere you looked you saw ately asked to hold and feel it for the same heights, it comes close, like in this exchange between today about what we should be monuments to military leaders himself. Baseballs are scarce for Wahlberg’s character, Jim Bennett, a literature professor, and one doing, as far as talking once again and the ever-present red star. most individuals in Cuba, along of his students, a potential love interest: with Cuba, I have to think back But, one thing that seemed to with many other things, and just Jim: “What if I told you I’m not a gambler? What if you saw me to those days when I witnessed override all of those materialistic to see a real major league ball was sticking a needle in my arm, and I told you I’m not a drug addict?” this island only 90 miles from our a thrill for the young man. Amy: “I’ve seen you in class, and you’re no professor.” honors of government was the shore for myself. Cuban people. We were always You should have seen his face at made me smile. e dialogue gets too wordy for its own After an hour of passport when I told him he could have it good at times, but it’s never poorly written. Stephen Whitty, lm treated with respect and grateful- checks and visa sampling, our for his very own. It was as if I had critic for Artisyndicate, called it “ornately aggressive.” at made ness that we were there. me smile, too. group was escorted outside the I found that there is one given him great riches. A large I also love Wahlberg’s performance. From the opening mo- airport to an awaiting chartered language that our two countries smile came across his face and his ments of the movie, he sells his portrait of Bennett as a thunder- bus. Parked among ‘56 and ‘57 understand uently. When I was fellow workers immediately asked ously self-destructive and broken individual. Chevys, which seems to be the packing for the trip, I placed a ma- if they could hold the ball. I am Consider the way Wahlberg walks into a gambling establish- car of choice for the Cuban jor league baseball in my camera sure after we left he became the ment at the beginning of the movie. ere’s no pleasure on his people, we were placed on a case thinking I could maybe get a most popular boy in his area. face, because there’s no pleasure in being held captive. Even when plush Mercedes-Benz Busscar Cuban baseball player’s autograph. Farm organizations for years he wins – initially – his expression never changes. Gambling is in that seemed to stand out as a I never did get an autograph, but have wanted someone to “throw Bennett’s nature, even though he’s acting against his will. hint of capitalism in the social- whenever I wanted to get a crowd out the rst pitch.” e Cuban I also loved the supporting cast. Given Bennett’s habit, you can ist countryside. e sign placed people have “taken the eld” imagine the kind of company he keeps. Unsavory doesn’t begin to to talk to, I would take out the on the front of the bus, denoting baseball and just sort of pitch it and it is now up to us to “go to describe it; scary as hell does. Yet each of the men to whom Ben- us as from the USA, also made bat” for improved trade relations nett nds himself in arrears has a strangely charming personality. up in the air. Before long, I would our presence very obvious to the between the two countries. It’s a facade rippled with irony, to be sure, but I still admired John hear the word “baseball” coming Goodman’s Frank, who’s true to his name when he loans Bennett Cuban people who resided in from our Cuban hosts. It opened Pettus L. Read writes for the a huge sum of cash along with the contingency that, “If you jump the capital city of Havana. is doors to discussion and developed Tennessee Farm Bureau Federa- vehicle became our means of tion. He may be contacted by e- o a bridge to avoid paying me back, do it knowing I will kill your a friendly method of expressing v entire blood line.” transportation for those ve days, friendship. mail at [email protected] Goodman is terri c, as is another actor called Michael K. as well as our haven of reprieve Williams. You likely have no idea who that is, but when you see from the humid and hot Cuban him in the movie, you’ll go, “Oh, that guy!” Also, Wahlberg’s few days. scenes with Jessica Lange, who plays Bennett’s mother, made me Planning for this trip began wish for more. eir relationship is strained, to say the least, and months prior to actually leaving. both actors give these ostensibly minor bits everything they have. Each member was required to I also loved the ending. I won’t give it away, but I loved it. It has have a passport, a visa from our a seventies movie vibe, which might not be accidental given that government as well as the Cuban “e Gambler” is a remake of a 1974 lm starring James Caan. government and a travel adavit I haven’t seen the older lm, but I plan to. Many of the negative giving us a speci c license to trav- reviews written about the remake are based on comparisons between the two movies. It’s not easy living up to a classic, but I el to Cuba. Trips to Washington, doubt the original lm will spoil my love for the new one. D.C. were required to meet with You might be thinking I have blinders on, such is my love for Cuban ocials so plans could be “e Gambler,” but that wouldn’t be true. For all of its brilliance, made for our group to visit with the screenplay could have been more deliberate when explain- Cuban trade representatives once ing the source of Bennett’s addiction. One can do the math – his we arrived on Cuban soil. It was scenes with his mother imply he had an unhappy childhood, while not a vacation but a trip designed his existential rants in the classroom sound suicidal – but I was to see for ourselves if there were left wondering. possible new consumers in the Regardless, I love “e Gambler.” Its lines are full of truth, and country of Cuba for Tennessee its actors awash with conviction as they speak them. What more agricultural products. Knowing can you ask from a drama? we were not the rst to travel this ree-and-a-half stars out of four. Rated R for language, well-beaten path to Havana, we sexuality, and nudity. David Laprad is the assistant editor of the Hamilton County Herald and an award-winning columnist and understood our goal, that making photographer. He’s addicted to movies, which rarely requires him the right contacts was impor- to borrow money from unpleasant characters. Contact him at tant and the more information [email protected]. we could consume could be the dierence in selling Tennessee 14 | Friday, January 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com

Brainbuster – Have you looked atGel any of stained cabinetsber: gel stain is not actually stain- the cabinets in your home and ing the wood as with traditional thought about how much you stain; it is more about changing Make your brain tingle! despise the color of the stain on the color. It will not penetrate as By Kay Bona them? For nine years now the deeply into the wood as tradition- [email protected] oak stained cabinets in my home al oil based stains do. Always do a have been dying for a facelift! Our light coat. Once again, this is not 1. Which nation was the rst to give women the right to vote? home was new when we moved in a project you want to overkill; less New Zealand; America; Australia; Italy. and with that came the contrac- is best! With each coat, the color 2. Where’s the world’s largest aquarium? e Georgia Aquari- tor’s grade oak cabinets. If there is Do It will become darker so there is no um, located in Atlanta, Ga.; Epcot Divequest in Florida; Churau- one thing I cannot stand to look need to use a heavy coat, this will mi Aquarium, part of the Ocean Expo Commemorative National at it is the cabinets. In the world result in a ruined process. Government Park located in Motobu, Okinawa, Japan; AQWA, of April, oak stain makes every- Yourself e drying time depends on in Western Australia. thing feel so outdated, even if it By April Sherrill the weather. Most often, the rst 3. What two countries have not fought in a war since 1815? is new. While there is apprecia- coat is dry in about six hours. If Sweden; Switzerland; Finland; Norway. tion for the natural beauty of oak the stain is sticky, wait a while wood, having it in my home is not First, disassemble all the longer. 4. Which country would you be in if you visited the Dolomites something I enjoy. cabinet doors and hardware. Repeat the process of addition- Mountain Range? Italy; Spain; France; Romania. Unfortunately, doing projects Some people nd it much easier al coats until reaching your de- 5. What was John Lennon’s middle name? Robert; Harold; in other peoples home always to label the hardware and doors sired color. ree coats is usually Callum; Winston. seems to happen before handling when taking them down, so the a great stopping point. It is very 6. What animal is the symbol of the World Wildlife Fund? A our own, but gel staining our guesswork of re-hanging them is important to allow proper drying polar bear; a giant panda; a Bengal tiger; a mother orangutan cabinets is on the top of the list. eliminated. time between each coat and after and her baby. We are planning to sell our home Once the doors are down, the nal coat. clean them with the degreaser, 7. Which gymnast scored a perfect score for the “Individual within the next couple of years Once everything is nice and making sure you get the crevices All Around” performance in the 1976 Montreal Olympics? Na- and we refuse to put it on the dry, follow up with a minimum of market with oak stained cabine- and inlays. If gunk has built up two coats of Polycrylic, allow- dia Comaneci; Nellie Kim; Maria Filatova; Olga Korbut. on the inlays, put a butter knife 8. Which country is the only one in the world that sports the try; however, we also refuse to ing 24 hours of drying time in spend the money that is involved underneath your rag and run between coats. Polycrylic is great Bible on its national ag? with re-facing or replacing. along all the edges. is always for wear and tear, so if you have 9. True or false: e 32nd President of the United States, helps clean the hard-to-reach th If you are looking for an kids, no worries! Franklin Roosevelt, never traveled on a 13 , and refused to have inexpensive update, think about areas. Just to be safe allow the nish a meal with 13 people at the table. redoing cabinets; it will complete- After the cabinets are com- project to cure for about two days 10. Which ve books of the Bible are collectively referred to ly transform a room. Gel stain pletely cleaned, lightly sand all the adding the hardware and hanging. as the Torah, the Pentateuch, or the Five Books of Moses? Gen- is very easy to work with and surfaces. e sanding only needs is is just a personal preference. esis, Exodus, Leviticus, Numbers, Isaiah; Isaiah, Judah, Nehemi- anyone will be able to accomplish to break up the gloss; it does not If you are looking for a great need to be down to the wood. ah, Hezekiah, Numbers; Genesis, Exodus, Leviticus, Numbers, amazing results with just a little way to update any of the cabi- is allows the stain to adhere Deuteronomy; Matthew, Mark, Luke, John, Acts. know how. netry in your home for less than Items needed: best. After the light sanding, wipe $100 this is the way to go. e • General Finishes gel stain down all the cabinetry very well gel stain spreads wonderfully and ANSWERS • Sanding block to eliminate all dust and debris. goes a long way. Now take the foam brushes 1. New Zealand (1983), although it was a British colony at that • Degreaser If you have any questions or • Cleaning rags and go to town! Apply the gel would like to share any nished stage. 2. e Georgia Aquarium at Pemberton Place is billed as stain using the foam brush and the “world’s largest aquarium” with more than 8.1 million U.S. • Foam brushes results feel free to email me! • Latex gloves the wipe it o using the cotton April Sherrill is a sta writer gallons of marine and fresh water. 3. Sweden and Switzerland. • Miniwax Polycrylic rags. Repeat this process until the for the Hamilton County Herald. e Swiss Confederation has a long history of neutrality and has • Cotton rags rst coat is completed. Contact her at april@dailydata. not been in a state of war since 1815. 4. Italy. e Dolomites in • Painters tape A couple of things to remem- com. v South Tyrol are a very popular tourist location famous for skiing and mountain climbing. 5. Winston. 6. A giant panda. 7. Nadia C Comaneci, the rst gymnast to be awarded a perfect score of 10 T EVENT CALENDAR in an Olympic gymnastic event. 8. e Dominican Republic. e ag features a centered white cross that extends to the edges and Donate blood at Blood Assurance Winter Films at the Jewish Cultural Center divides the ag into four rectangles. A small coat of arms featur- Friday, Jan. 2 Beginning Saturday, Jan. 10 ing a shield and supported by a bay laurel branch and a palm e Blood Assurance donor center inside the Two award-winning Jewish-themed lms will frond is at the center of the cross; above the shield, a blue rib- Erlanger Baroness campus will be open Friday, be shown on two consecutive Saturday evenings bon displays the national motto: “Dios, Patria, Libertad” (God, Jan. 2 from 8:30 a.m. to 5 p.m. e donor center at 7 p.m. beginning January 10 at the Jewish Fatherland, Liberty). In the center of the shield, anked by three is located at 975 East ird Street near elevator F Cultural Center, located at 5461 North Ter- spears, is a Bible opened to the Gospel of John, chapter 8, verse and Pastoral Care. Regularly the donor center is race Rd. Tickets are $7 per person, and include 32, which reads “Y la verdad nos hará libre.” Translated, that only open Wednesdays from 8:30 a.m. to 5 p.m. popcorn and a soft drink. On Jan. 10, the Center will screen “Above and Beyond” (90 minutes, means, “And the truth shall make you free.” 9. True. 10. Genesis, To donate blood, you must be at least 17 years Exodus, Leviticus, Numbers, Deuteronomy. English), which follows a group of World War old (16 years old with parental consent), weigh II pilots who volunteered to ght for Israel in is column was originally published in the Hamilton County 110 pounds or more, and be in good health. the War of Independence. Return the following Herald on Jan. 3, 2014. e process usually takes about 30 minutes and week to see “Before the Revolution” (60 minutes, includes a complimentary snack and t-shirt. Do- Hebrew, English, Persian), a documentary thriller nors are asked to drink plenty of uids - avoid- describing the last days of the Israeli community ing caeine - and eat a meal rich in iron prior to in Tehran on the eve of the Islamic Revolution donating. For more information about donating in 1979. To nd out about sponsorship oppor- What’d They Say? blood, call Blood Assurance at (800) 962-0628 or tunities, or for more information, contact Ann By April Sherrill go to www.BloodAssurance.org. Treadwell at (423) 493-0270. [email protected] Hike to Little Cedar Mountain Annual Palate 2 Palette Saturday, Jan. 10 Saturday, April 25 Fill in the blanks in the quote using the following words: Join the Nickajack Naturalist, Bob Butters, for e Craniofacial Foundation of America (CFA) will host their 8th Annual Palate 2 Palette examination, serious, test, raillery, gravity, wit, jest, bear, one of his famous and informative hikes on Little Cedar Mtn. on Sat., Jan. 10. e 4.5 mile trek will event on Saturday, April 25. e event will begin gravity, suspicious, subject, which, only, humor, false, humor at 5 p.m. with the Gallery Stroll. Following the feature newly opened segments of trail and some stroll, guests are invited to visit Emerald City at spectacular views of Nickajack Lake. Pre-regis- “_____ is the ______of _____, and _____ of _____; the Bubbles and Sweets after party at Track 29 tration is required. To learn the details and regis- from 8 to 10 p.m. Proceeds from the event will for a _____ which will not ______is _____, and ter, Email Bob Butters or call (423) 991-1548. bene t the CFA, a non-pro t organization that a______will not bear ______is ______.” Master Gardener Classes 2015 supports the work of the Tennessee Craniofacial ~ Aristotle Beginning Saturday, Jan. 10 Center (TCC) at Children’s Hospital at Erlanger Answer in next week’s paper and Erlanger Health System. e TCC special- Sign up now for the Master Gardener Class izes in the evaluation and treatment of patients Answer to last week’s quote taking place in early January (either the evening of all ages with craniofacial deformities, with of the 5th, or the morning of the 6th). Class services covering a broad range of operations “Some books should be tasted, some devoured, but only a space is limited. For more information, call the and treatment from birth defects, tumors, and few should be chewed and digested thoroughly.” UT Extension Oce – Hamilton County at (423) trauma. For tickets or information, visit www. ~ Sir Francis Bacon 855-6113. p2pchattanooga.com. www.hamiltoncountyherald.com Hamilton County Herald Friday, January 2, 2015 | 15

