DOCSLIB.ORG

Sheet1 6473 26 JAN 2011 AIB-0072260 HABIB BANK

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Sheet1 6473 26 JAN 2011 AIB-0072260 HABIB BANK Sheet1 6473 26 JAN 2011 AIB-0072260 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6474 26 JAN 2011 NIB-0104510 NIB BANK LIMITED-FAISALABAD LIAQUAT ROAD 6475 26 JAN 2011 AIB-0072276 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6476 26 JAN 2011 NIB-0104510 NIB BANK LIMITED-FAISALABAD LIAQUAT ROAD 6477 26 JAN 2011 HBL-2047204 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6478 26 JAN 2011 HBL-2001175 HABIB BANK LIMITED-FAISALABAD D-GROUND 6479 26 JAN 2011 HBL-2047208 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6480 26 JAN 2011 HBL-2021656 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6481 26 JAN 2011 BAF-0306426 BANK AL FALAH LIMITED - FAISALABAD PEOPLES COLONY 6482 26 JAN 2011 HBL-2047629 ALBARAKA BANK (PAKISTAN) LTD--FSB CIVIL LINE 6483 26 JAN 2011 RBS-0285085 FAYSAL BANK LIMITED FAISALABAD LIAQUAT ROAD 6484 26 JAN 2011 HBL-2047223 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6485 26 JAN 2011 ABL-0066108 CITI BANK N A - FAISALABAD FAISAL ABAD 6486 26 JAN 2011 HBL-2022037 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6487 26 JAN 2011 AIB-0073741 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6488 26 JAN 2011 AIB-0073756 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6489 26 JAN 2011 AIB-0072265 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6490 26 JAN 2011 HBL-2022035 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6491 26 JAN 2011 AIB-0072264 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6492 26 JAN 2011 ABL-0070976 ALLIED BANK LTD-FAISALABAD KOTWALI ROAD 6493 26 JAN 2011 AIB-0072263 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6494 26 JAN 2011 ABL-0053759 ALLIED BANK LTD-FAISALABAD KOTWALI ROAD 6495 26 JAN 2011 AIB-0072261 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6496 26 JAN 2011 HBL-2021845 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6497 26 JAN 2011 ABL-0053758 ALLIED BANK LTD-FAISALABAD KOTWALI ROAD 6498 26 JAN 2011 HBL-2020464 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6499 26 JAN 2011 HBL-2022145 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6500 26 JAN 2011 BAF-0332885 BANK AL FALAH LIMITED - FAISALABAD KATCHERY BAZAR 6501 26 JAN 2011 BAF-0314743 BANK AL FALAH LIMITED - FAISALABAD LIAQAT ROAD 6502 26 JAN 2011 SILK-0044937 SILK BANK LIMITED-FAISALABAD KOTWALI ROAD 6503 26 JAN 2011 BAF-0332879 BANK AL FALAH LIMITED - FAISALABAD MEDICAL COLLEGE ROAD 6504 26 JAN 2011 HBL-2022082 UNITED BANK LIMITED - FAISALABAD CIRCULR ROAD 6505 26 JAN 2011 RBS-0285005 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6506 26 JAN 2011 HBL-2021416 SONERI BANK LIMITED-FAISALABAD CHINIOT BAZAR 6507 26 JAN 2011 HMB-0685770 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6508 26 JAN 2011 MBL-0097505 MEEZAN BANK LIMITED-FAISALABAD SERENA HOTEL 6509 26 JAN 2011 BAF-0303715 BANK AL FALAH LIMITED - FAISALABAD LIAQAT ROAD 6510 26 JAN 2011 MBL-0097507 MEEZAN BANK