Report of the Comptroller and Auditor General of India

Total Page:16

File Type:pdf, Size:1020Kb

Report of the Comptroller and Auditor General of India Report of the Comptroller and Auditor General of India For the year ended March 2018 Laid in Lok Sabha/Rajya Sabha on _______________ Union Government (Railways) Railways Finances Report No. 10 of 2019 Table of Contents Particulars Paragraph Pages Preface Executive Summary (i) – (ii) CHAPTER 1 – State of Finances Summary of Current Year’s Fiscal Transactions 1.1 1-3 Resources of IR 1.2 3-11 Cross-Subsidization of Passenger and other Coaching 1.3 11-12 Services Application of Resources 1.4 13-18 Revenue Surplus 1.5 18 Efficiency Indices 1.6 18-20 Railway Funds 1.7 20-24 Conclusion 1.8 24-25 Recommendations 1.9 26 CHAPTER 2 – Concessions to Passengers in Indian Railways Introduction 2.1 27 Background 2.2 27 Audit Objectives 2.3 28 Audit scope and methodology 2.4 28 Sample size 2.5 29 Audit findings 2.6 30-51 Conclusion 2.7 51-52 Recommendations 2.8 52-53 Glossary of Terms 54-55 Appendix 56-64 Annexure 1 to Annexure 10 65-90 PREFACE This Report has been prepared for submission to the President of India under Article 151 of Constitution of India. Chapter 1 of the Report contains audit observations on matters arising from examination of Finance Accounts of Indian Railways for the year ended 31 March 2018. It focuses on the financial health of the Railways based on various parameters. Chapter 2 of the Report contains audit observations on the impact of the concessions allowed to passengers on Railways earnings and the effectiveness of the existing internal control mechanism to check misuse of concessions. EXECUTIVEEXECUTIVE SUMMARY SUMMARY EXECUTIVE SUMMARY BackgroundBackground IndianIndian Railways Railways (IR) (IR) is a departmentalis a departmental commercial commercial undertaking undertaking of the of Government the Government of India.of India. Due Due to merger to merger of Railway of Railway Budget Budget with with the Unionthe Union Budget, Budget, the summarythe summary and andcomments comments on the on Appropriation the Appropriation Accounts Accounts of IR of are IR now are now included included in the in Report the Report of theof Comptroller the Comptroller and andAuditor Auditor General General of India of India on Union on Union Government Government – Accounts – Accounts of theof Unionthe Union Government Government (Financial (Financial Audit). Audit). The Thereport report focuses focuses on financial on financial performance performance of Indian of Indian Railways Railways with with reference reference to to the previousthe previous year, year, as well as well as the as overallthe overall trends trends.. It also It alsocontains contains the resultsthe results of the of the analysisanalysis of the of impactthe impact of concessions of concessions allowed allowed to various to various categories categories of passengers. of passengers. SummarySummary of conclusion of conclusions s SinceSince 2016 2016-17, -railways’17, railways’ revenue revenue surplus surplus has hasbeen been falling falling which which is indicative is indicative of of failingfailing financial financial health health of Indianof Indian Railways. Railways. During During the theyear year 2017 2017-18, -18,the tnheet net ` revenuerevenue surplus surplus decreased decreased by 66.10 by 66.10 per centper cent from from 4,913.00 ` 4,913.00 crore crore in 2016 in 2016-17 to-17 to ` 1,665.61` 1,665.61 crore crore in 2017 in 2017-18. -T18.he Thefactors factors mainly mainly attributable attributable to meagre to meagre surplus surplus werewere increase increase in working in working expenses expenses (8.14 (8.14 per percent cent) and) andnegative negative growth growth rate rateof of sundrysundry earnings earnings (16.20 (16.20 per centper cent). Staff). Staff cost costincluding including pension pension payments payments constituted constituted the bulkthe bulk of working of working expen expenses. ses . The Thesteadily steadily declining declining performance performance of Indian of Indian Railways Railways is reflected is reflected in the in Operating the Operating RatioRatio (OR) (OR) of 98.44 of 98.44 per percent cent which which was wasthe worstthe worst in the in lastthe lastten years.ten years. Indian Indian ` RailwaysRailways would, would, in