total total for JSC conglomerate Financial the banking "Eurasian Company" LLP GROUP" total for conglomerate FINANCE the banking "JP Group JSC total forKaspi conglomeratesJSC, the banking Kaspi.kz JSC total forBank" conglomerate Jysan Securities" the banking "First"First Heartland Heartland JSC, JSC of Bank " Savings "Halyk total for conglomerate the banking "Holding Group "Almex" JSC, total total for conglomerate the banking "Freedom Finance" JSC Finance" LLP total for conglomerate the banking "KCC JSC BANK" INTERNATIONAL total for conglomerate"KAZAKHSTAN-ZIRAAT the banking AB total forJSC conglomerate the banking "Nova-Leasing" JSC total for CenterCredit" conglomerate the banking "Bank 10 23 22 21 20 19 18 17 16 15 14 13 12 11 10 № 3 2 1 3 2 1 3 2 1 7 6 5 4 3 2 1 9 8 7 6 5 4 3 2 1 3 7 5 6 8 4 2 1 4 3 2 1 8 7 6 5 4 3 2 1 5 4 3 2 1 6 5 4 3 9 8 7 6 5 4 3 2 1

AB "Freedom "KCC "KAZAKHSTAN- "Bank "JP Name of "Nova-Leasing" JSC "Eurasian Financial Kaspi.kz JSC "First Heartland Securities" JSC, "First "Holding Group "Almex" JSC Finance" Finance" ZIRAAT CenterCredit" FINANCE banking Company" JSC Kaspi Group JSC Heartland Jysan Bank" JSC "Halyk Savings Bank of Kazakhstan" JSC JSC LLP INTERNATION JSC GROUP" LLP conglomerate AL BANK" JSC "Nova-Leasing" JSC "Freedom Finance" JSC "KCC Finance" LLP AB "KAZAKHSTAN-ZIRAAT INTERNATIONAL BANK" JSC "Bank CenterCredit" JSC "Eurasian Financial Company" JSC "JP FINANCE GROUP" LLP Kaspi.kz JSC "First Heartland Securities" JSC "Holding Group "Almex" JSC │ ├ └ └ └ └ └ └ └ ├ ├ └ └ ├ └ └ ├ ├ ├ ├ └ └ "Insurance Broker Kazakhstan" AON LLP "Halyk Savings Bank of Kazakhstan" JSC "Bank Freedom Finance Kazakhstan" JSC "Bank RBK" Bank" JSC "OUSA Kazakhstan -Ziraat International-2" LLP "OUSA Kazakhstan -Ziraat International-1" LLP "Forte Bank "Center Leasing" LLP "BCC DAMC" LLP "BCC Invest" JSC "Eurasian Bank" JSC "Eurasia" Insurance Company" JSC "Eurasian Capital" JSC "Nurbank" JSC KaspiТОО Pay KaspiТОО Travel Digital Classifieds OU Kaspi Office LLP "Kaspi Magazin" LLP Kaspi Group JSC "First Heartland Jysan Bank" JSC └ └ ├ ├ ├ ├ ├ └ ├ ├ └ ├ └ ├ └ └ ├ ├ ├ ├ ├ ├ └ └ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ ├ "OUSA NOVA" LLP "RBK PROJECT" LLP АО "FORTEFINANCE" "One Technologies" LLP "DAMC-F" LLP «ForteLeasing» JSC "Distressed assets management company Alliance" LLP "Eurasian project 2" LLC "Eurasian project 1" LLC "Eurasian Bank" PJSC "Life Insurance Company "Eurasia" JSC "Distressed assets management company NВ" LLP "Leasing Company Nur-Leasing" JSC "MONEY EXPERTS" JSC "Kaspi bank" JSC "ATFBank" JSC "First Heartland Capital" JSC "JýsanТОО Development" "Kvant Mobile Bank" PJSC "OUSA Youg" LLP "First Heartland Jysan Invest" JSC Insurance Company "Jýsan Garant" JSC "AON Consulting Kazakhstan" LLP "Tenge Bank" JSCB "First Credit Bureau" LLP "Halyk Finservice" JSC "Halyk Asset 1" LLP "Halyk Asset" LLP Distressed assets management company Halyk LLP " " CJSC "Moscommertsbank" CB (JSC) «Halyk Global Markets» JSC Distressed Assets Management Company "Halyk-Project" LLP «Halyk Bank » JSC «Halyk Life»- JSC "Halyk" Insurance Company" JSC "Halyk Bank " OJSC "Halyk Finance" JSC "Halyk Leasing" JSC «Halyk Inkassatsiya» LLP "Kazteleport" JSC "Altyn Bank" JSC └ ├ └ ├ ├ "ARK Balance" LLP "Insurance Company "Basel" JSC "Тоbет Group" LLP "ATF Project" LLP "Optima Bank" OJSC " JSC Name ofName membera of conglomerate TOTAL Composite informationComposite about the banking conglomerates on january 01 2021 11 + + + + + + + + + + + 2 2 1 1 0 1 0 1 1 2 banking holding Status 11 18 64 + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + 2 2 2 6 3 7 4 9 subsidiary company

significant + + + + 0 4 4 0 0 0 0 0 0 0 0 participatio n insurance banking investment investment cash & valuables-in-transit services bad assets management banking banking activities in the securities market bad assets management banking bad assets management activities in the securities market insurance banking activities in the securities market consulting insuarance banking providing of credit reports formation of credit histories and the processing bad assets management bad assets management bad assets management banking banking activities in the securities market bad assets management banking insurance insurance banking activities in the securities market leasing cash & valuables-in-transit services telecommunications banking banking investment bad assets management banking banking bad assets management banking investment bad assets management bad assets management banking activities in the securities market processing bad assets management leasing bad assets management banking leasing leasing bad assets management activities in the securities market banking banking banking insurance insurance activities in the securities market investment bad assets management leasing activities in the securities market banking investment other activities other activities announcements platform services for electronic other activities retail bad assets management bad assets management bad assets management Type Type of activity Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kyrgyzstan Kazakhstan Kazakhstan Kazakhstan Russia Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Tajikistan Russia Kazakhstan Kazakhstan Georgia Kazakhstan Kazakhstan Kyrgyzstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Russia Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Kazakhstan Estonia Kazakhstan Kazakhstan Kazakhstan Residency