CHATTANOOGA ZOO ELECTION 2018 Want to see a Solutions for 10-foot lizard? opioid crisis Find Public Notices Kadal and Charlie are Candidates for statewide inside & online: getting a new home to ofi ce tell how they’d www.HamiltonCountyHerald.com facilitate breeding. address public safety. P28 P5, 12

Volume 105 | No. 27 Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE

July 6 – 12, 2018 Bowe’s career a testament What was going on in Chattanooga in 1968? Friday, July 5 to strong role models James T. Coleman, a past president of the Brainerd Optimist Club, Parents, local was installed as lieutenant governor for Zone 7 of the attorneys and Tennessee District. During judges serve as his term as president in 1966-67, the Brainerd potent mentors Club won two major state awards: the Pickax Award By Linda Bryant for signing two or more members during the year and the Century Club any – if not most – Award for having a mem- modern lawyers in bership of more than 100. large cities eventually end up specializing in Saturday, July 6 M a specifi c branch of the law, Construction on a $1.5 whether it’s criminal defense, million 120-apartment immigration, estate planning, complex on the Lakeshore intellectual property or divorce. property on Chickamauga But there’s still a demand Lake will begin immedi- for attorneys who don’t limit ately, George Lambert, their practice to one particular president of Lakeshore area of the law.  is type of Country Club Apartments attorney, the general practice announced.  e luxury lawyer, usually works within a development, situated on range of practice areas. a 12-acre tract near Lake- Curtis L. Bowe III, who shore Lodge, will be of a heads Chattanooga’s Bowe & three-story Williamsburg Associates PPLC, has em- design. braced a generalist approach Approximately 6,200 to law because it allows him to $5 city auto stickers have address clients’ needs across a been sold at Safety Lane wide spectrum. since they became available He’s as likely to be working the last week of June, Earl on complex litigation as he is to Phillips, manager of the draft a will, lease agreement or lane, reported. City Trea- business contract. Bowe might be involved on See 50 YEARS, page 14 a Monday with a Title 9 case dealing with gender discrimi- INSIDE nation, and by midweek could ■ FINANCIAL FOCUS P13 switch to consulting with a See BOWE, page 13 ■ REAL ESTATE P15 Photograph by David Laprad

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EXECUTIVEDIRECTOR CHATTANOOGA BAR ASSOCIATION governors in June. Adams also serves governors inJune.Adamsalsoserves the UTAlumniAssociationboardof cil. Shebeganathree-yeartermon Alumni AssociationWomen’sCoun- see CollegeofLawin1997. laude fromtheUniversityofTennes- a degreeinEnglishandmagnacum nessee atChattanoogain1994with laude fromtheUniversityofTen- tration. estate planningandadminis- firm, shehasfocusedherpracticeon Cannon. Duringher21yearswiththe retary ofGearhiser,Peters,Elliott& Russell “Rusty”Gray. Ann Adams,TonyaCammonand June 27.HonoredwereattorneysLee cheon heldateWaldenClubon bers duringthe2018FellowsLun- Fellows welcomedthreenewmem Laprad David By FoundationBarfellowsChattanooga new names She serves as the chair of the UTC She servesasthechairofUTC Adams graduatedmagnacum Adams isamember andthesec- e ChattanoogaBarFoundation Chattanooga Bar Association | The Pioneer Building | Suite 420 | 801 Broad Street | Chattanooga, TN 37402TN Chattanooga,StreetBroad | 801 423-756-3222 | 420| Suite | Building Pioneer The Fax:| Association BarChattanooga | 423-265-6602 |

Bar Association Bar notes from the the notesfrom Chattanooga News and Newsand

Steven M.Jacoway Steven John C. Harrison John C. Bar Association PRESIDENT-ELECT Marc Harwell Marc SECRETARY PRESIDENT Executive Committee - Lee AnnAdams issues. She has served as an adjunct issues. Shehasservedasanadjunct educating thepublicaboutlegal Council. on theUTCPlannedGivingAdvisory Adams says she has a passion for Adams saysshehasapassionfor William Colvin G. Robin L. Miller L. Robin PASTPRESIDENT TREASURER Hamilton CountyHerald Board of Governors Drew H.Reynolds, Drew Jeffrey W.Jeffrey Maddux Thomas M.Horne Thomas George G. Hixson G. George YLD REPRESENTATIVEYLD Lee AnnAdams Lee Jimmy Rodgers planning issues. sentations eachyearonestateandtax with President’swith award Law, honored Leadership from Faith graduates Photograph by David Laprad spotlight features and promoting the spotlight featuresandpromotingthe paring theYLD’smonthlyattorney YLD’s socialmediapresence,pre past year,includingexpandingthe TBA’s YoungLawyersDivisionthis efforts furtheringtheinitiativesof Recognition Awardforhissignificant recipient ofthePresident’sSpecial community service. government andtheimportanceof in thecourts,policymakingstate ership inthelegalprofession,issues last sixmonthslearningaboutlead- in MemphisJune. during theTBA’sannualconvention sociation’s LeadershipLawprogram graduate fromtheTennesseeBarAs- 28 attorneysfromacrossthestateto non attorneyJustinFaithwasoneof Business andmakesnumerouspre professor fortheUTCCollegeof Tonya Cammon Sheri FoxSheri She is a member of various legal She isamemberofvariouslegal Faith was also selected as the 2018 Faith wasalsoselectedasthe2018 e groupofattorneysspentthe Gearhiser, Peters,ElliottandCan-

JUDICIAL REPRESENTATIVEJUDICIAL Ex-Officio Member The Honorable J. B. The J.B. Honorable - Bennett - nooga Tax Practitioners (where she nooga TaxPractitioners(whereshe the EstatePlanningCouncil,Chatta- and civicorganizationsincluding the UniversityofLouisville. and hisundergraduatedegreefrom versity ofTennesseeCollegeLaw matters instateandfederalcourt. vatorships andvariousotherlegal trust andestatelitigation,conser employment law,municipalityissues, disputes, constructionmatters, commercial litigationandbusiness both businessesandindividualsin estate administration. areas ofcivilbusinesslitigationand committee. surer andliaisontothepublicservice YLD’s executivecommitteeastrea group’s clinicsandevents. Rusty Gray www.chattanoogabar.org Faith earnedhisJ.D.fromtheUni- He hasexperiencerepresenting Faith practicesprimarilyinthe Faith currently serves on the TBA Faith currentlyservesontheTBA Source: Gearhiser,Peters,Elliott&Cannon www.hamiltoncountyherald.com See FELLOWS,3 page - - 3

| CHATTANOOGA BAR ASSOCIATION - - July 6 – 12, 2018 July 6 page 4 SALES TAX, See See Watson and Rep. Charles Watson and Rep. Charles Sargent, a Franklin Republi- e state sends 97 percent If the internet sales tax “e cities are trying to sit Sargent, chairman of the Sargent, chairman and House Finance, Ways Means Committee, are on the leading edge of discus- Factoring the local split Factoring the local be this huge amount of moneybe this huge amount Or is it reallyand it’s really not? anda huge amount of money it outmay allow us to spread amongst more people.” sion about recalculating the percentage of share sales tax money city and county gov- ernments receive. can who is leaving the Legisla- ture and giving up a good deal of influence over money mat- ters, points toward Williamson County as a good example of the imbalance in state-shared distribution. of state-shared dollars to cities, with 3 percent going to coun- ties. Williamson County has 230,000 residents, 50,000 of whom live in unincorporated areas. took effect, Sargent wants to make sure the split would be done correctly to ensure those 50,000 people get their “fair share” of the sales tax. down now with the counties - Source: Some information from the CBA Since 2011, Gray has been listed He graduated from UT in 1988 “It is a real honor to become a Jay Morgan, chair of the Chatta e CBA Fellows serve several numerous cases, including wage and hour collective actions. Gray also has more than 20 years of experience in commercial and business litigation. in Best Lawyers in America in labor and employment law and Mid-South Super Lawyers. and earned his J.D. from American University in 1993. fellow,” Gray says. “at point really hit home as I looked around at all the talent of my fellow members at the induction luncheon. It is a very impressive group.” nooga Bar Foundation Fellows, says Adams, Cammon and Gray and were excellent candidates with strong resumes of service to the local bar association and the community. “e entire slate of nominees were worthy of election, but these three were the clear choices on the ballots,” Morgan says. roles as an organization, including promoting and improving the legal profession, elevating the ethical stan dards of the bench and bar, improv- ing relations between the members of the legal profession, the judiciary and the public, providing scholarships and charitable giving. - He acknowledges that figureHe acknowledges that Watson predicts the state e state base is 7 percent, If money comes flowing in at ese are the questions, Republican from the Chatta- Republican from the nooga area. he usescould go higher, and phones andthe analogy of cell the point.911 systems to make 911After years of building lines, gov- systems around land whenernments had to revamp and cellthose became obsolete phones started taking over, he notes. could hold on to the online tax collections instead of spending the money. Otherwise, it would be hard to pull back, he says, until state leaders get a better idea of how much money is coming in and how to manage it. with 1 percent going into the state coffers and 6 percent shared with cities and coun ties. Local governments also can collect an additional 2.75 percent for themselves. a good clip, under one scenario, the state sales tax could come down to 6 percent with 1 per- cent going to the state and the other 5 percent being shared with city and county govern- ments. Watsons adds: “Have we looked at this with rose-colored glasses and think it’s going to -

- Cammon served for several years She is married to Barry Cammon, “It’s a great honor to be elected Gray is the managing shareholder He concentrates his practice on Gray has obtained verdicts, was one of the founders of AMC³, an appellate moot court competition for Tennessee college students. as a member of the Memorial Health Care System Foundation’s board of directors. She currently serves on the board of directors of the Downtown Council of the Chattanooga Chamber of Commerce and on the board of Chattanooga Room in the Inn. owner of Advanced Video Solutions. ey reside on Lookout Mountain. e Cammons have three children. She is a classically-trained pianist who loves sports, travel, animals, cooking, reading, music and garden ing. as a fellow of the Chattanooga Bar Foundation,” Cammon says. “I have great respect for the members of this organization and I appreciate the work they do. Being a part of this group means a lot to me.” of Baker Donelson’s Chattanooga office and serves on the firm’s board of directors. litigation and labor and employment issues and has litigated before courts and agencies in approximately 20 states. settlements and court approvals in - - Even so, revenuers estimatedEven so, revenuers us, legislative leaders such Watson, chairman of the “I think we have some time, Hamilton County Herald County Hamilton uary 2017 requiring retailersuary 2017 requiring presence inwithout a physical sales ofTennessee and with to registermore than $500,000 saleshere and start collecting madetaxes. e department because ofcollections optional a court challenge. onlyTennessee would collect an additional $200 million a year when the rule took effect fully. To be sure, that amount of money is not insignificant. Yet, considering Tennessee has a $37 billion budget, it’s not going to make or break us. as Sen. Bo Watson say it’s too early to tell how the numbers will shake out in terms of set ting a state budget. Senate Finance, Ways and Means Committee, considers the court’s decision a “great win for states’ rights,” amid a situation in which “the tax is adjusting to the changing econ omy due to technology.” a year or two, to try and get a feel for what this actual- ly means to Tennessee and really to every state in terms of remote tax collections. Ideally, you hope they would allow us to lower the rate and broaden the base relative to our tax policy,” says Watson, a Hixson - - - Cammon is also a recipient of an An active member of the Tennes Cammon was named a fellow of Cammon is a graduate of Leader- tice in the areas of employment law, health care and litigation. She is a member of the Chattanooga, Ten- nessee and Federal Bar Associations. Cammon has formerly served as a member of the CBA’s board of gov- ernors and has earned several honors from that organization, including the President’s Award and the Albert L. Hodge Volunteer Award. UnBought & UnBossed award from Girls, Inc. see Bar Association, Cammon has been named a fellow of both the TBA and its Young Lawyers’ Division. In addition, she has served locally and nationally as an officer of the Federal Bar Association. the FBA in 2015. She currently serves as chair of the FBA’s task force for Access to Justice. Cammon is a mem ber and a past president of the South- east Tennessee Lawyers Association for Women and is a current master of the Brock-Cooper Inn of Court. ship Chattanooga and has served on the Chattanooga Human Rights-Hu- man Relations Commission. She is a former chair of the board of directors of the AIM Center, has served as a member of the State Advisory Board for Project Citizen, a civics organiza- tion for middle school students, and [email protected] Sam Stockard e state Department of e Oak Ridge Republican – “I am committed, as are - Revenue issued a rule in Jan Getting a handle allow the new technology to thrive tax-free. Today, internet commerce is ubiquitous with many families purchasing large majorities of their goods and services online,” McNally says. who could have used the words widespread or commonplace so the ignorant masses wouldn’t have to consult a dictionary – notes the outcome should give stores “with strong roots” a better chance to prosper equal ly with internet retailers. And, ultimately, this could boil down to helping stores with physical presence compete. many of my colleagues, to ensuring any revenue windfall re a as state the by experienced sult of this decision is returned to the taxpayer in the form of tax cuts,” McNally adds. - - From page 2 From -

VIEW VIEW FROM HILL CAPITOL Tennessee’s political officialsTennessee’s political resultBut don’t expect the Adams also is serving on the She attends Signal Crest United Adams is married to Tom Adams, “As a Chattanooga native, my goal Cammon is a native of Mississippi After law school, Cammon served In 1993, Cammon joined the Chat Cammon concentrates her prac- e decision overturns a “is decision will help Lt. Gov. Randy McNally is a “When internet commerce

FELLOWS are lauding the U.S. Supremeare lauding the U.S. Court’s decision enabling collect salesstates to effectively onlinetaxes from out-of-state retailers. Wayfair toof South Dakota v. for thebe a watershed moment lookingstate budget. If you’re for a windfall to bolster edu

has served as secretary, vice-presi- dent and president) and Girls Inc. of Chattanooga (where she is a board member and has served as secretary). Chattanooga Bar Association board of governors. Methodist Church, where she sings in the choir and serves as a member of the board of trustees. an educator at the McCallie School, and has two sons. was always to come back to Chatta nooga to practice,” Adams says. “It’s been an honor to be a part of the local bar, and I’m humbled by this recognition.” who earned a degree from Millsaps College, a post-graduate degree in medical technology and a J.D. from the University of Mississippi School of Law. as law clerk to the Hon. Armis E. Hawkins, then chief justice of the Supreme Court of Mississippi. tanooga law firm of Grant, Konvalin- ka & Harrison. She has served on the firm’s executive committee and as managing director for the firm. Collecting online sales taxes cure-all no for state n www.hamiltoncountyherald.com cation or house the homeless, close your eyes and dream on, because this likely isn’t about mo’ money, mo’ money. 1992 Quill decision restricting tax collections on retailers from other states. At that point, internet sales were only a spark on the horizon that slowly started burning into the bottom line of stores across the country. ensure fairness for Tennessee businesses and will specifically help local businesses com pete on an even tax playing field with out-of-state online companies. We are currently reviewing the court’s decision and are considering next steps and what this means for Ten- nessee,” says Gov. Bill Haslam in a statement. little more specific. was new, it made sense to 4 | July 6 – 12, 2018 Hamilton County Herald www.hamiltoncountyherald.com

SALES TAX From page 3 matter a couple of years ago was that a Tennessee rule to and with everyone else and say start forcing out-of-state retail- Legislation to protect HCH we understand there’s a situ- ers to collect those taxes might Hamilton County Herald ation, a problem, how do we work against businesses here. 103 years of service solve this problem?” Sargent With the court decision domestic violence said in April at the end of the Telephone 423-602-9270 more or less changing the law Fax 423-602-9269 2018 session as the 110th Gen- nationwide, though, everyone 735 Broad Street Suite 406 eral Assembly recessed. will be happy as pigs in slop. victims becomes law Lobbyists for the county Chattanooga, TN 37402 Right? Legislation to protect these victims to do.” people were more than ready – CHATTANOOGA – Well, maybe not. victims of domestic violence  e legislation provides two to talk about the matter this While online shopping took eff ect July 1 as Tennes- ways to increase victim safety David Laprad spring. Editor is certainly convenient for see began a new fi scal year. when a court fi nds there is [email protected]  e Tennessee Municipal many people, there are those Various victims’ rights groups probable cause to believe an League, on the other hand, Dianna Chambers who like to try on clothes and across the state supported the alleged abuser either caused wanted no part of public dis- Display Advertising shoes, swing golf clubs and new law, which Senate Judi- serious bodily injury to a victim [email protected] cussion. test-drive bicycles before they ciary Committee Chairman of domestic abuse or used or 615-254-5522 But the TML better get buy them. Otherwise, they Brian Kelsey (R-Germantown) displayed a deadly weapon. Meagan Robinson ready for a debate. waste time ordering them, sponsored. It amends Tennessee’s bond Foreclosures, Public Notices In fact, Watson started [email protected] trying them out and fi nally  e enactment of the legis- conditions statute to require fl oating the idea for re-evalu- 901-521-1196 sending them back. lation comes as the Violence the court or magistrate in these ating sale tax shares two years Take me as a prime example. Policy Center released a new circumstances to impose a 12- Donna Gosnell ago because the state’s system Circulation, Online Subscriptions Last year, my sister ordered study showing Tennessee ranks hour holding period, provide customerservice@ is antiquated. When Tennessee me a pair of shoes for Christ- fourth in the nation for the rate notifi cation to the victim and hamiltoncountyherald.com moved away from a state prop- 615-254-5522 mas.  ey looked great on the at which men kill women in issue a no contact order as a erty tax in 1947 to the sales tax, website. But after wearing them domestic-related homicides. condition of bail. – CORPORATE OFFICES– the system was set up to im- for about a week and tromp- “Domestic violence is a “It gives judges the discre- prove funding for K-12 educa- 193 Jefferson Ave. ing up and down the stairs at serious problem in Tennessee tion to make those no contact Memphis, TN 38103 tion. Now that many cities have the Cordell Hull Building, I that must be addressed,” Kelsey orders part of the conditions Eric Barnes gotten out of the education thought I was going to have to says. “Under this new law, for release on bond,” Kelsey Publisher, CEO business and are using their [email protected] report to the doctor for foot when a hearing takes place, adds. “ is new law helps pro- sales tax shares for non-educa- surgery. the victim will not be required tect domestic violence victims Lyle Graves tion items, it’s time to revamp Associate Publisher,  e same thing happened to testify against a perpetrator from harm and will hopefully the system, he contends. Executive Editor a few months later when I with whom they might have save many lives.” [email protected] “ at’s a complex conversa- bought a pair of golf shoes. a very close relationship.  is Source: State Senate of Tennessee tion. You’re talking about a sig- Pam Mallett After 10 holes, I was cussing can be a very diffi cult thing for Chief Financial Officer nifi cant change in tax policy,” FootJoy. [email protected] Watson says. Brick-and-mortar stores Member of: And it was nowhere near share some of the blame, too, Now that we could be on the would be nice too. Tennessee Press Association ready for discussion in 2018. because they’re scared to build verge of ironing out these sales National Newspaper Association Lawmakers were too torn up up an inventory with a wide tax collections, maybe manu- Sam Stockard is a Nash- American Court & Commercial about fi ghting opioids, a laud- variety of products and shoe facturers, online retailers and ville-based reporter covering the Newspapers able battle, and trying to make store owners will start making state Legislature for the Nash- sizes. Memphis look bad for taking  e other problem is shoe customers top priority. ville Ledger, Memphis Daily down a monument of Nathan makers quit making the kinds Competition is good, be- News, Knoxville Ledger and Bedford Forrest. of shoes that fi t my feet. And cause serving hard-to-please Hamilton County Herald. He The analysis yet another problem is my feet people like me should be No. 1 can be reached at sstockard44@ are jacked up. But I digress, on your list. gmail.com. One of the biggest concerns Oh, yeah, and little tax break when legislators debated this which leads to the fi nal point.

Subscription $15 per year By mail Events [email protected] Single copy • 50 cents Postmaster send Public candidate forum will help to fund the construction of changes of address to: The NCBW will host a public forum for a permanent memorial space at the Hamilton County Herald candidates running for seats on the RiverPark. Information: www.chattanoo- P.O. Box 3008 Hamilton County School Board and the gaheroesrun.com Memphis, TN 38173 Tennessee State House of Representa- CHA720 to encourage credit Hamilton County Herald tives on Monday, July 9 at Orchard Knob USPS #120710 Missionary Baptist Church, 1734 E. Third literacy and repair published weekly by Street, from 5-7:30 p.m. Wade Hinton, The second annual CHA720, a citywide Hamilton County Herald, LLC., attorney for the City of Chattanooga, campaign to increase consumer credit Periodicals Postage will moderate. literacy and encourage the community paid at to repair and raise their credit score to Chattanooga, Tennessee Chattanooga Heroes Run/Walk 720, will take place Friday, July 20. The Material published in the Hamilton County Herald is compiled at considerable expense and is The Chattanooga Heroes Run/Walk, pre- campaign encourages Chattanoogans to set an appointment with one of several for the sole and exclusive use of our subscribers. sented by Erlanger’s Level One Trauma The contents of the Hamilton County Herald may Center, will take place on Saturday, July different agencies around the city to not be republished, resold or reproduced in any 14 beginning at 8 a.m. The event will in- receive free one-on-one, professional manner, in whole or in part without the consent credit counseling. of the publisher. Any infringement may be subject clude a fi ve-mile loop course beginning to legal redress. at the Naval Operational Support Center On July 20, Chattanooga Neighborhood The records contained in the Hamilton County and Marine Corps Reserve Center and Enterprise, Consumer Credit Counsel- Herald are taken from those fi led in the public ending at the Hubert Fry Center at the ing Service, Operation HOPE, Bridge record and do not necessarily refl ect the fi nancial Tennessee RiverPark. Parking will also Financial Planning and Common Cents standing of the parties involved. Care is taken to publish suits, judgements, other documents be available at the RiverPark. Financial Literacy will open their doors exactly as they appear in the public record. Volunteers will be needed to assist from 9 a.m. to 7 p.m. to offer free credit However, the Hamilton County Herald assumes with pre-run bag packing, set up, race counseling. Appointments are encour- no liability for errors or omissions. Persons who aged but walk-ins will be accepted. rely solely on these contents do so at their own activities, the kids run and post-run risk. clean-up. The proceeds from this event Information: www.cneinc.org/cha720 Any explanation of these items, as well as correction of any erroneous information, will be published upon timely notifi cation by proper correspondence. The editors are responsible for the writing and display of the news, data and features in this newspaper. If you have a question or suggestion, We’re social you may call during normal business hours. – David Laprad, Editor 423-602-9270 facebook.com/Hamilton-County-Herald [email protected] www.hamiltoncountyherald.com Hamilton County Herald July 6 – 12, 2018 | 5

Compiled by the LECTIO E N 20 Tennessee Press 18: Issues & Answers Association

In the weeks leading up to the primary elections of Aug. 2, the Ledger is running an “Election 2018: Issues and Answers” feature, produced by the Tennessee Press Association, as part of an effort to educate readers and voters about key issues facing Tennessee and what candidates for governor and GUBERNATORIAL U.S. Senate have to say about them. This installment focuses on public safety. and being one of the top states CANDIDATES in the country for dispensing What statewide candidates say about opioid, public safety? these deadly pills. Educating doctors, patients, parents, and The spread of opioid abuse claimed more than 1,600 lives in Tennessee in 2016, and children about the danger of Democrats it is getting worse. Methamphetamine abuse, while not getting the headlines, has these drugs is a key component KARL DEAN increased. Gun violence and murder is increasing. What proposals do our candidates in prevention. Finally, we must do a better I have seen, have to help Tennesseans address these public safety issues? job of helping with recovery. as I’m sure Each of the major candidates for governor and U.S. Senate were asked to tell our e place we send most addicts many others for recovery today is jail. We have, the hu- readers about their views on public safety issues. can’t incarcerate our way out of man toll the this problem. ere is a revolv- opioid crisis ing door between those strug- is having on see Bureau of Investigation, tion. We have to broaden our gling with addiction and our our state. I ere are public safety reasons gun crimes have increased 25 view and look at crime as a jails. e good news: Providing have toured a why you can’t buy alcohol percent in the past 4 years. whole. proper treatment in addiction Karl Dean Johnson City until you’re 21, and those same More firearms are being stolen As governor, I will be ded- and mental health facilities is children’s hospital that had to public safety reasons logically and those guns are being used icated to giving law enforce- more effective, better for the add space for premature babies apply to purchasing an assault to commit crimes. We are ment and schools the resources addict, and cheaper than jail. born suffering from opioid weapon. CRAIG FITZHUGH also seeing an increase in gun they need to be successful. I Tennessee needs to step up withdrawals. I have heard from crimes being committed by and will work with school districts in a big way, not just for addic- law enforcement, treatment e opioid against our young people. to provide a safe and secure tion, but for mental health in providers and social workers on and metham- As governor, I will work with environment, including armed general. Over the last 50 years, the challenges they are facing, phetamine law enforcement to make sure school resource officers in the number both with criminal and mental crisis is illegal, unlicensed guns are off every school and increased of beds for health issues, related to opioids. tearing up our our streets. mental health screenings. treatment has As governor, I would take a state, espe- My administration will been reduced four-pronged approach: cially in our Republicans institute truth in sentencing for by nearly 95 n Public education about rural areas. DIANE BLACK felony convictions and end the percent. e the dangers of opioids ere has Craig Fitzhugh e opioid practice of allowing parole and people didn’t n Ensure that people addict- been a push epidemic is probation violators to count go away, they ed to opioids get the treatment in the legislature this year to a scourge on their time in violation as time just ended up they need address this crisis, and while our society, served. on the streets n Support law enforcement I back those efforts I do not Beth Harwell and I firmly As governor, I will get tough and in the jails. to arrest those who are profit- believe that they go far enough. believe the on repeat We can do better, we must do ing e governor has proposed next governor offenders, better, and as your governor, n Eliminate over-prescrip- a plan, committing $30 million will be judged especially drug we will do better. tion of narcotics to combating opioids. Less than by how she trafficking BETH HARWELL As mayor of Nashville, half of that money comes from Diane Black handles this and domes- As Speaker of the House, I public safety was one of my top state funds. ere are individu- crisis. tic violence appointed a task force in early priorities and that was reflected al hospitals that have commit- As I’ve traveled the state, I’ve offenders. We 2017 to take an in-depth look in the city’s operating budget. ted more funding to opioids. If sought input from the boots can’t keep at the opioid crisis in our state Even when other departments our state had expanded Medic- on the ground combating this letting repeat and make recommendations were being cut due to the re- aid, we would have additional epidemic. Working with the Randy Boyd offenders walk as to what should be done. I cession, we protected funding funds for opioids and metham- attorneys general and sheriffs phetamine issues, especially in the streets appreciate Governor Haslam for public safety. Over my eight on my Law and Order Coali- the aforementioned rural areas. with our kids. incorporating several of the years in office, we increased tion, we have developed a plan Tennessee has had more RANDY BOYD recommendations into the leg- the Metro Nashville Police to go after the root cause of the per capita hospital closures Opioids are decimating our islation he presented this year, Department’s budget. We also crisis. than any other state, almost communities, and this is a crisis and I am supportive of these invested millions in building We can significantly reduce all in our rural counties. Open that requires bold and decisive efforts. new precincts and our city’s the destructive impact of addic- hospitals offer more opportu- action. As I’ve traveled to all As governor, I would con- own crime lab. tion if we: nities for treatment for opioid 95 counties, I’ve met countless tinue the work we have started We also increased the num- n Prosecute pill mills addiction. people who talk about loved this year. We cannot incarcer- ber of police officers. In return, n Sue manufacturers who Methamphetamine is a ones lost. ate our way out of this crisis, overall major crime was down mislead providers about the problem not just from its use ese are real people, not so I would prioritize treatment when I left office than when addictive nature of their drugs but also from its creation. It just statistics and this alone and funding for treatment to my first term began, including n Provide more resources can be created from just a few demands our action. Last Sep- ensure people have access to record low homicide numbers to district attorneys, local law ingredients that can be easily tember I published a 10 Point the help they so desperately in 2013 and 2014. enforcement and the TBI found, and it ruins the homes Plan, which can be summarized need to get clean. I would also Our government’s No. 1 job n Regulate prescriptions it is created in and is very into three strategies: mobilize, step up our prevention efforts, is to keep people safe, and so as using a real-time controlled harmful to children. Education prevent, recover. because educating the public governor, public safety would substance monitoring database and prevention is key. We have We must mobilize all state about this issue is part of the be a priority. I would be willing without adding administrative slowed the growth of meth resources to end this scourge battle as well. And finally, we to have tough conversations burdens to providers somewhat with roadblocks at and that begins with declaring have to support our law en- across party lines to see what n Protect patients by our pharmacies, but more must a state of emergency to call this forcement as they fight this and we can agree on in this state encouraging pharmacies and be done, as law enforcement is epidemic what it is. We will keep these drugs off the street. as it relates to gun safety and manufacturers to include emet- being overwhelmed. then appoint a chief epidem- Another public safety issue move from there to help keep ics in their formulas. Gun violence is increasing. ic officer to marshal those I have worked on is human our children and families safe. e road to healing is a long Not only are mass shootings resources and prioritize this trafficking, a scourge on our We should be working to and difficult one for our state, on the rise – which have driven battle. state. I had the chance a couple keep guns out of the hands of but I am confident that bold our children into the streets in We must also prevent more of years ago to see a human dangerous people. Additionally, collaboration between govern- protest – but the numbers of people from getting addicted trafficking sting, spearheaded I would be in support of a ban ment, health care providers and gun crimes occurring in our and this means addressing the by the Tennessee Bureau of In- on bump fire stocks, and we law enforcement will pave the state have increased as well. over-prescription of opioids. vestigation, from the inside. It need to look at the age limit for way. According to the Tennes- ere is no excuse for prescrib- purchasing an assault weapon. We can’t just stop at addic- See ANSWERS, page 12 ing twice the national average Page 6 HAMILTONJuly COUNTY 6 - 12, 2018 www.HamiltonCountyHerald.com H  Public Notices