LIMITED-FAISALABAD SERENA HOTEL 6511 26 JAN 2011 HBL-2020925 ASKARI BANK LTD-FAISALABAD UNIVERSITY ROAD 6512 26 JAN 2011 SILK-0041363 SILK BANK LIMITED-FAISALABAD KOTWALI ROAD 6513 26 JAN 2011 RBS-0283169 FAYSAL BANK LIMITED FAISALABAD LIAQAT ROAD 6514 26 JAN 2011 UBL-1025411 UNITED BANK LIMITED - FAISALABAD CIRCULR ROAD 6515 26 JAN 2011 ABL-0064963 ALLIED BANK LTD-FAISALABAD KOTWALI ROAD 6516 26 JAN 2011 UBL-1025409 ALBARAKA BANK (PAKISTAN) LTD--FSB LIAQAT ROAD 6517 26 JAN 2011 ABL-0064954 ALLIED BANK LTD-FAISALABAD GOLE CLOTH 6518 26 JAN 2011 BOP-0052668 ALBARAKA BANK (PAKISTAN) LTD--FSB CIVIL LINES 6519 26 JAN 2011 UBL-1025252 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6520 26 JAN 2011 HBL-2001279 BANK AL FALAH LIMITED - FAISALABAD PEOPLES COLONY 6521 26 JAN 2011 MCB-1055401 MCB Bank Limited - FAISALABAD CIRCULAR ROAD 6522 26 JAN 2011 HMB-0629942 HABIB METROPOLITAN BANK LTD-FSB SARGODHA ROAD 6523 26 JAN 2011 AHB-0472490 BANK AL HABIB LTD - FAISALABAD BANK SQUARE 6524 26 JAN 2011 HBL-1985386 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6525 26 JAN 2011 AHB-0472494 BANK AL HABIB LTD - FAISALABAD BANK SQUARE 6526 26 JAN 2011 AKBL-0539663 ASKARI BANK LTD-FAISALABAD UNIVRSITY ROAD 6527 26 JAN 2011 AHB-0492010 BANK AL HABIB LTD - FAISALABAD CIRCULAR ROAD 6528 26 JAN 2011 AHB-0472113 BANK AL HABIB LTD - FAISALABAD BANK SQUARE 6529 26 JAN 2011 AKBL-0539663 ASKARI BANK LTD-FAISALABAD UNIVERSITY ROAD 6530 26 JAN 2011 HBL-2022110 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6531 26 JAN 2011 ABL-0064789 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6532 26 JAN 2011 AHB-0472484 BANK AL HABIB LTD - FAISALABAD BANK SQUARE 6533 26 JAN 2011 HBL-2021660 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6534 26 JAN 2011 AIB-0073747 HABIB BANK LIMITED-FAISALABAD CIRCULR ROAD 6535 26 JAN 2011 AIB-0073764 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6536 26 JAN 2011 AIB-0073742 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6537 26 JAN 2011 SILK-0044913 SILK BANK LIMITED-FAISALABAD KOTWALI ROAD 6538 26 JAN 2011 ABL-0070201 STANDARD CHARTERED BANK PAK -FSD KOTWALI ROAD 6539 26 JAN 2011 BAF-0380112 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6540 26 JAN 2011 BAF-0380118 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6541 26 JAN 2011 BAF-0299867 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6542 26 JAN 2011 ABL-0071268 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6543 26 JAN 2011 MBL-0097474 NATIONAL BANK OF PAK - FAISALABAD CIVIL LINES 6544 26 JAN 2011 HMB-0629359 HABIB METROPOLITAN BANK LTD-FSB SARGODHA ROAD 6545 26 JAN 2011 NBP-0021066 NATIONAL BANK OF PAK - FAISALABAD CIVIL LINES 6546 26 JAN 2011 ABL-0053764 ALLIED BANK LTD-FAISALABAD KOTWALI ROAD 6547 26 JAN 2011 HML-0097379 HABIB METROPOLITAN BANK LTD-FSB SARGODHA ROAD 6548 26 JAN 2011 HBL-1915952 NIB BANK LIMITED-FAISALABAD BILAL PLAZA 6549 26 JAN 2011 MBL-0097517 MEEZAN BANK LIMITED-FAISALABAD SERENA HOTEL 6550 26 JAN 2011 HMB-0629446 HABIB METROPOLITAN BANK LTD-FSB SARGODHA ROAD 6551 26 JAN 2011 MBL-0092221 SILK BANK