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Page Page Page 100 Who’s Who 106 Abbreviation 108 One Liner MAGAZINE FOR THE MONTH OF DECEMBER 2018 MAJOR ISSUES OF THE MONTH NOBEL PRIZE On 27 November 1895, Alfred Nobel signed his last will and testament, giving the largest share of his fortune to a series of prizes in Physics, Chemistry, Physiology or Medicine, Literature and Peace – the Nobel Prizes. The Nobel Prize distribution was first done on 1901. In 1968, Sveriges Riksbank (Sweden’s central bank) established The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel. Nobel Prize Winners 2018

S. Field Description Winner No For their discovery of cancer therapy by James P. Allison(USA), 1. Physiology or Medicine inhibition of negative immune regulation Tasuku Honjo(Japan) For their method of generating high- Gérard Mourou(France), 2. Physics intensity, ultra-short optical pulses in the Arthur Ashkin(USA), field of laser physics Donna Strickland(Canada) For control of evolution and used it for George Smith (USA), 3. Chemistry purposes that bring the greatest benefit to Frances Arnold (USA), humankind. Greg Winter (UK) 4. Literature This year no Nobel Prize for Literature Denis Mukwege For their efforts to end the use of sexual (Democratic Republic of the 5. Peace violence as a weapon of war and armed Congo), conflict. Nadia Murad (Germany) For work on climate change, and the William Nordhaus (US) 6. Economic Sciences endogenous growth theory Paul Romer(US)

Fun Facts About the Nobel Prize  Sir William Lawrence Bragg, one of the youngest Physics Nobel prize winner at the age of 25 was awarded his winning medal along with his father.  The Nobel Prize is not awarded posthumously, however, if a person is awarded a prize and dies before receiving it, the prize may still be presented.  Frederick Sanger has been awarded the Nobel prize twice for Chemistry.  Le Duc Tho was selected for the Nobel Prize for Peace, which he declined later.  Malala Yousafzai is the youngest award winner for Peace at the age of 17.  Information of the Nobel Committee’s nominations is published after 50 years. Committee members are not allowed to spill out the names of the candidates nominated for the Nobel Prize. Ceremonies for Nobel Prize Winners  All Nobel Prizes are awarded in Stockholm, Sweden, except for the Nobel Peace Prize, which is awarded in Oslo, Norway.  Winners are announced at the beginning of October every year.  Nobel Laureates receive a diploma from the King of Sweden.  In the case of the peace prize, it is received from the Chairman of the Norwegian Nobel Committee.  For the ceremony, the gentlemen are required to wear white tie and tails, while ladies should be dressed in an evening gown.  Nobel laureates receive a Nobel diploma, a medal and 10 million Swedish crowns (INR 80846203.04 ) per prize. Fake moon : China Plans To Launch Artificial Moon By 2020 China is planning to launch its own ‘artificial moon’ by 2020 to replace streetlamps and lower electricity costs in urban areas. Chengdu, a city in southwestern Sichuan province, is developing “illumination satellites” which will shine in tandem with the real moon, but are eight times brighter, according to China Daily. The first man-made moon will launch from Xichang Satellite Launch Center in Sichuan, with three more to follow in 2022 if the first test goes well, said Wu Chunfeng, head of Tian Fu New Area Science Society, the organization responsible for the project. How might a ‘fake moon’ work?  The artificial moon would work as a mirror, reflecting sunlight back to Earth, according to China Daily.  It would orbit 500km about Earth - roughly the same height as the International Space Station. The Moon orbits, on average, about 380,000km above Earth.

3 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018  The reports gave no details about what the fake moon would look like, but Mr Wu said it would reflect sunlight across an area of between 10km and 80km with brightness “eight times” that of the real Moon. Both the accuracy and intensity of the light would be controllable. But... why?  It might sound ridiculous but the Chengdu aerospace officials say putting a fake moon in space could actually end up being cheaper than paying for street lights.  Illuminating an area of 50sq km could save up to 1.2bn yuan ($173m; £132m) a year in electricity charges.  It could also “illuminate blackout areas” after, say, a natural disaster like an earthquake.  Electricity at night is very expensive so if you could say, have free illumination for up to 15 years, it might work out better economically in the long term. How is it possible?  Scientifically, it’s viable. But to serve its purpose, the fake moon would have to be permanently in orbit over Chengdu - a relatively tiny area when you look at the Earth from space.  That would mean it would need to be in geostationary orbit, which is about 37,000km from the Earth.  The only problem is at that distance you’d need the satellite pointing direction to be extremely accurate.  If you want to light up an area with an error of say 10km, even if you miss by one 100th of a degree you’ll have the light pointing at another place.  And to have any impact from that distance, the mirror would have to be truly colossal. What impact would this have on the environment?  The light of the satellite would be similar to a “dusk-like glow” and “should not affect animals’ routines”.  Some said it will surely confuse nocturnal animals, while others say that many cities in China already suffer from light pollution.  The moon would significantly increase the night-time brightness of an already light-polluted city, creating problems for Chengdu’s residents who are unable to screen out the unwanted light.  If the light is too strong “it will disrupt the night cycle of nature and this could possibly affect animals.  But conversely if the light is so faint then the question is, what is the point of it? Is this a first?  No, a space mirror to create daylight at night has actually been tried before.  In 1993, Russian scientists released a 20m-wide reflector from a supply ship heading to the Mir Space Station, which was orbiting at between 200km and 420km.  Znamya 2 briefly beamed a spot of light about 5km in diameter to Earth. The light marched across Europe at 8km/hr, before the satellite burned up on re-entry. India-Russia 13th summits The 19th India-Russia Annual Bilateral Summit was held between Prime Minister Narendra Modi and Russian President Vladimir Putin which comes against the backdrop of a complex dynamic that relates to the texture of their individual relations with the US. Two countries has announced a number of agreements, including a $5.43 billion S-400 Triumf missile system deal, a space cooperation arrangement to put an Indian in space, and an action plan for a new nuclear plant Prime Minister Narendra Modi and Mr. Putin also addressed a business summit, in an attempt to diversify ties and increase bilateral trade, currently below $10 billion. Much of the fresh momentum in bilateral engagement will come from the energy sector. Though the two sides didn’t announce an agreement between ONGC Videsh and Gazprom as expected, several billions of dollars worth investment and energy deals are in the pipeline. Significantly, the agreements discussed during Mr. Putin’s visit have geopolitical implications. The signing of the S-400 air defence system deal, for instance, is of far greater consequence than its size. It denotes India’s desire to deepen defence cooperation with Russia; also that it is prepared to do this despite U.S. warnings that the deal could attract sanctions. That this deal comes just a month after India signed the Communications Compatibility and Security Agreement (COMCASA) for better interoperability with the U.S. military is a sign that India will not be forced or even persuaded into putting all its eggs in one strategic basket. S-400 Triumf Missile System deal After bilateral talks between Prime Minister Narendra Modi and Russian President Vladimir Putin, India and Russia signed the USD 5.43 billion deal for S-400 air defence system. The system is expected to be delivered by 2020. What is S-400 missile system?  An upgraded version of the S-300 systems, the S-400 is a surface-to-air missile system that can take down enemies’ aircraft in the sky from the surface itself.  Known as Russia’s most advanced long-range surface-to-air missile defence system, S-400 is capable of destroying hostile bombers, jets, missiles and drones at a range of 380 km.  The S-400 missile system was manufactured by Almaz-Antey and has been in service in Russia since 2007. Fear of US Sanctions on India  The procurement of the S-400 missile defence system deal could result in the US sanctions on India under the Countering America’s Adversaries through Sanctions Act (CAATSA) instituted by the US Congress on arms purchases from Russia.

4 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018

 Under the CAATSA, the United States can impose sanctions on any country that has “significant transactions” with Iran, North Korea or Russia. The CAATSA was framed to punish Russia for the 2014 capture of Crimea from Ukraine, for its involvement in the Syrian civil war and for meddling in the 2016 US presidential election.  China was the first buyer to seal a government-to-government deal with Russia in 2014 to procure the lethal missile system and Moscow has already started delivery of the S-400 missile systems to Beijing.  The US has urged its allies to decline transactions with Russia, warning that the S-400 missile defence system would be a ‘focus area’ for it to implement punitive sanctions against a nation undertaking ‘significant’ business deals with the Russians.  However, American lawmakers have allowed the possibility of a presidential waiver. List of Agreements and MoUs exchanged between India and Russia  Protocol for Consultations between the Russian Ministry of Foreign Affairs and Union Ministry of External Affairs during 2019- 2023  MoU between the Ministry of Economic Development of Russia and India’s NITI Aayog  MoU between Indian Space Research Organization (ISRO) and the Federal Space Agency of Russia ‘ROSCOSMOS’ on Joint Activities in the field of Human Spaceflight Programme  Memorandum of Cooperation between the Indian and Russian Railways  Action Plan for Prioritisation and Implementation of Cooperation Areas in the Nuclear Field  MoU between the Russian Ministry of Transport and Indian Railways in the Development Cooperation in Transport Education  MoU between the National Small Industries Corporation (NSIC) of India and the Russian Small and Medium Business Corporation (RSMB) on Cooperation in the field of Micro, Small and Medium Enterprises  Cooperation Agreement in the Fertilizers Sector between the Russian Direct Investment Fund (RDIF); PJSC Phosagro (PhosAgro) and Indian Potash Limited (IPL) Gaganyaan: ISRO, ROSCOSMOS to work together for first Indian manned mission  Indian Space Research Organisation (ISRO) and Russia’s federal space agency Roscosmos State Corporation for Space Activities (ROSCOSMOS) have agreed to worked together for first manned space mission Gaganyaan. Under MoU on Joint Activities in the field of Human Spaceflight Programme, ROSCOSMOS has offered ride to Indian astronaut short visit to International Space Station (ISS) on board Soyuz spacecraft for short training mission in 2022. Gaganyaan Mission  It is India’s first manned space mission. Under it, India is planning to send three humans (Gaganyatris) into space i.e. in low earth orbit (LEO) by 2022 i.e. by 75th Independence Day for period of five to seven days.  The mission was announced by Prime Minister Narendra Modi during his 72nd Independence Day speech.  India plans to build a crew vehicle that can accommodate 2 or 3 astronauts and by its GLSV Mk- III launcher.  This mission will make India fourth nation in the world after USA, Russia and China to launch human spaceflight mission.The entire cost of Gaganyaan mission will be less than Rs 10,000 crore. Recent technological advancements:  In what appears to be a preparation for the Gaganyaan mission, ISRO recently conduced its first ‘pad abort’ test that was successful.  The ‘pad abort’ test or Crew Escape System is an emergency escape measure that helps pull the crew away from the launch vehicle when a mission has to be aborted. The test was conducted at the Satish Dhawan Space Centre, Sriharikota.  The Pad Abort Test demonstrated the safe recovery of the crew module in case of any exigency at the launch pad.

5 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 India, France ink agreement to collaborate for Gaganyaan mission  Under this agreement, ISRO and French space agency CNES will form working group to exchange expertise in fields of astronaut life support, radiation protection, space debris protection and personal hygiene systems among others.  CNES will be sharing its expertise acquired from France first human spaceflights of Thomas Pesquet’s Proxima mission in November 2016, when European Space Agency’s (ESA) astronaut Pesquet was on six-month mission at International Space Station (ISS).  Pesquet had conducted 50 scientific experiments for CNES and ESA. Economic Impact of Natural Disasters Right before International Day for Disaster Reduction, observed on October 13, United Nations compiled a report titled ‘Economic Losses, Poverty and Disasters 1998-2017’. The report reveals the top ten countries who have suffered maximum monetary losses. In 1998-2017 disaster-hit countries also reported direct economic losses valued at US$ 2,908 billion(Nearly 3 trillion Dollar) , of which climate-related disasters caused US$ 2,245 billion or 77 per cent of the total. India has suffered economic losses of $79.5 billion due to natural disasters during the last two decades, according to the United Nations (UN). Key takeaways from the report:  It states that the years between 1998 to 2017 have seen a dramatic rise of 151% in direct economic losses from climate-related disasters.  In terms of the impact of disasters on the global economy between 1998 and 2017, affected countries reported direct losses of $2.908 trillion, more than twice of what was lost in the previous two decades.  Illustrating the growing threat from climate change, extreme weather events now account for 77% of total economic losses of $2.245 trillion.  This represents a “dramatic rise” of 151% compared with losses reported between 1978 and 1997, which amounted to $895 billion.  The greatest economic losses have been experienced by the US at $944.8 billion, followed by China at $492.2 billion, Japan at $376.3 billion, India at $79.5 billion and Puerto Rico at $71.7 billion.  Storms, floods and earthquakes place three European countries in the top ten nations for economic losses: France, $48.3 billion; Germany, $57.9 billion and Italy $56.6 billion. with $52.4 billion and Mexico at $46.5 billion complete the list.  In terms of occurrences, climate-related disasters also dominate the picture, accounting for 91% of all 7,255 major recorded events between 1998 and 2017. Floods (43.4%) and storms (28.2%) are the two most frequently occurring disasters.  During this period, 1.3 million people lost their lives and 4.4 billion people were injured, rendered homeless, displaced or in need of emergency assistance.  563 earthquakes, including related tsunamis, accounted for 56% of the total deaths or 747,234 lives lost, the report said.  UN Secretary-General Antonio Guterres said in the wake of the devastating earthquake and tsunami in Indonesia, it was clear that disasters have a steep human cost as millions of people are displaced every year, losing their homes and jobs because of extreme weather events and earthquakes.  A better understanding of the economic losses from extreme weather events can help to generate greater action on climate change and increased ambition on reducing greenhouse-gas emissions. Measuring economic losses can also motivate Governments to do more to achieve the targets of the Sendai Framework for Disaster Risk Reduction, which seeks a substantial reduction in disaster losses by 2030.  A key target of the global plan to reduce disaster losses, the Sendai Framework for Disaster Risk Reduction, is to reduce economic losses from disasters and the report highlights the fact that 63% of disaster reports contain no economic data.  The death and suffering caused by September 2018 earthquake and tsunami in Indonesia brings home the need to raise public awareness and to apply high standards for construction in seismic zones.  The report’s analysis makes it clear that economic losses from extreme weather events are unsustainable and a major brake on eradicating poverty in hazard exposed parts of the world.  There was a need to do a much better job of capturing economic loss data if nations are to have a fuller understanding of what works when it comes to reducing economic losses, saving lives and livelihoods, and managing disaster risk.  While high-income countries recorded losses for 53% of reported disasters between 1998 and 2017, low-income countries only recorded them for 13% of disasters.  The report concludes that climate change is increasing the frequency and severity of extreme weather events.  It said disasters will continue to be major impediments to sustainable development so long as the economic incentives to build and develop hazard-prone locations outweigh the perceived disaster risks.  Integrating disaster risk reduction into investment decisions is the most cost-effective way to reduce these risks; investing in disaster risk reduction is therefore a pre-condition for developing sustainable in a changing climate. UN Office for Disaster Risk Reduction (UNISDR) It was established in 1999 as dedicated secretariat to facilitate implementation of International Strategy for Disaster Reduction (ISDR). It is an organisational unit of UN Secretariat and is led by the UN Special Representative of the Secretary-General for Disaster Risk Reduction (SRSG). It is headquartered in Geneva, Switzerland. India elected to UN Human Rights Council India was elected to United Nations’ Human Rights Council’, the main body of UN charged with promoting and monitoring human rights for period of three years beginning January 1, 2019. In this secret ballot election held in 193-member UN General Assembly (UNGA) India

6 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 secured 188 votes in Asia-Pacific category, the highest number of votes among all candidates. Total 18 new members in the five regional categories were elected by absolute majority (i.e. minimum of 97 votes are required to get elected through secret ballot). From Asia-Pacific region category, Fiji with 187 and Bangladesh 178 votes were also elected along with India. This was fifth time India has been elected to UNHRC, previously was elected 2006-2009, 2011-2014 and 2014-2017. How were the elections held Elections took place via secret ballot in the 193-member General Assembly. However, the number of candidates for all the five regions matched the vacancies, which made the elections a mere formality. On the 47-member Council, the seats are allocated based on “equitable regional distribution”, which meant that the Asia-Pacific region would have a total of 13 seats, with some coming up for election every year. India was included in the first batch of 47 countries that were elected to the Council in 2006 after it was established. India also received an initial one-year term instead of three to facilitate a rotating roster of vacancies every year. What is the UNHRC The Human Rights Council was created by the Assembly in March 2006 as the principal United Nations body dealing with human rights. The Human Rights Council comprises 47 elected Member States, and is categorised on the basis of equitable geographical distribution. Seats in the Council are allocated to the five regional groups as follows: African States, 13 seats; Asia-Pacific States, 13 seats; Eastern European States, 6 seats; Latin American and Caribbean States, 8 seats; and Western European and other States, 7 seats. All five of the General Assembly’s regional groups had submitted competition-free slates. This meant that all candidates, regardless of their rights records, were almost assured seats on the council. Members of the council work to engage countries on improving human rights. They make decisions ranging from exposing violations to recommending that UN Security Council make referral to International Criminal Court (ICC). UNHRC does not have authority to take action but can exert significant pressure on violating country. It can also set up special rapporteurs with mandate to investigate and report human- rights violations and abuses. Why is this important India’s presence on the Council will be important as the former UN High Commissioner for Human Rights Zeid Raad Al Hussein asked the body to facilitate an international commission of inquiry into allegations of human rights violations in Kashmir. India has promised that it will continue to support global efforts to tackle problems such as racism, racial discrimination, xenophobia, and related intolerance. In the nomination pledge, India presented a broader approach to human rights, emphasising on topics such as climate justice, health, and poverty alleviation. On the eve of the elections, rights group Human Rights Watch stated that UN member nations should oppose the candidacies of the Philippines and Eritrea to the Human Rights Council due to their “egregious human rights records”. Government launches Sovereign Gold Bond Scheme 2018 -19 The Union Government, in consultation with the Reserve Bank of India (RBI), on October 8, 2018 decided to issue Sovereign Gold Bonds 2018-19. The Sovereign Gold Bonds will be issued every month from October 2018 to February 2019 through banks, Stock Holding Corporation of India Limited (SHCIL), designated post offices, and recognised stock exchanges such as the National Stock Exchange and Bombay Stock Exchange. Sovereign Gold Bond Scheme 2018 -19: Important Information 1. Issuer- The Bonds will be issued by Reserve Bank India on behalf of the Government of India. 2. Eligibility- The Bonds will be restricted for sale to resident entities including individuals, HUFs, Trusts, Universities and Charitable Institutions. 3. Denomination- The Bonds will be denominated in multiples of gram(s) of gold with a basic unit of 1 gram. 4. Tenure- The tenure of the Bond will be for a period of 8 years with exit option in 5th, 6th year and 7th year to be exercised on the interest payment dates. 5. Minimum size- Minimum permissible investment will be 1 gram of gold. 6. Maximum limit- The maximum limit of investment shall be 4 kg for individual, 4 Kg for HUF and 20 Kg for trusts and similar entities in a year (April-March). The annual ceiling will include bonds subscribed under different tranches during initial issuance by Government and those purchased from the Secondary Market. 7. Joint holder- In case of joint holding, the investment limit of 4 KG will be applied to the first applicant only. 8. Issue price- Price of Bond will be fixed in Rupees on the basis of simple average of closing price of gold of 999 purity, published by the India Bullion and Jewellers Association Limited for the last 3 working days of the week preceding the subscription period. The issue price of the Gold Bonds will be Rs 50 per gram less for those who subscribe online and pay through digital mode. 9. Payment option- Payment for the Bonds will be through cash payment (up to a maximum of Rs 20000) or demand draft or cheque or electronic banking. 10. Interest rate- The investors will be compensated at a fixed rate of 2.50 percent per annum, payable semi-annually on the nominal value. 11. Tax treatment- The interest on Gold Bonds shall be taxable as per the provision of Income Tax Act, 1961 (43 of 1961). The capital gains tax arising on redemption of SGB to an individual has been exempted.

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7 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 immediate effect. The RBI has also waived off the individual limit of $750 million or equivalent, and mandatory hedging requirements as per the ECB framework for borrowings. ECONOMY RBI proposes new FPI norms in bid to attract long-term investments The central bank, in consultation with the government and the Securities and Exchange Board of India (SEBI), has proposed a special route called voluntary retention route (VRR) to encourage FPIs willing to make long-term investments in debt. According to the proposal, foreign portfolio investors will be exempt from regulatory provisions, but will have to voluntarily commit to retain in India a minimum required percentage of their investments for a period of their choice.  Any entity registered as a foreign portfolio investor with SEBI is eligible to participate through VRR.  The total amount that may be invested through the route will be stipulated by RBI from time to RBI IN NEWS time.  The minimum retention period shall be three years, or as RBI to inject Rs 12000 crore into system on Oct 11 to man- decided by RBI for each auction. age liquidity  The total amounts for investment through VRR will be The Reserve Bank announced to inject Rs. 12,000 crore liquidity separately indicated for government securities (central into the system through purchase of government bonds in October government securities as well as state development loans, to meet the festival season demand for funds. (VRR-Govt) and corporate debt (VRR-Corp) and will The government will purchase bonds with maturity ranging between be allocated through an auction process. 2020 to 2030. The auction to purchase government bonds is a part of the Open  A foreign portfolio investor will be required to invest a Market Operations (OMO) to manage liquidity in the system minimum of 67% of the committed portfolio size (CPS) which seems to be facing liquidity tightness. within the one-month period  Under VRR-Govt, foreign portfolio investors will be Electronic Trading Platforms Directions, 2018 Released By eligible to invest in any government security, including RBI treasury bills. Similarly, under VRR-Corp, FPIs may The Reserve Bank issued guidelines for operating Electronic invest in corporate debt instruments, including commercial Trading Platforms (ETPs) to transact in eligible instruments. papers. Trading on electronic platforms is being encouraged across the  Foreign portfolio investors investing through VRR will world as it enhances pricing transparency, processing efficiency be eligible to participate in repos for liquidity and risk control. management, provided that the amount borrowed or lent As per the norms issued by the central bank ETPs will mean any under repo does not exceed 10% of their investment electronic system, other than a recognised stock exchange, on which under VRR. transactions in eligible instruments. An entity seeking authorisation as an ETP operator under the SBI IN NEWS directions will maintain a minimum net-worth of Rs 5 crore. SBI signs MoU with Nepal’s National Banking Institute for RBI eases overseas borrowing norms for oil firms human resource development The Reserve Bank of India (RBI) allowed state-owned oil marketing State Bank of India has signed an MoU with Kathmandu-based companies (OMCs) to raise external commercial borrowings National Banking Institute (NBI) for the development of human (ECBs) from lenders under the automatic route. OMCs, including resources of the latter. SBI signed the three-year memorandum of Indian Oil Corp. Ltd, Bharat Petroleum Corp. ltd and Hindustan understanding (MoU) with NBI to establish a mutually beneficial Petroleum Corp. Ltd, may raise ECBs for working capital with a strategic alliance for development of NBI’s human resources by minimum average maturity of three to five years. The RBI decision imparting education, training and research. comes on the back of a fast depreciating rupee and rising oil prices. The Reserve Bank of India has capped the overall annual foreign currency borrowing under the new norms at $10 billion with

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was 6.2%. UNCTAD produces a number of reports like The World OTHER BANKS Investment Report, The Trade and Development Report,The RBI approved formation of ‘Kerala Bank’ Technology and Innovation Report etc.(UNCTAD’s RBI approved the proposal of Kerala government for the formation Headquarters:Geneva, Switzerland) of Kerala Bank. RBI approved formation of ‘Kerala Bank’ having Mobiles To Drive $985 Billion Financial Services Sales In Rs 650 billion in deposits. The decision was taken by special task India By 2022 force headed by Chairman M S Sriram. The bank will be formed by By influencing purchases of credit cards, insurance and loans, consolidating State Cooperative Bank and the 14 district mobiles will create $985 billion sales opportunity for financial cooperatives. It will have a net deposit amount of Rs. 650 billion. services brands in India by 2022, says a new Facebook-KPMG It will provide modern facilities to the Primary Agricultural Cooperative Societies (PACS). The unification will be completed report titled “Eliminating friction in financial services path to by March 2019. purchase”. By 2022, mobile platforms are expected to influence eight out of 10 credit card and insurance purchases, about six out RBI slaps Rs 5 crore penalty on Karur Vysya Bank of 10 personal loan purchases and around seven out of 10 other The Reserve Bank of India has imposed a penalty of Rs 5 crore on loan purchases. Karur Vysya Bank for non-compliance of its directives. The penalty Global IoT cellular connections to hit 5-bn mark by 2025: was imposed for non-compliance with its directions on “Income Recognition and Asset Classification (IRAC) norms, reporting of Report frauds, and on the need for discipline at the time of opening of Global Internet of Things (IoT) cellular connections will cross five current accounts. billion mark by 2025 and China will continue to lead by contributing almost two-thirds of such connections. According to the latest Fitch places BoB’s viability rating on ‘rating watch nega- research from Counterpoint’s IoT (Internet of Things) service, tive’ Global IoT cellular connection grew 72 per cent in the first half of Fitch Ratings placed Bank of Baroda’s (BoB) viability rating on 2018, a considerable increase as compared to the same period last ‘rating watch negative’ following the government announcement year. to merge it with Vijaya Bank and Dena Bank. VRs represent Fitch’s view as to the intrinsic creditworthiness of an issuer. BoB’s VR OTHER FINANCIAL NEWS stands at ‘bb’ – which denotes moderate prospects for ongoing viability. Govt hikes GPF interest rate to 8% for Oct-Dec quarter The government has increased the rate of interest for General RBI withdraws permission to open Bandhan Bank new Provident Fund (GPF) and other related schemes by 0.4 percentage branches points to 8 per cent for the October-December quarter. The rate is The Reserve Bank of India (RBI) has withdrawn the general in line with that for Public Provident Fund. The interest rate on permission given to Bandhan Bank to open new branches and it GPF was 7.6 per cent for the July-September quarter of 2018-19. can now do so only with prior approval of the central bank. The bank was not able to bring down the shareholding of Non Operative IRDAI panel to study feasibility of paying claims in Financial Holding Company (NOFHC) to 40 per cent as required instalments under the licensing condition. The Insurance Regulatory and Development Authority of India (IRDAI) has formed a panel to examine the feasibility of payment PNB board okays Rs 5,431-cr capital infusion from govern- of general and health insurance claims in instalments. In order to ment examine the proposal, the regulator has constituted a working group State-run Punjab National Bank (PNB)‘s board approved a with Suresh Mathur, ED (Health), IRDAI, as its chairman. proposal for capital infusion of Rs 5,431 crore from the Central The concept of settlement of claim benefits in instalments will government by way of preferential issue of equity shares. enable the beneficiaries/claimants receive payments in a series of pre-determined instalments. RATING AND SURVEY India gets its first cryptocurrency ATM amidst the central IMF retains India’s growth rate at 7.3% in 2018 bank’s crackdown The International Monetary Fund (IMF) has retained its India A new ATM in Bengaluru’s Kemp Fort Mall has become the latest growth forecast for the current year and marginally pared it for face of the stand-off between India’s crypto-community and its next fiscal, citing the drag from higher crude prices and tightening banking regulator, RBI. The cryptocurrency ATM, India’s first, of the global financial situation. In its latest World Economic was launched by the virtual currency exchange Unocoin on Oct. Outlook, the IMF said India will grow 7.3% in FY19 and 7.4% in 14. Meant exclusively for Unocoin customers, this ATM can be FY20. used to deposit or withdraw money, which can then be used to buy cryptocurrencies from Unocoin’s website or mobile app. The UNCTAD expects India’s GDP to rise 7% in 2018 exchange plans to put up one such ATM machine each in Mumbai The United Nations Conference on Trade and Development and New Delhi. (UNCTAD) in its Trade and Development Report predicted the GDP growth of India for 2018 to be at 7%. Previously in 2017, it

9 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 SEBI allows foreign entities to participate in commodity de- SIDBI:-Headquarters: Lucknow, Founded: 2 April 1990, CMD: rivatives market Mohammad Mustafa  With an aim to deepen the commodity derivatives market, MobiKwik’s ‘Boost’ to offer instant loan in 90 seconds regulator SEBI allowed trading in the segment by foreign MobiKwik announced the launch of its breakthrough product called entities with exposure to the Indian physical commodity ‘Boost’, that offers instant loan approval and disbursal to market. MobiKwik users. This is the first-of-its-kind of credit disbursal  Currently, foreign entities are not permitted to directly product, wherein loans of upto Rs 60,000 are sanctioned as well as participate in the Indian commodity derivatives market, disbursed in a matter of 90 seconds. even if they import/export various commodities from/to MobiKwik is the first wallet player to disburse loan amount in the India. user’s mobile wallet.  Such foreign entities will be known as Eligible Foreign ‘Boost’ offers loans without any hassles of submission of Entities (EFEs). paperwork or collaterals. The loan sanction decision will be taken  All eligible EFEs are mandated to have actual exposure in 30 seconds, on the basis of an innovative risk scoring model to Indian physical commodity markets with minimum called ‘Mobiscore’, developed by MobiKwik. net worth requirement of $500,000. Users can apply for loans ranging from Rs. 5,000 upto Rs 60,000  They are also required to fulfil know-your-client (KYC) through MobiKwik app. requirements mandated by Indian anti-money laundering laws in line with equivalent category of foreign portfolio ADB approves US $150 million loan for establishing first investors (FPIs). multi-skills park in MP SEBI-Founded: 12 April 1992 Multilateral lender Asian Development Bank (ADB) will provide Headquarters: Mumbai US $150 million loan for establishing first multi-skills park in Chairman: Ajay Tyagi central Indian state of Madhya Pradesh. Asian Development Bank Commodity Market (ADB) will provide a USD 500 million loan to build climate resilient  It is physical or virtual marketplace for buying, selling infrastructure in several cities of Tamil Nadu. and trading raw or primary products. ADB will also administer US $2 million technical assistance grant  Thus, it is market that trades in primary economic sector from Japan Fund for Poverty Reduction, financed by Government rather than manufactured products. Commodities in this of Japan. market are split into two types: hard and soft Argentina Gets Biggest Loan in IMF’s History At $57 bil- commodities.  Hard commodities are typically natural resources that lion must be mined or extracted (such as gold, rubber and oil), Argentina has received the biggest loan package ever from the whereas soft commodities are agricultural products or International Monetary Fund, aimed at shoring up the country’s livestock (such as, wheat, cotton, corn, coffee, sugar, ailing finances a whopping $57.1bn that will be disbursed over the soybeans and pork). next three years. This is the biggest loan in the history of the IMF. NHB lifts refinance cap to Rs 30000 crore for housing fi- NEWS IN BRIEF nance firms  Leading stock exchange NSE signed a pact with the The National Housing Bank (NHB) increased its refinance limit to Uttarakhand government to provide access to capital to Rs 30,000 crore to make more funds available to eligible housing MSMEs. This agreement will prompt the growth of finance companies. It had initially set a limit of Rs 24,000 crore MSMEs entities in the state. this year (July 2018-June 2019) for refinancing eligible institutions.  Reliance Capital Ltd. said its wholly owned Reliance Health Insurance has got the R3 approval from Insurance Bank of Maharashtra shuts down 51 branches to cut costs Regulatory Authority of India (IRDAI). Pune based Bank of Maharashtra (BoM) has announced the closure of 51 branches across the country as part of cost-cutting measures  India and Asian Development Bank (ADB) signed a $240 being implemented in the banking industry. The BoM had hit million loan agreement to provide safe drinking water to headlines after Maharashtra police had nabbed its Chairman-cum- about 1.65 million people in three districts of West Bengal. Managing Director Ravindra Marathe and five others for the alleged  Bharti Airtel has acquired technology of artificial Rs 2,043-crore scam involving the prominent realtor, DSK Group intelligence (AI) service provider AuthMe ID Services. of Pune. Bharti Airtel- CEO: Gopal Vittal, Headquarters: New Delhi, Founder: Sunil Mittal SIDBI launches national level entrepreneurship awareness campaign Udyam Abhilasha Small Industries Development Bank of India (SIDBI) has launched BUSINESS,E-COMMERCE AND COR- Udyam Abhilasha in 115 Aspirational Districts identified by NITI Aayog in 28 States. The campaign held from 3 October to 8 October, PORATE AFFAIR 2018 across India and reach out to around 15,000 youth. Flipkart Forays Into Insurance With Bajaj Allianz

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E-commerce major Flipkart has partnered Bajaj Allianz General Clearfunds, an online mutual fund investment platform based out Insurance to offer customised insurance solutions to power its of Mumbai, for an undisclosed amount. mobile phone protection programme for all leading mobile phone brands that are sold on its platform. Under the programme, it will LinkedIn acquires employee engagement firm Glint offer both cash payout option or free pick up, service and drop Microsoft-owned LinkedIn has acquired Glint, a California-based convenience to customers. employee engagement company that helps organisations get feedback from employees. Tata Communications acquires IoT firm Teleena Tata Communications, a leading global digital infrastructure provider, Google+ to shut down amid security concerns is acquiring Teleena, a Netherlands-based Internet of Things (IoT) Google’s social network, Google +, was announced by the tech connectivity specialist and mobile virtual network enabler (MVNE). giant to be shutting down over a reported failure to reveal a security Teleena’s solution is a key part of the Tata Communications’ MOVE issue that affected hundreds of thousands of accounts. The platform, which enables enterprises and device manufacturers to announcement came in the wake of a Wall Street Journal (WSJ) capture, move and manage information worldwide through report stating that in order to avert any scrutiny from regulatory borderless, secure and scalable connectivity. authorities, Google did not reveal a security bug that affected hundreds of thousands of Google+ accounts. Apple world’s top brand, Facebook slips to 9th spot: Report Apple displaced Google to become the top brand in the world in Paytm tops UPI payments with over 33% market share 2018 while Facebook, mired in data breach controversies, fell to Alibaba and SoftBank-backed Paytm said it registered over 137 ninth place in the top 100 brands globally. According to global million UPI transactions in September, becoming the leading brand consultancy Interbrand’s “Best 100 Global Brands 2018” contributor to Unified Payments Interface (UPI) payments with report, Amazon achieved a 56 per cent growth to become the third over 33 per cent of the overall market share. The company also top brand globally. announced the launch of its Spam-proof “SMS Inbox” as part of its “Paytm Inbox”. MobiKwik acquires wealth management start-up Clearfunds Paytm CEO: Renu Satti, Founder: Vijay Shekhar Sharma, Parent Domestic mobile wallet player, MobiKwik announced its foray organization: One97 Communication. into India’s wealth management market with the acquisition of 

cooperation and facilitates economic, political, security, military, educational, and sociocultural integration. ASEAN comprise of Indonesia, , Thailand, Singapore, Philippines, Vietnam, Myanmar, Cambodia, Brunei and Laos. India is a full dialogue partner of the ASEAN. Headquarters: Jakarta, Indonesia. ADMM-Plus is platform for ASEAN and its eight dialogue partners to strengthen security and defence co-operation for peace, stability, and development in the region. 7th Meeting of Education Ministers of SCO Member States held in Astana, Kazakhstan The seventh meeting of education ministers of member states of Shanghai Cooperation Organisation (SCO) was held in Astana, capital city of Kazakhstan. India was represented by Minister of State (MoS) Human Resource Development Satyapal Singh. SCO full members includes China, Russia, Singapore hosts 12th ASEAN Defence Ministers Meeting Kazakhstan, Uzbekistan, Tajikistan, Kyrgyzstan (First 6 are and 5th ADMM-Plus founding states), India and Pakistan. SCO’s Headquarters: Beijing, The 12th ASEAN Defence Ministers Meeting (ADMM) and 5th China. Secretary General: Rashid Alimov ADMM-Plus was held on October 19 and 20, 2018 in Singapore. ASEAN is the regional intergovernmental organisation comprising 12th ASEM Summit held in Brussels, Belgium 10 Southeast Asian countries, which promotes intergovernmental The 12th Asia-Europe Meeting (ASEM) Summit was held in Brussels, Belgium. The theme of summit was ‘Global Partners for

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Global Challenges’. It was chaired by European Council President China to sell 48 Wing Loong II military drones to Pakistan Donald Tusk.Vice President M Venkaiah Naidu on a three-day China has agreed to sale 48 Wing Loong II high-end armed drones visit to Belgium attended the 12th Asia-Europe Meeting (ASEM) to its all-weather ally Pakistan. Total of 48 Wing Loong II UAVs summit. will be jointly built by China’s Chengdu Aircraft Corp (CAC) and ASEM is informal political dialogue and cooperation forum that Pakistan Aeronautical Complex (PAC) Karma.China is the largest brings 53 entities – including 51 countries (including India) from supplier of weapon system to the Pakistan Army. Asia and Europe and two regional bodies European Union (EU) and ASEAN. ASEM was officially established in March 1996 at Japanese Passport Named World’s Most Powerful, India 81st the first summit in Bangkok, Thailand. Japan’s passport has been named the most powerful in the world, overtaking Singapore, according to the Henley Passport Index. Bhutan general elections: Druk Nyamrup Tshogpa party Having gained visa-free access to Myanmar earlier this month, got majority Japanese citizens now have visa-free or visa-on-arrival access to Dravk Nyamrup Tshogpa Party has won the recent general elections 190 destinations around the world. The Indian passport has secured held in Bhutan. Late Tshering, President of Druk Nyamrup Tshogpa, the 81st rank with visa-free or visa-on-arrival access to 60 will be next Prime Minister of Bhutan. Previous Prime Minister destinations. Tshering Tobgay of ruling People’s Democratic Party was defeated in this election. Bangladesh enacts Digital Security Bill, 2018 Bangladesh’s President Abdul Hamid has given his assent to the US merges its embassy and Consulate General in Jerusa- controversial Digital Security Bill, 2018, by enacting it as a law. It lem into single diplomatic mission was passed by Bangladesh’s Parliament to deal with cybercrimes, United States has decided to merge its Consulate General with its including hurting religious sentiment, spreading negative propaganda new embassy in Israel into single diplomatic mission in Jerusalem. against 1971 Liberation War and Bangabandhu (Sheikh Mujibur It comes after US under President Donald Trump administration Rahman). It provides for minimum of 7 years and a maximum of 14 recognized Jerusalem as Israel’s capital in December 2017 and years’ imprisonment, as well as monetary fines of a minimum of moved its Embassy from Tel Aviv to Jerusalem in May 2018. Taka 25 lakh and maximum of Taka 1 crore, or both for illegal access and destruction of any important information related to Canada Becomes 2nd Country To Legalize Recreational state affairs. Cannabis Canada has become the second country after Uruguay to legalize World’s first full-sized Hyperloop capsule unveiled in Spain possession and use of recreational cannabis. Cannabis possession The world’s first full-sized Hyperloop passenger capsule has been first became a crime in Canada in 1923 but medical use has been unveiled in Spain giving those in attendance a glimpse of the future. legal since 2001. Canadians can now grow up to four plants in their California based company Hyperloop Transportation Technologies own home and carry up to 30 grams of dried cannabis for personal (Hyperloop TT) revealed the slimline capsule, which can reach use. speeds of 1,220 kilometres per hour. 6th RCEP Inter-sessional Ministerial Meeting held in UN postal agency issues commemorative stamps on Interna- Singapore tional Day of Non-Violence After 6th RCEP ministerial meeting held in August 2018, the 6th In commemoration of the International Day of Non-violence, Interregional Ministerial Meeting of Regional Comprehensive marked on Mahatma Gandhi’s birth anniversary, the UN postal Economic Partnership (RCEP) was held in Singapore. From Indian agency issued a new collection of stamps featuring artistic side, Minister of State (MoS) for Commerce & Industry and interpretation of ‘The Knotted Gun’, an iconic global sculpture Consumer Affairs, Food and Public Distribution C. R. Chaudhary giving the message of peace and non-violence. The stamps in the had attended the meeting. collection feature artistic interpretation of ‘The Knotted Gun,’ and RCEP is a proposed free trade agreement (FTA) or comprehensive have been issued by the UNPA in celebration of the International regional economic integration agreement between the 10-ASEAN Day of Non-violence to spread the message of non-violence and countries (Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, the universal desire of a culture of peace, tolerance and Philippines, Singapore, Thailand, Vietnam) and its six FTA partners understanding. (Australia, New Zealand, India, China, Japan and Korea). The IMF, World Bank and WTO launch Reinvigorating Trade negotiations for this mega trade deal were formally launched at 2012 ASEAN Summit in Cambodia. and Inclusive Growth Report International Monetary Fund (IMF), World Bank and World Trade New World Bank fund to insure against climate disasters Organization have collectively launched report “Reinvigorating The World Bank launched a new $150 million fund intended to Trade and Inclusive Growth”. In this report all three international help insure vulnerable countries against natural disasters and the organisations have sought liberalisation of global service sector, increasing risk of climate change-linked crises. The announcement asserting that barriers to these services trade currently is roughly follows a string of recent natural disasters across the world including as high as those to trade in goods about a half century ago. record storms and a series of deadly quakes in Indonesia, where the Bank and International Monetary Fund are currently meeting.

12 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 INDEX 2018 Government e-Payments Adoption Ranking (GEAR) ranking World Economic Forum’s Global Competitiveness Index for India was ranked 28th among 73 countries in 2018 Government e- 2018 Payments Adoption Ranking (GEAR).Norway has topped 2018 India has been ranked as the 58th most competitive economy on GEAR list scoring 89.7 points in seven categories. GEAR is an the World Economic Forum’s Global Competitiveness Index for Economist Intelligence Unit (EIU) global Index and benchmarking 2018, which was topped by the US followed by Singapore and study commissioned by financial services corporation Visa. Germany at the second and the third positions respectively. WEF: India ranks 5th in world terms of largest pictorial warning Headquarters Cologny, Switzerland. Chairman: Klaus Schwab on cigarette packs Global Hunger Index 2018: Belarus Tops, India Ranks 103rd India was ranked 5th among 206 countries in Cigarette Package As per the 2018 Global Hunger Index (GHI) the level of hunger Health Warnings: International Status Report 2018 released by and undernutrition worldwide fell to 20.9, down from 29.2 in the Canadian Cancer Society. In 2018 report, Timor-Leste has the year 2000. As per the index, India was ranked 103rd out of 119 largest warnings on cigarette packages in the world with 92.5% on qualifying countries. The Global Hunger Index 2018 report was front and back, followed by Nepal, Vanuatu and New Zealand.In prepared jointly by global NGOs namely, Concern Worldwide India, 85% of both sides of cigarette packets are covered with (Ireland) and Welthungerhilfe (Germany). The index was topped warnings. by Belarus. One country suffering from an extremely alarming level of hunger is the Central African Republic (CAR) Economic Freedom Index; HK, Singapore retain top spot India’s rank improved by a couple of notches, but it was still India is world’s most depressed country placed 96th among 162 countries in this year’s report on Economic According to a World Health Organization report, India is the Freedom in the World. Hong Kong and Singapore again topped the world’s most depressed country, closely followed by China and index, continuing their streak as the first and the second country, the US. According to the 2015-16 National Mental Health Survey respectively. (NMHS), every sixth person in India needs mental health help of some sort.  Data breach in India second highest after US in H1,2018: Gemalto VANIK’S KNOWLEDGE GARDEN Data breach incidences in India were the second highest globally (Topped by US) on account of compromise in Aadhaar database IFSC Code: This code is an alpha-numeric code that is which was exposed by a daily newspaper, according to a report by used to uniquely identify a bank branch participating in digital security firm Gemalto. Data breach of over 2 billion users the electronic payment systems in India like Real Time on social media platform Facebook was ranked as top incidence Gross Settlement (RTGS) and the National Electronic globally. Fund Transfer (NEFT). Reuters ranked Stanford University as World’s Most Inno-  It is an 11 digitcode.First 4 letters represent bank vative University code. The 5th letter is a ‘0’(Zero). last six letters Stanford University was named as World’s Most Innovative represent bank branch. University by Reuters news agency rankings. The second and  For example: IFSC code of a particular branch of third spots have been held by US’s Massachusetts Institute of ICICI bank may look like ICIC0001207. Technology (MIT) and Harvard University respectively.No Indian MICR:MICR stands for Magnetic Ink Character university was able to enter in the Reuters’ top 100 World’s Most Innovative University ranking Recognition. This code is present at the bottom of cheques and other India ranked 147th in Oxfam world inequality index vouchers. India has been ranked among the bottom 10 countries in a new  MICR code is 9 digits numeric code used to worldwide index released on the commitment of different nations to reduce inequalities in their populations. identify a bank participating in electronic clearing UK-based charity Oxfam International’s ‘Commitment to Reducing scheme. Inequality (CRI) Index’ ranks India 147th among 157 countries  First 3 digits represents city code The second 3 analysed, describing the country’s commitment to reducing digits represents Bank code The last 3 digits inequality as a “a very worrying situation” given that it is home to denotes bank branch. 1.3 billion people, many of whom live in extreme poverty.  For example:MICR-no of one of the Indian Bank The index is topped by Denmark branches in Chennai is 600019004.

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billion (approximately Rs. 13 lakh crore) and also 600 million mobile handsets valued at $110 billion (approximately Rs. 7 lakh crore) for export.Mobile phone devices segment accounting for three-fourths of production by 2025. It also aims to double the target of mobile phone production from 500 million units in 2019 to 1 billion by 2025 to meet objective. It also proposes to set up 20 greenfield and three brownfield electronic manufacturing cluster projects which have been sanctioned with project outlay of Rs 3,898 crore, including Rs 1,577 crore from Central Government. National Human Rights Commission cel- ebrates Silver Jubilee National Human Rights Commission (NHRC), apex statutory watchdog of human rights in the country, celebrated Silver Jubilee (25 years) on October 12, 2018. It was established on October 12, 1993 as per the statutory provisions of Protection of Human Rights Act, 1993. WEF launches Centre for Fourth Industrial Revolution in NHRC also released special silver jubilee logo and commissioned India documentary titled ‘NHRC: 25 years, Billion Hopes’ capturing The World Economic Forum (WEF) has announced its new Centre the 25 years of its journey. It also organized ‘Human Rights Mela’ for Fourth Industrial Revolution in India.The Centre will be based and ‘Human Rights Street Theatre Festival’ in New Delhi. in Maharashtra. It will be fourth center in chain-ones as part of NHRC’S Headquarters: New Delhi.Chairperson: Shri Justice H. WEF’s global network along with San Francisco (US), Tokyo L. Dattu (Japan) and Beijing (China) are already functioning. The centre will facilitate to bring together government and business Chief Minister’s Urban Leaders Fellowship Programme leaders to pilot emerging technology policies. NITI Aayog will launched in Delhi coordinate partnership on behalf of government and work of centre Delhi government has launched Chief Minister’s Urban Leaders among multiple ministries. Fellowship Programme to provide unique opportunity to young World Economic Forum (WEF) leaders across India to work within the Delhi government to address It is an international institution founded by Klaus Schwab that some of the most pressing urban challenges in India. It also seeks works to improve the state of the world through public-private to attract youth who are passionate about public service and are cooperation. It was established in 1971 and is headquartered in willing to work for two years. The fellows will be paid remuneration Geneva, Switzerland. of Rs 1.25 lakh per month and Rs 75,000 per month to Associate Fellows. National Swachh Survekshan Grameen 2018: The rankings were based on the National Swachh Survekshan PM inaugurates first Assembly of International Solar Alli- Grameen 2018 of the Union Ministry of Drinking Water and ance in New Delhi Sanitation. As part of this survey, 6786 villages in 685 districts  Prime Minister Narendra Modi inaugurated first across India were covered. Assembly of International Solar Alliance (ISA) in New Overall Ranking Delhi. The same event also marked inauguration of second  Top 3 States: Haryana (1st), Gujarat (2nd) and Indian Ocean Rim Association (IORA) Renewable Maharashtra (3rd). Energy Ministerial Meeting and second Global RE-Invest  Top 3 Districts: Satara (Maharashtra), Rewari (Haryana) (Renewable Energy Investors’ Meet and Expo). and Pedapalli (Telangana).  ISA, a joint initiative of India and France launched in The latest ranking of 2018 by Swachh Bharat Abhiyan announced 2015 to galvanise 121 potential member countries to Indore as the cleanest cities in India for a second time. increase their solar footprint, is aimed to mobilise $1 trillion( US$ 1000 billion) to generate 1,000 gw of solar National Policy on Electronics 2018’ (NPE 2018) energy by 2030. Union Ministry of Electronics and Information Technology  India has pledged a target of installing 100GW by 2022 (MeitY) has issued draft ‘National Policy on Electronics 2018’ and reduction in emission intensity by 33–35% by 2030. (NPE 2018) for Electronics System Design and Manufacturing  (ESDM) Sector of India. It sets ambitious target of creating $400 India’s pledge to the Paris summit offered to bring 40% of its electricity generation capacity (not actual billion electronics manufacturing industry by 2025, valued at $190

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production) from non-fossil sources (renewable, large Indian Ocean Rim Association (IORA) hydro, and nuclear) by 2030. IORA is international organisation consisting of coastal states  ISA-Head: Upendra Tripathy,Headquarters:Gurugram, bordering Indian Ocean, established in 1997 to promote Haryana cooperation in IOR.IORA comprises 21 member states (including  IORA was set up with objective of strengthening regional India) . Headquarters: Ebene, Mauritius cooperation and sustainable development within Indian NOTE:-IRENA-Headquarters: Abu Dhabi. Founded: 26 January Ocean Region with 21 member states and 7 Dialogue 2009. Leader: Adnan Z. Amin Partners. (Headquarters: Ebene, Mauritius.Founded: IRCTC launches AI chatbot to answer user queries 1995) Indian Railway Catering and Tourism Corporation (IRCTC) has Special Central Government Package for Footwear and launched Artificial Intelligence (AI) powered chatbot– Ask Disha Leather Sector ((Digital Interaction to Seek Help Anytime) to help its users answer The Central Government has approved a special package for various queries. The chatbot is voice enabled and will support employment generation in leather and footwear sector. Centre has several regional languages in the near future. It will offer greatly approved four projects worth over 105 crore rupees to promote improved and intuitive customer support by answering customer leather industry in Tamil Nadu. The projects are under the Central queries pertaining to all aspects of the services that IRCTC Sector Scheme, Indian Footwear, Leather and Accessories provides. Development Programme (IFLADP). The Commerce and Industry North Central Railways launched two mobile apps named Ministry said that in-principle approval has also been given to NCR RASTA and Yatri RASTA mega leather cluster at Bantala in West Bengal. This will generate The North Central Railways (NCR) launched two mobile apps, employment for around 7000 people and lead to an investment of NCR RASTA (Railway assets Summerised Tracking Application) up to 500 crore rupees. and Yatri RASTA (Railway Approach to Station Tracking India’s first portal for agri biz learning launched in Application) for its employees and passengers, respectively, for Warangal locating assets and stations. British Deputy High Commissioner in Hyderabad Andrew Fleming NCR RASTA app: It is for use of railway officers and staff and has exact mapping of all railway assets. It will enable railway staff to launched the SRiX Agri-Business Academy, India’s first agri and food business online learning platform, at SR Innovation Exchange reach desired asset using Google Navigation in case of any (SRiX) Campus, Warangal. SRiX Agri-Business Academy is an emergency. Indo-UK collaborative initiative. Yatri RASTA app: It will allow general public to locate railway stations easily. It is already available for smartphones running on Government launches Swasth Bharat Yatra national cam- Android and can be downloaded free of cost from Google Play paign for food safety Store. The Union Government launched national campaign ‘Swasth NITI Aayog, Microsoft sign agreement to bring in AI tools Bharat Yatra’ on occasion of World Food Day (observed on 16 October) to sensitise people about eating safe food and be healthy. for agriculture and healthcare The campaign has been launched in association with states and led Government’s premier think tank NITI Aayog has inked agreement by Food Safety and Standards Authority of India (FSSAI). with Microsoft India to deploy artificial intelligence (AI) The government is continuously working on achieving the goal of technologies to address challenges in agriculture and healthcare and zero hunger by 2030 in a systematic manner, Minister of Agriculture promote adoption of local language computing among others. and Farmers Welfare, Radha Mohan Singh said. Government lays foundation stone for Prime Ministers’ 2nd Global Renewable Energy Investment Meeting and Expo Museum at Teen Murti Estate held in Noida Minister of state for culture, Mahesh Sharma and Union Minister The second Global Renewable Energy Investment Meeting and for Housing and Urban Affairs, Hardeep Singh Puri jointly laid the Expo (REINVEST- 2018) was organised by Ministry of New and foundation stone for proposed Museum on Prime Ministers of Renewable Energy in Noida. 2nd Global RE-INVEST also hosted India at Teen Murti Estate, New Delhi. The new museum will First Assembly of International Solar Alliance (ISA) and Meeting incorporate the Nehru Memorial Museum and Library (NMML) of the Energy Ministers of Indian Ocean Rim Association (IORA) at the Teen Murti Estate, the official residence of India’s first countries. Prime Minister Jawaharlal Nehru. The proposed Museum will be 21 countries in Indian Ocean Rim Association (IORA) adopted constructed at a cost of Rs. 271 crore. Delhi Declaration on Renewable Energy in Indian Ocean Region. India aims to generate 40% power from non-fossil fuel by IORA member countries also resolved to collaborate with 2030 International Renewable Energy Agency (IRENA) and ISA member Stressing that India would generate 40 per cent of power from non- nations to exchange knowledge and share views and potential fossil fuels by 2030, Prime Minister Narendra Modi called for interests in renewable energy sector. connecting solar energy supply across borders giving the mantra of ‘One World One Sun One Grid’.Modi said he saw the 121-country

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International Solar Alliance as the future OPEC for meeting energy declared the cleanest government varsity by the HRD Ministry, needs of the world. followed by Guru Nanak Dev University in Punjab’s Amritsar. OPEC-Headquarters: Vienna, Austria. Secretary General: Among the residential campuses of private universities, Pune’s Mohammed Barkindo Symbiosis International University has been ranked at the top followed by O P Jindal Global University in Sonipat, Haryana. Haryana’s MDU declared cleanest govt university by HRD Raipur’s ITM University has been ranked at the top among non- Ministry residential campuses of private universities. Union Human Resource Development Minister Prakash Javadekar announced the “Swachh Campus rankings” under different  categories. Haryana’s Maharshi Dayanand University has been

 The first upgraded Utkrisht rake, Howrah- Kalka Mail, rolled out recently.  The project has been undertaken as ‘Green Rakes’(consisting of 20 or 22 coaches) at Eastern Railways’ Liluah workshop and they cost Rs 60 lakh each.  Following this, the Railway Board has plans to roll out 500 more rakes by March 2020.  The unique feature of this Utkrisht Rake is the provision of Swachh Rail Toilet (SRT), which is a hybrid design of the bio-toilet system.

