Individual Members in Good Standing As of March 2018
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List of Open Branches
List of Open Branches Branch Code Branch Name Branch Address City Aadha Stop, Near Main Bazar, Main Sialkot-Daska 0308 Aadha, Sialkot Aadha Road,Tehsil Daska, District Sialkot Khan Baba Plaza, Ground Floor, Moallah Upper 2007 Abbottabad Abbottabad Channai,Abbottabad Road, Mansehra. Main Mansehra Road, Near Fawara Chowk, 2038 City Branch, Abbottabad Abbottabad Abbottabad Islamic Banking Main Mansehra Road, Mouza Sheikh Albandi 1, 5541 Mansehra Road, Abbottabad Abbotabad. Abbotabad Khewat No. 54, Khatooni No. 55, Katchery Road, 0193 Ahmed Pur East Ahmed Pur East Ahmed Pur East. Mauza Shamsa Akbarpura, Tehsil Pabbi, District 2048 Akbarpura, Nowshera Akbarpura Nowshera Ali Pur Chatha, Mauza Akaal Garh, Qadirabad Road, Ali Pur Chatha, 0312 Ali pur chattha Gujranwala Tehsil Wazirabad, District Gujranwala. Mouza Ghalwan Awal, Main Multan Road, Alipur, 0164 Alipur Alipur District Muzaffargarh. Property No. 48-A, Timber Market, City Road, 0159 Arifwala Outside Ghalla Mandi, Tehsil Arifwala, District Arifwala Pakpattan. Civil Bazar Branch, Shop No. D7&D8, Civil Bazar 0128 Civil Bazar Attock Attock City. 1122 Badin Quaid-e-Azam Road, Badin Town, Badin. Badin 4007 Bagh, AJK Bank Road, Main Bazar, Teh & District Bagh (AJK) Bagh (A.K.) 0150 Bahawalnagar Shop No. 10, Grain Market, Bahawalnagar. Bahawalnagar 0068 Bahawalpur Circular Road, Near Chowk Fawara, Bahawalpur Bahawalpur Chak No. 47/DNB, Shahi Wala, Tehsil Yazman, 0315 Shahi Wala Bahawalpur District Bahawalpur. Chak No.56-A / DB, Tehsil Yazman, District 0330 Yazman Bahawalpur Bahawalpur. Satellite Town, Rafi Qamar Road, Main Kanju Chowk, Satellite Town, 0341 Bahawalpur Bahawalpur Bahawalpur. Islamic Banking Plot No.6/B, Block B/I, Ghaznavi Road, Model Town 5517 Bahawalpur Bahawalpur – A, Gazted Officers Colony, Bahawalpur. -
ANNUAL REPORT 2008 the Management Team Is Also Being Trained on Various Basel II Requirements
Contents Corporate Information......................................................................01 Director’s Report to the Shareholders........................................02 Statement of Compliance with the Code of Corporate Governance.......................................................07 Statement of Internal Control........................................................09 Notice of Annual General Meeting...........................................10 Review Report to the Members on Statement of the Compliance with Best Practices of Code of Corporate Governance...................................................................12 Auditor’s Report to Members.......................................................13 Balance Sheet......................................................................................15 Profit and Loss Account..................................................................16 Cash Flow Statement.......................................................................17 Statement Of Changes In Equity................................................18 Notes to Financial Statements.....................................................19 Six Years Key financial Data...........................................................62 Annexure - 1.........................................................................................63 Combined Pattern of CDC and Physical Share Holdings...................................................................64 Combined Pattern of CDC and Physical Share Holdings ..................................................................65 -
Debit Cards Visa Silver Clearing SMS Alerts Monthly ADC/Digital For
