Invitation to quote

INVITATION TO QUOTE

Dear Sir/Madam,

1. You are invited to present your price quotation(s) for Property Insurance services. Please see attached Annex A “Financial Quotation”. Annex B “List of Branches and ATM Networks”. Annex C “List of Properties”.

2. You can provide to us an estimation cost for the mentioned services which will be subject of a separate review procedure and signature of the respective contract by parties included, for the best offers. Based on the “Invitation to Quote” you should present your offer, after you have read carefully each articles specified, as parts of your assessment.

3. Your quotation(s) should be addressed in a closed envelope, and submitted to:

Procurement Unit Tirana Bank, Head Office Rr. "Ibrahim Rugova",

Envelope should be superscribed with “Quotation for Tender”

4. THE DEADLINE The deadline for receipt your quotation (s) by the Purchaser at the address indicated above is: 24.01.2020 -12:00 a.m.

5. TECHNICAL SPECIFICATIONS

- Your offer should include: a- Financial Offer (Price) b- Technical Offer c- Legal documentations - Contract duration will be for 1 year -Deductibles: 500,000All

6. PRICE You should deliver a financial quotation for:

Your are requested to give your financial offer as described in Annex A. Price (% per Sum Insured ) should be VAT and every other taxes or expenses included.

- 1 -

Invitation to quote

7. Technical Offer Your offer should Include: a- Details on the reinsurance agreement i.e.: -reinsurance company, -minimum amount reinsured, -duration of the reinsurance agreement, - risk coverage of the reinsurance agreement, - Premium Return Policy (Policy Cancellations and Return Premiums/refund of premiums paid), in cases of cancelation of property insurance.

8. The following documentations should be part of your offer:

 Copy of the Commercial Registry, provided by the respective Authorities, within last month.  Copy of the certificate of Registrations as a taxable person provided by the appropriate body.  Background of the Companies (CV of the Company )including: a) Collaborations with clients especially if they are Bank Institutions as well as your experiences in this field. b) At least two letter of recommendations - In the moment of finalization of the contract, only for the winner/s will be required, a notarized copy of Commercial Registry provided by the respective Authorities, within last month and a certificate of Registrations as a taxable person provided by the appropriate body and a full copy of reinsurance agreement.

9. For further information you should contact at:

Nevila GEGA Supporting Services Manager Tirana Bank, Head Office, Rruga Ibrahim Rugova, Tirane Mob: +355682084512; Tel. +355 4 2 277686; E-mail. [email protected]

10. Please confirm in the above mentioned email contact, that you have received this invitation to quote, as well you are pleased to give your consent for participating in this bidding process.

Sincerely

TIRANA BANK

- 2 -

Invitation to quote

Annex A FINNANCIAL OFFER

Risks Quotation A- Head Office + Data Centers + All risks (Fire, Lightning, Broad form ______% per Sum Insured Storehouse + Garda branch of explosion, Falling aircraft and object thereof, Vehicle impact, 770,041,654 ALL Strikes, Riots, Civil commotion, Malicious damage other than thieves, Robbery, Burglary including damages to Insured property due to robbery/burglary, Earthquake, Collapse, Sprinkler leakage, Landslide – Subsidence, Storm, Flood, Tempest, Rain, Hail, Frost, Snow (including snow heaviness), Overflow or leakage of tanks or bursting of pipes and installations for water supply , Breakage of glasses & advertising) and theft

B-Branches All risks (Fire, Lightning, Broad form ______% per Sum Insured of explosion, Falling aircraft and 1,290,972,587 ALL object thereof, Vehicle impact, Strikes, Riots, Civil commotion, Malicious damage other than thieves, Robbery, Burglary including damages to Insured property due to robbery/burglary, Earthquake, Collapse, Sprinkler leakage, Landslide – Subsidence, Storm, Flood, Tempest, Rain, Hail, Frost, Snow (including snow heaviness), Overflow or leakage of tanks or bursting of pipes and installations for water supply , Breakage of glasses & advertising) and theft

C- ATMs (on/off site) All risks (Fire, Lightning, Broad form ______% per Sum Insured of explosion, Falling aircraft and 924,000 EUR object thereof, Vehicle impact, Strikes, Riots, Civil commotion, Malicious damage other than thieves, Robbery, Burglary including damages to Insured property due to robbery/burglary, Earthquake, Collapse, Sprinkler leakage, Landslide – Subsidence, Storm, Flood, Tempest, Rain, Hail, Frost, Snow (including snow heaviness), Overflow or leakage of tanks or bursting of pipes and installations for water supply , Breakage of glasses & advertising) and theft

- 3 -

Invitation to quote

D-Properties received from Fire, earthquake and flooding ______% per Sum Insured execution process 11,896,885 eur

Properties given in Annex C are received from execution process and will be subject of changes following the Bank intention to sell them in the near future. Any new property received during contract duration, will be subject of same pricing offered. You should also provide Premium Return Policy (Policy Cancellations and Return Premiums/refund of premium paid), in cases of property insurance cancelation.