PM Modi reiterates govt’s commitment to pro- vide shelter to all homeless people by 2022 Prime Minister Narendra Modi has reiterated government’s aim to ensure that all the homeless get shelter by 2022, when India celebrates 75 years of Independence. He handed over keys to 2.5 lakh Grameen beneficiaries of Pradhan Mantri Awas Yojana, PMAY. He was speaking at a function marking the launch of several projects at Sai Mandir Government releases Digi Yatra policy on biometric based Complex at Shirdi in Maharashtra. He released a silver coin to commemorate Centenary year of Shri digital processing of passengers at airports Saibaba Samadhi. The Prime Minister also unveiled the plaque to  Union Ministry of Civil Aviation has released policy on mark the laying of foundation stone of various development works biometric based digital processing of passengers at of Shri Saibaba Sansthan Trust. Prime Minister also launched a 10 airports called Digi Yatra. mega watt solar project, Darshan Queue Complex, Sri Sai Baba  Under it, there will be one-time verification at departure Knowledge Campus and Sai Shrishti, where all significant works airport while travelling for first time using ID. After of Sai would be digitally available for tourists. successful verification, facial recognition biometric will be captured and stored in Digi Yatra ID. With this Transport Ministry launches youth road safety learners li- initiative, ticket booking, airport entry and boarding pass cence programme security check-in will be made digital. The Minister of State for Road Transport and Highways, Mansukh  The initiative seeks to promote paperless and hassle- L Mandaviya, launched the Youth Road Safety Learners Licence free air travel. It will be operational by end of February, programme in New Delhi. The first-of-its-kind training programme 2019 at Bengaluru and Hyderabad airports. is a PPP initiative to be run in collaboration with Diageo India and  In later phase, Airports Authority of India (AAI) will the Institute of Road Traffic Education (IRTE) and attempts to roll out this initiative at Kolkata, Varanasi, Pune and bring a formal and structured training program for the young, first- Vijayawada airports by April 2019. time drivers as they apply for learner’s license. The programme will help the government achieve its target of Project Utkrisht: Railways to roll out 640 rakes by 2020 for reducing road accidents by 50 percent by 2020. India’s Institute of Rs 400 crore Road Traffic Education (IRTE) has been successfully running its  Indian Railways have plans to develop 640 Utkrisht ‘Road to Safety’ initiative to provide capacity building training to rakes under its project of upgrading the mail/express traffic police officials and educate commercial drivers. trains in the next two years at a cost of Rs 400 crore.

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Crop damages in wild animal attacks put under Pradhan crops and 1.5% for all Rabi crops. In case of annual commercial Mantri Fasal Bima Yojna on pilot basis and horticultural crops, farmers have to pay premium of only 5%. Union Government has decided to cover damages to crops in wild animal attacks under Pradhan Mantri Fasal Bima Yojna in select Sushma Swaraj launches ‘India for Humanity’ initiative External Affairs Minister Sushma Swaraj launched India for districts on an experimental basis. The government has also brought Humanity initiative in New Delhi as part of 150th Birth under the PMFBY ambit certain horticultural crops on an Anniversary celebrations of Mahatma Gandhi being held over the experimental basis. The amended provisions for the scheme also stipulate fines in next one year. With its focus on Mahatma Gandhi’s philosophy of cases of delay in clearing the insurance claims for crop damages. compassion, caring and service to humanity, ‘India for Humanity’ features a year-long series of artificial limb fitment camps in a In case a firm now delays the clearances beyond two months, it number of countries spanning the globe. will have to pay an annual interest of 12 per cent. The External Affairs Ministry is collaborating for this with Similarly the state government too will have to pay an interest of charitable organization Bhagwan Mahaveer Viklang Sahayata Samiti, 12 per cent in case of delay in release of state’s share of subsidy in BMVSS. The camps will be initially held in 12 countries identified premium to insurance firms. through the Missions with financial support of Indian government. Insurances firms will also have to spend 0.5 per cent of their BMVSS was founded in 1975 and better known by its trademark earnings from annual premium to advertise the provisions of the PMFBY among the peasants. limb Jaipur Foot, BMVSS is among the world’s largest organisations for the fitment of artificial limbs and till date has served over 1.73 NOTE:- PMFBY is farmers’ welfare scheme launched in 2016 to million amputees. ensure faster insurance services or reliefs to farmers.Under PMFBY farmers need to pay uniform premium of only 2% for all Kharif 

 Agreements were signed for visa-free travel of diplomatic passport holders for programme of cooperation between the ministries of foreign affairs of Uzbekistan and India in 2019-2020.  An MoU was inked between Khokimiat of Samarkand City and the Municipal Corporation of Agra. Another pact was signed between the Khokimiyat of Andijan Region and the Gujarat government.  MoU on for Development of pharmaceutical industry under the Ministry of Health of the Republic of Uzbekistan.  MoU on Cooperation for establishment of the Uzbek-Indian Free Pharmaceutical Zone in the Andijan Region of Uzbekistan. Uzbekistan President: Shavkat Mirziyoyev, Capital: Tashkent, Currency: Uzbekistani som Sri Lanka sets up committee to formulate strategy to help businesses invest more in In- dia India and Uzbekistan inked 17 MOUs Sri Lanka has set up a committee to formulate a strategy to help its India and Uzbekistan set an annual bilateral trade target of $1 businesses invest more into the Indian market. The ‘Break into billion to be achieved within two years and agreed to boost India Strategy Committee’ appointed by the Ministry of connectivity as the two sides signed 17 agreements across a range Development strategies and International trade will include members of sectors following delegation-level talks led by Prime Minister from several top firms as well as representatives from research Narendra Modi and Uzbekistan President Shavkat Mirziyoyev in institutions and consulting companies New delhi. Some Important Mou First India-Israel Innovation Centre opened in Bengaluru  The two countries signed pacts for collaboration in the India’s first India-Israel Innovation Centre (IIIC), an entrepreneurial field of military education and for cooperation between technology hub, was launched in Bengaluru.It aims to forge local the Office of the Security Council under the President of partnerships and joint ventures between companies from the two Uzbekistan and the National Security Council Secretariat countries. of India.

17 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 India and Sri Lanka sign two MoU for construstion of 1200 India and Azerbaijan: India and Azerbaijan has signed protocol houses on trade and economic, science and technology cooperation. It was India and Sri Lanka signed two Memoranda of Understanding signed at 5th meeting of India-Azerbaijan Inter-Governmental (MoU) for construction of 1200 houses through 50 model villages, Commission on Trade and Economic, Science and Technology using Indian grant assistance of 60 crore Srilankan rupees. With Cooperation (IA-IGC) held in New Delhi. Azerbaijan-Capital: this, India’s collaboration with Srilankan government under Model Baku, Currency: manat Villages Housing Program stands at 2400 houses in 100 model India and Finland: Union Cabinet has approved Memorandum villages. As per the new MoUs, 600 houses each will be constructed of Cooperation (MoC) between India and Finland on Environmental in the Southern and Northern Provinces. Cooperation. Finland-Capital: Helsinki, Currency: Euro India, Australia held second 2+2 dialogue in Canberra, Aus- Delhi, Moscow sign twin-city agreement tralia Delhi government signed a twin city agreement with the Moscow India and Australia held the second ‘2+2’ secretary-level dialogue administration for cooperation in the fields of education, healthcare, in Canberra during which key issues related to their strategic and sports, tourism, transport and environment for a period of three defence ties were discussed and the two countries underlined the years. need for a free, open and inclusive Indo-Pacific region. 

 Under it, grains like wheat, rice and coarse grain will be distributed at the subsidized price of Rs. 3, Rs. 2 and Rs. 1 per kg.  High nutrition food is provided to children from age group of 6 months to 14 years. Pregnant women and lactating mothers are entitled to get maternity benefit of Rs. 6,000.

World’s largest dome inaugurated in Pune The world’s largest dome was inaugurated at Maharashtra Institute of Technology (MIT)’s World Peace University (MIT-WPU) campus at Loni Kalbhor, Pune (Maharashtra). It was inaugurated by Vice President Venkaiah Naidu along with Peace Center on the occasion of 150th birth anniversary of Mahatma Gandhi. In a first, UP govt makes man-animal conflict a ‘State Declared Disaster’ The Uttar Pradesh government has made the man- animal conflict a ‘State Declared Disaster’ bringing Odisha Government launches its own food security scheme such incidents under the ambit of State Disaster Response Fund On the occasion of Gandhi Jayanti (2nd October) Odisha Chief (SDRF) to ensure better coordination and relief during such Minister Naveen Patnaik has launched State Food Security Scheme mishaps in the state. As per the provisions of the order, in cases of (SFSS) to benefit the 25 lakh poor people who were left out of the human death due to man-animal conflict, relief of Rs 5 lakh would National Food Security Act (NFSA). Under it, beneficiaries will be given to the family of deceased while the disbursement of get 5 kg of rice per person per month at rate of Rs. 1 per kg. This compensation for injury would be in accordance to SDRF will be same as availed by people covered under the National Food guidelines. Security Act, 2013. Bihar’s Shahi litchi gets Geographical Indication tag National Food Security Act (NFSA), 2013 Shahi Litchi from Bihar has received Geographical Indication (GI)  NFSA aims to provide subsidized food grains to tag from Chennai based Geographical Indication Registry and approximately two thirds of the population (75% in Intellectual Property India. GI tag is name or sign used on certain rural areas and 50% in urban areas). products which correspond to specific geographical location or  It converts into legal entitlements for existing food origin. It is used for agricultural, natural and manufactured goods security programmes of Central Government such as having special quality and established reputation. Midday Meal Scheme, Integrated Child Development Services scheme and Public Distribution System. Korean War memorial to be built in Delhi A Korean War memorial will be built in New Delhi to commemorate India’s role in the war that ended in an armistice in 1953. “India

18 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 and South Korea have agreed to build a war memorial. The idea was student will be entitled to get financial assistance of Rs 23,600, proposed by the Korean War Veterans Association in India. The while a diploma student to get Rs 26,300 per annum. A total of Delhi government had identified the land for the memorial in central 1878 students will get benefit from the programme. Delhi. Odisha CM launches ‘Odyssey City Card’ for Bhubaneswar Haryana’s first autism research centre opens in Gurugram Odisha Chief Minister Naveen Patnaik launched a common city First of its kind in Haryana, National Autism Intervention Research payment card system “Odyssey City Card” for Bhubaneswar. As Centre was launched in Gurugram at Fortis Memorial Research a joint initiative of the Bhubaneswar Municipal Corporation, Institute by state’s Additional Chief Secretary, Department of Bhubaneswar Smart City Ltd and the ICICI Bank, the card will Health & Family Welfare, R.R. Jowel. facilitate payment transactions for citizen services across the city. The Chief Minister also launched “My Odyssey Centres” that India’s 1st ‘Methanol Cooking Fuel Program’ Launched in will facilitate payment services for citizens. Assam Northeast and Assam Petro-chemicals, a state-owned company Karnataka Unveils ‘Unnati Scheme’ To Help Entrepreneurs launched Asia’s first cannister-based and India’s first “Methanol From SC/ST Communities Cooking Fuel Program”. The programme was inaugurated by Dr V The Karnataka Government has unveiled ‘Unnati Scheme’ to help K Saraswat, Member, NITI Aayog and Chairman, Methanol Apex entrepreneurs from SC/ST Communities. Karnataka Social Welfare Committee at the Assam Petro-chemicals campus at Namrup, Minister Priyank Kharge announced that the state government, Assam. under the Unnati scheme, will invest up to Rs 20 crore to create end-to-end support infrastructure for startups and entrepreneurs Odisha CM launches Nirman Kusuma Yojana from a marginalised background. Odisha Chief Minister Naveen Patnaik launched the “Nirman Kusuma Yojana” to provide financial assistance to children of construction workers for pursuing technical education. An ITI 

Carnot Prize 2018 to Union Minister Piyush Goyal  Union Minister for Railways, Coal and Corporate Affairs Piyush Goyal will receive the prestigious Carnot prize for his contribution towards sustainable energy solutions.  The former power minister will be awarded by the Kleinmana Center for Energy Policy at the University of Pennsylvania School of Design.  The award in the energy sector is named after French physicist Nicolas Sadi Carnot who recognised that the power of the steam engine would “produce a great revolution” in human development. Suheil Tandon wins International Olympic committee award Social Entrepreneur Suheil F. Tandon has won the International Olympic Committee’s Sport and Active Society Commission’s Grant Award for his contribution to sports for development. The Anna Burns Wins 2018 Man Booker Prize For Her Novel award ceremony was held during the Olympism in Action forum at ‘Milkman’ Buenos Aires. Northern Irish author Anna Burns has won the 2018 Man Booker Prize for her novel ‘Milkman’, which is her third full-length novel. Wildlife Photographer Of The Year 2018 Bagged By Marsel The Man Booker Prize for Fiction (formerly known as the Booker– van Oosten McConnell Prize and commonly known simply as the Booker Dutch photographer Marsel van Oosten won the grand title with Prize) is a literary prize awarded each year for the best original his photo of critically endangered golden snub-nosed monkeys in novel written in the English language and published in the UK. China. With this photo titled “The Golden Couple,” Dutch photographer Marsel van Oosten has won Wildlife Photographer of the Year, awarded by London’s Natural History Museum.

19 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 Arshdeep Singh Wins Top Wildlife Photo Award in Junior Women’s Tennis Association (WTA) Player of the Year award. Category Other nominees for the prize are Angelique Kerber, Petra Kvitova Jalandhar’s Arshdeep Singh has won the Young Wildlife and Caroline Wozniacki. The winners of the awards will be declared Photographer of the Year (Asia) Award for his photograph ‘Pipe on 19 October. Owls’. The award ceremony was held at the Natural History Nobel laureates Nadia, Mukwege nominated for Mother Museum, London. Shot outside Kapurthala city, the wining photograph with two owlets closely sitting inside a pipe, was Teresa Award-2018 taken while Arshdeep was travelling with his father. Anti-rape campaigners Nadia Murad and Dr Denis Mukwege, who were earlier in the day declared as the Nobel Peace Prize winners Sikkim to get 100 pc organic state UN award in Rome for 2018, have been nominated for this year’s “Mother Teresa The “100 per cent organic state” Sikkim, the first in the world, will Memorial Award” instituted by the city-based Harmony get the “Oscar for best policies” at a UN ceremony in Rome and it Foundation. The Harmony Foundation was launched in 2005 to bolsters efforts to attain the Sustainable Development Goals. Sikkim foster communal and social harmony between various communities beat out 51 other nominees from 25 countries for the Future Policy through the ‘Mother Teresa Memorial Awards’. Award 2018 the world’s best laws and policies promoting agro- ecology which will be presented during the World Food Week at PM Narendra Modi conferred UNEP Champions of Earth headquarters of the Food and Agriculture Organization (FAO). Award 2018 This year’s award is co-organised by the FAO, the World Future  Prime Minister Narendra Modi was conferred with Council (WFC) and IFOAM – Organics International. Brazil, United Nation’s Champions of the Earth Award 2018 by Denmark and Quito shared the silver award. UN Secretary General Antonio Guterres at ceremony in FAO Headquarters: Rome, Italy. Head: José Graziano da Silva Delhi. He is among the six winners who received this award. Khayyam named for Hridaynath Award for lifetime achieve-  PM Modi was jointly awarded this award along with ment French President Emmanuel Macron under the ‘Political National Award winning music director Mohammed Zahur Leadership’ category for their work in championing Khayyam Hashmi, famous as ‘Khayyam’, has been named for this International Solar Alliance (ISA) year’s Hridaynath Award for Lifetime Achievement. Instituted by  Cochin International Airport also received Champions the Hridayesh Arts, the award carries a cash prize of Rs 100,000 of Earth Award 2018 for ‘Entrepreneurial Vision and for and a memento and shall be conferred by Chief Minister Devendra its leadership in the use of sustainable energy. It is world’s Fadnavis at a function in Mumbai. first fully solar-powered airport. Indus Towers Wins Deming Prize for 2018  It is UN’s highest environmental recognition celebrating Indus Towers becomes the first Indian company in the service exceptional figures from public and private sectors and sector and fifth globally to achieve this feat Indus Towers, world’s from civil society, whose actions have had transformative largest telecom tower company (outside China), won the Deming positive impact on the environment. It was established Prize for 2018, being the first Indian company in the service sector in 2005 by United Nations Environment Programme (UN and the fifth in the world to achieve this. Environment). ESIC wins ISSA GOOD Practice Award, Asia and Pacific Lilima Minz to receive Ekalabya Puraskar, 2018 2018 Hockey player Lilima Minz, who hails from Odisha, has been selected for the prestigious Ekalabya Puraskar, 2018. The annual Employees’ State Insurance Corporation (ESIC) was awarded ISSA award, comprising a cash prize of Rs 5 lakh along with a citation, (International Social Security Association) ISSA Good Practice would be presented at the Ekalabya Award function. Award for Administrative Solution for Coverage Extension at The Ekalabya Puraskar has been instituted by IMPaCT, the social Regional Social Security Forum for Asia and Pacific held at Kuala wing of Indian Metals & Ferro Alloys (IMFA), which has been Lumpur, capital Malaysia. promoting literature, sports, arts, culture and other socially NOTE-Employee’s State Insurance (abbreviated as ESI) is a self- meaningful activities in Odisha for decades. financing social security and health insurance scheme for Indian workers. This fund is managed by the Employees’ State Insurance Tourism Minister K J Alphons presents National Tourism Corporation (ESIC) according to rules and regulations stipulated Awards 2016-17 in New Delhi there in the ESI Act 1948.  Tourism Minister K J Alphons presented National At present, the ESIC covers around 3 crore formal sector employees in the country. ESIC draws plan to cover 10 crore formal sector Tourism Awards 2016-17 at Vigyan Bhawan, New Delhi. workers by 2022. (Union Labour Minister Santosh Kumar The awards were given in various segments of the Travel, Gangwar) Tourism and Hospitality Industry.  Qutub Minar begged an award for being the best Simona Halep, Naomi Osaka nominated for WTA Player of monument for differently-abled, while Ahmedabad and the Year Mandu were jointly declared the ‘Best Heritage City’ in World Number one Simona Halep(Romanian Tennis Player) and the country. Japan’s Naomi Osaka are among the players nominated for the

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bagged the first prize in state category Combating Human Trafficking’. It is US’s highest honour for comprehensive development of tourism. It got the in the field. prize for promoting Andhra Pradesh Tourism as a global  Prema Gopalan, founder of Swayam Shikshan Prayog tourism brand whereas Kerala bagged the second prize (SSP), was awarded the 8th Social Entrepreneur of the for comprehensive development of tourism and Rajasthan Year award, 2018, for her work in promoting women’s & Goa jointly shared the third prize. entrepreneurship at the grassroots and ensuring rural  ‘INTACH Heritage Walks Delhi’ along with ‘Indore livelihood. Heritage Walk’ were together announced winners in the  category of ‘Best Heritage Walk’. ‘Beeg Ani Beegath’, a collection of short stories in Konkani by the well-known writer, journalist, and critic Entrepreneur Chiranjiv Patel wins Business World’s ’40 H M Pernal bagged the prestigious ‘Vimala V Pai Vishwa’ Under 402 title Konkani best book award for the year 2018. Prominent entrepreneur and achiever from Gujrat, Chiranjiv Patel  Eminent surgical oncologist of Mumbai A. Pradhan has bagged the prestigious “BW 40 under 40” award in BW Business was conferred the prestigious Dhanvantari Award at a World’s second edition of 40 Under 40 Summit and awards held in function held in Mumbai. Gurugram. Chiranjiv Patel is the Managing Director and the Vice  Nepal won tourism awards at the 14th Hospitality India Chairman of P. C. Snehal Group, which is one of the leading construction and engineering business groups in India. and Explore the World Annual International Travel Awards 2018 which was held in New Delhi. Maharashtra names Raam-Laxman for Lata Mangeshkar  Sri M.K. Gandhiji to be posthumously honored with US Award Congressional Gold. The Maharashtra government‘s prestigious ‘Lata Mangeshkar  Evan Atar Adaha, a surgeon who runs a remote hospital Award’ for 2018 will be conferred on Vijay Patil, of the music in South Sudan, received the prestigious 2018 UNHCR director duo Raam-Laxman. The annual award is declared on the Nansen Refugee Award. birthday of the legendary singer, Bharat Ratna Lata Mangeshkar. NEWS IN BRIEF  US Secretary of State Mike Pompeo awarded Indian-  American Minal Patel Davis with Presidential Medal for

Vikram Limaye: World Federation of Exchanges (WFE), has appointed NSE’s Managing Director and CEO Vikram Limaye as the chairman of its working group committee. His name was announced at the 58th General Assembly and Annual Meeting in Athens, Greece.WFE Headquarters: LondonGujarati poet Sitanshu Yashaschandra Gita Gopinath:chosen for India-born 2017 Saraswati economist Samman Gita Gopinath was appointedGujarati Chief poet, Economist playwright of Internationaland academic Monetary Sitanshu Fund (IMF).Yashaschandra She will takewas overselected as IMF for chief2017 economistSaraswati after MauriceSamman Obstfeld for his collectionretires in December of verses 2018.It(poetry) makes titled her second Indian after former RBI governor Raghuram “Vakhar” published in 2009. It was 27 edition of Rajan tothe hold award. the Saraswatiposition. Samman is an annual award India bestowed upon Indian citizen for his outstanding Tusharliterary Mehta: work Union written Cabinet in has any approved 22 Indian appointment language Tusharmentioned Mehta as thein Schedulenew Solicitor VIII Generalof Constitution of India. and He will replacepublished Ranjit during Kumar. lastSolicitor 10 years. General It carries is thecash second prize highestof law Rs. officer 15 lakh. in the country. He is subordinate to the Attorney General of India, the highest law officer and It was established in 1991 by KK Birla Foundation works under him. He also advises the government in legal (which also gives Vyas Samman for Hindi, and Bihari matters. Solicitor general is appointed for period of three Puraskar for Hindi and Rajasthani writers of years by Appointment Committee of Cabinet chaired by Prime Rajasthan). Harivansh Rai Bachchan was first WORLD Minister. recipient of this award for his autobiography Maeen Abdulmalik: Yemen’s newly appointed Prime Minister R N Ravi: R N Ravi has been appointed as Deputy National published Dashdwar Se Sopan Tak written in four Maeen Abdulmalik was sworn in to lead the internationally-backed Security Advisor (Internal Affairs). He will be third deputy NSA volumes. government in the war-torn Arab country. to National Security Advisor (NSA) Ajit Doval after former Barham Salih: Iraq’s Patriotic Union of Kurdistan (PUK) selected Barham Salih as the President of Iraq.

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Research and Analysis Wing (RAW) chief, Rajinder Khanna and accountant by qualification, had joined Bank of Baroda in October, serving diplomat Pankaj Saran. 2015. Shekhar Mande: Appointments Committee of the Cabinet (ACC) Arundhati Bhattacharya: The largest home grown private equity has appointed Dr. Shekhar Mande as the Director General of Council firm ChrysCapital Advisors LLP has hired former SBI chairperson of Scientific and Industrial Research (CSIR) and Secretary of the Arundhati Bhattacharya as an advisor. Bhattacharya who will advise Department of Scientific and Research (DSIR). on firm’s strategy and investments, will be working with CSIR is an autonomous body and India’s premier research and ChrysCapital managing partner Kunal Shroff and other partners. development (R&D) organisation. It was established in 1942.Prime Rakesh Sharma: The government appointed former Canara Bank Minister is the chairman of CSIR.It runs a chain of 38 national managing director Rakesh Sharma as head of IDBI Bank for a period research labs. It is headquarter in New Delhi. of six months. This comes after the tenure of B Sriram who was Pravin Srivastava: The Appointments Committee of the Cabinet appointed as the chief executive of IDBI Bank for three months has appointed Pravin Srivastava, Additional Director General, ended in September 2018. Ministry of Statistics and Programme Implementation, as Chief : Chanda Kochhar quit as CEO of ICICI Bank Statistician of India(CSI), and Secretary of the Statistics Ministry. after her plea for early retirement was accepted by the bank. She is Madan Bhimarao Lokur: President Ramnath Kovind has also stepping down from the board of directors of its units, including appointed senior judge of Supreme Court Madan Bhimarao Lokur ICICI Securities where she had sought reappointment as the (64) as Executive Chairman of National Legal Services Authority chairperson. Sandeep Bakhshi has been named as the Managing of India (NALSA). NALSA,constituted under Legal Services Director and Chief Executive Officer following Kochhar’s move. Authorities Act, 1987, provides services of free legal aid in civil Resigns and criminal matters for poor and marginalised people who cannot MJ Akbar: Former editor MJ Akbar has resigned from his post of afford services of lawyer in any court or tribunal. Minister of State for External Affairs amid sexual harassment Vikram Misri: Senior diplomat Vikram Misri has been appointed allegations against him by over sixteen female journalists. as India’s next ambassador to China, the Ministry of External Nikki Haley: US Ambassador to the United Nations Nikki Haley Affairs (MEA) announced. He will replace Gautam Bambawale. resigned directly to President Donald Trump. She served as US S S Deswal: The Appointments Committee of the Cabinet (ACC) Ambassador to the United Nations since 2017. has appointed senior IPS officer S S Deswal as Director General of Meng Hongwei: The International Criminal Police Organization Sashastra Seema Bal (SSB).SSB is one of India’s Central Armed (Interpol) received the resignation of its Chinese president Meng Police Forces (CAPFs). It is entrusted with guarding the country’s Hongwei. The Senior Vice-President of Interpol’s Executive border with Nepal and Bhutan.It was established in 1963 following Committee, Kim Jong Yang of South Korea, will be instated as the Sino-Indian War. acting president. Interpol HQ: Lyon, France Rajni Kant Misra: Appointments Committee of the Cabinet Elon Musk: Tesla chief executive Elon Musk agreed to step down (ACC) has appointed senior IPS officer Rajni Kant Misra as as chairman of the electric car maker he founded. Director General of Border Security Force (BSF). Ambassador Alia Bhatt as Nokia brand ambassador: HMD Global, which CORPORATE designs and sells phones under the Nokia brand has appointed Sajjan Jindal: JSW Steel CMD Sajjan Jindal was elected as Bollywood actress Alia Bhatt as the ‘face of Nokia phones’ in treasurer of World Steel Association (WSA). He was appointed for India As part of the partnership, a print campaign with Bhatt has one-year period (2018/2019) by Board of Directors of WSA at been initiated already to mark the festive season. Worldsteel General Assembly held in Toyko, Japan. The board Pankaj Sharma: Pankaj Sharma has been appointed as ambassador also has appointed Tata Steel MD T V Narendran and ArcelorMittal and India’s permanent representative to United Nations Conference Chief L N Mittal as its members. World Steel Association (WSA)- on Disarmament in Geneva, an official statement said. He will Headquartere: Brussels, Belgium replace Amandeep Gill.UN Conference on Disarmament (CD) is S S Mundra: Online financial services marketplace BankBazaar not formally United Nations (UN) organization. It is headquartered has appointed former RBI Deputy Governor (DG) S S Mundra as in Palais des Nations, Geneva, Switzerland. an advisor to the company. Mundra was a deputy governor at the Ravi Venkatesan: The UNICEF has appointed Ravi Venkatesan RBI for three years till July 2017. has its special representative of young people. BankBazaar Co-Founder & CEO Adhil Shetty UNICEF-The United Nations Children’s Fund. Headquarters: New Sandeep Bakshi: Private sector lender ICICI Bank on October York. Head: Henrietta H. Fore. Founded: 11 December 1946. Polish 16, 2018 announced that the Reserve Bank of India (RBI) approved physician Ludwik Rajchman is widely regarded as the founder of the appointment of Sandeep Bakshi as the Managing Director UNICEF. (MD) and Chief Executive Officer (CEO) of ICICI Bank for three Punch Tantra Collection and Ms : Tribes India and years.Earlier, the board of ICICI Bank elevated Chief Operating TRIFED under the Ministry of Tribal Affairs launched “Punch Officer Bakhshi as the bank’s new Managing Director and Chief Tantra Collection and Ms. Mary Kom as Brand Ambassador of Executive Officer after resignation of Chanda Kochhar. Tribes India”. Shri Jual Oram, Union Minister for Tribal Affairs P S Jayakumar: The Appointments Committee of the Cabinet introduced the Indian Sporting Legend and the World Boxing has approved extension in tenure of Bank of Baroda’s Managing Champion Ms. Mary Kom as the Brand Ambassador of “Tribes Director and Chief Executive Officer P S Jayakumar given one- India” and launched the “Punch Tantra” Diwali collection. year extension, i.e. till October 12, 2019. He is a chartered

22 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 VISIT AND VISITOR M N Paloor : Well-known Malayalam poet M N Paloor passed away at his residence at Kovoor in Kozhikode. Paloor received the UN Secretary General Antonio Guterres arrives in Delhi on Sahitya Akademi Award for his autobiography ‘Kathayillathavante 4-day visit Katha’ in 2013.  UN Secretary General Antonio Guterres arrives in Delhi Annapurna Devi: Hindustani classical musician Annapurna Devi on 4-day visit: United Nations Secretary General Antonio passed away at Breach Candy Hospital in Mumbai.The Indian Guterres arrived in New Delhi on his maiden visit to ‘surbahar’ player was the daughter and disciple of sarod exponent India as the head of the world body that coincides with Allauddin Khan. the commencement of events marking the 150th birth Bhola Singh : Senior BJP leader and sitting Member of Parliament anniversary of Mahatma Gandhi. (MP) from Bihar Bhola Singh passed away at a Delhi hospital.Mr  Guterres will attend the ‘Champions of Earth’ ceremony Singh was a two-time member of Lok Sabha from Bihar. in New Delhi. He has also attended ISA Asembly. Siddalinga Swami: Karnataka’s popular Lingayat seer Siddalinga  Prime Minister Narendra Modi will receive the United Swami passed away at Gadag in the state’s northwest region. Nation’s highest environmental honour ‘Champions of Narayan Dutt Tiwari: Former Uttar Pradesh and Uttarakhand The Earth Award’ at a special ceremony at New Delhi  Modi and French President Emmanuel Macron have been chief minister Narayan Dutt Tiwari known as “Vikas Purush” named as recipients of the prestigious award for their passed away. exemplary leadership and advocating action on sustainable Pradip Chowdhury: Veteran journalist and former News Editor development and climate change of Press Trust of India (PTI) Pradip Chowdhury has passed away  The award, announced on September 26 on the sidelines in Kolkata. of 73rd UN General Assembly in New York, will be Natwar Thakkar : Eminent Gandhian Natwar Thakkar, popularly presented by UN Secretary General Antonio Guterres. known as ‘Nagaland’s Gandhi’, passed away. Mr. Thakkar, a Padma  Prime Minister Modi has been selected in the leadership Shri awardee, had founded the Nagaland Gandhi Ashram at category for his pioneering work in championing the Chuchuyimlang. International Solar Alliance and for his unprecedented Girish Patel : Well-known human rights activist Girish Patel passed pledge to eliminate all single-use plastic in India by 2022. away in Ahmedabad. Ranil Wickremesinghe: Sri Lankan Prime Minister Ranil Wickremesinghe arrived in New Delhi on a three-day visit to India. PM Modi: PM Narendra Modi will visit Japan on October 28-29,  2018 for the 13th India-Japan Annual Summit. This will be the fifth Annual Summit meeting between Modi and the Japanese Prime Minister Shinzo Abe and their twelfth meeting overall since 2014. VANIK’S KNOWLEDGE GARDEN Sushma Swaraj: External Affairs Minister Sushma Swaraj will be participating in the 17th Council of Heads of Government, PAYMENTS BANKS CHG, meeting of the Shanghai Cooperation Organization to be  These banks can accept a restricted deposit which is held in Dushanbe, Tajikistan on 11th to 12th of this month. This currently limited to INR 1 lakh per customer and will be the second CHG meeting since India became a full member may be increased further. of SCO in June 2017.  These banks cannot issue loans and credit cards. Tajikistan’s Capital: Dushanbe, Currency: Tajikistani somoni  Both current account and savings accounts can be . SCO’s Headquarters: Beijing, China operated by such banks. Russian President Vladimir Putin visits to India: After wide-  Payments banks can issue services like ATM cards, ranging talks between Prime Minister Narendra Modi and President debit cards, online banking and mobile banking. Vladimir Putin, Indian and Russia signed the USD 5.4 billion S-400  They can distribute non-risk sharing simple air defence system deal in New Delhi. Modi and Putin also signed financial products like mutual funds and insurance eight pacts, including on cooperation on India’s ambitious human products. space mission project Gaganyaan, at the 19th India-Russia annual  Non-resident Indians (NRIs) are not be allowed to bilateral summit. open accounts in payment banks.  The minimum capital requirement is Rs 100 crore.  On 23 September 2013, Nachiket Mor committee OBITUARY recommended the formation of payments bank Paul Allen: Paul Gardner Allen, the billionaire co-founder of  At present, Airtel, India Post, Paytm, FINO and Microsoft, an investor, entrepreneur and philanthropist, passed Aditya Birla Idea are the only five entities that have away on October 15, 2018. He died in Seattle from complications started Payments Bank Operations. related to Non-Hodgkin’s lymphoma, the less-common Hodgkin’s disease, is a cancer of the lymphatic system.

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Ro-Ro service from Neamati to Manjuli Island in Assam Inland Waterways Authority of India (IWAI) in collaboration with Assam Government has launched new Roll on-Roll off (Ro-Ro) facility connecting Neamati to Manjuli Island in Assam. The Ro-Ro facility will cut down circuitous road route of 423 km that trucks take from Neamati to Majuli Island via Tezpur Road Bridge. Majuli is world’s largest riverine islands located on Brahmaputra River. IWAI is nodal statutory body in charge of development and regulation of inland waterways for shipping and navigation. It was established in October 1986 and is headquartered in Noida, UP. Ro-Ro Ferry Service: It refers to vessels used to carry wheeled cargo like cars, semi-trailer trucks, trucks, trailers, and railroad cars that are driven on (rolled on) and off (rolled off) ferry on their own wheels or using platform vehicle. India’s longest river bridge will be built on Brahmaputra 64-foot-tall statue of peasant leader Chhotu Ram unveled at river in Assam Rohtak, Haryana India’s longest river bridge with total length of 19.3 kilometers will be built on Brahmaputra river in Assam. This bridge will connect Prime Minister Narendra Modi has unveiled a 64-foot-tall statue Dhubri of Assam to Fulbarani of Meghalaya. Its construction will of peasant leader Sir Chhotu Ram at his native village Sampla in be completed by 2026-27 and will be public-funded work. Japanese Rohtak district of Haryana. The statue has been sculpted by Finance Agency (JICA) has approved the loan for this project as renowned sculptor and -recipient Ram Vanji Sutar. part of road infrastructure improvement package in the north-east Sir Chhotu Ram, who was born on November 24, 1881, was regarded after assessing the economic benefit of the big project. as a messiah of peasants and was instrumental in empowering Two northeastern states of Assam and Meghalaya will be connected farmers in pre-Independence era and getting pro-farmers law by NH127B with the help of this bridge. enacted.

India’s first railway station inside tunnel to come up in Rabindranath Tagore Memorial Auditorium dedicated to Himachal Pradesh people in Sri Lanka For the first time in India, a railway station will be built inside a The Rabindranath Tagore Memorial Auditorium built with Indian tunnel at a height of 3,000 metres, on the strategic Bilaspur-Manali- grant assistance of Rs. 300 million at the University of Ruhuna, Leh line close to the China-India border. While many metro stations Matara in the Southern Province, was dedicated to the people of in Delhi and other cities are inside tunnels, once completed, the Sri Lanka. The auditorium named after Gurudev Rabindranath Keylong station in Himachal Pradesh will be the first on the railway Tagore is a symbol of cultural links with India. network to be inside a tunnel. The station will be at a height of around 3,000 metres and will be inside a 27-km-long tunnel. The line once completed will connect  all important locations between Bilaspur and Leh

India’s highest tricolour unfurled at Haj House in Mumbai VANIK’S KNOWLEDGE GARDEN A big Indian tricolour measuring 20×30 feet and 350 feet above the AIIB BANK ground was unfurled at the majestic Haj House in Mumbai by  AIIB is a multilateral development bank Union Minister for Minority Affairs Mukhtar Abbas Naqvi. The backed by China and is seen as a rival to the flag atop a 20-metre high mast on top of the iconic building near World Bank and Asian Development Bank the Chhatrapati Shivaji Maharaj Terminus (CSMT) in south (ADB). The capital of the bank is $100 billion Mumbai is billed as the highest tricolour installed on the terrace of  AIIB headquarters in Beijing, China. any building of such height in the country.  Mr. Jin Liqun is the current President of Naqvi also inaugurated a special ‘viewers gallery’ atop the Haj House that offers a panoramic view of south Mumbai with several AIIB. renowned monuments like CSMT, the BMC Buildings, the  Bank currently has 64 member states. Gateway of India, the Victorian Gothic and Art Deco district which secured a UNESCO world heritage tag last July.

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Indian Men’s & Women’s Hockey teams bag Silver medals at Youth Olympic Games in Ar- gentina The Indian Under-18 men’s and womens Hockey team finished their 2018 Youth Olympic Games campaign with silver medals at Buenos Aires, Argentina. While the women suffered a heart- breaking 1-3 loss against hosts Argentina, the men were handed a 2-4 loss by Malaysia in their respective final of the Hockey 5s competition. Bengaluru FC win Puttaiah Memorial Cup Bengaluru FC clinched their second Puttaiah Memorial Cup after a 2-1 win over Madras Engineering Group (MEG) in the final of the 2018 edition of the competition at the Bangalore Football Stadium in Bengaluru. Bengaluru FC’s Parag Shrivas was among the individual awards as he picked up the best defender of the tournament. lifts Santo Domingo Open tro- India wins triangular series by thrashing Sri Lanka in Blind phy Cricket Leander Paes won his second Challenger level title of the season, The Indian blind cricket team has won the triangular series after lifting the Santo Domingo Open trophy with partner Miguel Angel beating Sri Lanka by 10 wickets in the final in Goa. India skipper Reyyes-Varela. The second seeded Indo-Mexican pair, playing its Ajay Reddy was adjudged Man of the Final for his bowling efforts second consecutive final, came from behind to beat Ariel Behar and against the Lankans in the final game of the series which also Roberto Quiroz in the summit clash. involved England. Indian skipper Ajay Reddy was adjudged man of the match for his fabulous bowling efforts. Novak Djokovic wins Shanghai Masters 2018 Serbian tennis player, Novak Djokovic won a record fourth Shanghai Asian Para Games 2018 Masters title over 13th-seeded Borna Coric. The second-seeded  India on October 13, 2018 concluded its campaign at the Djokovic has won all four Shanghai finals he’s contested in his 2018 Asian Para Games in Jakarta, Indonesia. career. He previously shared the record of winning three Shanghai  With a total of 15 gold, 24 silver and 33 bronze medals, titles with Andy Murray. India was placed ninth in the overall tally. This was IOC picks Senegal as first African host for Youth Olympics India’s best-ever performance at the Asian Para Games, The International Olympic Committee (IOC) has picked its first as in the last edition at Incheon it had won 33 medals African host of any Olympics, formally awarding the 2022 Youth including 3 gold, 14 silver, 16 bronze medals. Games to Senegal. The 2022 decision was taken at a two-day IOC  China finished at the top with 319 medals including 172 meeting on the sidelines of the Buenos Aires Youth Olympics.Dakar gold, 88 silver and 59 bronze, followed by South Korea is one of the three host cities for the Youth Olympics in 2022 in at the second place with 53 gold, 25 silver and 47 bronze Senegal. and then Iran with 51 gold, 42 silver and 43 bronze. Senegal Capital: Dakar , Currency: Franc International Olympic Committee Headquarters: Lausanne, Prithvi Shaw youngest Indian to hit a century on Test debut Switzerland Teenager Prithvi Shaw became the youngest Indian to make a century on his Test debut on day one of the first Test against West 36th National Games To Be Held Next Year In Goa Indies in Rajkot. Shaw, 18, reached his hundred off just 99 balls to The much-delayed 36th National Games in Goa will be held from surpass the record of Abbas Ali Baig. March 30 to April 14 next year. Opening and Closing ceremonies will be held at PJN Stadium, Fatorda. Shooting and cycling events Turtle ‘Olly’ named official mascot for the Odisha Men’s will be held in New Delhi as Goa does not have facilities for these Hockey World Cup two sports. Five sports Rugby, Wushu, Modern Penthatlon, Lawn Turtle ‘Olly’ has been declared as the official mascot for the Odisha Bowl, and Billiards and Snooker will be added in the Games Men’s Hockey World Cup, scheduled to be held at the Kalinga programme. Stadium in Bhubaneswar from November 28 to December 16, 2018. ‘Olly’ represents the endangered Olive Ridley sea turtles that travel Virat Kohli becomes fastest batsman to score 24 Test hun- thousands of miles in the ocean and arrive in millions every year on dreds since Don Bradman Odisha’s Rushikulya and Gahirmatha beaches for their annual nesting.

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India captain Virat Kohli became the quickest batsman to reach 24  The Asian Men’s Hockey Champions Trophy begins in Test centuries after the great Donald Bradman early on day two Muscat, Oman. In their first round-robin match, against the West Indies. The Indian skipper also surpassed defending champions India will face hosts Oman. Besides Australia’s Steve Smith to go second in the list of centurions among India and Oman, the other teams taking part in the 11- active players, behind South Africa’s Hashim Amla on 28. day tournament are – Pakistan, Malaysia, Japan and South Korea. India beat Sri Lanka to lift U-19 Asia Cup trophy  Pistol shooter Saurabh Chaudhary has bagged the Gold India clinched the Under-19 Asia Cup, beating Sri Lanka by 144 Medal in the 10-metre air pistol event in the ongoing runs in the final. This is India’s sixth title in seven editions of the Youth Olympic Games in Argentina. U-19 continental tournament. India and Sri Lanka both came into the final as unbeaten but it was India who kept the winning streak  Manu Bhaker became the first shooter from India to going. claim a gold medal at the Youth Olympic Games taking place in Buenos Aires, Argentina with a spectacular Lewis Hamilton wins Japanese Grand Prix performance in what is being seen as a comeback after a Lewis Hamilton won the Japanese Grand Prix in a Mercedes one- disappointing Asian Games. two to take a 67-point lead in the Formula One championship.  Japan is all set to host the 2019 International Association Finland’s Valtteri Bottas secured the Mercedes one-two with second of Athletics Federations (IAAF) World Relays, beginning place while Verstappen finished third. May 11. The development came after IAAF council voted to award the prestigious event to Yokohama city India’s Keerthana Pandian wins IBSF world U-16 snooker of the country. The first three editions of the IAAF title World Relays, in 2014, 2015 and 2017, were held in the India’s Keerthana Pandian has won the girls’ title in the IBSF Bahamian capital. World Under-16 Snooker Championships, her maiden international  India took over the podium in men’s high jump T42/63 crown.IBSF World Under-16 Snooker Championships held in: Saint category, claiming all the medals up for grabs with Petersburg, Russia defending champion Sharad Kumar smashing two records India beat Bangladesh to clinch Asia Cup title to snare a second successive gold in the Asian Para Games in Jakarta. India clinched the Asia Cup 2018 title by beating Bangladesh by three wickets in a last-ball thriller at the Dubai International Stadium  Malaysia’s Cabinet chaired by Prime Minister Mahathir in Dubai. India won its 7th Asia Cup title.Sikhar dhawan(India) Mohamad has agreed to abolish death penalty for all own man of the series. crimes and halt pending executions. Important stadium in UAE.:-Al-Jazira Mohammed Bin Zayed  The Union Cabinet has approved the payment of Stadium(Abu Dhabi),Sheikh Zayed Cricket Stadium(Abu Dhabi) Productivity Linked Bonus (PLB) equivalent to 78 days‘ Dubai International Cricket Stadium(Dubai), Sharjah Cricket wages for the financial year 2017-18 for all eligible non- Stadium(Sharaja) gazetted Railway employees.  The Central government has sent an advisory to the Yuvraj Wadhwani clinches Asian Junior Squash title Chandigarh Administration to follow the notification India’s Yuvraj Wadhwani defeated Anas Ali Shah of Pakistan in the issued by the Delhi Government giving exemption to final to win the boys under-13 title in the 25th Asian junior Sikh women from wearing protective headgear (helmet) individual squash championship in Chennai. He became the second while riding two-wheelers in the city. Indian to win the U-13 title after Veer Chotrani had won in 2014 in  Marking the World Post Day, Department of Posts is Iran. celebrating National Postal Week from 9-15 October, Hamilton wins Russian Grand Prix 2018 in Maharashtra. Formula One defending champion Lewis Hamilton of Britain  The country’s first India-Israel Innovation Centre (IIIC), (Mercedes) won the Russian Grand Prix after Mercedes’ other an entrepreneurial technology hub, was launched in driver Valtteri Bottas of Finland at the Sochi Autodrom circuit in Bengaluru. Sochi, Russia.  Weightlifter Jeremy Lalrinnunga(Aizwal, Mizoram) won India’s maiden gold medal at 2018 Youth Olympic Games NEWS IN BRIEF being held in Buenos Aires, capital of Argentina.  World Wrestling Championship was held in Budapest,  Thangjam Tababi Devi became India’s first judo medallist Hungary. Asian Games gold medallist Bajrang Punia will at the Olympic level. She achieved this feat after winning be India’s best bet for a medal as a 30-member team silver medal at ongoing Youth Olympics Games in Buenos seeks a strong performance in the flagship event. Aires, capital of Argentina.The age limitation of the athletes participating in youth olympic is 14 to 18.  Suraj Panwar won India’s first medal in athletics at the Youth Olympic Games 2018 in Buenos Aires, Argentina,  Caroline Wozniacki won her 30th WTA singles title with after claiming the silver medal in the men’s 5000m race victory over Latvia’s Anastasija Sevastova in the China walk event Open final in Beijing.

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 Indian troika of para shooters comprising Harshit Tiwari,  The International Olympic Committee (IOC) had Rajveer Singh Sekhon and Balendu Singh scripted history announced that the fourth edition of the Youth Olympic as they clinched India’s first medal, a silver, in 2018 Games will be held in Dakar, Senegal. The Dakar 2022 World Shooting Para Sports Trap Championships being Youth Games will be the first-ever Olympic event in held in Lonato, Italy. Africa. IOC’s HQ: Lausanne, Switzerland President of  Asian Para Games: Jakarta, Indonesia- the IOC-Thomas Bach Javelin thrower Sandeep Chaudhary ended India’s wait  Goa is hosting the blind cricket triangular series between for a gold medal at the 2018 Para Asian Games in India, England and Srilanka, from 8 October at the Goa Indonesia. Cricket Association Alto Porvorim. The triangular series Ekta Bhyan and Narayan Thakur clinched a gold each in is organized by the Samarthanam Trust for the Disabled women’s club throw event and men’s dash respectively and Cricket Association for the Blind in India (CABI). while para-shooter Manish Narwal bagged the yellow metal in the men’s SH1 10m air pistol event. 

Former India captain Anil Kumble’s technology start-up Spektacom Technologies launched the “Power Bat” – a unique tool powered by Microsoft’s Azure Cloud platform and its Artificial Intelligence (AI) and Internet of Things (IoT) services. The Power Bat can provide real-time data on a player’s performance based on different parameters such as speed of the ball on impact, twist on impact and quality of the shot. Spektacom and Microsoft roped in Star India as the broadcasting partner to provide fans and viewers with a new way to engage with the sport. ISRO and Central university of Jammu signed MoU for setting up of Space Science Centre Indian Space Research Organisation (ISRO) signed Memorandum of Understanding (MoU) with Central University of Jammu (CUJ) in Jammu for setting up of Satish Dhawan Center for Space Science in University. The centre is named after Satish Dhawan, father of experimental fluid INASSCOM unveils Centre of Excellence for IoT in Haryana dynamics research in India and former Chairman of ISRO Indian IT industry’s apex body National Association of Software and Services Companies (NASSCOM) has launched its Centre of IBM India partners NITI Aayog to skill students in new-age Excellence for the Internet of Things (CoE – IoT) at Gurugram, tech Haryana. It aims to act as perfect collaboration for innovation and Tech major IBM India and NITI Aayog announced an internship high-end technologies. programme for the top performing under-18 students selected by NASSCOM is global non-profit trade association (organisation) the ATAL Innovation Mission, a flagship programme of the of Indian Information Technology (IT) and Business Process government to promote entrepreneurship and innovation. Over Outsourcing (BPO) industry. 40 high school students will go through a two-week paid internship NASSCOM-Chairperson: Rishad Premji, Headquarters: Noida at the IBM campus in Bengaluru.

China’s first amphibious aircraft AG600 completes first 4th India International Science Festival-2018 held in water takeoff Lucknow China’s first home-grown amphibious aircraft AG600 (code-named The fourth India International Science Festival 2018 (IISF 2018) Kunlong) successfully carried out its first take-off and landing on will be held in Lucknow, Uttar Pradesh.The theme of this edition water. AG600 is third member of China’s large aircraft family of the Science Festival is “Science for Transformation”. As part of following large freighter Y-20 and large passenger aircraft C919. the event, “science village” will be set up at National Botanical Garden in Lucknow where people will get to know about the Anil Kumble’s startup Spektacom Technologies launches progress of science. Microsoft AI-enabled ‘Power Bat’ 

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Currently, there are more than 4200 PMBJP Kendra functional in 34 states and union territories across India. 22 Zika cases in Rajasthan Union Ministry of Health and Family Welfare has confirmed 22 positive laboratory-confirmed cases of Zika virus in Rajasthan’s capital Jaipur. Zika virus Disease is mosquito-borne virus transmitted by Aedes aegypti mosquitoes which also transmit three other vector-borne diseases Chikungunya, dengue and yellow fever. The virus belongs to family Flaviviridae and Genus Flavivirus. It was first identified in 1947 in Zika Forest, Uganda. First outbreak of Zika Virus was reported in Ahmedabad, Gujarat in January/February 2017 and second outbreak in July 2017 from Krishnagiri District in Tamilnadu. Cabinet approves establishment of National Council for Vocational Education and Train- ing Central Warehouse set up to facilitate distribution of Jan Union Cabinet has approved establishment of National Council Aushadhi medicines for Vocational Education and Training (NCVET). It will be set up The Union Minister of State for Chemicals & Fertilizers, Mansukh by merging existing regulatory institutions in the skills space – Mandaviya inaugurated the hi-tech Central Warehouse of Pradhan National Council for Vocational Training (NCVT) and National Mantri Bhartiya Janaushadhi Pariyojana (PMBJP) at Bilaspur, Skill Development Agency (NSDA). Gurugram. The warehouse, setup by the Bureau of Pharma PSUs of India (BPPI), would facilitate seamless distribution of Jan Aushadhi generic medicines to all PMBJP Kendra functional across the country. 