I Swear Crossword CRANSTON-GUNN SERIES RECALLED By Victor Fleming and Tracy Bennett

Across 1 ___ up (arises) 6 Burden, as in court 10 Old late-night name 14 Jawaharlal of India I 15 Underwriter’s concern 16 Therefore, in legal- Swear speak 17 Scalia and Kagan, e.g. By Vic Fleming 18 Herb garden sprouter 20 Morse Code units 22 Key part of a settlement agreement 23 Honolulu palace On growing 26 ___ on the bench (pre- sided in court) 27 One reuning in ear Judge Vic, In last week’s column, you wrote, ‘A re- Providence, R.I., say 31 Spanish hands “ peating scene in “Breaking Bad,” which I’ve now watched 35 Be worthy of Dtwice, involves the protagonist’s birthday.’ is was a sly 36 Western state capital 38 Game with “Draw Two” segue into talking about your birthday. (Happy birthday, BTW, cards belatedly!) My question is, Did you watch the repeating scene 39 Numbered rd. twice? Or did you watch the series twice? /s/ Muy Curioso.” 40 Doesn’t act out 41 Ft. Collins campus Dear Muy, I watched the whole thing a second time, starting (abbr.) a year or more after watching it the rst time. Just as I did with 42 “Am ___ the green?” “Lost” and “Sports Night.” And as I’ll do with other shows in (query to a caddie) 43 Galileo’s muse time. No dierent than watching reruns on regular TV, right? 44 Caramel-topped des- I frequently read a good book two or more times. I’ve read sert Kafka’s “e Trial” once a year since 2005, the year I sum- 45 Syrians and Egyptians, e.g. moned up the courage to teach it in the Law and Literature 47 Where to find pitchers seminar. Why shouldn’t I re-watch a TV show that I nd and catchers compelling? 49 Utterance after an epiphany My take on the process is that when I absorb something 51 Buds of Stan and Fran, that I enjoy a second or third time, I sense that I am growing. and former Col. North 9 Hits too high, as a golf shot 53 Stellar bear Growing how? Growing where? I’m not too clear on that, actu- 52 Discount stores 10 Spanish monetary unit, once 54 Layer 56 Carbon compound 11 Vicinity 55 Fix, as a pet ally. 57 SOS alternative 12 Gets mellower 56 First garden It feels, though, like I might be getting nearer to wisdom, 59 Where JAG Corps officers may be 13 ___ the bench (didn’t play in a 58 Young Darth Vader’s nickname which I hope someday to attain. Most days I don’t feel wise at stationed game) 60 Former Supreme Court Justice 63 Utterance after an epiphany 19 Andean ruminants Fortas all. Especially on Saturdays, when the Times crossword kicks 64 “Stay in your own ___!” (driver’s 21 More lofty 61 Spruce cousin my rear. shout) 23 Two-nation peninsula south of the 62 With “Breaking,” this puzzle’s I was trying to remember a quotation about growing the 65 Knee-ankle connector Pyrenees theme 66 Sour-tasting 24 Closing argument deliverer Last week’s solution other day. I was making a point with some younger people at 67 “___ Eyes” (1975 hit by the 25 Women’s golf great Ochoa an event in Southeast Arkansas. I said, “Growing is mandatory. Eagles) 28 Betty Ford Clinic forte Growing old is optional.” As soon as the words were out of my 68 Bergen alter ego 29 Former TV host Stewart 30 “The ___ made me do it!” mouth, I knew I’d messed up the quote. e listeners nodded Down 32 Centers of cells politely, then walked to the bar. 1 Sanjay Gupta’s channel 33 Reduced, in a way 2 “In Dreams” actor Stephen “Growing old is mandatory. Growing up is optional.” at’s 34 Auditory sensations 3 Electrician’s unit 37 “SNL” alumnus Kevin the quotation I was groping for. I’ve found it online now, and 4 Like 4:00 a.m., say 40 Grain measure when I try to pinpoint the source, I see it’s attributed to no 5 “Once Is Not Enough” author 44 Works as a substitute Jacqueline fewer than ve people. None of whom I’ve even heard. 46 Performance for Anna Pavlova 6 Peepers, poetically 48 Intentionally breaks, as a law Hypothesizing, then, that people are lifting this quote and 7 Peeples of “Fame” 50 Christmas Island, e.g. claiming it as their own, I begin to question its wisdom alto- 8 Cold War participant, initially 52 Passing note gether. One of my favorite poems is Anthony Abbott’s “Grow- Victor Fleming’s puzzles have appeared in many publications, ing Up,” which begins, including the New York Times and Games Magazine. Why do they call it up? Why not growing out? or older or colder, but certainly not bolder. The theme that plays out in Tony’s poem is that growing up is not necessarily such a good thing. Balance may be achieved by BACK TO TRIAL Continued from page 2 Dr. Wessels may seek review of v. Izak Frederick Wessels, M.D. remaining in touch with one’s inner cartoon characters. Many of his evidentiary issue after a nal opinion, visit the opinions sec- whom are named in the poem. Appeals subsequently granted judgment has been entered in tions of TNCourts.gov. One of the reasons I continue to teach Law and Lit, generally, Dr. Wessels’s application for an the trial court. Source: Tennessee Supreme and Kafka, specifically, is that I like being in contact with law extraordinary appeal directly To read the C.L. Gilbert, Jr. Court v students. (You thought I was going to say cartoon characters, to that court and held that the didn’t you?) Another reason is the belief that I can influence a trial court acted appropriately few students per year to seek balance in their lives. in declining to waive the con- Any professional school experience can be interpreted by tiguous state requirement. Level: students as an insistence that they take everything as gravely e Supreme Court vacated 1 2 serious. Through lessons taught by literature, I try to stress that the Court of Appeals decision one must take oneself with just the right amount of seriosity – no to grant Dr. Wessels’s appeal. 3 4 more, no less. In an opinion authored by I’m sorry, Muy, but what was your question? /s/ J.V. Complete the grid so Chief Justice Sharon G. Lee, the each row, column and Vic Fleming is a district court judge in Little Rock, Ark., Court held that the Court of 3-by-3 box (in bold where he also teaches at the William H. Bowen School of Law. Appeals improperly granted the borders) contains Contact him at vic[email protected]. every digit, 1 to 9. For extraordinary appeal, noting strategies on how to that trial courts have discre- solve Sudoku, visit tionary authority to determine www.sudoku.org.uk whether the contiguous state SOLUTION TO limitation should be waived. LastWEDNESDAY’S weeks solution PUZZLE The Hamilton County Herald Because the trial court con- sidered the proper statute, the is pleased to publish numerous columns relevant facts, and the argu- from inside and outside sources. ments advanced by the parties, The opinions and views of these columnists the trial court’s actions did not warrant immediate review, are their own and do not necessarily nor was review necessary for a convey the opinions of complete determination of the action on appeal. e Supreme The Hamilton County Herald. Court remanded the case back 1/19/12 © 2012 The Mepham Group. Distributed by to the trial court, noting that Tribune Media Services. All rights reserved. 16 | Friday, January 2, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