Key Fact Statement (KFS) for Deposit Accounts BANK AL HABIB LTD Date __________ branch IMPORTANT: Read this document carefully if you are considering opening a new account. It is available in English and Urdu. You may also use this document to compare different accounts offered by other banks. You have the right to receive KFS from other banks for comparison. Account Types & Salient Features: Fixed Term Deposit This information is accurate as of the date above. Services, fees and mark up rates may change on Quarterly basis. For updated fees/charges, you may visit our website at www.bankalhabib.com or visit our branches. • No penalty on Premature Encashment. Indicative Rates of Profit on Fixed Deposit Schemes 1 Month Deposit 5.50% p.a 3 Months Deposit 5.50% p.a 6 Months Deposit 5.50% p.a 1 Year Deposit 6.10% p.a 2 Year Deposit 6.30% p.a 3 Year Deposit 6.55% p.a 4 Year Deposit 6.55% p.a 5 Year Deposit 6.55% p.a On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit Note: Kindly refer Schedule of Charges (SOC) for exemptions of service charges. Conventional Particulars Fixed Term Deposit Currency PKR Minimum Balance for To open 0 Account To keep 0 Account Maintenance Fee 0 Is Profit Paid on account Yes Subject to the applicable tax rate Indicative Profit Rate. -
Daily Market Insights
DAILY MARKET INSIGHTS 16-Oct-19 Change Index points KSE 100 INDEX PERFORMANCE OVERVIEW PKR % Change Closing KSE 100 Index 198 34,281 Contributing shares Closing Price - Rs. Pakistan Petroleum Limited.(XDXB) 2.73 2.44 39.81 114.61 Oil & Gas Development Company Ltd.(XD) 1.93 1.53 27.28 128.04 Pakistan State Oil Co Ltd.(XDXB) 4.24 3.00 19.63 145.80 Source: https://formerdps.psx.com.pk/ KSE 100 INDEX VOLUMES Today 94 5 days average 136 151 14 days average Millions Source: https://formerdps.psx.com.pk/ & Calculations of Kifayah Investment Management Limited Top most buyer Top most seller PORTFOLIO INVESTMENT SUMMARY Individuals Foreign Corporate Amount (Net) 193,157,194 (373,402,539) Buying / Selling sector wise composition All other Sectors 45.88% 3.18% Cement 14.37% 8.27% Oil and Gas Marketing Companies 10.71% 3.52% Textile Composite 2.67% 27.91% Commercial Banks 4.96% 22.12% Oil and Gas Exploration Companies 5.87% 18.80% Source: https://www.nccpl.com.pk/en/market-information/fipi-lipi/fipi-normal-daily FOREIGN PORTFOLIO INVESTMENT TREND Today (287) (126) 5 days average (124) 14 days average Millions Source: https://www.nccpl.com.pk/en/market-information/fipi-lipi/fipi-normal-daily & Calculations of Kifayah Investment Management Limited MATERIAL INFORMATION PKGS Disclosure of Interest by Executives; purchased 11,100 shares at Rs. 295 each. The joint venture of Kohat E.L comprising Oil and Gas Development Company Limited (OGDCL) as operator (50%), Mari Petroleum Company Limited (MPCL) (33.33%) & Saif OGDC Energy Limited (SEL) (16.67%) has discovered gas & condensate from its exploratory efforts at Well Tough-01. -
PACRA Publications
SPONSOR | EVOLUTION OF A BUSINESS BEYOND NUMBERS! Presented | LSE Third ANNUAL BUSINESS RESEARCH CONFERENCE ON MANAGING BUSINESS IN PAKISTAN | Apr15 Who Is Sponsor? ONE WHO HAS THE FINAL SAY! Why Sponsor Is Important? Sustainability Longevity [Competitive Standing] [Beyond Generations] WHENEVER A BUSINESS RUNS OUT OF SPONSOR, CHANCES OF SURVIVAL DIMINISHES! Fate of Businesses – Classic Example The 22 FAMILIES OF PAKISTAN [1968] Rest in Peace Jalil Fancy Valika Bawany Ispahani Winners Survivors Khyber Dawood Saigol Beco Arag Ali Adamjee Hafiz Habib Colony Milwala Nishat Crescent Karim Gul Ahmed Gandhara Dada Sustainability How to bring it to a business? Sponsor of a Sustainable Business CREATES A BALANCE Business • Consistent revenue generation Reward acumen • ABILITY Experience • Staying afloat in times of Knowledge & financial distress (related & Risk Understanding • ADEQUACY unrelated) Risk Reward ADEQUACY OF ABILITY Sustainability Cycle • Right Opportunity • Money • Risk & Reward • Ownership Identify Incubate Monitor Operate • Governance • Control • Alignment • Competitiveness Sustainability Longevity How to bring it to a business? Sponsor | Typical Lifecycle Strategic Entrepreneur Investor Shareholder Ownership Ownership Ownership Strategy Strategy Strategy Management Management Management What we loose along this lifecycle? • Willingness The Correct Approach Longevity Matrix IT IS POSSIBLE TO HAVE SAME SPONSOR STRENGTH WHILE MOVING ALONG THE LIFE CYCLE Succession planning Corporatize Sponsorship Challenges Business Management Let’s -