Foreclosure Notices nessee recorded January 2, 2007, in Deed of a Deed of Trust dated September 13, 2013, beneficial interest of said Deed of Trust was Book GI 8199, Page 481; and WHEREAS, the executed by THOMAS CLINTON SIMMONS, last transferred and assigned to Bayview Loan Hamilton County beneficial interest of said Deed of Trust was WANDA SIMMONS, conveying certain real Servicing, LLC, a Delaware Limited Liability last transferred and assigned to U.S. Bank property therein described to REALTY TITLE & Company who is now the owner of said debt; National Association, as Trustee, in trust for ESCROW SERVICES INC, as Trustee, as same and WHEREAS, the undersigned, Rubin Lublin NOTICE OF SUBSTITUTE TRUSTEES SALE CONDITIONS, AND REGULATIONS AS SET OUT registered holders of First Franklin Mortgage appears of record in the Register’s Office of TN, PLLC, having been appointed as Substitute WHEREAS, default has occurred in the perfor- ON RECORDED PLAT. SUBJECT TO ALL NOTES Loan Trust, Mortgage Loan Asset-Backed Cer- Hamilton County, Tennessee recorded Septem- Trustee by instrument to be filed for record in mance of the covenants, terms and conditions AS SET OUT ON LEGEND OF RECORDED PLAT. tificates, Series 2007-FF2 who is now the owner ber 16, 2013, in Deed Book GI 10059, Page the Register’s Office of Hamilton County, Ten- of a Deed of Trust dated June 2, 2006, executed CONDITIONS AND EASEMENTS CONTAINED IN of said debt; and WHEREAS, the undersigned, 613; and WHEREAS, the beneficial interest of nessee. NOW, THEREFORE, notice is hereby by RHONDA M. MCFADDEN and TONEY MCFAD- DOCUMENT OF RECORD IN BOOK 2116, PAGE Rubin Lublin TN, PLLC, having been appointed said Deed of Trust was last transferred and given that the entire indebtedness has been DEN, conveying certain real property therein 186, IN THE REGISTER`S OFFICE OF HAMILTON as Substitute Trustee by instrument to be filed assigned to LakeView Loan Servicing, LLC. who declared due and payable, and that the under- described to TITLE GUARANTY AND TRUST, COUNTY, TENNESSEE. for record in the Register’s Office of Hamilton is now the owner of said debt; and WHEREAS, signed, Rubin Lublin TN, PLLC, as Substitute as Trustee, as same appears of record in the Parcel ID: 140N D 005 County, Tennessee. NOW, THEREFORE, notice the undersigned, Rubin Lublin TN, PLLC, having Trustee or his duly appointed agent, by virtue Register’s Office of Hamilton County, Tennessee PROPERTY ADDRESS: The street address of the is hereby given that the entire indebtedness been appointed as Substitute Trustee by instru- of the power, duty and authority vested and recorded June 8, 2006, in Deed Book GI 7971, property is believed to be 4382 WELLESLEY has been declared due and payable, and that ment to be filed for record in the Register’s imposed upon said Substitute Trustee will, Page 293; and WHEREAS, the beneficial inter- DR, OOLTEWAH, TN 37363. In the event of the undersigned, Rubin Lublin TN, PLLC, as Office of Hamilton County, Tennessee. NOW, on July 19, 2018 at 10:00 AM at the Front est of said Deed of Trust was last transferred any discrepancy between this street address Substitute Trustee or his duly appointed agent, THEREFORE, notice is hereby given that the Steps of the Hamilton County Courthouse, and assigned to HSBC Bank USA, National As- and the legal description of the property, the by virtue of the power, duty and authority vested entire indebtedness has been declared due Chattanooga, Tennessee , proceed to sell at sociation, as Trustee, in trust for the registered legal description shall control. and imposed upon said Substitute Trustee will, and payable, and that the undersigned, Rubin public outcry to the highest and best bidder holders of ACE Securities Corp. Home Equity CURRENT OWNER(S): RHONDA M. MCFADDEN on July 19, 2018 at 10:00 AM at the Front Lublin TN, PLLC, as Substitute Trustee or his for cash or certified funds ONLY, the following Loan Trust, Series 2006-FM2, Asset Backed and TONEY MCFADDEN Steps of the Hamilton County Courthouse, duly appointed agent, by virtue of the power, described property situated in Hamilton County, Pass-Through Certificates who is now the owner OTHER INTERESTED PARTIES: Internal Rev- Chattanooga, Tennessee , proceed to sell at duty and authority vested and imposed upon Tennessee, to wit: of said debt; and WHEREAS, the undersigned, enue Service (TN), MIDLAND FUNDING LLC public outcry to the highest and best bidder said Substitute Trustee will, on July 19, 2018 ALL THAT CERTAIN PARCEL/UNIT OF LAND Rubin Lublin TN, PLLC, having been appointed ASSIGNEE OF FCNB-SPIEGEL, WELLESLEY for cash or certified funds ONLY, the following at 10:00 AM at the Front Steps of the Hamilton IN THE CITY OF CHATTANOOGA, HAMILTON as Substitute Trustee by instrument to be filed HOMEOWNERS ASSOCIATION described property situated in Hamilton County, County Courthouse, Chattanooga, Tennessee COUNTY, STATE OF TENNESSEE, AS MORE for record in the Register’s Office of Hamilton The sale of the above-described property shall Tennessee, to wit: , proceed to sell at public outcry to the highest FULLY DESCRIBED IN BOOK 6347, PAGE County, Tennessee. NOW, THEREFORE, notice be subject to all matters shown on any recorded LOCATED IN THE SECOND CIVIL DISTRICT and best bidder for cash or certified funds ONLY, 587 ID#117F-A-006, BEING KNOWN AND is hereby given that the entire indebtedness plat; any unpaid taxes; any restrictive cov- OF HAMILTON COUNTY, TENNESSEE:LOT the following described property situated in DESIGNATED AS LOT 3, BLOCK A SUBURBAN has been declared due and payable, and that enants, easements or set-back lines that may THREE (3), FINE ESTATES SUBDIVISION, AS Hamilton County, Tennessee, to wit: ESTATES NO. TWO(2) FILED IN PLAT BOOK the undersigned, Rubin Lublin TN, PLLC, as be applicable; any prior liens or encumbrances SHOWN BY PLAT OF RECORD IN PLAT BOOK LAND IN THE SECOND CIVIL DISTRICT OF 930 PAGE 359. BEING THE SAME FEE SIMPLE Substitute Trustee or his duly appointed agent, as well as any priority created by a fixture filing; 35, PAGE 25, IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE, BEING LOT PROPERTY CONVEYED BY QUIT CLAIM DEED by virtue of the power, duty and authority vested and to any matter that an accurate survey of HAMILTON COUNTY, TENNESSEE.SUBJECT NO. ONE (1) ON THE FINAL PLAT OF RESUBDIVI- FROM DANIELLE N AUSTIN, AS SOLE HEIR and imposed upon said Substitute Trustee will, the premises might disclose. This property is TO:ANY GOVERNMENTAL ZONING AND/OR SION OF LOT 1 OF GORRELL`S SUBDIVISION, AT LAW OF KAREN W HARVEY ALSO KNOWN on July 19, 2018 at 10:00 AM at the Front being sold with the express reservation that SUBDIVISION ORDINANCE OR REGULATION OF RECORD IN PLAT BOOK 53, PAGE 119, AS KAREN AUSTIN, DECEASED TO DANIELLE Steps of the Hamilton County Courthouse, it is subject to confirmation by the lender or IN EFFECT THEREON.RESTRICTIONS AS SET REGISTER`S OFFICE FOR SAID COUNTY, TO N AUSTIN AND BEATRICE L WOODWARD, Chattanooga, Tennessee , proceed to sell at Substitute Trustee. This sale may be rescinded OUT IN THAT INSTRUMENT RECORDED IN WHICH PLAN REFERENCE IS HEREBY MADE TENANCY IN COMMON, DATED 8/26/2002 public outcry to the highest and best bidder at any time. The right is reserved to adjourn BOOK 2713, PAGE 185, REGISTER`S OFFICE FOR A MORE COMPLETE DESCRIPTION. RECORDED ON 8/27/2002 IN BOOK 6347, for cash or certified funds ONLY, the following the day of the sale to another day, time, and OF HAMILTON COUNTY, TENNESSEE.PROVI- SUBJECT TO ALL EASEMENTS, RESTRICTIVE PAGE 587 IN HAMILTON COUNTY RECORDS, described property situated in Hamilton County, place certain without further publication, upon SIONS AS SET OUT IN THAT INSTRUMENT COVENANTS AND CONDITIONS, AND OTHER STATE OF TENNESSEE. Tennessee, to wit: announcement at the time and place for the REGARDING SUBDIVISION PLATS OF RECORD MATTERS OF RECORD, INCLUDING ALL ITEMS Parcel ID: 117F A 006 IN THE SECOND CIVIL DISTRICT OF HAMIL- sale set forth above. All right and equity of re- IN BOOK 2116, PAGE 186, REGISTER`S OFFICE SET OUT ON ANY APPLICABLE PLAT OF RECORD. PROPERTY ADDRESS: The street address of TON COUNTY, TENNESSEE: LOT 50 (FIFTY), demption, statutory or otherwise, homestead, OF HAMILTON COUNTY, TENNESSEE.TWENTY Parcel ID: 09304202 the property is believed to be 941 RUNYAN WELLESLEY SUBDIVISION, UNIT II, PHASE II, and dower are expressly waived in said Deed (20) FOOT UTILITY EASEMENT AS SHOWN ON PROPERTY ADDRESS: The street address of DR, CHATTANOOGA, TN 37405. AS SHOWN BY PLAT OF RECORD IN PLAT BOOK of Trust, and the title is believed to be good, RECORDED PLAT. the property is believed to be 5930 RAMSEY In the event of any discrepancy between this 80, PAGE 8, IN THE REGISTER`S OFFICE OF but the undersigned will sell and convey only Parcel ID: 085E-A-033.00 FORGEY RD, HARRISON, TN 37341. In the street address and the legal description of the HAMILTON COUNTY, TENNESSEE. FOR PRIOR as Substitute Trustee. The Property is sold PROPERTY ADDRESS: The street address event of any discrepancy between this street property, the legal description shall control. TITLE, SEE DEED RECORDED IN BOOK 7682, as is, where is, without representations or of the property is believed to be 7128 FINE address and the legal description of the CURRENT OWNER(S): DANIELLE N DAVIS, MIKE PAGE 374, IN THE REGISTER`S OFFICE OF warranties of any kind, including fitness for a LANE, HARRISON, TN 37341. In the event of property, the legal description shall control. DAVIS, BEATRICE L. WOODWARD HAMILTON COUNTY, TENNESSEE. THIS CON- particular use or purpose. In addition this sale any discrepancy between this street address CURRENT OWNER(S): THOMAS CLINTON SIM- OTHER INTERESTED PARTIES: VEYANCE MADE SUBJECT TO THE FOLLOWING: shall be subject to the right of redemption by and the legal description of the property, the MONS, WANDA SIMMONS The sale of the above-described property shall DECLARATION OF RESTRICTIVE COVENANTS the UNITED STATES OF AMERICA, pursuant to legal description shall control. OTHER INTERESTED PARTIES: be subject to all matters shown on any recorded FOR WELLESLEY SUBDIVISION AS SET OUT IN 26 U.S.C. 7425(d)(1) by reason of the following CURRENT OWNER(S): AMORA E. O`NEILL, The sale of the above-described property shall plat; any unpaid taxes; any restrictive cov- INSTRUMENT RECORDED IN BOOK 6969, PAGE tax lien(s) of record in: Book GI 10527, Page RICHARD W. O`NEILL be subject to all matters shown on any recorded enants, easements or set-back lines that may 975, IN THE REGISTER`S OFFICE OF HAMILTON 621. Notice of the sale has been given to the OTHER INTERESTED PARTIES: CENTER FOR plat; any unpaid taxes; any restrictive cov- be applicable; any prior liens or encumbrances COUNTY, TENNESSEE, BUT OMITTING ANY UNITED STATES OF AMERICA in accordance COMPREHENSIVE MEDICINE, MIDLAND enants, easements or set-back lines that may as well as any priority created by a fixture filing; COVENANT OR RESTRICTION BASED ON RACE, with 26 U.S.C. 7425(b).In addition this sale FUNDING LLC, AS ASSIGNEE OF “PROVIDIAN”, be applicable; any prior liens or encumbrances and to any matter that an accurate survey of COLOR, RELIGION, SEX, HANDICAP, FAMILIAL shall be subject to the right of redemption by Mortgage Electronic Registration Systems, Inc. as well as any priority created by a fixture filing; the premises might disclose. This property is STATUS OR NATIONAL ORIGIN UNLESS AND the UNITED STATES OF AMERICA, pursuant to as nominee for FIRST FRANKLIN A DIVISION and to any matter that an accurate survey of being sold with the express reservation that ONLY TO THE EXTENT THAT SAID COVENANT 26 U.S.C. 7425(d)(1) by reason of the following OF NATIONAL CITY BANK the premises might disclose. This property is it is subject to confirmation by the lender or (A) IS EXEMPT UNDER CHAPTER 42, SECTION tax lien(s) of record in: Book GI 10305, Page The sale of the above-described property shall being sold with the express reservation that Substitute Trustee. This sale may be rescinded 3607, OF THE UNITED STATES CODE OR (B) 198. Notice of the sale has been given to the be subject to all matters shown on any recorded it is subject to confirmation by the lender or at any time. The right is reserved to adjourn RELATES TO HANDICAP BUT DOES NOT DIS- UNITED STATES OF AMERICA in accordance plat; any unpaid taxes; any restrictive cov- Substitute Trustee. This sale may be rescinded the day of the sale to another day, time, and CRIMINATE AGAINST HANDICAPPED PERSONS. with 26 U.S.C. 7425(b).In addition this sale enants, easements or set-back lines that may at any time. The right is reserved to adjourn place certain without further publication, upon LIEN OF ASSESSMENTS AS PROVIDED FOR IN shall be subject to the right of redemption by be applicable; any prior liens or encumbrances the day of the sale to another day, time, and announcement at the time and place for the DECLARATION OF RESTRICTIVE COVENANTS the UNITED STATES OF AMERICA, pursuant to as well as any priority created by a fixture filing; place certain without further publication, upon sale set forth above. All right and equity of re- FOR WELLESLEY SUBDIVISION AS SET OUT 26 U.S.C. 7425(d)(1) by reason of the following and to any matter that an accurate survey of announcement at the time and place for the demption, statutory or otherwise, homestead, IN INSTRUMENT RECORDED IN BOOK 6969, tax lien(s) of record in: Book GI 9463, Page the premises might disclose. This property is sale set forth above. All right and equity of re- and dower are expressly waived in said Deed PAGE 975, IN THE REGISTER`S OFFICE OF HAM- 94. Notice of the sale has been given to the being sold with the express reservation that demption, statutory or otherwise, homestead, of Trust, and the title is believed to be good, ILTON COUNTY, TENNESSEE. SUBJECT TO TEN UNITED STATES OF AMERICA in accordance it is subject to confirmation by the lender or and dower are expressly waived in said Deed but the undersigned will sell and convey only (10) FOOT ELECTRIC AND COMMUNICATIONS with 26 U.S.C. 7425(b).In addition this sale Substitute Trustee. This sale may be rescinded of Trust, and the title is believed to be good, as Substitute Trustee. The Property is sold EASEMENT AS SHOWN ON RECORDED PLAT. shall be subject to the right of redemption by at any time. The right is reserved to adjourn but the undersigned will sell and convey only as is, where is, without representations or TWENTY-FOUR (24) FOOT AT&T EASEMENT AS the UNITED STATES OF AMERICA, pursuant to the day of the sale to another day, time, and as Substitute Trustee. The Property is sold warranties of any kind, including fitness for a SHOWN BY DOTTED LINES ON RECORDED PLAT. 26 U.S.C. 7425(d)(1) by reason of the following place certain without further publication, upon as is, where is, without representations or particular use or purpose. RIGHT TO REPURCHASE AND ACCESS, UTILITY tax lien(s) of record in: Book GI 11250, Page announcement at the time and place for the warranties of any kind, including fitness for a THIS LAW FIRM IS ATTEMPTING TO COLLECT AND DRAINAGE EASEMENT AGREEMENT AS 429. Notice of the sale has been given to the sale set forth above. All right and equity of re- particular use or purpose. A DEBT. ANY INFORMATION OBTAINED WILL SET OUT IN INSTRUMENT RECORDED IN BOOK UNITED STATES OF AMERICA in accordance demption, statutory or otherwise, homestead, THIS LAW FIRM IS ATTEMPTING TO COLLECT BE USED FOR THAT PURPOSE. 6516, PAGE 672, IN THE REGISTER`S OFFICE with 26 U.S.C. 7425(b). and dower are expressly waived in said Deed A DEBT. ANY INFORMATION OBTAINED WILL Rubin Lublin TN, PLLC, Substitute Trustee OF HAMILTON COUNTY, TENNESSEE. GRANT OF THIS LAW FIRM IS ATTEMPTING TO COLLECT A of Trust, and the title is believed to be good, BE USED FOR THAT PURPOSE. 119 S. Main Street, Suite 500 PRIVATE RIGHT-OF-WAY EASEMENT FOR TELE- DEBT. ANY INFORMATION OBTAINED WILL BE but the undersigned will sell and convey only Rubin Lublin TN, PLLC, Substitute Trustee Memphis, TN 38103 PHONE COMPANY PLANT BY CORPORATION USED FOR THAT PURPOSE. as Substitute Trustee. The Property is sold 119 S. Main Street, Suite 500 www.rubinlublin.com/property-listings.php CONVEYED BY CAPSTONE DEVELOPERS, LLC, Rubin Lublin TN, PLLC, Substitute Trustee as is, where is, without representations or Memphis, TN 38103 Tel: (877) 813-0992 TO CENTURYTEL OF OOLTEWAH-COLLEGEDALE 119 S. Main Street, Suite 500 warranties of any kind, including fitness for a www.rubinlublin.com/property-listings.php Fax: (404) 601-5846 RECORDED IN BOOK 7256, PAGE 84, IN THE Memphis, TN 38103 particular use or purpose. Tel: (877) 813-0992 Ad #139329 REGISTER`S OFFICE OF HAMILTON COUNTY, www.rubinlublin.com/property-listings.php THIS LAW FIRM IS ATTEMPTING TO COLLECT Fax: (404) 601-5846 June 22, 29, July 6, 2018 Fnr19217 TENNESSEE. BUILDING SETBACK REQUIRE- Tel: (877) 813-0992 A DEBT. ANY INFORMATION OBTAINED WILL Ad #139039 MENTS AS STIPULATED BY RECORDED PLAT. Fax: (404) 601-5846 BE USED FOR THAT PURPOSE. June 22, 29, July 6, 2018 Fnr19204 NOTICE OF SUBSTITUTE TRUSTEE`S SALE TEN (10) FOOT FRONT YARD UTILITY EASEMENT Ad #138638 Rubin Lublin TN, PLLC, Substitute Trustee WHEREAS, default has occurred in the FOR THE INSTALLATION OF ELECTRIC, TELE- Jun. 22, 29, Jul. 6, 2018 Fnr19178 119 S. Main Street, Suite 500 NOTICE OF SUBSTITUTE TRUSTEES SALE performance of the covenants, terms, and PHONE AND CABLE TV SERVICE LINES AS SET Memphis, TN 38103 WHEREAS, default has occurred in the perfor- conditions of a Deed of Trust dated November OUT IN LEGEND ON RECORDED PLAT TEN (10) NOTICE OF SUBSTITUTE TRUSTEES SALE www.rubinlublin.com/property-listings.php mance of the covenants, terms and conditions 15, 2013, executed by Chase G. Cheeseman, FOOT REAR YARD UTILITY AND DRAINAGE EASE- WHEREAS, default has occurred in the perfor- Tel: (877) 813-0992 of a Deed of Trust dated June 12, 2008, an unmarried man and Pamela J. Dalzell, an MENT AS SET OUT IN LEGEND ON RECORDED mance of the covenants, terms and conditions Fax: (404) 601-5846 executed by DANIELLE N DAVIS, MIKE DAVIS, unmarried woman, to Charles E. Tonkin, II, PLAT FIVE (5) FOOT SIDE YARD UTILITY AND of a Deed of Trust dated December 29, 2006, Ad #138705 BEATRICE L. WOODWARD, conveying certain Trustee, for Mortgage Electronic Registration DRAINAGE EASEMENT AS SET OUT IN LEGEND executed by AMORA E. O`NEILL, RICHARD W. June 22, 29, July 6, 2018 Fnr19185 real property therein described to BRENDA J Systems, Inc. as a nominee for Mortgage In- ON RECORDED PLAT. ANY GOVERNMENTAL O`NEILL, conveying certain real property therein HYDE, as Trustee, as same appears of record vestors Group, its successors and assigns, and ZONING AND SUBDIVISION ORDINANCES IN described to TITLE INSURANCE COMPANY, as NOTICE OF SUBSTITUTE TRUSTEES SALE in the Register’s Office of Hamilton County, appearing of record on November 21, 2013, EFFECT THEREON.SUBJECT TO ALL NOTES, Trustee, as same appears of record in the WHEREAS, default has occurred in the perfor- Tennessee recorded June 13, 2008, in Deed in the Register’s Office of Hamilton County, STIPULATIONS, RESTRICTIONS, EASEMENTS, Register’s Office of Hamilton County, Ten- mance of the covenants, terms and conditions Book GI 8691, Page 126; and WHEREAS, the Tennessee, at Book GI 10106 Page 890 and July 6 - 12, 2018 Public Notices Page 7 www.HamiltonCountyHerald.com

Instrument Number 2013112100065. Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned Property Address Publication Dates Borrower Attorney to Tennessee Housing Development Agency, the party entitled to enforce said security SALES TO TAKE PLACE ON 2018-07-10 interest; and having appointed Clear Recon LLC, the undersigned, as Substitute Trustee 1713 Rubio St , Chattanooga, 37406 2018-05-11; 2018-05-18; 2018-05-25 Hamiel, Doris Shapiro and Ingle, LLP by instrument filed or being filed for record 7341 Short Tail Springs Road, Harrison 2018-05-11; 2018-05-18; 2018-05-25 Ryan M. Whited Solomon Baggett, LLC in the Register’s Office of Hamilton County, Tennessee, with all of the rights, powers, and SALES TO TAKE PLACE ON 2018-07-12 privileges of the original Trustee named in said Deed of Trust. 3628 Kings Road, Chattanooga, 37416 2018-05-18; 2018-05-25; 2018-06-01 Alice M. Baxter Mackie Wolf Zientz & Mann, P.C. NOW, THEREFORE, notice is hereby given 2373 Chimney Lake Circle, Soddy Daisy, 2018-05-18; 2018-05-25; 2018-06-01 Michael Delaney Wilson & Associates, PLLC that the entire indebtedness has been declared 2208 Cheek Street, Chattanooga, 37406 2018-05-25; 2018-06-01; 2018-06-08 Johnny B. Caldwell Wilson & Associates, PLLC due and payable as provided in said Deed of 21 Dowlen Road, Hixson, 37343 2018-05-25; 2018-06-01; 2018-06-08 Cheryl A. Ivey Rubin Lublin TN, PLLC Trust, and that the undersigned, Clear Recon 206 Haney Dr. , Chattanooga, 37411 2018-05-25; 2018-06-01; 2018-06-08 Karen A. Vernell Solomon Baggett, LLC LLC, as Substitute Trustee or his duly appointed 2845 Kirkman Road, Chattanooga, 37421 2018-06-01; 2018-06-08; 2018-06-15 Kathy S. North Mackie Wolf Zientz & Mann, P.C. agent, by virtue of the power, duty, and author- 7307 Frances Drive, Chattanooga, 37421 2018-05-11 Mark A. Gilbert Wilson & Associates, PLLC ity vested and imposed upon said Substitute 6314 Rosemary Drive, Chattanooga, 37416 2018-05-18; 2018-05-25; 2018-06-01 Lillie M. McMillion Wilson & Associates, PLLC Trustee will, on July 12, 2018, at 10:00 AM, 2104 Wilson St , Chattanooga, 37408 2018-06-08; 2018-06-15; 2018-06-22 Brummett, Cordella Shapiro and Ingle, LLP local time, at the West Door of the Hamilton 1635 Dogwood Dr , Chattanooga, 37406 2018-06-15; 2018-06-22; 2018-06-29 Harris, Leon and Yolande Shapiro and Ingle, LLP County Courthouse, located in Chattanooga, 3234 Navajo Drive, Chattanooga, 37411 2018-06-22; 2018-06-29; 2018-07-06 Randall R. Quarles Better Choice Notice Solutions Tennessee, proceed to sell at public outcry to 2318 Little Bend Rd, Signal Mountain 2018-06-08; 2018-06-15; 2018-06-22 Eddie D Jenkins Rubin Lublin TN, PLLC the highest and best bidder for cash or certified 3401 Elder Mountain Road, Chattanooga 2018-06-08; 2018-06-15; 2018-06-22 Connie Emerling funds ONLY, the following described property 4517 St. Elmo Avenue, Chattanooga, 37409 2018-06-08; 2018-06-15; 2018-06-22 Brian Oliver and Michelle Oliver Mackie Wolf Zientz & Mann, P.C. situated in Hamilton County, to wit: 4701 Clover Lane , Hixson, 37343 2018-06-15; 2018-06-22; 2018-06-29 Guardiani, Shannon Shapiro and Ingle, LLP The land referred to herein below is situated 7411 S. Dent Road, Hixson, 37343 2018-06-22; 2018-06-29; 2018-07-06 Chase G. Cheeseman and Pamela J. Dalzell Better Choice Notice Solutions in the County of Hamilton, State of Tennes- 3814 Forest Highland Drive, Chattanooga 2018-06-15; 2018-06-22; 2018-06-29 Carmalita L. Powers see, and is described as follows: 4507 Montview Drive, Chattanooga, 37411 2018-06-22; 2018-06-29; 2018-07-06 Chad J. Hopkins Wilson & Associates, PLLC Land in the Second Civil District of Hamilton 6339 Laramie Circle, Chattanooga, 37421 2018-06-15; 2018-06-22; 2018-06-29 Joyce N. Edwards Rubin Lublin TN, PLLC County, Tennessee, being more particularly 6512 Shallowmar Lane, Hixson, 37343 2018-06-22; 2018-06-29; 2018-07-06 Michael G. Massey Wilson & Associates, PLLC described as follow: BEGINNING at a point on the west line of SALES TO TAKE PLACE ON 2018-07-17 South Dent Road, 551.3 feet southwardly from its intersection with Danbridge Drive; 1600 East 48th St , Chattanooga, 37407 2018-06-22; 2018-06-29; 2018-07-06 Curd, Ernest Shapiro and Ingle, LLP THENCE North 80 degrees 48 minutes West, 8695 Arbutus Drive, Hixson, 37343 2018-06-22; 2018-06-29; 2018-07-06 Tammy R. Stapleton C/O Tennessee Foreclosure Dept. 129.4 feet to a point; THENCE South 11 degrees 29 minutes West, 110.0 feet to a SALES TO TAKE PLACE ON 2018-07-19 point; THENCE South 80 degrees 48 min- utes East 133.7 feet to a point in the west 7128 Fine Lane, Harrison, 37341 2018-06-22; 2018-06-29; 2018-07-06 Amora E. O’Neill and Richard W. O’Neill Rubin Lublin TN, PLLC line of South Dent Road; THENCE North 09 2091 Paris Metz Road, Chattanooga, 37421 2018-06-15; 2018-06-22; 2018-06-29 Christopher M. Phillips and Elizabeth H. Phillips Mackie Wolf Zientz & Mann, P.C. degrees 14 minutes East, along the west 5930 Ramsey Forgey Road, Harrison 2018-06-22; 2018-06-29; 2018-07-06 Thomas Clinton Simmons and Wanda Simmons Rubin Lublin TN, PLLC line of South Dent Road, 110.0 feet to the 941 Runyan Drive, Chattanooga, 37405 2018-06-22; 2018-06-29; 2018-07-06 Danielle N Davis, Mike Davis Rubin Lublin TN, PLLC Point of Beginning; being known as Lot No. 4130 Sunset Ave , Chattanooga, 37411 2018-06-22; 2018-06-29; 2018-07-06 Arnold, Calvin and Belinda Shapiro and Ingle, LLP Seven (7) of the Charles C. Huff Tract on 4382 Wellesley Drive, Ooltewah, 37363 2018-06-22; 2018-06-29; 2018-07-06 Rhonda M. McFadden and Toney McFadden Rubin Lublin TN, PLLC Dent Road, plat of which is unrecorded. Being the same property conveyed to SALES TO TAKE PLACE ON 2018-07-20 Chase G. Cheeseman and Pam Dalzell by deed from Kenneth Floyd Boles, of record 1343 Florida St , Chattanooga, 37421 2018-06-22; 2018-06-29; 2018-07-06 Parks, Marshall Shapiro and Ingle, LLP in Book 10106, Page 888, Register’s Of- fice for Hamilton County, Tennessee. Pam SALES TO TAKE PLACE ON 2018-07-23 Dalzell being one and the same person as Pamela J. Dalzell. 2202 Bailey Ave, Chattanooga, 37404 2018-06-29; 2018-07-06; 2018-07-13 Mallory Dean Wilson & Associates, PLLC Subject to all easements, restrictive cov- enants and conditions, and other matters SALES TO TAKE PLACE ON 2018-07-24 of record, including all items set out on any applicable plat of record. 4315 13th Avenue , Chattanooga, 37407 2018-06-29; 2018-07-06; 2018-07-13 Sheri Darleen Hollaway Parcel ID: 082L C 058 Commonly known as 7411 S Dent Rd, SALES TO TAKE PLACE ON 2018-07-26 Hixson, TN 37343 The street address and parcel number(s) 8514 Daisy Dallas Rd , Hixson, 37343 2018-06-22; 2018-06-29; 2018-07-06 Stewart, Teresa Shapiro and Ingle, LLP of the above described property are believed 3414 Centerview Ln, Chattanooga, 37419 2018-07-06; 2018-07-13; 2018-07-20 Laura E. Fryar Wilson & Associates, PLLC to be correct; however, such references are not 3417 Gay Street, Chattanooga, 37411 2018-06-29; 2018-07-06; 2018-07-13 Bettye L. Allen C/O Tennessee Foreclosure Dept. a part of the legal description of the property 130 Meadowview Lane, Soddy Daisy, 37379 2018-06-29; 2018-07-06; 2018-07-13 Lloyd C. Denton Wilson & Associates, PLLC sold herein, and, in the event of any discrep- 2508 Jeffery Drive, Chattanooga, 37421 2018-06-08; 2018-06-15; 2018-06-22 Oran N. Dixson Wilson & Associates, PLLC ancy, the legal description herein shall control 2612 Roanoke Avenue, Chattanooga 2018-06-29; 2018-07-06; 2018-07-13 Wanda S. Barbree and Evelyn Barbree C/O Tennessee Foreclosure Dept. Current Owner(s) of Property: Chase G. 3906 McDowell Street, Chattanooga, 37411 2018-06-01; 2018-06-08; 2018-06-15 Susan M. Brewer Wilson & Associates, PLLC Cheeseman and Pam Dalzell 6636 Rolling River Road, Harrison, 37341 2018-06-29; 2018-07-06; 2018-07-13 Donna R. Miller Rubin Lublin TN, PLLC Other Interested Parties: Tennessee Housing 206 Daisy Avenue, Soddy Daisy, 37379 2018-06-29; 2018-07-06; 2018-07-13 Rhonda G. Shepherd &Robert Glenn Shepherd C/O Tennessee Foreclosure Dept. Development Agency; Secretary of Housing 4816 Shorewood Drive, Chattanooga 2018-06-29; 2018-07-06; 2018-07-13 Robert L. Yearby Wilson & Associates, PLLC and Urban Development; Covington Credit; 9106 Harrison Bay Road, Harrison, 37341 2018-06-29; 2018-07-06; 2018-07-13 Flora Orr Hughes Better Choice Notice Solutions Atlantic Credit & Finance Special Finance 3905 Knollwood Drive, Chattanooga, 37415 2018-06-29; 2018-07-06; 2018-07-13 Sharon Christine Jackson & James W. Jackson Mackie Wolf Zientz & Mann, P.C. Unit, LLC (ACF). 6604 Schooner Bay Ln , Hixson, 37343 2018-06-22; 2018-06-29; 2018-07-06 Garland, Brian and Courtney Shapiro and Ingle, LLP This sale is subject to tenant(s)/occupant(s) 7051 Autumn Lake Trl , Hixson, 37343 2018-06-22; 2018-06-29; 2018-07-06 Witt, James Shapiro and Ingle, LLP rights in possession. 3214 Stage Run Drive, Hixson, 37343 2018-06-22; 2018-06-29; 2018-07-06 Bradley D Church, Cristal McMillian Church Rubin Lublin TN, PLLC This sale is subject to all matters shown on any applicable recorded plat; any unpaid SALES TO TAKE PLACE ON 2018-07-31 taxes; any restrictive covenants, easements, or setback lines that may be applicable; 1569 Burns Ave, East Ridge, 37412 2018-06-22; 2018-06-29; 2018-07-06 Kory Wade Custer Solomon Baggett, LLC any statutory rights of redemption of any 6101 Sam Smith Road, Birchwood, 37308 2018-07-06; 2018-07-13; 2018-07-20 Terrance J. Long and Christie M. Long C/O Tennessee Foreclosure Dept. governmental agency, state or federal; any prior liens or encumbrances as well as any SALES TO TAKE PLACE ON 2018-08-06 priority created by a fixture filing; and to any matter that an accurate survey of the prem- 125 East Daytona Drive, Chattanooga 2018-06-22; 2018-06-29; 2018-07-06 Terri Lynn Johnson Solomon Baggett, LLC ises might disclose. In addition, the following parties may claim an interest in the above- referenced property: Chase G. Cheeseman kind, express or implied, as to the condition 5751 Uptain Road to TENNESSEE HOUSING DEVELOPMENT situated in Hamilton County, to wit: and Pamela J. Dalzell; Tennessee Housing of the Property and the improvements located Suite 514 AGENCY, the party entitled to enforce said The land referred to herein below is situated Development Agency; Secretary of Housing thereon, including merchantability or fitness Chattanooga, Tennessee 37411 security interest; and having appointed Clear in the County of Hamilton, State of Tennes- and Urban Development; Covington Credit; for particular purpose. Trustee shall make no Phone: (877) 319-8840 Recon LLC, the undersigned, as Substitute see, and is described as follows: Atlantic Credit & Finance Special Finance covenant of seisin or warranty of title, express File No: 1292-460A Trustee by instrument filed or being filed for IN THE SECOND CIVIL DISTRICT OF HAM- Unit, LLC (ACF). or implied, and will sell and convey the subject June 22, 29, July 6, 2018 Fnr19221 record in the Register’s Office of Hamilton ILTON COUNTY, TENNESSEE: If the United States or the State of Tennes- real property by Substitute Trustee’s Deed only. County, Tennessee, with all of the rights, Being a part of the Southeast Quarter of see have any liens or claimed lien(s) on the The right is reserved to adjourn the day NOTICE OF SUBSTITUTE TRUSTEE`S SALE powers, and privileges of the original Trustee Section Twenty-five (25), Township Two Property, and are named herein as interested of the sale to another day, time, and place WHEREAS, default has occurred in the named in said Deed of Trust. (2), Range Four (4), West of the Basis Line, parties, timely notice has been given to the ap- certain without further publication, upon an- performance of the covenants, terms, and NOW, THEREFORE, notice is hereby given Ocoee District, and being more particularly plicable governmental entity, and the sale will be nouncement at the time and place for the sale conditions of a Deed of Trust dated November that the entire indebtedness has been declared described as follows: Beginning at the inter- subject to any applicable rights of redemption set forth above. 5, 2009, executed by Randall R. Quarles, due and payable as provided in said Deed of section of the southern line of Navajo Drive held by the entity as required by 26 U.S.C. § This property is being sold with the express unmarried, to Charles E Tonkin, II, Trustee, for Trust, and that the undersigned, Clear Recon and the western line of Donaldson Road; 7425 and/or Tennessee Code § 67-1-1433. reservation that the sale is subject to confirma- Mortgage Electronic Registration Systems, LLC, as Substitute Trustee or his duly appointed thence westwardly, along said southern All right and equity of redemption, statu- tion by the lender or trustee. This sale may be Inc., as nominee for Mortgage Investors Group, agent, by virtue of the power, duty, and author- line of Navajo Drive, 200 feet; thence at tory and otherwise, homestead, and dower rescinded by the Substitute Trustee at any time. its successors and assigns, and appearing of ity vested and imposed upon said Substitute right angles, southwardly 100 feet, more are expressly waived in said Deed of Trust, THIS OFFICE IS ACTING AS A DEBT COLLECTOR record on November 10, 2009, in the Regis- Trustee will, on July 12, 2018, at 10:00 AM, or less, to the center line of a ditch; thence and the title is believed to be good; however, AND IS ATTEMPTING TO COLLECT A DEBT. ANY ter’s Office of Hamilton County, Tennessee, at local time, at the West Door of the Hamilton eastwardly following the center line of said the undersigned will sell and convey only as INFORMATION OBTAINED WILL BE USED FOR Instrument Number 2009111000178, Deed County Courthouse, located in Chattanooga, ditch to its intersection with the western Substitute Trustee. THAT PURPOSE. Book GI 9054 Page 517. Tennessee, proceed to sell at public outcry to line of Donaldson Road; thence northwardly The transfer shall be AS IS, WHERE IS, AND Clear Recon LLC WHEREAS, the beneficial interest of said the highest and best bidder for cash or certified Continued on page 8 WITH ALL FAULTS, and without warranties of any Substitute Trustee Deed of Trust was last transferred and assigned funds ONLY, the following described property Page 8 Public Notices July 6 - 12, 2018 www.HamiltonCountyHerald.com

