Performance Summary As of August 31, 2021

New York Life Longevity Benefit Variable Annuity Performance Summary As of August 31, 2021

To obtain a copy of the product and funds prospectuses, please contact your NYLIFE Securities LLC Registered Representative or call 1-800-598-2019. Investors are asked to consider the investment objectives, risks, charges and expenses of the investment carefully before investing. Both the product prospectus and the underlying fund prospectuses contain this and other information about the product and underlying investment options. Please read the prospectuses carefully before investing. 1 The performance shown is for the indicated classes/shares only. These classes/shares impose a 12b-1 fee (except MainStay VP Cash Management, MainStay VP Small Cap Growth – Initial Class, MainStay VP Janus Henderson Balanced – Initial Class and MainStay VP Natural Resources – Initial Class). Performance for these classes/shares is lower than the returns for those classes/shares that do not impose a 12b-1 fee. Contact your NYLIFE Securities LLC Registered Representative or call 1-800-598-2019 for more information. Investment Division Inception Date is the date in which the Investment Division is first offered in the product. Portfolio Inception Date is the date that the Portfolio in which the Investment Division invests was first offered. 2 Assumes no deduction for contingent deferred sales charge. 3 Risk Tolerances are assigned by New York Life. The Investment Divisions are grouped by risk classifications that reflect performance volatility based on Morningstar classifications as of December 31, 2020. Morningstar is a widely used independent research firm, which ranks mutual funds and other investment companies by overall performance, investment objectives and assets. Policy owners need to keep in mind, as applicable, that equity investments have been volatile historically. Investment options concentrated in bonds fluctuate in value in response to changes in interest rates. High-yield securities are generally considered speculative because they present a greater risk of loss than higher-quality debt securities and may be subject to greater price volatility. Non-US securities are subject to currency fluctuation risks and the risks of political and economic instability in the country of issuance. Investment options which are concentrated in economic sectors may be more volatile than more broadly diversified portfolios. While there is no standard definition, generally “alternative” funds include nontraditional asset classes or strategies and/or illiquid assets. Alternative investments are speculative, can carry substantial risk, and may not be appropriate for all investors. For those investors who are able to bear greater risk in return for the opportunity they provide, alternative investments may be appropriate. 4 The New York Life Longevity Benefit Variable Annuity was first offered for sale on October 23, 2006. All of the Portfolios existed prior to that date. The performance for MainStay VP Series Fund, Inc. portfolios are based on the Initial Class Portfolio Inception Date (where applicable). The performance for all other investment divisions is based on the Portfolio Inception Date reflected in this performance summary. All performance has been modified to reflect Separate Account and Fund annual expenses as if the policy had been available during the periods shown. The New York Life Longevity Benefit Variable Annuity differs from many other variable annuity policies in that the Mortality and Expense Risk and Administrative Costs Charge (M&E) is calculated as a percentage of your Adjusted Premium Payments under the policy (excluding premiums allocated to the Fixed Account), rather than as percentage of Separate Account assets. Therefore, the 1.35% M&E charge is not reflected in the performance of the Investment Divisions, but will be deducted quarterly by reducing the number of Accumulation Units in the Investment Divisions you have selected. Since market performance is reflected through fluctuations in the value of an Accumulation Unit, owning fewer Accumulation Units over time will result in a gradual reduction in the value of the Policy, regardless of market performance, when compared to the result of a traditional charge structure. Please refer to your prospectus for more details. The New York Life Longevity Benefit Variable Annuity invests in New York Life Insurance and Annuity Corporation (NYLIAC) Variable Annuity Separate Account IV. 5 Performance is calculated as of the initial date a deposit was received in the Investment Division. 