** SAMPLE** Pre-Qualification Letter

Date: 1/1/2016

Borrower(s): Richard M. Nixon Address: 123 Elm Street, Yorba Linda, CA

Congratulations! United Mortgage Corp. is pleased to provide its Pre-Qualification of your request to the purchase of the “To Be Determined” property. The purchase price of $ 300,000 was used to determine the proposed financing:

Loan Program: FHA Base Amount: $289,500.

This Pre-Qualification is based on the information you have voluntarily supplied to us, including a review of your: V report V income V assets

Please be advised that this Pre-Qualification is conditioned upon receipt and verification of the following documents:

1. Satisfactory verification of the property value and condition (appraisal). 2. Title Report & Survey. 3. Fully Executed Contract of Sale. 4. Underwriting re-verification and approval of all information supplied.

Please also note that as we evaluate the information provided from above we may require further clarification or supporting detail and documentation from you in order to render a final decision.

This Pre-Qualification is not a Commitment Letter. At this time the property appraisal has not been ordered. A Commitment Letter will be issued only after a full application has been submitted and all required documentation has been approved. The terms and conditions of your loan will be specified in that Commitment Letter. If for any reason the information that you have presented to us is determined to be inaccurate, United Mortgage Corp., reserves the right to not issue a Commitment Letter. This Pre-Qualification will expire on Feb 15, 2016 .

Sincerely,

Loan Officer NMLS ID # United Mortgage Corp. | Licensed Mortgage Bankers 25 Melville Park Rd. Suite 100 - Melville, NY 11747 Office Phone: (631) 724-7070 Toll Free Phone: (800) 462-4862

Licensed Mortgage Banker-NYS Department of , License #B500336; CT Licensed Lender, CT Department of Banking, License #8034 d/b/a UMC Mortgage Company; Licensed Mortgage Lender, FL Office of , License # ML0700433 d/b/a UMC Mortgage Company; Licensed by the NH Banking Department, License # 11422-MB d/b/a United Global Mortgage; Licensed by the NJ Department of Banking and Insurance License #9909065; Mortgage Lending License - PA Department of Banking License # 22672; Licensed by The Colorado Division of Real Estate, for the status of your CO originator, visit http://www.dora.state.co.us/real-estate/index.htm ); Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act d/b/a UMC Mortgage Company; Licensed Mortgage Banker by The TX Department of Savings and Mortgage Lending (see below); Tennessee Department of Financial Institutions, License # 3290; South Carolina State Board of Financial Institutions, License #MLS-1330; Mortgage Dual Authority License, District of Columbia – Dept of Insurance, Securities and Banking, MLB1330; MI Office of Financial and Insurance Regulation, License #FR0012083 d/b/a UMC Mortgage Company; Indiana Department of Financial Institutions, License # 11046 d/b/a UMC Mortgage Company; Licensed by NC Commissioner of , License # L-124405; Licensed by Maine Bureau of Consumer Credit, License # SLM9952; Minnesota Residential Mortgage Servicer, License # MN-MS-1330; Illinois Office of And Real Estate, Residential Mortgage License, License # MB.6760930 d/b/a UMC Mortgage Company; Licensed by DE Office of the State Bank Commissioner, License # 9799; Licensed by the MD Office of the Commissioner of Financial Regulation, License #19616. For company and MLO licensing information: http://www.nmlsconsumeraccess.org/