Schools with Financial Aid Programs Opportunity Vanderbilt (Vanderbilt University) - Vanderbilt’s Financial Aid program that replaces needed loans with grants and scholarship money. No-loan school. The Brown Promise (Brown University) - Brown began replacing the University-packaged student loan component with additional University Scholarship for families with a total parent income of less than $100,000. The Brown Promise eliminates the $100,000 total parent income threshold and expands this initiative to aid recipients eligible for University Scholarship. This means that 100% of every student’s demonstrated need is met with an initial package that includes scholarship and work only — no loans. The following examples demonstrate how the Brown Promise impacts awards at different income levels. The Colby Commitment (Colby College) - We’ve removed financial barriers. We’ve simplified the application process. We’ve enhanced the opportunities and support that lead to success in college and careers. And we have given every admitted student the chance to graduate without loans to repay. The Carolina Covenant (University of North Carolina) - Carolina’s lowest-income students — from families making less than 200% of the federal poverty level — may qualify for the Carolina Covenant, an aid program that provides debt-free funding to attend UNC. That means full financial need is met through grants, scholarships, and work-study — no loans. Harvard, Princeton, “The Rice Investment” (Rice University), Yale - Harvard, Princeton, Rice, and Yale completely cover tuition, room, and board for all students whose families earned less than $65,000 Williams CAFA (Williams College) - First Yard Fund - First-year with EFCs less than $4,000 receive a $300 grant to purchase college resources, whether it be winter coats or dorm room supplies. - Summer Storage - Financial aid recipients have access to free storage over the summer - Health Insurance Grant - Financial aid recipients who do not have health insurance will have their health insurance covered by the college - Personal Allowance - Williams allotts a $1,800 as a grant to financial aid recipients for their individual use - so they can cover anything from toiletries to paying for their data plan Bucky’s Tuition Promise (University of Wisconsin-Madison) - Free tuition and segregated fees to incoming freshman and transfer students whose family’s household adjusted gross income is $56,000 - Badger Promise - Free tuition and segregated fees to WI resident, first-generation college students who have successfully transferred from any of the two-year UW Colleges or select liberal arts associate degree programs Cornell Initiatives (Cornell University) - Undocumented Undergraduate Applicant Initiative - DACA and long-term undocumented students receive the same aid as U.S. citizens - Green Card Initiative - Green-Applicants who have not yet achieved Legal Resident status also receive the same aid as U.S. citizens - Parent Contribution Initiative - Students with a family income of less than $60,000 and total assets of less than $100,000 will have no EFC (the university covers all costs) Emory University - Emory meets 100% of demonstrated financial need for undergraduate Undocumented Students (with or without DACA) who are admitted as first-year, first-degree-seeking undergraduate students, or transfer students, who graduated from a U.S. High school through a combination of grants and scholarships, institutional work study (DACA students only), and institutional loans. - Undocumented Students without DACA status may receive an institutional loan in place of the typical work study award. The Columbia Approach (Columbia University), Duke Support (Duke University) - Cost of attendance is fully covered for students with family incomes of less than $60,000 and typical assets No Barriers (University of Chicago) - Free tuition for families with incomes under $125,000 per year with typical assets - Tuition, fees, and room and board covered for families with incomes under $60,000 per year with typical assets - First-generation college students receive a $20,000 scholarship over four years and a guaranteed paid internship their first summer - Alumni-mentorship and support for first-generation and low-income students Hodson Gilliam Success Scholarship (John Hopkins University) - Underrepresented minority groups with financial need have all loans in their financial package covered with a scholarship Dartmouth College - Free tuition for families with incomes under $100,000 per year with typical assets The CU Promise (University of Colorado Denver) - The University of Colorado Denver (CU Denver) guarantees that eligible Colorado residents from low-income families will be able to afford the academic costs of a college education without going into debt. If you are eligible, CU Denver offers a financial aid award package that includes a combination of grants, scholarships, and work-study sufficient to fund the student share of tuition, fees, and estimated book expenses. Need Based Commitment (Pomona) - Our financial aid package for each student is comprised of grants, scholarships, and a small work stipend. While loans are available, Pomona does not use loans to meet a student's financial need. Stanford University - Stanford meets the full financial need of every admitted undergrad who qualifies for assistance. Tuition is covered for undergrads with family incomes under $125,000. Tuition, room and board are covered for undergrads with family incomes below $65,000. Bowdoin College - Need-blind and Loan-Free Financial Aid Packages The Davidson Trust - Through The Davidson Trust, we meet 100 percent of your calculated financial need entirely through grants and student employment. Our financial aid packages do not include a loan component, but you have the option of borrowing educational loans as a matter of personal choice. UPenn All-Grant Policy - With 10,300 undergraduates, Penn is the largest school in the nation to offer an all-grant financial aid program for undergraduates. Penn’s policy states that financial aid awards will include grants and a work-study job, and will not include loans.

Schools with Fly-In Programs (Programs that cover travel expenses for underrepresented, low-income high school seniors to visit their school and spend a weekend attending classes, meeting current students, and learning about the institution) ● Davidson College ● Emory University ● John Hopkins University ● Rice University ● Tulane University ● CalTech University ● Harvey Mudd College ● Pomona College ● Amherst College ● Barnard College ● Bowdoin College ● Carnegie Mellon University ● Dartmouth College ● Massachusetts Institute of Technology ● Williams College ● Swarthmore College