SUNDAY, JANUARY 17, 2021 (PAGE 4) -BUZZ SOCIETY BOLLYWOOD pins hope on 2021 films The risk of online dating Dr. Monica Narang In alone, the number of internet users is touch- These days the extensive online dating has become a ing the 500 million mark. Although women account for trend especially during the Pandemic where maximum only 30% of the users.The cyber crime against women are work is done from home and it has turned into addiction. on the rise and they are the most vulnerable group in the People who tend to get involved in such practice spend cyber world. . most of their precious time with the devices, be it laptop The choice of a multitude of social networking plat- or computer or smart phone. They would try to find forms is all the more responsible for endangering someone special or true love online to mingle and try to women's safety online. According to a survey, nearly 76% develop relationship. They deceive their partner and very of women under the age of 30 have been the victims of possessive of their phones which is used for dating. The online harassment. It is shocking that revenge porn and cyber space has become a new avenue to explore so called sextortion targets every one in ten women under the age new face book friends. The rapid development of internet of thirty years. and communication technology offers an alternate mode Online dating has come a long way with various dating to search , socialize and Date people of different age apps crowding the digital space, "swipe, meet, repeat" groups. While online dating may be a savior for some, may be the new go-to move by the millennials. Many but all is not always hunky-dory. The virtual world comes women and girls are being seduced virtually . with its warnings. Before swiping right or 'clicking' with In order to curb this menace there are provisions in someone, one needs to be very careful. There is an invisi- Information Technology Act where sec. 66D prescribes ble mask in online communication .The person with punishment for cheating by personation by using comput- whom you are communicating may appear to be very sweet and beautiful. Like you may feel that you have found your lucky COVID-19 may have played spoilsport with the and . The first part charm , but the person on the other release calendar of Bollywood in 2020, but the will see play Shiva, a man with special pow- side of screen is wearing a mask. But Hindi film industry hopes to welcome audiences in ers. The star-studed cast also features , Amitabh when the personal information like cinema halls in the new year with a variety of Bachchan, south star Nagarjuna and Mouni Roy. movie offerings in different genres. "Shamshera": Directed by Karan Malhotra and featur- names, address, pictures , etc are Big-budget movies that could not releases in the ing Ranbir Kapoor, Sanjay Dutt and Vaani Kapoor, the film shared, leads to bad consequences. year gone by plan to make their way to theatres in has been described as a high-octane action entertainer. According to psychiatrist and coun- sellor, Dr Pavan Sonar, "Never emo- 2021 where they will have to fight for space with "Gangubai Kathiawadi": Directed by Sanjay Leela tionally invest in anyone until you the new films of the year. Here are some of the Bhansali, the film has been adapted from one of the chap- meet face-to-face. Even if you decide films expected to release in 2021: ters of noted author 's book, "Mafia Queens of to keep it strictly on an online basis, "": -starrer is the third ". The film features Alia Bhatt as Gangubai, one of you are still talking to a 'ghost', so film in director Rohit Shetty's cop universe after Ajay the most powerful madams from Kamathipura in the 1960s. Devgn's "Singham" and Ranveer Singh's "". The keep it basic. Most times, people lie "Jayeshbhai Jordaar": The humorous entertainer and portray another personality. I film, also starring Katrina Kaif, may arrive in the first or sec- set in Gujarat is directed by debutant Divyaang Thakkar and ond quarter of the year if the pandemic situation gets better know of a young girl who shared sen- stars Ranveer Singh as the titular character. It is produced timental messages with a man on after a year of postponement. Akshay Kumar also has by . "Bachchan Pandey", "Atrangi Re" and "Bell Bottom" in var- Instagram, who pretended to be "Prithviraj": The biopic on Prithiviraj Chauhan will see younger and single. He was actually ious stages of production. Akshay Kumar essaying the titular character, while Miss "83": Directed by Kabir Khan, the film narrates the story married. When confronted, he sim- World 2017 Manushi Chhillar plays Sanyogita. It is directed of India's first Cricket World Cup victory in the year 1983. ply ran away and the girl was devas- by Chandraparaksh Dwivedi and produced by Yash Raj Ranveer Singh playing the role of and his actor- tated. So, always meet a person and wife Deepika Padukone as Romi Dev in the movie that has Films. then decide. Allowing a stranger into also been delayed for a year. "Jersey": The film is a Hindi remake of the 2019 Telugu your life has its risks and when someone is behind a er resource and provides that any person who by means of "Radhe: Your Most Wanted Bhai": The Salman blockbuster of the same name. Starring , screen, it's quite harder to figure them out." any communication device or computer resource cheats Khan-starrer action-drama is most likely to release on Eid, "Jersey" chronicles the story of a talented but failed cricketer One should think for thousand times before adding a by personation , shall be