The theme of the 2018 International Day for Disaster Reduction was ‘Reducing Disaster Economic Losses’. The 2018 theme continues as part of the “Sendai Seven” campaign, centred on the seven targets of the Sendai Framework. This year focuses on Target C of the Sendai Framework, which is, ‘reducing disaster economic losses in relation to global GDP by 2030’. In 2016, the United Nations International Strategy for Disaster Reduction (UNISDR) launched the Sendai Seven campaign, which was centred on the seven targets of the Sendai Framework. Seven targets of Sendai Framework 1. Substantially reduce global disaster mortality by 2030 2. Substantially reduce the number of affected people globally by 2030 3. Reduce direct disaster economic loss in relation to global gross domestic product (GDP) by 2030 4. Substantially reduce disaster damage to critical infrastructure and disruption of basic services by Sendai Framework , 13 October: International Day for Di- 2030 saster Reduction

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5. Substantially increase the number of countries with (CDV) and protozoa infections. Gir sanctuary is the only wild disaster risk reduction strategies by 2020 population of Asiatic lions in the world.It is listed in Schedule I of 6. Substantially enhance international cooperation to Wildlife (Protection) Act 1972, has been categories as Endangered developing countries by 2030 on IUCN Red List and is listed Appendix I of CITES. 7. Substantially increase the availability of and access to International Union for Conservation of Nature(IUCN)- multi-hazard early warning systems by 2030 Headquarters: Gland, Switzerland. CEO: Inger Andersen ICFRE inks two MoUs to launch Prakriti programme Government exempts devices operating in low frequency Indian Council of Forestry Research and Education (ICFRE), range from licensing norms Dehradun has signed two Memorandums of Understanding (MoUs) Department of Telecom (DoT) has exempted wireless devices that with Kendriya Vidyalaya Sangathan (KVS) and Navodaya operate in low frequency range like bluetooth, wireless chargers, Vidyalaya Samiti (NVS) to launch ‘Prakriti’ programme. The two internet-of-things (IoT) products, medical devices etc. from licensing MoUs have been signed for a period of 10 years. The main objective requirement. Henceforth, no licence will be required by any person of Prakriti programme is to provide platform for school children to to establish, maintain, work, possess or deal in any wireless learn practical skills towards sustainable use of resources. equipment for purpose of usage of very low power radio frequency devices or equipments. It will be application for inductive Hurricane Michael hits Cuba applications in frequency bands of 302 to 435 KHz (kilohertz), Hurricane Michael hits the western tip of Cuba with strong winds 855 to 1050 KHz and 1.89 to 2.31 MHz on non-interference, non- and heavy rains as it whipped through the Yucatan Channel on its protection and shared (non-exclusive) basis. way to the Gulf of Mexico. CII And UN Environment Sign MoU India’s first National Environment Survey to kick off in 2019 The Confederation of Indian Industry (CII) signed an MoU with India’s first ever National Environment Survey (NES) will be kicked the UN Environment for coherent implementation of the off in January, 2019 to map environment data of 55 districts across environmental dimension of sustainable development. The 24 states and 3 Union Territories.The earliest first set of complete agreement aims to cover all major areas of interest common to both green data from this survey will be available in 2020. CII and UN Environment. Gujarat Government starts vaccination of Gir lions against deadly canine distemper virus Gujarat Forest Department has started vaccination of lions in Gir  sanctuary to protect them from a deadly canine distemper virus

and tsunami victims in Indonesia.( Indonesia : Jakarta, Currency: rupiah)  Under this operation, India has dispatched two aircraft C-130J and C-17 and three naval ships INS Tir, INS Sujatha and INS Shardul.  A shallow earthquake of magnitude 7.5 (richter scale) had struck in neck of Minahasa Peninsula, Indonesia on 28 September 2018 with its epicentre located in mountainous Donggala Regency, Central Sulawesi. The earthquake was located 77 km away from provincial capital Palu. Indian Navy inducts first deep submergence rescue vessel to rescue distressed subma- rines The Indian Navy inducted its first Deep Submergence Rescue Vessel (DSRV) at its base in Mumbai, enhancing its operational capabilities. The second DSRV would be added to its base in Vishakhapatnam by 2019. Pakistan Test-Fires Nuclear-Capable Ghauri Operation Samudra Maitri’: Ballistic Missile  India has launched a massive operation ‘Operation Pakistan successfully test-fired Ghauri ballistic missile which is Samudra Maitri’ to provide assistance to the earthquake capable of carrying both conventional and nuclear warheads up to a distance of 1,300 kilometers.

29 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 Ukraine Launches Air Exercises Clear Sky 2018 With Para SF, Navy has Marcos while Air Force has Garud as their NATO Countries respective special forces. Ukraine has opened a series of large-scale air-force exercises with India, Japan, the US plans for a trilateral joint air exercise the United States and seven other NATO countries. The 12-day- India, Japan and the U.S. are set to elevate the bilateral ‘Cope long Clear Sky 2018 war games are being held in western Ukraine. India’ air exercise to a trilateral format. The next edition of this Ukraine Capital: Kiev , Currency: Ukrainian hryvnia exercise is scheduled to be held in December 2018 for which final NATO HQ: Brussels, Belgium, Heads: Jens Stoltenberg Members: planning conference to finalise its modalities will held in Kalaikunda, 29 West Bengal. The three countries already conduct naval war games IAF launches MedWatch mobile health app under the expanded Malabar naval exercise. Indian Air Force (IAF) has launched ‘MedWatch’ mobile health First India, Japan joint military exercise to be held in app on 8 October on the occasion of IAF’s 85th anniversary. It is Mizoram first of its kind mobile health app. The will provide correct, scientific The first joint military exercise named “Dharma Guardian” between and authentic health information to air warriors and all citizens of India and Japan will be held at the Army’s Counter-Insurgency India. IAF is the world’s fourth largest air force (after US, Russia Warfare School at Vairengte (Mizoram) from November 1 to 14, and China). 2018. In this exercise, Indian Army will be represented by 6/1 IAF successfully conducts series of flight trials of Astra Gorkha Rifles, while Japanese Ground Self-Defence Force will Indian Air Force (IAF) has successfully undertaken series of flight field its 32 Infantry Regiment. trials of Astra Beyond Visual Range Air-to-Air Missile (BVR- 32nd edition of India-Indonesia coordinated patrol (IND-INDO AAM). The tests were conducted at Integrated Test Range (ITR), CORPAT) Balasore, Odisha as part of final development trials of the missile. The 32nd edition of India-Indonesia coordinated patrol (IND-INDO Astra is air to air beyond visual range air-to-air indigenously CORPAT) is being held in Belawan, Indonesia.The patrolling will developed by Defence Research and Development Organisation be conducted in three phases, followed by closing ceremony at (DRDO). length:3.8-metre, weight: 154kg. payload capacity:15 Port Blair, Andaman and Nicobar Island. kg Second Anniversary of Surgical Strike was celebrated as India-Japan maritime exercise commences at Parakram Parv Visakhapatnam Second Anniversary of Surgical Strike was celebrated as Parakram JIMEX-18, a bilateral maritime exercise between India and Japan, began in Visakhapatnam. The nine-day event is aimed at enhancing Parv or Surgical Strike Day on September 29 – 30, 2018 by Indian Army to showcase gallant action of brave Army in the conduct of inter-operability, improving understanding and imbibing the best Surgical Strikes on September 29, 2016. This day was also marked practices of each other. to remember sacrifice of soldiers during ‘Uri incident’. The Parakram Sahyog HOP TAC -2018: The maiden joint exercise of Coast Parv celebrations were inaugurated by Prime Minister Narendra Guards of India and Vietnam “Sahyog HOP TAC -2018” was held Modi at ‘Combined Commanders’ Conference in Jodhpur, in the Bay of Bengal off the Chennai coast, Tamil Nadu. Rajasthan. Surgical strike carried out by Para (Special Forces), commonly known as Para SF, is the special force unit of the Indian IBSAMAR VI: India, Brazil & SA Navies train to build Army’s Parachute Regiments interoperability With the aim to build interoperability and mutual understanding as MILITARY EXERCISE well as sharing of best practices, the 6th edition of IBSAMAR, a joint Multi National Maritime Exercise between the Indian, First India-US tri-services exercise to be held in 2019 Brazilian and South African Navies, is being held at Simons Town, The first India-United States tri-services exercise is likely to take South Africa from Oct 1-13. The first phase of the exercise between place in 2019 in India. It will include all services of both countries October 1 -3 will be in Simon’s town harbour followed by a three and talks are on to include special forces.US will second country day sea phase in and around False Bay in South Africa. after Russia with whom India conducts tri-services exercise. Both countries are also participating in annual drill called Yudh Abyaas, whose latest edition took place in September 2018, and  Air Forces take part in bilateral drill called Cope India. Navies of both countries also participate in exercise called Malabar which also involves Japan. But this will be first time, three services of India and US will participate in drill together. Indian Army has

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can invest their profits in areas such as education, poverty, gender equality, and hunger. As per the provisions of section 135 of Companies Act, 2013 (Act),any company with net worth of Rs 500 crore or more or turnover of Rs 1000 crore or more o net profit of Rs 5 crore or more has to spend at least 2% of last 3 years average net profits on CSR activities as specified in Schedule VII of Act. Govt. constitutes High Level Advisory Group for trade Minister for Commerce and Industry, Suresh Prabhu, approved constitution of a High Level Advisory Group (HLAG) to make recommendations in identifying opportunities and addressing challenges in the contemporary global trade scenario. The HLAG will be headed by Surjit S. Bhalla, Director of Oxus Research and Investments.

 House panel to examine functioning of EPFO A parliamentary panel will examine the functioning of the Employees Provident Fund Organisation (EPFO), its coverage and recovery of arrears. The Parliamentary Standing Committee on Labour has VANIK’S KNOWLEDGE GARDEN also decided to review the implementation of labour laws, social BHIM (Bharat Interface for Money) security and welfare scheme for workers. The panel will be headed  BHIM (Bharat Interface for Money) is a Mobile App by BJP MP Kirit Somaiya and has selected a wide range of subjects developed by National Payments Corporation of India related to labourers. (NPCI), based on the Unified Payment Interface (UPI).  It has been named after Dr. Bhimrao R. Ambedkar. BHIM app currently supports 12 languages . Sneha Rajani, Ekta Kapoor in committee to tackle sexual  BHIM allow users to send or receive money to or from harassment issues UPI payment addresses, or to non-UPI based accounts (by scanning a QR (quick response) code with account In the wake of the #MeToo movement, the Producers Guild of number and IFSC code or MMID (Mobile Money India announced the formation of a special committee to look into Identifier) Code). matters of sexual harassment at the workplace within the industry.  Unlike mobile wallets (PayTM, MobiKwik, mPesa, Airtel Money etc) which hold money[6], the BHIM App is only a The committee with filmmakers Kiran Rao and Ekta Kapoor among transfer mechanism, which transfers money between others as its members held its first meeting. Committee is headed different bank accounts. Transactions on BHIM are nearly by Sneha Rajani. instantaneous and can be done 24/7 including weekends and bank holidays.  Transaction Fees and Limits: At present, there is no charge NSA Ajit Doval to head new Strategic Policy Group estab- for transaction from Rs 1 to Rs 1 Lakh. lished to assist National Security Council NPCI(National Payments Corporation of India) Union Government has reconstituted Security Policy Group (SPG)  National Payments Corporation of India is the umbrella organisation for all retail payment systems in India under chairmanship of National Security Advisor to assist National registered under section 8 of the Companies Act 2013.It Security Council (NSC) in strategising on matters dealing with has successfully completed the development of a domestic external, internal and economic security of the country. It will be card payment network called RuPay. A variant of the card called ‘Kisan Card’ is now being issued by all the Public 16-member body chaired by National Security Advisor (NSA) Ajit Sector Banks in addition to the mainstream debit card Doval. Its members will include NITI Aayog Vice Chairman, Cabinet which has been issued by 43 banks. Secretary, Chiefs of the three defence services, RBI governor, foreign  National Payments Corporation of India (NPCI) will function as the authorised Bharat Bill Payment Central secretary, home secretary, finance secretary and defence secretary. Unit (BBPCU), which will be responsible for setting business standards, rules and procedures for technical and Injeti Srinivas High Level Committee on Corporate Social business requirements for all the participants. Responsibility  NPCI, as the BBPCU, will also undertake clearing and settlement activities related to transactions routed through The Union Ministry of Corporate Affairs (MCA) has constituted BBPS. High Level Committee on Corporate Social Responsibility – 2018  Payments may be made through the BBPS using cash, (HLC-2018) under Chairmanship of Injeti Srinivas, Secretary, transfer cheques, and electronic modes.  NPCI-HQ:Mumbai,Founded: 2008, Chairma: B. MCA. It will review existing framework and guide and formulate Sabamurthy, MD & CEO: DilipAsbe, roadmap for coherent policy on Corporate Social Responsibility (CSR). Corporate social responsibility (CSR) means Corporate

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fight for women against the religious orthodoxy whether in ending Triple Talaq or demanding the right to enter Sabarimala. 14th International GCA Conference on Me- dia and Communication Global Communication Association (GCA), a not- for-profit body of media and communication professionals, is organizing its 14th international conference of communication experts and specialists, in India, in the historic ‘Pink City’ of Jaipur. Kati Bihu festival celebrated across Assam Assam’s third Bihu festival, known as Kati Bihu, was being celebrated across the state. On the occasion of Kati Bihu, women in urban and rural areas, try to ward off evil and pray for a rich harvest by lighting earthen lamps. India International Silk Fair held in New Delhi Union Minister Smriti Irani inaugurated India International Silk 17th edition of Old World Theatre festival Fair (IISF), a three-day event where over 108 exhibitors of silk and The 17th edition of Old World Theatre festival will bring to stage blended silk displayed their produce in New Delhi. The IISF-2018 productions that mirror the continuities in Indian theatre from the is expected to generate business of over $20 million for the small earliest to the most contemporary with a special focus on the next and medium enterprises (SMEs) engaged in producing silk and generation of theatre artistes and directors. blended silk garments, fabrics, accessories and floor covering. India National Khadi Festival 2018 inaugurated by Union MSME is the second largest producer of silk in the world. Minister Two-day Agri-startup and Entrepreneurship inaugurated in A month-long National Khadi Festival 2018 to promote Khadi New Delhi products has been inaugurated on the occasion of Gandhi Jayanti The Union Agriculture and Farmers Welfare Minister Radha Mohan 2018, by Union Minister for Micro Small & Medium Enterprises, Singh inaugurated a two-day Agri-startup and Entrepreneurship in Shri Giriraj Singh. The fest is being organised by Khadi and Village New Delhi on October 16, 2018, on the occasion of World Food Industries Commission (KVIC) Day. The theme of the event was unleashing potentials in agriculture KVIC-Chairman-Vinai Kumar Saxena. Headquarters: Mumbai for young agri-preneurs. The conclave included deliberations on various issues faced by young agri-preneurs in the production of seasonal crops. Addressing the conclave, the Minister said that the  government is continuously working on achieving the goal of zero hunger by 2030 in a systematic manner.

46th edition of world’s largest IHGF-Delhi Fair The 46th edition of world’s largest IHGF-Delhi Fair was held at India Expo Centre & Mart, Greater Noida from October 14 to 18, 2018. It was inaugurated by Union Minister of State (MoS) for Textiles Ajay Tamta.It was organized by Export Promotion Council for Handicrafts (EPCH). Women achievers meet at UN forum in Bengaluru Over a dozen women achievers from different walks of life participated in a day-long festival at a UN forum in Bengaluru. Created and curated by veteran journalist Barkha Dutta for ‘We The Women’ forum, the fest themed on #openingdoors and #breakingbarriers was marked by dialogues on issues such as the

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Vice Prez releases biography of Anumolu Ramakrishna Vice President M Venkaiah Naidu released a biography of late Anumolu Ramakrishna, a pioneer in the application of innovative systems and construction techniques in the Indian constuction sector. The biography titled ‘Building a Legacy’ is authored by city-based Chartered Accountant V Pattabhi Ram. Floccinaucinihilipilification Congress leader Shashi Tharoor ‘unveiled’ the word to the public in a tweet that also introduced his new book, “The Paradoxical Prime Minister”. Shashi Tharoor described his new book on PM Narendra Modi as “more than just a 400-page exercise in floccinaucinihilipilification”. Floccinaucinihilipilification means “the action or habit of estimating something as worthless”. “Brief Answers to the Big Questions” Mr Tharoor is currently a second-term parliamentarian from Stephen Hawking’s final work, which tackles issues from the Thiruvananthapuram constituency. existence of God to the potential for time travel, was launched by his children, who helped complete the book after the British ‘Lalu-Leela’ astrophysics giant’s death. A book titled ‘Lalu Leela’, penned by deputy CM Sushil Kumar Modi, was released in Patna. The book highlights how RJD chief ‘Maharana Pratap: The Invincible Warrior’ Lalu Prasad and his family allegedly amassed properties through A new book on Maharana Pratap named “Maharana Pratap: The illegal means when they were in power. Invincible Warrior” authored by historian Rima Hooja has been released. The book narrates the life of Maharana Pratap, the great “Feisty At Fifty” Rajput warrior and also talks about the famous battle of Haldighati. The book “Feisty At Fifty” authored by Sudha Menon, was released at the Pune International Literary Festival recently. It has Statistician Vijayan Bala comes up with new book been published by Pan Macmillan India. The books speaks about Veteran commentator and cricket statistican Vijayan Bala has come different phases of a woman’s life. up with his new book “Indian Sports: Conversations and Reflections”, a compilation of interviews of eminent sportspersons  he has conducted since 1971.

Kamal Hassan launches Roudram app for women safety Actor-turned-politician Kamal Hassan inaugurated a mobile app called Roudram created by a student named Sudha to empower women. Roudram app aims at giving women assistance in times of emergency. The word ‘roudram’ means anger, and is aimed at channelising once anger in changing the society for a better tomorrow for women. Foreign tourists can now visit Andaman and Nicobar Islands without any restrictions Government has allowed foreign tourists to visit Andaman and Nicobar Islands without any restrictions. In this regard, Union Ministry of Home Affairs (MHA) has modified its earlier order which made it mandatory for foreign tourists to register with Foreigners Registration Officer (FRO) within 24 hours of their arrival. However, citizens of

33 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 Afghanistan, China and Pakistan and foreign nationals having their WhatsApp, Jio campaign for responsible app use origin in these countries will continue to require Restricted Area Facebook-owned WhatsApp and Reliance Jio started a campaign Permit (RAP) to visit Union Territory. to train people about using the mobile messaging platform responsibly on their JioPhones. WhatsApp and Jio would visit 10 India Post honors Narayan Seva Sansthan with new postal cities in different states including Uttar Pradesh and Rajasthan for stamp street plays and engage users to guide them on meaningful and The Indian postal services honoured the Narayan Seva Sansthan, positive ways of WhatsApp use. the Udaipur-based non-profit organisation, by launching their postal stamps. The stamp of Rs 5 includes the official logo of the Narayan  Seva Sansthan in bright colours along with the picture of NGO’s Polio Hospital which is situated in Udaipur

World Students’ Day 2018 World Students’ Day is an Indian holiday marking the birthday of A. P. J. Abdul Kalam. It is observed on Kalam’s birthday, 15 October. In 2015 the United Nations declared 15 October “World Students’ Day”. The theme of this film is on how a person has the right to dream big and change their lives, irrespective of social status. World Migratory Bird Day 2018 The World Migratory Bird Day is now celebrated twice a year, on the second Saturday of May and in October. The day is observed in order to raise awareness and highlight the need for protecting migratory birds and their habitats.The theme for this year is “Unifying our Voices for Bird Conservation”. World Osteoporosis Day: 20 October International Day of Rural Women It is Organized by the International Osteoporosis Foundation On October 15, the United Nations commemorates the International (IOF).The theme of World Osteoporosis Day 2018 calls for global Day of Rural Women. This year the theme is ‘Sustainable action in order to improve bone health and prevent fractures caused infrastructure, services and social protection for gender equality by osteoporosis. and the empowerment of rural women and girls’. International Osteoporosis Foundation Headquarters: Nyon, Switzerland World Obesity Day: 11 October It is organised by World Obesity Federation, a non-profit body October 17: International Day for the Eradication of Poverty which is official relations with World Health Organisation (WHO) The 2018 theme was ‘Coming together with those furthest behind and is collaborating body on Lancet Commission on Obesity. The to build an inclusive world of universal respect for human rights theme for this year is “It’s time to End Weight Stigma!”. The first and dignity’. World Obesity Day took place in 2015. World Food Day observed globally International Day of the Girl Child 2018 The World Food Day was observed globally on October 16, 2018. International Day of Girls is an international observance day declared The day is viewed as a day of action dedicated to tackling global by the United Nations; it is also called the Day of Girls and the hunger. The theme of World Food Day 2018 is ‘Our actions are our International Day of Girls. The observation supports more future – A zero hunger world by 2030 is possible’. opportunity for Girls and increases awareness of gender inequality Food and Agriculture Organisation (FAO) faced by Girls worldwide based upon their gender. Each year’s FAO is specialised agency of the United Nations that leads Day of Girls has a theme. For 2018 it is “With Her: A Skilled Girl international efforts to defeat hunger. Its parent organization is Force”. UN Economic and Social Council (UNESC). Headquarters: Rome, Italy Head: José Graziano da Silva (current) World Arthritis Day 2018 World Arthritis Day 2018 is observed on October 12. The theme of World Arthritis Day this year is “It’s in your hands, take action.”

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World Sight Day 2018 World Heart Day 2018 World Sight Day 2018 is celebrated every year all over the world World Heart Day is celebrated every year on September 29, on October 11, to raise awareness about the importance of taking Organised by the World Heart Federation. ‘Your heart, my heart’ is care of your eyesight. The theme of World Sight Day 2018 is ‘Eye the ‘World Heart Day Theme‘ this year. Care Everywhere.’ World Rabies Day: September 28 World Post Day: October 9  The 2018 theme was ‘Rabies: Share the message. Save a The day is celebrated to mark anniversary of the establishment of life’.The day is annually on 28 September to mark death the Universal Postal Union (UPU) in 1874 in the Swiss Capital, anniversary of Louis Pasteur, a French chemist and Bern. The 2018 theme is: “Imagine you are a letter travelling through microbiologist who had developed the first rabies vaccine time. What message do you wish to convey to your readers?”. along with his colleagues. World Post Day was instituted at Universal Postal Union (UPU)  Rabies is viral disease that causes inflammation of brain Congress held in Tokyo, Japan in 1969. (acute encephalitis) in warm-blooded animals. It is Universal Postal Union (UPU)-Headquarters: Bern, Switzerland zoonotic disease i.e. transmitted from one species to international telecommunication union-Headquarters: Geneva, another, commonly by bite or scratch from infected animal Switzerland such as dogs to humans. World Mental Health Day 2018  The rabies virus infects central nervous system (CNS) and ultimately causes disease in brain and death. It is celebrated every year on 10 October. The theme of this year is “Young people and mental health in a changing world” World Tourism Day: September 27 International Day of Non-Violence: October 2 The theme of this year’s World Tourism Day is ‘Tourism and the This year it was 149th birth anniversary of Mahatma Gandhi.The Digital Transformation’.The World Tourism Day marks adaptation of Statutes of UNWTO (World Tourism Organization) on day was instituted by United Nations General Assembly (UNGA) September 27, 1970. Headquarters: Madrid, Spain by adopting resolution A/RES/61/271 in June 2007 to disseminate message of non-violence. World Maritime Day celebrated on September 27 World Habitat Day observed on October 1 Theme: “IMO 70: Our Heritage – Better Shipping for a Better The World Habitat Day was observed every year on first Monday Future”. The World Maritime Day marks date of adaptation of International in October all over the world. This year it was observed on 1 Maritime Organization (IMO) Convention in 1958. October 2018 with theme ‘Municipal Solid Waste Management’. IMO Headquarters: London, Head: Kitack Lim The day was established by United Nations General Assembly (UNGA). International Day for the Total Elimination of Nuclear Weap- International Day of Older Persons: October 1 ons: September 26 The International Day for the Total Elimination of Nuclear Weapons The International Day of Older Persons (IDOP) is observed every is observed every year on 26 September across the world by UNGA. year on October 1 to raise awareness about issues affecting elderly The day aims to provide an occasion for world community to and to appreciate contributions that older people make to society. reaffirm its commitment to global nuclear disarmament as high The theme for this year is “Celebrating Older Human Rights priority. UNGA also observe 29 August as the International Day Champions”. against Nuclear Tests. International Coffee Day: October 1 This year International Coffee Organization had chosen special theme: ‘Women in Coffee’.India is 6th largest coffee producer in  the world with 4% share after Brazil, Vietnam, Colombia, Indonesia and Ethiopia. Karnataka (54%), Kerala (19%) and Tamil Nadu (8%) are largest coffee producing states. International Translation Day: September 30 The second International Translation Day was observed by United Nations on 30 September 2018. The date 30 September was chosen to celebrate feast of Bible translator St Jerome, who is considered as patron saint of translators.

35 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 15. Which state to hold first ever corporate social responsibility Summit 2018? A)Haryana B)Uttar Pradesh C)Bihar D)Karnataka 16. According to WHO report,which country topped the list in World’s most depressed country list 2018? A)Pakistan B)India C)Australia D)Belgium 17. Which country became the 2nd country after Uruguay to legalise possession and use of recreational cannabis? A)UK B)Canada C)Mexico D)USA 18. Which country has set up a “Break Into India Strategy Committee”? A)Sri Lanka B)Australia A)Dehradun B)Lucknow C)USA D)UK C)Pune D)Bengaluru 19. Which author has won the Man Booker 8. Which state’s shahi litchi has recently Prize for her novel “Milkman”? got GI tag? A)Steven Colling 1. Prime Minister Narendra Modi has A)Haryana B)Sikkim B)H Wiliam reiterated that government’s aim is to C)Karnataka D)Bihar C)Anna Burns ensure that all the homeless get shelter 9. In a move aimed at promoting digital D)Harper Lee by which year? transactions, which organisation has 20. Who has won the International Olympic A)2025 B)2020 released operational guidelines to Committee’s Sport and Active Society C)2021 D)2022 facilitate payments among prepaid Commission’s Grant Award for his 2. RBI increased lenders’ single borrower payments instruments(PPI)? contribution to sports for exposure limit for Non banking Finance A)SEBI B)RBI development? Companies which do not finance C)NABARD D)IRDA A)Suheil Singh infrastructure to how much percent? 10. The Asian Men’s Hockey Champions B)Binny Bansal A)12% B)16% Trophy 2018 begins in which city? C)Rahul Tandon C)15% D)20% A)New Delhi B)Tokyo D)Suheil F Tandon 3. Who was sworn as new Yemen’s PM? C)Muscat D)Brussels 21. Who has been elected as the chairperson A)Shekih Malik 11. Who is the author of “Maharana Pratap: of industry body Association of B)Maeen AbdulMalik The invincible Warrior”? Mutual Funds in India? C)Mrinal Malik A)HM Praveen A)SV Dutt D)Scott Morrison B)Rima Hooja B)Nimesh Shah 4. Who won the “Wildlife Photographer C)Arundhati Roy C)Bibey Dibroy of the Year 2018” award? D)Seema Ahuja D)Animesh Jain A)Jess Findlay 12. “There is no God” is the book based on 22. India International Silk Fair is to be held B)Rim Williams which personality? in which city? C)John Cornforth A)Nikola Tesla A)Chennai B)Pune D)Marsel Van Oosten B)Nelson Mandela C)NewDelhi D)Lucknow 5. Who has won the Young Wildlife C)Stephen Hawking 23. Where is the HQ of Association of Photographer of the Year(Asia) Award D)Sachin Tendulkar Mutual Funds in india? for his photograph “Pipe Owls”? 13. Recently, ND Tiwari passed away. He A)Lucknow B)Pune A)Ajay biswas was related to which field? C)Delhi D)Mumbai B)Manpreet Singh A)Scientist B)Singer 24. Which actress was named as “face of C)Arshdeep Singh C)Actor D)Politics Nokia phones” in India? D)Aman Singh 14. Which organization announced its new A)Deepika Padukone 6. The military exercise named “DHARMA Centre for the Fourth Industrial B)Alia Bhatt GUARDIAN-2018” is between India Revolution in India? C)Disha Patani and which other country? A)World Economic Forum D)Katrina kaif A)France B)Russia B)OECD 25. The book “Brief Answers to the Big C)Japan D)SriLanka C)World Bank Questions” is based on which famous 7. India’s first cryptocurrency ATM was D)UNESCO personality? launched in which city? A)William Shakespeare

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B)Stephen Hawking 35. Annapurna Devi who passed away at 44. Which country lead in ICC Women’s C)William Faukner Breach Candy Hospital in Mumbai T20 Team rankings 2018, where India D)JK Rowling related to which profession? has been placed 5th? 26. Where is the HQ of Nokia? A)Singer B)Politician A)NewZealand A)France B)Belgium C)Actress D)Musician B)England C)Germany D)Finland 36. What is the theme of this year’s C)Australia 27. Which Indian player won first medal in International Day of Disasters which D)India athletics at the Youth Olympic Games has observed on Oct 13,2018? 45. Haryana’s first National Autism 2018 in the men’s 5000m race walk A) Disaster and You Intervention Research Centre was event? B) Risk Awareness launched in which city? A)Pratap singh C) Home Safe Home A)Hisar B)Karnal B)Suraj Panwar D) Reducing the economic loss of C)Gurugram D)Rohtak C)H Gehlot disasters 46. ISRO signed MoU with which university D)Sooraj Singh 37. Who authored the book “The to expand its presence to the northern 28. Who is the author of “Beeg Ani Beegath”? Paradoxical Prime Minister”? most state of India? A)Vikram seth A)Amit Shah A)Sher-e-Kashmir University B)Arundhati Roy B)Narendra Modi B)Lovely Professional University C)HM Pernal C)Shashi Tharoor C)Banaras Hindu University D)Amitav Ghosh D)Smriti Irani D)Central University jammu 29. What is the rank of India on the World 38. Prime Minister Narendra Modi 47. India has set a target of 100 GW installed Economic Forum’s Global inaugurated Jubliee celebrations of capacity of solar energy by which year? Competitiveness Index for 2018? National Human Rights Commission A)2030 B)2025 A)57th B)58th in which city to mark the 25th to mark C)2020 D)2022 C)60th D)59th the anniversary of the founding of the 48. The country’s first India Israel 30. 12th Asia Europe Meeting summit 2018 NHRC? Innovation Centre, an entrepreneurial will be held in which city? A)Chennai B)Kanpur technology hub, was launched in which A)New York B)Beijing C)Pune D)New Delhi city? C)Tokyo D)Brussels 39. Which country was elected to the A)Delhi B)Nashik 31. India signed 2 Memoranda of United Nations top human rights body C)Bengaluru D)Pune Understanding (MoU) for construction UNHRC for a period of three years 49. According to a report by UN,India lost of 1200 houses through 50 model beginning 1 January 2019, getting 188 how much amount due to climate- villages with which country? votes in the Asia Pacific Category? related disasters in the last 20 years? A)Indonesia B)Nepal A)Bangladesh B)Indonesia A)77.5 billion B)78.5 billion C)SriLanka D)Australia C)SriLanka D)India C)79.5 billion D)78 billion 32. The Inland Waterways Authority of 40. Which country’s cabinet recently 50. Marking the World Post Day, India will be launching a Roll on –Roll decided to abolish death penalty? Department of Posts is celebrating off service from Neamati to Manjuli A)Malaysia B)Ukraine National Postal Week from 9-15 Island, in which state? C)Australia D)Afghanistan October,2018 in which state? A)Sikkim B)Assam 41. RBI decided to inject how much amount A)Odisha B)Maharashtra C)Mizoram D)Nagaland into the system through purchase of C)Bihar D)Karnataka 33. As per the index, India was ranked 103rd government bonds on October 11 to 51. GD Agarwal, who was on a fast for the out of 119 qualifying countries. The meet the festival season demand for last 111 days demanding a clean Ganga Global Hunger Index 2018 report was funds? and passed away was related to which prepared jointly by global NGOs A)13000 cr B)11500 cr field? namely, Concern Worldwide (Ireland) C)12000 cr D)10000 cr A)Actor B)Sports and Welthungerhilfe (Germany). The 42. Which bank has signed an MoU with C)Politics D)Environmentalist index was topped by Kathmandu-based National Banking 52. The International Olympic Committee A)Malaysia B)Ukraine Institute(NBI) for the development of has picked its first African host of any C)Australia D)Belarus human resources of the latter? Olympics, formally awarding the 2022 34. The Appoinments Committee of the A)ICICI B)HDFC Youth Games to which country Cabinet has approved extension in C)PNB D)SBI A)Kenya B)Senegal tenure of Managing Director and Chief 43. Sikkim has won the UN Food and C)Uganda D)South Africa Executive Officer PS Jayakumar. He is Agriculture Organisations Future 53. External Affairs Minister Sushma the MD and CEO of which bank? Policy Gold Award 2018.Where is the Swaraj launched India for Humanity A)SBI HQ of Food and Agriculture initiative at which place as part of B)IDBI Organization? 150th Birth Anniversary celebrations C)Bank of Baroda A)New York B)London of Mahatma Gandhi being held over D)Punjab National Bank C)Rome D)Paris the next one year?

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A)Nashik B)New Delhi C) 2025 D) 2030 A)Raksha B)Kavach C)Mumbai D)Pune 62. Storm ‘Callum’ hit which of the follow- C)Med D)Med Aid 54. Union Minister of Health and Family ing countries recently? 71. Which organization issued commemora- Welfare, Shri JP Nadda inaugurated A) UK B) South Korea tive stamps on International Day of Non “2nd World Conference on Access to C) Japan D) US Violence? Medical Products :Achieving the SDGs 63. Minister of State for Textiles will release A)Indian Post 2030”at which place? Rs 7.8 cr for the construction of a tex- B)UN Postal Agency A)Bhopal B)Lucknow tile tourism complex in Nongpoh, Ri- C)OECD C)New Delhi D)Pune Bhoi district in which state? D)World Bank 55. Which organization will set up country’s A) Meghalaya B) Assam 72. Indian Railways have planned to develop first biofuel plant at Bargarh district in C) Mizoram D) Tripura 640 Utkrisht Rakes under its project of Odisha? 64. The NCDs are unsecured bonds that can- upgrading the mail/express trains in the A) Indian Oil Corporation not be converted to company equity or next two years at what expenditure? B) National Mineral Development stock. The full form of the term NCD is A)400 crore B)500 crore Corporation A) Non-Contributable Debenture C)600 crore D)700 crore C) Oil and Natural gas Corporation B) Non-Curable Debenture 73. Which state became the 23rd state to D) Bharat Petroleum Corporation C) Non-Convertible Debenture become Open Defecation Free in India? Limited D) Non-Collectable Debenture A)Mizoram B)Karnataka 56. The Indian Air Force launched which 65. The recent annual meeting of the Interna- C)Sikkim D)Manipur mobile health app which will provide tional Monetary Fund and World Bank 74. Which IIT has been named the national health information to the users, includ- ended urging countries to brace for po- coordinating institute of the Scheme for ing first-aid and other health and nutri- tential risks from trade disputes and Promotion of Academic and Research tional topics? other tensions at which place? Collaboration(SPARC) of the Ministry A)Raksha B)Kavach A) Japan B) Mauritius of Human Resource Development? C)Med D)Med Aid C) Singapore D) Indonesia A)IIT Kharagpur 57. The Reserve Bank of India (RBI) has 66. How much percent interest rate has been B)IIT Bombay released operational guidelines to facili- hiked by the centre for the non-govern- C)IIT Madras tate payments among PPIs. Here, the ment provident, superannuation, and D)IIT Kanpur term PPI means gratuity funds, effective from October 75. RBI allowed state-owned oil marketing A) Prepaid Processing Instrument 1? companies to raise ECBs from lenders B) Popular Payment Instrument A)8.4 percent B)7 percent under the automatic route. What is “C” C) Prepaid Payment Instrument C)8 percent D)7.5 percent in ECBs? D) Popular Prepaid Instrument 67. NITI Aayog has announced an intern- A)Comeback 58. Sameer Verma is associated with which ship programme with which company B)Commercial of the following games? for the top performing under 18 stu- C)Cooperative A) Tennis B) Squash dents selected by the ATAL Innovation D)Commercialization C) Snooker D) Badminton Mission? 76. Which wallet player launched the break- 59. It is said that ten lakh jobs will be created A)Mahindra B)TCS through product called “Boost”? in the health and insurance sector under C)IBM D)Infosys A)Oxigen Wallet Pradhan Mantri Jan Arogya Yojana. 68. Who has been appointed as the new So- B)Paytm Who is the CEO of the Ayushman Bharat licitor General of India? C)Mobikwik Scheme? A)Ranjit Kumar D)Freecharge A) Ajay Bhushan Pandey B)Tushar Mehta 77. Government unveiled which initiative B) J Satyanarayana C)Mohan Parasaran under which travellers will soon be able C) GC Hosur D)LN Sinha to enter airports in the country with D) Indu Bhusan 69. Delhi government signed a twin city facial recognition biometrics? 60. The Vice President M Venkaiah Naidu agreement with which country admin- A)Yatra India B)Digi Yatra visited which of the following cities re- istration for cooperation in the fields of C)Digi Dhan D)Yatra cently to attend the 12th Asia Europe education, healthcare, sports, tourism, 78. Which city stood first in the all-India Meeting (ASEM) summit? transport and environment for a period cleanliness ranking in a survey of 685 A) Brussels (Belgium) of three years? districts across the country? B) Rome (Italy) A)USA B)Russia A)Nashik B)Satara C) Madrid (Spain) C)Australia D)UK C)Pune D)Lucknow D) Willington (New Zealand) 70. The Indian Air Force launched which 79. Reliance Jio started a campaign with 61. The United Nation’s Sustainable Devel- mobile health app which will provide which Facebook owned company to opment Goal 2 aims to end all forms of health information to the users, includ- train people about using the mobile hunger and malnutrition by ing first-aid and other health and nutri- messaging platform responsibly on their A) 2020 B) 2022 tional topics? Jio Phones?

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A)Wechat B)Whatsapp 88. Who has been appointed as the ambassa- 97. JIMEX -18, a bilateral maritime exercise C)Instagram D)Telegram dor and India’s permanent representa- is between India and which other coun- 80. 36th National Games in 2019 will be held tive to the United Nations Conference try? in which state? on Disarmament in Geneva? A)Indonesia B)China A)Uttar Pradesh A)Ajay Singh C)Japan D)SriLanka B)Goa B)Pankaj Sharma 98. Which pair of girls has won the Under 15 C)Maharashtra C)Navtej Sharna girls double titles in the Badminton Asia D)Sikkim D)Sandeep Bhattarcharya Junior Under-17 and Under-15 cham- 81. The government took how much loan 89. NASSCOM launched its Centre of Ex- pionships? from World Bank to implement the cellence for Internet of Things in which A)PV Sindhu and Vidya Phillai scheme ‘Status of India Nutrition” re- state? B)Tasnim Mir and Vidya Phillai port which will cover all districts across A)Jharkhand B)Odisha C)Pooja Reddy and Meghna Reddy various states and union territories? C)Bihar D)Haryana D)Meghana Reddy and Tasnim Mir A)$250 million 90. India’s first “Methanol Cooking Fuel 99. Recently, Natwar Thakkar, popularly B)$200 million Program” is to be launched in which known as “Nagaland’s Gandhi”, passed C)$300 million state? away. He was related to which field? D)$450 million A)Karnataka B)Mizoram A)Social Worker 82. The Centre and ADB have signed a 110 C)Sikkim D)Assam B)Actor million dollar loan agreement for the 91. India signed a deal with which country C)Sports upgradation of 2800 km kilometers all- for cooperation on a new nuclear power D)Singer weather rural roads for which state? project and to setup 6 latest VVER- 100. Who is the author of “Feisty At Fifty”? A)Arunachal Pradesh 1200 type nuclear reactors in India? A) B)Himachal Pradesh A)Russia B)Australia B)Sudha Menon C)Madhya Pradesh C)France D)China C)Preeti Shenoy D)Uttar Pradesh 92. Who was named as flag bearer of the D)Arundhati Roy 83. Who was nominated for “Mother Teresa Indian contingent for the 3rd Para Asian 101. Which state government launched Memorial Award” instituted by the Games to be held in Jakarta from Octo- Unnati, a scheme to foster entrepre- city-based Harmony Foundations? ber 6-13? neurs working on rural and social im- A)Jack Murray A)PV Sindhu pact technologies? B)Nadia Murad B)Sardar Singh A)Karnataka C)Francas Arnold C)Rani Rampal B)Madhya Pradesh D)Denis Hinvi D)Thangvellu Mariyappan C)Uttar Pradesh 84. The Indian Postal services honoured 93. Who has been unanimously elected as D)Bihar which non-profit organization by the chairman and world president of 102. Which state well set up anti terror force launching their postal stamps? International Advertising Association? “Kavach”? A)Bhartiya Yog Sansthan A)Srinivisan Swamy A)Bihar B)Uttar Pradesh B)Jagannath Seva Sansthan B)R Swamy C)Sikkim D)Haryana C)Narayan Seva Sansthan C)S Chidambaram 103. The National Housing Bank increased D)Mahavir Cancer Sansthan D)N Ravi its refinance limit to how much amount 85. Who was appointed as chairman of work- 94. Who won the Japanese Grand Prix? to make more funds available to eligible ing group committee by World Federa- A)Valteri Bottas housing finance companies? tion of Exchange(WFE)? B)Nico Roseberg A)20000 cr B)25000 cr A)Ajay Tyagi C)Lewis Hamilton C)30000 cr D)40000 cr B)Sandeep Bansal D)Sebastian Vettel 104. Sandeep Chaudhary ended India’s wait C)Vikram Limaye 95. Which e-commerce company has for a gold medal at the 2018 Para Asian D)Amit Tandon partnered with Bajaj Allianz General Games in Indonesia in which sports? 86. Who received the prestigious 2018 Insurance to offer customised insurance A)Tennis UNHCR Nansen Refugee Award? solutions to power its mobile phone B)High Jumper A)Evan Atar Adaha protection programme? C)Javelin Throw B)Eleanor Rosevelt A)Paytm B)Flipkart D)Swimmer C)Aya Mohammed C)Snapdeal D)Amazon 105. Who has been sworn in as the 114th US D)Atar Rosevelt 96. Recently, RBI approved the proposal of Supreme Court Justice? 87. Who has been selected for the presti- which state’s bank having Rs 650 bn in A)Elena Kagan gious Ekalabya Puraskar 2018? deposits and which will be formed by B)Stephen Bryer A)Rani Rampal consolidating State Cooperative Bank C)Brett Kavanaugh B)Abhinav Bindra and the 14 district cooperatives? D)Samuel Alto C)Lilima Minz A)Karnataka B)Kerala 106. Who was awarded with Nobel Prize in D)PV Sindhu C)Sikkim D)Mizoram Economic Sciences 2018?

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A) Barry Barish and Richard A)England B)SriLanka to preserve the cultural heritage of the Henderson C)India D)Australia Indian Railways? B) Richard Thaler and Paul M.Romer 116. The centre announced to enhance its A)Cisco B)Microsoft C) William D.Norddhaus and Paul contribution to the State Disaster Re- C)Google D)TCS M.Romer sponse Fund(SDRF) from 75 per cent 125. NITI Aayog has joined hands with which D) Barry Barish and Jeffery C.Hall to 90 percent with effect from April 1 company against counterfeit drugs us- 107. Which organization has won the “ISSA this year. Where is the HQ of National age in India? Good Practice Award” for Administra- Disaster Response Force? A)Google B)TCS tive Solution for Coverage Extension at A)Pune B)New Delhi C)IBM D)Oracle the “Regional Social Security Forum for C)Chennai D)Mumbai 126. Who will head the committee which has Asia and the Pacific” held at Kuala 117. CEO NITI Aayog,Amitabh Kant and been formed to ensure that the legisla- Lumpur, Malaysia? United Nations Resident Coordinator tion is in tune with the changing busi- A)NABARD B)ESIC in India, Yuri Afanasiev, will sign the ness environment? C)PNB D)SBI Government of India-United Nations A)Dipak Misra 108. World Shooting Para Sports Trap Cham- Sustainable Development B)Subash Chandra Khuntia pionship 2018 was held in which coun- Framework(UNSDF) for C)Ajay Tyagi try? A)2017-2022 B)2018-2022 D)Injeti Srinivas A)UK B)France C)2018-2028 D)2018-2029 127. Which state government announced the C)Iran D)Italy 118. Deendayal Upadhyaya National Monu- creation of a new district “Niwari”? 109. According to World Bank, what will be ment was inaugurated by Amit Shah at A)Maharashtra Indian GDP growth in 2018-19 fiscal? which place? B)Sikkim A)7.6 percent A)Satna B)Panna C)Madhya Pradesh B)7.8 percent C)Dhankya D)Bilaspur D)Uttar Pradesh C)7.3 percent 119. Who will head the committee that will 128. Recently,a massive earthquake hit is- D)7.5 percent make recommendations in identifying land Sulawesi located in which coun- 110. Women achievers meet at UN forum opportunities and addressing challenges try? recently concluded in which city? in the contemporary global trade sce- A)Australia B)Indonesia A)Delhi B)Pune nario? C)Japan D)South Korea C)Bengaluru D)Mumbai A)Surajit S Bhalla 129. What is the theme of this year’s Inter- 111. India will organize “Gandhi March”in B)Dipak Mishra national Translation Day on Sep 30, which country from the iconic Peace C)Dilip Tyagi 2018? Palace at the Hague to Grote Kerk to D)Bimal Jalan A) Translation :”Promoting Cultural launch the two-year long celebrations 120. Economic affairs secretary SC Garg an- Heritage in Changing Times”. of the 150th birth anniversary of Ma- nounced reduction in gross borrowing B) Connecting Worlds hatma Gandhi. estimate for the current fiscal by C) Translation and Diversity A)USA B)UK A)80000 cr B)45000 cr D) Diversity in Translation C)Ukraine D)Netherlands C)70000 cr D)50000 cr 130. Formula One defending champion Lewis 112. Which country has received the biggest 121. According to Counterpoint Hamilton who won the Russian Grand loan package ever($57.1 billion) from Research,India to have 700 million Prix belongs to which country? the IMF aimed at shoring up the smartphone users by which year? A)France B)UK country’s ailing finances? A)2025 B)2019 C)USA D)Germany A)Argentina B)India C)2020 D)2022 131. Who has bagged the prestigious “BW C)Japan D)China 122. Which union minister presented the 40 under 40” award in BW Business 113. In a bid to boost credit availability to National Tourism Awards 2016-17 and World’s second edition of 40 Under 40 Micro, Small and Medium Enterprises launched the “Incredible India’ mobile Summit and awards held in Gurugram.? (MSMEs), Finance Minister Arun app? A)Binoy Singh Jaitley has launched a web portal A)Ravi Shankar Prasad B)Sanjeev Singh through which one can avail loans up to B)KJ Alphons C)Chiranjiv Patel Rs 1 crore in just C)Smriti Irani D)Chirag Sharma A)1 minutes B)30 minutes D)Amit Shah 132. What is the theme of this year’s World C)1 hour D)59 minutes 123. Prime Minister Narendra Modi inaugu- Maritime Day 2018? 114. According to report by KPMG,mobile rated the Parakram Parv at the Com- A) Connecting ships to drive $985 billion financial services bined Commanders’ Conference in B) IMO 50:Training and Living sales in India by which year? which city? C) IMO 70:Our Heritage –Better A)2030 B)2020 A)Jodhpur B)Surat Shipping for a better future C)2025 D)2022 C)Vadodara D)Bhopal D) Maritime-Education and Training 115. Which country will host Deaf ICC T20 124. Ministry of Railways signed with which 133. Who has been appointed as India’s next World Cup 2018? company to launch a project that aims ambassador to China?