All properties in Table 1 of Annex C will be insured for replacement value

All properties in Table 2 of Annex C will be insured for market value

- 4 -

Invitation to quote

Annex B List of Tirana Bank Branches & ATM Network and respective insurance value

SUM Insured in 2019 in Object/Property All

Main Branch 37,779,091 Autostrada Branch 26,830,000 21 Dhjetori Branch 26,577,273 Parku Branch 12,480,000 Brryli Branch 24,500,909 Branch 54,655,455 Zogu I Zi Branch 27,635,455 Kombinati Branch 17,293,636 Pazari I Ri Branch 26,220,909 Medreseja Branch 33,169,091 Komuna e Parisit Branch 21,443,636 Fieri Branch 48,196,364 Durresi Branch 32,273,636 Durres Port Branch 88,598,529 Durresi Plazh + Port Branch 33,341,159 Gjirokastra Branch 81,851,818 Korca Branch 61,028,182 Shkodra Branch 91,560,000 Vlora Branch 23,664,545 Vlora 2 Branch 59,574,545 Elbasani Branch 22,783,010 ELBASANI 2 27,000,000 Saranda Branch 31,645,455 Ksamil Branch 11,695,455 Lushnja Branch 28,217,273 Pogradec Branch 46,754,434 Lezha Branch 21,149,091 Kamza Branch 23,140,909 Kavaja Branch 40,738,182 Librazhd Branch 23,157,273 Shijak Branch 20,571,818 Berat Branch 22,876,364 Bilisht Branch 22,868,182 Permeti Branch 28,888,182 Vora Branch 19,785,455 Fushe - Kruja Branch 31,353,636 Laci Branch 22,338,182 Kukesi Branch 17,335,455 TOTAL 1,290,972,587

ATM 924,000 Eur

Garda Branch + Head office + Data Centers + Storehouse 770,041,654 All

- 5 -

Invitation to quote

SUM Insured No Name City Address in 2019 in Eur

1 Nj.Bashkiake 2 Tirane Rr.Petro Nini Luarasi 14,000.00

2 Tajvani Tirane Taiwan 14,000.00

3 QTU Tirane Autostrada Tirane-Durres 14,000.00 Ministria e 4 Shendetsis Tirane Blvd Bajram Curri 14,000.00

5 Rinas Tirane Aereoport Rinas 14,000.00 ATM Kodra e 6 Diellit Tirane Rr. Kodra e Diellit 14,000.00

7 TEG Tirane 14,000.00

8 Kasino Tirane Taiwan 14,000.00

9 Adidas Tirane Myslym shyrri 14,000.00 Dega qendrore,Bulevardi “Zogu i Parë” Nr. 10 Main office 2 Tirane 55/1 14,000.00

11 Vila Garda 3 Tirane Dega Garda,Rr. “Ibrahim Rugova 14,000.00

12 Garda2 Tirane Dega Garda,Rr. “Ibrahim Rugova 14,000.00

13 Autostrade Tirane Dega Autostrade,Autorstrada Tiranë-Durrës 14,000.00 Dega 21 dhjetori,Rr. “Kavajës”, Kryqëzimi i 14 21 Dhjetori Tirane 21 Dhjetorit 14,000.00 Kompleksi “Park Construction”, Rr. e 15 Parku Tirane Kavajës 14,000.00

16 Brryli Tirane Dega Brryli,Rr. “Gogo Nushi”, Tek Brryli, 14,000.00

17 Zogu I Zi Tirane “Rruga e Durrësit-(Zogu Zi)” 14,000.00 AMC Company 18 Station Tirane Telekom Laprak 14,000.00

19 Ali Demi Tirane Dega Ali Demi 14,000.00

20 Tirane Rr. "Hamdi Cenoimeri", Kombinat 14,000.00

21 Pazari I Ri Tirane Dega pazari I zi Rr. "" 14,000.00

22 Tregu Medrese Tirane Dega Tregu Medrese,Rr."Ferit Xhajko" 14,000.00

23 Megatec Tirane Megatek 14,000.00

24 Komna E Parisit Tirane Dega Komuna e Parisit,Rr. "Komuna e Parisit 14,000.00

25 Fieri Fier Dega Fieri,Rr. “Jakov Xoxe”, 14,000.00

Rr. Kombetare Fier-Vlore 26 QTU-Fier Fier 14,000.00

- 6 -

Invitation to quote

27 Ital Mec Fier Compani Ital Mec Fier 14,000.00

28 ATM Patos Patos Qender Patos 14,000.00 Dega Durres1,Rr. “Dëshmorëve”, Lagja Nr. 29 Durres1 Durres 12 14,000.00 Dega Porti Durres,Rr. "Skendërbej" Lagja Nr. 30 Durres - Port Durres 3, 14,000.00

Lagja 13 Rr. Pavarsia Durres plazh 31 Durres Plazh Durres 14,000.00

32 Gjirokastra Gjirokaster Dega Gjirokastra,Lagja 18 Shtatori 14,000.00

33 Autostop Gjirokaster Haskove 14,000.00

34 Elka Gjirokaster Vrisera 14,000.00

35 Glina Gjirokaster Vrisera 14,000.00

36 Korca Korce Dega Korca,Lagjja 7, Rr. ‘’6 Deshmoret 14,000.00 Dega Shkodra,Lagja “”, Rr. “Kol 37 Shkodra Shkoder Idromeno 14,000.00

Rr. 28 Nentori 38 Shkodra Bashkia Shkoder 14,000.00

Sheshi 2 Prilli 39 Hotel Europa Shkoder 14,000.00

Vau I Dejes 40 ATM Vau Dejes Shkoder 14,000.00

Rr. Papa Gjon Pali 2 41 Fab. E Kepuceve Shkoder 14,000.00

42 Vlora 1 Vlore Dega Vlora,Blv. “Vlore – Skelë 14,000.00

Lagja Hajro Cakerri 43 Vlora 2 Vlore 14,000.00

44 Elbasani 2 Elbasan Dega Elbasani,Lagja “Dyli – Haxhire 14,000.00 Dega Saranda,Lagja Nr. 2, Rruga 45 Saranda Sarande "Skendërbeu 14,000.00

Rr. Mithat Hoxha Lagja 4 46 Hotel Palma Sarande 14,000.00

Rr. Nacionale Sarande-Butrint 47 Ksamil Ksamil 14,000.00

48 Lushnja Lushnje Dega Lushnja,Lagja "Skënder Libοhova 14,000.00 Dega Pogradeci,Lagja Nr.1, "Rruga Rreshit 49 Pogradeci Pogradec Collaku 14,000.00

