Contact and Fee Information Alabama Licensing Authority: Alabama Department of Revenue, Sales, Use & Business Tax Division Severance & License Section P.O

Summary Section Contact and Fee Information Alabama Licensing Authority: Alabama Department of Revenue, Sales, Use & Business Tax Division Severance & License Section P.O. Box 327550 Montgomery, AL 36132-7550

PH: (334) 353-7827 FAX: (334) 242-0770 E-mail address: [email protected] Web address: https://revenue.alabama.gov/business-license/business-licensing/ (last visited Nov. 14, 2019)

License tax: State tax in towns and cities of 20,000 or more: $100 State tax in towns of less than 20,000: $25 Ala. Code Ann. § 40-12-80 (West, WESTLAW through End of 2001 Reg. Session).

County tax in towns and cities of 20,000 or more: $50 County tax in towns of less than 20,000: $12.50 Ala. Code Ann. § 40-12-2(e) (West, WESTLAW through End of 2001 Reg. Session).

Editor’s note: There is a fee of $1 for issuance of license. Ala. Code § 40-12-2(b) (West, WESTLAW through End of 2001 Reg. Session). Please contact the Secretary of State at (334) 353-7827 concerning other possible requirements.

Certificate of Authority information: Alabama Secretary of State: (334) 242-5324, or http://sos.alabama.gov/business-entities/foreign-corporations (last visited Nov. 14, 2019).

Alaska Licensing Authority: Department of Commerce, Community & Economic Development Division of Occupational Licensing Collection Agencies/Operators P.O. Box 110806 Juneau, AK 99811-0806

Licensing Contact: Jerry Hannasch (907) 465-8443 PH: (907) 465-2695 FAX: (907) 465-2974 E-mail: [email protected]

Web address: https://www.commerce.alaska.gov/web/cbpl/ProfessionalLicensing.aspx or https://www. commerce.alaska.gov/web/cbpl/ProfessionalLicensing/CollectionAgencies.aspx (last visited Nov. 14, 2019)

Alaska Business Licensing Program Juneau: (907) 465-2550 Anchorage: (907) 269-8160

Editor’s Note: In the state of Alaska, collection agencies are required to have both an agency license and a state business license.

Fees: The fee for each business is $50 A year, except that the fee is $25 if the business is a sole proprietorship and the sole proprietor is (1) 65 years of age or older when the sole proprietor applies for the license or will reach 65 years of age at any time during the year for which the license is issued; or (2) a disabled veteran Alaska Stat. § 43.70.030(a) (West, WESTLAW through the 2nd Reg. Sess. Of the 28th Leg. (2014)).

Licensing and renewal fees (a) The department will collect fees for licensing and for license renewal for the boards and professions listed in Alaska Stat. § 08.01.010. (b) The department will not issue a license or renew a license unless the applicable fees established in Alaska Stat. § 08 or in this chapter have been collected. (c) Except as otherwise provided in this title, an application for initial licensure or renewal of license will be considered filed as of the filing date of the document, as determined by Alaska Administrative Code Title 12 § 02.920. (d) Repealed 5/4/90. (e) An application fee is not refundable. Alaska Admin. Code tit. 12 § 02.010 (West, WESTLAW through Register 166 (July 2003)).

Refund of License fees (a) Except as provided in (b) of this section, after a license is initially issued or renewed, the department will not refund the initial license fee or the license renewal fee. (b) On request, the department will issue a prorated refund of a license fee paid for a licensing period in which the individual licensee dies. The department will issue the refund to the estate of the licensee. The department will not issue a refund when the estate of the licensee remains a partner in a partnership that received a license under AS 08. (c) To request a refund under this section, the estate of the licensee shall submit to the department (1) a written request for a refund within 12 months of the licensee’s death or before the end of the licensing period in which the licensee died, whichever time period is greater; and (2) verification of the licensee’s death; the department will accept a letter from a coroner or mortuary, a death certificate, or a copy of a newspaper article as verification. (d) The department will calculate the amount of the prorated refund described in (b) of this section based on the number of complete months remaining in the licensing period on the date of the licensee’s death. Alaska Admin. Code tit. 12 § 02.015 (West, WESTLAW through Register 166 (July 2003)).

The department will prorate the first license renewal fees following initial licensure, in accordance with Alaska Admin. Code Title 12 § 02.030. All renewal fees, including penalty and delinquent fees must be paid by the

2 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees licensee applying for renewal of a license, except as provided in Alaska Admin. Code Title 12 § 02.030(a)(1) and (b)(1). Alaska Admin. Code tit. 12 § 02.020 (West, WESTLAW through Register 166 (July 2003)).

Prorating initial renewal fees (a) When the department issues an initial biennial license (1) within the 90 days before the date by which it must be renewed, the applicant shall pay the entire license fee but is not required to pay the prescribed renewal fee until the second renewal date; (2) within the 12 months before the date by which the license must be renewed, the applicant shall pay the entire license fee, and shall pay one- half of the prescribed renewal fee at the time of renewal or (3) more than 12 months before the date by which the license must be renewed, the applicant shall pay the entire license fee, and shall pay the entire prescribed renewal fee at the time of renewal. (b) When the department issues an initial annual license (1) within the 90 days before the date by which it must be renewed, the applicant shall pay the entire license fee but is not required to pay the prescribed renewal fee until the second renewal date; (2) within the six months before the date by which the license must be renewed, the applicant shall pay the entire license fee, and shall pay one- half of the prescribed renewal fee at the time of renewal; or (3) more than six months before the date by which the license must be renewed, the applicant shall pay the entire license fee, and shall pay the entire prescribed renewal fee at the time of renewal. (c) Repealed 12/28/97. (d) Repealed 9/29/05. (e) The department will not prorate fees for applications, examinations, reexaminations, credential review or investigation, temporary or emergency permits, locum tenens permits, certificates, or other such fees established in Alaska Stat. § 08 or in this chapter. Alaska Admin. Code tit. 12 § 02.030 (West, WESTLAW through Register 177 (April 2006)).

Administrative fees Except as otherwise provided in this chapter for a particular board or occupation, the following fees apply to all boards and professions listed in Alaska Stat. § 08.01.010: (1) duplicate license fee, $5; (2) fee for verification or certification of an Alaska license, registration, or examination, $20; (3) name change, except for construction contractors, $5; (4) photocopy fee, $.25 per page, which may be waived by the department if the total fee is less than $5; (5) facsimile fee, $1 per page, which may be waived by the department if the total fee is less than $5; (6) returned check fee, $20; (7) repealed 12/28/97; (8) exam postponement fee, $25; (9) wall certificate fee, $20; (10) fee for proctoring and examination for another state’s applicant, $50; (11) fee for specialized report of licensing data that the department has agreed to provide, $100 plus the cost of supplies; (12) express delivery handling fee, $20; (13) fee for providing the most recently printed roster of all (A) licensees in a licensing program, other than business licensing, with 2,000 or less licensees, $5; (B) licensees in a licensing program, other than business licensing, with more than 2,000 licensees, $15; (C) Repealed 3/25/2004 (14) fee for a courtesy license issued under Alaska Admin. Code Title 12 § 02.955, $100; (15) courtesy license application fee, $50; (16) examination review fee, $50. Alaska Admin. Code tit. 12 § 02.105 (West, WESTLAW through Register 177 (April 2006)).

Collection agencies (a) The following fees are established for collection agencies: (1) application fee for initial license, $100; (2) operator license fee for all or part of the initial biennial license period, $200; (3) biennial operator license renewal fee, $200; (4) agency license fee for all or part of the initial biennial license period, $200; (5) biennial agency license renewal fee, $200; (6) branch office license fee, for all or part of the initial biennial license period, $200; (7) biennial branch office license renewal fee, $200; (8) delayed renewal penalty, $200. (b) Under Alaska Stat. § 08.24.370, all nonresident operator and agency fees are double the fees established in (a) of this section, except for branch office fees. Alaska Admin. Code tit. 12 § 02.160 (West, WESTLAW through Register 166 (July 2003)).

The application fee and the biennial license fee for a nonresident operator or nonresident agency license are double the same fees established by regulations under Alaska Stat. § 08.01.065 for a resident operator or agency. Alaska Stat. § 08.24.370 (West, WESTLAW through 2001 1st Special Session of the Twenty-Second Legislature).

Penalty for improper payment: An applicant shall pay a penalty of $10 each time a negotiable instrument is presented to the department in payment of an amount due and payment is subsequently refused by the named payor. Alaska Stat. § 08.01.105 (West, WESTLAW through 2001 1st Special Session of the Twenty-Second Legislature).

Certificate of Authority information: Alaska Department of Community and Economic Development, Division of Banking, Securities and Corporations, Corporations Section: Ph: (907) 465-2550, Fax: (907) 465-2974 or https://www.commerce. alaska.gov/web/cbpl (last visited Nov. 14, 2019)

Arizona Licensing Authority: Financial Enterprises Division 2910 N. 44th Street, Suite 310 Phoenix, AZ 85018

PH: (602) 255-4421 Ext. 129 FAX: (602) 381-1225 E-mail: [email protected] Web address: https://dfi.az.gov/industry/mortgage-industry/forms-and-fees (last visited Nov. 14, 2019) http:// www.azdor.gov/Business/LicensingGuide.aspx (last visited Nov. 14, 2019)

Fees: Original license application: $1,500 Original license renewal: $600 Branch office application: $500 Branch office renewal: $200

To change active manager on license: $250 Ariz. Rev. Stat. Ann. § 6-126 (West, WESTLAW through the Second Regular Session of the Fifty-Third Legislature (2018)).

Editor’s Note: The application and renewal process for Arizona collection agency licenses has been transitioned to the Nationwide Multistate Licensing System & Registry (NMLS), effective Jan. 2, 2017. For more information, please visit the following links to the Arizona Department of Financial Institutions and the of the NMLS website.

Arizona Department of Financial Institutions https://dfi.az.gov/industry/mortgage-industry/forms-and-fees (last visited Nov. 14, 2019)

NMLS Website http://mortgage.nationwidelicensingsystem.org/slr/Pages/DynamicLicenses.aspx?StateID=az (last visited Nov. 14, 2019)

Certificate of Authority information: Arizona Secretary of State: (602) 542-4285

Arkansas Licensing Authority: Janet Wilson State Board of Collection Agencies 523 S. Louisiana St. Suite 460 Little Rock, AR 72201

PH: (501) 371-1438 FAX: (501) 372-5383 E-mail: [email protected] Web address: http://www.asbca.org (last visited Nov. 14, 2019)

Fees: The State Board of Collection Agencies may charge an annual license fee not to exceed one hundred twenty- five dollars ($125) for licensing each collection agency and an annual fee of twenty dollars ($20) effective September 1, 2013, for registering each employee of the licensed collection agency who as an employee solicits, collects, or attempts to collect any delinquent account or accounts by telephone, mail, personal contact, or otherwise. Ark. Code § 17-24-305(a) (West, WESTLAW through end of 89th General Assembly General Session).