40 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 A)Navtej Sarna 142. What was India’s rank in Economic Free- ANSWER KEYS B)Sanjeev Bhattarcharya dom Index Report 2018? C)Preeti Shenoy A)92nd B)96th 1. D 2. C 3. B 4. D D)Vikram Misri C)90th D)88th 5. C 6. C 7. D 8. D 134. Fitch placed which bank viability rating 143. Asian Development bank (ADB) will on “rating watch negative” following the provide how much loan to build climate 9. B 10. C 11. B 12. C government announcement to merge it resilient infrastructure in several cities 13. D 14. A 15. A 16. B with Vijaya Bank and Dena Bank? of Tamil Nadu? A)Bank of Baroda A)330 million 17. B 18. A 19. C 20. D B)Indian Bank B)200 million 21. B 22. C 23. D 24. B C)IDBI Bank C)550 million 25. B 26. D 27. B 28. C D)Oriental Bank of Commerce D)500 million 135. RBI has imposed a penalty of Rs 5 144. Who was chosen as captain of Indian’s 29. B 30. D 31. C 32. B crore on Karur Vysya Bank for non- women cricket team for the upcoming 33. D 34. C 35. D 36. D compliance of its directives.Where is the Women’s World T20 tournament 2018? Headquarter of Karur Vysya Bank A)Jhulan Goswami 37. C 38. D 39. D 40. A A)Tamil Nadu B)Mithali Raj 41. C 42. D 43. C 44. C B)Kerala C)Harmanpreet Kaur 45. C 46. D 47. D 48. C C)Karnatak D)Smriti Mandhana D)Maharastra 145. Who was appointed as brand ambassa- 49. C 50. B 51. D 52. B 136. ADB will provide how much million dor of Tribes India? 53. B 54. C 55. D 56. C loan for establishing the first multi skills A)Sharukh Khan park in central Indian state of Madhya B)Akshay Kumar 57. C 58. D 59. D 60. A Pradesh? C)Mary Kom 61. D 62. A 63. A 64. C A)$120 B)$110 D)Virat Kohli 65. D 66. C 67. C 68. B C)$150 D)$155 146. Which state government will launch 137. The Ministry of Housing and Urban Universal Pension scheme in the state 69. B 70. C 71. B 72. A affairs, under the aegis of Swachh Bharat on the 2nd October? 73. D 74. A 75. B 76. C Mission, has partnered with which A)Bihar 77. B 78. B 79. B 80. B company to launch the Loo Review B)Karnataka Campaign? C)Mizoram 81. B 82. C 83. B 84. C A)IBM B)TCS D)Assam 85. C 86. A 87. C 88. B C)Google D)Microsoft 147. Who will be conferred with Maharashtra 138. The RBI has withdrawn the general Government’s prestigious “Lata 89. D 90. D 91. A 92. D permission given to Bandhan bank to Mangeshkar Award 2018”? 93. A 94. C 95. B 96. B open new branches as its failure to bring A)Anil Kumar Singh 97. C 98. D 99. A 100. B down promoter holding to B)Vijay Patil A)40% B)25% C)Vikash Chaturvedi 101. A 102. D 103. C 104. C C)49% D)51% D)Smriti Chauchan 105. C 106. C 107. B 108. D 139. Shavkat Mirziyoyev is the president of 148. Which state government signed MoU which country with Portugal for water and sewage 109. C 110. C 111. D 112. A A)Romania management? 113. D 114. D 115. C 116. B B)Mongolia A)Bihar B)Goa 117. B 118. C 119. A 120. C C)Afghanistan C)Sikkim D)Haryana D)Uzbekistan 149. Which state government is constructing 121. D 122. B 123. A 124. C 140. The first corn festival of the country India’s biggest war memorial? 125. D 126. D 127. C 128. B was held in which state? A)Jharkhand A)Madhya Pradesh B)Bihar 129. A 130. B 131. C 132. C B)Mizoram C)Maharashtra 133. D 134. A 135. B 136. C C)Uttar Pradesh D)TamilNadu 137. C 138. A 139. D 140. A D)Sikkim 150. Which city municipal corporation 141. Recently,the Supreme Court lifted the launched the country’s first flood fore- 141. D 142. B 143. D 144. C ban on the entry of women in Sabarimala casting and early warning system? 145. C 146. D 147. B 148. B Temple located in which state? A)Nashik B)Pune 149. A 150. C A)Bihar C)Kolkata D)Lucknow B)Maharashtra C)Karnataka  D)Kerala

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(c)Balban (d)GhiasuddinTughlaq 15. Which of the following statements regarding Indus Valley Civilization is incorrect? (a) There was a great communal bath in Mohenjodaro. (b) Excavations at Lothal proved that the civilization was confined to Harappa and Mohenjo-Daro only. (c) The supreme god was the Pipal God. (d) People had great artistic sense 16. Cripps Mission aimed at (a) Giving proportional representation to the Muslims under the framework of the new Constitution 1. Lucile was verse novel written by (b) SM Joshi (b) A compromise between Congress which viceroy of India? (c) MN Roy demand of united India and (a) Lord Ripon (d) RC Dutt Muslim League’s demand for a (b) Lord Lytton 8. All India State’s peoples conference partitioned India. (c) Lord Mayo formed in 1927 launched popular (c) Giving complete independence to (d) Sir John Lowrence movements in : united India. 2. Who was the afghan ruler of India (a) Princely states (d) Widening the gulf between the whose administrative was emulated by (b) British Provinces Congress and the Muslim League the British? (c) Hill Regions 17. Soil can best be conserved on the hills (a)Bairam Khan (d) Tribal Areas by which of the cultivating methods? (b) Muhammad Shah 9. The president of the constituent (a) Strip cropping (c) Ahmad Shah Assembly was : (b) Crop rotation (d)Sher Shah (a) Dr. Br Ambedkar (c) Terracing 3. Devichandraguptam was written by (b) Dr. Rajendra Prasad (d) Contour ploughing (a)Vishakhadatta (c)JawharLal Nehru 18. The line joining the areas having the same (b)Sudraka (d) Dr. Rajendra Prasad rainfall is called: (c)Banabhatta 10. In which year was the title of Governor (a) Isobar (b) Isohyets (d) None of these general chanced to that of the viceroy? (c) Isotherm (d) Isohaline 4. Which of the following Vedas was (a) 1858 (b) 1861 19. When the Sun is nearest to the Earth, compiled first? (c) 1878 (d) 1885 the Earth is said to be in: (a)Rigveda (b) Samveda 11. Who had Gandhi named as Mira Behn? (a) Aphelion (b) Perihelion (c) Yajurveda (d)Atharvaveda (a) Annie Besant (c) Apogee (d) Perigee 5. British prime minister Attlee made the (b)Kamla Devi 20. What is the name of that system which historic announcement of the end of (c) Indira Gandhi uses radioactivity to decide the period British rule in India (and transfer of (d) Madeline Slade of materials of pre power to responsible Indian hands by 12. In which year Burma separated from his tone period ? a date not later than June 1948) on : India? (a) Radium dating (a) May 16, 1946 (a) 1863 (b) 1902 (b) Uranium dating (b) Feb 20, 1947 (c) 1937 (d) 1947 (c) Carbon dating (c) March 10, 1946 13. In 1908 BalGangadharTilak was (d) Deuterium dating (d) Dec 31, 1946 imprisoned for six year and sent to : 21. Alum stops bleeding in minor cuts 6. Where did Mahatma Gandhi first (a) Mandalay because of apply his technique of Satyagraha? (b) Delhi (a) salvation (b) emulsion (a)Dandi (b)Noakhali (c) Singapore (c) dialysis (d) coagulation (c) England (d) South Africa (d) Andaman & Nicobar 22. India’s largest mica belt lies in the 7. The Communist Party of India was 14. The Sultan who called himself Naib. I. districts of: founded in 1921 by : Khudai or Deputy of the God was? (a)Balghat and Chhindwara (a)Hiren Mukherjee (a)Iltutmish (b) Udaipur, Ajmer and Alwar (b)AlauddinKhilji (c) Salem and Dharmapuri

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(d)Hazaribagh, Gaya and Monghyr 32. A joint setting may be called : (a) Compiling 23. Which one of the following regions of (a) Only in case of national emergency (b) Combining the world is called ‘the break basket of (b) To enable a Constitutional (c) Attaching the world’? Amendment to be passed in a (d) Concatenation (a) Temperate grassland hurry. 40. The temperature of a gas is measured (b) Tropical monsoonal region (c) When taxes approved by one with a (c) Mediterranean region House are rejected by the other (a) Platinum resistance thermometer (d) Savanna grassland (d) In case of ordinance bill (b) Pyrometer 24. The Mediterranean lands are often called 33. A dissolution does not affect : (c) Gas thermometer the world’s (a) A bill that originated in the (d) Vapour pressure thermometer (a) grazing lands RajyaSabha and sent to LokSabha 41. The rate of change of momentum of a (b) forest lands (b) A bill that originated in the body is equal to the resultant (c) orchard lands LokSabha but has been sent to (a) Energy (b) Power (d) paddy lands RajyaSabha (c) Force (d) Impulse 25. Granite and Basalt are the example of (c) A bill that originated in the 42. Ultrasonic waves are those waves which which of the following? RajyaSabha but has not yet been (a) Human beings cannot hear (a) Sedimentary Rocks sent to sent to the LokSabha (b) Human beings can hear (b) Metamorphic Rocks (d) Any of the above (c) Have high velocity (c) Igneous Rocks 34. Who has the authority to remove the (d) Have large amplitude (d) Calcareous Rocks Vice-President from his office before 43. Microwaves are electromagnetic waves 26. Which one among the following is the the expiry of his term? with frequency in the range of largest temperate desert of the world? (a)President (b)LokSabha (a) Micro hertz (b) Mega hertz (a) Patagonian Desert (c) Parliament (d) Supreme Court (c) Giga hertz (d) Hertz (b)Taklamakan Desert 35. In the event of the resignation or death 44. As an object gets closer to the focal point (c) Iranian Desert of the Prime Minister of a converging lens form infinity its (d) Turkmen Desert (a) The Ministry is dissolved image 27. The theory of Fundamental Rights (b) Fresh general elections must take (a) Becomes smaller implies :- place (b) Remains of the same size (a) Sovereignty of the people (c) The Cabinet may choose another (c) Gets farther from the lens (b) Equality of opportunity for all leader (d) Gets closer to the lens (c) Limited government (d) The President decides what to do 45. When the sun is near the horizon during (d) equality of all before law 36. In a parliamentary democracy the the morning or evening it appears 28. Which of the following appointments is (a) Executive controls the Legislature reddish. The phenomenon that is not made by the President of India? (b) Executive and Legislature are responsible for this observation is (a) Chief Justice of India strictly separate (a) Reflection of light (b) Chief of the Air force (c) Judiciary controls both (b) Refraction of light (c) Chief of the Army Legislature and Executive (c) Dispersion of light (d) Speaker of the LokSabha (d) Legislature controls the Executive (d) Scattering of light 29. A retired Judge of High Court cannot 37. The temperature of a body is an indicator 46. The concept of dual nature of radiation (a) Practice in the Supreme Court of was proposed by (b) Practice in any High Court of (a) The total energy of the molecules (a) Max Planck (b) De Broglie India of the body (c) Heisenberg (d) Pauling (c) Practice in the High Court from (b) The average energy of the 47. Tritium is an isotope of where he has retired molecules of the body (a) Oxygen (b) Hydrogen (d) Practice in any Court of India (c) The total velocity of the (c) Phosphorus (d) Nitrogen 30. Which one of the following schedules of molecules of the body 48. Which of the following electromagnetic the constitution of India contains (d) The average kinetic energy of the wave has the longest wave length? provisions regarding anti-defection? molecules of the body (a)Infra red rays (a) Second schedule 38. It potential difference and current (b) Gamma rays (b) Fifth schedule flowing through a wire is increased (c) Light rays (c) Eighth schedule twice each then electric power (d) Ultra violet rays (d) Tenth schedule (a) Will remain unaffected 49. A mixture of carbon monoxide and 31. Parliament during union budget (b) Will increase four times nitrogen is called discussion? (c) Will increase two times (a) Natural gas (a) Substantial Cut Motion (d) Will decrease half (b) Water gas (b) Policy Cut Motion 39. The process of combining strings is (c) Producer gas (c) Economy Cut Motion known as (d) None (d) Token Cut Motion

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50. When a gas is turned into a liquid the (c) Trachea (d) Lungs 71. National Legal Service Day in India is process is called 61. Formation of RBC is called :- observed on : (a) Condensation (a) Erythrocytes (a) January 9 (b) March 9 (b) Evaporation (b) Erythropoiesis (c) April 19 (d) November 9 (c) Deposition (c) Leucopoiesis 72. Who has won the BijuPatnaik award for (d) Sublimation (d)Poiesis scientific excellence – 2016? 51. Which of the following is moderate 62. What is the main function of RNA? (a)DigambarBehera conductor of electricity? (a) Lipid synthesis (b)Sharat Kumar Pradhan (a) Carborundum (b) Carbohydrate synthesis (c) PrasantaMohapatra (b) Diamond (c) Protein synthesis (d)TrilochanPradhan (c) Graphite (d) None of these 73. ManavSeva award has been instituted (d) Silica 63. The saliva contains an enzyme called in the memory of: 52. Quantity of electricity is measured in as? (a) Mahatma Gandhi (a) Ampere second (a) Pepsin (b) Trypsin (b) S. Radhakrishnan (b) Ampere (c) Ptyalin (d)Erepsin (c) Indira Gandhi (c) Ampere second-1 64. Transformation of pollengrain to stigma (d) Rajiv Gandhi (d) Ampere-1 second is called ______. 74. Who was associated with the 53. Difference between crystalloids and (a)Pollunation development of ‘Pentium Chip? colloids is of (b) Pollination (a)ArunNetravalli (a) Solubility (c)Polution (b)Sabeer Bhatia (b) Reactivity (d)Pillination (c) C. Kumar Patel (c) Size of particles 65. For lubricating the eye ball which gland (d)VinodDham (d) None is responsible? 75. What does venture capital mean? 54. If the dispersed phase is a liquid and the (a) Lacrimal gland (a) A short-term capital provided in dispersion medium is solid the colloid (b) Melanin gland industries is known as (c) Retina (b) A long term start-up capital (a) Foam (b) Sol (d) Eyelid provided to new entrepreneurs (c) Emulsion (d) Gel 66. What type of the lens is present in (c) Funds provided to industries 55. The separation of colloidal particles from human eye? (d) Funds provided for replacement those of molecular dimensions is called (a) Corneal Lens and renovation of industries (a) Dialysis (b) Photolysis (b) Convex Lens 76. In word, replace option is available on (c) Pertization (d) Pyrolysis (c)Bioconcave Lens ______. 56. Which one of the following contains (d)Bioconvex Lens (a) File Menu maximum percentage of carbon? 67. Which cups Trophies is associated with (b) View Menu (a) Cast iron the Game of football? (c) Edit Menu (b) Stainless steel (a)Irani Cup (d) Format Menu (c) Wrought iron (b)Subrato Cup 77. Which of the following can input (d) High speed steel (c) Agha Khan Cup graphical images and pictures for a 57. Fluoride toothpaste is sometimes (d)Rangaswami Cup computer? recommended because fluoride :- 68. The Mahanadi Division Canal scheme (a) Plotter (b) Scanner (a) Prevents plaque formation was under taken in 1863-64 under the (c) Mouse (d) Printer (b) Hardens the enamel of the tooth guidance of:- 78. What is ‘Recession’? (c) Kills pathogenic bacteria (a) Sir Arthur Cotton (a) Rise in the cost of production, (d) Prevents tooth ache (b) Sir Henry Ford especially because of wage 58. Respiratory organ of spider is :- (c) Sir Robert Brown increase (a) Book Lungs (d) Sir Gregory Stephen (b) Increase in money supply without (b) Body surface 69. Silpathikaram is one of the greatest five a matching increase in production (c) Tube feet literatures of :- (c) Reduction in production and (d) Trachea (a) Tamil literature employment for want of sufficient 59. A disorder, where Shortage of Oxygen (b) Sanskrit demand for goods Supply in body is called (c) Kannada (d) None of these (a) Asphyxia (d)Pali literature 79. Which ports connect special types of (b) Hypoxia 70. ‘SidhantDarpan’ is written by : music instruments to Sound card? (c)Hypopnoea (a)PathaniSamant Chandrasekhar (a) BUS (b) CPU (d) Asthma (b)PanditNilakantha Das (c) USB (d) MIDI 60. Which of the following is called Adam’s (c)Acharya P.C. Ray 80. The operation of combining two cells apple? (d)PanditGopobandhu Das into a single cell in Excel is referred to (a) Pharynx (b) Larynx as :

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(a) Join Cells (d) Anna RajamMalhotra (b) Fakir Mohan Senapati (b) Merge Cells 89. Which Indian personality has been (c)Madhusudan Das (c) Merge Table appointed goodwill ambassador for (d)GourishankarSenapati (d) Join Table Nepal tourism? 98. Which device used a handheld operation 81. The cause of inflation is : (a) Jaya Prada system? (a) Increase in money supply and fall (b)Aksay Kumar (a) PDA in production (c)Naseeruddin Shah (b) A Personal computer (b) Increase in money supply (d)Raveena (c) A laptop (c) Fall in production 90. Who has won the women’s singles 2018 (d) A mainframe (d) Decrease in money supply and fall China Open badminton title? 99. Who is the father of ‘Cellular Phone’? in production (a)Akane Yamaguchi (a) Linus Torvalds 82. The supply side of economics lays (b) Carolina Marin (b) Percy Labaron Spencer greater emphasis on : (c) P V Sindhu (c) Martin Cooper (a) Producer (d)NozomiOkuhara (d) Fred Morrison (b) Global economy 91. Who among the following is the first 100. Which of the following is not correctly (c) Consumer women journalist of Odisha? matched? (d) Middle man (a)Padmalaya Das (a) National Aerospace Laboratory – 83. ISRO is planning to use which launch (b) Rama Devi Bengaluru vehicle to send Gaganyan in space by (c)Soumya Mishra (b) Central fuel research Institute – 2022? (d)MinatiMahapatra Dhanbad (a) GSLV Mk-V 92. Who among the following was the first (c) Centre for Cellular and Molecular (b) GSLV Mk-II Odia Advocate General ? Biology – Hyderbad (c) GSLV Mk-III (a)ShriPitambar Mishra (d) Institute of Microbial Technology (d) GSLV Mk-IV (b)ShriBanchhanidhiMohapatra – Shimla 84. Which country has took over the (c)DamodarMohanty chairmanship of the 5th Summit of (d) Swami Vichitranand Das BIMSTEC? 93. The ‘law of demand’ expresses :  (a) Myanmar (b) Bangladesh (a) Effect of change in price of a (c) India (d) Sri Lanka commodity on its demand 85. Who has been named for Dr B.C. Roy (b) Effect of change in demand of a ANSWER KEYS National Award for 2018 as Eminent commodity on its price Medical Person of the Year? (c) Effect of change in demand of a 1. b 2. d 3. a 4. a (a)Basant Kumar Mishra commodity over the supply of its 5. b 6. d 7. c 8. a (b) Indira Hinduja substitute 9. b 10. a 11. d 12. c (c) Siva Ramakrishna (d) None of these 13. a 14. a 15. b 16. c (d)KaminiRao 94. A computer designed specifically to 17. c 18. b 19. b 20. c 86. The joint military exercise “Rapid address general purpose applications 21. d 22. d 23. a 24. c Trident 2018” has started in which and special-purpose applications are 25. c 26. c 27. c 28. d country? called ______. 29. c 30. d 31. a 32. d (a) Russia (b) Ukraine (a) Compiler 33. c 34. c 35. a 36. d (c) China (d) Mongolia (b) Loader 37. d 38. b 39. d 40. b 87. The Mahatma Gandhi International (c) Operating system 41. c 42. a 43. c 44. c Sanitation Convention (MGISC-2018) (d) Assembler 45. b 46. b 47. b 48. a will be organized by which union 95. Date and Time are available on the 49. c 50. a 51. c 52. a ministry? desktop at ______. 53. c 54. d 55. a 56. a (a) Ministry of Women and Child (a) Keyboard 57. b 58. a 59. b 60. b Development (b) Recycle bin 61. b 62. c 63. c 64. b (b) Ministry of Urban Development (c) My computer 65. a 66. c 67. b 68. a (c) Ministry of Drinking Water and (d) Task Bar 69. c 70. a 71. d 72. a Sanitation 96. The original name of Saint Chaitanya 73. d 74. d 75. b 76. c (d) Ministry of Rural Development was : 77. b 78. c 79. d 80. b 88. Who of the following was the India’s (a)Biswarup 81. a 82. a 83. c 84. d first woman IAS officer post- (b)Gangadhar 85. a 86. b 87. c 88. d Independence, who passed away (c)Vishvambhar 89. a 90. b 91. a 92. d recently? (d)Rupeswar 93. b 94. c 95. d 96. c (a)Merin Joseph 97. Who is popularly termed as the ‘Grand 97. c 98. a 99. c 100. d (b)SmitaSabharwal Old Man of Odisha’? (c)RijuBafna (a)Gopabandhu Das

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people working together on one project? a) E- collaboration COMPUTER b) I- technology c) Social networking d) Knowledge management e) None of these MCQs 14. What term refers to your ability to con- nect to the internet and your company from a wireless device? a) Net services b) Push technology c) Pull technology d) Mobile computing 7. Where is internal card connected in a e) None of these 1. What kind of memory is static and non- computer? 15. In ms access, a table can have______volatile ? a) USB port primary key/ keys a) RAM b) ROM b) Serial port a) One b) Two c) BIOS d) Cache c) Expansion slot c) Three d) Five e) None of these d) Coaxial slots e) None of these 2. In Excel ______allows users to bring e) None of these 16. User actions such as keystrokes or mouse together copies of work books that 8. Which view in power point can be used clicks are referred to as______other user have worked on indepen- to enter speaker comments? a) Interrupts b) Tasks dently a) Note view c) Events d) Processes a) Copying b) Merging b) Slide master e) None of these c) Pasting d) Compiling c) slide sorter view 17. ______are used to identify a user e) None of these d) All of these who returns to a website. 3. How much space in minimum must be e) None of these a) Cookies b) Plug-ing provided between columns? 9. Identify the fastest memory c) Scripts d) Asps a) 0" b) 0.5" a) Hard disc e) None of these c) 1" d) 1.5" b) DVD Roms 18. How is power supplied to a low- Power e) None of these c) Cache memory USB device? 4. What is the shortcut key to open dialog d) Static RAM a) Through a power cable box? e) None of these b) From an external power supply a) F12 b) shift + F12 10. The term______refers to any com- c) Directly from the computer’s c) Alt + F12 d) Ctrl + F12 puter component that is required to power supply e) None of these perform work. d) Through the USB cable 5. Protect document option in word is a) Bootstrap b) Kernel e) None of these available on ______menu. c) Resource d) Source Code 19. The tracks on a disk which can be ac- a) Insert b) view e) None of these cused without repositioning the R/W c) Design d) Review 11. What refers to a set of characters of a heads is e) Layout particular design? a) Surface b) Cylinder 6. ‘Spool’ stands for a) Keyboard b) Calligraphy c) Cluster d) All of the above a) Serial printer object oriented c) Stensil d) Type base e) None of these language e) For motion 20. A top to button relationship among the b) Simultaneous peripheral output 12. A hacker contacts you my phone or email items in a database is established by a online and attempts to acquire your pass- a) Hierarchial schema c) System protocol optimization word______b) Network Schema outliner a) Spoofing b) Phishing c) Relational schema d) Single – program operating c) Spamming d) Bugging d) All of the above system operation e) None of these e) None of these e) None of these 13. What terms is used to identify technol- 21. A high quality CAD systems uses the ogy that is used to support many following for printing drawing and

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graphs. (a) Status Bar 37. Time taken to move from one cylinder of (a) Dotmatrix Printer (b) Control Panel a HDD to another is called (b) Digital Plotter (c) Menu bar (a) Transfer Rate (c) Line Printer (d) Title Bar (b) Average Seek Time (d) All of the above (e) None of these (c) Latency (e) None of these 30. A Flip-flop can store (d) Roundtrip Time 22. Which type of computers uses the 8 bits (a) 1 bit of data (e) None of these e code called EBCDIC? (b) 2 bits of data 38. A ______system is a small, (a) Mini Computer (c) 3 bits of data wireless handheld computer that scans (b) Micro Computer (d) 4 bits of data an items tag and pulls up the current (c) Mainframe Computer (e) none of these price (and any special offers) as you (d) Super Computer 31. Which of the following is a data commu- shop. (e) None of these nication link that connects more than (a) PSS (b) PoS 23. Access control based on a persons fin- two stations, nodes etc. (c) Inventory (d) Data Mining gerprints is an example of (a) Multipoint Connection (e) None of these (a) Characteristic Identification (b) Multipoint Line 39. Frames from one LAN can be transmit- (b) Fingerprint Security (c) Multiple Chain ted to another LAN via the device. (c) Biometric Identification (d) Multilinked (a) Router (b) Bridge (d) Characteristic Security (e) None of these (c) Repeater (d) Modem (e) None of these 32. General purpose computers are those (e) None of these 24. Speed of line printer is limited by the that can be adopted to countless uses 40. Data definition language (DDL) speed of simply by changing its (a) Describes how data are structured (a) Paper Movements (a) Keyboard in the database. (b) Catridge used (b) Printer (b) Specifies for the DBMS what is (c) Length of Paper (c) Program required in the techniques used to (d) All of these (d) Display Screen process data. (e) None of these (e) None of these (c) Determine how data must be 25. The physical arrangement of elements 33. The storage locations in the internal stor- structured to produce the user’s on a page is reformed to as a documents. age of a CPU are called view. (a) Pagination (b) Grid (a) Contents (b) Address (d) All of the above (c) Format (d) Features (c) Locations (d) Mask (e) None of the above (e) None of these (e) None of these 26. Which is the shortcut to goto option in 34. Which area in an excel window allows  Excel? entire values and formulas? (a) F5 (b) F7 (a) Title bar ANSWER KEYS (c) F8 (d)F2 (b) Menu bar (e) None of these (c) Formula bar 1. b 2. b 3. a 4. d 27. A user can get files from another com- (d) Standard tool bar 5. d 6. b 7. c 8. a puter on the internet by using (e) None of these (a) FTP (b) UTP 35. Macromedia is the name of a company 9. c 10. c 11. b 12. b (c) HTTP (d) both ‘a’ and ‘b’ related with 13. a 14. d 15. a 16. c (e) none of these (a) Hardware 17. a 18. d 19. b 20. a 28. Encryption and decryption are functions (b) Software 21. b 22. c 23. c 24. b of (c) Services (a) Transport Layer (d) Peripherals 25. c 26. a 27. a 28. c (b) Session Layer (e) None of these 29. d 30. a 31. b 32. c (c) Presentation Layer 36. A button that makes character either up- 33. b 34. c 35. b 36. b (d) All of these per or lower case and numbers to sym- 37. b 38. a 39. b 40. a (e) None of these bols 29. The bar at the top of the window that (a) Monitor (b) Shift key bears the name of the window is known (c) Icon (d) Mouse as (e) None of these

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B) Investment C) Irrevocable D) Instrument 13. What does E stands for in AEPS? A) Earning B) Equity C) Enabled D) Economic 14. AEPS is a bank led model which allows online interoperable financial inclusion transaction at _____ A) PoS B) PoC C) Aadhar Card D) ATM 15. Where is the headquarters of Utkarsh Small Finance Bank located? A) Mumbai B) Chennai C) Varanasi D) Bengaluru 16. The Virtual Payment Address in BHIM 6. Foreign currency which has a tendency 1. Which section of RBI Act 1934 gives App has the extension of? of quick migration is called A) upi the Reserve bank of India the sole right A) cold currency to issue Bank notes of all B) name of the bank B) hot currency C) bhim denominations? C) liquid currency A) Section 18 B) Section 34 D) vpa D) none of these 17. Bharat Bill Payment Operating Units C) Section 28 D) Section 22 7. Devaluation of currency leads to 2. Which section of the Banking regulation (BBPOUs) will be the authorized by A) increasing domestic prices ____ ? Act refers to the Banking Ombudsman? B) no impact on domestic prices A) Section 35 A A) NPCI C) fall in domestic prices B) RBI B) Section 58 D D) can either increase or decrease C) Section 28 B C) Finance Ministry 8. Customer has been defined in D) NABARD D) Section 47 H A) Banking regulations act 3. In applicable cases, linkage of Aadhaar 18. Immediate Payment Service (IMPS) B) Anti-Money laundering act facility is provided by? number to bank account is mandatory C) RBI act under which of the following? A) BBPS B) RBI D) KYC Guidelines C) NPCI D) AEPS A) Prevention of Money-laundering 9. Which of the following is not a part of (Maintenance of Records) First 19. What is the limit of fund transfer using the credit hierarchy in India? UPI? Amendment Rules, 2017 A) Scheduled commercial banks B) Prevention of Money-laundering A) Rs 20,000 B) Cooperative banks B) Rs 10,000 (Maintenance of Records) Second C) Money lenders Amendment Rules, 2017 C) Rs 50,000 D) All of these D) Rs 1 Lakh C) Prevention of Money-laundering 10. What is credit rating used for? (Maintenance of Records) Third 20. Which of the following cannot be used A) To rate the borrower while giving for fund transfer through IMPS? Amendment Rules, 2017 loans D) Prevention of Money-laundering A) Using Mobile number & MMID B) To rate Bank while taking loans B) Using Aadhaar numbe (Maintenance of Records) Fourth C) To rate customer while giving Amendment Rules, 2017 C) Using Virtual Private Address Forex loans D) Using Account number & IFS Code 4. Money market instruments and Securities D) To rate a customer before giving a are defined under which section of RBI home loan Act, 1934? 11. Where is the headquarters of African  A) Section 45 U Development Bank situated? B) Section 36 B A) Tunis, Tunisia ANSWER KEYS C) Section 53 G B) Rabat, Morocco D) Section 28 K C) Abidjan, Ivory Coast 1. d 2. a 3. b 4. a 5. Appeal against NCLAT (National D) Addis Ababa, Ethiopia 5. b 6. b 7. a 8. d Company Law Appellate Tribunal) 12. Number of banks have extended large under which section of the Companies loans to various Mutual Funds and 9. c 10. a 11. c 12. c Act, 2013? have also issued IPC to stock 13. c 14. a 15. c 16. a A) Section 370 exchanges on behalf of Mutual Funds/ 17. b 18. c 19. d 20. c B) Section 410 FIIs. What does I stands for in IPC? C) Section 480 A) Institutional D) Section 350

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ENGLISH LANGUAGE money but its bets were on illiquid and risky important” and thus subject to stricter assets. Its second-biggest position was in rules—would not have helped in this case. Direction (1-10): Read the following the bonds of a bankrupt firm called Energy None of the firms that are now in difficulties passage carefully and answer the Futures Holdings Corporation. Unrated would have been big enough to qualify. Small questions given below it. securities amounted to 40% of assets. funds did signal big tremors back in 2007. The three investment funds from which Whatever the merits of these investments, But given their explicit riskiness, the idea BNP suspended redemptions in August they proved hard to shift in a skittish market. that today’s failing funds are canaries looks 2007 held less than 0.5% of the money the That has prompted close scrutiny not just more like a canard. French bank managed at the time. Yet these of other junk-bond mutual funds but also of humble entities turned out to be the exchange-traded funds (ETFs) that hold 1. What according to the passage is true proverbial canaries in the coal mine: their high-yield debt. ETFs are structured so that about the firm called “Third Avenue”? spasm was one of the first signs of the they can be traded as easily as conventional A. The corporate is a victim of impending credit crunch. The question of shares, even though the underlying assets investment fund. the moment is whether several similarly are often not nearly as liquid. (Shares in B. Is specialized in distress debt obscure funds that recently announced junk- bond ETFs have continued to change C. Suspended redemption on the last forced liquidations are canaries too. Do their hands energetically this week.) month of the year woes reveal financial fault-lines, or did they Yet junk-bond funds make poor canaries. D. High yeilding fund just take exceptional risks? For one thing, even their name conveys risk. (a)OnlyA The funds in question all invested in low- Unlike the funds that buckled at the start of (b)All of these rated corporate debt. Investors have soured the credit crunch, they are not seen as (c)Both B and C on such “high-yield” or “junk” bonds this relatively safe investments. Many of the (d)All except A year, causing prices to fall sharply and concerns about credit centre on the debt of (e)None of these yields to surge. The best-known of the energy and mining firms, whose troubles have 2. What is the meaning of the term victims, a mutual fund managed by a firm been widely aired during the year-long rout “Systematically important”? called Third Avenue, specialised in in commodity prices. These industries (a)beneficial distressed debt, on which average yields have account for only $225 billion or so of the $1 (b)crucial risen from 8% in 2014 to an astronomical trillion market for junk bonds, according to (c)necessary 18% now. The fund had lost 27% of its value Wells Fargo, a bank.Energy firms with good (d)important this year and had seen big withdrawals, credit ratings continue to borrow relatively (e) None of these which together had caused its assets to cheaply. On December 10th, for instance, 3. Why the regulators of investment funds shrink from $3 billion to $790m before Third Schlumberger, an oil-services firm, sold $6 are worried? Avenue suspended redemptions on billion in bonds with an interest premium of A. illiquidity of corporate bonds December 10th. The firm said that the just 1-2 percentage points over Treasuries. B. discounted selling is a risky factor febrile state of the markets and the Blue chips in other industries can borrow C. liquidity will worry the investors accompanying rush of withdrawals were even more cheaply: on December 9th Visa (a) both A and B forcing it to sell the fund’s holdings at fire paid a premium of less than one percentage (b)both B and C sale prices. An orderly unwinding, it argued, point to borrow $16 billion. Regulators have (c)Both A and C would serve investors better. long worried that the illiquidity of corporate (d)all of these The next day a hedge-fund manager called bonds could prove a problem for fund (e)None of these Stone Lion Capital announced a suspension managers, and that fire sales at such funds 4. What is the most appropriate antonym of redemptions from its junk funds. And on may prove a systemic risk. Ironically, the of the word “TREMORS” according December 14th Lucidus Capital Partners, a bond market is less liquid than it used to be, to the context off the passage: fund manager specialising in high-yield in part because of more exacting capital (a) flutter (b) equanimity bonds, said it had liquidated all its requirements that have made it (c) throb (d)fear investments. Doomsters point in particular moreexpensive for banks to hold bonds. But (e) Noneofthese to a mismatch at the heart of Third Avenue’s the tentativesolution regulators have 5. What is the most appropriate meaning model. Its high-yield fund’s prospectus proposed—classing some big fund managers of the word “FEBRILE”? (a) aloof (b) delirious promised investors quick access to their and m utual funds as “systemically

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(c) arc (d)bleak 11. In 2014, Mr. Obama had realised that (b) Privacy in India was raising issues (e) None of these the bitterly contested Afghan range from surveillance, searching 6. What is the tone of the passage? presidential election had led to a and seizure, and telephone taping (a) lamenting (b) optimistic politically fragile situation. to abortion, transgender rights and (c) ironic (d)informative (a) In 2014, Mr. Obama realised that nacro-analysis. (e) None of these the bitterly contested Afghan (c) Private sectors on India raised 7. What is the most appropriate meaning presidential election had led to a issues ranging from surveillance, of the word “SPASM”: politically fragile situation. searched and seizure, and (a) harmony (b) In 2014, Mr. Obama had been telephone taping to abortion, (b) throe realizing that the bitterly transgender rights and nacro- (c) contraction contestant Afghan presidential analysis. (d)painkiller election has led to a politically (d) Privacy in India was raised issues (e) None of these fragile situation. ranging to surveillance, search and 8. What should be the most appropriate (c) In 2014, Mr. Obama has realised seizure, and telephoned taping to Title of the passage? that the bitterly contested Afghan abortion, transgender rights and (a) importance of investment presidential election had led to a nacro-analysis. (b) investment funds politically fragile situation. (e) The given sentence is correct. (c)Canary or Canard? (d) In 2014, Mr. Obama had been 14. That is difficulty to escape the (d) victims of investment realised that the bitterly contested conclusion that there cases raised (e) None of these Afghan presidential election had distinct issues and demand different 9. Writing the passage, the author wants to led to a politically fragile analyses. enlighten the part of financial system. situation. (a) This is difficult from escape the (a)Negative (b)positive (e) The given sentence is correct. conclusion that those cases raise (c)Authentic (d) scrutinizing 12. A nine judge bench of the Supreme Court, distinct issues and demand (e) None of these only the tenth such instance in India’s defended analyses. 10. Which of the following sentences is not history was delivered a historic (b) It was difficulty to escaped the correlated to the given sentence? judgement on Thursday. conclusion that those cases was (a) Unlike the funds that buckled at (a) The nine judge bench of that raised distinct issues and demand the start of the credit crunch, they Supreme Court, only the tenth different analyses. are not seen as relatively safe such instance in India’s historic (c) It is difficult to escape the investments. had derived a historic judgement conclusion that these cases raise (b) Many of the concerns about credit on Thursday. distinct issues and demand centre on the debt of energy and (b) A nine judge bench of the Supreme different analyses. mining firms, whose troubles have Court, only the tenth such (d) It had difficult to escaped the been widely aired during the year- instance in India’s history, conclusion that these cases raised long rout in commodity prices. delivered a historic judgement on distinctively issues and demand (c) These industries account for only Thursday. different analyses. $225 billion or so of the $1 trillion (c) This nine judgement bench of the (e) The given sentence is correct. market for junk bonds, according Supreme Court, only the tenth 15. In acknowledging that different to wells Fargo a bank. such instance in India’s history, conceptions of privacy exist, it (d) With rising age, numerous had delivered a historic judgement had significance advancement the physiological changes occur and on Thursday. privacy jurisprudence in the the risk of chronic diseases rises (d) A nine judge bench of the Supreme country. energy firms with good credit Court, only the tenth such (a) In acknowledgement thus ratings continue to borrow instance in India’s history, was differential conceptions of privacy relatively cheaply. delivering a historical judgement exist, it has significantly advance (e) Energy firms with good credit on Thursday. the privacy jurisprudence in the ratings continue to borrow (e) The given sentence is correct. country. relatively cheaply. 13. Privacy in India has raised issues ranging (b) In acknowledging that different from surveillance, search and seizure, conceptions of privacy existment, Direction (11-15): In each of the and telephone taping to abortion, it has significantly advancement following sentences, there are four transgender rights and nacro-analysis. the privacy jurisprudence in the options are given, which have been (a) Private on India has raised issues country. written in four different ways. Mark the ranging from surveillance, search (c) On acknowledgement of different option which is grammatically and seizure, and telephone tap conceptions of private exist, it had appropriate. If the given sentence is on abortion, transgender rights and significant advanced the privacy correct then mark it as option (e). nacro-analysis. jurisprudence in the country.

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(d) In acknowledging that different omitted. Choose the set of words for each consisting part. If the sentence is error conceptions of privacy exist, it blank that best fits the meaning of the free then mark it as option as option (d) has significantly advanced the sentence as a whole. and if more than one error is thee, then privacy jurisprudence in the mark it as option (e). country. 21. Coercion sometimes leads to the 26. Indian’s every single (A)/expectation (e) The given sentence is correct. ______of short term goals, but its drawbacks far______its from its cricket team (B)/invariably Direction (16-20): Which of the phrases advantages. oscillates between (C)/a cynical given below the sentence should replace (a)realization, nullify pessimism (D) and an unjustified the word/phrase given in bold in the (b) appreciation, outnumber optimism.(E) sentence to make it grammatically (c) accomplishment, outweigh (a) ABCD (b) BCDE correct? If the sentence is correct as it is (d) achievement, crumble (c) ACDE (d) None of these given and no correction is required, (e)destination, undermine (e) No error select ‘No correction required’ as the 22. Professionals focus their ______27. The road widening exercise(A)/who aims answer. on fulfilling their responsibilities and to make NationalHighway (B)/a four achieving results, not on ______a lane highway(C)/ poses a threat to the 16. The poor Brahmin led a hand to particular image. (D)/fragile environment of the mouthful existence and could use any (a)planning, devising Himalayas.(E) job which paid him a little. (b) leadership, attributing (a) ABCD (b) BCDE (a) handful to mouthful existence (c) abilities, developing (c) ACDE (d) None of these (b) hand to mouth existence (d) energies, portraying (e) No error (c) handing for mouthful existing (e)skills, obtaining 28. In the aftermath of the Asian (d) hand and mouth exist 23. We must be rest assured that our tsunami,(A)/the sporting community (e) No correction required. sorrows, if any, are short lived and have responded (B)/swiftly to 17. In order to earning decent living we period of joy ______us. Such contribute (C)/in whatever way it need to have a good job which pays thinking will always maintain our could,(D)/both financially and substantial amount of money. ______and peace of mind. qualitatively.(E) (a) earned decency life (a)calls, dream (a) ABCD (b) BCDE (b) earning decency live (b) befits, serenity (c) ACDE (d) None of these (c) earn a decent living (c) bemoans, skills (e) No error (d) earned decently life (d) merits, life 29. Seen as an indicator of the maturity(A)/ (e) No correction required. (e)awaits, equipoise of outsourcing business in India, (B)/ 18. We went to the famous restaurant to eat 24. If a junior executive neglects his the Indian outsourcing market (C)/is and were served piped hot food. professional development and expected to growth (D)/to eleven billion (a) served piping hotter ______education, he can easily and dollar by this year.(D) (b) serving pipe hot quickly become obsolete in a world (a) ABCD (b) ABCE (c) served piping hot changing at ______rates. (c) ACDE (d) None of these (d) serve pipe hotten (a)management, rapid (e) No error (e) No correction required. (b) higher, fast 30. Angered over the delay (A)/in giving 19. Akshay considered Suresh to be a (c) better, supreme compensations, (B)/factory workers complete pain in the neck as he kept (d) continuing, dizzying shouted(C)/slogans against the asking baseless questions. (e)value, profound President (D)/when he reaches the (a) paining in the neck 25. Nothing could ______better Swami office.(E) (b) painless neck Vivekananda’s thoughts and (a) ABCD (b) BCDE (c) painful necks personality than his own ______(c) ACDE (d) None of these (d) pain in necking language, on which I have relied heartily (e) No error (e) No correction required. in this book. 20. I jump through hoop to finish this (a)convey, inimitable QUANTITATIVE APTITUDE project in time, but was not rewarded (b) suggest, prosperous adequately. Directions (31 – 35):What should come (c) contribute, rich in place of question mark? (a) jumped through hoops (d) express, towering (b) jumping for hooping 1 (e)focus, outstanding  2  (c) jumped on hoop 31. 3024 1892  684 19  (d) jumping from hoop Direction (Q.26–30) : In the following   (e)No correction required. sentences containing five parts (A, B, C, 2 D & E) which may or may not consist  ?  459 Direction (21-25): The following error. Find the error and mark the option (a) – 27 (b) 29 questions have two blanks, each blank which does not contain the error (c) 31 (d) 841 indicating that something has been (e) 1089

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32. 350 % of ?  50 + 248 = 591. total sales of which product is 45. If the number of men visiting Museum (a) 4900 (b) 7890 minimum? Q is 800 and the women visiting (c) 4850 (d) 4950 (a) TV Museum U is 1152. Then the number (e) None of these (b) Phones of children visiting Museum U is what (c) Same for both products 2.6 4.4 percent of the number of Children 11 11  (d) Cannot be Determined visiting Museum Q?(approx.) 33. = (?)2 117.5 115  11 (e) Can be any product (a) 122% (b) 135% 39. In which month from Mar, May, July, (c) 118% (d) 109% (a) 11 (b) 11 Sep and Nov is the % rise in sales of (e) None of these TV the maximum compared to (c) 121 (d) 1331 46. Total number of Children and Women preceding month? (e) 14641 visiting Museum P is 1500. The (a) Mar (b) May difference between the total number of 34. 29 % of 193 – 20 % of 204.85 = (c) July (d) Sep Men and Women visiting Museum R 1 2 (e) Nov is 200. What is the ratio of the number 33753  ? 40. The sales of TV in the months of July of Men Visiting Museum P and the (a) 1 (b) 4 and Aug together in what number of children visiting Museum R (c) 16 (d) 64 approximately percent less than the together? (e) 0 sales of same in the months May and (a) 3:2 (b) 2:3 June? (c) 5:2 (d) 2:5 3 (a) 11% (b) 23% 35. of (20 % of 920 ) = ? % of 650 (e) None of these 4 (c) 16% (d) 19% 47. If the percentage of Men & Women (a) 19 (b) 22 (e) 26% together visiting Museum T is 75% and the percentage of Children visiting (c) 25.26 (d) 21.23 Directions (41-43): Find the wrong Museum P is 30%. What is the average (e) None of these number in the series . percent of women Visiting T, P, R and Directions (36 – 40): Study the following 41. 98, 119 , 145 , 185, 248 , 359 U all the Museum together? line chart carefully and answer the (a) 119 (b) 145 (a) 34 (b) 36 questions that follow: (c) 359 (d) 185 (c) 32.6 (d) 35.5 (e) 98 (e) None of these 42. 16, 10, 12, 20, 40, 107 48. Total number of Men and Children (a) 16 (b) 10 visiting Museum S is 1575. The (c) 20 (d) 40 difference between the total number of (e) 107 Children and Women visiting Museum 43. 12, 22, 63, 246, 1235, 7404 U is 216. What is the total number of (a) 246 (b) 7404 women visiting Museum S and the (c) 12 (d) 63 number of men visiting Museum U ? (e) None of these (a) 3005 (b) 2820 (c) 3625 (d) 2565 Directions (44-48): Refer the table and (e) None of these answer the following questions. Total Number of People Visiting Direction (49-51) : What should come in 36. What is the ratio of sales of Phones in Museum = 17600 place of question mark (?) in the first six months to the ratio of sales of following given question mark ? (Note : TV during the same period? You need not to calculate the exact (a) 260 : 233 (b) 205 : 226 value.) (c) 234 : 243 (d) 219 : 259 49. 35.99 ?  32.0032 ? (e) 213 : 256 37. In which months is the difference 68 between the sales of the two products  ? the same? 44. If the total number of persons visiting 10.998 (a) Jan, July and Dec Museum R is 2000. Then number of (a) 81 (b) 72 (b) July, Aug and Nov children visiting Museum R (c) 169 (d) 121 (c) Feb, June and Aug approximately what percent of the (e) 144 (d) July, Sep and Nov total number of person visiting all the 2 2 2 2 (e) None of these Museum together? 50. 3.2  9.8  8.13  4.24  ? 38. If the people who buy Phones are 20% a) 3.7% b) 2.5% (a) 190 (b) 230 more than the people who buy TV, then c) 2.27% d) 4% (c) 150 (d) 210 e) None of these (e) 160

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(a) Rs.62, Rs.465 51. 360.98 18.991082.9857.7  ? (b) Rs.600, Rs.485 (a) 405 (b) 380 (c) Rs.520, Rs.565 (c) 356 (d) 370 (d) Rs.630, Rs.655 (e) 360 (e) None of these 52. A, B and C . invested on amount of 700, 63. A train can travel 100% faster than a car 500 and 1200 in an business for 1 year. . Both start from point A at the same If they invested more amount in the time and reach point B 150 km away ratio 3 : 2 : 5 at the end of six months from A at the same time on the way and total profit obtained at the end of however train lost about 30 minutes year is Rs. 10, 000 then find the profit while stopping at a station. Find the share of C. 56. What is the average number of B, E and speed of car ? (a) 2500 (b) 5000 F types of garments in all three stores? (a) 115 km/hr (b) 120km/hr (c) 3000 (d) 4000 (a) 24500 (b) 17532 (c) 120 km/hr (d) 75 km/ hr (e) 6500 (c) 15648 (d) 21457 (e) 150 km/hr 53. A, B and C can complete a work (e) 14527 64. Three numbers are given . The average separately in 48, 72 and 96 days . They 57. What is the total number of B and D of first and third numbers is 24 more started together but C left after 4 days types of garments in all three stores than that of average of second and third of start and A left 3 days before together? numbers. Find out difference between completion of work . In how many days (a) 32456 (b) 24578 the first and second numbers. will the work be completed ? (c) 41500 (d) 41454 (a) 36 (b) 40 (e) 24587 2 (c) 42 (d) 48 (a) 29 days 58. The total number of A and E type of (e) 46 5 garments in store 1 is approx. double 65. If 3 men or 9 boys can finish a piece of (b) 18 days the number of which type of garments work in 21 days . In how many days (c) 16 days and in which store? can 5 men and 6 boys can complete the (d)15 days (a) D type in store 3 same piece of work ? (e) None of these (b) C type in store 2 (a) 12 days (b) 8 days 54. A sold an article to B at a profit of 20 % (c) A type in store 2 (c) 14 days (d) 10 days B sold the same article to C at a loss of (d) E type in store 3 (e) 9 days 25% and C sold the same article to D (e) B type in store 2 at a profit of 40% If D paid Rs.252 for 59. The number of C type of garments in REASONING ABILITY the article, then find how much did A store 1 is approx. what percentage of pay for it ? the number of D type of garments in Direction (66-70): Study the given (a) Rs.175 (b) Rs.200 store 2 and 3 together? information and answer the following (c) Rs.180 (d) Rs.210 (a) 47% (b) 32% questions: (e) None of these (c) 23% (d) 34% Six people A, B, C, D, E, F have six different 55. The ratio of the ages of the father and (e) 40% bikes BMW GS, KTM Super Duke, Suzuki the son at present is 7 : 1. After 4 years, 60. The total number of which type of V Storm, Ducati Multistrada, Triumph the ratio will become 4 : 1 .What is the garments in all three stores is Tiger, Himalayan. They are going for sum of the present ages of the father maximum? different trips too : Mumbai to Goa, Agra and the son ? (a) B type (b) D type to Pune, Bengaluru to Hyderabad, Delhi to (a) 29 years (b) 35 years (c) A type (d) C type Ahmadabad, Kolkata to Gangtok, Leh to (c) 32 years (d) 34 years (e) E type Manali ; but not necessarily in the same (e) None of these 61. A milkman pays Rs. 6.4 per liter of milk. order. The person who has Ducati He added water and sells the mixture Multistrada neither goes for trip from Directions (56-60):Study the following at Rs.8 per litre, and making 37.5% Mumbai to Goa nor from Leh to Manali. pie-charts and answer the related profit. Find the ratio of the water to E’s bike is neither of BMWGS nor Suzuki questions given below: that of milk received by customers ? V Storm. Neither C nor B is going for a trip (a) 10 : 1 (b) 1 :10 of Bengaluru to Hyderabad. A’s bike is (c) 11 : 1 (d) 10 :7 neither of BMW GS nor KTM Super Duke. (e) 10 :3 C uses the Triumph Tiger. B neither goes 62. A sum of Rs.1085 is lent out in two for a trip from Leh to Manali nor from parts on simple interest in such a way Mumbai to Goa. The person who has BMW that the interest on one part at 9 % for GS is neither D nor F.E neither goes for a 3 years is equal to that on another part trip from Bangalore to Hyderabad nor from at 18 % for 2 years . Find the two Agra to Pune. The person who has Suzuki sums . V Storm is neither going for trip from Leh to

53 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018

Manali nor from Bengaluru to Hyderabad. (c)*S9 (d)*T7 81. Nishu starting from a fixed point goes Neither E nor F has KTM Super Duke. D (e)None of these 15 km towards North and then after neither has Suzuki V Storm nor Ducati 74. “!” denotes which letter of the given turning to his right he goes 15 km. Then Multistrada. The person who has words? he goes 10, 15 and 15 metres after Himalayan is going for a trip from Delhi to (a)T (b)P turning to his left each time. How far is Ahmadabad.Neither E nor F is going for a (c)N (d)H he from his starting point? trip from Delhi to Ahmadabad. (e)F (a) 5 metres (b) 10 metres 75. The code for the word “Urban” is ? (c) 20 metres (d) 15 metres 66. Who has Himalayan? (a)!P5 (b)@N5 (e) Can not be determined (a) A (b) B (c)&N5 (d)*S6 82. Ritu goes 30 km towards North from a (c) C (d) D (e)None of these fixed point, then after turning to her (e) Cannot be determined right she goes 15 km. After this she 67. Who is going for a trip from Mumbai to Directions (76-80): Study the given goes 30 km after turning to her right. Goa? information and answer the following How far and in what direction is she (a) A (b) B questions: from her starting point? (c) C (d) D Eight students are sitting around a square (a) 45 km, East (e) None of these table such that two persons sit on each side (b) 15 km, East 68. D has which of the following bikes? of the table. Each of them either have 9 or (c) 45 km, West (a) Ducati Multistrada 10 chocolates. Banya who has 10 chocolates (d) 45 Km, North (b) BMW GS sits 4th left to Avni. None of the persons (e) None of these (c) KTM Super Duke having 9 chocolates sit together. Not more (d) None of these than one person sit between Himani and Directions (83-87): Study the given (e) Cannot be determined Evram. Not less than three persons have information and answer the following 69. Who is going for a trip from Kolkata to same number of chocolates. Farah faces Ceon questions: Gangtok? and both have same chocolates as Avni. Study the following information carefully (a) C (b) D Only one person sit between Farah and Giri. to answer the given questionsSeven Persons (c) B (d) E Giri is not neighbour of Banya. Daryl has – M, N, O, P, Q, R and S – live on separate (e) F odd number of chocolates. Evram is not 3rd floors of a seven storeyed building, but not 70. Who is going for a trip from Leh to right to Avni. Two persons sit between in the same order. The ground floor of the Manali? Banya and Himani. building is numbered 1, the floor above it 2 (a) D (b) A and so on until the topmost floor is 76. Who among the following has 9 (c) C (d) B numbered 7.Each person likes different chocolates? (e) None of these cartoon characters, viz, Chipmnuk, (a)Farah (b)Ceon Flinstone, Jetson, Popeye, Scooby Doo, Direction (71-75): Study the given (c)Evram (d)Banya Simpson and Tweety, but not necessarily in information and answer the following (e)None of these the same order. Each person also likes questions: 77. Who sit 4th left to the one who is different colours namely viz, Yellow, Orange, In a certain code language, immediate right to Banya? Red, Black, Blue, Brown and Purple. “The Police Norms Failed” is coded as “)S5 (a)Evram (b)Farah More than three persons sit between the *D6 #E3 ^E6” (c)Ceon (d)Banya one who likes Yellow and the one who likes “Fight Persons From Ukraine “is coded as (e)None of these Orange. The person who likes Popeye lives “@E7 *T5 *M4 ^S7” 78. How many persons sit between Daryl on floor numbered four. Only two persons “Urban Design Pleased Latter” is coded as and Evram, when counted from right live between P and the one who likes Popeye. “@N5 ^D7 &N6 $R6” of Daryl? The persons who live on the ground floor “Daya Likes Fifties hero” is coded as “!O4 (a)1 (b)3 and the topmost floor don’t like Orange. M &A4 $S5 *S7” (c)4 (d)2 does not live on the lowermost floor. M (e)None of these lives on any odd numbered floor below the 71. What is the code for the word “ 79. Who among the following sit immediate one who likes Popeye. S lives on an even Persons”? right to Avni? numbered floor but neither immediately (a)^S9 (b)*T7 (a)Evram (b)Farah above nor immediately below the floor of (c)*T5 (d)^S7 (c)Ceon (d)Banya M. The person who likes Jetson does not (e)None of these (e)None of these like Yellow. Only two persons live between 72. The code “&N6” denotes which of the 80. Four of the following belongs to a group M and the person who likes Tweety. Only following word? find the one that does not belong to one person lives between N and R. The (a)Darring (b)Daya that group? person who likes Orange lives exactly (c)Fight (d)Design (a)Evram (b)Farah between the persons who like Brown and (e)None of these (c)Ceon (d)Banya Blue. R lives on an even numbered floor and 73. The code for the word “ Fifties “ is ? (e)Giri does not like Popeye. Only three persons (a)$S5 (b)^D7

54 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 live between the persons who like Chipmnuk (b) J*M#R$K 92. Who among following sits third to right and Jetson respectively. The person who (c) R$K%M$J of C? likes Chipmnuk live on any floor above the (d)J#R#T*J (a) D (b) H N’s floor. The person who likes Chipmnuk (e) None of these (c) A (d) F does not live on the topmost floor. O does 89. K*M#F%L, how is K related to F ? (e) None of these not like Chipmnuk or Jetson. Only two (a) Wife (b) Mother 93. Who among following sits exactly persons live between the one who likes (c) Sister (d)Daughter between D and B? Purple and the one who likes Brown. The (e) None of these (a) E (b) A person who likes Scooby Doo lives on the 90. Which of the following expression (c) F (d) H floor immediately above the floor of the represents T is brother of W ? (e) None of these person who likes Simpson. N does not like (a) W*S%T (b) W*T%S 94. Who among following likes Alicia? neither Purple nor Red. (c) T*W%K (d)W#S%T (a) G (b) B (e) None of these (c) A (d) D 83. How many persons live between the (e) F floors on which S and P live? Directions (91-95): Study the given 95. Who among following sits third to left (a) Three (b) Two information and answer the questions: one who likes Pomona? (c) Four (d) Five Eight persons A, B, C, D, E, F, G and H are (a) The one who likes Seamus (e) No one sitting in a straight line . Some of them are (b) The one who likes Marcus 84. Which of the following statements is/ facing towards north direction while some (c) The one who likes Alicia are true according to the given of them are facing towards south direction. (d) The one who likes Pancy information? They all like different characters of Harry (e) None of these. (a) Q lives on floor numbered 5 and potter movie viz Minerva, Horace, Pomona, he does not like Black Marcus, Seamus, Angelina, Pancy and Alicia Directions (91-100): Study the given (b) M likes Scooby Doo and he does but not necessarily in the same order. information and answer the questions: not live on floor numbered 5 A likes Marcus and sits third from one of (A) If the data in statement I alone is (c) O likes Yellow and he lives on the the extreme end of line. There are three sufficient to answer the question. topmost floor persons sit between A and H, who likes (B) If the data in statement II alone is (d) Only two persons live between Horace. H does not sit any of the extreme sufficient to answer the question. the floors of Q and R end of the line. G sits second to right of H. (C) If the data either in statement I (591  248)100 50 (e) All the statements are true. The one who likes Seamus does not sit alone or statement II alone are ?  350 85. Who among the following lives on the adjacent to one who likes Horace. B likes sufficient to answer the question. floor immediately above the floor of Seamus and sits third to right of F , who (D) If the data given in both I and II S? likes Minerva. C does not like Angelina. E together are not sufficient to (a) N (b) R does not like Pancy. B does not sit any of answer the question. (c) S (d) O the extreme end of the line. There are as (E) If the data in both the statements (e) No one many as persons sit between C and the one I and II together are necessary to 86. Who among the following does like who likes Pomona and as between D and answer the question. Purple? the one who likes Pomona. F faces south. D 96. How many persons are sitting between (a) P(b) R likes neither Pancy nor Angelina. Immediate Renu and Ruchi? (c) M (d) Q neighbor of H faces same direction as of I. Renu is 5th from right end of row (e) S H(Same direction means if H faces north and also 4th to the right of Anu. 87. Who among the following does like then both neighbor of H will face north II. Anu is 6th from the left end of cartoon character Popeye? direction and vice-versa). C sits one of the row and also 6th to the left of (a) R (b) P extreme end of line. G sits second to right of Ruchi. (c) N (d) Q A, and both faces same direction (Same 97. What is the position of Shruti in a row (e) S direction means if A faces south then G also of 25 students? faces south and vice-versa). B sits second I. Bhavna is 12th from right to Directions (88-90):Study the given to right of D and both faces opposite Shruti. information and answer the following direction(opposite direction means B faces II. Yogesh is 6th to left of Bhavna questions: towards north then D will face south and and also 10th from left end. If A$B means A is wife of B vice-versa). If A#B means A is son of B 98. How is Priya (female) related to Vivek If A%B means A is father of B 91. Who among following sits extreme end (male)? If A*B means A is sister of B of the line? I. Rajiv is brother of Vivek’s uncle (a) C,F (b) G,A Bhuvan. 88. Which of the following expressions (c) F,B (d) E,D II. Vivek’s grandfather has 2 children represents the relationship R is mother (e) Cannot be determined and also these 2 children have 2 of J children each. Priya’s mother is (a) M*J#K$R married to Rajiv.

