Rank The – 2017 Q1 Disclosure Statement

This material has been prepared from publicly available information by certain personnel of Banks Street Partners, LLC and its affiliate, BSP Securities, LLC, and not by an equity research department. It is not classified as investment research or a research recommendation, nor does it constitute analysis substantive enough on which to base an investment decision. It is provided solely for informational purposes and is not an invitation or offer to subscribe for or purchase any product or service. The data contained herein is from sources believed to be reliable but may be subject to revision at any time without notice.

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2 Banks Street Partners Professionals

Seasoned professionals with more than 190 years of combined experience and more than 1,000 transactions in the industry

ATLANTA CHARLOTTE

Lee Burrows Berkeley McKeown Gary McNorrill Chief Executive Officer Analyst President [email protected] [email protected] [email protected] (404) 848-8480 (404) 891-6821 (704) 228-0556

Mark Saunders Jackson Davis Andy Hitt Managing Director Analyst Managing Director [email protected] [email protected] [email protected] (404) 848-2686 (404) 491-0111 (919) 302-8350

Jeff Adams Nicole Mansfield Matt Kennedy Managing Director Chief Marketing Officer Vice President [email protected] [email protected] [email protected] (404) 924-6382 (404) 848-1571 (704) 228-0557

Will Brackett Alison Pickett Sam Poole Senior Vice President Business Manager Analyst [email protected] [email protected] [email protected] (404) 848-0890 (404) 891-6823 (704) 228-0558

Joe Maloney Kristen Ertz Senior Vice President/Analyst Project Manager [email protected] [email protected] (404) 848-2662 (704) 228-0561 3 Rankings Per State

Bank Listing

Company Name - City - Parent Company - Date Established - Number of Offices - Total Employees - S Corp? - Total Assets - ROAA - ROAE Top 50 Ranking by… Total Assets

City - Total Employees- Number of Offices - Total Deposits - Deposits/Office - Assets/Office - Deposits/Employee - Assets/Employee - Total Assets Net Interest Margin

City - Total Assets - Yield on Loans - Loan Growth Rate - Cost of Funds - Deposit Growth Rate - Loans/Deposits - Yield on Investment Securities (FTE) - Net Interest Margin Noninterest Income

City - Total Assets - Net Income - Service Charge on Deposits/Avg Assets - Gain on Sale of Loans/Avg. Assets - Net Servicing Fees/Avg Assets - Net Gains on OREO/Avg. Assets - Total Noninterest Income - Noninterest Income/Avg Assets Total Overhead

City - Total Assets - Efficiency Ratio (FTE) - Total Employees - Number of Offices - Personnel Expense/Avg. Assets - Occupancy Expense/Avg. Assets - Other Expense/Avg. Assets - Total Overhead/Avg Assets

Asset Quality

City - Total Assets - Gross Loans - LLR/Gross Loans - Adj Loans 30-89PD/Gross Loans - Adj 90+ PD/Gross Loans - Adj NPLs + Adj OREO/Gross Loans - NCO/Avg Loans - Asset Quality Composite

ROAE

City - Total Assets - LTM Net Income - Total Employees - LTM Net Income/Employee – 2016Q1 LTM Net Income - 2015Q1 LTM Net Income - ROAA - ROAE

Overall

City - Total Assets - Net Interest Margin Rank - Noninterest Income Rank - Total Overhead Rank - Asset Quality Rank - ROAE Rank - Overall Rank

4 Excluded Banks & Calculation Notes

Excluded Banks:

Excluded banks are usually special-purpose banks (such as trust banks), subsidiaries of foreign companies, or companies for which necessary data is not available as of this report Banco Do Brasil Americas Banesco USA Canandaigua National Trust Company of Florida Desjardins , N.A. MEMBERS Trust Company Mercantil Bank, N.A. Mercantil Trust Company, N.A. Natbank, N.A. Raymond James Trust, N.A. Sadabell United Bank, N.A. TCM Bank, N.A. Winter Park National Bank

Calculation Notes:

All data in this report is bank-level and is as of or for the 12 months ending March 31, 2017 (unless noted otherwise)

For banks that elect subchapter S status, return on average assets and return on average equity are adjusted to reflect the impact of a 35% corporate tax rate on net income

Asset quality index is the sum of: (Adjusted Loans 30-89 PD/Loans) + (Adjusted Loans 90 PD/Loans )+ (Adjusted NPLs/Loans) + (Adjusted OREO/Loans) + (Net Chargeoffs/Avg Loans). Adjustments are made to exclude loans for which repayment of principal is wholly or partially guaranteed by the US government

Overall ranking is based on an unweighted average of Net Interest Margin rank, Noninterest Income rank, Total Overhead rank, Asset Quality rank and ROAE rank