Any licensee who fails to remit all fees required for continuation of its license by July 15th shall be subject to a late fee of $125.00. Code Ark. R. 031 00 001 § VIII(b) (West, WESTLAW through September 2002 (Issue 27)).

Should a license application be denied, funds remitted to the SBCA may be returned to the applicant upon written request within thirty (30) days of notice of denial. A fifty dollar ($50.00) nonrefundable processing fee shall be retained by the SBCA. Code Ark. R. 031 00 001 § II(e) (West, WESTLAW through September 2002 (Issue 27)).

Certificate of Authority information: Arkansas Secretary of State: (501) 682-3409, toll free at (888) 233-0325, or https://www.ark.org/sos/ofs/docs/ index.php (last visited Nov. 14, 2019).

California Registration Authority: Secretary of State 1500 11th Street Sacramento, CA 95814

PH: (916) 657-5448 FAX: (916) 653-4795 Web address: http://www.sos.ca.gov/business-programs/ (last visited Nov. 14, 2019)

Fees: No fee requirements specific to collection agencies.

Certificate of Authority information: California Secretary of State: (916) 657-5448, or http://www.sos.ca.gov/Business-programs (last visited Nov. 14, 2019).

Colorado Licensing Authority: Ralph. L. Carr, Administrator, Colorado Fair Debt Collection Practices Act Colorado Collection Agency Board Colorado Judicial Center 1300 Broadway, 10th Floor Denver, CO 80203

PH: (720) 508-6020 FAX: (720) 508-6033 E-mail: [email protected] Web address: http://www.coag.gov/CAR (last visited Nov. 14, 2019)

Fees: Investigation: $500 Original license: $1,000 License renewal: $1,000 Determined by the Collection Agency Board; available at: http://www.coag.gov/car/licensing (last visited Nov. 14, 2019).

Certificate of Authority information: Colorado Secretary of State: (303) 894-2200, or http://www.sos.state.co.us/pubs/business/fileAForm.html (last visited Nov. 14, 2019).

6 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees Connecticut Licensing Authority: Connecticut Department of Banking Consumer Credit Division 260 Constitution Plaza Hartford, CT 06103-1800

PH: (860) 240-8200, Ext. 8202 or 1-800-831-7225 FAX: (860) 240-8178 E-mail: [email protected] Web address: http://www.ct.gov/dob/cwp/view.asp?a=2231&q=297818&dobNAV_GID=1663 Licensing Information: http://www.ct.gov/dob/cwp/view.asp?a=2232&q=297838 (last visited Nov. 14, 2019)

Fees: Effective Date Oct. 1, 2018 License: Application: $500 includes investigation fee of $100 per the Connecticut NMLS website. Renewal: $800 400 must apply between Nov. 1 and the close of business Dec. 31 in which the license expires. H.B. 5490 (2018 Conn.) amending Conn. Gen. Stat. § 36a-801(c)(1) (West, WESTLAW through June 6, 2018).

No abatement of the license fee shall be made if the application is denied or withdrawn prior to issuance of the license or if the license is surrendered, revoked or suspended prior to the expiration of the period for which it was issued. All fees required by this section shall be nonrefundable. Conn. Gen. Stat. § 36a-801(h) (West, WESTLAW through June 6, 2018)

Certificate of Authority information: Connecticut Secretary of State: (860) 509-6003, or https://portal.ct.gov/-/media/sots/CommercialRecording/ AllForms/appforcertofauthforeigncorppdf.pdf?la=en (last visited Nov. 14, 2019). See also Connecticut General Statutes Annotated § 33-920.

Delaware Registration Authority: Delaware State State of Delaware Department of Finance Division of Revenue 820 N. French Street Wilmington, DE 19801

PH: (302) 577-8262 FAX: (302) 577-8662 Toll free phone (Delaware only): 1-800-292-7826 E-mail address: [email protected] (Elliott A. Johns) Information for collection agencies operating in Delaware: http://revenue.delaware.gov/services/Business_Tax/ Step3.shtml (last visited Nov. 14, 2019)

City of Wilmington City of Wilmington, Delaware Department of Finance Wage/Business License Division 800 N. French St. Wilmington, Delaware 19801-3537

PH: (302) 576-2415 Web address: http://www.ci.wilmington.de.us/ (last visited Nov. 14, 2019)

Fees: Delaware State: Annual fee for collection agency license: $75. Del. Code. Ann. tit. 30 § 2301(a)(11) (West, WESTLAW through 78 Laws 2012).

Annual fee for branch office: $25. Del. Code. Ann. tit. 30 § 2301(a) (West, WESTLAW through 78 Laws 2012).

Editor’s Note: Agencies that have gross receipts in excess of $50,000 per month must also pay a monthly fee equal to 0.384% of the aggregate gross receipts attributable to activities licensed under De. Code Ann. tit. 30, ch. 23. This fee shall be paid monthly and is calculated with respect to the aggregate gross receipts for the immediately preceding month. See Del. Code Ann. tit. 30 § 2301(d) for more information and the amount of the allowed deduction. Del. Code Ann. tit. 30, § 2301(d) (West, WESTLAW through 2001 Reg. Session). See http://revenue.delaware.gov/ for more information (last visited Sept. 9, 2011).

Editor’s Note: Many foreign corporations must become qualified to do business in the state. This involves paying a fee and filing certain documents. See Del. Code Ann. tit. 8 § 371. A foreign corporation is exempt from this requirement, however, “if it secures or collects debts or enforces any rights in property securing the same.” Del. Code Ann. tit. 8 § 373(a)(7) (West, WESTLAW through 2001 Reg. Session) (emphasis added).

Filing fee for registration of trade names or title: $5 per county. Del. Code Ann. tit. 6 § 3103 (West, WESTLAW through 2001 Reg. Session).

City of Wilmington: License fee: $181 Wilmington, Del., Code § 5-101 (Current through Ord. No. 07-048 (July 12, 2007).

Fee for branch office, duplicate or amended licenses: $27.50 Wilmington, Del., Code § 5-52 to 53 (Current through Ord. No. 07-048 (July 12, 2007)); available at http://www.municode.com/resources/gateway.asp?pid=11715&sid=8 (last visited Nov. 14, 2019).

Certificate of Authority information: Delaware Secretary of State: (302) 739-3073, or http://www.state.de.us/corp/default.shtml (last visited Nov. 14, 2019). See also Del. Code Ann. tit. 8, § 371 (2002).

8 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees District of Columbia Registration Authority: Department of Consumer and Regulatory Affairs Business and Professional Licensing Administration 941 North Capitol Street, N.E. Washington, D.C. 20002

PH: (202) 442-4400 or (202) 442-4311 Fax: (202) 442-9445 E-mail: [email protected] Web address: http://dcra.dc.gov/ (last visited Nov. 14, 2019)

Fees: Biennial License Fee: $200 D.C. Code Ann. § 47-2851.03d (West, WESTLAW through Dec. 1, 2008).

Application Fee: $70 Endorsement Fee: $25 D.C. Code Ann. § 47-2851.08 (West, WESTLAW through Dec. 1, 2008).

Certificate of Authority information: Government of the District of Columbia, 441 4th Street, N.W., Washington, D.C. 20001, (202) 727- 1000, or https://dcra.dc.gov/publication/application-certificate-authority-foreign-business-or-professional- corporation https://dcra.dc.gov/page/registration-services-foreign-entities-non-dc-organizations-1 (last visited Nov. 14, 2019).

Florida Licensing/Registration Authority: Donald B. Saxon, Division Director Office of Financial Regulation 200 E. Gaines Street Tallahassee, FL 32399-0375

PH: (850) 410-9895 FAX: (850) 410-9748 E-mail: [email protected] Web addresses: Consumer Collectors: https://www.flofr.com/sitePages/ConsumerCollectionAgencies.htm (last visited Nov. 14, 2019).

Commercial Collectors: https://www.flofr.com/sitePages/CommercialCollectionAgencies.htm (last visited Nov. 14, 2019).

Fees: Registration fee: $200 Annual renewal fee: $200 Fla. Sta. Ann. § 559.555 (West, WESTLAW through End of 2001 1st Reg. Session).

Certificate of Authority information: Florida Secretary of State: (850) 245-6051, [email protected], or http://www.dos.state.fl.us/ (last visited Nov. 14, 2019).

Georgia Registration Authority: Secretary of State 214 State Capitol Atlanta, GA 30334

PH: (404) 656-2881 FAX: (404) 656-0513 E-mail: [email protected] Web address: http://www.sos.state.ga.us/corporations (last visited Nov. 14, 2019)

Fees: None specified in state law.

Certificate of Authority information: Georgia Secretary of State: (404) 656-2817, or http://www.sos.state.ga.us/corporations (last visited Nov. 14, 2019).

Guam Licensing Authority: Department of Revenue and Taxation General Licensing and Registration Branch Government of Guam P.O. Box 23607 GMF, Barrigada, Guam 96921 U.S.A

PH: (671) 475-1826~9 Fax: (671) 472-2643 E-mail: [email protected] Web address: https://www.guamtax.com/ (last visited Nov. 14, 2019)

Fees: The annual fee for [a] service license shall be $50.00. 11 Guam Code Ann. § 76101 (West, WESTLAW through P.L. 29-112 (2008)).

(1) A person required to file notification shall on or before June 30th of each year pay an annual fee of Twenty Dollars ($20.00). (3) Persons required to file notification who are assignees shall pay an additional fee at the time stated in Subsection (1) of Twenty Dollars ($20.00) for each One Hundred Thousand Dollars ($100,000.00), or part thereof, in excess of One Hundred Thousand Dollars ($100,000.00), of the unpaid balances at the time of the assignment of obligations arising from consumer credit sales, consumer leases and consumer loans, payable in installments taken by assignment within the twelve (12) months last

preceding June 30th; provided, that an assignee need not pay a fee with respect to an obligation on which the assignor or other person has already paid a fee. 14 Guam Code Ann. §§ 6204(1), (3) (West, WESTLAW through P.L. 29-112 (2008)).

