NOVEMBER 2006 William Penn Life DollarDollarDollarsss forforfor ScholarScholarScholarsss Our scholars tell us ‘What Fraternalism Means to Me’ - Page 10

Our annual pictorial salute to our scholarship recipients - Page 12 StepStep upup toto ourour highesthighest interestinterest raterate == 5.255.25%% Compare your earnings on a single deposit of $10,000: CurrentCurrent ProjectedProjected ProjectedProjected InterestInterest AccountAccount AccountAccount AnnuityAnnuity PlanPlan RatesRates afterafter 55 yrs.yrs. afterafter 99 yrs.yrs. NoNo SurrenderSurrender ChargeCharge 4.00%4.00% $12,16712,167 $14,23314,233 55 YYearear SurrenderSurrender ChargeCharge 4.75%4.75% $12,61212,612 $15,18415,184 $ $ 99 YYearear SurrenderSurrender ChargeCharge 5.25%5.25% 12,91512,915 15,84915,849

Call our Home Office TODAY toll-free at 1-800-848-7366, or your locallocal WPWPA sales representative, to discuss the advantages of moving * Early surrender charges may apply to the 5 and 9 Year Surrender Charge Plans. your money into a WPA 5 or 9 Year Annuity rates may change without notice. All annuities may be subject to IRS penalties for early Surrender Charge Annuity Plan. withdrawals. Early withdrawals of 10% of accumulated account values are not subject to early surrender charges.

William Penn Life,,, November 2006 George S. Charles, Jr. Editor-in-Chief Richard W. Toth William Penn Diane M. Torma Associate Editors

John E. Lovasz Managing Editor

NATIONAL OFFICERS George S. Charles, Jr. National President Richard W. Toth Volume 41, Number 11 NOVEMBER 2006 National V.P.-Secretary Life Diane M. Torma INSIDE National V.P.-Treasurer

BOARD OF DIRECTORS Stephen J. Varga Chairman 2 American Experience One young Hungarian’s impressions of America and the WPA. E. E. (Al) Vargo Vice Chairman Elmer W. Toth Vice Chairman 4 WPA Annuities You work hard for your money. Shouldn’t your money work hard for you? Ronald S. Balla Anthony C. Beke William J. Bero Barbara A. House 10 What Fraternalism Means to Me Charles S. Johns The best essays penned by this year’s scholarship recipients. Nickolas M. Kotik Andrew W. McNelis Frank J. Radvany DEPARTMENTS Michael F. Tomcsak

AUDITING COMMITTEE 12 For Starters 18 The Hungarian Kitchen Branches to hold elections; Schedule Chef Béla offers some of his favorite Robert A. Ivancso of branch Christmas parties. November recipes. Chairman 1 Dennis A. Chobody 16 Puzzle Contest #17 15 Branch News Vice Chairman FInd words associated with ‘Turkey The latest news and notes from our Margaret H. Boso Day’ and you could win $50. branches. Secretary Joseph Hamari 17 Branching Out 20 In Memoriam Anne Marie Schmidt Another profile of a Hungarian Remembering our recently deceased William S. Vasvary Heritage Experience participant. members.

Your comments are always 1 November cover photo (c) Corbis welcome. Contact us at: William Penn Life William Penn Association

709 Brighton Road Official publication of the William Penn Association. Published monthly. Pittsburgh, PA 15233 Office of publication: 709 Brighton Road, Pittsburgh, PA 15233 Phone: (412) 231-2979. Phone: 1-800-848-7366 Third Class U.S. Postage Paid. Indiana, PA Permit No. 12 E-mail: jlovasz Unsolicited articles, letters, pictures and other material submitted to the William Penn Life are forwarded at the @williampennassociation.org owner’s risk, and the William Penn Life expressly denies any responsibility for their safekeeping or return. The William Penn Life reserves the right to edit, revise or reject any article submitted for publication. POSTMASTER: If undelivered, please send form 3579 to: William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233

William Penn Life,,, November 2006 1 For Starters

WPA kicks off Elections offer members chance annual Holiday Basket program to have say in branch’s future PITTSBURGH -- In the coming weeks, shall be installed immediately. PITTSBURGH - For many WPA our members will have the chance to According to the Association’s By- members and branches, our exercise one of the most important Laws, an “adult life-benefit member” Holiday Basket program is as privileges of membership in the WPA: is a person who has attained the age much of a tradition as roasted the right to vote for branch officers. of 16 and has a life insurance certifi- turkey or carol singing. We again The procedure for conducting cate with the WPA. All such adult life invite all branches to join us in branch elections is spelled out in the benefit members are eligible to vote. spreading the fraternal spirit this WPA’s By-Laws (Article VI, Sections To run for office, the By-Laws state holiday season. 605 and 606). Put simply: a candidate must be an adult life- Participating in this charitable - Candidates may be nominated benefit member age 18 or older who is program is easy. Branches prepare from a nominating committee ap- not: (1) directly involved in litigation baskets which include non- pointed by the branch president and against the WPA; (2) a full-time or perishable food and other items also from the floor at the election general agent; (3) licensed to sell for donated by members. The Home meeting; another life insurance company; or (4) Office donates $35 for each basket - Each adult life-benefit member a spouse of any of the above. (up to three baskets per branch) may vote once for each office; To find out when your branch will to purchase additional items. - Elections shall be by a majority of conduct its election of officers, check Branch volunteers then deliver the those present at the meeting; and this month’s “Branch News” section, baskets to families in need. - Officers elected at the meeting or contact your branch’s officers. Each year, more than 100 families experience a more joyous Thanksgiving or Christmas, thanks Nationality Rooms schedule open house in large part to the and generosity PITTSBURGH -- The Nationality traditions of the nationality each shown by our branches through Rooms of the University of Pittsburgh room represents. Guides in ethnic the Holiday Basket program. will host a Holiday Open House dress will describe the history and To learn how you can help Sunday, Dec. 3, from noon to 4:00 p.m. meaning of each room’s decor. There spread the fraternal spirit this The 26 rooms, each designed and will also be live performances, ethnic holiday season, call the WPA’s furnished in the styles of various foods, craft demonstrations and an Home Offie toll-free at 1-800-848- European, Asian and African cul- ethnic marketplace. 7366. tures, are located in the university’s The open house is free of charge. Cathedral of Learning. For more information, call (412) 624- The rooms will be decorated in the 6000. 2006 Schedule of WPA Branch Family Christmas Parties Branch City/State Date Time Location 0013...... Trenton, NJ...... Dec. 10.... 2:00.... Hung. Reformed Church Audi., Grand & Beatty Sts., Trenton 0014...... Cleveland, OH...... Dec. 9...... 1:00.... 1st Hung. Reformed Church, 14530 Alexander Rd., Walton Hills 0018...... Lincoln Park, MI...... Nov. 26... 1:30.... Amer. Hungarian Reformed Church, 9901 Allen Rd., Allen Park 0019...... New Brunswick, NJ.... Dec. 10.... 11:45.. Bayard St. Presbyterian Church, 22A N. Joyce Kilmer Ave. 0026...... Sharon, PA...... Dec. 2...... 5:30.... Neatfeat Roller Skating Rink, 890 N. Broad St., Grove City 0027...... Toledo, OH...... Dec. 9...... 2:00.... TImbers Bowling Lanes, 1246 Conant St., Maumee 0048...... New York, NY...... Dec. 3...... 2:00.... St. Stephen of Hungary Auditorium, 408 E. 82nd St., New York 0088...... Rural Valley, PA...... Dec. 10.... 3:00.... William Penn Social Club, 132-134 Main St., Rural Valley 0089...... Homestead, PA...... Dec. 2...... 1:00.... Homeville Fire Hall, Greensprings Avenue, West Mifflin 0226...... McKeesport, PA...... Dec. 3...... 2:00.... Free Hung. Reformed Church, 100 University Dr., McKeesport 0296...... Springdale, PA...... Dec. 10.... 12:00.. Springdale VFW, Pittsburgh Street, Springdale 0336...... Harrisburg, PA...... Dec. 10.... 1:00.... Verhovay Home Assn. #336, 1012 S. 29th St., Harrisburg 0590...... Cape Coral, FL...... Dec. 15.... 1:00.... Golden Coral, 1451 Tamiami Trail, Rt. 41, Punta Gorda 0800...... Altoona, PA...... Dec. 3...... 6:00.... Holiday Inn Express, 3306 Pleasant Valley Blvd., Altoona 8121...... St. Marys, PA...... Dec. 6...... 7:00.... St. Marys Church Annex, 139 Church St., St. Marys

