3 | 2020 Volume 11 (2020) Issue 3 ISSN 2190-3387
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Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases
Online CLE Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases 1 General CLE credit From the Oregon State Bar CLE seminar 32nd Annual Northwest Bankruptcy Institute, presented on April 5 and 6, 2019 © 2019 Edward Boltz, Gary Dyer. All rights reserved. ii Chapter 2 Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases EDWARD BOLTZ Law Offices of John T. Orcutt Durham, North Carolina GARY DYER Office of the U.S. Trustee Spokane, Washington Contents Presentation Slides: The Risks and Rewards of Unbundling in Chapter 7. .2–1 Further Reading . 2–15 Daniel Gill, “Should ‘No Money Down’ Chapter 7s Be Allowed?” Bloomberg Law, October 27, 2017 (Reprinted with Permission) . 2–17 Tessa Santiago, Michael Sousa, and Alex Dolhancyk, “Rustling Up Bankruptcy Unbundling,” NACBA’s 26th Annual Convention, April 2018 (Reprinted with Permission) . 2–19 Bethea v. Robert J. Adams & Associates, 352 F.3d 1125 (7th Cir. 2003) . 2–33 Memorandum Opinion in In re Wright, Case Nos. 17-11936-M (Bankr. N.D. Okla. 2018) . 2–41 Cadwell v. Kaufman, Englett & Lynd, PLLC, 886 F.3d 1153 (11th Cir. 2018) . 2–97 Final Report of the American Bankruptcy Institute National Ethics Task Force (Reprinted with Permission). .2–115 Chapter 2—Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases 32nd Annual Northwest Bankruptcy Institute 2–ii Chapter 2—Bankruptcy Bermuda Triangle: Unbundling and Factoring in Consumer Bankruptcy Cases The Risks and Rewards of Unbundling in Chapter 7 Presented by: Edward Boltz, Law Offices of John T. Orcutt, Durham NC Gary Dyer, U.S. Trustee Program, Seattle WA Disclaimer: These materials and the opinions expressed are not necessarily the position of the U.S. -
Project Plan EDCP 331 Conspiracy Theories and Critical Thinking
Conspiracy Theories and Critical Thinking EDCP 331 December 2016 1 Project Plan EDCP 331 Conspiracy Theories and Critical Thinking Class Description: The Grade 7 classroom was located in a typical elementary school in a suburban neighbourhood in Delta, British Columbia. There was a total of 29 students, 16 males and 13 females. The teacher is female and has been teaching for seven years. It is a racially diverse classroom of children who come from various ethnic backgrounds. The socioeconomic status of the children could be described as middle class. There were no obvious indicators of wealth such as high end name brand clothing and accessories. Nor was there obvious indicators of poverty worn clothing, unkempt hygiene. The teacher did indicate three males that needed additional support. One diagnosed with autism and a hearing impairment, another diagnosed with autism and is a Jehovah's Witness, and a third ELL with an unstable family environment. These two males required more monitoring, one on one communication and patience from the TC’s during the lessons than did the other students. A third student was identified as gender fluid, listed on the class list as female but preferring to be called by a male name. This challenged the TC’s to attempt to avoid saying “his”, “her”, “boys and girls” and instead call the group by their division and number. This classroom appeared to be keenly interested in the topic at hand but needed monitoring, guidance and support to stay on task. The teacher dealt with a social issue, unrelated to our lesson, for at least one student every time we provided a lesson. -
Conspiracy Theory Beliefs: Measurement and the Role of Perceived Lack Of