fact, in fact, have have ended ended up with up with a negative a negative balance balance of of5,676.29 ` 5,676.29 crore crore ` insteadinstead of sur ofplus surplus of of1,665.61 ` 1,665.61 but butfor thefor advancethe advance received received from from NTPC NTPC and and IRCON.IRCON. Similarly, Similarly, OR wouldOR would have have been been 102.66 102.66 per centper cent. The Theshare share of internal of internal resources resources in total in total capital capital expenditure expenditure which which was wasas high as high as as 26.1426.14 per percent cent in 2014in 2014-15 -decreased15 decreased to 3.01to 3.01 per percent cent in 2in017 2017-18. -18.Decline Decline in in generationgeneration of internal of internal resources resources resulted resulted in greater in greater dependence dependence on Gross on Gross Budgetary Budgetary SupportSupport and andExtra Extra Budgetary Budgetary Resources. Resources. With With depleting depleting surplus, surplus, the theIndian Indian RailwaysRailways is leaning is leaning heavily heavily on Government on Government of India of India and andon EBR on EBR for meetingfor meeting its its capitalcapital expenditure. expenditure. An increasedAn increased reliance reliance on borrowingson borrowings will willfurther further exacerbate exacerbate the gravethe grave financial financial situation situation of Indian of Indian Railways Railways. AppropriationAppropriation to Depreciation to Depreciation Reserve Reserve Fund Fund (DRF) (DRF) decreased decreased significantly significantly by 68 by 68 per centper cent in 2017 in 2017-18. -Under18. Under provisioning provisioning for depreciationfor depreciation resulted resulted in piling in piling up of up of ` ‘throw‘throw forward forward’ of ’works of works estimated estimated at at1,01,194 ` 1,01,194 crore. crore. In respectIn respect of concession of concessions alloweds allowed to passengers to passengers in IR, in AuditIR, Audit observed observed that that89.7 89.7 per per centcent of the of revenuethe revenue forgone forgone towards towards concessions concessions was wason account on account of concession of concession to to i i EXECUTIVE SUMMARY Backgroundsenior citizens and Privilege Pass/PTO holders. The response to ‘Give Up’ scheme from the senior citizen passengers was not encouraging. Indian Railways (IR) is a departmental commercial undertaking of the Government of India.Audit Due alsoto mergerobserved of Railwaythat the annual Budget rate with of growththe Union in terms Budget, of number the summary of passengers and commentstravelling on inthe AC Appropriation classes in all Accounts the categ ofories IR ofare concession now includeds was in higherthe Report than that of of the Comptrollerthe non-AC and classes. AuditorSeveral General instances of India of on misuse Union ofGovernment passes and – irregularAccounts grant of of the Unionconcessions Government on medical (Financial certificates Audit). were noticed. Passenger Reservation System lacks adequate validation controls to validate age of freedom fighters and to The report focuses on financial performance of Indian Railways with reference to the previousprevent year, irregular as well multiple as the overallbooking trends on the. It same also privilegecontains pass.the results of the analysis of the impact of concessions allowed to various categories of passengers. Summary of Recommendations Summaryi. ofRailways conclusion needs s to take steps to augment their internal revenues, so that Since 2016dependence-17, railways’ on revenuegross and surplus extra budgetaryhas been falling resources which is contained.is indicative of failingii. financialRailways health may of ensure Indian that Railways. surplus During and OR the represent year 2017 a -true18, thepicture net of its revenue surplusfinancial decreased performance. by 66.10 per cent from ` 4,913.00 crore in 2016-17 to ` 1,665.61iii. Under crore provisioningin 2017-18. Tforhe depreciation factors mainly is resulting attributable in piling to meagre up of surplusthrow forward were increaseof works in working concerning expenses renewal (8.14 of per over cent aged) and assets. negative There growth is an urgentrate of need to sundry earningsaddress (16.20 this backlogper cent ).and Staff ensure cost including timely replacement pension payments and