Building Permits Described property located at Hamilton Hamilton County County, Tennessee, to wit: Situate and being in the City of Chattanooga, Status Licensed Professional Contract County of Hamilton, State of Tennessee, Owner Address Work Description Date Site Address Address Value to wit: Being Lot Eleven (11), Block 9 (9), Boulevard 06/27/2018 033110H E 00100 NORTHGATE SAC LLC BUFFALO CONSTRUCTION DEMOLITION OF EXISTING SEARS $750,000.00 Park Addition, as shown by plat recorded in 490 NORTHGATE MALL DR 2030 HAMILTON PL BLVD, INC BUILDING. NEW CONSTRUCTION OF Plat Book 5, Page 50, in the Register’s Office CHATTANOOGA 37415 STE 500 REED MILLS 2200 SQ FT QUICK SERVE, CASUAL of Hamilton County, Tennessee. Commercial CHATTANOOGA, TN 37421 12700 OTTO KNOP DRIVE CHINESE RESTAURANT WITH Subject to restrictions as set out in instru- New Construction LOUISVILLE, KY 40299 DRIVE THRU. ment recorded in Book T, Volume 14, page 06/26/2018 033167J L 01701 RTB HOLDINGS LLC GREEN TECH HOMES 19-HZ-00078: NEW CONSTRUCTION $118,520.00 102, as modified in Book 1012, Page 137, 5106 ALABAMA AVE 1644 ROSSVILLE AVE PAUL TERUYA OF A PRIMARY STRUCTURE WITH in the Register’s Office of Hamilton County, CHATTANOOGA 37409 CHATTANOOGA, TN 37408 1644 ROSSVILLE AVE A FRONT WALKWAY, REAR PARKING Tennessee. Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 PAD, WALKWAY TO THE SIDE OF THE Being the same property conveyed to Ernest STRUCTURE. CONDITIONS: WEST SIDE Lebron Curd by Special Warranty Deed from UPPER DORMER FAÇADE WILL LINE AmSouth Bank, an Alabama corporation in UP WITH FRONT WALL FAÇADE PLANE. Deed Book 8136, Page 634 in the Register’s SLAB FOUNDATION WITH BASEMENT Office for Hamilton County, Tennessee. GARAGE 3 BEDROOMS, 2 STORIES. Street Address: 1600 East 48th St, Chat- 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONTRUCTION OF $110,000.00 tanooga, Tennessee 37407 430 HARPER ST 1161 E MAIN ST ETHAN COLLIER DUPLEX, THREE STORY Secondary Property Address: Chattanooga CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST ON SLAB WITH PARKING Parcel Number: 168P F 018 Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 PAD ONLY Current Owner(s) of Property: Ernest Leb- 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONTRUCTION OF $110,000.00 ron Curd 432 HARPER ST 1161 E MAIN ST ETHAN COLLIER DUPLEX, THREE STORY The street address of the above described CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST ON SLAB WITH PARKING property is believed to be 1600 East 48th St, Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 PAD ONLY Chattanooga, Tennessee 37407, but such 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONTRUCTION OF $110,000.00 address is not part of the legal description of 439 HARPER ST 1161 E MAIN ST ETHAN COLLIER DUPLEX, THREE STORY the property sold herein and in the event of CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST ON SLAB WITH PARKING any discrepancy, the legal description herein Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 PAD ONLY shall control. 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONTRUCTION OF $110,000.00 This sale is subject to, without limitation, all 410 ZEIGLER ST 1161 E MAIN ST ETHAN COLLIER DUPLEX, THREE STORY matters shown on any applicable recorded plat; CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST ON SLAB WITH PARKING any unpaid taxes; any restrictive covenants, Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 PAD ONLY easements, or setback lines that may be ap- 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONSTRUCTION OF $110,000.00 plicable; any statutory right of redemption of any 412 ZEIGLER ST 1161 E MAIN ST ETHAN COLLIER DUPLEX, THREE STORY governmental agency, state or federal; any prior CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST WITH ONE BEDROOM ON liens or encumbrances including those created Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 SLAB, PARKING PAD ONLY by a fixture filing or any applicable homeowners’ 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONSTRUCTION OF $110,000.00 association dues or assessments; all claims or 418 ZIEGLER ST 1161 E MAIN ST ETHAN COLLIER THREE STORY DUPLEX, other matters, whether of record or not, which CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST ONE BEDROOM ON SLAB may encumber the purchaser’s title and any Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 WITH PARKING PAD matter that an accurate survey of the premises 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW THREE STORY $110,000.00 might disclose. 416 ZIEGLER ST 1161 E MAIN ST ETHAN COLLIER DUPLEX, ONE BEDROOM The following parties may claim an interest CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST ON SLAB WITH PARKING in the above-referenced property to be affected Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 PAD ONLY by the foreclosure: any judgment creditor or 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION RESIDENTIAL THREE $110,000.00 lien holder with an interest subordinate to the 438 HARPER ST 1161 E MAIN ST ETHAN COLLIER STORY DUPLEX, ONE said Deed of Trust or any party claiming by, CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST BEDROOM ON SLAB WITH through, or under any of the foregoing. Such Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 PARKING PAD parties known to the Substitute Trustee may 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONSTRUCTION OF $110,000.00 include: Beneficial Tennessee, Inc. c/o Finkel- 442 HARPER ST 1161 E MAIN ST ETHAN COLLIER DUPLEX, THREE STORY stein, Kern, Steinberg & Cunningham, Attys. CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST WITH ONE BEDROOM ON Terms of Sale will be public auction, for Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 SLAB, PARKING PAD ONLY cash, free and clear of rights of homestead, 06/28/2018 033135C S 02700 ECGT DEVELOPMENT LLC ETHAN COLLIER CONSTRUCTION NEW CONSTRUCTION OF $110,000.00 redemption and dower to the extent disclaimed 444 HARPER ST 1161 E MAIN ST ETHAN COLLIER THREE STORY DUPLEX, or inapplicable, and the rights of Ernest Leb- CHATTANOOGA, TN 37405 CHATTANOOGA, TN 37408 1161 E MAIN ST ONE BEDROOM ON SLAB ron Curd, and those claiming through him/ Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 WITH PARKING PAD ONLY her/it/them. 06/26/2018 033126L H 02006 RTB HOLDINGS LLC GREEN TECH HOMES NEW CONSTRUCTION OF SINGLE FAMILY $223,920.00 Any right of equity of redemption, statutory 1336 CARRINGTON WAY 1644 ROSSVILLE AVE PAUL TERUYA RESIDENCE, FOUR BEDROOMS and otherwise, and homestead are waived in CHATTANOOGA 37405 CHATTANOOGA, TN 37408 1925 ROSSVILLE AVE OVER CRAWL SPACE WITH accord with the terms of said Deed of Trust, Residential (1-2 Units) New Construction CHATTANOOGA, TN 37408 ATTACHED GARAGE and the title is believed to be good, but the 06/25/2018 033118F F 04800 PRATT HOMEBUILDERS II LLC PRATT & ASSOCIATES NEW SINGLE FAMILY DETACHED $333,040.00 undersigned will sell and convey only as Sub- 1399 BRIDGEVIEW DR 1734 DAYTON BLVD JAMES PRATT JR RESIDENCE WITH ATTACHED MAIN stitute Trustee. CHATTANOOGA 37415 CHATTANOOGA, TN 37405 1734 DAYTON BLVD LEVEL GARAGE. GAS LOG FIREPLACE The right is reserved to adjourn the day Residential (1-2 Units) New Construction CHATTANOOGA, TN 37415 IN GREAT ROOM ON CRAWLSPACE of the sale to another day, time, and place WITH 4 BEDROOMS, 2 STORIES. certain without further publication, upon an- 06/29/2018 033120J M 01400 BROWN BRITT H K & M BUILDER & DEVELOPER INC NEW CONSTRUCTION OF SINGLE $148,800.00 nouncement at the time and place for the sale 4257 INLET LOOP P O BOX 91313 KARIM JOOMA FAMILY RESIDENCE,ONE AND A set forth above. If you purchase a property CHATTANOOGA 37416 CHATTANOOGA, TN 37412 6143 OOLTEWAH HALF STORY, THREE BEDROOMS at the foreclosure sale, the entire purchase Residential (1-2 Units) New Construction GEORGETOWN RD ON SLAB WITH ATTACHED price is due and payable at the conclusion OOLTEWAH, TN 37363 GARAGE of the auction in the form of a certified/ bank check made payable to or endorsed Foreclosure Notices The street address and parcel number(s) Property, and are named herein as interested THAT PURPOSE. to Shapiro & Ingle, LLP. No personal checks of the above described property are believed parties, timely notice has been given to the ap- Clear Recon LLC will be accepted. To this end, you must bring Continued from page 7 to be correct; however, such references are not plicable governmental entity, and the sale will be Substitute Trustee sufficient funds to outbid the lender and any a part of the legal description of the property subject to any applicable rights of redemption 5751 Uptain Road other bidders. Insufficient funds will not be along said western line of Donaldson Road sold herein, and, in the event of any discrep- held by the entity as required by 26 U.S.C. § Suite 514 accepted. Amounts received in excess of the to the point of beginning. ancy, the legal description herein shall control 7425 and/or Tennessee Code § 67-1-1433. Chattanooga, Tennessee 37411 winning bid will be refunded to the successful FOR PRIOR TITLE, see Deed from Thomas Current Owner(s) of Property: Randall All right and equity of redemption, statu- Phone: (877) 319-8840 purchaser at the time the foreclosure deed V. Price, Jr., unmarried and widower (Anna R. Quarles tory and otherwise, homestead, and dower File No: 1292-568A is delivered. Sue H. Price, deceased), to Mark Siniard, Other Interested Parties: Estate of Randall are expressly waived in said Deed of Trust, June 22, 29, July 6, 2018 Fnr19220 This property is being sold with the express married, dated June 29, 1998 and recorded R. Quarles; Heir(s) of Randall R. Quarles, if and the title is believed to be good; however, reservation that the sale is subject to confirma- in Book 5131, Page 473, in the Register’s any; Shanna Quarles; Daniel Quarles; Discover the undersigned will sell and convey only as SUBSTITUTE TRUSTEE’S SALE tion by the lender or trustee. This sale may be Office of Hamilton County, Tennessee, and Bank; Cornerstone Community Bank, CACH, Substitute Trustee. Sale at public auction will be on July 17, 2018 rescinded only by the Substitute Trustee at any Quitclaim Deed from Jeanette D. Siniard LLC, Tennessee Housing Development Agency The transfer shall be AS IS, WHERE IS, AND at 12:00PM local time, at the west door, time. If the Substitute Trustee rescinds the to Mark A. Siniard dated March 8, 2001 This sale is subject to tenant(s)/ WITH ALL FAULTS, and without warranties of any Hamilton County Courthouse, 625 Georgia sale, the purchaser shall only be entitled to a and recorded in Book 5801, Page 977, in occupant(s) rights in possession. kind, express or implied, as to the condition Ave., Chattanooga, Tennessee pursuant to return of any money paid towards the purchase the Register’s Office of Hamilton County, This sale is subject to all matters shown of the Property and the improvements located Deed of Trust executed by Ernest Lebron Curd, price and shall have no other recourse. Once Tennessee. on any applicable recorded plat; any unpaid thereon, including merchantability or fitness to Mark Rosser, Trustee, as trustee for Mort- the purchaser tenders the purchase price, the THIS CONVEYANCE MADE SUBJECT TO taxes; any restrictive covenants, easements, for particular purpose. Trustee shall make no gage Electronic Registration Systems, Inc. as Substitute Trustee may deem the sale final in THE FOLLOWING: or setback lines that may be applicable; any covenant of seisin or warranty of title, express nominee for Aasent Mortgage Corporation on which case the purchaser shall have no remedy. Any covenants, conditions, restrictions, statutory rights of redemption of any govern- or implied, and will sell and convey the subject October 21, 2008 at Book Gi 8792, Page 707, The real property will be sold AS IS, WHERE reservations or easements of record. Any mental agency, state or federal; any prior liens real property by Substitute Trustee’s Deed only. Instrument No. 2008110300152; conducted IS, with no warranties or representations of governmental zoning and subdivision ordi- or encumbrances as well as any priority created The right is reserved to adjourn the day by Shapiro & Ingle, LLP, having been appointed any kind, express or implied, including without nances in effect thereon. Being the same by a fixture filing; and to any matter that an ac- of the sale to another day, time, and place Substitute or Successor Trustee, all of record limitation, warranties regarding condition of the property conveyed to Randall R. Quarles curate survey of the premises might disclose. certain without further publication, upon an- in the Hamilton County Register’s Office. De- property or marketability of title. by deed from Mark Siniard a/k/a Mark A. In addition, the following parties may claim an nouncement at the time and place for the sale fault has occurred in the performance of the This office may be a debt collector. This Siniard and spouse Elaine Siniard, dated interest in the above-referenced property: Ran- set forth above. covenants, terms, and conditions of said Deed may be an attempt to collect a debt and any 11/5/09, recorded on 11/10/09, at In- dall R Quarles; Estate of Randall R. Quarles; This property is being sold with the express of Trust and the entire indebtedness has been information obtained may be used for that strument No. 2009111000177, in Book GI Heir(s) of Randall R. Quarles, if any; Shanna reservation that the sale is subject to confirma- declared due and payable. purpose. 9054, Page 515, in the Register of Deeds Quarles; Daniel Quarles; Discover Bank; tion by the lender or trustee. This sale may be Party Entitled to Enforce the Debt: BankUnited, Shapiro & Ingle, LLP Office for Hamilton County, Tennessee. Cornerstone Community Bank, CACH, LLC; rescinded by the Substitute Trustee at any time. N.A., its successors and assigns. Substitute Trustee Parcel ID: 156E L 006 Tennessee Housing Development Agency. THIS OFFICE IS ACTING AS A DEBT COLLECTOR The following real estate located in Hamilton 10130 Perimeter Parkway, Suite 400 Commonly known as 3234 Navajo Drive, If the United States or the State of Tennes- AND IS ATTEMPTING TO COLLECT A DEBT. ANY County, Tennessee, will be sold to the highest Charlotte, NC 28216 Chattanooga, TN 37411 see have any liens or claimed lien(s) on the INFORMATION OBTAINED WILL BE USED FOR call bidder: Phone: (704) 333-8107 July 6 - 12, 2018 Public Notices Page 9 www.HamiltonCountyHerald.com

Fax: (704) 333-8156 or inapplicable, and the rights of Calvin Richard Door of the Hamilton County Courthouse, 625 enants, easements or set-back lines that may FEET; THENCE SOUTHEASTWARDLY ALONG www.shapiro-ingle.com Arnold and Belinda A. Arnold, and those claim- Georgia Avenue, Chattanooga, TN 37402, pro- be applicable; any prior liens or encumbrances THE NORTHEAST LINE OF LOT 9, 156 FEET File No. 18-115306 ing through him/her/it/them. ceed to sell at public outcry to the highest and as well as any priority created by a fixture filing; TO THE POINT OF BEGINNING. June 22, 29, July 6, 2018 Fnr19223 Any right of equity of redemption, statutory best bidder for cash or certified funds ONLY, and to any matter that an accurate survey of BEING THE SAME PROPERTY CONVEYED and otherwise, and homestead are waived in the following described property situated in the premises might disclose. This property is TO MARSHALL PARKS, UNMARRIED FROM SUBSTITUTE TRUSTEE’S SALE accord with the terms of said Deed of Trust, Hamilton County, Tennessee, to wit: being sold with the express reservation that REX WHALEY AND NORMA WHALEY, WIFE IN Sale at public auction will be on July 19, and the title is believed to be good, but the LOT SIX (6), OLD STAGE RUN, PUD., PHASE it is subject to confirmation by the lender or DEED DATED 08/09/2002 AND RECORDED 2018 at 10:00AM local time, at the west door, undersigned will sell and convey only as Sub- ONE, AS SHOWN BY PLAT OF RECORD IN PLAT Substitute Trustee. This sale may be rescinded 8/13/20021N BOOK 6332 AT PAGE 524, Hamilton County Courthouse, 625 Georgia stitute Trustee. BOOK 62, PAGE 367, IN THE REGISTER`S at any time. The right is reserved to adjourn HAMILTON COUNTY RECORDS. Ave., Chattanooga, Tennessee pursuant to The right is reserved to adjourn the day OFFICE OF HAMILTON COUNTY, TENNESSEE. the day of the sale to another day, time, and Street Address: 1343 Florida St, Chatta- Deed of Trust executed by Calvin Richard Arnold of the sale to another day, time, and place TOGETHER WITH RIGHTS AND BENEFITS OF place certain without further publication, upon nooga, Tennessee 37421 and Belinda A. Arnold, to First American Title certain without further publication, upon an- OLD STAGE RUN RESTRICTIVE COVENANTS, announcement at the time and place for the Parcel Number: 158B C 003.01 Insurance Company, Trustee, as trustee for nouncement at the time and place for the sale CONDITIONS AND RESTRICTIONS OF RECORD sale set forth above. All right and equity of re- Current Owner(s) of Property: Marshall Parks, Compass Mortgage, INc. on March 28, 2003 set forth above. If you purchase a property IN BOOK 5527, PAGE 958, IN THE REGISTER`S demption, statutory or otherwise, homestead, unmarried at Book GI 6631, Page 911; conducted by at the foreclosure sale, the entire purchase OFFICE OF HAMILTON COUNTY, TENNESSEE. and dower are expressly waived in said Deed The street address of the above described Shapiro & Ingle, LLP, having been appointed price is due and payable at the conclusion SUBJECT TO ANY GOVERNMENTAL ZONING of Trust, and the title is believed to be good, property is believed to be 1343 Florida St, Substitute or Successor Trustee, all of record of the auction in the form of a certified/ AND SUBDIVISION ORDINANCES OR REGU- but the undersigned will sell and convey only Chattanooga, Tennessee 37421, but such in the Hamilton County Register’s Office. De- bank check made payable to or endorsed LATIONS IN EFFECT THEREON. SUBJECT TO as Substitute Trustee. The Property is sold address is not part of the legal description of fault has occurred in the performance of the to Shapiro & Ingle, LLP. No personal checks RESTRICTIONS, EASEMENTS, REQUIREMENTS, as is, where is, without representations or the property sold herein and in the event of covenants, terms, and conditions of said Deed will be accepted. To this end, you must bring OBLIGATIONS, LIEN OF ASSESSMENTS, ETC., warranties of any kind, including fitness for a any discrepancy, the legal description herein of Trust and the entire indebtedness has been sufficient funds to outbid the lender and any AS SET OUT IN OLD STAGE RUN RESTRICTIVE particular use or purpose. shall control. declared due and payable. other bidders. Insufficient funds will not be COVENANTS, CONDITIONS AND RESTRIC- THIS LAW FIRM IS ATTEMPTING TO COLLECT A This sale is subject to, without limitation, all Party Entitled to Enforce the Debt: JPM- accepted. Amounts received in excess of the TIONS OF RECORD IN BOOK 5527, PAGE 958, DEBT. ANY INFORMATION OBTAINED WILL BE matters shown on any applicable recorded plat; organ Chase Bank, National Association, its winning bid will be refunded to the successful IN THE REGISTER`S OFFICE OF HAMILTON USED FOR THAT PURPOSE. any unpaid taxes; any restrictive covenants, successors and assigns. purchaser at the time the foreclosure deed COUNTY, TENNESSEE. SUBJECT TO RIGHTS, Rubin Lublin TN, PLLC, Substitute Trustee easements, or setback lines that may be ap- The following real estate located in Ham- is delivered. RESERVATIONS, RESTRICTIONS, CONDITIONS, 119 S. Main Street, Suite 500 plicable; any statutory right of redemption of any ilton County, Tennessee, will be sold to the This property is being sold with the express STIPULATIONS, AND EASEMENTS AS SHOWN, Memphis, TN 38103 governmental agency, state or federal; any prior highest call bidder: reservation that the sale is subject to confirma- DESCRIBED OR NOTED ON RECORDED PLATS www.rubinlublin.com/property-listings.php liens or encumbrances including those created Described property located at Hamilton tion by the lender or trustee. This sale may be OF OLD STAGE RUN SUBDIVISION OF RECORD Tel: (877) 813-0992 by a fixture filing or any applicable homeowners’ County, Tennessee, to wit: rescinded only by the Substitute Trustee at any IN PLAT BOOK 58, PAGE 101, PLAT BOOK 62, Fax: (404) 601-5846 association dues or assessments; all claims or Lot 1, SUNSET AVENUE SUBDIVISION, being time. If the Substitute Trustee rescinds the PAGE 367, IN THE REGISTER`S OFFICE OF Ad #139527 other matters, whether of record or not, which a revised subdivision of part of Lot A-2 and sale, the purchaser shall only be entitled to a HAMILTON COUNTY, TENNESSEE. SUBJECT June 22, 29, July 6, 2018 Fnr19224 may encumber the purchaser’s title and any Lot A-3, RESTRICTED MONTCREST SUBDIVI- return of any money paid towards the purchase TO RESERVATIONS AS OF RECORD IN BOOK matter that an accurate survey of the premises SION, as shown on plat of record in Plat Book price and shall have no other recourse. Once 5616, PAGE 802, IN THE REGISTER`S OFFICE SUBSTITUTE TRUSTEE’S SALE might disclose. 67, Page 5, in the Register’s Office, Hamilton the purchaser tenders the purchase price, the OF HAMILTON COUNTY, TENNESSEE. SUBJECT Sale at public auction will be on July 20, The following parties may claim an interest County, Tennessee, to which plat reference is Substitute Trustee may deem the sale final in TO TEN (10) FOOT UTILITY, POWER AND COM- 2018 at 10:00AM local time, at the west door, in the above-referenced property to be affected hereby made for a more particular description which case the purchaser shall have no remedy. MUNICATION EASEMENT AS SHOWN ON PLAT Hamilton County Courthouse, 625 Georgia by the foreclosure: any judgment creditor or of said property. The real property will be sold AS IS, WHERE OF RECORD IN PLAT BOOK 62, PAGE 367, IN THE Ave., Chattanooga, Tennessee pursuant to lien holder with an interest subordinate to the LESS AND EXCEPT that property conveyed to IS, with no warranties or representations of REGISTER`S OFFICE OF HAMILTON COUNTY, Deed of Trust executed by Marshall Parks, to said Deed of Trust or any party claiming by, Eastern Tennessee Power Company by deed any kind, express or implied, including without TENNESSEE.SUBJECT TO TWELVE (12) FOOT Brandon G. Polito, Trustee, as trustee for Wells through, or under any of the foregoing. Such recorded in Book X, Volume 10, page 216, limitation, warranties regarding condition of the ACCESS EASEMENT AS SHOWN ON PLAT OF Fargo Financial Tennessee 1, LLC on December parties known to the Substitute Trustee may in the said Register’s Office, but TOGETHER property or marketability of title. RECORD IN PLAT BOOK 62, PAGE 367, SAID 26, 2007 at Book GI8561, Page 200, Instru- include: Midland Funding LLC as successor in WITH the right of access to said property as This office may be a debt collector. This may REGISTER`S OFFICE AND AS RECORDED AT ment No. 2008010400105; conducted by interest to OneMain Fin Issue Trust 2014-1 c/o referenced in said deed. be an attempt to collect a debt and any informa- BOOK 2759, PAGE 934, 2759, PAGE 963, AND Shapiro & Ingle, LLP, having been appointed Finkelstein, Kern, Steinberg & Cunningham. Being the same property conveyed by deed tion obtained may be used for that purpose. BOOK 2761, PAGE 592, IN THE REGISTER`S Substitute or Successor Trustee, all of record Terms of Sale will be public auction, for recorded in Book 5739, page 846, in the Reg- Shapiro & Ingle, LLP OFFICE OF HAMILTON COUNTY, TENNESSEE. in the Hamilton County Register’s Office. De- cash, free and clear of rights of homestead, ister’s Office of Hamilton County, Tennessee. Substitute Trustee SUBJECT TO FIFTY (50) FOOT ACCESS AND fault has occurred in the performance of the redemption and dower to the extent disclaimed Street Address: 4130 Sunset Ave, Chat- 10130 Perimeter Parkway, Suite 400 UTILITY EASEMENT AS SHOWN ON PLATS OF RE- covenants, terms, and conditions of said Deed or inapplicable, and the rights of Marshall Parks, tanooga, Tennessee 37411 Charlotte, NC 28216 CORD IN PLAT BOOK 39, PAGE 129, PLAT BOOK of Trust and the entire indebtedness has been and those claiming through him/her/it/them. Parcel Number: 157B G 053.01 Phone: (704) 333-8107 58, PAGE 101, AND PLAT BOOK 62, PAGE 367, declared due and payable. Any right of equity of redemption, statutory Current Owner(s) of Property: Calvin Richard Fax: (704) 333-8156 SAID REGISTER`S OFFICE, AND AS RECORDED Party Entitled to Enforce the Debt: Wells and otherwise, and homestead are waived in Arnold www.shapiro-ingle.com IN BOOK 1896, PAGE 643, IN THE REGISTER`S Fargo USA Holdings Inc., its successors and accord with the terms of said Deed of Trust, The street address of the above described File No. 17-112752 OFFICE OF HAMILTON COUNTY, TENNESSEE. assigns. and the title is believed to be good, but the property is believed to be 4130 Sunset Ave, June 22, 29, July 6, 2018 Fnr19222 SUBJECT TO CONDITIONS AND EASEMENTS The following real estate located in Ham- undersigned will sell and convey only as Sub- Chattanooga, Tennessee 37411, but such RECORDED IN BOOK 2116, PAGE 186, IN THE ilton County, Tennessee, will be sold to the stitute Trustee. address is not part of the legal description of NOTICE OF SUBSTITUTE TRUSTEES SALE .REGISTER`S OFFICE OF HAMILTON COUNTY, highest call bidder: The right is reserved to adjourn the day the property sold herein and in the event of WHEREAS, default has occurred in the per- TENNESSEE. SUBJECT TO BUILDING SETBACK Described property located at Hamilton of the sale to another day, time, and place any discrepancy, the legal description herein formance of the covenants, terms and condi- LINES AS SHOWN, DESCRIBED OR NOTED OF County, Tennessee, to wit: certain without further publication, upon an- shall control. tions of a Deed of Trust dated May 28, 2008, LEGEND ON RECORDED PLAT.SUBJECT TO TEN LAND REFERRED TO IN THIS COMMITMENT IS nouncement at the time and place for the sale This sale is subject to, without limitation, all executed by BRADLEY D CHURCH, CRISTAL (10) FOOT DRAINAGE EASEMENT AS SHOWN DESCRIBED AS ALL THAT CERTAIN PROPERTY set forth above. If you purchase a property matters shown on any applicable recorded plat; MCMILLIAN CHURCH, conveying certain real ON PLAT OF RECORD IN PLAT BOOK 62, PAGE SITUATED IN CITY OF CHATTANOOGA IN THE at the foreclosure sale, the entire purchase any unpaid taxes; any restrictive covenants, property therein described to EMMET JAMES 367, SAID REGISTER`S OFFICE. SUBJECT TO COUNTY OF HAMILTON, AND STATE OF TN price is due and payable at the conclusion easements, or setback lines that may be ap- HOUSE OR BILL R. MCMAUGHLIN, as Trustee, RIGHTS AND BENEFITS OF OLD STAGE RUN AND BEING DESCRIBED IN A DEED DATED of the auction in the form of a certified/ plicable; any statutory right of redemption of any as same appears of record in the Register’s RESTRICTIVE COVENANTS, CONDITIONS AND 08/09/2002 AND RECORDED 08/13/2002 bank check made payable to or endorsed governmental agency, state or federal; any prior Office of Hamilton County, Tennessee recorded RESTRICTIONS OF RECORD IN BOOK 5527, IN BOOK 6332 PAGE 524 AMONG THE LAND to Shapiro & Ingle, LLP. No personal checks liens or encumbrances including those created May 30, 2008, in Deed Book GI 8678, Page PAGE 958, IN THE REGISTER`S OFFICE OF RECORDS OF THE COUNTY AND STATE will be accepted. To this end, you must bring by a fixture filing or any applicable homeowners’ 139at Instrument Number 2008053000138; HAMILTON COUNTY, TENNESSEE. SUBJECT TO SET FORTH ABOVE, AND REFERENCED AS sufficient funds to outbid the lender and any association dues or assessments; all claims or and WHEREAS, the beneficial interest of said CONDITIONS SET OUT ON LEGEND OF PLAT. FOLLOWS: other bidders. Insufficient funds will not be other matters, whether of record or not, which Deed of Trust was last transferred and as- Parcel ID: 110D E 016 THE EAST PART OF THE NORTH ONE-HALF OF accepted. Amounts received in excess of the may encumber the purchaser’s title and any signed to REGIONS BANK D/B/A REGIONS PROPERTY ADDRESS: The street address of LOT NINE (9), BLOCK C. J.H. STREET TRACT winning bid will be refunded to the successful matter that an accurate survey of the premises MORTGAGE who is now the owner of said the property is believed to be 3214 STAGE AS PER PLAT OF RECORD IN PLAT BOOK 13, purchaser at the time the foreclosure deed might disclose. debt; and WHEREAS, the undersigned, Rubin RUN DR, HIXSON, TN 37343. In the event of PAGE 28 AND 29,IN THE REGISTER’S OFFICE is delivered. The following parties may claim an interest Lublin TN, PLLC, having been appointed as any discrepancy between this street address OF HAMILTON COUNTY, TENNESSEE, SAID This property is being sold with the express in the above-referenced property to be affected Substitute Trustee by instrument to be filed and the legal description of the property, the PART OF SAID LOT IS MORE PARTICULARLY reservation that the sale is subject to confirma- by the foreclosure: any judgment creditor or for record in the Register’s Office of Hamilton legal description shall control. DESCRIBED AS FOLLOWS: BEGINNING AT A tion by the lender or trustee. This sale may be lien holder with an interest subordinate to the County, Tennessee. NOW, THEREFORE, notice CURRENT OWNER(S): BRADLEY D CHURCH, POINT IN THE WESTERLY LINE OF FLORIDA rescinded only by the Substitute Trustee at any said Deed of Trust or any party claiming by, is hereby given that the entire indebtedness CRISTAL MCMILLIAN CHURCH STREET FIVE HUNDRED (500) FEET, MORE OR time. If the Substitute Trustee rescinds the through, or under any of the foregoing. Such has been declared due and payable, and that OTHER INTERESTED PARTIES: SECRETARY OF LESS, SOUTH HUNT (OTIS) DRIVE; THENCE sale, the purchaser shall only be entitled to a parties known to the Substitute Trustee may the undersigned, Rubin Lublin TN, PLLC, as HOUSING AND URBAN DEVELOPMENT, MAD- SOUTH ALONG SAID WEST LINE FIFTY (50) return of any money paid towards the purchase include: None. Substitute Trustee or his duly appointed agent, DOX & ANDERSON, PLLC FEET; THENCE NORTHWESTWARDLY 60 price and shall have no other recourse. Once Terms of Sale will be public auction, for by virtue of the power, duty and authority vested The sale of the above-described property shall FEET SOUTH OF THE NORTHEAST LINE OF the purchaser tenders the purchase price, the cash, free and clear of rights of homestead, and imposed upon said Substitute Trustee will, be subject to all matters shown on any recorded LOT 9, 160 FEET; THENCE ACROSS THE Substitute Trustee may deem the sale final in redemption and dower to the extent disclaimed on July 26, 2018 at 10:00 AM at the West plat; any unpaid taxes; any restrictive cov- NORTH ONE HALF OF LOT 9, FIFTY (50) Continued on page 10

TRASHING ONE EGG WASTES 55 GALLONS OF WATER Page 10 Public Notices July 6 - 12, 2018 www.HamiltonCountyHerald.com Foreclosure Notices To conditions and easements recorded in vested in it, will on July 17, 2018, at 10:00AM Brock & Scott, PLLC, Substitute Trustee and the undersigned having been appointed Continued from page 9 Book 2116, Page 186, in the Register’s at the usual and customary location at the c/o Tennessee Foreclosure Department Successor Trustee by instrument recorded in Office of Hamilton County, Tennessee. Hamilton County Courthouse, Chattanooga, 4360 Chamblee Dunwoody Road, Ste 310 said Register’s Office, this is notice that the which case the purchaser shall have no remedy. SUBJECT To limited access to Interstate Tennessee, proceed to sell at public outcry to Atlanta, GA 30341 undersigned will on July 31, 2018 at 12:00 PM The real property will be sold AS IS, WHERE 75, as set out in Deed Book 1420, Page the highest and best bidder for cash, the fol- PH: 404-789-2661 FX: 404-294-0919 local time, at the Hamilton County Courthouse, IS, with no warranties or representations of 671, in the Register’s Office of Hamilton lowing described property situated in Hamilton File No.: 13-06434 FC03 Chattanooga, Tennessee will proceed to sell at any kind, express or implied, including without County, Tennessee. County, Tennessee, to wit: June 22, 29, July 6, 2018 Fnr19227 public outcry to the highest and best bidder for limitation, warranties regarding condition of the ALSO KNOWN AS: 2014 North Concord IN THE THIRD CIVIL DISTRICT OF HAMILTON cash the following property located in Hamilton property or marketability of title. Road, Chattanooga, TN 37421 COUNTY, TENNESSEE: NOTICE OF SUBSTITUTE TRUSTEE’S SALE County, Tennessee, will be sold to the highest This office may be a debt collector. This This sale is subject to all matters shown Lot Thirty-five (35), Dana Hills, Unit One (1), Default having been made in the payment of call bidder subject to all unpaid taxes, prior may be an attempt to collect a debt and any on any applicable recorded plat; any unpaid as shown by plat of record in Plat Book 26, the debts and obligations described in and liens and encumbrances of record. information obtained may be used for that taxes; any restrictive covenants, easements, page 95, in the Register’s Office of Hamilton secured by a certain Deed of Trust executed Described property is IN THE SECOND CIVIL purpose. or setback lines that may be applicable; any County, Tennessee. by TERRI LYNN JOHNSON to Hamilton County DISTRICT OF HAMILTON COUNTY, TENNESSEE: Shapiro & Ingle, LLP statutory rights of redemption of any govern- REFERENCE is made for prior title to Deed Trustee, Trustee, recorded January 5, 2009 north half of the east half of Lot Twelve (12), Substitute Trustee mental agency, state or federal; any prior liens of record in Book 6543, page 103, and in Hamilton County Register’s Office at Book Waterhouse Subdivision, Number Two (2), 10130 Perimeter Parkway, Suite 400 or encumbrances as well as any priority created Quitclaim Deed in Book 8291, page 888, GI8827 Page 154 Inst#F4472 and the ben- as shown by plat of record in Plat Book 12, Charlotte, NC 28216 by a fixture filing; and to any matter that an ac- in the Register’s Office of Hamilton County, eficial interest of said Deed of Trust is owned Page 36, in the Register’s Office of Hamilton Phone: (704) 333-8107 curate survey of the premises might disclose. Tennessee. by CARRINGTON MORTGAGE SERVICES, LLC, County, Tennessee. Being the same property Fax: (704) 333-8156 In addition, the following parties may claim Commonly known as: 8695 Arbutus Drive, and the undersigned having been appointed conveyed to Kory Wade Custer, married man, www.shapiro-ingle.com an interest in the above- referenced property: Hixson, TN 37343. Successor Trustee by instrument recorded recorded on May 1, 2008, Book GI8655, Page File No. 18-115850 ROBERT K. PANAHAGAHI SUBJECT TO all easements and stipulations in said Register’s Office, this is notice that 752 Hamilton County Tennessee. June 22, 29, July 6, 2018 Fnr19225 HELEN J. PANAHAGAHI shown on said plat. the undersigned will on August 6, 2018 at Property Address: 1569 Burns Ave, East The sale held pursuant to this Notice may SUBJECT TO Restrictive Covenants of record 12:00PM local time, at the Hamilton County Ridge, TN 37412 NOTICE OF TRUSTEE’S SALE be rescinded at the Successor Trustee’s option in Book 2060, page 461, in the Register’s Courthouse, located at 615 Walnut Street, TAX ID: 169N F 037 WHEREAS, default has occurred in the at any time. The right is reserved to adjourn Office of Hamilton County, Tennessee, but Chattanooga, Tennessee will proceed to sell Current Owner(s) of Property: KORY WADE performance of the covenants, terms, and the day of the sale to another day, time, and omitting any covenant or restriction based at public outcry to the highest and best bid- CUSTER, a married man, and CANDACE conditions of a Deed of Trust Note dated July place certain without further publication, upon on race, color, religion, sex, handicap, der for cash the following property located in CUSTER 26, 2013, and the Deed of Trust of even date announcement at the time and place for the familial status or national origin unless and Hamilton County, Tennessee, will be sold to The street address of the above described securing the same, recorded July 29, 2013, sale set forth above. In the event of inclem- only to the extent that said covenant (a) is the highest call bidder subject to all unpaid property is believed to be 1569 Burns Ave, East in Book No. GI 10019, at Page 827, in Office ent weather, the trustee hereby announces exempt under Chapter 42, Section 3607 taxes, prior liens and encumbrances of record. Ridge, TN 37412 but such address is not part of of the Register of Deeds for Hamilton County, that the sale will be postponed for a period of of the United States Code or (b) relates to Described property is LOCATED IN THE THIRD the legal description of the property sold herein Tennessee, executed by Robert K. Panahagahi two weeks. In such situations, notices will be handicap but does not discriminate against CIVIL DISTRICT, LOT ONE (1), ROOKS REVISION and in the event of any discrepancy, the legal and Helen J. Panahagahi, conveying certain mailed to interested parties of record. W&A handicapped persons. OF PART OF BLOCK EIGHT (8). DAYTONA HILLS, description referenced herein shall control. property therein described to Northgate Title No. 330793 Parcel ID Number: 082L C 035 PLAT OF RECORD IN PLAT BOOK 28, PAGE SALE IS SUBJECT TO TENANT(S) RIGHTS IN as Trustee for Mortgage Electronic Registration DATED June 13, 2018 Address/Description: 8695 Arbutus Drive, 141, IN THE REGISTER’S OFFICE OF HAMILTON POSSESSION. Systems, Inc., as nominee for Farmington Fi- WILSON & ASSOCIATES, P.L.L.C., Hixson, TN 37343. COUNTY, TENNESSEE. If applicable, the notice requirements of T.C.A. nancial Group, LLC, its successors and assigns; Successor Trustee Current Owner(s): TAMMY RENE’ STAPLE- BEING THE SAME PROPERTY CONVEYED TO 35-5-117 have been met. and the undersigned, Wilson & Associates, June 22, 29, July 6, 2018 Fnr19226 TON. TERRY LYNN JOHNSON BY DEED PROM RICKIE Other Interested Parties: None P.L.L.C., having been appointed Successor Other Interested Party(ies): Discover Bank LINN JOHNSON RECORDED 03/26/1996 All right of equity of redemption, statutory Trustee by Caliber Home Loans, Inc.. NOTICE OF FORECLOSURE SALE Issuer of Discover Card; Tennessee Housing IN DEED BOOK PAGE 4653/185, IN THE and otherwise, and homestead are expressly NOW, THEREFORE, notice is hereby given STATE OF TENNESSEE, HAMILTON COUNTY Development Agency; and LVNV Funding, REGISTER’S OFFICE OF HAMILTON COUNTY, waived in said Deed of Trust, and the title is that the entire indebtedness has been declared WHEREAS, Tammy R. Stapleton a/k/a LLC as successor in interest to “WebBank”. TENNESSEE. believed to be good, but the undersigned will due and payable; and that an agent of Wilson & Tammy Rene’ Stapleton executed a Deed of The sale of the property described above Property Address: 125 East Daytona Drive, sell and convey only as Substitute Trustee. Associates, P.L.L.C., as Successor Trustee, by Trust to Mortgage Electronic Registration Sys- shall be subject to all matters shown on Chattanooga, TN 37415 The right is reserved to adjourn the sale to virtue of the power, duty, and authority vested tems, Inc. as nominee for SunTrust Mortgage, any recorded plat; any and all liens against TAX ID: 109B R 007.01 another day, time and place certain without in and imposed upon said Successor Trustee, Inc., Lender and Larry A. Weissman, Trustee(s), said property for unpaid property taxes; any Current Owner(s) of Property: TERRI LYNN further publication, upon announcement of the by Caliber Home Loans, Inc., will, on August which was dated September 21, 2007 and restrictive covenants, easements or set-back JOHNSON time and place for the sale set forth above. If 23, 2018 on or about 10:00 AM, at the recorded on September 26, 2007 in Book GI lines that may be applicable; any prior liens or The street address of the above described you purchase the property at the foreclosure Hamilton County Courthouse, Chattanooga, 8480, Page 61, Hamilton County, Tennessee encumbrances as well as any priority created property is believed to be 125 East Daytona sale, the entire purchase price is due and Tennessee, offer for sale certain property Register of Deeds. by a fixture filing; a deed of trust; and any mat- Drive, Chattanooga, TN 37415 but such ad- payable at the conclusion of the auction in the hereinafter described to the highest bidder WHEREAS, default having been made in ter than an accurate survey of the premises dress is not part of the legal description of the form of certified bank check made payable to FOR certified funds paid at the conclusion the payment of the debt(s) and obligation(s) might disclose; and property sold herein and in the event of any Solomon Baggett, LLC Escrow Account. No of the sale, or credit bid from a bank or other thereby secured by the said Deed of Trust All right and equity of redemption, statutory discrepancy, the legal description referenced personal checks will be accepted. You must lending entity pre-approved by the successor and the current holder of said Deed of Trust, or otherwise, homestead, and dower are ex- herein shall control. bring sufficient funds to outbid the lender and trustee. The sale is free from all exemptions, SunTrust Mortgage, Inc., (the “Holder”), ap- pressly waived in said Deed of Trust, and the SALE IS SUBJECT TO TENANT(S) RIGHTS IN any other bidders. Insufficient funds will not be which are expressly waived in the Deed of pointed the undersigned, Brock & Scott, PLLC, title is believed to be good, but the undersigned POSSESSION. accepted. Amounts received in excess of the Trust, said property being real estate situated as Substitute Trustee, with all the rights, powers will sell and convey only as Substitute Trustee. If applicable, the notice requirements of T.C.A. winning bid will be refunded to the successful in Hamilton County, Tennessee, and being more and privileges of the original Trustee named in The right is reserved to adjourn the day of the 35-5-117 have been met. purchaser at the time the foreclosure deed is particularly described as follows: said Deed of Trust; and sale to another day, time, and place certain Other Interested Parties: None delivered. This property is being sold with the LOCATED IN THE CITY OF CHATTANOOGA OF NOW, THEREFORE, notice is hereby given without further publication, upon announce- All right of equity of redemption, statutory express reservation that the sale is subject to HAMILTON COUNTY, TENNESSEE: Lot Five that the entire indebtedness has been declared ment at the time and place for the sale set and otherwise, and homestead are expressly confirmation by the lender or trustee. This sale (5), C.B.L. Subdivision on North Concord due and payable as provided in said Deed of forth above. waived in said Deed of Trust, and the title is may be rescinded by the Substitute Trustee Street, as shown by plat of record in Plat Trust by the Holder, and that as agent for the This office is attempting to collect a debt. believed to be good, but the undersigned will at any time. Book 44, Page 290, in the Register’s Office undersigned, Brock & Scott, PLLC, Substitute Any information obtained will be used for sell and convey only as Substitute Trustee. THIS LAW FIRM IS ACTING AS A DEBT COL- of Hamilton County, Tennessee. SUBJECT Trustee, by virtue of the power and authority that purpose. The right is reserved to adjourn the sale to LECTOR AND IS ATTEMPTING TO COLLECT A another day, time and place certain without DEBT. ANY INFORMATION OBTAINED WILL BE further publication, upon announcement of the USED FOR THAT PURPOSE. time and place for the sale set forth above. If Robert J. Solomon you purchase the property at the foreclosure Substitute Trustee STATEWIDE CLASSIFIED ADS sale, the entire purchase price is due and Solomon Baggett, LLC payable at the conclusion of the auction in the 3763 Rogers Bridge Road Reaching more than 979,000 Readers Every Week! form of certified bank check made payable to Duluth, Georgia 30097 For placement information, contact this newspaper’s classi ed advertising department. Solomon Baggett, LLC Escrow Account. No (678) 243-2512 Auctions Health / Beauty Internet personal checks will be accepted. You must Our File No. CMS.02367 389 Acres in Tracts *Hunting Cabin DENTAL INSURANCE. Call Physicians Earthlink High Speed Internet. As bring sufficient funds to outbid the lender and June 22, 29, July 6, 2018 Fnr19229 Recreational Paradise Online Absolute Mutual Insurance Company for details. Low As $14.95/month (for the first 3 any other bidders. Insufficient funds will not be Auction Wet Mill Creek Rd Celina, TN NOT just a discount plan, REAL months.) Reliable High Speed Fiber accepted. Amounts received in excess of the SUBSTITUTE TRUSTEE’S SALE Bidding Ends July 19, 4 pm Bid at www. coverage for 350 procedures. 844-278- Optic Technology. Stream Videos, winning bid will be refunded to the successful Sale at public auction will be on July 26, eagleauctions.com Amonett’s Eagle 8285 or http://www.dental50plus.com/ Music and More! Call Earthlink Today purchaser at the time the foreclosure deed is 2018 at 10:00AM local time, at the west door, Auction & Realty 931-526-5335 tnpress Ad# 6118 1-888-337-9611 delivered. This property is being sold with the Hamilton County Courthouse, 625 Georgia express reservation that the sale is subject to Ave., Chattanooga, Tennessee pursuant to GET THE WORD OUT about your next Sleep Apnea Patients - If you have Wanted to Buy or Trade confirmation by the lender or trustee. This sale Deed of Trust executed by Teresa K. Stewart, auction! Save Time & $$$. One Call For Medicare coverage, call Verus FREON R12 WANTED: CERTIFIED may be rescinded by the Substitute Trustee to Mr. Arnold M. Weiss, Trustee, as trustee for All. Your ad can appear in this newspaper Healthcare to qualify for CPAP supplies BUYER will PAY CA$H for R12 cylinders at any time. Washington Mutual Bank, FA on April 5, 2002 + 93 other TN newspapers. For more info, for little or no cost in minutes. Home or cases of cans. (312) 291-9169; www. THIS LAW FIRM IS ACTING AS A DEBT COL- at Book GI 6213, Page 728, Instrument No. contact this newspaper’s classified dept. Delivery, Healthy Sleep Guide and More refrigerantfinders.com LECTOR AND IS ATTEMPTING TO COLLECT A 2002041600118; conducted by Shapiro & or call 931-905-4465. - FREE! Our customer care agents await DEBT. ANY INFORMATION OBTAINED WILL BE Ingle, LLP, having been appointed Substitute or your call. 1-866-451-4648 USED FOR THAT PURPOSE. Successor Trustee, all of record in the Hamilton Advertise Throughout Tennessee Cable / Satellite TV Robert J. Solomon County Register’s Office. Default has occurred YOUR LOW COST ADVERTISING Solu- Substitute Trustee in the performance of the covenants, terms, Help Wanted - Drivers DISH TV $59.99 For190 Channels $14.95 tion! One call & your 25 word ad will Solomon Baggett, LLC and conditions of said Deed of Trust and the High Speed Internet. Free Installation, Aviagen-Seeking qualified candidates appear in 93 Tennessee newspapers 3763 Rogers Bridge Road entire indebtedness has been declared due Smart HD DVR Included, Free Voice w/ valid Class A CDL. $2000.00 Sign on for $275/wk or 29 East TN newspapers Duluth, Georgia 30097 and payable. Remote. Some restrictions apply. Call Bonus. Starting pay w/ 3 yrs. verified for $120/wk. Call this newspaper’s clas- (678) 243-2512 Party Entitled to Enforce the Debt: Wells 1-844-274-6074 driving experience $15.50 hr. Apply sified advertising dept. or go to www. Our File No. CMS.00885 Fargo Bank, N.A., its successors and assigns. in person or contact Cindy Cox 423- tnadvertising.biz. June 22, 29, July 6, 2018 Fnr19228 The following real estate located in Ham- SPECTRUM TRIPLE PLAY TV, Internet 447-7379 ccox@ hubbardbreedersusa. ilton County, Tennessee, will be sold to the com EOE & Voice for $29.99 ea. 60 MB per second NOTICE OF SUBSTITUTE TRUSTEE’S SALE highest call bidder: speed. No contract or commitment. We Default having been made in the payment of Described property located at Hamilton buy your existing contract up to $500! Help Wanted www.tnadvertising.biz the debts and obligations described in and County, Tennessee, to wit: 1-855-710-8320 RECRUITING HEADACHES? We Can secured by a certain Deed of Trust executed Lot No. 2 of the Corrective Plate (Re- Help! Advertise your job opening by KORY WADE CUSTER, a married man, subdivision of Lot No. 2) of the Walter Keith DIRECTV SELECT PACKAGE! Over in this newspaper +93 newspapers and CANDACE CUSTER to Title Guaranty & Subdivision as shown in Plat Book 56, Page 150 Channels, ONLY $35/month (for 12 across the state of Tennessee One Call Trust Company, Trustee, recorded May 1, 2, In the Register’s Office of Hamilton County, mos.) Order Now! Get a $100 AT&T Visa / Email for All! Contact our classified 2018 in Hamilton County Register’s Office at Tennessee. Rewards Gift Card (some restrictions department or email bmoats@tnpress. Book GI 8655 Page 754 and the beneficial Being the same property conveyed to Te- apply) CALL1-844-230-4803\ com interest of said Deed of Trust is owned by resa K. Stewart from Walter A. Keith and CARRINGTON MORTGAGE SERVICES, LLC, wife, Mildred H. Keith dated 5129196 and July 6 - 12, 2018 Public Notices Page 11 www.HamiltonCountyHerald.com