2 William Penn Life, November 2006 American Experience By Tamás Hovanyecz

oing to a different continent the same country. makes someone really excited, Hungary’s length is Gespecially when it’s America. 1,318 miles and is People in Europe have different views surrounded by seven of the United States. I was born in countries. A flight Hungary, raised in Szeged, and from London to New traveled a lot in Europe, which made York is six hours; me as open-minded as I can be at the from New York to age of 20. Studying international San Francisco is five communications, I have to communi- and a half hours. cate between cultures. To be able to I also came to communicate with them, I have to understand how the know their history, their habits, their infrastructure here is backgrounds and their culture. different in compari- Visiting Europe’s different nations son to Hungary. gave me the possibility to acquire this Urban living is more Tamás’ experience included a whirlwind tour of the skill, and now I’m here to understand prevalent back in eastern U.S., including a stop at Niagara Falls. America and its lifestyle and culture. Europe, where we What I’ve got so far is a five-week don’t use our cars as holiday around the east coast and a much as people do here, and public nant in the places I worked, both in seven-week internship--not enough to transportation is more popular. I have Pittsburgh and Washington D.C. say that I know the American tradi- to get used to the fact that if I want to Being an intern here is more challeng- tions, but enough to create a picture in do something around the city, I ing than in Hungary. Employers here my mind about the way of life here. definitely need a car. treated me on an equal footing with When I first came to the United What I don’t understand is Ameri- their full-time employees. That States, I thought everything was huge. can food? I’ve eaten hamburgers, allowed me to gain more valuable The first thing I saw was JFK with its Chinese, Indian, sea food and dough- experience which will benefit me after eight terminals, it’s own train and nuts, but I was wishing for traditional graduating from college. several long-term parking lots with spicy Hungarian food. Then I realized I spent four weeks at the William lots of cars. As I continued my trip, I what American food is--cosmopoli- Penn Association and enjoyed a very discovered that a large pizza is tan! At one meal, I can eat Ethiopian profitable experience. I worked with enough for four and a big portion of food, a chili dog and a Turkish kebab. National President George S. (Pete) ice cream at Niagara Falls is at least (I just need a car to find them.) Charles Jr. in the field of communica- 4.7 inches. Traveling from Miami to I traveled 7,500 miles by car in five tion, and I helped organize a memo- Philly is 1,100 miles--and you’re still in weeks. I’ve seen New York City, rial celebration with Fraternal Direc- Boston, Niagara Falls, national parks, tor Endre Csoman. Chicago, Washington D.C., Miami In those four weeks I also got and several small cities. I discovered acquainted with the organization and ABOUT THE AUTHOR how it works. I admire what WPA Tamás Hovanyecz is a 20-year-old exciting and beautiful parts of the country. New York is such a great city does to keep the Hungarian traditions Hungarian currently studying alive (sometimes more than in Hun- international communications at and Boston is really European. Niagara Falls and Acadia National gary). I will never forget this aim and the Budapest College of Communi- the kindness I received during my cation and law at the University of Park are breathtaking and unbeliev- able. month there. Being in a more modern Szeged. He recently spent three and structured environment keeps months in the United States, I met many Americans and each of them were different, kind and helpful. our eyes peeled and gives us the courtesy of a scholarship grant possibility to import our knowledge to from the Hungarian American Being here for 13 weeks as an intern, I had the chance to get to know them Hungary. Coalition. As part of this program, Different continent, culture and Tamás served for four weeks this better. These people welcomed me, not the way some European countries do habits, but full of likeable folks! I’m October as an intern at the WPA happy that I could fight against my Home Office. (even if they are in the same Union). Kindness and attention is domi- preconceived notions and enjoy being in the United States. WPL

William Penn Life, November 2006 3 WPA Annuities You work hard for your money. Shouldn’t your money work hard for you?

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4 William Penn Life, November 2006 Choose Your Plan WPA Flexible Premium Deferred Annuities (Non-Qualified) Tax-deferred interest accumulations Current interest rate guaranteed for first 6 months Minimum guaranteed interest rate = 3.0% PENN “PREFERRED” (9 Year Withdrawal Charge) Key Advantages - Designed for those saving for long-term goals. - Earns our highest interest rate. of WPA Annuities - Make withdrawals of up to 10% of your anniversary balance 9Safety - your annuity funds are fully each year during the first 9 years with no WPA penalties. protected, as required by law. WPA maintains cash reserves which exceed - Make withdrawals after 9 years with no WPA penalties. those required by law. WPA takes pride in its solvency, which can be verified by PENN “HIGH FIVE” financial statements filed annually with (5 Year Withdrawal Charge) state insurance departments. - Designed for those saving for near-term goals. 9Competitive Rates - Current WPA interest rates are guaranteed never to drop - Earns interest at our second-highest rate. below 3.0%. Interest earnings accumulate - Make withdrawals of up to 10% of your anniversary balance tax-deferred until withdrawal or surrender, each year during the first 5 years with no WPA penalties. with interest compounded on each anni- versary date. WPA may change the rate for - Make withdrawals after 5 years with no WPA penalties. interest credits in excess of 3.0%. 9Management-Free - there are no sales or PENN “NO SURRENDER” administrative fees; 100% of your premi- (Zero Withdrawal Charge) ums begin earning interest immediately upon deposit. - Designed for those needing a reliable source of income now. 9Lifetime Income - Earns interest at competitive rates with no WPA penalties 9 - cash payments can be made in a lump sum or through other for early withdrawal. settlement options. PLEASE NOTE: All annuities may be subject to IRS penalties for early withdrawal. 9Probate Avoided - should the annuitant die prior to the contract maturity date, the total cash value is paid directly to the A note on Solvency... beneficiary. Problems with the expenses ...and why it’s important to you. and delays of probate are avoided! Solvency is the ratio of a company’s assets over its liabilities. It indicates a 9Flexibility! - premium payments may be company’s financial soundness and ability to meet all of its obligations as discontinued or resumed at any time. they become due. The higher a company’s solvency ratio, the more confidence you can have in that company that it can pay all the money due you and your beneficiaries. Want to know more? Average solvency of 25 of the largest life insurance companies....$105.22 Call us TODAY at: WILLIAM PENN ASSOCIATION’S solvency...... $114.90.* *Assets for each $100 of liabilities as of Dec. 31, 2005. Source: Standard Analytical Service, Inc., “An Independent Comparative Report for 2006.” 1-800-848-7366

William Penn Life, November 2006 5 Moneywi$e with Mark Lantz Turkey Day! Find the words commonly associated with the Thanksgiving holiday hidden below and you could win $50 in our Puzzle Contest #17.

RULES 1. ALL WPA Life Benefit Members are eligible to enter. And the winners are... 2. Complete the word search puzzle correctly. We drew the winners of our Puzzle Contest #14 at the 3. Mail your completed puzzle, along with your Home Office Sept. 26. Thanks to Home Office intern name, address, phone number and WPA Tamás Hovanyecz and National President George S. Certificate Number, to: WPA PUZZLE #17, Charles Jr. for their help. Congratulations to: 709 Brighton Road, Pittsburgh, PA 15233. Irene Kalisiak, Br. 1 Bridgeport, CT 4. Entries must be received at the Home Office Darlene M. Garrison, Br. 336 Harrisburg, PA by December 27, 2006. 5. Four (4) winners will be drawn from all Louis Berecz, Br. 383 Buffalo, NY correct entries at noon on December 29, 2006, Muriel B. Irick, Br. 705 Mayville, WI at the Home Office. Each won $50 for their correct entry. WAY TO GO!! 6. GOOD LUCK!!!