5 Florida – Bank Listing

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) 1st Manatee Bank Bradenton 11/13/2007 3 34 No 165,113 0.59 4.66 American National Bank Oakland Park ANB Holdings, Inc. 10/15/1985 1 37 No 293,441 1.14 8.43 Anchor Commercial Bank Juno Beach 3/23/2005 2 23 No 122,583 0.42 3.99 Apollo Bank Apollo Bancshares, Inc. 10/1/2001 7 93 No 573,459 1.01 10.02 Atlantic Coast Bank Jacksonville Corporation 3/27/1939 12 183 No 924,683 0.99 10.55 Axiom Bank Maitland Axiom Bancshares, Inc. 1/1/1962 20 174 No 559,392 0.40 2.60 BAC Florida Bank Coral Gables 10/12/1973 1 169 No 1,996,652 0.84 10.20 Bank of Belle Glade Belle Glade Belle Glade Bank Corporation 11/14/1963 1 16 No 105,099 0.33 4.15 Bank of Central Florida Lakeland Bank of Central Florida Holding Company 3/19/2007 4 57 No 482,367 0.84 10.29 Bank of Pensacola Pensacola Five Flags Banks, Inc. 10/26/1973 2 14 No 82,120 (0.05) (0.35) Bank of Tampa Tampa Tampa Bay Banking Company 3/30/1973 9 227 No 1,540,558 0.94 11.17 Bank of the South Pensacola Five Flags Banks, Inc. 5/20/1964 2 18 No 76,709 (0.08) (0.45) BankUnited, National Association Miami Lakes BankUnited, Inc. 5/21/2009 99 1,649 No 27,881,033 0.94 9.62 Beach Community Bank Fort Walton Beach Beach Community Bancshares, Inc. 4/27/2001 11 110 No 505,599 (0.43) (11.63) Biscayne Bank Coconut Grove Biscayne Bancshares, Inc. 7/5/2005 5 79 No 780,557 1.29 15.61 Brannen Bank Inverness Brannen Banks of Florida, Inc. 7/1/1926 12 100 Yes 499,009 0.93 12.54 Brickell Bank Miami Espirito Santo Financial Group SA 9/12/1973 1 71 No 498,508 (0.63) (10.47) Capital City Bank Tallahassee Capital City Bank Group, Inc. 1/1/1895 69 807 No 2,873,669 0.44 3.72 CBC National Bank Fernandina Beach Coastal Banking Company, Inc. 1/1/1999 7 433 No 562,319 1.43 12.90 CenterState Bank of Florida, National Association Winter Haven CenterState Banks, Inc. 2/21/1992 82 990 No 5,320,506 1.29 12.10 Central Bank Tampa Central Financial Holdings, Inc. 2/26/2007 1 26 No 127,495 1.53 14.52 Century Bank of Florida Tampa Century Bancshares of Florida, Inc. 9/11/2000 1 16 Yes 77,307 0.33 3.80 Charlotte State Bank & Trust Port Charlotte Crews Banking Corporation 11/3/1987 7 90 Yes 361,638 1.18 13.55 Citizens Bank and Trust Lake Wales Citizens Banking Corporation 5/13/1920 12 146 Yes 537,900 0.60 7.26 Citizens Bank of Florida Oviedo Citizens Bancorp of Oviedo, Inc. 7/1/1946 4 52 No 264,978 0.48 5.08 Citizens First Bank The Villages Villages Bancorporation, Inc. 7/1/1991 11 274 No 2,020,358 1.19 13.23 Citizens State Bank Perry Perry Banking Company, Inc. 7/7/1958 4 47 Yes 265,079 0.51 5.82 City National Bank of Florida Miami Inversiones Baquio Ltda 1/1/1946 26 578 No 8,524,659 1.06 8.17 Columbia Bank Lake City First Columbia Bancorp, Inc. 2/1/1912 5 58 No 208,384 (0.16) (1.48) Commerce National Bank & Trust Winter Park Commerce National Bankshares of Florida, Inc. 2/3/2003 1 30 Yes 111,593 1.79 14.58 Community Bank and Trust of Florida Ocala Florida Community Bankshares, Inc. 4/2/1998 11 130 No 662,223 0.79 9.08 Community Bank of the South Merritt Island CBOS Bankshares, Inc. 11/29/1999 3 20 No 135,135 0.39 3.99 Community State Bank Starke Community State Bank Corporation 3/19/1957 2 30 Yes 98,099 0.33 3.43 Continental National Bank Miami 5/10/1974 6 102 No 491,755 0.46 5.71 Drummond Community Bank Chiefland Drummond Banking Company 1/12/1990 15 174 Yes 491,021 0.87 6.81 Eastern National Bank Miami 9/3/1969 5 98 No 448,577 0.31 3.10 Edison National Bank Fort Myers Edison Bancshares, Inc. 8/29/1997 4 42 Yes 304,201 0.44 5.44 Encore Bank Naples Ovation Holdings, Inc. 6/4/2007 6 52 No 418,085 0.50 5.15 Englewood Bank & Trust Englewood Crews Banking Corporation 4/4/1988 4 52 Yes 280,397 1.09 12.77 EverBank Jacksonville EverBank Financial Corp 10/1/1998 12 2,860 No 27,766,195 0.62 7.78 Executive National Bank Miami Executive Banking Corporation 6/2/1972 4 82 No 392,799 0.56 5.64 Farmers & Merchants Bank Monticello FMB Banking Corporation 1/5/1907 6 99 Yes 465,927 0.63 6.79 Fidelity Bank of Florida, National Association Merritt Island 11/26/1990 2 38 No 176,157 (0.39) (2.39) FineMark National Bank & Trust Fort Myers FineMark Holdings, Inc. 2/16/2007 12 161 No 1,410,793 0.65 7.34 First Bank Clewiston Pioneer Bankcorp, Inc. 1/8/1922 6 88 No 336,637 0.72 8.47 First Bank of the Palm Beaches West Palm Beach 3/6/2006 1 27 No 153,652 0.35 3.40 First Citrus Bank Tampa First Citrus Bancorporation, Inc. 2/1/1999 5 62 No 324,358 0.61 7.01 First City Bank of Florida Fort Walton Beach Florida First City Banks, Inc. 11/17/1948 2 49 No 213,089 0.26 9.46 First Colony Bank of Florida Maitland 1/28/2008 1 18 Yes 200,245 1.17 11.39 First Federal Bank of Florida Lake City First Federal Bancorp, MHC 1/1/1962 17 364 No 1,311,712 1.19 9.54 Source: S&P Global Market Intelligence 6 Florida – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) First Florida Bank Destin First Florida Bancorp, Inc. 11/27/2006 5 70 No 380,615 0.81 7.55 First Florida Integrity Bank Naples TGR Financial, Inc. 12/3/2007 7 144 No 1,291,913 0.51 5.96 First Green Bank Orlando First Green Bancorp, Inc. 2/17/2009 8 108 No 577,591 0.31 2.75 First Home Bank Seminole First Home Bancorp, Inc. 2/12/1999 3 90 No 178,787 3.45 34.87 First National Bank Northwest Florida Panama City First Northwest Florida Holding Company 5/5/1984 2 31 Yes 127,865 0.49 3.73 First National Bank of Mount Dora Mount Dora 9/1/1925 4 72 No 230,268 1.30 8.92 First National Bank of Pasco Dade City Florida Bancshares, Inc. 11/3/1986 3 39 No 153,491 0.30 2.66 First National Bank of South Miami South Miami First Miami Bancorp, Inc. 4/3/1952 5 132 No 660,882 0.46 5.48 First National Bank of Wauchula Wauchula First Hardee Holding Corporation 1/12/1960 1 28 Yes 76,667 0.16 1.46 First State Bank of Arcadia Arcadia Crews Banking Corporation 7/17/1973 3 40 Yes 142,011 0.83 6.87 First State Bank of the Florida Keys Key West First State Bank of the Florida Keys Holding Company 10/29/1955 12 176 Yes 896,675 0.89 9.73 FirstAtlantic Bank Jacksonville FirstAtlantic Financial Holdings, Inc. 11/1/1999 8 83 No 451,229 0.87 6.83 FirstCity Bank of Commerce Palm Beach Gardens 