Blvd Rreshit Collaku 50 Pogradeci Bashki Pogradec 14,000.00

51 Lezha Lezhe Dega Lezha,Lagja “Beslidhja”, 14,000.00

52 Kamza Kamez Dega Kamza,Qender, Kamëz 14,000.00

53 ATM Everest Kamez Rruga Kamez-Fushe Kruje, Kilometri i pare 14,000.00 54 Kavaja Kavaje Dega Kavaja, 14,000.00

- 7 -

Invitation to quote

55 Librazhdi Librazhd Dega Librazhdi,Ish Mapo, Librazhd 14,000.00

Rr. Rinia 31 56 Prrenjas Prrenjas 14,000.00

57 Shijaku Shijak Dega Shijaku,Lagja “Popullore”, Shijak 14,000.00

58 Berati Berat Dega Berati,Lagja “28 Nentori 14,000.00

59 Bilishti Bilisht Qender Bilisht 14,000.00

60 Permati Permet Dega Permet,Ish-Turizmi, 14,000.00

Rr. Nacionale Kelcyre-Permet 61 Kelcyra Kelcyre 14,000.00

62 Vore Vore Qender Vorë 14,000.00 Fushe 63 Fushe-Kruje Kruje Dega Fushe Kruje,Lagjja Qender 14,000.00

64 Laç Lac Dega Laç,Lagja Nr.3, 14,000.00

Qender Mamurras 65 Mamurras Mamurras 14,000.00

66 Kukes Kukes Dega Kukes,Lagja 6, "Bar Sahati 14,000.00

TOTAL AMOUNT 924,000.00

- 8 -

Invitation to quote

Annex C-List of Properties received from execution process

Table 1 of Annex C will be insured for replacement value OBJECT INSURANCE for Properties located in standalone bases

Damaged Replaceme Type of property from No. Description of property Address nt Cost in property earthquake Eur 26.11.2019 Toke 196 m2 dhe Ndertese (Vile) 3 kate me sip. Totale 307 m2, Rr. Rr. "Liman Kaba", 1 Land & Building "Liman Kaba", Selite e Vogel, Selite e Vogel, Tirane 150,000 Tirane Damaged Industrial/Com Truall 7,105 m2 dhe ndertese property from 2 mercial Land & Vore, Tirane 1,079 m2, Vore, Tirane 530,000 earthquake Building 26.11.2019 Ndertese 4 kateshe 148 m2, Commercial 3 Kamez, Tirane Kamez, Tirane Unit 25,000 Ndertese 4 kateshe 122 m2, 4 Office Kamez, Tirane Kamez, Tirane 22,000 Ndertese 4 kateshe 270 m2, 5 Office Kamez, Tirane Kamez, Tirane 35,000 Ndertese 4 kateshe, 270 m2, 6 Office Kamez, Tirane Kamez, Tirane 30,000 Ndertese 4 kateshe 270 m2, 7 Office Kamez, Tirane Kamez, Tirane 15,000 Truall 300 m2 dhe shtepi banimi 8 Land & House Selite, Tirane 160 m2, Selite, Tirane 33,600 Damaged Truall 300 m2 dhe shtepi banimi property from 9 Land & House Sharge, Vore, Tirane 109 m2, Sharge, Vore 28,300 earthquake 26.11.2019 Damaged Industrial/Com Truall 4,312 m2 dhe ndertese property from 10 mercial Land & Xhafzotaj, Durres 2,148 m2, Xhaftozaj, Durres 322,000 earthquake Building 26.11.2019

Are 2,496 m2, nga e cila 550 m2 Industrial/Com

11 truall dhe 480 m2 ndertese, mercial Land & Xhafzotaj, Durres 48,000 Xhaftozaj, Durres Building

Truall 165 m2, ndertese 78 m2, 12 Land & House Xhafzotaj, Durres Xhaftozaj, Durres 20,300 Damaged Truall 1,145 m2 dhe Ndertese Industrial/Com property from 14 455 m2 dhe makineri, mercial Land & Bozanxhije, Durres 54,600 earthquake Bozanxhije, Durres Building 26.11.2019

15 Makineri Machineries Bozanxhije, Durres 35,000

16 Shtepi Banimi 212 m2, Kavaje House Kavaje 56,500 Are 1,330 m2, nga e cila truall 17 Land & House Karpen, Kavaje 300 m2 dhe ndertese 80 m2, 56,800

- 9 -

Invitation to quote

Karpen, Kavaje

Truall 335 m2 dhe ndertese 18 Land & House Karbunare, Lushnje 234.5 m2, Karbunare, Lushnje 85,000

Industrial/Com Truall 1,000 m2 dhe ndertese 19 mercial Land & Karbunare, Lushnje 144.81 m2, Karbunare, Lushnje 85,000 Building Are 430 m2, nga e cila Truall 250

20 m2 dhe ndertese 60 m2, Land & Building Mbrostar, Fier 12,000 Mbrostar, Fier Truall 90 m2 dhe ndertese 110

21 m2, L. "Lef Sallata", Rr. "Anita Land & Building Rr. "Anita Bitri, Vlore 62,000 Bitri, Vlore Vile 4-kateshe, me siperfaqe

22 ndertimi 172 m2, Uje i Ftohte, Land & Building Uje i Ftohte, Vlore 124,000 Vlore Are 360 m2, nga e cila Truall 300

23 m2 dhe Ndertese 86 m2, Kajan, Land & Building Kajan, Elbasan 8,000 Elbasan Industrial/Com Truall 485 m2 dhe Ndertese 428 24 mercial Land & Hajdaran, Elbasan m2, Hajdaran, Elbasan 20,000 Building Truall 300 m2 dhe Ndertese 2 kat + bodrum + papafingo me 25 Land & Building L. "Kala", Elbasan siperfaqe ndertimore 194 m2, L. 126,100 "Kala", Elbasan Truall 1,005 m2 dhe Ndertese 26 Land & Building Kajan, Elbasan 182.4 m2, Kajan, Elbasan 47,400 Njesi 138 m2, L. "Skenderbej", Commercial L. "Skenderbej", 27 Elbasan Unit Elbasan 24,800 Truall 60 m2 dhe Ndertese 41 28 Land & Building L. "5 Maji", Elbasan m2, L. "5 Maji", Elbasan 12,000