together with all mining rights and other rights, privileges and immunities or otherwise, homestead, and dower are expressly waived in said Deed 12, Register’s Office, Hamilton County, Tennessee, to which plat specific NOTICES Continued from page 8 relating thereto. Subject to all easements, restrictions, covenants, setback of Trust, and the title is believed to be good, but the undersigned will sell reference is hereby made and incorporated herein as if copied verbatim. lines and conditions of record. Subject to all matters shown on that certain and convey only as Substitute Trustee. The Property is sold as is, where ALSO KNOWN AS: 4607 Woodmore View Circle, Chattanooga, TN by virtue of the power, duty, and authority vested in and imposed upon said plat recorded in Plat Book 1, Page 41, aforesaid records. ALSO KNOWN is, without representations or warranties of any kind, including fitness for 37411-1231 This sale is subject to all matters shown on any applicable Successor Trustee, by US Bank, National Association, not in its individual AS: 1906 Vine Street, Chattanooga, TN 37404 This sale is subject to all a particular use or purpose. In addition this sale shall be subject to the recorded plat; any unpaid taxes; any restrictive covenants, easements, or capacity, but solely as Trustee for the RMAC Trust, Series 2013-1T, will, matters shown on any applicable recorded plat; any unpaid taxes; any right of redemption by the UNITED STATES OF AMERICA, pursuant to setback lines that may be applicable; any statutory rights of redemption on February 2, 2015 on or about 3:00 PM, at the Hamilton County Court- restrictive covenants, easements, or setback lines that may be applicable; 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: of any governmental agency, state or federal; any prior liens or encum- house, Chattanooga, Tennessee, offer for sale certain property hereinafter any statutory rights of redemption of any governmental agency, state or Book GI 8309, Page 1. Notice of the sale has been given to the UNITED brances as well as any priority created by a fixture filing; and to any matter described to the highest bidder FOR certified funds paid at the conclusion federal; any prior liens or encumbrances as well as any priority created by STATES OF AMERICA in accordance with 26 U.S.C. 7425(b). THIS LAW that an accurate survey of the premises might disclose. In addition, the of the sale, or credit bid from a bank or other lending entity pre-approved a fixture filing; and to any matter that an accurate survey of the premises FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OB- following parties may claim an interest in the above-referenced property: by the successor trustee. The sale is free from all exemptions, which are might disclose. In addition, the following parties may claim an interest in TAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, PARIS, EDWARD; PARIS, MARY A. The sale held pursuant to this Notice expressly waived in the Deed of Trust, said property being real estate the above-referenced property: JENNETTE, JAMES A. PIGNA, SCOTT J. Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 may be rescinded at the Successor Trustee’s option at any time. The situated in Hamilton County, Tennessee, and being more particularly de- CHATTANOOGA NEIGHBORHOOD ENTERPRISE, INC. PORTFOLIO www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) right is reserved to adjourn the day of the sale to another day, time, and scribed as follows: Located in the City of Chattanooga, Hamilton County, RECOVERY ASSOCIATES, LLC, ASSIGNEE OF HSBC CARD SERVIC- 601-5846 Ad #76014: 2014-12-26 2015-01-02, 2015-01-09 place certain without further publication, upon announcement at the time Tennessee: Lot Thirteen (13), Northshore Forest, Unit Three (3), shown by ES III, INC. TENANTS OF 1906 VINE STREET The sale held pursuant and place for the sale set forth above. W&A No. 251267 DATED De- plat of record in Plat Book 26, Page 59, in the Register’s Office of Hamilton to this Notice may be rescinded at the Successor Trustee’s option at any SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- cember 16, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee County, Tennessee. This conveyance is made subject to the following: Any time. The right is reserved to adjourn the day of the sale to another day, ary 29, 2015 on or about 11:00AM local time, at the Main door of the 481-3075101 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and governmental zoning and subdivision ordinances or regulations in effect time, and place certain without further publication, upon announcement at Hamilton County Courthouse, Chattanooga, Tennessee, conducted WWW.REALTYTRAC.COM HCH3T-12/26,1/2,1/9/15 thereon. All applicable conditions, restrictions, reservations, easements, the time and place for the sale set forth above. W&A No. 300697 DATED by the Substitute Trustee as identified and set forth herein below, pur- etc. as shown on recorded plat. ALSO KNOWN AS: 5604 Cold Springs December 23, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trust- suant to Deed of Trust executed by JOHN DAVID CRAW AND TONI NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Road, Hixson, TN 37343 This sale is subject to all matters shown on ee 0201666434 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM LAKENDRA CRAW, to RHONDA C. BUNDY, Trustee, on February 3, performance of the covenants, terms, and conditions of a Deed of Trust any applicable recorded plat; any unpaid taxes; any restrictive covenants, and WWW.REALTYTRAC.COM HCH3T-12/26,1/2,1/9/15 2005, at Record Book GI 7420, Page 611 in the real property records Note dated November 4, 1998, and the Deed of Trust of even date secur- easements, or setback lines that may be applicable; any statutory rights of of Hamilton County Register’s Office, Tennessee. Owner of Debt: HSBC ing the same, recorded March 4, 1999, in Book No. GI 5302, at Page redemption of any governmental agency, state or federal; any prior liens NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has BANK USA, NATIONAL ASSOCIATION, AS INDENTURE TRUSTEE 307, in Office of the Register of Deeds for Hamilton County, Tennessee, or encumbrances as well as any priority created by a fixture filing; and to occurred in the performance of the covenants, terms and conditions of a FOR PEOPLE`S CHOICE HOME LOAN SECURITIES TRUST SERIES executed by Jerry Springs and Tondoleria Springs, conveying certain any matter that an accurate survey of the premises might disclose. In ad- Deed of Trust dated October 10, 2006, executed by LEATRI R. COX AND 2005-2 The following real estate located in Hamilton County, Tennessee, property therein described to Transcontinental Title as Trustee for United dition, the following parties may claim an interest in the above-referenced STANLEY G. COX, conveying certain real property therein described will be sold to the highest call bidder subject to all unpaid taxes, prior Panam Mortgage, a Division of Pan American Bank, FSB; and the under- property: PACK, MELANIE A. PACK, JR., JIMMY D. TENANTS OF 5604 to WALTER H. NEILSEN, as Trustee, as same appears of record in the liens and encumbrances of record: LOTS 14, 15, AND 16, BLOCK 29, signed, Wilson & Associates, P.L.L.C., having been appointed Successor COLD SPRINGS ROAD SUNTRUST BANK The sale held pursuant to this Register’s Office of Hamilton County, Tennessee recorded October 17, ARLINGTON HEIGHTS, OF RECORD IN PLAT BOOK 5, PAGE 23, IN Trustee by Christiana Trust, A Division of Wilmington Savings Fund Soci- Notice may be rescinded at the Successor Trustee’s option at any time. 2006, in Deed Book GI 8117, Page 582; and WHEREAS, the beneficial THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. ety, FSB, as trustee for Normandy Mortgage Loan Trust, Series 2013-9. The right is reserved to adjourn the day of the sale to another day, time, interest of said Deed of Trust was last transferred and assigned to U.S. FOR PRIOR TITLE SEE DEED RECORDED IN BOOK 6281, PAGE 70, NOW, THEREFORE, notice is hereby given that the entire indebtedness and place certain without further publication, upon announcement at the Bank, N.A., successor trustee to LaSalle Bank National Association, on IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. has been declared due and payable; and that an agent of Wilson & Associ- time and place for the sale set forth above. W&A No. 202052 DATED De- behalf of the holders of Bear Stearns Asset Backed Securities I Trust Tax ID: 136L-D-006 Current Owner(s) of Property: JOHN DAVID CRAW ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and au- cember 26, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 2006-HE10, Asset-Backed Certificates Series 2006-HE10 who is now the AND TONI LAKENDRA CRAW The street address of the above described thority vested in and imposed upon said Successor Trustee, by Christiana FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, property is believed to be 2012 DODSON AVE, CHATTANOOGA, TN Trust, A Division of Wilmington Savings Fund Society, FSB, as trustee TYTRAC.COM HCH3T-1/2,1/9,1/16/15 PLLC, having been appointed as Substitute Trustee by instrument to be 37406, but such address is not part of the legal description of the prop- for Normandy Mortgage Loan Trust, Series 2013-9, will, on January 19, filed for record in the Register’s Office of Hamilton County, Tennessee. erty sold herein and in the event of any discrepancy, the legal description 2015 on or about 3:00 PM , at the Hamilton County Courthouse, Chatta- Public Notice: The regular monthly meeting of the Chattanooga-Hamilton NOW, THEREFORE, notice is hereby given that the entire indebtedness referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) nooga, Chattanooga, Tennessee, offer for sale certain property hereinafter County Regional Planning Commission will be held on Monday, January has been declared due and payable, and that the undersigned, Rubin RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN described to the highest bidder FOR certified funds paid at the conclusion 12, 2015, at 1:00 p.m. in The County Commission Room of the Court- Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- of the sale, or credit bid from a bank or other lending entity pre-approved house, Fourth Floor, Room 402, located at 625 Georgia Avenue, Chat- virtue of the power, duty and authority vested and imposed upon said TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT by the successor trustee. The sale is free from all exemptions, which are tanooga, TN 37402 John Bridger Chattanooga-Hamilton County Regional Substitute Trustee will, on January 29, 2015 at 10:00 AM at the Front AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE expressly waived in the Deed of Trust, said property being real estate Planning Commission HCH1T-1/2/15 Steps of the Hamilton County Courthouse , located in Chattanooga, Ten- TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- situated in Hamilton County, Tennessee, and being more particularly de- nessee, proceed to sell at public outcry to the highest and best bidder for SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, scribed as follows: Located in the City of Chattanooga, Hamilton County, NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the cash or certified funds ONLY, the following described property situated in THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A Tennessee: Lot Fifty (50),Plan of Kozy Homes Subdivision Number Two performance of the covenants, terms, and conditions of a Deed of Trust Hamilton County, Tennessee, to wit: LOT NINETEEN (19), BLOCK FOUR RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO (2), as shown by plat recorded in Plat Book 15, Page 87, in the Regis- Note dated February 23, 2009, and the Deed of Trust of even date secur- (4), BATTERY HEIGHTS, THIRD (3RD) UNIT, AS SHOWN BY PLAT FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR ter’s Office of Hamiliton County, Tennessee. ALSO KNOWN AS: 2909 ing the same, recorded February 26, 2009, in Book No. GI 8864, at Page OF RECORD IN PLAT BOOK 12, PAGE 44, REGISTER`S OFFICE OF THE TRUSTEE. OTHER INTERESTED PARTIES: DEPARTMENT OF Fifth Avenue, Chattanooga, TN 37410 This sale is subject to all matters 735, in Office of the Register of Deeds for Hamilton County, Tennessee, HAMILTON COUNTY, TENNESSEE, TO WHICH PLAT REFERENCE IS THE NEIGHBORHOOD SERVICES AND COMMUNITY DEVELOPMENT shown on any applicable recorded plat; any unpaid taxes; any restrictive executed by James A. Jennette and Scott J. Pigna, conveying certain HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID OF THE CITY OF CHATTANOOGA, TENNESSEE THIS IS AN ATTEMPT covenants, easements, or setback lines that may be applicable; any statu- property therein described to First Title Ins. Company as Trustee for Mort- PROPERTY. SUBJECT TO ALL COVENANTS, EASEMENTS, RESTRIC- TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE tory rights of redemption of any governmental agency, state or federal; gage Electronic Registration Systems, Inc., as nominee for Lend America, TIONS, RESERVATIONS, CONDITIONS AND RIGHTS APPEARING OF USED FOR THAT PURPOSE. If applicable, the notice requirements of any prior liens or encumbrances as well as any priority created by a fixture its successors and assigns; and the undersigned, Wilson & Associates, RECORD AGAINST THE ABOVE DESCRIBED PROPERTY; ALSO SUB- T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory filing; and to any matter that an accurate survey of the premises might dis- P.L.L.C., having been appointed Successor Trustee by Nationstar Mort- JECT TO ANY STATE OF FACTS WHICH AN ACCURATE SURVEY OF and otherwise, and homestead are expressly waived in said Deed of Trust, close. In addition, the following parties may claim an interest in the above- gage. NOW, THEREFORE, notice is hereby given that the entire indebted- SAID PROPERTY WOULD SHOW. THE LEGAL DESCRIPTION CON- and the title is believed to be good, but the undersigned will sell and con- referenced property: SPRINGS, JERRY; SPRINGS, TONDOLERIA; ness has been declared due and payable; and that an agent of Wilson & TAINED HEREIN IS THE SAME AS IN DEED OF PRIOR TITLE. Par- vey only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the SHOWCASE TV AND APPLIANCE RENTALS, INC.; DEPARTMENT OF Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, cel ID: 128O-A-019 PROPERTY ADDRESS: The street address of the State of Tennessee Department of Revenue, or the State of Tennessee ECONOMIC AND COMMUNITY DEVELOPEMENT The sale held pursu- and authority vested in and imposed upon said Successor Trustee, by property is believed to be 3424 VINEWOOD DRIVE, CHATTANOOGA, Department of Labor or Workforce Development are listed as Interested ant to this Notice may be rescinded at the Successor Trustee’s option at Nationstar Mortgage, will, on February 26, 2015 on or about 10:00 AM, TN 37406. In the event of any discrepancy between this street address Parties in the advertisement, then the Notice of this foreclosure is being any time. The right is reserved to adjourn the day of the sale to another at the Hamilton County Courthouse, Chattanooga, Tennessee, offer for and the legal description of the property, the legal description shall control. given to them and the Sale will be subject to the applicable governmental day, time, and place certain without further publication, upon announce- sale certain property hereinafter described to the highest bidder FOR certi- CURRENT OWNER(S): LEATRI R. COX AND STANLEY G. COX OTHER entities’ right to redeem the property as required by 26 U.S.C. 7425 and ment at the time and place for the sale set forth above. W&A No. 109855 fied funds paid at the conclusion of the sale, or credit bid from a bank or INTERESTED PARTIES: Internal Revenue Service (TN) The sale of the T.C.A. §67-1-1433. This property is being sold with the express reserva- DATED December 18, 2014 WILSON & ASSOCIATES, P.L.L.C., Succes- other lending entity pre-approved by the successor trustee. The sale is above-described property shall be subject to all matters shown on any tion that the sale is subject to confirmation by the lender or trustee. This sor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and free from all exemptions, which are expressly waived in the Deed of Trust, recorded plat; any unpaid taxes; any restrictive covenants, easements or sale may be rescinded at any time. If the sale is set aside for any reason, WWW.REALTYTRAC.COM HCH3T-12/26,1/2,1/9/15 said property being real estate situated in Hamilton County, Tennessee, set-back lines that may be applicable; any prior liens or encumbrances the Purchaser at the sale shall be entitled only to a return of the deposit and being more particularly described as follows: Located in the City of as well as any priority created by a fixture filing; and to any matter that an paid. The Purchaser shall have no further recourse against the Mortgagor, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- Chattanooga, Hamilton County, Tennessee: Lot Four (4), Block Thirty- accurate survey of the premises might disclose. This property is being sold the Mortgagee or the Mortgagee’s attorney. MWZM File No. 14-005151- ary 29, 2015 at 10:00AM local time, at the west door of the Hamilton eight (38), Orchard Knob, The McCallie Avenue Land and Improvement with the express reservation that it is subject to confirmation by the lender 670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substi- County Courthouse, 615 Walnut Street, Chattanooga, TN 37402, pursu- Company’s First Addition as shown by plat of record in Plat Book 1, Page or Substitute Trustee. This sale may be rescinded at any time. The right is tute Trustee(s) PREMIER BUILDING, SUITE 404 5217 MARYLAND WAY ant to Deed of Trust executed by Richard M. Strickland, unmarried, to 41, in the Register’s Office of Hamilton County, Tennessee. Subject to any reserved to adjourn the day of the sale to another day, time, and place cer- BRENTWOOD, TN 37027 PHONE: (615) 238-3630 EMAIL: TNSALES@ Charles E. Tonkin, II, Trustee, on April 29, 2009 at Book GI 8916, Page governmental zoning and subdivision ordinances and regulations in effect tain without further publication, upon announcement at the time and place MWZMLAW.COM BCNS76539 HCH3T-12/26,1/2,1/9/15 568; all of record in the Hamilton County Register’s Office. Party entitled to thereon. Subject to title to all minerals, within and underlying premises, for the sale set forth above. All right and equity of redemption, statutory enforce security interest: Nationstar Mortgage LLC, its successors and as- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Febru- signs The following real estate located in Hamilton County, Tennessee, will ary 10, 2015 at 12:00 PM local time, at the west door, Hamilton County be sold to the highest call bidder subject to all unpaid taxes, prior liens and Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to encumbrances of record: IN THE CITY OF CHATTANOOGA, HAMILTON Deed of Trust executed by L. Brock Bennington, an unmarried man, to COUNTY, TENNESSEE: Lot Seven (7), Lake Forest Subdivision, Section Larry N. Westbrook, Esq., Trustee, on July 30, 2004 at Book GI 7224, No. One (1), as shown by plat of record in Plat Book 22, Page 52, in the Page 1; all of record in the Hamilton County Register’s Office. Party en- Register’s Office of Hamilton County, Tennessee. Parcel Number: 099D E titled to enforce security interest: PHH Mortgage Corporation, its succes- 025 Current Owner(s) of Property: Richard M. Strickland Street Address: sors and assigns The following real estate located in Hamilton County, 5738 Lyle Circle, Hixson, Tennessee 37343 Any property address pro- Tennessee, will be sold to the highest call bidder subject to all unpaid vided is not part of the legal description of the property sold herein and in taxes, prior liens and encumbrances of record: IN THE SECOND CIVIL the event of any discrepancy, the legal description referenced herein shall DISTRICT OF HAMILTON COUNTY, TENNESSEE: Lot Three (3), Block control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. H, Blaney Forest, as shown by plat recorded in Plat Book 15, page 81, All right of equity of redemption, statutory and otherwise, and homestead in the Register’s Office of Hamilton County, Tennessee. REFERENCE is are expressly waived in said Deed of Trust, and the title is believed to be made for prior title to Deed of record in Book 1969, page 30, in the Reg- good, but the undersigned will sell and convey only as Substitute Trustee. ister’s Office of Hamilton County, Tennessee. Commonly known as: 1004 If you purchase a property at the foreclosure sale, the entire purchase McHann Drive, Chattanooga, TN 37412. SUBJECT TO all easements price is due and payable at the conclusion of the auction in the form of a and stipulations shown on said plat. SUBJECT TO Restrictive Covenants certified/bank check made payable to or endorsed to Shapiro & Kirsch, of record in Book 955, page 712, in the Register’s Office of Hamilton LLP. No personal checks will be accepted. To this end, you must bring suf- County, Tennessee, but omitting any covenant or restriction based on ficient funds to outbid the lender and any other bidders. Insufficient funds race, color, religion, sex, handicap, familial status or national origin unless will not be accepted. Amounts received in excess of the winning bid will and only to the extent that said covenant (11) is exempt under Chapter 42, be refunded to the successful purchaser at the time the foreclosure deed Section 3607 of the United States Code or (b) relates to handicap but does is delivered. This property is being sold with the express reservation that not discriminate against handicapped persons. Parcel Number: 168D-L- the sale is subject to confirmation by the lender or trustee. This sale may 009 Current Owner(s) of Property: L. Brock Bennington Street Address: be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law 1004 McHann Drive, East Ridge, Tennessee 37412 Secondary Property Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Address: 1004 Mc Hann Drive, Chattanooga, Tennessee 37412 Any prop- Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.auc- erty address provided is not part of the legal description of the property tion.com S&K14-062251 HCH3T-12/26,1/2,1/9/15 sold herein and in the event of any discrepancy, the legal description ref- erenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- IN POSSESSION. All right of equity of redemption, statutory and other- ILTON DEBORAH LYNN BARR VS DOCKET NO. 14D2381 MORTIMER wise, and homestead are expressly waived in said Deed of Trust, and the STEVE BARR It appearing from allegations in Plaintiff’s Bill, which is title is believed to be good, but the undersigned will sell and convey only sworn to, that the defendant is a non-resident of the State of Tennessee, as Substitute Trustee. If you purchase a property at the foreclosure sale, so that the ordinary process of law cannot be served upon MORTIMER the entire purchase price is due and payable at the conclusion of the auc- BARR. IT IS ORDERED that publication be made for four successive tion in the form of a certified/bank check made payable to or endorsed to weeks in the Hamilton County Herald, a newspaper published in Hamilton Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, County, Tennessee, notifying said non-resident that unless MORTIMER you must bring sufficient funds to outbid the lender and any other bidders. BARR answers and makes defense to said complaint in the offices of the Insufficient funds will not be accepted. Amounts received in excess of the Circuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days winning bid will be refunded to the successful purchaser at the time the after the fourth weekly publication of this order, the same will be taken foreclosure deed is delivered. This property is being sold with the express as admitted by MORTIMER BARR and the case will be set for hearing reservation that the sale is subject to confirmation by the lender or trustee. ex parte or without MORTIMER BARR presence. This 17th day of De- This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute cember, 2014. LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, FOR PLAINTIFF: RICHARD BRENT TEETER 1415 MARKET ST., CHAT- Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761- TANOOGA, TN 37402 HCH4T-12/26,1/2,1/9,1/16/15 5690 www.kirschattorneys.com S&K14-056402 HCH3T-12/26,1/2,1/9/15 NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the occurred in the performance of the covenants, terms and conditions of a performance of the covenants, terms, and conditions of a Deed of Trust Deed of Trust dated November 18, 2009, executed by AUSTIN QUINN, Note dated November 6, 2009, and the Deed of Trust of even date secur- conveying certain real property therein described to CHICAGO TITLE ing the same, recorded November 20, 2009, in Book No. GI 9061, at Page INSURANCE COMPANY, as Trustee, as same appears of record in the 120, in Office of the Register of Deeds for Hamilton County, Tennessee, Register’s Office of Hamilton County, Tennessee recorded November 23, executed by Edward Paris and Mary A. Paris, conveying certain property 2009, in Deed Book GI 9061, Page 692; and WHEREAS, the beneficial therein described to Robbie L. McLean as Trustee for Mortgage Electronic interest of said Deed of Trust was last transferred and assigned to BANK Registration Systems, Inc., as nominee for Dover Mortgage Company OF AMERICA, N.A. who is now the owner of said debt; and WHEREAS, its successors and assigns; and the undersigned, Wilson & Associates, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Sub- P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, stitute Trustee by instrument to be filed for record in the Register’s Office N.A.. NOW, THEREFORE, notice is hereby given that the entire indebted- of Hamilton County, Tennessee. NOW, THEREFORE, notice is hereby ness has been declared due and payable; and that an agent of Wilson & given that the entire indebtedness has been declared due and payable, Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or and authority vested in and imposed upon said Successor Trustee, by his duly appointed agent, by virtue of the power, duty and authority vested Wells Fargo Bank, N.A., will, on February 26, 2015 on or about 10:00 and imposed upon said Substitute Trustee will, on January 15, 2015 at AM, at the Hamilton County Courthouse, West Door, 615 Walnut Street, 10:00 AM at the West Door of the Hamilton County Courthouse, 615 Wal- Chattanooga, TN 37402, offer for sale certain property hereinafter de- nut Street, Chattanooga, TN 37402, proceed to sell at public outcry to the scribed to the highest bidder FOR certified funds paid at the conclusion highest and best bidder for cash or certified funds ONLY, the following of the sale, or credit bid from a bank or other lending entity pre-approved described property situated in Hamilton County, Tennessee, to wit: LOT by the successor trustee. The sale is free from all exemptions, which are TWENTY-THREE (23), BLOCK B, EALY ESTATES, AS SHOWN BY PLAT expressly waived in the Deed of Trust, said property being real estate RECORDED IN PLAT BOOK 14, PAGE 74, IN THE REGISTER`S OF- situated in Hamilton County, Tennessee, and being more particularly de- FICE OF HAMILTON COUNTY, TENNESSEE. SUBJECT TO ANY GOV- scribed as follows: All that tract or parcel of land lying and being in the ERNMENTAL ZONING AND/OR SUBDIVISION ORDINANCE OR REGU- City of Chattanooga, Hamilton County, Tennessee, being Lot 64, Wood- more View Subdivision, as shown by plat recorded in Plat Book 19, Page See NOTICES, page 17 www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 Friday, January 2, 2015 | 17