LIMITED-FAISALABAD KOTWALI ROAD 6552 26 JAN 2011 AKBL-0538998 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6553 26 JAN 2011 HBL-2021903 SONERI BANK LIMITED-FAISALABAD CHINIOT BAZAR 6554 26 JAN 2011 HBL-1956746 HABIB BANK LIMITED-FAISALABAD SATYANA ROAD 6555 26 JAN 2011 UBL-1020090 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6556 26 JAN 2011 UBL-1025012 THE BANK OF PUNJAB - FAISALABAD RAILWAY ROAD 6557 26 JAN 2011 HMB-0685759 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6558 26 JAN 2011 BOP-0052684 UNITED BANK LIMITED - FAISALABAD KOTWALI ROAD 6559 26 JAN 2011 HBL-1956883 HABIB BANK LIMITED-FAISALABAD SATYANA ROAD 6560 26 JAN 2011 HBL-2019772 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6561 26 JAN 2011 BAF-0311599 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6562 26 JAN 2011 HMB-0685759 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6563 26 JAN 2011 BAF-0314707 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6564 26 JAN 2011 HBL-1956725 HABIB BANK LIMITED-FAISALABAD SATYANA ROAD 6565 26 JAN 2011 BAF-0314708 BANK AL FALAH LIMITED - FAISALABAD LIAQUT ROAD 6566 26 JAN 2011 HBL-2020920 THE BANK OF PUNJAB - FAISALABAD RAILWAY ROAD 6567 26 JAN 2011 AKBL-0539739 ASKARI BANK LTD-FAISALABAD UNIVERSITY ROAD 6568 26 JAN 2011 AKBL-0539299 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6569 26 JAN 2011 HBL-2022183 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6570 26 JAN 2011 UBL-1025553 SONERI BANK LIMITED-FAISALABAD CHINIOT BAZAR 6571 26 JAN 2011 AKBL-0538609 ASKARI BANK LTD-FAISALABAD UNIVERSITY ROAD 6572 26 JAN 2011 AKBL-0525092 ASKARI BANK LTD-FAISALABAD UNIVERSITY ROAD 6573 26 JAN 2011 SBL-0310546 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6574 26 JAN 2011 HMB-0635754 HABIB METROPOLITAN BANK LTD-FSB SARGODHA ROAD 6575 26 JAN 2011 AKBL-0539719 ASKARI BANK LTD-FAISALABAD UNIVERSITY ROAD 6576 26 JAN 2011 HMB-0686254 HABIB METROPOLITAN BANK LTD-FSB SARGODHA ROAD 6577 26 JAN 2011 AHB-0469677 BANK AL HABIB LTD - FAISALABAD BANK SQUARE 6578 26 JAN 2011 HBL-2020107 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6579 26 JAN 2011 AHB-0472582 BANK AL HABIB LTD - FAISALABAD CIRCULAR ROAD 6580 26 JAN 2011 HMB-0602439 BANK AL HABIB LTD - FAISALABAD BANK SQUARE 6581 26 JAN 2011 SCP-0124509 HABIB BANK LIMITED-FAISALABAD CIRCULAR ROAD 6582 26 JAN 2011 MBL-0097374 MEEZAN BANK LIMITED-FAISALABAD SERENA HOTEL 6583 26 JAN 2011 HBL-2022172 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6584 26 JAN 2011 MCB-1030774 MCB Bank Limited - FAISALABAD SERENA HOTEL 6585 26 JAN 2011 NIB-0101581 STANDARD CHARTERED BANK PAK -FSD LIAQUAT ROAD 6586 26 JAN 2011 AHB-0492007 BANK AL HABIB LTD - FAISALABAD CIRCULAR ROAD 6587 26 JAN 2011 HMB-0601984 HABIB METROPOLITAN BANK LTD-FSB SARGODHA ROAD 6588 26 JAN 2011 AHB-0454855 BANK AL HABIB LTD - FAISALABAD CIRCULAR ROAD 6589 26 JAN 2011 AHB-0469601 BANK AL FALAH LIMITED - FAISALABAD LIAQAT ROAD 6590 26 JAN 2011 BAF-0299795 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6591 26 JAN 2011 NIB-0102939 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6592 