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February 2020 a Time to Give

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February 2020 a Time to Give PULLMAN PHU QUOC BEACH RESORT - ALL ABOARD IN THE SUMMER 2020 EVERYWHERE YOU GO Director HUYEN NGUYEN Managing Director JIMMY VAN DER KLOET [email protected] Managing Editor & CHRISTINE VAN Art Director [email protected] Online Editor JAMES PHAM [email protected] This Month’s Cover Staff Photographer VY LAM [email protected] KIBA Restautant See our review on pages 40, 41 Graphic Designer LAM SON VU [email protected] For advertising, please contact: ƠI VIỆT NAM (tập New Year) English 0948 779 219 NHIỀU TÁC GIẢ Vietnamese 0932 164 629 Ngôn ngữ: tiếng Việt - Anh NHÀ XUẤT BẢN THANH NIÊN 64 Bà Triệu - Hoàn Kiếm - Hà Nội ĐT: (04) 39424044 - (04) 62631719 Fax: (04)39436024 Website: nxbthanhnien.vn Email: [email protected] Chi nhánh: 145 Pasteur Phường 6, Quận 3, TP. Hồ Chí Minh ĐT: (08) 39106962 Fax: (08) 39106961 Chịu trách nhiệm xuất bản: Giám đốc, Tổng biên tập Lê Thanh Hà Biên tập: Tạ Quang Huy Thực hiện liên kết xuất bản: Cty TNHH Truyền thông và Quảng cáo Ơi Việt Nam 14 D1 Đường Thảo Điền, Phường Thảo Điền, Quận 2, TP. Hồ Chí Minh Số lượng 6000 cuốn, khổ 21cm x 29,7cm Đăng ký KHXB: 2445-2019/CXBIPH/37-73/TN QĐXB số: 876/QĐ - TN ISBN số: 978-604-9846-67-0 General [email protected] Chế bản và in tại Công ty TNHH In - Thương mại Trần Châu Phúc Inquiries [email protected] 509 Tân Hòa Đông, P. Bình Trị Đông, Q. Bình Tân, Tp.HCM Website: www.oivietnam.com 4 02/2020 Contents WINE & DINE RESTAURANT REVIEWS Kiba is jazzing up tapas in ways our taste buds have never experienced and we can’t seem to get enough VY LAM KIBA RESTAURANT / IMAGE BY KIBA RESTAURANT FEATURES COLUMNS 12 TROI OI 20 SOWETO 10 MONEY TALKS Find out why firecrackers, Tet and fish In pictures: The faces and places of Will it be a time of great depression or sauce made it into this month’s article Soweto Pride great success? Find out 14 LISTEN 26 THE CUSTOMER EXPERIENCE 28 TELL TAIL SIGNS Entertaining and informative Saigon Social media marketing trends What can I catch from my pet? podcasts for bedtime, road trips and more revolutionizing retail in Vietnam 46 CHEERS! 16 THE WALKING MACHINE 50 INCREDIBLE INDIA The amazing wines of Rioja Local metalworker Ly Minh Tien builds India has a myriad of landscapes, great a spider-like walking machine to raise heritage and culture awareness on environmental issues 6 02/2020 THE LONG CAFFE The first coffee shop in Vietnam serving coffee that is roasted no longer than 10 days. The Long Caffe truly wants its customers to enjoy the best coffee with the richest aroma. Beans are carefully chosen from the best Arabica plantations in Vietnam. With an aim to provide customers the most relaxing moments, the caffe has an open-space design that uses natural materials, such as wood and marble, to separate inner and outer spaces in a harmonious way. Such design gives customers a comfortable and warm feeling right when entering. THE LONG CAFFE 03 Pho Quang, Ward 2, Tan Binh District, HCMC, Vietnam Website: thelongcaffe.com www.facebook.com/thelongcaffe Contents COVER STORY By using your time, money or voice to support charities and causes you love, you can make a difference LES ENFANTS DU DRAGON LES ENFANTS IMAGE PROVIDED BY FEATURES COLUMNS 62 SSIS MAKES VEX ROBOTICS 54 LIFE’S A TRIP 66 THE DOCTOR IS IN HISTORY IN VIETNAM How to be a better flyer? Understanding the importance of Saigon South International School hosted working life, from the quality and safety the first-ever VEX Robotics National of the physical environment, to how Championship in Vietnam 56 LIVE WELL, BE WELL workers feel about their work As an expat living in Vietnam, or even simply as a human being who is facing 64 HOW DO I MOTIVATE MY TEEN? life's daily challenges, how do you know Bossing them around won't work forever; if you are mentally and emotionally we need to help teens manage their own healthy? lives 8 02/2020 MONEY TALKS FINANCE COLUMN Will it be a time of great depression or great success? Find out LET US HOPE WITHOUT A REPEAT is negatively correlated to their age group, Lawrence Young (FCSI) is the Senior Associate for of the 1929 Great Depression, although with only 4% of the Silent Generation Holborn Asset Management Group (HCMC office). Originally from the UK, Lawrence has been a finance that would be 9 years away. feeling they will behave this way. professional for 30 years having worked across So, what can we expect going into Geographically, those in the Americas Europe and Asia as a stockbroker, Eurobond trader 2020 and the next decade? had the highest expectations (12.4%), and interbank money broker. His areas of expertise lie in offshore tax efficient saving structures, higher A recent study conducted