INFORMATION DISCLOSURE TO THE SHAREHOLDER CONCERNING CAPITAL INCREASE BY PROVIDING PREEMPTIVE RIGHTS

The Board of Commissioners and the Directors are responsible for the completeness and accuracy of all information and material facts contained herein and hereby confirm that information disclosed in this Information Disclosure is accurate and none of unstated material fact can cause material information in this Information Disclosure become inaccurate and/or misleading.

PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN, Tbk. (BJBR) (“Company”) BUSINESS ACTIVITY Engaged in Banking Industry

HEADQUARTER BRANCH NETWORK Menara bank bjb 1 Headquarter Jl. Naripan No 12-14, 5 Regional Offices West 65 Branch Offices Phone : 022-4234868 313 Sub Branch Offices Website : www.bankbjb.co.id 347 Cash Offices

This Information Disclosure concerning Increase Capital by Providing Preemptive rights (“PMHMETD”) in order to comply with the Financial Services Authority Regulation No. 32/POJK.04/2015 dated December 16th, 2015 on Capital Increase of Public Companies with Preemptive Rights as amended by the Financial Services Authority Regulation No. 14/POJK.04/2019 (“POJK No. 32/2015”).

This Information Disclosure issued in Bandung on February 26th, 2021

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GENERAL The Information in this Information Disclosure is important for shareholders on making decision in order to Company’s plan to Increase Capital by Providing Preemptive Rights reffered to POJK No. 32/2015.

The PMHMETD will be requested for approval on Annual General Meeting of Shareholders for the 2020 financial year (“AGM”) which will be held on April 6th, 2021. All information in this Information Disclosure is a proposal, that depends on AGM approval. The final information regarding PMHMETD will be disclose in prospectus.

If you have difficulty to understanding the information that contained in this Information Disclosure or hesitant in making a decision, you should contact a competent party or professional advisor.

MAXIMUM AMOUNT OF CAPITAL INCREASE THROUGH PMHMETD

The Company intends to execute capital increase through PMHMETD at the maximum of 925.000.000 (nine hundred twenty five million) series B shares with a nominal value of Rp250 (two hundred and fifty rupiah) per shares, or maximum 9,40% (nine point four percent) of the total number of shares and fully paid to the Company, at a price to be determined and announced later in PMHMETD prospectus in accordance with applicable rules and regulations. The number of shares to be issued depends on the Company's funding requirements and the PMHMETD exercise price.

ESTIMATED PERIOD OF EXECUTION OF THE CAPITAL INCREASE THROUGH PMHMETD The Company intends to execute capital increase by providing preemtive rights immediately after Company receive the declaration of the effectiveness registration statements from Financial Service Authority. Refer to Article 8 paragraph 3 POJK No. POJK No 32/2015, the period between the date of the AGM and the effectiveness of the registration statement is not more than twelve (12) months.

OUTLINE ESTIMATES OF THE USE OF FUNDS The Company plans to use all of the net funds obtained from PMHMETD, after being deducted with the issuance cost to strengthen the capital structure which is then used entirely for loan expansion.

ANALYSIS ON THE IMPACT OF THE CAPITAL INCREASE THROUGH PMHMETD TO COMPANY’S FINANCIAL CONDITION AND SHAREHOLDERS

The PMHMETD will increase issued and fully paid up capital to the Company maximum of around 9,40% (nine point four percent) of the current issued and fully paid capital to strengthen the capital structure which is then used entirely for loan expansion.

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The Proforma Capital before PMHMETD BEFORE PMHMETD SERIES A SHARE SERIES B SHARE TOTAL SHAREHOLDERS % Ownership of % Ownership of % Ownership of Amount of Nominal Value Amount of Nominal Value Amount of Nominal Value Total Issued Total Issued Total Issued Shares (Rp250 Per Share) Shares (Rp250 Per Share) Shares (Rp250 Per Share) Shares Shares Shares AUTHORIZED CAPITAL 9.600.000.000 2.400.000.000.000 60,00% 6.400.000.000 1.600.000.000.000 40,00% 16.000.000.000 4.000.000.000.000 100,00%