26 JAN 2011 AHB-0469615 BANK AL FALAH LIMITED - FAISALABAD LIAQAT ROAD 6593 26 JAN 2011 HBL-2000767 HABIB BANK LIMITED-FAISALABAD D-GROUND 6594 26 JAN 2011 BAF-0207889 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6595 26 JAN 2011 AHB-0469602 BANK AL FALAH LIMITED - FAISALABAD LIAQAT ROAD 6596 26 JAN 2011 BAF-0207889 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6597 26 JAN 2011 UBL-0997349 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6598 26 JAN 2011 AKBL-0539481 ASKARI BANK LTD-FAISALABAD UNIVERSITY ROAD Page 67 Sheet1 6599 26 JAN 2011 BAF-0343845 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6600 26 JAN 2011 HBL-2022086 UNITED BANK LIMITED - FAISALABAD BANK SQUARE 6601 26 JAN 2011 HBL-1991323 HABIB BANK LIMITED-FAISALABAD CIRCUAR ROAD 6602 26 JAN 2011 BAF-0382845 BANK AL FALAH LIMITED - FAISALABAD LIAQUAT ROAD 6603 26
Load more

Recommended publications
  • Prospectus, Especially the Risk Factors Given at Para 4.11 of This Prospectus Before Making Any Investment Decision
    ADVICE FOR INVESTORS INVESTORS ARE STRONGLY ADVISED IN THEIR OWN INTEREST TO CAREFULLY READ THE CONTENTS OF THIS PROSPECTUS, ESPECIALLY THE RISK FACTORS GIVEN AT PARA 4.11 OF THIS PROSPECTUS BEFORE MAKING ANY INVESTMENT DECISION. SUBMISSION OF FALSE AND FICTITIOUS APPLICATIONS ARE PROHIBITED AND SUCH APPLICATIONS’ MONEY MAY BE FORFEITED UNDER SECTION 87(8) OF THE SECURITIES ACT, 2015. SONERI BANK LIMITED PROSPECTUS THE ISSUE SIZE OF FULLY PAID UP, RATED, LISTED, PERPETUAL, UNSECURED, SUBORDINATED, NON-CUMULATIVE AND CONTINGENT CONVERTIBLE DEBT INSTRUMENTS IN THE NATURE OF TERM FINANCE CERTIFICATES (“TFCS”) IS PKR 4,000 MILLION, OUT OF WHICH TFCS OF PKR 3,600 MILLION (90% OF ISSUE SIZE) ARE ISSUED TO THE PRE-IPO INVESTORS AND PKR 400 MILLION (10% OF ISSUE SIZE) ARE BEING OFFERED TO THE GENERAL PUBLIC BY WAY OF INITIAL PUBLIC OFFER THROUGH THIS PROSPECTUS RATE OF RETURN: PERPETUAL INSTRUMENT @ 6 MONTH KIBOR* (ASK SIDE) PLUS 2.00% P.A INSTRUMENT RATING: A (SINGLE A) BY THE PAKISTAN CREDIT RATING COMPANY LIMITED LONG TERM ENTITY RATING: “AA-” (DOUBLE A MINUS) SHORT TERM ENTITY RATING: “A1+” (A ONE PLUS) BY THE PAKISTAN CREDIT RATING AGENCY LIMITED AS PER PSX’S LISTING OF COMPANIES AND SECURITIES REGULATIONS, THE DRAFT PROSPECTUS WAS PLACED ON PSX’S WEBSITE, FOR SEEKING PUBLIC COMMENTS, FOR SEVEN (7) WORKING DAYS STARTING FROM OCTOBER 18, 2018 TO OCTOBER 26, 2018. NO COMMENTS HAVE BEEN RECEIVED ON THE DRAFT PROSPECTUS. DATE OF PUBLIC SUBSCRIPTION: FROM DECEMBER 5, 2018 TO DECEMBER 6, 2018 (FROM: 9:00 AM TO 5:00 PM) (BOTH DAYS INCLUSIVE) CONSULTANT TO THE ISSUE BANKERS TO THE ISSUE (RETAIL PORTION) Allied Bank Limited Askari Bank Limited Bank Alfalah Limited** Bank Al Habib Limited Faysal Bank Limited Habib Metropolitan Bank Limited JS Bank Limited MCB Bank Limited Silk Bank Limited Soneri Bank Limited United Bank Limited** **In order to facilitate investors, United Bank Limited (“UBL”) and Bank Alfalah Limited (“BAFL”) are providing the facility of electronic submission of application (e‐IPO) to their account holders.