Turkey Day W F A Z S M I R G L 1 P U B M E E C U A S Y R R E B N A R C Autumn Mayflower R A I P O C U N R O C Q W E R Cornucopia Meal P S M A Y F L O W E R Z S E A Cranberry Sauce Parade A T H A N K S G I V 1 N G G T Family Pilgrims R U F A M I L Y E K R U T S H Feast Pumpkin Pie A F R I E N D S C Y O O E L A Friends Stuffing D F D O S J D L T P O V M A J Happy Thanksgiving E I P N I K P M U P R S J E V Harvest Turkey E N M U T U A E M A F X L M E Holiday Yams C G Y A D I L O H H I U O A R

Name: Address: Phone: WPA Life Certificate Number:

6 William Penn Life, November 2006 Branching Out with Endre Csoman Experience Profiles, Part 3 A look at some of the people who make our Hungarian Heritage Experience a truly wonderful experience What follows is another in our series of pro- where I still live today. I attended files of some of the members who attended school with my “batyám” -- my older the Hungarian Heritage Experience at brother -- Louie Rendek. In 1958, my Penn Scenic View . We hope you will enjoy brother John was born -- my “öcsém.” reading about their lives as much as we en- After finishing high school, I was joyed their presence and participation. married and raised my family. I have one son, Brian McCrone, and he and Mary McCrone his wife Becky and their little girl, I was born in Baja, Hungary, in Madelaine, live in Ashtabula, Ohio. Bács-Bodrog County, three years after At this point in my life, I am taking the end of World War I. My first eight it easy and enjoying time spent with years were spent surrounded by family, especially my granddaughter family and friends in my hometown. and my niece and nephews. I enjoy In 1956, just six days shy of my traveling and doing new things, eighth birthday, the revolution especially studying the Magyar erupted on the city streets of Buda- language. I have returned to Hungary pest. News spread fast and for a short several times on visits, and I hope to time it seemed the people of Hungary do so again many more times in the would finally have the thing they future. I still have a lot of family living wanted the most -- szabadság. there and they look forward to seeing However, on Nov. 4, when the tanks me as much as I do them. Budapest is rolled into Hungary, the revolution my favorite city. There are so many was over, at a great loss to all Hun- interesting sites to see in Hungary. garians. In my case, it was a loss I I have recently started researching my family tree. On my maternal side, I would not be able to fully compre- Mary McCrone hend until many years later. Now, 50 am researching the Kiss/Varga and years have passed and my loss has Hodos families. On my paternal side, been profound. wonderful group of parishioners -- I am researching the Rendek/Stanyty In 1956, when my family escaped the Bernays, Belaks, Bodis, Toths, and Szarvas families. Anyone doing through what was then Yugoslavia, Fazekases and many more -- took us research on their family background we were put into a holding camp of under their wings and helped us with knows that this is a very time-con- sorts. And in 1957, we were brought everything from grocery shopping to suming project, but it is one that I to the United States and given asylum finding a place to live to finding jobs. enjoy. as political refugees. We were spon- We assimilated into our new homes, I also do watercolor painting and sored by St. Anthony’s Church in and I have lived in Ohio since. Hungarian embroidery in my spare Fairport Harbor, Ohio. There, a We moved to Painesville, Ohio, time. WPL

We wish to thank all those members and friends of the WPA who A Grand Cel- joined us Oct. 21 at Penn Scenic View for our Grand Celebration commemorating the 50th anniversary of the Hungarian Revolu- ebration In- tion of 1956. It was an event that lived up to its name, thanks to the participation of so many wonderful guests. deed We will publish a full report of the Grand Celebration in the next issue of the William Penn Life.

William Penn Life, November 2006 7 The Hungarian Kitchen with Foszakács`` Béla The Best of November FÁRAD JON BE A MAGYAR weeks, but I hope they’ll be positive. are two quick trivia questions: KONYHÁBA. The National Auditing committee, 1) What three fruits are native to Welcome back to the Hungarian of which I am a member, made lunch North America, one of which we Kitchen where Chef Vilmos and I for the Home Office staff, which is enjoy every November and December? have started planning things for next always a pleasure to do for them. One 2) Who is Elizabeth Lee and what year. Just a few quick notes this of these trips, perhaps in April, we did she do? month before I share some recipes. will make them something with fish I'll give you the answer at the end So far, the fall has been great in or chicken just to change the menu of the recipes. Chef Vilmos and I wish New England. Between making apple variety. you all the best for a great Thanksgiv- pies and everything else apple, it's The new cookbook continues to sell ing with your family and friends. great to finally have Thanksgiving on very well, and that means a lot of Enjoy all the recipes. See you next our doorstep. Now, I can enjoy apples students will benefit with scholarship month! with turkey with all my friends at money. Thanksgiving! That’s all the housekeeping I have This past month was very busy for for this month. Before I give you the JóJó étvágyatétvágyat me at school and my chef testing. I best recipes for all the Novembers I won't know the results for a few more have been writing this column, here FoszakácsFoszakács` ` BélaBéla

Hungarian Turkey Soup then remove from heat. Stir in the cream, rosemary and lemon peel. Turkey meat, sliced or diced Season with salt and pepper then let Poultry soup base cool to room temperature. Stir in Sliced carrot coins RECIPESRECIPES the cheeses and chill for 30 minutes. Green peas Place a teaspoon full of mix on a 2 stalks celery, diced Hungarian Mushroom bread slice and broil till golden Small onion diced Appetizer brown. Serve immediately. Csiga noodles 36 slices French bread, ¼-inch thick ¼ cup vegetable oil 2 tablespoons olive oil Arany Galushka Salt & pepper to taste ¼ cup chopped shallots (Hungarian Coffee Cake) 2 tablespoons fresh chopped parsley 6 cups chopped Button white 1 teaspoon fresh chopped garlic 1 heaping tablespoon Crisco mushrooms Hungarian sweet paprika ¼ pound sweet butter 3 garlic cloves, minced 2 whole eggs & 2 egg yolks In a 5-quart saucepan, add vegetable ¼ cup heavy cream (OR 5 egg yolks) oil, celery and onion, sauteing until 1 teaspoon fresh minced rosemary 4 tablespoons sugar golden brown. Add 2 quarts water ½ teaspoon minced lemon peel 1 teaspoon salt and enough poultry base to make a ½ cup grated parmesan cheese 1¼ pounds flour tasty broth. Bring to a boil then 1 cup fontina cheese 1 ounce fresh yeast simmer for 10 minutes to intensify Salt and pepper to taste. (OR) 1 package dry yeast the flavor. Add the turkey, peas, Preheat oven to 375 degrees. ¼ to 1 cup lukewarm milk carrots, garlic, parsley and noodles. Arrange bread slices on a baking Raisins (optional) Simmer another 10 minutes or until sheet and toast in oven until golden 5 ounces ground walnuts noodles are cooked. Serve hot in brown. Heat oil in a large skillet, 5 ounces sugar soup bowls with a sprinkle of medium to high heat. Saute the Hungarian paprika for garnish. Mix the yeast in ¼ cup of lukewarm shallots and mushrooms until they milk with 2 tablespoons of sugar. In begin to brown. Stir in the garlic Continued on next page

