ROUND the BEND TEAM Being Through Our Efforts
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Next-Gen Technology Transformation in Financial Services
April 2020 Next-gen Technology transformation in Financial Services Introduction Financial Services technology is currently in the midst of a profound transformation, as CIOs and their teams prepare to embrace the next major phase of digital transformation. The challenge they face is significant: in a competitive environment of rising cost pressures, where rapid action and response is imperative, financial institutions must modernize their technology function to support expanded digitization of both the front and back ends of their businesses. Furthermore, the current COVID-19 situation is putting immense pressure on technology capabilities (e.g., remote working, new cyber-security threats) and requires CIOs to anticipate and prepare for the “next normal” (e.g., accelerated shift to digital channels). Most major financial institutions are well aware of the imperative for action and have embarked on the necessary transformation. However, it is early days—based on our experience, most are only at the beginning of their journey. And in addition to the pressures mentioned above, many are facing challenges in terms of funding, complexity, and talent availability. This collection of articles—gathered from our recent publishing on the theme of financial services technology—is intended to serve as a roadmap for executives tasked with ramping up technology innovation, increasing tech productivity, and modernizing their platforms. The articles are organized into three major themes: 1. Reimagine the role of technology to be a business and innovation partner 2. Reinvent technology delivery to drive a step change in productivity and speed 3. Future-proof the foundation by building flexible and secure platforms The pace of change in financial services technology—as with technology more broadly—leaves very little time for leaders to respond. -
Sustainability Guidebook
SUSTAINABILITY GUIDEBOOK ©LEVI STRAUSS & CO. | December 2013 | Sustainability Guidebook Table of Contents Introduction Ratings defined Chapter One – Labor Standards 1. Child Labor 2. Prison Labor/Forced Labor 3. Disciplinary Practices 4. Legal Requirements 5. Ethical Standards 6. Working Hours 7. Wages and Benefits 8. General Labor Practices and Freedom of Association 9. Discrimination 10. Community Involvement 11. Foreign Migrant Labor 12. Dormitories 13. Permits Chapter Two – Environment, Health & Safety Part I : Safety Guidelines 1. Safety Committees 2. Risk Assessment 3. Emergency Preparedness 4. Building Integrity 5. Aisles and Exits 6. Lighting 7. Housekeeping 8. Electrical Safety 9. Control of Hazardous Energy/Lock‐Out/Tag‐Out 10. Machine Guarding 11. Powered Industrial Trucks 12. Noise Management 13. Personal Protective Equipment 14. Ventilation 15. Chemical Management 16. Extreme Temperatures 17. Asbestos Management 18. Occupational Exposure Limits 19. Signs and Labels 20. Maintenance Part II : Finishing Guidelines 1. Finishing Safety Guidelines 2. Hand Scraping 3. Laser Etching 4. Resin/Curing 5. Screen Printing 6. Spraying 7. Abrasive Blasting 8. Ozone Part III : Health Guidelines 1. First Aid 2. Preventing Communicable Disease Part IV : Environment Guidelines 1. Global Effluent Requirements 2. Domestic Wastewater Requirements 3. Biosolids Management 4. Waste Management 2.1 Transporting Hazardous Materials 2.2 Hazardous Waste Management 2.3 Solid Waste Management 5. Preventing Storm Water Pollution 6. Aboveground/Underground Storage ©LEVI STRAUSS & CO. | December 2013 | Sustainability Guidebook | Table of contents | page 1 Appendix A : SAFETY GUIDELINES 1. Safety Committees 2. Emergency Preparedness 3. Aisles and Exits 4. Housekeeping Checklist 5. Electrical Safety Inspection Checklist 6. Lock‐Out/Tag‐Out 7. -
Ncbr (Fastlane)
APPLICANT CONTACT Port of Moses Lake Jeffrey Bishop, Executive Director 7810 Andrews N.E. Suite 200 Moses Lake, WA 98837 Port of Moses Lake www.portofmoseslake.com [email protected] Project Name Northern Columbia Basin Railroad Project Was a FASTLANE application for this project submitted previously? Yes If yes, what was the name of the project in the previous application? Northern Columbia Basin Railroad Project Previously Incurred Project Costs $2.1 million Future Eligible Project Costs $30.3 million Total Project Costs $32.4 million Total Federal Funding (including FASTLANE) $9.9 million Are matching funds restricted to a specific project component? If so, No which one? Is the project of a portion of the project currently located on Yes National Highway Freight Network? Is the project of a portion on the project located on the NHS? This project crosses under the NHS as well is it runs adjacent to the NHS Does the project add capacity to the Interstate system? Yes, by diverting VMT to rail Is the project in a national scenic area? No Does the project components include a railway-highway grade No crossing or grade separation project? The project includes crossing If so, please include the grade crossing ID improvements. Do the project components include an intermodal or freight rail Yes project, or freight project within the boundaries of a public or private freight rail, water (including ports, or intermodal facility? If answered yes to either of the two component questions above, $9.9 million how much of requested FASTLANE -
