Dentsu Aegis Network

Hey there! Welcome to Dentsu Aegis Network

Benefits Meet & greet Ice Breaker • 14 months at DAN

• Helps support ~5,000 benefit eligible EE’s across network

• Benefits is the only centralized Rina Kaba function within DAN HR – all employees have access to the Benefits Coordinator same coverages/programs DAN HQ

Contact: [email protected] We offer a variety of benefit programs and resources to suit the needs of our diverse employee population

Family Benefits Convenience Benefits • Bright Horizons Care • Various voluntary options Advantage™ • Commuter program • Paid Parental and Caregiver • Work Perks leave

Health Benefits Financial Benefits • UHC Medical • BenefitsPlus 401(k) plan • One Medical Membership • Life and disability insurance • Delta Dental • Flexible Spending Accounts • VSP (vision) Benefit Eligibility

All regular (FT or PT) employees working >21 hours per week may enroll in healthcare and voluntary coverage in the BenefitsPlus plans.

Coverage is always effective on the 1st of the month coincident or immediately following your date of hire.

Eligible employees may also enroll in coverage for dependents: - Spouse - Same or opposite sex domestic partner - Children - Domestic partner’s children Benefit Enrollment

You will receive an email from benefitsPLUS ([email protected]) with instructions on how to enroll in coverage through the benefit portal at www.danbenefitsplus.com

You will have 31 days to enroll in coverage. If you do not enroll in benefits, you will be automatically waived from all voluntary insurance

Your next opportunity to enroll will be during our next annual enrollment period unless you experience a mid- year life event

Call the BenefitsPlus Solution Center for assistance at 855.362.7870 Health & Welfare Benefits copay eligible services eligibleservices copay - The amount you are required to requiredare Theamountyou non for pay thethe begins cover to planbefore of cost care. toyouThebe required willmost costs (minuscare for pay inyear. premiums) agiven plan

Coinsurance OOP Max tax deductiontax - The total out of pocket cost you outcost of pocket Thetotal PCP, certainatyourservices for pay Center. Care or Urgent Specialist, planNothascopays.every The amount it costs to be enrolledbeto costs Theitamount yourfrom taken incoverage, apre as paycheck

Copay Premium The Lingo The UHC Medical Plans More Impact Three plan options are available to choose from. They all utilize the UnitedHealthcare Choice Plus Network

Cost-share burden between you and the plan is what differentiates the three options – all plans cover the same services, and the only difference is how much you pay versus how much the plan pays More More PlanAcceleration ahead! Visit the medical pre-memberOpportunity website for more information on plan and network coverage – https://benefitsPLUS.welcometouhc.com. Plan Comparison Semi-Monthly HDHP with HSA Standard PPO Enhanced PPO Premiums EE Only $36.50 $65.00 $100.00 EE + Spouse/DP $105.00 $161.50 $230.00 EE + Child(ren) $84.00 $130.00 $205.00 Family $170.00 $265.00 $380.00 Plan Features Network OON Network OON Network OON Deductible $2,000/$4,000 $4,000/$8,000 $1,000/$2,000 $2,000/$4,000 $500/$1,000 $2,000/$4,000 Coinsurance 20% 40% 20% 40% 10% 30% OOP Max $4,000/$6,850 $12,000/$24,000 $4,000/$8,000 $8,000/$16,000 $4,000/$8,000 $8,000/$16,000 Copayments Virtual Visit Ded & Coin. $0.00 Ded & Coin. $0.00 Ded & Coin. PCP Ded & Coin. $30.00 Ded & Coin. $30.00 Ded & Coin. Specialist Ded & Coin. $50.00 Ded & Coin. $50.00 Ded & Coin. Rx Coverage Tier 1 Ded & Coin. $10.00 Ded & Coin. $10.00 Ded & Coin. Tier 2 Ded & Coin. $50.00 Ded & Coin. $50.00 Ded & Coin. Tier 3 Ded & Coin. $75.00 Ded & Coin. $75.00 Ded & Coin. HDHP Plan Additional Features – Free Money and Coverage! DAN contributes $500/$1000 towards your HSA account annually (posted in increments each quarter) to help offset the deductible – this is free money! Certain preventative medications are covered at no cost to HDHP members, which makes it an affordable option. Choosing the right plan

Keep in mind…

Who are you What are your It is important to consider your medical covering? medical needs? needs and expected expenses as you research and prepare to enroll in a medical plan, so you can make an Total expected informed choice that suits the needs of OOP costs (incl. Paycheck yourself and your dependents. copay & premiums deductible) Choosing the right plan - examples

Jane: I’m 29 years old and single. I go for an annual physical and I visited the Urgent Care one time last year because of a basketball injury.