recorded 6/4/96 in Book 4692 Page 598, undersigned, Wilson & Associates, P.L.L.C., described as follows: Beginning at the of record or not, which may encumber the being more particularly described as follows: Hamilton County records. having been appointed Successor Trustee by Southeast corner of Lot 34, at the inter- purchaser’s title and any matter that an ac- All that certain property situated in the Street Address: 8514 Daisy Dallas Rd, Caliber Home Loans, Inc.. section of the West line of Lot 35; thence curate survey of the premises might disclose. County of Hamilton, and State of TENNES- Hixson, Tennessee 37343 NOW, THEREFORE, notice is hereby given West along the line dividing Lots 35 and The following parties may claim an interest SEE, being described as follows: The follow- Parcel Number: 074L-B-041.02 that the entire indebtedness has been declared 34, a distance of 109.78 feet thence South in the above-referenced property to be affected ing described real estate to wit located in Current Owner(s) of Property: Teresa K. due and payable; and that an agent of Wilson & 100 feet to the North line of Miller Avenue by the foreclosure: any judgment creditor or lien the third Civil District of Hamilton County, Stewart, single Associates, P.L.L.C., as Successor Trustee, by 110.76 feet to the beginning. Excepting the holder with an interest subordinate to the said Tennessee: Lot nineteen (19), Wolftever The street address of the above described virtue of the power, duty, and authority vested in Southeast corner of said property used in Deed of Trust or any party claiming by, through, Landing, as per out in plat of record in property is believed to be 8514 Daisy Dallas and imposed upon said Successor Trustee, by rounding the curve at the intersection of or under any of the foregoing. Such parties plat Book 46, Page 4, register’s office of Rd, Hixson, Tennessee 37343, but such ad- Caliber Home Loans, Inc., will, on July 12, 2018 Laws Avenue and Miller Avenue. known to the Substitute Trustee may include: Hamilton County, Tennessee. dress is not part of the legal description of on or about 10:00 AM, at the Hamilton County ALSO KNOWN AS: 4507 Montview Drive, Anesthesiology Consultants Exchange; Laurel ALSO KNOWN AS: 7004 Lake Cove Lane, the property sold herein and in the event of Courthouse, Chattanooga, Tennessee, offer Chattanooga, TN 37411 Cove Homeowners’ Association, Inc.. Harrison, TN 37341 any discrepancy, the legal description herein for sale certain property hereinafter described This sale is subject to all matters shown Terms of Sale will be public auction, for This sale is subject to all matters shown shall control. to the highest bidder FOR certified funds paid on any applicable recorded plat; any unpaid cash, free and clear of rights of homestead, on any applicable recorded plat; any unpaid This sale is subject to, without limitation, all at the conclusion of the sale, or credit bid from taxes; any restrictive covenants, easements, redemption and dower to the extent disclaimed taxes; any restrictive covenants, easements, matters shown on any applicable recorded plat; a bank or other lending entity pre-approved by or setback lines that may be applicable; any or inapplicable, and the rights of James Witt or setback lines that may be applicable; any any unpaid taxes; any restrictive covenants, the successor trustee. The sale is free from all statutory rights of redemption of any govern- and Jennifer Witt, and those claiming through statutory rights of redemption of any govern- easements, or setback lines that may be ap- exemptions, which are expressly waived in the mental agency, state or federal; any prior liens him/her/it/them. mental agency, state or federal; any prior liens plicable; any statutory right of redemption of any Deed of Trust, said property being real estate or encumbrances as well as any priority created Any right of equity of redemption, statutory or encumbrances as well as any priority created governmental agency, state or federal; any prior situated in Hamilton County, Tennessee, and by a fixture filing; and to any matter that an ac- and otherwise, and homestead are waived in by a fixture filing; and to any matter that an ac- liens or encumbrances including those created being more particularly described as follows: curate survey of the premises might disclose. accord with the terms of said Deed of Trust, curate survey of the premises might disclose. by a fixture filing or any applicable homeowners’ The following described real estate: In the In addition, the following parties may claim and the title is believed to be good, but the In addition, the following parties may claim association dues or assessments; all claims or Third Civil District, Hamilton County, Ten- an interest in the above- referenced property: undersigned will sell and convey only as an interest in the above- referenced property: other matters, whether of record or not, which nessee: Lot Two Hundred Thirty-Six (236), CHAD J. HOPKINS Substitute Trustee. ALLEN D. RUDD may encumber the purchaser’s title and any Corrective Plat of Lots 236 and 237, Hidden The sale held pursuant to this Notice may The right is reserved to adjourn the day SANDY L. RUDD matter that an accurate survey of the premises Harbor, Unit 8, Planned Unit Development, be rescinded at the Successor Trustee’s option of the sale to another day, time, and place The sale held pursuant to this Notice may might disclose. as shown by plat of record in Plat Book at any time. The right is reserved to adjourn certain without further publication, upon an- be rescinded at the Successor Trustee’s option The following parties may claim an interest 30, Page 145, in the Register’s Office of the day of the sale to another day, time, and nouncement at the time and place for the sale at any time. The right is reserved to adjourn in the above-referenced property to be affected Hamilton County, Tennessee. Together with place certain without further publication, upon set forth above. If you purchase a property the day of the sale to another day, time, and by the foreclosure: any judgment creditor or such rights as are appurtenant thereto by announcement at the time and place for the at the foreclosure sale, the entire purchase place certain without further publication, upon lien holder with an interest subordinate to the virtue of “Declaration of Covenants and sale set forth above. In the event of inclement price is due and payable at the conclusion announcement at the time and place for the said Deed of Trust or any party claiming by, Restrictions for Hidden Harbor Community weather, the trustee hereby announces that of the auction in the form of a certified/ sale set forth above. In the event of inclem- through, or under any of the foregoing. Such and By-laws for Hidden Harbor Homeowners’ the sale will be postponed for a period of two bank check made payable to or endorsed ent weather, the trustee hereby announces parties known to the Substitute Trustee may Association, Inc.” of record in Book 2358, weeks. In such situations, notices will be to Shapiro & Ingle, LLP. No personal checks that the sale will be postponed for a period of include: None. Page 177, and all amendments thereto. mailed to interested parties of record. W&A will be accepted. To this end, you must bring two weeks. In such situations, notices will be Terms of Sale will be public auction, for ALSO KNOWN AS: 6512 Shallowmar Lane, No. 330504 sufficient funds to outbid the lender and any mailed to interested parties of record. W&A cash, free and clear of rights of homestead, Hixson, TN 37343 DATED June 14, 2018 other bidders. Insufficient funds will not be No. 328698 redemption and dower to the extent disclaimed This sale is subject to all matters shown WILSON & ASSOCIATES, P.L.L.C., accepted. Amounts received in excess of DATED June 19, 2018 or inapplicable, and the rights of Teresa K. on any applicable recorded plat; any unpaid Successor Trustee the winning bid will be refunded to the suc- WILSON & ASSOCIATES, P.L.L.C., Stewart, and those claiming through him/ taxes; any restrictive covenants, easements, June 22, 29, July 6, 2018 Fnr19232 cessful purchaser at the time the foreclosure Successor Trustee her/it/them. or setback lines that may be applicable; any deed is delivered. June 22, 29, July 6, 2018 Fnr19239 Any right of equity of redemption, statutory statutory rights of redemption of any govern- SUBSTITUTE TRUSTEE’S SALE This property is being sold with the and otherwise, and homestead are waived in mental agency, state or federal; any prior liens Sale at public auction will be on July 26, express reservation that the sale is subject NOTICE OF SUBSTITUTE TRUSTEES SALE accord with the terms of said Deed of Trust, or encumbrances as well as any priority created 2018 at 10:00AM local time, at the west door, to confirmation by the lender or trustee. This WHEREAS, default has occurred in the perfor- and the title is believed to be good, but the by a fixture filing; and to any matter that an ac- Hamilton County Courthouse, 625 Georgia sale may be rescinded only by the Substitute mance of the covenants, terms and conditions undersigned will sell and convey only as Sub- curate survey of the premises might disclose. Ave., Chattanooga, Tennessee pursuant to Trustee at any time. If the Substitute Trustee of a Deed of Trust dated November 25, 2003, stitute Trustee. In addition, the following parties may claim Deed of Trust executed by James Witt and rescinds the sale, the purchaser shall only executed by DONNA R. MILLER, conveying cer- The right is reserved to adjourn the day an interest in the above- referenced property: Jennifer Witt, to Kathy Winstead, Trustee, as be entitled to a return of any money paid tain real property therein described to CHARLES of the sale to another day, time, and place MICHAEL G. MASSEY trustee for Chase Bank USA, N.A. on March towards the purchase price and shall have no E. TONKIN II, as Trustee, as same appears certain without further publication, upon an- VALERIE H. MASSEY 26, 2008 at Book GI 8628, Page 622; and other recourse. Once the purchaser tenders of record in the Register’s Office of Hamilton nouncement at the time and place for the sale The sale held pursuant to this Notice may modified by agreement recorded June 11, the purchase price, the Substitute Trustee County, Tennessee recorded November 26, set forth above. If you purchase a property be rescinded at the Successor Trustee’s option 2015 in Book GI 10489 Page 620; conducted may deem the sale final in which case the 2003, in Deed Book GI 6943, Page 917; and at the foreclosure sale, the entire purchase at any time. The right is reserved to adjourn by Shapiro & Ingle, LLP, having been appointed purchaser shall have no remedy. The real WHEREAS, the beneficial interest of said Deed price is due and payable at the conclusion the day of the sale to another day, time, and Substitute or Successor Trustee, all of record property will be sold AS IS, WHERE IS, with of Trust was last transferred and assigned to of the auction in the form of a certified/ place certain without further publication, upon in the Hamilton County Register’s Office. no warranties or representations of any kind, New Penn Financial, LLC d/b/a Shellpoint bank check made payable to or endorsed announcement at the time and place for the Default has occurred in the performance of express or implied, including without limitation, Mortgage Servicing who is now the owner of to Shapiro & Ingle, LLP. No personal checks sale set forth above. In the event of inclem- the covenants, terms, and conditions of said warranties regarding condition of the property said debt; and WHEREAS, the undersigned, will be accepted. To this end, you must bring ent weather, the trustee hereby announces Deed of Trust and the entire indebtedness has or marketability of title. Rubin Lublin TN, PLLC, having been appointed sufficient funds to outbid the lender and any that the sale will be postponed for a period of been declared due and payable. This office may be a debt collector. This as Substitute Trustee by instrument to be filed other bidders. Insufficient funds will not be two weeks. In such situations, notices will be Party Entitled to Enforce the Debt: Federal may be an attempt to collect a debt and any for record in the Register’s Office of Hamilton accepted. Amounts received in excess of the mailed to interested parties of record. W&A National Mortgage Association (“Fannie Mae”), information obtained may be used for that County, Tennessee. NOW, THEREFORE, notice winning bid will be refunded to the successful No. 330788 a corporation organized and existing under purpose. is hereby given that the entire indebtedness purchaser at the time the foreclosure deed DATED June 14, 2018 the laws of the United States of America, its Shapiro & Ingle, LLP has been declared due and payable, and that is delivered. WILSON & ASSOCIATES, P.L.L.C., successors and assigns. Substitute Trustee the undersigned, Rubin Lublin TN, PLLC, as This property is being sold with the express Successor Trustee The following real estate located in Ham- 10130 Perimeter Parkway, Suite 400 Substitute Trustee or his duly appointed agent, reservation that the sale is subject to confirma- June 22, 29, July 6, 2018 Fnr19231 ilton County, Tennessee, will be sold to the Charlotte, NC 28216 by virtue of the power, duty and authority vested tion by the lender or trustee. This sale may be highest call bidder: Phone: (704) 333-8107 and imposed upon said Substitute Trustee will, rescinded only by the Substitute Trustee at any NOTICE OF TRUSTEE’S SALE Described property located at Hamilton Fax: (704) 333-8156 on July 26, 2018 at 10:00 AM at the West time. If the Substitute Trustee rescinds the WHEREAS, default has occurred in the County, Tennessee, to wit: www.auction.com Door of the Hamilton County Courthouse, 625 sale, the purchaser shall only be entitled to a performance of the covenants, terms, and A certain tract or parcel of land in the Third File No. 13-047288 Georgia Avenue, Chattanooga, TN 37402, pro- return of any money paid towards the purchase conditions of a Deed of Trust Note dated Civil District of Hamilton County, State of June 22, 29, July 6, 2018 Fnr19238 ceed to sell at public outcry to the highest and price and shall have no other recourse. Once September 1, 2006, and the Deed of Trust Tennessee, described as follows, to-witt: best bidder for cash or certified funds ONLY, the purchaser tenders the purchase price, the of even date securing the same, recorded Lot Eighty-nine (89), Laurel Cove Subdivision, NOTICE OF TRUSTEE’S SALE the following described property situated in Substitute Trustee may deem the sale final in September 7, 2006, in Book No. GI 8075, at as shown by plat of record in Plat Book 59, WHEREAS, default has occurred in the Hamilton County, Tennessee, to wit: which case the purchaser shall have no remedy. Page 202, in Office of the Register of Deeds Page 10, in the Register’s Office of Hamilton performance of the covenants, terms, and IN THE SECOND CIVIL DISTRICT OF HAMILTON The real property will be sold AS IS, WHERE for Hamilton County, Tennessee, executed by County, Tennessee. conditions of a Deed of Trust Note dated COUNTY, TENNESSEE: LOT ONE HUNDRED IS, with no warranties or representations of Chad J. Hopkins, conveying certain property Being the same property conveyed to James July 24, 2009, and the Deed of Trust of even TWENTY-EIGHT (128), RIVER COVE SUBDIVI- any kind, express or implied, including without therein described to Robert M. Wilson as Witt and wife, Jennifer Witt, by Warranty date securing the same, recorded August 28, SION, UNIT 4, AS SHOWN BY PLAT OF RE- limitation, warranties regarding condition of the Trustee for Mortgage Electronic Registration Deed, from Jeffrey D. Carmichael and wife, 2009, in Book No. GI 9006, at Page 346, in CORD IN PLAT BOOK 54, PAGE 144, IN THE property or marketability of title. Systems, Inc., as nominee for Irwin Mortgage Sherian B. Carmichael, of record in Book Office of the Register of Deeds for Hamilton REGISTER`S OFFICE OF HAMILTON COUNTY, This office may be a debt collector. This Corporation, its successors and assigns; and 7013, Page 917, Register’s Office for County, Tennessee, executed by Allen D. TENNESSEE. may be an attempt to collect a debt and any the undersigned, Wilson & Associates, P.L.L.C., Hamilton County, Tennessee, dated January Rudd and Sandy L. Rudd, conveying certain Parcel ID: 094A-A-023 information obtained may be used for that having been appointed Successor Trustee by 30, 2004 and recorded February 5, 2004. property therein described to Stewart Title PROPERTY ADDRESS: The street address of purpose. Ditech Financial, LLC. The address of this property is known as: Company as Trustee for Mortgage Electronic the property is believed to be 6636 ROLLING Shapiro & Ingle, LLP NOW, THEREFORE, notice is hereby given 7051 Autumn Lake Trail, Hixson, TN 37343. Registration Systems, Inc., as nominee for RIVER RD, HARRISON, TN 37341. In the event Substitute Trustee that the entire indebtedness has been declared ap: 092-H-A Parcel:001 .00. Reliance First Capital, LLC, its successors of any discrepancy between this street address 10130 Perimeter Parkway, Suite 400 due and payable; and that an agent of Wilson & Street Address: 7051 Autumn Lake Trl, and assigns; and the undersigned, Wilson & and the legal description of the property, the Charlotte, NC 28216 Associates, P.L.L.C., as Successor Trustee, by Hixson, Tennessee 37343 Associates, P.L.L.C., having been appointed legal description shall control. Phone: (704) 333-8107 virtue of the power, duty, and authority vested Parcel Number: 092H-A-001 Successor Trustee by JPMorgan Chase Bank, CURRENT OWNER(S): DONNA R. MILLER Fax: (704) 333-8156 in and imposed upon said Successor Trustee, Current Owner(s) of Property: James Witt National Association. OTHER INTERESTED PARTIES: CitiMortgage, www.auction.com by Ditech Financial, LLC, will, on July 12, 2018 and Jennifer Witt NOW, THEREFORE, notice is hereby Inc., Internal Revenue Service (TN), Suntrust File No. 17-113089 on or about 10:00 AM, at the Hamilton County The street address of the above described given that the entire indebtedness has been Bank June 22, 29, July 6, 2018 Fnr19230 Courthouse, Chattanooga, Tennessee, offer property is believed to be 7051 Autumn Lake declared due and payable; and that an agent The sale of the above-described property shall for sale certain property hereinafter described Trl, Hixson, Tennessee 37343, but such ad- of Wilson & Associates, P.L.L.C., as Succes- be subject to all matters shown on any recorded NOTICE OF TRUSTEE’S SALE to the highest bidder FOR certified funds paid dress is not part of the legal description of sor Trustee, by virtue of the power, duty, and plat; any unpaid taxes; any restrictive cov- WHEREAS, default has occurred in the at the conclusion of the sale, or credit bid from the property sold herein and in the event of authority vested in and imposed upon said enants, easements or set-back lines that may performance of the covenants, terms, and con- a bank or other lending entity pre-approved by any discrepancy, the legal description herein Successor Trustee, by JPMorgan Chase Bank, be applicable; any prior liens or encumbrances ditions of a Deed of Trust Note dated December the successor trustee. The sale is free from all shall control. National Association, will, on August 23, 2018 as well as any priority created by a fixture filing; 29, 2011, and the Deed of Trust of even date exemptions, which are expressly waived in the This sale is subject to, without limitation, all on or about 10:00 AM, at the Hamilton County and to any matter that an accurate survey of securing the same, recorded January 6, 2012, Deed of Trust, said property being real estate matters shown on any applicable recorded plat; Courthouse, Chattanooga, Tennessee, offer the premises might disclose. This property is in Book No. GI 9550, at Page 247, in Office situated in Hamilton County, Tennessee, and any unpaid taxes; any restrictive covenants, for sale certain property hereinafter described being sold with the express reservation that of the Register of Deeds for Hamilton County, being more particularly described as follows: easements, or setback lines that may be ap- to the highest bidder FOR certified funds paid it is subject to confirmation by the lender or Tennessee, executed by Michael G. Massey In the First Civil District of Hamilton County, plicable; any statutory right of redemption of at the conclusion of the sale, or credit bid from Substitute Trustee. This sale may be rescinded and Valerie H. Massey, conveying certain prop- Tennessee: The East part of Lot Thirty-Four any governmental agency, state or federal; any a bank or other lending entity pre-approved by at any time. The right is reserved to adjourn erty therein described to Joseph B. Pitt JR. as (34), Fairfax, as shown by plat recorded in prior liens or encumbrances including those the successor trustee. The sale is free from all the day of the sale to another day, time, and Trustee for Mortgage Electronic Registration Plat Book 12, Page 30, in the Register’s created by a fixture filing or any applicable exemptions, which are expressly waived in the place certain without further publication, upon Systems, Inc., as nominee for Flagstar Bank, Office of Hamilton County, Tennessee. homeowners’ association dues or assess- Deed of Trust, said property being real estate Continued on page 20 FSB, its successors and assigns; and the According to said plat said part of lot is ments; all claims or other matters, whether situated in Hamilton County, Tennessee, and 12 | July 6 – 12, 2018 Hamilton County Herald www.hamiltoncountyherald.com

Tennessee deaths Opioid abuse is taking Tennessean lives A comparison of deaths in the state by cause from 2011-’16. By Frank Daniels III be measured in many different proach to stemming the crisis, While traffic deaths have risen 10.67% Overdoses and Homicides by 25.33%, drug ways, the excessive number which he labels TN Together: Traffic e 124-member newspapers of overdoses have risen 153%. Homicide the Tennessee Press Association are of prescriptions – Tennessee Ending the opioid crisis. working together to present a forum ranks No. 2 behind Alabama in e governor proposed that 2000 1,631 for the major candidates in the the number of opioid prescrip- initial opioid prescriptions be gubernatorial and senate races. is tions per person. Another grim limited to a five-day supply, 1500 week, candidates are addressing how statistic is that almost 37,000 with daily dosage amounts also 1,062 to approach the opioid crisis. different people were treated at limited. He asked that sentenc- 1,037 1000 Too many deaths a Tennessee hospital for opioid es be reduced for inmates who 937 Drive along Tennessee’s substance abuse or poisoning complete an intensive sub- 470 500 busy interstate highways and in 2016. stance use treatment program. But it is the rapid increase in And he proposed updated con- you can’t miss the signs warn- 375 overdose deaths that illustrates trolled substance schedules to 0 ing drivers to buckle up and 2011 2012 2013 2014 2015 2016 drive safely – reminders of how the tragic nature of opioid improve tracking, monitoring many people lost their lives on abuse. and penalties for distribution opioid crisis was “a national that must be addressed to im- the state’s roads. Since 2011, the number of some controlled substances, emergency,” and hosted an prove the health and well-being In 2016, traffic accidents of people dying from a drug particularly fentanyl. “Opioid Summit” in March to of Tennesseans, but these grim claimed the lives of 1,037 peo- overdose, almost all from some Taking a cue from the formulate his administration’s statistics are the visible part of ple, a nearly 8 percent increase form of opioids, has increased a highway safety sign program, response. e president’s plan the iceberg that give us warning. compared to the previous year. staggering 154 percent. Deaths the governor wants to increase is generally similar to the one But more people, 1,631, died in traffic accidents increased education about substance proposed by Haslam. Frank Daniels is a writer from drug overdoses, primarily almost 11 percent, and the abuse in Tennessee schools and living in Clarksville. A former opioid overdoses, during that number of people murdered is implement a public awareness What will new leaders do? editor, columnist and business same period. up 25 percent. campaign about the potential Opioid abuse, murder, and Call for action dangers of opioid use. executive, he is a member of the A growing tragedy traffic accidents dominate the N.C. Journalism Hall of Fame. In August, President Don- headlines of public safety and Only e opioid crisis can In his last budget, Haslam ald Trump declared that the You reach him at fdanielsiii@ proposed a comprehensive ap- obscure the many moving parts mac.com

ANSWERS From page 5 several common-sense first who manufacture and push alone, at least three people die steps that we can build upon. U.S. SENATE these drugs. from an opioid-related over- is complex, life-saving, incredi- For instance, restricting the use CANDIDATES But remember that Ten- dose each day, and that does ble work. of addictive opioids, particular- nesseans don’t get a bottle of not include the Tennesseans As a legislator, combating ly in TennCare, is an important pills until a physician writes a who have had their lives de- human trafficking is something preventative step. Currently prescription. Tennessee’s phy- stroyed by addiction. PHILIP BREDESEN, DEMOCRAT we often discuss, but seeing it one in three patients on Ten- sicians need to step up and take I have long worked to fight firsthand absolutely cemented nCare have at least one opioid It’s no some personal responsibility if the opioid epidemic and other my belief that we must con- prescription. We know that secret that we are ever going to beat this. drug abuse, including the rise tinue working to implement after five days of use, the risk of we have an Patients don’t know the ups of methamphetamine use. In policies that will assist our law addiction for new users sharply opioid crisis and downs of these powerful the state senate, I fought for enforcement throughout the increases. Lowering the overall in Tennessee, drugs; that’s what doctors drug courts and treatment state in these operations. rate of prescriptions is an and there is do. ere are evidence-based programs and partnered with e TBI has partnered with important first step to solving no shortage standards for when and in what law enforcement and prose- local enforcement and other this crisis. of recom- quantities opioid prescriptions cutors to ensure they had the agencies and non-profits to mendations Another step is to increase Phil Bredesen are appropriate. If a physician necessary tools. In Congress, I tackle this problem. In addi- funding and support for law to address it. regularly prescribes outside of supported the Comprehensive tion, End Slavery Tennessee enforcement drug interdic- Most of them include the word these standards, and patients Addiction and Recovery Act – a wonderful organization – tion efforts, which is critical “billions”: billions of dollars for become addicted, shouldn’t and the 21st Century Cures works with these agencies and to combat the flow of drugs research, billions for mental that physician bear a part of the Act. Both bills took major steps the community at large to raise from China and Mexico and health services, billions for law responsibility? to combat the opioid epidem- awareness about this issue and the new threat of fentanyl. To enforcement. Congress can, and probably ic by supporting prevention, to provide long-term, com- combat this epidemic, the role But there’s another approach will, spend billions on this. e treatment, and recovery pro- prehensive, of law enforcement cannot be that costs little and is far more truth of the matter though is grams that proved effective. specialized overvalued. humane: stem the flow on the that change will only come Last month, I introduced services. On rehabilitation, we need front end by demanding more when everyone involved in the Comprehensive Addiction is is to look at the entire continuity personal responsibility from getting these drugs into our and Recovery Act 2.0 to further a perfect of recovery by bringing addicts everyone involved in getting medicine cabinets is forced to strengthen the federal govern- example of a back into the community with these pills into Tennessee med- take some personal responsibil- ment’s response, by increasing public-private meaningful connections and icine cabinets. ity for what happens. civil and criminal penalties for partnership skills to start a new life. America is an outlier among MARSHA BLACKBURN, bad actors and authorizing vital that attacks I am heavily involved in pris- nations in the volume of opi- REPUBLICAN funding. Bill Lee a problem on ministry, and I know that oids that are legally prescribed: Public safe- I will continue to work to- from multiple the window for rehabilitation we consume legal opioids at 30 ty is one of wards a systemic solution that angles. We are leading the na- must happen for months, if times the rate that the Japanese government’s involves tougher penalties on tion as a state in our response not years, before an offender’s do, for example. Tennessee is foremost the distribution of illicit opioids to trafficking, but I’ve seen just release from prison. Our next an outlier in America: we have responsibil- and engages the community how much work there is left to governor has an opportunity the third highest legal opioid ities, and it in prevention and recovery do, and as governor, I will sup- to lead the Department of Cor- use of any state. requires the efforts. port and continue those efforts. rections into a new strategy for Here’s the thing: Tennessee Additionally, we are working BILL LEE federal, state, healing offenders before their is awash in opioids, and these and local to prevent horrific attacks in- Over the last 10 years, a col- release. are not illegal drugs from Mex- Marsha Blackburn government volving gun violence. I recently lective failure by government, Finally, we must address our ico or China being pushed by to work hand in hand. In Ten- participated in a bipartisan pharmaceutical companies, and mental health support system, some shady drug dealer. Every nessee, we are blessed with an discussion at the White House, some in the medical commu- by acknowledging the shortfalls one of these pills was manu- exceptional law enforcement where I raised concerns that nity have left us with an opioid in addiction treatment and factured by a legal, regulated community. In meeting with Tennesseans had brought to crisis that is crippling our state. support those working in men- pharmaceutical laboratory. and listening to them, they ex- me about our mental health ere’s no quick fix, and the tal health. For families in crisis, And every one of them was pressed their concern with not system and violence in our solution will require shared navigating the mental health prescribed by a physician who only opioids but also with the culture. responsibility from state and system is often frustrating and is properly licensed right here resurgence of meth, heroin and I know we can protect our local institutions, our medical complex, and we have to do in America. cocaine in our communities. citizens in public spaces, while providers, and faith and com- better. As governor, I’ll bring We should, of course, As a mother and friend, I safeguarding our Second munity leaders. a comprehensive approach to demand responsibility from am gravely concerned about Amendment rights, and I am e state is currently taking overcoming our opioid crisis. pharmaceutical companies the opioid crisis. In Tennessee committed to that goal. www.hamiltoncountyherald.com Hamilton County Herald July 6 – 12, 2018 | 13

Hepatitis A continues to Financial Focus Stan Russell increase in Hamilton County [email protected]

 e number of hepatitis toms or might have an unrec- tection for several years while A cases in Hamilton County ognized infection. Although the second dose might provide continues to rise.  e tally is at many adults will have mild a lifetime of protection. Once Questions to ask your seven since early May. Normal- symptoms, some will result in a person has produced anti- ly, Hamilton County has zero hospitalization or even death. bodies in response to an HAV financial advisor to one case per year. “At this time, the health de- infection, they are protected You should always be able to ask as many questions as  e most eff ective means of partment is working to prevent for life. you’d like when working with your fi nancial advisor. So, be- preventing hepatitis A infection the spread of the disease in our  e vaccine is safe for preg- fore you have your annual review, think carefully about what is by getting the hepatitis A community,” says Dr. Valerie nant women when indicated, you’d like to ask. Here are a few suggestions: vaccine, says the Chattanoo- Boaz, health department offi cer although they should fi rst con- Are my goals still realistic? ga-Hamilton County Health “We’re focusing on certain risk sult their primary care provider Department. Other preventive factor groups and encouraging for guidance. When you fi rst began working with your fi nancial advisor, measures include good hand- them to come in and get the  e health department is you may well have articulated a number of fi nancial goals. washing practices and avoiding vaccine for free.” working with local restau- For example, you might have said that you wanted to pay recreational or illicit drug use. Although anyone can con- rants to make sure they are for most of your children’s college educations, or that you Hepatitis A is a vaccine-pre- tract the disease, the high-risk aware of the current hepatitis wanted to retire at a certain age, or that you wanted to travel ventable, communicable dis- factor groups are men who A situation. Cooking food at for two months each year during your retirement. ease of the liver caused by the have sex with men, those who temperatures greater than 185° In fact, you could have many diff erent goals for which hepatitis A virus. It is usually use recreational or illicit drugs Fahrenheit for one minute will you’re saving and investing. When you meet with your transmitted person-to-person and those who are homeless or kill the virus; however, the virus fi nancial advisor, you’ll certainly want to ask if you’re still on through the fecal-oral route or transient. People in these high- can still be spread through track toward meeting these goals. If you are, you can contin- consumption of contaminated risk groups may get the vaccine food that is contaminated after ue with the fi nancial strategies you’ve been following; but if food or water. for free on a walk-in basis at cooking. you aren’t, you may need to adjust them. It is a self-limiting disease, any of the health department’s All food handlers, wheth- Am I taking on too much – or too little – risk? meaning the virus does not fi ve clinics. er commercial or domestic,  e fi nancial markets always fl uctuate, and these move- remain in the body as a chron- If someone has had direct should wash their hands before ments will aff ect the value of your investment portfolio. ic infection. Most adults will contact with persons who have and frequently when preparing If you watch the markets closely every day and track their have symptoms, such as fever, hepatitis A, they are urged food and refrain from working impact on your investments, you may fi nd yourself fretting fatigue, low appetite, stomach to contact the health depart- if they become infected with considerably over your investments’ value and wondering if pain, nausea, vomiting, dark ment’s epidemiology section at HAV. Adequate chlorination of you are taking on too much investment risk for your com- urine, clay-colored stools, joint 423 209-8190. water kills any HAV that might fort level. pain and jaundice, that usually  e hepatitis A vaccine was enter the municipal water Conversely, if you think that during an extended period of resolve within two months of created in 1995 and required supply. market gains your own portfolio appears to be lagging, you Source: Health Department infection. for kindergarten beginning in might feel that you should be investing more aggressively, Most children under six 2011. It is a two-dose series. which entails greater risk. years of age do not have symp- One dose can provide pro- In any case, it’s important that you know your own risk tolerance and use it as a guideline for making investment BOWE From page 1 shaping his values. starting his own practice. choices – so it’s defi nitely an issue to discuss with your “At Duke, I was exposed to “I had good friends and fi nancial advisor. new business owner or even other students who wanted to mentors in Chattanooga, How will changes in my life affect my investment strategy? working on a criminal matter, serve others, as well,” he says. including Max Bahner, Mike including something as com- “Plus, Duke had an internation- St. Charles, Judge Jeff Holling- Your life is not static. Over time, you may experience any pelling as a death penalty or al environment that helped me sworth and Judge Barry Steel- number of major events, such as marriage, children, new aggravated murder case. learn about serving in diff erent man,” Bowe says. (Bahner and jobs and so on. When you meet with your fi nancial advisor, Put simply, Bowe prefers to places and cultures.” St. Charles are both from the you will want to discuss these types of changes, because they help as many people as he can If Bowe’s foundation of Chambliss law fi rm.) can aff ect your long-term goals and, consequently, your with as much as he can. service to others were a three- “All of them put citizens fi rst investment decisions. “I do a little bit of everything legged stool, then his time at and always made a great eff ort How are external forces affecting my investment portfolio? except for bankruptcy and tax Vanderbilt Law School could to be helpful and of service Generally speaking, you will want to create an investment work,” Bowe says. “ ere is not be considered the third leg. with boots on the ground. I still a lot that I have not done, but I strategy that’s based on your goals, risk tolerance and time “I attended Vanderbilt for wanted to do that but do it for horizon. And, as mentioned above, you may need to adjust have not done everything.” three years with 189 other myself. “ An early focus on service your strategy based on changes in your life. students,” he adds. “I enjoyed Bowe, 49, points out the wel- But should you also make changes based on outside Bowe, originally from my time so much there and coming atmosphere of Chat- forces, such as interest rate movements, political events, new Durham, North Carolina, learned to think critically and tanooga made it the perfect legislation or news aff ecting industries in which you have in- learned about the power of creatively be of service. place to strike out on his own vested substantially? Try not to make long-term investment service at a young age at the tu- “During that time, I was a successfully. decisions based on short-term news. Yet, talk with your telage of his mother and father. part of the school’s Law Clinic, “Chattanooga is a great place fi nancial advisor to make sure your investment portfolio is “My father is a retired phy- a place where people who are to get started; there’s a lot of not out of alignment with relevant external factors. sician, and my mother, now disadvantaged or who can’t opportunity here. Whether By making these and other inquiries, you can help your- retired, was a program service aff ord legal service go to seek people in the legal community self stay informed on your overall investment picture and director in social work who services.  e Law Clinic really know you or not, they are still what moves, if any, you should make to keep advancing dealt with catastrophic brain gives back to the community, open and receptive. toward your goals. A fi nancial advisor is there to provide you injury and disabling retarda- and I absorbed the importance “I will be 50 next year, and with valuable expertise – so take full advantage of it. tion,” Bowe recounts. “I grew of this kind of service and the I’ve been practicing law for 24 impact it can have while I was years,” Bowe continues. “I can up watching them serve others. Edward Jones, its employees and financial advisors cannot provide tax at Vanderbilt.” talk to a senior member of the “Sometimes I went on call or legal advice. You should consult your attorney or qualified tax advisor with them and watched other After graduating from bar or any judge in town to ask regarding your situation. Vanderbilt Law in 1994, Bowe for wisdom. people’s life struggles. My par- is article was written by Edward Jones for use by your local was recruited to Chattanooga “In Chattanooga, we want to ents taught me not to think just Edward Jones Financial Advisor (member SIPC). Contact Stan at about myself but to ask myself by the Chambliss, Bahner & help, and we want to bring the [email protected]. how I could be helpful to other Stophel law fi rm, where he young lawyers along.” people. worked before taking a job with Bowe says the city’s legal Bowe’s undergraduate an Arizona-based fi rm. community, despite being experience at Duke University, Back to the Scenic City competitive, is unusually friendly and supportive of their where he was a Duke Leader- In 2000, Bowe moved back ship Scholar, also was pivotal in to Chattanooga with the goal of See BOWE, page 27 14 | July 6 – 12, 2018 Hamilton County Herald www.hamiltoncountyherald.com