8/27/2007 1 15 No 88,584 0.83 9.04 Flagler Bank West Palm Beach Flagler Bancshares Corporation 4/10/2000 2 30 Yes 231,061 1.48 15.73 Flagship Community Bank Clearwater 1/23/2006 2 25 No 119,982 0.61 5.08 Florida Business Bank Melbourne Reserve Financial Associates, LLC 3/15/2000 1 16 No 115,894 0.87 5.80 Florida Capital Bank, N.A. Jacksonville Florida Capital Group, Inc. 8/12/1985 5 205 No 324,892 0.42 4.88 Florida Community Bank, National Association Weston FCB Financial Holdings, Inc. 1/22/2010 46 638 No 9,382,096 1.40 13.51 Floridian Community Bank, Inc. Davie Floridian Community Holdings, Inc. 3/10/2003 5 64 No 480,310 0.71 6.61 FNBT Bank Fort Walton Beach Southern National Banks, Inc. 4/9/1956 10 89 Yes 411,990 0.62 5.32 Freedom Bank Saint Petersburg Fourth Street Banking Company 4/4/2005 2 34 No 212,985 0.67 7.53 Friends Bank New Smyrna Beach 5/15/2000 3 28 No 106,345 0.54 6.70 Gateway Bank of Central Florida Ocala CenterState Banks, Inc. 5/29/2007 3 37 No 276,559 0.98 11.28 Gateway Bank of Florida Daytona Beach CenterState Banks, Inc. 1/26/2006 3 32 No 290,375 0.88 8.95 Gateway Bank of Southwest Florida Sarasota CenterState Banks, Inc. 5/19/2008 3 44 No 309,354 0.92 10.15 Gibraltar Private Bank & Trust Co. Coral Gables 1/1/1994 8 278 No 1,620,680 0.24 2.81 Grove Bank & Trust Miami Coconut Grove Bankshares, Inc. 7/12/1926 5 96 No 659,514 0.96 6.11 Harbor Community Bank Fort Pierce HCBF Holding Company, Inc. 1/23/1960 41 457 No 1,875,412 0.48 4.01 Heartland National Bank Sebring Heartland Bancshares, Inc. 9/7/1999 4 57 No 353,639 0.79 8.40 Helm Bank USA Miami 12/8/1989 1 123 No 771,632 0.39 3.17 Hillsboro Bank Plant City 7/6/1998 2 22 No 133,714 1.11 8.36 Home Federal Bank of Hollywood Hallandale Beach Home Bancgroup, Inc. 9/8/1998 1 15 No 42,550 (2.15) (9.68) HomeBanc Tampa HomeBancorp, Inc. 4/23/2007 13 100 No 999,774 0.72 8.62 Interamerican Bank, A FSB Miami 8/23/1976 5 76 No 202,367 0.45 3.51 Intercontinental Bank West Miami Intercontinental Bankshares, LLC 6/21/2002 1 21 No 154,897 0.43 3.31 Intercredit Bank, NA Miami 7/2/1984 5 76 No 366,185 0.48 4.75 International Finance Bank Miami 1/1/1982 3 76 No 406,111 0.72 6.05 Intracoastal Bank Palm Coast 6/16/2008 2 32 Yes 298,407 1.04 11.43 Jefferson Bank of Florida Oldsmar Jefferson Bankshares, Inc. 12/3/2007 5 48 No 300,502 0.74 7.55 Lafayette State Bank Mayo 4/2/1946 4 34 No 78,653 (1.42) (36.22) Legacy Bank of Florida Boca Raton 5/15/2006 5 50 No 350,888 0.63 5.72 Mackinac Savings Bank, FSB Boynton Beach 7/15/1994 3 47 Yes 111,509 0.36 4.21 Madison County Community Bank Madison Madison Community Bancshares Corporation 5/5/1999 1 25 No 118,095 0.52 6.06 Mainstreet Community Bank of Florida Deland 10/24/2003 6 82 Yes 340,522 0.47 5.54 Marine Bank & Trust Company Vero Beach 7/1/1997 3 45 No 216,739 0.45 5.09 Marquis Bank Coral Gables Marquis Bancorp, Inc. 8/13/2007 2 51 No 470,894 0.95 9.83 NorthStar Bank Tampa NorthStar Banking Corporation 8/6/2007 3 43 No 211,797 0.46 4.57 Ocean Bank Miami Ocean Bankshares, Inc. 12/9/1982 21 700 No 3,566,673 0.83 6.68 Oculina Bank Vero Beach Oculina Banc Corp. 1/2/2004 9 67 No 300,019 0.72 7.77 One South Bank Chipley One South Financial, Inc. 10/29/2008 1 10 Yes 48,155 0.55 4.31 Source: S&P Global Market Intelligence 7 Florida – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) OptimumBank Plantation OptimumBank Holdings, Inc. 11/1/2000 3 19 No 117,660 0.24 3.05 Pacific National Bank Miami 8/6/1982 2 64 No 496,778 0.84 6.89 Palm Beach Community Bank West Palm Beach 4/7/2008 5 48 Yes 345,988 1.08 9.00 Paradise Bank Boca Raton Paradise Bancorp, Inc. 7/25/2005 3 49 Yes 329,399 1.21 11.10 Patriot Bank Trinity 10/22/2004 4 25 No 155,616 0.83 6.72 Peoples Bank of Graceville Graceville PBG Financial Services, Inc. 7/12/1974 1 16 Yes 90,497 0.86 6.35 Peoples National Bank Niceville Bankshares Corporation of Niceville 6/16/1986 3 32 No 101,973 0.36 3.37 Peoples State Bank Lake City PSB BancGroup, Inc. 4/28/1999 2 28 No 84,215 0.46 5.13 Pilot Bank Tampa Pilot Bancshares, Inc. 9/4/1987 5 51 No 266,625 0.64 5.80 Pinnacle Bank Orange City Pinnacle Bank Holding Company, Inc. 9/10/1999 2 17 No 96,680 (0.02) (1.01) Plus International Bank Miami 9/14/2001 1 20 No 82,367 (0.27) (1.65) Preferred Community Bank Fort Myers 4/16/2007 3 26 No 117,338 0.52 4.48 Prime Meridian Bank Tallahassee Prime Meridian Holding Company 2/4/2008 3 67 No 315,457 0.91 10.31 Professional Bank Coral Gables Professional Holding Corp. 9/8/2008 2 59 No 433,414 0.46 5.42 Raymond James Bank, National Association Saint Petersburg Raymond James Financial, Inc. 5/7/1994 1 201 No 19,178,772 1.45 15.13 Sabal Palm Bank Sarasota Sabal Palm Bancorp, Inc. 10/10/2006 2 26 No 158,778 0.43 3.65 Sanibel Captiva Community Bank Sanibel 1/21/2003 7 77 No 368,112 1.30 17.18 Seacoast National Bank Stuart Seacoast Banking Corporation of Florida 10/2/1926 50 743 No 4,763,372 0.77 7.05 Seaside National Bank & Trust Orlando Three Shores Bancorporation, Inc. 10/31/2006 14 165 No 1,623,671 0.66 8.22 Stonegate Bank Pompano Beach 3/7/2005 29 333 No 3,238,047 1.05 8.97 Summit Bank, National Association Panama City Summit Financial Enterprises, Inc. 4/8/2008 4 50 No 389,143 0.93 7.79 Sunrise Bank Cocoa Beach 8/1/2005 3 37 Yes 164,441 0.14 0.77 Sunshine Bank Plant City Sunshine Bancorp, Inc. 11/26/1954 18 157 No 955,215 0.32 2.44 Sunshine Community Bank Tallahassee Sunshine Financial, Inc. 1/1/1952 5 50 No 180,820 0.26 2.03 Sunstate Bank Miami 3/15/1999 3 44 No 190,774 0.22 1.56 Surety Bank Deland 1/1/1926 3 30 Yes 97,261 0.85 6.41 Terrabank, N.A. Miami 11/21/1985 3 91 No 369,073 0.43 4.56 TotalBank Miami Banco Popular Español SA 3/5/1974 19 311 No 2,968,478 0.81 5.03 TransCapital Bank Sunrise 7/26/1999 3 25 Yes 189,327 1.09 6.68 U.S. Century Bank Doral 10/28/2002 13 191 No 973,876 0.53 5.60 United Southern Bank Umatilla UniSouth, Inc. 3/1/1937 12 126 No 504,382 0.75 8.44 USAmeriBank Clearwater USAmeriBancorp, Inc. 2/12/2007 29 529 No 4,224,462 1.18 12.86 Warrington Bank Pensacola Five Flags Banks, Inc. 3/18/1953 2 18 No 86,905 0.21 1.17 Wauchula State Bank Wauchula Crews Banking Corporation 4/1/1929 7 160 Yes 648,972 1.38 12.27