Are 4,099 m2 nga e cila Truall Industrial/Com

29 774.1 m2 dhe Ndertese 774.1 mercial Land & Mirake, Librazhd 700,000 m2, Mirake, Librazhd Building

Truall 300 m2 dhe shtepi banimi 30 Land & House L. Nr. 2, Librazhd 111.6 m2, L. Nr. 2, Librazhd 22,320 Makineri te Linjes Pije freskuese, 31 Machineries Korce Korce 120,000 Truall 75 m2 dhe Ndertese 75 Rruga Kombetare

32 m2, Rruga Kombetare Korce- Land & Building Korce-Pogradec, Km 7,500 Pogradec, Km 1, Ish SMT, Korce 1 , Ish SMT, Korce

Truall 14,867.50 m2 dhe Industrial/Com Rruga Korce -

33 Ndertese 5,279 m2, Rruga Korce mercial Land & Pogradec, Km 2, 954,000 - Pogradec, Km 2, Ciflig, Korce Building Ciflig, Korce

Truall 720 m2 dhe ndertese 177 34 Gas Station Bulgarec, Korce m2 (Karburant), Bulgarec, Korce 39,000 Land 297 m2 dhe Ndertese 113 35 Land & House , Sarande m2, Konispol, Sarande 30,000

- 10 -

Invitation to quote

Damaged Are 606 m2,Truall 250 m2 dhe property from 36 Qereke, Kruje Ndertese 48 m2, Qereke, Kruje 13,000 earthquake 26.11.2019 Damaged Truall 250 m2 dhe ndertese 90 property from 37 Land & House Kruje m2, Kruje 22,000 earthquake 26.11.2019 Truall 81.89 m2, dhe ndertese 38 Land & House Fushe - Kruje 49.7 m2, Fushe-Kruje 10,000

Industrial/Com Truall 3,660 m2 dhe ndertese 39 mercial Land & Thumane, Kruje 1,430 m2, Thumane, Kruje 500,000 Building

Are 4300 m2 nga e cila Truall 300 40 m2 dhe ndertese 80 m2, Fushe - Land & House Fushe - Kruje Kruje Truall 200 m2 , Ndertese 99 m2, 41 Land & House Bushnesh, Kruje Bushnesh, Kruje 16,000

Industrial/Com Ndertese 264 m2, "Bar - 42 mercial Land & Kraste, Kruje Restorant, Hotel", Kraste, Kruje 150,000 Building Damaged Truall 142 m2, Ndertese 116.5 property from 43 Land & Building L. Nr. 1, Kruje m2, L. Nr. 1, Kruje 20,900 earthquake 26.11.2019 Truall 74 m2 dhe Ndertese 34 44 Land & Building Fushe - Kruje m2, Fushe - Kruje 7,000 Truall 200 m2 dhe Ndertese 150 45 Land & House Arrameras, Kruje m2, Arrameras, Kruje 21,000 Truall 198 m2 dhe Ndertese 109 46 Land & House L. Nr. 4, Kruje m2, L. Nr. 4, Kruje 16,000 Are 6,448 m2 nga e cila Truall

47 250 m2 dhe Ndertese 154 m2, Land & House Qereke, Kruje 33,800 Qereke, Kruje Are 8,700 m2 nga e cila Truall

48 300 m2 dhe Ndertese 80 m2, Land & House Nikel, Kruje 17,600 Nikel, Kruje Truall 200 m2 dhe Ndertese 122 49 Land & House Hasan, Kruje m2, Hasan, Kruje 31,700 Truall 200 m2, siperfaqe ndertimi 50 Land & House Fushe - Kruje 125.3 m2, L. nr. 2, Kruje 22,500 Are 700 m2 nga e cila Truall 300

51 m2 dhe Ndertese 185 m2, Fushe- Land & Building Fushe-Kruje, Kruje 48,000 Kruje Are 4,560 m2 nga e cila Truall Industrial/Com

52 4,420 m2 dhe Ndertese 126 m2, mercial Land & Pllane, Lezhe 25,200 Pllane, Lezhe Building Are 300 nga e cila truall 200 m2

53 dhe Ndertese 102 m2, Shenkoll, Land & Building Shenkoll, Lezhe 22,400 Lezhe

- 11 -

Invitation to quote

Njesi 30.6 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 54 Shkoder Unit Shkoder 6,120 Njesi 31.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 55 Shkoder Unit Shkoder 6,300 Njesi 31.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 56 Shkoder Unit Shkoder 6,300 Njesi 31.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 57 Shkoder Unit Shkoder 6,300 Njesi 31.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 58 Shkoder Unit Shkoder 6,300 Njesi 31.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 59 Shkoder Unit Shkoder 6,300 Njesi 31.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 60 Shkoder Unit Shkoder 6,300 Njesi 31.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 61 Shkoder Unit Shkoder 6,300 Njesi 30.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 62 Shkoder Unit Shkoder 6,096 Njesi 30.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 63 Shkoder Unit Shkoder 6,096 Njesi 30.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 64 Shkoder Unit Shkoder 6,096 Njesi 30.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 65 Shkoder Unit Shkoder 6,096 Njesi 30.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 66 Shkoder Unit Shkoder 6,096 Njesi 30.5 m2, Kompleksi "Uraj", Commercial Kompleksi "Uraj", 67 Shkoder Unit Shkoder 6,096

5,005,116.