Racial justice grant Newsmakers [email protected] communications She completed her internship and awarded to Southern Kaywood, for Volkswagen residency in pediatrics at Loma Linda Chattanooga. In University. Post-graduate training in Shamblin join this role, Plecas leadership education in neurodevelop- Adventist University Pinnacle Financial will lead external mental and related disabilities at the Lauren Sherrell and internal Center for Disabilities and Develop- Southern Adventist Uni- ties selected to receive fund- Kaywood and Da- communications ment at The University of Iowa and a versity has received a $50,000 ing from Lumina’s Fund for vid Shamblin have for the factory fellowship in developmental-behavioral grant from Lumina Founda- Racial Justice and Equity. e joined Pinnacle and will report to pediatrics at The University of Iowa Financial Partners’ Plecas the Volkswagen of Children’s Hospital followed. tion’s Fund for Racial Justice fund was created last year in trust services America commu- and Equity, a project of Rocke- response to racially motivated Dr. Brandt holds membership in the group as senior nications department. American Academy of Pediatrics and feller Philanthropy Advisors, to violence in Charlottesville on vice presidents Before this role, Plecas managed the Society for Developmental and fund a multi-pronged project the campus of the University of and trust services the team and led creative services for Behavioral Pediatrics. addressing racial justice and Virginia. Kaywood advisors. Chattanooga-based Waterhouse Public She has been employed at Siskin equity on campus. “As a philanthropic leader, Kaywood comes Relations Agency. Prior to Waterhouse, Children’s Institute since 2013. Project components include Lumina shares a deep passion to Pinnacle from O’Shaughnessy & Car- Plecas was the communications and recording and sharing oral his- and concern about the nation’s ter, where she was attorney of counsel government relations manager for tories, inviting nationally-rec- racial climate, especially on focused on estate planning, litigation Wacker Polysilicon North America. New resident ognized speakers to Southern, college campuses,” says Jamie and residential and commercial real Outside of Volkswagen, Plecas will inspector named funding creative student-led Merisotis, president and CEO estate transactions. Previously, she was continue her work as a part-time faculty an attorney with the Wooden Law Firm. member at Lee University in Cleveland, at Sequoyah programs and researching the of Lumina. “ese campuses The Nuclear impact of these efforts on em- have shown a willingness to Kaywood earned her bachelor’s and where she teaches public relations writ- master’s degree from the University ing and crisis communication courses. Regulatory ployee and student attitudes. address racial disparities at a Commission has of Tennessee at Chattanooga and her A Chattanooga native, Plecas gradu- “Southern has an opportu- systemic level. selected Natasha Doctor of Jurisprudence from the ated from Leadership Chattanooga and Childs as resident nity to be a model of a large “ey recognize that achiev- University of Tennessee at Knoxville earned a master’s degree in rhetoric inspector at the institution that weaves racial ing equitable results is about College of Law. and composition and an undergraduate Sequoyah nuclear reconciliation into its DNA, more than promoting diversity She is president of the South East degree in writing from the University of power plant near even though trying to achieve – it’s about whether the institu- Tennessee Lawyers’ Association for Tennessee. Soddy-Daisy. The Women and is social chair for the Young this goal can be challenging,” tion fosters a climate in which Plecas also holds an accreditation two-unit plant is Lawyers’ Division of the Chattanooga Childs says Kristie Wilder, dean of every student feels welcome in public relations, is a certified public operated by the Bar Association. the School of Social Work and and has the same opportunity information officer and is certified in Tennessee Valley Authority. Shamblin most organizational compliance and ethics. co-director of the project. to earn a degree or certificate Childs joined the NRC in October 2008 recently comes From a pool of 312 nation- of value, regardless of race or Her success in strategic communi- as a project engineer in the Resident from Branch wide applicants, Southern was ethnicity.” cations was recognized by PR News in Inspector Development program in the Banking and one of 19 colleges and universi- Source: Southern Adventist University 2016, when she was a top-five global NRC’s Region II office in Atlanta. Trust, where he finalist for the Corporate PR Profession- She successfully completed the Res- was a private al of the Year. wealth advisor. He ident Inspector Qualification program also served as a and was the resident inspector at the branch manager Brandt selected as Crystal River nuclear power plant in Florida until she was assigned to the Shamblin for SunTrust Bank medical director at and as managing Oconee facility in South Carolina in 2013. associate and financial advisor for Siskin Children’s Prior to joining the NRC, Childs Capital Financial Group/MassMutual. Siskin Children’s spent eight years working as a design Shamblin earned his bachelor’s degree Institute has engineer and system engineer at the in public administration and nonprofit named Emily Palisades nuclear power plant in Mich- management from the University of Brandt, M.D., igan and the Watts Bar nuclear power Tennessee at Chattanooga. He holds board-certified in plant in Tennessee. Series 7 and 66 securities licenses and general pediatrics She attended the University of Illinois is licensed in life, accident and health and developmen- in Champaign, where she received a insurance as well as long term care tal-behavioral Bachelor of Science degree in mechani- insurance in Tennessee. pediatrics, as the cal engineering. Brandt medical director Shamblin currently serves as At least two NRC resident inspectors for the Center for chairman of the board of directors for are assigned to each operating U.S. Developmental Pediatrics. Belvoir Christian Academy, is the former commercial nuclear power plant. They treasurer and founding board member An assistant professor, Dr. Brandt also serve as the agency’s eyes and ears of Common Cents Financial Literacy in holds the title of interim division chief at the facility, conducting inspections, Chattanooga and is continually involved of Developmental and Behavioral Pedi- monitoring projects and interacting with in alumni activities at McCallie School. atrics at The University of Tennessee at plant workers and the public. Resident Chattanooga College of Medicine. inspectors can serve at a reactor site Dr. Brandt received her Bachelor for up to seven years. VW appoints new of Science in music from Southern Childs joins Senior Resident Inspector communications Adventist University and her Doctor of Dave Hardage at the Sequoyah site. The Medicine from Loma Linda University’s Sequoyah resident inspectors can be manager School of Medicine. reached at 423 842-8001. Amanda Plecas is now manager of

50 YEARS From page 1 the plant,” Slater said. ton County and incorporated Albert Crouch, popular and areas in the county totaled surer Earl Counts said 800 have widely known Chattanooga $29,110,056 during the first been sold at City Hall to date. hotelman, has been appoint- half of this year. is exceeded For the year ended June 30, city ed general manager of the by $8.3 million the value of auto sticker sales amounted to new Quality Courts–South permits in the corresponding $438,457.50. motel, W.F. Osborne, owner, period in 1967. A pollution abatement announced. Mr. Crouch had Monday, July 8 project, which tests indicate been associated with Read are removing more than 95 House from July 1, 1931 until e six candidates for the percent of the fly ash, has been he resigned as manager May 1 office of county trustee (Mrs. completed at the Volunteer this year. Barbara Kelly, Bill Nobles, Phil Osborne, Joe Godsey, Raul- Army Ammunition Plant, Lt. Sunday, July 7 Col. James J. Slater, VAAP ston Schoolfield and James commander, said. e $328,777 Figures released by the Mapp) all asserted that present installation of six hydrofilters Greater Chattanooga Chamber members of the office staff will at the red-water facility is “a of Commerce research depart- be allowed to continue in their major step toward elimination ment reveal building permits positions regardless of who of particulate emissions from issued in Chattanooga, Hamil- See 50 YEARS, page 26 www.hamiltoncountyherald.com Hamilton County Herald July 6 – 12, 2018 | 15

News and notes from the Greater Chattanooga REALTORS® Real Estate REALTOR ASSOCIATION PRESIDENT’S MESSAGE

Geoff Ramsey President, Greater Chattanooga REALTORS® Majority of renters know benefits of ownership Most renters say homeownership is one of their highest priorities for the future and they’re thinking more GREATERCHATTANOOGA REALTORS about purchasing a home now than in past years. Given that informa- tion, it shouldn’t come as a surprise that Americans overwhelmingly say Photograph by David Laprad owning a home is a good financial From exercise science to property management to advertising sales, Cain tried several fields before settling on real estate. decision. Renters are increasingly recogniz- ing the benefits of homeownership. In addition to its many social bene- fits - such as providing a stable, safe Cain settles in at RE/MAX environment - the financial benefits burn University, where she earned an moved to Chattanooga in 2015, she of owning a home are even more Realtor finds ‘my exercise science degree. stuck with media advertising sales. apparent to renters now. It was a good program, she says, But in time, that, too, no longer In some areas of the country, it’s niche’ after variety but by the time she graduated it was appealed to her. As Cain thought cheaper to own a home than it is to no longer what she wanted to do. about her future and her quest for rent. Homeownership also is one of career roles “When I was 18, I thought I knew something that would stick, she re- of the best ways to build financial By David Laprad what I wanted to do with my life,” she alized she’d been keeping real estate ® security over the long term. In most adds. “But that changed. I thought in her back pocket since her days as a cases, the benefits of homeownership When Alexia Cain was 16, she about going into physical or occupa- leasing manager. far outweigh the benefits of renting. knew exactly what she wanted: a 2003 tional therapy, and even had pharma- So, she took a hard left turn and A National Housing Pulse Survey, Honda Civic. Her grandfather offered ceutical sales in the back of my head, entered the real estate profession – which measures consumers’ atti- to buy her the new Honda Civic – but none of that resonated with me.” but not as a Realtor. She lowers her tudes and concerns about housing the 2008 at the time – but she was To fill the gap, Cain took a job head and voice and says she took a opportunities, found that Americans’ adamant. as the leasing manager of a student job with a company that buys houses outlook on the housing market is im- Although Cain’s grandfather was housing complex in Auburn. She for cash. proving. Nearly four in 10 Americans perplexed, he was impressed with her stayed in this line of work when she “It was like We Buy Ugly Houses, (38 percent) identified an increase determination and persistence and moved to Birmingham, only she but it was a different company,” she in activity within their local housing told her she’d make a great salesper- moved up to new construction. acknowledges. market in the past year, compared son. In time, leasing apartments lost Cain says she didn’t know what she to just 22 percent who reported a Cain didn’t want to be a sales- its magic, and Cain took a hard right was getting into, but when she saw slowdown in activity. Respondents person, though; she wanted to work turn into advertising. She liked her how the company did business, she in the medical field. So, she left her job enough that when she and her See REALTORS, page 16 hometown of Atlanta to attend Au- husband, Stephen, married and See CAIN, page 16

The Voice for Real Estate in Greater Chattanooga. Founded in 1912 2018 Board of Directors Commercial Council Northwest Georgia Council Robert Backer Ben Pitts Joanna Jackson Geoff Ramsey Becky Cope English PRESIDENT PRESIDENT PRESIDENT Dan Griess Kim Bass Joanna Jackson Russ Elliott Martha Alexander PRESIDENT-ELECT Steven LaMar Robert Fisher Chase Jolander Denise Murphy Vickie McBryar Brandi Pearl Thompson John Healy SECRETARY-TREASURER John Payne Steve Hunt Brandyn O’Dell Ben Pitts Jeff Jennings Ian O’Shea Barry Hamilton Robyn Ring Joe Pleva Clayton Taylor MLS CHAIRMAN Joyce Smith Bill Raines Mark Hite Ron Tucker IMMEDIATE PAST PRESIDENT Kevin Wamack Greater Chattanooga REALTORS® | 2963 Amnicola Hwy. | Chattanooga, TN 37406 | 423-698-8001 | Fax: 423-698-8004 | www.gcar.net 16

® | GREATERGREATER CHATTANOOGA CHATTANOOGA ASSOCIATION REALTORS OF REALTORS July 6–12,2018 buyers looking for a new place to call buyers looking foranewplacetocall a fewtipsforrenters ormove-up homeowners. year, soit’sevidentpeoplewant tobe traffic isalsoupfromthistime last still opportunitiesforbuyers. Buyer region, thatdoesn’tmeanthere aren’t throughout mostoftheChattanooga able forbuyers. affordability conditionsremainfavor and lowerhomeinventorylevels, despite arecentriseinmortgagerates Chattanooga Realtorsbelievesthat now isagoodtimetobuy.Greater than two-thirdsofthosesurveyedsay and foreclosures. past aboutthedropinhomevalues were alsolessconcernedthaninthe “I’m inthebusinessofcounseling tor: “I’mnotasalesperson,”shesays. most importantlessonsforanyReal learned whatshesaysisoneofthe do that.” it infrontoftherightpeople. sign inthefrontyard,youhavetoget “To sellahouse,youcan’tjustput sales andmarketing,”shecontinues. buyers. sellers andtherighthomesforher she istofindtherightbuyersforher them justhowcapableandprepared tion herlackofexperience. knows potentialclientsmightques- belt sinceshebecamelicensed,Cain she says. now theirrealestateprofessional,” “Instead oftheiradvertisingrep,I’m ing knowshe’sinanewlineofwork. became acquaintedwhileinadvertis of lettingthepeoplewithwhomshe her husbandboughtahouse. Ridge areaofHixson,whereCainand a three-minutedrivefromtheBig my success.” with themwouldinevitablyleadto team. Iknewsurroundingmyself [broker] Brenda[Purcell]hasonher the numberofsuccessfulRealtors of howmuchitsagentsknowand went withRe/MaxinHixsonbecause license tookawhile,”sheexplains.“I emerges. spoke aboutherothercareerstops asm thathasnotbeentherewhileshe ting hername“outthere,”anenthusi company tooperateunderandget about earningherlicense,findinga and smiles.What’smore,asshetalks profession, sheliftsherheadbackup – Realtor. job shesaysistheonethatwillstick again, shepointsout,itledhertothe from herresumeifshecould.en company, butit’sclearshe’deraseit the car. slammed onthebrakesandgotoutof didn’t takearightorleftturn–she REALTORS CAIN Greater Chattanooga Realtors has Greater ChattanoogaRealtors has Although it’saseller’smarket e surveyalsofoundthatmore Fair enough.Plus,Cainhasalready “I havetheexperienceandskillsto “I haveastrongbackgroundin But shesaysshe’sreadytoshow With onlytwoweeksunderher Currently, Cainisintheprocess It alsohelpedthattheofficeis “Deciding wheretohangmy When Cainmentionshernew Cain choosestonottalkaboutthe

From page15 From page15 - - - - - nual Economic Outlook Luncheon, nual Economic OutlookLuncheon, Realtor. Chattanooga Realtorstospeak witha ing orsellingahome,contact Greater market. the advantagetheyneedintoday’s information andcangivebuyers most trustedresourceforrealestate Realtor inyourarea.Realtorsarethe and wantinahome. like andthinkaboutwhatyouneed en, identifyneighborhoodsyou offer whenyouseeahomelike. it’s imperativetobereadymakean sellers arereceivingmultiplebids,so inventories arelowinmanyareasand tem works. the ChattanoogaMarket. Stephen “beersnobs”)orshoppingat ment (shejokinglycallsherselfand friends atalocalcraftbeerestablish- they canbefoundhangingoutwith nooga area. and understandhowthecreditsys home. First,knowyourcredithistory enjoying gettingtoknowtheChatta and gettingtoknowthem.” community interactingwithpeople people person.Ilikebeingoutinthe fit forher–it’saperfectfit. says hernewjobisbetterthanagood when somethingisagoodfit.She like whensomethingisoff–and on.” right foranyreason,thenwe’llmove sense tothem.Ifahomedoesn’tfeel help peoplemakedecisionsthat scary, butI’mnotpushy.Iwantto a home. people throughtheprocessofbuying On Aug.14,join usfortheAn- For moreinformationabout buy Most importantly,contacta Next, doyourresearch.Home en, whentheywanttotakead- When theyfeellikebeingcityfolk, Cain and her husband are also Cain andherhusbandarealso “is ismyniche,”sheadds.“I’ma Cain certainlyknowswhatitfeels “at canbeintimidatingand of buying a home.” a buying of process the through people counseling of business the in I’m salesperson. a not “I’m Hamilton CountyHerald - - -

gia. Walker counties innorthwestGeor- Tennessee andCatoosa,Dade and and Sequatchiecountiesinsoutheast nooga RealtorsservicesHamilton ation ofRealtors.GreaterChatta - that comprisetheNationalAssoci - associations ofRealtorsnationwide one ofsome1,300localboardsand Greater ChattanoogaRealtorsis tion withmorethan2,000members, for localwaterfallsandfillaplacein them ontheirhikesastheysearch she’s talkingabout.”) telling her“shedoesn’tknowwhat (One canimagineaparentoftwo which Cainsaysarelikechildren. children –yet. schools, althoughtheydon’thaveany ey’re alsobigbelieversinHixon’s to “getmorebang”fortheirbuck. live inHixsonbecausetheywanted ing. about,” theAtlantanativesays,laugh- they don’tknowwhatthey’retalking complain aboutthetraffichere,Itell even thetraffic.“WhenIhearpeople side tolivinginChattanooga–not says. by mountainsandtheriver,”Cain amenities ofacitybutissurrounded they hitalocaltrail. vantage oftheirnaturalsurroundings, Chattanooga.” Aregionalorganiza “e VoiceforRealEstateinGreater 423 698-8001. yours todayonwww.gcar.netorcall past yearandwhat’stocome. region hasthrivedandchangedinthe We willlookathowtheChattanooga Association ofGreaterChattanooga. co-hosted withHomeBuilders Alexia Cain Alexia

e two mixed breed animals join etwomixedbreedanimalsjoin ey dohavetworescuedogs, Cain andherhusbandchoseto Cain can’tthinkofasingledown- “We likethatChattanoogahasthe Greater Chattanooga Realtors is Greater ChattanoogaRealtorsis Tickets goquickly,sopurchase

- before. “WhatwasIthinking?” car,” shesays,laughinglouderthan buy heranewcaragain. what todoifsomeoneeveroffers gained alongtheway–including and wheresheintendstostay. brought hertowhereshebelongs– that wasallpartofthejourney tles intoanewcareer,sherealizes part ofhercommunityandset- wanted inlife. she onlythoughtknewwhat nity, that’swhatresonateswithme.” doing volunteerworkinthecommu- therapy. had receivedanewhiptoitsphysical volunteer stint,shetookadogwho amey AnimalCenter.Duringarecent two orthreetimesaweekatMcK- ing careoftwodogs,shevolunteers Cain’s heartfordogs. “I would never turn down a new “I wouldneverturndownanew She alsovaluesthewisdomshe But asshebecomesaproductive As Cainwasenteringadulthood, “I lovedogs,”shesays.“Asfaras Cain hasnotonlysavedandistak class offerings. www.gcar.net/events Keep up with Keep upwith our latest our latest www.hamiltoncountyherald.com Photograph by David Laprad

- www.hamiltoncountyherald.com Hamilton County Herald July 6 – 12, 2018 | 17 New West End will bring industry, The Critic’s Corner By David Laprad jobs, retail, more to 112-acre area [email protected] Revitalization plans are in engaging the nation’s leading winery. motion for the former Alstom land planners to provide input West End Property believes plant and adjacent buildings in developing the area they the resulting district will be a and land, which will reimagine refer to as the West End. It model for mixed-use projects ‘Day of the Soldado’ this section of Chattanooga is approximately 112 acres, that include industry alongside riverfront. including the former Alstom residential, retail and recre- Urban Story Ventures and plant and adjacent land. ational areas. Inspiration for script heads south new partnership West End  e Alstom property in- the mixed-use project comes Property plan to keep the cludes a LEED Gold Certifi ed from communities like Seaside Alstom Turbine plant, recruit a manufacturing facility with in Florida, Navy Pier in Chica- in a hurry manufacturer and renovate the specialized equipment and go and Venice, Italy. I wish we lived in a world in which people didn’t do the remaining area for mixed-use. 509-ton crane capacity and  e Tennessee Riverwalk things they do to each other in “Sicario: Day of the Soldado .” Jimmy White, principal in two interstate access points - already runs through the West  ink about what the world would be like if men didn’t come West End Property and owner West Main Street and ML King End. Planned renovations up with so many reasons to kill each other. of Urban Story Ventures, Boulevard. include access for smaller wa- I also wish “Soldado” was as good as its predecessor. Writ- says the plans represent the “ e existing infrastructure tercraft like paddleboards and ten by Taylor Sheridan (“Hell or High Water,” “Wind River”) most signifi cant resurgence of is unlike any other property kayaks. and directed by Denis Villeneuve (“Prisoners,” “Blade Run- Chattanooga’s riverfront since in the southeast. It’s unique “In acquiring the proper- ner 2049”), “Sicario” (2015) was a brilliant action thriller that Mayor Bob Corker implement- riverfront with a sophisticated ty, we want to be responsible examined how the United States’ war on drugs was turning ed the 21st Century Waterfront plant and endless accessibility,” stewards of the facility, keep it us into the monsters we were trying to defeat. in 2002. says Hiren Desai, part owner of in local hands and return this Although Sheridan returned as the writer of “Soldado,” “ e development will create West End Property and CEO of property to productive use,” the sequel is not brilliant in any way. It is an absorbing thrill hundreds of jobs, connect 3H Group. “It’s time for activity White adds. ride, but only to a point. people to the river and create a to be happening in this district. “ e development of this site Returning in their roles from “Sicario” are Josh Brolin as whole new district and destina- We see the West End as the is important to Chattanooga’s CIA agent Matt Graver and Benicio del Toro as hitman Ale- tion for residents and visitors,” next frontier for Chattanooga, long-term growth. We’re eager jandro Gillick. Missing is Emily Blunt as FBI agent Kate Mac- White says. “We envision and its revitalization is going to to have industry return and er. Without Macer’s conscious, there’s no fi lter for judging a development that will be attract jobs and visitors from good-paying jobs, while adding Graver and Gillick’s brutal approach to handling problems; internationally recognized for all over.” live, work and play options for “Soldado” simply spills a lot of blood without blinking twice. its innovative approach and  e site adjacent to the for- the entire district.” “Soldado” opens with a jolt as suicide bombers enter a greatly enhance Chattanooga’s mer Alstom plant will include  e West End will be built Kansas City grocery store and detonate their payloads, killing reputation as a top mid-size offi ce spaces, restaurants and out over the next 10 years, with over a dozen people. In response, the U.S. government gives city.” residences as well as a combi- work starting immediately. Graver a loose rein to combat the Mexican drug cartels, West End Property is nation distillery, brewery and Source: West End Property which some offi cials believe smuggled the terrorists across the U.S.-Mexican border. Graver and the secretary of defense decide the best ap- proach is to start a war between the drug cartels. Maybe the Four home-buying myths debunked fi lm’s logic is faulty, or maybe I just didn’t follow it, but as Many people who rent a Myth 4: Bad credit history solutions go, this seemed like a bit of a reach. house or apartment do so be- Even though a credit score Regardless, it gives Graver an excuse to recruit Gillick, cause they say they don’t have of 660 is considered the lowest who kills the high-profi le lawyer of one of the large cartels. the fi nancial ability to purchase acceptable score to secure Next, Graver and his team kidnap the daughter of the head a home, but numerous studies a prime rate loan, there are of a rival cartel. have found that home owner- plenty of lenders that will off er A scene that takes place after the kidnapping illustrates ship is more cost-eff ective than loans to buyers with lower the “glass half full” mentality viewers need to take while renting. Jay Bell scores. watching “Soldado.” So, where is the disconnect Of course, the higher your While escorting Graver and his team back to the U.S. between perception and reality, President, Home Builders credit score, the better your border, Mexican federal police inexplicably open fi re on their Association of Greater Chattanooga and what is preventing some mortgage rate and the lower convoy. As Graver and his crew try to fi gure out how OFFto de- renters from making the leap your monthly payments. But, fend themselves before the bulletproof glass that’s protecting into home ownership? A look Shop around for the mort- don’t assume you’re completely them shatters under the hail of gunfi re, missiles come out of at a few common home-buying gage that best fi ts your unique out of the running until you nowhere and take out two of the other vehicles.  e sound myths might provide some situation and don’t be afraid to work in this scene is phenomenalSee it and Strulyee it puts viewers in ask. NOW Skip it answers. ask for a lower down payment. Buying a home doesn’t have Graver’s vehicle. LATER Myth 1: Houses are too Myth 3: I have too much debt to be a scary undertaking, and  e sequence is very well made, but I kept wondering why expensive the Mexican police would attack the Americans. Maybe one It’s true that a high income- you’ll never know if you’re ready until you begin exploring of the drug cartels caught wind of what was going on OFFand Home builders in the Chat- to-debt ratio can aff ect your paid the police to take out Graver and his men. Maybe they tanooga area take steps to keep viability for a loan; however, it your options. Consult with a lending professional who can had another motive. If Sheridan had a reason beyond moving housing aff ordable while main- is within your control to lower the plot forward, he buried it in the debris kicked up by the taining the highest quality in your debt by paying it down help you determine your readi- See it See it Skip it ness for home ownership. explosions. NOW LATER materials and technique. Such over time. Questions like this plagued me throughout the fi lm, which quality translates to easier, less Spend some time aggressive- For a listing of banks, lenders and brokers in the Chattanooga is something I’ve costly maintenance and higher ly attacking the debt with larger never experi- resale values. monthly payments and avoid area, visit the Home Builders Association of Greater Chatta- enced while OFF Additionally, buyers are increasing your debt as much watching a enjoying historically low mort- as possible. nooga website at www.hbagc. net or call 423 624-9992. movie based gage rates, which off sets the on one of increase in home prices. See it See it Skip it PAPA Sheridan’s NOW LATER Myth 2: Can’t afford down You Call ... screenplays. payment HAUL AWAY SERVICES We Haul! When that man sits down at a keyboard, magic pours Most people think they need Relax ... We do ALL the work! through his fi ngertips. a 20 percent down payment to From building complex characters to developing themati- buy a home, but that’s just not HOMEOWNERS: PROFESSIONALS: cally-powered narratives, there’s nothing he hasn’t mastered •Junk Removal •Real Estate Clean Up as a writer. But with “Soldado,” he stumbles. the case.  e required down •Garage Cleanouts •Construction Clean Up Sheridan’s biggest off ense with “Soldado” is hinging an payment is subject to myriad •Appliance Disposal PAPA SERVICES •Estate Cleanouts factors and can be quite low, •Basement Cleanouts Call (423) 629-0700 •Evictions important turning point on an unlikely coincidence. I won’t depending on the lender and •Yard Debris Removal or visit papaservices.com •Event Clean Up reveal what it is, but you’ll know it when you see it. It’s a rare, We gladly accept See CRITIC, page 26 other circumstances. •And Much More! VISA and Mastercard •And Much More! 18 | July 6 – 12, 2018 Hamilton County Herald www.hamiltoncountyherald.com VOLeaders learn about life outside sports By Rhiannon Potkey ney with his classmates. “I am really excited for us to ey could already tell after get together and share some the first few classes. ere was quality memories with each something special about this other,” Stallings says. “I am group of VOLeaders at the realizing how much I’ve missed University of Tennessee. ey them. We have really become connected on a much deeper like family. at’s how close we level than anyone envisioned. are.” “It was almost instantaneous. Over the last year, Stall- ey came together so quickly ings has been stretched and and were so eager to learn and challenged to become a better eager to get to know each other leader and more compassionate and willing to kind of let their teammate. He’s been inspired guard down and just be them,” by some of his VOLeader class- says Joe Scogin, UT senior mates and the raw emotion associate athletics director, they’ve displayed during group assistant provost and director discussions. of the ornton Center. “ere are people that have “It’s been pretty amazing to shared things in class that they watch them really care for one haven’t told their own parents. another in so many more ways ey talked to us about being than just VOLeaders.” vulnerable and opening up to e VOLeaders Academy, each other, which in today’s so- which began in 2015, is a part- ciety can be really challenging,” nership between the UT Center Stallings adds. for Leadership and Service, “But I think everyone is Photographs by Rhiannon Potkey the Center for Sport, Peace really comfortable with who VOLeader Alyssa Andreno greets a little girl at the VOLeaders Sports Fest. and Society and the Athletics they are personally, and we all Department. understand what the others are be pretty incredible,” Stallings UT student-athletes selected going through.” says. “It’s going to be a little for the program spend a year e VOLeaders showcased culture shock, but it’s going to enrolled in courses to help each their support for each other far be a fun experience.” understand his or her individ- beyond the classroom. ey e VOLeaders were sched- ual leadership style and learn socialized outside of school and uled to visit the U.S. Embassy about leadership principles, frequently attended each oth- to spend time with the cultural professionalism, critical think- er’s games and matches during affairs and sports diplomacy ing and cross-cultural commu- the 2017-18 season. unit and tour the local Olympic nication through sports. Williams, the SEC Player of and Paralympic training center. By using their platform in the Year in men’s basketball, “at is always a very sports, the student-athletes was a regular at Tennessee eye-opening experience for our learn how to positively impact softball games. He often sat students because the athletes their team, campus and com- next to Seggern’s family in the in the countries we visit are not munities. stands, doling out high fives to as fortunate from a facilities is year’s VOLeaders class surrounding parents after big standpoint and support stand- includes 19 student-athletes plays. point,’’ Scogin explains. representing 15 different “I love going to their games “Our student-athletes realize sports: and watching. e softball how fortunate they are to have Alyssa Andreno, volleyball players are just as competitive the level of training facilities Channing Bearden, rowing on the field as we are on the and amenities we have at the Mary Cayten Brakefield, basketball court,” Williams university level. swimming & diving points out. “It’s been nice to “But it’s also a really neat Marquez Callaway, football talk to Chelsea and Abby in Some of the participants in this year’s VOLeaders Academy thing to see how grateful the Katie Cousins, soccer class about the sport. I like to athletes in these other coun- Brayden Garrison, golf tease them a little bit about help people, and I realized During their trip to Ecuador, tries are for what they do have Madison Graham, swim- their games, but I have really that working in sports is the the VOLeaders had a schedule and how happy they are to be ming & diving learned a lot.” way I want to do it,” Andreno jam packed with daily activities. able to continue to train and Darryl Harris, track & field Seggern wanted to get explains. is year’s class dedicated continue their sport.” Allison Herring, golf involved with VOLeaders “Being a part of the VOLead- a lot of time to the impact of Before leaving for Ecuador, Abby Lockman, softball from the moment she stepped ers program has helped me so sports on people with disabil- the 19 VOLeaders stayed in Emily Meier, track & field on campus. e rising junior much to find the direction I ities, and Bayron Lopez, the touch through group text mes- Megan Murray, track & watched other teammates go want to take my life. I have ab- President of the Ecuadorian sages and social media. field through the class and knew she solutely adored every second of Paralympic Committee, offered Along with expressing Nathan Murray, swimming would benefit. it. It’s probably one of the best to be UT’s host during the trip. excitement about the journey, & diving “It’s really been even better things I’ve done in college.” e VOLeaders co-host- they shared tips on how to pack Ariadna Riley, tennis than I thought it would be. I Andreno was given the ed sports festivals involving and what to pack. Chelsea Seggern, softball have grown in so many ways chance to attend the Career disabled athletes in Quito and ey were instructed to Trey Smith, football and met so many great people,” in Sports Forum at the NCAA smaller villages, and they held a bring a journal to document Garrett Stallings, baseball Seggern says. “I’ve not only National Office in Indianapolis sports clinic for children at an the 10-day trip to allow them Timo Stodder, tennis become a better leader, but I’ve earlier this month. elementary school in a low- to better reflect on everything Grant Williams, basketball become so close with everyone “It was incredible. I learned er-economic community. they would encounter. e group left last Friday in the class. I know I can count a lot about a future career path ey planned to visit the “I really can’t wait to see for a 10-day cultural exchange on them for anything.” and met a bunch of other stu- university in Quito to share ex- everyone again and share this trip to Ecuador that was to Andreno entered the dent-athletes there,” she says. periences with students in the experience with them,” Andre- provide leadership opportu- VOLeaders program last fall “I also got to share more about physical education department. no adds. nities focused on community as a kinesiology major, but she VOLeaders and what we do on “Life is all about making “I have literally met some development and social change decided to switch to sports a daily basis. relationships and getting to of my best friends in this class. through sport. management a few months ago “So many of the kids told me connect with people with dis- at has been my favorite part, Stallings cut his successful because of her experiences in they wished their schools or abilities and people who speak being able to meet people and pitching stint in the prestigious the class. universities had that program. different languages through develop such close relation- Cape Cod League short this “I have always wanted to It’s truly life-changing.” the power of sports is going to ships.” summer to return for the jour- www.hamiltoncountyherald.com Hamilton County Herald July 6 – 12, 2018 | 19

