Cowichan Attainable Housing Background Report April 2019 Draft
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Acknowledgements The development of this project and all of the work associated with it would not have been possible without the starting vision and involvement of a wide array of individuals and organizations. Thank you to our community partners and funders: Special thanks to Social Planning and Research Council of BC for data gathering and analysis. Thanks also to the many community individuals and organizations who gave of their time and knowledge to develop a collective understanding of affordable housing need and aspirations in the Cowichan Region. Special thanks to our numerous community agencies and members who passionately help those who are struggling and help to build a stronger and healthier Cowichan. Cowichan Attainable Housing Strategy Development Team Cowichan Housing Association Terri Mattin, Executive Director Morgan Saddington, Administrative Coordinator Social Planning Cowichan Michelle Staples, Executive Director Rosalie Sawrie, Project Director Christy Wood, Project Director Cowichan Attainable Housing Background Report April 2019 1 Contents Acknowledgements ............................................................................................................................................ 1 Executive Summary ............................................................................................................................................ 4 PART I: COWICHAN REGION AFFORDABLE HOUSING PROFILE....................................................................... 18 I. 1. Introduction and Purpose .......................................................................................................................... 18 I. 2. The Cowichan Region ................................................................................................................................. 22 I. 3. Housing ...................................................................................................................................................... 27 I. 4. Housing Costs and Affordability................................................................................................................. 34 I. 5. Homelessness ............................................................................................................................................ 40 I. 6. Affordable Housing Gaps and Projected Needs ......................................................................................... 41 I. 7. Potential and Planned Affordable Housing Development ......................................................................... 45 PART II: COMMUNITY CONSULTATIONS ......................................................................................................... 47 II. 1. Introduction .............................................................................................................................................. 47 II. 2. Community Meetings, Workshops, Focus Groups and Interviews .......................................................... 47 II. 3. Survey Results ........................................................................................................................................... 52 PART III: POLICIES AND TOOLS FOR AFFORDABLE HOUSING………………………………………………….…………………..58 III. 1. Introduction ............................................................................................................................................. 58 III. 2. The Policy Context ................................................................................................................................... 60 III. 3. Affordable Housing Tools......................................................................................................................... 63 III. 4. Community Planning Policies and Initiatives in the Cowichan Region ................................................... 68 III. 5. Community Initiatives for Affordable Housing in the Cowichan Region ................................................. 70 III. 6. Discussion and Considerations for a Cowichan Attainable Housing Strategy ......................................... 73 References ........................................................................................................................................................ 82 APPENDICES Appendix A: Definitions ................................................................................................................................... 86 Appendix B: Overview of First Nations Communities in the Cowichan Region ............................................... 92 Appendix C: Affordable and Attainable Housing Strategy Case Studies .......................................................... 96 Appendix D: Cowichan Region Offical Community Plans Summary .............................................................. 102 Appendix E: 2010 Cowichan Regional Affordable Housing Strategy ............................................................ 106 Appendix F: Attainable Housing Survey ......................................................................................................... 108 Appendix G: Plan to Address Homelessness Summary of Needs and Recommendations ............................. 117 Cowichan Attainable Housing Background Report April 2019 2 List of Figures Figure 1: Housing Continuum .............................................................................................................................................. 19 Figure 2: Map of Cowichan Valley Regional District ............................................................................................................ 22 Figure 3: Population Distribution, CVRD 2016 ..................................................................................................................... 23 Figure 4: Population Age Distribution, CVRD 2016 .............................................................................................................. 23 Figure 5: Proportion of Population, Annual Median Household Incomes, CVRD 2016 ........................................................ 25 Figure 6: Annual Median Incomes, CVRD 2016 .................................................................................................................... 26 Figure 7: Percent of Labour Force in Selected Occupations, CVRD 2016 ............................................................................ 26 Figure 8: Proportion of Renter Households, CVRD 2016 ..................................................................................................... 27 Figure 9: Housing by Structure and Type, CVRD, 2016 ........................................................................................................ 28 Figure 10: Percent Population Living in Subsidized Housing, CVRD 2016 ............................................................................ 30 Figure 11: Rental Vacancy Rates, Cowichan CA, 1990-2017 ................................................................................................ 31 Figure 12: Rental Vacancy Rates Comparison October 2018……………………………………………………………………………………………32 Figure 13: Secondary Rental Market Listings CVRD ............................................................................................................. 33 Figure 14: Percent Households Spending 30% or more of 2015 Total Income on Shelter Costs, CVRD .............................. 34 Figure 15: Secondary Rental Market Prices, CVRD 2014-2018 ............................................................................................ 35 Figure 16: Renter Household Spending on Shelter Costs, CVRD 2016 ................................................................................. 36 Figure 17: Renters Spending Over 30% of Income on Shelter, BC, Nanaimo, Capital, Comox and Cowichan RD’s. ............ 36 Figure 18: Cumulative Residential Average Single Family Sale Price, Cowichan Valley as at February 28, 2018 ................. 38 Figure 19: Real Estate Listings by Type, 2018 ...................................................................................................................... 38 Figure 20: Real Estate Listings by Price 2018 ....................................................................................................................... 38 Figure 21: Maximum Purchase Price with 10% Down, CVRD Households, 2016 ................................................................. 39 Figure 22: Estimated Unmet Need for Rental Housing by Income Group, 2016.................................................................. 41 Figure 23: Survey Responses: Housing Related Issues ......................................................................................................... 53 Figure 24: Survey Responses: Support for Housing Types ................................................................................................... 54 Figure 25: Location of Survey Respondents ......................................................................................................................... 55 Figure 26: Age of Survey Respondents ................................................................................................................................ 55 Figure 27: Steps in the Affordable Housing Development Process ..................................................................................... 58 Figure 28: BC Rental Coalition Affordable Rental Housing Plan Components .................................................................... 63 _Toc189744