Annual Report 2009 Toyota Tsusho Corporation
Toyota Tsusho Corporation Annual Report 2009 Report Annual Corporation Tsusho Toyota Annual Report 2009 Toyota Tsusho Corporation es nging Tim Seeking New Value in Challe The Toyota Tsusho Group’s long-term vision is to generate balanced earnings from automotive and non-automotive fields by 2015. Guided by this vision, we are working Toyota Tsusho to reinforce and organically fuse four unique business platforms—Resources and the Environment, Processing and Manufacturing Businesses, Logistics, and Product and at a Glance Market Development—to provide value-added functions and services that are matched to customer needs, offer support solutions addressing issues faced by customers and to generate new value. Machinery & Electronics Division Automotive Division Consumer Products, Services & Materials Division Business Strategies for the Automotive Field 2015 50 01 Annual Report 2009 One of our key competitive advantages lies in our global processing and logistics functions in the automotive field, which are grounded on the keywords of “real places, real things, reality,” along with our overseas automobile sales network. In the fields of produce & foodstuffs, energy & chemicals and electronics, other major business assets of ours include the extensive networks we have cultivated and developed worldwide, and our expertise in conducting large-scale business projects that span many years. Metals Division Energy & Chemicals Division Produce & Foodstuffs Division ld otive Fie Non-Autom Business Strategies for the Automotive Field 50 02 Toyota Tsusho -
Company Information
Saifullah Chattha Albaraka Bank (Pakistan) Limited Allied Bank Limited Askari Bank Limited Bank Alfalah Limited Burj Bank Limited Citibank N.A. Dubai Islamic Bank Pakistan Limited Faysal Bank Limited Habib Bank Limited Industrial & Commercial Bank of China KASB Bank Limited MCB Bank Limited Meezan Bank Limited National Bank of Pakistan NIB Bank Limited Standard Chartered Bank (Pakistan) Limited Standard Chartered Modaraba Summit Bank Limited United Bank Limited Phase-II K-Electric Limited (Formerly: Karachi Electric Supply Company Limited) Brief Review I am pleased to present the un-audited accounts of K-Electric Limited (KE) for the half year ended 31 December 2013 on behalf of the Board of Directors. Key operational and financial results are summarized below: JUL-DEC JU L-DEC 2013 2012 OPERATIONAL (UNITS - GWh) Units generated (net of auxiliary ) 4,192 4,145 Units purchase d 3,690 3,661 Total units available for distributio n 7,882 7,806 Units billed 5,831 5,581 Transmission & Distribution Losse s % 26.0% 28.5% (PKR - MILLIONS ) F INANCIAL Restated Revenue 95,601 94,346 Profit before taxation 4,234 849 Taxation – net 484 2,326 Profit for the period 4,718 3,175 Earnings per share - BASIC/DILUT ED (Rupees) 0.17 0.11 Earnings before Interest ,Tax, Depreciation and 14,624 13,404 Amortization (EBITDA ) NAME CHANGE OF THE COMPANY With the completion of 100 years of its existence and to start a new century with a renewed identity and a strong resolve of bringing progress and success, the company has been re-named as “K-Electric Limited” after obtaining requisite statutory approvals and completing all corporate actions, effective from 16 January 2014. -
COMMISSION of the EUROPEAN COMMUNITIES Brussels, 4.4.2006
