Volume 15 , Issue 2, Summer 2021 Community Development INNOVATION REVIEW Fintech, Racial Equity, and an Inclusive Financial System Community Development INNOVATION REVIEW The Community Development Innovation Review focuses on bridging the gap between theory and practice, from as many viewpoints as possible. The goal of this journal is to promote cross-sector dialogue around a range of emerging issues and related investments that advance economic resilience and mobility for low- and moderate-income communities. For submission guidelines and themes of upcoming issues, or other inquiries and subscription requests, contact
[email protected]. The material herein may not represent the views of the Federal Reserve Bank of San Francisco or the Federal Reserve System. Community Development Innovation Review Issue Editorial Team Bina Patel Shrimali Co-Editor Rocio Sanchez-Moyano Co-Editor Kaitlin Asrow Guest Issue Editor Sean Creehan Guest Issue Editor Genevieve Melford Guest Issue Editor Tim Shaw Guest Issue Editor Mackenzie Wallace Guest Issue Editor Federal Reserve Bank of San Francisco. 2021. “Fintech, Racial Equity, and an Inclusive Financial System,” Federal Reserve Bank of San Francisco Community Development Innovation Review 2021-2. Available at https://doi.org/10.24148/cdir2021-02 Table of Contents Foreword ...........................................................................................................................................................5 Laura Choi, Federal Reserve Bank of San Francisco Ida