Source: S&P Global Market Intelligence 8 Florida – Total Asset Ranking

Number Total Deposits Assets Deposits Assets Total Total of Deposits ($000)/ ($000)/ ($000)/ ($000)/ Assets Rank Company Name City Employees Offices ($000) Office Office Employee Employee ($000) 1 BankUnited, National Association Miami Lakes 1,649 99 20,086,766 202,897 281,627 12,181 16,908 27,881,033 2 EverBank Jacksonville 2,860 12 19,429,158 1,619,097 2,313,850 6,793 9,708 27,766,195 3 Raymond James Bank, National Association Saint Petersburg 201 1 16,669,808 16,669,808 19,178,772 82,934 95,417 19,178,772 4 Florida Community Bank, National Association Weston 638 46 7,680,471 166,967 203,959 12,038 14,705 9,382,096 5 City National Bank of Florida Miami 578 26 6,047,518 232,597 327,872 10,463 14,749 8,524,659 6 CenterState Bank of Florida, National Association Winter Haven 990 82 4,299,574 52,434 64,884 4,343 5,374 5,320,506 7 Seacoast National Bank Stuart 743 50 3,679,157 73,583 95,267 4,952 6,411 4,763,372 8 USAmeriBank Clearwater 529 29 3,590,505 123,811 145,671 6,787 7,986 4,224,462 9 Ocean Bank Miami 700 21 3,045,479 145,023 169,842 4,351 5,095 3,566,673 10 Stonegate Bank Pompano Beach 333 29 2,722,255 93,871 111,657 8,175 9,724 3,238,047 11 TotalBank Miami 311 19 2,133,420 112,285 156,236 6,860 9,545 2,968,478 12 Capital City Bank Tallahassee 807 69 2,476,378 35,890 41,647 3,069 3,561 2,873,669 13 Citizens First Bank The Villages 274 11 1,719,211 156,292 183,669 6,274 7,374 2,020,358 14 BAC Florida Bank Coral Gables 169 1 1,627,089 1,627,089 1,996,652 9,628 11,815 1,996,652 15 Harbor Community Bank Fort Pierce 457 41 1,580,094 38,539 45,742 3,458 4,104 1,875,412 16 Seaside National Bank & Trust Orlando 165 14 1,344,293 96,021 115,977 8,147 9,840 1,623,671 17 Gibraltar Private Bank & Trust Co. Coral Gables 278 8 1,053,760 131,720 202,585 3,791 5,830 1,620,680 18 Bank of Tampa Tampa 227 9 1,404,092 156,010 171,173 6,185 6,787 1,540,558 19 FineMark National Bank & Trust Fort Myers 161 12 1,176,739 98,062 117,566 7,309 8,763 1,410,793 20 First Federal Bank of Florida Lake City 364 17 1,127,049 66,297 77,160 3,096 3,604 1,311,712 21 First Florida Integrity Bank Naples 144 7 1,003,919 143,417 184,559 6,972 8,972 1,291,913 22 HomeBanc Tampa 100 13 759,505 58,423 76,906 7,595 9,998 999,774 23 U.S. Century Bank Doral 191 13 796,232 61,249 74,914 4,169 5,099 973,876 24 Sunshine Bank Plant City 157 18 775,079 43,060 53,068 4,937 6,084 955,215 25 Atlantic Coast Bank Jacksonville 183 12 688,494 57,375 77,057 3,762 5,053 924,683 26 First State Bank of the Florida Keys Key West 176 12 645,313 53,776 74,723 3,667 5,095 896,675 27 Biscayne Bank Coconut Grove 79 5 648,293 129,659 156,111 8,206 9,880 780,557 28 Helm Bank USA Miami 123 1 628,784 628,784 771,632 5,112 6,273 771,632 29 Community Bank and Trust of Florida Ocala 130 11 602,828 54,803 60,202 4,637 5,094 662,223 30 First National Bank of South Miami South Miami 132 5 548,552 109,710 132,176 4,156 5,007 660,882 31 Grove Bank & Trust Miami 96 5 545,782 109,156 131,903 5,685 6,870 659,514 32 Wauchula State Bank Wauchula 160 7 562,902 80,415 92,710 3,518 4,056 648,972 33 First Green Bank Orlando 108 8 484,588 60,574 72,199 4,487 5,348 577,591 34 Apollo Bank Miami 93 7 489,849 69,978 81,923 5,267 6,166 573,459 35 CBC National Bank Fernandina Beach 433 7 432,484 61,783 80,331 999 1,299 562,319 36 Axiom Bank Maitland 174 20 427,823 21,391 27,970 2,459 3,215 559,392 37 Citizens Bank and Trust Lake Wales 146 12 475,539 39,628 44,825 3,257 3,684 537,900 38 Beach Community Bank Fort Walton Beach 110 11 451,292 41,027 45,964 4,103 4,596 505,599 39 United Southern Bank Umatilla 126 12 455,817 37,985 42,032 3,618 4,003 504,382 40 Brannen Bank Inverness 100 12 464,791 38,733 41,584 4,648 4,990 499,009 41 Brickell Bank Miami 71 1 382,331 382,331 498,508 5,385 7,021 498,508 42 Pacific National Bank Miami 64 2 356,745 178,373 248,389 5,574 7,762 496,778 43 Continental National Bank Miami 102 6 442,452 73,742 81,959 4,338 4,821 491,755 44 Drummond Community Bank Chiefland 174 15 433,536 28,902 32,735 2,492 2,822 491,021 45 Bank of Central Florida Lakeland 57 4 443,691 110,923 120,592 7,784 8,463 482,367 46 Floridian Community Bank, Inc. Davie 64 5 353,391 70,678 96,062 5,522 7,505 480,310 47 Marquis Bank Coral Gables 51 2 396,019 198,010 235,447 7,765 9,233 470,894 48 Farmers & Merchants Bank Monticello 99 6 401,065 66,844 77,655 4,051 4,706 465,927 49 FirstAtlantic Bank Jacksonville 83 8 393,438 49,180 56,404 4,740 5,436 451,229 50 Eastern National Bank Miami 98 5 380,691 76,138 89,715 3,885 4,577 448,577 Source: S&P Global Market Intelligence 9 Florida – Net Interest Margin Ranking

Yield Loan Cost Deposit Yield on Net Total on Growth of Growth Loans/ Investment Interest Assets Loans Rate Funds Rate Deposits Securities (FTE) Margin Rank Company Name City ($000) (%) (%) (%) (%) (%) (%) (%) 1 First Home Bank Seminole 178,787 5.68 59.69 0.67 54.28 91.55 0.00 4.51 2 One South Bank Chipley 48,155 5.35 19.57 0.64 11.75 101.85 3.08 4.46 3 Drummond Community Bank Chiefland 491,021 6.07 37.15 0.13 24.42 60.40 3.96 4.42 4 Sanibel Captiva Community Bank Sanibel 368,112 5.33 27.59 0.48 32.25 97.76 2.27 4.40 5 Citizens State Bank Perry 265,079 6.24 8.41 1.03 (6.35) 86.25 3.09 4.35 6 Wauchula State Bank Wauchula 648,972 5.56 7.78 0.40 2.60 82.78 3.79 4.34 7 First Bank of the Palm Beaches West Palm Beach 153,652 4.96 17.37 0.40 6.79 93.77 2.74 4.28 8 First National Bank of Wauchula Wauchula 76,667 6.45 9.33 0.51 7.94 66.71 2.30 4.23 8 Surety Bank Deland 97,261 6.30 (3.44) 0.63 7.99 57.56 3.86 4.23 10 Sunshine Community Bank Tallahassee 180,820 5.00 25.05 0.28 3.29 100.66 1.94 4.16 11 Century Bank of Florida Tampa 77,307 5.91 0.37 1.08 6.10 79.84 2.43 4.15 12 CenterState Bank of Florida, National Association Winter Haven 5,320,506 5.21 11.82 0.20 5.01 81.93 2.49 4.13 13 Plus International Bank Miami 82,367 6.31 29.49 0.84 (21.77) 83.55 2.64 4.12 14 Paradise Bank Boca Raton 329,399 5.39 (2.03) 0.27 7.59 78.48 1.72 4.11 15 Apollo Bank Miami 573,459 5.02 2.76 0.36 0.18 82.82 2.31 4.10 15 FirstAtlantic Bank Jacksonville 451,229 5.40 3.21 0.41 11.02 79.63 1.98 4.10 17 Palm Beach Community Bank West Palm Beach 345,988 5.19 11.21 0.74 6.16 103.37 3.41 4.08 18 First Bank Clewiston 336,637 5.16 10.32 0.29 9.99 75.09 1.45 4.06 19 Flagler Bank West Palm Beach 231,061 6.09 18.24 0.72 3.14 78.21 2.10 4.05 20 CBC National Bank Fernandina Beach 562,319 4.80 18.06 0.74 35.14 115.36 2.78 4.04 21 Flagship Community Bank Clearwater 119,982 5.29 12.02 0.61 15.87 87.54 1.37 4.03 22 Freedom Bank Saint Petersburg 212,985 4.75 25.81 0.50 13.14 85.10 2.66 4.02 23 American National Bank Oakland Park 293,441 4.77 3.73 0.34 0.52 90.72 2.58 4.01 23 International Finance Bank Miami 406,111 5.07 15.53 0.32 19.33 91.04 1.45 4.01 23 First Green Bank Orlando 577,591 4.99 42.87 0.66 39.62 99.49 1.91 4.01 26 Ocean Bank Miami 3,566,673 4.70 13.16 0.38 8.01 94.75 2.32 3.99 26 First State Bank of Arcadia Arcadia 142,011 5.84 6.09 0.19 (1.59) 65.19 2.74 3.99 28 NorthStar Bank Tampa 211,797 4.87 8.09 0.50 9.07 81.45 3.85 3.98 29 Florida Business Bank Melbourne 115,894 5.29 2.99 0.40 6.51 79.66 2.37 3.95 29 Floridian Community Bank, Inc. Davie 480,310 5.16 30.75 0.75 19.56 108.98 2.50 3.95 31 Commerce National Bank & Trust Winter Park 111,593 5.02 24.10 0.51 28.13 91.51 1.54 3.93 32 Patriot Bank Trinity 155,616 4.91 18.41 0.55 3.30 98.57 2.48 3.90 33 First Citrus Bank Tampa 324,358 4.92 19.47 0.52 17.50 100.41 2.18 3.88 34 1st Manatee Bank Bradenton 165,113 5.18 3.85 0.76 1.11 89.95 2.56 3.86 34 Stonegate Bank Pompano Beach 3,238,047 4.88 31.53 0.49 30.20 91.14 1.59 3.86 36 Peoples State Bank Lake City 84,215 5.13 11.61 0.37 8.02 78.65 2.73 3.84 36 First Colony Bank of Florida Maitland 200,245 5.19 9.30 0.20 (1.46) 75.79 3.49 3.84 38 Mainstreet Community Bank of Florida Deland 340,522 4.96 29.97 0.26 25.27 77.41 2.02 3.83 38 Seacoast National Bank Stuart 4,763,372 4.55 20.81 0.18 14.14 81.27 2.82 3.83 40 Lafayette State Bank Mayo 78,653 4.69 (5.23) 0.26 (2.70) 72.51 1.69 3.81 40 Preferred Community Bank Fort Myers 117,338 4.74 (2.96) 0.39 3.19 76.71 1.63 3.81 42 Friends Bank New Smyrna Beach 106,345 5.32 2.34 0.32 0.73 70.92 2.29 3.80 42 Community State Bank Starke 98,099 6.73 21.62 0.11 15.58 48.85 2.17 3.80 44 TransCapital Bank Sunrise 189,327 5.67 15.56 0.96 8.14 88.02 2.84 3.79 44 Intracoastal Bank Palm Coast 298,407 5.36 30.76 0.47 5.65 71.17 2.44 3.79 46 Citizens Bank of Florida Oviedo 264,978 4.85 4.93 0.27 10.40 74.74 2.03 3.78 46 First National Bank of Pasco Dade City 153,491 5.55 4.62 0.30 9.51 58.32 2.10 3.78 48 Peoples National Bank Niceville 101,973 6.18 7.50 0.21 0.11 55.94 2.17 3.77 49 Farmers & Merchants Bank Monticello 465,927 4.82 8.45 0.21 6.40 75.99 2.12 3.76 50 Prime Meridian Bank Tallahassee 315,457 4.69 14.47 0.34 20.63 80.29 2.36 3.74 Source: S&P Global Market Intelligence 10 Florida – Noninterest Income Ranking