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‘We don’t give up. We just keep going’ Celebrating resilient, post Hurricane Maria Puerto Rico A jazz band played in Old San Juan. It was beautiful. I stood in this old courtyard, staring up at the moon shining over the old city. I was here before, four years ago. at afternoon four years ago, I walked in a gentle afternoon tropical rain. Family Travel On this early June night this Lance Wiedower summer, I gazed up at the stars above the American flag gently waving in that breeze. I thought it as I stood listen- I could’ve been anywhere in ing to that jazz quartet. And I the U.S. on a Friday night, but knew it with certainty when we I was in San Juan, Puerto Rico, returned a week later, after the a community I identified more conclusion of our cruise. with salsa than a live jazz band But it’s also why I was so that played in front of a foun- determined to visit the island tain with children twirling and this year, after Hurricane Maria an adult couple gently dancing. swept through Puerto Rico last We spent parts of five days fall. If I didn’t know better, I’d in San Juan spread over two shutterstock.com have no idea a hurricane devas- weekends bookending a recent The crashing waves on a beach in San Juan, Puerto Rico Southern Caribbean cruise that tated the island. But I did know left out of the city. better, even if – thankfully – looks can deceive. ro told me about the days after e Puerto Rican spirit is We wrapped our first night Old San Juan showed no signs Not all the hotels are oper- the hurricane. alive and well. I’m happy we in San Juan sitting next to a of devastation. ational. e San Juan Marriot His restaurant was up and visited. I hope to return soon fountain listening to a fantastic A conversation a week later Resort and Stellaris Casino in running after only two days, to this island of amazing food, quartet led by a trombonist solidified my admiration for Condado was open and pro- thanks to generators but also kind people, beautiful beaches doing things on his instrument these people. vided a great few days on the the Puerto Rican spirit. I heard and an amazing spirit. I’ve never heard (and I played “We don’t give up. We just beach. a variation of those words sev- trombone for three years in keep going,” the bartender at Just across the street, my eral times. “We don’t give up. Reach Lance Wiedower at my youth). is was not what the little beer garden in Con- bartender friend at Di Zucche- We just keep going.” tripsbylance.com. I imagined as the night before dado told me the afternoon we a Caribbean cruise. But it was returned from our cruise. fantastic and it was Puerto He shared that parts of the Rico. island still look like the hurri- We spent our pre-cruise cane happened yesterday, even Don’t miss night at Decanter Hotel, a if San Juan has mostly recov- beautiful historic hotel in the ered. an issue! heart of Old San Juan. It’s the We spent three days in the kind of place I’d return again, Condado beach community only without a child who of San Juan after our cruise. desires a pool or beach access; Other than a few boarded-up this place has neither. windows here and there, it was much what I remembered from For advertising information, I love Puerto Rico. I knew it call Dianna at 615-254-5522. when I visited four years ago. our visit four years ago. But Page 20 Public Notices July 6 - 12, 2018 www.HamiltonCountyHerald.com Foreclosure Notices Being the same property conveyed to Rhonda Address/Description: 2612 Roanoke Av- the north line of F. A. Roark’s original tract; TERMS OF SALE ARE CASH. ANY TAXES OR Continued from page 11 G. Shepherd and husband Robert Glenn enue, Chattanooga, TN 37406. thence West along the North line of F. A. FEES WILL BE THE RESPONSIBILITY OF THE Shepherd by deed from David Ansel Harper, Current Owner(s): Evelyn E. Barbree. Roark’s original tract, three hundred sixty-two PURCHASER. IF THE SALE IS SET ASIDE FOR announcement at the time and place for the dated 12/17/09 in Book 9078, Page 167 Other Interested Party(ies): N/A feet, more or less to it’s intersection with the ANY REASON, THE PURCHASER AT THE SALE sale set forth above. All right and equity of re- said Register’s Office. The sale of the property described above extension Northwardly of the Western line of SHALL BE ENTITLED ONLY TO A RETURN OF THE demption, statutory or otherwise, homestead, Robert Glenn Shepherd joins in the execu- shall be subject to all matters shown on said Melton tract; thence Southwardly along PURCHASE PRICE. THE PURCHASER SHALL and dower are expressly waived in said Deed tion of this instrument for the purpose of any recorded plat; any and all liens against said extension, one hundred (100) feet more HAVE NO FURTHER RECOURSE AGAINST THE of Trust, and the title is believed to be good, conveying his marital and any other interest said property for unpaid property taxes; any or less, to the Point of beginning. GRANTOR, THE GRANTEE, OR THE TRUSTEE. but the undersigned will sell and convey only in the subject property. restrictive covenants, easements or set-back Source of Grantors title is Warranty Deed OTHER INTERESTED PARTIES: MIDLAND FUND- as Substitute Trustee. The Property is sold Tax Map and Parcel ID is as follows 57K- lines that may be applicable; any prior liens or being recorded simultaneously herewith, ING LLC AND CITIBANK NA/HOME DEPOT as is, where is, without representations or A-004.00 encumbrances as well as any priority created by being the last document of record. C/O MIDLAND FUNDING LLC AND INTERNAL warranties of any kind, including fitness for a Parcel ID Number: 057K A 004 a fixture filing; a deed of trust; and any matter SUBJECT To any governmental zoning and REVENUE SERVICE particular use or purpose. In addition this sale Address/Description: 206 Daisy Avenue, than an accurate survey of the premises might subdivision ordinances or regulations in THIS IS AN ATTEMPT TO COLLECT A DEBT AND shall be subject to the right of redemption by Soddy Daisy, TN 37379. disclose; and effect thereon. ANY INFORMATION OBTAINED WILL BE USED the UNITED STATES OF AMERICA, pursuant to Current Owner(s): Rhonda G Shepherd and All right and equity of redemption, statutory Parcel ID Number: 147B B 025 FOR THAT PURPOSE. 26 U.S.C. 7425(d)(1) by reason of the following husband Robert Glenn Shepherd. or otherwise, homestead, and dower are ex- Address/Description: 3417 Gay Street, If applicable, the notice requirements of T.C.A. tax lien(s) of record in: Book GI 10881, Page Other Interested Party(ies): N/A pressly waived in said Deed of Trust, and the Chattanooga, TN 37411. 35-5-101 have been met. 855. Notice of the sale has been given to the The sale of the property described above shall title is believed to be good, but the undersigned Current Owner(s): The Estate of Bettye All right of equity of redemption, statutory UNITED STATES OF AMERICA in accordance be subject to all matters shown on any recorded will sell and convey only as Substitute Trustee. L. Allen. and otherwise, and homestead are expressly with 26 U.S.C. 7425(b). plat; any and all liens against said property The right is reserved to adjourn the day of the Other Interested Party(ies): N/A waived in said Deed of Trust, but the under- THIS LAW FIRM IS ATTEMPTING TO COLLECT A for unpaid property taxes; any restrictive cov- sale to another day, time, and place certain The sale of the property described above signed will sell and convey only as Substitute DEBT. ANY INFORMATION OBTAINED WILL BE enants, easements or set-back lines that may without further publication, upon announce- shall be subject to all matters shown on Trustee. USED FOR THAT PURPOSE. be applicable; any prior liens or encumbrances ment at the time and place for the sale set any recorded plat; any and all liens against This sale is also subject to the right of redemp- Rubin Lublin TN, PLLC, Substitute Trustee as well as any priority created by a fixture filing; forth above. said property for unpaid property taxes; any tion by the INTERNAL REVENUE SERVICE/ 119 S. Main Street, Suite 500 a deed of trust; and any matter than an accurate This office is attempting to collect a debt. restrictive covenants, easements or set-back DEPARTMENT OF THE TREASURY, pursuant Memphis, TN 38103 survey of the premises might disclose; and Any information obtained will be used for lines that may be applicable; any prior liens or to 26 U.S.C. 7425 by reason of the following www.rubinlublin.com/property-listings.php All right and equity of redemption, statutory or that purpose. encumbrances as well as any priority created tax lien(s) of record in the original amount of Tel: (877) 813-0992 otherwise, homestead, and dower are expressly Brock & Scott, PLLC, Substitute Trustee by a fixture filing; a deed of trust; and any mat- $20,677.15 at Record Book GI 8656, Page Fax: (404) 601-5846 waived in said Deed of Trust, and the title is c/o Tennessee Foreclosure Department ter than an accurate survey of the premises 100 as Instrument No. 2008050200056 in Ad #139325 believed to be good, but the undersigned will 4360 Chamblee Dunwoody Road, Ste 310 might disclose; and the real property records of Hamilton County June 29, July 6, 13, 2018 Fnr19211 sell and convey only as Substitute Trustee. The Atlanta, GA 30341 All right and equity of redemption, statutory Register’s Office, Tennessee. right is reserved to adjourn the day of the sale PH: 404-789-2661 FX: 404-294-0919 or otherwise, homestead, and dower are ex- If the U.S. Department of Treasury/IRS, the NOTICE OF FORECLOSURE SALE to another day, time, and place certain without File No.: 18-06787 FC01 pressly waived in said Deed of Trust, and the State of Tennessee Department of Revenue, STATE OF TENNESSEE, HAMILTON COUNTY further publication, upon announcement at the June 29, July 6, 13, 2018 Fnr19242 title is believed to be good, but the undersigned or the State of Tennessee Department of WHEREAS, Rhonda G. Shepherd and time and place for the sale set forth above. will sell and convey only as Substitute Trustee. Labor or Workforce Development are listed Robert Glenn Shepherd executed a Deed This office is attempting to collect a debt. NOTICE OF FORECLOSURE SALE The right is reserved to adjourn the day of the as Interested Parties in the advertisement, of Trust to Mortgage Electronic Registration Any information obtained will be used for STATE OF TENNESSEE, HAMILTON COUNTY sale to another day, time, and place certain then the Notice of this foreclosure is being Systems, Inc. as nominee for Hometown that purpose. WHEREAS, Bettye L. Allen, Single executed without further publication, upon announce- given to them and the Sale will be subject to Lenders LLC, Lender and Elizabeth A. Cash, Brock & Scott, PLLC, Substitute Trustee a Deed of Trust to American Home Mortgage ment at the time and place for the sale set the applicable governmental entities’ right to Esq., Trustee(s), which was dated September c/o Tennessee Foreclosure Department Company, Lender and Title Escrow of Chatta- forth above. redeem the property as required by 26 U.S.C. 24, 2013 and recorded on October 7, 2013 4360 Chamblee Dunwoody Road, Ste 310 nooga. Inc., Trustee(s), which was dated June This office is attempting to collect a debt. 7425 and T.C.A. §67-1-1433. in Book GI 10076, Page 35, Hamilton County, Atlanta, GA 30341 27, 1994 and recorded on June 29, 1994 in Any information obtained will be used for This property is being sold with the express Tennessee Register of Deeds. PH: 404-789-2661 FX: 404-294-0919 Book 4369, Page 739, Hamilton County, Ten- that purpose. reservation that the sale is subject to confir- WHEREAS, default having been made in File No.: 18-04857 FC01 nessee Register of Deeds. Brock & Scott, PLLC, Substitute Trustee mation by the lender or trustee. If the sale is the payment of the debt(s) and obligation(s) June 29, July 6, 13, 2018 Fnr19241 WHEREAS, default having been made in c/o Tennessee Foreclosure Department set aside for any reason, the Purchaser at thereby secured by the said Deed of Trust and the payment of the debt(s) and obligation(s) 4360 Chamblee Dunwoody Road, Ste 310 the sale shall be entitled only to a return of the current holder of said Deed of Trust, PNC NOTICE OF FORECLOSURE SALE thereby secured by the said Deed of Trust Atlanta, GA 30341 the purchase price. The Purchaser shall have Bank, National Association, (the “Holder”), STATE OF TENNESSEE, HAMILTON COUNTY and the current holder of said Deed of Trust, PH: 404-789-2661 FX: 404-294-0919 no further recourse against the Mortgagor, appointed the undersigned, Brock & Scott, WHEREAS, Wanda S. Barbree And Evelyn Tennessee Housing Development Agency, (the File No.: 17-14399 FC01 the Mortgagee or the Mortgagee’s attorney. PLLC, as Substitute Trustee, with all the rights, Barbree executed a Deed of Trust to American “Holder”), appointed the undersigned, Brock June 29, July 6, 13, 2018 Fnr19243 MWZM File No. 18-000580-670-1 powers and privileges of the original Trustee General Financial Services, Inc., Lender and & Scott, PLLC, as Substitute Trustee, with all Mackie Wolf Zientz & Mann, P.C., Substitute named in said Deed of Trust; and Charles Fleischmann, Trustee(s), which was the rights, powers and privileges of the original SUBSTITUTE TRUSTEE’S SALE Trustee(s) NOW, THEREFORE, notice is hereby given dated November 16, 2006 and recorded on Trustee named in said Deed of Trust; and Sale at public auction will be on July 26, 2018 PREMIER BUILDING, SUITE 404 that the entire indebtedness has been declared November 17, 2006 in Book GI 8152, Page NOW, THEREFORE, notice is hereby given on or about 11:00AM local time, at the Main 5217 MARYLAND WAY due and payable as provided in said Deed of 275, Hamilton County, Tennessee Register that the entire indebtedness has been declared door of the Hamilton County Courthouse, BRENTWOOD, TENNESSEE 37027 Trust by the Holder, and that as agent for the of Deeds, subsequently modified by a Loan due and payable as provided in said Deed of Chattanooga, Tennessee, conducted by the PHONE: (615) 238-3630 undersigned, Brock & Scott, PLLC, Substitute Modification Agreement recorded February Trust by the Holder, and that as agent for the Substitute Trustee as identified and set EMAIL: [email protected] Trustee, by virtue of the power and authority 4, 2013 in Book GI 9864, Page 51 Hamilton undersigned, Brock & Scott, PLLC, Substitute forth herein below, pursuant to Deed of Trust June 29, July 6, 13, 2018 Fnr19247 vested in it, will on July 26, 2018, at 10:00AM County, Tennessee Registry of Deeds. Trustee, by virtue of the power and authority executed by SHARON CHRISTINE JACKSON at the usual and customary location at the WHEREAS, default having been made in vested in it, will on July 26, 2018, at 10:00AM AND JAMES WADE JACKSON, to Arnold M. NOTICE OF TRUSTEE’S SALE Hamilton County Courthouse, Chattanooga, the payment of the debt(s) and obligation(s) at the usual and customary location at the Weiss, Trustee, on December 12, 2002, at WHEREAS, default has occurred in the Tennessee, proceed to sell at public outcry to thereby secured by the said Deed of Trust and Hamilton County Courthouse, Chattanooga, Record Book GI 6498, Page 546 as Instrument performance of the covenants, terms, and the highest and best bidder for cash, the fol- the current holder of said Deed of Trust, U.S. Tennessee, proceed to sell at public outcry to No. 2003010200041 in the real property conditions of a Deed of Trust Note dated lowing described property situated in Hamilton Bank Trust, N.A., as Trustee for LSF9 Master the highest and best bidder for cash, the fol- records of Hamilton County Register’s Office, November 30, 2007, and the Deed of Trust County, Tennessee, to wit: Participation Trust, (the “Holder”), appointed lowing described property situated in Hamilton Tennessee. of even date securing the same, recorded Property known as 206 Daisy Ave. Soddy the undersigned, Brock & Scott, PLLC, as County, Tennessee, to wit: Owner of Debt: Wells Fargo Bank, National December 6, 2007, in Book No. GI 8539, at Daisy, TN 37379, County of Hamilton Substitute Trustee, with all the rights, powers Beginning at the Northwest corner of the Association, successor by merger to Wells Page 25, in Office of the Register of Deeds for In the Third Civil District of Hamilton County, and privileges of the original Trustee named tract conveyed by V. W. Nelson and wife, Fargo Bank Minnesota, National Association, Hamilton County, Tennessee, executed by Mal- Tennessee: in said Deed of Trust; and Helen Jean Nelson to James E. Melton and as Trustee f/k/a Norwest Bank Minnesota, lory Dean, conveying certain property therein Being all of Lot No. 1, Shepherd and Harper NOW, THEREFORE, notice is hereby given wife, Jo Ann Melton, by deed recorded in National Association, as Trustee for Renais- described to Arnold M. Weiss as Trustee for Subdivision, as shown by plat recorded in Plat that the entire indebtedness has been declared Book 1691, Page 39, in the Register’s Of- sance HEL Trust 2002-4 Mortgage Electronic Registration Systems, Book 91, Page 178, in the Register’s Office due and payable as provided in said Deed of fice of Hamilton County, Tennessee; thence The following real estate located in Hamilton Inc., as nominee for Branch Banking and Trust of Hamilton County, Tennessee. Trust by the Holder, and that as agent for the Eastwardly, along the Northern line of said County, Tennessee, will be sold to the highest Company, its successors and assigns; and the Excepting therefrom that part or parts within undersigned, Brock & Scott, PLLC, Substitute Melton Tract, One hundred (100) feet to the call bidder subject to all unpaid taxes, prior undersigned, Wilson & Associates, P.L.L.C., the present right of way of US Highway 27. Trustee, by virtue of the power and authority Southwest corner of tract conveyed by F. A. liens and encumbrances of record: having been appointed Successor Trustee by Being the same property conveyed to Rhonda vested in it, will on July 26, 2018, at 10:00AM Roark and wife, Izetta Roark to Edward D. THE FOLLOWING DESCRIBED REAL ESTATE Branch Banking & Trust Company. G. Shepherd and husband, Robert Glenn at the usual and customary location at the Jolley and wife, Bessie Sue Jolley, by deed SITUATED, LYING AND BEING IN THE COUNTY NOW, THEREFORE, notice is hereby given Shepherd by deed from Terry W. Skiles and Hamilton County Courthouse, Chattanooga, recorded in Book 1098, Page 445, in the said OF HAMILTON COUNTY TENNESSEE, TO-WIT: that the entire indebtedness has been declared Larry R. Skiles dated 10/16/2006 and filed Tennessee, proceed to sell at public outcry to Register’s Office; thence Northwardly, along ALL THAT TRACT OR PARCEL OF LAND LYING due and payable; and that an agent of Wilson & of record in Book 8117, Page 467, said the highest and best bidder for cash, the fol- the Western line of said Jolley tract, fifty (50) AND BEING IN THE THIRD CIVIL DISTRICT Associates, P.L.L.C., as Successor Trustee, by Register’s Office. lowing described property situated in Hamilton feet to the Northwest corner thereof; thence OF HAMILTON COUNTY TENNESSEE BEING virtue of the power, duty, and authority vested County, Tennessee, to wit: Eastwardly along the Northern line of said LOT 5, BLOCK 3, MAP OF KNOLLWOOD, AS in and imposed upon said Successor Trustee, The following described real estate in the City Jolley tract, One hundred Twenty-five (125) SHOWN BY PLAT RECORDED IN PLAT BOOK by Branch Banking & Trust Company, will, on of Chattanooga, Hamilton County, Tennessee: feet to the Northeast corner thereof; thence 15, PAGE 71, OF THE REGISTERS OFFICE OF July 23, 2018 on or about 3:00 PM, at the Lots Seven (7) and Eight (8), Block Thirty- Southwardly, along the Eastern line of said HAMILTON COUNTY TENNESSEE. Hamilton County Courthouse, Chattanooga, Let’s Be Social seven (37), Anderson’s Addition, as shown Jolley tract, fifty (50) feet to the Southeast BEING THE SAME PROPERTY CONVEYED TO Tennessee, offer for sale certain property Pick up a copy every Friday by plat of said Addition, now found of record corner thereof; thence Eastwardly along the JAMES WADE JACKSON AND WIFE, SHARON hereinafter described to the highest bidder in the Register’s Office of Hamilton County, Northern line of the tract conveyed by Ger- CHRISTINE JACKSON BY DEED DATED NOV. FOR certified funds paid at the conclusion Read us online at Tennessee. Said lots each front Forty-seven trude Koons, widow to Robert H. Curtis and 8, 1989 AND RECORDED DEC 7, 1989 IN of the sale, or credit bid from a bank or other www.HamiltonCountyHerald.com (47) feet on the East side of Roanoke Street wife, Seventy-five (75) feet to the Northeast BOOK 3679 PAGE 978 IN THE REGISTERS lending entity pre-approved by the successor and extends back Eastwardly, of uniform corner thereof; thence southwardly, along the OFFICE OF HAMILTON COUNTY TENNESSEE. trustee. The sale is free from all exemptions, width, a distance of One Hundred Eighty eastern line of said Curtis tract, One hundred Tax ID: 109O B 009 which are expressly waived in the Deed of (180) feet, more or less to the West side twenty five (125) feet to the Northern line Current Owner(s) of Property: SHARON CHRIS- Trust, said property being real estate situated Facebook: of Orlon Street. of Gay Street; thence Eastwardly along the TINE JACKSON AND JAMES WADE JACKSON in Hamilton County, Tennessee, and being more Hamilton-County-Herald THIS CONVEYANCE IS MADE SUBJECT TO northern line of Gay Street, Twenty (20) feet The street address of the above described particularly described as follows: THE FOLLOWING: to the Southwest corner of the tract conveyed property is believed to be 3905 Knollwood Located in the City of Chattanooga, Hamil- Twitter: Any governmental zoning and subdivision by Wallace N. Roark to Warner L. Waugh and Drive, Chattanooga, TN 37415, but such ad- ton County, Tennessee: Lot Two (2), Block @HCHeraldEditor ordinances or regulations in effect thereon. wife, by deed recorded in Book 1037, Page dress is not part of the legal description of the Forty (40), Montague’s Highland Park Addi- Subject to all notes, stipulations, restrictions, 519, in the said Register’s Office, thence property sold herein and in the event of any tion No. Two (2), as shown by plat of record easements. conditions and regulations as Northwardly along the Western line of said discrepancy, the legal description referenced in Plat Book 1, Page 35, in the Register’s set out on recorded plat. Waugh tract and said line extended along herein shall control. Office of Hamilton County, Tennessee. TAX ID# 136DE001 the Western line of another Waugh Tract SALE IS SUBJECT TO OCCUPANT(S) RIGHTS ALSO KNOWN AS: 2202 Bailey Ave, Chat- This being the same property conveyed to described in Book 1362, Page 402 in said IN POSSESSION. tanooga, TN 37404 James H. Barbree and Evelyn E. Barbree Register’s Office a total distance of One THE RIGHT IS RESERVED TO ADJOURN THE This sale is subject to all matters shown from Earlene Hattenbach herein by Deed hundred thirty eight (138) feet thence South DAY OF THE SALE TO ANOTHER DAY, TIME AND on any applicable recorded plat; any unpaid dated and recorded 8/15/97 in Deed Book 68 Degrees East, Eighteen Feet to a corner in PLACE CERTAIN WITHOUT FURTHER PUBLICA- taxes; any restrictive covenants, easements, 4924 at Page 674. a hedge line; thence North 38 degrees East, TION, UPON ANNOUNCEMENT AT THE TIME AND or setback lines that may be applicable; any Parcel ID Number: 136D E 001 one hundred one (101) feet more or less, to PLACE FOR THE SALE SET FORTH ABOVE. THE statutory rights of redemption of any govern- July 6 - 12, 2018 Public Notices Page 21 www.HamiltonCountyHerald.com