55 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 99. Aditya is facing which direction? No. of Children = I. Surbhi is facing east direction and 3 1 100 35. (d)   920  ? 20 if she turns to her right she will 4 5 650 2000  400 face Rahul. 100 II. Aditya is facing opposite  ?  21.23 Reqd. % direction as that of Kirti who is (36-40) 400 facing Surbhi. 36. (d) Sales of Phones in first six months =  100  2.27% 100. In how many days Karuna completed 657000 17600 her assignment when announced to Sales of TV in first six months = 777000 45. (a) Men visiting Museum Q ,25% =800 complete so? 37. (b) Differences: Then no. of Children in Museum Q I. Her teacher wanted the Jan = 9, Feb = 13, March = 15, April = assignment to be checked within 36, May = 15, June = 50, July = 40, 800   35 1120 10 days when announced. Aug = 40, Sep = 12, Oct = 42, Nov = 25 II. Karuna went to outstation with 40, Dec = 30 family the same day and came 38. (b) People who like TV = x, then who Women visiting Museum U,32% back before 1 day the day, like Phones = 120/100 × x = 1.2x =1152 assignment needed to get checked. Total sales of TV in all months = 1538 Then Children in Museum U thousand 1152  Total sales of Phones in all months =   38 1368 1538 thousand 32 Sales of TV/person = 1538/x and EXPLANATIONS 1368 Sales of Phones/person = 1538/1.2x Reqd. %  100 122% So Sales of Phones/person is minimum. 1120 1. d 2. b 3. a 4. b 39. (a) Mar = 6/112 × 100 = 5.35% 46. (c) Number of Men visiting Museum P 5. b 6. d 7. c 8. c Similarly, May = 1.46%, July 9. d 10. d 11. a 12. b 1500 decreased, Sep = 4.38%, Nov = 3.42%   40 1000 13. e 14. c 15. d 16. b 40. (b) [(139+173)-(127+114)]/ (139+173) 60 17. c 18. c 19. e 20. a × 100 = (312 -241)/312 × 100 = 23% Number of children visiting Museum 21. c 22. d 23. e 24. d (41-43) 25. a 41. (b) 200 (26-30) R   20  400 26-a; Remove single. 10 27-b; Who should be replaced by which. Reqd. Ratio 1000:400=5:2 28-b; Use has in place of have. 47. d, Percentage of women in T= 30 + x = 29-d; Growth should be replaced grow. 42. (d) Pattern is 75 => x= 45 Percentage of women in P= 100 – 30-d; Replace reaches by arrived. 1 (31-35) 16  2 10 (30+40) = 30 Then average 1 2 2 2 31. (b) 162  36  ?  459 (45  30  35  32) 142 101 2 12    35.5 4 4 Or. ?2 = 4 + 1296 – 459 = 841 3 12  2  20 48. a, Women visiting Museum S Or. ? = 29 2 1575 (591 248)10050   55 1925 32. (a) ?  20 2  2  42  40 350 45 5 Men visiting Museum U ? = 4900 42  2 107 7 2 216 11 2   30 1080 33. (c)  ? 6 113 43. (a) The series is  2  2, 3  3, Then Total=1925+1080=3005 2  4  4, 5  5, 6  6, ? 14641 (49-51) So 246 is wrong one . 68 ? 121 (44-48) 49. (d) 36 x  32 x   x 2 44. (c) Percentage of Children = 100 – (45 + 11 34. (e) 55.97  40.9715 ? 35) = 20% 68 ? 2 0 68 x   x    11 ?  0

56 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 Amount price by A for the article = Rs x 11 Number of D type of garments in store 200 2 and 3 together = (105  54000)/100 x 121 55. (c) Let the present age of father and son + (11  36000)/100 = 15750 +3960 = 50. (a)  9 100  64 16 190 be 7x and x years , respectively. 19710 After 4 years 51. (d) 1919 19 Req. % = (6300 100)/19710 = 31.96% Age of father = 7x  4 years = 32%(approx.) 19 20  380 60. (b) Total number of A type of garments 52. (b) Since initial investment is in the ratio Age of son = x  4 years in all three = (17  25200)/100 + 7 : 5 : 12 means sum of investment of A (72  54000)/360 + (19  36000)/100 and B equal C and more amount 7x  4 4 Given ,  = 4284 + 10800 + 6840 = 21,924 invested at the end of six months also x  4 1 Total number of B type of garments in shows that sum of investment of A and all three stores = (12  25200)/100 + B equals to C.  7x  4  4x 16 (60 54000)/360 + (20 36000)/100 So profit of C will be half of total profit    3x 12 = 3024 + 9000 + 7200 = 19224 10000 x  4 Total number of C type of garments in Profit of C =  Rs.5000 2 7x  x  28  4  32 years all three stores = (25  25200)/100 + (45 54000)/360 + (15 36000)/100 53. (a) Work done in first 4 days (56-60)   56. (b) Total number of B type of garments = 6300 + 6750 + 5400 = 18450  1 1 1  13 in all three stores = 19224 Total number of D type of garments in  4       all three stores = (10  25200)/100 +  48 72 96  72 Total number of E type of garments in all three stores = 17400 (105  54000)/360 + (11 36000)/100 Work done in last 3 days Total number of F type of garments in = 2520 + 15750 + 3960 = 22230 1 1 all three stores = 15972 Total number of E type of garments in  3  Total number of B,E and F type all three stores = (15  25200)/100 + 72 24 garments in all three stores = 52596 (50  54000)/360 + (17  36000)/100 Remaining work Required average = 52596/3 = 17532 = 3780 + 7500 + 6120 = 17400 57. (d) Number of B type of garments in Total number of F type of garments in  13 1  56  1     store 1 = (12  25200)/100 = 3024 all three stores = (21  25200)/100 +  72 24  72 Number of B type of garments in store (28  54000)/360 + (18  36000)/100 This remaining work was completed 2 = (60  54000)/360 = 9000 = 5292 + 4200 + 6480 = 15972 by A and B Number of B type of garments in store Hence , total number of D type of A and B per day work 3 = (20  36000)/100 = 7200 garments in all three stores is maximum. Total number of B type of garments in 61. (b) Given , S.P = Rs.8 1 1 10    all stores = 19224 Profit = 37.5% Number of D type of garments in store 48 72 288 8100 64 No. of days for which A and B 1 = (10  25200)/100 = 2520 CP   worked Number of D type of garments in store 137.5 11 2 = (105  54000)/360 = 15750 By allegation – 56 Number of D type of garments in store 2 3 = (11  36000)/100 = 3960  72  22 Total number of D type of garments in 10 5 days all stores = 22230 288 Required number = 19224 + 22230 = 41,454 58. (a) Total number of A and E type of 2 Total no. of days = 4 + 3 + 22 = 29 garments in store 1= (17+15)=(32 5  25200)/100 = 8064 Number of D type of garments in store Water : Milk 2 3 = (11 36000)/100 = 3960 = 1 : 10 days  5 Hence, the total number A and E type 62. (a) 54. (b) Let the article costs ‘x’ to a of garments in store 1 is approx. double x  9 3 1085  x18 2 Cost price of B = 1.2x the number of D type of garments in  Cost price of C = 0.75 (1.2x) = 0.9x store 3. 100 100 59. (b) Number of C type of garments in Cost price of D = 1.4 (0.9x) = 1.26x =  3x  1085  x 4 252  x = 200 store 1= (25  25200)/100 = 6300 3x  41085  4x

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7x  41085 75. b (91-95) (76-80) x  4155 x  Rs.620 1st part = Rs.620 nd 2 part = Rs.465 91. a 92. e 93. b 94. d 63. (e) Let speed of car will be x km / hr 95. c 200x (96-100) Speed of train = 96. e 100 From both: = 2x km/ hr 76. c 77. e 78. d 79. e | | | | | Anu | | | Renu | Ruchi ATQ, 80. a So one person is sitting 150 150 30 (81-82) 97. e; From both, first Yogesh can be located,   81. b and then Bhavna and then Shruti. x 2x 60 98. e; From both, Vivek’s grandfather has 2 (300 – 150 ) 60 = 60 x children i.e. Bhuvan and Rajiv; Bhuvan X = 150 km /hr is Vivek’s uncle, so Rajiv is his father. 64. (d) Let the numbers be a , b and C Priya’s mother married to Rajiv, so respectively. Priya is sister of Rajiv. 99. e; From I: Cannot be found from I a  c b  c    24 because no mention of Aditya. 2 2 From II : Cannot be found because don’t know the direction of either Kirti  a  c b  c  24 2  48 or Surbhi  a  b  48 From both can be found, because we get directions of all 65. (e) 3 men = 9 boys  82. b 100. d; It cannot be said that whether she 1 man = 3boys completed the assignment on the last 5 men + boys day, or she could have taken assignment = 5 3  6 boys = 21 boys to outstation also. M D = M D  1 1 2 2 

= 9  21  21 D 2 9 21  D   9 days 2 21 (66-70)

Persons Bike Route (83-87) A Himalayan Delhi to Ahmedabad Floor Person Cartoon Color B BMW GS Delhi to No Character Ahmedabad 7 O Flinstone Yellow C Triumph Tiger Leh to Manali 6 S Tweety Purple D KTM Super Duke Bengaluru to 5 Q Chipmnuk Red Hyderabad E Ducati Multistrada Kolkata to gangtok 4 N Popeya Black 3 M Scooby Doo Brown F Suzuki V Storm Mumbai to Goa 2 R Simpson Orange 1 P Jetson Blue 66. 673 68. 69. 70. 83. c 84. e 85. d 86. e (71-75) 87. c SYMBOLS = T = # P = ^ N =) F = * U = @ D = & L= $ H = ! ALPHABETS=Last letter (88-90) of the word Number=Number of letters in a 88. b 89. d 90. b word 71. d 72. d 73. e 74. d

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ENGLISH LANGUAGE judiciary who was scared to take up the The political leadership is the main culprit case to conduct a day-to-day trial. He had for this dismaying phenomenon. Equally Direction (Q.No.1-10): Read the to be assured of an incredible scale of blameworthy is the police leadership, which following passage carefully and answer security before agreeing. It is an entirely had over the year’s meekly abdicated the question given below it. Certain different matter that later on he rose to the professionalism on the sometimes dubious words/group of words has been printed occasion to dispense justice that is now plea of political interference. The National in bold to help you locate them while hailed in many quarters. He also went on to Investigation Agency, (NIA) set up in answering some of the questions. adorn the Bombay High Court. December 2008, has somewhat filled in the As one who was associated with the Bombay The public should know that it is not the gap in terror investigation skills between blasts trial for about two years (1999-2001), investigator alone who needs to have the State and Central agencies. the latest conviction of six of the accused, guts to unravel all the facts. The judiciary Recent attacks in Europe, especially in the including Abu Salem, gives me enormous should also be enabled to build a corps of U.K., have convinced us that no amount of satisfaction. This court order forms part of fearless judges who are not only deterrence can foil adventurism on the the second stage of the trial; in the first stage, knowledgeable about the intricacies of streets. But merely beefing up numbers of the special TADA court designated for the contemporary terrorism but also have the policemen is of no avail. What is even more purpose had in September 2006 convicted courage to steer the proceedings during a crucial is the need to constantly sharpen as many as 100 accused. Much more trial. police reflexes vis-a-vis responding to an gratified must be the unfortunate relatives Inquiries into the 12 explosions in various act of terror. The eight minute reaction time and friends of the 257 people who perished parts of Bombay in March 1993 were first displayed by the Metropolitan Police in the savage attack on March 12, 1993 that handled by the city police before being during the London Bridge attack deserves brought the great city to its knees. transferred to the Central Bureau of to be studied in detail and emulated. My regret is that there is only a modest Investigation to facilitate an investigation Governments and police forces have their public understanding of the complexity of that had assumed pronounced international roles cut out. But what about the citizenry? combating and investigating terrorism. The dimensions, with the escape from the Is it not the responsibility of the private Batla House controversy of 2008 in Delhi country of one of the principal conspirators, sector and volunteer groups to prepare for is an example to mention for sheer Tiger Memon, and other prominent the worst-case scenario without waiting for politicisation of terror matters and putting accused like Dawood Ibrahim already an actual disaster to occur. dedicated policemen in a state of aboard. discomfiture and danger. The Bombay Police did an outstanding job 1. Which can be the most suitable title of There are several misconceptions about in first identifying many of the large number the passage? what an investigation like the one into the of the accused and later bringing them before (a) Lessons for investigating term. Bombay blasts could achieve. The the special TADA court. They further (b) Origin of terrorism establishment, both past and present, is often produced enough credible evidence to (c) Terrorism – A myth or A reality accused of a failure to secure all the accused persuade the court to frame charges against (d) Terrorism – A menace and get those available convicted by the most of them. (e) None of these court. The inability to bring the architect of The common impression that units of a State 2. How many persons were convicted for the 1993 conspiracy, Dawood Ibrahim, to police are hardly equipped to handle the Bombay Blast of 1993? India to face trial has in particular been investigations of such epic proportions was (a) 5 (b) 6 outrageously assailed as an index of the for once proved wrong by the remarkable (c) 7 (d) 8 incompetence of our agencies. This is unfair, groundwork done by the Bombay Police. (e) 9 to say the least. Despite nearly foolproof The investigations into the November 26, 3. What was the purpose of the evidence that he is being protected by the 2008 attacks were again clinical, proving establishment of TADA court? Pakistani authorities, my perception is that once again that in post post-Independence (a) To punish criminals no amount of security cover can India, despite the valuable resources and (b) To punish terrorists permanently shield such a fugitive from talent that are available in the States, we (c) To punish Abu Salem justice. have been systematically diluting the (d) All of these Looking back 16 years, the most important capacity and skills of the local police forces. (e) None of these image in my mind is, of a member of the

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4. Which of the following acts as a bridge in (c) Definite (c) A and D (d) B and C between the Union and State authorities (d) Vague (e) None of the above for investigation of terrorism? (e) Outlandish 15. A. One of the classroom exercise I (a) The CBI conduct with my Persuasive (b) The TADA Court Directions (11-15): Choose the sentences Communication students (c) The BPRD which are correct in terms of English B. at IIMA is taken from (d) The IB grammar. Kurukshestra war. (e) None of these 11. A. Sometimes, we think we are only C. I ask a student to be Kunti, other 5. The author of the passage seems to be the people with problems. to be Karna. quite anguished over B. Our problems override other D. Kunti has to persuade Karna to leave Duryodhana and join the (a) The terrorists considerations; we can’t think (b) The Mafia beyond our own vexations. Pandavas. (c) The higher police authorities C. When we see a small dampness (a) A only (b) A and B (d) All of these on our wall we scurry to get them (c) C and D (d) D only (e) None of these repaired and corrected, (e) None of the above 6. What criticism the author levied on the D. But we don’t think of people Directions (Q. 16-20): Rearrange the judiciary? whose homes have been washed (a) Scared to conduct a day to day following five sentences (A), (B), (C), (D) away by the rage of the rain gods. and (E) in the proper sequence to form a trial (a) A and B (b) B and D (b) Lingering period for trials meaningful paragraph and then answer (c) C only (d) C and D the questions given below. (c) Knowledge of contemporary (e) None of the above terrorism A. We establish a relationship with 12. A. Chen Jianping repeated again on them. Our relations with our (d) All of the above twitter something her fiancé said (e) None of the above friends are based as much on how B. about anti-Japan protests getting we learn to live. 7. The capacity and skill of the police forces violent, and added, “Charge, angry have been diluted, to a great extent due B. Moments of disagreement. If our youth!” friends and family consist only of to C. For this she was sentenced one (a) Police leadership those who agree year in a labour camp. C. We dissent at home, with our (b) Political leadership D. Twitter is banned in China, but (c) Political interference friends and with our colleagues in its easy to use blocked sites with the places we work. It is through (d) All of these simple internet tricks. (e) None of these these ways of dissenting that (a) A only (b) B only D. With our disagreements as on Direction(Q. 8-9): Choose the word (c) C only (d) B and D other things. The relationship which is MOST SIMILAR in meaning (e) None of the above between spouses is filled with to the word printed in bold as used in the 13. A. The Great Pacific Garbage Patch, many. passage. is gyre of marine litter in the central E. With us all the time, then we will North Pacific Ocean. not have any friends and family. 8. ADORN B. The patch extends over a very (a) Glorify wide area, with estimates ranging 16. Which of the following will be the (b) Decorate from area THIRD sentence after rearrangement? (c) Embellish C. the size of the state of Texas to (a) C (b) D (d) Scorn one larger as the continental (c) E (d) A (e) Bequeath United States; (e) B 9. PROMINENT D. however, the exact size is 17. Which of the following will be the (a) Efficient unknown. FIFTH sentence after rearrangement? (b) Notable (a) A and D (b) B and C (a) B (b) E (c) Effervescent (c) C only (d) D only (c) C (d) A (d) Prudent (e) None of the above (e) D (e) Wiley 14. A. At media agency Mindshare’s 18. Which of the following will be the Mumbai office SECOND sentence after Direction(Q.10): Choose the word which B. sit a team of ninety-three rearrangement? is MOST OPPOSITE in meaning to the individuals (a) D (b) C word printed in bold as used in the C. who’s only focus is the consumer (c) A (d) E passage. giant Hindustan Unilever. (e) B 10. DUBIOUS D. In fact, this unit occupies an area 19. Which of the following will be the (a) Equivocal the size of most mid-sized FIRST sentence after rearrangement? (b) Sceptic agency’s in this country. (a) B (b) A (a) A only (b) A and C (c) C (d) D

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(e) E 23. For a car that was in large part the The large-scale failure in communications 20. Which of the following will be the brainchild of Adolf Hitler, who wanted services during the recent floods in Kerala is FOURTH sentence after a “people’s car” for Aryan families, the a stark ___26___ of the lack of rearrangement? Volkswagen Beetle has done remarkably preparedness in dealing with the aftermath (a) A (b) C well to last for 80 years. Hitler ______of disasters on the part of telecom operators, (c) E (d) B it, laid the cornerstone for its famous policy-makers and disaster management (e) D factory in Wolfsburg and was presented agencies. India is not new to floods and with the first convertible version. The earthquakes but no lessons seem to have Direction (21-25): In each question design of the new car, which bore an been learnt from similar incidents in the past. below a sentence is given with two blanks uncanny ______to a stormtrooper’s Be it the floods in Mumbai in 2005 or the in each. Each question is followed by four helmet, was then adapted for military ___27___ created by heavy rains in Chennai options with two words in each. You have use and produced using slave labour. in 2015, communication networks have time to select that option as your answer (a) warranted, nutty and again ___28___ during the crisis. The which can fill both the blanks of the (b) accredited, discrepancy importance of communication for effective sentence. (c) designated, diversity response in natural disasters has long been 21. Sanity time is at hand. Michael Gove is (d) commissioned, resemblance recognised by emergency managers. A well- right. The reckless, crash-bang-wallop (e) All are Correct designed communications and information of the hard-Brexit fantasists has had 24. The rightwing protection racket infrastructure which functions during a crisis its day. They have not produced a surrounding supreme court nominee can significantly enhance the ___29___ of plausible future for British trade with Brett Kavanaugh is closing ranks, communities exposed to risk. This has been Europe. The default option is now girding for war now that their man is acknowledged by India’s policy-makers as “crashing out”, and that is facing sexual misconduct ______from well, as the Department of Telecom has laid ______. Of course the a woman who says he sexually out a Standard Operating Procedure with Chequers proposal has problems. But assaulted her when they were in high clear instructions on what needs to be done it takes the UK out of the EU and keeps school. “It’s too late for there to be by all stakeholders. Yet the ___30___ of frictionless trade with EU members. any serious consideration at this stage,” country’s communications infrastructure in Both were always pledged by the prime declared Kenneth Starr, the former reality exposes the huge gap between plan minister as constituting Brexit. The EU Republican independent ______and practice. asked for Britain’s proposals to meet who is a leader of the Kavanaugh 26. (a) dilutor (b) reminder this pledge, and now has them. It should defenders club. (c) defilement (d) dirtier ______them. (a) allegations, counsel (e) All are Correct (a) immature, devolve (b) refutations, dupe 27. (a) concordance (b) infantile, negotiate (c) negations, contravene (b) collocation (c) juvenile, deviate (d) renunciations, gaff (c) havoc (d) adolescent, portray (e) All are Correct (d) convention (e) All are Correct 25. October is dwarfism awareness month, (e) All are Correct 22. The first, and most obvious, thing to when the restricted-growth community 28. (a) rocketed (b) surged say is that Soon-Yi Previn has every and their families ______(c) soared (d) collapsed right to tell her story, and any awareness of their condition around the (e) All are Correct publication has the right to publish it. world. So, as the mother of a little boy 29. (a) resilience (b) frailty Obvious, and yet, obviously, not the diagnosed with achondroplasia, the (c) tenacity (d) embrittlement opinion of everyone. Previn is best most common form of dwarfism, you (e) All are Correct known as the ______daughter can imagine my shock when I saw a 30. (a) ampleness (b) fragility of André Previn and Mia Farrow, and Facebook ______for “midget (c) durability (d) endurance the wife of Farrow’s very much ex- wrestling” touring the UK this autumn. (e) All are Correct (a) swell, allude boyfriend, Woody Allen. So when New QUANTITATIVE APTITUDE York Magazine’s interview with the (b) growth, impassive (c) spread, advertisement heretofore almost silent Previn went Directions (31-35): Given below is the (d) expand, circular online on Sunday night, the most percentage distribution of number of (e) All are Correct ______reactions against it students from 5 different colleges came from, predictably, the Farrow Directions(Q. 26-30): In the following attended different number of seminars. family. passage there are blanks, each of which (a) assumed, apathetic No.of No.of No.of No.of No.of No.of has been numbered .These numbers are College Seminars Seminars Seminars Seminars Seminars Seminars (b) espoused, mild Attended Attended Attended Attended Attended Attended printed below the passage and against -1 -2 -3 -4 -5 -6 (c) adopted, vehement P 20 15 24 8 - 15 each, five words are suggested, Find out Q - 16 25 - - 18 (d) adoptive, languid the appropriate word in each case. R 12 20 25 - - - (e) All are Correct S - - 25 15 22 12 T 15 - 24 - 32 5

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31. If the number of students from college R persons from this college who attended 44. 13 27 45 117 333 981 2925 who attended at most 3 seminars is at most 4 seminars. (a) 13 (b) 27 equal to number of students from (a) 237 (b) 234 (c) 45 (d) 117 college S who attended at least 3 (c) 231 (d) 240 (e) 333 seminars and the total number of (e) None of these 45. 3 6 15 45 157 630 2835 students from College S is 11400. Then (a) 45 (b) 15 find the number of students from Directions (36-40) : What approximate (c) 157 (d) 283 college R who attended 3 seminars. value will come in place of question mark (e) 630 (a) 3700 (b)4100 (?) in the given questions ? 46. From a mixture of 100 litres of milk and (c)4500 (d) 4800 1 water which contain 70% milk and 30% 3 (e) None of these 36. 36.01  40962 water some amount is taken out and 32. Total no. of students from college P who replaced with water . The resultant attended atmost 2 seminars is equal to 37.992 93 75.982  4? mixture contains equal amount of milk the sum of number of students from and water . find the amount of mixture (a) 7 (b) 3 college T who attended 1 seminar and taken out in first step. (c) 5 (d) 8 the number of students from the same (e) 7 college who attended 6 seminars. Then 100 200 37.(4809.01 + 9615.96 + 14425.03) 4.98 (a) litre (b) litre the total number of students from  7 7 2 college P is what percent of total no. of + 6.02 = (?) student from college T? (a) 92 (b) 67 50 150 (c) litre (d) litre (c) 72 (d) 76 7 7 1 (e) 74 (a) 17 % (b) 45% (e) 25 litre 7 38. 35% of 74000 ? 47. Mr. Smart while buying clothes uses a faulty meter tape which actually 1 2 (c)49% (d) 57 %  123% of 13.2  2.01 measures 110 cm for a meter and while 7 (a) 40 (b) 51 selling them he uses another faulty (e) none of these (c) 75 (d) 90 meter tape which actually measures 90 33. The number of students from college P (e) 65 cm for a meter. If he buys the cloth at a who attended more than 2 seminars is discount of 5% on the marked price approximately what percent less than 4 7 and sells it at a discount of 10% on the the number of students from college S 39. of 393  of 478 same marked price , then what is his who attended at least 3 seminars if the 15 12 approximate percentage gain or loss ? number of student who attended 2  ?1.99 1.01 (a) 15.8% (b) 14.6% seminars from college P is 48 and the (c) 12.5% (d) 13.8% number of students of college S who (a) 128 (b) 138 (e) 17.2% attended 6 seminars is 14 more than (c) 158 (d) 178 48. A playground is in the shape of a the number of students from college P, (e) 148 rectangle . A sum of Rs. 1000 was spent who attended 1 seminar? 40. 2809.001  7.98 12.01 2 to make the ground usable at the rate (a) 52% (b) 44%   of 25 paisa per sq. m. The breadth of (c) 60% (d) 48%  46.002  ? the ground is 50m. If the length of the (e) 57% (a) 1300 (b) 900 ground is increased by 20m , What will 34. If the difference between number of (c) 1000 (d) 1100 be the expenditure in rupees at the same students from college T who attended (e) 980 rate per sq. m? 3 seminars and students who attended Directions (41-45) : Find the wrong term (a) 1500 (b) 2250 5 seminars is 22, and the total students in the following series - (c) 1250 (d) 1000 from college R is 60% of the total 41. 33 39 56 85 127 185 254 (e) None of these students from college T, then find the (a) 39 (b) 254 49. Two place P and Q are 160 km apart . A number of students of college R who (c) 185 (d) 85 train leaves P for Q and at the same are attending 2 seminars. (e) 56 time another train leaves Q for P . Both (a)32 (b)35 42. 7 9 21 67 275 1371 8233 the trains meet 5 hrs after they start (c)33 (d) 38 (a) 275 (b) 21 moving . If the train travelling from P (e) none of these (c) 67 (d) 1371 to Q travels 6 km/hr faster than the 35. If the ratio between the no. of students (e) 8233 other train , find the speed of the faster who attended 1 seminar and the no. of 43. 7 4 5 9 21 52.5 160.5 train. students who attend 2 seminars from (a) 4 (b) 5 (a) 19 km/hr college S is 9:4, and the difference (c) 9 (d) 52.5 (b) 13 km/hr between the same is 35, then find the (e) 21 (c) 21 km/hr (d) Can’t be determined

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(e) None of these (c) 31 years (d) 24 years 50. Pipe A can fill an empty tank in 4 hours, (e) 48 years while pipe B can fill it in 6 hours 55. A and B started a business with an working separately . pipe C can empty investment in the ratio of 5: 3 the whole tank in 4 hours. Brava respectively. After 6 months from the opened the pipe A and B start of the business, C joined them simultaneously to fill the empty tank. and the respective ratio between the He wanted to adjust his alarm so that investments of B and C was 2:3 . If the he could open the pipe C when it was annual profit earned by them was Rs. half-filled, but he mistakely adjusted 12300, what was the difference his alarm at a time when his tank would between B’s share and C’s share in the be ¾ th filled . What is the time profit? difference between both the cases, to (a) Rs.900 (b) Rs.800 M:F fill the tank fully ? (c) Rs.600 (d) Rs.400 Delhi 3:5 (a) 48 min (b) 54 min (e) Rs.700 Mumbai 7:5 (c) 30 min (d) None of these Agra 3:4 (e) Can’t be determined Directions (56-60): In each of these Indore 6:5 51. A committee of 5 people is to be formed questions, two equation (I) and (II) are Agartala -:5 among 4 girls and 5 boys . what is the given. You have to solve both the probability that the committee will equations and give answer 61. If there is an increase of 25% and 15% have less number of boys than girls ? (a) If x < y population of male & female live in (a) 3/14 (b) 7/13 (b) If x  y Delhi in year 2017 with respect to (c) 3/5 (d) 5/14 (c) If x = y or no relation can be previous year. Then what will be total (e) None of these established percentage rise in the population of 52. If annually income of Aman is 7.8 lakh . (d) If x > y Delhi in 2017 with respect to previous He spend 20% of his monthly income (e) If x  y year? (a) 18.85% (b) 18.65% 1 56. I. 2x 2 16x  30  0 (c) 19% (d) 18% on rent and food, of remaining on (e) 18.75% 13 2 II. y  8y 15  0 clothes and 25% of remaining spend 1 62. In Agartala th of the person affected on Entertainment. If he distributed the 57. I. x  3 1728 8 remaining income among his son , from Dengue, then what is ratio of un- daughter and wife in ratio of 4:3:5 , II. y2 169 then find the sum of money got by his affected females to unaffected male in son and wife? 58. I. 2x  7y  80 Agartala,if no. of un-affected males in (a) 25000 (b) 31000 Agartala is same as no. of males in delhi (c) 16800 (d) 27000 II. 3x  2y  60 (a) 9:19 (b)19:9 (c)17:9 (d) 9:17 (e) None of these 59. I. 2 53. The average marks of Rahul decreased 13x 106x 160  0 (e) None of these 63. What was the difference of male & by 1 when he replaced the marks of II. 6y2 19y 15  0 Hindi in which he got 40 marks by two female in Mumbai city in 2014 if there is an increase in 20% of population subjects in which he got 23 and 25 60. I. x 2 19x  84  0 marks . Later he also included 57 marks every year (approximately) (a)10417 (b)10217 of math due to which the average marks II. y2  25y 156  0 increased by 2. How many subjects (c)10317 (d) 10400 (e) Cannot be determined were initially? Directions (61-65) : Read the data given 64. Males of Mumbai is what percent less (a) 20 (b) 15 below and answer the following or more than the male of Agartala if the (c) 30 (d) 10 questions. average number of males in Delhi, Agra (e) None of these Given below is the line graph which shows & Agartala is 27,500? 54. B is 6 years older than A . If the ratio of the population of five cities in 2016 and (a)42.86% less B’s age 9 years hence and C’s present table shows the ratio of male to female in (b) 75% less age is 9:8, average present age of C and these five cities. (c) 75% more D is 25 and age of D is is greater than Note: Some values are missing in the table, (d) 42.86% more age of C. difference between sum of you have calculate these values if necessary (e) None of these present age of A and C to the sum of to answer question. present age of B and D is 18.What will be the age of D after 5 year. (a) 18 years (b) 25 years

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(e) None of these II. Some A are C 1 1 65. lf th of male and of female of Indore 68. E was born in which of the following III. Some D are not C 4 5 months? (a) Only I follows leave the city and all those who leave (a) March (b) June (b) Only II follows Indore came to Delhi & Mumbai in the (c) February (d) August (c) Only III follows ratio of 3 : 2 respectively then what is (e) January (d) Only II and III follow the percent increase of the population 69. B was born in which of the following (d) None of these in Mumbai ? months? 74. Statements : Some A are B. (a) March (b) January All D are E 1 1 (c) February (d) July All B are D (a)33 % (b)11 % 3 9 (e) May Conclusions : I. At least some D are 70. Who sits exactly between the persons not A. 1 2 who were born in August and May? II. All E are A. (c)12 % (d)16 % 9 3 (a) H and G III. Some E are A (b) H and F (a) Only I follows 1 (c) Only April-born person (b) Only II follows (e)8 % (d) A and F (c) Only III follows 3 (e) Only B (d) Only I and II follow (e) None of these REASONING ABILITY Directions (Q.71-75) : In each of the 75. Statements : No M is Q question below are given some Some R are M Directions (Q.66-70) : Read the following statements followed by some Some Q are R information carefully and answer the conclusions. You have to take the given Some S are R question that follow: statements to be true even if they seem Conclusions : I. Some R are not Q Eight friends A, B, C, D, E, F, G and H are to be at variance from commonly known II. Some R are not M sitting around a circular table. They all were facts. Read all the conclusions and then III. All S are R is a possibility born in different months of the same year decide which of the given conclusions (a) Only I and III follow starting from January to August but not logically follows from the given (b) Only II follows necessarily in the same order. Only one statements disregarding commonly (c) Only II and either I or III follow person is born in one month. No one faces known facts. (d) All follow outside the centre . (e) None of these The person born in July sits third to the 71. Statements : Some A are B. right of E. H is an immediate neighbour of E. All B are D Directions (Q.76-80) : Study the given The oldest person sits second to the right of All D are E. information carefully to answer the H. F sits third to the right of G. G was not Conclusions : I. At least some D are given questions. born in July. Only one person sits between A. Seven boxes M, N, O, P, Q, R and S are kept H and oldest. A and D are immediate II. All E being A is possibility one above another, but not necessarily in neighbours of each other. Neither A nor D III. Some D are not A the same order. Each box is of a different was born in July. The person born in April (a) Only I follows shape – Square, Triangular, Rectangular, sits second to the right of A .Two persons (b) Only II follows Hexagonal, Conical, Pentagonal and sit between C and the person born in May (c) Only I and II follows Octagonal – but not necessarily in the same but he is not D. C was not born in July. The (d) Only III follows order. person born in June is not an immediate (e) None follows The Hexagonal box is kept immediately neighbour of the person born in July. The 72. Statements : Some M are not N below M. Only two boxes are kept between person born in February sits second to the Some P are N the Hexagonal box and the square box. More left of A. G is not the oldest. The oldest and Some R are M than two boxes are kept above the Square youngest person sit opposite to each other. Conclusions : I. All P are M is a box. Only one box is kept between the Square possibility box and R. O is kept immediately above R. 66. Who among the following was born in II. All N can be R Neither O nor S is a hexagonal box. S is kept March? III. No M is N. immediately above the Pentagonal box. S is (a) A (b) G (a) Only I follows not a Square box. N is kept immediately (c) H (d) D (b) Only II and III follow above Q. Only one box is kept between N (e) C (c) Only I and III follow and the Triangular box. N is kept above the 67. What is the position of D with respect (d) Only I and II follow Triangular box. Only two boxes are kept to the person who was born in July? (e) None of these between the Triangular and the octagonal (a) Second to the left 73. Statements : Only A are C box. The Rectangular box is kept neither at (b) Second to the right No A is B the top nor at the bottom of the stack. (c) Immediate right Some D are B (d) Immediate left Conclusions : I. Some D can never C

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76. Which of the following is kept (d) bu ye ke la Directions (Q.89-93) : Study the immediately below R? (e) ye si jo zo following information carefully to (a) S 84. What does ‘zo’ stand for? answer the given questions. (b) The Triangular Box (a) there (b) displayed There are five executives i.e. A, B, C, D and (c) P (c) name (d) her E of a company VANIK. All are working in (d) N (e) Cannot be determined reasoning department and lives in different (e) The conical box 85. Which of the following may represent places i.e. Vasant vihar, Vasant kunj, Ashok 77. Which of the following boxes is ‘her name is there’? Nagar, Laxmi Nagar and Mayur vihar phase Rectangular in shape? (a) zo ye go wo 1. They all are preparing different sets of (a) R (b) N (b) bu ye zo go paper i.e. Puzzle, Syllogs, Inequality, Sitting (c) M (d) O (c) zo ye bu ke Arrangement and Coding Decoding and they (e) Other than those given as options (d) ye zo wo bu all like different bikes, Avenger, Hero, Bajaj, 78. Four of the following five are alike in a (e) wo go zo ye Ducati and Yamaha. certain way and hence from a group. The one who lives in Laxmi Nagar likes Which of the following does not belong Directions (Q.86-88) : In each question Yamaha bike. E lives in Vasant kunj and to that group? below is given a group of letters followed preparing the paper of Coding Decoding. A (a) M-Triangular by four combinations of digits/ symbols does not live in Laxmi Nagar. The one who (b) M-Hexagonal numbered (1), (2), (3) and (4). You have likes Hero, preparing paper of Sitting (c) O-Octagonal to find out which of the combinations arrangement and he is not B. C lives in Ashok (d) S-Square correctly represents the group of letters Nagar and he does not like Bajaj and Hero (e) S-Conical based on the following coding system nor he is preparing the paper on Puzzle and 79. What is the position of S in the given and mark the number of that Syllogs. A likes Avenger and he does not stack of boxes? combination as the answer. If none of belong to Vasant vihar. (a) Second from the top the four combination correctly (b) Fourth from the top represents the group of letters, mark (5), 89. The one who belongs to Ashok Nagar, is (c) Third from the bottom ie ‘None of these’ as the answer. preparing the paper on which topic? (d) Third from the top Letter L F J T A H I M R E K D U B P (a) Puzzle Digit / (b) Syllogs (e) Second from the bottom 3 7 # $ 4 9 1 8 2 @ 6 % © * 5 80. How many boxes are kept between P Symbol (c) Sitting arrangement and the Square box? 1) If the first letter is a consonants (d) None of these (a) More than three and the last letter is a vowel their (e) Inequality (b) One codes are to be interchanged. 90. Who lives in Laxmi Nagar? (c) None 2) If both the first and the last letters (a) A (b) B (d) Three is Vowel both are to be coded as (c) C (d) D (e) Two +. (e) None of these 3) If both the first and the last letters 91. Which of the following combination of Direction (Q.81-85) : Study the following is Consonant and in between there Executive-place-bike is correctly information to answer the given are two or more vowels are to be matched? questions. coded as 8. (a) A-Mayur Vihar ph 1-Ducati In a certain code, ‘her idea has merit’ is 4) If the first letter is vowel and the (b) B-Vasant vihar-Hero written as ‘fo la bu na’, ‘merit list has been last letter is a consonant, both are (c) C-Ashok Nagar-Ducati displayed’ is written as ‘jo ke la si na’, ‘ to be coded as the code for the (d) D-Vasant kunj-Hero her name displayed there’ is written as consonant. (e) None of these ‘ye si bu zo’ and ‘name in merit list’ is 92. In the given arrangement, if C is related written as ‘na ye go ke’. 86. EFHKLB to inequality and E is related to Coding (a) @7963* (b) *7963* decoding then in the same way A is 81. What does ‘ke’ stand for? (c) @7963@ (d) *7S63@ related to? (a) Been (b) has (e) None of these (a) Puzzle (c) Merit (d) Name 87. FTAMIR (b) Sitting arrangement (e) List (a) 7$4812 (b) 7$1842 (c) Syllogs 82. What is the code for ‘idea’? (c) 7$8882 (d) 7$189% (d) Either a or c (a) fo (b) la (e) None of these (e) None of these (c) bu (d) na 88. HLEKBI 93. Who among the following like Bajaj? (e) Either bu or na (a) 13@6*9 (b) 93@6*1 (a) E (b) B 83. Which of the following represents ‘name (c) 13@6*1 (d) 93@6*9 (c) C (d) D has been displayed’? (e) None of these (e) A (a) ye la ke si (b) jo si ye la Directions (Q.94-95) : Answer the (c) si jo ke na following questions referring to the

65 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 symbol-letter-number sequence given (c) West 31. (a) No. of students from college R who below : (d) North-east attended at most 3 seminars K F 5 L S 2 $ Z O M 1 N 3 G B I 9 D 6 (e) North-west  74 Y 4 ~ J 7 E 11400  8436 Direction (Q.99) : Study the following 100 94. Which of the following is exactly information carefully to answer the Required students midway between the tenth element given questions.  from the right and fifth element from P × Q means P is father of Q 8436 the left end? P  Q means P is daughter of Q   25  3700 (a) O (b) M P + Q means P is sister of Q 57 (c) 1 (d)  P – Q means P is husband of Q 32. (d) Let total no. Of students from college (e) None of these T = 100 95. How many letters are there in the above 99. In G × T + Q  M, how is M related to Total no. of students from college G? sequence which are immediately 20 1 preceded by a number and immediately (a) Mother (b) Sister P  100  57 followed by a consonant? (c) Wife (d) Daughter 35 7 (a) None (b) One (e) None of these 1 (c) Two (d) Three 100. If it is possible to make only one 57 meaningful word with the first, the 1 (e) None of these Required %  7 100 57 % third, the fifth and the eight letters of 100 7 Directions (Q.96-97) : Read each of the the word SHAREHOLDING, which 33. (e) Total no. of students from college P following statements carefully and of the following will be the second letter answer the questions. of the word? If no such word can be 48  100  320 made, give ‘X’ as the answer and if more 15 96. Which of the following symbols should than one such word can be made, give replace the question mark in the given ‘Y’ as the answer. No .of students from college P who expression in order to make the (a) L (b) E 20 attended 1 seminar  320  64 expressions ‘K  H’ and ‘M > J’ (c) A (d) X 100 definitely true? (e) Y Total no.of students from college H  I = J ? K  L < M (a) > (b) 64 14   S 100  650 (c)  (d) Either < or  12 (e) = EXPLANATIONS Required % 97. Which of the following symbols should 481 208 be placed in the blank spaces 1. a 2. b 3. e 4. e  100  56.75  57% respectively (in the same order from 5. c 6. d 7. d 8. b 481 left to right) in order to complete the 9. b 10. c 34. (c) Total no. of students from college given expression in such a manner that (11-15) 22 ‘N < K’ definitely holds true? 11-(b); A – it should be “the only”. T  100  275 K – L – M – N C- “our walls” 8 (a)  , = , > (b)  , < , = 12-(b); A – “Again” each superfluous Total no .of students from college R C-“to” after sentence (c)  , =, < (d) >,  , < 60 (e) None of these D-it “is” instead of “Its”  275 165 13-(d); A – “A gyre” is correct 100 Direction (Q.98) : Study the following B – It should be “across” instead of Required no.of students information carefully to answer the “over”. 20 given questions. C – “large” instead of “larger”. 165  33 Ravi starts his journey from his home and 14-(a); B – “sits” 100 C-“whose” in place “who’s” he walks 10 km towards South direction. 35. (c) Let No. of students who attended 1 D-“Agencies” He takes a left turn and walks 8 km. After seminar and 2 seminar are 9x and 4x 15-(d); A – “exercises” that he takes a right turn and walks 10 km. respectively . Now, he walks 14 km after taking a right B – “The” before “kurukshestra” turn. Finally, he reached his office. C-“another” in place of “other”. ATQ. 9x  4x  35 16. b 17. b 18. c 19. c  5x  35, x 7 98. In which directions, Ravi’s home with 20. d 21. b 22. c 23. d So no. of persons attending 1 seminar respect to Ravi’s office? 24. a 25. c 26. b 27. c = 63 (a) South-West 28. d 29. a 30. b (b) North So no .of persons attending 2 seminar = 28

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Required no. of students Or, ? 3 104  280 While selling he gives 90 cm for a meter. Hence, he will given 990 cm for 66  63  28  231 384 Or, ?  100 26 3  990 1100cm. 36. (c) 90 ? 128 S.P for him 1 36.013  4096 2  37.992  40. (c) ?  2809 8 122  46  Rs.(110090)  Rs.99,000 93  75.982  4? Profit %   53 2 Or, ?   12  46 99000  85500 3 2 8  100 15.8% ? 36  4096  38 85,000 Or, 4  93  762 Or, ?  954  46 Short tricks : ? 1000 43  93  43  38 38 43  43 11 10 18   41. (c) x    1.1578x 93  76 76 2 2 10 9 19 profit  ? 3 2 5 15.7 15.8% 4  4  4  4 48. (c) Area of ground  ?  5 1000 37. (d) (4809.01 + 9615.96 + 14425.03) Wrong no is 185   4000m2 0.25 2 42. (a) 1 2, 2  3,  4.98  6.02  ? Breadth = 50 m Or, 3 4, 4  5..... 4000 4809  9616 14425 Length   80m ?2   6 67  4  5  273,not 275 50 5 New length = 80 + 20 = 100 m 43. (e)  0.5  0.5,11, 28850 New area = 100  50 = 5000 m2   6  5770  6 5 1.5 1.5, 2  2.... So, expenditure = 5000  0.25 = Rs.1250 2 9 2  2  20 , not 21 Or, ?  5776 49. (a) Let slower train moves with x km/ hr . Hence speed of faster train will be 44. (b)  3 18, 3 18, ?  5776  76 x  6 kmph 38. (b) 318,..... x  x  65 160 35% of 74000 ? 13 3 18  21not 27 Or, 10x  30 160, Or, x 13 2 45. (c)  2,2.5,3,3.5....  123% of 13.02  2.01 speed of faster train = 13 + 6 = 19 45 3.5 157.5 not 157 2 km / hr  35 74000  12313  46. (b) Initial ratio of milk and water = 7:3 Or,    ?     2 50. (b)  100   100  Final ratio of milk and water = 1:1 Let amount of mixture taken out is x 25900 2 litre then , Or,  15.99  2 ? 7x 70   50 25900  ?   50.58  51 10 1616 2 Case I : Time taken to fill the tank 200 x  L when pipe C was opened when tank 4 7 7 39. (a) of 393  of 478 6 6 21 15 12 47. (a) Suppose , he purchases 900 cm of was half filled   hr cloth 5 2 5  ?1.99 1.01 And the mark price of the cloth be Rs. Case II : Time taken to fill the tank 100 per cm. when pipe C was opened when tank 4 7 Actual length of cloth bought by him = Or, ?3  393   478 9 3 33 15 12 990 cm was 3/4th filled   hr C.P. for him 5 2 10 4 7 Or, ?3  390   480  Rs. 900 95  Rs.85,500 15 12   67 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 53. (b) Let the number of subject initially  Difference in time taken to fill the 2xx  5 6x  5  0 tank in two cases be ‘n’ and the initial average be ‘a’ x  3,  5 21 33 9 na  40  23  25  a 1n 1 =   hours  54 mins 2 5 10 10  a – n = 9 II. y  8y 15  0 Also, na  8  57  (a 1)n  2 51. (d) There are two cases 2 st y  5y  3y 15  0 1 case:  na  65  na  2a  n  2 1 boy and 4 girls  2a  n  63 yy  5 3y 15  0 5 4 C1 C4 5 In solving (i) & (ii) Probability  9  ……(i) y  3,  5 C 126 A = 24 & n = 15 5 no relation can be established 2nd case: 54. (c) Let present age of A, B, C and D is 57. (c) I. 2 boys & 3 girls a, b, c and d respectively . x 12 Probability Now ATQ y  13 b  a  6 …………….(i) No relation can be established 5 C 4 C 40  2 3  58. (d) Multiply I by 3 and II by 2 and 9 … … … ( i i ) b  9 9 a 15 9 C5 126 and  or  subtracting II from I c 8 c 8 Adding equation (i) and (ii) 120 260 y  and x   x  y Required Probability 8 17 17 Or c  a 15……….(ii) 5 40 45 5 9     59. (d) I. 13x 2 106x 160  0 126 126 126 14 c  d  50  d  50  c …..(iii) 13x 2  80x  26x 160  0 7.8 Now 52. (d) Aman’s monthly income = = x13x  80 213x  80  0 12 Difference b  d  a  c 8 Rs.65000 ……..(iv) 80 Put the value of b, d and c in (iv) x = 2, 20 13 Food  Re nt  65000  8  100 a  6 50  a 15 II. 2  9  6y 19y 15  0 = 13000  8  2 Remain = 65000 – 13000 = 52000  a  a 15  8 6y 10y  9y 15  0 Cloth + Entertainment  9  2y3y  5 33y  5  0 1 Solving  52000   3 5 13 a 12 y   , -  1  25 2 3 52000  52000    b 18  13  100 c  24 x > y 60. (b) I. 2 25 d  26 x 19x  84  0  4000  48000 100 D’s age after 5 year  26  5  31  x 2 12x  7x  84  0  4000 12000 16000 55. (a) A : B = 5 : 3 = 10 : 6 B : C = 2 : 3 = 6 : 9  xx 12 7x 12  0 Remaining  5200016000 36000 A : B : C = 10 : 6 : 9  x  7x 12  0 Son : Daughter : Wife Ratio of profit x  7 or12 4  10x 12: 6x 12: 9x  6  36000 : 36000 2 12  20 :12 : 9 II. y  25y 156  0 3 5 Required difference 2  : 36000  y 12y 13y 156  0 12 12 12  9  12300  Rs.900  yy 1213y 12  0 12000:9000:15000 41  y 13 y 12  0 Son + wife 56. (c) I. 2x 2 16x  30  0     12000 15000  27000 y 13 or12 2x 2 10x  6x  30  0  x  y