Service Charges Gain on Sale Net Net Gains Total NonInterest Total Net on Deposits/ of Loans/ Servicing Fees/ on OREO/ Noninterest Income/ Assets Income Avg Assets Avg Asset Avg Assets Avg Assets Income Avg Assets Rank Company Name City ($000) ($000) (%) (%) (%) (%) ($000) (%) 1 First Home Bank Seminole 178,787 5,144 0.18 8.50 2.20 0.00 17,167 11.50 2 CBC National Bank Fernandina Beach 562,319 8,170 0.05 10.81 0.08 0.00 64,852 11.36 3 Florida Capital Bank, N.A. Jacksonville 324,892 1,459 0.04 4.00 0.00 0.04 21,278 6.16 4 Commerce National Bank & Trust Winter Park 111,593 2,557 0.03 0.00 0.14 0.00 3,412 3.69 5 First Federal Bank of Florida Lake City 1,311,712 15,160 0.30 0.28 1.49 0.00 33,236 2.61 6 Central Bank Tampa 127,495 1,883 0.02 1.64 0.66 0.00 3,178 2.57 7 Lafayette State Bank Mayo 78,653 (1,093) 0.52 0.00 0.27 (0.07) 1,642 2.14 8 Grove Bank & Trust Miami 659,514 6,345 0.11 0.00 0.00 (0.01) 13,582 2.06 8 Mackinac Savings Bank, FSB Boynton Beach 111,509 611 0.01 1.51 0.54 0.00 2,254 2.06 10 First National Bank of Mount Dora Mount Dora 230,268 2,901 0.15 0.00 0.00 (0.11) 4,512 2.03 11 Capital City Bank Tallahassee 2,873,669 12,152 0.76 0.20 0.00 (0.10) 48,443 1.76 11 FNBT Bank Fort Walton Beach 411,990 3,762 0.21 0.00 0.00 0.04 6,960 1.76 13 Charlotte State Bank & Trust Port Charlotte 361,638 6,031 0.23 0.00 0.00 (0.10) 5,089 1.53 14 Brickell Bank Miami 498,508 (3,168) 0.18 0.02 0.00 0.00 6,300 1.25 15 Beach Community Bank Fort Walton Beach 505,599 (2,254) 0.11 0.50 0.00 (0.21) 6,547 1.24 16 CenterState Bank of Florida, National Association Winter Haven 5,320,506 65,547 0.24 0.02 0.00 0.01 62,280 1.23 17 Paradise Bank Boca Raton 329,399 5,946 0.10 0.72 0.27 0.00 3,844 1.20 18 Sunshine Community Bank Tallahassee 180,820 426 0.31 0.03 0.03 0.03 1,827 1.13 19 Citizens Bank and Trust Lake Wales 537,900 4,841 0.28 0.00 0.00 0.05 5,716 1.10 20 FineMark National Bank & Trust Fort Myers 1,410,793 8,561 0.01 0.00 0.00 0.00 14,122 1.08 20 Axiom Bank Maitland 559,392 2,506 0.31 0.00 0.00 0.00 6,721 1.08 22 Drummond Community Bank Chiefland 491,021 5,984 0.44 0.00 0.00 0.02 4,725 1.06 23 Surety Bank Deland 97,261 1,233 0.97 0.00 0.00 (0.05) 989 1.05 23 Community State Bank Starke 98,099 443 0.48 0.00 0.00 0.01 939 1.05 25 Peoples State Bank Lake City 84,215 369 0.18 0.25 0.00 0.02 773 0.96 25 First City Bank of Florida Fort Walton Beach 213,089 533 0.19 0.00 0.00 (0.04) 2,001 0.96 27 Atlantic Coast Bank Jacksonville 924,683 8,796 0.24 0.38 0.02 (0.05) 8,322 0.94 28 1st Manatee Bank Bradenton 165,113 915 0.02 0.72 0.06 0.03 1,386 0.90 29 Seacoast National Bank Stuart 4,763,372 34,392 0.22 0.15 0.00 0.02 40,002 0.89 30 Summit Bank, National Association Panama City 389,143 3,412 0.15 0.00 0.00 0.04 3,131 0.86 31 Sunstate Bank Miami 190,774 367 0.13 0.00 0.00 0.00 1,455 0.85 32 First Bank Clewiston 336,637 2,262 0.29 0.08 0.02 (0.02) 2,616 0.83 33 U.S. Century Bank Doral 973,876 4,861 0.32 0.00 0.00 0.27 7,617 0.82 33 First Florida Bank Destin 380,615 2,931 0.07 0.47 0.00 0.03 2,963 0.82 35 United Southern Bank Umatilla 504,382 3,710 0.16 0.01 0.00 0.09 3,806 0.77 36 Englewood Bank & Trust Englewood 280,397 4,363 0.07 0.00 0.00 (0.04) 1,938 0.75 36 Pilot Bank Tampa 266,625 1,555 0.15 (0.03) 0.04 0.02 1,832 0.75 38 Pinnacle Bank Orange City 96,680 (24) 0.03 0.00 0.00 0.50 821 0.74 39 Preferred Community Bank Fort Myers 117,338 575 0.15 0.23 0.00 0.00 803 0.73 39 Terrabank, N.A. Miami 369,073 1,487 0.27 0.15 0.00 0.00 2,510 0.73 41 Interamerican Bank, A FSB Miami 202,367 912 0.18 0.03 0.01 0.29 1,426 0.70 42 Community Bank and Trust of Florida Ocala 662,223 5,219 0.12 0.00 0.07 0.04 4,573 0.69 43 BAC Florida Bank Coral Gables 1,996,652 16,134 0.04 0.16 0.04 0.00 12,863 0.67 43 Intercontinental Bank West Miami 154,897 647 0.61 0.00 0.00 0.00 1,005 0.67 43 EverBank Jacksonville 27,766,195 170,267 0.03 0.36 0.04 0.00 185,247 0.67 46 Bank of Tampa Tampa 1,540,558 13,821 0.18 0.00 0.00 0.00 9,804 0.66 47 Harbor Community Bank Fort Pierce 1,875,412 8,509 0.15 0.23 0.00 (0.11) 11,406 0.64 47 Gateway Bank of Southwest Florida Sarasota 309,354 2,713 0.02 0.32 0.00 0.00 1,876 0.64 49 Executive National Bank Miami 392,799 2,158 0.34 0.00 0.00 0.00 2,418 0.63 49 Oculina Bank Vero Beach 300,019 1,995 0.05 0.20 0.08 (0.02) 1,749 0.63 Source: S&P Global Market Intelligence 11 Florida – Total Overhead Ranking

