HEAD OFFICE : JAKARTA : Tamara Center, Lt. 15-17, Jl. Jend. Sudirman Kav. 24, Jakarta 12920 - , Telp. (021) 2557-8787 (Hunting), (021) 520-6780 BRANCH : BANDUNG : Jl. Jend. Gatot Subroto No. 17, Bandung 40262 - Indonesia, Telp. (022) 730-5900, Fax (022) 730-8878, (022) 731-6888 SURABAYA : Wisma Intiland (Ex Wisma Darmala), Lt. 6, Jl. Panglima Sudirman 101-103, Surabaya 60271 - Indonesia, Telp. (031) 534-8008, Fax (031) 534-8007 SUB-BRANCH : BANDUNG : Jl. Ir. H. Juanda (Dago) No. 56, Bandung 40115- Indonesia, Telp. (022) 421-8708, Fax (022) 426-5101 CIKARANG : Komplek Ruko Union Blok A No. 2, Jl. M. H. Thamrin - Lippo Cikarang, Bekasi 17550 - Indonesia, Telp. (021) 8990-6688, Fax (021) 8990-6868 KELAPA GADING : Jl. Boulevard Barat Raya, Blok XC 09 No. 1-2, Kelapa Gading, Jakarta 14240 - Indonesia, Telp. (021) 4587-7078, Fax (021) 4587-7077 MANGGA DUA : Komplek Ruko Textile Blok E4 No. 2, Jl. Mangga Dua Raya, Jakarta 14430 - Indonesia, Telp. (021) 612-5058, Fax (021) 612-5056 PLUIT : Ruko CBD Pluit Blok S/11, Jl. Pluit Selatan Raya, Jakarta 14450 - Indonesia, Telp. (021) 6667-3100, Fax (021) 6667-3411 PURI KENCANA : Grand Puri Niaga Blok K6 Unit 1A - 1B, Jl. Puri Kencana, Jakarta 11610, Telp. (021) 5835-0565, Fax. (021) 5835-1501 SURABAYA : Ruko Bukit Darmo Golf B2 No. 20 – 21, Bukit Darmo Boulevard, Surabaya 60226 - Indonesia, Telp. (031) 732-2277, Fax (031) 732-2266 TANGERANG : Karawaci Office Park, Ruko Pinangsia Blok M No. 19, Lippo Karawaci 1200, Tangerang 15811 - Indonesia, (021) 5576-4558, Fax (021) 5576-4556 STATEMENTS OF FINANCIAL POSITION - QUARTERLY STATEMENTS OF COMMITMENTS AND CONTINGENCIES - QUARTERLY STATEMENTS OF PROFIT OR LOSS AND OTHER PT. CTBC INDONESIA PT. BANK CTBC INDONESIA AS OF 31 DECEMBER 2020 AND 31 DECEMBER 2019 AS OF 31 DECEMBER 2020 AND 31 DECEMBER 2019 COMPREHENSIVE INCOME - QUARTERLY (in million IDR) (in million IDR) PT. BANK CTBC INDONESIA No. ITEMS Dec 31, 2020 Dec 31, 2019 No. ITEMS Sep 30, 2020 Dec 31, 2019 No. ITEMS Dec 31, 2020 Dec 31, 2019 AS OF 31 DECEMBER 2020 AND 31 DECEMBER 2019 (in million IDR) ASSETS LIABILITIES AND EQUITY I. COMMITMENT RECEIVABLES 5,178,429 6,939,337 No. ITEMS Dec 31, 2020 Dec 31, 2019 LIABILITIES 1. Cash 55,911 68,890 1. Unused borrowing facilities 1,405,000 208,238 OPERATING REVENUES AND EXPENSES 1. Demand deposits 3,342,167 2,850,546 2. Foreign exchanges position that will be received from A. Interest Revenue and Expense 2. Placement at Bank Indonesia 668,942 884,512 2. Savings deposits 840,659 716,647 spot and derivatives/forward transaction 3,753,518 6,680,621 3. Time deposits 8,057,337 7,443,014 1. Interest revenue 1,081,741 1,072,133 3. Placement at other 482,094 350,910 4. Electronic money - - 3. Others 19,911 50,478 2. Interest expense (498,808 ) (508,602 ) 4. Spot and derivative receivables 56,770 125,696 5. Deposits from Bank Indonesia - - II. COMMITMENT PAYABLES 9,228,557 12,029,379 Net Interest Income (Expense) 582,933 563,531 6. Deposits from others banks 1,314,050 1,555,306 5. Securities held 4,090,014 3,490,225 B. Other Operating Revenues and Expenses 7. Derivatives payables 48,632 148,758 1. Undisbursed Credit Line/ Leasing Facilities 5,273,414 5,105,821 1. Gain (loss) on increase (decline) in mark to market financial assets 43,269 54,411 6. Securities sold under repurchase agreement (repo) 237,166 - 8. Securities sold under repurchase agreement (repo) 212,504 - a. Committed 381,418 993,370 2. Gain (loss) on increase (decline) in mark to market financial liabilities - - 9. Acceptance payables 293,420 316,126 b. Uncommitted 4,891,996 4,112,451 7. Securities purchased under resell agreement (reverse repo) - - 3. Gain (loss) on sales of Financial Assets 18,165 7,998 10. Securities Issued - - 2. Outstanding Irrevocable L/C 168,616 198,254 