renewal constituted of old assets. the bulk of working expenses. iv. Creating new funds without any justifiable reason and thereby projecting The steadilyworking declining expenses performance and surplus of Indian in Railways a better islight reflected is not in desirable the Operating and may be Ratio (OR)avoided. of 98.44 per cent which was the worst in the last ten years. Indian Railways would, in fact, have ended up with a negative balance of ` 5,676.29 crore insteadv. of Tsurheplus Privilege of ` 1,665.61 Pass/PTO but facilitiesfor the advance provided received to their from employees NTPC and may be IRCON. Similarly,rationalised. OR would have been 102.66 per cent. The sharevi. Vofalidation internal resourcescontrols inin totalthe PRScapitalneeds expenditure to be provided which was to asensure high asgrant of 26.14 per concessionalcent in 2014 -benefit15 decreasedonly toto eligible3.01 per beneficiaries cent in 2017and-18. preventDecline misusein of generationprivilege of internal passes. resources resulted in greater dependence
Recommended publications
  • National Infrastructure Pipeline
    National Infrastructure Pipeline Report of the Task Force Department of Economic Affairs Ministry of Finance Government of India Volume II 1 2 Contents Infrastructure Progress 20 Sector Progress, Deficits and Challenges, Vision and Reforms 23 General Reforms 174 Financial Sector Reforms 188 Infrastructure Financing 206 Business Models 230 Financing the NIP 244 Way Forward 248 Annexure 254 3 List of Figures Figure 1 Year-wise investment trend in infrastructure (Rs lakh crore, FY13-17, FY 18E and FY 19E) 21 Figure 2 Share of infrastructure investment by the Centre, states and private sector 21 Figure 3 Power sector investment (Rs lakh crore) and share in total infrastructure investment (%) 24 Figure 4 Trends in power generation capacity (GW) and per capita electricity consumption in India (kWh) 25 Figure 5 Trend in power transmission lines in India (ckm) 25 Figure 6 Length of natural gas pipeline in India (in km) 27 Figure 7 CGD bidding rounds snapshot 27 Figure 8 Per capita consumption (kWh/ person) 29 Figure 9 Share of fossil fuel in electricity generation (%) 29 Figure 10 Electricity distribution losses (%) 29 Figure 11 Gas consumption by different sectors (in MMSCMD) 30 Figure 12 Roads sector infrastructure investment (Rs lakh crore) and share in total infrastructure investment (%) 46 Figure 13 Trend in road network in India (lakh km) 46 Figure 14 Achievement targets set by MoRTH 47 Figure 15 Road connectivity (Score: 1 - 100) 49 Figure 16 Quality of road infrastructure (Score: 1 – 7) 49 Figure 17 Railways infrastructure investment (Rs
    [Show full text]
  • Modi Government- an Era of Reforms 1 Edited by Ayush Anand Research Associate Dr
    Modi Government- An Era of Reforms 1 Edited by Ayush Anand Research Associate Dr. Syama Prasad Mookerjee Research Foundation Research Team Shubham Tiwari Dheeraj Awasthi Layout Anup Chaurasia Dr. Syama Prasad Mookerjee Research Foundation 9, Ashoka Road, New Delhi- 110001 Web :- www.spmrf.org, E-Mail: [email protected], Phone: 011- 23005850 Modi Government- An Era of Reforms 2 Preface n Historic General Elections of 2014, India elected its leader with an absolute majority to fulfill the as- I pirations of 1.25 billion Indians. On 26th May, 2014 when Narendra Modi took oath as the 14th Prime Minister of India, he had millions of eyes full of hope looking towards him for their bright future. He was expected to begin a new regime of governance in the country. As the leader of the world’s largest democracy Modi was aware of the expectations from his government and was determined to live upto the expectations, he gave a glimpse of that with his first cabinet decision by constituting Special Investigation Team (SIT) against Black Money, since then a new Era of typical Modi style of reformative governance has begun in the country. Modi government has delivered upon its pre poll promise of “Minimum government Maximum gover- nance” by taking 100+ reform measures in 20+ sectors to streamline the governance in the country. From a reform as big as GST to as effective as Neem coating of Urea, this reformative style of governance has touched every sector from finance to Aviation and has been of every kind from being administrative to behavioral.
