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Internet Banking in Greece -Trends and Practices- a Research and Analysis in Availability and Use of Internet Banking
THE UNIVERSITY OF GREENWICH BUSINESS SCHOOL Internet Banking in Greece -Trends and Practices- A research and analysis in availability and use of internet banking Dissertation submitted in accordance with the requirements of the University of Greenwich for the degree of MSc in Finance and Financial Information Systems By Nikolaos Satsios (I.D.Number: 000491875) Kavala, 2009 INDEX ACKNOWLEDGEMENTS ..................................................................................................... 3 ABSTRACT ............................................................................................................................. 4 1. INTRODUCTION ................................................................................................................ 5 2. LITERATURE REVIEW .................................................................................................... 7 2.1 Basic characteristics of the Greek Banking system ..................................................... 11 2.2 Productivity of the Banking system ............................................................................. 13 2.2.1 Advantages and disadvantages of e - banking from the side of customers ........... 13 2.2.2 Advantages and disadvantages of e - banking from the side of banks .................. 15 2.4 Starting Line and Development of Electronic Banking ............................................... 18 2.5 The influence of e-banking in the behaviour of consumers ......................................... 20 3 SECURITY IN E-BANKING ............................................................................................ -
MER-Greece-2019.Pdf
Anti-money laundering and counter-terrorist financing measures financing counter-terrorist and laundering Anti-money Anti-money laundering and counter-terrorist financing measures Greece Mutual Evaluation Report Greece September 2019 The Financial Action Task Force (FATF) is an independent inter-governmental body that develops and promotes policies to protect the global financial system against money laundering, terrorist financing and the financing of proliferation of weapons of mass destruction. The FATF Recommendations are recognised as the global anti-money laundering (AML) and counter-terrorist financing (CTF) standard. For more information about the FATF, please visit the website: www.fatf-gafi.org. This document and/or any map included herein are without prejudice to the status of or sovereignty over any territory, to the delimitation of international frontiers and boundaries and to the name of any territory, city or area. This assessment was adopted by the FATF at its June 2019 Plenary meeting. Citing reference: FATF (2019), Anti-money laundering and counter-terrorist financing measures – Greece, Fourth Round Mutual Evaluation Report, FATF, Paris http://www.fatf-gafi.org/publications/mutualevaluations/documents/mer-greece-2019.html © 2019 FATF-. All rights reserved. No reproduction or translation of this publication may be made without prior written permission. Applications for such permission, for all or part of this publication, should be made to the FATF Secretariat, 2 rue André Pascal 75775 Paris Cedex 16, France (fax: +33 1 44 30 61 37 or e-mail: [email protected]). Photo Credit - Cover: © Stratos Kalafatis, Archipelago, Agra Publications, 2017 Table of Contents Key Findings .................................................................................................................................................................... 3 Risks and General Situation ..................................................................................................................................... -
National Bank of Greece (NBG) Memo Name: James Zhang Phone #: (757) 788-9962 College/School: CLAS Year: Class of 2017