6 The S&P 500 Index is an unmanaged index and is widely regarded as the standard for measuring Large-Cap U.S. stock market performance. "S&P 500" is a trademark of the McGraw-Hill Companies, Inc. and has been licensed for use by the MainStay VP MacKay S&P 500 Index Portfolio. The MainStay VP MacKay S&P 500 Index Portfolio is not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard and Poor's makes no representation regarding the advisability of investing in the MainStay VP MacKay S&P 500 Index Portfolio. Investors cannot invest directly in an Index. 7New allocations to the MainStay VP Small Cap Growth – Initial Class Investment Division will not be accepted from Policyowners who were not invested in the MainStay VP Small Cap Growth – Initial Class on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Small Cap Growth – Initial Class Investment Division on or after February 17, 2012, you will not be able to reinvest in this Investment Divisions. 8 New allocations to the MainStay VP Janus Henderson Balanced – Initial Class Investment Division will not be accepted from Policyowners who were not invested in the MainStay VP Janus Henderson Balanced – Initial Class on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Janus Henderson Balanced – Initial Class Investment Division on or after February 17, 2012, you will not be able to reinvest in this Investment Divisions. The MainStay VP Janus Henderson Balanced – Service imposes a 12b-1 fee. 9 An Investment in the MainStay VP U.S. Government Money Market (Formerly MainStay VP Cash Management) Portfolio is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency and there can be no assurance that the Portfolio will be able to maintain a stable net asset value. Although the Portfolio seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Portfolio. The current yield more closely reflects the Portfolio's earnings than the total return figures shown. New allocations to the MainStay VP Wellington Growth, MainStay VP Candriam Emerging Markets Equity and MainStay VP T. Rowe Price Equity Income Investment Divisions will not be accepted from Policyowners who were not invested in the Investment Divisions on November 13, 2017. For existing Policyowners, if you remove all of your Accumulation Value from these Investment Divisions on or after November 13, 2017, you will not be able to reinvest in these Investment Divisions. The Service Class versions of these Investment Divisions impose a 12b-1 fee. Performance information less than 1 year has not been annualized. Historically, certain fees have been assumed or reduced by some of the portfolios. Had these expenses not been assumed or reduced, the total return for these Investment Divisions would have been lower. New York Life Longevity Benefit Variable Annuity is a single premium deferred variable annuity issued by NYLIAC. Under this policy, we will apply a Credit to premiums paid in a percentage amount according to the credit rate schedule then in effect. Policies with a premium Credit may have higher fees and expenses, and may have longer surrender charge periods than policies that do not provide the Credit feature. There may be circumstances in which the purchase of a New York Life Longevity Benefit Variable Annuity is less advantageous than the purchase of another New York Life variable annuity which may have lower fees but no credit. This may be the case, for example, if you anticipate retaining the contract for a significant time beyond the surrender charge period. Sales of the New York Life Longevity Benefit Variable Annuity were discontinued. Existing policies will continue to be serviced.