Conspiracy theory beliefs: measurement and the role of perceived lack of control Ana Stojanov A thesis submitted for the degree of Doctor of Philosophy at the University of Otago, Dunedin, New Zealand November, 2019 Abstract Despite conspiracy theory beliefs’ potential to lead to negative outcomes, psychologists have only relatively recently taken a strong interest in their measurement and underlying mechanisms. In this thesis I test a particularly common motivational claim about the origin of conspiracy theory beliefs: that they are driven by threats to personal control. Arguing that previous experimental studies have used inconsistent and potentially confounded measures of conspiracy beliefs, I first developed and validated a new Conspiracy Mentality Scale, and then used it to test the control hypothesis in six systematic and well-powered studies. Little evidence for the hypothesis was found in these studies, or in a subsequent meta-analysis of all experimental evidence on the subject, although the latter indicated that specific measures of conspiracies are more likely to change in response to control manipulations than are generic or abstract measures. Finally, I examine how perceived lack of control relates to conspiracy beliefs in two very different naturalistic settings, both of which are likely to threaten individuals feelings of control: a political crisis over Macedonia’s name change, and series of tornadoes in North America. In the first, I found that participants who had opposed the name change reported stronger conspiracy beliefs than those who has supported it. In the second, participants who had been more seriously affected by the tornadoes reported decreased control, which in turn predicted their conspiracy beliefs, but only for threat-related claims. -
Close Encounters in the Contemporary UFO Movement, UFO Sightings
R.S. 2811 - Close Encounters In the contemporary UFO movement, UFO sightings, contacts, and abductions continue to be reported, and form the central core of the ongoing fascination with UFOs in popular culture. Each of these aspects of UFO phenomenon have significant religious overtones. Although UFO phenomena can be, and often are, understood outside the context of religious belief, there are strong religious or spiritual components to belief in and experience of contact with extraterrestrials and UFOs. This is true for any kind of close encounter, from the first to fourth kind. It is even more true for those who "channel" extraterrestrial entities, or for those who believe themselves to be the descendants of extraterrestrial visitors to earth. The religious implications of UFO sightings, contacts, and abductions have become increasingly evident over the past fifty years, as the UFO-as-advanced-technology thesis has failed to find incontrovertible support. Nevertheless, there are still a lot of participants in the broader UFO movement who reject any kind of religious interpretation of UFO phenomenon. For this reason, we should keep in mind that our discussion of the religious aspects of belief in UFOs and the experience of UFO abductions represents a generalization not necessarily applicable to the experiences of all members of the UFO movement. Close Encounter Experiences There are religious aspects to all kinds of close encounters with UFOs. The phrase "close encounter" was originated by an astronomer named J. Allen Hynek who worked with the United States Air Force from 1949 to about 1970 on its investigations into UFO phenomenon, investigations that were code named projects Sign, Grudge, and Blue Book. -
Escribe Agenda Package
TOWNSHIP OF CHAMPLAIN REGULAR MEETING October 8, 2020 Electronic Participation 1. OPENING - 7:00 P.M. Call to order. 2. DISCLOSURE OF PECUNIARY INTEREST (on any items that appear on the agenda) 3. ADOPTION OF AGENDA 4. PRESENTATION BY COUNCIL 5. PRESENTATION − COMMITTEES / CONSULTANTS 6. DEPUTATION 7. STAFF REPORTS 7.1. Planning 7.1.1. On-Going Planning Projects 7.1.2. Zoning By-Law Amendment Application - Removal of "Holding" zone (h) - Habitations Robert Inc. 7.1.3. Land Severance Application B-053-2020 - 853853 Ontario Inc. / Andre Desjardins 7.1.4. Land Severance Application B-054-2020 and B-055-2020 - Voith Canada Inc. 7.1.5. Land Severance Application B-056-2020, B-057-2020 et B-058-2020 - Ridge Holdings Inc. / John Russell 7.2. ADOPTION OF PLANNING BY-LAWS 7.2.1. By-Law 2020-62 - to amend Zoning By-Law 2000-75 - Habitations Robert Inc. 7.3. Administration 7.3.1. Administration Report AD-18-2020 - Update on COVID-19 7.3.2. Administration Report AD-19-2020 - Bill 197 - Proxy Voting 7.3.3. Integrity Commissioner's Report 7.4. Finance 7.4.1. Accounts 7.4.2. Finance Report FIN-10-2020 - Water and Sewer Billing Period 7.4.3. Finance Report FIN-11-2020 - User Fees for 2021-2025 7.4.4. Finance Report FIN-12-2020 - 2020 Annual Repayment Limit (ARL) 7.5. Fire Department 7.5.1. District 1 - Monthly Report - September 2020 7.5.2. District 2 - Monthly Report - September 2020 7.6. Parks & Recreation 7.6.1. REC Monthly Report - September 2020 7.7. -