4. Gain (loss) on spot and derivative/forward transaction (realized) 112,494 (1,429 ) 11. Borrowings - 527,646 8. Acceptance receivables 293,420 316,126 3. Foreign exchanges position that will be submitted to 5. Gain (loss) from investments in equity method - - 12. Security deposits 47,767 42,287 spot and derivatives/forward transaction 3,786,527 6,725,304 6. Gain (loss) on foreign currencies translation (18,053 ) (5,389 ) 9. Loans 11,693,083 11,513,052 13. Interbranch Liabilities Accounts - - 4. Others - - 7. Dividen - - 10. Sharia financing - - 14. Other Liabilities 246,538 200,880 8. Commissions / provisions / fee and administration 49,917 37,448 15. Minority interest - - III. CONTINGENCIES RECEIVABLES 140,500 104,119 9. Other incomes 24,918 20,373 11. Equity investment - - TOTAL LIABILITIES 14,403,074 13,801,210 10. Impairment loss on financial assets (242,326 ) (160,664 ) 1. Guarantees Received 140,500 104,119 11. Actual loss on operational risk - (104 ) 12. Other Financial Assets 87,931 74,004 EQUITY 2. Others - - 12. Personel expenses (299,162 ) (241,808 ) 16. Paid in capital 150,000 150,000 13. Allowance for impairment losses on financial assets -/- 385,594 322,284 13. Promotion expenses (10,860 ) (12,422 ) a. Authorized capital 200,000 200,000 IV. CONTINGENCIES PAYABLES 391,053 71,866 14. Others expenses (157,979 ) (140,759 ) a. Securities held - 151 b. Unpaid in Capital -/- 50,000 50,000 1. Guarantees Issued 391,053 71,866 Other Operating Revenues and Expenses (479,617 ) (442,345 ) c. Repurchase Capital (treasury stock) -/- - - b. Loans 380,858 319,149 2. Others - - 17. Additional Paid in Capital - - OPERATING REVENUES (EXPENSES) 103,316 121,186 c. Others 4,736 2,984 a. Agio - - NON OPERATING REVENUES AND EXPENSES b. Disagio -/- - - CAPITAL ADEQUACY OF COMMERCIAL BANKS 14. Intangible assets 182,219 161,504 1. Gain (loss) on sales of fixed assets 75 45 c. Funds for paid-up capital - - CALCULATION REPORT - QUARTERLY PT. BANK CTBC INDONESIA 2. Other non operating revenues (expense) (1,023 ) (640 ) Accumulated amortization of intangible assets -/- 125,828 104,459 d. Others - - AS OF 31 DECEMBER 2020 AND 31 DECEMBER 2019 NON OPERATING REVENUES (EXPENSE) (948 ) (595 ) 18. Other comprehensive Income (Expense) 136,019 36,491 (in million IDR) 15. Fixed assets 145,002 131,517 CURRENT PROFIT (LOSS) BEFORE TAX - NET 102,368 120,591 a Income 136,019 36,491 CAPITAL COMPONENTS Dec 31, 2020 Dec 31, 2019 Income tax (33,890 ) (41,774 ) Accumulated depreciation of fixed assets -/- 118,706 111,604 b Loss -/- - - I Modal Inti (Tier 1) 2,900,070 2,737,972 a. Current income tax provision (28,380 ) (50,836 ) 19. Reserves 30,000 30,000 b. Deferred tax income/expense (5,510 ) 9,062 16. Non productive assets 4,383 3,116 1 CET 1 2,900,070 2,737,972 a. General reserves 30,000 30,000 1.1 Common Equity Tier 1 (CET 1) 150,000 150,000 CURRENT PROFIT (LOSS) AFTER TAX - NET 68,478 78,817 a. Abandoned property - - b. Specific reserves - - 1.2 Disclosed Reserves 2,818,490 2,689,461 OTHERS COMPREHENSIVE INCOME 20. Profit/Loss 2,741,380 2,672,902 1.2.1 Additional Factor 2,818,490 2,689,461 b. Foreclosed assets - - a. Previous years 2,672,902 2,594,085 1.2.1.1 Other comprehensive income 125,565 22,750 1. Accounts will not be reclassified to profit or loss (3,288 ) (2,256 ) c. Suspense accounts 4,383 3,116 b. Current year 68,478 78,817 1.2.1.1.1 Positive difference due to financial a. Gains from fixed asset revaluation - - statement translations - - c. Dividen paid -/- - - b. Gain (loss) on remeasurement onf defined benefit plans (3,288 ) (2,256 ) d. Interbranch asset accounts - - 1.2.1.1.2 Potential gain from changes in the c. Others - - TOTAL EQUITY ATTRIBUTABLE TO OWNER 3,057,399 2,889,393 value of financial assets measured at 17. Other