son, Trustee, for the benefit of Mortgage Electronic Registration Systems, 37406, but such address is not part of the legal description of the prop- pre-approved by the successor trustee. The sale is free from all exemp- NOTICES Continued from page 16 Inc. as sole nominee for HomeLand Capital Group, LLC and appearing erty sold herein and in the event of any discrepancy, the legal description tions, which are expressly waived in the Deed of Trust, said property being of record in Register’s Office of Hamilton County, Tennessee, in Book referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) real estate situated in Hamilton County, Tennessee, and being more par- LATION IN EFFECT THEREON. SUBJECT TO RESTRICTIONS AS SET GI8232, Page 101; and WHEREAS, the beneficial interest of said Deed RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN ticularly described as follows: The following described real estate lying and OUT IN INSTRUMENT RECORDED IN BOOK 879, PAGE 270, IN THE of Trust was last transferred and assigned to The Bank of New York Mel- THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- being situated in Hamilton County, Tennessee, to wit: The Survey of Lot REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. Parcel lon FKA The Bank of New York, as Trustee for the certificateholders of TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT 13, Brookhaven Heights as shown in Plat Book 24, Page 27, recorded in ID: 169I-B-006 PROPERTY ADDRESS: The street address of the prop- the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2007-6 and AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE the Office of the Hamilton County Register of Deeds. ALSO KNOWN AS: erty is believed to be 4208 DUPONT ST, CHATTANOOGA, TN 37412. WHEREAS, The Bank of New York Mellon FKA The Bank of New York, as TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- 2324 Brookwood Drive, Chattanooga, TN 37421 This sale is subject to In the event of any discrepancy between this street address and the legal Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, all matters shown on any applicable recorded plat; any unpaid taxes; any description of the property, the legal description shall control. CURRENT CERTIFICATES, SERIES 2007-6, as the holder of the Note for which debt THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A RE- restrictive covenants, easements, or setback lines that may be applicable; OWNER(S): AUSTIN QUINN OTHER INTERESTED PARTIES: The sale is owed, (“Note Holder”), appointed the undersigned, Priority Trustee Ser- TURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO any statutory rights of redemption of any governmental agency, state or of the above-described property shall be subject to all matters shown on vices of TN, LLC, as Substitute Trustee by instrument filed or to be filed for FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR federal; any prior liens or encumbrances as well as any priority created by any recorded plat; any unpaid taxes; any restrictive covenants, easements record in the Register’s Office of Hamilton County, Tennessee, with all the THE TRUSTEE. OTHER INTERESTED PARTIES: BETTER HOUSING a fixture filing; and to any matter that an accurate survey of the premises or set-back lines that may be applicable; any prior liens or encumbrances rights, powers and privileges of the original Trustee named in said Deed of COMMISSION OF CITY OF CHATTANOOGA THIS IS AN ATTEMPT TO might disclose. In addition, the following parties may claim an interest in as well as any priority created by a fixture filing; and to any matter that an Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED the above-referenced property: THE ESTATE OF WILLIAM L. KITCHENS, accurate survey of the premises might disclose. This property is being sold than sixty (60) days prior to the first publication required by § 35-5-101, FOR THAT PURPOSE. If applicable, the notice requirements of T.C.A. THE UNKNOWN HEIRS OF THE ESTATE OF WILLIAM L. KITC, KITCH- with the express reservation that it is subject to confirmation by the lender the notice of the right to foreclose was properly sent, if so required; and 35-5-117 have been met. All right of equity of redemption, statutory and ENS, WILLIAM L. KITCHENS, JERRI IGOU DUSTIN COLE KITCHENS or Substitute Trustee. This sale may be rescinded at any time. The right NOW, THEREFORE, notice is hereby given that the entire indebtedness otherwise, and homestead are expressly waived in said Deed of Trust, and WILLIAM R. RICK KITCHENS DERRICK RAY KITCHENS HEATHER is reserved to adjourn the day of the sale to another day, time, and place has been declared due and payable as provided in said Deed of Trust by the title is believed to be good, but the undersigned will sell and convey ANN KITCHENS HAMLIN HEIRS OF JERRI D. IGOU ESTATE OF JERRI certain without further publication, upon announcement at the time and the Note Holder, and that the undersigned, Priority Trustee Services of only as Substitute Trustee. If the U.S. Department of Treasury/IRS, the D. IGOU U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF CVI place for the sale set forth above. All right and equity of redemption, statu- TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by State of Tennessee Department of Revenue, or the State of Tennessee LOAN GT TRUST I TENANTS OF 2324 BROOKWOOD DRIVE The sale tory or otherwise, homestead, and dower are expressly waived in said virtue of the power and authority vested in it, will on Thursday, January Department of Labor or Workforce Development are listed as Interested held pursuant to this Notice may be rescinded at the Successor Trustee’s Deed of Trust, and the title is believed to be good, but the undersigned 15, 2015, commencing at 11:00 a.m. at the Main Door (Walnut Street Parties in the advertisement, then the Notice of this foreclosure is being option at any time. The right is reserved to adjourn the day of the sale to will sell and convey only as Substitute Trustee. The Property is sold as side) of the Hamilton County Courthouse location in Tennessee, proceed given to them and the Sale will be subject to the applicable governmental another day, time, and place certain without further publication, upon an- is, where is, without representations or warranties of any kind, including to sell at public outcry to the highest and best bidder for cash, the fol- entities’ right to redeem the property as required by 26 U.S.C. 7425 and nouncement at the time and place for the sale set forth above. W&A No. fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING lowing described property situated in Hamilton County, Tennessee, to wit: T.C.A. §67-1-1433. This property is being sold with the express reserva- 249850 DATED December 15, 2014 WILSON & ASSOCIATES, P.L.L.C., TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED LOCATED IN THE SECOND CIVIL DISTRICT OF HAMILTON COUNTY, tion that the sale is subject to confirmation by the lender or trustee. This Successor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR. FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. TENNESSEE: LOT ONE HUNDRED THIRTY-FOUR (134) STILLWATER, sale may be rescinded at any time. If the sale is set aside for any reason, COM and WWW.REALTYTRAC.COM HCH3T-12/19,12/26,1/2/15 Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property- PHASE SIX (6), AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 70, the Purchaser at the sale shall be entitled only to a return of the deposit listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #75644: 2014- PAGE 24, IN THE REGISTER’S OFFICE OF HAMILTON COUNTY, TEN- paid. The Purchaser shall have no further recourse against the Mortgagor, NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in 12-19 2014-12-26, 2015-01-02 NESSEE. BEING THE SAME REAL ESTATE CONVEYED TO KAREN the Mortgagee or the Mortgagee’s attorney. MWZM File No. 14-005840- the performance of the covenants, terms, and conditions of a Deed of DENISE PEEL BY WARRANTY DEED FROM RAYMOND L. LOW DATED 670 JASON S. MANGRUM, J.P. SELLERS, LORI LIANE LONG, Substi- Trust Note dated December 19, 2005, and the Deed of Trust of even date NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the FEBRUARY 1, 2007 AND RECORDED SIMULTANEOUSLY HEREWITH tute Trustee(s) PREMIER BUILDING, SUITE 404 5217 MARYLAND WAY securing the same, recorded January 6, 2006, in Book No. GI 7803, at performance of the covenants, terms, and conditions of a Deed of Trust IN THE REGISTER’S OFFICE OF HAMILTON COUNTY, TENNESSEE. BRENTWOOD, TN 37027 PHONE: (615) 238-3630 EMAIL: TNSALES@ Page 513, in Office of the Register of Deeds for Hamilton County, Ten- Note dated August 26, 2010, and the Deed of Trust of even date securing SUBJECT TO: ANY GOVERNMENTAL ZONING AND/OR SUBDIVISION MWZMLAW.COM BCNS76319 HCH3T-12/19,12/26,1/2/15 nessee, executed by James Johnson and Grace Johnson, conveying the same, recorded September 1, 2010, in Book No. GI 9240, at Page 319 ORDINANCE OR REGULATION IN EFFECT THEREON. RESTRIC- certain property therein described to Arnold M. Weiss as Trustee for Wells in Office of the Register of Deeds for Hamilton County, Tennessee, ex- TIONS, CONDITIONS, RESERVATIONS, EASEMENTS AND STIPULA- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- Fargo Bank, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., ecuted by Linda R. Iglewski, conveying certain property therein described TIONS AS SET FORTH IN INSTRUMENT OF RECORD IN BOOK 5226, ary 27, 2015 at 10:00AM local time, at the west door, Hamilton County having been appointed Successor Trustee by Bank America, N.A.. NOW, to Arnold M. Weiss as Trustee for Wells Fargo Bank, N.A.; and the under- PAGE 897 AS AMENDED IN BOOK 6516, PAGE 916 IN THE REGIS- Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to THEREFORE, notice is hereby given that the entire indebtedness has signed, Wilson & Associates, P.L.L.C., having been appointed Successor TER’S OFFICE OF HAMILTON COUNTY, TENNESSEE. TEN (10) FOOT Deed of Trust executed by Reginald Scott Quinn and Patricia Quinn, been declared due and payable; and that an agent of Wilson & Associates, Trustee by Wells Fargo Bank, N.A.. NOW, THEREFORE, notice is hereby DRAINAGE EASEMENT AS SHOWN ON RECORDED PLAT. TEN (10) husband and wife, to Fidelity National Title, Trustee, on May 8, 2009 at P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority given that the entire indebtedness has been declared due and payable; FOOT UTILITY EASEMENT ON EXTERIOR AND ROAD LOT LINES AS Book GI 8929, Page 985; all of record in the Hamilton County Register’s vested in and imposed upon said Successor Trustee, by Bank America, and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, NOTED ON RECORDED PLAT. FIVE (5) FOOT UTILITY EASEMENT ON Office. Party entitled to enforce security interest: CitiMortgage, Inc., its N.A., will, on January 12, 2015 on or about 3:00 PM, at the Hamilton by virtue of the power, duty, and authority vested in and imposed upon said INTERIOR LOT LINES AS NOTED ON RECORDED PLAT. BUILDING successors and assigns The following real estate located in Hamilton County Courthouse, Chattanooga, Chattanooga, Tennessee, offer for sale Successor Trustee, by Wells Fargo Bank, N.A., will, on January 20, 2015 SETBACK LINES AS SHOWN ON RECORDED PLAT. TEN (10) FOOT County, Tennessee, will be sold to the highest call bidder subject to all certain property hereinafter described to the highest bidder FOR certified on or about 3:00 PM, at the Hamilton County Courthouse, Chattanooga, POWER, COMMUNICATION AND UTILITY EASEMENT ON FRONT LOT unpaid taxes, prior liens and encumbrances of record: THE LAND RE- funds paid at the conclusion of the sale, or credit bid from a bank or other Chattanooga, Tennessee, offer for sale certain property hereinafter de- LINES AS SHOWN ON RECORDED PLAT. PROVISIONS REGARDING FERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF HAM- lending entity pre-approved by the successor trustee. The sale is free from scribed to the highest bidder FOR certified funds paid at the conclusion of SUBDIVISION PLATS OF RECORD IN INSTRUMENT RECORDED IN ILTON, STATE OF TENNESSEE IN DEED BOOK 5605, AT PAGE 716, all exemptions, which are expressly waived in the Deed of Trust, said the sale, or credit bid from a bank or other lending entity pre-approved by BOOK 2116, PAGE 186, IN THE REGISTER’S OFFICE OF HAMILTON AND IS DESCRIBED AS FOLLOWS: LOT NO. TWO (2), RESUBDIVI- property being real estate situated in Hamilton County, Tennessee, and the successor trustee. The sale is free from all exemptions, which are ex- COUNTY, TENNESSEE. ALL NOTES AND STIPULATIONS AS SET OUT SION OF BLOCK ”C”, SMITH’S SUBDIVISION, AS SHOWN BY PLAT being more particularly described as follows: Real estate located in the pressly waived in the Deed of Trust, said property being real estate situat- ON RECORDED PLAT. PROPERTY ADDRESS: 7967 Squirrel Wood RECORDED IN PLAT BOOK 14, PAGE 152, IN THE REGISTER’S OF- Second Civil District of Hamilton County, Tennessee: Lot Fourteen (14), ed in Hamilton County, Tennessee, and being more particularly described Court, Ooltewah, TN 37363 CURRENT OWNER(S): Karen Denise Peel FICE OF HAMILTON COUNTY, TENNESSEE. COMMONLY KNOWN AS: Innwood Village, Unit Two (2), as shown by plat recorded in Plat Book 39, as follows: Lots Fifty-one (51) and Fifty-two (52), Hixson Hills Subdivision The sale of the above-described property shall be subject to all matters 1603 SOUTH SMITH ROAD, CHATTANOOGA, TN. 37412. SUBJECT Page 87, in the Register’s Office of Hamilton County, Tennessee. ALSO of a part of the Edgar L. Baker Estate, as shown by plat of record in Plat shown on any recorded plan; any unpaid taxes; any restrictive covenants, TO GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR KNOWN AS: 8637 Millard Lee Lane, Chattanooga, TN 37416-1683 This Book 15, Page 30, in the Register’s Office of Hamilton County, Tennes- easements or set-back lines that may be applicable; any prior liens or REGULATIONS IN EFFECT THEREON. APN: 169MF010 BEING THE sale is subject to all matters shown on any applicable recorded plat; any see. ALSO KNOWN AS: 1434 Oneal Road, Hixson, TN 37343-4807 This encumbrances as well as any priority created by a fixture filing; and any SAME PROPERTY DESCRIBED IN THE DEED TO REGINALD SCOTT unpaid taxes; any restrictive covenants, easements, or setback lines that sale is subject to all matters shown on any applicable recorded plat; any matter that an accurate survey of the premises might disclose. Substitute QUINN, FROM L. JUNE HAMAN, FORMERLY L. JUNE EWTON, RE- may be applicable; any statutory rights of redemption of any governmental unpaid taxes; any restrictive covenants, easements, or setback lines that Trustee will only convey any interest he/she may have in the property at CORDED ON MAY 30, 2000, IN BOOK 5605, AT PAGE 716, OF THE agency, state or federal; any prior liens or encumbrances as well as any may be applicable; any statutory rights of redemption of any governmental the time of sale. Property is sold “as is, where is.” SUBORDINATE LIEN- PUBLIC RECORDS OF HAMILTON COUNTY, TENNESSEE. Parcel priority created by a fixture filing; and to any matter that an accurate sur- agency, state or federal; any prior liens or encumbrances as well as any HOLDERS: Mortgage Electronic Registration Systems, Inc. as sole nomi- Number: 169M F 010.00 Current Owner(s) of Property: Reginald Scott vey of the premises might disclose. In addition, the following parties may priority created by a fixture filing; and to any matter that an accurate sur- nee for HomeLand Capital Group, LLC For every lien or claim of lien of the Quinn Street Address: 1603 South Smith Street, Chattanooga, Tennes- claim an interest in the above-referenced property: JOHNSON, JAMES vey of the premises might disclose. In addition, the following parties may state identified above, please be advised notice required by § 67-1-1433 see 37412 Any property address provided is not part of the legal descrip- JOHNSON, GRACE CAPITAL ONE BANK (USA) N.A. CADUCEUS-MMS claim an interest in the above-referenced property: IGLEWSKI, LINDA R. (b)(1) was timely given and that any sale of the property herein referenced tion of the property sold herein and in the event of any discrepancy, the ASSET ACCEPTANCE LLC UNIFUND CCR PARTNERS ELITE RECOV- TENANTS OF 1434 ONEAL ROAD LINDA R. IGLEWSKI, TRUSTEE OF will be subject to the right of the state to redeem the land as provided for legal description referenced herein shall control. SALE IS SUBJECT TO ERY SERVICES, INC. JANET CARTER INTERNAL REVENUE SERVICE THE LINDA R. IGLEWSKI RECOVABLE TRUST The sale held pursuant in § 67-1-1433(c)(1). All right and equity of redemption, statutory or other- TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, On or about July 22, 2005, the United States of America, Internal Revenue to this Notice may be rescinded at the Successor Trustee’s option at any wise, homestead, and dower are expressly waived in said Deed of Trust, statutory and otherwise, and homestead are expressly waived in said Service, filed a federal tax lien against the Defendant, James M. Johnson, time. The right is reserved to adjourn the day of the sale to another day, and the title is believed to be good, but the undersigned will sell and con- Deed of Trust, and the title is believed to be good, but the undersigned recorded in the Register’s Office of Hamilton County, Tennessee ,Book GI time, and place certain without further publication, upon announcement at vey only as Substitute Trustee. The right is reserved to adjourn the day of will sell and convey only as Substitute Trustee. If you purchase a property 7619, page 565. Any interest in the property held by the United States of the time and place for the sale set forth above. W&A No. 251544 DATED the sale to another day, time, and place certain without further publication, at the foreclosure sale, the entire purchase price is due and payable at America, Internal Revenue Service, by virtue of the aforementioned feder- December 9, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee upon announcement at the time and place for the sale set forth above. the conclusion of the auction in the form of a certified/bank check made al tax lien is both junior and inferior to the interests held by Bank America, 481-3213196 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 Northeast Express- payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks N.A.. Provided, however, that the United States of America, Internal Rev- WWW.REALTYTRAC.COM HCH3T-12/19,12/26,1/2/15 way Atlanta, Georgia 30329 File No.: 1R416314 Web Site: www.rcolegal. will be accepted. To this end, you must bring sufficient funds to outbid enue Service, pursuant to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), shall com Insertion Dates: 12/19/2014, 12/26/2014, 1/2/2015 TS#: 1R416314 the lender and any other