mental agency, state or federal; any prior liens CONVEYED BY SAID DEED OF RECORD IN Clear Recon LLC Party entitled to enforce the debt: Regions Bank in and imposed upon said Successor Trustee, or encumbrances as well as any priority created BOOK 1229, PAGE 145, AFORESAID, 145.9 Substitute Trustee The hereinafter described real property located by Selene Finance, LP, will, on July 26, 2018 on by a fixture filing; and to any matter that an ac- FEET TO THE NORTHEASTERN CORNER OF 5751 Uptain Road in Hamilton County will be sold to the highest or about 10:00 AM, at the Hamilton County curate survey of the premises might disclose. SAID TRACT; THENCE SOUTH 33 DEGREES Suite 514 call bidder subject to all unpaid taxes, prior Courthouse, Chattanooga, Tennessee, offer In addition, the following parties may claim WEST ALONG THE SOUTHEASTERN LINE OF Chattanooga, Tennessee 37411 liens and encumbrances of record:. for sale certain property hereinafter described an interest in the above- referenced property: SAID TRACT 283.1 FEET TO THE SOUTH- Phone: (877) 319-8840 Legal Description: A CERTAIN TRACT OF to the highest bidder FOR certified funds paid MALLORY DEAN ERN CORNER THEREOF, MARKED BY AN File No: 2191-752A LAND IN HAMILTON, COUNTY, TENNESSEE, at the conclusion of the sale, or credit bid from The sale held pursuant to this Notice may OLD IRON; THENCE SOUTH 29 DEGREES June 29, July 6, 13, 2018 Fnr19250 DESCRIBED AS FOLLOWS: LOCATED IN THE a bank or other lending entity pre-approved by be rescinded at the Successor Trustee’s option 47 MINUTES WEST 78.7 FEET TO AN OLD CITY OF CHATTANOOGA, HAMILTON COUNTY, the successor trustee. The sale is free from all at any time. The right is reserved to adjourn IRON IN THE SOUTHERN LINE OF TRACT NOTICE OF TRUSTEE’S SALE TENNESSEE: LOT EIGHTEEN (18), BLOCK TWO exemptions, which are expressly waived in the the day of the sale to another day, time, and CONVEYED BY C.J. WILLIAMS, TRUSTEE WHEREAS, default has occurred in the (2) OF COULTERS ADDITION, TO EAST END AS Deed of Trust, said property being real estate place certain without further publication, upon TO A.D. ENGLAND AND WIFE, BY DEED performance of the covenants, terms, and SHOWN ON RECORDED PLAT IN PLAT BOOK situated in Hamilton County, Tennessee, and announcement at the time and place for the RECORDED IN BOOK 1256, PAGE 486, IN conditions of a Deed of Trust Note dated March 2, PAGE 9, REGISTER`S OFFICE OF HAMILTON being more particularly described as follows: sale set forth above. In the event of inclem- SAID REGISTERS OFFICE; THENCE ALONG 30, 2015, and the Deed of Trust of even date COUNTY, TENNESSEE, EXCEPT THAT 10-FOOT In the First Civil District formerly the Second ent weather, the trustee hereby announces THE SOUTHERN LINE OF SAID TRACT, securing the same, recorded April 2, 2015, in STRIP RESERVED OFF FROM THE WEST END Civil District of Hamilton County, Tennes- that the sale will be postponed for a period of NORTH 52 DEGREES 26 MINUTES WEST Book No. GI 10435, at Page 300, in Office of OF THE LOT HEREIN CONVEYED FOR THE see: Lot Eighty-three (83), Fourth (4th) two weeks. In such situations, notices will be 305 FEET, MORE OR LESS, TO THE EAST- the Register of Deeds for Hamilton County, USE AS PART OF A 20-FOOT ALLEY EXTEND- Unit, Lake Hills Subdivision, as shown by mailed to interested parties of record. W&A ERN LINE OF SAID HARRISON BAY ROAD; Tennessee, executed by Lloyd Carter Denton, ING FROM THE NORTH LINE OF THIS LOT plat recorded in Plat Book 19, Page 31, of No. 330873 THENCE NORTHEASTWARDLY ALONG THE III and Erica M. Denton, conveying certain SOUTH TO OLD 17TH STREET. SUBJECT TO the Register’s Office of Hamilton County, DATED June 20, 2018 EASTERN OR SOUTHEASTERN CURVE LINE property therein described to Arnold M. Weiss RESTRICTIONS, RESERVATIONS, EASEMENTS, Tennessee. SUBJECT To any governmen- WILSON & ASSOCIATES, P.L.L.C., OF HARRISON BAY ROAD 192 FEET TO as Trustee for Wells Fargo Bank, N.A.; and the COVENANTS, OIL, GAS OR MINERAL RIGHTS tal zoning and subdivision ordinances or Successor Trustee THE POINT OF BEGINNING, REFERENCE IS undersigned, Wilson & Associates, P.L.L.C., OF RECORD, IF ANY. regulations in effect thereon. SUBJECT To June 29, July 6, 13, 2018 Fnr19246 MADE FOR PRIOR TITLE TO BOOK 1478, having been appointed Successor Trustee by Street Address: The street address of the restrictions recorded in Book 1236, Page PAGE 591, IN THE REGISTERS OFFICE OF Wells Fargo Bank, NA. property is believed to be 4315 13th Avenue, 567, in the Register’s Office of Hamilton NOTICE OF SUBSTITUTE TRUSTEE`S SALE HAMILTON COUNTY, TENNESSEE. NOW, THEREFORE, notice is hereby given Chattanooga, TN 37407 but such address is County, Tennessee; but omitting any cov- WHEREAS, default has occurred in the BEING THE SAME FEE SIMPLE PROPERTY that the entire indebtedness has been declared not part of the legal description of the prop- enant or restriction based on race, color, performance of the covenants, terms, and CONVEYED BY DEED FROM C.R. BELCHER, due and payable; and that an agent of Wilson & erty. In the event of any discrepancy, the legal religion, sex, handicap, familial status or conditions of a Deed of Trust dated May 14, SR. and CORINNE S. BELCHER HUSBAND Associates, P.L.L.C., as Successor Trustee, by description herein shall control. national origin unless and only to the extent 2007, executed by Flora Orr Hughes to Amy AND WIFE TO FLORA ORR HUGHES and virtue of the power, duty, and authority vested Map/Parcel Number: 168J H 025 that said covenant (a) is exempt under Ward, Trustee, for CitiFinancial Services, Inc., CHARLES F. HUGHES** HUSBAND AND in and imposed upon said Successor Trustee, Current owner(s) of Property: Darleen Hollaway Chapter 42, Section 3607 of the United its successors and assigns, and appearing WIFE, DATED 11/23/1970 RECORDED ON by Wells Fargo Bank, NA, will, on July 26, 2018 This sale is subject to all matters shown on States Code or (b) relates to handicap but of record on May 16, 2007, in the Register’s 11/23/1970 IN BOOK 1933, PAGE 106 IN on or about 10:00 AM, at the Hamilton County any applicable recorded Plat or Plan; any does not discriminate against handicapped Office of Hamilton County, Tennessee, at Book HAMILTON COUNTY RECORDS, STATE OF TN. Courthouse, Chattanooga, Tennessee, offer unpaid taxes and assessments; any restric- persons. SUBJECT To restrictions recorded GI 8340 Page 620 and Instrument Number CHARLES F. HUGHES HAVING SINCE PASSED for sale certain property hereinafter described tive covenants, easements or setback lines in Book 1339, Page 292, in the Register’s 2007051600126. AWAY ON MARCH 02, 2000. to the highest bidder FOR certified funds paid that may be applicable; rights of redemption, Office of Hamilton County, Tennessee, and WHEREAS, the beneficial interest of Tax ID: 076O A 016.00 at the conclusion of the sale, or credit bid from equity, statutory or otherwise, not otherwise as modified by deed recorded in Book said Deed of Trust was last transferred and Commonly known as 9106 Harrison Bay Rd, a bank or other lending entity pre-approved by waived in the Deed of Trust, including rights of 1615, Page 383, in said Register’s Office; assigned to WILMINGTON SAVINGS FUND Harrison, TN 37341 the successor trustee. The sale is free from all redemption of any governmental agency, state but omitting any covenant or restriction SOCIETY, FSB, AS TRUSTEE OF STANWICH The street address and parcel number(s) exemptions, which are expressly waived in the or federal; and any and all prior deeds of trust, based on race, color, religion, sex, handicap, MORTGAGE LOAN TRUST A, the party entitled of the above described property are believed Deed of Trust, said property being real estate liens, dues, assessments, encumbrances, familial status or national origin unless and to enforce said security interest; and having to be correct; however, such references are not situated in Hamilton County, Tennessee, and defects, adverse claims and other matters that only to the extent that said covenant (a) appointed Clear Recon LLC, the undersigned, a part of the legal description of the property being more particularly described as follows: may take priority over the Deed of Trust upon is exempt under Chapter 42, Section 3607 as Substitute Trustee by instrument filed or sold herein, and, in the event of any discrep- IN THE THIRD CIVil DISTRICT OF HAMILTON which this foreclosure sale is conducted or of the United States Code or (b) relates to being filed for record in the Register’s Office ancy, the legal description herein shall control COUNTY, TENNESSEE: Lot Twelve (12), are not extinguished by this Foreclosure Sale. handicap but does not discriminate against of Hamilton County, Tennessee, with all of the Current Owner(s) of Property: Flora Orr Meadow View Addition, as shown by plat of THE PROPERTY IS SOLD WITHOUT ANY REPRE- handicapped persons. SUBJECT To sixteen rights, powers, and privileges of the original Hughes record in Plat Book 13, Page 2, in the Regis- SENTATIONS OR WARRANTIES, EXPRESSED OR (16) foot utility easement, the center line Trustee named in said Deed of Trust. Other Interested Parties: Charles F. Hughes; ter’s Office of Hamilton County, Tennessee. IMPLIED, RELATING TO TITLE, MARKETABILITY being the South line of the above described NOW, THEREFORE, notice is hereby given Estate of Charles F. Hughes; Heir(s) of THIS CONVEYANCE MADE SUBJECT TO THE OF TITLE, POSSESSION, QUIET ENJOYMENT tract, as shown by dotted lines on said plat. that the entire indebtedness has been declared Charles F. Hughes, if any; Estate of Flora FOLLOWING: Any governmental zoning and OR THE LIKE AND FITNESS FOR A GENERAL SUBJECT To all notes, information, restric- due and payable as provided in said Deed of Orr Hughes; Heir(s) of Flora Orr Hughes, if subdivision ordinances in effect thereon. OR PARTICULAR USE OR PURPOSE. The title tions, easements, and encumbrances as Trust, and that the undersigned, Clear Recon any; Flora Hughes; Estate of Flora Hughes; Conditions and easements contained in is believed to be good, but the undersigned shown on said subdivision plat. LLC, as Substitute Trustee or his duly appointed Heir(s) of Flora Hughes, if any; GMAC, LLC. document of record in Book 2116, Page will sell and convey only as Substitute Trustee. ALSO KNOWN AS: 4816 Shorewood Drive, agent, by virtue of the power, duty, and author- This sale is subject to tenant(s)/ 186, in the Register’s Office of Hamilton The right is reserved to adjourn the sale to Chattanooga, TN 37416 ity vested and imposed upon said Substitute occupant(s) rights in possession. County, Tennessee. All notes, stipulations, another time certain or to another day, time, This sale is subject to all matters shown Trustee will, on July 26, 2018, at 11:00 AM, This sale is subject to all matters shown on restrictions, easements, conditions, and and place certain, without further publication on any applicable recorded plat; any unpaid local time, at the front steps of the West Side any applicable recorded plat; any unpaid regulations as shown, described or noted upon announcement on the day, time, and taxes; any restrictive covenants, easements, Entrance of the Hamilton County Courthouse, taxes; any restrictive covenants, easements, on recorded plat. place of sale set forth above or any subsequent or setback lines that may be applicable; any located in Chattanooga, Tennessee, proceed or setback lines that may be applicable; ALSO KNOWN AS: 130 Meadowview Lane, adjourned day, time, and place of sale. statutory rights of redemption of any govern- to sell at public outcry to the highest and any statutory rights of redemption of any Soddy Daisy, TN 37379 If you purchase a property at the foreclosure mental agency, state or federal; any prior liens best bidder for cash or certified funds ONLY, governmental agency, state or federal; any This sale is subject to all matters shown sale, the entire purchase price is due and or encumbrances as well as any priority created the following described property situated in prior liens or encumbrances as well as any on any applicable recorded plat; any unpaid payable at the conclusion of the auction in the by a fixture filing; and to any matter that an ac- Hamilton County, to wit: priority created by a fixture filing; and to taxes; any restrictive covenants, easements, form of a certified check made payable to or curate survey of the premises might disclose. The land referred to herein below is situated any matter that an accurate survey of the or setback lines that may be applicable; any endorsed to Padgett Law Group. No personal In addition, the following parties may claim in the County of Hamilton, State of Tennes- premises might disclose. In addition, the statutory rights of redemption of any govern- checks will be accepted. To this end, you must an interest in the above- referenced property: see, and is described as follows: following parties may claim an interest in the mental agency, state or federal; any prior liens bring sufficient funds to outbid the lender and ROBERT L. YEARBY THE FOLLOWING REAL ESTATE IN THE above-referenced property: Flora Orr Hughes; or encumbrances as well as any priority created any other bidders. Insufficient funds will not be The sale held pursuant to this Notice may SECOND CIVIL DISTRICT OF HAMILTON Charles F. Hughes; Estate of Charles F. by a fixture filing; and to any matter that an ac- accepted. Amounts received, in excess of the be rescinded at the Successor Trustee’s option COUNTY, TENNESSEE LOCATED IN THE Hughes; Heir(s) of Charles F. Hughes, if any; curate survey of the premises might disclose. winning bid will be refunded to the successful at any time. The right is reserved to adjourn NORTHEAST QUARTER OF SECTION NINE Estate of Flora Orr Hughes; Heir(s) of Flora In addition, the following parties may claim purchaser at the time the foreclosure deed the day of the sale to another day, time, and (9), TOWNSHIP FOUR (4), RANGE THREE Orr Hughes, if any; Flora Hughes; Estate of an interest in the above- referenced property: is delivered. place certain without further publication, upon (3), WEST OF THE BASIS LINE, OCOEE DIS- Flora Hughes; Heir(s) of Flora Hughes, if LLOYD CARTER DENTON, III This property is being sold with the express announcement at the time and place for the TRICT, AND BEING A PART OF THE TRACTS any; GMAC, LLC. ERICA M. DENTON reservation that the sale is subject to confirma- sale set forth above. In the event of inclem- CONVEYED TO A.D. ENGLAND, TRUSTEE, BY If the United States or the State of Tennes- CACH, LLC tion by the lender or trustee. This sale may be ent weather, the trustee hereby announces DEEDS RECORDED IN BOOK 1114, PAGE see have any liens or claimed lien(s) on the The sale held pursuant to this Notice may rescinded by the Substitute Trustee at any time. that the sale will be postponed for a period of 451, BOOK 1229, PAGE 145, AND BOOK Property, and are named herein as interested be rescinded at the Successor Trustee’s op- THIS IS AN ATTEMPT TO COLLECT A DEBT, AND two weeks. In such situations, notices will be 1256, PAGE 486, IN THE REGISTERS OF- parties, timely notice has been given to the ap- tionat any time. The right is reserved to adjourn ANY INFORMATION OBTAINED WILL BE USED mailed to interested parties of record. W&A FICE OF HAMILTON COUNTY, TENNESSEE, plicable governmental entity, and the sale will be the day of the sale to another day, time, and FOR THAT PURPOSE. No. 329135 BEING MORE PARTICULARLY DESCRIBED subject to any applicable rights of redemption place certain without further publication, upon Padgett Law Group, Substitute Trustee DATED June 25, 2018 AS FOLLOWS: BEGINNING AT A POINT IN held by the entity as required by 26 U.S.C. § announcement at the time and place for the 6267 Old Water Oak Road, Suite 203 WILSON & ASSOCIATES, P.L.L.C., THE SOUTHEASTERN LINE OF OLD BIRCH- 7425 and/or Tennessee Code § 67-1-1433. sale set forth above. In the event of inclem- Tallahassee, Florida 32312 Successor Trustee WOOD PIKE, NOW KNOWN AS HARRISON All right and equity of redemption, statu- ent weather, the trustee hereby announces PH: (850) 422-2520 June 29, July 6, 13, 2018 Fnr19254 BAY ROAD, AT THE SOUTHWESTERN OR tory and otherwise, homestead, and dower that the sale will be postponed for a period of FX: (850) 422-2567 MOST WESTERN CORNER OF THE TRACT are expressly waived in said Deed of Trust, two weeks. In such situations, notices will be PLG# 18-004653 NOTICE OF TRUSTEE’S SALE CONVEYED TO C.C. HIXSON, TRUSTEE BY and the title is believed to be good; however, mailed to interested parties of record. W&A June 29, July 6, 13, 2018 Fnr19251 WHEREAS, default has occurred in the A.D. ENGLAND, TRUSTEE BY DEED RE- the undersigned will sell and convey only as No. 330987 performance of the covenants, terms, and CORDED IN BOOK 1455, PAGE 407, IN SAID Substitute Trustee. DATED June 21, 2018 NOTICE OF TRUSTEE’S SALE conditions of a Deed of Trust Note dated Febru- REGISTERS OFFICE; THENCE SOUTH 49 The transfer shall be AS IS, WHERE IS, AND WILSON & ASSOCIATES, P.L.L.C., WHEREAS, default has occurred in the ary 22, 2007, and the Deed of Trust of even DEGREES 30 MINUTES EAST, ALONG THE WITH ALL FAULTS, and without warranties of any Successor Trustee performance of the covenants, terms, and date securing the same, recorded March 6, SOUTHWESTERN LINE OF THE C.C. HIXSON, kind, express or implied, as to the condition June 29, July 6, 13, 2018 Fnr19248 conditions of a Deed of Trust Note dated 2007, in Book No. GI 8261, at Page 881, and TRUSTEE TRACT 141.6 FEET TO AN OLD of the Property and the improvements located October 31, 2007, and the Deed of Trust modified on January 17, 2017, In Book No. Gi IRON PIN IN THE EXTREME SOUTHERN thereon, including merchantability or fitness SUBSTITUTE TRUSTEE’S SALE of even date securing the same, recorded 10953, At Page 685 in Office of the Register CORNER OF SAID TRACT; THENCE NORTH for particular purpose. Trustee shall make no Sale at public auction will be on July 24, 2018 November 2, 2007, in Book No. GI 8511, at of Deeds for Hamilton County, Tennessee, ex- 28 DEGREES 52 MINUTES EAST ALONG THE covenant of seisin or warranty of title, express at 10:00 a.m., local time, at the West Door Page 705, in Office of the Register of Deeds ecuted by Jeffrey Hunter, Sr and Stacey Hunter, SOUTHEAST LINE OF THE C.C. HIXSON, or implied, and will sell and convey the subject of the Hamilton County Courthouse, 625 for Hamilton County, Tennessee, executed conveying certain property therein described to TRUSTEE TRACT AS DESCRIBED IN BOOK real property by Substitute Trustee’s Deed only. Georgia Avenue, Chattanooga, TN 37402, by Robert L. Yearby and Robert Lee Yearby, Knoxville Builders Escrow Services as Trustee 1455, PAGE 407, AND CONTINUING ALONG The right is reserved to adjourn the day pursuant to Deed of Trust executed by Sheri conveying certain property therein described for Mortgage Electronic Registration Systems, THE SOUTHEASTERN LINE OF TRACT of the sale to another day, time, and place Darleen Hollaway a/k/a Darleen Hollaway, to Northgate Title Escrow, Inc as Trustee for Inc., as nominee for Taylor, Bean & Whitaker CONVEYED TO C.C. HIXSON, TRUSTEE, certain without further publication, upon an- to FMLS, INC., as Trustee for Regions Bank Mortgage Electronic Registration Systems, Mortgage Corp., its successors and assigns; BY DEED RECORDED IN BOOK 1473, nouncement at the time and place for the sale dated August 10, 2018, of record in Book GI Inc., as nominee for American Home Mortgage and the undersigned, Wilson & Associates, PAGE 634, IN SAID REGISTERS OFFICE, set forth above. 9731, Page 276, in the Register’s Office for Company, its successors and assigns; and the P.L.L.C., having been appointed Successor A TOTAL DISTANCE OF 201 FEET TO THE This property is being sold with the express Hamilton County, Tennessee (“Deed of Trust”), undersigned, Wilson & Associates, P.L.L.C., Trustee by MidFirst Bank. NORTHWESTERN CORNER OF THE TRACT reservation that the sale is subject to confirma- conducted by Padgett Law Group, having been having been appointed Successor Trustee by NOW, THEREFORE, notice is hereby given CONVEYED TO A.D. ENGLAND, TRUSTEE, tion by the lender or trustee. This sale may be appointed Substitute Trustee, all of record in Selene Finance, LP. that the entire indebtedness has been declared BY DEED RECORDED IN BOOK 1229, rescinded by the Substitute Trustee at any time. the Hamilton County Register’s Office. Default NOW, THEREFORE, notice is hereby given due and payable; and that an agent of Wilson & PAGE 145, IN SAID REGISTERS OFFICE, THIS OFFICE IS ACTING AS A DEBT COLLECTOR in the performance of the covenants, terms, that the entire indebtedness has been declared Associates, P.L.L.C., as Successor Trustee, by MARKED BY AN OLD IRON; THENCE SOUTH AND IS ATTEMPTING TO COLLECT A DEBT. ANY and conditions of said Deed of Trust has been due and payable; and that an agent of Wilson & virtue of the power, duty, and authority vested 51 DEGREES 18 MINUTES EAST ALONG INFORMATION OBTAINED WILL BE USED FOR made; and the entire indebtedness has been Associates, P.L.L.C., as Successor Trustee, by Continued on page 22 THE NORTHEASTERN LINE OF THE TRACT THAT PURPOSE. declared due and payable. virtue of the power, duty, and authority vested Page 22 Public Notices July 6 - 12, 2018 www.HamiltonCountyHerald.com Foreclosure Notices restrictions, reservations, limitations, ease- record in Book 891, Page 68, in the Reg- in the Register’s Office of Hamilton County, as trustee for Mortgage Electronic Registra- Continued from page 21 ments, any lien rights, etc., as set out in ister’s Office, Hamilton County, Tennessee. Tennessee, as shown described or noted on tion Systems, Inc. as nominee for Freedom instrument recorded in Book 790, Page 482, Subject to any applicable governmental recorded plat. Oil and Gas Lease recorded Mortgage Corporation on January 12, 2007 in and imposed upon said Successor Trustee, as amended in Book 1220, Page 329 and zoning ordinances or subdivision regulations in Book 2767, Page 965, and Assignment at Book Gi 8213, Page 704, Instrument No. by MidFirst Bank, will, on August 23, 2018 on in Book 1245, Page 100, in the Register’s if effect thereon. of Oil, Gas and Mineral Leases recorded in 2007011700236; conducted by Shapiro & or about 10:00 AM, at the Hamilton County Office of Hamilton County, Tennessee, but ALSO KNOWN AS: 3414 Centerview Ln, Book 3170, Page 56, in the Register’s Of- Ingle, LLP, having been appointed Substitute or Courthouse, Chattanooga, Tennessee, offer omitting any covenant or restriction based Chattanooga, TN 37419 fice of Hamilton County, Tennessee. Grant Successor Trustee, all of record in the Hamilton for sale certain property hereinafter described on race, color, religion, sex, handicap, fa- This sale is subject to all matters shown of Transmission Line Easement recorded in County Register’s Office. Default has occurred to the highest bidder FOR certified funds paid milial status or national origin unless and on any applicable recorded plat; any unpaid Book 6269, Page 973, as corrected in Book in the performance of the covenants, terms, at the conclusion of the sale, or credit bid from only to the extent that said covenant (a) is taxes; any restrictive covenants, easements, 6711, Page 959, in the Register’s Office of and conditions of said Deed of Trust and the a bank or other lending entity pre-approved by exempt under Chapter 42, Section 3607, or setback lines that may be applicable; any Hamilton County, Tennessee. Easement to entire indebtedness has been declared due the successor trustee. The sale is free from all of the United States Code or (b) relates to statutory rights of redemption of any govern- United States of America (Tennessee Valley and payable. exemptions, which are expressly waived in the handicap but does not discriminate against mental agency, state or federal; any prior liens Authority) as recorded in Book 830, Page Party Entitled to Enforce the Debt: Federal Deed of Trust, said property being real estate handicapped persons. Sewer easement as or encumbrances as well as any priority created 677, in the Register’s Office of Hamilton National Mortgage Association (“Fannie Mae”), situated in Hamilton County, Tennessee, and set out in instrument recorded in Book by a fixture filing; and to any matter that an ac- County, Tennessee. Power Company Ease- a corporation organized and existing under being more particularly described as follows: 3339, Page 717, in the Register’s Office curate survey of the premises might disclose. ment recorded in Book I, Volume 24, Page the laws of the United States of America, its Lot 63, Ridgeview Place, of record in Plat of Hamilton County, Tennessee. Conditions In addition, the following parties may claim 401, in the Register’s Office of Hamilton successors and assigns. Book 14, Page 54, in the Register’s Office and easements contained in document of an interest in the above- referenced property: County, Tennessee. Restrictions of record in The following real estate located in Ham- of Hamilton County, Tennessee. THIS CON- record in Book 2116, Page 186, in the LAURA ELIZABETH FRYAR Book G, Volume 26, Page 537, in the Regis- ilton County, Tennessee, will be sold to the VEYANCE MADE SUBJECT TO THE FOLLOW- Register’s Office of Hamilton County, Ten- The sale held pursuant to this Notice may ter’s Office of Hamilton County, Tennessee, highest call bidder: ING Restrictions as set out in instrument nessee. All notes, stipulations, restrictions, be rescinded at the Successor Trustee’s option but omitting any covenant or restriction Described property located at Hamilton recorded m Book 797, Page 549, in the easements, conditions, and regulations as at any time. The right is reserved to adjourn based on race, color, religion, sex, handicap, County, Tennessee, to wit: Register’s Office of Hamilton County, Ten- shown, described or noted on recorded plat. the day of the sale to another day, time, and familial status or national origin unless and LOCATED IN THE CITY OF CHATTANOOGA, nessee. Subject to all notes, stipulations, ALSO KNOWN AS: 1306 Phils Drive, Chat- place certain without further publication, upon only to the extent that said covenant (a) is HAMILTON COUNTY, TENNESSEE: restrictions, easements, conditions, and tanooga, TN 37421 announcement at the time and place for the exempt under Chapter 42, Section 3607, Being the West One hundred fifteen (115) regulations as set out on recorded plat This sale is subject to all matters shown sale set forth above. In the event of inclem- of the United States Code or (b) relates to feet of Lots One (1) and Two (2), Block Six Any governmental zoning and subdivision on any applicable recorded plat; any unpaid ent weather, the trustee hereby announces handicap but does not discriminate against (6), original Town of Boyce. Each of said lots ordinances in effect thereon. taxes; any restrictive covenants, easements, that the sale will be postponed for a period of handicapped persons. Easements, Restric- front fifty (50) feet on Curtis Street, making ALSO KNOWN AS: 5011 Club Drive, Chat- or setback lines that may be applicable; any two weeks. In such situations, notices will be tions, requirements and other matters as a total of One hundred (100) feet, more tanooga, TN 37411 statutory rights of redemption of any govern- mailed to interested parties of record. W&A shown on plats of record in Plat Book 79, or less, and extend Westwardly, between This sale is subject to all matters shown mental agency, state or federal; any prior liens No. 330106 Pages 53 thru 57, as revised, in Plat Book parallel lines, and along the South line of on any applicable recorded plat; any unpaid or encumbrances as well as any priority created DATED June 28, 2018 80, Pages 176 thru 180, in the Register’s Of- Wilder Street One hundred fifteen (115) feet. taxes; any restrictive covenants, easements, by a fixture filing; and to any matter that an ac- WILSON & ASSOCIATES, P.L.L.C., fice of Hamilton County, Tennessee. Ten (10) For prior title and last instrument of record af- or setback lines that may be applicable; any curate survey of the premises might disclose. Successor Trustee foot power and communication easement fecting title to the above described property, statutory rights of redemption of any govern- In addition, the following parties may claim July 6, 13, 20, 2018 Fnr19261 along front lot lines as shown, described see deed recorded in Book 2662, Page 128, mental agency, state or federal; any prior liens an interest in the above- referenced property: or noted on recorded plat, in the Register and Affidavit of Heirship recorded in Book or encumbrances as well as any priority created PAUL WESTMAN NOTICE OF TRUSTEE’S SALE s Office of Hamilton County, Tennessee. 7695, Page 771, in the said Register’s Office. by a fixture filing; and to any matter that an ac- The sale held pursuant to this Notice may WHEREAS, default has occurred in the Nature, extent or lack of riparian rights or SUBJECT TO any governmental zon- curate survey of the premises might disclose. be rescinded at the Successor Trustee’s option performance of the covenants, terms, and the riparian rights of riparian owners and ing and subdivision ordinances and In addition, the following parties may claim at any time. The right is reserved to adjourn conditions of a Deed of Trust Note dated May the public in and to the use of the waters regulations in effect thereon. an interest in the above- referenced property: the day of the sale to another day, time, and 22, 2014, and the Deed of Trust of even date of South Chickamauga Creek. Easements SUBJECT TO Drainage easement or creek JEFFREY HUNTER, SR place certain without further publication, upon securing the same, recorded May 27, 2014, in and requirements set out in instrument running across said property. STACEY HUNTER announcement at the time and place for the Book No. GI 10221, at Page 557, in Office of of record in Book 2116, Page 186, in the Street Address: 3014 Curtis Street, Chat- SECRETARY OF HOUSING AND URBAN DE- sale set forth above. In the event of inclem- the Register of Deeds for Hamilton County, Ten- Register’s Office of Hamilton County, Ten- tanooga, Tennessee 37406 VELOPMENT ent weather, the trustee hereby announces nessee, executed by Kendale Lawoun Thomas nessee. One Hundred (100) year flood line Parcel Number: 128P C 018 The sale held pursuant to this Notice may that the sale will be postponed for a period of and Bettina Gideon Thomas, conveying certain as shown, described or noted on recorded Current Owner(s) of Property: Cathy be rescinded at the Successor Trustee’s option two weeks. In such situations, notices will be property therein described to Huntley Gordon plat. One Hundred (100) foot TVA power Bussjaeger at any time. The right is reserved to adjourn mailed to interested parties of record. W&A as Trustee for Mortgage Electronic Registration easement as shown, described or noted on The street address of the above described the day of the sale to another day, time, and No. 330719 Systems, Inc., as nominee for PrimeLending, recorded plat. Private Road Maintenance property is believed to be 3014 Curtis Street, place certain without further publication, upon DATED June 28, 2018 A Plainscapital Company, its successors Agreement for Waterhaven Subdivision Chattanooga, Tennessee 37406, but such announcement at the time and place for the WILSON & ASSOCIATES, P.L.L.C., and assigns; and the undersigned, Wilson & executed by Dean Construction, LLC, a address is not part of the legal description of sale set forth above. In the event of inclem- Successor Trustee Associates, P.L.L.C., having been appointed Tennessee Limited Liability Company, dated the property sold herein and in the event of ent weather, the trustee hereby announces July 6, 13, 20, 2018 Fnr19260 Successor Trustee by Wells Fargo Bank, NA. December 19, 2006, and recorded in Book any discrepancy, the legal description herein that the sale will be postponed for a period of NOW, THEREFORE, notice is hereby given 8200, Page 545, in the Register’s Office of shall control. two weeks. In such situations, notices will be NOTICE OF TRUSTEE’S SALE that the entire indebtedness has been declared Hamilton County, Tennessee. Easements to This sale is subject to, without limitation, all mailed to interested parties of record. W&A WHEREAS, default has occurred in the due and payable; and that an agent of Wilson & Electric Power Board as recorded in Book matters shown on any applicable recorded plat; No. 331122 performance of the covenants, terms, and con- Associates, P.L.L.C., as Successor Trustee, by 1121, Page 536, and in Book 773, Page any unpaid taxes; any restrictive covenants, DATED June 25, 2018 ditions of a Deed of Trust Note dated November virtue of the power, duty, and authority vested in 509, in the Register’s Office of Hamilton easements, or setback lines that may be ap- WILSON & ASSOCIATES, P.L.L.C., 7, 2013, and the Deed of Trust of even date se- and imposed upon said Successor Trustee, by County, Tennessee. TVA Transmission Line plicable; any statutory right of redemption of any Successor Trustee curing the same, recorded November 15, 2013, Wells Fargo Bank, NA, will, on August 13, 2018 Easement and Power Line located across governmental agency, state or federal; any prior June 29, July 6, 13, 2018 Fnr19255 in Book No. GI 10102, at Page 347, in Office on or about 3:00 PM, at the Hamilton County said property as shown on plat of survey liens or encumbrances including those created of the Register of Deeds for Hamilton County, Courthouse, Chattanooga, Tennessee, offer by George A. Morton, Engineer, and any by a fixture filing or any applicable homeowners’ NOTICE OF TRUSTEE’S SALE Tennessee, executed by Laura Elizabeth Fryar, for sale certain property hereinafter described other existing easements and rights-of- association dues or assessments; all claims or WHEREAS, default has occurred in the conveying certain property therein described to the highest bidder FOR certified funds paid way across subject property; including other matters, whether of record or not, which performance of the covenants, terms, and to Crump & Richardson PLLC as Trustee for at the conclusion of the sale, or credit bid from right-of-way across said property; including may encumber the purchaser’s title and any conditions of a Deed of Trust Note dated Janu- Mortgage Electronic Registration Systems, Inc., a bank or other lending entity pre-approved by rights-of-way of Old Harrison Pike. matter that an accurate survey of the premises ary 14, 2016, and the Deed of Trust of even as nominee for ISERVE Residential Lending, the successor trustee. The sale is free from all Any governmental zoning and subdivision might disclose. date securing the same, recorded January 19, LLC, its successors and assigns; and the exemptions, which are expressly waived in the ordinances or regulations in effect thereon. The following parties may claim an interest 2016, in Book No. GI 10654, at Page 103, in undersigned, Wilson & Associates, P.L.L.C., Deed of Trust, said property being real estate ALSO KNOWN AS: 2710 Waterhaven Drive, in the above-referenced property to be affected Office of the Register of Deeds for Hamilton having been appointed Successor Trustee by situated in Hamilton County, Tennessee, and Chattanooga, TN 37406-1150 by the foreclosure: any judgment creditor or County, Tennessee, executed by Paul Westman, RoundPoint Mortgage Servicing Corporation. being more particularly described as follows: This sale is subject to all matters shown lien holder with an interest subordinate to the conveying certain property therein described to NOW, THEREFORE, notice is hereby given All that tract or parcel of land lying and being on any applicable recorded plat; any unpaid said Deed of Trust or any party claiming by, Huntly Gordon as Trustee for Mortgage Elec- that the entire indebtedness has been declared in the City of Chattanooga, Hamilton County, taxes; any restrictive covenants, easements, through, or under any of the foregoing. Such tronic Registration Systems, Inc., as nominee due and payable; and that an agent of Wilson Tennessee, being Lot 39, Waterhaven Subdi- or setback lines that may be applicable; any parties known to the Substitute Trustee may for Primelending, A Plainscapital Company, its & Associates, P.L.L.C., as Successor Trustee, vision, Planned Unit Development, as shown statutory rights of redemption of any govern- include: CVF Consumer Acquisition, as as- successors and assigns; and the undersigned, by virtue of the power, duty, and authority by plat recorded in Plat Book 80, Page 176- mental agency, state or federal; any prior liens signee of “BANK OF AMERICA”. Wilson & Associates, P.L.L.C., having been vested in and imposed upon said Successor 180, in the Register’s Office of Hamilton or encumbrances as well as any priority created Terms of Sale will be public auction, for appointed Successor Trustee by RoundPoint Trustee, by RoundPoint Mortgage Servicing County, Tennessee. TOGETHER WITH a by a fixture filing; and to any matter that an ac- cash, free and clear of rights of homestead, Mortgage Servicing Corporation. Corporation, will, on July 26, 2018 on or 50 foot private ingress, egress and utility curate survey of the premises might disclose. redemption and dower to the extent disclaimed NOW, THEREFORE, notice is hereby given about 10:00 AM, at the Hamilton County easement (known as Waterhaven Drive) as In addition, the following parties may claim or inapplicable, and the rights of Cathy that the entire indebtedness has been declared Courthouse, Chattanooga, Tennessee, offer shown by recorded plat. TOGETHER WITH an interest in the above- referenced property: Bussjaeger, and those claiming through him/ due and payable; and that an agent of Wilson for sale certain property hereinafter described private Road Maintenance Agreement for KENDALE LAWOUN THOMAS her/it/them. & Associates, P.L.L.C., as Successor Trustee, to the highest bidder FOR certified funds paid Waterhaven Subdivision of record in Book BETTINA GIDEON THOMAS Any right of equity of redemption, statutory by virtue of the power, duty, and authority at the conclusion of the sale, or credit bid from 8200, Page 545, in the Register’s Office WATERHAVEN HOA, INC. and otherwise, and homestead are waived in vested in and imposed upon said Successor a bank or other lending entity pre-approved by of Hamilton County, Tennessee. THIS The sale held pursuant to this Notice may accord with the terms of said Deed of Trust, Trustee, by RoundPoint Mortgage Servicing the successor trustee. The sale is free from all CONVEYANCE IS MADE SUBJECT TO THE be rescinded at the Successor Trustee’s option and the title is believed to be good, but the Corporation, will, on August 23, 2018 on or exemptions, which are expressly waived in the FOLLOWING: Restrictions, Reservations, at any time. The right is reserved to adjourn undersigned will sell and convey only as Sub- about 10:00 AM, at the Hamilton County Deed of Trust, said property being real estate Conditions, lien of assessments, ease- the day of the sale to another day, time, and stitute Trustee. Courthouse, Chattanooga, Tennessee, offer situated in Hamilton County, Tennessee, and ments, and other Matters as set forth in place certain without further publication, upon The right is reserved to adjourn the day for sale certain property hereinafter described being more particularly described as follows: Declaration of Covenants and Restrictions announcement at the time and place for the of the sale to another day, time, and place to the highest bidder FOR certified funds paid THE LAND REFERRED TO HEREIN BELOW IS for Waterhaven Subdivision of record in Book sale set forth above. In the event of inclem- certain without further publication, upon an- at the conclusion of the sale, or credit bid from SITUATED IN THE COUNTY OF HAMILTON, 7727, Page 748, as affected by addendum ent weather, the trustee hereby announces nouncement at the time and place for the sale a bank or other lending entity pre-approved by STATE OF TENNESSEE, AND IS DESCRIBED of record Book 7772, Page 631, as amended that the sale will be postponed for a period of set forth above. If you purchase a property the successor trustee. The sale is free from all AS FOLLOWS: IN THE CITY OF CHATTA- in Book 8200, Page 543, and Book 8903, two weeks. In such situations, notices will be at the foreclosure sale, the entire purchase exemptions, which are expressly waived in the NOOGA, HAMILTON COUNTY, TENNESSEE: Page 139, as further amended in Book mailed to interested parties of record. W&A price is due and payable at the conclusion Deed of Trust, said property being real estate Lot Six, (6). Revised Plat of Lots 5 and 6, 9128, Page 681, and Agreement recorded No. 328401 of the auction in the form of a certified/ situated in Hamilton County, Tennessee, and Fryar’s Resubdivision of a part of Lots 1 in Book 8970, Page 145, in the Register’s DATED June 28, 2018 bank check made payable to or endorsed being more particularly described as follows: through 6 of Fryar’s Subdivision, as shown Office of Hamilton County, Tennessee, but WILSON & ASSOCIATES, P.L.L.C., to Shapiro & Ingle, LLP. No personal checks IN THE CITY OF CHATTANOOGA, HAMILTON by plat of record in Plat Book 62, page omitting any covenant or restriction based Successor Trustee will be accepted. To this end, you must bring COUNTY, TENNESSEE: LOT THIRTY THREE 264, in the Register’s Office of Hamilton on race, color, religion, sex, handicap, fa- July 6, 13, 20, 2018 Fnr19262 sufficient funds to outbid the lender and any (33), BLOCK A, RESUBDIVISION OF BLOCK County, Tennessee. TOGETHER WITH an milial status or national origin unless and other bidders. Insufficient funds will not be B, CONCORD HEIGHTS, AS SHOWN BY PLAT Easement Agreement of Record in Book only to the extent that said covenant (a) is SUBSTITUTE TRUSTEE’S SALE accepted. Amounts received in excess of the OF RECORD IN PLAT BOOK 15, PAGE 13, 6626, Page 607, in the Register’s Office, exempt under Chapter 42, Section 3607, Sale at public auction will be on August 9, winning bid will be refunded to the successful IN THE REGISTER’S OFFICE OF HAMILTON Hamilton County, Tennessee. Subject to any of the United States Code or (b) relates to 2018 at 10:00AM local time, at the west door, purchaser at the time the foreclosure deed COUNTY, TENNESSEE. THIS CONVEYANCE covenants, conditions, restrictions, reserva- handicap but docs not discriminate against Hamilton County Courthouse, 625 Georgia is delivered. MADE SUBJECT TO THE FOLLOWING; tions, or easements of record. Subject to handicapped persons. Sewer Easements Ave., Chattanooga, Tennessee pursuant to This property is being sold with the express Any governmental zoning and subdivision all Notes and/or Stipulations on recorded granted to the City of Chattanooga at Book Deed of Trust executed by Cathy Bussjaeger, ordinances in effect thereon. Conditions, plats. Subject to Restrictive Covenants of 2312, Page 82, and Book 2312, Page 86, to First Title Insurance Company, Trustee, Continued on page 24 July 6 - 12, 2018 Public Notices Page 23 www.HamiltonCountyHerald.com Page 24 Public Notices July 6 - 12, 2018 www.HamiltonCountyHerald.com Foreclosure Notices is more particularly described as follows: by a fixture filing; a deed of trust; and any mat- taxes; any restrictive covenants, easements, of Hamilton County, Tennessee. All notes, Continued from page 22 BEGINNING at a point in the northern right ter than an accurate survey of the premises or setback lines that may be applicable; any stipulations, restrictions, easements, condi- of way of Sam Smith Road, said point also might disclose; and statutory rights of redemption of any govern- tions, and regulations as shown, described reservation that the sale is subject to confirma- being the southwestern corner of that prop- All right and equity of redemption, statutory mental agency, state or federal; any prior liens or noted on recorded plat. Conditions, tion by the lender or trustee. This sale may be erty conveyed to Teresa Kathleen Williams or otherwise, homestead, and dower are ex- or encumbrances as well as any priority created restrictions, reservations, limitations, ease- rescinded only by the Substitute Trustee at any by deed recorded in Book 3946, Page 276, pressly waived in said Deed of Trust, and the by a fixture filing; and to any matter that an ac- ments, any lien rights, etc., as set out in time. If the Substitute Trustee rescinds the said Register’s Office; thence leaving said title is believed to be good, but the undersigned curate survey of the premises might disclose. instrument recorded in Book 1701, Page sale, the purchaser shall only be entitled to a right of way and running along the western will sell and convey only as Substitute Trustee. In addition, the following parties may claim 263, in the Register’s Office of Hamilton return of any money paid towards the purchase boundary of said Williams tract North 17 The right is reserved to adjourn the day of the an interest in the above- referenced property: County, Tennessee, but omitting any cov- price and shall have no other recourse. Once degrees 01 minutes East 1044 feet, more sale to another day, time, and place certain BETTY G. MAHAFFEY enant or restriction based on race, color, the purchaser tenders the purchase price, the or less to the northwestern corner of said without further publication, upon announce- DOYLE MAHAFFEY religion, sex, handicap, familial status or Substitute Trustee may deem the sale final in Williams along a severance line across the ment at the time and place for the sale set The sale held pursuant to this Notice may national origin unless and only to the extent which case the purchaser shall have no remedy. Williams tract South 23 degrees 30 minutes forth above. be rescinded at the Successor Trustee’s option that said covenant (a) is exempt under The real property will be sold AS IS, WHERE West 469 feet, more or less, to a point; This office is attempting to collect a debt. at any time. The right is reserved to adjourn Chapter 42, Section 3607, of the United IS, with no warranties or representations of thence another severance line across the Any information obtained will be used for the day of the sale to another day, time, and States Code or (b) relates to handicap but any kind, express or implied, including without original Williams 169.80 feet, more or less, that purpose. place certain without further publication, upon does not discriminate against handicapped limitation, warranties regarding condition of the to the northeast corner of Lot One (1) Lynch Brock & Scott, PLLC, Substitute Trustee announcement at the time and place for the persons. Sixteen (16) foot drainage and util- property or marketability of title. Family Subdivision; thence along the eastern c/o Tennessee Foreclosure Department sale set forth above. In the event of inclem- ity easement as shown, described or noted This office may be a debt collector. This boundary o f said Lot One (1) and a sever- 4360 Chamblee Dunwoody Road, Ste 310 ent weather, the trustee hereby announces on recorded plat. Five (5) foot drainage may be an attempt to collect a debt and any ance line across the original Williams tract Atlanta, GA 30341 that the sale will be postponed for a period of easement as shown, described or noted information obtained may be used for that South 29 degrees 54 minutes 00 seconds PH: 404-789-2661 FX: 404-294-0919 two weeks. In such situations, notices will be on recorded plat. purpose. West 570.91 feet to a point in the northern File No.: 15-10007 FC01 mailed to interested parties of record. W&A ALSO KNOWN AS: 4912 N Moore Lane, Shapiro & Ingle, LLP right of way of Sam Smith Road (said point July 6, 13, 20, 2018 Fnr19264 No. 327403 Chattanooga, TN 37411 Substitute Trustee being 5 feet northeast or the original southern DATED July 2, 2018 This sale is subject to all matters shown 10130 Perimeter Parkway, Suite 400 boundary of Williams) said road having a NOTICE OF TRUSTEE’S SALE WILSON & ASSOCIATES, P.L.L.C., on any applicable recorded plat; any unpaid Charlotte, NC 28216 width of 25 feet at this point; thence North WHEREAS, default has occurred in the Successor Trustee taxes; any restrictive covenants, easements, Phone: (704) 333-8107 69 degrees 55 minutes and 51 seconds West performance of the covenants, terms, and July 6, 13, 20, 2018 Fnr19267 or setback lines that may be applicable; any Fax: (704) 333-8156 along the southern boundary of Lot One ( 1) conditions of a Deed of Trust Note dated statutory rights of redemption of any govern- www.auction.com and the northern right of way of Sam Smith February 22, 2008, and the Deed of Trust NOTICE OF TRUSTEE’S SALE mental agency, state or federal; any prior liens File No. 13-046229 Road (as widened as shown on said plat) a of even date securing the same, recorded WHEREAS, default has occurred in the or encumbrances as well as any priority created July 6, 13, 20, 2018 Fnr19263 distance of 192 feet to the southeast corner February 27, 2008, in Book No. GI 8599, at performance of the covenants, terms, and by a fixture filing; and to any matter that an ac- of Lot One (1); thence South 17 degrees 01 Page 374, in Office of the Register of Deeds for conditions of a Deed of Trust Note dated July curate survey of the premises might disclose. NOTICE OF FORECLOSURE SALE minutes 25 seconds West 5 feet to a point Hamilton County, Tennessee, executed by Betty 1, 2015, and the Deed of Trust of even date In addition, the following parties may claim an STATE OF TENNESSEE, HAMILTON COUNTY in the northern right of way Sam Smith Road G. Mahaffey and Doyle Mahaffey, conveying securing the same, recorded July 9, 2015, in interest in the above- referenced property: WHEREAS, Terrance J. Long and Christie where said road has a width of 40 feet; thence certain property therein described to Century Book No. GI 10511, at Page 788, in Office of MORRIS BIRDSONG, JR. M. Long executed a Deed of Trust to Mortgage along the northern right of way of Sam Smith Title & Escrow as Trustee for Mortgage Elec- the Register of Deeds for Hamilton County, Ten- SHERRYL A. BIRDSONG Electronic Registration Systems, Inc., as Road North 70 degrees West 30 feet, more tronic Registration Systems, Inc., as nominee nessee, executed by Morris Birdsong, Jr. and The sale held pursuant to this Notice may nominee for Accredited Home Lenders, Inc., or less, to the POINT OF BEGINNING. The for Whitaker Mortgage Corp., its successors Sherryl A. Birdsong, conveying certain property be rescinded at the Successor Trustee’s option Lender and Nations Title Agency of Georgia, foregoing description was taken from said and assigns; and the undersigned, Wilson & therein described to Charles E. Tonkin, II as at any time. The right is reserved to adjourn Trustee(s), which was dated June 24, 2003 recorded plat and a mortgage loan survey Associates, P.L.L.C., having been appointed Trustee for Mortgage Electronic Registration the day of the sale to another day, time, and and recorded on February 9, 2018 in Book GI made by David Mathews Surveying company, Successor Trustee by Selene Finance, LP. Systems, Inc., as nominee for Mortgage Inves- place certain without further publication, upon 11267, Page 859, Hamilton County, Tennessee dated January 31, 2000. Said property be- NOW, THEREFORE, notice is hereby given tors Group, its successors and assigns; and announcement at the time and place for the Register of Deeds. ing a part of tax may parcel no. 036-006. that the entire indebtedness has been declared the undersigned, Wilson & Associates, P.L.L.C., sale set forth above. In the event of inclem- WHEREAS, default having been made in Being a part of that property conveyed by due and payable; and that an agent of Wilson & having been appointed Successor Trustee by ent weather, the trustee hereby announces the payment of the debt(s) and obligation(s) deed recorded in Book 3946, Page 276, in Associates, P.L.L.C., as Successor Trustee, by PennyMac Loan Services, LLC. that the sale will be postponed for a period of thereby secured by the said Deed of Trust the Register’s Office of Hamilton County, virtue of the power, duty, and authority vested in NOW, THEREFORE, notice is hereby given two weeks. In such situations, notices will be and the current holder of said Deed of Trust, Tennessee. This conveyance is subject to and imposed upon said Successor Trustee, by that the entire indebtedness has been declared mailed to interested parties of record. W&A U.S. Bank Trust, N.A., as Trustee for LSF6 the following: Selene Finance, LP, will, on September 4, 2018 due and payable; and that an agent of Wilson & No. 331104 Bermuda MRA Trust, (the “Holder”), appointed Easements and other matters as shown on on or about 12:00 PM, at the Hamilton County Associates, P.L.L.C., as Successor Trustee, by DATED July 2, 2018 the undersigned, Brock & Scott, PLLC, as plat recorded in Plat Book 64, Page 244, Courthouse, Chattanooga, Tennessee, offer virtue of the power, duty, and authority vested WILSON & ASSOCIATES, P.L.L.C., Substitute Trustee, with all the rights, powers in the Register’s Office of Hamilton County, for sale certain property hereinafter described in and imposed upon said Successor Trustee, Successor Trustee and privileges of the original Trustee named Tennessee, as a part of subject property. to the highest bidder FOR certified funds paid by PennyMac Loan Services, LLC, will, on Sep- July 6, 13, 20, 2018 Fnr19268 in said Deed of Trust; and Being the same property conveyed to Ter- at the conclusion of the sale, or credit bid from tember 6, 2018 on or about 10:00 AM, at the NOW, THEREFORE, notice is hereby given rance J. Long and wife, Christie M. Long, by a bank or other lending entity pre-approved by Hamilton County Courthouse, Chattanooga, NOTICE OF FORECLOSURE SALE that the entire indebtedness has been declared Deed dated February 28, 2001 and Recorded the successor trustee. The sale is free from all Tennessee, offer for sale certain property STATE OF TENNESSEE, HAMILTON COUNTY due and payable as provided in said Deed of February 28, 2001 in Book GI 5790 at Page exemptions, which are expressly waived in the hereinafter described to the highest bidder WHEREAS, Jeffrey Scealf aka Jeffrey Trust by the Holder, and that as agent for the 69, Hamilton County Register’s Office, State Deed of Trust, said property being real estate FOR certified funds paid at the conclusion L. Scealf and Jeri Scealf aka Jeri G. Scealf undersigned, Brock & Scott, PLLC, Substitute of Tennessee. situated in Hamilton County, Tennessee, and of the sale, or credit bid from a bank or other executed a Deed of Trust to Mortgage Elec- Trustee, by virtue of the power and authority Per Final Judgment In The Chancery Court For being more particularly described as follows: lending entity pre-approved by the successor tronic Registration Systems, Inc. as nominee vested in it, will on July 31, 2018, at 10:00AM Hamilton County, TN; No: 17-0150, subject Lot 1, Carlock Estates, of record in Plat Book trustee. The sale is free from all exemptions, for SunTrust Mortgage, Inc., Lender and Larry at the usual and customary location at the DOT found in Book/Page GI 11267 / 859. 27, Page 194, in the Register’s Office of which are expressly waived in the Deed of A. Weissman, Trustee(s), which was dated Hamilton County Courthouse, Chattanooga, Parcel ID Number: 036 006.02 Hamilton County, Tennessee. For Prior title Trust, said property being real estate situated October 7, 2009 and recorded on October Tennessee, proceed to sell at public outcry to Address/Description: 6101 Sam Smith see Deed recorded in Book 8495, Page 284, in Hamilton County, Tennessee, and being more 13, 2009 in Book 9035, Page 980, Hamilton the highest and best bidder for cash, the fol- Road, Birchwood, TN 37308. in the Register’s Office of Hamilton County, particularly described as follows: County, Tennessee Register of Deeds. lowing described property situated in Hamilton Current Owner(s): Terrance J. Long and Tennessee. THIS CONVEYANCE MADE IN THE CITY OF CHATTANOOGA, HAMILTON WHEREAS, default having been made in County, Tennessee, to wit: Christie M. Long. SUBJECT TO THE FOLLOWING: Subject to COUNTY, TENNESSEE: Lot Seven (7), Block the payment of the debt(s) and obligation(s) All that tract or parcel of land lying and being Other Interested Party(ies): Cleveland An- all notes, stipulations, restrictions, ease- B, North Moore Manor, as shown by plat thereby secured by the said Deed of Trust in the Second Civil District of Hamilton County, esthesiologist. ments, conditions, and regulations as set of record in Plat Book 25, Page 19, in the and the current holder of said Deed of Trust, Tennessee, being Lot One (1), Lynch Family The sale of the property described above out on recorded plat. Any governmental Register’s Office of Hamilton County, Ten- SunTrust Mortgage, Inc., (the “Holder”), ap- Subdivision, as shown on plat recorded in shall be subject to all matters shown on zoning and subdivision ordinances in ef- nessee. THIS CONVEYANCE MADE SUBJECT pointed the undersigned, Brock & Scott, PLLC, Plat Book 64, Page 244, in the Register’s any recorded plat; any and all liens against fect thereon. TO THE FOLLOWING: Any governmental as Substitute Trustee, with all the rights, powers Office of Hamilton County, Tennessee, TO- said property for unpaid property taxes; any ALSO KNOWN AS: 6607 Jackson Ave, Har- zoning and subdivision ordinances in ef- and privileges of the original Trustee named in GETHER WITH a parcel of land adjoining said restrictive covenants, easements or set-back rison, TN 37341 fect thereon. Conditions and easements said Deed of Trust; and Lot One ( 1), said Lot and parcel together lines that may be applicable; any prior liens or This sale is subject to all matters shown contained in document of record in Book NOW, THEREFORE, notice is hereby given forming one contiguous tract of land, which encumbrances as well as any priority created on any applicable recorded plat; any unpaid 2116, Page 186, in the Register’s Office that the entire indebtedness has been declared