ISSUED AND PAID UP CAPITAL 7.414.714.661 1.853.678.665.250 75,36% 2.424.072.500 606.018.125.000 24,64% 9.838.787.161 2.459.696.790.250 100,00% AND BANTEN REGIONAL 7.414.714.661 1.853.678.665.250 75,36% - - - 7.414.714.661 1.853.678.665.250 75,36% GOVERNMENT - West Java Province 3.756.415.785 939.103.946.250 38,18% - - - 3.756.415.785 939.103.946.250 38,18% Municipal & Regency Government - 2.363.812.461 590.953.115.250 24,03% - - - 2.363.812.461 590.953.115.250 24,03% in Jawa Barat - West Java Municipal Government 583.201.465 145.800.366.250 5,93% - - - 583.201.465 145.800.366.250 5,93% Bandung Municipal 116.000.006 29.000.001.500 1,18% - - - 116.000.006 29.000.001.500 1,18% Municipal 17.837.704 4.459.426.000 0,18% - - - 17.837.704 4.459.426.000 0,18% Municipal 38.545.063 9.636.265.750 0,39% - - - 38.545.063 9.636.265.750 0,39% Municipal 62.493.022 15.623.255.500 0,64% - - - 62.493.022 15.623.255.500 0,64% Municipal 46.737.809 11.684.452.250 0,48% - - - 46.737.809 11.684.452.250 0,48% Municipal 104.000.000 26.000.000.000 1,06% - - - 104.000.000 26.000.000.000 1,06% Municipal 93.777.672 23.444.418.000 0,95% - - - 93.777.672 23.444.418.000 0,95% Municipal 62.810.189 15.702.547.250 0,64% - - - 62.810.189 15.702.547.250 0,64% Banjar Municipal 41.000.000 10.250.000.000 0,42% - - - 41.000.000 10.250.000.000 0,42%

- West Java Regency Government 1.780.610.996 445.152.749.000 18,10% - - - 1.780.610.996 445.152.749.000 18,10% 712.485.914 178.121.478.500 7,24% - - - 712.485.914 178.121.478.500 7,24% 56.121.123 14.030.280.750 0,57% - - - 56.121.123 14.030.280.750 0,57% Kawarang Regency 56.863.937 14.215.984.250 0,58% - - - 56.863.937 14.215.984.250 0,58% 32.721.097 8.180.274.250 0,33% - - - 32.721.097 8.180.274.250 0,33% 130.953.800 32.738.450.000 1,33% - - - 130.953.800 32.738.450.000 1,33% 86.889.260 21.722.315.000 0,88% - - - 86.889.260 21.722.315.000 0,88% 44.937.610 11.234.402.500 0,46% - - - 44.937.610 11.234.402.500 0,46% 87.986.270 21.996.567.500 0,89% - - - 87.986.270 21.996.567.500 0,89% 73.550.504 18.387.626.000 0,75% - - - 73.550.504 18.387.626.000 0,75% Regency 46.052.684 11.513.171.000 0,47% - - - 46.052.684 11.513.171.000 0,47% 202.523.232 50.630.808.000 2,06% - - - 202.523.232 50.630.808.000 2,06% 102.416.760 25.604.190.000 1,04% - - - 102.416.760 25.604.190.000 1,04% 28.797.110 7.199.277.500 0,29% - - - 28.797.110 7.199.277.500 0,29% Regency 35.462.669 8.865.667.250 0,36% - - - 35.462.669 8.865.667.250 0,36% 26.366.698 6.591.674.500 0,27% - - - 26.366.698 6.591.674.500 0,27% Regency 51.219.171 12.804.792.750 0,52% - - - 51.219.171 12.804.792.750 0,52% Bandung Barat Regency 5.263.157 1.315.789.250 0,05% - - - 5.263.157 1.315.789.250 0,05%

- Banten Province 520.589.856 130.147.464.000 5,29% - - - 520.589.856 130.147.464.000 5,29% Municipal & Regency Government - 773.896.559 193.474.139.750 7,87% - - - 773.896.559 193.474.139.750 7,87% in Banten - Banten Municipal Government 185.749.520 46.437.380.000 1,89% - - - 185.749.520 46.437.380.000 1,89% Tangerang Municipal 125.117.942 31.279.485.500 1,27% - - - 125.117.942 31.279.485.500 1,27% Cilegon Municipal 60.631.578 15.157.894.500 0,62% - - - 60.631.578 15.157.894.500 0,62%