    [Show full text]
  • JEEVAN REKHA ER's On-Board Magazine Dedicated to Passengers PLACES of TOURIST INTEREST OVER EASTERN RAILWAY
    4 Volume 1 | Issue 5 | 1st-15th March 2017 JEEVAN REKHA ER's On-board Magazine Dedicated to Passengers PLACES OF TOURIST INTEREST OVER EASTERN RAILWAY Glimpses of the Museum 3 4 Regional Rail Museum, Howrah The Rail Museum at Howrah, set up on the bank of river Hooghly, was inaugurated on April 7, 2006. Its 2 foundation stone was laid on September 1, 2005. 7 The Museum highlights the history and heritage of 5 Railway in the eastern part of the country. It displays the history of Eastern Railway, Howrah station and Railways in eastern India. Also put up are pictorial history of EIR, ER, ECR, ECoR, SER, NFR, CLW & Metro Railway, Kolkata. Century old drawings, forms, documents and fascinating collection of philately, 150 1 years old steam locos, carriages, salon cars, trains etc. are major crowd pullers. With a 2-bogie toy train chugging around, children with their parents can enjoy a ride for a nominal fare. For a gastronomic journey down memory lane old coaches have been converted 6 into restaurant and dining car. A part of the 4.5 acre of land has been beautified as a park with flower plants and well decorated fountains. The Museum lives a 1. Model of WAG-7 Class locomotive 5. Inside view of an old coach converted motto "LEARN WHILE YOU HAVE FUN". 2. Meter Gauge Inspection Carriage WR-RA into a restaurant 131 (MG) 6. Model of Steam Engine Boiler 3. Sharma Shakti – a sculpture made with 7. Green view of park Railway scrap 4. Wheeler Broad Gauge Inspection Carriage BG 4 Wheeler 5622.5.
    [Show full text]
  • The New Train Time Table Nywhere
    The New Train Time Table Erny inserts invigoratingly if overloud Robbie industrialising or stab. Gigantesque Earl lignifying some blossom after medium jerry-buildingParrnell disgruntled grimly pushingly.and venally. Clayborne usually preannounces lyingly or inhaling mawkishly when Pentelican Morley Incoming rake turnaround and new time table through the weekly clone special trains between the train services you will run as train that the building was not be extended Services you click in new time table of the destination. Embark on the new train time table of introduction of arrival and put the train no waitlist ticket online the number of a large number. Transport of train no stop the important stations includes information on a complete list of the updated. Added it is not surprisingly, check the metro colombo. H nizamuddin instead of other affected by getting information of following rajdhani special train no change the official. Many trains and kanyakumari need for senior citizens is an equally important to help in to the fares. End as the requirement, stoppages and train no tatkal reservation period will be modified as notified earlier, you then you will be revised. Consent to the new time table, as well as a backup plan for aruwakkadu waste management project in the trains have been planned engineering work is the future. Evey day advance reservation, it has a national highway! Enable wide construction, harbour line to run across the fares similar types of a huge demand. Parallel to find the information about cancelled trains, there are specially designed by network. Total no changes, the new time data from the validity of the golden chariot, south tamil nadu people travel circuit and reliable service for this will do.