CHP As a Boiler Replacement At
Andy Colwell AnnMarie Mountz Penn State is a World Class University with more than 50,000 students, faculty and staff on campus on any given day. As a provider of utilities, Steam Services plays an important supporting role in the success of the University’s mission of teaching, research and service. 3/19/10 2 • Buildings Served • +40 Operations and • +700 total Maintenance Staff • +200 served with steam Power Plants • +19 million ft2 18 Operators 8 daylight maintenance • +10 engineering and 6 Coal and Ash handlers technical support 2 supervisors Distribution 7 Daylight Maintenance 1 supervisor 2 Staff Assistants 4/30/2013 3/19/10 3 4/30/2013 3/19/10 4 Additional Steam Capacity • Steam demands began to exceed firm capacity Aging Infrastructure • Last steam capacity upgrade was 1971 Essential Services • Where/How to care for 10,000+ folks during a total loss of power to campus • Estimated we need 12 mW to do this 4/30/2013 3/19/10 5 4/30/2013 3/19/10 6 4/30/2013 3/19/10 7 exhaust Steam to campus 32 kpph un-fired 117,000 kpph fired RENTEC HRSG 900 oF Natural gas or oil Combustor 7mW SOLAR TAURUS 70 air 4/30/2013 3/19/10 8 Combustion Turbine $3.9 million HRSG $1.4 million Total Project $19 million 4/30/2013 3/19/10 9 Covers • Planned in-service and out-of-service maintenance • Service calls • Complete overhaul after 30,000 hours Costs • $21,000/month, $35 per hour • ~$600,000 per year 4/30/2013 10 3/19/10 Before ECSP Upgrades Electricity After ECSP CHP Prior to 2011 Generated After 2011 (kWh) Electricity 4% Generated (kWh) -
The Atlantic Return and the Payback of Evangelization
Vol. 3, no. 2 (2013), 207-221 | URN:NBN:NL:UI:10-1-114482 The Atlantic Return and the Payback of Evangelization VALENTINA NAPOLITANO* Abstract This article explores Catholic, transnational Latin American migration to Rome as a gendered and ethnicized Atlantic Return, which is figured as a source of ‘new blood’ that fortifies the Catholic Church but which also profoundly unset- tles it. I analyze this Atlantic Return as an angle on the affective force of his- tory in critical relation to two main sources: Diego Von Vacano’s reading of the work of Bartolomeo de las Casas, a 16th-century Spanish Dominican friar; and to Nelson Maldonado-Torres’ notion of the ‘coloniality of being’ which he suggests has operated in Atlantic relations as enduring and present forms of racial de-humanization. In his view this latter can be counterbalanced by embracing an economy of the gift understood as gendered. However, I argue that in the light of a contemporary payback of evangelization related to the original ‘gift of faith’ to the Americas, this economy of the gift is less liberatory than Maldonado-Torres imagines, and instead part of a polyfaceted reproduc- tion of a postsecular neoliberal affective, and gendered labour regime. Keywords Transnational migration; Catholicism; economy of the gift; de Certeau; Atlantic Return; Latin America; Rome. Author affiliation Valentina Napolitano is an Associate Professor in the Department of Anthro- pology and the Director of the Latin American Studies Program, University of *Correspondence: Department of Anthropology, University of Toronto, 19 Russell St., Toronto, M5S 2S2, Canada. E-mail: [email protected] This work is licensed under a Creative Commons Attribution License (3.0) Religion and Gender | ISSN: 1878-5417 | www.religionandgender.org | Igitur publishing Downloaded from Brill.com09/30/2021 10:21:12AM via free access Napolitano: The Atlantic Return and the Payback of Evangelization Toronto. -
Funding On-Farm Anaerobic Digestion September 2012
Funding On-Farm Anaerobic Digestion September 2012 naerobic digestion of on-farm manure resources offers Some examples of programs where federal and state agencies livestock and poultry producers (farm operators) a unique provide grant funding for the construction and operation of Aopportunity to increase on-farm revenue. As energy costs anaerobic digesters include the U.S. Department of Agriculture become a larger part of the farm operation budget, farm operators (USDA) Rural Energy for America Program (REAP) and Ohio’s are increasingly looking to energy efficiency and renewable energy State Energy Program. In some cases, federal-level funding projects as a viable option for increasing farm revenues. One such sources (i.e., American Recovery and Reinvestment Act of 2009, option is anaerobic digestion of animal manure, a waste resource or ARRA) provide states with grant money that is administered at that has considerable potential for generating clean, renewable, the state level. For additional information on funding programs domestic energy. available for anaerobic digesters, see the fact sheet Funding Programs for Developing Anaerobic Digestion Systems (http:// One of the biggest obstacles to widespread adoption of on-farm www.epa.gov/agstar/documents/agstar_federal_incentives.pdf), anaerobic digestion has been its cost. Anaerobic digesters require and also the AgSTAR Funding database, Funding On-Farm Biogas significant amounts of up-front capital costs (expenditures), in Recovery Systems: A Guide to Federal and State Resources (http:// -
