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The Magazine of the Alberta Retired Teachers’ Association SPRING 2015 | VOLUME 23:3 GREEK ISLAND HOPPING Raised Garden Beds Alberta Dental Care Plans Overstaying Your Welcome A very special new benefit for ALBERTA RETIRED TEACHERS’ ASSOCIATION members who love to travel! You will be pleasantly surprised about the extra savings you will receive on quality travel – including cruises, packaged holidays, escorted and regular departure tours plus more. We’ve partnered with CruisePlus, one of Canada’s largest independent agencies whose informative staff will provide you the consultations you would expect in a non-pressured way. CruisePlus is an established ethical company (around for 17 years) and none of its team works on commission. Call (toll free) 1-866-877-8277 and identify yourself as an ARTA member to access your additional benefits before you .ca book anywhere else. You’ll be glad you did. If you can leave on short notice, or wish to be more in the loop on great travel deals, make sure and sign up for regular email updates at www.cruiseplus.ca/arta PRESIDENT’S MESSAGE Thoughts on a Pre-Spring Day BY JUANITA KNIGHT By the time you read this, the days will be count of 182 days has now been ‘refined’ by US longer and the temperature warmer—and I will law. Follow the links in the article to be sure wonder what I was thinking about when I penned that you do not have any surprises. this article. Right now, I long for less snow to The Governance Committee has been shovel, for fewer bulky winter clothes and for reviewing the recommendations of the Board of warm fingers. I know this longing will pass as I Directors regarding how ARTA can best serve either immerse myself in travel articles and do its members for the next ten years. We are something about it, or just plan for summer. looking to the future, not to the present. Our Thankfully, travel articles in news & views organization is ever evolving. entice me with fascinating destinations—so I am concerned about what the effect that the many places to go and so much to learn. The decrease in our oil prices will mean to seniors’ glossy brochures hold much promise, but it programs and to the seniors themselves who is the lived experience I appreciate and trust. have worked so hard to make Alberta one of Thank goodness for ARTA travel insurance and the best places in the world to live. I encourage the work of the Health and Wellness Benefits all of you to offer your best advice and Committee that ensures worry-free travel. encouragement to whichever political party you That said, we need to be mindful of the rules, support. We did that as teachers, and we must regulations and customs of travel destinations. continue to do so knowing that, in the end, it You will find Daniel Mulloy’s article hits the will make our society a better place for all. Such high points of the Substantial Presence Test for personal involvement will be challenging—but travellers to the US. What used to be a simple ever so rewarding! news & views SPRING 2015 | 3 CONTACTS + INFORMATION Contact Information ARTA: Edmonton area: 780-822-2400 Member Services Information Toll-free: 1-855-212-2400 email: [email protected] ARTA Member Services would like to remind Website: www.arta.net ARTA members in the Education Sector that, news & views: since you renew your membership directly with email: [email protected] ARTA, you do not need to wait until the renewal submissions: [email protected] Next news & views season to pay for your membership. You can call deadline: April 20 the office with a credit card number and we can ARTA Benefits Plan: renew membership in a timely fashion before the Claims: 1-855-444-2782 [email protected] hustle and bustle of May and June. It is also handy TW Insurance: to have it done ahead of time if you are away from (Home and Auto) 1-855-894-2782 home during those months. For Public and Private ATRF: 780-451-4166 Toll free: 1-800-661-9582 Sector members, since you pay your membership email: [email protected] fees monthly, we will automatically send you your CPP and OAS Benefits: membership card by the end of June. Toll free: 1-800-277-9914 All members, please note that if your contact information changes such as your address, phone Pension Dates number, email address or power of attorney), you ATRF Pension Dates: must contact ARTA Member Services and the Available at: www.atrf.com ARTA Benefits Plan Administrator, ASEBP. You CPP and OAS deposit dates: can reach ARTA Member Services at 1-855-212- March 27 April 28 May 27 2400 (press 1) or 780-822-2400 in the Edmonton June 26 July 29 Aug 27 Sept. 28 Oct. 28 Nov. 26 area. ASEBP can be reached at 1-855-444-2782 Dec. 22 