punished with imprisonment of a festival that has always proved lucky for the superstar. (Kapoor), who decides to return to the field in his late 30s new friend . This is something women and men continu- either description for a term which may extend to three Director Prabhudeva reunites with Salman after "Dabangg driven by the desire to represent the Indian cricket team and ally fall prey to. Lying is the most hated aspect in online years and shall also be liable to fine which may extend to 3". It stars Khan's "Bharat" co-star Disha Patani and fulfil his son's wish for a jersey as a gift. dating. The online daters lie to each other concerning one lakh rupees . names, appearances, location ,etc. If the financial assets . "Sardar Udham": The Shoojit Sircar-directed is a This provision envisages that if a person assumes the or details are revealed online; it leads to disastrous "Maidaan": Actor 's much-awaited sports biopic on Udham Singh, the revolutionary who assassinated character or appearance which he is not really or poses as Michael O'Dwyer, the former Lieutenant Governor of results. In one of the incidents, a 65-year-old Mumbai drama will see him portray the role of Syed Abdul Rahim, in reality he is really not especially with fraudulent inten- Punjab in British India in 1940, to avenge the 1919 resident lost all his savings, including post-retirement who served as the coach and manager of the Indian football tion , then the victim can file a complaint before the adju- team from 1950 until his death in 1963. The only big film to Jallianwala Bagh massacre. Vicky Kaushal plays the title funds in a dating website fraud where he registered him- dicating officer under this provision. So there is an action have locked its release date on October 15, "Maidaan" is role. self to date women for a year. After registering on the site under Information Technology Act , but along with this directed by "Badhaai Ho!" fame Amit Sharma. "Bunty Aur Babli 2": returns in this and being asked to pay a registration fee to enroll as a pre- Act in case of cheating and cheating by personation , it is "Laal Singh Chadda": The Aamir Khan-starrer is the rebooted version of her old hit. The Varun V Sharma-direct- mium member, he was shown a few women and given a official adaptation of Hollywood mega-hit "Forrest Gump". ed story takes a leap of 10 years and introduces a fresh pair 'dating package'. The woman in question kept asking for always advisable to file an FIR under sec 415, 416, 417, Advait Chandan of "Secret Superstar" has directed the film, in Siddhanth Chaturvedi and Sharvari while Saif Ali Khan more payments on different pretexts such as insurance, 419 and 420 of Indian Penal Code. There is a legal proce- which also stars Khan, south star Vijay replaces 's character. police verification, and more. The unsuspecting victim dure available in Information Technology Act against the Setupathi and Mona Singh. "Rashmi Rocket": This film will see Taapsee Pannu landed up paying the money he was asked to. The hackers fraudster where the victim can approach the competent "Brahmastra": Directed by Ayan Mukherji, the three- in the role of an athlete. Akarsh Khurana, who directed in disguise can extract money or other assets online by authority for redressal . film fantasy adventure series is produced by 's Irrfan-starrer "Karwaan", is also directing this movie. creating emotional blackmail. (The author is Sr. Assistant Prof. The Law School, University of Jammu) SCIENCE & TECHNOLOGY BUSINESS Gadgets and health issues Insurance buyers; be aware! Chetan Prabhakar insurance policies, claims made or ailments suffered. Umesh Sharma type, or hunch their shoulders to see. Dry eyes, a burning sen- Insurance Agents may tell you not to disclose all the informa- sation, problems focusing… these are symptoms of eye strain An Insurance policy can be a boon, if taken wisely and can tion as unnecessary or unimportant. Please note that they Many school students who own electronic gadgets spend that all device users commonly face. be a curse, if taken without proper advice and out of greed, are not going to underwrite your policy and are also not most of their time on it, as a result, the academic achieve- Steps to overcome your addiction enticement and inducement. Insurance is a great instrument going to give you the claim and benefits available under the ment and health status of a child is affected as he is too Consider what are the electronic devices that you are for uncertainties and unforeseen adversities, however, if policy. Underwriting and claim assessment teams are differ- dependent on electronic gadgets. addicted to? Before you can quit utilizing any electronic taken out of greed, intended or believing that it will give ent and Agents or Spurious callers cannot influence their In the 21st century, we can see technology has been an device, it is vital that you identify what electronic device you undue and unrealistic benefits, then, it can turn into a curse. decisions. integral part of our lives; it definitely plays an important role are using the most and why? Understand what that addiction It is because taking insurance policy is easy but getting an Kindly note, Insurance is an agreement between you and in our day to day life. Technology has drastically increased at undue claim or benefit out of it is very difficult. is doing to your life. When you can find out the electronic your insurance company. Agent is nothing more than an a fast pace developing new gadgets frequently. From a young Never buy insurance out of greed or as a result