National Bank of Greece (NBG) Memo Name: James Zhang Phone #: (757) 788-9962 College/School: CLAS Year: Class of 2017 Company Description [NYSE; NGB] is a Greek bank and financial services company that primarily operates in commercial banking, but also has business in retail banking, investment banking, asset management, and insurance. The National Bank of Greece SA previously wrote off huge losses on its balance sheet during the Eurozone debt crisis, it has been on a steady path to recovery since the second half of 2013, and has been expanding its business in various sectors throughout Europe. Specifically, the rise in Greek lending and home loans, diversification by way of improved operations in Turkey and emerging markets, and the general recovery of the Greek economy will propel NGB to huge growth in the long term. Most notably, recent actions by Mario Draghi and the European Central Bank will create a healthy, stable environment for the National Bank of Greece to achieve its upside potential over time. Thesis / Key Points Rise in lending and specific developments in the banking sector in Greece will play to NBG’s advantage As Greece’s largest lender, NBG has acted swiftly in the past year to boost its position financially by increasing loans and retailing banking, as well as increasing capitalization from outside investors and generating domestic confidence. o Its nonperforming loans (NLP) have receded drastically and will contribute to its profitability when compared with its 3 closest rivals, Piraeus Bank, Alpha Bank, and EuroBank, who have all booked operating losses in this field. In addition, NGB now controls a quarter of commercial banking in Greece and 25% of total consumer deposits, and has also proceeded to raise around €2.5 billion in capital to reduce the Greece government’s holding stake in the bank. -
Essay 2 Sample Responses
Classics / WAGS 23: Second Essay Responses Grading: I replaced names with a two-letter code (A or B followed by another letter) so that I could read the essays anonymously. I grouped essays by levels of success and cross-read those groups to check that the rankings were consistent. Comments on the assignment: Writers found all manner of things to focus on: Night, crying, hospitality, the return of princes from the dead (Hector, Odysseus), and the exchange of bodies (Hector, Penelope). Here are four interesting and quite different responses: Essay #1: Substitution I Am That I Am: The Nature of Identity in the Iliad and the Odyssey The last book of the Iliad, and the penultimate book of the Odyssey, both deal with the issue of substitution; specifically, of accepting a substitute for a lost loved one. Priam and Achilles become substitutes for each others' absent father and dead son. In contrast, Odysseus's journey is fraught with instances of him refusing to take a substitute for Penelope, and in the end Penelope makes the ultimate verification that Odysseus is not one of the many substitutes that she has been offered over the years. In their contrasting depictions of substitution, the endings of the Iliad and the Odyssey offer insights into each epic's depiction of identity in general. Questions of identity are in the foreground throughout much of the Iliad; one need only try to unravel the symbolism and consequences of Patroclus’ donning Achilles' armor to see how this is so. In the interaction between Achilles and Priam, however, they are particularly poignant. -
Panel 3 CIVIL SOCIETY-ORGANISATIONS
Greek Ethical Identities in Continuity and Change: A Social Networks Approach of Applied Philotimo in Economo-scape of Local Communities; the Case of Cooperative Banking Theodoros A. Katerinakis, MSc, PhD Candidate Tel: +215 895 6143, e-mail: [email protected] Department of Culture & Communication, Drexel University, 3141 Chestnut St., Philadelphia, PA 19104, USA Μail Address: 106A North 21st St., Philadelphia, PA 19103, USA Abstract: The core value of Greek philotimo derives from the root concept of kalokagathia and is manifested in the institutional and transactional ethos of Cooperative Banks in Greece. A major case study of Cooperative Bank of Chania (CBC) is presented to introducing the analytical approach of social network analysis, via UCINET, to represent membership ties and managerial ties in the second largest Greek cooperative bank. The concept of ethics in doing business is extended in a deliberate tendency to build transactional networks that enforce pre-existing social networks and stay tuned with sustainable local economies, a notion consistent with locality in multicultural Europe. Cooperative banking operates in intersection of emotional capitalism and social enterprise, as a cultural process through which new interactional- emotional scripts of economic relationships are illustrated by the cultural frames of cooperation or team work. The case of CBC of Chania shows how non-commercial ties of buyers- sellers matter in “major purchases” and insulate from crisis. Most such transactions take place among kin, friends, or acquaintances that substitute impersonal markets, especially when decisions involve high uncertainty; so common values like philotimo promote connectedness and builds trust that prevails in dealing with risk in order to make financial decisions, sustain and support them. -