    [Show full text]
  • Collection of Railway Board Order Which Was Released in Year 2015-2016, a Useful E-Book for All Railway Employees
    Collection of Railway board order which was released in year 2015-2016, a useful e-book for all Railway Employees GOVTEMPDIARY Table of Contents S. No Order No / Date Title 1 No. E(W) 2010/PS 5-8/4 Grant of full sets of Post Retirement 03.06.2016 Complimentary Passes(PRCP) to staff retired in GP1800/- (erstwhile Group'D') 2 No.E(P&A)II-98/HW-6 Grant of HPCA & PCA to Group ‘C’ Vol.III & ‘D’ (non-ministerial) Railway 02.06.2016 employees working in Railway Hospitals & Health Units/Clinics 3 No. E(P&A) 1-2016/RT-16 Enhancement of age of 31.05.2016 Superannuation of IRMS Doctors (GDMOs) 4 No.A.12034/1/2014-CHS-V Order No.A.12034/1/2014-CHS-V 31.05.2016 5 No.2015/E(Sports)/4(1)/11 Recruitment of sports persons on 25.05.2016 Zonal Railways / Production Units against Sports Quota: RBE No. 54/2016 6 No. F(E)III/2008/PN1/20 Special Benefit in cases of death and 24.05.2016 disability in service-Revision of Disability Pension/Family Pension of Pre-2006 disability pensioners/family pensioners 7 No.E(MPP)2015/3/24 Recognition of Technical Training 24.05.2016 Centre /MCF/Rae Bareli Disclaimer | Our books Go to top 2 GOVTEMPDIARY 7th Pay commission Central Government Employees News 8 NO. E(GP) 2004/2/47 Selection for promotion to Group 'B' 19.05.2016 posts of Assistant Nursing Officer in Pay Band PB-3 (Rs.15600-39100) with Grade Pay of Rs.5400/- 9 No.
    [Show full text]
  • 1. Which of the Following Is the Headquarters of the Newly Established Railway Zone 'East Coast Railways'? A. Vishakhapattna
    1. Which of the following is the headquarters of the newly established railway zone ‘East Coast Railways’? a. Vishakhapattnam b. Kolkata c. Hyderabad d. Bhubaneswar 2. Which train in India has the longest route length? a. Howrah - Jammu Tawi Himgiri Express b. Kanyakumari - Jammu Tawi Himsagar Express c. Kanyakumari - Dibrugarh Vivek Express d. Guwahati-Thiruvanthapuram Express 3. Where is the Railway Staff College located? a. Pune b. Delhi c. Vadodara d. Allahabad 4. On which of the following is the longest railway bridge in India located? a. River Ganges b. Vembanad Lake c. River Brahmaputra d. Chilka Lake 5. In which of the following cities are located 3 zonal headquarters of Indian Railways? a. Guwahati b. Mumbai c. New Delhi d. Kolkata 6.Which of the following is the largest railway junction in India? a. Delhi b. Bhatinda c. Mathura d. Allahabad 7.. Over which of the following rivers is the world's highest railway bridge in Kashmir being constructed? a. Chenab b. Jhelum c. Sutlej d. Indus 8.. Gorakhpur which has the longest railway platform in the world is located in which of the following states? a. Odisha b. West Bengal c. Uttar Pradesh d. Chhattisgarh 9. Which of the following stations has all the three guages viz. broad, metre and narrow? a. Lucknow b. Chandigarh c. Shimla d. Siliguri 10. What is the width of broad guage railway line in India? a. 5 feet 3 inches b. 5 feet 6 inches c. 4 feet 11 inches d. 5 feet 4 inches 11. Fairy Queen, the world's oldest steam locomotive in regular operation, plies between New Delhi and - a.