    [Show full text]
  • Sr. # E Form No Name of Bank Branch Date of Credit 1 Abl-0069822 Allied Bank
    SBP BSC (BANK ) LAHORE SR. DATE OF E FORM NO NAME OF BANK BRANCH # CREDIT 1 ABL-0069822 ALLIED BANK LTD - LAHORE GULBERG BR. 20 FEB 2015 2 AHB-0568705 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 3 AHB-0568631 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 4 AHB-0568649 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 5 AHB-0526748 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 6 AHB-0526749 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 7 AHB-0526747 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 8 AHB-0526753 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 9 AHB-0526742 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 10 AHB-0568545 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 11 AHB-0568673 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 12 AHB-0526754 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 13 AHB-0526758 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 14 AHB-0568533 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 15 AHB-0570419 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 16 AHB-0543020 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 17 AHB-0568548 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 18 AHB-0526751 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 19 AHB-0526756 BANK AL HABIB LIMITED - LAHORE MAIN BR. 20 FEB 2015 20 AHB-0568670 BANK AL HABIB LIMITED - LAHORE MAIN BR.
    [Show full text]
  • WHY SILK? 111-007-455 2009 Inspiration for the Name Silkbank Comes from the Silk Route - a Trade Corridor Connecting Asia to Europe and the Rest of the World
    Silkbank Building ANNUAL I.I. Chundrigar Road, Karachi REPORT www.silkbank.com.pk WHY SILK? 111-007-455 2009 Inspiration for the name Silkbank comes from the Silk Route - a trade corridor connecting Asia to Europe and the rest of the world. Silk, known for its distinctive properties and characteristics, symbolizes Silkbank’s brand beliefs. Premium & Upscale Silk is known for class and premium quality. Silkbank is positioned as an upscale bank providing its customers with premium banking experience. Talent & Innovation Silk embodies talent and timeless innovation. Silkbank promises its customers innovative products delivered through talented staff. Strong & Reliable Silk is amongst the strongest fibres known to mankind. Silkbank derives its strength from its strong international institutional sponsors giving it credibility and reliability. Dependable Silk through the times has held its value. Silkbank driven by a team of professionals provides an optimal experience that you can depend on. Contents Vision & Mission 02 Chairman's Message 03 Silkbank Products President & CEO's Message 05 Senior Management Committee 07 Assets Corporate Information 11 Directors’ Report 15 Statement of Compliance with the Code of Liabilities Corporate Governance 23 Statement of Internal Control 25 Notice of AGM 29 Review Report to the Members on Statement of Compliance with the Best Practices of Code of Corporate Governance 30 Independent Auditors’ Report 33 Balance Sheet 37 Profit and Loss Account 38 Statement of Comprehensive Income 39 Cash Flow Statement
    [Show full text]
  • Snapshot of Results of Banks in Pakistan Snapshot of Results of Banks in Pakistan Six Months Period Ended 30 June 2016
    KPMG Taseer Hadi & Co. Chartered Accountants Snapshot of results of Banks in Pakistan Snapshot of results of banks in Pakistan Six months period ended 30 June 2016 This snapshot has been prepared by KPMG Taseer Hadi & Co. and summarizes the performance of selected banks in Pakistan for the 6 months period ended 30 June 2016. The information contained in this snapshot has been obtained from the published consolidated financial statements of the banks and where consolidated financial statements were not available, standalone financials have been used. Reference should be made to the published financial statements of the banks to enhance the understanding of ratios and analysis of performance of a particular bank. We have tried to provide relevant financial analysis of the banks which we thought would be useful for benchmarking and comparison. However, we welcome any comments, which would facilitate in improving the contents of this document. The comments may be sent on [email protected] Dated: 23 September 2016 Karachi © 2016 KPMG Taseer Hadi & Co., a Partnership firm registered in Pakistan and a member firm of the KPMG network of independent member firms affiliated with KPMG International Cooperative (“KPMG International”), a Swiss entity. All rights reserved. 2 Document Classification: KPMG Public HBL NBP UBL MCB ABL BAF 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 2016 2015 Ranking By total assets 1 1 2 2 3 3 4 4 5 5 6 6 By net assets 1 1 2 2 3 3 4 4 5 5 7 7 By profit before tax 1 1 4 4 2 3 3 2 5 5 7 8 Profit before tax * 28,298
    [Show full text]
  • The Road to Inclusion 2015 FINCA ANNUAL REPORT the FINCA Journey: Founder’S Letter
    The Road to Inclusion 2015 FINCA ANNUAL REPORT The FINCA Journey: Founder’s Letter From its birth, FINCA’s purpose has The very scope and rapidity of FINCA’s growth, and that been inclusion: to serve the world’s most of the global microfinance movement, is testimony to how large was the exclusion that existed around the disadvantaged citizens. world, particularly with regard to women’s access to credit. Today, millions of mothers and fathers in the When FINCA launched its first “Village Banks” in the developing world have not one but several microfinance 1980s, our purpose was to assist illiterate, unemployed, providers who will give a small loan of working capital— and poverty-stricken families—especially mothers— often accessed by cellphone within a matter of minutes. with $50 loans to create businesses capable of generating $2–$3 of extra income per day. This result, Inclusion of women, and rapid access to working we trusted, would be just enough to improve their capital (or savings), is just the start of another process children’s nutrition, keep them in school and still set of inclusion. A growing business enables a FINCA aside a few cents per day in savings. borrower to improve her family’s nutrition and health, to keep her children in school, to buy a solar-powered This was a revolutionary proposition at the time. lamp and to simply hope and plan for the future. A child Throughout the underdeveloped world, 80% of citizens, who stays in school long enough to become numerate women in particular, were excluded from access to and literate will be able to earn a wage five times greater credit from the commercial banking system.