Upon filing in the Department of Revenue and Taxation the required statement, etc., and the order of the Governor, the Director of Revenue and Taxation shall issue to the foreign corporation a foreign corporation license and certificate of registration. For the issuance of such certificate of registration, the Director of Revenue and Taxation shall collect a fee of five dollars ($5.00). For the issuance of the foreign corporation license the Director of Revenue and Taxation shall collect the sum of one hundred dollars ($100.00). 18 Guam Code Ann. § 7101 (West, WESTLAW through P.L. 26-116 (2002)).

Certificate of Authority information: Guam Department of Commerce: (671) 475-0321/2 (telephone), (671) 477-9031 (fax), 102 M Street, Tiyan, Guam 96913 U.S.A.; General Information: [email protected].

Hawaii Licensing Authority: Sandra Matsushima, Executive Officer DCCA – PVL Attn: COLA P.O. Box 3469 Honolulu, HI 96801

PH: (808) 586-3000 FAX: (808) 586-2874 E-mail: [email protected] Web address: http://www.hawaii.gov/dcca/areas/pvl/programs/collection/ (last visited Nov. 14, 2019)

Fees: The fees for collection agencies shall be as provided in this section: (1) Application fee: $ 25 (2) Registration fees: (A) First year of biennium (original registration fee, plus one-half of the biennial renewal fee): $ 80 (B) Second year of the biennium (original registration fee): $ 40 (3) Renewal fee: $ 80 (4) Restoration fee: $ 80 (5) Duplicate identification fee: $ 10 (6) Duplicate certificate fee: $ 10 (7) Compliance resolution fund: (A) Compliance resolution fund fee: $ 55 (B) Annual compliance resolution fund fee: $ 55 (C) Biennial compliance resolution fund fee: $110 Haw. Admin. Rules § 16-53-16.3 (West Co., WESTLAW through Sept. 2003). (Determined by the Professional and Vocational Licensing Division under authority granted by Haw. Rev. Stat. Ann. § 443B-3 to -4 (West, WESTLAW through 2001 Third Special Session of the Twenty First Legislature)).

An applicant for designation as an exempt out-of-state collection agency shall submit the following: (4) Payment of the following nonrefundable fees: (A) With the application, an application fee of $25; and (B) Upon approval of an out-of-state collection agency exemption, the compliance resolution fund fee for collection agencies. Haw. Rev. Stat. Ann. § 443B-3.5(c)(4) (West, WESTLAW through 2001 Third Special Session of the Twenty- First Legislature).

Each agency shall pay the appropriate fees to the department in the amount specified in section 16-53-16.3. Registration shall not be deemed complete until all appropriate fees are paid. If a check is dishonored by a financial institution, fees shall be paid by certified check, money order, cash, or cashier’s check. The fees shall be considered unpaid and registration deemed incomplete until one of these accepted forms of payment is received by the department. Haw. Admin. Rules § 16-112-9 (West, WESTLAW through July, 2002).

Each agency shall pay the appropriate renewal fee as specified in section 16- 53-16.3, by June 30 of each even-numbered year. License renewal shall not be deemed complete until the requirements of Hawaii Revised Statutes 443B-4.58, are met. A completed renewal application sent by United States mail shall be considered timely filed if the envelope bears a postmark on or before the deadline date of June 30 of the even-numbered year. If a check is dishonored by a financial institution, fees shall be paid by certified check, money order, cash, or cashier’s check. The fees shall be considered unpaid and registration deemed incomplete until one of the accepted forms of payment is received by the department. Haw. Admin. Rules § 16-112-12 (West, WESTLAW through July, 2002).

Certificate of Authority information: Hawaii Department of Commerce & Consumer Affairs: (808) 586-2727, or https://cca.hawaii.gov/breg/ registration/fpc (last visited Nov. 14, 2019)

Idaho Licensing Authority: Mike Larsen, Consumer Finance Bureau Chief Department of Finance 800 Park Blvd, Suite 200 Boise, ID 83712

PH: (208) 332-8000 or (208) 332-8002 (for collection agency forms) Toll free (Idaho only) (888) 346-3378 FAX: (208) 332-8097 E-mail: [email protected] Web address: http://finance.idaho.gov/ (last visited Nov. 14, 2019)

Fees: Initial license application fee: $150 Idaho Code § 26-2224(11) (West, WESTLAW through the 2008 2nd Reg. Sess. of the 59th Leg., Ch. 410).

Annual license renewal: $100 Idaho Code § 26-2231 (West, WESTLAW through the 2008 2nd Reg. Sess. of the 59th Leg., Ch. 410).

Annual examination/investigation: not to exceed $50 Idaho Code § 26-2234(4) (West, WESTLAW through the 2008 2nd Reg. Sess. of the 59th Leg., Ch. 410).

Annual Agent Registration (Per listed agent): $20 Idaho Code § 26-2240 (West, WESTLAW through the 2008 2nd Reg. Sess. of the 59th Leg., Ch. 410).

Certificate of Authority information: Idaho Secretary of State: (208) 334-2300, or https://sos.idaho.gov/business-services-resources/ (last visited, Nov. 14, 2019).

Illinois Licensing Authority: Illinois State: Jim Koehl, Board Liaison Department of Professional Regulation Licensing & Testing Division Professional Services Section 320 W. Washington Street, 3rd Floor Springfield, IL 62786

PH: (800) 560-6420 (applicant information) PH: (217) 785-0820 (licensee information) FAX: (217) 782-7645 E-mail: Send emails via the web site below. Web address: http://www.idfpr.com/profs/collections.asp (last visited Nov. 14, 2019)

City of Chicago: Department of Business Affairs and Consumer Protection (BACP) City Hall 121 N. LaSalle St., Rm. 800 Chicago, Illinois, 60602

PH: (312) 744-6249 FAX: No fax number available E-mail: Send emails via this link: https://webapps1.cityofchicago.org/eforms/org/cityofchicago/busExpRequest/index.jsp Web address, see: https://www.cityofchicago.org/city/en/depts/bacp/sbc/business_licensing.html#Commercial https://www.cityofchicago.org/content/dam/city/depts/bacp/Small%20Business%20Center/sbcfactsheets/ Debt_Collectors_Fact%20Sheet_11_19_13.pdf (last visited Nov. 14, 2019)

Fees Illinois State: The following fees shall be paid to the Department and are not refundable: Application fee for a certificate of registration: $750 Renewal of a certificate of registration: $750 for a 3-year renewal Branch office registration fee: $250

Branch office renewal fee: $150 for a 3-year renewal Restoration of a license fee: $50 plus payment of all lapsed renewal fees Fee for duplicate, replacement or new certificate with a change in name or address (other than when renewed): $20 Certification of registrant’s record (any purpose): $20 Roster of registered collection agencies: Actual cost of production Registration on a wall certificate: Actual cost of production. Ill. Admin. Code tit. 68, § 1210.237 (West, WESTLAW through Aug. 9, 2002).

City of Chicago: $250 (per license). A separate license is required for each separate location.

State Certificate of Authority information: Illinois Secretary of State: (217) 782-6961, or http://www.cyberdriveillinois.com/departments/business_ services/home.html (last visited Nov. 14, 2019).

Indiana Licensing Authority: Shayla Caddell, Collection Agencies Compliance Officer Securities Division Office of the Secretary of State 302 W. Washington St., Room E 111 Indianapolis, IN 46204

PH: (317) 232-6681 FAX: (317) 233-3675 E-mail: [email protected] Web address: http://www.in.gov/sos/securities/2808.htm (last visited Nov. 14, 2019)

Fees: Original and renewal applications: $100 Each branch office: $30 Ind. Code Ann § 25-11-1-3(b) (West, WESTLAW through 2018 Second Reg. Sess. of the 120th General Assemb. effective through June 30, 2018.).

The secretary of state may require a person required under this chapter to submit information to the multistate automated licensing system and repository to pay a processing fee considered reasonable by the secretary of state. Ind. Code Ann § 25-11-1-3(g)(2) (West, WESTLAW through 2018 Second Reg. Sess. of the 120th General Assemb. effective through June 30, 2018).

Certificate of Authority information: Indiana Secretary of State: (317) 232-6576, http://www.in.gov/core/business.html (last visited Nov. 14, 2019).

14 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees Iowa Licensing Authority: Iowa Attorney General’s Office Licensing and Administrative Law Division 1305 E. Walnut Hoover Building, Second Floor Des Moines, IA 50319

PH: (515) 281-8760 FAX: (515) 281-6771 E-mail: [email protected] Web addresses: https://www.iowaattorneygeneral.gov/for-businesses/debt-collector-notification/ (last visited Nov. 14, 2019)

Fees: A person required to file notification shall pay to the administrator an annual fee of $50.00. The fee shall be paid with the filing of the first notification and on or before January 31 of each succeeding year. Iowa Code Ann. § 537.6203 (West, WESTLAW through end of the 2017 Reg. Sess.).

This applies to debt collectors if the total debt collected by a debt collector in the preceding calendar year exceeds $25,000. Iowa Code Ann. § 537.6201 (West, WESTLAW through end of 2001 2nd Ex. Session).

Certificate of Authority information: Iowa Secretary of State: (515) 281-5204, [email protected] or https://sos.iowa.gov/# (last visited Nov. 14, 2019).

Kansas Registration Authority: Secretary of State First Floor, Memorial Hall 120 SW 10th Ave. Topeka, KS 66612-1594

PH: (785) 296-4564 FAX: (785) 296-4570 Web address: http://www.kssos.org/business/business.html (last visited Nov. 14, 2019)

Fees: Corporate Fee Schedule: Initial Filings Articles – for profit: $90.00 Electronic articles – for profit: $85.00 Articles – not for profit: $20.00 Electronic articles – not for profit: $22.00 Foreign application: $115.00 Professional corporation: $75.00

Domestic limited partnership: $165.00 Foreign limited partnership: $165.00 Domestic limited liability company: $165.00 Foreign limited liability company: $165.00

Subsequent Filings Amendments (for profit entities): $35.00 Dissolutions: $35.00 Withdrawal (foreign): $35.00 Merger or consolidation: $35.00

Annual Reports For profit corporation: $55 - $5,015 Not for profit: $40.00 Professional Association: $55 - $5,015 Limited partnership: $55 - $5,015 Limited liability company: $55 - $5,015

Certificate of Authority information: Kansas Secretary of State: (785) 296-4564, or http://www.kssos.org/business/business.html (last visited Nov. 14, 2019).