bidders. Insufficient funds will not be accepted. have one hundred and twenty (120) days from the date of the sale within SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made FEI # 2013.02411 12/19/2014, 12/26/2014, 01/02/2015 Amounts received in excess of the winning bid will be refunded to the which to redeem the property by virtue of its tax lien(s) herein by payment in the payment of the debts and obligations secured by a Deed of Trust ex- successful purchaser at the time the foreclosure deed is delivered. This of the actual amount paid by the purchaser at the foreclosure sale, plus ecuted on May 15, 2007, by Marsha Thompson to Arnold M. Weiss, Attor- NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAMIL- property is being sold with the express reservation that the sale is subject any amount in excess of the expenses necessarily incurred in connection ney, Trustee, for the benefit of Mortgage Electronic Registration Systems, TON COUNTY WHEREAS, Hershell Dean Roberts executed a Deed of to confirmation by the lender or trustee. This sale may be rescinded at with such property, less the income from such property, plus a reasonable Inc. as sole nominee for Countrywide Home Loans, Inc. dba America’s Trust to Mortgage Electronic Registration Systems, Inc. as nominee for any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro rental value of such property. As required by 26 U.S.C. §7425(b), the Wholesale Lender and appearing of record in Register’s Office of Hamil- Calusa Investments, LLC, Lender and Nolan Sharbel, Trustee(s), which & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN United States of America, Internal Revenue Service has been given timely ton County, Tennessee, in Book GI 8348, Page 252; and WHEREAS, the was dated November 13, 2006 and recorded on January 22, 2007 in 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys. notice of this action. The sale held pursuant to this Notice may be rescind- beneficial interest of said Deed of Trust was last transferred and assigned Book GI 8217, Page 320, Hamilton County, Tennessee Register of Deeds. com S&K12-038197 HCH3T-12/19,12/26,1/2/15 ed at the Successor Trustee’s option at any time. The right is reserved to to The Bank of New York Mellon FKA The Bank of New York, as Trustee WHEREAS, default having been made in the payment of the debt(s) and adjourn the day of the sale to another day, time, and place certain without for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFI- obligation(s) thereby secured by the said Deed of Trust and the current NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the further publication, upon announcement at the time and place for the sale CATES, SERIES 2007-10 and WHEREAS, The Bank of New York Mellon holder of said Deed of Trust, U.S. Bank Trust, N.A., as Trustee for LSF8 performance of the covenants, terms, and conditions of a Deed of Trust set forth above. W&A No. 300552 DATED December 15, 2014 WILSON FKA The Bank of New York, as Trustee for the certificateholders of the Master Participation Trust, (the “Holder”), appointed the undersigned, Note dated December 21, 2007, and the Deed of Trust of even date se- & ASSOCIATES, P.L.L.C., Successor Trustee 7008293263 FOR SALE IN- CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2007-10, as the Brock & Scott, PLLC, as Substitute Trustee, by an instrument duly record- curing the same, recorded March 10, 2008, in Book No. GI8609, at Page FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM holder of the Note for which debt is owed, (“Note Holder”), appointed the ed in the Office of the Register of Deeds of Hamilton County, Tennessee, 757 in Office of the Register of Deeds for Hamilton County, Tennessee, HCH3T-12/19,12/26,1/2/15 undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee with all the rights, powers and privileges of the original Trustee named in executed by Addie Francis Ross and John J. Ross, conveying certain by instrument filed or to be filed for record in the Register’s Office of Ham- said Deed of Trust; and NOW, THEREFORE, notice is hereby given that property therein described to Arnold M. Weiss, Esq. as Trustee for Wells SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- ilton County, Tennessee, with all the rights, powers and privileges of the the entire indebtedness has been declared due and payable as provided Fargo Bank, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., ary 20, 2015 at 12:00PM local time, at the west door, Hamilton County original Trustee named in said Deed of Trust; and WHEREAS, pursuant to in said Deed of Trust by the Holder, and that as agent for the undersigned, having been appointed Successor Trustee by Wells Fargo Bank, N.A.. Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first Brock & Scott, PLLC, Substitute Trustee, by virtue of the power and au- NOW, THEREFORE, notice is hereby given that the entire indebtedness to Deed of Trust executed by Annette Whatley, unmarried, to Jack B. publication required by § 35-5-101, the notice of the right to foreclose was thority vested in it, will on January 13, 2015, at 10:00AM at the usual has been declared due and payable; and that an agent of Wilson & As- Kitchen, Trustee, on September 2, 2008 at Book GI 8752, Page 937; all of properly sent, if so required; and NOW, THEREFORE, notice is hereby and customary location at the Hamilton County Courthouse, Chattanooga, sociates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and record in the Hamilton County Register’s Office. Party entitled to enforce given that the entire indebtedness has been declared due and payable Tennessee, proceed to sell at public outcry to the highest and best bid- authority vested in and imposed upon said Successor Trustee, by Wells security interest: Standard Mortgage Corporation, its successors and as- as provided in said Deed of Trust by the Note Holder, and that the under- der for cash, the following described property situated in Hamilton County, Fargo Bank, N.A., will, on February 26, 2015 on or about 10:00 AM, signs The following real estate located in Hamilton County, Tennessee, signed, Priority Trustee Services of TN, LLC, Substitute Trustee, or its duly Tennessee, to wit: The following described real estate, to-wit: Located in at the Hamilton County Courthouse, Chattanooga, Chattanooga, Tennes- will be sold to the highest call bidder subject to all unpaid taxes, prior liens appointed attorneys or agents, by virtue of the power and authority vested the Second Civil District Hamilton County, Tennessee: Lot four hundred see, offer for sale certain property hereinafter described to the highest and encumbrances of record: IN THE CITY OF CHATTANOOGA, HAMIL- in it, will on Thursday, January 15, 2015, commencing at 11:00 a.m. at thirty-seven (437), phase eight (8), Hamilton on Hunter Subdivision, as bidder FOR certified funds paid at the conclusion of the sale, or credit TON COUNTY, TENNESSEE: Lot No. Four (4), Block No. One (1), Moore the Main Door (Walnut Street side) of the Hamilton County Courthouse shown on plats recorded in Plat Book 60, Pages 50-54, inclusive, (being bid from a bank or other lending entity pre-approved by the successor Road Subdivision No. Two (2), as shown by Plat of record in Plat Book location in Tennessee, proceed to sell at public outcry to the highest and Sheet Nos. 1-5 of Phase B, Hamilton on Hunter Subdivision), and revised trustee. The sale is free from all exemptions, which are expressly waived 15, Page 83, Register’s Office, Hamilton County, Tennessee. According best bidder for cash, the following described property situated in Hamilton in Plat Book 69, Page 152, in the Register’s Office of Hamilton County, in the Deed of Trust, said property being real estate situated in Hamilton to said plat, said lot fronts 60 feet in the North line of Carolyn Lane and County, Tennessee, to wit: Located in the City of Chattanooga, Hamilton Tennessee. Being the same property conveyed to Hershell Dean Roberts County, Tennessee, and being more particularly described as follows: All extends back Northwardly, between parallel lines, 150 feet to the North County, Tennessee: Lot 363 and east 12 feet of Lot 364, Clifton Hills, Ad- by deed from Melissa K. Roberts recorded on 08/05/2003 in Deed Book that tract of parcel of land lying and being in the City of Chattanooga, line of the Subdivision. Parcel Number: 157C N 016 Current Owner(s) dition Number 2, as shown on plat of record in Plat Book 6, Page 16, in 6794 Page 742, in the Register’s Office of Hamilton County, Tennessee. Hamilton County, Tennessee, being Lot 113, Manchester Park Subdivi- of Property: Annette Whatley, unmarried Other interested parties: Chat- the Register’s Office, Hamilton County, Tennessee, to which plat reference Parcel ID Number: 113O J 057 Address/Description: 10169 Baker Boy sion, as shown by plat of record in Plat Book 16, Page 73, in the Reg- tanooga Neighborhood Enterprise Street Address: 4909 Carolyn Lane, is hereby made for a more particular description of said property. Accord- Drive, Ooltewah, TN 37363. Current Owner(s): Hershell Dean Roberts. ister’s Office of Hamilton County, Tennessee. ALSO KNOWN AS: 3797 Chattanooga, Tennessee 37411 Any property address provided is not ing to said plat, said lot and part of lot make one tract fronting 112 feet Other Interested Party(ies): MERS as nominee for Calusa Investments, Cuscowilla Trail, Chattanooga, TN 37415-4323 This sale is subject to part of the legal description of the property sold herein and in the event on the north line of Thirteenth Street and runs back northwardly between LLC. The sale of the property described above shall be subject to all mat- all matters shown on any applicable recorded plat; any unpaid taxes; any of any discrepancy, the legal description referenced herein shall control. converging lines to 15 foot alley on which it fronts 49.49 feet. Subject to ters shown on any recorded plat; any and all liens against said property for restrictive covenants, easements, or setback lines that may be applicable; SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right any covenants, conditions, restrictions, reservations, or easements of unpaid property taxes; any restrictive covenants, easements or set-back any statutory rights of redemption of any governmental agency, state or of equity of redemption, statutory and otherwise, and homestead are ex- record. Subject to any governmental zoning and subdivision ordinances lines that may be applicable; any prior liens or encumbrances as well as federal; any prior liens or encumbrances as well as any priority created by pressly waived in said Deed of Trust, and the title is believed to be good, and regulations in effect thereon. Subject to restrictions set out in Book H, any priority created by a fixture filing; a deed of trust; and any matter than a fixture filing; and to any matter that an accurate survey of the premises but the undersigned will sell and convey only as Substitute Trustee. If you Volume 13, Page 415. For prior deed reference see book 7199, page 450 an accurate survey of the premises might disclose; and All right and equity might disclose. In addition, the following parties may claim an interest in purchase a property at the foreclosure sale, the entire purchase price is in the Register’s Office of Hamilton County, Tennessee. Tax ID# 156P- of redemption, statutory or otherwise, homestead, and dower are express- the above-referenced property: ROSS, ADDIE FRANCIS ROSS, JOHN J. due and payable at the conclusion of the auction in the form of a certified/ A-044 Property Address: 1313 East 30th St Chattanooga, TN, 37407 ly waived in said Deed of Trust, and the title is believed to be good, but the ESTATE OF JOHN J. ROSS, HEIR(S) OF JOHN J. ROSS, IF ANY, ES- bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No PROPERTY ADDRESS: 1313 E 30th St, Chattanooga, TN 37407 CUR- undersigned will sell and convey only as Substitute Trustee. The right is TATE OF ADDIE FRANCIS ROSS, HEIR(S) OF ADDIE FRANCIS ROSS, personal checks will be accepted. To this end, you must bring sufficient RENT OWNER(S): Marsha Thompson The sale of the above-described reserved to adjourn the day of the sale to another day, time, and place cer- IF ANY, The sale held pursuant to this Notice may be rescinded at the funds to outbid the lender and any other bidders. Insufficient funds will property shall be subject to all matters shown on any recorded plan; any tain without further publication, upon announcement at the time and place Successor Trustee’s option at any time. The right is reserved to adjourn not be accepted. Amounts received in excess of the winning bid will be unpaid taxes; any restrictive covenants, easements or set-back lines that for the sale set forth above. This office is attempting to collect a debt. Any the day of the sale to another day, time, and place certain without further refunded to the successful purchaser at the time the foreclosure deed is may be applicable; any prior liens or encumbrances as well as any priority information obtained will be used for that purpose. Brock & Scott, PLLC, publication, upon announcement at the time and place for the sale set delivered. This property is being sold with the express reservation that the created by a fixture filing; and any matter that an accurate survey of the Substitute Trustee c/o Tennessee Foreclosure Department 277 Mallory forth above. W&A No. 251410 DATED December 12, 2014 WILSON & sale is subject to confirmation by the lender or trustee. This sale may be premises might disclose. Substitute Trustee will only convey any interest Station Road Suite 115 Franklin, TN 37067 PH: 615-550-7697 FX: 615- ASSOCIATES, P.L.L.C., Successor Trustee 6000361860 FOR SALE IN- rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Of- he/she may have in the property at the time of sale. Property is sold “as 550-8484 File No.: 14-25817 BCNS76316 HCH3T-12/19,12/26,1/2/15 FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM fice of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor is, where is.” SUBORDINATE LIENHOLDERS: Safe Arm, Inc. dba Crime HCH3T-12/19,12/26,1/2/15 Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirs- Watch Security c/o Grisham, Knight & Hooper For every lien or claim of SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- chattorneys.com S&K14-061825 HCH3T-12/19,12/26,1/2/15 lien of the state identified above, please be advised notice required by § ary 29, 2015 on or about 11:00AM local time, at the Main door of the NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the 67-1-1433 (b)(1) was timely given and that any sale of the property herein Hamilton County Courthouse, Chattanooga, Tennessee, conducted by the performance of the covenants, terms, and conditions of a Deed of Trust NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the referenced will be subject to the right of the state to redeem the land as Substitute Trustee as identified and set forth herein below, pursuant to Note dated February 10, 2003, and the Deed of Trust of even date secur- performance of the covenants, terms, and conditions of a Deed of Trust provided for in § 67-1-1433(c)(1). All right and equity of redemption, statu- Deed of Trust executed by CHRISTIAN JOHNSON, to PIONEER TITLE ing the same, recorded February 25, 2003, in Book No. GI6558, at Page Note dated January 26, 1996, and the Deed of Trust of even date secur- tory or otherwise, homestead, and dower are expressly waived in said AGENCY, Trustee, on December 3, 2004, at Record Book GI7363, Page 591, in Office of the Register of Deeds for Hamilton County, Tennessee, ing the same, recorded January 30, 1996, in Book No. 4625, at Page Deed of Trust, and the title is believed to be good, but the undersigned 313 as Instrument No. 2004120700163 in the real property records of executed by William L. Kitchens and Jerri Igou Kitchens, conveying 696, in Office of the Register of Deeds for Hamilton County, Tennessee, will sell and convey only as Substitute Trustee. The right is reserved to Hamilton County Register’s Office, Tennessee. Owner of Debt: Ocwen certain property therein described to Richard R. Croley as Trustee for executed by Raymond L. Hassler, Jr. and Angela M. Hassler, convey- adjourn the day of the sale to another day, time, and place certain with- Loan Servicing, LLC The following real estate located in Hamilton County, Bank One, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., hav- ing certain property therein described to Kathryn L. Harris as Trustee for out further publication, upon announcement at the time and place for the Tennessee, will be sold to the highest call bidder subject to all unpaid ing been appointed Successor Trustee by JPMorgan Chase Bank. NOW, Community Mortgage Corporation; and the undersigned, Wilson & As- sale set forth above. PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 taxes, prior liens and encumbrances of record: Located in the City of Chat- THEREFORE, notice is hereby given that the entire indebtedness has sociates, P.L.L.C., having been appointed Successor Trustee by MidFirst Northeast Expressway Atlanta, Georgia 30329 File No.: 1R397514 Web tanooga, Hamilton County, Tennessee: The West (erroneously referred to been declared due and payable; and that an agent of Wilson & Associates, Bank. NOW, THEREFORE, notice is hereby given that the entire indebted- Site: www.rcolegal.com TS#: 1R397514 FEI # 2013.02400 12/19/2014, as East, in Deed acquisition) Thirty (30) Feet of Lot Six (6) and the East P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority ness has been declared due and payable; and that an agent of Wilson & 12/26/2014, 01/02/2015 Ten (10) of Lot Seven (7), Block Seven (7), P.A. Mankers Subdivision, as vested in and imposed upon said Successor Trustee, by JPMorgan Chase Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, shown by plat of record in Plat Book 9, Page 13, in the Register`s Office Bank, will, on January 12, 2015 on or about 3:00 PM, at the Hamilton and authority vested in and imposed upon said Successor Trustee, by SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made of Hamilton County, Tennessee. Tax ID: 136M-C-021 Current Owner(s) County Courthouse, Chattanooga, Tennessee, offer for sale certain prop- MidFirst Bank, will, on February 26, 2015 on or about 10:00 AM, at the in the payment of the debts and obligations secured by a Deed of Trust of Property: CHRISTIAN JOHNSON The street address of the above erty hereinafter described to the highest bidder FOR certified funds paid at executed on February 1, 2007, by Karen Denise Peel to Robert W. Garri- described property is believed to be 2105 Laura St, Chattanooga, TN the conclusion of the sale, or credit bid from a bank or other lending entity See NOTICES, page 18 18 | Friday, January 2, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