    [Show full text]
  • Pace (Pakistan) Limited
    PACE (PAKISTAN) LIMITED UNCONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD ENDED 30 SEPTEMBER 2020 Pace (Pakistan) Limited Company Information Board of Directors Shehryar Ali Taseer (Chairman) Non-Executive Aamna Taseer (CEO) Executive Shahbaz Ali Taseer Executive Shehrbano Taseer Non-Executive Mian Ehsan Ul Haq Non-Executive Kanwar Latafat Ali Khan Independent Shavez Ahmad Independent Chief Financial Officer Amir Hafeez Audit Committee Shavez Ahmad (Chairman) Mian Ehsan Ul Haq Kanwar Latfat Ali Khan Human Resource and Remuneration (HR&R) Committee Shavez Ahmad (Chairman) Aamna Taseer Kanwar Latafat Ali Khan Company Secretary Sajjad Ahmad Auditors KPMG Taseer Hadi & Co. Chartered Accountants Legal Advisers M/s. Imtiaz Siddiqui & Associates Bankers Allied Bank Limited Albaraka Bank (Pakistan) Limited Askari Bank Limited Bank Alfalah Limited Faysal Bank Limited Habib Bank Limited KASB Bank Limited MCB Bank Limited National Bank of Pakistan NIB Bank Limited Silkbank Limited Soneri Bank Limited Pair Investment Company Limited The Bank of Punjab United Bank Limited Registrar and Shares Transfer Office Corplink (Pvt.) Limited Wings Arcade, 1-K Commercial Model Town, Lahore Tele: + 92-42-5839182 Registered Office/Head Office 2nd Floor, Pace Shopping Mall Fortress Stadium, Lahore Cantt Lahore, Pakistan (042)-36623005/6/8 Fax: (042) 36623121, 36623122 DIRECTOR’S REPORT TO THE SHAREHOLDERS The Directors of Pace (Pakistan) Limited (“the Company”) take pleasure in presenting to its shareholders the Unconsolidated Interim Financial Statements of the Company for the quarter ended September 30, 2020. Operating Results: During period under review, the sales of the Company showed a decrease of Rs 51.85 million to come at Rs 89.57 million as compared to Rs.
    [Show full text]
  • The Relative Efficiency of Commercial Banks in Pakistan with Respect to Size and Ownership Structure During and After Global Financial Crisis
    Journal of Accounting and Finance in Emerging Economies Vol 4, No 2, December 2018 Volume and Issues Obtainable at Center for Sustainability Research and Consultancy Journal of Accounting and Finance in Emerging Economies ISSN: 2519-0318ISSN (E) 2518-8488 Volume 4: Issue 2 December 2018 Journal homepage: publishing.globalcsrc.org/jafee The Relative Efficiency of Commercial Banks in Pakistan with Respect to Size and Ownership Structure During and After Global Financial Crisis 1Allah Bakhsh khan, 2Syed Zulfiqar Ali Shah, 3Muhammad Abbas, 4Qaiser Maqbool khan 1 Asst Professor (Commerce) Bahauddin Zakariya University, Multan, and PhD Scholar at International Islamic University, Islamabad. Pakistan. Email: [email protected] 2 Associate Professor, Faculty of Management Sciences, International Islamic University, Islamabad. Pakistan. 3 Assistant Professor, Air University, Multan Campus. Email: [email protected] 4 PhD Scholar at Department of Commerce, Bahauddin Zakariya University, Multan. Pakistan. Email:[email protected] ARTICLE DETAILS ABSTRACT History Purpose: This study has been carried out to find out the relative efficiency Revised format: Nov2018 of the commercial banks in Pakistan over a five- year period from 2006 to Available Online: Dec 2018 year 2010 using Frontier Approach of efficiency. The commercial banks included in this research paper are public sector banks, privatized banks, Keywords domestic private banks, and foreign banks. In addition to overall efficiency Efficiency, Banks, comparison of the commercial banks, this study has also tested the effect of Financial Intermediation, size and ownership structure of the commercial banks in Pakistan on their Moral Hazard, Data efficiency. Data/Design/Methodology/Approach: Out of 44 banks, 21 commercial JEL Classification: banks have been chosen, which, in terms of deposits, account for about 94 D61,E58,E44,Y10 percent of total deposits of the banking sector (Rs.5,124,308 million) as on December, 2010.