8 William Penn Life, November 2006 The Hungarian Kitchen

Continued from previous page Turkey Salad a deep bowl, cream the Crisco and Dark & white meat turkey cut into butter. Add eggs, salt and 2 table- ½-inch cubes spoons sugar. Add flour. Make a well RECIPESRECIPES Regular or cranberry mayonnaise in center and add yeast mixture and RECIPESRECIPES Salt & white pepper to taste remaining lukewarm milk. Knead Turkey Casserole 1 stalk celery, minced very well. When bowl is left clean, 1 small red onion, minced dough is ready. Place dough back in Turkey meat sliced into bite-size deep bowl or cover with a hot lid pieces In a mixing bowl combine the and place in warm place to rise Turkey gravy turkey, celery and red onion. Add double. When it has doubled, place Savory stuffing the mayonnaise a tablespoon at a on board and pat dough out until Mashed potatoes time until you reach the desired 1-inch to 1½-inch thick. Cut dough ½ cup warm milk consistency of moistness. Adjust with 2¼-inch (diameter) wine glass. ¼ cup butter, melted taste with salt and pepper. Chill for Roll each round piece of dough in Salt & black pepper to taste ½ hour. Serve on rye bread with sweet butter. Preheat oven to 350 Pan spray or canola oil green leaf lettuce or baby spinach degrees. Grease deep baking bowl Cranberry sauce for garnish for extra flavor and protein. and place buttered balls into pan. Prepare this recipe in a casserole Cranberry Mayonnaise Have ready 5 oz. ground walnuts dish or oven pan. Spray or grease and 5 oz. sugar (mixed). Leave ¼- the cooking utensil then add the Regular mayonnaise inch space between balls so that pieces of turkey with stuffing making Jellied or whole cranberry sauce when you are sprinkling walnuts on a mixture. Cover mixture with gravy Salt & white pepper to taste balls it will go between the balls. so casserole stays moist when in Sprinkle raisins if desired. Fill baking In a mixing bowl blend 3 table- oven. Thin the mashed potatoes spoons mayonnaise with 1 table- bowl until half full. Let rise. Brush with warm milk so they spread on spoon cranberry sauce. If you want a with egg yolks and bake for 30 to 35 top of casserole. With a fork make minutes. When toothpick comes out sweeter cranberry mayonnaise, add ridges or any fancy design on top of more cranberry sauce. Adjust dry, kalacs is done. Sprinkle with the whole casserole. Brush with the seasoning to your taste. Chill for ½ confectionery sugar. Let stand 15 melted butter. Heat in oven at 350 hour then serve your guests. minutes before taking out of pan. degrees for 30 minutes or until top Cranberry Freeze turns golden brown. Serve your Deviled Mixed Nuts guests. Chill a bowl of cranberry 3 tablespoons melted butter 8 ounces cream cheese, softened sauce to be served with casserole. 3 tablespoons oil & vinegar salad 2 tablespoons Worcestershire sauce 3 drops of tabasco sauce dressing Sweet Potato Souffle 1 pound mixed nuts 2 tablespoons sugar Cooked sweet potatoes or yams Salt & pepper to taste ½ cup chopped walnuts 1½ cups heavy cream 1 large can whole cranberry sauce 1 whole egg Preheat oven to 350 degrees. In a 1 small can crushed pineapple ¼ teaspoon nutmeg mixing bowl add all the ingredients 1 cup whipped cream or Cool Whip ¼ teaspoon cinnamon and mix well. Spread out on a Green leaf of Iceberg lettuce, ¼ cup brown sugar baking sheet and bake for 15 chopped Salt & pepper to taste minutes stirring every 5 minutes. Let In a mixing bowl combine the cream 1 cup chopped pecans or walnuts cool to room temperature then serve your guests. cheese, salad dressing and sugar ¼ stick margarine blending very well. Add in the nuts, In a mixing bowl combine the sweet cranberry sauce and pineapple TRIVIA ANSWERS: (1) Cranber- potatoes or yams with the nutmeg ries, concord grapes and blueberries mixing well. Fold in the whipped and cinnamon. Mix the egg, brown cream to make a colorful speckled are native to our country. Wild cran- sugar and heavy cream together berries were probably served at the mixture. Pour into glass or alumi- then mix into potatoes. Potato num loaf tins and freeze overnight. first Thanksgiving meal. The first mixture should be creamy smooth, cranberry crop was harvested in Before serving, let stand at room not lumpy. Place in a casserole dish temperature for 15 minutes. Cover Massachusetts in 1816. (2) Elizabeth greased with the margarine. Bake in Lee was the first woman to make Bog bottom of a small platter with the a 350-degree oven for 45 minutes or chopped lettuce. Cut loaf into small Sweet Cranberry sauce. Later, she until top is golden. Garnish with merged her company with another to pieces and arrange on platter. Serve chopped nuts and serve your guests. your guests immediately. form Ocean Spray, which still pro- duces cranberry products to this day.

William Penn Life, November 2006 9 What Fraternalism STUDENTS APPLYING FOR GRANTS through the William Penn Fraternal Association Schol- arship Foundation were asked to Means to Me submit, among their application materials, a 100-word essay. The topic for this year’s applicants FIRST PRIZE - New Students - $500 was: “What Fraternalism Means Jessica L. Wilson, Branch 89 Homestead, PA to Me.” All essays were read and The concept of fraternalism has been around for decades and judged by members of the as the century has made its revolutions, so has the definition. Foundation’s Executive Commit- Today, fraternalism means companionship and helping tee, and the best essays were people through common courtesy. Throughout America’s selected for special recognition. history, society has survived because of our dependence upon one another. The need for organizations, built upon the This was not an easy task as many foundation of bonding and a belief that each individual has fine essays were submitted, re- a responsibility for their fellow men and women, is stronger flecting the outstanding fraternal than ever, especially during the difficult past years. During spirit of our young member- wars, fraternalism needs to be abundantly present for scholars. Prizes in the form of benefits to surface. Today’s companies are working hard to develop new programs and offer new benefits that will additional cash grants were continue the tradition of the fraternal spirit into our ever- awarded to the top three essays changing times and culture. America’s founding fathers among both new and renewal believed in society’s ability to work together and fraternal- applicants. We proudly publish ism. It began with common interests for the benefit of all. I those six winning essays here. look at fraternalism as people with different backgrounds, from different cultures, coming together and realizing that we all have the same basic needs. Working together helps to improve all communities in which we live, work and play.

FIRST PRIZE - Renewal Students - $500 Margaret C. Zielaski, Branch 14 Cleveland, OH According to my understanding of this term, fraternalism refers to situations in which companionship and solidarity are present amongst people. More specifically, it is the coming together of individuals, especially in times of suffering and distress, to overcome difficult challenges they are faced with. By freely extending this helping hand to others, people are not only demonstrating their compassion and generosity, but they are also opening the doors to a more enjoyable life for their fraternal brothers. This admirable behavior was characteristic of the Hungarian coal miners who founded the William Penn Association in Pennsylvania. By willingly helping many Hungarian immigrants, these men set the example of fraternalism in America, a tradition that continues to flourish today. For example, frater- nalism is present in the local soup kitchens and homeless shelters in Cleveland. It is also seen in high school and college students, including myself, who travel throughout the United States for the sole purpose of helping families living in poverty with their homes and trailers. I believe that if each one of us reaches out to someone in need, the example of fraternalism set by the coal miners will continue to thrive, thus bringing a better quality of life to millions of people each day.

10 William Penn Life, November 2006 SECOND PRIZE - New Students - $250 Caitlin Tarcy, Branch 28 Youngstown, OH SECOND PRIZE Fraternalism is an essential characteristic of a civilized Renewal Students - $250 society. It is the organized effort of many individuals work- Erin Sopronyi ing together for a common good. To me, fraternalism means sharing resources to help those in need, promoting and Branch 249 Dayton, OH celebrating our commonality through friendship and mutual The concept of fraternalism has been support. Fraternalism affords an opportunity to enhance around for years, and as an Ameri- humanity through acts of service. The birthday wish I receive can it is something that means a every year from my William Penn representative, the peace of great deal to me. Fraternalism means mind from having established financial goals early, and the people helping people for the greater help given through scholarships are personal examples of good, not just to help themselves get what fraternalism means to me. Fraternalism means to ahead but also helping others get contribute as well as benefit. ahead, too. For centuries, people have depended on one another and doing so has helped us grow and prosper as a nation. We have been THIRD PRIZE - New Students - $250 built on a foundation of brotherhood Brian Colleran, Branch 34 Pittsburgh, PA and the belief that we all have a responsibility for our fellow Ameri- When one speaks about fraternalism, I see an image of cans. We have strongly shown this brotherhood, camaraderie enjoyed by a group of people several times over the past few years working toward a common cause, and the belief that each with tragedies such as the 9/11 individual has a responsibility to their fellow men and attacks and hurricane Katrina. women. It does not matter that they come from different Fraternalism is people of different backgrounds and different cultures, yet they still come backgrounds and cultures coming together to help improve their communities in which we all together and realizing that we all live, work and play. It is a society that provides education, to have the same basic needs and encourage and foster acts of loyalty, justice, charity and helping each other fulfill them. patriotism. To give aid in case of sickness, accident or other misfortune and still promote the physical and spiritual intelligence and cultural background of its members. It is more than an organization, it is a family.

THIRD PRIZE - Renewal Students - $250 Andrew Gordon, Branch 13 Trenton, NJ Fraternalism is a concept that can be understood to mean several different things. There is fraternalism in athletics, schools and even business. However, fraternalism has a deeper significance to me. The altruism and support that we give and receive to and from our fellow members of society create a fraternity of community. I believe that fraternalism means contributing to mankind and helping to give to others who are less fortunate. This ideal has played a crucial role in my development as a young man. Since I was in high school, I’ve contributed to the fraternity of my community by helping local inner-city children learn to read and write in their second language, English. Throughout my college career I have been an active member in Phi Sigma Pi National Honor Fraternity in aiding the local Pittsburgh community. Whether it be a blood drive or a clean-up project at a local church, this organization, of which I am a proud member, participates in enriching the world through dedicated altruism. Finally, I am contributing to society on a personal level in helping the fight against breast cancer. I am in the process of raising over two thousand dollars in an attempt to do my part in aiding the effort to cure this terrible disease. I have learned many things throughout my life, but nothing I’ve learned has been more important than fraternalism within the many different communities to which I belong.

William Penn Life, November 2006 11 2006-2007 William Penn Fraternal Association Scholarship Foundation, Inc. Grant Recipients Every year WPA members attending accredited colleges and universities as full-time undergraduate students are eligible to apply for grants through the William Penn Fraternal Association Scholarship Foundation, Inc. Grants are awarded to those students as determined by the Awards Committee. This year, the Scholarship Foundation awarded grants to 191 students, including 62 first-time recipients, worth a total of $95,500. To all our member-scholars, especially this year’s new recipients honored here, we extend our congratulations and best wishes for success this academic year.