Global Feedback and Input on the Facebook Oversight Board for Content Decisions Appendix
Global Feedback and Input on the Facebook Oversight Board for Content Decisions Appendix Appendix A 02 Appendix B 07 Appendix C 26 Appendix D 100 Appendix E 138 Appendix F 177 APPENDIX A Draft Charter: An Oversight Board for Content Decisions Every day, teams at Facebook make difficult decisions about Facebook takes responsibility for our content decisions, what content should stay up and what should come down policies and the values we use to make them The purpose of the board is to provide oversight of how we exercise that As our community has grown to more than 2 billion people, responsibility and to make Facebook more accountable we have come to believe that Facebook should not make so many of those decisions on its own — that people should be The following draft raises questions and considerations, while able to request an appeal of our content decisions to an providing a suggested approach that constitutes a model for independent body the board’s structure, scope and authority It is a starting point for discussion on how the board should be designed To do that, we are creating an external board The board will and formed What the draft does not do is answer every be a body of independent experts who will review Facebook’s proposed question completely or finally most challenging content decisions - focusing on important and disputed cases It will share its decisions transparently and We are actively seeking contributions, opinions and give reasons for them perspectives from around the world on each of the questions outlined below -
GURPS Classic Illuminati
The World Is Stranger Than You Think By Nigel D. Findley Edited by Steve Jackson and Jeff Koke Additional Material by Steve Jackson and Chris McCubbin Illustrated by Dan Smith Additional Illustrations by John Kovalic, Shea Ryan and Ruth Thompson Cartoons by Alexis Gilliland GURPS System Design by Steve Jackson Interior and Color Production by Lillian Butler, Alain H. Dawson, Managing Editor Jeff Koke, Rick Martin, Derek Pearcy, and Bruce Sean Punch, GURPS Line Editor Popky Art Direction by Bruce Popky Print Buying by Russell Godwin Page Layout and Typography by Bruce Popky Ross Jepson, Sales Manager Michael Bowman, Errata Coordinator Playtesters: Meemie Allison, Joy Aregood, Kirby Arrinder, Tom Bither, J.M. Caparula, J. C. Connors, John Dees, Sean Dyess, Michael Ellinberg, John M. Ford, Jeffrey C. Gaines, Rob Lustek, Rob McMahan, John Monahan, Tim P. Morgan, Joe Moriarty, Trey Palmer, Allen Shock, Brett Slocum, Mary J. Zawacki, and the Illuminati BBS. GURPS and the all-seeing pyramid are registered trademarks of Steve Jackson Games Incorporated. Pyramid and Illuminati Online and the names of all products published by Steve Jackson Games Incorporated are registered trademarks or trademarks of Steve Jackson Games Incorporated, or used under license. GURPS Illuminati is copyright ©1992, 1996, 2000 by Steve Jackson Games Incorporated; cartoons copyright ©1979, 1984, 2000 by Alexis Gilliland. The pages from the Principia Discordia, reproduced on p. 124, are in the public domain. All rights reserved. Printed in the U.S.A. ISBN 1-55634-223-3 3 4 5 6 7 8 9 10 STEVE JACKSON GAMES INTRODUCTION . .4 Equipment . .32 “Keep Your Day Job . -
CIA), Oct 1997-Jan 1999