NOTICES Continued from page 17 Trustee/Mortgagee’s Sales Scheduled in the Next 3 Weeks Property City Instr # Owner Trustee Hamilton County Courthouse, Chattanooga, Chattanooga, Tennessee, of- fer for sale certain property hereinafter described to the highest bidder SALES TO TAKE PLACE ON 01/12/15 FOR certified funds paid at the conclusion of the sale, or credit bid from a 8637 Millard Lee Lane 37416-1683 L14 Innwood Village Unit 2 Chattanooga James Johnson Wilson & Associates, PLLC bank or other lending entity pre-approved by the successor trustee. The 2324 Brookwood Drive 37421 Survey of L13 Brookhaven Heights Chattanooga William L. Kitchens Wilson & Associates, PLLC sale is free from all exemptions, which are expressly waived in the Deed SALES TO TAKE PLACE ON 01/13/15 of Trust, said property being real estate situated in Hamilton County, Ten- 14627 Birchwood Pike 37308 Parcel No. 029 009 Birchwood Jerry Dewayne Redmon Shapiro & Kirsch LLP nessee, and being more particularly described as follows: Being a part of Lot Two (2), of the James G. Hamill Division and being more particularly 6555 Olde Ferry Landing 37341 L35 River Cove Subd Harrison Brian D. McDowell and Kathryn J. McDowell Shapiro & Kirsch LLP described as follows: Beginning at a point in the Northern line of Guth 13204 Eldridge Rd 37341 L1 Final Plat Lewis H. Robinson, Jr. Harrison Tony Anthony White and Missy Michele White Shapiro & Kirsch LLP Road at the Western line of tract conveyed by H. L. Fairchild and wife, to 12809 Birchwood Pike 37341 Parcel No. 043 011.06 Harrison Gregory A. Baggett and Tammy Baggett Shapiro & Kirsch LLP Dennis Lee Roberts by deed recorded in Book 1153, Page 284, Register’s 9106 Harrison Bay Rd 37341 NE1/4 Sec9 T4 R3W Harrison Flora Orr Hughes C/O Tennessee Foreclosure Dept. Office of Hamilton County, Tennessee; running thence Northwardly along 1947 Bay Hill Dr 37343 L113 Final Plan of Sequoyah Hills Unit 3 Hixson David R. Bond and Deborah N. Bond Shapiro & Kirsch LLP the Robert’s line 200 feet to a point; thence Westwardly 100 feet to a point; 609 Timber Ridge Dr 37343 L111 Oak Hill North Subd Unit 3 Hixson Larry L. Bonds, Jr and Quintina Bonds Shapiro & Kirsch LLP thence Southwardly 200 feet to a point in the Northern line of Guth Road; thence along the Northern line of Guth Road 100 feet to the point of begin- 8418 Shadowood Dr 37343 L31 Crabtree Hills Subd Hixson Glenda A. Cates Shapiro & Kirsch LLP ning. ALSO KNOWN AS: 5921 Winding Lane, Hixson, TN 37343 This 8612 Ooltewah Harrison Rd 37363 Parcel No. 131 060 Ooltewah Raymond E. Scoggins Shapiro & Kirsch LLP sale is subject to all matters shown on any applicable recorded plat; any 9352 Tower Pines Cv 37363 L283 Lake Haven Unit IV Ooltewah Debra Siniard Stinnett Shapiro & Kirsch LLP unpaid taxes; any restrictive covenants, easements, or setback lines that 10169 Baker Boy Dr 37363 L437 Ph8 Hamilton on Hunter Subd Ooltewah Hershell Dean Roberts C/O Tennessee Foreclosure Dept. may be applicable; any statutory rights of redemption of any governmental 222 School St 37379 Parcel No. 040M-D-006 Soddy-Daisy Donna Faye Woodward Cranmore Shapiro & Kirsch LLP agency, state or federal; any prior liens or encumbrances as well as any 3736 Hemingway Dr 37406 L8,9 Hemingway Garden Chattanooga Kenthearl Pope and Esther Elizabeth Pope Shapiro & Kirsch LLP priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim 4619 Leslie Ln 37411 L44 Woodmore View Subd Chattanooga Eleanor D. Corbin Shapiro & Kirsch LLP an interest in the above-referenced property: HASSLER, JR., RAYMOND 306 Osborne Dr 37421 L14 B11 Brainerd Hills Chattanooga Eric J. Thompson Shapiro & Kirsch LLP L. HASSLER, ANGELA M. TENNESSEE DEPARTMENT OF REVENUE SALES TO TAKE PLACE ON 01/15/15 On or about December 9, 2013, the State of Tennessee, filed a tax lien 4512 Cloverdale Loop 37343 L137 Cloverdale Hills Add Hixson David E. McGill and Margaret A. McGill Shapiro & Kirsch LLP against the Defendant, Raymond Lee Hassler, Jr., recorded in the Reg- 8132 Blue Spruce Drive 37343 L152 Second Corr Plat Cross Timbers Subd Unit 5 Hixson GI 6742/205 Tammy Buttner, Kenneth Buttner, Tammy Buttner, Kenneth Buttner Wilson & Associates, PLLC ister’s Office of Hamilton County, Tennessee, Book GI10299, Page 243. 3655 Crompton Street 37351 L31 Lupton City Subd Lupton City 3928/885 Jack E. White, Sr., Betty E. White Wilson & Associates, PLLC Any interest in the property held by the State of Tennessee, by virtue of the aforementioned tax lien is both junior and inferior to the interests held by 7967 Squirrel Woods Ct 37363 L134 Stillwater Ph6 Ooltewah Karen Denise Peel FEI, LLC MidFirst Bank. Provided, however, that the State of Tennessee, pursuant 244 Sabakewell Lane 37373 Commence at NE corner Sale Creek GI 9481/348 Kimberly Brown, Jason Brown, Jason Brown Wilson & Associates, PLLC to Tennessee Code Annotated §67-1-133, shall have one hundred and L1 North Hamilton County Elementary School Subd twenty (120) days from the date of the sale within which to redeem the 1313 E 30th St 37407 L363 E12 ft L364 Clifton Hills Add No 2 Chattanooga Marsha Thompson FEI, LLC property by virtue of its tax lien(s) herein by payment of the actual amount 903 Curleque Drive 37411 N85 ft L4 Twin Crest Estates Chattanooga GI 7585/664 Valerie M. Erskine Wilson & Associates, PLLC paid by the purchaser at the foreclosure sale, plus any amount in excess 4208 Dupont St 37412 L23 B B Ealy Estates Chattanooga Austin Quinn Rubin Lublin Suarez Serrano, LLC of the expenses necessarily incurred in connection with such property, 711 Donaldson Rd 37412 Parcel No. 156L D 014 Chattanooga Kelly E. McDowell Shapiro & Kirsch LLP less the income from such property, plus a reasonable rental value of such property. As required by law, the State of Tennessee has been given 4030 Kellys Ferry Road 37419 pt of SW1/4 Sec11 T2 R5W Chattanooga GI 8420/824 Debra L Cabe Wilson & Associates, PLLC timely notice of this action. On or about January 14, 2013, the State of 6316 Walden Avenue 37421 L8 B J Washington Park Chattanooga GI 8936/83 Pamela A. Hicks, Marilyn C. Hardy, Charles R. Hardy Wilson & Associates, PLLC Tennessee, filed a tax lien against the Defendant, Raymond Lee Hassler, SALES TO TAKE PLACE ON 01/19/15 Jr., recorded in the Register’s Office of Hamilton County, Tennessee, Book 445 Sevier Street 37343 L47 Sevier Estates Hixson GI 5883/270 Sarah E Cook Wilson & Associates, PLLC GI9845, Page 975. Any interest in the property held by the State of Ten- 2909 Fifth Avenue 37410 L50 Plan of Kozy Homes Subd No. 2 Chattanooga Jerry Springs Wilson & Associates, PLLC nessee, by virtue of the aforementioned tax lien is both junior and inferior to the interests held by MidFirst Bank. Provided, however, that the State of Tennessee, pursuant to Tennessee Code Annotated §67-1-133, shall Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, the sale is subject to confirmation by the lender or trustee. This sale may ment at the time and place for the sale set forth above. This office is at- have one hundred and twenty (120) days from the date of the sale within and authority vested in and imposed upon said Successor Trustee, by be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law tempting to collect a debt. Any information obtained will be used for that which to redeem the property by virtue of its tax lien(s) herein by payment Wells Fargo Bank, NA, will, on February 26, 2015 on or about 10:00 AM, Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor purpose. Brock & Scott, PLLC, Substitute Trustee c/o Tennessee Foreclo- of the actual amount paid by the purchaser at the foreclosure sale, plus at the Hamilton County Courthouse, West Door, 615 Walnut Street, Chat- Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirs- sure Department 277 Mallory Station Road Suite 115 Franklin, TN 37067 any amount in excess of the expenses necessarily incurred in connection tanooga, TN 37402, offer for sale certain property hereinafter described to chattorneys.com S&K08-006758 HCH3T-12/19,12/26,1/2/15 PH: 615-550-7697 FX: 615-550-8484 File No.: 14-24733 BCNS76446 with such property, less the income from such property, plus a reasonable the highest bidder FOR certified funds paid at the conclusion of the sale, HCH3T-12/19,12/26,1/2/15 rental value of such property. As required by law, the State of Tennessee or credit bid from a bank or other lending entity pre-approved by the suc- NOTICE OF FORECLOSURE SALE STATE OF TENNESSEE, HAMIL- has been given timely notice of this action. The sale held pursuant to this cessor trustee. The sale is free from all exemptions, which are expressly TON COUNTY WHEREAS, Flora Orr Hughes executed a Deed of Trust NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- Notice may be rescinded at the Successor Trustee’s option at any time. waived in the Deed of Trust, said property being real estate situated in to CitiFinancial Services, Inc., Lender and Amy Ward, Trustee(s), which ILTON JEARLD SANDERS VS DOCKET NO. 14D1916 NICHELLE N. The right is reserved to adjourn the day of the sale to another day, time, Hamilton County, Tennessee, and being more particularly described as was dated May 14, 2007 and recorded on May 16, 2007 in Book GI 8340, SANDERS It appearing from allegations in Plaintiff’s Bill, which is sworn and place certain without further publication, upon announcement at the follows: Lot One Hundred Eighty-nine (189), Yorktown Woods Subdivi- Page 620, Hamilton County, Tennessee Register of Deeds. WHEREAS, to, that the defendant is a non-resident of the State of Tennessee, so time and place for the sale set forth above. W&A No. 196864 DATED De- sion, Unit Three (3), as shown by plat of record in Plat Book 28, Page 51, default having been made in the payment of the debt(s) and obligation(s) that the ordinary process of law cannot be served upon NICHELLE N. cember 15, 2014 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee in the Register’s Office of Hamilton County, Tennessee. ALSO KNOWN thereby secured by the said Deed of Trust and the current holder of said SANDERS. IT IS ORDERED that publication be made for four successive 481-1893565-703 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM AS: 2810 Saint Johns Lane, Chattanooga, TN 37421-5023 This sale is Deed of Trust, CitiFinancial Servicing LLC, (the “Holder”), appointed the weeks in the Hamilton County Herald, a newspaper published in Hamilton and WWW.REALTYTRAC.COM HCH3T-12/19,12/26,1/2/15 subject to all matters shown on any applicable recorded plat; any unpaid undersigned, Brock & Scott, PLLC, as Substitute Trustee, by an instru- County, Tennessee, notifying said non-resident that unless NICHELLE N. taxes; any restrictive covenants, easements, or setback lines that may be ment duly recorded in the Office of the Register of Deeds of Hamilton SANDERS answers and makes defense to said complaint in the offices of NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the applicable; any statutory rights of redemption of any governmental agen- County, Tennessee, with all the rights, powers and privileges of the original the Circuit Court Clerk of Hamilton County, Tennessee, within thirty (30) performance of the covenants, terms, and conditions of a Deed of Trust cy, state or federal; any prior liens or encumbrances as well as any priority Trustee named in said Deed of Trust; and NOW, THEREFORE, notice days after the fourth weekly publication of this order, the same will be Note dated May 31, 2001, and the Deed of Trust of even date securing created by a fixture filing; and to any matter that an accurate survey of the is hereby given that the entire indebtedness has been declared due and taken as admitted by NICHELLE N. SANDERS and the case will be set for the same, recorded June 1, 2001, in Book No. GI 5883, at Page 270, in premises might disclose. In addition, the following parties may claim an in- payable as provided in said Deed of Trust by the Holder, and that as agent hearing ex parte or without NICHELLE N. SANDERS presence. This 8th Office of the Register of Deeds for Hamilton County, Tennessee, executed terest in the above-referenced property: SEXTON, SR., DANNY L.; SEX- for the undersigned, Brock & Scott, PLLC, Substitute Trustee, by virtue of day of December, 2014. LARRY L. HENRY, CIRCUIT COURT CLERK AT- by Sarah E. Cook and Richard E. Cook, conveying certain property TON, JAMESETTA; GEMINI CAPITAL GROUP, LLC The sale held pursu- the power and authority vested in it, will on January 13, 2015, at 10:00AM TORNEY FOR PLAINTIFF: RICHARD BRENT TEETER 1415 MARKET therein described to John T. Flaugher as Trustee for Franklin Financial ant to this Notice may be rescinded at the Successor Trustee’s option at at the usual and customary location at the Hamilton County Courthouse, ST., CHATTANOOGA, TN 37402 HCH4T-12/12,12/19,12/26,1/2/15 Mortgage, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., hav- any time. The right is reserved to adjourn the day of the sale to another Chattanooga, Tennessee, proceed to sell at public outcry to the highest ing been appointed Successor Trustee by Fifth Third Mortgage Company. day, time, and place certain without further publication, upon announce- and best bidder for cash, the following described property situated in NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF NOW, THEREFORE, notice is hereby given that the entire indebtedness ment at the time and place for the sale set forth above. W&A No. 300830 Hamilton County, Tennessee, to wit: The following real estate: in the Sec- HAMILTON BRANDON MATTHIUS WILLENBORG VS DOCKET NO. has