Efficiency Personnel Occupancy Other Total Total Ratio Number Expense/ Expense/ Expense/ Overhead/ Assets (FTE) Total of Avg. Assets Avg. Assets Avg. Assets Avg. Assets Rank Company Name City ($000) (%) Employees Offices (%) (%) (%) (%) 1 Raymond James Bank, National Association Saint Petersburg 19,178,772 26.49 201 1 0.18 0.01 0.65 0.84 2 Citizens First Bank The Villages 2,020,358 41.80 274 11 0.75 0.18 0.38 1.30 3 Florida Community Bank, National Association Weston 9,382,096 42.43 638 46 0.92 0.16 0.46 1.54 4 City National Bank of Florida Miami 8,524,659 47.47 578 26 1.05 0.15 0.41 1.61 5 Biscayne Bank Coconut Grove 780,557 44.63 79 5 1.07 0.24 0.41 1.72 6 Peoples Bank of Graceville Graceville 90,497 53.63 16 1 1.07 0.18 0.56 1.81 7 Hillsboro Bank Plant City 133,714 51.74 22 2 1.09 0.23 0.53 1.85 8 TotalBank Miami 2,968,478 60.36 311 19 1.05 0.36 0.44 1.86 9 Flagler Bank West Palm Beach 231,061 45.60 30 2 1.15 0.17 0.56 1.87 10 BAC Florida Bank Coral Gables 1,996,652 56.50 169 1 1.11 0.14 0.65 1.90 11 TransCapital Bank Sunrise 189,327 53.48 25 3 0.87 0.32 0.73 1.92 12 HomeBanc Tampa 999,774 62.12 100 13 1.24 0.28 0.41 1.93 13 Bank of Belle Glade Belle Glade 105,099 78.41 16 1 0.99 0.18 0.77 1.94 14 USAmeriBank Clearwater 4,224,462 51.63 529 29 1.15 0.25 0.54 1.94 15 Gateway Bank of Florida Daytona Beach 290,375 65.08 32 3 1.14 0.19 0.62 1.95 16 Heartland National Bank Sebring 353,639 61.38 57 4 1.08 0.20 0.68 1.95 17 Intracoastal Bank Palm Coast 298,407 53.12 32 2 1.14 0.21 0.60 1.96 18 Stonegate Bank Pompano Beach 3,238,047 53.76 333 29 1.10 0.31 0.57 1.98 19 Bank of Central Florida Lakeland 482,367 60.30 57 4 1.38 0.16 0.49 2.03 20 Warrington Bank Pensacola 86,905 85.85 18 2 1.25 0.30 0.52 2.08 21 First Colony Bank of Florida Maitland 200,245 52.08 18 1 1.33 0.21 0.55 2.09 22 Intercontinental Bank West Miami 154,897 76.10 21 1 1.13 0.12 0.88 2.12 23 Brannen Bank Inverness 499,009 59.05 100 12 0.97 0.25 0.93 2.15 24 EverBank Jacksonville 27,766,195 64.62 2,860 12 1.33 0.13 0.74 2.20 25 Gateway Bank of Central Florida Ocala 276,559 58.64 37 3 1.23 0.24 0.74 2.20 26 Marquis Bank Coral Gables 470,894 57.39 51 2 1.29 0.27 0.66 2.22 27 First Florida Integrity Bank Naples 1,291,913 71.54 144 7 1.33 0.30 0.59 2.22 28 BankUnited, National Association Miami Lakes 27,881,033 56.98 1,649 99 0.75 0.27 1.21 2.22 29 American National Bank Oakland Park 293,441 55.80 37 1 1.32 0.18 0.74 2.24 30 Community Bank of the South Merritt Island 135,135 78.70 20 3 1.28 0.25 0.72 2.26 31 Pacific National Bank Miami 496,778 69.96 64 2 1.47 0.12 0.70 2.29 32 Seaside National Bank & Trust Orlando 1,623,671 65.30 165 14 1.54 0.30 0.46 2.30 33 Wauchula State Bank Wauchula 648,972 49.83 160 7 1.55 0.34 0.50 2.39 34 Edison National Bank Fort Myers 304,201 78.14 42 4 1.30 0.37 0.73 2.40 35 Palm Beach Community Bank West Palm Beach 345,988 58.18 48 5 1.45 0.46 0.50 2.41 36 Bank of the South Pensacola 76,709 114.19 18 2 1.38 0.34 0.71 2.43 37 First State Bank of the Florida Keys Key West 896,675 65.94 176 12 1.63 0.33 0.49 2.46 38 Community Bank and Trust of Florida Ocala 662,223 66.87 130 11 1.40 0.34 0.73 2.46 39 Gateway Bank of Southwest Florida Sarasota 309,354 61.56 44 3 1.45 0.32 0.70 2.47 40 Florida Business Bank Melbourne 115,894 64.67 16 1 1.41 0.24 0.82 2.47 41 Patriot Bank Trinity 155,616 64.99 25 4 1.32 0.34 0.82 2.48 42 First National Bank Northwest Florida Panama City 127,865 80.90 31 2 1.52 0.34 0.64 2.50 43 Madison County Community Bank Madison 118,095 76.06 25 1 1.32 0.32 0.86 2.50 44 Jefferson Bank of Florida Oldsmar 300,502 66.89 48 5 1.41 0.36 0.73 2.51 45 Encore Bank Naples 418,085 73.22 52 6 1.36 0.35 0.79 2.51 46 Oculina Bank Vero Beach 300,019 67.04 67 9 1.40 0.30 0.85 2.55 47 Englewood Bank & Trust Englewood 280,397 58.81 52 4 1.36 0.22 0.98 2.57 48 Legacy Bank of Florida Boca Raton 350,888 72.37 50 5 1.56 0.40 0.62 2.57 49 Bank of Tampa Tampa 1,540,558 65.68 227 9 1.59 0.34 0.67 2.60 50 Sanibel Captiva Community Bank Sanibel 368,112 53.75 77 7 1.57 0.24 0.80 2.60 Source: S&P Global Market Intelligence 12 Florida – Asset Quality Ranking