New Recipients for 2005-2006

MATTHEW BACSO ARYN BLACKSTONE NICHOLAS BOSO CRYSTAL BUTTI Branch 44 Akron, OH Branch 296 Springdale, PA Branch 129 Columbus, OH Branch 14 Cleveland, OH

BRIAN COLLERAN AMANDA FERENCE ANNELIESE GEGENHEIMER THERESA HORVATH Branch 34 Pittsburgh, PA Branch 28 Youngstown, OH Branch 129 Columbus, OH Branch 14 Cleveland, OH

12 William Penn Life, November 2006 MATTHEW ISABEL CHARLENE KINDER JASON KISH SUSANNAH LESCO Branch 129 Columbus, OH Branch 349 Weirton, WV Branch 28 Youngstown, OH Branch 14 Cleveland, OH

RACHEL LIESAU ATHENA MARR BENJAMIN MAY STEVEN NYESTE Branch 90 Allentown, PA Branch 13 Trenton, NJ Branch 132 South Bend, IN Branch 129 Columbus, OH

ASHLEY PHELPS JEN PRONIEWSKI BRIAN RATKIEWICZ ALLISON ROY Branch 352 Coraopolis, PA Branch 19 New Brunswick, NJ Branch 296 Springdale, PA Branch 18 LIncoln Park, MI

JAMIE RUBIN CATHERINE SCHMIDT KYLIE SCHNELL MARET SEITZ Branch 51 Passaic, NJ Branch 249 Dayton, OH Branch 249 Dayton, OH Branch 89 Homestead, PA

William Penn Life, November 2006 13 New Recipients Not Pictured

NATHANIEL ABBOTT, Branch 249 Dayton, OH NICOLE BALOGH, Branch 28 Youngstown, OH NOEMI BORSAY, Branch 89 Homestead, PA KATIE BOWSER, Branch 26 Sharon, PA ANNA CIFERNO, Branch 28 Youngstown, OH ADAM CZAJKOWSKI, Branch 132 South Bend, IN MARK DEAN, Branch 336 Harrisburg, PA BERNARD STUMPF BRAD STUMPF Branch 14 Cleveland, OH Branch 14 Cleveland, OH CHRISTOPHER DEAN, Branch 336 Harrisburg, PA KATIE DOPKOWSKI, Branch 226 McKeesport, PA GEORGE FERCANA, Branch 28 Youngstown, OH TODD GEORGE, Branch 18 LIncoln Park, MI ASHLEY GRIFFITH, Branch 159 Phoenixville, PA MICHAEL HANUS, Br. 27 Toledo, OH DEAN HOLTZMAN, Branch 226 McKeesport, PA JENNIFER KEELY, Branch 336 Harrisburg, PA DAVID KOHUT, Branch 89 Homestead, PA DAVID McKNIGHT, Branch 28 Youngstown, OH STEPHEN ORR, Branch 28 Youngstown, OH CAITLIN TARCY RICHARD TOTH KIRT PALAGYI, Branch 45 Cleveland, OH Branch 28 Youngstown, OH Branch 89 Homestead, PA TAYLOR PELLETIER, Branch 720 Dedham, MA SARAH SIMON, Branch 296 Springdale, PA DAVID SPEICHER, Branch 89 Homestead, PA SAMANTHA SWOGGER, Branch 28 Youngstown, OH AMANDA SZCZYGIEL, Branch 226 McKeesport, PA ANNA TABOR, Branch 14 Cleveland, OH TAMAS TABOR, Branch 14 Cleveland, OH CAROLINE UJVARI, Branch 44 Akron, OH MICHAEL WEIBLEY, Branch 14 Cleveland, OH JESSICA WILSON, Branch 89 Homestead, PA MELISSA YURCO, Branch 28 Youngstown, OH ANTHONY VALLEY EVAN VEREB Branch 28 Youngstown, OH Branch 44 Akron, OH CongratulationsCongratulations andand BestBest ofof Luck!Luck! LAUREN VOS MIKE WILLIM Branch 28 Youngstown, OH Branch 18 Lincoln Park, MI

14 William Penn Life, November 2006 Branch News

Branch 13 Trenton, NJ by Elsie H. Radvany Branch 13 will host its annual family Christmas party on Sunday, Dec. 10, at 2:00 p.m. in the Hungarian Re- formed Church Auditorium, Grand and Beatty streets, Trenton. The event will begin with a short meeting during which we will elect branch officers for 2007, followed by the party. Food, refreshments and goodies will be shared with those in atten- dance. Members of Branch 18 prepare to leave Shanksville, Pa., after visiting the Flight 93 Our branch is again donating two Memorial, en route to the WPA Picinic-A Great Fraternal Fest. baskets filled with food and other necessities as part of the WPA’s Holiday Basket Program. One basket Carol. Congratulations, James, on Branch 14 your successful career. Please contact will be donated to the City Rescue Cleveland, OH Mission of Trenton, and the other to a the Ward Agency with updates on our Branch 14 students. family in need. by Dawn D. Ward Branch President Frank J. Radvany The next branch meeting will be The Branch 14 children’s Christmas held Wednesday, Dec. 6, at 7:30 p.m. and his wife Elsie, along with Na- party will be held Saturday, Dec. 9, tional Director Anthony C. Beke and at the First Hungarian Reformed from 1:00 to 4:00 p.m. All juvenile Church, 14530 Alexander Road, his wife Marguerite, attended the members will receive invitations to New Jersey Fraternal Congress Walton Hills, Ohio. All members are the open house, but all members are welcome to attend. Convention in Atlantic City. It is with welcome to attend. Santa will be there great pride that we report that Mr. the entire afternoon along with Beke was elected president of the Sparkles the Clown. More than 100 Branch 18 NJFC for the coming year. We con- children attended last year, and this Lincoln Park, MI gratulate him on this prestigious year’s attendance is sure to exceed honor and wish him much success. that due to the tremendous growth of by Barbara A. House Congratulations also to Branch 13 Branch 14. Happy Thanksgiving to all our member Andrew Gordon, son of Our branch welcomes new mem- wonderful members. Give special Arlene and Lee Gordon, on being bers Catherine Huth, Autumn thanks for all our troops fighting to selected as one of this year’s WPA Persuric, Irene Moeller, Christine keep war away from our shores. scholarship recipients. Andrew is the Poulos, Grace Poulos, Taylor Neiman, Well, wasn’t that a Fraternal Fest? grandson of Frank and Elsie Courtney Gras, and Carson Horvath. Everyone had a wonderful time. I Radvany. He is a junior at the Univer- Call the Ward Agency at (440) 838- must thank a few people from our sity of Pittsburgh majoring in electri- 1200 with any prospective new branch that worked so hard. cal engineering. We congratulate all members and earn Recommender First, I thank all of you who of this year’s scholarship recipients. Bucks! donated prizes and bought tickets for For servicing your life insurance Former WPA scholarship recipient the Chinese auction. It was another and annuity needs, please contact James Horvath, a 2000 summa cum huge success. Thank you Lisa Toth Elsie H. Radvany, 2006 Yardley Road, laude graduate of Kent State Univer- and Ronda Grotefend for working so Morrisville,. PA 19067, phone (215) sity, is a project architect for Bergman, hard this year. Thanks to Patty Balla, 295-2222. Walls & Associates, Ltd., in Las Carol and Doug Truesdell, Mike Vegas. While James was in college, he Oberg, Rose Antal, Helen Molnar, interned in the Disney College Rita Marchelletta, Mark (bridegroom) Next Deadline Program in Florida and earned the and Tom House. We got it done as prestigious Partners in Excellence quickly as we could. We must remem- November 10, 2006 Award. James is the son of Branch 14 ber that Chinese auction proceeds go Auditor Lou Horvath and his wife directly to the scholarship founda

