INSIDE STORY IMPORTANT DAYS IN FEBRUARY Feb. 02 World Wetlands Day Union budget - 2020 3 Coronavirus : Global Health Emergency 4 Feb. 04 World Cancer Day India to host SCO heads meeting 5 Feb. 10 National De-worming Day Kobe Bryant: Basketball legend dies in helicopter... 5 Feb. 12 National Productivity Day RBI launches MANI app for visually..... 6 Feb. 13 World Radio Day Republic Day Parade 2020 awards 6 Feb. 20 World Day of Social Justice National News 7 International News 12 Feb. 21 International Mother Language Day 500+ G.K. One Liner Questions 17 Feb. 28 National Science Day GS Special 34 Awards 35 IMPORTANT DAYS IN MARCH New Appointments 40 March 01 Zero Discrimination Day Sports 45 March 03 World Wildlife Day Banking & Financial Awareness 51 March 08 International Women's Day Defence & Technology 53 Study Notes 55 March 10 CISF Raising Day Tricky Questions 63 March 15 World Consumer Rights Day SBI Clerk (PRE) - Practice Test Paper 75 March 16 National Vaccination Day SSC CGL (Tier-I) - Practice Test Paper 88 March 20 International Day of Happiness RBI Assistant (PRE) - Practice Test Paper 98 SSC CHSL (Reasoning) - Memory Based Paper 111 March 22 World Water Day March 24 World Tuberculosis (TB) Day IMPORTANT RATES (01-02-2020) Repo Rate 5.15% Reverse Repo Rate 4.90% Marginal Standing Facility Rate 5.40% Statutory Liquidity Ratio 18.25% Cash Reserve Ratio 4% Bank Rate 5.40% New Batches Starting for SBI CLERK : 10th & 20th Feb. 2020 SSC CGL : 20th Feb. 2020 For Admission Contact : Nearest IBT Center or Call - 9696960029 ...for abundant practice download Makemyexam app IBT: How much time did you use to Name: Palavi Setia devote for the preparation of the exam? Mothers Name: Tammana Palavi: Sir, I never made a hard and fast Education: B.Com (Professional) rule for myself to study for a fixed no. of Examination Name: LIC ADO-19 hours, but I used to study for 4-6 hours a Roll No. : 1901000838 day. I always used to decide the number Final Selection: LIC ADO of topics that I was going to practice in a day. For me, achieving that target was much IBT: I wish you many congratulations exam like Mock Tests, Study Notes, important rather than fixing study hours. for you proved that you have the caliber Books, Magazines, Lifetime Membership IBT: What contribution did IBT Institute to achieve your goal. You must be feeling Card (LMC), and most importantly make to your success? proud of yourself. experienced and worthy teachers. Palavi: Faculty of IBT Institute helped me Palavi: Thank you, sir. IBT: What strategy did you follow to a lot to clear all my doubts regarding the IBT: How did you feel when you got to achieve your goal? subjects. It is only due to the flexible batch know that you have qualified the exam? Palavi: I consider that to qualify any exam timings, regular guidance, doubt sessions and weekly mock tests because of which I Palavi: The moment I checked the result, one should have understanding of every became able to qualify this examination. I could not believe that I qualified the concept of each subject. That's why I was exam. I checked it 3-4 times, then only I determined to attend all the classes IBT: Would you like to say something to could believe that I really nailed the exam. regularly. I focused not only on my favorite your parents or teachers? I am very glad. Initially, I was little scared subjects but also on the subjects which Palavi: I would like to attribute my I like other students if I would be able to were not dear to me. In beginning, I used to success to my parents who always B qualify any exam, but finally my efforts have many doubts which I would clear in supported me, my teachers who were and hard work proved to be fruitful and I the separate doubt sessions provided by always there to guide me and IBT Institute T experienced that being underconfident is the Institute. After practicing all the topics, as a whole which supported me during Institute Pvt. Ltd fruitless. I succeeded in overcoming my I majorly focused on my weak areas and my journey towards success. The faculty fear and got selection. My dedication and revised the strong chapters. members guided me in the proper direction. sincerity helped me to crack the exam. I IBT: What you think is the best strategy IBT: Would you like to suggest am really feeling overwhelmed. while taking any competitive exam? something to other aspirants? IBT: What was your future plan before Palavi: Sir, I think, time management is Palavi: Firstly, they have to be very clear joining the Institute? crucial while taking any competitive exam. what they want to achieve in their life and if they are really interested in joining Palavi: I've always aspired