Issuer: New York Life Insurance and Annuity Corporation (A Delaware Corporation) New York Life Insurance Company Distributor: NYLIFE Distributors LLC Member FINRA/SIPC New York Life Insurance and Annuity Corporation SMRU 1543436 (A Delaware Corporation) New York Life Insurance and Annuity Corporation, NYLIFE Distributors LLC and NYLIFE Securities LLC are 51 Madison Avenue wholly owned subsidiaries of New York Life Insurance Company. New York, NY 10010

Page 1 of 3 New York Life Longevity Benefit Variable Annuity Performance Summary Average Annual Total Return as of August 31, 2021 (Updated Monthly)*

Non-Standardized (Assuming No Surrender)2 Standardized (Assuming Surrender) Investment Year to Since Since Portfolio Division Month to Date* Investment Investment Inception Inception Date* (Updated 1 3 5 10 Division 1 3 5 10 Division 1 3 1 4 4 4 4 5 4 4 4 4 5 Investment Divisions Risk Level Date Date Monthly) Year Year Year Year Inception Year Year Year Year Inception Investment Grade Bond MainStay VP U.S. Government Money Market – Current 7-day yield is 0.01%9 Low 01/29/1993 05/01/1995 0.00% 0.00% 0.00% 0.86% 0.77% 0.39% 1.08% -8.00% -1.83% -0.43% 0.09% 1.08% MainStay VP Bond — Service Class Moderate 06/02/2003 06/02/2003 -0.27% -0.42% 0.67% 5.37% 2.95% 3.07% 4.01% -7.33% 2.91% 1.86% 2.84% 4.01% MainStay VP MacKay Government — Service Class Moderate 06/02/2003 06/02/2003 -0.32% -0.64% -0.60% 3.34% 1.63% 1.82% 3.03% -8.55% 0.78% 0.48% 1.56% 3.03% Non-Investment Grade Bond MainStay VP Floating Rate — Service Class Moderate 05/01/2005 05/01/2005 0.42% 2.53% 6.43% 3.19% 3.72% 4.00% 3.55% -1.57% 0.63% 2.66% 3.79% 3.55% MainStay VP MacKay Convertible — Service Class Moderate 06/02/2003 06/02/2003 1.86% 6.80% 23.65% 16.21% 14.89% 11.96% 9.52% 15.65% 14.20% 14.19% 11.85% 9.52% MainStay VP MacKay High Yield Corporate Bond — Service Class Moderate 06/02/2003 06/02/2003 0.50% 4.71% 9.18% 6.29% 5.93% 6.47% 6.87% 1.18% 3.87% 4.96% 6.29% 6.87% Asset Allocation MainStay VP Balanced — Service Class Moderate 05/01/2005 05/01/2005 1.14% 13.92% 24.19% 8.69% 8.24% 9.09% 6.87% 16.19% 6.39% 7.35% 8.95% 6.87% MainStay VP Conservative Allocation — Service Class Moderate 02/13/2006 02/13/2006 0.80% 6.39% 11.12% 7.52% 6.82% 6.67% 5.90% 3.12% 5.16% 5.88% 6.50% 5.90% MainStay VP Income Builder — Service Class Moderate 06/02/2003 06/02/2003 1.05% 9.19% 16.66% 9.58% 8.05% 8.84% 7.04% 8.66% 7.31% 7.15% 8.70% 7.04% MainStay VP Janus Henderson Balanced — Initial Class8 Moderate 02/17/2012 02/17/2012 1.61% 13.21% 18.96% 13.91% 14.15% N/A 11.17% 10.96% 11.81% 13.44% N/A 11.04% MainStay VP Janus Henderson Balanced — Service Class Moderate 02/17/2012 02/17/2012 1.59% 13.02% 18.66% 13.62% 13.87% 11.33% 10.89% 10.66% 11.52% 13.14% 11.22% 10.76% MainStay VP Moderate Allocation — Service Class Moderate 02/13/2006 02/13/2006 1.28% 9.93% 16.71% 9.08% 8.90% 8.36% 6.63% 8.71% 6.79% 8.03% 8.22% 6.63% MainStay VP Equity Allocation – Service Class High 02/13/2006 02/13/2006 2.32% 17.62% 31.54% 12.22% 12.94% 11.36% 7.74% 23.54% 10.06% 12.19% 11.24% 7.74% MainStay VP Growth Allocation–Service Class High 02/13/2006 02/13/2006 1.76% 13.83% 24.83% 10.41% 10.91% 10.00% 7.29% 16.83% 8.18% 10.10% 9.87% 7.29% Large Cap Equity Fidelity® VIP Contrafund® — Service Class 2 High 01/12/2000 06/02/2003 4.62% 22.55% 26.26% 20.91% 19.48% 15.95% 11.89% 18.26% 19.06% 18.89% 15.87% 11.89% Fidelity® VIP Equity-Income — Service Class 2 High 01/12/2000 06/02/2003 2.63% 20.27% 35.11% 12.87% 12.25% 12.19% 8.18% 27.11% 10.73% 11.48% 12.08% 8.18% MainStay VP Epoch U.S. Equity Yield — Service Class High 06/02/2003 06/02/2003 2.22% 17.57% 28.33% 10.29% 10.67% 10.72% 7.95% 20.33% 8.06% 9.86% 10.60% 7.95% MainStay VP Wellington U.S. Equity – Initial Class High 06/02/2003 06/02/2003 2.74% 22.00% 30.48% 14.70% 16.09% 15.33% 10.21% 22.48% 12.63% 15.42% 15.24% 10.21% MainStay VP Wellington Growth - Initial Class High 06/02/2003 06/02/2003 3.53% 21.04% 27.65% 19.10% 21.12% 15.28% 9.78% 19.65% 17.19% 20.56% 15.19% 9.78% MainStay VP MacKay S&P 500 Index — Service Class6 High 06/02/2003 06/02/2003 3.00% 21.27% 30.65% 17.61% 17.51% 15.78% 10.42% 22.65% 15.65% 16.87% 15.70% 10.42% MainStay VP Winslow Large Cap Growth — Service Class High 06/02/2003 06/02/2003 3.53% 22.04% 26.91% 23.75% 24.14% 18.10% 11.68% 18.91% 21.99% 23.63% 18.04% 11.68% MainStay VP T. Rowe Price Equity Income — Service Class High 02/17/2012 02/17/2012 2.30% 20.15% 39.62% 9.98% 11.43% 11.57% 10.75% 31.62% 7.73% 10.64% 11.45% 10.62% MFS® Investors Trust Series — Service Class High 05/01/2000 06/02/2003 2.16% 22.74% 32.73% 17.10% 16.73% 14.88% 10.20% 24.73% 15.12% 16.08% 14.80% 10.20% MFS® Research Series — Service Class High 05/01/2000 06/02/2003 2.65% 20.84% 29.14% 17.20% 17.09% 15.26% 10.86% 21.14% 15.23% 16.45% 15.18% 10.86% Small/Mid Cap Equity Fidelity® VIP Mid Cap - Service Class 2 High 1/12/00 9/8/03 3.45% 19.30% 42.92% 11.42% 13.26% 11.82% 11.38% 34.92% 9.23% 12.52% 11.71% 11.38% Neuberger Berman AMT Mid-Cap Growth - Class S High 2/18/03 6/2/03 1.80% 14.56% 36.08% 19.88% 20.15% 15.26% 12.30% 28.08% 17.99% 19.57% 15.17% 12.30% MainStay VP Wellington Mid Cap – Initial Class High 7/2/01 5/10/02 1.11% 17.54% 36.32% 9.34% 11.66% 13.05% 10.26% 28.32% 7.06% 10.87% 12.95% 10.26% Columbia Variable Portfolio – Small Cap Value Fund – Class 2 Highest 6/1/2000 11/15/2004 2.23% 25.99% 61.22% 8.32% 12.18% 11.71% 8.56% 53.22% 6.00% 11.41% 11.60% 8.56% MainStay VP Wellington Small Cap - Initial Class Highest 5/2/2016 5/2/2016 0.87% 15.74% 43.26% 4.18% 9.91% N/A 10.60% 35.26% 1.66% 9.07% N/A 9.99% MainStay VP Small Cap Growth – Initial Class7 Highest 2/17/2012 2/17/2012 1.71% 12.39% 40.12% 15.47% 18.11% N/A 13.13% 32.12% 13.44% 17.48% N/A 13.02% MainStay VP Small Cap Growth – Service Class Highest 2/17/2012 2/17/2012 1.68% 12.20% 39.77% 15.18% 17.81% N/A 12.85% 31.77% 13.14% 17.18% N/A 