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61. (e) In 2017 total population 10,000 1 her  bu been  jo 3 125  100 11 % idea  fo displayed  si  60,000   90,000 9 8 100 has  la name  ye (66–70) merit  na there  zo 5 115  60,000  list  ke in  go 8 100 81. e 82. a 83. b 84. a 28,125 + 43, 125 = 71250 85. d; Code for ‘is’ is not known but out of Total increased in population = 71, the given five options only ‘ye zo wo 250 – 60, 000 = 11, 250 bu’ may be the coding. % increase 86. b; Since the first letter is vowel and the last letter is consonant, so both are to 11250  100 18.75% be coded as code of consonant i.e. of B 60,000 66. a 67. b 68. b 69. d which is *. 70. c 87. c; Since first and last letters are 62. (b) Unaffected person (71-75) consonants and in between there are 7 71. c two vowels, so both the vowels are to  80,000  70,000 be coded as 8. So the code is 7$8882. 8 st 8 8 . a ; S in ce 1 letter is a consonant and last No. of un-affected males in Agartala = is a vowel, so their codes are to be No. of males in Delhi interchanged. So the code for HLEKBI 72. d 3 is 13@6*9.  60,000  22,500 (89–93) 8 Executive Places Paper On Bike No.of unaffected females = 47, 500 E Vasant kunj Coding Bajaj Decoding 73. d D Vasant vihar Sitting Hero 47500 475 19 Arrangement Ratio    C Ashok Nagar Inequality Ducati 22500 225 9 B Laxmi Nagar Puzzle/Syllogs Yamaha 63. (e) Cannot be determined since ratio of A Mayur Vihar ph 1 Syllogs/Puzzle Avenger population of males and females in 89. e 90. b 91. c 92. d Delhi in 2014 is not given 93. a 94. b 64. (c) Total no. of males in Delhi + Agra + 95. c; 5LS, 3GB 74. c Agartala  275003  82500 96. e; H  I  J  K  L  M Males in Agartala 97. a; K  L = M > N 3 3 From this expression we can conclude  82500   60,000   70,000 that N < K. 8 7 98. d;  82500  22500  30,000  30,000 75. d Males in Mumbai 7   90,000  52,500 12 52,500  30,000 % more  100  75% 30,000 (76–80) Box Shape of Box 65. (b) Total persons who leave indore O Conical R Octagonal 99. c 1 6 N Rectangular   1,10,000 Q Square 4 11 S Triangular 1 5   1,10,000  25,000 M Pentagonal 5 11 P Hexagonal Persons come to Mumbai 76. d 77. b 78. e 79. c 100. e; SALE, SEAL 2  25,000 10,000 80. e 5 (81–85)  % increase of population in Mumbai Using the given four statements, the codes are

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REASONING & COMPUTER 3. B lives on which floor ? Input : call 85 76 implicit land 59 94 (a) Ninth under ape sold 15 90. Directions (1-5): Study the given (b) Topmost floor 6. In which step are the elements ‘ apes 94 information carefully to answer the (c) Lowermost floor under sold 90’ found in the same order? given question. (d) None of these (a) Fifth (b) Seventh A, B, C, D, E, F, G, H and I are nine friends (d) Third (c) Third (d) Fourth live on nine different floors of a building but 4. How many peoples live between the (e) There is no such step not necessarily in the same order, The lower one whose income is 6000 and E ? 7. How many steps will be required to most floor of the building is numbered 1, (a) Two. (b) More than two complete the above input ? the one above that is numbered 2 and so on (d) Three. (d) No one (a) Eight (b) Six till the topmost floor is numbered 9. Each (e) None of these. (c) Five (d) Seven person has different salary i.e 3500,4000, 5. Who amongst the following has income (e) None of these 7000, 9000, 2825, 8500, 1600, 6000, 5832 2825 ? 8. How many words or numbers are there but not necessarily in the same order . (a) D between ‘under’ and ‘84’ as they appear H lives on even numbered floor but not on (b) E in the fifth step of the output ? th 6 floor. The one whose salary is a perfect (c) Both (d) and (e) (a) Six (b) Three cube lives just above C’s floor, E’s income (d) A (c) Four (d) Five is 3500 and he lives on even numbered (e) The one who lives on seventh (e) Seven floor. Only four people live between A and floor 9. In the third step of the rearrangement, the one who as income of 5832. A’s income Directions (6-10) : Study the following ‘land ‘ is related to ‘85’ and ‘calls’ is is 1225 more than B’s income. The one who related to ‘14’ in a certain way. Which lives on 4th floor , his income is a perfect information carefully and answer the of the following would ‘sold’ be related square . B lives one of the even numbered given questions. A word and number arrangement machine to, following the same pattern? floor. F lives on odd numbered floor but not (a) under (b) apes on topmost floor . At least 2 persons live when given an input of words and numbers rearranges them following a particular rule (c) 90 (d) 14 above E’s floor .A lives above C and lives on (e) 94 odd numbered floor but not on 9th floor. F’s in each step. The following is an illustration of input and rearrangement. 10. Which of the following represents the income is 2500 more than E’s income . E position of ‘58’ in the last but one lives above H’s floor. G’s income is 2600 Input : 42 chair 65 rocket 29 egg 98 still 85 52 holy apple. step ? more than the square of 80. I lives on Fifth (a) Ninth from the right end floor .The one who has income of 7000 lives Step I : apples 42 chair 65 rocket egg 98 still 85 52 holy 28 (b) Tenth from the right end below F .The one whose income is 400 more (c) Seventh from the right end than the square of 60 lives above I.G lives Step II : 41 apples 65 rocket egg 98 still 85 52 holy 28 chairs (d) Fourth from the left end on one of the even numbered floor above (e) Both (a) and (d) the one who has income of 2825. Step III : eggs 41 apples 65 rocket 98 still 85 holy 28 chairs 51 Directions (11-13) : Study the 1. How much income H has ? Step IV : 64 eggs 41 apples rocket 98 information carefully and answer the (a) Cube of 18 still 85 28 chairs 51 holys question given below. (b) 7000 Step V : rockets 64 eggs 41 apples 98 M is father of A and C . R is brother of C. A (c) 9000 still 28 chairs 51 holys 84 is Husband of T and S is daughter of T.V is (d) 2825 Step VI : 97 rockets 64 eggs 41 apples grandmother of S. (e) None of these 28 chairs 51 holys 84 stills 2. Which of the following combinations is Step VI is the last step of the above 11. How is T related to M ? true with respect to the given arrangement. (a) son in law arrangement ? As per the rules followed in the steps (b) Daughter (a) B-1600 (b) H-5832 given above, find out in each of the (c) Daughter in law (c) E-3500 (d) None of these following questions appropriate step (d) Can’t be determined (e) All are true for the given input. (e) None of these

70 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 12. If R has only one sister C, then what is left of E and the one who likes Orange does 20. If a train departed from a station at &£ the relation of A to S ? sit at any end. and it takes 2 hours to reach the (a) Mother destination then when it will reach to (b) Father 14. Q likes which of the following colour? the destination? (c) Uncle (a) cream (b) orange (a) $£ (b) $% (d) Can’t be determined (c) white (d) purple (c) #$ (d) $# (e) None of these (e) violet (e) £$ 13. How is M related to S ? 15. Who among the following likes red (a) Father colour? Directions (21-23) : In each question (b) Father in law (a) P (b) Q below is given a statement followed by (c) Grandfather (c) R (d) S three assumptions numbered I, II and III. (d) Granddaughter (e) T You have to consider the statement and (e) None of these 16. Who among the following sits second to the following assumptions , and choose right of D ? your answer accordingly. Directions (14-18) : Read the following (a) A (b) E information carefully and answer the (c) C (d) B 21. Statement: Unable to manage with the questions that follow. (e) F present salary . Arun has decided to Twelve persons are sitting in two parallel 17. Four of the following five are alike in a join another company. rows containing six persons in each row . In certain way and hence they form a Assumptions : row 1, P, Q, R, S, T and U are sitting and all group . which one of the following does I. The new company has better of them are facing north . In row 2, A, B, C, not belong to that group ? work environment. D, E and F are sitting and all of them are (a) F (b) U II. The present company offer facing south. In the given seating (c) D (d) T moderate pay packets. arrangement, each member seated in a row (e) C III. The new company offers higher faces another member of other row but not 18. Who among the following faces F ? salary to all its employees. necessarily in the same order. No two (a) T (b) R (a) None is implicit successive friends are sitting together (c) S (d) Q (b) Only II is implicit according to alphabetical order. For (e) P (c) All are implicit Example: A does not sit with B; similarly B (d) Only II and III ate implicit does not sit with C and so on . Each of them Directions (19-20) : Study the (e) None of the above also likes different colours like red, blue , information carefully and answer the 22. Statement : Bombay people were white, pink, yellow, cream, purple, green, question given below. spellbound. Mesmerized and got mad brown, grey, violet and orange but not @ means either hour hand or minute when they saw the famous pop-singer necessarily in the same order. hand is at 8 Michael Jackson’s hi-tech pulsating A sits third to left of E and none of them # means either hour hand or minute megawatt performance sits on the extreme end of the line. Immediate hand is at 5 Assumptions: neighbor of A faces the person who likes $ means either hour hand or minute I. When a show is accompanied with orange colour. There is one person sits hand is at 4 latest technology , it has a magical between the one who likes orange colour % means either hour hand or minute effect. and U. Immediate neighbor of E faces T. hand is at 12 II. Bombay people were never Immediate neighbor of B faces S. Immediate & means either hour hand or minute impressed with performances by neighbor of R faces the one who likes pink hand is at 2 India musicians . colour . There are two persons sit between £ means either hour hand or minute III. Michael Jackson is a super singer. the one who like pink and brown colour . D hand is at 3 (a) Only I is implicit does not sits adjacent to B. One of the For example : @ #  8:25 pm (b) Only II is implicit immediate neighbor of A likes violet colour . Note: if two symbols are given then (c) Only I and III are implicit There are two persons sit between the one default first symbol is consider as hour (d) Either II or III is implicit who like violet and green colour. The hand and second one is consider as (e) Only II and III are implicit immediate neighbor of one who likes green minute hand. And all time are consider 23. Unlike other retail outlets, where items colour faces the one who likes grey colour. at PM. are purchased in any number of units The one who likes purple colour sits third the customer wants , in super –markets 19. If A takes 25 min to reach railway station to right of one who likes cream colour . A items are grouped in bulk packages . and his train is scheduled at # & then does not like purple colour. The one who This bulk buying offers saving to the at what time should he leave to reach likes yellow sits on the immediate right of customer . The option to buy at the station 5 minute earlier ? one who likes green colour. The immediate wholesale prices by buying in bulk (a) $% (b) $% neighbor of one who likes yellow colour does makes super-market a practical choice (c) &S (d) $@ not like white colour .A does not like white for budget –conscious consumers . (e) £$ colour . The one who likes white colour faces the persons who likes blue colour . B sits

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Which of the following assumption (b) The Government may set up given number I, and II and on and so may be derived from the above committee for proper on. Who is living on Ground floor ? information ? disbursement of relief supplies in I. In which floor C and B are living (a) Super -markets often have greater future there is only one floor between buying power and lower overhead (c) The Government may empower them . A is living in an even number costs . so they can offer a greater the District Magistrates to make floor. variety of products than regular all future disbursements of relief II. E is not living in even number floor. retail outlets. (d) The Government may send relief B is living in even number floor. B (b) Super -markets are often more supplies to the effected people in is not living in top floor. conveniently located and have future only after proper III. D is living in odd number floor .In better parking facilities . assessment of the damage caused which floor D and A are living , (c) The emergence of super-markets by such calamities there are two floors between them has caused many small retail (e) The Government may not need to .E is living immediate next to C stores to close down and thus activate any follow up measure from down. eliminate competitions . (a) If the data in statement I and II (d) It is economically wish to buy Directions (26-28) : study the following are sufficient to answer the single items since bulk packages information and answer the question question , while the data in seldom offer significant savings. given below : statement III are not sufficient to (e) The financial savings from 26. Four friends are sitting around a circular answer the question . purchasing bulk packages may table named M,N,O and P. Are they (b) If the data in statement I and II outweigh the inconvenience of facing to the centre of table? If- are sufficient to answer the being unable to purchase in any I. N is sitting second to right of P.P question , while the data in number of units that suits the is facing centre . O is sitting statement II is not sufficient to customers ‘need. immediate right of N and P. answer the question 24. Statement : A major railway accident II. M is sitting immediate left of N. (c) If the data in statement II and III involving a mail train was averted due O is sitting immediate left of M. are sufficient to answer the to the presence of mind of one signal O is sitting immediate right of P. question, while the data in man at wayside cabin. III. P is sitting immediate of M and statement I is not sufficient to Courses of action: O. N is sitting immediate left of answer the question. I. The railway track for at least 50km M. O is sitting immediate left of (d) If the data In all the statement I, should be cleared off any traffic P. II and III are necessary to answer ahead of all the mail trains . (a) If the data statement I and II are the question II. The railway signaling systems sufficient to answer the question (e) If the data in statement I alone or should immediately be made , while the data in statement III in the statement II alone or in the automatic. are not sufficient to answer the statement III alone is sufficient to III. The signal man should be rewarded question . answer the question. so as to encourage others. (b) If the data in statement II and III 28. Who is youngest among six family (a) All follow are sufficient to answer the members G,H,I,J,K and L? (Each (b) None follows question, while the data in member is of different ages.) (c) I and II follow statement I is not sufficient to I. G is the daughter –in –law of J,K (d) II and III follow answer to answer the question. is grandson of L, who is the father (e) None of these (c) If the data in statement I alone or of H. 25. Statements : A severe cyclonic storm in the statement II alone or in the II. G is not youngest while L is the hit the Eastern coastline last month statement III alone is sufficient to eldest. resulting in huge loss of life and answer the question. III. H is the father of I, who is property on the entire east coast and (d) If the data in all the statement I, II grandson of L. J is the wife of K’s Government had to disburse a and III are necessary to answer son and I’s father considerable amount for relief activities the question. (a) If the data in statement I and II through the district administration (e) If the data in statement I and III are sufficient to answer the machineries . are sufficient to answer the question , while the data in Which of the following may possible question, while the data in statement III is not sufficient to be a follow up measure to be taken up statement II is not sufficient to answer the question. by the Government ? answer the question. (b) If the in statement I alone or in (a) The Government may set up a 27. Six people A, B, C, D, E and F are living the statement II alone or in the task force to review the post relief in six floor building each live in one of statement , III alone is sufficient scenario in all districts and also to apartment of building. In building there to answer the question . confirm proper and user receipt are from I to VI floor. Ground floors is (c) If the data in statements I and III of the relief supplies. are sufficient to answer the

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question, while the data in placed above B. Box D is placed 1. Isha draws one card and changes statement II is not sufficient to immediately above Blue box. Only red her place according to the given answer the question . one box is placed in between Green box conditions . (d) If the data in statement II and III and A. Only one box is placed between 2. Abhay draws one card and changes are sufficient to answer the Red and Blue box. Only one box is his place according to the given question, while the data in placed in between D and E. Only one conditions similarly other draw statement I is not sufficient to box is placed between Orange box and cards given in the condition below. answer the question. C. Box C is not of Red colour. How Conditions: (e) If the data in all the statement I, II many number of toffees does Blue box 1. If the card drawn is spade , the and III are necessary to answer have? person who draws it first moves the question I. Box E has more number of toffees to positions 5 facing opposite than 8 while box C has more direction of current direction , then Directions (29-30) : Each of the question number of toffees than 20. Box D the second person who also draw below consists of a question and two has 20 toffees .The box which has spade moves to position 6. statements numbered I and II given below nd lo w est an d 2 lowest number of Similarly 7and 8. it. You have to decide whether the data toffees has 10 and 12 toffees 2. If card drawn is heart , person provided in statements are sufficient to respectively. Box A,C,D and F has remains on the same position answer the question. odd number of toffees ? facing same direction. (a) If the data in statement I alone are II. A has more number of toffees than 3. If the card drawn is diamond, the sufficient to answer the question B but not more than D. The person who it draws first moves , while the data in statement II difference in the number of toffees to corner 1 facing same direction. alone are not sufficient to answer in box F and E is 7. The box which then the second person , who also the question. has highest number of toffees has draw diamond moves to corner 2, (b) If the data in statement II alone 8 more toffees than box F. Total similarly 3 and 4. are sufficient to answer the number of toffees in box B and A 4. If card drawn is club , person question . while the data in is 31. remains on the same position statement I alone are not sufficient facing opposite direction of to answer the question Direction (31-35): Study the following current direction. (c) If the data either in statement I information carefully and answer the Draws : alone or in statement II alone are question below. 1. Isha draws queen of club sufficient to answer the question. • Numbers are given in the figure 2.Abhay draws Jack of club (d) If the data even in both statements considered as their positions. 3.piya draws 3 of Spade I and II together are not sufficient 4.Rahul draws a king of Diamond to answer the question. 5.Diya draws Ace of Heart (e) If the data in both statements I 6.Sahil draws 9 of Heart and II together are necessary to 7. Sanyam draws 7 of Diamond answer the question. 8. Riya draws 4 of Spade 29. Five friends Q,R,S,T,V are married on Note : All the persons draws card in a different dates 12, 19, 21, 28, 31 (but serial way as given above . not necessarily in the same order) of Eight persons Abhay , Isha , Riya , (ex-first Isha draws then Abhay draws the month of January and September Rahul , Piya , Diya , Sahil and Sanyam, ..so on….) on the same year. T is married on which are sitting around the circle having eight 31. After all persons changed their places of the following date of which month ? vacant chairs. Four of them are facing based on there above conditions, who I. Both T and Q are not married on towards the center while four are facing among the following is sitting at the even date of the month. T is outside the center . corner 2 of the square ? married before Q. Two persons Only two persons are sitting between (a) Isha (b) Diya are married in between T and V. Isha and Abhay. sahil sits second right (c) Sahil (d) Sanyam II. No body is married after R. Only of Abhay. Rahul and Sahil are (e) None of these S is married on a date in between immediate neighbours. Riya sits third 32. After all persons changed their places T and Q . S is married on an even left of rahul . Both Abhay and Isha are based on the above conditions, how date. More than three persons are facing outside the center. Rahul is facing many persons will remains in the circle? married in the same month. opposite direction of Isha. Piya sits (a) Two (b) Four 30. Six boxes A, B, B, C,D,E,F of different immediate right of Sahil who is facing (c) One (d) Three colours are placed one above another. same direction as Abhya , sanyam sits (e) None of these Also, each box has different number of second left of Riya. Both Sanyam and 33. After all persons changed their places toffees. No two boxes has same number piya are facing same direction. based on the above conditions, then of toffees. Only two boxes are placed Now they start playing cards game. in between B and green box. No box is They shuffled a pack of cards.

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who among the following is sitting to (a) The physical boundary of reforms was not instantaneously and the immediate right of Diya ? Network permanently wonderful. In India’s case it (a) Sahil (b) Riya (b) An operating System of began to show after about a year and-a-half. (c) Abhay (d) Piya Computer Network After 1993, there came three years of rapid (e) None of these (c) A system designed to prevent industrial growth of about 8% or so. But, in 34. After all persons changed their places unauthorized access the second half of the 90s, there was a based on the above conditions , they (d) A web browsing Software tapering of industrial growth and how many persons facing away for the (e) None of these investment. After 1997 and the East Asian center ? 42. In which topology requires each node to crisis there was global slowdown which had (a) Two (b) One be connected to exactly two other an impact on the Indian Industry. But, in (c) Five (d) Three nodes, forming a single continuous the last few years, there has been a (e) None of these pathway for signals? tremendous up turn. With the rise of 35. After all persons changed their places (a) Star (b) Mesh investment, industrial growth has reached based on the above conditions , then (c) Ring (d) Bus double or close. who among the following is sitting at (e) Tree However, even during the period when the position 6 of the square ? 43. Which among the following appears in a industrial growth was not that rapid, there (a) Sahil (b) Riya URL whenever you search anything on is a lot of evidence that positive results of (c) Piya (d) Sanyam a Search Engine? the reforms were seen. There were (e) None of these (a) google (b) https:// companies that didn’t look at all internally 36. Which among the following on a (c) bing (d) en but instead performed remarkably in the computer or terminal keyboard which (e) .in highly competitive global market. For can be programmed so as to cause an 44. Which among the following is the reboot instance, the software sectors’ performance operating system command interpreter where the power to the system is was outstanding in an almost totally global or application program to perform physically turned off and back on again, market. Reliance built a world class refinery. certain actions or specific tasks? causing an initial boot of the machine? Tata developed an indigenously designed car. (a) Function Keys (a) Toggle The success of the software sector has (b) Caps Lock Key (b) Cold booting created much higher expectations from and (c) Esc (c) Warm booting much high confidence in what the Indian (d) Number Keys (d) Logging off industry can do. On the Government’s side, (e) Number Keys (e) None of these it’s a vindication that liberalization of both 37. How many pins are there in a VGA 45. A virus that migrates freely within a large domestic and external policies, including the Connector? population of unauthorized email user increased inflow of Foreign Direct (a) 12 (b) 10 is called a ______. Investment, has created an environment in (c) 15 (d) 13 (a) worm which industry can do well, has done well (e) 9 (b) flame war and is preparing to do even better. What 38. Which among the following comes at (c) macro they need is not sops, but good quality last in an MS Excel Window? (d) plagiarism infrastructure. For the 11 th plan, an (a) Menu Bar (e) None of these industrial growth rate of around 12% is (b) Task Bar projected. It will have methods of developing (c) Formula Bar ENGLISH LANGUAGE infrastructure, which will close the deficit. (d) Status Bar This can be done through increased (e) Quick Access Toolbar Direction (46-55): Read the following investment in public sector for those 39. A server can be a computer and storage passage carefully and answer the infrastructure areas, which cannot attract device dedicated to storing files and it questions given below it. private investment, and through efforts to is connected to a ______to serve other It is difficult to imagine the extraordinary improve private participation in different workstations. number of controls on Indian industry before ways of public private participation. (a) Network (b) Node 1991. Entrepreneurs needed permission to In the early stages of reforms, the (c) Router (d) Protocol invest and could be penalized for exceeding liberalization of trade policies and a shift to (e) Compiler production capacity. Even with the given a market determined exchange rate had the 40. What is the full form of EDI? investment capacity they had, entering effect of removing constraints on agriculture (a) Electronic Data Input certain areas was prohibited as these were in terms of depressed prices. The removal (b) Electric Data Interchange reserved for the public sector. If they had to of protection on industry helped produce a (c) Electronic Datum Interchange import anything, they required licenses. To more level playing field, because the earlier (d) Easy Data Interchange get these licenses was tough, they had to system was extremely unfair to agriculture. (e) Electronic Data Interchange persuade a bureaucrat that the item was The lesson to be learnt from the reforms 41. What is a Firewall in Computer required but even so permission was process, is to persevere in reforming the Network? unavailable if somebody was already strategic parts of the economy, which will producing it in India. The impact of the lead to even higher growth rate. India has to

74 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 do better than its current average growth c) To ensure steady not inconsistent those projects to the private rate of 8% and ensure that benefits from growth in key sectors. sector. this higher growth go beyond industry and d) To protect the interests of the d) Ensure a combination of public urban areas and extend to agriculture. public sector in these sectors. and private sector involvement in e) None of these developing infrastructure. 46. Which of the following was NOT a 50. What was the impact of the flourishing e) None of these. restriction on Indian industry prior to Indian software sector? 54. What is the author’s opinion about the 1991? a) Other companies were unable to government’s decision to liberalise the A) A private business needed be competitive in the global economy in 1991? government sanction to invest in market. a) It was beneficial because it created any sector. b) It fuelled expectations of a good confidence in the Indian economy. B) Industrial growth had to be performance from the Indian b) The timing was wrong since the maintained at a certain percentage economy. economy experienced a slowdown fixed by the government. c) Growth rate rose to 12% in growth rate. C) It was difficult to obtain licenses. d) It created cut throat competition c) It led to a focus on software and a) All A, B and C among software companies which other sectors were neglected. b) Only B would hinder the sector in the long d) Foreign companies took advantage c) Only C run. of the new policies and exploited d) Both A and C e) None of these certain sectors. e) None of these 51. Which of the following factors was e) None of these. 47. How did soft ware companies deal with responsible for the fall in India’s growth 55. How did the economic reforms affect slow industrial growth in an open rate in the late 1990s? the agriculture sector? Indian economy? a) The implementation of economic a) A system of market determined a) They focused on strengthening reforms was too rapid. exchange rate was introduced. their position in the domestic b) It was expected after achieving and b) Constraints in agriculture market. high growth rate of 10% increased. b) They campaigned for c) There was a slowdown in the c) Prices were depressed because infrastructure development. global economy. there was a removal of protection c) They diversified into different d) There were sanctions against East of the sector. sectors. Asian countries by WTO. d) Agriculture growth rate doubled. d) They entered into partnerships e) The software sector grew but the e) The agriculture sector was not a with public sector enterprises in other sectors were neglected. part of the reforms process. reserved sectors. 52. Which of the following can be said about e) They targeted global markets. the reforms of 1991? Direction (Q. No.56-60): In the following 48. Which of the following is NOT true in a) They benefited Indian industry sentences containing five parts (A, B, C, the context of the passage? immediately. D & E) which may or may not consist A) India experienced a slowdown in b) All Indian companies began to error. Find the error and mark the option growth during the late 1990s focus on indigenous development which does not contain the error because initially the economic instead of looking for consisting part. If the sentence is error growth rate was too rapid. opportunities abroad. free then mark it as option as option (d) B) There were a few stringent c) They were targeted only at the and if more than one error is thee, then regulations on Indian industries software sector. mark it as option (e). which kept economic growth d) India was among the worst 56. Speaking at a meeting of BJP workers below 12%. affected countries by the East C) Companies did not get import after landing (A)/at the HAL Airport Asian economic crisis because it in Bangaluru, the Prime Minister(B)/ licenses for goods if they were had opened up its economy. being indigenously produced. asked : why are congress leaders lending e) They encouraged Foreign Direct their (C)/voice to those who were a) Only A Investment in India. b) Both B and C wanted azaadi in Kashmir? This (D)/ 53. What does the author recommend to is an insult to our brave soldiers. (E) c) Both A and B ensure that the industrial sector d) All A, B and C (a) ABCD (b) BCDE continues to perform better? (c) ACDE (d) ABCE e) None of these a) Subsidies should be provided in 49. Why was investment by private (e) No error infrastructure development. 57. He was in the news three weeks ago businesses disallowed in certain b) Government should keep control sectors? when a video (A)/went viral on social of and monitor all infrastructure media purportedly showing (B)/him a) To ensure proper development in projects. these sectors. warning that parents who fail to send c) Wipe out any infrastructure deficit their children (C)/ to schools will be b) To prevent corruption in key by transferring responsibility of sectors like infrastructure.

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locked up in police (D)/stations to see her own good fortune as the resolution passed by the without food. (E) ______and her difference from delegates, who gathered at the (a) ABCD (b) BCDE the ______as chance rather than party headquarters Nawa-e-Subh (c) ACDE (d) ABCE destiny. here in a show of strength. (e) No error (a) an omen, homeless (e) The meeting resolved to “work 58. A assistant police constable attached (b) a fluke, impoverished within the constitutional (A)/to the local crime branch in (B)/ (c) a threat, destitute parameters that enshrine the Ahmed Nagar district allegedly (C)/ (d) a reward, indigent state’s special status. committed suicide on Sunday (D)/ (e) a lie, affluent 67. (a) The shipment of wheat is a morning said police sources. (E) 64. Unlike the Shakespearean plays that lit landmark moment as it will pave (a) ABCD (b) BCDE up the English stage, the “closet the way for operation alisation of (c) ACDE (d) ABCE dramas” of the nineteenth century were the Chabahar port as an (e) No error meant to be ______rather alternative, reliable and robust 59. He attacked the congress government in than______. connectivity for Afghanistan. the (A)/State for asking for a lower (a) seen, acted (b) It called for a sustained dialogue exemption (B)/limit of lakh turnover (b) read, staged with both internal and external on the Goods and (C)/Service Tax (c) quiet, raucous stakeholders to address the saying it was demanded by (D)/ (d) sophisticated, urbane Kashmir problem. Himachal Pradesh and not imposed by (e) produced, performed (c) It will open up new opportunities the GST council. (E) 65. Japan’s Industrial success is ______for trade and transit from and to (a) ABCD (b) BCDE in part to its tradition of group effort Afghanistan and enhance trade (c) ACDE (d) ABCE and ______as opposed to the and commerce between the three (e) No error emphasis on personal achievement that countries (India, Iran and 60. The champion of champions awards is a prominent aspect of other industrial Afghanistan) and the wider (A)/in both rifle and pistol were won nations. region,” said the MEA statement. (B)/by the Chinese against (C)/stiff (a) responsive, independence (d) The consignment was flagged off competition from medallists(D)/from (b) related, introspection by External Affairs Minister various count. (E) (c) equivalent, solidarity Sushma Swaraj and her Afghan (a) ABCD (b) BCDE (d) subordinate, individuality counterpart Salahuddin Rubbani (c) ACDE (d) ABCE (e) attributed, cooperation througha joint view conference. (e) No error (e) The statement noted that Direction (Q.66-70):Five statements are Sunday’s transfer was part of Direction (61-65): The following given below, labelled (a), (b), (c), (d) and India’s commitment to send 1.1 questions have two blanks, each blank (e). Among these, four statements are in million tonnes of wheat to indicating that something has been a logical order and form a coherent Afghanistan on grant basis. omitted. Choose the set of words for each paragraph/passage. From the given 68. (a) A new bell in Srinagar’s Holy blank that best fits the meaning of the options, choose the option that does not Family Catholic Church is ringing sentence as a whole. fit into the theme of the passage. in the spirit of harmony 61. The country’s economic growth has been 66. (a) A meeting of the National after the previous one went silent achieved ______exports and conference, attended by hundreds half a century ago. ______large amounts of foreign of delegates, on Sunday passed (b) Ministry is on the same page with direct investments. a resolution “to fight for the Army in moving ahead with (a) on, boosting restoration of autonomy in the procurement, official (b) despite, estimating Jammu and Kashmir”, and asked sources said. (c) mostly, soliciting India and Pakistan” to resume (c) The 105 kilogram bell was (d) via, attracting dialogue. inaugurated on Sunday at a short (e) substantial, opposing (b) Days after hosting U.S. secretary ceremony at 11.30a.m. in the 62. Studded starfish are well protected from of State Rex Tillerson, Indian on church located on Srinagar’s M.A. most ______and parasites by Sunday began shipment of wheat Road by representatives of ______surface whose studs are to Afganistan through the Iranian Muslims, Christians and actually modified spines. port of Chabahar. Sikhs. The Parish, priest Father (a) dangers, a vulnerable (c) “We continue to strive for the Roy Matthews officiated. (b) predators, an armoured restoration of autonomy, and (d) “It is a joyous moment for all of (c) threats, a fragile restoration of Article 370 to its us. Kashmir has a rich composite (d) challenges, an obtuse original pristine form. culture and harmonious (e) exigencies, a brittle (d) We condemn those divisive voices coexistence is the very essence of 63. After having worked in the soup kitchen who are opposed to the sovereign . feeding the hungry, the volunteer began constitutional guarantees,” read

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(e) So I see this against that is about. Then fill in the blanks with the 72. (a) deficit background, with representatives help of the alternatives given. (b) plethora of various religions joining us in India’s external balance sheet may have (c) abundance our happiness. improved significantly since the infamous (d) surfeit 69. (a) As the latest list of inclusions, 70 taper (71)of 2013, but there are now signs (e) adequacy new Indian words from Telugu, that warrant more caution from 73. (a) scarcity (b) lacking Urdu, Tamil, Hindi and policymakers. Last week, the current (c) surplus (d) deficiency Gujarati languages have been account (72)(burgeoning) widened to a four (e) paucity added to the dictionary. year high of $14.3 billion in the first quarter 74. (a) hourished (b) satiated (b) From endearing words like ‘Abba’ o the current financial year, standing at 2.4% (c) stuffed (d) thirsty and ‘Anna’ to Indian delicacies like of gross domestic product, compared to (e) starved ‘gulab jamun’ and ‘vada’ can now 0.1% last year. The widening CAD was 75. (a) acquires (b) abstains be found in the Oxford English driven by a greater increase in merchandise (c) vetoes (d) steamrollers Dictionary (OED). imports than exports. A strong capital (e) yields (c) Mr. Martin had been having an account (73)however, has helped the 76. (a) clutter (b) farrago uncomfortable feeling of thickness country pay for its import bills without (c) portfolio (d) turmoil in his throat. He used the device, much trouble. Foreign investors(74)of yield (e) gallimaufry which was connected to his have been stepping up their investments in 77. (a) unitary (b) unrivalled smartphone, to obtain black and India, whichremains one of the few places (c) federal (d) southern grey images. offering higher (75). Compared to last year, (e) indomitable (d) Several most commonly used net FDI almost doubled to $7.2 billion in 78. (a) tapped (b) bonged words in India like ‘Jugaad’ the first quarter, while net (76) investment (c) intact (d) follow ‘dadagiri’, ‘achcha’, ‘bapu’ and jumped about six times to $12.5 billion. The (e) unalloyed ‘surya namaskar’ are now part of strong inflow of foreign capital has also led 79. (a) steady (b) volatile the dictionary, the OED said in a to a significant increase in foreign reserve (c) durable (d) sturdy statement. holdings, thanks to the Reserve Bank of (e) immutable (e) Many of the words described food India which has been busy buying dollars to 80. (a) acquiesced and relationships, such as ‘anna’ weaken the rupee. Forex reserves were at an (b) ascended (elder often used terms all time high of $400.7 billion for the week (c) battened like ‘timepass’, ‘natak’ and ‘chup’ ending September 8, while the rupee has (d) declined have been added. appreciated by over 6% against the dollar (e) mended 70. (a) Scientists have developed a novel this year. Low global oil prices over the last smartphone based portable two years have also helped contain a good QUANTITATIVE APTITUDE ultrasound machine that can help portion of its import bills. All this might Direction (81-85) : Study the following detect cancer easily at home. change with the impending tightening of Table and answer the questions that (b) The OED publishes four updates monetary policy by the U.S. (77) Reserve follow: a year in March, June, September and other central banks. After all, emerging and December respectively. Asian markets have been the biggest Persons No.of days Percentage of work (c) The machine called Butterfly IQ beneficiaries of loose monetary policy in they worked done to complete the project is a pocket sized ultrasound the West, so any change in stance would Bhuvan 6 15% device, which is the size and most definitely affect them. Indian Lakha 8 25% shape of an electric razor. companies, for instance, have aggressively Bhura 5 20% Kachara 3 15% (d) Researchers from Butterfly (78) into the market for rupee denominated Tipu 4 25% Network, a U.S. based start-up, foreign debt, which can work against them 81. Bhuvan and kachara started doing the developed the device that works if the flow of foreign capital turns (79). The work . After working for 5 days they by shooting sound waves into the RBI has been regulating the amount and left the work for Tipu. He completed body and capturing the echoes. quality of such borrowings, so it may seem his part of work . Now the remaining (e) Usually, the second waves are like things are under control for now. Further, work was completed by Arjan in 7.5 generated by a vibrating crystal. India’s total external debt (80) by 2.7% days . in how Arjan complete whole However, this machine uses 9,000 during the financial year 2016-17, standing work ? tiny drums etched onto a at $471.9 billion, driven by a fall in external (a) 20 (b) 4 semiconductor chip, MIT commercial borrowings and deposits by non- (c) 30 (d) 16 Technology Review reported. resident Indians. (e) 15 Direction (Q. No.71-80) : In each of the 71. (a) delectation 82. Due to fever Tipu did not joined the following passages, some of the words (b) serenity work but Ismail took his place , who have been left out. First read each (c) tantrum can complete the work in 25 days. He passage over and try to understand what (d) amenities did Tipu’s part of work . After that (e) composure khachara joined the work but worked

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for same number of days as Ismail. If (e) None of these boat B to travel 1152 km in remaining work was completed by downstream (approx)? Bagha who is 300% more efficient than Direction (86-90): Study the following (a) 3.56 hr (b) 2.08 hr Lakha then in how many days was the Table and answer the questions that (c) 1.58 hr (d) 4.08 hr whole work be completed ? follow: (e) None of these (a) 60 (b) 15 Boats Speed of Speed of % Distance Boats Stream travelled (Total Directions (91 – 95): Study the following 63 (In km /hr ) (In km / hr) Distance = table carefully and answer the questions (c) 16 (d) 2000km) 2 A 22 14 25% that follow: B 26 10 15% Three persons A, B, C invested different C 30 15 20% 25 D 21 13 18% amounts in different years for different time (e) E 24 8 22% period and shared profit from total profit 13 86. Ravi and raj decided to travel 450km till given as per table. Some values are missing. 83. Mukhia took 5 less days to complete point X in downstream. Ravi is on boat Answer the questions on the basis of given the work than Bhura and Goli is 60% B and Raj is on boat D. After 340 km table and information in question. more efficient than bhuvan . They both Raj’s boat got malfunctioned but worked together for 5 days and left Immediately he got help from Sudhir work , after which the remaining work who is travelling in the same directions was completed by Tipu in ? as Raj and is on boat E. Then find out 22 21 how much more time taken by Raj than (a) (b) Ravi to reach on point X ? 3 4 (a) 2.145 hr (b) 1.9375 hr 23 24 (c) 0.545 hr (d) 0.9375 hr (c) (d) (e) None of these 6 5 87. Time taken by boat A and C ( in 91. B’s investment in 2015 is Rs.6000 less (e) None of these downstream ) is approximately what than that of A in same year. C’s profit 84. Lakha and Bhura decided to complete percent more or less than time taken in 2015 is Rs 17,500. Find for how the work in 27 days . Starting with by boat D ( in upstream) to travel their many months did C invest his money Lakha they worked alternatively for respective destinations ? in 2015? total 20 days. After that Bhura left the (a) 38. 232 % (a) 12 (b) 10 work but Lakha did it for 2 more days. (b) 49.382 % less (c) 9 (d) 8 After that he also left the work. Now (c) 59.232% more (e) 7 Guran completed the remaining work (d) 23.568 more 92. Find the profit of C in 2014, if the profits on time . Then find how much time (e) None of these of A and B in the same year is Rs 10,500 Guran will take to complete the whole 88. If the speed of boat G is 25% more than and Rs 13,500. work ? the speed of boat C and speed of steam (a) Rs 25,000 (for Boat G ) is 25 % more than the (b) Rs 20,000 22 2 (c) Rs 18,000 (a) (b) 22 speed of stream for boat B then find 9 9 the difference (approx.) between time (d) Rs 15,000 taken by boat G and boat C (both in (e) Rs 22,000 2 4 upstream) to cover the distance of 1240 93. In 2013, profit of A and C together is Rs (c) 12 (d) 22 9 7 km. 13,750 and also difference in their profit shares is Rs 1250. Find the total (e) None of these (a) 35.06 hr (b) 34.06 hr (c) 33 hr (d) 49.6 hr profit in that year. 85. Lakha and Tipu are in team A and (a) Rs 20,250 Mukhia and Khachra are in team B. If (e) None of these 89. If the total distance is increased by 44% (b) Rs 19,750 both the team decided to complete the (c) Rs 22,550 same amount of work separately then then find the ratio of time taken by boat E in upstream to cover new (d) Rs 19,350 find out which team is more efficient (e) Cannot be determined and by how much days? distance to that of by boat A in downstream to cover old distance . 94. B’s investment in 2016 is 20% greater 2 (a) 2388 : 675 than that of A in same year. If profit of (a) Team A by days B is Rs 21,000, then what is the profit 3 (b) 3364 :125 (c) 3564 : 125 of C? 6 (d) 1188 : 625 (a) Rs 18,500 (b) Team B by days 90. What is the difference between average (b) Rs 13,500 5 time taken by all the boat to cover their (c) Rs 19,500 (c) Team A by days respective distances in upstream to the (d) Rs 16,500 (d) Team B by days (e) Rs 17,500

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95. In 2012, the difference between the (e) Quantity I = Quantity II or No (a) Quantity I > Quantity II profit shares of B and C is Rs 650 and relation (b) Quantity I < Quantity II profit share of A is Rs 5200. If 98. There are 63 cards in a box numbered (c) Quantity I  Quantity II investment of A is Rs7000 less than from 1 to 63. Every card is number (d) Quantity Quantity II 3000 times the investment time (in with only 1 number .  months) of C, find the total investment Quantity I : Probability of picking up (d) Quantity I = Quantity II or No of all three. a card whose digit, if interchanged , relation (a) Rs 51000 (b) Rs 46000 result in number which is 36 more than Directions (101-105) : Study the given (c) Rs 48000 (d) Rs 52000 the number picked up. table carefully to answer the question (e) Rs 45000 Quantity II : Probability of picking up that follow : a card the number printed on which is Directions (96-100): Each question below Table below shows different items sold by a multiple of 8 but the sum of the digits a shopkeeper , Quantity of items sold in contains a statement followed by of the number not more than 7. Quantity I and Quantity II. Find both to k.g, discount offered on list price, percentage (a) Quantity I > Quantity II mark up price / kg and list price /kg. find the relationship among them. Mark (b) Quantity I < Quantity II your answer accordingly. Some value are missing. You need to calculate (c) Quantity I  Quantity II these values if required. 96. Quantity I : Number of ways of (d) Quantity  Quantity II arranging 5 men and 5 women such that Items Quantity Discount Markup List (e) Quantity I = Quantity II or No (In kg) offered price price no two men or women are adjacent to relation % per kg per kg 2 each other . 99. Quantity I : Area of quadrilateral BFDE Tea 12 - 16 % - Quantity II : Number of ways of 3 , given ABCD is a rectangle having AB Coffee - 20% - - arranging 5 men and 5 women such that = 10 cm & BC = 12 cm. Wheat 70 - - 42 all men sit together . 1 Rice 80 - 33 % - (a) Quantity I > Quantity II 3 2 (b) Quantity I < Quantity II Honey - 26 % - 1500 3 (c) Quantity I  Quantity II (d) Quantity  Quantity II 101. List price per kg of wheat is what (e) Quantity I = Quantity II or No percent less than the list price per kg relation of tea if selling price of 2.5 kg of tea is Rs.900 and discount offered on list 97. Quantity I : Value of ‘a’ if ‘s’ is an obtuse Quantity II : 15 cm2 angle and 400 (a) Quantity I > Quantity II price is % PR II QT. (b) Quantity I < Quantity II 49 (c) Quantity I  Quantity II (a) 80 % (b) 83 % (c) 93 % (d) 90 % (d) Quantity Quantity II  (e) 85 % (e) Quantity I = Quantity II or No 102. What is the ratio of percentage discount relation offered on wheat to the percentage 100. A, B and C entered into a partnership. discount offered on Rice if shopkeeper A invested Rs. 3000 at the start. B gains Rs. 1330 on selling whole 1 quantity of wheat and % markup price invested 33 % more than that of wheat is 110% and percentage of 3 discount offered on rice is half the Quantity : PA & PB are tangents .. invested by A and C invested the percentage discount offered on Honey Value of b ? average of the investment made by A . and B . After 4 months, A withdrew (a) 15 : 28 (b) 18 : 23 40% of his amount, B doubled his (c) 24 : 29 (d) 23 : 21 amount and C increased his amount by (e) None of these 20%. After another 5 months, B got 103. What is the average of all quantities (in away from partnership and A doubled kg) sold by the shopkeeper if total his amount while C maintained his profit in selling Honey is Rs 1800 and amount . Profit at the end of year was ratio of difference between List price (a) Quantity I > Quantity II Rs.677000 and Profit was shared in the and selling price to the difference (b) Quantity I < Quantity II ratio of their investment and time . between selling price and cost price of (c) Quantity I  Quantity II Quantity I : Profit earned by C. Honey is 4: 3 and quantity of coffee Quantity II : Average of profit earned (d) Quantity Quantity II  by A, B and C together.

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black coloured balls is 36. If one ball is A. B invested 30% of the total 1 sold is 33 % less than quantity of picked at random then the probability of amount invested by all three of 3 them. 7 tea sold. getting one yellow ball is B. C invested 1.5 times more than (a) 35.2 (b) 36.4 13 that of A. A invested two-third (c) 28.2 (d) 32.2 the amount invested by B. (e) 30.5 106. If x number of yellow balls from bag B C. B invested 50% more than that of 104. 8 kg of rice got spoiled then what is the are taken and placed into bag A and A and 40% less than that of C. total profit or loss made by the 20% of black balls from bag A are taken (a) Only A alone shopkeeper in selling remaining and placed into bag B . If we pick one (b) Only B alone quantity of rice if a discount of ball from bag B then the probability (c) Only C alone 11 (d) Any one of the three alone 2 (e) Either only A alone or only C 16 % is given and list price per kg that the ball is of black color is , 3 26 alone 110. What is the ratio of downstream and of rice is Rs.60 Then find the value of x ? upstream speeds ? (a) 15% (a) 5 (b) 6 A. The boat goes 60 km and comes (b) 20% (c) 3 (d) 2 back in 5 hours (c) 18 % (e) None of these B. Speed of boat in still water is five (d) No profit or No loss 107. If one ball picked at random from each times the speed of stream. (e) None of these of the bag A and bag B then find the C. The boat goes 75 km and comes 105. What is the ratio of cost price per kg of probability that both of the balls are of back in 6 hours Tea to the cost price per kg of coffee if same color ? (a) All the three together profit of 12% is obtained on selling 21 47 (b) Only A and C together Coffee and list price per kg of both (a) (c) Either B alone or A and C together items is same 65 75 (d) Only B alone (a) 6 :5 (b) 4 : 5 22 43 (e) All the three together are not (c) 3 : 2 (d) 2 : 3 (b) sufficient (e) 7 : 4 65 75 111. 25 men can complete a work in 15 days. Direction (106-108) : There are tree bags 1117 In how many days 10 women can (c) complete the same work ? A, B and C . In each bag there are three 65 75 types of colored balls Yellow, Green and A. The ratio of efficiencies of a man Black. (d) Can’t be determined and a women is 6:5. In bag A , no . of yellow colored balls are y (e) None of these B. 15 women can complete 60% of and no. of green colour balls are g. Number 108. Difference between the number of green the same work in 18 days . of green colored balls are 4 more than the balls in bag A and bag C is how much C. Joined by 15 women , 25 men can number of yellow colored balls . When one percent more/ less than the sum of the complete the same work 5 days ball is picked at random then the probability number of black balls in bag A and bag earlier C together . (a) Only A alone 5 (a) 100% (b) 95% (b) Only B alone of getting black colour ball is . The value 13 (c) 97.5% (d) 102.5% (c) Only C alone (e) None of these (d) Either only A alone or only B 2 alone Directions (109 – 113) : The following of y is 18 % less than g. (e) Any one of the three alone 11 question are accompanied by three 112. There are some male and female In bag B, number of yellow coloured balls is statements A., B and C. You have to employees in an office .How many determine which statements is /are female employees are there in the 2 necessary / sufficient to answer the 22 % more than that of bag A. If two office? question. 9 A. Ratio of number of male and balls are picked at random from bag B then 109. A, B and C entered into a partnership. female employees in the office is the probability of getting both green colour The profit earned by them in the 8:7 4 business is proportional to the B. If one employee is selected at ball is , Total number of balls in bag B investment and the period of random from all the employees, 37 investment. If all of them invested the the probability of the selected is 75. amount for one year and profit of B is 8 In bag C. the ratio of number of green Rs.45000 then what is the total profit? employees, being male is coloured balls and number of black coloured 15 balls is 7 : 5 . Total number of green and

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C. Number of female employees in (a) 4 women, 8 child (b) Reserve Bank of India the office is 12.5% less than that (b) 5 women, 10 child (c) Micro Finance Institutions of male employees in the office . (c) 15 women, 30 child (MFIs) (a) All the three together are not (d) 10 women, 20 child (d) NABARD sufficient (e) None of these (e) None of the above (b) Either A and B together or B and C 123. The OBC population data will be together GENERAL AWARENESS introduced from which Census year in (c) only A and B together India? (d) Only A and C together 116. The Union Cabinet has approved which (a) 2021 (b) 2015 (e) All the three together new umbrella scheme to benefit the (c) 2031 (d) 2035 113. What is the profit /loss% made by the farmers? (e)2025 shopkeeper after selling an article? (a) PM-AASHA 124. Which country was the top source of A. After selling 9 articles , (b) PM-JAASH Foreign Direct Investment (FDI) in shopkeeper had a profit equal to (c) PM-FMSY India in 2017-18? the cost price of 2 such articles. (d) PM-FRPS (a)China (b) Singapore B. If the shopkeeper had sold one (e) None of these (c) Russia (d) Mauritius article at Rs.80 more than the 117. Debentures are ______. (e) Japan original selling price , he would (a) Debt instrument with collateral 125. India’s light combat aircraft successfully (b) Debt instrument without any completed its ever mid –air refuelling 1 collateral have had 33 % profit. trail recently .What is the aircraft 3 (c) Equity instrument with collateral called? C. If he had sold one article at 25% (a)Akash (b) Garud (d) Equity instrument without any less than the original selling price (c) Tejas (d) Vikas collateral , he would have had loss of Rs.60 (e) None of these (e) None of these (a) Only C alone 126. Which is a full-service credit rating 118. The Government has constituted a new (b) Only B alone agency exclusively set up for micro, council to advise the Prime Minister (c) Only A alone small and medium enterprises? of which matters? (d) Any one of the three alone (a) SMERA (b) ICRA (a)Nation Building (e) Only B and C together (c) CARE (d) ONICRA (b) Disaster Management (e) CRISIL Directions (114-115) : 10 men and 12 (c) Economy 127. Who is the new President of Pakistan? women can complete a work in 5 days (d)Science & Technology (a)Mamnoon Hussein and 2 women and 6 children can complete (e) Human Development (b) Arif Alvi the same work in 32 days. The work 119. ISRO will launch the Human (c) Fazal–Ur-Rehman done by 6 men in one day is equal to the Spaceflight Mission “Gaganyaan” by (d) Imran Ahmed Khan work done by 8 women and 8 children which year? (e) None of these together in one day. (a)2019 (b)2021 128. What is full form of BBPS? (c)2025 (d)2022 (a) Bharat Board Payment System 114. If 8 men and 4 women start another (e)2030 (b) Bharat Bill Payment System work ‘X’ and they worked for 5 days 120. What is the maximum deposit limit (c) Bharatiya Bikas Payment System and completed 1/3 rd of the work . In under Kisan Vikas Patra? (d) Bharat Bill Payment Secure how many days the remaining work is (a) Rs 1, 00,000 (e) None of these done by 8 women 4 children. They all (b) Rs 5, 00,000 129. As per the Banking Ombudsman work with same individual efficiency (c) Rs 10, 00,000 Scheme, any person can file a on work ‘X’ as they work on original (d) Rs 50, 00,000 complaint before the Banking work (e) No Upper Limit Ombudsman, if the satisfied reply is (a) 25 days (b) 20 days 121. The Union Cabinet has approved to not received from the bank within a (c) 23 days (d) 10 days release Dearness Allowance (DA) for period of ______. (e) None of these Central Government employees? (a) 6 Months (b) 3 Months 115. 10 men start another work ‘Y’ and (a)5 Percent (c) 7 Days (d) 60 Days completed that work in certain days. (b)3 Percent (e) 1 Month How many women and children should (c)2 Percent 130. What is the minimum denomination for be assigned to do the same work in same (d)1.5 Percent which Commercial Paper (CP) can be number of days as 10 men take . Given (e)None of these issued? that number of children working is 122. MUDRA Bank is a wholly owned (a) Rs 10,000 double of the number of women and subsidiary of which institutions? (b) Rs 25,000 they all work with same individual (a) Small Industries Development (c) Rs 1, 00,000 efficiency on work ‘Y’ as they work Bank of India (SIDBI) (d) Rs 5, 00,000 on original work ?