    [Show full text]
  • Annual Report for the Year Ended December 31, 2012 Cover Concept
    Annual Report for the year ended December 31, 2012 Cover Concept In today’s challenging environment, we face unprecedented uncertainties across a range of issues. Yet, we still believe that real success lies in always moving ahead; in the relentless pursuit of solutions. At Askari Bank, we believe in leading the way forward. Our fundamental aim is to integrate our offerings with the changing lifestyles of our valued customers – so that we can better assist in their banking needs and also help in shaping their future. On our cover this year, we express our long- standing conviction – of thinking ahead and banking forward. Annual Report of Askari Bank Limited for 2012 Contents 02 21 Years of Banking Unconsolidated Financial Consolidated Financial 04 Vision & Mission Statements of Askari Bank Statements of Askari Bank 06 Our Thinking 08 Products & Services Limited Limited and its Subsidiaries 12 Corporate Philosophy 16 Corporate Information 63 Statement of Compliance 131 Auditors’ Report to the 17 Entity Ratings 65 Review Report to the Members 18 Directors’ Profile Members 132 Consolidated Statement of Financial 22 Board Committees 66 Auditors’ Report to the Position 24 Management Committees Members 133 Consolidated Profit and Loss 26 Notice of 21st Annual General Meeting 68 Unconsolidated Statement of Financial Account 28 Management Position 134 Consolidated Statement of 69 Unconsolidated Profit and Loss Account Comprehensive Income 29 Organogram 70 Unconsolidated Statement of 135 Consolidated Cash Flow 30 Corporate Social Comprehensive
    [Show full text]
  • A Case of NIB Bank Pakistan
    SEISENSE Journal of Management Vol. 1. Issue 4. September 2018 DOI: 10.5281/zenodo.1344127 Post-Merger Corporate Performance: A Case of NIB Bank Pakistan. Fariha Batool Hailey College of Banking and Finance, University of the Punjab, Pakistan Misaal Naeem Hailey College of Banking and Finance, University of the Punjab, Pakistan Abstract This study measures whether the mergers generate efficient, trustworthy and wide- ranging capital base for the bank that completely comprised mergers and to what range mergers of banks increase the confidence of the investors, the customers, the shareholders and capacity to finance the real time sector. For the purpose total 9 ratios under profitability ratios and other ratios applied on key financial figures to analyze the selected bank performance. Key figures were taken from the website of the NIB bank. Data was taken from 2004-07 before merger and 2008-12 after the merger. Keywords Merger, Banks, Pakistan, Post Merger Corporate Performance Introduction Over the years the Pakistani banking sector has experienced extraordinary change, in ownership composition, provisions of a number of organizations, along with the depth of operations. These alterations have been prejudiced commonly by challenges invented by deregulation in rules of the financial sector, globalization of processes, procedural inventions and acceptance of managerial and prudential requirements that kneel to global codes. After the declaration by the state bank of Pakistan, that banks in Pakistan should strengthen their minimum capital adequacy ratio in relation to the bank risk weighted assets or set by SBP, the trend of merger and acquisitions that now swept through the banking sector has been started.