William Penn Life, November 2006 15 Branch News tion. Thanks also for buying tickets MacDonald, the Rev. Theodore Czap, met representatives from many other for the raffle. Thanks, Shirley Kotik-- Elizabeth Czap, Mary Gyuzi, Irene fraternal societies. It is one way we the special treats were wonderful. Lajko, Stephen Dolgas, Mary Ann keep abreast of all the many changes Thanks, Gus and Ruth Scarpelli Allen, Alexander Toth and Della in insurance law and fraternal and Rose and Dick Adams. It was a O’Henley. May they rest in peace. practices. joy being with you. Happy birthday to all our mem- Upcoming events at Holy Cross Have you or a family member ever bers, especially William Baranyai, Church include the kalacs sale on received a scholarship from the WPA? George Sipos, Aaron Stubbs, LaVerne Dec. 2 and 3, the dinner with Saint If so, wouldn’t it be great to return the Exner, Debbie Jackson, Zsuzsann Nickolas (Mikulas Ebed) on Dec. 17 at favor? We give a huge number of Tuske, Julia Bujdoso, Gabor Frank 12:30 p.m., and the Christmas pro- grants every year. We depend on fund Kish, Doris Schvarckopf, Abby gram on Dec. 24 at 9:30 p.m. followed raisers and your donations to keep Polakowski, Mike Wansa, Margaret by Mass at 10:00 p.m. this program alive. You could even Bosman, Anita Kosaski, Lucas If I can be of service to you, please make the scholarship foundation Markovits, Olin Wade, Bill Penzes, call me anytime at (734) 782-4667, your beneficiary. Just give it some Mary Jane Svitchan, Merced (734) 782-5257, or (313) 418-5572. thought. You can make a lot of young Gonzales, Margaret Montgomery, Please pray for peace. people happy. We even give some Steve Danko, Rose Tuske, Steve Jurko, grants to the not-so-young. Katelyn Truesdell, John Solosy, Congratulations to Alex Douglas Truesdell, Anna Nagy, Branch 28 Marchelletta, 14, and his sister Charles Cassar, Joanne Golob, Youngstown, OH Christina, 12. Both of their Little Krisztina Kortvesi and, last but not by Kathy Novak League teams played in the Michigan least, my mom Irene Korpak. I love What a great experience it was to state tournament this summer. you. May you all have many more. attend the WPA Picnic. The response Grandma Rose and mom Rita are so Your hard working branch officers to attend this wonderful event was so proud. attended the Michigan Fraternal great that we had TWO buses. We Just like we are right now of our Congress Convention in Houghton hope the group of travelers we picked Detroit Tigers. Would you believe we Lake. We attended workshops and up in Monroeville, Pa., had a pleasant beat the Yankees? Never in a million years. Now it’s on to the World Series. My mom is home from Hungary. Welcome back. She had a wonderful WPA Branch 18’s 3-Night Adventure to time. Maybe next year, I hope. Happy birthday to Gabby’s grandma. Atlantic City Congratulations to Helen Werling June 25-28, 2007 on her retirment from the WPA. She retired after working in the Home PACKAGE INCLUDES: Office for 48 years. Best wishes for a z Roundtrip deluxe motorcoach transportation with VCR. happy retirement. I know you will z 3 nights accommodations at the Resorts Hotel & keep very busy. Much thanks and Casino, Atlantic City’s premiere entertainment Special Offer! love for all your hard work. complex, featuring luxury rooms, 24-hour casino $ Christmas party invitations are in gambling, gourmet dining and live entertainment. Only for the mail. If you did not receive one but z $15.00 in coin per day for gambling. 225 wish to attend, please call me any- z A day trip to Philadelphia. WPA members. time. The party will be held Sunday, z Baggage handling and tax. Nov. 26, at 1:30 p.m. at the American Hungarian Reformed Church, 9901 Non-member price = $450. Price listed is per person based on double occupancy HURRY! Allen Road, Allen Park. We ask you to bring a child-friendly dessert. We host NAME: Space is limited. our party early to keep December open for all your other holiday ADDRESS: obligations. We welcomed a bit more CITY, STATE, ZIP: than 100 children last year. I hope we PHONE: ROOMING WITH: top that this year. Get well wishes go to Elsie SMOKING ROOM: YES NO Radvany, Elsie Kantor, Anna Nagy Make checks payable to “William Penn Association” and Rocky Borsa. Get well real soon. Send this form & full payment to: 24541 Manchester Dr., Brownstown, MI 48134 Remember in your prayers our deceased members, especially Rose For more information call Barbara House at (734) 782-4667

16 William Penn Life, November 2006 Branch News journey with us. The weather was will begin at 2:00 p.m.. It will be held If you need gifts, buy the best: perfect for the festivities. With so at the American-Hungarian Club, 21 William Penn insurance! It is good for many things to do and so many New Schley St., Garfield. Entertain- any age and size. It does not need friends to visit, the day just went by ment by Mr. Meatball is sure to be closet space and you can buy it now all too quickly. enjoyed by all. Santa Claus is ex- or any time, not just for Christmas. Many of our group left with not pected to be at the party, and refresh- Our annuities are paying more only pleasant memories and full ments will be served. interest than the banks. Call (215) stomachs but also arms full of prizes. Election of branch officers for 2007 357-4516 for more information. Lucky Cyndi Wofton won five will be held before the party at 1:00 Chinese auction prizes. Joan p.m. We hope all of our members will Mauerman won two prizes. Tom be able to join us. Branch 296 Jarabuk, Julia Taylor and Steve Novak We wish everyone a very happy Springdale, PA each won one. Chef Béla’s enormous and healthy Thanksgiving. by Diane M. Torma basket of kitchen goodies road home The weather certainly cooperated for with Cyndi Wofton. And, among the Branch 76 winners in the insurance agents’ our annual bacon roast which was held on Oct. 7 at the Hungarian raffle were Charlie Aczel and Mary Philadelphia, PA Reformed Church in Springdale. It Foor. by Jack Tokar We thank Endre Csoman and his was a clear, sunny, autumn day to Hello and greetings to everyone! The enjoy szalonna, kolbasz and many wonderful committee and working important news this month is about delicious side dishes and desserts, crew for providing this great fraternal our meetings. Since the old Philadel- event for all of us. but especially one another’s company phia Hungarian Club building was in fraternal fashion. Watch your mail for your invita- sold, we are presently having our Special thanks to Patty Balla, tion to our annual Christmas party meetings at the The Danube Swabian and scholarship raffle to be held on George, Irene and Jim Charles and Club (Duna Swab Club) at 1277 Ronda Grotefend for cleaning up the Saturday, Dec. 2. Southampton Road, Philadelphia. It hall and preparing the grounds before Wishing the best of luck to Ernie is just one or two blocks up the street Szabo on his new venture, the Pa- and after the event. from our former club building. We were very pleased to have with prika Cafe, Youngstown’s only Because our regular meeting date us Fraternal Director Endre Csoman Hungarian restaurant. Ernie held the would fall on the day after Thanks- grand opening Oct. 4 to 9. There was and his wife Arlene, as well as Tamás giving, we are changing the date for Hovanyecz , an intern from Hungary television coverage and Mayor Jay our November meeting to Friday, Nov. who has been working at the William Williams cut the ribbon. The Paprika 17, at 8:00 p.m. Light refreshments Cafe is located at 2626 Mahoning Penn Association Home Office. will be served. Tamás is a very interesting young Ave. and is open daily for lunch and If you are interested in serving as man and everyone enjoyed hearing dinner. Best of luck, Ernie! an officer or auditor, please let me Congratulations to all those his story and insights. know so that your name can be Thanks to the branch officers and celebrating a birthday or anniversary, placed in nomination from the floor. members for your hard work in especially Lou and Margaret Sabo on We hope to see you at the election their 64th anniversary and Joe and making the day a success: Ron and meeting. Patty Balla, George, Irene and Jim Julia Taylor on their 55th. We welcome new member Irene Charles, Noreen Fritz, Helen and Get well wishes to all those under McCool to our WPA family. the weather, especially Steve Takacs Boris Gosciejew, Ronda Grotefend, We want to send special good Marge Kosheba (we missed you), who recently underwent open heart wishes to all those who have cel- Tony and Diane Thomas and John surgery. ebrated birthdays or anniversaries. Our thoughts and prayers are with Torma. Your dedication is appreci- We hope that the coming holidays ated. all those who recently lost a loved will be joyous ones for you. November birthday greetings to one. Wishing you all a blessed Chelsea Blankenship, Gary Dinzeo, Mary Ann Kelly-Lovasz and Randy Thanwksgiving. Hello Massachusetts, Fritz. May your special day be filled Connecticut & New York with all that you love. Branch 51 Sales Representative Andy Girard, Happy anniversary wishes to some Passaic, NJ FIC is ready to help you, your family special people: Ron and Patty Balla, & friends with high-quality Life who recently celebrated 37 years of by Christine Baldyga Insurance plans and Annuities marriage, and George and Irene Branch 51 will hold its annual offering great interest rates. Call Andy Charles who will celebrate 51 years Christmas party and election of toll-free at 1-866-366-0048. on Nov. 26! Hope you all have many officers on Sunday, Dec. 3. The party more to come.