assets 93,666 109,398 fair value through other 2. Accounts will be reclassified to profit or loss 102,816 29,925 TOTAL EQUITY 3,057,399 2,889,393 comprehensive income 125,565 22,750 a. Gain (loss) on adjustments due to translation of financial 1.2.1.1.3 Fixed assets revaluation surplus - - statements in foreign currencies - - TOTAL ASSETS 17,460,473 16,690,603 TOTAL LIABILITIES AND EQUITY 17,460,473 16,690,603 1.2.1.2 Other disclosed reserves 2,692,925 2,666,711 b. Gain (loss) from changes in the value of financial assets 1.2.1.2.1 Agio - - measured at fair value through other comprehensive income 102,816 29,925 EARNING ASSETS QUALITY AND OTHER INFORMATION - QUARTERLY 1.2.1.2.2 General reserves 30,000 30,000 c. Others - - PT. BANK CTBC INDONESIA AS OF 31 DECEMBER 2020 AND 31 DECEMBER 2019 1.2.1.2.3 Previous Years profit/loss 2,649,804 2,580,992 OTHER COMPREHENSIVE INCOME OF THE CURRENT (in million IDR) 1.2.1.2.4 Current Year profit/loss 13,121 55,719 YEAR - AFTER TAX 99,528 27,669 1.2.1.2.5 Fund for paid up capital - - Dec 31, 2020 Dec 31, 2019 1.2.1.2.6 Others - - TOTAL - CURRENT YEAR COMPREHENSIVE PROFIT (LOSS) 168,006 106,486 No. ITEMS Current Special Sub Doubtfull Loss Total Current Special Sub Doubtfull Loss Total 1.2.2 Deduction Factor - - Mention Standard Mention Standard Current Year Profit or loss - net attributable to: 1.2.2.1 Other comprehensive income - - - Owner 68,478 78,817 I. RELATED PARTIES 1.2.2.1.1 Negative diffrerence due to financial - Non controlling interest - - 1. Placement at other banks 17,893 - - - - 17,893 10,139 - - - - 10,139 statement translations - - CURRENT YEAR PROFIT (LOSS)-TOTAL 68,478 78,817 a. Rupiah ------1.2.2.1.2 Potential loss from changes in the value of financial assets measured at b. Foreign currencies 17,893 - - - - 17,893 10,139 - - - - 10,139 Total Current Year Comprehensive Profit (Loss) attributable to: fair value through other - Owner 106,486 2. Spot and derivative receivables ------comprehensive income - - 168,006 - Non controlling interest - - a. Rupiah ------1.2.2.2 Other disclosed reserves - - b. Foreign currencies ------1.2.2.2.1 Disagio - - CURRENT YEAR COMPREHENSIVE PROFIT (LOSS) - TOTAL 168,006 106,486 3. Securities held ------1.2.2.2.2 Previous years profit/loss - - TRANSFER PROFIT (LOSS) TO HEAD OFFICE - - a. Rupiah ------1.2.2.2.3 Current year profit/loss - - b. Foreign currencies ------1.2.2.2.4 Negative differences between DIVIDEND - - 4. Securities sold under agreement to repurchase (repo) ------regulatory provision and impairment EARNING PER SHARE (IN RUPIAH UNITS) - - a. Rupiah ------of productive asset - - b. Foreign currencies ------1.2.2.2.5 Negative differences on adjustment 5. Securities purchased under resell agreement (reverse repo) ------of fair value on financial instrument STATEMENTS OF FINANCIAL RATIOS CALCULATION - in the trading book - - a. Rupiah ------1.2.2.2.6 Required regulatory provision on QUARTERLY b. Foreign currencies ------non productive asset - - (in %) 6. Acceptance receivables ------1.2.2.2.7 Others - - RATIOS Dec 31, 2020 Dec 31, 2019 7. Loans 10,752 - - - - 10,752 10,998 - - - - 10,998 1.3 Non controlling interest - - Performance Ratio a. Small and Medium Enterprise (SME) Debtor ------1.4 Deduction factor of Common Equity Tier 1 (68,420 ) (101,489 ) 1. Capital Adequacy Ratio (CAR) 26.01% 23.87% i. Rupiah ------1.4.1 Deferred tax (12,029 ) (44,444 ) ii. Foreign currencies ------2. Non performing productive assets and non performing non productive 1.4.2 Goodwill - - assets to total productive assets and non productive assets 0.86% 0.93% b. Non SME debtor 10,752 - - - - 10,752 10,998 - - - - 10,998 1.4.3 All other intangible assets (56,391 ) (57,045 ) 3. Non performing productive assets to total productive assets 0.86% 