COMMISSION OF THE EUROPEAN COMMUNITIES Brussels, 4.4.2006 COM(2006) 158 final Proposal for a COUNCIL REGULATION amending Regulation (EC) No 397/2004 imposing a definitive anti-dumping duty on imports of cotton-type bed linen originating in Pakistan (presented by the Commission) EN EN EXPLANATORY MEMORANDUM 1) CONTEXT OF THE PROPOSAL • Grounds for and objectives of the proposal This proposal concerns the application of Council Regulation (EC) No 384/96 of 22 December 1995 on protection against dumped imports from countries not members of the European Community, as last amended by Council Regulation (EC) No 2117/2005 of 21 December 2005 (‘the basic Regulation’) in the proceeding concerning imports of cotton-type bed linen originating in Pakistan. • General context This proposal is made in the context of the implementation of the basic Regulation and is the result of an investigation which was carried out in line with the substantive and procedural requirements laid out in the basic Regulation. • Existing provisions in the area of the proposal There are no existing provisions in the area of the proposal. • Consistency with other policies and objectives of the Union Not applicable. 2) CONSULTATION OF INTERESTED PARTIES AND IMPACT ASSESSMENT • Consultation of interested parties Interested parties concerned by the proceeding have already had the possibility to defend their interests during the investigation, in line with the provisions of the basic Regulation. • Collection and use of expertise There was no need for external expertise. • Impact assessment This proposal is the result of the implementation of the basic Regulation. The basic Regulation does not foresee a general impact assessment but contains an exhaustive list of conditions that have to be assessed. -
Protecting Gul Ahmed Fashion from the Threat of Customer Neglect
Binary University of Management & Entrepreneurship Topic : Protecting Gul Ahmed Fashion from the threat of Customer Neglect in Pakistan Author Name: Nuslia Nushra Akhter Field: Master’s in Business Administration (2018) 0 PROTECTING GUL AHMED FASHION FROM THE THREAT OF CUSTOMER NEGLECT 1 Declaration I hereby certify that the work embodied in this Research Project (THESIS) is the result of original research and has not been submitted for a higher degree to any other University or Institution. NUSLIA NUSHRA AKHTER (Signed) 2 Acknowledgment I would like to take this opportunity to express my profound gratitude and deep regards to my Instructor, Mr. Farrukh Adeel for his exemplary guidance, monitoring and constant encouragement throughout the course. The support, help and guidance given by him and my family from time to time shall carry a long way in the journey of my life on which I am about to get on. I also take this opportunity to express a deep sense of gratitude to the employees of GUL AHMED for their support, valuable information and guidance, which helped me in completing this task through various stages. 3 Contents Abstract ........................................................................................................................................... 6 Chapter 1 Introduction .................................................................................................................. 7 1.1 Background of the Project ................................................................................................ 8 1.2 -
Companies Listed On
Companies Listed on KSE SYMBOL COMPANY AABS AL-Abbas Sugur AACIL Al-Abbas CementXR AASM AL-Abid Silk AASML Al-Asif Sugar AATM Ali Asghar ABL Allied Bank Limited ABLTFC Allied Bank (TFC) ABOT Abbott (Lab) ABSON Abson Ind. ACBL Askari Bank ACBL-MAR ACBL-MAR ACCM Accord Tex. ACPL Attock Cement ADAMS Adam SugarXD ADMM Artistic Denim ADOS Ados Pakistan ADPP Adil Polyprop. ADTM Adil Text. AGIC Ask.Gen.Insurance AGIL Agriautos Ind. AGTL AL-Ghazi AHL Arif Habib Limited AHSL Arif Habib Sec. AHSM Ahmed Spining AHTM Ahmed Hassan AIBL Asset Inv.Bank AICL Adamjee Ins. AJTM Al-Jadeed Tex AKDCL AKD Capital Ltd AKDITF AKD Index AKGL AL-Khair Gadoon ALFT Alif Tex. ALICO American Life ALNRS AL-Noor SugerXD ALQT AL-Qadir Tex ALTN Altern Energy ALWIN Allwin Engin. AMAT Amazai Tex. AMFL Amin Fabrics AMMF AL-Meezan Mutual AMSL AL-Mal Sec. AMZV AMZ Ventures ANL Azgard Nine ANLCPS Azg Con.P.8.95 Perc.XD ANLNCPS AzgN.ConP.8.95 Perc.XD ANLPS Azgard (Pref)XD ANLTFC Azgard Nine(TFC) ANNT Annoor Tex. ANSS Ansari Sugar APL Attock Petroleum APOT Apollo Tex. APXM Apex Fabrics AQTM Al-Qaim Tex. ARM Allied Rental Mod. ARPAK Arpak Int. ARUJ Aruj Garments ASFL Asian Stocks ASHT Ashfaq Textile ASIC Asia Ins. ASKL Askari Leasing ASML Amin Sp. ASMLRAL Amin Sp.(RAL) ASTM Asim Textile ATBA Atlas Battery ATBL Atlas Bank Ltd. ATFF Atlas Fund of Funds ATIL Atlas Insurance ATLH Atlas Honda ATRL Attock Refinery AUBC Automotive Battery AWAT Awan Textile AWTX Allawasaya AYTM Ayesha Textile AYZT Ayaz Textile AZAMT Azam Tex AZLM AL-Zamin Mod. -