Jan. 27 Feb. 25 or 780-989-8709 in the Edmonton area. The ARTA staff would also like to take this opportunity to thank you for your patience and Important Member Services Announcement understanding during our office renovation. We Out-of-country travellers, please note: endured some service disruption, but we appreciate ‘Trip’ means travel, undertaken by the insured person, your working through this change with us. We are which commences on the date of departure from the happy to serve you better in our new space! insured person’s province of residence and continues until the return date to the province of residence, Please remember to keep up to date with the latest subject to a maximum duration of ninety-two (92) ARTA office news on our website, www.arta.net consecutive days for Base Emergency Travel. Looking forward to the spring flowers! This means that you have 92 days per trip; but to renew those 92 days for another trip, you need to return to your province of residence. 4 | www.arta.net TABLE OF CONTENTS The Magazine of the Alberta Retired Teachers’ Association SPRING 2015 | VOL. 23:3 26 Regular Features 32 3 President’s Message 4 Member Services 6 Executive Director’s Report 7 In My Opinion 8 Opinion 12 From the Branches 16 Spirituality and Wellness 18 Money Matters 24 Technology 31 Classifieds 34 Scholarship Information 40 From Our Partners 45 In Memoriam Articles Features 20 Retired Teacher Ethics 6 The Perils of Overstaying Your Welcome 22 Power of Attorney 26 Two Bicycles 32 Raising Your Beds to New Heights 28 100 Years 36 Island Hopping in Greece 30 Journaling for Your Health 35 Building My Journey 40 Are Dental Care Plans in Alberta Sustainable? 44 Gotta Get My Steps! EDITOR PRINTING & DESIGN Deadline for submissions for the Robin Carson Burke Group Summer issue is April 20, 2015. ASSISTANT EDITORS news & views is published four times a year Tel.: 780‑822‑2400; Vi Oko by the Alberta Retired Teachers’ Association Alberta only: 1‑855‑212‑2400; Bev Sawyer (ARTA). fax: 1‑780‑447‑0613; email: [email protected]; ARTA LIAISON Contributions to news & views are welcome. website: www.arta.net Jerry Stefanyk They may be sent to: 409, 11010–142 Street NW, Return undeliverable Canadian addresses to: ADVERTISING AND MARKETING Edmonton, AB T5N 2R1 409, 11010–142 Street NW, Chyrisse Dekker or email [email protected]. Edmonton, AB T5N 2R1 caNadiaN publicatioN agreemeNt #40033998 news & views SPRING 2015 | 5 EXECUTIVE DIRECTOR’S REPORT The Perils of Overstaying Your Welcome BY DANIEL MULLOY “I’d seen people overstay their welcome and I didn’t want that to happen at all.” —Bobby Rahal n 2011, Canada and the United Entry Exit Initiative–Phase II States (US) issued the Beyond Privacy Impact Assessment Ithe Border: A Shared Vision (PIA) Executive Summary. for Perimeter Security and Go to http://www. Economic Competitiveness cbsa-asfc.gc.ca/agency- document. As part of delivering agence/reports-rapports/ on their commitments in the pia-efvp/atip-aiprp/ee-es- Visit http://www.irs.gov/ Action Plan, Canada and the US phase-2-eng.html for more pub/irs-pdf/f8840.pdf to are undertaking the Entry/Exit details on this initiative. download this form. Initiative. The Entry/Exit Initia- A common misconception is Canadians who overstay tive allows officials to track how that Canadians regularly travel- their welcome in the US risk many days Canadians have spent ling to the US for long stays can the following: in the US. Prior to the agreement, spend up to 182 days, or six • Being considered a US the country could only track entry months, in the US without being resident for tax purposes dates, not exit dates. considered a resident for tax and having to pay taxes on “The Entry/Exit Initiative purposes. It is actually 120 days, worldwide income; will implement a system to or four months, averaged, using • Losing their Canadian exchange Biographic Entry a special formula, over a period residency for tax purposes and Data between Canada and the of three years. health care; US, such that an entry into The total number of days • Being deemed illegally one country is considered an includes all trips to the US resident in the US and being exit from the other, thereby in a single year. banned from the country for establishing a common and Canadians spending more three to ten years. integrated approach to border than 120 days in the US for The rules of length of stay management. The coordinated three years or more in a row can have not changed, only the investments in entry and exit extend their stay limit to 182 manner in which information is systems will assist the Govern- days and avoid being considered shared between borders.
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