1.66% i. Rupiah 10,752 - - - - 10,752 10,998 - - - - 10,998 1.4.4 Equity investment which can be calculated as 4. Allowance for impairment of financial assets to productive assets 2.26% 2.05% ii. Foreign currencies ------deduction factor - - c. Restructured Loans ------1.4.5 Shortfall on the capital of insurance subsidiary - - 5. Gross NPL 1.96% 2.29% i. Rupiah ------1.4.6 Securitization exposure - - 6. Net NPL 0.56% 0.81% ii. Foreign currencies ------1.4.7 Other deduction factor of Tier 1 - - 7. Return on Asset (ROA) 0.58% 0.79% 8. Equity investment ------1.4.7.1 Placement fund for AT 1 Instrument and/ 8. Return on Equity (ROE) 2.42% 2.88% 9. Other receivables ------or Tier 2 for another bank - - 9. Net Interest Margin (NIM) 3.45% 3.91% 10. Commitment and Contingencies ------1.4.7.2 Cross-shareholder in another entity acquired 10. Operating Expenses to Operating Income (BOPO) 92.23% 89.84% a. Rupiah ------by the transition of the law, grants, or grants will - - 11. Cost to Income Ratio (CIR) 58.44% 58.78% b. Foreign currencies ------1.4.7.3 Exposure which can raise credit risk due to 12. Loan to Deposit Ratio (LDR) 95.53% 104.57% settlement risk - Non Delivery Versus Payment - - II. NON RELATED PARTIES 1.4.7.4 Exposure of subsidiary which have sharia Compliance Ratio based activities (if any) - - 1. Placement at other banks 464,201 - - - - 464,201 340,771 - - - - 340,771 1. a. Percentage violation of Legal Lending Limit 2 Additional Tier 1 (AT 1) - - a. Rupiah 311,173 - - - - 311,173 250,410 - - - - 250,410 i. Related parties 0.00% 0.00% 2.1 Capital instrument which can be calculated as AT-1 - - b. Foreign currencies 153,028 - - - - 153,028 90,361 - - - - 90,361 ii. Non-related parties 0.00% 0.00% 2. Spot and derivative receivables 56,770 - - - - 56,770 125,696 - - - - 125,696 2.2 Agio / Disagio - - b. Percentage of lending in excess of the Legal Lending Limit a. Rupiah 56,770 - - - - 56,770 125,249 - - - - 125,249 2.3 Deduction factor disclose common equity *) - - i. Related parties 0.00% 0.00% b. Foreign currencies ------447 - - - - 447 2.3.1 Placement fund for AT 1 Instrument and/ or Tier 2 ii. Non-related parties 0.00% 0.00% 3. Securities held 4,090,014 - - - - 4,090,014 3,490,225 - - - - 3,490,225 for another bank - - 2. Reserve requirement a. Rupiah 4,090,014 - - - - 4,090,014 3,455,528 - - - - 3,455,528 2.3.2 Cross-shareholder in another entity acquired by the transition of the law, grants, or grants will - - a. Primary reserve requirement rupiah b. Foreign currencies ------34,697 - - - - 34,697 II Suplementary Capital (Tier 2) 107,206 108,801 - Daily 3.02% 6.03% 4. Securities sold under agreement to repurchase (repo) 237,166 - - - - 237,166 ------1 Capital instrument which can be calculated as Tier 2 - - - Average 3.07% 6.03% a. Rupiah 237,166 - - - - 237,166 ------2 Agio/Disagio - - b. Reserve requirement foreign currencies 4.06% 8.03% b. Foreign currencies ------3 General reserves of required regulatory provision on productive asset 3. Overall Nett Open Position 3.03% 0.94% 5. Securities purchased under resell agreement (reverse repo) ------(max. 1,25% of RWA for Credit Risk) 107,206 108,801 a. Rupiah ------4 Tier 2 deduction factor - - b. Foreign currencies ------4.1 Sinking Fund - - STATEMENTS OF SPOT AND DERIVATIVE TRANSACTIONS - QUARTERLY 6. Acceptance receivables 282,615 10,805 - - - 293,420 316,126 - - - - 316,126 PT. BANK CTBC INDONESIA 4.2 Placement fund for Instrument Tier 2 for another bank - - AS OF 31 DECEMBER 2020 7. Loans 10,850,496 602,373 2,067 4,423 222,972 11,682,331 11,187,001 51,106 3,332 3,511 257,104 11,502,054 4.3 Cross-shareholder in another entity acquired by the transition (in million IDR) a. Small and Medium Enterprise (SME) Debtor 2,809,423 - - - 5,506 2,814,929 1,837,259 4,478 