12.73% International/Global Equity Janus Henderson VIT Global Research Portfolio – Service Shares High 12/31/1999 06/02/2003 2.67% 16.71% 29.04% 16.04% 16.01% 12.39% 8.01% 21.04% 14.02% 15.34% 12.28% 8.01% MainStay VP MacKay International Equity — Service Class High 06/02/2003 06/02/2003 4.38% 16.15% 31.30% 13.37% 13.57% 9.59% 8.24% 23.30% 11.26% 12.84% 9.46% 8.24% MainStay VP Candriam Emerging Markets Equity – Service Class Highest 02/17/2012 02/17/2012 1.41% 5.96% 25.44% 12.05% 11.31% N/A 3.06% 17.44% 9.89% 10.52% N/A 2.82% Sector MainStay VP Fidelity Institutional AMSM Utilities – Service Class High 02/17/2012 02/17/2012 3.74% 8.29% 21.79% 8.32% 8.49% 8.40% 8.19% 13.79% 6.00% 7.61% 8.26% 8.03% BNY Mellon IP Technology Growth — Service Shares Highest 12/29/2000 06/02/2003 3.22% 14.87% 24.99% 26.02% 27.42% 20.05% 13.31% 16.99% 24.32% 26.96% 20.00% 13.31% MainStay VP Natural Resources – Initial Class Highest 02/17/2012 02/17/2012 0.08% 17.30% 37.70% 4.87% 2.28% -2.07% -2.12% 29.70% 2.39% 1.15% -2.37% -2.44%

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to market volatility, current performance may be lower or higher than the figures shown. The investment return and the Accumulation Value of your policy will fluctuate so that a policy, when surrendered may be worth more or less than the premium payment(s). For current to the most recent month-end performance information, please call 1-800-598-2019 or visit www.newyorklife.com. All performance reflects the percentage change for the period shown, with capital gains and dividends reinvested and includes the Fund Company Expenses. An Annual Policy Service Charge of $30 is not included in these charges, but will be deducted each year from the policy's Accumulation Value on the policy anniversary and upon surrender if on that date the Accumulation Value Is less than $100,000. The performance shown, therefore, would be slightly lower if your policy's Accumulation Value is less than $100,000. Charges for any optional riders, if reflected, would reduce the performance shown. . Non-Standardized Performance ("Assuming No Surrender") does not reflect the deduction of Surrender Charges. . Standardized Performance ("Assuming Surrender") reflects the maximum Surrender Charge under the policy. The maximum Surrender Charge for each premium payment is 8%, declining to 3% by the 10th year after that premium payment has been in the policy, with no surrender charge thereafter. Withdrawals and surrenders may be taxable transactions, and prior to age 59½, may be subject to a 10% IRS penalty (the penalty tax is increased to 25% in the case of a distribution from a SIMPLE IRA within the first two years of your participation in the SIMPLE IRA plan). The Investment Divisions offered through the New York Life Longevity Benefit Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

Page 2 of 3 New York Life Longevity Benefit Variable Annuity Performance Summary Average Annual Total Return as of June 30, 2021 (Updated Quarterly)*

