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CURRENT AFFAIRS E PRACTICE MCQ's www.bankiq.in march 2019 toms CBI � TOPPER'S TALK 11ii11 BANKING AWARENESS f IN'DIA 6 THE WORLD 11 TAXATION ,�-.; CURRENT AFFAIRS e PRACTICE MCQ's A- STUDY IQ Initiative bankiq.in March 2019 INDEX TOPPER’S TALK 1 1) Banking & Financial Awareness (2-8) 2) Taxation (9-10) 3) Agriculture 11 4) Industry (12-15) 5) International Aairs 16 6) India and the World (17-19) 7) Polity & Governance 20 8) Appointments & Resignations 21 9) Government Schemes (22-23) 10) Miscellaneous (24-32) PRACTICE CURRENT AFFAIRS MCQ’S 1) Banking & Financial Awareness (33-37) 2) Appointments & Resignations (37-38) 3) Days Dates (38-40) 4) Defence & Security (40-42) 5) Government Schemes (42-45) 6) Honours & Awards (45-48) 7) India & the World (48-50) 8) Industry (50-52) 9) Infrastructure (52-55) 10) International Aairs (55-57) 11) Polity & Governance (57-58) 12) Reports & Indices (58-60) 13) Sports (61-63) 14) Taxation 63 15) Miscellaneous (63-68) SOLUTIONS CURRENT AFFAIRS MCQ’s 1) Banking & Financial Awareness (69-74) 2) Appointments & Resignations (74-76) 3) Days Dates (76-77) 4) Defence & Security (78-80) 5) Government Schemes (80-84) 6) Honours & Awards (84-87) 7) India & the World (88-90) 8) Industry (90-92) 9) Infrastructure (92-96) 10) International Aairs (96-99) 11) Polity & Governance (99-101) 12) Reports & Indices (101-104) 13) Sports (104-106) 14 ) Taxation 107 15) Miscellaneous (107-112) A STUDY IQ Initiative bankiq.in MARCH 2019 TOPPER’S TALK How to Clear RRB PO and Clerk Exam - Tips and Strategy. About me Hi, I am Shruti. I have qualied RRB PO 2018. I have done my education from Institute for Excellence and Higher Education, Bhopal, MP Why do I want to join the government sector? The government sector provides us job security and respect in society and after I came to know my ability to crack banking exams, I decided to prepare for it from June 2018. How I started my preparation? Four to Six months are enough to qualify a banking exam if and only if you have prepared in a structured or whole-heartedly way. I like to study subjects like General Awareness, banking terms in the morning as it remains in your mind for the long term. After that, I solve as much as questions of maths as possible.It builds your concept and after that I solve puzzles for reasoning section. Structure of the banking exam and some strategies followed by me There are three stages of banking exam. Stage 1 is prelims and stage 2 is mains followed by an interview for the post of PO. For prelims, solve maximum number of quizzes as it will help you to increase your speed which is necessary to qualify prelims, as accuracy and speed play an important role in prelims exams. In Mains Exam there are sections of Maths, Reasoning, General Awareness, and English/ Regional language. For Maths, a continuouspractice is needed to crack quantitative section and it is not very dicult if your practice is good enough. Always try to solve it in a traditional method and build your concept topic wise topic. For Maths, refer R S Agarwal book and go for quizzes. For Reasoning, puzzles play an important role in this section. Go for atleast one high level puzzle everyday and be careful while reading the puzzle, to avoid mistakes. I used to watch videos of Tarun Jha sir for quality questions of puzzles and reasoning questions. For English, start developing reading habit as English needs reading skills. For this, start practicing reading comprehension and go for Study IQ Editorial section, read The Economic Times, The Hindu. For Grammar refer any basic English book like Wren &Martin. This helps a lot to memorize grammar rules. For Mains, do not rely on short tricks and always go for traditional methods as mains exams consist of questions that need a clear concept to solve them. For logical Reasoning, solve puzzles as fast as you can and be accurate with logical questions. For General Awareness, I used to watch Gaurav Garg sir videos from Study IQ for the last 1 year and it covers almost 90% of questions and all the topics important for this section. What you can do is go with everyday current aairs newsand revise them again and again. For Interview, the Financial news section of current aairs is very important. Special thanks to Prashant Dhawan sir and Joicy ma’am to build my concepts in Economics and also to clear my Banking Concepts. Last words At last, I would say, prepare very well for GA as it is the game changer in every exam. Lastly, I want to thank the Study IQ team for giving me a platform to express my views