Ancient History Sourcebook: 11Th Brittanica: Sparta SPARTA an Ancient City in Greece, the Capital of Laconia and the Most Powerful State of the Peloponnese
Ancient History Sourcebook: 11th Brittanica: Sparta SPARTA AN ancient city in Greece, the capital of Laconia and the most powerful state of the Peloponnese. The city lay at the northern end of the central Laconian plain, on the right bank of the river Eurotas, a little south of the point where it is joined by its largest tributary, the Oenus (mount Kelefina). The site is admirably fitted by nature to guard the only routes by which an army can penetrate Laconia from the land side, the Oenus and Eurotas valleys leading from Arcadia, its northern neighbour, and the Langada Pass over Mt Taygetus connecting Laconia and Messenia. At the same time its distance from the sea-Sparta is 27 m. from its seaport, Gythium, made it invulnerable to a maritime attack. I.-HISTORY Prehistoric Period.-Tradition relates that Sparta was founded by Lacedaemon, son of Zeus and Taygete, who called the city after the name of his wife, the daughter of Eurotas. But Amyclae and Therapne (Therapnae) seem to have been in early times of greater importance than Sparta, the former a Minyan foundation a few miles to the south of Sparta, the latter probably the Achaean capital of Laconia and the seat of Menelaus, Agamemnon's younger brother. Eighty years after the Trojan War, according to the traditional chronology, the Dorian migration took place. A band of Dorians united with a body of Aetolians to cross the Corinthian Gulf and invade the Peloponnese from the northwest. The Aetolians settled in Elis, the Dorians pushed up to the headwaters of the Alpheus, where they divided into two forces, one of which under Cresphontes invaded and later subdued Messenia, while the other, led by Aristodemus or, according to another version, by his twin sons Eurysthenes and Procles, made its way down the Eurotas were new settlements were formed and gained Sparta, which became the Dorian capital of Laconia. -
Separating Fact from Fiction in the Aiolian Migration
hesperia yy (2008) SEPARATING FACT Pages399-430 FROM FICTION IN THE AIOLIAN MIGRATION ABSTRACT Iron Age settlementsin the northeastAegean are usuallyattributed to Aioliancolonists who journeyed across the Aegean from mainland Greece. This articlereviews the literary accounts of the migration and presentsthe relevantarchaeological evidence, with a focuson newmaterial from Troy. No onearea played a dominantrole in colonizing Aiolis, nor is sucha widespread colonizationsupported by the archaeologicalrecord. But the aggressive promotionof migrationaccounts after the PersianWars provedmutually beneficialto bothsides of theAegean and justified the composition of the Delian League. Scholarlyassessments of habitation in thenortheast Aegean during the EarlyIron Age are remarkably consistent: most settlements are attributed toAiolian colonists who had journeyed across the Aegean from Thessaly, Boiotia,Akhaia, or a combinationof all three.1There is no uniformityin theancient sources that deal with the migration, although Orestes and his descendantsare named as theleaders in mostaccounts, and are credited withfounding colonies over a broadgeographic area, including Lesbos, Tenedos,the western and southerncoasts of theTroad, and theregion betweenthe bays of Adramyttion and Smyrna(Fig. 1). In otherwords, mainlandGreece has repeatedly been viewed as theagent responsible for 1. TroyIV, pp. 147-148,248-249; appendixgradually developed into a Mountjoy,Holt Parker,Gabe Pizzorno, Berard1959; Cook 1962,pp. 25-29; magisterialstudy that is includedhere Allison Sterrett,John Wallrodt, Mal- 1973,pp. 360-363;Vanschoonwinkel as a companionarticle (Parker 2008). colm Wiener, and the anonymous 1991,pp. 405-421; Tenger 1999, It is our hope that readersinterested in reviewersfor Hesperia. Most of trie pp. 121-126;Boardman 1999, pp. 23- the Aiolian migrationwill read both articlewas writtenin the Burnham 33; Fisher2000, pp. -
1 Divine Intervention and Disguise in Homer's Iliad Senior Thesis