00 €

Table 2 of Annex C will be insured for market value OBJECT INSURANCE for Properties located as part of a building owned from different owners Market No. Type of property Category Address Value Njesi me sip. 36 m2, ZK. 22, Pas Commercial 1 Linze, Tirane nr.22, godine 6 katshe Unit 21,600 Njesi me sip. 35.8 m2, ZK. 21, Pas Commercial 2 Linze, Tirane nr.21, godine 6 katshe Unit 21,480 Apartament 51 m2, Rr. Dibres, 3 Apartment Rr. Dibres, Tirane Tirane 56,000 Apartament 96.4 m2, Rr. "Liqeni i Rr. "Liqeni i Thate", 4 Apartment Thate", Selite, Tirane Selite, Tirane 72,300 Damaged Apartament 72.6 m2, Rr. "Koder- Rr. "Koder-Kamez", property from 5 Kamez", Godina 26, Hyrja 1, Apt. Apartment Godina 26, Hyrja 1, 25,000 earthquake 4, Tirane Apt. 4, Tirane 26.11.2019 Apartament 65.21 m2, Rr. Rr. "Margarita 6 Apartment "", Tirane Tutulani", Tirane 65,000 Apartament 91.66 m2, Rr. Rr. "Margarita 7 Apartment "Margarita Tutulani", Tirane Tutulani", Tirane 85,900

- 12 -

Invitation to quote

Apartament 51.3 m2, Rr. "Frosina Rr. "Frosina Plaku",

8 Plaku", Godina 31/1, Hyrja 2, Apartment Godina 31/1, Hyrja 2, 23,000 Apt.7, Tirane Apt.7, Tirane Njesi Nr 3 me siperfaqe 73.2 m2, Commercial 9 Yzberisht, Tirane Yzberisht, Tirane Unit 58,000 Njesi Nr 2 me siperfaqe 43.8 m2, Commercial 10 Yzberisht, Tirane Yzberisht, Tirane Unit 32,000 Damaged Njesi Nr 11 me siperfaqe 50.88 Commercial property from 11 Yzberisht, Tirane m2, Yzberisht, Tirane Unit 24,000 earthquake 26.11.2019 Damaged Njesi Nr 10 me siperfaqe 96.7 Commercial property from 12 Yzberisht, Tirane m2, Yzberisht, Tirane Unit 48,000 earthquake 26.11.2019 Njesi Nr 8 me siperfaqe 105.1 Commercial 13 Yzberisht, Tirane m2, Yzberisht, Tirane Unit 54,000 Njesi 52.4 m2, Rr. "Kavajes", Rr. "Kavajes", Commercial 14 Perballe Policise Bashkiake, Perballe Policise Unit 40,000 Tirane Bashkiake, Tirane

15 Apartament 74 m2, Linze, Tirane Apartment Linze, Tirane 23,000 Apartament 88.6 m2, Rr. Rr. "Margarita 16 Apartment "Margarita Tutulani", Tirane Tutulani", Tirane 72,000 Njesi tregtare 32.7 m2, Rr. Commercial Rr. "Margarita 17 "Margarita Tutulani", Tirane Unit Tutulani", Tirane 49,500 Njesi tregtare 33.8 m2, Rr. Commercial Rr. "Margarita 18 "Margarita Tutulani", Tirane Unit Tutulani", Tirane 51,000 Apartament 212 m2, Rr. "Islam Rr. "Islam Alla", 19 Apartment Alla", Tirane Tirane 155,000 Apartment 75.4 m2, Kamez, 20 Apartment Kamez, Tirane Tirane 22,000 Njesi tregtare 133 m2, Fresku, Commercial 21 Fresku, Linze, Tirane Linze, Tirane Unit 91,000 Njesi tregtare 128 m2, Fresku, Commercial 22 Fresku, Linze, Tirane Linze, Tirane Unit 88,000 Apartament 89.7 m2, Linze, 23 Apartment Linze, Tirane Tirane 33,700 Bodrum 115 m2, Rr. "Shemsi Rr. "Shemsi Haka", 24 Basement Haka", Tirane Tirane 115,000 Damaged Bodrum 182 m2, Rr. "Sami Rr. "Sami Frasheri", property from 25 Basement Frasheri", Tirane Tirane 100,000 earthquake 26.11.2019 Garazhd 18 m2, Rr. "A. Kasemi", Rr. "A. Kasemi", 26 Garage Tirane Tirane 7,000 Damaged Njesi tregtare 70 m2, Rr. "Andon Commercial Rr. "Andon Zako property from 27 Zako Cajupi", Tirane Unit Cajupi", Tirane 55,000 earthquake 26.11.2019 Apartament 220 m2, Rr. "Sami Rr. "Sami Frasheri", 28 Apartment Frasheri", Tirane Tirane 260,000 Apartament 119.6 m2, Rr. "Petro Rr. "Petro Nini 29 Apartment Nini Luarasi", Tirane Luarasi", Tirane 70,000

