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Details on Interest Rate, Service Charges, and Penalty Related to Personal Loan Business Under Supervision No

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Details on Interest Rate, Service Charges, and Penalty Related to Personal Loan Business Under Supervision No United Overseas Bank (Thai) Public Company Limited would like to supercede the Bank Announcement # 033/2019 dated December 19, 2019 which effective from January 1, 2020 with the revised interest rates and conditions as follows:- United Overseas Bank (Thai) Public Company Limited Details on Interest Rate, Service Charges, and Penalty related to Personal Loan Business under Supervision No. 020/2020 Effective Date: August 1, 2020 1 Interest, Service Charges, and Penalty UOB Cash Plus UOB I-Cash 1.1 Normal Interest Rate Maximum 25% per annum Ceiling Interest Rate and Default Rate (Per annum) 25% The different rate between the approved rate and ceiling interest rate multiplied by outstanding balance 1.2 Prepayment Fee within the first year N/A and the number of day counting from the date of the first draw down until prepayment date, divided by 365 1.3 Arrangement Fee N/A N/A 2 Expense Paid to Government Agencies 0.05% of credit limit 0.05% of credit limit 2.1 Stamp Duty 3 Expense Paid to External Parties 3.1 Payment Service Fee4 Payment Channel6 Serivce charges per Transaction Serivce charges per Transaction Bangkok and Greater Upcountry Province Bangkok and Greater Upcountry Province At Counter of United Overseas Bank (Thai) Free Free Free Free Mailing Cheque Free Free Free Free At UOB ATM / UOB Direct Debit Free Free Free Free UOB Cyber Banking (www.uob.co.th) Free Free Free Free Pay at Post THB 10 / every THB 50,000 N/A At Counter Service (Cash only and not more than THB 30,000/ THB 15 THB 20 THB 15 THB 20 Bank of Ayudhaya - At Counter of Bank of Ayudhaya THB 15 THB 15* THB 15 THB 15* - Electronic Channels of Bank of Ayudhaya THB 10 THB 10* THB 10 THB 10* Electronic Channels of Siam Commercial Bank N/A N/A Free Free Tesco Lotus THB 10 THB 10 N/A N/A mPay STATION THB 15 THB 15 N/A N/A BigC THB 10 / every THB 49,000 THB 10 / every THB 49,000 N/A N/A CenPay THB 5 THB 5 N/A N/A Cross-Bank Bill Payment** THB 5 THB 5 N/A N/A True Money Maximum of THB 20 Maximum of THB 20 N/A N/A * When making payment of over THB 50,000 at Bank of Ayudhya in upcountry provinces, the additional fee of 0.10% of the payment amount or maximum of THB 1,000 shall be imposed. ** Cross-Bank Bills Payment members i.e. Siam Commercial Bank, Kasikorn Bank, Bangkok Bank, Krungthai Bank, Bank of Ayudhaya, Kiatnakin Bank,Thanachart Bank, CIMB Bank,TMB Bank, Tisco Bank, Mizuho Bank, Bank for Agriculture and Agricultural cooperatives and Government Saving Bank (Data as of Sep 19, 2019) However, type of payment channels depended on each Cross-Bank Bills Payment members announcement. 3.2 Credit Information Checking Fee N/A 3.3 Insufficient Fund Expense (via direct debit with other bank's N/A account) 3.4 Debt Collection Expense5 THB 100 for every statement cycle 4 Operation Cost of Commercial Bank 4.1 Cheque Return Fee N/A N/A 4.2 Card Replacement Fee THB 200/card N/A 4.3 Statement Re-issuance Fee (The second issue onward. Note THB 100 per statement cycle THB 100 per statement cycle that the first issue is monthly statement) 4.4 PIN Code Replacement Fee THB 100 per transaction N/A 4.5 Transaction Inquiry Fee THB 100 per transaction THB 200 Remarks: 1. Total interest rate, service charges, and penalty inclause 1.1 - 1.3 are not greater than 25% p.a. (Effective Rate) 2. The Bank may change interest rates, service charges, and penalty fees, which will be announced and published at the Bank’s branches and website 30 days in advance by the same 3. Fees and service charges are VAT excluded (If any) 4. Payment service fees in clause 3.1 may be revised upon service providers' announcements. 5. Any debt collection expense charged by service provider will be collected from customer from 1 Jan 09 onwards. 6. Payment channels of each type of personal loans UOB Cash Plus: via Counter of United Overseas Bank (Thai), mailing cheque, ATM/UOB direct debit, UOB Cyber Banking (www.uob.co.th), Pay at Post, Counter Service, Bank of Ayudhaya, Ek-Chai Distribution System Co., Ltd (Tesco Lotus), TOT PLC, Advance Info Service PLC (mPay STATION), Big C, True Money Co., LTD, CenPay and Cross-Bank Bill Payment UOB I-Cash: via counter of United Overseas Bank (Thai), mailing cheque, UOB direct debit, UOB Cyber Banking (www.uob.co.th), Counter Service, Bank of Ayudha and electronic channels of Siam Commercial Bank Announced of July 15, 2019 United Overseas Bank (Thai) Public Company Limited (Mr.Tan Choon Hin) President and CEO.
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