Kentucky Regulatory Authority: Secretary of State Filings Branch 700 Capital Avenue Suite 152, State Capitol Frankfort, KY 40601

PH: (502) 564-2848 FAX: (502) 564-4075 Business Information Clearinghouse: 1-800-626-2250 Web address: https://kentucky.gov/business/Pages/default.aspx (last visited Nov. 14, 2019)

Fees: The county clerk shall receive a fee pursuant to Kentucky Revised Statute sec. 64.012 for filing each certificate of assumed name, and the Secretary of State shall receive a fee of twenty dollars ($20) for filing each certificate, amendment and renewal certificate. Ky. Rev. Stat. Ann. § 365.015(11) (West, WESTLAW through 2011 Leg.).

Certificate of Authority information: Kentucky Secretary of State: (502) 564-3490, or http://www.sos.ky.gov/bus/Pages/default.aspx (last visited Nov. 14, 2019).

16 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees Louisiana Regulatory Authority: Tom Schedler Louisiana Secretary of State Commercial Division P.O. Box 94125 Baton Rouge, LA 70804-9125

PH: (225) 925-4704 FAX: (225) 932-5314 E-mail: visit: https://www.livehelpnow.net/lhn/ticketsvisitor.aspx?lhnid=21216 Web address: http://www.sos.la.gov/Pages/default.aspx (last visited Nov. 14, 2019) Office of Financial Institutions: http://www.ofi.state.la.us/ (last visited Nov. 14, 2019)

Fees: Registration Filing Fee: $25 La. Rev. Stat. Ann. § 9:3534.1(B) (West, Westlaw through 2008 2nd Extraordinary Sess.).

Certificate of Authority information: Louisiana Secretary of State: (225) 925-4704, for e-mail visit https://www.livehelpnow.net/lhn/ticketsvisitor. aspx?lhnid=21216 or http://www.sos.la.gov/Pages/default.aspx (last visited Nov. 14, 2019)

Editor’s Note: Based on informal guidance from the Louisiana Secretary of State’s Office, out-of-state collection agencies no longer need to obtain a certificate of authority to collect debts in Louisiana. However, out-of-state agencies still need to obtain the proper registration pursuant to La. Rev. Stat. Ann. § 9:3534.1.

Maine Licensing Authority: William N. Lund, Director Office of Consumer Credit Regulation 35 State House Station Augusta, ME 04333-0035

PH: (207) 624-8527 FAX: (207) 582-7699 E-mail: [email protected] Web address: http://www.maine.gov/pfr/consumercredit/index.shtml (last visited Nov. 14, 2019)

Note: In 1994, the state of Maine filed a petition seeking an exemption from the FDCPA for all debt collectors who obtain a license from the state. The FTC approved the petition.

Fees: License and renewal for biennial license: $600 Branch office biennial license: $300

Applications received after the due date are subject to an additional fee of $100 Me. Rev. Stat. Ann. 32, § 11031(2) (West, WESTLAW through Ch. 150 of the 2009 First Reg. Sess. of the 124th Leg.). See also Code Me. R. 02-030 Ch. 300, § 1(D)(2).

Certificate of Authority information: Maine Secretary of State: (207) 624-7736, or http://www.state.me.us/sos/cec/corp/corp.html (last visited Nov. 14, 2019).

Maryland Licensing Authority: Charles W. Turnbaugh, Commissioner of Financial Regulation (410) 230-6100 Maryland Collection Agency Licensing Board Commissioner of Financial Regulation 500 N. Calvert St. Suite 402 Baltimore, MD 21202-2272

PH: (410) 230-6100 FAX: (410) 333-0475 E-mail: [email protected] Web address: http://www.dllr.state.md.us/finance/industry/collag.shtml (last visited Nov. 14, 2019)

Fees: For current fees see: http://www.dllr.state.md.us/finance/industry/licfees.shtml#collag (last visited Nov. 14, 2019) (a) An applicant for a license shall: (1) submit a completed an application in the form, and in accordance with the process, that the Board requires; (2) pay to the Board: (i) a nonrefundable application fee in the amount set by the Board; and (ii) a nonrefundable investigation fee in the amount set by the Board; and (3) Provide all the information that the Board requests. Md. Code Ann. Bus. Reg. § 7-302(a) (West, WESTLAW through through end of 2017 Reg. Sess.).

Renewal Fee See fees section above and below – fees to be set by regulation of the Board. Md. Code Ann. Bus. Reg. § 7-302(e)(2) (West, WESTLAW through end of the 2017 Reg. Sess.).

(A) The Board shall set by regulation the fees provided for in this subtitle. (B) The fees established by the Board under this section shall be reasonable and set in a manner that will produce funds sufficient to cover the actual direct and indirect costs of regulating collection agencies in accordance with the provisions of this title. (C) The Board shall publish the fee schedule set by the Board. Md. Code Ann. Bus. Reg. § 7-302.1 (West, WESTLAW through end of 2010 Reg. Sess.).

For current fees, see http://www.dllr.state.md.us/finance/industry/licfees.shtml (last visited Nov. 14, 2019)

Certificate of Authority information: State Department Of Assessments And Taxation - Charter Division 301 West Preston St. 8th Floor Baltimore, MD 21202 Ph: (410) 767-1340 Fax: (410) 333-7097 Website: http://www.dat.state.md.us/Pages/default.aspx (last visited Nov. 14, 2019).

Massachusetts Licensing Authority: Collection Agencies & Finance Companies Mass Division of Banks NDIS-Licensing Unit 1000 Washington Street, 10th Floor Boston, Ma 02118

Ph: (617) 956-1500, 1-800-495-2265 (within MA only) TDD: (617) 956-1577 Fax: (617) 956-1597 E-mail: [email protected] Web address: http://www.mass.gov/ocabr/licensee/license-types/banks-banking/application-forms-banking/ apply-for-or-amend-a-license/debt-collectors-loan (last visited Nov. 14, 2019)

Fees: Annual fee: $1,000 Financial Statement Investigation: $300 (per initial application) Relocation Investigation: $200 (per relocation) Mass. Regs. Code tit. 801, § 4.02 (West, WESTLAW through Register No. 1397, dated August 9, 2019).

Certificate of Authority information: Massachusetts Secretary of State: (617) 727-9640, or http://www.sec.state.ma.us/cor/coridx.htm (last visited Nov. 14, 2019).

Michigan Licensing Authority: Bureau of Commercial Services Collection Practices Board P.O. Box 30018 Lansing, MI 48909

PH: (517) 241-9288 FAX: (517) 241-9280 E-mail: [email protected] Web address: http://www.michigan.gov/commerciallicensing (last visited Nov. 14, 2019)

Fees: Fees for a person licensed or seeking licensure to operate a collection agency or to be a collection agency manager under article 9 of the occupational code, MCL 339.901 to 339.920, are as follows: (a) Application processing fees: (i) Agency nonowner manager as follows: (A) If paid after Sept. 30, 2015, $25.00. (B) Beginning October 1, 2003 through Sept. 30, 2015, $35.00. (ii) Agency: $100.00 (b) Examination fee : $50.00 (c) Examination review fee: $20.00 (d) License fee, per year (i) Agency nonowner manager: $50.00 (ii) Agency: $125.00 Mich. Comp. Laws Ann. § 338.2221 (West, WESTLAW through 2012 Reg. Sess.).

Fee for late renewal: $20.00. The department shall charge a $20.00 late renewal fee if a person fails to renew a license or registration on or before the expiration date prescribed by the department by rule as authorized under the occupational code. Mich. Comp. Laws Ann.§ 338.2206 (West, WESTLAW through P.A. 2002, No. 190 of the 2002 Reg. Session).

Duplicate license: $10.00. The department may charge a fee for the issuance of a duplicate license or registration. The duplicate shall not be issued unless the person applying for the duplicate signs a statement that the original document has been lost, stolen, or destroyed. The fee for the duplicate shall be $10.00. Mich. Comp. Laws Ann.§ 338.2207 (West, WESTLAW through P.A. 2002, No. 190 of the 2002 Reg. Session).

Change of name or correction of documents: $10.00. The department may charge a $10.00 fee for correcting its records and issuing a new document when a person notifies the department of a change of name, address, or employer. If the change does not require the issuance of a new document, no charge shall be made for correcting the department’s records. Mich. Comp. Laws Ann.§ 338.2210 (West, WESTLAW through P.A. 2002, No. 190 of the 2002 Reg. Session).

Certificate of Authority information: Michigan Secretary of State: (517) 241-6470, or http://www.michigan.gov/cis (last visited Nov. 14, 2019).

Minnesota Licensing Authority: Licensing Unit Minnesota Department of Commerce 85 7th Place E., Suite 500 St. Paul, MN 55101-3165

PH: (651) 539-1599 or toll free at 1-800-657-3978 FAX: (651) 539-0107 E-mail: [email protected] Web address: http://mn.gov/commerce/industries/financial-institutions/collections/ (Last visited Nov. 14, 2019).

Fees: Collection Agency License: $500 (plus $500 investigation fee) Annual renewal: $400 Initial investigation: Not to exceed $500 Each collector registration and renewal: $10 annually Minn. Stat. §§ 332.33(3) and (4) (West, WESTLAW through 2004 Reg. Session of 83rd Leg.).

Editor’s Note: The fees listed above are the amounts referenced in the Minnesota statutes; however, the website for the Minnesota Department of Commerce references the fees listed below:

Collection Agency License: $1050 (includes initial investigation) Branch Office: $550 Each collector registration and renewal: $15 annually The costs above are subject to technology fees and processing fees. For more information on the costs of licensure contact the Minnesota Department of Commerce.

Editor’s note: The Minnesota Department of Commerce issued an advisory memorandum stating that the Licensing Department will no longer issue temporary licenses or accept credit card payments at its front desk. For more information please contact the Minnesota Department of Commerce.

Certificate of Authority information: Minnesota Secretary of State: (651) 296-2803 or Fax: (651) 297-7067 or http://www.sos.state.mn.us/index. aspx?page=1175 (last visited Nov. 14, 2019).

Mississippi Licensing Authority: Secretary of State P.O. Box 136 Jackson, MS 39205-0136 PH: (601) 359-1633 FAX: (601) 359-1607 E-mail: [email protected] Web address: http://www.sos.ms.gov/ (last visited Nov. 14, 2019)

Fees: In some cases, a certificate of authority may be required. Please check the web site listed above for a breakdown of all necessary fees associated with obtaining a Certificate of Authority.