William Penn Life, November 2006 17 Branch News

The Branch 296 Christmas party is scheduled for Sunday, Dec. 10, at noon at the Springdale VFW, so mark your calendars. PLEASE NOTE: Everything is new this year: New day: SUNDAY, New time: NOON, New location: Springdale VFW. It’s a beautiful hall. We also have a new magician lined up, so please plan on joining us for the fun! Look for your invitations soon! William Penn Association offers many quality life insurance and annuity products. Please call Noreen Fritz at (412) 821-1837 and she will be happy to assist you. If you have branch news to share, feel free to call me at (724) 339-2445. Our next branch meeting will be held on Thursday, Nov. 9, at 7:30 p.m. at King’s Family Restaurant in New Kensington. Hope to see you there. Happy Veteran’s Day to all the Among those who enjoyed the Branch 296 bacon roast were (l-r) Fraternal Director veterans out there! Thank you for the Endre Csoman, National Director and Branch President Ronald S. Balla, guest Bob many sacrifices you have endured for Tatrn and branch member Ronda Grotefend. the freedoms we all take for granted. Happy Thanksgiving to all! Picnic at Penn Scenic View, working ladies. at the pastry booth with Betty Vargo, Heartfelt condolences to the family Branch 590 Margo Beke, Donna Nagy and Ruth of Michael Weingart of Canfield, Cape Coral, Fl Toth. Mike Tomcsak was working at Ohio. He leaves behind his wife the front gate. Marilyn, daughter Jennifer and son by Joan Mauerman A special “hello” to Jack Tokar. Michael, all of Canfield; his mother Branch 590 resumed its meetings with Sorry you could not attend the picnic. Veronique (Vi), sister Mary and a picnic Oct. 5 at Gilchrist Park in We missed you. brother Kenny, all of Riverside, Calif.; Punta Gorda, Fla. Bingo and Roller Andy Girard demonstrated fly and his sister Martha Tomko and Ball games were played. Game and fishing techniques. I didn’t see it, but I brother Donny, both of Canfield. He door prize winners were Kalman heard it was interesting. Andy is also was the nephew of National Director Nagy, Anna Bartus, Richard very knowledgeable about coins, so if Michael Tomcask. We will keep him Galambos, Tony Di Guilio, Vi Timmer you have any questions about them, in our prayers. Shinski, Eugene Toth, Laszlo he is your man. Congratulations to Kathy Novak Pingiczer and Gyongyi Csaszar. A Welcome new members Jordan on being recognized as a Fraternal fine time was had by all. I would like Hopper and Mary Eason. MVP. Great job, Kathy! You deserve to thank Helen Toth for all her help. Happy birthday wishes to Avary the honor for all of your hard work. I traveled to Scottsdale, Ariz., Sept. Boano, Connor Damon, Owen If you would like to share informa- 6 for the NAIC Convention. While Damon, Mickey Tomcsak, David tion about what’s happening with there, I visited my niece, Krista Mauerman, Cassidy Dues, Dylan you or your family, or if you would Hopper, and her family. Her sons Dues, Tina Mauerman, Juda like information on WPA life insur- Aaron, Liam and Jordan are all WPA Mauerman, Margo Beke and Chris ance and annuity plans, then please members. Reni Gantt, her mother and Damon. call Mike Tomcsak at (863) 858-8071. my sister, flew in from Roseville, Calif. Congratulations to Kyra Beke for It was great to see them all. donating her hair to Locks of Love. Also attending the convention Two of my granddaughters--Joanie Branch 800 were Mike Tomcsak and Betty and Al Mauerman of Crawford, Texas, and Altoona, PA Vargo. Entertainment included Native Sarina Mauerman of Boardman, by Vincent Frank American dancers performing a hoop Ohio--donated their hair last year. We dance and demonstrations on making are very proud of all of them. Happy Thanksgiving Day to all! Thanksgiving finds all of us Native American jewelry. Get well wishes to Elsie Radvany grateful for the great country in which On Sept. 16, I was at the WPA and Elsie Kantor, two very special

18 William Penn Life, November 2006 Branch News we live and the many blessings the these blessings and good things to good Lord as granted to all of us. you. Many family members will be head- Branch 8114 members celebrating ing over the river and through the birthdays in November are: Emily Are your woods to grandma’s house this Gates, Francis Bauer, Ralph Judy, Thanksgiving Day. So we wish you Richard Keenen, Harry Lambing, all a most blessed holiday. George Niederriter, Brian Seitz, beneficiaries Branch 800 will hold its 69th Stephen Zacherl, Bernard Gatesman, annual memorial Mass honoring our Elsie Hanold, Matthew Hurst, David deceased brother and sister members Ragley, Ruby Summerville, James up to on Thanksgiving morning at 9:00 a.m. Distler, William Reinsel and Pauline at St. Marks Catholic Church in Hargenrader. Your birthday is a Altoona, with the Rev. James Coveney brand new start of a new year for you. date as celebrant. All those who are able to Have fun and celebrate who you are. attend are asked to do so. Please bring Happy birthday! with you a non-perishable food item For questions on life insurance, for the poor. annuities, IRA transfers or pension Veterans Day is Nov. 11. This day rollovers, call me anytime at my direct is set aside each year to honor all business line: 412-821-1837, or write those men and women who have to me at P.O. Box 15060, Pittsburgh, served in all of America’s wars. We PA 15237, or send me an e-mail at also ask you to remember in your [email protected]. prayers those currently serving our Branch meetings are held on the country in the military. third Tuesday of each month in the May all branch hunters have a safe meeting room of the Immaculate and enjoyable deer hunting season, Conception Church. THAT’S A QUESTION YOU MAY which begins on Monday, Nov. 27. One final message: Thank you, not have asked yourself very often, Good luck in bringing home that big veterans, for all you have given this game prize. country. if ever. But, it’s one you should ask Our branch’s annual Christmas yourself at least once a year. We can’t stress enough the party will be held on Sunday, Dec. 3, Branch 8121 at 6:00 p.m. at the Holiday Inn ?importance of regularly checking Express, 3306 Pleasant Valley Blvd., St. Marys, PA the beneficiaries listed on your life Altoona. Members, their families and insurance policies. It is the only by Margaret Marconi friends are welcome to sign up and way to ensure that the people you As part of the WPA’s Holiday Basket enjoy the holiday dinner. Santa Claus want to receive the benefits of will be coming to give treats to the Program, our branch will make a donation to the local Christian food your life insurance are the ones children. Call me at (814) 695-0213 to bank at both Thanksgiving and who will receive it. make your reservations. Deadline for Think about the changes that reservations is Nov. 27. Christmas. Also, at our recent branch meeting, we set a date for our Christ- have occurred in your life since Nomination, election and installa- mas party and signed get well cards you purchased your life insurance. tion of branch officers for the year Getting married, having children, 2007 will take place Tuesday, Dec. 5, for fellow members. losing a loved one, getting di- at 7:00 p.m. All members are asked to vorced, getting remarried--all these attend this important meeting. Branch 8321 Are you or any member of your Windber, PA life changes affect your responsi- family looking for good life insurance bilities. Do the beneficiaries or annuities? If so, then call Bob Jones by Edward T. Surkosky currently listed on your life in Altoona at (814) 942-2661. Bob will Our branch is once again joining with insurance policies reflect such help you find the WPA plans that best the Holy Name Society of St. Anthony changes? suit your needs. Catholic Church to host a memorial If you think you need to update Mass for deceased members this the beneficiaries listed on your month. policies--either primary or second- Branch 8114 We invited all members to attend ary beneficiaries--contact your Clarion, PA our November branch meeting during WPA representative. Or, call our which we will hold nomination and by Noreen Fritz Home Office toll-free at election of branch officers for the 1-800-848-7366. Tradition, memories, family and coming year. friends--may Thanksgiving bring all