1,593 - 73,004 1,916,334 of the law, grants, or grants will - - Notional Purpose Derivative Receivable & Payable i. Rupiah 630,075 - - - 5,506 635,581 410,445 4,478 1,593 - 5,021 421,537 No. TRANSACTIONS TOTAL CAPITAL 3,007,276 2,846,773 Amount Trading Hedging Receivable Payable ii. Foreign currencies 2,179,348 - - - - 2,179,348 1,426,814 - - - 67,983 1,494,797 A. Related to b. Non SME debtor 8,041,073 602,373 2,067 4,423 217,466 8,867,402 9,349,742 46,628 1,739 3,511 184,100 9,585,720 Dec 31, 2020 Dec 31, 2019 Dec 31, 2020 Dec 31, 2019 Exchange Rate 2,452,831 2,452,831 - 6,950 38,839 i. Rupiah 6,493,842 597,983 2,067 4,423 8,884 7,107,199 6,551,425 46,628 1,739 3,511 158,810 6,762,113 RISK WEIGHTED CAR 1 Spot 337,200 337,200 - 437 1,120 ii. Foreign currencies 1,547,231 4,390 - - 208,582 1,760,203 2,798,317 - - - 25,290 2,823,607 ASSET (RWA) c. Restructured Loans 292,585 119,972 - - 12,119 424,676 13,700 18,368 - - 49,827 81,895 2 Forward 340,413 340,413 - 937 6,405 RWA FOR 3 Option - - - - - i. Rupiah 104,227 115,582 - - - 219,809 - 18,368 - - 36,673 55,041 CREDIT RISK 9,632,325 10,021,470 CET 1 Ratio (%) 25.09% 22.96% a. Sold - - - - - ii. Foreign currencies 188,358 4,390 - - 12,119 204,867 13,700 - - - 13,154 26,854 RWA FOR b. Bought - - - - - 8. Equity investment ------MARKET RISK 706,236 692,661 Tier 1 Ratio (%) 25.09% 22.96% 4 Future - - - - - 9. Other receivables ------RWA FOR 5 Swap 1,775,218 1,775,218 - 5,576 31,314 10. Commitment and Contingencies 9,606,156 13,455 - - - 9,619,611 12,101,245 - - - - 12,101,245 OPERATIONAL RISK 1,222,394 1,210,631 Tier 2 Ratio (%) 0.93% 0.91% 6 Others - - - - - a. Rupiah 5,674,483 84 - - - 5,674,567 6,713,024 - - - - 6,713,024 B. Related to Interest b. Foreign currencies 3,931,673 13,371 - - - 3,945,044 5,388,221 - - - - 5,388,221 TOTAL RWA 11,560,955 11,924,762 CAR Ratio (%) 26.01% 23.87% Rate - - - - - III. OTHER INFORMATION CAPITAL ADEQUACY CET 1 RATIO (CAR) ACCORDING 16.69% 14.87% 1 Forward - - - - - 9.32% 9.00% BUFFER (%) 1. Total guaranteed assets: - - TO RISK PROFILE % 2 Option - - - - - a. At Bank Indonesia - - a. Sold - - - - - CAR RISK PROFILE ALLOCATION BUFFER REQUIRED PERCENTAGE (%) b. At others parties - - b. Bought - - - - - 2. Foreclosed assets - - From CET 1 (%) 8,39% 8,09% Capital Conservation 3 Future - - - - - Buffer (%) 0,00% 0,00% 4 Swap - - - - - Countercyclical From AT 1 (%) 0,00% 0,00% 0,00% 0,50% 5 Others - - - - - Buffer (%) ALLOWANCES FOR IMPAIRMENT C. Others 1,280,925 1,280,925 - 49,820 9,793 (In million IDR) From Tier 2 (%) 0,93% 0,91% Capital Surcharge for 0,00% 0,00% systematical Bank (%) TOTAL 3,733,756 3,733,756 - 56,770 48,632 Dec 31, 2020 Dec 31, 2019 No. ITEMS Impairment Loss Allowance Required Regulatory Impairment Loss Allowance Required Regulatory COMMISSIONERS SHAREHOLDERS Stage 1 Stage 2 Stage 3 General Specific Stage 1 Stage 2 Stage 3 General Specific President Commissioner : Liang, Teck-Chiang (Paul Liang) Controlling Shareholder : 1. Placement at other banks 373 - - 4,821 - 449 - - 3,509 - Ultimate Shareholder : CTBC Financial Holding Co., Ltd. 2. Spot and derivative receivables - - - 561 - - - - 1,252 - Independent Commissioner : Imbang Jaya Mangkuto 3. Securities held - - - - - 151 - - 347 - Through : CTBC Bank Co. Ltd., 99% 4. Securities sold under repurchase agreement (repo) ------Independent Commissioner : Zairyanto Poedjiaty Non Ultimate Shareholder through capital market ( 5%) : Nil 5. Securities purchased under resell agreement (reverse repo) ------6. Acceptance receivables 2,868 1,495 - 2,633 541 2,187 348 - 3,033 - Non Ultimate Shareholder through non capital market ( 5%) : Nil 7. Loans 117,678 99,156 164,024 95,173 175,599 99,502 48,393 171,254 98,332 127,046 8. Equity investment ------DIRECTORS 9. Other receivables ------Jakarta, April 21, 2021 10. Commitment and Contingencies 2,648 974 - 4,019 668 3,606 401 - 2,328 - President Director : Iwan Satawidinata Directors of PT Bank CTBC Indonesia