- 13 -

Invitation to quote

Apartament 50.5 m2, Rr. "Petro Rr. "Petro Nini 30 Apartment Nini Luarasi", Tirane Luarasi", Tirane 30,000 Apartament 48.4 m2, Rr. "Petro Rr. "Petro Nini 31 Apartment Nini Luarasi", Tirane Luarasi", Tirane 30,000 Apartament 59 m2, Rr. "Irfan Rr. "Irfan Tomini", 32 Apartment Tomini", Tirane Tirane 19,000 Njesi Tregtare 62 m2, Rr. "Him Commercial Rr. "Him Kolli", 33 Kolli", Tirane Unit Tirane 55,000 Njesi Tregtare 17.3 m2, Rr. Commercial Rr. "Petro Nini 34 "Petro Nini Luarasi", Tirane Unit Luarasi", Tirane 14,000 Njesi me siperfaqe 20 m2, Rr. Commercial Rr. "Mihal 35 "", Tirane Unit Grameno", Tirane 17,000 Damaged Commercial property from 36 Njesi 110 m2, Rr.Plazh/13, Durres Durres, Rr Plazh Unit 176,000 earthquake 26.11.2019 Damaged Commercial property from 37 Njesi 43 m2, Rr.Plazh/13, Durres Durres, Rr Plazh Unit 64,500 earthquake 26.11.2019 Damaged Commercial property from 38 Njesi 66 m2, Rr.Plazh/13, Durres Durres, Rr Plazh Unit 82,500 earthquake 26.11.2019 Damaged Garazh me sip 37.5 m2, Plazh, property from 39 Garazh Plazh, Durres Durres 15,000 earthquake 26.11.2019 Damaged Apartament me sip 71.8 m2, property from 40 Apartment Plazh, Durres Plazh, Durres 30,000 earthquake 26.11.2019 Damaged Apartament 48.3 m2, Shijak, property from 41 Apartment Shijak, Durres Durres 15,000 earthquake 26.11.2019 Damaged Apartament 63.1 m2, Sukth, property from 42 Apartment Sukth, Durres Durres 18,300 earthquake 26.11.2019 Apartament 63 m2, L. 13, Plazh, 43 Apartment L. 13, Plazh, Durres Durres 24,000 Apartament 59.8 m2, Rr. "Andon Rr. "Andon Naci", 44 Apartment Naci", Durres Durres 20,000 Apartament 66.7 m2, Rr. "Andon Rr. "Andon Naci", 45 Apartment Naci", Durres Durres 24,000 Damaged Njesi Tregetare 140 m2, Rr. Commercial Rr. "H.Troplini", property from 46 "H.Troplini", Durres Unit Durres 55,000 earthquake 26.11.2019 Damaged Njesi Tregtare 135.7 m2, Rr. Commercial Rr. "H.Myshketa", property from 47 "H.Myshketa", Durres Unit Durres 65,000 earthquake 26.11.2019

- 14 -

Invitation to quote

Damaged Apartament 50.2 m2, Rr. "Mujo Rr. "", property from 48 Apartment Ulqinaku", Durres Durres 22,500 earthquake 26.11.2019 Damaged Njesi Tregtare 53 m2, L. 13, Commercial property from 49 L. 13, Durres Durres Unit 30,000 earthquake 26.11.2019 Njesi Tregtare 150 m2, Rr. Commercial Rr. "Taulantia", 50 "Taulantia", Durres Unit Durres 80,000

51 Apartament 55 m2, Gose, Kavaje Apartment Gose, Kavaje 18,000 Damaged Apartament 64.2 m2, Golem, property from 52 Apartment Golem, Kavaje Kavaje 30,000 earthquake 26.11.2019 Apartament nr. 8, me siperfaqe 53 Apartment Kryemedhenj, Kavaje 72 m2, Kryemedhenj, Kavaje 25,000 Apartament nr. 6 me siperfaqe 54 Apartment Kryemedhenj, Kavaje 72 m2, Kryemedhenj, Kavaje 25,000 Apartament nr. 5 me siperfaqe 55 Apartment Kryemedhenj, Kavaje 71 m2, Kryemedhenj, Kavaje 24,900 Apartament nr. 4 me siperfaqe 56 Apartment Kryemedhenj, Kavaje 70 m2, Kryemedhenj, Kavaje 24,500 Apartament nr. 3 me siperfaqe 57 Apartment Kryemedhenj, Kavaje 71 m2, Kryemedhenj, Kavaje 24,900 Garazhd 78.5 m2, Kryemedhenj, 58 Garage Kryemedhenj, Kavaje Kavaje 11,000 Apartament 55 m2, 59 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 19,500 Apartament 58 m2, 60 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 16,500 Damaged Apartament 84.6 m2, Golem, property from 61 Apartment Golem, Kavaje Kavaje 27,000 earthquake 26.11.2019 Damaged Apartament 50.9 m2, Golem, property from 62 Apartment Golem, Kavaje Kavaje 17,000 earthquake 26.11.2019

63 Apartament 160 m2, L. 6, Kavaje Apartment L. 6, Kavaje 43,000

64 Apartament 51 m2, Rrogozhine Apartment Rrogozhine, Kavaje 10,000 Damaged Apartament 75 m2, property from 65 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 21,600 earthquake 26.11.2019 Damaged Apartament 80 m2, property from 66 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 24,800 earthquake 26.11.2019

- 15 -

Invitation to quote

Damaged Apartament 36 m2, property from 67 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 10,000 earthquake 26.11.2019 Damaged Apartament 36 m2, property from 68 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 10,000 earthquake 26.11.2019 Damaged Apartament 73 m2, property from 69 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 22,600 earthquake 26.11.2019 Damaged Apartament 73 m2, property from 70 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 22,600 earthquake 26.11.2019 Njesi 400 m2, Kryemedhenj, Commercial 71 Kryemedhenj, Kavaje Kavaje Unit 81,500 Njesi 160 m2, Kryemedhenj, Commercial 72 Kryemedhenj, Kavaje Kavaje Unit 75,700 Njesi 400 m2, Kryemedhenj, Commercial 73 Kryemedhenj, Kavaje Kavaje Unit 81,500 Apartament 61.5 m2, Golem, 74 Apartment Golem, Kavaje Kavaje 20,000 Apartament 61.5 m2, Golem, 75 Apartment Golem, Kavaje Kavaje 20,000 Apartament 58 m2, Golem, 76 Apartment Golem, Kavaje Kavaje 19,000 Damaged Apartament 45 m2, property from 77 Apartment Kryemedhenj, Kavaje Kryemedhenj, Kavaje 12,000 earthquake 26.11.2019 Apartament 68.4 m2, Golem, 78 Apartment Golem, Kavaje Kavaje 22,000 Njesi Tregtare 256 m2, Golem, Commercial 79 Golem, Kavaje Kavaje Unit 97,000 Damaged Apartament 149 m2, Rr. "Josif Rr. "Josif Budo", property from 80 Apartment Budo", Kavaje Kavaje 44,000 earthquake 26.11.2019 Njesi Tregetare 262 m2, L. "Loni Commercial L. "Loni Dhamo", 81 Dhamo", Lushnje Unit Lushnje 143,000 Apartament 120.8 m2, L. "Loni L. "Loni Dhamo", 82 Apartment Dhamo", Lushnje Lushnje 36,066 Njesi Tregtare 236.5 m2, L. Commercial L. "Kongresi i 83 "Kongresi i Lushnjes", Lushnje Unit Lushnjes", Lushnje 122,000 Njesi Tregtare 150 m2, L. "29 Commercial 84 L. "29 Nentori", Fier Nentori", Fier Unit 60,000 Apartament 127.5 m2, L. "29 85 Apartment L. "29 Nentori", Fier Nentori", Fier 31,967 Apartament 96.4 m2, L. "29 86 Apartment L. "29 Nentori", Fier Nentori", Fier 38,525 Apartament 97.6 m2, L. "29 87 Apartment L. "29 Nentori", Fier Nentori", Fier 24,590 88 Apartament 61.8 m2, Rr. "Afrim", Apartment Rr. "Afrim", Fier