Loan Loss Adj NPLs + Net Total Gross Reserves/ Adj 30-89PD/ Adj 90+PD/ Adj OREO/ Chargeoffs/ Asset Quality Assets Loans Gross Loans Gross Loans Gross Loans Gross Loans Avg Loans Composite Rank Company Name City ($000) ($000) (%) (%) (%) (%) (%) (%) 1 Plus International Bank Miami 82,367 56,669 1.70 0.00 0.00 0.00 (0.05) (0.05) 2 Sabal Palm Bank Sarasota 158,778 117,573 1.32 0.00 0.00 0.00 (0.03) (0.03) 3 Marquis Bank Coral Gables 470,894 392,436 0.91 0.00 0.00 0.00 0.00 0.00 3 Intracoastal Bank Palm Coast 298,407 192,514 1.22 0.00 0.00 0.00 0.00 0.00 3 Gateway Bank of Southwest Florida Sarasota 309,354 218,097 0.93 0.00 0.00 0.00 0.00 0.00 6 Jefferson Bank of Florida Oldsmar 300,502 222,045 0.96 0.00 0.00 0.00 0.00 0.00 7 Bank of the South Pensacola 76,709 16,836 1.13 0.00 0.00 0.00 0.03 0.03 8 NorthStar Bank Tampa 211,797 136,677 1.33 0.00 0.00 0.00 0.04 0.04 9 Terrabank, N.A. Miami 369,073 255,890 1.08 0.00 0.00 0.05 (0.01) 0.04 10 Mackinac Savings Bank, FSB Boynton Beach 111,509 73,404 0.76 0.18 0.00 0.00 (0.14) 0.04 11 Bank of Pensacola Pensacola 82,120 26,757 1.21 0.01 0.00 0.00 0.04 0.05 12 Encore Bank Naples 418,085 294,041 1.18 0.00 0.00 0.13 (0.02) 0.11 13 Gateway Bank of Florida Daytona Beach 290,375 151,804 1.36 0.45 0.00 0.39 (0.71) 0.13 14 Home Federal Bank of Hollywood Hallandale Beach 42,550 25,171 0.18 0.16 0.00 0.00 0.00 0.16 15 Freedom Bank Saint Petersburg 212,985 164,524 1.24 0.00 0.00 0.19 0.00 0.19 16 First Green Bank Orlando 577,591 482,131 1.10 0.00 0.00 0.13 0.06 0.20 17 Professional Bank Coral Gables 433,414 344,129 1.09 0.07 0.00 0.13 0.00 0.20 18 Oculina Bank Vero Beach 300,019 264,564 0.74 0.00 0.00 0.26 0.00 0.26 19 Edison National Bank Fort Myers 304,201 142,997 1.33 0.00 0.00 0.32 (0.04) 0.28 20 First Florida Integrity Bank Naples 1,291,913 924,290 0.99 0.07 0.00 0.19 0.06 0.32 21 Legacy Bank of Florida Boca Raton 350,888 285,900 1.03 0.00 0.00 0.33 (0.01) 0.32 22 Prime Meridian Bank Tallahassee 315,457 231,345 1.26 0.01 0.00 0.35 0.01 0.37 23 Biscayne Bank Coconut Grove 780,557 647,868 1.02 0.00 0.00 0.38 0.00 0.38 24 Paradise Bank Boca Raton 329,399 227,519 0.95 0.00 0.00 0.47 (0.07) 0.40 25 Marine Bank & Trust Company Vero Beach 216,739 163,501 1.30 0.00 0.00 0.37 0.05 0.42 26 Hillsboro Bank Plant City 133,714 67,393 1.22 0.00 0.00 0.44 0.00 0.44 27 Sunshine Bank Plant City 955,215 694,165 0.52 0.44 0.00 0.16 (0.15) 0.45 28 Community Bank and Trust of Florida Ocala 662,223 275,962 1.51 0.09 0.00 0.36 0.01 0.46 29 Intercontinental Bank West Miami 154,897 68,700 0.69 0.10 0.34 0.00 0.03 0.47 30 Bank of Central Florida Lakeland 482,367 295,954 0.94 0.00 0.00 0.48 (0.01) 0.47 31 American National Bank Oakland Park 293,441 226,897 1.01 0.00 0.00 0.44 0.04 0.48 32 Raymond James Bank, National Association Saint Petersburg 19,178,772 16,180,924 1.15 0.01 0.00 0.40 0.12 0.53 33 HomeBanc Tampa 999,774 681,003 0.57 0.09 0.30 0.12 0.03 0.54 34 FirstAtlantic Bank Jacksonville 451,229 313,296 0.75 0.15 0.02 0.36 0.04 0.57 35 First Bank of the Palm Beaches West Palm Beach 153,652 109,425 1.03 0.00 0.00 0.57 0.00 0.57 36 FineMark National Bank & Trust Fort Myers 1,410,793 1,057,816 1.11 0.01 0.00 0.56 0.00 0.57 37 Florida Community Bank, National Association Weston 9,382,096 6,939,620 0.57 0.13 0.05 0.45 0.01 0.65 38 First National Bank of South Miami South Miami 660,882 438,574 1.25 0.02 0.00 0.61 0.02 0.65 39 First National Bank Northwest Florida Panama City 127,865 64,116 2.11 0.00 0.00 0.95 (0.29) 0.66 40 Florida Business Bank Melbourne 115,894 78,703 1.60 0.00 0.00 0.75 0.06 0.81 41 First Home Bank Seminole 178,787 140,363 3.66 0.24 0.00 0.39 0.21 0.84 42 Floridian Community Bank, Inc. Davie 480,310 386,370 0.87 0.00 0.00 0.91 (0.06) 0.85 43 City National Bank of Florida Miami 8,524,659 5,601,932 0.26 0.12 0.00 0.78 0.00 0.91 44 Sanibel Captiva Community Bank Sanibel 368,112 314,273 0.86 0.19 0.00 0.67 0.09 0.96 45 Continental National Bank Miami 491,755 290,553 1.08 0.31 0.10 0.55 0.04 1.01 46 Preferred Community Bank Fort Myers 117,338 75,709 1.32 0.00 0.00 1.01 0.00 1.01 47 Stonegate Bank Pompano Beach 3,238,047 2,480,938 0.79 0.18 0.00 0.90 (0.02) 1.05 48 Pacific National Bank Miami 496,778 319,508 0.46 0.15 0.00 0.86 0.06 1.07 49 Warrington Bank Pensacola 86,905 22,768 1.33 1.11 0.00 0.00 0.01 1.12 50 Gateway Bank of Central Florida Ocala 276,559 201,485 1.10 0.28 0.00 0.77 0.07 1.13 Source: S&P Global Market Intelligence 13 Florida – Return on Average Equity Ranking