- Banten Regency Government 588.147.039 147.036.759.750 5,98% - - - 588.147.039 147.036.759.750 5,98% Serang Regency 151.092.304 37.773.076.000 1,54% - - - 151.092.304 37.773.076.000 1,54% Tangerang Regency 289.306.189 72.326.547.250 2,94% - - - 289.306.189 72.326.547.250 2,94% Lebak Regency 37.586.022 9.396.505.500 0,38% - - - 37.586.022 9.396.505.500 0,38% Pandeglang Regency 110.162.524 27.540.631.000 1,12% - - - 110.162.524 27.540.631.000 1,12%

PUBLIC - - - 2.424.072.500 606.018.125.000 24,64% 2.424.072.500 606.018.125.000 24,64% SHARES IN PORTOFOLIO 2.185.285.339 546.321.334.750 - 3.975.927.500 993.981.875.000 - 6.161.212.839 1.540.303.209.750 -

The Proforma Capital after PMHMETD With assumption that PMHMETD issued at the maximum of 925.000.000 (nine hundred twenty five million) series B shares with a nominal value of Rp250 (two hundred and fifty rupiah) per shares, shares can be issued in PMHMETD and subscribed by all shareholders:

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AFTER PMHMETD SERIES A SHARE SERIES B SHARE TOTAL SHAREHOLDERS % Ownership % Ownership % Ownership Amount of Nominal Value Amount of Nominal Value Amount of Nominal Value of Total Issued of Total Issued of Total Issued Shares (Rp250 Per Share) Shares (Rp250 Per Share) Shares (Rp250 Per Share) Shares Shares Shares AUTHORIZED CAPITAL 9.600.000.000 2.400.000.000.000 60,00% 6.400.000.000 1.600.000.000.000 40,00% 16.000.000.000 4.000.000.000.000 100,00%

ISSUED AND PAID UP CAPITAL 7.414.714.661 1.853.678.665.250 68,89% 3.349.072.500 837.268.125.000 31,11% 10.763.787.161 2.690.946.790.250 100,00% WEST JAVA AND BANTEN 7.414.714.661 1.853.678.665.250 68,89% 697.099.241 174.274.810.228 6,48% 8.111.813.902 2.027.953.475.478 75,36% REGIONAL GOVERNMENT - West Java Province 3.756.415.785 939.103.946.250 34,90% 353.161.883 88.290.470.773 3,28% 4.109.577.668 1.027.394.417.023 38,18% Municipal & Regency - 2.363.812.461 590.953.115.250 21,96% 222.235.372 55.558.843.042 2,06% 2.586.047.833 646.511.958.292 24,03% Government in Jawa Barat - West Java Municipal Government 583.201.465 145.800.366.250 5,42% 54.830.067 13.707.516.646 0,51% 638.031.532 159.507.882.896 5,93% Bandung Municipal 116.000.006 29.000.001.500 1,08% 10.905.816 2.726.454.079 0,10% 126.905.822 31.726.455.579 1,18% Cirebon Municipal 17.837.704 4.459.426.000 0,17% 1.677.023 419.255.848 0,02% 19.514.727 4.878.681.848 0,18% Sukabumi Municipal 38.545.063 9.636.265.750 0,36% 3.623.839 905.959.817 0,03% 42.168.902 10.542.225.567 0,39% Bekasi Municipal 62.493.022 15.623.255.500 0,58% 5.875.322 1.468.830.568 0,05% 68.368.344 17.092.086.068 0,64% Bogor Municipal 46.737.809 11.684.452.250 0,43% 4.394.086 1.098.521.409 0,04% 51.131.895 12.782.973.659 0,48% Cimahi Municipal 104.000.000 26.000.000.000 0,97% 9.777.628 2.444.406.979 0,09% 113.777.628 28.444.406.979 1,06% Depok Municipal 93.777.672 23.444.418.000 0,87% 8.816.569 2.204.142.268 0,08% 102.594.241 25.648.560.268 0,95% Tasikmalaya Municipal 62.810.189 15.702.547.250 0,58% 5.905.141 1.476.285.234 0,05% 68.715.330 17.178.832.484 0,64% Banjar Municipal 41.000.000 10.250.000.000 0,38% 3.854.642 963.660.444 0,04% 44.854.642 11.213.660.444 0,42%