by compared to a slightly more realistic education fee planning, inheritance tax planning, Schroders can throw a fair amount of 9% in Europe. Surprisingly, when pension planning, life and health insurance, global light on this. It showed that people lack looking at self-purported investment investment property, offshore company formation and offshore banking. confidence in exactly how much money knowledge, expectations for investments Email [email protected] if you they have invested, and where it is. Only rose for those with more knowledge. would like him to answer your questions on these 44% of people were confident with how This suggests to me that inflated return topics. much money they have with various expectations are not only due to a lack financial providers, and this reduced of experience. The below is showing sharply for those with less investment just how investors think their returns knowledge. should be going forward in percentage People in general, were not terms. The second and third lines are satisfied with the performance of their the sensible ones and thankfully where investments with over half stating they the majority sit. The real range should had not achieved what they wanted be between 8% and 12% per annum with their investments over the past five depending on appetite towards risk. years, and most attributed their own action or inaction as the main cause of this failure. Globally, there’s a clear need to be more patient with investments. The average holding period before changing or cashing in an investment was 2.6 years, which is just over half the five-year term I would suggest and generally recommend to stay invested for. It was clear that many have an unrealistically high annual return expectation. Investors are expecting on average a high 10.7% return per year over the next five years, while one in six expected at least a staggering 20% annual return on their portfolio. People also seem to be blaming investors—certainly not at the 20% level There was a general home bias for themselves for investment performance. per annum. But that figure hasn’t been investments, and people are split over All the high-ranking reasons related to realistic either in any part of the last the benefit of investing in emerging people blaming their own actions, or decade so shouldn’t suddenly be realistic markets. 31% of people preferred the inactions, were anything from the length today. When compared to current bank majority of their portfolio in funds that of time invested to the level of risk taken interest rates which are now negative in invest in their home country, while and whether advice was taken from an many countries including the European a further 34% preferred investing in adviser or peer. Central Bank, Japan, Sweden, Denmark countries familiar to them. Only 31% of Some believe (as do I) that emerging and Switzerland—to expect 20% is not people globally feel emerging markets markets are well positioned as a good really well thought through. could be beneficial to their portfolio, and source of potential long-term returns. Emerging markets and commodities almost a quarter thought it is too risky Despite that, people appeared to lack should be high on the radar along to do so. That I don’t personally agree interest in investing in emerging markets, with a well-diversified portfolio with for the next year, so I sit firmly in with only 31% of people feeling it could including different industry sectors and the camp of the other 75%. be beneficial to their portfolio, and jurisdictions. Specifically, you should be Millennials are less patient than almost a quarter thinking it is altogether turning your attention to India, China older generations, moving investments too risky. That figure is slightly higher and most certainly Taiwan after the elsewhere or cashing in less than every when discussing emerging markets recent election win. Historical highs two years (1.9 years). Noticeably more with investors in Asia who believe that probably coming there this year (you frequent than Generation X (2.7 years), investing in emerging markets could be heard it here first). This year is going Baby Boomers (3.7 years) and the Silent beneficial to their investment portfolio. to be very much about picking the Generation (4 years). Millennials are also This goes back to the point earlier raised right stocks and watching geopolitical more likely to make reactive decisions in of not listening to an advisor or peer. movements. It’s all about getting it right the face of volatility, with 15% of people of The general feeling is that the in the first quarter! As always contact this age group agreeing they are likely to next decade is set to deliver returns me directly if you need more advice.
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