of induce- device that you need to quit utilizing, you ought to consider intermediary. Agents are merely for sourcing or selling the age to old age, we see everyone using electronic gadgets, it ment or enticement. Most of the inducements are fraud in how the gadget has affected your life. Creating a list encour- policies. They are going to get commission out of the premi- might be TVs, smart phones, laptops, tablets, and so on. the first place. There is a concept called Spurious Calling in ages you to understand the time that you have spent on elec- um paid by you. When there is time to pay a claim, there is a Technology has replaced a human life in various ways includ- the Insurance Industry. A lot of people fall prey to these spu- tronic gadgets. This enables you to acknowledge how much different team which investigates the details as given by you ing studying. Though electronic gadgets have made learning rious calls. These spurious calls are from an unidentified time and energy you have wasted due to the electronic in your proposal form and any non-disclosure is going to concepts easier by providing interactive videos, graphical individual posing to be the officials of Insurance Regulatory devices. Fix your limits, you can cut off an electronic gadget make your policy null and void as Insurance is a contract of interpretation and more but they have adversely affected completely, but at some point, we got to use them in our daily utmost good faith. kid's life. The young generation gets manipulated easily with life. Hence only use them when they are really needed. Set Further, as per Section 45 (4) of Insurance Laws upcoming trending gadgets. If electronic gadgets are used in some ground rules, you can decide your limits based on the (Amendment) Act, 2015, any life or health insurance may be a limit then it has fewer effects on humankind. Effects of time you use on respective devices. Use the devices for finish- called in question at any time within three years from the electronic gadgets on students are- date of issuance of the policy or the date of commencement ing the task for which you had to use the device and as soon of risk or the date of revival of the policy or the date of the Generally, we see kids replicating what they see or hear. as the work is done, close the device instead of using it for rider to the policy, whichever is later, on the ground of fraud Electronic gadgets like TVs, mobiles, laptops show various recreational and other works. The most important thing of all kinds of entertainment shows and much other violent stuff. or suppression of a fact material to the expectancy of the life is to follow the plan set by the above rules. Do not let the of the insured was incorrectly made in the proposal or other Even kids involve themselves in surfing unwanted things, temptations weaken you. Try to avoid unnecessary usage chatting and much more. These can result in a huge impact on document on the basis of which the policy was issued. whenever possible. In case of situations where you need to In view of Section 45 Insurance Laws (Amendment) Act, a kid's life. Students are so much addicted to mobiles and lap- use the electronic devices, set a timer or stop the clock to tops that they spend whole night playing games, surfing, chat- 2015, the Insurance Company is going to reject the claim if keep a track of time. there is any material non-disclosure and cancel the policy, if Some recommendations they smell a fraud by the proposer or policy holder at the Turn electronic devices off at time of taking a policy. We all should be aware of this fact & Development Authority of India (IRDAI)/Integrated least one hour before bedtime to which is the most important aspect while taking any insur- Grievance Management System (IGMS)/ Insurance improve a student's ability to fall ance policy. While taking an insurance policy, always take Companies making fictitious and fraudulent offers. The care of the following: asleep, and help them sleep callers also use names such as Insurance Transaction Never fall for enticement or inducement for unrealistic longer. This can help improve stu- Department, RBI or any other name of existing government benefit or gains. Before making any financial transaction dents' daily health and, subse- agencies or some non-existing fictitious entities names or in based on the telephonic conversations it is necessary to veri- quently, their learning. some cases, Insurance Companies. fy the identity of the Caller and it is also better to consult Administer a 20-20-20 rule to The modus operandi of these spurious calls starts with some expert in the field of Insurance. break up unavoidable and pro- offering undue and unrealistic benefits in the existing life Never lie or hide anything in the Proposal Form and longed periods of screen engage- insurance policies including lapsed policies of policyholders. always try to fill the proposal form yourself and never just ment. Advising students to look Further, the callers lure the prey with huge benefits such as leave them at the mercy of your insurance agent. If possible, away from screens a maximum of unclaimed bonus, agency commission, extra bonus, unrealis- keep a copy of the filled up proposer form with you before every 20 minutes and looking 20 tic benefits etc. which the prey can claim, subject to upfront handing it over to the Agent. feet away for at least 20 seconds. payment of some fee/advance tax /deposit or payment in any Always receive the calls including welcome calls from the This can allow a shift in focus and other