Notes: Deputy President Director : Lai, Pei-Shuo (Allen Lai) 1 The above financial information are prepared based on the financial statements of PT Bank CTBC Indonesia for the years ended December 31, 2020 and December 31, 2019 which were audited by Registered Public Accountants Siddharta Widjaja & Rekan, a member firm of KPMG International (Partner-in-charge: Kusumaningsih Angkawijaya, CPA) with an unmodified opinion in their report dated April 19, 2021 and March 30, 2020, Director of Compliance : Candra Putra respectively. 2 The above financial information is published to fulfill the Financial Services Authority Circular Letter No. 9 /SEOJK.03/2020 dated June 30, 2020 regarding “Transparency and Published Financial Statements of the Commercial Director : Liliana Bank”, Financial Services Authority Regulation No. 37/POJK.03/2019 regarding “Transparency and Published Financial Bank Statements “ dated December 20, 2019, Financial Services Authority Regulation No. 34 / POJK.03 Iwan Satawidinata Lai, Pei-Shuo (Allen Lai) / 2016 dated September 22, 2016 on amendments to POJK No.11/POJK.03/ 2016 concerning “Requirement of the Minimum Capital for Commercial Banks” effective since the date of enactment September 26, 2016. Director : Hu, Shin Ke (Eddie Hu) 3 Bank’s BOPO Ratio was recalculated with formula in accordance with Financial Services Circular Letter No. 9/SEOJK.03/2020. President Director Deputy President Director 4 The exchange rate as at December 31, 2020: 1 USD = Rp 14,050.00, and December 31, 2019: 1 USD = Rp 13,882.50. Director : Lasmintono

CTBC BANK CO., LTD, AND SUBSIDIARIES CTBC BANK CO., LTD. AND SUBSIDIARIES CTBC BANK CO., LTD, AND SUBSIDIARIES CONSOLIDATED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY CONSOLIDATED BALANCE SHEETS CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME For the year ended December 31, 2020 and 2019 December 31, 2020 and December 31, 2019 For the year ended December 31, 2020 and 2019 (Expressed In Thousands of New Taiwan Dollars) (Expressed In Thousands of New Taiwan Dollars) (Expressed in Thousands of New Taiwan Dollars, Except for Earnings Per Share) Stockholders’ Equity - Parent company Dec 31, 2020 Dec 31, 2019 Dec 31, 2020 Dec 31, 2019 Capital stock Retained earnings Other equity interest ASSETS Interest income 75,615,574 86,044,324 Changes in Cash and cash equivalents 62,941,038 71,132,119 Less: Interest expenses (19,001,526 ) (29,454,383 ) designated Due from and call loans to banks 357,920,481 250,751,058 Net interest income 56,614,048 56,589,941 Unrealized (losses) as financial Exchange gains on financial liabilities Financial assets measured at fair value through profit or loss 194,402,273 168,688,304 Net non-interest income differences assets measured measured at fair Financial assets measured at fair value through other comprehensive income 352,833,641 320,550,304 Service fee and commission income 34,452,533 34,165,757 of overseas at fair value through Investment in debt instruments at amortized cost 781,466,726 694,995,472 Gains on financial assets or liabilities measured at fair value through profit or loss 4,094,411 8,649,999 subsidiaries’ value through other profit or loss Stockholders’ Non- Financial assets-hedging 16,394 330,764 Realized gains on financial assets measured at other comprehensive income 2,796,595 3,246,357 Undistributed financial reports comprehensive attributable to equity - parent controlling Total Common stock Capital surplus Legal reserve Special reserve earnings translation income credit risk company interest equity Securities purchased under resell