- 16 -

Invitation to quote

Fier 12,000 Apartament 38 m2, "Hoxhare e 89 Apartment Hoxhare e Re, Fier Re", Povelc, Fier 6,500 Apartament 74.6 m2, L. "15 90 Apartment L. "15 tetori", Fier Tetori", Fier 22,131 Apartament 58.1 m2, L. "15 91 Apartment L. "15 tetori", Fier Tetori", Fier 16,500 Njesi me sip. 181 m2, Rr. "Lef Commercial Rr. "Lef Sallata", 92 Sallata", Vlore Unit Vlore 300,000 Njesi me sip. 119 m2, Rr. "Lef Commercial Rr. "Lef Sallata", 93 Sallata", Vlore Unit Vlore 160,000 Njesi Tregtare 25 m2, L. "10 L. "10 Korriku", Commercial 94 Korriku", Skele, Uje i Ftohte, Skele, Uje i Ftohte, Unit 16,250 Vlore Vlore Njesi Tregtare 36 m2, L. "10 L. "10 Korriku", Commercial 95 Korriku", Skele, Uje i Ftohte, Skele, Uje i Ftohte, Unit 20,000 Vlore Vlore Njesi Tregtare 23 m2, L. "10 L. "10 Korriku", Commercial 96 Korriku", Skele, Uje i Ftohte, Skele, Uje i Ftohte, Unit 14,950 Vlore Vlore Njesi Tregtare 60 m2, L. "10 L. "10 Korriku", Commercial 97 Korriku", Skele, Uje i Ftohte, Skele, Uje i Ftohte, Unit 37,500 Vlore Vlore Njesi Tregtare 40 m2, L. "10 L. "10 Korriku", Commercial 98 Korriku", Skele, Uje i Ftohte, Skele, Uje i Ftohte, Unit 25,000 Vlore Vlore Njesi Tregtare 76 m2, L. "10 L. "10 Korriku", Commercial 99 Korriku", Skele, Uje i Ftohte, Skele, Uje i Ftohte, Unit 46,000 Vlore Vlore Apartament 90 m2, L. "Pavarsia", 100 Apartment L. "Pavarsia", Vlore Vlore 29,000 Njesi Tregtare 49 m2, L. "10 Commercial 101 L. "10 Korriku", Vlore Korriku", Vlore Unit 30,000 Apartament 180 m2, L. "Lef 102 Apartment L. "Lef Sallata", Vlore Sallata", Vlore 50,000 Apartament 180 m2, L. "Lef 103 Apartment L. "Lef Sallata", Vlore Sallata", Vlore 50,000 Njesi 264 m2, L. "Kushtrimi", Commercial 104 L. "Kushtrimi", Vlore Vlore Unit 165,000 Njesi 65 m2, Rr. "Sadik Zotaj", Commercial 105 L. "Kushtrimi", Vlore Vlore Unit 29,000 Njesi me sip. 46.4 m2, ZK. 2917, Commercial 106 Permet Pas nr.6/49n-N2, Unit 18,000 Apartament me sip. 59.28 m2, 107 Apartment Permet ZK. 2917, Pas nr.6/53 1-5, 21,000 Apartament 60.2 m2, Rr. "Ismail Rr. "", 108 Apartment Qemali", Sarande Sarande 30,000 Njesi Tregtare 30 m2, L. "29 Commercial L. "29 Nentori", 109 Nentori", Sarande Unit Sarande 5,000 Apartament 65 m2, L. Nr. 4, 110 Apartment L. Nr. 4, Sarande Sarande 16,000 Garazhd 360 m2, L. Nr. 4, 111 Garage L. Nr. 4, Sarande Sarande 42,000 Apartament 67 m2, L. Nr. 4, 112 Apartment L. Nr. 4, Sarande Sarande 25,000