Bank Alfalah Limited SHELF PROSPECTUS for THE
ADVICE FOR INVESTORS INVESTORS ARE STRONGLY ADVISED IN THEIR OWN INTEREST TO CAREFULLY READ THE CONTENTS OF THIS PROSPECTUS ESPECIALLY THE RISK FACTORS GIVEN AT PART 6 OF THIS PROSPECTUS BEFORE MAKING ANY INVESTMENT DECISION. SUBMISSION OF FALSE AND FICTITIOUS APPLICATIONS IS PROHIBITED AND SUCH APPLICANT’S MONEY MAY BE FORFEITED UNDER SECTION 87(8) OF THE SECURITIES ACT, 2015 Bank Alfalah Limited SHELF PROSPECTUS FOR THE ISSUANCE OF RATED, SECURED, LISTED, REDEEMABLE TERM FINANCE CERTIFICATES OF PKR 50,000 MILLION (Under shelf registration over a period of 3-years) Date and Place of Incorporation: Karachi, June 21st, 1992, Incorporation Number: 0027580, Registered and Corporate Office: B.A. Building, I.I Chundrigar Road, Karachi, Contact Person: Muhammad Zeeshan, Contact Number: +92 21 3312 2126, Website: https://www.bankalfalah.com/, Email: [email protected] Type of Issue and Total Approved Issue Size: The Issue consists of Rated, Secured, Listed, Redeemable Term Finance Certificates (TFCs) having a Total Approved Issue Size of up to PKR 50,000 million. Time Period of Shelf Registration: The TFCs shall be issued in multiple tranches over a period of three (3) years from the date of publication of this prospectus. Size of Current Tranche Series A: Issue Size of Current Tranche Series A is PKR 11,000 million (inclusive of Green Shoe Option of PKR 1,000 million), out of which TFCs of PKR 9,000 million (82% of Issue Size) have been issued to and subscribed by Pre-IPO investors and TFCs of PKR 2,000 million (18% of Issue Size), inclusive of a Green Shoe Option of PKR 1,000 million, are being offered to the general public by way of an Initial Public Offering through this Shelf Prospectus. -
Kifayah Market Insights 28 April 2021
DAILY MARKET INSIGHTS 28-Apr-2021 Change Index points KMI 30 INDEX PERFORMANCE OVERVIEW PKR % Change Closing KMI 30 Index (437) 72,955 Contributing shares Closing Price - Rs. Oil & Gas Development Company Limited (2.42) (2.56) (135.40) 92.29 Pakistan Petroleum Limited (1.56) (1.84) (90.14) 83.19 Lucky Cement Limited (6.05) (0.70) (67.87) 854.12 KMI 30 INDEX VOLUMES Today 42 5 days average 58 59 14 days average Millions Source: https://formerdps.psx.com.pk/ & Calculations of Kifayah Investment Management Limited Top most buyer Top most seller PORTFOLIO INVESTMENT SUMMARY Other Organization Foreign Corporates Amount (Net) 566,619,364 (592,631,016) Buying / Selling sector wise composition Commercial Banks 85.94% 61.50% All other Sectors 5.20% 0.63% Technology and Communication 3.03% 8.32% Cement 0.13% 13.06% Source: https://www.nccpl.com.pk/en/market-information/fipi-lipi/fipi-normal-daily FOREIGN PORTFOLIO INVESTMENT TREND Today (242) (163) 5 days average 20 14 days average Millions Source: https://www.nccpl.com.pk/en/market-information/fipi-lipi/fipi-normal-daily & Calculations of Kifayah Investment Management Limited MATERIAL INFORMATION Disclosure of Interest by a Substantial Shareholder, bought 3,950 shares at the average Packages Limited price of Rs. 473.19 each on 27 April 2021. The Company is pleased to announce the facility registration of its two new facilities from U.S. Food & Drug Administration duly verified by Registrar Corp, Virginia, USA. The Searle Company Limited This registration will enable Searle Company to export its consumer products, Dietary and Nutritional Supplements to the USA Makret.