been declared due and payable; and that an agent of Wilson & As- DATED December 13, 2014 WILSON & ASSOCIATES, P.L.L.C., Succes- ond Civil District of Hamilton County, Tennessee; located in the Northeast 14D2309 JESSICA RYCHLIK WILLENBORG It appearing from allega- sociates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and sor Trustee 481-2510167-703 FOR SALE INFORMATION, VISIT WWW. quarter of Section Nine (9), Township Four (4), Range Three (3), West of tions in Plaintiff’s Bill, which is sworn to, that the defendant is a non-resi- authority vested in and imposed upon said Successor Trustee, by Fifth MYFIR.COM and WWW.REALTYTRAC.COM HCH3T-12/19,12/26,1/2/15 the Basis Line, Ocoee District, and being a part of the tracts conveyed dent of the State of Tennessee, so that the ordinary process of law cannot Third Mortgage Company, will, on January 19, 2015 on or about 3:00 to A.D. England, Trustee by Deeds recorded in Book 1114, Page 461, be served upon JESSICA RYCHLIK WILLENBORG. IT IS ORDERED that PM, at the Hamilton County Courthouse, Chattanooga, Chattanooga, Ten- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Janu- Book 1229, Page 145, and Book 1256, Page 486, in the Registers Office publication be made for four successive weeks in the Hamilton County nessee, offer for sale certain property hereinafter described to the highest ary 27, 2015 at 12:00PM local time, at the west door, Hamilton County of Hamilton County, Tennessee, being more particularly described as fol- Herald, a newspaper published in Hamilton County, Tennessee, notifying bidder FOR certified funds paid at the conclusion of the sale, or credit bid Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant lows: Beginning at a point in the southeastern line of Old Birchwood Pike, said non-resident that unless JESSICA RYCHLIK WILLENBORG answers from a bank or other lending entity pre-approved by the successor trustee. to Deed of Trust executed by Charles A. Mears and wife, Nora Perry now known as Harrison Bay Road, at the Southwestern or most Western and makes defense to said complaint in the offices of the Circuit Court The sale is free from all exemptions, which are expressly waived in the Mears, to Old Republic National Title Insurance Co., Trustee, on August corner of the tract conveyed to C. C. Hixson, Trustee by A. D. England, Clerk of Hamilton County, Tennessee, within thirty (30) days after the Deed of Trust, said property being real estate situated in Hamilton County, 22, 2007 at Book GI 8454, Page 420; all of record in the Hamilton County Trustee by Deed recorded in Book 1455, Page 407, in said Registers Of- fourth weekly publication of this order, the same will be taken as admitted Tennessee, and being more particularly described as follows: LOCATED Register’s Office. Party entitled to enforce security interest: OneWest Bank fice; thence South 49 degrees 30 minutes East, along the southwestern by JESSICA RYCHLIK WILLENBORG and the case will be set for hearing IN THE THIRD CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: N.A., its successors and assigns The following real estate located in Ham- line of the C.C. Hixson, Trustee tract 141.6 feet to an old iron pin in the ex parte or without JESSICA RYCHLIK WILLENBORG presence. This 8th Lot Forty-seven (47), Sevier Estates as shown by plat of record in Plat ilton County, Tennessee, will be sold to the highest call bidder subject to all extreme southern corner of said tract; thence North 28 degrees 52 min- day of December, 2014. LARRY L. HENRY, CIRCUIT COURT CLERK AT- Book 27, page 104, in the Register’s Office of Hamilton County, Tennes- unpaid taxes, prior liens and encumbrances of record: LOCATED IN THE utes East along the Southeast line of the C. C. Hixson, Trustee tract as TORNEY FOR PLAINTIFF: RICHARD BRENT TEETER 1415 MARKET see. SUBJECT TO any governmental zoning and subdivision ordinances CITY OF CHATTANOOGA, HAMILTON COUNTY, TENNESSEE: BEING described in Book 1455, Page 407, and continuing along the southeastern ST., CHATTANOOGA, TN 37402 HCH4T-12/12,12/19,12/26,1/2/15 and regulations in effect thereon. SUBJECT TO Restrictions as set out in LOT NUMBER SEVEN (7), REVISED PLAT OF HARLEY SUBDIVISION, line of tract conveyed to C. C. Hixson, Trustee by Deed recorded in Book instrument recorded in Book 1939, page 129, said Register’s Office. SUB- as shown by Plat of record in Plat Book 27, Page 70, in the Register’s Of- 1473, Page 634, in said Registers Office, a total distance of 201 feet to NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- JECT TO Sixteen (16) foot and Thirty (30) foot utility Easement as set out fice of Hamilton County, Tennessee. Being the same property conveyed to the northwestern corner of the tract conveyed to A. D. England, Trustee by ILTON JERRY DANIEL CLIFT VS DOCKET NO. 14D2311 JULIA MI- on recorded plat. SUBJECT TO Ten (10) foot and Five (5) foot Drainage Charles A. Mears, married from Michael L. Dunn; dated 4/19/99; recorded Deed recorded in Book 1229, Page 145, in said Registers Office, marked CHELLE WALTERS CLIFT It appearing from allegations in Plaintiff’s Bill, Easement as set out on recorded plat. SUBJECT TO Anchor Easement as in Book 5336, Page 449, Register’s Office of Hamilton County, Tennessee. by an old iron; thence South 51 degrees 18 minutes East along the north- which is sworn to, that the defendant is a non-resident of the State of Ten- set out on recorded plat. SUBJECT TO Twenty-five (25) foot front and rear, SUBJECT TO Any governmental zoning and subdivision ordinances and eastern line of the tract conveyed by said Deed of Record in Book 1229, nessee, so that the ordinary process of law cannot be served upon JULIA Ten (10) foot side Building setback line as set out on recorded plat. ALSO regulations in effect thereon. SUBJECT TO Easement of record in Book Page 145, aforesaid, 145.9 feet to the northeastern corner of said tract; MICHELLE WALTERS CLIFT. IT IS ORDERED that publication be made KNOWN AS: 445 Sevier Street, Hixson, TN 37343 This sale is subject to 2232, Page 81, in the Register’s Office of Hamilton County, Tennessee. thence South 33 degrees West along the southeastern line of said tract for four successive weeks in the Hamilton County Herald, a newspaper all matters shown on any applicable recorded plat; any unpaid taxes; any SUBJECT TO Easement to South Central Bell of record in Book 3571, 283.1 feet to the southern corner thereof, marked by an old iron; thence published in Hamilton County, Tennessee, notifying said non-resident that restrictive covenants, easements, or setback lines that may be applicable; Page 352, in the Register’s Office of Hamilton County, Tennessee. SUB- South 29 degrees 47 minutes West 78.7 feet to an old iron in the southern unless JULIA MICHELLE WALTERS CLIFT answers and makes defense any statutory rights of redemption of any governmental agency, state or JECT TO Anchor easement as shown or specified by recorded plat. SUB- line of tract conveyed by C. J. Williams, Trustee to A. D. England and to said complaint in the offices of the Circuit Court Clerk of Hamilton Coun- federal; any prior liens or encumbrances as well as any priority created JECT TO Ten (10) foot drainage easement as shown or specified by re- wife, by Deed recorded in Book 1256, Page 486, in said Registers Office; ty, Tennessee, within thirty (30) days after the fourth weekly publication of by a fixture filing; and to any matter that an accurate survey of the prem- corded plat. SUBJECT TO Five (5) foot drainage easement to all side and thence along the southern line of said tract, North 52 degrees 26 minutes this order, the same will be taken as admitted by JULIA MICHELLE WAL- ises might disclose. In addition, the following parties may claim an interest rear lot lines as stipulated on said recorded plat. SUBJECT TO Electric West 305 feet, more or less, to the eastern line of said Harrison Bay Road; TERS CLIFT and the case will be set for hearing ex parte or without JULIA in the above-referenced property: COOK, SARAH E. COOK, RICHARD Power Board Transmission line as shown by dotted lines on said recorded thence northeastwardly along the eastern or southeastern curve line of MICHELLE WALTERS CLIFT presence. This 8th day of December, 2014. E. TENANTS OF GAULT FINANCIAL, LLC FIA CARD SERVICES N.A. plat. SUBJECT TO Drain reserve area as shown or specified on said re- Harrison Bay Road 192 feet to the point of beginning, reference is made LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAIN- The sale held pursuant to this Notice may be rescinded at the Successor corded plat. SUBJECT TO Telephone line easement as shown or specified for prior title to Book 1478, Page 591, in the Registers Office of Hamilton TIFF: RICHARD BRENT TEETER 1415 MARKET ST., CHATTANOOGA, Trustee’s option at any time. The right is reserved to adjourn the day of on said recorded plat. M/P 120N-A-010 Commonly known as: 5015 Har- County, Tennessee. Being the same Fee Simple property conveyed by TN 37402 HCH4T-12/12,12/19,12/26,1/2/15 the sale to another day, time, and place certain without further publication, ley Lane, Chattanooga, TN 37416 Parcel Number: 120N A 010 Current Deed from C. R. Belcher, Sr. and Corinne S. Belcher, husband and wife upon announcement at the time and place for the sale set forth above. Owner(s) of Property: Charles A. Mears, married Street Address: 5015 to Flora Orr Hughes and Charles F. Hughes** husband and wife, dated NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF W&A No. 300112 DATED December 15, 2014 WILSON & ASSOCIATES, Harley Lane, Chattanooga, Tennessee 37416 Any property address pro- 11/23/1970 recorded on 11/23/1970 in Book 1933, Page 106 in Hamilton HAMILTON VANESSA MIELES VS DOCKET NO. 14D2315 NASSER K. P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. vided is not part of the legal description of the property sold herein and in County Records, State of TN. Parcel ID Number: 076O-A-016.00 Address/ ALARAJ It appearing from allegations in Plaintiff’s Bill, which is sworn to, MYFIR.COM and WWW.REALTYTRAC.COM HCH3T-12/19,12/26,1/2/15 the event of any discrepancy, the legal description referenced herein shall Description: 9106 Harrison Bay Road, Harrison, TN 37341. Current that the defendant is a non-resident of the State of Tennessee, so that control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. Owner(s): The Estate of Flora Orr Hughes. Other Interested Party(ies): the ordinary process of law cannot be served upon NASSER K. ALARAJ. NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the All right of equity of redemption, statutory and otherwise, and homestead GMAC, LLC. The sale of the property described above shall be subject IT IS ORDERED that publication be made for four successive weeks in performance of the covenants, terms, and conditions of a Deed of Trust are expressly waived in said Deed of Trust, and the title is believed to be to all matters shown on any recorded plat; any and all liens against said the Hamilton County Herald, a newspaper published in Hamilton County, Note dated April 19, 2005, and the Deed of Trust of even date securing good, but the undersigned will sell and convey only as Substitute Trustee. property for unpaid property taxes; any restrictive covenants, easements Tennessee, notifying said non-resident that unless NASSER K. ALARAJ the same, recorded April 25, 2005, in Book No. GI 7508, at Page 562 in If you purchase a property at the foreclosure sale, the entire purchase or set-back lines that may be applicable; any prior liens or encumbrances answers and makes defense to said complaint in the offices of the Cir- Office of the Register of Deeds for Hamilton County, Tennessee, executed price is due and payable at the conclusion of the auction in the form of a as well as any priority created by a fixture filing; a deed of trust; and any cuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days by Danny L. Sexton, Sr. and Jamesetta Sexton, conveying certain certified/bank check made payable to or endorsed to Shapiro & Kirsch, matter than an accurate survey of the premises might disclose; and All after the fourth weekly publication of this order, the same will be taken as property therein described to First Title Insurance Company as Trustee LLP. No personal checks will be accepted. To this end, you must bring suf- right and equity of redemption, statutory or otherwise, homestead, and admitted by NASSER K. ALARAJ and the case will be set for hearing ex for Compass Mortgage Inc.; and the undersigned, Wilson & Associates, ficient funds to outbid the lender and any other bidders. Insufficient funds dower are expressly waived in said Deed of Trust, and the title is believed parte or without NASSER K. ALARAJ presence. This 8th day of Decem- P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank, will not be accepted. Amounts received in excess of the winning bid will to be good, but the undersigned will sell and convey only as Substitute ber, 2014. LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR NA. NOW, THEREFORE, notice is hereby given that the entire indebted- be refunded to the successful purchaser at the time the foreclosure deed Trustee. The right is reserved to adjourn the day of the sale to another PLAINTIFF: CHARLES W WHELAND, III 518 GEORGIA AVE., CHATTA- ness has been declared due and payable; and that an agent of Wilson & is delivered. This property is being sold with the express reservation that day, time, and place certain without further publication, upon announce- NOOGA, TN 37403 HCH4T-12/12,12/19,12/26,1/2/15 v