Description of document: FOIA Request Log for the Central Intelligence Agency (CIA), Oct 1997-Jan 1999 Requested date: 2012 Released date: 2012 Posted date: 08-October-2018 Source of document: FOIA Request Information and Privacy Coordinator Central Intelligence Agency Washington, DC 20505 Fax: 703-613-3007 FOIA Records Request Online The governmentattic.org web site (“the site”) is noncommercial and free to the public. The site and materials made available on the site, such as this file, are for reference only. The governmentattic.org web site and its principals have made every effort to make this information as complete and as accurate as possible, however, there may be mistakes and omissions, both typographical and in content. The governmentattic.org web site and its principals shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information provided on the governmentattic.org web site or in this file. The public records published on the site were obtained from government agencies using proper legal channels. Each document is identified as to the source. Any concerns about the contents of the site should be directed to the agency originating the document in question. GovernmentAttic.org is not responsible for the contents of documents published on the website. 1998 Case Log Creation Date Case Number Case Subject 07-0ct-97 F-1997-02319 FOIA REQUEST VIETNAM CONFLICT ERA 1961 07-0ct-97 F-1997-02320 FOIA REQUEST PROFESSOR ZELLIG S. HARRIS FOIA REQUEST FOR MEETING MINUTES OF THE PUBLIC DISCLOSURE COORDINATING COMMITTEE 07-0ct-97 F-1997-02321 (PDCC) 07-0ct-97 F-1997-02322 FOIA REQUEST RE OSS REPORTS AND PAPERS BETWEEN ALLEN DULLES AND MARY BANCROFT 07-0ct-97 F-1997-02323 FOIA REQUEST CIA FOIA GUIDES AND INDEX TO CIA INFORMATION SYSTEMS 07-0ct-97 F-1997-02324 FOIA REQUEST FOR INFO ON SELF 07-0ct-97 F-1997-02325 FOIA REQUEST ON RAOUL WALLENBERG 07-0ct-97 F-1997-02326 FOIA REQUEST RE RAYMOND L. -
The Skeptical Inquirer
the Skeptical Inquirer Hypnosis and UFOs Schmidt's PK Experiments Deciphering Ancient America A Sense of the Ridiculous Published by the Commit tec for the Scientific Investigation of Claims of the Paranormall VOL. V NO. 3 SPRING IW1 Skeptical inquirer * THE ZETETIC THE SKEPTICAL INQUIRER (formerly THE ZETETIC) is the official journal of the Committee for the Scientific Investigation of Claims of the Paranormal. Editor Kendrick Frazier. Editorial Board George Abell, Martin Gardner, Ray Hyman, Philip J. Klass, Paul Kurtz, James Randi. Consulting Editors James E. Alcock, Isaac Asimov, William Sims Bainbridge, John Boardman, Milbourne Christopher, John R. Cole, Richard de Mille, Eric J. Dingwall, C. E. M. Hansel, E. C. Krupp, James Oberg, Robert Sheaffer. Assistant Editor Doris Hawley Doyle. Production Editor Betsy Offermann. Business Manager Lynette Nisbet. Staff Mary Rose Hays, Leslie Kaplan, Maureen Hays. The Committee for the Scientific Investigation of Claims of the Paranormal Paul Kurtz, Chairman; philosopher, State University of New York at Buffalo. Lee Nisbet, Executive Director; philosopher, Medaille College. Fellows of the Committee: George Abell, astronomer, UCLA; James E. Alcock, psychologist, York Univ., Toronto; Isaac Asimov, chemist, author; Irving Biederman, psychologist, SUNY at Buffalo; Brand Blanshard, philosopher, Yale; Bart J. Bok, astronomer, Steward Observatory, Univ. of Arizona; Bette Chambers, A.H.A.; Milbourne Christopher, magician, author; Daniel Cohen, author; L. Sprague de Camp, author, engineer; Eric J. Dingwall, anthropologist, author; Bernard Dixon, European Editor, Omni; Paul Edwards, philosopher, Editor, Encyclopedia of Philosophy; Charles Fair, author; Antony Flew, philosopher, Reading Univ., U.K.; Kendrick Frazier, science writer, Editor, THE SKEPTICAL INQUIRER; Yves Galifret, Exec. -
Ancient Astronaut« Narrations