LTM 2016Q1 2015Q1 Total LTM Net Income LTM Net LTM Net Assets Net Income Total ($000)/ Income Income ROAA ROAE Rank Company Name City ($000) ($000) Employees Employee ($000) ($000) (%) (%) 1 First Home Bank Seminole 178,787 5,144 90 57 2,788 1,000 3.45 34.87 2 Sanibel Captiva Community Bank Sanibel 368,112 4,306 77 56 3,816 3,142 1.30 17.18 3 Flagler Bank West Palm Beach 231,061 5,176 30 173 3,669 2,597 1.48 15.73 4 Biscayne Bank Coconut Grove 780,557 9,445 79 120 7,921 5,876 1.29 15.61 5 Raymond James Bank, National Association Saint Petersburg 19,178,772 251,720 201 1,252 191,179 172,873 1.45 15.13 6 Commerce National Bank & Trust Winter Park 111,593 2,557 30 85 1,059 806 1.79 14.58 7 Central Bank Tampa 127,495 1,883 26 72 838 339 1.53 14.52 8 Charlotte State Bank & Trust Port Charlotte 361,638 6,031 90 67 5,130 3,908 1.18 13.55 9 Florida Community Bank, National Association Weston 9,382,096 117,071 638 183 91,382 15,293 1.40 13.51 10 Citizens First Bank The Villages 2,020,358 23,792 274 87 19,673 17,041 1.19 13.23 11 CBC National Bank Fernandina Beach 562,319 8,170 433 19 6,521 4,518 1.43 12.90 12 USAmeriBank Clearwater 4,224,462 47,413 529 90 38,824 30,656 1.18 12.86 13 Englewood Bank & Trust Englewood 280,397 4,363 52 84 3,845 2,317 1.09 12.77 14 Brannen Bank Inverness 499,009 6,751 100 68 5,888 3,662 0.93 12.54 15 Wauchula State Bank Wauchula 648,972 13,583 160 85 12,142 10,734 1.38 12.27 16 CenterState Bank of Florida, National Association Winter Haven 5,320,506 65,547 990 66 28,461 23,926 1.29 12.10 17 Intracoastal Bank Palm Coast 298,407 4,566 32 143 3,728 3,173 1.04 11.43 18 First Colony Bank of Florida Maitland 200,245 3,560 18 198 3,117 2,535 1.17 11.39 19 Gateway Bank of Central Florida Ocala 276,559 2,697 37 73 1,774 1,685 0.98 11.28 20 Bank of Tampa Tampa 1,540,558 13,821 227 61 11,832 10,135 0.94 11.17 21 Paradise Bank Boca Raton 329,399 5,946 49 121 6,564 6,340 1.21 11.10 22 Atlantic Coast Bank Jacksonville 924,683 8,796 183 48 6,212 1,459 0.99 10.55 23 Prime Meridian Bank Tallahassee 315,457 2,626 67 39 1,910 1,264 0.91 10.31 24 Bank of Central Florida Lakeland 482,367 3,643 57 64 2,652 2,649 0.84 10.29 25 BAC Florida Bank Coral Gables 1,996,652 16,134 169 95 12,670 11,593 0.84 10.20 26 Gateway Bank of Southwest Florida Sarasota 309,354 2,713 44 62 2,162 1,610 0.92 10.15 27 Apollo Bank Miami 573,459 5,566 93 60 3,097 467 1.01 10.02 28 Marquis Bank Coral Gables 470,894 4,018 51 79 2,701 1,398 0.95 9.83 29 First State Bank of the Florida Keys Key West 896,675 11,838 176 67 10,112 7,911 0.89 9.73 30 BankUnited, National Association Miami Lakes 27,881,033 250,476 1,649 152 267,604 197,377 0.94 9.62 31 First Federal Bank of Florida Lake City 1,311,712 15,160 364 42 12,656 12,946 1.19 9.54 32 First City Bank of Florida Fort Walton Beach 213,089 533 49 11 (353) 206 0.26 9.46 33 Community Bank and Trust of Florida Ocala 662,223 5,219 130 40 4,616 6,075 0.79 9.08 34 FirstCity Bank of Commerce Palm Beach Gardens 88,584 679 15 45 (59) 99 0.83 9.04 35 Palm Beach Community Bank West Palm Beach 345,988 5,479 48 114 5,793 3,986 1.08 9.00 36 Stonegate Bank Pompano Beach 3,238,047 30,233 333 91 26,835 15,744 1.05 8.97 37 Gateway Bank of Florida Daytona Beach 290,375 2,580 32 81 1,737 1,632 0.88 8.95 38 First National Bank of Mount Dora Mount Dora 230,268 2,901 72 40 1,571 1,095 1.30 8.92 39 HomeBanc Tampa 999,774 7,206 100 72 6,762 4,631 0.72 8.62 40 First Bank Clewiston 336,637 2,262 88 26 2,171 1,621 0.72 8.47 41 United Southern Bank Umatilla 504,382 3,710 126 29 2,788 2,352 0.75 8.44 42 American National Bank Oakland Park 293,441 3,139 37 85 2,419 2,237 1.14 8.43 43 Heartland National Bank Sebring 353,639 2,697 57 47 2,324 2,141 0.79 8.40 44 Hillsboro Bank Plant City 133,714 1,445 22 66 1,263 1,124 1.11 8.36 45 Seaside National Bank & Trust Orlando 1,623,671 9,854 165 60 6,807 4,064 0.66 8.22 46 City National Bank of Florida Miami 8,524,659 81,211 578 141 48,339 42,585 1.06 8.17 47 Summit Bank, National Association Panama City 389,143 3,412 50 68 2,706 2,670 0.93 7.79 48 EverBank Jacksonville 27,766,195 170,267 2,860 60 155,857 137,280 0.62 7.78 49 Oculina Bank Vero Beach 300,019 1,995 67 30 1,703 2,571 0.72 7.77 50 First Florida Bank Destin 380,615 2,931 70 42 2,761 2,649 0.81 7.55 Source: S&P Global Market Intelligence 14 Florida – Overall Ranking

Total Net Interest Noninterest Total Asset Assets Margin Income Overhead Quality ROAE Overall Rank Company Name City ($000) Rank Rank Rank Rank Rank Rank 1 Sanibel Captiva Community Bank Sanibel 368,112 4 59 50 44 2 31.8 2 Paradise Bank Boca Raton 329,399 14 17 99 24 21 35.0 3 First Home Bank Seminole 178,787 1 1 132 41 1 35.2 4 CenterState Bank of Florida, National Association Winter Haven 5,320,506 12 16 67 70 16 36.2 5 Gateway Bank of Southwest Florida Sarasota 309,354 69 47 39 3 26 36.8 6 Biscayne Bank Coconut Grove 780,557 60 100 5 23 4 38.4 7 Flagler Bank West Palm Beach 231,061 19 84 9 85 3 40.0 8 Freedom Bank Saint Petersburg 212,985 22 60 54 15 52 40.6 9 Intracoastal Bank Palm Coast 298,407 44 124 17 3 17 41.0 9 Prime Meridian Bank Tallahassee 315,457 50 57 53 22 23 41.0 11 Florida Community Bank, National Association Weston 9,382,096 85 73 3 37 9 41.4 12 Marquis Bank Coral Gables 470,894 56 102 26 3 28 43.0 13 American National Bank Oakland Park 293,441 23 109 29 31 42 46.8 14 Stonegate Bank Pompano Beach 3,238,047 34 102 18 47 36 47.4 15 Englewood Bank & Trust Englewood 280,397 54 36 47 92 13 48.4 16 CBC National Bank Fernandina Beach 562,319 20 2 134 80 11 49.4 16 Community Bank and Trust of Florida Ocala 662,223 106 42 38 28 33 49.4 18 Oculina Bank Vero Beach 300,019 88 49 46 18 49 50.0 19 Seacoast National Bank Stuart 4,763,372 38 29 71 59 55 50.4 19 Apollo Bank Miami 573,459 15 78 72 60 27 50.4 21 BAC Florida Bank Coral Gables 1,996,652 118 43 10 57 25 50.6 22 Central Bank Tampa 127,495 94 6 92 56 7 51.0 23 Commerce National Bank & Trust Winter Park 111,593 31 4 130 87 6 51.6 24 Wauchula State Bank Wauchula 648,972 6 88 33 121 15 52.6 25 Summit Bank, National Association Panama City 389,143 79 30 55 53 47 52.8 25 First Colony Bank of Florida Maitland 200,245 36 127 21 62 18 52.8 25 City National Bank of Florida Miami 8,524,659 104 67 4 43 46 52.8 25 USAmeriBank Clearwater 4,224,462 78 94 14 66 12 52.8 29 Hillsboro Bank Plant City 133,714 76 113 7 26 44 53.2 29 Jefferson Bank of Florida Oldsmar 300,502 64 102 44 6 50 53.2 31 Gateway Bank of Central Florida Ocala 276,559 66 107 25 50 19 53.4 32 BankUnited, National Association Miami Lakes 27,881,033 61 91 28 58 30 53.6 33 FirstAtlantic Bank Jacksonville 451,229 15 105 57 34 59 54.0 34 HomeBanc Tampa 999,774 125 64 12 33 39 54.6 34 Bank of Tampa Tampa 1,540,558 91 46 49 67 20 54.6 36 Raymond James Bank, National Association Saint Petersburg 19,178,772 109 130 1 32 5 55.4 37 FineMark National Bank & Trust Fort Myers 1,410,793 115 20 56 36 53 56.0 38 EverBank Jacksonville 27,766,195 115 43 24 52 48 56.4 39 Floridian Community Bank, Inc. Davie 480,310 29 78 70 42 66 57.0 40 Palm Beach Community Bank West Palm Beach 345,988 17 113 35 86 35 57.2 41 Bank of Central Florida Lakeland 482,367 95 119 19 30 24 57.4 42 First Bank Clewiston 336,637 18 32 95 105 40 58.0 43 Citizens First Bank The Villages 2,020,358 129 54 2 96 10 58.2 44 Charlotte State Bank & Trust Port Charlotte 361,638 80 13 78 114 8 58.6 45 Drummond Community Bank Chiefland 491,021 3 22 111 99 60 59.0 46 Preferred Community Bank Fort Myers 117,338 40 39 77 46 96 59.6 46 Atlantic Coast Bank Jacksonville 924,683 102 27 63 84 22 59.6 48 Seaside National Bank & Trust Orlando 1,623,671 110 61 32 54 45 60.4 49 Surety Bank Deland 97,261 8 23 103 102 67 60.6 49 Brannen Bank Inverness 499,009 99 70 23 97 14 60.6 Source: S&P Global Market Intelligence 15 3290 Northside Parkway NW, Suite 800 Atlanta, GA 30327 (404) 848-1571

200 Providence Rd., Suite 207 Charlotte, NC 28207 (704) 228-0556