3Yes, mail my subscription to: ______Have e ENCLOSE Address:______qCheck qVisa City: ______State_____ Zip______qMasterCard or q Phone:______Send Me an Invoice Mail or fax this form; or call or email us Mailed Weekly to Your Home 1412 McCallie Ave. • Chattanooga, TN 37404 SUBSCRIBE OR RENEW for $15.00 per year Call: (423) 602-9270 • Fax: (423) 602-9269 • Email: [email protected] www.hamiltoncountyherald.com Hamilton County Herald Friday, January 2, 2015 | 19 Our favorite photos of 2014 Photos by David Laprad (except where noted). Continued from page 9.

Photographer Dianne Blankenbaker captures an eyeful of Scenic City as TDOT engineers test the Market Street Bridge. (July 18) Prosecutor Boyd Pat- terson gets an earful of cymbal as the Howard High School Marching Band opens the youth luncheon the Federal Bar As- sociation hosted as part of its celebration of the 50th anniver- sary of the signing of the Civil Rights Act. (July 11)

A young boy sporting a Captain America t-shirt meets a real life hero: Charles Coolidge, 92, a local Medal of Honor recipient, at the IMAX the- ater during the 70th anniversary of D-Day. (June 13)

Judge David Hensley explains the ins and outs of worker’s compensation law to his grandson after being sworn in as a Workers’ Compensation Appeals Board judge. (Aug. 8)

U.S. Congressman Chuck Fleischmann checks out City of Chattanooga Mayor Andy Berke takes the the home appliances at the Fall Home and Remodel- ALS ice bucket challenge on the steps of City Hall. ing Expo at the Chattanooga Convention Center. (Aug. 29) (Aug. 29)

Signature Brokers cuts the ribbon on Lake Breeze, its waterfront development in Harrison, Tenn. (Photo provided. Published in the July 4 issue.) 20 | Friday, January 2, 2015 Hamilton County Herald www.hamiltoncountyherald.com Our favorite photos of 2014 Photos by David Laprad (except where noted). Continued from page 19.

An Art 120 volunteer demonstrates the use of the donut toss Caroline Johnson of the Transportation Department sings “The bike during PARK(ing) Day. (Aug. 26) Star-Spangled Banner” as the Stars and Stripes are raised on Veterans Bridge. (Dec. 12) Realtor Jan Thompson does the Fox Trot during the Dare to Dance competition at the Chattanooga Convention Center. (Oct. 17)

Karen Flores, assistant vice president of mortgage lending at Cornerstone Community Bank, shows off her dance moves at the Greater Chattanooga Association of Realtors’s Fall Festival. (Nov. 7) Tennessee Supreme Court Justice Holly Kirby, Judge John Mc- U.S. District Judge Curtis L. Collier is Clarty, and attorney Virginia Love chat after Love’s induction all smiles as he accepts congratula- into Legal Aid of Southeast Tennessee’s Hall of Fame, at which tions after the unveiling of his por- Kirby was the guest speaker. (Nov. 14) trait at the U.S. Courthouse. (Oct. 17)

A man dances to live music during Causeway’s city-wide pot luck, held on the block between Miller Park and Miller Plaza. (Nov. 28) City Councilman Chip Henderson rappels down the side of the Chattanooga Fire Department’s six-story training building during the CFD’s Fire Ops 101 class. (Photo by Fireman Dan Bryan. Published Nov. 7)