Certificate of Authority information: Mississippi Secretary of State: (601) 359-1633, toll free at (800) 256-3494, or Miss. Code Ann. §§ 79-4- 15.01 and 79-4-15.02

Applications for a Certificate of Authority and other corporate documents are available on the Mississippi Secretary of State’s web site at: http://www.sos.ms.gov/BusinessServices/Pages/default.aspx (last visited Nov. 14, 2019).

ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 CONTACTS & FEES 21 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Contacts & Fees Summary Section Missouri Registration Authority: Corporations Division James C. Kirkpatrick State Information Center P.O. Box 778 Jefferson City, MO 65102

For deliveries requiring a physical address, such as express mail, use: Corporations Division 600 W. Main St. Missouri State Information Center, Room 322 Jefferson City, MO 65101-0778

PH: (573) 751-4153 FAX: (573) 751-5841 E-mail: [email protected] Web address: http://www.sos.mo.gov (last visited Nov. 14, 2019)

Fees: None specified in state law.

Certificate of Authority information: Missouri Secretary of State: (573) 751-4153, or http://www.sos.mo.gov/business/corporations/ (last visited Nov. 14, 2019). The Secretary of State cannot offer legal advice as to whether tax is owed or if a corporation is required to register.

Montana Registration Authority: Secretary of State Room 260, Capitol P.O. Box 202801 Helena, MT 59620-2801

PH: (406) 444-2034 (main) PH: (406) 444-3665 (for business registration) FAX: (406) 444-3976 E-mail: [email protected] Web address: http://sos.mt.gov/Business/ (last visited Nov. 14, 2019)

Fees: None specified in state law.

Certificate of Authority information: Montana Secretary of State: (406) 444-3665, or http://sos.mt.gov/ (last visited Nov. 14, 2019). In addition, please see Mont. Code Ann. § 35-8-1002 (West, WESTLAW through 2001 Reg. Session of the 57th Legislature).

Nebraska Licensing Authority: John Gale Chairman of Collection Agency Board State Capitol Room 1305 Lincoln, NE 68509

PH: (402) 471-8606 FAX: (402) 471-2530 E-mail: [email protected] Web address: http://www.sos.ne.gov/licensing/collection/index.html (last visited Nov. 14, 2019)

Fees: The application for a collection agency license shall be accompanied by an investigation fee of not to exceed $250. Neb. Rev. Stat. Ann. § 45-606 (West, WESTLAW through End of 2001 First Special Session).

No license, renewal of license, branch office certificate, or solicitor’s certificate, as provided for in the Collection Agency Act, shall be issued by the board until the following fees have been paid to the Secretary of State: • For a license, not to exceed two hundred dollars; • for renewal of a license, not to exceed one hundred dollars; • for a branch office certificate, not to exceed fifty dollars; • for renewal of a branch office certificate, not to exceed thirty-five dollars; • for a solicitor’s certificate and for renewal of a solicitor’s certificate, not to exceed ten dollars. The amount of the fees shall be fixed by the board and shall not exceed the amounts actually necessary to sustain the administration and enforcement of the act. Neb. Rev. Stat. Ann. § 45-620 (West, WESTLAW through End of 2001 First Special Session).

Fees charged by the Board shall be as follows: Collection Agency License Fee: $200.00 Collection Agency License Investigation Fee: $200.00 Collection Agency Annual Renewal Fee: $75.00 Branch Office Certificate Initial: $50.00 Branch Office Certificate Renewal: $35.00 Solicitor’s Certificate (new or renewal): $1.00 433 Neb. Admin. Code Ch. 2 § 013.01 (West, WESTLAW current through May 31, 2017).

Fees may be waived by the Board if the Board determines that special circumstances merit such waiver. 433 Neb. Admin. Code Ch. 2 § 013.02 (West, WESTLAW current through May 31, 2017).

Certificate of Authority information: Nebraska Secretary of State: (402) 471-4079, or http://www.sos.state.ne.us (last visited Nov. 14, 2019).

ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 CONTACTS & FEES 23 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Contacts & Fees Summary Section Nevada Nevada State Licensing Authority: Las Vegas Location Nevada Financial Institutions Division Office of the Commissioner 2785 E. Desert Inn Rd., Suite 180 Las Vegas, Nevada 89121

Phone: (702) 486-4120 Fax: (702) 486-4563 E-mail: Use portal on Web site Web address: http://fid.nv.gov/Licensing/Information/ (last visited Nov. 14, 2019)

Carson City Location Nevada Financial Institutions Division 1179 Fairview Drive Suite 201 Carson City, Nevada 89701

Phone: (775) 687-5522 Fax: (775) 687-5523 E-mail: Use portal on Web site Web address: http://fid.state.nv.us/ (last visited Nov. 14, 2019)

Carson City Licensing Authority: Carson City Business License Division 2621 Northgate Lane, Suite 62 Carson City, Nevada 89706

Phone: (775) 887-2105 Fax: (775) 887-2202 E-mail: [email protected] Web address: https://carson.org/government/departments-a-f/community-development/business-license- division (last visited Nov. 14, 2019)

Editor’s Note: The Carson City Business License Division requires all businesses who conduct business in the city, including those that do not have a physical presence in the city, to be licensed. However, collection agencies without a physical presence in Carson City are encouraged to contact the Carson City Business License Division to fully clarify if an exemption exists for the agency.

Fees: Nevada State Application fee: $500, plus additional expenses incurred for investigation Original license: $200-$600 prorated on the basis of licensing year Annual renewal: not more than $500 Branch office application: not more than $250 Branch office annual renewal: not more than $500

Duplicate license or transfer of location: not more than $20 Manager’s certificate or renewal: not more than $40 Investigation Fee for applicant of Manager’s Certificate: not more than $150 Reinstatement of manager’s certificate: not more than $60 Per-day fee penalty for late renewal application or filing of required report: not more than $10 Nev. Rev. Stat. 649.295 (West, WESTLAW through 2005 Reg. Session of the 73rd Leg.).

Carson City Application Fee: $25 Commercial Location Fee: $63.85 Home Based Business: $63.85 Out of Town Business: $79.90 Fictitious Firm Name: $20.00 (If applicable) Carson City Business License Packet, at https://www.nvsos.gov/sos/home/showdocument?id=911 (last visited Nov. 14, 2019)

Certificate of Registration (1) A fee to apply for a certificate of registration of not less than $200 prorated on the basis of the registration year as determined by the Commissioner; and (2) An annual renewal fee of not more than $200 Nev. Rev. Stat. 649.171 (West, WESTLAW through 2011 76th Reg. Sess.)

Certificate of Authority information: Nevada Secretary of State: (775) 684-5708, or https://www.nvsos.gov/sos/businesses/commercial-recordings/ forms-fees/all-business-forms (last visited Nov. 14, 2019).

New Hampshire Small, Title & Payday Loan Information: New Hampshire Banking Department 53 Regional Drive, Suite 200 Concord, NH 03301

PH: 603-271-3561 Toll Free: (800) 437-5991 Fax: (603) 271-1090 E-mail: [email protected] Web address: http://www.nh.gov/banking/forms-pubs/index.htm (last visited Nov. 14, 2019)

Fees: II. Each initial and renewal license application shall be accompanied by a nonrefundable application fee of $450 for the principal place of business of the licensee and the sum of $450 for each branch of such licensee maintained in this state. N.H. Rev. Stat. Ann. § 399–A:4 West, WESTLAW through the 2015 Reg. Sess.).

Certificate of Authority information: New Hampshire Secretary of State: (603) 271-3246, or http://sos.nh.gov/Corp_Div.aspx (last visited Nov. 14, 2019).

ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 CONTACTS & FEES 25 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Contacts & Fees Summary Section New Jersey Registration Authority: Public Records Filing for New Business Entity: State of New Jersey Corporate Filing Unit P.O. Box 308 Trenton, NJ 08625-0308

PH: (609) 292-9292 FAX: (609) 984-6851 Web address: http://www.state.nj.us/treasury/revenue/taxreg.shtml or http://www.state.nj.us/treasury/ revenue/ (last visited Nov. 14, 2019)

Business Registration Form: State of New Jersey Division of Revenue Client Registration P.O. Box 252 Trenton, NJ 08646-0252 Web address: http://www.state.nj.us/treasury/revenue/taxreg.shtml or http://www.state.nj.us/treasury/revenue/ (last visited Nov. 14, 2019)

New Jersey Commerce and Economic Growth Commission (for business service information) PH: (609) 777-0885

Bonds: New Jersey Division of Revenue CAB Unit P.O. Box 453 Trenton, NJ 08625

PH: (609) 633-8258 Web Address: http://www.state.nj.us/treasury/revenue/filecollagbond.shtml (last visited Nov. 14, 2019)

Editor’s Note: Include a cover letter with the bond advising that the Public Records Filing and Registration form have been sent to the appropriate place for filing.

Fees: Certificate of authority for a foreign corporation or limited partnership: $125.00 Change of Registered Office or Agency or Both (Also, includes resignation of agent): $25.00 Foreign corporate name registration: $50.00 Division of Revenue Fee Schedules, New Jersey Business Gateway Services, at http://www.state.nj.us/treasury/ revenue/dcr/geninfo/fees_pd.shtml (last visited Nov. 14, 2019).

There shall be paid a filing fee of $25.00 to the Secretary of State for the filing of each bond. N.J. Stat. Ann. § 45:18-4 (West, WESTLAW through L.2001, c. 457).