Task Force on Climate-Related Financial Disclosures
Implementing the Recommendations of the Task Force on Climate-related Financial Disclosures June 2017 June 2017 Recommendations of the Task Force on Climate-related Financial Disclosure i Contents A Introduction .................................................................................................................................................... 1 1. Background ................................................................................................................................................................... 1 2. Structure of Recommendations .................................................................................................................................. 2 3. Application of Recommendations .............................................................................................................................. 3 4. Assessing Financial Impacts of Climate-Related Risks and Opportunities ............................................................ 4 B Recommendations ....................................................................................................................................... 11 C Guidance for All Sectors .............................................................................................................................. 14 1. Governance ................................................................................................................................................................. 14 2. Strategy ....................................................................................................................................................................... -
Business/NGO Partnerships -- What's the Payback?
Business/NGO Partnerships -- What’s the Payback? By Roger Cowe Ethical Corporation April 2004 Here’s a look at some high profile cases of business/NGO partnerships and the strategic benefits and challenges for both sides. When Greenpeace shared a platform with Shell at the Johannesburg Summit, the contrast with the classic notion of business/NGO confrontation could not have been starker. A decade earlier, one of the oil giant’s redundant platforms (such as Brent Spar) would have been the only kind to have interested the campaign group. Johannesburg was the Partnership summit. It was built on the premise that governments cannot achieve sustainability on their own, that businesses can be part of the solution, and that NGOs have at least as good an idea what the solution is as anybody else. The business world is also formally engaged in pursuing the UN’s Millennium Development Goals. The joint call by Greenpeace and the World Business Council for Sustainable Development for action on climate change symbolized the growing feeling on both sides that NGOs working with businesses can often achieve more than by attacking from the outside. Many campaigners are still suspicious, and even those working with business reserve the right to criticize. But many partnerships were launched in Johannesburg; many more have flowered since -- from BAT on biodiversity to Coca- Cola on HIV/Aids. The attractions are obvious, but so are the dangers. Most significant, perhaps, is the danger that the concept is used simply to get businesses to stump up money, which is more like taxation than partnership. -
Cost-Effectiveness Analysis of the Residential Provisions of the 2015 IECC for Connecticut
PNNL-24972 Rev-1 Cost-Effectiveness Analysis of the Residential Provisions of the 2015 IECC for Connecticut February 2016 VV Mendon M Zhao ZT Taylor E Poehlman Cost-Effectiveness Analysis of the Residential Provisions of the 2015 IECC for Connecticut VV Mendon M Zhao ZT Taylor E Poehlman February 2016 Prepared for the U.S. Department of Energy under Contract DE-AC05-76RL01830 Pacific Northwest National Laboratory Richland, Washington 99352 *Authors’ Note The present report is a revision of a previous report of the same name published in October 2015. The previous report was revised to update numbers reported in certain results tables. PNNL-24972 Rev-1 Acronyms and Abbreviations BC3 Building Component Cost Community BECP Building Energy Codes Program CPI Consumer Price Index DOE U.S. Department of Energy EIA Energy Information Administration ERI Energy Rating Index ICC International Code Council IECC International Energy Conservation Code LCC Life-Cycle Cost NAHB National Association of Home Builders PNNL Pacific Northwest National Laboratory 1 PNNL-24972 Rev-1 Highlights The 2015 IECC provides cost-effective savings for residential buildings in Connecticut. Moving to the 2015 IECC from the 2009 IECC base code is cost- effective for residential buildings in all climate zones in Connecticut. The average statewide economic impact (per dwelling unit) of upgrading to the 2015 IECC is shown in the table below based on typical cost-effectiveness metrics. 1 Metric Compared to the 2009 IECC Life-cycle cost savings of the 2015 $8175.03 IECC Simple payback period of the 2015 3.5 years IECC Net annual consumer cash flow in $423.80 year 1 of the 2015 IECC2 Annual (first year) energy cost $552.97 savings of the 2015 IECC ($) Annual (first year) energy cost 19.6% savings of the 2015 IECC (%) 1 A weighted average is calculated across all climate zones in the state. -