Service Enhanced PPO Standard PPO HDHP Annual Well Women Exam $0.00 $0.00 $0.00 1 Urgent Care Visit $50.00 $50.00 $150.00

Total Employee Responsibility OOP Expenses $50.00 $50.00 $150.00 Annual Payroll Deduction (EE Only) $2,400.00 $1,560.00 $876.00 Company HSA Contribution $0.00 $0.00 ($500.00) Jane's Total Costs $2,450.00 $1,610.00 $526.00

Based on Jane’s prior experience, the HDHP Plan would be ~$1,100 less expensive than the Standard PPO and perhaps the best choice for her coverage Choosing the right plan - examples

Karen: I have 3 kids and husband; we have tons of costs each year! We had 3 ER visits and lots of PCP visits last year when my house got the flu for 2 months

Service Enhanced PPO Standard PPO HDHP 5 Primary Care Visits ($30 copay or $110/visit) $150.00 $150.00 $550.00 3 ER Visits ($250 copay or $1,000/visit) $750.00 $750.00 $3,000.00 Total Employee Responsibility OOP Expenses $900.00 $900.00 $3,550.00 Annual Payroll Deduction (Family) $9,120.00 $6,360.00 $4,080.00 Company HSA Contribution $0.00 $0.00 ($1,000.00) Karen's Total Costs $10,020.00 $7,260.00 $6,630.00

Based on Karen’s prior experience, the HDHP Plan would be $630 less expensive than the Standard PPO and perhaps the best choice for her coverage UHC Tools & Resources More Impact

Download the Health4Me mobile app on your smart phone or tablet for the easiest access to tools and resources on-the-go relating to your insurance, including:

▪ ID Card ▪ Virtual Visit Benefits More More ▪ Finding Network Doctors Acceleration Opportunity ▪ Claims History Virtual Visits More Available to Enhanced and Standard PPO participants Impact at no cost, HDHP participants for less than $50.

▪ Video chat with a board-certified doctor on your mobile device, tablet or computer. ▪ Doctors can give you a diagnosis and even write you a prescription if needed ▪ No appointments necessary, visits take 10-15 More More minutes, and are available 24 hours a day, 7 days aAcceleration Opportunity week

Available to all employees enrolled in a DAN sponsored medical plan:

▪ Real Appeal is an effective science-based weight loss program offered at no cost ▪ Maternity Support for If you’re expecting; enroll in program and gain access to a maternity nurse who will help guide you during your pregnancy and up to 6 weeks after your baby is born. More More ▪ Spine and Joint Solutions directs you to Centers of ExcellenceAcceleration to get better care for Opportunity serious back, knee, or hip pain at a lower cost One Medical

Same and next day appointments that start on time I had a wonderful first “ Connect you your provider 24/7 experience. Facility was super through the mobile app

clean and nice. Appointment Membership fee waived for

was easy to make, quick and employees in NYC, BOS, CHI, and SF seamless process. Not a “ thing

I would change! Sign up at onemedical.com/myhealth, use code DNTONE DAN Employee Feedback Saving Accounts 101 Fast Facts Health Savings Account (HSA) Healthcare FSA Dependent Care FSA

Administrator Optum Bank (UHC) YSA YSA

Any benefit eligible employee Who can enroll? HDHP enrollees only All benefit eligible employees Whether or not you not in the HDHP are enrolled in our Yes. Up to $500 for single medical plans, you Is there a company coverage; $1,000 for family No No have access to contribution? additional tax-free coverage Up to $3,000 for single tools to save on your How much can I coverage; $6,000 for family $2,700 annually $5,000 annually contribute? out of pocket coverage healthcare (OOP) What do I use the money costs. OOP health care expenses OOP health care expenses Dependent day care for?

When is the money You can access the funds as You can access your entire You can access the funds as available? they are deposited annual election on January 1st they are deposited

Can I lose any unused Yes, you will forfeit any unused Yes, you will forfeit any unused No monies? balances greater than $500 balances Delta Dental Plans

Semi-Monthly More Standard Enhanced Premiums Impact Two plan options available EE Only $6.00 $10.00 EE + Spouse/DP $12.00 $20.00 Orthodontia coverage w/ a lifetime EE + Child(ren) $13.00 $23.00 maximum of $2,000 for Enhanced plan Family $18.00 $32.00 members only Plan Features Network OON Network OON Access to dentists within two provider Deductible $50.00 $150.00 $50.00 $150.00 networks for better cost savings More More Annual Maximum Acceleration$1,000.00 Opportunity$2,000.00 # of Preventative Visits 2 3 Download the Delta Dental Mobile app Coverage for easy access to your coverage, claims, and ID cards! Preventative 100% 100% 100% 100% Basic 80% 80% 100% 80% Major 50% 50% 60% 50% Orthodontia Not covered 50% up to $2,000 (lifetime) Semi-Monthly Vision Plan Premiums EE Only $7.27 EE + Spouse/DP $14.54 EE + Child(ren) More $15.56 Family Impact $24.86 • One plan available to all employees Plan Features In Network OON