    [Show full text]
  • Camels Rating System for Banking Industry in Pakistan
    CAMELS RATING SYSTEM FOR BANKING INDUSTRY IN PAKISTAN Does CAMELS system provide similar rating as PACRA system in assessing the performance of banks in Pakistan? Authors: Haseeb Zaman Babar Gul Zeb Supervisor: Catherine Lions Students Umea School of Business Spring Semester 2011 Master Thesis, One-Year, 15hp II Abstract Financial sector of an economy plays an important role in its economic development and prosperity of the country. Banking industry serves as the backbone of the financial sector that accumulates saving from surplus economic units in the form of deposits and provides it to deficit economic units in the form of advances. Banking industry provides support to economy and industries in specific in the time of recessions and economic crisis. But when banks are at the heart of economic recession or banks are the cause of financial crisis like the recent past financial crisis 2007-09, it makes the situation worst for economic recovery. So it is of great importance to keenly observe the performance of the banks and their compliance with the regulatory requirements. Performance of the banks is measured at two levels, one is at the management and regulatory level of the banks and another is at external rating agencies. Purpose of regulatory and supervisory rating systems is to measure the bank performance at internal level and its compliance with regulatory requirements to keep the bank on right track. These ratings are highly confidential and are only available to the bank management. External credit rating agencies examine and evaluate the banks and issue ratings for the general public and investors in particulars.
    [Show full text]
  • FINANCIAL CHECKS – Agent Checklist
    FINANCIAL CHECKS – Agent Checklist Student Name Date of Birth Agent (Agency) Name You should provide evidence of funds as outlined below. This checklist will assist you to calculate required funds. For information on the financial capacity requirement see http://www.border.gov.au/Trav/Stud/More/Student- Visa-Living-Costs-and-Evidence-of-Funds. Instructions: Please complete this checklist and return it together with bank/agent certified financial documents to [email protected] . All documents must be certified by the Financial Institution, Bank, a Notary Public or your Education Agent. If you are providing bank statements, they must be for the last 6 months ONLY and should be a summary. No more than 10 pages will be accepted. You can choose to provide evidence of funds in two ways. 1. 12 months of funds option 2. Annual income option Please write YES next to which option you choose to indicate evidence of funds in the box below and provide the documentation stated in the relevant section. Option 1 Option 2 Acceptable Financial Institutions N MCB (Muslim Commercial Faysal Bank Limited SME Bank Limited Bank Al Baraka Bank (Pakistan) Ltd First Women Bank Limited Samba Bank Limited Allied Bank Limited Habib Bank Limited Silk Bank Limited Askari Bank Limited Habib Metropolitan Bank Limited Sindh Bank Limited Bank Alfalah Limited Industrial & Commercial Bank of Soneri Bank Limited China Bank Al-Habib Limited Industrial Development Bank of Standard Chartered Bank Pakistan (Pakistan) Limited BankIslami Pakistan Limited JS Bank Limited Summit
    [Show full text]
  • Audited Financial Statements 2007
    Askari Bank Limited Financial Statements 2007 53 Financial Statements of Askari Bank Limited (formerly Askari Commercial Bank Limited) for the year ended December 31, 2007 Askari Bank Limited Annual Report 2007 54 Financial Statements 2007 55 Statement of Compliance with the Code of Corporate Governance for the year ended December 31, 2007 This statement is being presented to comply with the Prudential Regulation No.XXIX, responsibilities of the Board of Directors, issued vide BSD Circular No.15, dated June 13, 2002 and the Code of Corporate Governance as contained in Listing Regulations of the stock exchanges where the Bank’s shares are listed for the purpose of establishing a framework of good governance, whereby a listed company is managed in compliance with the best practices of corporate governance. The Bank has applied the principles contained in the Code in the following manner: 1. The Bank encourages representation of independent non-executive directors and directors representing minority interests on its Board of Directors. At present the Board includes at least 11 non-executive Directors of which 3 independent Directors represent minority shareholders. 2. The Directors have confirmed that none of them is serving as a director in more than ten listed companies, including Askari Bank Limited (formerly, Askari Commercial Bank Limited), except Mr. Tariq Iqbal Khan who has been exempted for the purpose of this clause by the Securities and Exchange Commission of Pakistan (SECP). 3. All the resident directors of the Bank are registered as taxpayers and none of them has defaulted in payment of any loan to a banking company, a DFI or an NBFI or, being a member of a stock exchange, has been declared as a defaulter by that stock exchange.
    [Show full text]