total for the banking conglomerate Finance" "KNG LLP total for the Group banking Kaspi JSC conglomerates JSC, Kaspi.kz total for the banking conglomerate "Eurasian Financial JSC Company" "Financial Holding JSC "Tsesna" total for the banking conglomerates "Tsesna Corporation" JSC, ofKazakhstan""Halyk SavingsJSC Bank total for the banking conglomerate "Holding JSC, Group "Almex" total for the banking JSC conglomerate (АзияКредит Банк)" Bank "AsiaCredit total for the banking conglomerate "First Heartland Securities" JSC total for the banking conglomerate "Nova-Leasing" JSC total for the banking conglomerate CenterCredit" "Bank JSC total for the banking conglomerate JSC "Forte Bank" total for the banking conglomerate GROUP" LLP "JPFINANCE 23 22 21 20 19 18 17 16 15 14 13 12 11 10 № 2 1 3 2 1 3 2 1 6 5 4 3 2 1 7 6 5 4 3 2 1 8 7 6 5 4 3 2 1 9 8 7 6 5 4 3 2 1 4 3 2 1 4 3 2 1 6 5 4 3 2 1 7 6 5 4 3 2 1

"AsiaCr "First "Tsesna Corporation" edit "Nova- "Bank Name of Heartland "Forte "JP FINANCE Kaspi.kz JSC "Eurasian Financial JSC "Holding Group "Almex" JSC Bank Leasing" CenterCredit" "KNG Finance" LLP banking Securities Bank" JSC GROUP" LLP Kaspi Group JSC Company" JSC "Financial Holding "Halyk Savings Bank of " JSC (АзияК JSC JSC conglomerate " JSC "Tsesna" JSC редит Банк)" "Nova-Leasing" JSC "Holding Group "Almex" JSC "AsiaCredit Bank (АзияКредит Банк)" JSC "First Heartland Securities" JSC "Bank CenterCredit" JSC "Forte Bank" JSC "JP FINANCE GROUP" LLP "KNG Finance" LLP Kaspi.kz JSC "Eurasian Financial Company" JSC "Tsesna Corporation" JSC └ └ ├ └ ├ └ ├ ├ └ └ │ ├ └ └ └ └ ├ ├ └ ├ ├ "OUSA "AKB" LLP "First Heartland Bank" (renamed JSC from "Bank JSC ExpoCredit") "Bank Nova" Kassa JSC "Center Leasing" LLP "BCC DAMC" LLP "BCC Invest" JSC "DAMC-F" LLP «ForteLeasing» JSC "Distressed assets management company Alliance" LLP "Nurbank" JSC "ATFBank" JSC «Insurance Company «Alliance Policy» JSC Kaspi Group JSC "Kaspi Magazin" LLP "Eurasian Bank" JSC "Eurasian Capital" JSC "Eurasia" Insurance Company" JSC "Financial Holding "Tsesna" JSC "Halyk Savings Bank of Kazakhstan" JSC "Insurance Broker AON Kazakhstan" LLP └ └ └ └ ├ ├ ├ └ ├ ├ ├ └ └ ├ ├ └ └ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ "AON Consulting Kazakhstan" LLP "First Heartland Capital" JSC "OUSA NOVA" LLP "Leasing Company Nur-Leasing" JSC "MONEY EXPERTS" JSC "Distressed assets management company NВ" LLP "Insurance Company "Nurpolicy" JSC "Shymkent Brewery" LLP "Тоbет Group" LLP "ATF Project" LLP "Optima Bank" OJSC "Kaspi bank" JSC "Eurasian project 2" LLC "Eurasian project 1" LLC "Eurasian Bank" PJSC "Tsesnabank" JSC "First Credit Bureau" LLP АО "QPAYMENTS" " " CJSC "Moscommertsbank" LLC "Kazkommerts-Life" JSC "Kazkommerts Securities" JSC "Distressed Assets Management Company-3" LLP "Distressed assets management company KKB-2" LLP "Distressed assets management company KKB-1" LLP Distressed Assets Management Company "Halyk-Project" LLP «Halyk Bank » JSC «Halyk -Life» JSC «Halyk-Kazakhinstrakh» JSC "Halyk Bank " OJSC "Halyk Finance" JSC "Halyk Leasing" JSC «Halyk Inkassatsiya» LLP "Kazteleport" JSC "Altyn Bank" JSC └ ├ └ ├ ├ ├ ├ "ARK Balance" LLP "Kaspi Insurance JSC "Tsesna Capital" JSC "Distressed assets management company Tsesna -2" LLP "Distressed assets management company Tsesna" LLP "Plus Bank" PJSC Insurance Company "Tsesna Garant" JSC Name of a member ofconglomerate ofamember Name TOTAL Compositeinformation about the banking conglomerates onoct 2018 01 11 + + + + + + + + + + + 2 2 0 1 1 0 0 1 1 2 1 banking holding Status 18 58 + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + 7 1 2 2 3 3 5 6 5 6 subsidiary company + + + + 0 4 4 0 0 0 0 0 0 0 0 0 significant participation activitiesin the securities market assetsbad management assetsbad management banking insurance banking investment investment providingof credit reports formationof credit histories and the processing banking banking insurance activitiesin the securities market assetsbad management assetsbad management assetsbad management assetsbad management banking insurance insurance banking activitiesin the securities market leasing cash& valuables-in-transit services telecommunications banking banking consulting insuarance investment bad assetsbad management banking activitiesin the securities market banking activitiesin the securities market assetsbad management banking leasing underliquidation assetsbad management activitiesin the securities market banking assetsbad management leasing assetsbad management banking leasing activitiesin the securities market assetsbad management insurance banking investment assetsbad management cash& valuables-in-transit services assetsbad management banking banking insurance consulting assetsbad management insurance banking investment retail investment bad assets management bad assets management banking banking activitiesin the securities market insurance investment Type ofactivity Kazakhstan Kazakhstan Kazakhstan Russia Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Tajikistan Russia Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Georgia Kazakhstan Kazakhstan Kyrgyzstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kyrgyzstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Russia Kazakhstan Kazakhstan Kazakhstan Kazakhstan Residency