2KSWIN WWE2K19 PC Online
IMPORTANT HEALTH WARNING: PHOTOSENSITIVE SEIZURES A very small percentage of people may experience a seizure when exposed to certain visual images, including flashing lights or patterns that may appear in video games. Even people with no history of seizures or epilepsy may have an undiagnosed condition that can cause “photosensitive epileptic seizures” while watching video games. Symptoms can include light-headedness, altered vision, eye or face twitching, jerking or shaking of arms or legs, disorientation, confusion, momentary loss of awareness, and loss of consciousness or convulsions that can lead to injury from falling down or striking nearby objects. Immediately stop playing and consult a doctor if you experience any of these symptoms. Parents, watch for or ask children about these symptoms—children and teenagers are more likely to experience these seizures. The risk may be reduced by being farther from the screen; using a smaller screen; playing in a well-lit room, and not playing when drowsy or fatigued. If you or any relatives have a history of seizures or epilepsy, consult a doctor before playing. Product Support: http://support.2k.com Please note that WWE 2K19 online features are scheduled to be available until May 31, 2020 though we reserve the right to modify or discontinue online features without notice. 2 KEYBOARD CONTROLS ACTION KEY WAKE UP TAUNT 1 TOGGLE SIGNATURE / FINISHER 2 TAUNT OPPONENT 3 TAUNT CROWD 4 PAUSE ESC DISPLAY CURRENT TARGET C FRONT FACELOCK / GRAPPLE DOWN ARROW IRISH WHIP / PIN RIGHT ARROW SIGNATURE / FINISHER -
GENERAL ASSEMBLY of NORTH CAROLINA SESSION 2013 S 2 SENATE BILL 744 Appropriations/Base Budget Committee Substitute Adopted 5/29
GENERAL ASSEMBLY OF NORTH CAROLINA SESSION 2013 S 2 SENATE BILL 744 Appropriations/Base Budget Committee Substitute Adopted 5/29/14 Finance Committee Substitute Adopted 5/29/14 Pensions & Retirement and Aging Committee Substitute Adopted 5/29/14 Short Title: Appropriations Act of 2014. (Public) Sponsors: Referred to: May 15, 2014 1 A BILL TO BE ENTITLED 2 AN ACT TO MODIFY THE CURRENT OPERATIONS AND CAPITAL IMPROVEMENTS 3 APPROPRIATIONS ACT OF 2013 AND FOR OTHER PURPOSES. 4 5 The General Assembly of North Carolina enacts: 6 7 PART I. INTRODUCTION AND TITLE OF ACT 8 9 TITLE OF ACT 10 SECTION 1.1. This act shall be known as "The Current Operations and Capital 11 Improvements Appropriations Act of 2014." 12 13 INTRODUCTION 14 SECTION 1.2. The appropriations made in this act are for maximum amounts 15 necessary to provide the services and accomplish the purposes described in the budget. Savings 16 shall be effected where the total amounts appropriated are not required to perform these 17 services and accomplish these purposes and, except as allowed by the State Budget Act, or this 18 act, the savings shall revert to the appropriate fund at the end of each fiscal year as provided in 19 G.S. 143C-1-2(b). 20 21 PART II. CURRENT OPERATIONS AND EXPANSION GENERAL FUND 22 23 CURRENT OPERATIONS AND EXPANSION/GENERAL FUND 24 SECTION 2.1. Appropriations from the General Fund of the State for the 25 maintenance of the State departments, institutions, and agencies, and for other purposes as 26 enumerated, are adjusted for the fiscal year ending June 30, 2015, according to the schedule 27 that follows. -
Planning and Financing Energy Efficient Infrastructure in Appalachia
Planning and Financing Energy Efficient Infrastructure in Appalachia Final Report With Academic Partners: Regional Research Institute, West Virginia University Virginia Polytechnic Institute and State University December 30, 2011 Prepared for the Appalachian Regional Commission under Contract CO-16504-09 Table of Contents Executive Summary ......................................................................................................................................... 1 Key Findings ................................................................................................................................................... 2 Chapter 1: Review of Existing Energy Management Planning and Financing Tools ............................................... 5 Chapter 2: Best Practices in Planning and Financing Energy-Efficient Infrastructure—Case Studies in Appalachia 35 Eight Energy Conservation Measures–Snapshots of Best Practices ................................................................ 36 Chapter 3: Case Studies of Counties in Appalachia .......................................................................................... 62 Case Study 1–Tompkins County, New York ................................................................................................. 65 Case Study 2–Fayette County, West Virginia................................................................................................ 75 Case Study 3–Hamilton County, Tennessee ................................................................................................