On filing any certificate or other papers relative to corporations in the Department of the Treasury, there shall be paid to the State Treasurer, filing fees as follows: (1) Certificate of incorporation and amendments thereto: (a) for filing the original certificate of incorporation. $125.00 (b) for filing a certificate of amendment of the certificate of incorporation, including any number of amendments $ 75.00 (c) for filing a certificate of abandonment of one or more amendments of the certificate of incorporation $75.00 (d) for filing a certificate of merger or a certificate of consolidation $75.00 (e) for filing a certificate of abandonment of a merger or consolidation $75.00 (2) Restated certificate of incorporation: for filing a restated certificate of incorporation, including any amendments of the certificate of incorporation concurrently adopted $75.00 (3) Dissolution of corporation: (a) for filing a certificate of dissolution $75.00 (b) for filing a certificate of revocation of dissolution proceedings $75.00 (4) Admission and withdrawal of foreign corporation: (a) for filing an application for a certificate of authority to transact business in this State and issuing a certificate of authority $125.00 (b) for filing an application for an amended certificate of authority to transact business in this State and issuing an amended certificate of authority $75.00 (c) for filing an application for withdrawal from this State and issuing a certificate of withdrawal $75.00 (d) for filing a certificate of change of post-office address to which process may be mailed by the State Treasurer $25.00 (e) for filing a certificate, order or decree with respect to the dissolution of a foreign corporation, the termination of its existence, or the cancellation of its authority, and issuing a certificate of withdrawal $75.00 (5) Registered office and registered agent: (a) for filing a certificate of change of address of registered office, or change of registered agent, or both $25.00 (b) (i) for filing a certificate of change of address of registered agent, where such certificate effects a change in the address of the registered office of one to 499 corporations or of 500 or more corporations in cases where the filing information is not transmitted to the State Treasurer in a machine readable format agreeable to the Division of Commercial Recording, for each corporation named in the certificate $25.00 (ii) for filing a certificate of change of address of registered agent, where such certificate effects a change in the address of the registered office of 500 or more corporations in cases where the filing information is transmitted to the State Treasurer in a machine readable format agreeable to the Division of Commercial Recording $5,000.00 (iii) In addition to the fee imposed pursuant to subparagraph (ii) of this paragraph, the State Treasurer may assess an additional fee not to exceed those administrative costs associated with the technical transmission of the filing information. (c) for filing an affidavit of resignation of a registered agent $25.00

(6) Annual report: for each such report required to be filed $75.00 (7) Tax clearance certificate from the Director of the Division of Taxation: for each such certificate required to be filed $20.00 N.J. Stat. Ann. § 14A:15-2 (West, WESTLAW though laws immediately eff. through L.2008, c. 85 and J.R. Nos. 3).

Certificate of Authority information: New Jersey Department of the Treasury Division of Revenue/Corporate Filing Unit, P.O. Box 308, Trenton, NJ 08646-0252 Ph: (609) 292-9292. Fax: (609) 292-7962 Website: http://www.nj.gov/njbusiness/ (last visited Nov. 14, 2019).

New Mexico Licensing Authority: Director, Financial Institutions Division Regulation and Licensing Department 2550 Cerrillos Road Santa Fe, NM 87505

PH: (505) 476-4500 FAX: (505) 476-4511 E-mail: [email protected] Web address: http://www.rld.state.nm.us/financialinstitutions/Collection_Agencies_Managers_and_ Repossessors.aspx (last visited Nov. 14, 2019)

Fees: The following fees shall be charged and collected by the Director: Original collection agency or branch office license fee : $500 Renewal fee for a collection agency or branch office license: $300 Duplicate license fee: $15 Temporary collection agency license fee: $35 Per-day late fee for delinquency in filing license renewal applications: $10 Manager’s license examination fee: $100 Manager’s license renewal fee: $50 Fee for copies of any issue/edition of Collection Agency Regulatory Act: $5 Fee for list of licensed collection agencies in good standing: $5 Original license fee or renewal license fee for repossessor: $250 N.M. Stat. Ann. § 61-18A-30 (West, WESTLAW through 2002 2nd Reg. Session of the 45th Leg.).

In addition, a per-day fee (or fraction of that fee) of $200 will be charged by the financial institutions division for each examiner engaged in the examination or investigation of a licensed collection agency. The number of examiner-days that may be charged to a collection agency shall not exceed five days per calendar year. If a licensed out-of-state agency is to be examined or investigated, the agency shall reimburse the actual travel costs incurred by the examiner. N.M. Stat. Ann. § 61-18A-30(J) (West, WESTLAW through 2002 2nd Reg. Session of the 45th Leg.).

Certificate of Authority information: New Mexico Secretary of State: (505) 827-4500, or http://www.sos.state.nm.us/Business_Services/Contact_ Us.aspx (last visited Nov. 14, 2019).

New York Licensing or Registration Authorities: New York State State tax issues: NYS Department of Taxation and Finance Taxpayer Assistance Center W. A. Harriman Campus Albany, NY 12227

PH: (518) 438-8581 Toll free: In state (800) 225-5829 Web address: https://www.tax.ny.gov/bus/ (last visited Nov. 14, 2019

State Certificate of authority issues: New York State Department of State Division of Corporation State Records and Uniform Commercial Code One Commerce Plaza, 99 Washington Ave, 6th Floor, Albany, NY 12231-0001

Ph: (518) 473-2492 Fax: (518) 474-1654 E-mail: [email protected] information, customer service, certificate filing assistance: (518) 473-2492 Web address: https://www.dos.ny.gov/ (last visited Nov. 14, 2019)

New York City New York City Department of Consumer Affairs 42 Broadway, 5th Floor New York, NY 10004

PH: (212) 487-4104 or 4105 Web address: http://www1.nyc.gov/site/dca/businesses/license-checklist-debt-collection-agency.page (last visited Nov. 14, 2019)

City of Buffalo Office of Licenses 313 City Hall Buffalo, NY 14202

PH: (716) 851-4078 FAX: (716) 851-4952 E-mail: [email protected]

Web address: http://www.ci.buffalo.ny.us/Home/City_Departments/EDPIS/Licenses/ LicenseApplicationsCodeRequirements (last visited Nov. 14, 2019)

City of Yonkers Yonkers Consumer Protection Bureau 87 Nepperhan Ave. Room 212 Yonkers, NY 10701 PH: (914) 377-6808 Forms: http://www.yonkersny.gov/government/departments/consumer-protection-bureau (last visited Nov. 14, 2019).

Fees: New York State: No state collection license required.

New York City: License and renewal: $150 (two year term) New York City, N.Y., Code § 20-491(b) (West, WESTLAW through Local Law 74 of 2001). http://www1. nyc.gov/site/dca/businesses/license-checklist-debt-collection-agency.page (last visited Nov. 14, 2019)

City of Buffalo: License & renewal fee: $315.00 (biennial) Buffalo, N.Y. Charter and Code § 175-1 (Current through Jun. 22, 2017).

City of Yonkers: License: $300 per year. Yonkers Consumer Protection Code § 31-160 at at https://ecode360.com/15112701 (last visited on Nov. 14, 2019).

Certificate of Authority information: NY Department of State at (518) 474-0050, or (518) 473-2492 for the automated assistance line or https://www.dos.ny.gov/ (last visited Nov. 14, 2019).

North Carolina Licensing Authority: North Carolina Department of Insurance Agent Services Division 1204 Mail Service Center Raleigh, NC 27699-1204

PH: (919) 807-6800 FAX: (919) 715-3794 E-mail: [email protected] Web address: http://www.ncdoi.com/asd/Collection_Agencies.aspx#Licensing (last visited Nov. 14, 2019)

Fees: $1,000 non-refundable application fee required for a collection agency permit N.C. Gen. Stat. § 58-70-35(a) (West, WESTLAW through S.L. 2009-75 of the 2009 Reg. Sess.).

Certificate of Authority information: North Carolina Corporation Division P.O. Box 29622 Raleigh, NC 27626 PH: (919) 807-2225 or (888) 246-7636 (NC only) FAX: (919) 807-2039 Web address: http://www.secretary.state.nc.us/Corporations/ (last visited Nov. 14, 2019)

North Dakota Licensing Authority: North Dakota Department of Financial Institutions 2000 Schafer St., Ste. G Bismarck, ND 58501-1204

PH: (701) 328-9933 FAX: (701) 328-0290 E-mail: [email protected] Web address: http://www.nd.gov/dfi (last visited Nov. 14, 2019).

Fees: Application investigation fee: $400 (non refundable) Annual license fee: $400 Annual branch office fee: $50 N.D. Cent. Code § 13-05-04 (West, WESTLAW through 2009 Reg. Sess.).

The application for a collection agency license must be in writing, under oath, and in the form prescribed by the commissioner. The application must give the location where the business is to be conducted and must contain any further information the commissioner requires, including the names and addresses of the partners, officers, directors, trustees, and the principal owners or members as will provide the basis for the investigation and findings contemplated by section 13-05-03. At the time of making such application, the applicant shall include payment in the sum of four hundred dollars, which is not subject to refund, as a fee for investigating the application, and the sum of four hundred dollars for the annual license. In addition, the applicant shall pay a fifty dollar annual fee for each branch location. Fees must be deposited in the financial institutions regulatory fund. N.D. Cent. Code § 13-05-04 (West, WESTLAW through 2015 Reg. Sess. of the 64th Leg.).

The department of financial institutions may charge an additional fee of $50 for the renewal of a license when a licensee has been delinquent in renewing the license. H.B. 1101 (N.D. 2015) amending N.D. Cent. Code § 13-05-05 (West, WESTLAW through 2015 Reg. Sess. of the 64th Leg.).

Certificate of Authority information: North Dakota Secretary of State: (701) 328-4284, toll free at (800) 352-0867 ext. 84284, or http://www. nd.gov/sos/businessserv/ (last visited Nov. 14, 2019)

ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 CONTACTS & FEES 31 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Contacts & Fees Summary Section Ohio Licensing/Certificate of Authority Information: Ohio Secretary of State 180 East Broad Street, 16th Fl Columbus, OH 43215

PH: (614) 466-2655 or (877) 644-6889 Email: http://www.sos.state.oh.us/sos/agency/ContactUsAgency.aspx Website: http://www.sos.state.oh.us/SOS/agency.aspx (last visited Nov. 14, 2019)

Fees: Not specified in state law.

Oklahoma Registration Authority: Secretary of State P.O. Box 53390 Oklahoma City, OK 73152-3390

PH: (405) 521-3912 FAX: (405) 521-3771 Web address: https://www.sos.ok.gov/corp/default.aspx (last visited Nov. 14, 2019)

Fees: None specified in state law.

Certificate of Authority information: Oklahoma Secretary of State: (405) 521-3912 or https://www.sos.ok.gov/business/forms.aspx (last visited Nov. 14, 2019).

Oregon Licensing Authority: Ann Nakamura Department of Consumer and Business Services Division of Finance and Corporate Securities 350 Winter St. NE, Room 410 Salem, OR 97301-3881

PH: (503) 378-4140 FAX: (503) 947-7862 E-mail: [email protected] Web address: https://dfr.oregon.gov/Pages/index.aspx (last visited Nov. 14, 2019)

Fees: Fees established for the Program are:

(1) Initial registration, $350; (2) Registration renewal, $120; (3) Duplicate registration, $10; (4) Certificate of registration, $5. Or. Admin. R. 441-810-0150 (West, WESTLAW through Aug. 15, 2002).