• Visit in-network providers to maximize this Exam $10 copay Up to $45 benefit Reimbursement Lenses $25 copay range $30-$100 based • Plan covers annual eye exam, frames and on lens type lens fitting ($35 copay in-network) More $200 Allowance + More FramesAcceleration 20% amt over OpportunityUp to $70 • Download VSP Vision Care On the Go to allowance check your coverage, find your vision $160 allowance for Elective Contacts Up to $105 provider, and shop eyewear! contacts

Average 15% off Laser Vision Correction regular price or 5% Not Covered promo price Family Benefits Bright Horizons More Start Making your LifeImpact Easier. Register for free to access Bright Horizons’ Care • Register online at www.careadvantage.com/DAN Advantage program for children and elder • Access ID: DAN parents: • Access PW: backup4you • Questions? Call 877.242.2737 • Urgent or planned back-up child and adult/elder care in a center or at your home • Extensive network of child care centers and in- home caregiver agencies across the country More More • 15 annual uses for a low co-pay or hourly in- Acceleration Opportunity home rate • Access to Sittercity – database for babysitters, nannies and pet care Healthcare Advocacy Understand your Verify care benefits coverage

Take the hassle out of healthcare Resolve billing Transfer medical Through Alight Advocacy, you have direct access errors records to a personal Health Pro consultant who can help you and your family.

Schedule …and more! Michelle Rock Appointments Your Health Pro [email protected] 855-326-7870 CCA@YourService More Impact

All DAN employees and their families have access to 24/7 free and confidential live support from certified professionals with CCA.

▪ Get the support and information you need to help manage your daily life. ▪ CCA’s concierge service can provide stretch support when you have a lot going on and need a helping hand. More More Acceleration Opportunity To learn more, visit www.myccaonline.com (Access code: DAN) or contact CCA at 800.833.8707. Peace & Mind Benefits Life Insurance and more Additional Voluntary programs Accident Critical Hospital Quick Facts Illness Indemnity

• Employer paid basic life @ 2x your base annual salary ($1.5m cap)

• Additional supplemental life options for you and your family

• No evidence of insurability for new hires on supplemental elections of $250,000 or less

To learn more, visit: www.danbenefitsplus.com/for-your-peace-of-mind/additional-voluntary-options/ Short and Long Term Disability Policies DAN US employees, with at least one month of service will be eligible to receive:

Up to 26 weeks of paid STD 60% of your monthly salary under LTD When you are unable to work due to an For serious illnesses or injury after STD is exhausted illness or injury

Policy Detail General Rules:

Available to all regular Whenever possible, Employees are not PTO will continue to Benefits eligibility will Job protection consistent full-time provide thirty (30) days’ required to exhaust their accrue while continue during the with FMLA and part-time employees notice before anticipated PTO or sick time prior to on leave period of leave working 21+ hours/week start date of leave leave Parental & Caregiver Policies DAN US employees, regardless of gender or primary / secondary caregiver status will be eligible to receive:

16 weeks of paid leave 6 weeks of paid leave After the birth or adoption of a child To care for a seriously ill family member (Parental Leave) (Caregiver Leave)

Policy Detail General Rules:

Available to all Whenever possible, Employees are not PTO will Benefits eligibility will Job protection regular full-time provide thirty (30) required to exhaust continue to continue during the consistent and part-time days’ notice before their PTO or sick accrue while period of leave with FMLA employees working anticipated start date time prior to leave on leave 21+ hours/week of leave as of hire date 401(k) Plan

• All Regular, full-time employees are immediately eligible to participate • Contribute up to 75% of your salary up to IRS limits on pre or post-tax deductions • Company match of 50% on each dollar contributed up to 6% max • Four year vesting schedule • Auto-Enrollment at 6% at 90 days post DOH

For all 401(k) related questions, please call Schwab Participant Services at 800.724.7526 Commuter Benefits

Save money by using pre-tax earnings to pay for your monthly commuting costs.

Monthly Pre-tax Limits Transit: $265 Parking: $265

The enrollment window runs from the 11th through theMore More 10th of the month for coverage effective the followingAcceleration Opportunity month.

Deductions are taken month of, and commuter cards are pre-funded. Other Benefits More Impact You may enroll in our group legal plan through MetLaw. This coverage can help you resolve a wide range of legal issues through telephone advice and office consultations. Beginning in 2019, this service now includes identity theft services.

You can also purchase Lifelock Identity Theft protection Services through a DAN group policy to help keep lower premiums. More More Acceleration Opportunity Employee Perks Did you know that you have access to unique and cool discounts due to our Agencies’ affiliations with outside partners?

Gym + Fitness

+ 24 Hr Fitness The Whitney + Equinox Museum of Plum Benefits + NYSC American Art + Crunch Fitness

and more! Have Questions?

BenefitsPLUS Solution Center 855.326.7870  For help accessing your benefit account and/or enrolling  If you have a qualifying life event  If you need assistance with your benefits or have plan questions

Charles Schwab Retirement Services 800.724.7526  For questions about the BenefitsPlus 401(k) plan