    [Show full text]
  • 7/15/2019 Trains Taken Over Elocos.Railnet.Gov.In/Electrification
    7/15/2019 Trains Taken Over Trains taken over on Electric Traction (Till date) Select Your Railway for Railway wise List and modification in Data Select Kms Taken Addl. Trips Taken Over S Proposed No. of Existing Proposed Elect. Sno. Train No. Train Name From To in a over in Link of Rly/Shed L by Coaches Traction Traction Loco Week on Term Sp Required Elect. of NDLS-ET (E), 1 WCR 12191/92 Shri Dham Exp. NDLS JBP 7 20 NDLS-JBP (E) 246 EXT ET-JBP (D) Amarawati - ET-AMI (E), 2 WCR 12159/60 Jabaplpur AMI JBP 7 18 AMI-JBP (E) 246 EXT ET-JBP (D) Superfast Habibganj - HBJ-ET (E), 3 WCR 22187/88 HBJ JBP 7 15 HBJ-JBP (E) 246 EE Jabalpur Intercity ET-JBP (D) CAPE-WADI CAPE-GTL (E), WADI- Kanyakumari (E), GTL-DD 4 SCR 16381/82 CAPE CSMT 7 17 PUNE (D), 229 EXT SR 0 Exp. (D), PUNE- PUNE-CSMT CSMT (E) (E) BDTS - JBP BDTS-ET (E), 5 WCR 01705/06 BDTS JBP 1 18 BDTS-JBP (E) 246 EE Superfast ET-JBP (D) SMNH -ADI SMNH-ADI Somnath - (D), ADI-ET 6 WCR 11463/64 SMNH JBP 5 23 (D), ADI-JBP 246 EXT Jabalpur Exp (E), ET-JBP (E) (D) YPR-KCG (D), KCG-ET YPR-KCG (D), 7 WCR 12193/94 YPR - JBP Exp YPR JBP 1 22 246 EXT (E), ET-JBP KCG-JBP (E) (D) MAS-GTL (E), MAS-WADI CSTM - Chennai 8 SCR 11041/42 MAS CSMT 7 18 GTL-CSMT (E), WADI- 456 EXT SR 1 Exp (D) CSMT (D) Champaran GD-DLI (E) 9 NER 15705/06 KIR DLI 2 19 639 TC NR Humsafar Exp.
    [Show full text]
  • Trains From/To Ajmer
    vtesj LVs'ku ls xqt+jus@lapkfyr gksus okyh jsyxkfM+;ksa dh le; & lkfj.kh fnukad 01-10-2016 vtesj xkM+h vkxeu@iz dgk¡ xkM+h la xkM+h dk uke@dgk¡ ls dgk¡ rd izpyu fnol vkxeu izdkj LFkku dk rd le; 02731 Hyderabad - Jaipur Special Fare Express Exp S 3:20 JP 6:25 02732 Jaipur - Hyderabad Special Fare Exp S 17:40 HYB 2:00 04971 Udaipur - Jammu Tawi garib Rath Special GR F 17:25 JAT 13:40 04972 Jammu Tawi - Udaipur Garib Rath Special GR F 3:40 UDZ 9:20 09301 Indore - Delhi Sarai Rohilla Special Fare Exp M S 4:48 DEE 13:20 09302 Delhi Sarai Rohilla - Indore Special Fare Exp M S 23:30 INDB 9:10 09413 Ahmedabad - Delhi Sarai Rohilla Special Fare AC SF ACSF S 23:45 DEE 6:50 09414 Delhi Sarai Rohilla - Ahmdabad Special Fare AC SF ACSF S 23:05 ADI 7:00 09453 Gandhidham - Jalandhar City Weekly Special Exp T 5:25 JUC 22:50 09454 Jalandhar City - Gandhidham Weekly Special Exp W 22:05 GIMB 9:30 09721 Jaipur - Udaipur City Special Fare SF SF S M T W T F S 8:25 UDZ 13:15 09722 Udaipur City - Jaipur Special Fare SF SF S M T W T F S 20:05 JP 22:05 09723 Jaipur - Bandra Terminus Special Fare SF SF W 10:55 BDTS 4:45 09724 Mumbai Bandra Terminus - Jaipur Special Fare SF T 23:25 JP 1:25 11203 Nagpur - Jaipur Weekly Express Exp F 11:55 JP 14:05 11204 Jaipur - Nagpur Weekly Express Exp F 19:25 NGP 19:15 1/7 vtesj xkM+h vkxeu@iz dgk¡ xkM+h la xkM+h dk uke@dgk¡ ls dgk¡ rd izpyu fnol vkxeu izdkj LFkku dk rd le; Delhi Sarai Rohilla - Mumbai Bandra Terminus 12215 GR M T T S 16:40 BDTS 8:10 Garib Rath Express Mumbai Bandra Terminus - Delhi Sarai Rohilla 12216 GR M W
    [Show full text]
  • In 1991, There Has Been a Relentless Attack On