Certificate of Authority information: Oregon Secretary of State: (503) 986-2200 or http://sos.oregon.gov/business/Pages/default.aspx (last visited Nov. 14, 2019).

Pennsylvania Collector/Reposessor Licensing information: Pennsylvania Department of Banking 17 N Second Street, Suite 1300 Harrisburg, PA 17101-2290

Toll free: (800) PA BANKS, (800) 722-2657 Office: (717) 787-2665 Fax: (717) 787-8773 E-mail: [email protected] Web address: https://www.dobs.pa.gov/Businesses/Non-Bank%20Licensees/Pages/Non-Bank%20Licensees. aspx (last visited Nov. 14, 2019)

Registration Authority: Secretary of the Commonwealth Department of State 302 North Office Bldg. Harrisburg, PA 17120

PH: (717) 787-6458 FAX: (717) 787-1734 E-mail: [email protected] Web address: http://www.dos.pa.gov/BusinessCharities/Business/Pages/default.aspx (last visited Nov. 14, 2019)

Debt Collection Regulations Enforcement: Bureau of Consumer Protection 14th Floor Strawberry Square Harrisburg, PA 17120

PH: (717) 787-9707 FAX: (717) 787-1190 E-mail: [email protected] Web address: https://www.dobs.pa.gov/Pages/default.aspx (last visited Nov. 14, 2019)

Fees: None specified in state law.

Certificate of Authority information: Pennsylvania Secretary of State: (717) 787-1057, http://www.dos.pa.gov/BusinessCharities/Business/Pages/ default.aspx (last visited Nov. 14, 2019).

Puerto Rico Regulatory Authority: Bureau of Enforcement Department of Consumer Affairs (DACO) Mr. Javier Olmo Department of Consumer Affairs North Building, Floor 8 De Diego Ave. Stop 221/2 Minillas Governmental Center San Juan, PR 00940-1059

PH: (787) 722-3000 Ext. 4033; 4046; 4047; 4048 FAX: (787) 726-0077 E-mail: [email protected] or [email protected] Website: http://www2.pr.gov/Pages/default.aspx (last visited Nov. 14, 2019)

Editor’s note: The aforementioned website is in Spanish. To review an English translation of the website, please visit the following link, insert the above website into the text box and select “translate”: http:// translate.google.com/#es|en|

Fees: $300 for the license of the current year. $200 investigation fee.

Should the license be issued after June 30 of any year, the fees to be paid for the remaining fraction of the year shall be $150. 10 P.R. Laws Ann. § 981d(b) (West, WESTLAW through 5th and 6th Sess., 15th Leg, Dec. 2007).

$100 filing fee. P.R. Regulation Number 7232, Rule 7 (Oct. 17th, 2006).

Certificate of Authority information: Puerto Rico Department of State - Corporations Division (Departamento de Estado - División de Corporaciones), telephone (787) 723-1578, P.O. Box 3271, San Juan, P. R. 00904-3271.

34 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees Rhode Island Registration Authority: Department of Business Regulation 1511 Pontiac Avenue Cranston, RI 02920 Phone: (401) 462-9500 or (401) 462-9503 Fax: (401) 462-9532 E-mail: [email protected] Web site: http://www.dbr.state.ri.us/divisions/banking/license.php (last visited Nov. 14, 2019)

Effective Date: Jan. 1, 2015 Fees: $100 for a one year period (see below).

Effective Date: July 1, 2019 (2) The application for registration shall be in writing, shall contain information as the director may determine and shall be accompanied by a registration fee of one seven hundred fifty dollars ($100 750). (3) The registration shall be for a period of one year H.B. 5151 (R.I 2019) amending R.I. Gen. Laws § 19-14.9-12 (West, WESTLAW through Chapter 310 of the 2019 Reg. Sess.).

Certificate of Authority information: Rhode Island Secretary of State, Phone: (401) 222-2185, or http://sos.ri.gov/divisions/Business-Portal/ (last visited Nov. 14, 2019).

South Carolina Regulatory Authority: Carri Lybarker, Administrator South Carolina Department of Consumer Affairs 3600 Forest Drive, 3rd Floor P.O. Box 5757 Columbia, SC 29250

PH: (803) 734-4200 PH: (800) 922-1593 (Toll free in S.C.) FAX: Not Listed E-mail: [email protected] Web address: https://consumer.sc.gov/ (last visited Nov. 14, 2019)

Fees: None specified in state law.

Certificate of Authority information: South Carolina Secretary of State: (803) 734-2170, Fax: (803) 734-1661, or https://sos.sc.gov/faqs-about-business-entities (last visited Nov. 14, 2019).

ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 CONTACTS & FEES 35 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Contacts & Fees Summary Section South Dakota Registration Authority: Secretary of State Capitol Building 500 East Capitol Avenue Ste. 204 Pierre, SD 57501-5070

PH: (605) 773-4845 FAX: (605) 773-4550 E-mail: [email protected] Web address: http://www.sdsos.gov/ (last visited Nov. 14, 2019)

Fees: South Dakota Corporations Fee Schedule Domestic Business and Foreign Corporations filing an application for Certificate of Authority for a Foreign Corporation: Application for Certificate of Authority $750 Application for Amended Certificate of Authority $250 Application for Certificate of existence or authorization $20 Statement of Change of Registered Agent/Office: $10 Application for Certificate of Withdrawal: $10 Annual Report: $50 (plus $50 late fee, if applicable)

S.D. Codified Laws § 47-1A-122 (West, WESTLAW through 2008 Regular Session, 2008 general election, and Supreme Court Rule 08-09); South Dakota Corporations Fee Schedule https://sdsos.gov/general- information/filing-fees.aspx (last visited Nov. 14, 2019).

Certificate of Authority information: South Dakota Secretary of State: (605) 773-4845, or http://www.sdsos.gov/ (last visited Nov. 14, 2019).

Tennessee Licensing Authority: Donna Hancok, Interim Director Tennessee Collection Service Board

Department of Commerce and Insurance Davy Crockett Tower 500 James Robertson Pkwy, 6th Floor Nashville, TN 37243

PH: (615) 741-1741 FAX: (615) 741-1245 E-mail: [email protected] Web address: https://www.tn.gov/commerce/regboards/collections/licensee-applicant-resources/get-a-license. html (last visited Nov. 14, 2019)

Fees: (1) An application for a collection license as a collection service shall be accompanied by a non-refundable fee of one hundred fifty dollars ($150.00). (4) The Board shall grant a collection service license to qualified applicants upon receipt of six hundreds dollars ($600.00), which shall not be prorated for any portion of a year. (5) Solicitor’s identification cards shall be obtainable by written application of the licensee, accompanied by an annual fee of twenty-five dollars ($25.00) each. (6) Application for renewal of a collection service license shall be a accompanied by a fee of three hundred and fifty dollars ($350.00). (7) (a) The fee for each branch office located in this state shall be one hundred ($100.00). (b) The renewal fee for each branch office located in this state shall be one hundred dollars ($100.00). (9) All licensees shall be subject to late renewal for a period of sixty (60) days following their expiration date by payment of the prescribed fee plus a penalty of one hundred dollars ($100.00). Tenn. Comp. R. & Regs. 0320-1-.03 (West, WESTLAW through November 30, 2017).

Certificate of Authority information: Tennessee Secretary of State Division of Business Services: (615) 741-2286, or http://sos.tn.gov/businessservices (last visited Nov. 14, 2019)

Texas Bond Registration: Secretary of State Statutory Documents Section P.O. Box 13697 Austin, TX 78711

PH: (512) 463-6906 FAX: (512) 463-0873 E-mail: [email protected] or [email protected] Web address: http://www.sos.state.tx.us/corp/ (last visited Nov. 14, 2019)

Registration and Bond Requirement- residential mortgage loan servicers only Steven O’Shields Texas Department of Savings and Mortgage Lending 2601 N. Lamar, Suite 201 Austin, TX 78705

Phone: 512-475-1350 Fax: 512-475-1360 E-mail: [email protected] Web address: http://www.sml.texas.gov/ResidentialMortgageLoanServicer/rmls_forms.html (last visited Nov. 14, 2019)

Fees: None specified in state law for third-party collectors.

Residential Mortgage Loan Servicers (b) At the time of making application, the applicant shall pay to the commissioner a registration fee in an amount not to exceed $500 as determined by the finance commission. (c) An applicant is not required to pay a registration fee under subsection (b) if the applicant: (1) collects delinquent consumer debts owed on residential mortgage loans; (2) does not own the residential mortgage loans for which the applicant acts as a residential mortgage loan servicer; and (3) is a third-party debt collector that has filed a bond in compliance with Chapter 392. Tex. Fin. Code Ann. § 158.053 (West, WESTLAW through the end of the 2011 Reg. Sess. and First Called Sess. of the 82nd Leg.).

Editor’s Note: In addition to the $500 registration fee, residential mortgage loan servicers will also be required to pay a $200 filing fee.

Certificate of Authority information: Secretary of State, Statutory Filing Division, Corporations Section, P.O. Box 13697, Austin, TX 78711-3697, Ph: (512) 463-5555 Fax: (512) 463-5709 Website: https://www.sos.state.tx.us/forms.shtml. (last visited Nov. 14, 2019)

Utah Registration Authority: Department of Commerce Division of Corporations & Commercial Code 160 E. 300 South, 2nd Floor S.M. Box 146705 Salt Lake City, UT 84114-6705

PH: (801) 530-4849, toll free (Utah residents only) 1-877-526-3994 FAX: (801) 530-6438 E-mail: [email protected] Web address: http://corporations.utah.gov/ (last visited Nov. 14, 2019)

Department of Financial Institutions (801) 538-8830

Fees: Each applicant shall pay to the Division of Corporations and Commercial Code an application fee determined under Section 63J-1-504. Utah Code Ann. § 12-1-10(2) (West, WESTLAW through 2008 2nd Special Sess., including results from the Nov. 2008 General Election.).

Collection Agency Registration: $32 (non-refundable) State of Utah, Department of Commerce, Division of Corporations & Commercial Code http://corporations. utah.gov//business/ca.html (last visited Nov. 14, 2019).

Certificate of Authority information: Utah Secretary of State: (801) 530-4849, or http://corporations.utah.gov/ (last visited Nov. 14, 2019).