Marburg Journal of Religion: Volume 11, No. 1 (June 2006) »Ancient Astronaut« Narrations A Popular Discourse on Our Religious Past1 Andreas Grünschloß Abstract: In their typical explanatory and unveiling gesture, the narrations about Ancient Astronauts have become a popular myth about our religious past. Nowadays, these narrations are often contained in a specific genre of literature on the alternative bookshelves, and a gigantic theme park in Interlaken (“Mystery Park”) is staging some of its basic ideas. This Ancient Astronaut discourse owes much to Swiss-born Erich von Däniken, to be sure, but it can be traced back to the earlier impact of Charles Fort and his iconoclastic books about “damned data” – anomalistic sightings and findings which an ignorant science deliberately seemed to “exclude”. Since then, the “Search for Extraterrestrial Intelligence in Ancient Times” (Paleo-SETI or PSETI) has become a popular “research” subject, leading not only to various publications in many languages of the world, but also to lay-research organizations and conventions. – The paper tries to identify the major themes, motivations and argumentative strategies in the Ancient Astronauts discourse, as well as its typical oscillation between an ‘alternative science’ and manifest esotericism. With its ‘neo-mythic’ activity (ufological Euhemerism, re-enchantment of heaven, foundation myth for modernity, etc.), it resembles a secular and ‘ufological’ parallel to creationism, displaying a strong belief in the ‘hidden’ truth of the religious traditions. This -
Chapter 4 Procedural Rules and Orders
Chapter 4 Procedural Rules and Orders 4.1 Introduction 4-3 A. Applicability of Rules of Civil Procedure in Juvenile Proceedings 1. Rules apply when explicitly required by the Juvenile Code 2. A rule or part of a rule will not apply where the Juvenile Code provides a different procedure 3. Rules or parts of rules apply when required to fill procedural gaps 4. Rules may not be used to confer rights B. Rule Application Analysis 4.2 Procedures Regarding the Petition 4-8 A. Contents of Petition B. Signature of Attorney or Party C. Amended and Supplemental Pleadings 1. Amendments in abuse, neglect, or dependency proceedings 2. Amendments in termination of parental rights proceedings 3. Supplemental pleadings D. Responsive Pleadings 4.3 Summons 4-11 A. Content and Issuance of Summons 1. Signature of clerk 2. Timing 3. Who receives summons 4. Service requirements when summons is not required B. Expiration of Summons 4.4 Service 4-13 A. The Impact of Service B. Summons 1. Service by delivery 2. Service by publication 3. Service in a foreign country C. Notice and Motions 4.5 Continuances 4-21 A. Continuances Disfavored B. Abuse, Neglect, Dependency Proceedings C. Termination of Parental Rights Proceedings D. Considerations 1. Party’s own actions 2. Absence of witness 3. Heavy dockets 4-1 Ch. 4: Procedural Rules and Orders (Dec. 31, 2019) 4-2 4. Time to prepare 5. Delay, prejudice, and the remedy of mandamus 4.6 Discovery 4-24 A. Discovery Generally B. The Juvenile Code and Discovery 1. DSS sharing of information 2. -
The Demon Haunted World
THE DEMON- HAUNTED WORLD Science as a Candle in the Dark CARL SAGAN BALLANTINE BOOKS • NEW YORK Preface MY TEACHERS It was a blustery fall day in 1939. In the streets outside the apartment building, fallen leaves were swirling in little whirlwinds, each with a life of its own. It was good to be inside and warm and safe, with my mother preparing dinner in the next room. In our apartment there were no older kids who picked on you for no reason. Just the week be- fore, I had been in a fight—I can't remember, after all these years, who it was with; maybe it was Snoony Agata from the third floor— and, after a wild swing, I found I had put my fist through the plate glass window of Schechter's drug store. Mr. Schechter was solicitous: "It's all right, I'm insured," he said as he put some unbelievably painful antiseptic on my wrist. My mother took me to the doctor whose office was on the ground floor of our building. With a pair of tweezers, he pulled out a fragment of glass. Using needle and thread, he sewed two stitches. "Two stitches!" my father had repeated later that night. He knew about stitches, because he was a cutter in the garment industry; his job was to use a very scary power saw to cut out patterns—backs, say, or sleeves for ladies' coats and suits—from an enormous stack of cloth. Then the patterns were conveyed to endless rows of women sitting at sewing machines.