- West Java Regency Government 1.780.610.996 445.152.749.000 16,54% 167.405.306 41.851.326.397 1,56% 1.948.016.302 487.004.075.397 18,10% Bandung Regency 712.485.914 178.121.478.500 6,62% 66.984.828 16.746.207.120 0,62% 779.470.742 194.867.685.620 7,24% Cirebon Regency 56.121.123 14.030.280.750 0,52% 5.276.264 1.319.066.007 0,05% 61.397.387 15.349.346.757 0,57% Kawarang Regency 56.863.937 14.215.984.250 0,53% 5.346.100 1.336.525.043 0,05% 62.210.037 15.552.509.293 0,58% Ciamis Regency 32.721.097 8.180.274.250 0,30% 3.076.295 769.073.826 0,03% 35.797.392 8.949.348.076 0,33% Tasikmalaya Regency 130.953.800 32.738.450.000 1,22% 12.311.707 3.077.926.756 0,11% 143.265.507 35.816.376.756 1,33% Sukabumi Regency 86.889.260 21.722.315.000 0,81% 8.168.951 2.042.237.630 0,08% 95.058.211 23.764.552.630 0,88% Subang Regency 44.937.610 11.234.402.500 0,42% 4.224.839 1.056.209.687 0,04% 49.162.449 12.290.612.187 0,46% Indramayu Regency 87.986.270 21.996.567.500 0,82% 8.272.087 2.068.021.658 0,08% 96.258.357 24.064.589.158 0,89% Bekasi Regency 73.550.504 18.387.626.000 0,68% 6.914.899 1.728.724.666 0,06% 80.465.403 20.116.350.666 0,75% 46.052.684 11.513.171.000 0,43% 4.329.673 1.082.418.290 0,04% 50.382.357 12.595.589.290 0,47% Bogor Regency 202.523.232 50.630.808.000 1,88% 19.040.354 4.760.088.478 0,18% 221.563.586 55.390.896.478 2,06% Cianjur Regency 102.416.760 25.604.190.000 0,95% 9.628.779 2.407.194.643 0,09% 112.045.539 28.011.384.643 1,04% Kuningan Regency 28.797.110 7.199.277.500 0,27% 2.707.379 676.844.776 0,03% 31.504.489 7.876.122.276 0,29% Majalengka Regency 35.462.669 8.865.667.250 0,33% 3.334.046 833.511.496 0,03% 38.796.715 9.699.178.746 0,36% Garut Regency 26.366.698 6.591.674.500 0,24% 2.478.882 619.720.583 0,02% 28.845.580 7.211.395.083 0,27% 51.219.171 12.804.792.750 0,48% 4.815.404 1.203.850.952 0,04% 56.034.575 14.008.643.702 0,52% Bandung Barat Regency 5.263.157 1.315.789.250 0,05% 494.819 123.704.786 0,00% 5.757.976 1.439.494.036 0,05%

- Banten Province 520.589.856 130.147.464.000 4,84% 48.943.595 12.235.898.819 0,45% 569.533.451 142.383.362.819 5,29% Municipal & Regency - 773.896.559 193.474.139.750 7,19% 72.758.390 18.189.597.594 0,68% 846.654.949 211.663.737.344 7,87% Government in Banten - Banten Municipal Government 185.749.520 46.437.380.000 1,73% 17.463.362 4.365.840.606 0,16% 203.212.882 50.803.220.606 1,89% Tangerang Municipal 125.117.942 31.279.485.500 1,16% 11.763.045 2.940.761.256 0,11% 136.880.987 34.220.246.756 1,27% Cilegon Municipal 60.631.578 15.157.894.500 0,56% 5.700.317 1.425.079.350 0,05% 66.331.895 16.582.973.850 0,62%