agreements 2,607,710 852,440 Gains on derecognition of financial assets measured at amortized cost 11,519 23,185 Receivables-net 141,259,787 158,589,562 Foreign exchange gains 1,449,467 1,080,048 Balance at January 1, 2019 140,685,719 29,788,688 80,855,064 21,738,657 30,425,964 (6,622,245 ) (822,370 ) (310,604 ) 295,738,873 76,017 295,814,890 Current income tax assets 1,116,121 742,438 (Provision for) reversal of impairment losses on assets (146,356 ) 17,774 Net income - - - - 30,899,235 - - - 30,899,235 2,470 30,901,705 Proportionate share of gains from associates or joint ventures under equity method 924,859 1,282,548 Other comprehensive income (losses) - - - - 88,979 (692,833 ) 2,922,769 1,396,988 3,715,903 (1,928 ) 3,713,975 Loans-net 2,475,938,077 2,417,691,180 Other net non-interest income 1,444,624 1,359,532 Total comprehensive income - - - - 30,988,214 (692.833 ) 2,922,769 1,396,988 34,615,138 542 34,615,680 Investment under equity method-net 19,649,774 20,967,614 Other financial assets-net 1,420,083 1,202,761 Losses on investment property (23,624 ) (6,140 ) Appropriation and distribution of retained earnings: Public-welfare lottery payment (2,700,000 ) (2,700,000 ) Legal reserve appropriated - - 8,904,023 - (8,904,023 ) ------Premises and equipment-net 43,000,685 44,333,954 Special reserve appropriated - - - 148,400 (148,400 ) ------Right-of-use assets-net 16,178,313 15,969,575 Net revenue 98,918,076 103,709,001 Cash dividends of common share - - - - (21,102,858 ) - - - (21,102,858 ) - (21,102,858 ) Investment property-net 5,146,251 5,032,906 Provision for bad debt expenses, commitment and guarantee liability provision (9,188,447) (5,390,943) Stock dividends of common share 3,413,035 - - - (3,413,035 ) ------Intangible assets-net 15,939,985 15,765,904 Reversal of special reserve - - - (3,142,375 ) 3,142,375 ------Operating expenses: Changes in ownership interests in subsidiaries - 2,773 - - (7,365 ) - - - (4,592 ) 4,592 - Deferred income tax assets 7,748,861 6,529,966 Employee benefits expenses (30,017,128) (32,050,407 ) Share-based payments - 1,603 ------1,603 - 1,603 Other assets-net 30,669,842 33,044,449 Depreciation and amortization expenses (6,805,095 ) (6,526,546 ) Disposal of investments in equity instruments designated TOTAL ASSETS 4,510,256,042 4,227,170,770 Other general and administrative expenses (20,639,529 ) (21,282,037 ) at fair value through other comprehensive income - - - - (127,171 ) - 127,171 - - - - LIABILITIES AND EQUITY Total operating expenses (57,461,752 ) (59,858,990 ) Balance at December 31, 2019 144,098,754 29,793,064 89,759,087 18,744,682 30,853,701 (7,315,078 ) 2,227,570 1,086,384 309,248,164 81,151 309,329,315 Liabilities: Net income before tax from continuing operations 32,267,877 38,459,068 Net income - - - - 27,266,986 - - - 27,266,986 1,749 27,268,735 Less: Income tax expenses 4,999,142 7,557,363 Other comprehensive (losses) income - - - - (100,861 ) (2,941,773 ) 1,537,085 (1,158,675 ) (2,664,224 ) (5,140 ) (2,669,364 ) Deposits from Central Bank and other banks 55,993,946 53,200,298 Due to Central Bank and other banks 5,223,928 12,841,645 27,268,735 30,901,705 Total comprehensive income (losses) - - - - 27,166,125 (2,941,773 ) 1,537,085 (1,158,675 ) 24,602,762 (3,391 ) 24,599,371 Net income Financial liabilities measured at fair value through profit or loss 77,517,104 113,902,464 Appropriation and distribution of retained earnings: Other comprehensive income: Legal reserve appropriated - - 9,256,104 - (9,256,104 ) ------Financial liabilities-hedging 211,672 37,437 Items that will not be reclassified subsequently to profit or loss Cash dividends of common share - - - - (21,614,813 ) - - - (21,614,813 ) - (21,614,813 ) Securities sold under repurchase agreements 