38 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees Vermont Registration Authority: Secretary of State – Corporations Division 81 River Street Drawer 09 Montpelier, VT 05609-1104

PH: (802) 828-2386 FAX: (802) 828-2853 Web address: http://www.sec.state.vt.us/corps/corpindex.htm (last visited Nov. 14, 2019)

Fees: A registration fee of $25 is charged for the initial registration to conduct business in the state, which is effective to the end of the calendar year; the same fee charged annually for renewing your registration.

A certificate of good standing, duly authenticated by the proper officer of the original jurisdiction, also is required. These documents must be filed with the Corporation’s Division of the Secretary of State, along with a fee of $100.

The registered agent must have a business office identical with the foreign corporation’s registered office. The corporation must promptly notify the Corporation’s Division of the Secretary of State, by filing a statement of change, whenever it changes its registered office of agent. The fee is $20.

When a foreign corporation changes its name, the period of its duration, or the state or country of its incorporation, it must amend its certificate of authority. This fee is $25.

Each foreign corporation authorized to do business in Vermont must file an annual report with the Corporation’s Division of the Secretary of State within two and a half months after the close of the corporate fiscal year, along with a fee of $150.

If a foreign corporation authorized to do business in the state fails to file the annual report within two and a half months after the close of the corporate fiscal year, the Corporations Division of the Secretary of State’s office will notify the corporation that the corporation’s authority has been involuntarily terminated; its ability to transact business lawfully in Vermont will cease on the date shown on the termination notice. The foreign corporation will have to file for reinstatement before it can resume doing business in Vermont as a foreign corporation. Reinstatement involves payment of the $150 fee for filing each delinquent annual report plus a fee of $25 for each year the corporation is delinquent.

In Vermont, foreign corporations do not dissolve; they withdraw. Upon receiving an application to withdraw and a fee of $20, the Corporation’s Division of the Secretary of State issues a certificate of withdrawal.

The fees for copies of corporation documents on file with the Corporation’s Division of the Secretary of State are $1 per page plus $20 per document if the copies are to be certified.

Vermont Secretary of State – Corporations – Foreign Corporations, available at https://www.sec.state.vt.us/ corporationsbusiness-services/business-nonprofit-services/register-a-foreign-business.aspx (last visited Nov. 14, 2019).

Certificate of Authority information: Vermont Secretary of State: (802) 828-2386, https://www.sec.state.vt.us/corporationsbusiness-services/ business-nonprofit-services/register-a-foreign-business.aspx (last visited Nov. 14, 2019) or Vermont Statute Title 11a, Chapter 15.

United States Virgin Islands Business Licensing: Department of Licensing & Consumer Affairs Licensing Officer Property & Procurement Bldg. 1 Sub Base Rm 205 St. Thomas, USVI 00820

PH: (340) 774-3130 FAX: (340) 776-0675 Web address: http://www.dlca.gov.vi (last visited Nov. 14, 2019)

Fees: Collection agency: $200 27 V.I. Code Ann. § 302(a) (West, WESTLAW through Act 6644 and 6725 of the 2004 Reg. and Spec. Sess.).

Editor’s Note: 27 V.I. Code Ann. § 302(a) states that $200 is the collection agency fee. However, the application for collection agencies lists the fee as $260.

Certificate of Authority information: United States Virgin Islands Lt. Governor: (340) 774-5865 or (340) 773-1040, or https://ltg.gov.vi/ departments/banking-insurance-and-financial-regulation/#1548337598065-b1f1e594-cdaf (last visited Nov. 14, 2019).

Virginia Registration Authority: Virginia State Corporation Commission P.O. Box 1197 Richmond, VA 23218-1197

Ph: (804) 371-0438, toll free (in Virginia only) (866) 722-2551 Fax: (804) 371-9744 Web address: http://www.bos.virginia.gov/index.shtml (last visited Nov. 14, 2019)

Fees: None specified in state law.

Certificate of Authority information: Virginia State Corporation Commission, Ph: (804) 371-0438, toll free (in Virginia only) (866) 722-2551, Fax: (804) 371-9744, Website: http://www.bos.virginia.gov/index.shtml (last visited Nov. 14, 2019).

40 CONTACTS & FEES ACA’S GUIDE TO STATE COLLECTION LAWS AND PRACTICES, NOVEMBER 2019 ©2019, ACA INTERNATIONAL. ALL RIGHTS RESERVED Summary Section Contacts & Fees Washington Licensing Authority: Department of Licensing Collection Agency Board P.O. Box 9034 Olympia, WA 98507-9034

Ph: (360) 664-1388 Fax: (360) 570-7098 Licensing Contact Richard “Rick” Storvick Assistant Administrator Regulatory Boards Section (360) 664-1387 Web address: http://www.dol.wa.gov/ http://www.dol.wa.gov/business/collectionagency/ (last visited Nov. 14, 2019)

Fees: Collection agency—Main office: Original application: $850 Renewal: $475 Re-registration fee after license is expired over 30 days: $1,325 Wash. Admin. Code § 308-29-045 (West, WESTLAW through Nov. 2, 2011).

Branch office (with Washington main office): Original application: $550 Renewal: $300 Re-registration fee after license is expired over 30 days: $850 Wash. Admin. Code § 308-29-045 (West, WESTLAW through Nov. 2, 2011).

Out-of-State Collection Agency – Main Office: Original Application: $425 Renewal: $237.50 Re-registration fee after license is expired over 30 days: $662.50 Wash. Rev. Code Ann. § 19.16.140 (West, WESTLAW through 2008 Leg. eff. through June 11, 2008); see also 2011 WA REG TEXT 265850 (NS) amending Wash. Admin. Code § 308-29-045 (West, WESTLAW through Nov. 2, 2011).

Out-of-State Collection Agency Branch Office: Original Application: $275 Renewal: $150 Re-registration fee after license is expired over 30 days: $425 Wash. Rev. Code Ann. § 19.16.140 (West, WESTLAW through 2008 Leg. eff. through June 11, 2008); see also Wash. Admin. Code § 308-29-045 (West, WESTLAW through Nov.. 2, 2011).

The licensing and annual renewal fee for an out-of-state collection agency shall not exceed fifty percent of the license fee for a collection agency. Wash. Rev. Code Ann. § 19.16.140 (West, WESTLAW through Chap 3 of 2002 Reg. Session).

Late Renewal Penalty: A late fee will be added to the amount due if you file for renewal after your license expiration date. The late fee is 50% of the total of all renewals fees, up to a maximum of $150 per business location. Failure to renew may lead to cancellation of your license. http://www.dol.wa.gov/business/ collectionagency/colfees.html (last visited Nov. 14, 2019).

Editor’s note: The licensing fee for an Out-of-State Collection Agency License is waived if the state where the collection agency (main or branch office) is located requires licensure or registration but does not require a fee for similar out of state collection agencies. To have the license fee waived, include a copy of the regulations from your home state. Please see http://www.dol.wa.gov/business/collectionagency/colfees. html (last visited Nov. 14, 2019) for further fee information.

Certificate of Authority information: Washington Secretary of State Corporation Division: (360) 725-0377, or http://www.secstate.wa.gov/corps (last visited Nov. 14, 2019).

West Virginia Licensing Authority: West Virginia State Tax Department Post Office Box 11425 Charleston, WV 25339-1425

PH: (304) 558-3333 FAX: (304) 558-1990 Web address: http://tax.wv.gov/Business/BusinessRegistration/Pages/BusinessRegistration.aspx (last visited Nov. 14, 2019).

In some circumstances, you may need to also contact the Secretary of State’s Office at (304) 558-8000 as well.

Fees: Business Registration Tax: $30 each annual business registration certificate. See W. Va. Code Ann. § 11-12-3(b) (West, WESTLAW through 2002 First Ex. Session).

Certificate of Authority information: West Virginia Secretary of State: (304) 558-8000, or http://www.wvsos.com/business/services/formindex.htm (last visited Nov. 14, 2019).

Wisconsin Licensing Authority: Department of Financial Institutions Licensed Financial Services Section, 4th Floor P.O. Box 7876 Madison, WI 53707-7876

PH: (608) 261-9555 FAX: (608) 261-7200

E-mail: [email protected] Web address: http://www.wdfi.org/fi/lfs (last visited Nov. 14, 2019)

Fees: At the time of making application, every applicant for a collection agency license shall pay a nonrefundable fee of $1,000 to the division for investigating the application, unless the applicant is already licensed under this section, and the sum of $200 as an annual license fee. If the cost of investigation exceeds $1,000, the applicant shall, upon demand of the division, pay the excess cost. No investigation fee is required on the renewal of a license. Wis. Stat. Ann. § 218.04(3)(b) (West, WESTLAW through 2011 Act 117)

The license fee for a collector or solicitor shall be $15, except that no license fee is required for an individual who is eligible for the veterans fee waiver program under s. 45.44. This license shall be carried as a means of identification whenever the collector is engaged in business. The license shall state the name of the employer and shall be surrendered to the division upon termination of employment. A new license is required for a change of employment. Wis. Stat. Ann. § 218.04(3)(c) (West, WESTLAW through 2011 Act 117).

Certificate of Authority information: Department of Financial Institutions Division of Corporate and Consumer Services – Corporate Section, P.O. Box 7846, Madison WI 53707; phone number (608) 261-7577, menu options 1-1-0; or http://www.wdfi. org/corporations/ (last visited Nov. 14, 2019).

Wyoming Licensing Authority: Naomi Rhodes Wyoming Collection Agency Board Department of Audit Division of Banking Herschler Building, 3 East 122 West 25th Street Cheyenne, WY 82002

PH: (307) 777-7797 FAX: (307) 777-3555 E-mail: [email protected] Web address: http://audit.state.wy.us/banking/ (last visited Nov. 14, 2019)

Fees: New Agency License: $500 New Branch License: $500 Agency Renewal: $150 Branch Renewal: $150 Copy charge, per page: $1 Wyo. R. & Regs. Ch. 1, § 3 (West, WESTLAW with amendments received through March 3, 2016).

The board may collect an examination fee not to exceed one hundred dollars ($100.00) for each examination given. The board shall establish by rule the amount and method of payment of the examination fee. All fees collected shall be credited to the account and used as provided by Wyo. Stat. § 33-11-111. Wyo. Stat. Ann. § 33-11-107(d) (West, WESTLAW through End of 2001 Regular Session).

Certificate of Authority information: Wyoming Secretary of State: (307) 777-7311, or http://soswy.state.wy.us/default.aspx (last visited Nov. 14, 2019)