William Penn Life, November 2006 19 In Memoriam

We ask you to pray for Helen Szabo John R. Walters 0159 PHOENIXVILLE, PA the eternal rest of all 0015 CHICAGO, IL 0034 PITTSBURGH, PA Elizabeth Gombos Yolanda V. Jones Mary E. Devlin 0226 McKEESPORT, PA our recently departed Albert R. Tentler 0044 AKRON, OH Carolyn R. Beres members listed below: 0016 PERTH AMBOY, NJ Irene E. Beres 0296 SPRINGDALE, PA Frank Sakson Julia Paulus Pierre B. Durand SEPTEMBER 2006 0018 LINCOLN PARK, MI 0048 NEW YORK, NY Richard C. Hess 0001 BRIDGEPORT, CT Mary Ann Allen Michael B. Peters 0383 BUFFALO, NY Elizabeth Berta Elizabeth Czap 0051 PASSAIC, NJ Ann Pyzynski Jean Fisher Rev. Theodore J. Czap James Bodnar 0590 CAPE CORAL, FL 0005 PHOENIX, AZ Stephen Douglas 0059 WINDBER, PA Sara Gaspar Joseph Kovach Mary Gyuszi Fred A. Tantorno John Yavorsky 0008 JOHNSTOWN, PA Irene Lajko 0076 PHILADELPHIA, PA 0720 DEDHAM, MA Anna E. Boysza Rose MacDonald Ethel V. Harwood Mario A. Verna Jane E. Mulvehill Della R. O’Henley 0089 HOMESTEAD, PA 0723 WORCESTER, MA 0009 HAZLETON, PA Alexander J. Toth William L. Deutsch Ruth A. Bolles John M. Motsuk 0019 NEW BRUNSWICK, NJ Sophie Downey Lucille P. Goodwin 0010 BARTON, OH Dolores J. Passe 0127 JOLIET, IL 8036 SCOTTDALE, PA John Pinter 0027 TOLEDO, OH Helen M. Peters George Toth 0014 CLEVELAND, OH Marcia O. Greenfield 0132 SOUTH BEND, IN 8121 ST. MARYS, PA Barney Mihaly 0028 YOUNGSTOWN, OH Gayle Paksi Richard J. Caskey Edward T. Pierson Amanda R. Allen Julia Shull 8164 STEUBENVILLE, OH William Semetko Margaret Darko Louis Szalay Anna R. Kuruc Recent Donations

725 - Arlene M. Dunham - $3.00 WPFA Scholarship 725 - Madeline M. Bennett - $2.00 Foundation 725 - Stephen T. O’Grady - $6.00 800 - Emma Rae Wesner - $5.00 OUR AWARDS LEAD SEPTEMBER 2006 8019 - Nicholas J. Romano - $2.00 Branch - Donor - Amount 8019 -Joseph M. Bochicchio Jr. - $2.00 8 - Doris R. Behory - $5.00 8019 - Kristen M. Bochicchio - $2.00 TO FAR GREATER REWARDS 14 - Betty F. Fortner - $1.94 8019 - Kaitlyn R. Bochicchio - $2.00 The rewards that come with a 14 - Brian W. Danish - $5.00 8019 - Ryan A. Bochicchio - $2.00 14 - Elizabeth Z. Szabo - $5.00 8019 - Carol M. Doyle - $2.00 higher education are priceless. 14 - Katherine E. Bentley - $5.00 8019 - Antoinette M. Doyle - $2.00 That’s why since 1972 the William 14 - Kelly L. Klecan - $1.00 8020 - John B. Kriger - $10.00 Penn Association has awarded more 18 - Shirley G. Gegus - $2.43 8340 - Esther M. Lopolito - $10.00 19 - Michael W. Schreck - $15.00 TOTAL for Month = $267.48 than $1.5 million in scholarship 28 - Margaret Baker - $1.83 grants to its young members 28 - Sheri L. Cox-Kovacs - $2.31 SEPTEMBER 2006 28 - William L. Griffiths - $4.14 Donor - Amount attending accredited institutions of 28 - Edward J. Crump - $7.00 William J. Bero - $33.30 higher learning. Our scholarship 28 - Joshua E. Spencer - $2.30 Margaret Bochicchio - $5.00 program is just one of many benefits 34 - Margaret A. Bugielski - $5.00 M/M Frank J. Radvany - $100.00 34 - Lisa M. Fowler - $5.00 John S. Toth - $190.00 available to our members. To 44 - Karen R. Davis - $1.00 M/M Joseph B. Volter - $75.00 learn more on how 59 - Linda Lou Toki -$20.00 Br. 14 Cleveland, OH - $500.00 129 - Lindsay M. Lewis - $10.00 Cookbook Sales - $680.00 membership in the 129 - James R. Lewis Jr. - $10.00 TOTAL for Month = $1,583.30 WPA can benefit 129 - Renee A. Lewis - $10.00 129 - Julie Westcamp - $5.53 IN MEMORY OF your family, call 189 - Nancy L. Kelley - $1.00 SEPTEMBER 2006 your local WPA 189 - Etta Korosy - $20.00 226 - Carol S. Burlikowski - $5.00 Donor - Amount representative 226 - Dennis S. Burlikowski - $5.00 (In Memory of) or our Home 226 - Robert W. Serena - $5.00 Anonymous - $50.00 226 - Angela J. Kushto - $10.00 (Harold W. Heslop) Office, toll-free 249 - Carolyn E. Kelley - $1.00 Anna B. Hrabar - $100.00 at1-800-848-7366. 296 - Geraldine M. Heade - $10.00 (Michael J. Hrabar) 336 - Mary S. Rados - $5.00 Anna B Hraber - $50.00 720 - Eliza Jannis - $10.00 (Frank G. Pelzman) 720 - Roland R. Citroni - $5.00 Br. 18 Lincoln Park, MI - $125.00 720 - Barbara Mroz - $10.00 (Helen Helsius; Joseph Herceg, Jr.; 723 - Betty B. Ashworth - $3.00 Joseph Angel, Dorothea Mielke) 723 - Kenneth A. Ashworth - $3.00 TOTAL for Month = $325.00

20 William Penn Life, November 2006 WeWe GuaranteeGuarantee You’llYou’ll LikeLike ThisThis SpecialSpecial PlanPlan

They say that life does not come with any For this special promotion, the following guarantees. With the William Penn Association’s maximum face amounts of insurance will apply: 120th Anniversary Year Special, life benefit Age Maximum Face Amount members of the WPA--as well as non-member 0-55 $5,000.00 U.S. citizens--are guaranteed at least one thing: 56-65 $3,000.00 if eligible, you can purchase additional life 66-75 $2,000.00 insurance from us without evidence of insurabil- 76-80* $2,000.00 ity. No health questions asked. The WPA Board of Directors has approved *Members ages 76 to 80 may apply for Single this new GUARANTEED ISSUE PROGRAM Premium Whole Life Insurance only. as a way of celebrating the Association’s 120th Any individual who applied for life insurance Anniversary in 2006. and has been declined or refused a table rating From now until December 31, 20062006, you by the WPA since January 1, 2004, is not eligible may be able to purchase new life insurance for this Guaranteed Issue Program. without evidence of insurability. You can choose To apply for this Guaranteed Issue 120th from any permanent life or Single Premium Anniversary Year Special, please complete the Whole Life plan currently offered by the WPA. form below and return it to the National Presi- Please note that there is a limit of one new dent at the Home Office. Or, if you have any insurance policy per person under this special questions, please call the office of the National plan. President at 1-800-848-7366, Ext. 121.

GUARANTEED ISSUE 120TH ANNIVERSARY YEAR SPECIAL YES, I am interested in applying for this special insurance program

Name: Date of Birth:

Address:

Telephone: Social Security Number: Plan of Insurance: Smoker / Non-smoker (Circle One)

Are you an existing member of the WPA? YES NO (Circle One) Return to: Office of the National President, William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233

William Penn Life, November 2006 PRSRT STD US POSTAGE Inside this issue: PAID PERMIT #12 Branches to hold annual election INDIANA, PA of officers…PAGE 2. Hungarian intern relates his ‘American Experience’…PAGE 3. Favorite November recipes…PAGE 8. ReferralReferral FeesFees $$1010 toto $$1212 William Penn Association Recommender Program You can earn cash rewards when you refer new members to the WPA. The WPA will pay members $12.00 for each applicant they recommend who is issued a WPA permanent life insurance plan. The WPA will also pay members $10.00 for each applicant they recommend who is issued a WPA term life insurance plan. To claim your reward, send us the names and addresses of everyone you know who would enjoy the many fraternal benefits that come with member- ship in the WPA. For each person you recommend who is issued a WPA insurance policy, we’ll pay you cash. NOTE: Recommender awards do NOT apply to our Guaranteed Issue Plan. *Family of sales agents living at the same address as the agent do not qualify for a Recommender Award.

Please Print WPA RECOMMENDER

Your Name: Branch No.:

Address:

Phone: WPA Representative/Agent:

Name of Prospective Applicant:

Address:

Phone: Mail to: Recommender, William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233