80,419,543 92,542,347 Remeasurement (losses) gains related to defined benefit plans (130,204 ) 114,052 Stock dividends of common share 3,863,432 - - - (3,863,432 ) ------Payables 77,827,894 79,401,366 Changes in designated as financial liabilities measured at fair value through profit or loss attributable to credit risk (1,176,748 ) 1,396,988 Reversal of special reserve - - - (3,880,700 ) 3,880,700 ------Current income tax liabilities 3,063,209 3,038,409 Unrealized gains from investments in equity instruments measured at fair value through other Changes in equity of associates and joint ventures Deposits and remittances 3,750,938,038 3,381,818,453 comprehensive income 1,017,367 939,146 accounted under equity method - 66,141 ------66,141 - 66,141 Financial debentures 58,999,999 58,999,992 Proportionate share of other comprehensive losses from associates or joint ventures under the equity method (1,572,120 ) (4,785 ) Changes in ownership interests in subsidiaries - - - - (2,410 ) - - - (2,410 ) 2,410 - Less: Income tax related to items that will not be reclassified to profit or loss (202,087 ) 11,187 Disposal of investments in equity instruments designated Other financial liabilities 50,664,147 86,473,304 at fair value through other comprehensive income - - - - (173,909 ) - 173,909 - - - - Provisions 5,412,445 5,238,059 Subtotal (1,659,618 ) 2,434,214 Balance at December 31, 2020 147,962,186 29,859,205 99,015,191 14,863,982 26,989,858 (10,256,851 ) 3,938,564 (72,291 ) 312,299,844 80,170 312,380,014 Lease liabilities 14,285,447 13,763,018 Items that are or may be reclassified subsequently to profit or loss Deferred tax liabilities 4,799,121 2,774,469 Exchange differences of overseas subsidiaries’ financial reports translation (3,305,068 ) (545,607 ) Other liabilities 12,519,535 13,810,194 Unrealized gains from investments in debt instruments measured at fair value through other comprehensive income 1,484,209 2,115,516 Total Liabilities 4,197,876,028 3,917,841,455 Proportionate share of other comprehensive income from associates or joint ventures under the equity method 524,539 10,231 CTBC BANK CO., LTD, AND SUBSIDIARIES Stockholders’Equity - Parent Company: Less: Income tax related to items that are or may be reclassified to profit or loss (286,574 ) 300,379 Major commitments and contingencies Capital stock: Subtotal (1,009,746) 1,279,761 (Expressed In Thousands of New Taiwan Dollars) Common stock 147,962,186 144,098,754 Other comprehensive (losses) income (net amount after tax) (2,669,364) 3,713,975 Capital surplus: Total comprehensive income 24,599,371 34,615,680 Dec 31, 2020 Dec 31, 2019 Capital premium 28,607,197 28,607,197 Others 1,252,008 1,185,867 Net Income attributable to: Parent company 27,266,986 30,899,235 Contingent liabilities from guarantee and letter of credit business 102,146,647 92,575,881 Retained earnings: Non-controlling interest 1,749 2,470 Promissory note to Central Bank for Bank’s clearance 198,968 198,968 Legal reserve 99,015,191 89,759,087 Client notes in custody 85,066,494 93,860,776 Special reserve 14,863,982 18,744,682 27,268,735 30,901,705 Marketable securities and debts in custody 3,242,510,510 2,994,741,293 Undistributed earnings 26,989,858 30,853,701 Comprehensive income attributable to: Consigned travelers’ checks in custody - 231,039 Other equity interest (6,390,578) (4,001,124) Parent company 24,602,762 34,615,138 Non-controlling interest (3,391 ) 542 Designated purpose trust accounts 1,325,313,127 1,210,661,512 Non-controlling interests 80,170 81,151 Other items in custody 368,161 353,120 Total Equity 312,380,014 309,329,315 24,599,371 34,615,680 Total 4,755,603,907 4,392,622,589 TOTAL LIABILITIES AND EQUITY 4,510,256,042 4,227,170,770 Earnings per share (unit: NT dollars) 1.84 2.09