Divine Intervention and Disguise in Homer’s Iliad Senior Thesis Presented to The Faculty of the Undergraduate School of Arts and Sciences Brandeis University Undergraduate Program in Classical Studies Professor Joel Christensen, Advisor In partial fulfillment of the requirements for the degree of Bachelor of Arts By Joana Jankulla May 2018 Copyright by Joana Jankulla 1 Copyright by Joana Jankulla © 2018 2 Acknowledgements First and foremost, I would like to thank my advisor, Professor Joel Christensen. Thank you, Professor Christensen for guiding me through this process, expressing confidence in me, and being available whenever I had any questions or concerns. I would not have been able to complete this work without you. Secondly, I would like to thank Professor Ann Olga Koloski-Ostrow and Professor Cheryl Walker for reading my thesis and providing me with feedback. The Classics Department at Brandeis University has been an instrumental part of my growth in my four years as an undergraduate, and I am eternally thankful to all the professors and staff members in the department. Thank you to my friends, specifically Erica Theroux, Sarah Jousset, Anna Craven, Rachel Goldstein, Taylor McKinnon and Georgie Contreras for providing me with a lot of emotional support this year. I hope you all know how grateful I am for you as friends and how much I have appreciated your love this year. Thank you to my mom for FaceTiming me every time I was stressed about completing my thesis and encouraging me every step of the way. Finally, thank you to Ian Leeds for dropping everything and coming to me each time I needed it. -
Agricultural Practices in Ancient Macedonia from the Neolithic to the Roman Period
View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by International Hellenic University: IHU Open Access Repository Agricultural practices in ancient Macedonia from the Neolithic to the Roman period Evangelos Kamanatzis SCHOOL OF HUMANITIES A thesis submitted for the degree of Master of Arts (MA) in Black Sea and Eastern Mediterranean Studies January 2018 Thessaloniki – Greece Student Name: Evangelos Kamanatzis SID: 2201150001 Supervisor: Prof. Manolis Manoledakis I hereby declare that the work submitted is mine and that where I have made use of another’s work, I have attributed the source(s) according to the Regulations set in the Student’s Handbook. January 2018 Thessaloniki - Greece Abstract This dissertation was written as part of the MA in Black Sea and Eastern Mediterranean Studies at the International Hellenic University. The aim of this dissertation is to collect as much information as possible on agricultural practices in Macedonia from prehistory to Roman times and examine them within their social and cultural context. Chapter 1 will offer a general introduction to the aims and methodology of this thesis. This chapter will also provide information on the geography, climate and natural resources of ancient Macedonia from prehistoric times. We will them continue with a concise social and cultural history of Macedonia from prehistory to the Roman conquest. This is important in order to achieve a good understanding of all these social and cultural processes that are directly or indirectly related with the exploitation of land and agriculture in Macedonia through time. In chapter 2, we are going to look briefly into the origins of agriculture in Macedonia and then explore the most important types of agricultural products (i.e. -
Greece in a Monetary Union: Lessons from 100 Years of Exchange-Rate Experience
Greece in a Monetary Union: Lessons from 100 Years of Exchange-Rate Experience Paper prepared for Bank of Greece Research Seminar (Wednesday 4th January 2017, 11:00 a.m., Athens, Greece) & American Economic Association Annual Meeting Chicago/IL 6th – 8th January, 2017 (Saturday 7th January, 10:15 a.m., Hyatt Regency Chicago, Horner Room) Dr. Matthias Morys Department of Economics University of York (UK) [email protected] Abstract We add a historical and regional dimension to the debate on the Greek debt crisis. Analysing Greece, Romania, Serbia/Yugoslavia and Bulgaria from political independence to WW II, we find surprising parallels to the present: repeated cycles of entry to and exit from monetary unions, government debt build-up and default, and financial supervision by West European countries. Gold standard membership was more short-lived than in any other part of Europe due to fiscal dominance. Granger causality tests and money growth accounting show that the prevailing pattern of fiscal dominance was only broken under international financial control, when strict conditionality scaled back the treasury’s influence; only then were central banks able to conduct a rule-bound monetary policy and stabilize their exchange-rates. The long- run record of Greece suggests that the perennial economic and political objective of monetary union membership can only be maintained and secured if both monetary and fiscal policy remains firmly anchored in a European institutional framework. Keywords: fiscal dominance, gold standard, financial -