name to open some benefit account or buy insurance Insurance Companies and tell the truth about the facts they allow the muscles around the eyes policies etc. So, buyers; beware of these fraudsters who can ask and not what the Agent or Spurious caller has told you. to be exercised. Ensure a "one and take away your hard-earned money. These calls are mostly from a landline number. two foot rule" for smart phones to One of our clients had fallen prey to these kinds of induce- Always read the contents of the Insurance policies as soon be 30 cm and computer moni- ments and lost all his retirement funds. We strategized his as you receive it, if not all, then, the premium to be paid, pre- mium payment term, sum assured and maturity benefits. tors/tablet screens to be between case and got his funds back within a tenure of less than two If you observe that anything in your insurance policy is not 50-60 cm away from the head. months by issuing a detailed legal notice to the Insurance as per the terms as was informed to you, you have fifteen days' The eyes can be strained from Companies by capturing the nitty-gritties of Insurance and informing them what had gone wrong and the Insurance com- time, which is called free look period, to get your policies can- focusing on objects less than panies understood it well and have refunded the entire premi- celled and if you approach your insurance company with the 30cm away. Placement of mobile ting, and so on, this can be dangerous. Parents have to edu- um back. What a win-win outcome indeed it is! discrepancies in your policies, your policies will be cancelled devices should be around eye level when reading/viewing to cate children on how to use gadgets wisely. Moreover, the rays In this regard, IRDA has issued public notices and have and you will get refund of all the premium paid by you. avoid low gaze angles which can impact on neck and head emitted by screens lead to loss of vision. It can cause the prob- many a time cautioned the public at large and urged the pub- Please note that Insurance is really a boon for uncertain- posture. Provide a screen intensity scale for students to lic to remain alert and not to fall prey to frauds or scams per- ties and unforeseen adversities of life. In view thereof, we lem in the retina and there can be temporary vision loss. showcase the different intensities of electronics during their Young kids don't show interest in playing outdoor games as petrated by miscreants who impersonate to be should always take utmost care while buying an insurance screen-based learning activities. The more intensity, the policy, because insurance is a pool created by people who are they are stuck onto the mobiles and tablets. Along with this, employees/officers of IRDAI, IGMS, RBI, Government more regular breaks are required. Replace the term "seated Departments or Insurance Companies. The IRDAI advises contributing for uncertainties and unforeseen adversities for kids tend to eat a lot of junk food without conscious of the games" in the guidelines with "passive games". There are that before making a financial transaction based on the tele- each other. Hence, if one person is trying to play a fraud, amount of intake. This can lead to obesity. They don't realize some seated games that could be healthy for students. This phonic conversations it is necessary to verify the identity of then that person is playing a fraud not only with the insur- that at an early stage but they might have to face hurdles in includes active cycling games that may help meet recom- the Caller. The facts can be verified at authorized offices/call ance company, who is merely a trustee of that pool, but with life. Now everything is dependent on the students themselves, mended activity guidelines. There are other areas of electron- centers of insurance companies. The telephone numbers of the entire group of people who are contributing in the pool. whether they develop poor education habits and lazy attitude ic media use that are important to consider, this includes the authorized call centers can be verified in the policy docu- Insurance Companies are taking a great care to avoid these or learn useful stuff available. Moreover, it also makes student using glasses designed to protect eyes from screen-based ments/official websites of the Insurers. kinds of frauds, hence, please keep your greed and entice- forget their basic learning, they totally depend on the internet blue light and the importance of physically connecting with Aside, never just sign the blank proposal form and give it ments at bay while taking insurance policies and if these instead of books and take assistance from their teachers. Most other people and nature. Engagement with nature has been to the Insurance Agent to fill in the details. Fill the form enduements are kept at bay at the time of buying a policy, of them misspell words because they use spell checkers. shown to develop restorative benefits including reduced your-self. Give all the details as asked in the proposal form to then, you will reap the real benefits of Insurance, else, you Laptop computers can aggravate things because the monitor stress, increased attention span and overall well-being. the best of your knowledge. Make all disclosure such as med- will lose your money. As such, Insurance buyers; be aware! (The author is an advocate of Jammu & Kashmir High Court) and keyboard are so close. Users either lift their shoulders to (The author is working as Chief Coordinator DPS Jammu) ical history and financial liabilities. Never hide any previous