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due and payable as provided in said Deed of TO HOLLY HILLS SUBDIVISION, AS SHOWN Other Interested Party(ies): Regions Bank, otherwise defend. for hearing ex parte or without UNKNOWN Trust by the Holder, and that as agent for the BY PLAT OF RECORD IN PLAT BOOK 24, PAGE doing business as AmSouth Bank and Mid- Signed this 1st day of June, 2018 BIOLOGICAL FATHER presence. undersigned, Brock & Scott, PLLC, Substitute 13, AND AS SHOWN BY PLAT RECORDED IN land Funding LLC, as successor in interest HONORABLE LARRY B. STANLEY, JR. This 5th day of June 2018. Trustee, by virtue of the power and authority PLAT BOOK 24, PAGE 69, IN THE REGISTER’S to GE Capital Retail Bank Chevron. CHANCELLOR Larry L. Henry vested in it, will on August 9, 2018, at 10:00AM OFFICE OF HAMILTON COUNTY, TENNESSEE. The sale of the property described above ENTER this the 1st day of June 2018 Circuit Court Clerk at the usual and customary location at the Being the same property conveyed to Linda shall be subject to all matters shown on Entered: Heather Nolan Hamilton County Courthouse, Chattanooga, D. Craig, by deed dated February 22, 1993 any recorded plat; any and all liens against HONORABLE LARRY B. STANLEY, JR. Deputy Clerk Tennessee, proceed to sell at public outcry to of record in Deed Book 4112, Page 85, in said property for unpaid property taxes; any APPROVED FOR ENTRY: Attorney for Plaintiff: the highest and best bidder for cash, the fol- the County Clerk’s Office. restrictive covenants, easements or set-back GREER, SWAFFORD & ADAMS Curtis Lee Bowe lowing described property situated in Hamilton Commonly known as: 2500 Jenkins Rd, lines that may be applicable; any prior liens or BY: June 15, 22, 29, July 6, 2018 Cnr19203 County, Tennessee, to wit: Chattanooga, TN 37421 encumbrances as well as any priority created Russell Anne Swafford, BPR #18243 IN THE THIRD CIVIL DISTRICT OF HAMILTON Parcel ID Number: 149F A 005 by a fixture filing; a deed of trust; and any mat- Attorney for Petitioner, Zachary Eugene Non-Resident Notice COUNTY, TENNESSEE: Address/Description: 2500 Jenkins Road, ter than an accurate survey of the premises Gardenhire State of Tennessee, County of Hamilton BEGINNING at the extreme East corner of the Chattanooga, TN 37421. might disclose; and The undersigned Chancery Court Clerk do Docket No. 18D1216 property conveyed to John Bookout and wife, Current Owner(s): Linda D. Craig. All right and equity of redemption, statutory hereby certify that this is a true and correct DIVISION IV recorded in Book 979, page 670, in the Reg- Other Interested Party(ies): N/A or otherwise, homestead, and dower are ex- copy of the original of this instrument filed in YVETTE JENKINS ister’s Office of Hamilton County, Tennessee, The sale of the property described above pressly waived in said Deed of Trust, and the this office. VS in the Southwest line of Falling Water Road; shall be subject to all matters shown on title is believed to be good, but the undersigned This the 4th day of June, 2018 CHRISTOPHER W. JENKINS thence along the Southwest line of Falling any recorded plat; any and all liens against will sell and convey only as Substitute Trustee. Chancery Court Clerk It is appearing from allegations in Plaintiff’s Water Road, North 27 degrees 10 minutes said property for unpaid property taxes; any The right is reserved to adjourn the day of the Kerrie Rigsby, D.C. Bill, which is sworn to, that the defendant is a West 91 feet; thence South 66 degrees restrictive covenants, easements or set-back sale to another day, time, and place certain June 15, 22, 29, July 6, 2018 Cnr19206 non-resident of the State of Tennessee, so that West 185 feet: thence South 27 degrees lines that may be applicable; any prior liens or without further publication, upon announce- the ordinary process of law cannot be served 10 minutes East 91 feet to the Southeast encumbrances as well as any priority created ment at the time and place for the sale set Non-Resident Notice upon CHRISTOPHER JENKINS. line of the John Bookout property above by a fixture filing; a deed of trust; and any mat- forth above. State of Tennessee, County of Hamilton IT IS ORDERED that publication be made for mentioned; thence along the Southeast line ter than an accurate survey of the premises This office is attempting to collect a debt. Docket No. 18A179 four successive weeks in the Hamilton County of the Bookout property, North 66 degrees might disclose; and Any information obtained will be used for DIVISION IV Herald, a newspaper published in Hamilton East 185 feet to the beginning. All right and equity of redemption, statutory that purpose. IN RE: ABBY NICOLE DANIEL County, Tennessee, notifying said non-resident EXCEPTING THEREFROM that portion of the or otherwise, homestead, and dower are ex- Brock & Scott, PLLC, Substitute Trustee VS that unless CHRISTOPHER JENKINS answers above described parcel conveyed to Hamilton pressly waived in said Deed of Trust, and the c/o Tennessee Foreclosure Department UNKNOWN BIOLOGICAL FATHER and makes defense to said complaint in the County, Tennessee by Deed recorded in Book title is believed to be good, but the undersigned 4360 Chamblee Dunwoody Road, Ste 310 It is appearing from allegations in Plaintiff’s offices of the Circuit Court Clerk of Hamilton 3414, page 171, in the Register’s Office of will sell and convey only as Substitute Trustee. Atlanta, GA 30341 Bill, which is sworn to, that the defendant is a County, Tennessee, within thirty (30) days Hamilton County, Tennessee. The right is reserved to adjourn the day of the PH: 404-789-2661 FX: 404-294-0919 non-resident of the State of Tennessee, so that after the fourth weekly publication of this REFERENCE is made for prior title to Deed of sale to another day, time, and place certain File No.: 18-03745 FC01 the ordinary process of law cannot be served order, the same will be taken as admitted by record in Book 5264, page 557, in the Reg- without further publication, upon announce- July 6, 13, 20, 2018 Fnr18272 upon UNKNOWN BIOLOGICAL FATHER. CHRISTOPHER JENKINS and the case will be set ister’s Office of Hamilton County, Tennessee. ment at the time and place for the sale set IT IS ORDERED that publication be made for for hearing ex parte or without CHRISTOPHER Commonly known as: 504 Roberts Mill Road, forth above. four successive weeks in the Hamilton County JENKINS presence. Hixson, TN 37343. This office is attempting to collect a debt. Herald, a newspaper published in Hamilton This 15th day of June 2018. Parcel ID Number: 081D A 021 Any information obtained will be used for Court County, Tennessee, notifying said non-resident Larry L. Henry Address/Description: 504 Roberts Mill that purpose. Notices that unless UNKNOWN BIOLOGICAL FATHER an- Circuit Court Clerk Road, Hixson, TN 37343. Brock & Scott, PLLC, Substitute Trustee swers and makes defense to said complaint in J. Wheeler, D.C. Current Owner(s): Jeri G. Scealf and husband c/o Tennessee Foreclosure Department the offices of the Circuit Court Clerk of Hamilton Deputy Clerk Jeffrey L. Scealf. 4360 Chamblee Dunwoody Road, Ste 310 Non-Resident Notice County, Tennessee, within thirty (30) days after Attorney for Plaintiff: Other Interested Party(ies): N/A Atlanta, GA 30341 State of Tennessee, County of Hamilton the fourth weekly publication of this order, the Joseph E. Willard Jr. The sale of the property described above PH: 404-789-2661 FX: 404-294-0919 Docket No. 18D1185 same will be taken as admitted by UNKNOWN July 6, 13, 20, 27, 2018 Cnr19266 shall be subject to all matters shown on File No.: 18-04688 FC01 DIVISION BIOLOGICAL FATHER and the case will be set any recorded plat; any and all liens against July 6, 13, 20, 2018 Fnr19271 JOHN CHARLES SEIFFERT said property for unpaid property taxes; any VS restrictive covenants, easements or set-back NOTICE OF FORECLOSURE SALE SHEILA MARIE HURST SEFFERT Misc. lines that may be applicable; any prior liens or STATE OF TENNESSEE, HAMILTON COUNTY It is appearing from allegations in Plaintiff’s encumbrances as well as any priority created WHEREAS, James Wilson McRae executed Bill, which is sworn to, that the defendant is a Notices by a fixture filing; a deed of trust; and any mat- a Deed of Trust to First Horizon Home Loan non-resident of the State of Tennessee, so that ter than an accurate survey of the premises Corporation D/B/A First Tennessee Home the ordinary process of law cannot be served might disclose; and Loans, Lender and Thomas F. Baker, IV, upon SHEILA MARIE SEFFERT. Public Notice Chevy 3GNEC13TX3G155736 Expressway All right and equity of redemption, statutory Trustee(s), which was dated October 30, 2002 IT IS ORDERED that publication be made for These vehicles will be sold at public auction Towing 3806 Cottonwood Rd- 2003 Ford or otherwise, homestead, and dower are ex- and recorded on November 5, 2002 in Book GI four successive weeks in the Hamilton County on July 21, 2018, 9AM at 2103 Huff Place, 1FMYU60E93UA86665 R&R Auto 1705 pressly waived in said Deed of Trust, and the 6431, Page 208, Hamilton County, Tennessee Herald, a newspaper published in Hamilton Chattanooga, TN 37404; 2013 Audi, Vin# East 34th St- 1964 Ford F10JL557756 title is believed to be good, but the undersigned Register of Deeds. County, Tennessee, notifying said non-resident TRUBFAFKXD1015410, 2009 Honda, Vin# Carter’s Towing & Recovery 103 Jubilee will sell and convey only as Substitute Trustee. WHEREAS, default having been made in that unless SHEILA MARIE SEFFERT answers JH2PC40479K201094, 2007 Honda, Vin# Dr- 1994 GMC 1GKEK18KXRJ758967, The right is reserved to adjourn the day of the the payment of the debt(s) and obligation(s) and makes defense to said complaint in the JH2PC400X7M007660 1992 Honda JHMBB225XNC023376, sale to another day, time, and place certain thereby secured by the said Deed of Trust and offices of the Circuit Court Clerk of Hamilton July 6, 2018 Mnr19258 2002 Dodge 1D7HA18N22S646644, 2002 without further publication, upon announce- the current holder of said Deed of Trust, Federal County, Tennessee, within thirty (30) days after Ford 1FTRF07282KB42908, 2002 Ford ment at the time and place for the sale set National Mortgage Association (“Fannie Mae”), the fourth weekly publication of this order, the PUBLIC NOTICE 1FTRF07282KB42908, 1996 Cadillac forth above. a corporation organized and existing under same will be taken as admitted by SHEILA The following vehicles will be up for auction 1G6KD52Y3TU236817, 1997 Ford 1FTE- This office is attempting to collect a debt. the laws of the United States of America, (the MARIE SEFFERT and the case will be set for in or around Chattanooga, TN on or after F27L7VKD69711 S&S Towing 4402 7th Ave- Any information obtained will be used for “Holder”), appointed the undersigned, Brock hearing ex parte or without SHEILA MARIE 07/21/2018 at 8:00am- AChattanooga 1999 International 1HTSDAAN2XH682231 that purpose. & Scott, PLLC, as Substitute Trustee, with all SEFFERT presence. Wrecker Service 2310 Dodds Ave- 2003 July 6, 2018 Mnr19269 Brock & Scott, PLLC, Substitute Trustee the rights, powers and privileges of the original This 4th day of June 2018w. c/o Tennessee Foreclosure Department Trustee named in said Deed of Trust; and Larry L. Henry Town of Lookout Mountain, TN Budget Public Notice 4360 Chamblee Dunwoody Road, Ste 310 NOW, THEREFORE, notice is hereby given Circuit Court Clerk The Town of Lookout Mountain hereby provides certain financial information for the 2018-2019 Atlanta, GA 30341 that the entire indebtedness has been declared J. Wheeler, D.C. fiscal year budget in accordance with the requirements of T.C.A. §6-56-206. There will be a PH: 404-789-2661 FX: 404-294-0919 due and payable as provided in said Deed of Deputy Clerk public hearing concerning the budget at Town Hall on July 24, 2018 at 5:00 pm. All citizens File No.: 18-06957 FC01 Trust by the Holder, and that as agent for the Attorney for Plaintiff: are welcomed to attend and to participate. The budget and all supporting data is available at July 6, 13, 20, 2018 Fnr19270 undersigned, Brock & Scott, PLLC, Substitute Richard Brent Teeter Town Hall for public inspection. Trustee, by virtue of the power and authority June 15, 22, 29, July 6, 2018 Cnr19202 General Fund NOTICE OF FORECLOSURE SALE vested in it, will on August 9, 2018, at 10:00AM FY 2017 FY 2018 FY 2019 STATE OF TENNESSEE, HAMILTON COUNTY at the usual and customary location at the Public Notice Actual Estimated Proposed WHEREAS, Linda D. Craig executed a Deed Hamilton County Courthouse, Chattanooga, IN THE CHANCERY COURT OF WARREN Revenues of Trust to Mortgage Electronic Registration Tennessee, proceed to sell at public outcry to COUNTY, TENNESSEE Local Taxes 2,038,502 2,198,050 2,250,000 Systems, Inc., as Nominee for Quicken Loans the highest and best bidder for cash, the fol- CASE NO. 677-A State of Tennessee 897,997 990,065 771,200 Inc., Lender and Joseph B. Pitt, Jr., Trustee(s), lowing described property situated in Hamilton In Re: L.A.G. and K.J.G., minor children Federal Govt. 0 0 0 which was dated April 29, 2016 and recorded County, Tennessee, to wit: ZACHARY EUGENE GARDENHIRE and Other Sources 609,969 740,597 685,130 on May 6, 2016 in Book GI 10736, Page 36, All that tract or parcel of land lying and WILLIAM PATRICK FRIERSON AND WIFE, LOU Total Revenues 3,546,468 3,928,712 3,706,330 Hamilton County, Tennessee Register of Deeds. being in the City of Chattanooga, Hamilton ANDREA FRIERSON Expenditures WHEREAS, default having been made in County, Tennessee, being Lot Twelve (12) v. MELIA NICOLE HARRINGTON Salaries 1,565,778 1,710,625 1,676,576 the payment of the debt(s) and obligation(s) of East Pointe Patio Townhomes as shown It appears that process is unable to be Other 1,714,561 1,863,539 1,974,537 thereby secured by the said Deed of Trust by plat recorded in Plat Book 41, Page 72, served on Melia Nicole Harrington, mother of Total Expenditures 3,280,339 3,574,164 3,651,113 and the current holder of said Deed of Trust, in the Register’s Office of Hamilton County, L.A.G. and K.J.G., and said Respondent cannot Quicken Loans Inc., (the “Holder”), appointed Tennessee. be located to effectuate service of process Beginning Fund Balance 2,630,716 2,896,845 3,251,393 the undersigned, Brock & Scott, PLLC, as Being the same property conveyed by deed upon the person. Ending Fund Balance 2,896,845 3,251,393 3,306,610 Substitute Trustee, with all the rights, powers recorded in Book 4812, Page 444, in the Reg- The Respondent, Melia Nicole Harrington, Number of FTE Employees 33 34 34 and privileges of the original Trustee named ister’s Office of Hamilton County, Tennessee. Mother, is hereby required to appear and in said Deed of Trust; and This conveyance is made subject to the answer or otherwise defend against the Peti- State Street Aid Fund NOW, THEREFORE, notice is hereby given following: tion for Adoption and Termination by Zachary FY 2017 FY 2018 FY 2019 that the entire indebtedness has been declared Easements and other matters on plat re- Eugene Gardenhire, whose attorney is Russell Actual Estimated Proposed due and payable as provided in said Deed of corded in Plat Book 41, Page 72, in the Reg- Anne Swafford, Esq., P.O. Box 758, Dunlap, Ten- Revenues Trust by the Holder, and that as agent for the ister’s Office of Hamilton County, Tennessee. nessee, 37327, and William Patrick Frierson State of Tennessee 51,057 59,316 60,000 undersigned, Brock & Scott, PLLC, Substitute Restrictions, easements, party wall agree- and wife, Lou Andrea Frierson, Pro Se within Other Sources 0 0 0 Trustee, by virtue of the power and authority ment, etc. recorded in Book 3144, Page 464, 30 days after the publication of this notice, Total Revenues 51,057 59,316 60,000 vested in it, will on August 9, 2018, at 10:00AM and any amendments thereto, in the Regis- otherwise Default Judgment may be entered Expenditures at the usual and customary location at the ter’s Office of Hamilton County, Tennessee. against her for the relief demanded in the Salaries 0 0 0 Hamilton County Courthouse, Chattanooga, Applicable conditions and easements in Petition. Other 650 15,908 200,000 Tennessee, proceed to sell at public outcry to subdivision regulations recorded in Book IT IS FURTHER ORDERED that this notice Total Expenditures 650 15,908 200,000 the highest and best bidder for cash, the fol- 2116, Page 186, in the Register’s Office of shall be published in the Hamilton County lowing described property situated in Hamilton Hamilton County, Tennessee. Herald for four (4) consecutive weeks, and a Beginning Fund Balance 90,843 141,250 184,658 County, Tennessee, to wit: Parcel ID Number: 158L F 006.12 hearing date set for 8/14/2018 in the Chan- Ending Fund Balance 141,250 184,658 44,658 Land Situated in the County of Hamilton in Address/Description: 1349 Joiner Road, cery Court in Warren County at 9:00 a.m. (CDT) Number of FTE Employees 0 0 0 the State of TN Chattanooga, TN 37421. for the relief demanded in the Petition should July 6, 2018 Mnr19259 BEING LOT NUMBER SEVEN (7), ADDITION Current Owner(s): James W. McRae. the Respondent fail to appear and answer or 26 | July 6 – 12, 2018 Hamilton County Herald www.hamiltoncountyherald.com

50 YEARS From page 14 tain, died Sunday night in a Chatta- nooga hospital. He graduated from the Super Crossword wins the offi ce in the August election. University of Louisville Medical School TURNING RED by King Features  e “Stand Up for America” commit- and came to Chattanooga as a general tee, which is handling George Wallace’s practitioner in 1955. His cousin, Dr. presidential campaign in Chattanooga, Jack Adams, is pathologist at Erlanger is beginning a house-to-house canvas Hospital. urging people to register and vote.  e Streets and Highways Committee Tuesday, July 9 of the Greater Chattanooga Chamber of Ben S. Landress, who recently re- Commerce adopted a resolution urging signed as manager of Memorial Au- that the proposed Central Avenue Free- ditorium and Tivoli  eatre, has been way be given top priority when Inter- named director of public relations for state mileage is allotted for Tennessee Independent Enterprisers, Jay Solomon, highway systems. vice president, announced.  e resolution was introduced by East Ridge voters will go to the polls Marble Hensley of Hensley-Schmidt on Aug. 27 to elect a seven-member engineering fi rm at a meeting of the commission to study proposed changes committee. in the city charter.  e referendum date Mr. Hensley explained that most of was set Monday by the county election the funds would come from the federal commission after receiving petitions government if the project is included in circulated by the East Ridge Committee the state allocation for new interstate for Better Informed Citizens asking for mileage. the referendum.  e City Commission authorized a Mayor Ralph Kelley, recuperating $30,000 loan to the Concentrated Em- from stomach surgery at Erlanger Hos- ployment Program to launch a project pital, is expected to go home Friday or for 75 Neighborhood Youth Corps grad- Saturday and continue his convalescence uates, which will include nine months there. It will be several weeks before he training at Oak Ridge. will return to his offi ce at city hall. Delmar C. Sherman, 73, of 1219 Rus- According to a report by a Chamber sell St., a co-founder and vice chairman of Commerce temporary committee of the board of Sherman & Riley, died in appointed to study housing here, Chat- a local hospital. Mr. Sherman was a pro- tanooga has 2,633 public housing units fessional engineer and a senior partner compared with 2,383 in Knoxville (with in Sherman & Riley. an additional 1,400 under construction  e home offi ce and fi eld organiza- or in the planning stage), 5,045 in Mem- tions of Provident Life and Accident phis and 5,404 in Nashville. Insurance honored President Robert R. Scott Probasco, Jr., is the committee Maclellan today, his 40th anniversary chairman. with Provident, in special ceremonies. Dr. Julian B. Adams, Lookout Moun- See 50 YEARS, page 27

CRITIC From page 17 is that he wrote himself into a corner and bailed. cheap cheat for Sheridan and one that  at’s harsh criticism for someone of irretrievably took me out of the movie. Sheridan’s caliber. But I can see only two  at leaves me with one other options: either the stu- last gripe – the ending. Sicario: Day of the dio cut the budget and settled Or rather, the lack of one. Soldado for an ending that doesn’t “Soldado” fades to black just Rated R for strong resolve anything, or the fi lm- as it seems the climax of the violence, bloody images makers are baiting audiences fi lm should be kicking in. and language for another sequel.  ere’s a decent argument  at’s too bad because to be made that “Soldado” “Soldado” is peppered with ends precisely where it should.  e drug powerful moments, such as the assault war has been raging for decades and it’s on Graver and his team and a touching not going to end any time soon. Hell, it scene between Gillick and a deaf Mexi- might never end. can who provides him with sanctuary. If Sheridan was making that point, “Soldado” didn’t need to be brilliant. OK. But there are loose ends he needed Few fi lms are. But I wish it had at least to tie up. So, I think the better argument been good.

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald July 6 – 12, 2018 | 27

BOWE From page 13 he notes. “Often it’s not about graduates. You aren’t working Curtis L. Bowe III guilt or innocence; it’s about with a one-time argument; it colleague’s respective legal them getting fair and impartial changes as the child grows and careers. Bar and court admissions n Board of Directors Erlanger Health System Foundation opportunity to create a defense matures.” “Chattanooga is a small city, n Sixth Circuit Court of Appeals to whatever the charge or “I enjoy working with those n Adjunct Professor Criminal Jus- so developing and maintaining n S. District Courts for the Eastern, tice – The University of Tennessee at crime is. When you are able to cases and coming up with relationships is important,” Western, and Middle Districts of Chattanooga present their story to the jury solutions that not only allow he acknowledges. “We realize Tennessee n Tennessee Bar Association Execu- and the judge, then the system the transmission of emotion we’re going to see each other n United States District Court for tive Council Litigation Section (2012 works.” but result in what the student for the next 20 years or more. the District of Connecticut to present) Volunteer community ser- needs. It also provides an op- You don’t want to step on n United States District Court for n Tennessee Bar Association vice is a priority for Bowe, who portunity to make arguments people’s toes or not be polite or the Eastern District Michigan Public Education Committee (2012 to serves on the board of directors that sometimes lead to changes collegial.” n All Tennessee State Courts present) for the Chattanooga Zoo and in the law.” Max Bahner, mentor Professional and n Tennessee Bar Association the Erlanger Health System Another prime motivator in One longtime Chattanooga community affiliations Federal Litigation Committee (2012 Foundation. Bowe’s life is his family, which lawyer, Max Bahner, has had a n American Bar Foundation, Fellow to present) Children’s causes and issues includes fi ve grown children, are particularly important to four boys and a girl, and a wife pronounced eff ect on Bowe’s n Tennessee Bar Association Lead- Honors and awards him, whether they involve to whom he is devoted. career. ership Law, Class of 2012 n Martindale-Hubbell Distinguished the rights of a special educa- He also is an adjunct pro- Bahner, now in his 80s and n Chattanooga Bar Association Peer Rated for High Professional tion student or the health of fessor in criminal justice at known for being a passionate Board of Governors Achievement a young patient stricken with the University of Tennessee at advocate for clients and fellow n TBA Leadership Law Larry Dean n Board of Directors Chattanooga illness or injury. Chattanooga. attorneys, has been connected Zoo Wilks Leadership Award to the Chambliss law fi rm since “In 2004 I lost a 9-month-old Bowe possesses a passion 1964. child, and my eff orts to ad- for country music and loves “Max Bahner is a man I vance children and their causes to listen to traditional country clients, even if he can’t always love,” Bowe says. “He intro- increased after that,” Bowe artists such as George Jones, “I want to help wave a magic wand and create duced me to Federal Court explains. “ ese are issues that George Strait, Tim McGraw an ideal outcome for them. work on a pro bono basis, to people to smile keep me motivated.” and Dierks Bentley. “I want to be helpful,” he death penalty cases and the When asked what he’s “I learned to love and ap- when they’re suf- says. “I want to help people to like. proudest of when it comes to preciate country music when I smile when they’re suff ering “As a [young] lawyer [and fering on the worst his accomplishments, Bowe lived in Nashville,” he says. “It on the worst day of their life. thanks to Max Bahner’s men- cites working on behalf of the has stuck with me.” day of their life. I can’t always fi x the problem, torship] I was privileged to be rights of special education Attorney Daniel Habenicht, but I always want to make their exposed to constitutional issues I can’t always fix students. partner Jenkins & Habenicht day better by giving them a bet- like privacy rights, due process the problem, but “I really enjoy working with Attorneys at Law in Chattanoo- ter perspective on the problem. rights and 14th Amendment the special education parents ga, met Bowe years ago when I always want to I want to help them be able to rights,” Bowe continues. “And and children because I feel like they were working alongside address a problem, cope with a all of those things culminated make their day I’m giving back, and that’s what one another in Juvenile Court. problem, and hopefully, resolve in me a rekindling of what my I went to law school for,” Bowe Bowe became a respected better by giving the problem.” parents had started when it says. professional colleague and “I learned from my parents comes to serving and giving them a better per- “ ey [families and children] eventually a friend. that there’s nothing to get back.” usually have an immediate “Curtis is very conscientious, spective on the excited about when solving As a result, over the years need.  e children need to be and he has never met a person problems and working through Bowe has focused on practice problem.” educated, and the parents need he couldn’t or wouldn’t talk to,” issues,” he adds. “It’s best to areas that involve 4th and 14th Curtis Bowe to be heard. Habenicht says. “He’s extreme- be calm and even-mannered. Amendment due process [un- “You have to have a long- ly outgoing and doesn’t know a Take time, slow down and walk reasonable search and seizure He celebrates his victories, term plan because you’re stranger. through problem.” and equal protection issues] understands his defeats, is going to be working with the “He always rises to the cir- “Being there with your feet and Title 6, Title 7 and Title realistic about what’s possible school system until the child cumstance and brings his best.” on the ground with the client 9 concerns [discrimination in and always aims to be there for is the most important thing,” education, at the workplace his clients. Bowe says. “My parents set the and in gender discrimination “While every law student precedent for me; if you’re not cases.] dreams of participating in a there [for a client] – and if you “ ese are all individual con- case where they make law, it are not their voice – then they stitutional issues where folks doesn’t happen that way very don’t have a voice.” can contend they want a fair often,” Bowe acknowledges. When it comes to the most process,” Bowe says. “Our circuit, the 6th Circuit, is diffi cult cases such as criminal Bowe’s witnessing of hu- traditional and has set prec- cases involving murder, Bowe man needs at the heels of his edent. So with each case, we focuses on the client’s right to compassionate parents and have to come up with a cre- be represented, no matter what his 24-years of experience ative, articulable reason for the the situation. as a practicing lawyer have law to change.” “ ese are the cases where combined to create a way of ‘Walk through the problem’ you have to protect the indi- looking at the law that’s at once Bowe, who projects a calm vidual’s right to due process so compassionate, practical and and grounded demeanor, that nothing gets overlooked,” patient. wants to ease the anxiety of his

50 YEARS From page 26 issue of Tennessee Survey of Trophy given by American Business, a publication of the Furniture Mart. Wednesday, July 10 University of Tennessee Center Richard Worley, president Hamilton countians bought for Business and Economic of Fowler Bros., accepted the $396,497 in Series E and H Sav- Research. award from William W. Wirtz, ings Bonds and Savings Notes  e study shows Hamilton president of American Furni- during May, according to Sam County gained 5,696 persons ture Mart at the International I. Yarnell, County Savings Bond from 1960 to 1966. During Home Furnishings Pacemaker chairman. January-May pur- the same period, Tennessee’s Market in Chicago. chases of $2,025,975 represents total population grew by some A new federal grant of 36.4 percent of the county’s 289,000 for a total of 3,866,000 $1,129,482 has been approved 1968 goal as set by the Treasury persons. by the Department of Housing Department. Fowler Bros. of Chattanooga and Urban Development for Thursday, July 11 has been selected from among the Golden Gateway urban home furnishings dealers renewal project to extend the Hamilton County’s popu- throughout the U.S. to receive Riverfront Parkway and to al- lation in 1966 has been set at the fi rst Pacemaker Merchants’ low acquisition of the property. 244,186, according to the June 28 | July 6 – 12, 2018 Hamilton County Herald www.hamiltoncountyherald.com Chattanooga Zoo set to open Komodo dragon exhibit e Chattanooga Zoo is cies by strictly monitoring the opening a Komodo dragon placement and propagation of breeding facility and outdoor selected species. exhibit this month. Komodo dragons are listed e Chattanooga Zoo as a vulnerable species, with currently houses two Komodo 5,000 left in the wild due most- dragons – Kadal, a male, and ly to habitat loss. e zoo’s Charlie, a female. Kadal and male and female have both Charlie have been placed at the reached sexual maturity and zoo as a recommended breed- will be placed together for the ing pair by the Species Survival first time to breed this year. Plan. e new breeding facility e plan is a population will shutterstock.com management and conservation pro- The Chattanooga Zoo will soon open a Komodo dragon breeding facility as part of a program to save the species in the program created by the Associ- vide wild. ation of Zoos and Aquariums. a safe haven for e program focuses on animal breeding, expectant a pond and nesting area to lay narian examinations and daily learn about each of the Komo- breeding of threatened spe- mothers and poten- eggs and raise young dragons. care of these large lizards. do dragons at two separate ex- tial offspring. e fa- is building will serve as a As Komodo dragons do hibits in a single visit – weather cility will include a connecter between the current not live together outside their permitting. keeper work area indoor exhibit, the new out- breeding season, the zoo’s cur- e official opening for the and two large door exhibit and the outdoor rent public exhibit only allows new outdoor exhibit is sched- indoor dens, off-exhibit yard through shift- for one animal to be viewed at a uled to take place Saturday, including one ing chutes. Additionally, it will time. e new outdoor exhibit July 28. with offer better spaces for veteri- will allow guests to view and Source: Chattanooga Zoo Kona or EcoSport: 2 options in small SUVs By Mark Takahashi | Edmunds 2018 Ford e 2018 Hyundai Kona and EcoSport 2018 Ford EcoSport are two all-new subcompact crossover SUVs that are getting a lot of attention this year. Like similar vehicles such as the Honda HR-V, the Kona and Behind the Wheel EcoSport provide an elevated Car insights from AP and Edmunds riding position and everyday Ultimate trim levels. Ford of- 2018 Hyundai Kona utility but are more maneuver- fers a 166-horsepower 2.0-liter able and typically less expensive four-cylinder option that is display and a wireless charging here. e Kona transmits a fair erage for the class, but the Eco- than more established compact available on all higher EcoSport pad. ese are not available for amount of road imperfection Sport is below-average because SUVs. trims and comes standard on any EcoSport. into the cabin, but the Eco- its thick roof pillars and narrow Edmunds takes a look at the sporty SES version. Greater differences in person Sport’s ride is even choppier. rear window limit what you can each to determine which one e EcoSport holds a see from the driver’s seat. All-wheel drive is includ- e 9-horsepower difference holds a clear advantage. marginal lead vs. the Kona for On more subjective ground, ed with EcoSport’s upgraded between the premium engines Spec sheet differences cargo capacity, specifications finding true beauty in either engine and is an option for all might not seem like much but show, with 20.9 cubic feet and the Hyundai or the Ford might Both the Kona and EcoSport Konas. You should also consid- you’ll feel the difference when 19.2 cubic feet, respectively. be difficult. e Kona’s exterior start around the $20,000 mark er getting all-wheel drive on the you’re behind the wheel. In the real world, though, the styling is disjointed, with odd and climb to about $27,000 at Hyundai because it comes with e turbocharged Kona Kona’s space is just as good, if elements that seem as though their maximum. e EcoSport an upgraded suspension, which should accelerate from 0 to not better. they were pulled from other is about 3 inches taller, but 3 gives the Kona more composed 60 mph in the mid-6-second e EcoSport’s cargo area is vehicles. inches shorter in length, too. handling. range, which is very quick for very shallow and upright com- By contrast, the EcoSport’s Kia’s basic warranty covers the e Kona maintains a fuel the subcompact SUV class. By pared to the Kona’s. Further- angular styling cues are in line Kona for five years or 60,000 economy advantage of 2 mpg contrast, the EcoSport, even more, the Kona’s rear seats fold with the rest of Ford’s lineup, miles. Ford’s warranty for the vs. comparable EcoSports, ac- with its upgraded four-cylinder flat with the cargo floor, while but its tall roof and the stubby EcoSport is shorter: three years cording to the Environmental engine, needed a sluggish 10.5 the EcoSport’s seats protrude a proportions of its nose and or 36,000 miles. Protection Agency. seconds in Edmunds testing to few inches above the floor. tail make it look more like an Neither is a powerhouse in When it comes to standard do the same sprint. en there’s the difference in elevated hatchback rather than the base trim level. e Kona features, the Kona generally Neither model is what we’d the cargo hatches themselves. a crossover SUV. starts you off with a rather outpaces the EcoSport. Most consider sporty, but the Kona e Kona has a conventional lackluster 147-horsepower items typically found on rivals feels more confidently an- Edmunds says liftgate that is hinged at the top, 2.0-liter four-cylinder engine. are available on both SUVs, but chored to the pavement when e 2018 Hyundai Kona while the EcoSport’s swing-out e EcoSport’s 123-hp turbo- the EcoSport requires that you the road curves. When the holds a definite advantage hatch is hinged on the driver’s charged 1.0-liter three-cylinder add them as options or step up pavement ends, the Kona is over the 2018 Ford EcoSport. side. Each has its fans, but we is even less inspiring. to the next trim level. more capable of light off-road- e Kona offers superior think most owners will find the However, both of these pint- e Kona widens its fea- ing thanks to a locking center performance, greater everyday Kona’s top-hinged hatch easier size SUVs offer optional engine tures lead by offering more differential, which helps im- usability, and more features for to live with. upgrades. advanced safety features prove traction. the money. e Kona can be had with a (forward collision warning with Normally, more accom- Other aspects to consider pleasantly powerful 175-horse- automatic emergency braking, plished handling and off-road e Hyundai gains yet an- Mark Takahashi is a senior power 1.6-liter turbocharged lane keeping assist and a driver abilities mean a less comfort- other advantage when it comes writer at Edmunds. Twitter: @ engine on the top Limited and attention monitor), a head-up able ride, but that’s not the case to outward visibility. It’s only av- mark_takahashi