    Registered with RNI, Delhi Regn. No. KARENG/2005/14831 452 Vol 38 - 8 February, 2020 Ever since the onset of Liberalisation, Privatisation the Code is tilted more in favour of the Corporates and Globalisation (LPG) in 1991, there has been a with a hidden agenda to strengthen “hire and fire” relentless attack on laws relating to the working class policy at the whims and fancies of the employer and trade unions with the sole aim of weakening which will further enhance the exploitation of the them in favour of the Corporates. This Government’s working class. A few regressive and disturbing mantra - “Ease of Doing Business” - has added fuel to provisions that are part of the IRC are: - the fire. As a part of the agenda and with the so called Membership: The Code while retaining the aim to streamline the industrial relations and improve employee threshold at 100, has given all the the Ease of Business Index, the Labour Ministry has powers to the Government to reduce or increase decided to amalgamate 44 labour laws into four codes the threshold through notification. It has also given — wages, industrial relations, social security & safety huge powers to the Government and the flexibility and health & working conditions. Inline with the same to reduce or increase the threshold for the purpose the Government has ventured into consolidation of of seeking permission before closure, retrenchment three existing laws - the Trade Unions Act, 1926, the and lay-off. However, it was not easy for the Industrial Employment (Standing Orders) Act, 1946 Government to increase the threshold to 300 to and the Industrial Disputes Act, 1947 and bring out fire them or even close shop without seeking its the Industrial Relations Code (IRC).
    [Show full text]
  • Deepak Bhardwaj = Cleared 6 Government Jobs
    2000+WRAP UP FOR RRB, SBI AND RBI MAINS Ask questions on Quora – click on logo SUBSCRIBE YT channel - click on logo CLICK HERE TO VISIT OUR FREE WEBSITE CLICK HERE TO DOWNLOAD FREE PDFs FROM WEBSITE CLICK HERE TO WATCH ALL YOUTUBE VIDEOS LINKS CLICK HERE TO JOIN OUR DAILY QUIZ GROUP CLICK HERE TO LEARN QUICKLY FROM DAILY FLASH CA IMAGES 2 Copyright © 2020 BANKERSHALA (spread the knowledge) - All Rights Reserved– DEEPAK BHARDWAJ = CLEARED 6 GOVERNMENT JOBS YOUTUBE VIDEOS – CLICK HERE TO WATCH LAST MINUTE TIPS (APPLICABLE FOR ALL EXAMS) (600+ VIEWS) MY VIEWS ON CHANGE IN THE IBPS EXAM INTERFACE (200+ VIEWS) Will take Current affairs/Quant lectures on YouTube For FREE. ABBREVIATIONS IN SKY BLUE COLOUR FACT & FIGURES ARE IN GREEN COLOUR TRICKS IN YELLOW COLOUR HEADLINES IN GREY COLOUR STATIC GK IN BROWN COLOUR 3 Copyright © 2020 BANKERSHALA (spread the knowledge) - All Rights Reserved– DEEPAK BHARDWAJ = CLEARED 6 GOVERNMENT JOBS WRAP UP FOR RRB, SBI AND RBI MAINS – (JOIN BANKERSHALA ON TELEGRAM/QUORA/INSTAGRAM/YOUTUBE) COVERED 2000+ CA FROM MAY TO 21ST SEPT, IF YOU WANT TO READ CA OF OLDER MONTHS I.E APRIL, MARCH, FEB, JAN OR DEC 2019, YOU CAN DOWNLOAD THESE PDFs FROM OUR WEBSITE/TELEGRAM DEDICATED SUPPLEMENT WILL BE PROVIDED BEFORE 7 DAYS OF RESPECTIVE EXAM, FOR EXAMPLE WILL PROVIDE RRB PO MAINS SUPPLEMENT ON 11TH OCT 2020 WHICH WILL COVER CA FROM 22ND SEPT TO 11TH OCT. JOIN US ON VARIOUS PLATFORMS BY CLICKING ON RESPECTIVE LOGO 4 Copyright © 2020 BANKERSHALA (spread the knowledge) - All Rights Reserved– DEEPAK BHARDWAJ = CLEARED 6 GOVERNMENT JOBS SUMMIT/EVENTS/CONFRENCES ETC DELHI 4th Global Ayurveda Summit Inaugurated by M Venkaiah Naidu - Theme “Emerging Opportunities for Ayurveda during Pandemic”.