- Banten Regency Government 588.147.039 147.036.759.750 5,46% 55.295.028 13.823.756.988 0,51% 643.442.067 160.860.516.738 5,98% Serang Regency 151.092.304 37.773.076.000 1,40% 14.205.042 3.551.260.407 0,13% 165.297.346 41.324.336.407 1,54% Tangerang Regency 289.306.189 72.326.547.250 2,69% 27.199.310 6.799.827.571 0,25% 316.505.499 79.126.374.821 2,94% Lebak Regency 37.586.022 9.396.505.500 0,35% 3.533.674 883.418.601 0,03% 41.119.696 10.279.924.101 0,38% Pandeglang Regency 110.162.524 27.540.631.000 1,02% 10.357.002 2.589.250.408 0,10% 120.519.526 30.129.881.408 1,12%

PUBLIC - - - 2.651.973.259 662.993.314.772 24,64% 2.651.973.259 662.993.314.772 24,64% SHARES IN PORTOFOLIO 2.185.285.339 546.321.334.750 - 3.050.927.500 762.731.875.000 - 5.236.212.839 1.309.053.209.750 -

Furthermore, shareholders who do not exercise their Pre-emptive Rights will be diluted from the ownership maximum 8,59% (eight point fifty nine percent) of the percentage of ownership in the company.

ANNUAL GENERAL MEETING OF SHAREHOLDERS The company has announced the notification of the Annual General Meeting of Shareholders through the Stock Exchange website, eASY.KSEI, the company’s website www.bankbjb.co.id and Media Indonesia newspaper on February, 26th, 2021. The summons for the Annual General Meeting of Shareholders will be announce through the same media on March, 15th, 2021 dan will be held on April, 6th, 2021 in Bandung. List of shareholders entitled to attend are shareholders who are registered in the Register of Shareholders of the Company and/ or holders of sub accounts at the shares trading closing on the stock exchange on March, 10th, 2021 or their representatives with power of attorney.

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Agenda of the Annual General Meeting of Shareholders which is related to providing Pre-emptive Rights for capital increase by: 1. Issuance of series B shares through providing pre-emptive rights for capital increase at the maximum of 925.000.000 (nine hundred twenty five million) new series B shares amout Rp250 (two hundred and fifty rupiah) per share based on POJK Number 32/2015. 2. Granting power and authority to the board of director of the company to : a. Determine number of shares that offered on providing pre-emptive rights for capital increase. b. Set the exercise price of pre-emptive rights for capital increase. c. Perform all actions for the implementation of pre-emptive rights for capital increase by observing the applicable legal regulations.

Based on article 14 paragraph 2.a. Article of Association company, the meeting must be attended by at least 2/3 (two thirds) of the total number of shares with valid voting rights dan therein consist of more than 1/2 (one half) of all series A which registered in the Shareholders Register of the Company on March 10th, 2021 at the close of share trading at Indonesia Stock Exchange or it’s representatives with a power of attorney, and approved by at least 2/3 (two thirds) of the total shares with valid voting rights who attend the meeting and must be approved by more than 1/2 (one half) of the series A shares in attendance.

Second Meeting Based on article 14 paragraph 4.b Article of Association company, if the quorum of the meeting is not reached, then the decision in the second meeting is valid if attended by at least 2/3 (two thirds) of the total shares with valid voting rights and therein consists of more than 1/2 (one half) of the total series A shares and the decision of the meeting must be approved by more than 3/4 (three quarters) of the total shares with valid voting rights who attend the meeting and must be approved by more than 1/2 (one half) of the series A shares in attendance.

Third Meeting Based on article 14, paragraph 4c, Article of Association company, if the quorum of the second meeting is not achieved, the third meeting can be held under the condition that is valid and entitled to make decision if attended by shareholders with valid voting rights on attendance quorum and decision quorum determined by Financial Service Authority at the request of the company.

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ADDITIONAL INFORMATION All shareholders who need additional information can contact company during office hour at the address :

CORPORATE SECRETARY DIVISION PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN, Tbk. bank bjb Tower Jl. Naripan Number 12-14, Bandung West Java Phone : 022-4234868 Website : www.bankbjb.co.id

Bandung, February 26th, 2021 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN, Tbk. DIRECTORS

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