to get a govt. One ought to allocate appropriate time the govt. job, they must not leave any job. The same was the dream of my to each question. One must pay attention room for preparation. Dedication and parents. I took a few govt. exams during not only on speed but also on accuracy. diligence are the keys to reach the summit my graduation. Results of those Students must make their own strategy of success. examinations made me realize that I need as per their own strengths and coaching. This is the reason I joined IBT weaknesses. This would only be possible IBT: Celebrating your success and Institute which, I think, has been the if they are taking mock tests on the wishing that you achieve everything best smart decision of mine as it is the most regular basis along with the time bound in your life! prestigious institute in India. The reason practice of the questions. Palavi: Thank you very much, sir! I am calling IBT a prestigious Institute is that it provides its students everything PRECIOUS "Success at anything will always come down to this: which is required to qualify the desired WORDS Focus and effort, and we control both." MAKE MY EXAM - MARCH 2020 - 2 ...for abundant practice download Makemyexam app UNION BUDGET - 2020 On 1 February, 2020 Nirmala Sitharaman delivered 161 minutes speech, the longest budget speech by any finance minister in the history of India. Three themes of budget : The budget is woven around 3 prominent themes - Aspirational India, Economic Development and Caring Society. IMPORTANT HIGHLIGHTS OF THE BUDGET 2020 The new income tax rates Finance Minister Nirmala Sitharaman's Budget 2020 announcements for the salaried class proposes a new tax regime slashing income tax rates and rejigging income tax slabs to ostensibly prune total tax payable by individuals. Income Bracket (` lack) Below 5 5-7.5 7.5-10 10-12.5 12.5-15 Above 15 Tax Rate (percent) Exempt 10 15 20 25 30 Deposit Insurance Coverage Fiscal deficit estimated at 3.5 per cent in The insurance cover for bank deposits has been raised to 2020-21 Rs 5 lakh from Rs 1 lakh, Fiscal deficit has been estimated at 3.5 per cent in 2020-21, and revised for the current year upwards to 3.8% from 3.3%. I LIC divestment The government estimates nominal GDP for 2020-21 at 10 B Finance Minister announced that the government will sell a per cent. It is lower than the 12 per cent that was projected part of its holding in Life Insurance Corporation of India in 2019-20, which turned out to be only 7.5 per cent. T (LIC) through an initial public offering (IPO). The Institute Pvt. Ltd government owns 100 per cent of LIC.LIC is India's largest Archaeological sites to get on-site financial institution. museums In a bid to boost culture and tourism, the government has Powering railways through solar farms proposed an allocation of Rs 3,150 crore and Rs 2,500 Proposed powering of railways through solar farms on land crore for the Ministries of Culture and Tourism, respectively, near tracks is a big push for solar power for farming and Five archaeological sites in Haryana, Uttar Pradesh, Assam, for fallow lands by extending the Kusum scheme is a positive for the renewable sector. Gujarat and Tamil Nadu will be developed with on-site museums. Vivad sey Vishwas Scheme The Finance Minister has announced the 'Vivaadh sey Promise to develop 100 more airports. Vishwas Scheme' for direct tax payers to reduce tax The government will develop 100 more airport across the litigations. There are currently 4.83 lakh direct cases country by 2025 to support its UDAN scheme, allocating pending in various appellate forums. Get complete waiver Rs 1.7 lakh crore for transportation infrastructure in FY21. of interest and penalty by paying dispute amount by March Meanwhile, 1,150 trains will run under a public private 31, 2020. Those who will avail the scheme after 31st March, partnership (PPP) mode, and four stations will be 2020 will have to pay some additional amount. The scheme redeveloped by the private sector. More Tejas trains will will remain open till 30th June 2020. connect tourist destinations. MAKE MY EXAM - MARCH 2020 - 3 ...for abundant practice download Makemyexam app FPI limits in corporate bonds raised to 15% CORONAVIRUS Foreign Portfolio Investment (FPI) limits in corporate bonds being raised from 9 per cent to 15 per cent is a major move. Global Health Emergency National Institutional Ranking Framework What is Coronavirus A degree-level full-fledged online education programme to Coronaviruses are a family of viruses known for be offered by institutes in top 100 in National Institutional containing strains that cause potentially deadly Ranking Framework.