- 17 -

Invitation to quote

Njesi Tregtare 44.5 m2, Rr. Commercial Rr. "Gj. Arianiti", 113 "Gjergj Arianiti", Sarande Unit Sarande 31,150 Apartament 74 m2, L. Nr. 4, Rr. "", Pallati 27/2, L. Nr. 4, Rr. "Bilal 114 Apartment Shkalla 1, Apartamenti 2, Xhaferri", Sarande 20,000 Sarande Njesi me sip. 79.9 m2, "Lgj.Sul Commercial 115 Lgj.Sul Papri, Elbasan Papri", Elbasan Unit 152,000 Njesi me sip. 44.13 m2, "Lgj.Sul Commercial 116 Lgj.Sul Papri, Elbasan Papri", Elbasan Unit 83,000 Njesi me sip. 33.33 m2, "Lgj.Sul Commercial 117 Lgj.Sul Papri, Elbasan Papri", Elbasan Unit 63,000 Njesi me sip. 65.32 m2, "Lgj.Sul Commercial 118 Lgj.Sul Papri, Elbasan Papri", Elbasan Unit 124,000 Apartament 200 m2, L. "Beqir L. "Beqir Dardha", 119 Apartment Dardha", Elbasan Elbasan 67,000 Apartament 79.1 m2, L. "Beqir L. "Beqir Dardha", 120 Apartment Dardha", Elbasan Elbasan 28,000 Apartament 62 m2, L. "Kongresi i L. "Kongresi i 121 Apartment Elbasanit", Elbasan Elbasanit", Elbasan 21,700 Apartament 131.2 m2, Rr. "Viktor Rr. "Viktor Eftimiu", 122 Apartment Eftimiu", Korce Korce 30,000 Apartament 86.8 m2, Rr. Rr. "Shaban 123 Apartment "Shaban Mukollari", Korce Mukollari", Korce 14,500 Njesi tregtare 630 m2, Kompleksi Kompleksi "City Commercial 124 "City Center", Rr. "Midhi Center", Rr. "Midhi Unit 170,000 Kostani", Korce Kostani", Korce Apartament 239 m2, Kompleksi Kompleksi "City

125 "City Center", Rr. "Midhi Apartment Center", Rr. "Midhi 22,000 Kostani", Korce Kostani", Korce Apartament 259.7 m2, Kompleksi Kompleksi "City

126 "City Center", Rr. "Midhi Apartment Center", Rr. "Midhi 23,000 Kostani", Korce Kostani", Korce Apartament 258.6 m2, Kompleksi Kompleksi "City

127 "City Center", Rr. "Midhi Apartment Center", Rr. "Midhi 23,000 Kostani", Korce Kostani", Korce Apartament 238.6, Kompleksi Kompleksi "City

128 "City Center", Rr. "Midhi Apartment Center", Rr. "Midhi 21,000 Kostani", Korce Kostani", Korce Apartament 253.8 m2, Kompleksi Kompleksi "City

129 "City Center", Rr. "Midhi Apartment Center", Rr. "Midhi 22,000 Kostani", Korce Kostani", Korce Damaged property from 130 Apartament 79.83 sqm Kruje Apartment Kruje 32,000 earthquake 26.11.2019 Damaged property from 131 Apartament 106.2 m2, L. 1, Kruje Apartment L. Nr. 1, Kruje 26,000 earthquake 26.11.2019 Damaged property from 132 Apartament 93.4 m2, L. 1, Kruje Apartment L. Nr. 1, Kruje 23,000 earthquake 26.11.2019

- 18 -

Invitation to quote

Apartament 71.4 m2, Fushe - 133 Apartment Fushe - Kruje Kruje 13,000

134 Apartament 67 m2, Fushe-Kruje Apartment Fushe Kruje 15,000 Damaged property from 135 Apartament 65 m2, Kurbin, Lac Apartment Kurbin, Lac 10,500 earthquake 26.11.2019 Apartament 62 m2, Rreshen, 136 Apartment Rreshen, Mirdite Mirdite 15,000 Damaged Njesi Tregtare 86 m2,l. 4, Lac, Commercial property from 137 L. 4, Lac, Kurbin Kurbin Unit 25,000 earthquake 26.11.2019 Apartament 85 m2, Rr. "Gurra", 138 Rr. "Gurra", Lezhe Lezhe 29,500 Damaged property from 139 Apartament 93 m2, Lezhe Apartment Lezhe 29,600 earthquake 26.11.2019 Damaged Apartament 93.8 m2, Rr. "Gura", property from 140 Apartment Rr. "Gura", Lezhe Lezhe 30,500 earthquake 26.11.2019 Apartament 111 m2, Rr. 141 Apartment Beslidhja, Lezhe "Beslidhja", Lezhe 41,300

142 Apartament 64.9 m2, L. 5, Kukes Apartment L. Nr. 5, Kukes 15,000

143 Apartament 61.6 m2, L. 5, Kukes Apartment L. Nr. 5, Kukes 14,000

144 Bodrum 70.5 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 11,000

145 Bodrum 97.6 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 15,000

146 Bodrum 100 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 16,000

147 Bodrum 65.6 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 12,000

148 Bodrum 42.8 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 13,900

149 Bodrum 34 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 11,000

150 Bodrum 52.7 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 17,100

151 Bodrum 56 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 18,200

152 Bodrum 62.2 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 20,200

153 Bodrum 56.8 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 18,460

154 Bodrum 61.3 m2, L. 5, Kukes Basement L. Nr. 5, Kukes 20,000 Commercial 155 Zyre 413.4 m2, L. Nr. 5, Kukes L. Nr. 5, Kukes Unit 100,000

- 19 -

Invitation to quote

Commercial 156 Zyre 163.4 m2, L. Nr. 5, Kukes L. Nr. 5, Kukes Unit 40,000 Apartament 109 m2, Rr. "Qemal Rr. "", 157 Apartment Stafa", Shkoder Shkoder 35,000 Apartament 91.6 m2, Rr. Rr. "Margarita 158 Apartment "Margarita Tutulani", Shkoder Tutulani", Shkoder 30,000 Apartament 64 m2, L. "Qemal L. "Qemal Stafa", 159 Apartment Stafa", Shkoder Shkoder 30,300

6,891,769.

00

These above mentioned properties in this Annex are received from execution process and will be subject of changes following the Bank intention to sell them in the near future. Any new property received during contract duration, will be subject of same pricing offered. You should also provide Premium Return Policy (Policy Cancellations and Return Premiums/refund of premium paid), in cases of property insurance cancelation.

All properties in Table 1 of Annex C will be insured for replacement value

All properties in Table 2 of Annex C will be insured for market value

- 20 -