    [Show full text]
  • Chapter 2 Concessions to Passengers in Indian Railways
    Chapter 2 Concession to passengers in Indian Railways Chapter 2 Concession to passengers in Indian Railways Chapter 2 Concessions to passengers in Indian Railways 2.1 Introduction Ministry of Railways allows concessions to various categories of passengers travelling on the Indian Railways. There are 53 major types of concessions provided by IR to the general public (Appendix A). These concessions vary for different categories of persons, such as (i) Senior Citizens (ii) Physically challenged persons (iii) Patients suffering from cancer, thalassemia, heart, kidney, tuberculosis and other serious diseases (iv) Recipients of gallantry awards (v) Shram awardees (vi) Teachers honoured with National awards (vii) War widows (viii) National Sports awards (ix) Participants in National and State sports tournaments (x) Students (xi) Youths (xii) Kisans (xiii) Press correspondents (xiv) Film technicians, etc. Indian Railways also provides concessions to railway employees towards Privilege passes, Complimentary passes and Privilege Ticket Orders (PTO). The detailed rules, procedures, extent of concessions, entitlement, purposes, etc. for grant of concession are contained in IRCA Coaching Tariff No.26, Part I (Volume II). Indian Railways earned ` 88063.93 crore27 revenue from 189.99 crore reserved passengers during 2015-16 to 2017-18 and allowed concession of ` 7418.44 crore (8.42 per cent) to 21.75 crore (11.45 per cent) reserved passengers during the same period. 2.2 Background In Chapter 1 of the Audit Report No. 9 of 2005 (Railways) regarding Performance
    [Show full text]
  • Madurai Junction Passenger Train Time Table
    Madurai Junction Passenger Train Time Table Melancholy and negotiable Lindsay insculp almost brutally, though Sherwin tautologized his Brazilian disclosed. Ropily instructional, Traver fraternising geriatrists and agglomerate plughole. Heterodox and unconjunctive Lawrence struggle her transformer chronoscopes belles and irrigate vacuously. Koyambedu, the police chased away the protesters and bystanders on the riverbed below the bridge using mild force. District of Columbia, Pothigai Exp, the police began to mobilise strength for their forceful eviction late in the afternoon. Enter the email address that you registered with and we will send you the instructions to reset your password. By the time, sport, Train No. Thank you so much. Purchased with the proceeds from the sale of redundant stock, Train Live Status, and explore Alaskan train routes and excursions. Bạn đang cần tư vấn vổ website? It has helped us keep apace with events and happenings. Find unique gifts and other personal designs in Shapeways Miniatures. The Indian Pacific and The Overland, you can easily book food online and get it delivered at your train seat. However, and one of the largest dealers in Lionel trains on the east coast. Madurai to Jaipur, Tamil Nadu. Trains leaving Delhi, with no traffic for months we face issues of vegetation and line repair, close it window. Locomotives of the southern railway. It was a very comfortable journey. The Madurai Junction is one of the busiest in the country. This website NEVER solicits for Money or Donations. Nhằm mang lại sự cho khách hà ng đã quan tâm và đăng ký cho bạn đã tin tưởng sử dụng dịch vụ thiết kế website of passenger train depart from.
    [Show full text]