and thoughts. The exam I cleared is due to GA and Study IQ. Thank you, team Study IQ. Page 1 STUDY IQ bankiq.in March 2019 order by not paying dues of Rs 550 crore to Ericsson. The apex Banking court had said that they would face a three-year jail term if the company failed to pay up within four weeks. The NCLAT had earlier halted insolvency proceedings against and Financial RCom after the case was admitted by the Mumbai bench of National Company law tribunal (NCLT) on May 15, 2018. The Awareness apex court had on October 23 asked RCom to clear the dues by December 15, 2018. RCom has already deposited Rs 118 crore with the Supreme Court. On February 4, the NCLAT had allowed Ericsson to le its reply on RCom’s plea for withdrawal of the appeals. Banks open to big haircuts Bad-loan accounts for sale by banks in the March quarter has risen to over Rs 27,000 crore as lenders rush to make cash recoveries ahead of the close of the nancial year 2018-19 banks are demanding 1005 cash payments through ARC (asset reconstruction companies) sales to try their provisioning burden does not go up. For instance, Central bank’s reserve price for Alok Industries suggests an 84% haircut and IDBI’s reserve price for RCom implies a 55.5% haircut. Banks are making it clear to buyers that we want the cash in Link your PAN with bank for refunds 60 days, delays in resolution through the insolvency and The Income Tax department will “only” issues refunds via the e-mode Bankruptcy Code (IBC) route may have also forced their hand. into bank accounts of tax payers beginning next month and they should link PAN with their accounts to get refund directly, swiftly RBI faces trouble getting banks to cut rates and securely. Electoral bonds in 3 tranches from March The government has authorised only STATE BANK OF INDIA to launch the sale of electoral bonds from March 1-15, April 1-20 and May 6-15 at 29 specied SBI branches. The electoral bonds will be valid for 15 calendar days from the date of issue. No payment will be made to any payee political party deposited after the expiry of the validity period. Indian lenders haven’t fully passed on the central bank’s latest Electoral bonds may be purchased by a person, who is a citizen interest rate cut to borrowers, pressuring the monetary of India or entities incorporated or established in India. authority to loosen policy even more to support economic growth, mean banks face a high cost of capital, limiting their NCLAT pulls up SBI ability to transmit monetary policy easing. National Company Law Appellate Tribunal (NCLAT) on admonished SBI snubs RCom State Bank of India (SBI), headed by chairperson SJ Mukhopadhyay saying that the SBI had given a false impression that the RCom-RJio SBI said to NCLAT that “RCom should pay Ericsson on its own deal would fetch about Rs 37,000 crore, gave a rosy picture before and refused to release the Rs 266 crore worth of income- tax us. SBI worked with RCom and claimed that they would recover returns, money did not belong to RCom. The Supreme Court around Rs 37,000 crore from sale to Jio and cited losses of crores said that the money will come from the Retention and Trust per day. You failed and now will seek to recover Rs 260 crore. account”. The appellate tribunal pulled up SBI for not releasing the Rs 260- crore income tax returns lying with it, which could be used by RCom RBI on Kotak’s plea to pay Swedish telecom equipment maker Ericsson. The release would help RCom to clear a part of its Rs 550-crore dues to Ericsson. RBI wants Uday Kotak to reduce his stake in the bank because The Supreme Court had, on February 20, held RCOm chairman RBI wants to separate Management from Ownership to improve Anil Ambani and two others guilty of contempt for violating its Page 2 STUDY IQ bankiq.in March 2019 corporate governance. After that Kotak Mahindra Bank Ltd’s led don’t have any resolution plans, the additional period of 180 a legal petition against the Reserve Bank of India. days also came to an end on 28.02.2019 barring 2 or 3 cases RBI “The reliefs sought in the petition, if granted, shall result in have been resolved and some cases have been referred to the making inroads into the RBI’s autonomy, and to permit the NCLT, the positions remains the same” petitioners and others to become regulators of their own selves”. February 12th circular by RBI- One-day default rule on term loans SEBI lifts foreign investment cap in corporate bonds Banks need to nalise a resolution plan for defaults of over Rs 2,000 crore within the next 180 days.
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