Non-Standardized (Assuming No Surrender)2 Standardized (Assuming Surrender) Investment Since Since Portfolio Division Investment Investment Inception Inception 1 3 5 10 Division 1 3 5 10 Division 1 3 4 4 4 4 4 5 4 4 4 4 5 Investment Divisions Risk Level Date Date Year Year Year Year Inception Year Year Year Year Inception Investment Grade Bond MainStay VP U.S. Government Money Market – Current 7-day yield is 0.01%9 Low 01/29/1993 05/01/1995 0.00% 0.94% 0.77% 0.39% 1.09% -8.00% -1.74% -0.42% 0.09% 1.09% MainStay VP Bond — Service Class Moderate 06/02/2003 06/02/2003 0.86% 5.32% 2.93% 3.25% 4.00% -7.14% 2.85% 1.84% 3.02% 4.00% MainStay VP MacKay Government — Service Class Moderate 06/02/2003 06/02/2003 -0.61% 3.26% 1.55% 1.99% 3.03% -8.56% 0.70% 0.39% 1.74% 3.03% Non-Investment Grade Bond MainStay VP Floating Rate — Service Class Moderate 05/01/2005 05/01/2005 9.45% 3.47% 4.02% 3.57% 3.57% 1.45% 0.92% 2.98% 3.35% 3.57% MainStay VP MacKay Convertible — Service Class Moderate 06/02/2003 06/02/2003 35.19% 17.64% 15.97% 10.84% 9.57% 27.19% 15.68% 15.30% 10.72% 9.57% MainStay VP MacKay High Yield Corporate Bond — Service Class Moderate 06/02/2003 06/02/2003 14.15% 6.74% 6.72% 6.22% 6.90% 6.15% 4.34% 5.78% 6.04% 6.90% Asset Allocation MainStay VP Balanced — Service Class Moderate 05/01/2005 05/01/2005 27.42% 9.11% 8.26% 8.31% 6.80% 19.42% 6.82% 7.37% 8.16% 6.80% MainStay VP Conservative Allocation — Service Class Moderate 02/13/2006 02/13/2006 14.29% 7.57% 7.02% 6.11% 5.84% 6.29% 5.21% 6.09% 5.93% 5.84% MainStay VP Income Builder — Service Class Moderate 06/02/2003 06/02/2003 20.79% 9.78% 8.10% 8.08% 6.99% 12.79% 7.52% 7.21% 7.93% 6.99% MainStay VP Janus Henderson Balanced — Initial Class8 Moderate 02/17/2012 02/17/2012 24.53% 14.14% 13.78% N/A 10.90% 16.53% 12.05% 13.06% N/A 10.76% MainStay VP Janus Henderson Balanced — Service Class Moderate 02/17/2012 02/17/2012 24.21% 13.85% 13.50% 10.23% 10.62% 16.21% 11.76% 12.77% 10.11% 10.48% MainStay VP Moderate Allocation — Service Class Moderate 02/13/2006 02/13/2006 21.73% 9.19% 9.13% 7.49% 6.55% 13.73% 6.91% 8.27% 7.33% 6.55% MainStay VP Equity Allocation – Service Class High 02/13/2006 02/13/2006 40.80% 12.33% 13.21% 9.88% 7.59% 32.80% 10.18% 12.47% 9.75% 7.59% MainStay VP Growth Allocation–Service Class High 02/13/2006 02/13/2006 32.04% 10.62% 11.23% 8.80% 7.18% 24.04% 8.40% 10.44% 8.65% 7.18% Large Cap Equity Fidelity® VIP Contrafund® — Service Class 2 High 01/12/2000 06/02/2003 35.69% 20.75% 18.77% 14.14% 11.54% 27.69% 18.89% 18.16% 14.05% 11.54% Fidelity® VIP Equity-Income — Service Class 2 High 01/12/2000 06/02/2003 41.58% 13.88% 12.65% 10.89% 8.06% 33.58% 11.78% 11.89% 10.77% 8.06% MainStay VP Epoch U.S. Equity Yield — Service Class High 06/02/2003 06/02/2003 32.55% 10.68% 10.67% 9.17% 7.81% 24.55% 8.46% 9.86% 9.04% 7.81% MainStay VP Wellington U.S. Equity – Initial Class High 