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(e) Rs 10, 00,000 (b) Ministry of Electronics and (e) 2018-2028 131. Which Indian airport is set to become Information Technology 145. Under what law, the Internal first in Asia to use face recognition as (c) Ministry of Women and Child Ombudsman (IO) scheme 2018 gives boarding pass for passengers? Development statutory powers to appoint Internal (a) Sardar Vallabh Bhai Patel (d) Ministry of Home Affairs Ombudsman? International Airport (e) Ministry of Human Resource (a) RBI Act 1934 (b) Indira Gandhi International 138. What is the strike range of indigenously (b) Banking Regulation Act 1949 Airport developed Short-range tactical ballistic (c) Lokpal and Lokayukta Act 2013 (c) Kempegowda International missile “Prahar”, which is successfully (d) Companies Act 1956 Airport flight tested by DRDO? (e) None of these (d) Netaji Subhash Chandra Bose (a) 250 Km (b) 150 Km 146. A vehicle loan, such as bus loan, International Airport (c) 200 Km (d) 350 Km is a type of? (e) Rajiv Gandhi International (e) 500 Km (a) Pledge Airport 139. India has signed $346 million loan (b) Hypothecation 132. INMAS has developed India’s first agreement with which International (c) Mortgage indigenous medical kit for protection organisation for road improvement in (d) Lien against nuclear warfare or radioactive Karnataka? (e) None of these leakage is the laboratory of which (a) AIIB 147. What is the full form of ASBA? organisation? (b) ADB (a) Allotment Supported by Blocked (a) ISRO (b) CSIR (c) World Bank Amount (c) DRDO (d) NITI Aayog (d) IMF (b) Application Supported by (e) HAL (e) NDB Blocked Amount 133. Which date is observed as the National 140. Which country has took over the (c) Assessment Supported by Hindi Divas? chairmanship of the 5th Summit of Blocked Amount (a) 14 September BIMSTEC? (d) Allotment Supplied by Blocked (b) 18 September (a) Myanmar Amount (c) 12 September (b) Bangladesh (e) None of these (d) 15 September (c) India 148. Each subscriber under APY shall receive (e) 27 September (d) Sri Lanka a Central Government guaranteed 134. Yudh Abhyas 2018 is the ___ edition (e) China minimum pension of? of the bilateral military exercise 141. Who has been appointed as the Director (a) Rs. 2000 per month between India & USA which recently General of Sashastra Seema Bal (SSB)? (b) Rs. 3000 per month held in Uttarakhand? (a) KK Sharma (c) Rs. 4000 per month (a) 14th (b) 11th (b) SS Deswal (d) Rs. 1000 per month (c) 16th (d) 13th (c) OP Mishra (e) Rs. 5000 per month (e) 19th (d) RR Bhatnagar 149. What is the capital city of Bahrain? 135. Who has been appointed as the (e)None of these (a) Riyadh (b) Muscat Chairman of Central Board of Indirect 142. In which state India’s 100th functional (c) Doha (d) Manama Taxes and Customs (CBIC)? airport is located? (e) Kuwait City (a) Subhas Chandra Khuntia (a) Manipur (b) Sikkim 150. What is the India’s rank in the 2018 (b) S Ramesh (c) Assam (d) Gujarat World Press Freedom Index (WPFI)? (c) Rekha Sharma (e) Odisha (a)136th (b)138th (d) Ajay Tyagi 143. The Government of India (GoI) has (c)135th (d)137th (e) None of these proposed to merge with which of the (e)None of these 136. Who of the following have won the following banks to create India’s third 151. Where is Sabarimala Temple located? 2018 Rajiv Gandhi Khel Ratna? largest lender? (a)Kedarnath, Uttarakhand (a) Hima Das & Manika Batra (a) Indian Bank, PNB and BOB (b) Mumbai, Maharashtra (b) Virat Kohli & Mirabai Chanu (b) BOB, PNB and Allahabad Bank (c) Pathanamthitta, Kerala (c) Jinson Johnson & Savita Punia (c) BOI, IDBI and PNB (d) Hyderabad, Andhra Pradesh (d) Neeraj Chopra & Jiwanjot Singh (d) BOB, Dena Bank and Vijaya Bank (e) Guwahati, Assam Teja (e) UBI, BOB and UCO Bank 152. Satyapal Mallik is the governer of (e) None of these 144. The Nelson Mandela Decade of Peace ______? 137. India’s first-ever online and centralised declared by United Nations recently (a) Tamil Nadu National Database on Sexual Offenders is___? (b) Andhra Pradesh (NDSO) has been launched by which (a) 2019 to 2028 (c) Karnataka union ministry? (b) 2020 to 2029 (d) J&K (a) Ministry of Information and (c) 2021 to 2030 (e) Telengana Broadcasting (d) 2022 to 2031

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153. Bharatanatyam is a dance form of Step IV : 84 implicits 58 apes 94 under sold 25. (b) Option (b) may be a following up ______? 90 14 calls 75 lands measure as it will help in proper (a) Tamil Nadu Step V : Solds 84 implicits 58 apes 94 under disbursement of relief supplies. (b) Manipur 14 calls 75 lands 89 26. (c) (c) Assam Step VI : 93 solds 84 implicits 58 apes 14 I. (d) Mizoram calls 75 lands 89 unders (e) Manipur 6. (d) 7. (b) 8. (c) 9. (a) 154. FIFA 2026 will be hosted by which of 10. (e) the following countries? (11- 13) (a) US (b) Canada (c) Mexico (d) France (e) All 1, 2 & 3 155. Dudhwa National Park is situated in which Indian state? (a) Jammu & Kashmir II. (b) Manipur (c) Assam (d) Uttar Pradesh (e) Gujarat 11. (c) 12. (b) 13. (c) (14 -18) 

EXPLANATIONS

(1-5) III. 14. (c) 15. (e) 16. (e) 17. (a) Floor People Salary 18. (c) 9 D 4000 19. (d) Train is scheduled at = 5 hour 10 8 G 9000 minute = #& 7 A 2825 6 E 3500 Time should he leave to reach the 5 I 8500 station 5 minute earlier = 5 hour 10 4 B 1600 minute – (25 +5 ) 3 F 6000 Minute = 4 hours 40 minute I, II or III statement alone are sufficient 2 H 5832 20. (a) 4 hours 15 minute = $ £ to conclude that M, N, O and P are all 1 C 7000 21. (b) Nothing about the environment in not facing to centre of table . the new company is mentioned in the 27. (c) From II and III 1. (a) 2. (e) 3. (d) 4. (a) statement. So , I is not implicit , Since 5. (c) , Arun is not satisfied with the present Floor Person 6 A Directions (6-10): Logic : In the given salary , it is evident that the present 5 E machine input. , in first step smallest letter company offers moderate pay packets according to dictionary is arranged with 4 C ,So , II is implicit. The statement talks 3 D addition of “s” at extreme left side and the only of Arun and not all the employees 2 B smallest number among all by subtracting of the new company . So. III is not 1 F “1” is arranged at extreme right side and in implicit next step second smallest number among all 22. (c) The use of the words ‘hi-tech It is clear that F is living on the Ground by subtracting “1” is arranged at extreme pulsating megawatt performance’ in the Floor left side and second with addition of “s” at statement makes I implicit, Northing 28. (d) extreme right side . is mentioned about the performance of And this process is continued up to last India musicians. So , II is not implicit . step. the facts that Michael Jakson is a pop- Input. Call 8576 implicit land 59 94 singer and his performance left people under ape sold 15 90 spellbound , make III implicit Step I : apes call 85 76 implicit land 59 94 23. (e) Buying in wholesale and bulk depend under sold 90 14 upon the choice of the customer’s Step II : 58 apes 85 76 implicit land 94 choice and may cause of financial under sold 90 14 calls saving. From statements II and III , I is the Step III : implicits 58 apes 85 land 94 24. (c) Actions I and II will directly improve youngest because G is not youngest. under sold 90 14 calls 75 the working condition of railways .

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29. (e) From statements II-S can be married 40. (e) Electronic Data Interchange is the on either 28 January or 12 September. full form of EDI From statement I and II When S is 41. (c) A firewall is a network security married on 28 January system designed to prevent 19/21 28 31 12 19/21 unauthorized access to or from a private Jan Jan Jan Sep Sep network. T S Q V R 42. (c) A ring network is a network topology When S is married on 12 September in which each node connects to exactly two other nodes, forming a single 31 12 19 21 28 Jan Sep Sep Sep Sep continuous pathway for signals through T S Q V R each node - a ring. Data travels from node to node, with each node along the But it is given in statement II that More way handling every packet. than three persons are married in the 43. (b) Hyper Text Transfer Protocol Secure same month. So, we will get that S is (HTTPS) is the secure version of married on 12 September and final HTTP, the protocol over which data is arrangement from both statement I and sent between your browser and the II- website that you are connected to. The 30. (e) ‘S’ at the end of HTTPS stands for ‘Secure’. It means all communications Boxes Colours between your browser and the website B Orange are encrypted. D - C Blue 44. (b) Reboots can be either cold E Green (alternatively known as hard) where F Red the power to the system is physically A - turned off and back on again, causing an initial boot of the machine, or warm So, it clear that Box C is of blue colour (alternatively known as soft) where the From statements I- system restarts without the need to > > > >B/E> B/E interrupt the power. 12 10 45. (c) A macro virus is a virus that is written From statements II- in a macro language: a programming Total Number of toffees in box B + A = language which is embedded inside a 31 software application (e.g., word Difference in Number of toffees in box processors and spreadsheet F – E = 7 applications) Number of toffees in box F + 8 = Box 46. b 47. e 48. c 49. e contains highest number of toffees 50. b 51. c 52. e 53. d Now combing both statements I and 54. a 55. a II- (56-60) C > D > A > F > B > E 31. (d) 32. (b) 33. (c) 34. (b) 56-d; “Who were wanted” should be 25 21 19 17 12 10 35. (d) replaced with ‘who want” So, Box C of Blue color contain 25 36. (a) A function key is one of a sequence 57-d; ‘will be’ should be replaced with toffees. of special keys labeled “F1” to “F12” ‘would be’ (31-35) (on most keyboards) that can be 58-b; Before assistant, ‘An’ should be there assigned a specific use to perform instead of ‘A’ certain task. 59-e; No error 37. (c) A Video Graphics Array (VGA) 60-e; No error connector is a three-row 15-pin 61. d 62. b 63. b 64. b connector. 65. e 66. b 67. b 68. c 38. (d) Following images shows the Status 69. a 70. b 71. c 72. a Bar which appears at the bottom in a 73. c 74. e 75. e 76. c Excel Window: 77. c 78. a 79. b 80. d 39. (a) A server is a computer designed to 81. (a) Bhuvan : 15% = 6 days process requests and deliver data to another computer over the internet or  6  100% =    100 = 40 days a local network. 15  Kachara : 15 % = 3 days

84 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 Now they work alternatively for 20  3  25 days 100% =    100 = 20 days = days (as said in question) 15  4 In two days work done by Lakha and Work done by kachara Bhura = 25 + 32 = 57 unit Tipu : 25% = 4 days In 20 days work done by Lakha and 100% = 16 days  25  125 Bhura = 57 10 = 570 unit Now we can find the Total work by  = 10    = unit Lakha works for 2 more days i.e 25 taking LCM of number of days taken  4  2  2 = 50 unit by Bhuvan, Kachara and Tapu Remaining work Total work = LCM of (40, 20, 16) Remaining work = 800 – (570 +50) =  180 unit = 80 unit  125  175 50  Guran completes the remaining work Now efficiency of Bhuvan = 2 unit = 200 -    unit  2  2 in 5 days efficiency of Kachara = 4 unit In 1 days Bhuvan and kachara Remaining work done by Bagha in 180 completed 6 unit of work. Efficiency of Guran = =36 unit  175  5 So in 5 day = 6  5 =30 unit of work   completed  2  Guran can complete the total work in Tipu completed 25% of total work =  25  800 2   = 22 days 25   36 9 80  = 20 unit 100 85. (d) Total work = LCM of each team 175 7 member i.e LCM of (32, 16, 20, 20) = Remaining work = 80 –(30 +20) =30 =  days unit 50 2 160 unit Arjan completes it in 7.5 days Total work completed in Team A Efficiency of Lakha = 5 unit 30  25   25   7  32 Efficiency of Tipu = 10 unit Efficiency of Arjan = =4 unit          7.5 =16 1 day work of Lakha and Tipu = 15  4   4   2  2 unit 80 days Days required to complete the work Arjan can complete total work in = 83. (e) Mukhia complete the work in 20 4 days 160 by Team A = days 20 days 15 82. (c) Ismail completes the work in 25 days  40  Godi competes the work in   Team B Kachara completes work in 20 days 160  Efficiency of Mukhia = 8 unit Bagha is 300 % more efficient than  100 = 25 days Efficiency of Kachara = 8 unit Lakha 1 day work of Lakha and Tipu = 16 ( 100 + 300) % of lakha = Bagha Tipu completes the work in 16 days Total work = LCM of ( 20, 25, 16) = unit From the table we can calculate that Days required to completed the work Lakha can complete the whole work in 400 unit 32 days. Efficiency of Mukhia = 20 unit 160 Bagha can completed the work in Efficiency of Goli = 16 unit by Team B = days Efficiency of Tipu = 25 Unit 16 32 1 day work of Mukhia and Goli = 20 + From the efficiency it is clear that Team  8 days 4 16 = 36 unit B is more efficient but by how much 5 days work of Mukhia and Goli = 36 days Total work = LCM of (Ismail, kachara 5 =180 unit and Bagha )  160 160 2 Remaining work = 400 -180 =220 unit     = LCM of ( 25, 20, 8) = 200 unit        days Tipu completes the Remaining work 15 16 3 efficiency of Ismail = 8 unit     efficiency of Kachara = 10 unit 220 44 86. (d) Speed = Distance / Time efficiency of Bagha = 25 unit in = days Time taken by Ravi ( using boat B ) = Ismail did only 25% of total work i.e 25 5 84. (b) Lakha completes the work in 32 450 50 unit =12.5 hours No. of days Ismail took to complete days 36 Bhura completes the work in 25 days Time taken by Raj (using boat D + boat 50 25 25 % work = = days Total work = 32 25  800 unit 8 4  340  110  Efficiency of Lakha = 25 unit E) =      No. of days kachara works Efficiency of Bhura = 32 unit  34   32  = 10 + 3.4375

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= 13. 4375 hours 24 9 Difference in time = 13.4375 - 12.5 1811 125  A 13500 Ratio of times    : 21X  24 9 20X  4 = 0.9375 hours  5  9 87. (b) Speed = Distance /Time ………….(2) Time taken by boat A ( in 1782 Divide both equations: After simplifying we get 500 125 625 21X 7 downstream ) = = hours  36 9 90. (d) Time taken by boat A (upstream) = 24 9 9 Time taken by boat C ( in 500 125  X = 8  hr Putting X = 8 in one of the equations 400 80 8 2 above, we get A = Rs. 39,000 downstream ) =  hour 45 9 Time taken by boat B (upstream) Also Put X = 8 in 21  X : 24  9 : 20 Time taken by boat A + boat C = 300 75  (X+4) =  hr So ratio becomes 7 : 9 : 10 16 4 125   80  205 So profit of C = (10/26)  39,000 =       hour Time taken by boat C (upstream)  9   9  9 Rs 15,000 93. (e) Let total profit in 2013 = P Time taken by boat D ( in upstream ) 400 80 =  hr Ratio of profit share of A : B : C is 360 15 3 R  10 : 18000  8 : R  12 = = 45 hour Time taken by boat D (upstream) 8 5R : 18000  4 : 6R So Time taken by boat A and C (in 360 =  45 hr downstream ) is approximately the 5R  6R 8  P 13750 ….(1) 5R  72000  6R percent less than the time taken by Time taken by boat E (upstream) boat D (in upstream) Also, 440 55 =  hr 6R  5R  205  16 2  P 1250 ..(2) 45   5R  72000  6R 9 After adding all the times we get   100 Here both the equations are same. So =  45  = 49.382 = 180 .41 hr (approx) answer canot be determined   180.41 94. (e) B’s investment is = 120/100  25000   Average Time = = Rs 30,000 5 (Approx) So ratio of profits of A : B : C is = 36 . 08 hr (approx) 88. (c) Speed of boat G = 30 125% = 37.5 25000  12 : 30000  Z : 25000  Z  Time taken by boat B to cover 1152km km/hr 60 : 6Z : 5Z Speed of stream for boat G = 10125% 1152 So profit of B (downstream) = = 32 hr = 12.5 km/hr 36 6Z Time taken by boat G to cover 1240 =  59500  21,000 km (upstream) == Difference in time = 36.08 -32 = 4.08 60 11Z hr (approx) = 49.6 hours  Z = 10 (after solving ) 91. (c) B’s investment in 2015 = 24000 – Time taken by boat C to cover 1240 So ratio becomes 60 : 6  10: 5  10 = km (upstream) = = 82.6 6000 = 18000 6 : 6 : 5 Difference in time = 82.6 - 49.6 = 33 So, Ratio of profits of A : B : C is So profit of C = 5/17 59500 = Rs hours (Approx) 24000  9 : 18000  12 : 21000  Y  17,500 89. (e) New distance =2000 144% = 2880 = 72 : 72 : 7y  95. (c) Ratio of profit share of A : B : C is km 7y 57500 17500 P  8 : (P+2000)  Q : (P+4000)  Q Time taken by boat E to cover new So, 72  72  7y distance (upstream) P  4000 Q  (P  2000)  Q Solving, Y = 9 P  8  P  2000 Q  2880  22  1811 92. (d) Let total profit in 2014 = Rs A So =      hr Ratio of profit share of A : B : C is 21  P  4000 Q  100 16   5   X : 24  9 : 20  (X+4) 16250  650 …………..(1) Time taken by boat A to cover old Now distance (downstream) 21X P  8  A 10500 P  8  P  2000  Q 500 125 21X  24 9 20X  4 Also given   = = hr 36 9 ………..(1)  P  4000 Q Also

86 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 102. (a) Profit per kg on wheat 16250  5200 ………....(2) 6 Divide both equations (1) and (2), Required probability = 1330 63 =  Rs.19 P = 2000Q ………………(3) 70 Also given, P = 3000  Q – 7000 For quantity II  Cost price of Wheat ……………….(4) Possible numbers from 1 to 63 = 16, From (3) and (4) now 24, 32, 40 42100 Q = 7, P = 14000   Rs.20 per kg 4 210 So total investment = 14000 + 16000 Required probability = + 18000 = Rs 48000 63 % discount offered on wheat 96. (a) For quantity I  Quantity I > Quantity II 3 50 First the different no. of ways to 99. (a) Area of quadrilateral BFDE = Area  100  % arrange 5 men or 5 women = 5! of rectangle ABCD – Area of DABE – 42 7 Now, _M_M_M_M_M_ Area of DDCF = 120 – 30 -25 = 65 % discount offered on Rice No. of ways of arranging 5 men and 5 Quantity I > Quantity II 80 women such that no two women or 100. (a) Ratio of Investment of A, B and C  % men sit together = 300041800536003 6 = 2 5! 5! : 4000 4  8000 5 50 6   Required ratio   15: 28 For quantity II  7 80 No. of ways of arranging 5 men and 5 : 35004 42005 42003 103. (a) List price of Honey = 1500 women such that all men sit together = 31800 : 56000 : 47600 Selling price of 6! 5! 159 : 280 : 238 25! 5! < 6! 5! Profit of C  80  Then Quantity I < Quantity II Honey  100  %1500 238 3 97. (b) Quantity I  =  677000  238000   Since S is an obtuse angle 677 =Rs.1100 per kg (a + 40) + a < 90 Average of profit earned by Given (2a + 40) < 90 A  B  C  225666 (List price – selling price ) : (selling 2a < 50 price – cost price) = 4 : 3 0 Quantity I > Quantity II A < 25 1500 1100 4 Quantity II    900 1100  x 3 101. (d) Selling price per kg of Tea = = 2.5  1200 = 4400 -4x Rs.360  4x = 3200 Let cost price per kg of Tea is Rs. x  x = 800 (cost price) Selling price of Tea per kg So profit per kg = Rs.300

0  4  7 1800 ACB 130  1  x  360 Total quantity =  6kg  49  6 300 ADB 1800 1300  500  x = 336 Quantity of coffee = 8 kg  AOB  2 500 1000 Required average = 7 0 0 0 List price of Tea = x 12  8  70  80  6 APB  180 100  80 6 5 0 as OAP  OBP  90  7   336  392 176 Quantity I < Quantity II 6 =  35.2kg 98. (a) For Quantity I  5 Let required no = 10x + y 392  42 104. (d) Selling price of 1 kg of rice Required %  100 10y + x = 10x + y + 36 392  50  9y – 9x = 36 60 100  % y – x = 4 350  3   100  90% Unit digit of the number Should be 4 392 5 more than the ten’s digit of the number.   60  Rs.50 Such possible numbers from 1 to 63 6 are = 04, 15, 26, 37, 48, 59

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Cost price of 1 kg of rice = Green no of balls in bag B = 25 60 60 3 60 33 11 From A    5 = Rs.45 Then  d u 4 22  x  33  25 26 From B  Let the speed of boat in Loss  8 45  Rs.360 33 11 still water and the speed of stream be  5x and x respectively . Profit = 72 5= 360 80  x 26 So overall no profit no loss d 5x  x 6x 3 78 = 80 – x    105. (a) Let cost price per kg of tea = x = 2 u 5x  x 4x 2 CP 107. (e) Required probability 1 75 75 And cost price per kg of coffee = 18 22 22 25 25 28 From C    6       d u CP 65 75 65 75 65 75 2 The value of d and u hence the ratio And List price of both = x 1646 can be calculated by using statements = A and C together as well. 7 65 75 So, CP  x …………..(i) Hence, the question can be answered 6 1 40 1 by using either statement B alone or 108. (c) Required % = 100 statements A and C together. 112 80 40 111. (e) Let , per day efficiencies of a man And CP2 = x 100 100 and a women be M and W respectively. 39 = 100  97.5% Total work = 15 day’s work of 25 men 7CP2 40 = 15  25  M= 375 M x  …………………(ii) 5 109. (d) From A  Investment of B = From A  Let, M and N be 6 and 5 From (i) and (ii) 30% of total investment units respectively . 7 7CP Investment of B 30 3 Number of days taken by 10 women CP  2    to complete the work 6 1 5 Total Investment 100 10 From B C = A + 1.5A 375 6    45 days CP2 6 C = 2.5A 10 5 Required ratio   CP2 5  2C = 5A  A : C = 2: 5 From B  18 days’ work of 15 women = 60 % of total work (106-108) 2 For Bag A – And A = B Number of days taken by 10 women No. yellow balls = 18 3 to complete the work No. of green balls = 18 + 4 = 22  B = 150 % of A 1815100 Let total no. of balls in bag A = x  A : B = 2 : 3   45 days According to the question. 6010  A:B:C=2:3:5 From C  25 men and 15 women x  18  22 5 From C B   complete the work in 15 – 5 = 10 days x 13 150  10 ( 25M + 15W) = 375 M x  65  A  A:B=2:3  250M + 150W=375M Then , no. of black balls = 25 100 5 It satisfied the probability statement And B  100  40% of C M given in the question.  W =  B = 60 % of C 6 By similar method for Bag B – Number of days taken by 10 women No. of Yellow balls = 22  B : C = 3 : 5 to complete the work No. of Green balls = 25 So, A : B : C = 2 : 3 : 5 No. of Black balls = 28 Ratio of B’s investment to the total 375M   45days For Bag C  investment can be obtained from any 5 one of the three statements alone. 10 M No. of Yellow balls = 42 6 No. of green balls = 21 Hence, the question can be answered No .of Black balls = 15 by using any one of the three Hence, the question can be answered by using any one of the three 106. (d) After replacement statements alone.  statements alone. Yellow no of balls in bag B = 22 – x 110. (c) Let the downstream and upstream 112. (a) From A Let the number of male Black no. of balls in bag B = 28 +5 = speeds be d and u respectively.  33 and female employee in the office be 8x and 7x respectively .

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From B  Probability of selecting a 3 male employee  SP  CP  60 4 Number of VANIK’S KNOWLEDGE GARDEN PAYMENTS BANKS male employees 8 4   SP  CP  60  These banks can accept a restricted deposit which is = Total number 15 3 currently limited to INR 1 lakh per customer and of employees may be increased further. 4  These banks cannot issue loans and credit cards. Let total number of employees and  CP  80  Both current account and savings accounts can be number of male employees in the office 3 operated by such banks. be 15y and 8y respectively. Profit % cannot be determined by using  Payments banks can issue services like ATM cards, Number of female employees in the  either of statements B or C. debit cards, online banking and mobile banking. office = 15y – 8y = 7y Hence . only statement A alone is  They can distribute non-risk sharing simple From C  Number of female sufficient to answer the question. financial products like mutual funds and insurance 114. (b) Let efficiency of man = M employees = 100 12.5% of products. Efficiency of women = W  Non-resident Indians (NRIs) are not be allowed to number of male employees Efficiency of child = C open accounts in payment banks. Number of 10M 12W5  2W  6C32  The minimum capital requirement is Rs 100 crore.  On 23 September 2013, NachiketMor committee 25M = 2W +96C ……………(i) female employees 87.5 7 recommended the formation of payments bank    6M = 8W +8C Number of 100 8 SMALL FINANCE BANK 3M = 4W +4C ………………(ii)  Banks with a small finance bank license can male employees Solving (i) and (ii) provide basic banking service of acceptance of M : W : C = 4: 2 : 1 Let the number of male and female deposits and lending. ATQ employees in the office be 8z and 7z  The aim behind these to provide financial inclusion respectively . 8M  4W5 8W  4CD to sections of the economy not being served by  Hence, all the three statements together 1 2 other banks, such as small business units, small and are not sufficient to answer the 3 3 marginal farmers, micro and small industries and question. unorganised sector entities. (D =no. of day taken by 8 women and 113. (c) From A  9SP = 9CP +2CP  For initial 3 year prior approval required for bank 4 children.  9SP = 11CP expansion. 1 man efficiency = 4 children’s  They are not allowed to lend money to big Industry. efficiency 11  NBFC's and any indivisual with 10 years of  SP = CP 1 women efficiency = 2 children’s 9 experience in banking and finance can apply for efficiency ) licenses. SP  CP  D = 20 days  The firms must have a capital of Rs100 crore. Profit % = 100 115. (d) Let no. of day in which work CP  The minimum paid up capital of such banks was completed = x Rs. 5 crores 11 No. of children = 2 P  75% of its net credits should be in priority sector CP  CP 2 9  100 No. of women = P lending and 50% of the loans in its portfolio must  100 10M x = (2P C +P W ) x CP 9    in 25 lakh range. 10M = P (2C +W)  The promoter’s contribution should be at least Rs. 2 2 P = 10 crores  22 % No. of child = 20  The promoters stake in the paid-up equity capital 9 No. of women = 10 will be 40% initially which must be brought down to 26% in 12 years. 1 116. a 117. b 118. d 119. d From B  SP + 80 = CP + 33 % of 120. e 121. c 122. a 123. a  A fundamental requirement is that 25% of its 3 124. d 125. c 126. a 127. b branch must set up in unbanked area. CP 128. b 129. e 130. d 131. c 132. c 133. a 134. a 135. b 4 4  SP + 80 = of CP  SP = CP 136. b 137. d 138. b 139. b 3 3 140. d 141. b 142. b 143. d -80 144. a 145. b 146. b 147. b From C  (100 -25 ) % of SP = CP - 148. d 149. d 150. b 151. c 60 152. d 153. a 154. e 155. d 

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REASONING ABILITY Direction(9-10): In the following Statement: During a flight, the pilot question, select the missing letter found that one of the engine of Direction(1-2): In the following from the given alternatives. airplane is not working. question, select the related word pair Course of action: from the given alternatives. 9. A, W, D, T, G, Q, J, ? I. The pilot should try to land in (a)M (b)N the nearest airport as soon as 1. China’s Sorrow : Huang He:: Bengal’s (c)O (d)P possible and follow the

Sorrow: ? 10. B E JS,D G LU ,K N SB ,U X ?L instruction from air traffic (a)Ganga (b)Brahmaputra (a)Z (b)C control. (c) Hooghly (d)Damodar (c)A (d) F II. Crash land immediately and do 2. Great Expectations: Charles Dickens 11. Rahul’s mother is the only daughter not wait for any instructions as :: Gulliver’s Travels: ? of Monika’s father. How is Monika’s it will waste time. (a)Daniel Defoe husband related to Rahul? (a)Only I follows (b)John Bunyan (Note: Monika is a female) (b)Only II follows (c)Jonathan Swift (a) Uncle (c)Both I and II follows (d)Lewis Carroll (b) Father (d)Neither I nor II follows (c) Grandfather Direction(3-4): In the following 15. In a certain code ‘WASHING’ is coded (d) Brother question, select the related number as ‘FOHIRBV’. In the same code how 12. In given equation which signs from the given alternatives. will ‘MOTHERS’ be coded as? interchange makes it correct ? (a)RSDISPL (b)RDSPISL 3. P x L : 24 x 32 :: W x M 7÷4×2+5÷3-4÷2-5=16 (c)RSDSIPL (d)RDSIPSL (a) 26 x 46 (b)24 x 48 (a)Interchange in ‘÷‘ and ‘–‘ 16. In the following question, select the (c)26 x 48 (d)24 x 46 (b)Interchange in ‘÷‘ and ‘ב missing number from the given 4. 16 : 50 : : 24 : ? (c)Interchange in ‘+‘ and ‘–‘ alternatives. (a)77 (b)70 (d)Interchange in ‘÷‘ and ‘+’ (c)74 (d)79 13. Rashmi walked 20 meters towards 5. In the following question, select the north. Then she turned right and related word from the given walks 40 meters. Then she turns right alternatives. and walks 35 meters. Then she turns JX: DR :: ? left and walks 15 meters. Finally she (a)PN: JH (b)OP: JG turns left and walks 15 meters. In (a)48 (b)72 (c)AD: FH (d)MP: GI which direction and how many (c)35 (d)120 meters is she from the starting 17. If the circle represents the cricketers, Direction(6-7): In the following position? rectangle represents the wrestlers and question, select the odd number/letter (a)45 meters east diamond represents the athletes, then from the given alternatives. (b)35 meters west which of the following represents 6. (a)7324 (b)9324 (c)45 meters west those wrestlers who are cricketers? (c)5316 (d)3716 (d)55 meters east 7. (a)JGDA (b)CZWT 14. In the following question,a statement (c)EBXU (d)SPMJ is given followed by two course of 8. Arrange the following words as per action assuming everything given in order in the dictionary. the statement is true, decide which 1) Story 2) Start of the option logically worth 3) Saint 4) Shop pursuing. 5) Stair (a)12345 (b)35421 (a) a+b (b) e+b (c)34521 (d)34512 (c) e+d (d) b

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18. Some equations have been solved on (b) Friday the basis of a certain operation. Find (c)Saturday the correct answer for the unsolved (c) (d) (d)Tuesday equation on that basis. 25. In this question, the sets of symbols If 73 * 17 = 45 and 68 * 40 = 54, then given in the alternatives are 22. In the following questions, you are 83 * 15 = ? represented. The columns and rows of given a figure (X) followed by four (a)49 (b)64 Matrix I are represented by &,@,#,$,* alternative figures (a), (b), (c), and (c)69 (d)79 . A letter from this matrix can be (d) such that figure (X) is embedded 19. From the given options,which figure represented first by its row and next in one of them. Trace out the cannot be formed by folding the by its column, e.g., ‘N’ can be alternative figure which contains fig. figure given in the question ? represented by &@, @*, etc, and ‘D’ (X) as its part. Question figure : can be represented by *&,$* etc. Similarly you have to identify the set for the word ‘DRUM’ MATRIX-I

& @ # $ * & R N M D U @ M D R U N Answer figure: # U R D N M $ N U M R D * D M U N R

(a) (b) (a) @&, $$, &*, $# (a)Figure (A) (b) @@, $$, &*, $# (b)Figure (B) (c) @@, $#, &*, $@ (c)Figure (C) (d) &$, $$, ##, $# (d)Figure (D) (c) (d) 20. Which of the following diagram ENGLISH LANGUAGE indicates the best relation between Direction(23):A circular sheet of paper Direction (Q. No.26-30) : Read the Males, Fathers, Engineers. passage carefully and choose the most (a) None of these is folded in particular manner, punched once and then unfolded. Find appropriate answer to each question out out manner in which the paper was of the four alternatives. folded and punched from amongst the It is not luck but labour that makes good (b) answer figure. luck, says an American author, is ever waiting for something to turn up; labour with keen 23. eyes and strong will power turns up Question figure: something. Luck lies in bed and wishes the postman would bring him news of a legacy, (c) labour turns out at six and with busy pen and ringing hammer lays the foundation of competence. Luck whines, labour watches, luck relies upon chance, labour upon (d) Answer figure: character. Luck slips downwards to self- indulgence; labour strides upwards and 21. Identify the figure that completes the aspires to independence. The conviction, pattern. therefore, is extending that diligence is the (a) (b) mother of good luck. In other words, a man’s success in life will be proportionate to his efforts, to his industry to his attention to small things. (c) (d) 26. Which one of the following words in the 24. Kavya’s birthday is on Tuesday 4th passage indicates that the writer does July. On what day of the week will not ultimately reject the element of (a) (b) be Anika’s Birthday in the same year, luck? if Anika was born on 15th August? (a) ‘Luck whines’ (a)Wednesday

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(b) ‘Diligence is the mother of good (d) (d) Consternation luck’ 33. It had laid (a)/in the closet (b)/for a Direction (Q.No.41–42): In the following (c) ‘Luck wishes the postman would week before we found it.(c)/ No error questions, a part of sentence is printed bring him news’. (d) in BOLD. Below are given alternatives (d) ‘Luck is ever waiting.’ to the bold part a, b and c which may be 27. Which pair of words means the same Direction (Q. No.34-36) : In the improved the sentence. Choose the thing? following questions, sentences are given correct alternative in case no (a) Labour and industry with blanks to be filled in with an improvement is needed your answer is (b) Industry and legacy appropriate word. Four alternatives are d. (c) Diligence and legacy suggested for each question. Choose the correct alternative out of the four. (d) Legacy and labour 41. If you were the Prime Minister of India 28. Which one of the following, statements 34. There are not solitary, free living what steps would you have taken to sums up the meaning of the passage? creatures; every form of life is ______end unemployment? (a) Luck waits and complains without other forms. (a) will you take working while labour achieves (a) dependent on (b) will you be taking success although it complains. (b) parallel to (c) would you take (b) Luck is self indulgent, but labour (c) overshadowed by (d) No improvement is selfless. (d) segregated from 42. A high school student is not even (c) Luck often ends in defeat but 35. I will take ______now as I have understanding the basics of labour produces luck. another’s appointment somewhere Chemistry and Physics. (d) Luck waits without exertion, but else. (a) does not understand even. labour exerts without waiting. (a) departure (b) was not even understanding. 29. ______Labour turns out at six and (b) my leave (c) has even not understood. with busy pen and ringing hammer lays (c) permission (d) No improvement. the foundation of competence. What (d) leave from work does this statement mean? 36. A garden knife is ______used for right Direction (Q.No.43–44): In the following questions, four alternatives are given for (a) Labour lays the foundation of the pruning. the Idiom/Phrase printed in bold in the building. (a) generally sentence. Choose the alternative which (b) The writer and the labourer are (b) compulsorily best expresses the meaning of the Idiom/ the true eyes of the society. (c) systematically Phrase. (c) There is no worker who works so (d) daily hard as the labourer who begins 43. I tried to feel his pulse on the issue, his day at six in the Direction (Q. No.37-38) : In the but in vain. morning. following questions, out of the four (a) find his views (d) Hard work of all kinds makes alternatives, choose the one which best (b) enlighten him people different. expresses the meaning of the given word (c) argue with him 30. Which one of the statements is true that is your answer. (d) guide him about the passage? 44. For this act of indifference he will be (a) Success depends only on hard 37. VENAL taken to task by the authority. luck. (a) Corrupt (a) he will get an official reprimand (b) Expectation of good luck always (b) Comprehensible from the authority. meets with disappointment. (c) Legible (b) he will be rewarded by the (c) Success is exactly proportionate (d) Forgivable authority to hard work. 38. AMELIORATE (c) he will tender his resignation to (d) Luck is necessary for success. (a) Improve (b) Degrade (c) Motivate (d) Agree the authority. Direction (Q. 31-33): In the following (d) he will be entrusted with an official questions, some parts of the sentences Direction (Q. No.39-40) : In the job. have errors and some are correct. Find following questions, out of the four Direction (Q. No.45-46) : In the out which part of a sentence has an error. alternatives, Choose the word that is following questions, four words are given The number of that part is your answer. opposite in meaning to the given word. in each question, out of which only one If a sentence is free from error, then your 39. AMORPHOUS word is correctly spelt. Find the correctly answer is (d) i.e. No error. (a) Amoral (b) Definite spelt word. 31. When one hears of the incident (a)/about (c) Perfect (d) Irregular 45. (a) Revolutionize the plane crash (b)/he feels very 40. ADULTERATION (b) Revoulutionize sorry.(c)/ No error (d) (a) Purification (c) Revvolutionize 32. I went there (a)/with a view of survey (b) Normalization (d) Reevolutionize (b)/the entire procedure.(c)/ No error (c) Rejuvenation

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46. (a) Disentry 58. The ratio of age between A and B is 6:5 52. If sec2 θ  1 3 tan (b) Dysentry 9 (c) Diesentry  3 1  0 , then the value of tan and the age of each C and D is times (d) Dysentery θ 10 θ - that of B. Age of F is less than A but Direction (47-48): In these questions out greater than B. The ratio of ages of the four alternatives choose the one (a) 0 (b) 3 between B and E is 2:3. Also age of A is which can be substituted for the given 3 years less than E . What is the ratio words/sentence. (c) (d) 1 3 1 3 of ages of A and F if all the ages are in 47. A person who attends to the diseases of 53. A swimming pool has 3 drain pipes. The integers ? the eye is an first two pipes A and B , operating (a) 12:11 (b) 9:7 a) Oculist simultaneously, can empty the pool in (c) 24:19 (d) 12:13 b) Optimist half the time than that of taken by C 59. A merchant buys 4000 kg of wheat. One c) Obstetrician alone. Pipe A , working alone , takes –fifth of which he sells at a gain of 5 % d) Optician half the time taken by pipe B. Together , one –fourth at a gain of 10 % , one – 48. The study of worms and insects they take 6 hrs 40 minutes to empty half at a gain of 12 %, and the remainder a) Taxidermy the pool . Time taken by pipe A to at a gain of 16 % . If he had sold the b) Entomology empty the pool , in hours, is whole at a gain of 11 %, he would have c) Ornithology (a) 10 (b) 15 made Rs.72.80 more . What was the d) Paleontology (c) 30 (d) 7 cost price of the crop per KG ? 54. A trader allows a trade discount of 20% (a) Rs.2 (b) Rs.2.26 Direction (Q. No. 49-50): In the following (c) Rs.2.50 (d) None of these questions, a sentence has been given in 1 and a cash discount of 6 % on the 60. A sum of Rs.725 is lent in the beginning Active/Passive Voice. Out of the four 4 of a year at a certain rate of interest . alternatives suggested, select the one marked price of the goods and gets a After 8 months , a sum of Rs.362.50 which best expresses the same sentence net gain of 20% of the cost. By how more is lent but at the rate twice the in Passive/Active Voice. much above the cost should the goods former. At the end of the year , Rs.33.50 is earned as interest from both the loans 49. They will laugh at you. be marked for the sale ? . What was the original rate of interest a) You will have been laughed at by (a) 70 % (b) 60% (approx) ? them (c) 50 % (d) 40 % (a) 3.5 % (b) 4.5 % b) You can be laughed at by them. 55. For x = 2y +6, the value of (c) 5 % (d) 6 % c) You may be laughed at by them 3 3 x  8y  36xy - 261 is 61. A reservoir is in the shape of a frustum d) You will be laughed at by them. of a right circular cone. It is 8 m across 50. Trespassers shall be prosecuted. (a) 4 (b) 0 at the top and 4 m across the bottom. a) The authorities might prosecute (c) -2 (d) -1 It is 6 m deep . Find the area of its trespassers. 56. X and Y are centres of circles of radii 9 curved surface. b) The authorities can prosecute cm and 2 cm respectively, XY = 17 cm. (a) 119.26 m2 (b) 162.3 m2 trespassers. Z is the centre of a circle of radius r cm (c) 452 m2 (d) 181.6 m2 c) The authorities shall prosecute which touches the above circles 0 62. Area enclosed by the equations y =|x|-5 trespassers. externally. Given that XZY = 90 , in xy –co-ordinates system is d) The authorities may prosecute the value of r is (a) 50 sq. unit trespassers. (a) 13 cm (b) 6 cm (b) 20 sq. unit (c) 9 cm (d) 8 cm QUANTITATIVE APTITUDE (c) 25 sq. unit 3 (d) 52 sq. unit 57. If sin θ = then, 63. At the foot a mountain the elevation of 51. If n = 7 + 4 3 , then the value of 4 its summit is 450, after ascending 2 2 1000m towards the mountain up a  1  cosec θ  cot θ slope of 300 inclination, the elevation  n   is 2 is equal to 0  n  sec θ 1 is found to be 60 . The height of the mountain is (a) 2 3 (b) 4 5 7 (a) 1.366 km (b) 1.633 km (a) (b) (c) 1.636 km (d) 1.363 km 3 3 (c) – 4 (d)  2 3 64. ABCD is a square . The diagonals AC and BD meet at O. Let K and L be the 2 3 points on AB such that AO = AK, BO (c) (d) 3 2

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= BL , If θ =  LOK, then what is (c) 11 (d) 3 (d) Harshavardhana 77. Who founded the Prathana Samaj ?   9    the value of θ ?   21 1    (a) Bal Shastri Jambekar 0 0   441 1   (a) 75 (b) 60 8   of 60%-   255 7  4  ? (b) Atamaram Pandurange 71.   5 5   (c) 450 (d) 300     (c) Ganesh Vasudeo Joshi      65. What is the possible expression for the   (d) Mahadev Govind Ranade 3rd dimension of the cuboid 12ky2 + (a) 10 (b) 15 78. Which of the following was not one the 8ky -20k, if the two of its dimensions (c) 7 (d) 16 techniques of ‘Satyagraha’ advocated are (y – 1) and 4k ?  1 1 1 1  by Mahatma Gandhi? (a) 3y + 2 (b) 2y +3 72.     ......   1 2 2 3 3 4 99100 (a) Ahimsa (c) 3y + 5 (d) 3y - 5 (b) Fasting is equal to 66. A square field of area 31684 sq. m is to (c) Civil Disobedience be surrounded by the barbed wire. The 1 99 (d) Non-Cooperation wire to be fixed at the height of 1,2,3, (a) (b) 79. Which battle was fought in 1565? & 4 m above the ground . If the length 9900 100 (a) Battle of Chanderi of the wire required to cover the field (b) Battle of Chausa once is 5 % more than the actual length, 100 1000 (c) Battle of Talikota (c) (d) then how long the wire will be required? 99 99 (d) Battle of Khanua (a) 2390.4 m (b) 2590.6 m 80. Who among the following is directly (c) 2785.8 m (d) 2990.4 m Direction (73-75) : The numbers in the responsible to Parliament for all 67. The average age of Sachin and Ganguli bracket give the maximum marks in each matters concerning the Defence is 35 years . If Kaif replaces Sachin , subject. Services of India? the average become 32 years and if Kaif The following table gives the percentage (a) Cabinet Committee on political replaces Ganguli , then the average age of marks obtained by seven students in affairs becomes 38 years . If the average age six different subjects in an examination (b) President of Dhoni and Irfan be half of the average . study it and answer the question given (c) Prime Minister age of Sachin, Ganguli and Kaif, then below it. (d) Defence Minister the average age of all the five people is 81. Which of the following is in the (a) 28 years (b) 32 years Students Subject (maximum Marks ) Concurrent list in the constitution of (c) 25 years (d) 26 years Maths Chem Phys Geogr History Computer India? (150) istry ics aphy (60) Science 68. A cylinder which has the capacity of (130) (120) (100) (40) (a) Population control and family eight litres contains a mixture of Golu 90 50 90 60 70 80 planning oxygen and nitrogen. The volume of Mithi 100 80 80 40 80 70 (b) Public health and sanitation oxygen in the cylinder is 16 % of total Suraj 90 60 70 70 90 70 (c) Capitation taxes Gapplu 80 65 80 80 60 60 volume . A few litres of the mixture is Mahi 80 65 85 95 50 90 (d) None of the above released and an equal amount of Khushi 70 75 65 85 40 60 82. In which article every minister and nitrogen is added. Then the same Sheetal 65 35 50 77 80 80 advocate General have the right to amount of the mixture as before is a speak and take part in the proceeding released and replaced by nitrogen for 73. What are the average marks obtained by of either house of state legislature: the second time . As a result the oxygen all seven students in physics ? (Round (a) Article – 174 content becomes 9 % of total volume, off two digits after decimal) (b) Article – 177 find the amount of mixture released each (a) 77.26 (b) 89.14 (c) Article – 178 time? (c) 91.37 (d) 96.11 (d) Article 182 (a) 2 litres (b) 2.5 litres 74. The number of students who obtained 83. The theory of Fundamental Rights (c) 1 litres (d) 0.5 litres 60% or above marks in all subjects is implies :- 69. A, B and C are situated at the bank of (a) 1 (b) 2 (a) Sovereignty of the people river which is flowing at a constant rate (c) 3 (d) 4 (b) Equality of opportunity for all . B is at an equal distance with A and C. 75. What was the aggregate of marks (c) Limited government A swimmer Avinash takes 10h to swim obtained by suraj in all subjects ? (d) equality of all before law from A to B and B to A. Also , he takes (a) 409 (b) 179 84. The surface of the sun which we see is 8h to swim from A to C in downstream. (c) 429 (d) 449 called: What is the ratio of speed of Avinash (a) Corona in still water and speed of stream ? GENERAL AWARENESS (b) Photo Sphere (a) 5 : 4 (b) 3 : 5 76. Who was the first king to have the image (c) Chromospheres (c) 2 : 5 (d) None of these of lord Buddha inscribed on his coins? (d) None of these 85. The soil which is a mixture of sand, clay 70. 491  492  493  494 is divisible (a) Ashok (b) Kanishka and silt is known as by (a) Loam soil (a) 17 (b) 13 (c) Dharmapala

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(b) Sandy soil (b) Willingness and ability of an C=3 and so on. 6 is subtracted to (c) Clayey soil individual to buy goods and determine the position values of the (d) Desert soil services at a given price and time. latter alphabets 86. Brain is covered with three layered cover (c) The desire of an individual for J(10) X(24) : D(4) R(18) called? goods and services needed by him. P(16) N(14) : J(10) H(8) (a) Pericardium (d) Ability of the society to buy 6. (b); (7-1) x (3+1) = 24 (b) Piameter goods and services (9-1)  (3+1) = 32 and not 24 (c) Duramater 96. What is the term for a general decrease (5-1)  (3+1) = 16 (d) Meninges in price levels within an economy? (3-1)  (7+1) = 16 87. Excretary organ of crab is – (a) Deflation 7. (c); The gap between the neighbouring (a) Malpighian Tutrules (b) Disinflation alphabets is of 2. (b) Green gland (c) Hyperinflation J_ _ G _ _ D _ _ A (c) Body surface (d) Stagflation C _ _ Z _ _ W _ _ T (d) Kidney 97. Which key is used in combination with S _ _ P _ _ M _ _ J 88. Unit of excretion is :- another key to perform a specific task? 8. (c); Arrangements of words as per (a) Kidney (b) Neuron (a) Function order in dictionary are as under:- (c) Nephron (d) Cell (b) Arrow 89. The plastic material commonly used for (c) Space Bar making gear wheels is (d) Control (a) Polyesters 98. Which country’s team has won the 2018 (b) Nylons Men’s Hockey Champions Trophy? (c) Bakelite (a) Belgium (d) Polystyrene (b) Argentina 90. The charcoal used to decolourise brown (c) Australia sugar solution is (d) India (a) Wood charcoal 99. Which company has bagged the Hence, c is the required answer. (b) Coconut charcoal broadcast rights of 2018 Khelo India 9. (b); There are 2 series: (c) Animal charcoal School Games (KISG)? A _ _ D _ _ G _ _ J (d) Sugar charcoal (a) Sahara W _ _ T _ _ Q _ _ N 91. Which of the following metals is used (b) Star Sports Clearly, there is a gap of two letters for the manufacture of heating elements (c) Adidas between two alternating series. provided in electric iron? (d) Reebok 10. (b); BEJS=> ’ B ’ ,then two alphabet (a) Nickel 100. What is the theme of the 2018 skipped ,then ’ E ‘ taken ,then 4 (b) Chromium International Day of Forests? alphabets skipped ,then ‘J ‘ taken, (c) Nichrome (a) Forests and Water then 8 (d) Tungsten (b) Forests and Energy alphabets skipped ,’S’ taken. 92. Eclipses occur due to which optical (c) Forests and Sustainable Cities KNSB => after ‘S ‘ 8 alphabets phenomena? (d) Forests and Life skipped ,T,U,V,W,X,Y,Z,then A, (a) Reflection these alphabets are skipped (b) Refraction  Same formula applied in all other (c) Rectilinear Propagation elements. (d) Diffraction UX?L => After X , 4 alphabets 93. Pure water is bad conductor of electricity EXPLANATIONS skipped ,’C ‘ taken . because it is :- So 4th term of given series is UXCL . (a) Feebly Ionized 1. (d); River Damodar is known as 11. (b) (b) Not volatile Bengal’s sorrow. (c) A very good solvent 2. (c); Gulliver’s Travels was written by (d) A non-polar solvent Jonathan Swift. 94. To measure the speed of an approaching 3. (a); The position values of the car a police officer shines alphabets are used where A=1, B=2, (a) Light waves on it C=3 and so on. 12. (b); Given equation in question (b) Microwaves on it P(16) L(12) : (12x2) (16x2)   7÷4×2+5÷3-4÷2-5=16 (c) Radio waves on it W(23) M(13) : (13x2) (23x2)   If we change sign ‘÷ ‘ and ‘ × ‘ then , (d) Ultra high frequency waves on it 4. (c); 50 = 16 * 3 + 2 7×4÷2+5×3-4×2-5 95. Demand means Similarly, 24 * 3 + 2 = 74 =>7×4÷2+5×3-4×2-5 (a) The desire of the society to buy Hence, option (C) is the right answer. => 7×2+15-8-5 certain necessities at a given price 5. (a); The position values of the =>14+15-8-5 per unit of time. alphabets are used where A=1, B=2, =>16