Hector: Tragedy by Antoine De Montchrestien
Scène Européenne Traductions Regards croisésintrouvables sur la Scène Européenne - Métathéâtre, théâtre dans le théâtre et folie Hector: Tragedy by Antoine de Montchrestien Translated, with Introduction and Notes, by Richard Hillman Référence électronique Translation to Hector: Tragedy by Antoine de Montchrestien [En ligne], éd. par R. Hillman, 2019, mis en ligne le 15-03-2019, URL : https://sceneeuropeenne.univ-tours.fr/traductions/hector La collection TRADUCTIONS INTROUVABLES est publiée par le Centre d’études supérieures de la Renaissance, (Université de Tours, CNRS/UMR 7323) dirigé par Benoist Pierre Responsable scientifique Richard Hillman ISSN 1760-4745 Mentions légales Copyright © 2019 - CESR. Tous droits réservés. Les utilisateurs peuvent télécharger et imprimer, pour un usage strictement privé, cette unité documentaire. Reproduction soumise à autorisation. Contact : [email protected] Translation Richard Hillman CESR - Université de Tours HECTOR: TRAGEDY (c. 1601-1604) By Antoine de Montchrestien HECTOR: TRAGEDY RICHARD HILLMAN Note on the Translation The translation is based on the edition of Louis Petit de Julleville, which is still the only modern edition of the complete tragedies.1 As with my previous translations of French Renaissance tragedy, I employ hexame- ter couplets, which, however less at home in English than iambic pentameter, provide a more faithful impression of the original Alexandrines. That is the form consistently used by Montchrestien, except in certain choruses, which present variations in line-length and rhyme-scheme. These I have attempted to reproduce. I give the name “Andromache” its common English pronunciation (four syllables, with primary stress on the second), although Montchrestien’s verse, while employing the same spelling, which approximates the Greek, anticipates the three-syllable pronunciation mandated by the later spelling “Andromaque” (as in the tragedy of Racine [1667]). -
The Eastern Boeotia Archaeological Project Is a Synergasia of The
EBAP 2007 Report to Teiresias The Eastern Boeotia Archaeological Project is a synergasia of the Canadian Institute in Greece (Brendan Burke, University of Victoria, Bryan Burns, University of Southern California, and Susan Lupack, University College London) and Vassilis Aravantinos (Director of the Thebes Museum and the 9th Ephorate of Prehistoric and Classical Antiquities). The long-term goals of the Eastern Boeotia Archaeological Project (EBAP) are to document and interpret the evidence for the land use, settlement patterns and burial practices resulting from the human occupation of eastern Boeotia over an extended chronological period. We have located our study specifically on the plains surrounding the modern villages of Arma, Eleon, and Tanagra, which are bounded by the heights of Mount Teumessos and the Soros range along the south and the Ipatos Mountains on the north, partially because of the intrinsically interesting sites they contain (Eleon and Tanagra) and partially because this area connected the Boeotian center of Thebes to the eastern sea and was therefore a major route for external contact, Our primary research interests focus on developments during the Late Bronze Age, for which evidence in the region is clearly present, yet our methods of study include a broader analysis of the region's long-term history. We are therefore pursuing documentation and study of all periods. Our initial field work in June 2007 proved very successful in terms of locating, collecting, and analyzing surface material which we found to represent activity from the Neolithic through early modern periods. In 2008 we plan to expand our collection zones, refine our interpretation of the ceramic evidence, continue mapping architectural features on the acropolis of Eleon and elsewhere, and to document the funerary landscapes of both Tanagra and Eleon.