06/02/2003 06/02/2003 39.80% 15.59% 15.65% 13.84% 10.00% 31.80% 13.55% 14.97% 13.75% 10.00% MainStay VP Wellington Growth - Initial Class High 06/02/2003 06/02/2003 40.54% 20.05% 20.57% 13.72% 9.48% 32.54% 18.17% 20.00% 13.62% 9.48% MainStay VP MacKay S&P 500 Index — Service Class6 High 06/02/2003 06/02/2003 40.22% 18.20% 17.13% 14.28% 10.20% 32.22% 16.26% 16.49% 14.19% 10.20% MainStay VP Winslow Large Cap Growth — Service Class High 06/02/2003 06/02/2003 37.54% 23.07% 23.37% 16.32% 11.29% 29.54% 21.28% 22.85% 16.24% 11.29% MainStay VP T. Rowe Price Equity Income — Service Class High 02/17/2012 02/17/2012 47.30% 10.92% 11.88% 10.36% 10.76% 39.30% 8.71% 11.10% 10.24% 10.62% MFS® Investors Trust Series — Service Class High 05/01/2000 06/02/2003 38.87% 17.23% 16.41% 13.32% 9.94% 30.87% 15.25% 15.75% 13.22% 9.94% MFS® Research Series — Service Class High 05/01/2000 06/02/2003 36.94% 17.62% 16.77% 13.78% 10.64% 28.94% 15.66% 16.12% 13.69% 10.64% Small/Mid Cap Equity Fidelity® VIP Mid Cap - Service Class 2 High 1/12/00 9/8/03 55.82% 11.59% 13.79% 10.72% 11.30% 47.82% 9.41% 13.07% 10.60% 11.30% Neuberger Berman AMT Mid-Cap Growth - Class S High 2/18/03 6/2/03 44.63% 21.41% 20.44% 13.79% 12.17% 36.63% 19.58% 19.86% 13.69% 12.17% MainStay VP Wellington Mid Cap – Initial Class High 7/2/01 5/10/02 46.44% 10.76% 12.22% 11.57% 10.27% 38.44% 8.54% 11.46% 11.46% 10.27% Columbia Variable Portfolio – Small Cap Value Fund – Class 2 Highest 6/1/2000 11/15/2004 73.82% 9.60% 14.57% 10.43% 8.69% 65.82% 7.34% 13.87% 10.30% 8.69% MainStay VP Wellington Small Cap - Initial Class Highest 5/2/2016 5/2/2016 55.41% 5.67% 11.47% N/A 11.15% 47.41% 3.22% 10.68% N/A 10.51% MainStay VP Small Cap Growth – Initial Class7 Highest 2/17/2012 2/17/2012 53.13% 17.64% 19.05% N/A 13.05% 45.13% 15.68% 18.45% N/A 12.94% MainStay VP Small Cap Growth – Service Class Highest 2/17/2012 2/17/2012 52.75% 17.34% 18.76% N/A 12.77% 44.75% 15.37% 18.15% N/A 12.65% International/Global Equity Janus Henderson VIT Global Research Portfolio – Service Shares High 12/31/1999 06/02/2003 40.05% 16.29% 16.29% 10.87% 7.86% 32.05% 14.28% 15.63% 10.75% 7.86% MainStay VP MacKay International Equity — Service Class High 06/02/2003 06/02/2003 36.90% 12.10% 12.67% 7.97% 7.92% 28.90% 9.93% 11.91% 7.82% 7.92% MainStay VP Candriam Emerging Markets Equity – Service Class Highest 02/17/2012 02/17/2012 47.66% 12.90% 13.87% N/A 3.58% 39.66% 10.77% 13.15% N/A 3.34% Sector MainStay VP Fidelity Institutional AMSM Utilities – Service Class High 02/17/2012 02/17/2012 18.15% 7.04% 6.77% 7.22% 7.68% 10.15% 4.66% 5.83% 7.06% 7.51% BNY Mellon IP Technology Growth — Service Shares Highest 12/29/2000 06/02/2003 52.21% 27.34% 28.77% 18.11% 13.27% 44.21% 25.67% 28.33% 18.05% 13.27% MainStay VP Natural Resources – Initial Class Highest 02/17/2012 02/17/2012 65.20% 3.94% 4.27% -2.10% -1.49% 57.20% 1.41% 3.23% -2.39% -1.80%

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