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13. (d); She moves from starting point A Value of Middle square is = Left = (27 + 15) = 42 Days 20 meters north wards up to B, then vertical squares(x) * Right vertical Number of extra days = 42/7 = 0 turns right & moved 40 meters up to square(y). (remainder) point C & then turns right & moves = 10 * 8= 80. Thus, day on 15 th Aug will be 35 meters up to point D & 15 meters For second figure: (Tuesday + 0) = Tuesday up to E Value of Middle square is = Left 25. b 26. b 27. a 28. a Diagram given below depicts the path vertical squares(x) * Right vertical 29. d 30. c traverse by Rashmi.. square(y). (31-33) = (9 - 4) * (7 + 6) = 65. 31-b; Use ‘a’ in place of ‘the’ Similarly, for third figure: 32-b; Use ‘surveying’ in place of ‘survey’ Value of Middle square is = Left as “ing” form must be used with the vertical squares(x) * Right vertical phrase with a view to. square(y). 33-a; Use ‘had been lying’ in place of ‘had = (13 - 11) * (16 + 8) = 48. laid’ Hence, option (a) is correct. 34. a 35. b 36. d 37. a 17. (b); Clearly, circle represents the 38. a 39. b 40. a 41. c cricketers, rectangle represents the 42. a 43. a 44. a 45. a AB=20 m, BC=40 m CD=35 m, wrestlers and diamond represents the 46. d 47. a 48. b 49. d DE=15 m, EF=15 m athletes. So, the required region is the 50. c AF=BC + DE =40+15=55 m one which is common to the circles 51. (b) So answer is 55m east of starting and rectangle. n  7  4 3 point. Hence, option (b) is the correct 14. (a); Crash landing without heeding answer  4  3  4 3 expert opinion is dangerous. Pilot 18. (a); 73 + 17 = 90/2 = 45 2 2 should look for a safe landing site and 68 + 40 = 108/2 = 54  2   3  2 2 3 only in case of emergency and when 83 + 15 = 98/2 = 49. 2 no other options are possible, crash Hence Answer = 49  2  3 landing should be done and pilot 19. (c) should always listen to air traffic 20. (a); All fathers are males. But some  1  1 controls advice and alerts. fathers or males are engineers. So,  n    2  3   n  2  3 15. (a) If males are represented as a big circle, fathers will represent the small circle 7  4 3 1 inside the big circle. Engineers will  represent the smallest circle touching 2  3 both the other circles. 4 2  3     4 2  3 52. (b) 21. (d) sec2 θ  1 3tan θ  3 1  0  1 tan2 θ  tanθ  3 tanθ 3 1 0  tan 2 θ  3 tan θ  tan θ 3  0 16. (a); All four figures are made by five  tan θtan θ 31tan θ 3 0 squares. The middle square value is the 22. (d); On observing the options we can  tan θ 3tan θ1  0 product of left vertical and right see that the figure given under option vertical squares. (d) is indeed embedded in the original  tan θ - 3 =0 or tanθ1  0 For first figure: figure. It has been represented below: Left vertical squares =value of first  tan θ = 3 or tanθ 1 square – value of second square. 53. (b) Let x hour = time taken by pipe A Left vertical squares x = 15 – 5 =10. alone to empty the pool Right vertical square y = value of first 2x hour = time taken by pipe B alone square + value of second square. to empty the pool Right vertical square y = 2 + 6 = 8. 23. (b) So, Time taken by pipe A & B together 24. (d); Total number of days from 4th to empty the pool July to 15th August

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x  2x 160 100  hours  100  60% 1 sin 2  x  2x 100  sin 2  2x 2 2 55. (b) x  2y  6  x hours = hours 3 3 9 3x 3  x  2y  6 1 7 4 7  Time taken by pipe C alone to  16  2    3 3  3  4 3 3  2  x  8y  3.x.2yx  2y  216   empty the pool   x  2 hours 3  4     x3  8y3  6xy6  216

4 3 3  x hours  x  8y  36xy  216  0 5 9 58. (a) Here , B  A, C = D = B, B 3 56. (b) XZ = r + 9 & YZ = r + 2 6 10  Part of the pool which will be empty when A,B & C work together 2 = E and E – A = 3 for one hour 3  1 1 3       5 2 part  B = A = E  x 2x 4x  6 3  4  2  3  A 4 5    part 2 2 2   or E = A  4x  XY  XZ  ZY E 5 4 172  r  92  r  22 9 5  part  E – A = A – A 4x 289 r2 18r 81r2 4r 4 4  Total time taken by A,B & C  2r 2  22r  85  289  0 1 working together to empty the pool  3  A  2r 2  22r  204  0 4 4x  A = 12   400 minutes 2 9  r 11r 102  0 E = 15 , B = 10, C = D = 9 and F = 11 [6 hour 40 minutes = 400 min]  r 2 17r  6r 102  0  A : F = 12 : 111 400 9 59. (d) In the given question, let the total  x  minutes  rr 17 6r 17  0 4 profit % be P %  r  6 r 17  0 = 900 minutes = 15 hours     Total profit 54. (b) Single equivalent discount of 20% &  r  6cm as -17 is not possible 1 1 1 p % =  5  10  12 1 3 5 4 2 another of 6 % sin  4 57. (b) θ 4   1 1 1  25  1     16 20 cosec2θ  cot 2 θ   5 4 2  25 4 Then ,  20%  %  % sec2 1 4 100 θ 5  1  103  1  6   16  % = 25 % discount 2 2 2  20  10 1 cos θ 1 cos θ When C.P = Rs.100 and gain 20% then  Now if he would have sold whole sin 2 sin 2 sin 2 S.P = Rs.120  θ θ  θ wheat 11% But Rs.120 = 75 % of M.P 1 1 cos2 θ 2 1 cos θ cos2 θ 103 100 11% - % = Rs.72.80  MP = 120  Rs.160 10 75 sin 2 θ cos2 θ cos2 θ  MP should be above CP by =   7 2 2 2  % = Rs.72.80 sin θ sin θ sin θ 10

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63. (a) 72.8010 a  1% = Rs. Here, AM = 7 2  100% = Rs.10,400  CP of crop / kg 10400 = Rs.  Rs.2.60 4000 60. (a) Let the original rate = R% New rate = (2R) % 725 R 1 362.50 2R 1 a a  A A  1000 m  1 km a 100 3100 1 2 LM =  and OM = 2 2 2  33.50 0 A2A1B1  30 In D OML  275 3  725R 0 TA 2B2  60  33.50100 3 a a In  A1A2Q   2 2  2900R  10050 A2Q tan  0 2 a  R  3.46 %  3.5% Sin 30 = A A 1 2 2 61. (a) 1 1 2 1 A Q  1  km= B B 2 2 2 2 1  2  2 1 …………….(i) 1 A Q cos 300  1 2 A1A2 3 3   A Q  1  km … 2 tan Curved surface area of a frustum 1 2 2  tan   2  πr  R ……….(ii)  1 tan 2 8 4 In  TB1A1 :- 2 Here, R =  4m, r = =2 m 2 2 0 TB1 x 2 2 1 tan 45    2 A B A B And   h 2  R  r 1 1 1 1 1 2 1 2 2 …………….(iii) 2 2   6  2  40 In :-  TA 2B2 2 2 1 2 2 1 Curved surface area    tans 1 3  2 2 2 2  2 22 1   2  4 40 x   tanθ 1 7 2  3  0 =119.26 m2 3  θ  45 x  65. (c) Volume of the cuboid 2 62. (c) |x|- y – 5= 0 12ky2  8ky  20k Area of two triangles formed by  x  1.366 km |x| - y - 5 = 0 64. (c) Let sides of a square be a.  4k3y2  2y  5 2 2 2 Then , AC = a and AO= OC =  c  c 5 2 2  2     4k3y  5y  3y  5  2ab  ab 11 a    4ky3y  513y  5 =25 Sq. unit 2  4ky 13y  5

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3rd dimension = 3y + 5 72. (b) 66. (d) Side of the square field 2d  8  4x  y  d ...(2)  1 1 1 1  x  y     ....  = 31684 =178 m 1 2 23 3 4 99100 Perimeter of the square field x  y  x  y d  10 1 1 1  4178  712m From (1), x  yx  y Tn =   Length of the wire required to cover nn 1 n n 1 the field once =105 % of 712 m d  2x 10x  yx  y [ By partial fraction ] = 1.05 712  xd = 5 ( x + y ) (x – y) = 747.6 m  1 1 1 Sn = 1       Total length of the wire d  2 2 3 From (2), xd  5  x  y 4 747.6  2990.4m 4 67. (a) Total age of S + G = 35  2 = 70  1 1  years . 5 5 .....     x  x  y 99 100 K + G = 32  2 =64 years 4 4 S + K = 38  2 = 76 years  1  1  70  64  76 x 5 Sn =   [ first term + last S  G  K  x  5y    100 2 y 1 99 210 70. (a) 491 1 4  42  43 term ]=  105 years   100 2  4911 4 16  64 73. (b) 105 Average of S + G + K = = 35 91 90% of120 80%of120 3  4 85   1 70%of120 80%of120 years    517  491 7  85%of120 65%of120   35 Divisible by 17.  50%of120 Average of D + I =  Sum of age     2 71. (d) of D + I = 35   9    1   21 1     520%of120 Average of S, G, K, D , I =  441 1  8  of 60%- 625 7 4 7   5 5     105  35     =28 years      624 5   89.14   3    7 68. (a) Let each time y amount of mixture   21 1    21 1  74. (b) From the table , it is clear the that releases  8   of 60% -  625  7  4   5 5    Suraj & Gapplu have 60% or more           marks in each of the six subjects. 2 y 75. (d) Aggeregate marks obtained by suraj     2 1    81   8   of 60% -  625  7  4 8 0.09  5 5  90%of150 60%of130           8 0.16   70%of120 70%of100   2 3 1      2 2  8   of   352  7  4  90%of 60 70%of 40   y   3   5 5 5    1       8 4  135  78  84  70  54  28       2 3 1     8      625  7  4  449   5 5 5    y 1 76. b 77. b 78. a 79. c   y  2 litres 80. d 81. a 82. b 83. c 8 4   1   84. c 85. a 86. d 87. b 69. (d) Let x = speed of Avinash in still  8    625  7  4 25  88. c 89. b 90. c 91. c water and y = speed of stream.   92. c 93. a 94. c 95. b d d  8  32  4  16 96. a 97. d 98. c 99. b  10 100. c x  y x  y ....(1) 

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LIST OF COUNCIL OF MINISTERS Prime Minister and also in-charge of: Personnel, Public Grievances and Pensions; Department of Atomic Energy; Department of Narendra Modi Space; and All important policy issues; and All other portfolios not allocated to any Minister. Rajnath Singh Home Sushma Swaraj External Affairs Arun Jaitley Finance and Corporate Affairs *(Absent due to illness) Piyush Goyal Railways, Coal, *Ministry of Finance & Corporate Affair Road Transport and Highways; Shipping; and Water Resources, Nitin Jairam Gadkari River Development and Ganga Rejuvenation. Suresh Prabhu Commerce and Industry. D.V. Sadananda Statistics and Programme Implementation. Gowda Uma Bharati Drinking Water and Sanitation. Ramvilas Paswan Consumer Affairs, Food and Public Distribution. Maneka Sanjay Women and Child Development Gandhi Ananthkumar Chemicals and Fertilizers; and Parliamentary Affairs Ravi Shankar Prasad Law and Justice; and Electronics and Information Technology Jagat Prakash Nadda Health and Family Welfare Ashok Gajapathi Raju Civil Aviation Pusapati Anant Geete Heavy Industries and Public Enterprises. Harsimrat Kaur Badal Food Processing Industries Narendra Singh Tomar Rural Development; Panchayati Raj; and Mines. Chaudhary Birender Steel. Singh Jual Oram Tribal Affairs Radha Mohan Singh Agriculture and Farmers Welfare. Thaawar Chand Social Justice and Empowerment. Gehlot Smriti Zubin Irani *Textiles Science and Technology; Earth Sciences; and Environment, Forest Dr. Harsh Vardhan and Climate Change. Prakash Javadekar Human Resource Development Petroleum and Natural Gas; and Skill Development and Pradhan Entrepreneurship. Nirmala Sitharaman Defence Mukhtar Abbas Naqvi Minority Affairs.

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MINISTERS OF STATE (INDEPENDENT CHARGE)

Rao Inderjit Singh Planning; and Chemicals and Fertilizers. Santosh Kumar Labour and Employment. Gangwar Ayurveda, Yoga and Naturopathy, Unani, Siddha and Shripad Yesso Naik Homoeopathy (AYUSH). Giriraj Singh Micro, Small and Medium Enterprises. Development of North Eastern Region; Prime Minister’s Office; Dr. Jitendra Singh Personnel, Public Grievances and Pensions; Department of Atomic Energy; and Department of Space. Dr. Mahesh Sharma Culture; and Environment, Forest and Climate Change. Manoj Sinha Communications; and Railways. Col. Rajyavardhan Youth Affairs and Sports; and Information and Broadcasting. Singh Rathore Raj Kumar Singh Power; and New and Renewable Energy Hardeep Singh Puri Housing and Urban Affairs. Alphons *Tourism Kannanthanam

FOUNDER OF IMPORTANT e-COMMERCE Paytm Vijay Shankar Sharma Zomato Deepinder Goyal & Pankaj Chadha Flipkart Sachin & Binny Bansal Shopclues Sanjaya Sethi In mobi Naveen Tiwari Jabong Pravin Sinha Snapdeal Kunal Bahl & Rohit Bansal Quikr Pranay Chulet OLA Cabs Bhavish Aggarwal Amazon Jeff Bezos MINISTERS OF STATE

Shiv Pratap Shukla Finance. Parliamentary Affairs; and Statistics and Programme Vijay Goel Implementation. Ashwini Kumar Health and Family Welfare. Chaubey Virender Kumar Women and Child Development; and Minority Affairs Anantkumar Hegde Skill Development and Entrepreneurship. Gajendra Singh Agriculture and Farmers Welfare. Shekhawat

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Human Resource Development; and Water Resources, River Dr. Satya Pal Singh Development and Ganga Rejuvenation. General(Retd.) V.K. External Affairs. Singh Santosh Kumar Finance Gangwar Faggan Singh Kulaste Health and Family Welfare S.S. Ahluwalia Drinking Water and Sanitation. Ramdas Athawale Social Justice and Empowerment. Ram Kripal Yadav Rural Development. Haribhai Parthbhai Mines; and Coal. Chaudhary Giriraj Singh Micro, Small and Medium Enterprises Hansraj Gangaram Ahir Home Affairs. Ramesh Chandappa Drinking Water and Sanitation Jigajinagi Rajen Gohain Railways. Parshottam Rupala Agriculture and Farmers Welfare; and Panchayati Raj. M.J. Akbar External Affairs. Upendra Kushwaha Human Resource Development. Radhakrishnan P. Finance; and Shipping. Kiren Rijiju Home Affairs Krishan Pal Social Justice and Empowerment. Jasvantsinh Sumanbhai Tribal Affairs. Bhabhor Vishnu Deo Sai Steel Sudarshan Bhagat Tribal Affairs. Y.S. Chowdary Science and Technology; and Earth Sciences Jayant Sinha Civil Aviation. Babul Supriyo Heavy Industries and Public Enterprises. Sadhvi Niranjan Jyoti Food Processing Industries. Vijay Sampla Social Justice and Empowerment. Parliamentary Affairs; and Water Resources, River Development Arjun Ram Meghwal and Ganga Rejuvenation. Ajay Tamta Textiles Krishna Raj Agriculture and Farmers Welfare. Road Transport and Highways; Shipping; and Chemicals and Mansukh L. Mandaviya Fertilizers. Anupriya Patel Health and Family Welfare

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S. STATE AND U.T. CHIEF MINISTER GOVERNOR NO 1 Andaman & Nicobar U.T. Devendra Kumar Joshi 2 Andhra Pradesh N. Chandrababu Naidu Shri. E. S. L. Narasimhan 3 Arunachal Pradesh Pema Khandu B.D. Mishra 4 Assam Sarbananda Sonowal Jagdish Mukhi 5 Bihar Nitish Kumar Lal Ji Tondon 6 Chandigarh U.T. V.P. Singh Bandore 7 Chhattisgarh Dr. Raman Singh Anandiben Patel 8 Goa Manohar Parrikar Mridula Sinha 9 Gujarat Vijay Rupani Shri Om Prakash Kohli 10 Haryana Manohar Lal Khattar Satyadev Narayan Arya 11 Himachal Pradesh Jai Ram Thakur Acharya Dev Vrat 12 Jammu and Kashmir Satyapal Malik 13 Jharkhand Raghubar Das Draupadi Murmu 14 Karnataka H.D. Kumaraswami Vajubhai Rudabhai Vala 15 Kerala PinarayiVijayan P. Sathasivam 16 Madhya Pradesh Shri Shivraj Singh Chouhan Anandiben Patel 17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao 18 Manipur N. Biren Singh Najma Heptullah 19 Meghalaya Conard Sangam Tathagata Roy 20 Mizoram Lal Thanhawla Kummanam Rajasekharam 21 Nagaland Neiphiu Rio Shri Padmanabha Balakrishna Acharya 22 New Delhi ArvindKejriwal Anil Bijal 23 Odisha Sh. Naveen Patnaik Ganeshi Lal 24 Puducherry V. Narayanasamy Kiran Bedi 25 Punjab Captain Amarinder Singh V P Singh Badnore 26 Rajasthan Vasundhara Raje Kalyan Singh 27 Sikkim ShriPawan Kumar Chamling Ganga Prasad 28 Tamil Nadu Eddappadik Palaniswami Banwaril Lal Purohit 29 Telangana K Chandrasekhar Rao ESL Narasimhan 30 Tripura Biplap Kumar Dev Kaptan Singh Solanki 31 Uttar Pradesh Yogi Aditya Shri Ram Naik 32 Uttarakhand Trivendra Singh Rawat Baby Rani Maurya 33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi 34 Dadra and Nagar Haveli U.T. Prafula Khodapatel 35 Daman and Diu U.T. Prafula Khodapatel 36 Lakshadweep U.T. Farooq Khan

103 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 BUREAUCRATS 1. National Security Adviser-Ajit Doval 2. Cabinet Secretary of India-Pradeep Kumar Sinha 3. Attorney General of India-K. K. Venugopal 4. Solicitor General of India-Tushar Mehta 5. Home Secretary-Rajiv gauba 6. Finance Secretary-Hasmukh Adhia 7. Foreign Secretary-Vijay Keshav Gokhale 8. Defence Secretary- Sanjay Mitra 9. Secretary-General of the Lok Sabha-Snehalata Srivastava (She succeed Anup Mishra) 10. Secretary-General of the Rajya Sabha-Desh Deepak Verma 11. Speaker, Lok Sabha- Sumitra Mahajan 12. Deputy Speaker, Lok Sabha- M. Thambidurai 13. Deputy Chairman, Rajya Sabha-PJ Kurien 14. Principal Scientific Adviser-R. Chidambaram 15. Director,National Technical Research Organisation-Alok joshi 16. Chief Economic Adviser-Arvind Subramanian 17. Permanent Representative of India to the United Nations-Syed Akbaruddin 18. Chairman, Railway Board-Ashwani Lohani 19. Chief Justice of India-Ranjan Gogi 20. Comptroller and Auditor-General of India-Rajiv Mehrishi 21. Chief Election Commissioner of India-Om Prakash Rawat 22. Election Commissioner-Sunil Arora 23. Chairperson, NITI Aayog-Prime Minister N.Modi 24. Vice President, NITI Aayog-Rajiv Kumar 25. CEO, NITI Aayog- Amitabh Kant 26. Defence Research and Development(DRDO) Secretary -G. Satheesh Reddy 27. Principal Secretary to PM - Nirpendra Mishra 28. Director, Enforcement Directorate-Kamal Singh

PERMANENT COMMISSIONS OFFICE-HOLDERS 1. Chairman, National Human Rights Commission of India-H. L. Dattu 2. Chairman, Central Vigilance Commission-K. V. Chowdhary 3. Chairman, Central Information Commission-R. K. Mathur 4. Chairperson, Central Board of Direct Taxes -Sushil Chandra 5. Chairman, National Commission for Minorities-Syed Ghayorul Hasan Rizvi 6. Chairman, National Commission for Scheduled Castes-Ram Shankar Katheria 7. Chairman, National Commission for Scheduled Tribes -Nand Kumar Sai 8. Chairman, National Commission for Backward Classes- vacant 9. Chairman, National Commission for Women-Jayanti Patanaik 10. Chairman, Atomic Energy Commission of India-Sekhar Basu 11. Chairman, ISRO-K. Sivan 12. Chairman, National Forest Commission-B. N. Kirpal 13. Chairman, Union Public Service Commission-Aravinda Saxena 14. Chairman, University Grants Commission-Dhirendra Pal Singh 15. Chairman, Central Water Commission-Narendra Kumar 16. Director, Space Applications Centre-Tapan Misra 17. Chairman, Competition Commission of India-Devender Kumar Sikri 18. Chairman, CBSE (Central Board of Secondary Education)-Anita Karwal 19. Chairperson, Central Board of Excise & Customs-Ms. Vanaja N. Sarna 20. Chairman, FSSAI(Food Safety and Standards Authority of India)-Ashish Bahuguna

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21. Chairman, National Highways Authority of India-Yaduvir Mallick 22. Chairman, Central Board of Film-Prasoon Joshi 23. Chairman, Children’s Film Society of India-Mukesh Khana 24. Chairman, Press Council of India -CK Prasad 25. Chairman, Press Trust of India-Viveck Gonka 26. Chairman, Telecom Regulartory Authority of India (TRAI)-Ram Sevak Sharma 27. Chairperson, National Green Tribunal-Umesh Dattatraya Salvi 28. Director, NCERT(National Council of Educational Research and Training)-Hrushikesh Senapaty 29. Director General, Archaeological Survey of India-Rakesh Tewari 30. Chairperson, Staff Selection Commission -Ashim Khurana 31. Director General, Delhi Metro Rail Corporation-Mangoo Singh DEFENCEAND SECURITY 1. Chief of the Army Staff-General Bipin Rawat 2. Chief of the Air Staff-Air Chief Marshal Birender Singh Dhanoa (also Chairman of Joint Chiefs of Staff Committee) 3. Chief of the Naval Staff-Admiral Sunil Lanba 4. Chief of Integrated Defence Staff-air marshall p p reddy 5. Director, Research and Analysis Wing-Anil Dhasmana 6. Director, Intelligence Bureau-Rajiv Jain 7. Director General, Military Intelligence-Lieutenant General K. G. Krishna 8. Director, Central Bureau of Investigation-Alok Kumar Verma 9. Director General, Border Security Force-Rajni Kant Mishra 10. Director General, Central Reserve Police Force-Rajiv Rai Bhatnagar 11. Director General, Central Industrial Security Force-O. P. Singh 12. Director General, Indo-Tibetan Border Police-R. K. Pachnanda 13. Director General, National Security Guard-Sudeep Lakhtakia 14. Director General, National Investigation Agency-Y.C. Modi 15. Director General, National Disaster Response Force-Sanjay Kumar 16. Director General,SSB-S.S. Deswal HEADS OF FINANCIAL BODIES 1. Chairman, 14th Finance Commission of India-Y. Venugopal Reddy, 15th Finance Commission-N.K. Singh 2. Governor of Reserve Bank of India-Urjit Patel 3. Chairman, Securities and Exchange Board of India-Ajay Tyagi 4. Chairman, Insurance Regulatory and Development Authority of India-Subash Chandra Khuntia 5. Chairman, 7th Pay Commission-Ashok Kumar Mathur 6. Chairman, Small Industries Development Bank of India-Muhammad Mustafa 7. Chairman, Company Law Board-Mahesh Kumar Mittal 8. Chairman and Managing Director, Export-Import Bank of India- Yaduvendra Mathur 9. CEO and Managing Director, National Housing Bank-Sriram Kalyanaraman 10. Chairman, National Bank for Agriculture and Rural Development-Harsh Kumar Bhanwala 11. CEO and Managing Director, Industrial Finance Corporation of India-Dr. Emandi Sankara Rao 12. Chairman, National Stock Exchange-Ashok Chawla 13. Chairman, Bombay Stock Exchange-Sethuratnam Ravi 14. Chairperson, State Bank of India-Rajnish Kumar 15. Chairman, IDBI-Mahesh Kumar Jain 16. Chairman, Life Insurance Corporation of India-V. K. Sharma 17. President, Federation of Indian Chambers of Commerce and Industry-Pankaj Patel 18. Chairman, Pension Fund Regulatory and Development Authority-Hemant G. Contractor 19. President, Confederation of Indian Industry-Rakesh Mittal 20. President, ASSOCHAM-Sandeep Jajodia 21. Chairman, National Statistical Commission-Radha Binod Barman 22. Chairman of Indian Bank Associations- Rajeev Rishi 23. CMD & CEO of Indian Post Payment Bank (IPPB) - Suresh Sethi 

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Acronyms Abbreviations ACS Automated Clearing Systm. AD Authorized Dealer. CGRA Currency and Gold Revaluation Account. ADB Asian Development Bank. CIBIL Credit Information Bureau of India Limited Currency Management Information ADF Automated Data Flow CMIS System AEPS Aadhaar Enabled Payments Switch CNP Card Not Present AFS Annual Financial Statement. CPFF Commercial Paper Funding Facility AIC Agricultural Insurance Company. CPI Consumer Price Index. AIF Alternative Investment Fund CRAR Capital To Risk Weighted Asset Ratio. ALCO Asset Liability Committee CRISIL Credit Rating Information Services Of India ALM Asset Liability Management CRMD Credit Risk Management Department. AMFL Association of Mutual Funds in India. CRR Cash Reserve Ratio. AML Anti-Money Laundering CSR corporate social responsibility AMRMS Audit and Risk Monitoring Mechanism CTI Country Threat Index. ANBC Adjusted Net Bank Credit DPG Deferred Payment Guarantee APBS Aadhaar Payment Bridge System DPN Demand Promissory Note ARC Asset Reconstruction Companies DRAT Debt Recovery Appellate Tribunal ASBA Applications Supported Bank Accounts DRI Differential Rate Of Interest Associated Chambers of Commerce and DSCR Debt Service Coverage Ratio ASSOCHAM Industry of India. DTAA Double Taxation Avoidance Agreement. ATM Automated Teller Machine. European Bank for Reconstruction and EBRD BCBS Basel Committee on Banking Supervision Development. BCSBI Banking Codes and Standards Board of India ECB External Commercial Borrowings. BIS Bank for International Settlements. ECS Electronic Clearing System. BOE Bill of Exchange EDF Export Development Fund BOP Balance of Payments. EDI Electronic Data Internchange BOT Build,Operate and Transfer. EDP Entrepreneurship Development Programme BSCS Basel Committee on Banking Supervision. EEFC Exchange Earners’ Foreign Currency BSE Bombay Stock Exchange. EFTPOS Electronic Funds Transfer At Point Of Sale BSR Basic Statistical Returns. EIB European Investment Bank. CAD Current Account Deficit ELSS Equity Linked Saving Scheme. CAR Capital Adequacy Ratio EMI Equated Monthly Instalments CARE Credit Analysis and Research Limited EPFO Employees’ Provident Fund Organisation EPOS Electronic Point Of Sale CASA Current and Savings Accounts EPS Earning per Share CBLO Collateralized Bank Lending Obligations ESOP Employee Stock Options CBS Core Banking Solution. EXIM Export Import Bank of India. CCIL Clearing Corporation of India Limited FCA Foreign Currency Assets. CCL Cash Credit Limit FCCB Foreign Currency Convertible Bond CDB Caribbean Development Bank. FCNR Foreign Currency Non Resident Deposit Accounts Committee of Direction on Banking CDBS Statistics. FCNRA Foreign Currency Non resident Account. FDI Foreign Direct Investment. CDRS Corporate Debt Restructuring FEDAI Foreign Exchange Dealers Association Of India CDS Credit Default Swap. FERA Foreign Exchange Regulation Act. Comprehensive Economic Partnership CEPA Federation of Indian Chambers of Commerce and Management. FICCI Industry. CFRA Combined Finance and Revenue Accounts.

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FII Foreign Institutional Investor. KCC Kisan Credit Card Financial Information Network and FINO Operation Limited KMB Kotak Mahindra Bank. FIPB Foreign Investment Promotion Board. KVB Karur Vysya Bank. FPI Foreign Portfolio Investment. KVIC Khadi and Village Industries Corporation FTA Free Trade Agreement. KVP Kisan Vikas Patra GAAR General Anti Avoidance Rule. KYC Know Your Customer Guidelines GDR Global Depository Receipt. LAB Local Area Bank. GFD Gross Fiscal Deficit. LAF Liquidity Adjustment Facility GIRO Government Internal Revenue Order. LAMPS Large Sized Adivasi Multipurpose Societies GMS Gold Monetisation Scheme LDB Land Development Bank. GSTN Goods and Services Network LERMS Liberalized Exchange Rate Management System HDFC Housing Development Finance Corporation. LIBOR London Inter Bank Offered Rate. IADB Inter American Development Bank. LIC Life Insurance Corporation Of India IAS Integrated Accounting Systems LTCG Long-Term Capital Gains IBBI Insolvency and Bankruptcy Board of India LTN Long Term Note International Bank for Reconstruction and MCA Ministry Of Company Affairs IBRD Development MCLR Marginal Cost Of Lending Rate IBU International Banking Unit MFDF Micro Finance Development Fund ICA Indian Council of Agricultural Research. MIBOR Mumbai Inter Bank Offer Rate. Industrial Credit and Investment Corporation ICICI MICR Magnetic Ink Character Recognition of India. MIS Management Information System Investment Information and Credit Rating ICRA MSS Market Stabilisation Scheme Agency of India Limited MTN Medium Term Note IDB Islamic Development Bank. MUDRA Micro Units Development And Refinance Agency IDBI Industrial Development Bank of India. National Bank For Agricultural And Rural IDR Indian Depository Receipts. NABARD Development. Institute for Development and Research Of IDRBT Banking NAS National Account Statistics. IEPF Investors Education and Protection Fund NAV Net Asset Value. IFC International Finance Corporation NBC Non Banking Companies. IIB International Investment Bank. NBFC Non Banking Finance Companies IIBF Indian Institute of Banking and Finance. NDA Net Domestic Asset IMF International Monetary Fund. NDS Negotiated Dealing Systems IMPS Immediate Payment Service NDTL Net Demand And Time Liability IMT Instant Money Transfer NECS National Electronic Clearing System IOB Indian Overseas Bank. NEFT National Electronic Funds Transfer System. IPO Initial Public Offering NFA No Frills Account. IPPB India Post Payments Bank NFC Non Banking Finance Companies. IRBI Industrial Reconstruction Bank Of India. NFS National Financial Switch Insurance Regulatory and Development NHB National Housing Bank. IRDA Authority of India NIB Nordic Investment Bank. IROs Interest rate options NPA Non Performing Assets. IRR Internal Rate Of Return. NPCI National Payments Corporation Of India International Standard Industrial ISCI NPS National Pensions Scheme. Classification NPV Net Present Value

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1. The Election Commission of India is introducing the unique internet based mobile app C-vigil in the upcoming assembly polls. 2. The Uttar Cabinet on October 16, 2018 approved the proposal of the state government to rename the city of ‘Allahabad’ as ‘Prayagraj’. 3. In a first, the Uttar Pradesh government has approved the setting up of a political training institute in Ghaziabad. 4. Arunachal Pradesh Government launched the Chief Minister’s Sashakt Kisan Yojana and Chief Minister’s Krishi Samuh Yojana in Itanagar. 5. Haryana to set up anti-terror force ‘Kavach’. The headquarters of Kavach would be at Gurugram. 6. Jharkhand to become partner state at Goa International Film Festival 7. Maharashtra govt launches website Maha Madat, to analyse drought situation 8. Manipur declared as 23rd open defecation free state: CM N Biren Singh 9. Union Ministry of Skill Development and Entrepreneurship has launched Closing the Skills Gap Task Force in India in collaboration with World Economic Forum (WEF). 10. National Dolphin Research Centre (NDRC) will be set up on the banks of the Ganga river in Patna University campus in Patna, capital of Bihar. Gangetic river dolphin is India’s national aquatic animal. 11. Chennai based Geographical Indication Registry and Intellectual Property India has granted Alphonso mango from 5 districts of Maharashtra gets Geographical Indication (GI) tag. 12. Government has inked $110 million loan agreement with Asian Development Bank (ADB) to upgrade all-weather rural roads in Madhya Pradesh under Pradhan Mantri Gram Sadak Yojana (PMGSY). 13. As the present technological world has entered into era of modern technological advancements in Telecom Sector such as 5G, Internet of Things (loT), Machine to Machine (M2M) communication etc. So, need was being felt to introduce customer focused and application driven policy for Indian Telecom Sector. 14. Ministry of Housing and Urban Affairs has partnered with Google to launch Loo Review campaign on Google Map to increase awareness and ease of locating public toilets across India. 15. NITI Aayog and United Nations in India signed Sustainable Development Framework for 2018-2022. The agreement is reflection of commitment and efforts made by India towards attaining Sustainable Development Goals. 16. Union Government has enhanced its contribution in State Disaster Response fund (SDRF) from 75% to 90%. Now, Central government will contribute 90% and all States will contribute 10% to the SDRF. 17. United States and India have formed ‘USAID-India End TB Alliance comprising leading experts in public and private sectors to combat the menace of tuberculosis. 18. Union Tourism Minister KJ Alphons presented the National Tourism Awards 2016-17 and launched the ‘Incredible India’ mobile app and the “Incredible India Tourist Facilitators Certification” programme on the occasion of World Tourism Day. He said India will be the host country for official World Tourism Day celebrations for the UNWTO, in 2019. 19. In a bid to battle the issue of counterfeit drugs in India, NITI Aayog joined hands with Cloud major Oracle, Apollo Hospitals and global pharmaceutical manufacturer Strides Pharma Sciences to pilot a real drug supply chain, using Blockchain decentralised ledger and Internet of Things (IoT) software. 20. Department of Financial Services (DFS), Ministry of Finance and National Informatics Centre (NIC) have jointly developed a mobile app called Jan Dhan Darshak as a part of financial inclusion (FI) initiative. 21. Union Railway Ministry has launched Rail Heritage Digitisation Project in collaboration with Google Arts and Culture Association. 22. Thiruvananthapuram is all set to play host to the 8th Asian Yoga Sports Championship, which will be held at the Jimmy George indoor stadium from September 27 to 30.

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23. Odisha government has decided to adopt the ‘No Work No Pay’ policy with regard to the strike by the block grant teachers and lecturers. 24. BJP president Amit Shah asked the Railways and the Rajasthan government to set up a research centre at Dhankya, where Pandit Deendayal Upadhyaya spent his early years, to explore the principles of integral humanism and upliftment of weakest sections. 25. The city is all decked up to host a three-day international conference, ‘Smart City Expo India 2018’ at Jaipur Exhibition & Convention Centre (JECC) in Sitapura. 26. Vice President M Venkaiah Naidu inaugurated a national literary and intellectual conference- “Lok Manthan 2018” at Khel Gaon in Ranchi. 27. In a verdict which only strengthens the concept of ‘gender equality’, the Supreme Court lifted the ban on the entry of women in Sabarimala temple, Pathanamthitta Districtý, Kerala. ý 28. India will organise ‘Gandhi March’ from the iconic Peace Palace at the Hague to Grote Kerk to launch the two-year long celebrations of the 150th birth anniversary of Mahatma Gandhi. 29. China will hold the fifth World Internet Conference (WIC) in its river town of Wuzhen in November. 30. The UAE will host the Interfaith Alliance Forum in Abu Dhabi on 19th and 20th November. 31. Typhoon Trami hit Japan’s southern island of Okinawa with a maximum speed of 216 kilometres per hour 32. In Madhya Pradesh, the first corn festival of the country is being held in Chhindwara. 33. The Kolkata Municipal Corporation, with the support of the Asian Development Bank launched the country’s first flood forecasting and early-warning system. 34. Tripura Government would set up a flute performance research institute to take out the traditional musical act and its eminence as a traditional musical instrument across the world. 35. The Goa government inked an MoU with Portugal and said that the coastal state was looking at the European nation, with which it has a historical link, for its model of development. 36. Jharkhand Chief Minister Raghubar Das said their government is constructing India’s biggest war memorial. 37. Nearly thousand people were killed when a powerful quake sent a tsunami barrelling into the Indonesian island of Sulawesi. 38. Union Health Minister JP Nadda has said that 1.5 lakh Primary Health Centres (PHCs) and sub-centres will be converted into wellness centers by 2022. 39. The Uttarakhand Assembly unanimously passed a resolution to declare cow the ‘Rashtra Mata’ or the mother of the nation. 40. Ministry of Petroleum & Natural Gas has launched Sustainable Alternative Towards Affordable Transportation (SATAT) aimed at providing sustainable alternative transportation. The initiative was launched with PSU Oil Marketing Companies (OMCs i.e. IOC, BPCL and HPCL). 41. Madhya Pradesh Government has announced creation of new district Niwari. It will be 52nd district of the state and came into effect from October 1, 2018. Niwari district has been carved out of the Tikamgarh district. 42. All India Council for Technical Education will establish country’s first AICTE Training and Learning (ATAL) Academy in Jaipur, capital of Rajasthan. 43. The World Health Organization (WHO) released SAFER, a new initiative and technical package outlining five high- impact strategies that can help governments reduce the harmful use of alcohol and related health, social and economic consequences.

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109 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF DECEMBER 2018 WHAT IS INTERNET OF THINGS Internet of Things Internet of Things (IoT) is the inter-linking of digital devices, machines, people and other objects etc with each other through wireless networks. It allows anything and everything to connect and communicate with each other. The basic idea behind IoT is that all the objects, people, and businesses etc. should be able to easily communicate with each other. The rapid development in the IoT is leading to the beginning of the next digital revolution. It has opened new frontiers in digital technology with multi-dimensional uses. Example:- One of the most highly visible and popular pieces of Internet of Things technology is the Nest, a smart thermostat that’s connected to the internet. The Nest learns your family’s routines and will automatically adjust the temperature based on when you’re home or away, awake or asleep, hot or cold, to make your house more efficient and help you save on heating and cooling bills. The mobile app allows you to edit schedules, change the temperature when you’re away from home, and even receive alerts when it looks like something has gone wrong with your heating or cooling system. The Philips Hue lighting system is the most popular of the smart bulbs currently available. What can a smart bulb do that a regular one can’t? For one, it can change colors—the Philips Hue lights can change to any color you choose; they’ll even match the tones in a photo that you upload via the app. They can also be turned on and off on a schedule or from your smartphone, and the Hue bulbs can even be synced with your music for an awesome sound-and-light party. Other companies are starting to release smart bulbs as well, making this a more competitive niche; LIFX, Lumen, ilumi, and Belkin all have their own version of this technology. Like most other IoT smart home devices, these can help you save money on energy—as well as have a lot of fun playing around with your lights.

Who coined the term the Internet of Things? In 1999 Kevin Ashton, then at P&G (later MIT’s Auto-ID Center), coined the term ‘Internet of Things’. It was a new term, but not a new operation. It was known as pervasive computing, ubicomp, and ambient intelligence.

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Which devices can be part of IoT?  Anything that can be connected, will be connected.  Any device, if it has an on and off switch then chances are it can be a part of the IoT. Very often the connected devices will have an I.P address. With Internet Protocol Version 6 (IPv6), assigning an IP address to billions of devices has become very much feasible. Examples of ‘things’ which can be connected to internet include:  Connected Wearables – Smartwatches, Smart glasses, fitness bands etc.  Connected Homes – connecting household appliances to the network.  Connected Cars – vehicles that are connected to the internet.  Connected Cities – smart meters which analyse usage of water, gas, electricity etc connect cities to IoT Operationally this means that we can define the Internet of Things as the seamless flow between the –  BAN (body area network): wearables,  LAN (local area network): smart home,  WAN (wide area network): connected car, and  VWAN (very wide area network): the smart city.  Key to this flow is having control of the data. That is why Google is offering a Glass and a Lens so you can synchronize your health data into the NEST and the Google Car throughout the smart city applications of google.org. The idea is that in consumer applications and services you never have to leave the Google Cloud. The products are gateways linking up the networks. Applications of Internet of Things 1. Day to day lives: There can be many I0T examples in our day to day lives. For example, a person returning home after his office hours can call his coffee-maker to make the coffee ready as soon as he reaches his home. One can use IoT to water the plants of his/her garden as soon as the moisture level falls below a certain level. We can use IoT to convert a normal home to smart home. It can be used in energy efficiency in homes and office places. 2. Industry: In manufacturing industries, IoT can be used to improve its performance, reduce human-induced errors and ultimately improve the overall quality of the manufactured products. It can also be used to develop good quality internet of things products etc. In IT sector it can lead to improvements in its services, development of more sophisticated digital software and digital services etc. In totality, its effects would vary from industry to industry. 3. Agriculture : IoT can be used to collect information about rainfall, soil moisture, nutrient content of the soil, pest infestation etc. It can help in talking informed decisions with app-based monitoring technologies to increase agricultural production and reduce associated risks of crop failures etc. It can promote smart techniques in agriculture and help in making it remunerative with better price-discovery for farmers. 4. Healthcare: In healthcare, Medical practitioners and doctors can use IoT to develop remote health monitoring systems to remotely monitor the patient’s health. Doctors can use IoT in the Smart Beds to detect when the patient is trying to get up etc. With the help of IoT specialized sensors can be developed for senior citizens. Wearable heart monitors can be helpful to track the heartbeats, blood pressure of patients. It can truly revolutionise telemedicine applications. 5. Media: Corporate media houses can use IoT to detect consumer habits for behavioural targeting etc. This can help them to display consumer specific advertisements etc. They can use Big Data and Data Mining for this purpose. 6. Transportation: In the Driverless cars, we can use IoT to improve the intra-vehicular communication to reduce accidents and traffic jams etc. We can use it for electronic toll collections, Smart parking, Smart traffic management etc. IoT can be helpful in logistics and fleet management, safety assistance etc. As automation gains ground in automobile manufacturing and there are experiments with driverless cars, the IoT can immensely help in efficient management of these new practices. 7. Smart Cities: In Smart Cities, we can use IoT in solid waste management systems to improve the cleanliness of the city. We can use it in Smart energy management systems to develop Smart Power Grids which can improve energy efficiency and reduce transmission losses. We can use IoT to monitor the air pollution levels in the cities and give warning when it breaches prescribed safety levels. We can also use IoT to develop Smart transportation systems to reduce congestion in the cities. 8. Government policies and services: The central government is going to bring a regulatory framework for the promotion and protection of Internet of things (IoT). Department of Telecommunication is going to bring Machine to Machine (M2M) roadmap standards for the industry as well as for individual users.

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9. The Union government has allowed 100 percent FDI in the telecom sector. This is expected to help in the development and growth of the Internet of Things (IoT). Department of electronics and information technology (DeITY) has brought a draft policy for IoT. Its target is to create a market of USD 15 billion by 2020 for IoT and having a share of 5-6 percent in the global IoT industry. The supportive ecosystem can really work wonders for this emerging sector. IoT offers many other benefits industrially, such as:  Unprecedented connectivity: IoT data and insights from connected applications and devices empower organizations with the ability to deliver innovative new products and services faster than their competitors.  Increased efficiency: IoT networks of smart and intelligent devices provide real-time data to arm employees with the information they need to optimize their day-to-day efficiency and productivity.  Cost savings: IoT devices provide accurate data collection and automated workflows to help organizations reduce their operating costs and minimize errors.  Time savings: Connected smart devices can help organizations enhance the performance of systems and processes to save time. IoT security and privacy issues  The internet of things connects billions of devices to the internet and involves the use of billions of data points, all of which need to be secured. Due to its expanded attack surface, IoT security and IoT privacy are cited as major concerns.  One of the most notorious recent IoT attacks was Mirai, a botnet that infiltrated domain name server provider Dyn and took down many websites for an extended period of time in one of the biggest distributed denial-of-service (DDoS) attacks ever seen. Attackers gained access to the network by exploiting poorly secured IoT devices.  Because IoT devices are closely connected, all a hacker has to do is exploit one vulnerability to manipulate all the data, rendering it unusable. And manufacturers that don’t update their devices regularly — or at all — leave them vulnerable to cybercriminals.  Additionally, connected devices often ask users to input their personal information, including names, ages, addresses, phone numbers and even social media accounts — information that’s invaluable to hackers.  However, hackers aren’t the only threat to the internet of things; privacy is another major concern for IoT users. For instance, companies that make and distribute consumer IoT devices could use those devices to obtain and sell users’ personal data.  Beyond leaking personal data, IoT poses a risk to critical infrastructure, including electricity, transportation and financial services.

The future of IoT  There is no shortage of IoT market estimations. For example:  Bain & Company expects annual IoT revenue of hardware and software to exceed $450 billion by 2020.  McKinsey & Company estimates IoT will have an $11.1 trillion impact by 2025.  IHS Markit believes the number of connected IoT devices will increase 12% annually to reach 125 billion in 2030.  Gartner assesses that 20.8 billion connected things will be in use by 2020, with total spend on IoT devices and services to reach $3.7 trillion in 2018. 

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SUBRAT LUHA SOUMYASIKHA PATRA SOUMYA SAI DAS DIBYA JYOTI GIRI SAROJ KUMAR SAHOO PRITI RANJAN ACHARYA RITESH SARANGI RANUSHREE SAHOO RAJA ABHISHEK PRADHAN ABUP KUMAR BEHERA DHARA RANI PATRA JEEBAN JYOTI DAS PRITIRANJAN ACHARYA RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO SANJEEB KUMAR NAYAK RAJASHREE PANDA ATASI KU. SAHU JAGDISH CH. HEMBRAM GAYATRI DAS CHINMAYEE RATH ANMOL SAHANI ANANTA CH. DAS RAJA ABHISHEK PRADHAN SHADAB KHAN SUBRAT LUHA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

PRAJNYA P. NAYAK NANDINI PRADHAN MOTILAL CHHATRIA JITENDRA KUMAR BHOI JAGRUTI PRADHAN GOURISANKAR SWAIN GOPINATH SAHOO GEETANJALI PATRO DUSHMANTA NAIK DEBADATTA BEHERA ABHIJEET MOHANTY TRUPTI PRAVA BEHERA TRILOCHANA BEHERA RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

ASHISH KU. SAMAL SOUMYA N. SENAPATI SITESH BEHERA GOUTAM KUMAR MALLIK RISHIRAJ SWAIN RAKESH KU. BISWAL ARPITA PRIYADARSHINI SOUMYA SAI DAS RAMESH C. BEHERA JEEBAN JYOTI DAS ABUP KUMAR BEHERA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

BISHNU PRASAD SAHOO ARPITA PRIYADARSHINI ANJALI TRIPATHY AMIT KUMAR SAMAL JAGANNATH PATRO ILINE LAKRA DHARANIDHAR JENA SUJATA SAHOO DEBI PRASAD SAHU MANISHA MISHRA BIKASH CH. PANDA BIBHUDATTA DAS BASUDEV CHANDRA RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

SOVAN SATAPATHY SONALI DANSANA SASIKANTA BEHERA SIPIN SAHOO SUSHREE P. MOHAPATRA PRAMOD BEHERA DEBABRATA BARIK ASHIRBAD KANUNGO AMBRASH KARNA JANMEJAYA MISHRA MANISHA MISHRA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

UTTAM KUMAR PAL TRUPTIPRAVA BEHERA TIKINA MOHAPATRA SOUMYASHREE NAYAK SOUMYA N. SENAPATI RITESH TIWARI SIBARAM MOHANTY SHRADDHA S. PUJARI SATYAM N. BEHERA SATABDHI K. BARIK SASWATI MADHUSMITA S. BISWAS PRAKASH ASHISH KU. SAMAL RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

MANAS R. PRADHAN SANTOSH SAHOO DEBABRATA BEHERA DHANANJAYA PRADHAN RANUSHREE SAHOO RASHMI RANJAN BARIK JANMANJAY MISHRA SANJAY KU. SUNDARAY PRIYABRATA SAHOO MANAS RANJAN ROUT JYOTIRMAYEE BEHERA RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK ROHIT KU. MAHARANA RISHIRAJ SWAIN RASMITA PANDEY RAKESH KU. BISWAL PREETI RANI SAHU PRAGYANPARAMITA DASH PRAFULLA KUMAR PANI NIBEDITA PRADHAN NAVIN KUMAR MANAS R. PRADHAN ATASI KU. SAHU SANTOSH SAHOO RITESH TIWARI RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO And Many And Many More More Selections DIPTI RANJAN BEHERA RANJIT KUMAR SIAL SUBHASMITA PRUSTY SATYA DEV PATEL SUNIL KUMAR SETHY AMBRITA SAHU BISWARANJAN NATH SIDDHARTHA DALEI RAKESH SWAIN ANURAG PATTANAYAK BAISALI SAHOO DEBABRATA BEHERA AMIT KUMAR SAMAL BUDDHADEV BISWAL PRATUSH KU. DIGAL DIBYA JYOTI GIRI DIPAN KU. NAYAK RITESH TIWARI JEEBANJYOTI DAS RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO Selections RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

IBPS-PO/SO SELECTIONS OF 2017 TILL NOW IBPS-CLERK SELECTIONS OF 2017 TILL NOW

SAROJ KUMAR SAHOO ROSHNI GANTAGHARIA ROHITESHWAR DHARUA NIHAR PANIGRAHI NARESH CH. PRUSTY MAHESH PRASAD NAYAK JEEBANJYOTI DAS GOUTAM MALLIK DHANANJAYA BEHERA IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK UTTAM KU. PRADHAN TAPAN KU. PRADHAN TANUSHREE MAHANTA SURAJ RAJ BHOI SUBRAT KU. DANDESH SUBHADIPTA JENA SOUMYA SAI DAS SOUBHAGYA SAHOO SIPUN SAHOO ANUP KUMAR BEHERA ARPITA PRIYADARSHINI IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO

TRUPTIPRAVA BEHERA SURAJ KUMAR PATTNAIK SUBRAT KUMAR MISHRA SUBHADIPTA JENA SMRUTIKA NAIK SIPUN SAHOO SIPRA KHUNTIA SHADAB KHAN SATYARANJAN DEBATA IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK

SANJEEB KU. PRUSTY RAJ ABHISHEK PRADHAN PRASANTA KU. BEHERA PRAMIT DASGUPTA PADMA BH. MOHANTA NARESH CH. PRUSTY GIRISH CH. PANIGRAHI GAYATRI DASH DHARANIDHAR JENA DHANANJAYA PRADHAN ASHISH KUMAR SAMAL IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO

DEEPANWITA TAREI DEBASHIS KUMAR DAS BUDDHADEV BISWAL BOBYSMITA SAMAL BISMITA PANDA ASHUTOSH PATTANAYAK ASHISH KUMAR SAMAL SARASWATI MURMU SITESH BEHERA IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK

DEEPAK KUMAR BEHERA PRAVAS KU. CHHOTARAY PARAMESHWAR PATEL BASANT KUMAR YADAV CHRISTO DAS GAMANGO ROHAN BISWAL BHAGIRATHI BEHERA BIJAN KUMAR BHOI SOUMYA R. SENAPATI RASHMI RANJAN BARIK SOHAM MOHANTY IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO IBPS-PO

ARPITA PRIYADARSHINI ANMOL SAHANI PRIYABRAT SAHOO CHRISTO DAS GAMANGO SOUMYA R. SENAPATI LALATENDU S. BARIK NIHAR R. PRADHAN SUNIL PATEL BISWODEV SAHOO IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK

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Advt. About Vanik VANIK is a leading Institute in India that imparts coaching for Banking, Railway, Staff Selection Commission (SSC) and Other various career oriented examinations with well-founded base as well as extended and updated information of fundamentals. At VANIK, you will find a very powerful and innovative teaching system that can help you unfold your potential systematically to achieve higher standards. You will have right mix of theoretical classes with microscopic details to develop comprehensive understanding of concepts and their applications blended with periodic Online & Offline tests to cultivate proper examination temperament as well as competitiveness. We enable students to transform their aspirations into their achievements. Our rigorous training methodologies prepare you to give your best in competitions. We invite you to explore further, meet our faculties and students and experience VANIK difference! You will get the guidance, support and inspiration that you need to reach the peak of your career.

@ FOR ONLINE TEST & DISCUSSION visit : www.vanikonline.com VANIK CENTRES : Saheed Nagar CRP Acharya Vihar Cuttack B-61, A & B, Saheed Nagar Plot-1441, Opp. IOCL Petrol Pump, Near Pani Tanki, Acharya Vihar, Near Yamaha Showroom, Bhubaneswar CRP Square, Bhubaneswar Bhubaneswar Link Road, Cuttack 7205556677, 9040091102 8093556677, 9040456677 (0674) 2544404, 8093083565 8984556677, 9040656677 VANIK PUBLICATION BOOKS

VANIK Publications is a unit of VANIK Group. We publish books for competitive examinations like Bank-PO/Clerk, Railway, SSC (Technical and Non-Technical) & Civil Services (UPSC & OPSC) with latest updates which is highly supported by VANIK Team. The books are available at leading book stalls across India. Corporate Office : 1441, Opp. IOCL Petrol Pump, CRPF Square, Bhubaneswar-751015 Price : `60 Contact : 0674-2559977 | E-mail : [email protected] | Visit us at : www.vanikpublications.com