AT&T Inc. Financial Review 2014
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Industry Perspectives on Mobile/Digital Wallets and Channel Convergence
Mobile Payments Industry Workgroup (MPIW) December 3-4, 2014 Meeting Report Industry Perspectives on Mobile/Digital Wallets and Channel Convergence Elisa Tavilla Payment Strategies Industry Specialist Federal Reserve Bank of Boston March 2015 The author would like to thank the speakers at the December meeting and the members of the MPIW for their thoughtful comments and review of the report. The views expressed in this paper are solely those of the author and do not reflect official positions of the Federal Reserve Bank of Boston, the Federal Reserve Bank of Atlanta, or the Federal Reserve System. I. Introduction The Federal Reserve Banks of Boston and Atlanta1 convened a meeting of the Mobile Payments Industry Workgroup (MPIW) on December 3-4, 2014 to discuss (1) different wallet platforms; (2) how card networks and other payment service providers manage risks associated with converging digital and mobile channels; and (3) merchant strategies around building a mobile payment and shopping experience. Panelists considered how the mobile experience is converging with ecommerce and what new risks are emerging. They discussed how EMV,2 tokenization,3 and card-not-present (CNP)4 will impact mobile/digital wallets and shared their perspectives on how to overcome risk challenges in this environment, whether through tokenization, encryption, or the use of 3D Secure.5 MPIW members also discussed how various tokenization models can be supported in the digital environment, and the pros and cons of in-app solutions from both a merchant and consumer perspective. With the broad range of technologies available in the marketplace, merchants shared perspectives on how to address the emergence of multiple wallets and the expansion of mobile/digital commerce. -
Kiosk III ISO 18092 Contactless Device
Kiosk III ISO 18092 Contactless Device The ViVOpay Kiosk III is a flexible stand-alone contactless reader comprised of a compact controller module and an RFID antenna module packaged individually giving equipment manufacturers flexibility to integrate contactless payment functionality with their host systems. The design approach allows the controller module to be easily installed within minimal footprint and effort in a customer-facing locations. The ViVOpay Kiosk III is certified with most contactless payment programs such as MasterCard® PayPass™ , ExpressPay from American ExpressSM, Visa® VCPS and Discover® DPAS. It also supports Apple Pay, Softcard, and other mobile wallets. In most cases a host system with ViVOpay Kiosk III would be enable with contactless payment functionality without the need to go through lengthy re-certification. The ViVOpay Kiosk III also supports contactless ticketing functionality such as used in most transit systems worldwide as well as NFC mobile phone payments and promotions. It’s powerful ARM processor and remote download capability allows for future scalability and updates. Operators can rest assured that the investment of today will support the developments in contactless payments of the future. Features and Benefits: Square Bezel Antenna • Contactless: Compatible with ISO 14443 Type Small Footprint for applications with A & B Mifare and ISO 18092 NFC compatible limited space or flush mounting. phones. • Applications: Retail drive-thru, ticketing machines, transit turnstiles/fare collection Contactless NFC systems, reload machines for transit system, airport self check-in, parking ticket validation/payment boxes, parking meters and many other inside and outdoor applications. Angled Bezel Antenna For a more integrated application • Flexibility: Controller module and RFID and increased tamper resistance. -
User Guide User Guide
User Guide User Guide User GH68-42147A Printed in USA Legal Notices Warning: This product contains chemicals known ownership in the Intellectual Property is transferred to to the State of California to cause cancer and you. All applicable rights of the Intellectual Property reproductive toxicity. For more information, please call shall remain with SAMSUNG and its suppliers. 1-800-SAMSUNG (726-7864). Open Source Software Intellectual Property Some software components of this product, including but not limited to ‘PowerTOP’ and ‘e2fsprogs’, All Intellectual Property, as defined below, owned by incorporate source code covered under GNU General or which is otherwise the property of Samsung or its Public License (GPL), GNU Lesser General Public respective suppliers relating to the SAMSUNG Phone, License (LGPL), OpenSSL License, BSD License and including but not limited to, accessories, parts, or other open source licenses. To obtain the source code software relating there to (the “Phone System”), is covered under the open source licenses, please visit: proprietary to Samsung and protected under federal http://opensource.samsung.com laws, state laws, and international treaty provisions. Intellectual Property includes, but is not limited to, inventions (patentable or unpatentable), patents, trade secrets, copyrights, software, computer programs, and Disclaimer of Warranties; related documentation and other works of authorship. You may not infringe or otherwise violate the rights Exclusion of Liability secured by the Intellectual Property. Moreover, EXCEPT AS SET FORTH IN THE EXPRESS you agree that you will not (and will not attempt to) WARRANTY CONTAINED ON THE WARRANTY modify, prepare derivative works of, reverse engineer, PAGE ENCLOSED WITH THE PRODUCT, THE decompile, disassemble, or otherwise attempt to PURCHASER TAKES THE PRODUCT “AS IS”, AND create source code from the software. -
The Essential Guide to Telecommunications, Sixth Edition
PRAISE FOR THE ESSENTIAL GUIDE TO TELECOMMUNICATIONS, SIXTH EDITION “Dodd’s The Essential Guide to Telecommunications provides the history and context that make a fundamental underpinning of modern business more accessible to technologists and businesspeople alike. This new edition of her primer is an essential reference in the continuously evolving communica- tions landscape.” —Tom Hopcroft, President and CEO, Mass Technology Leadership Council “Annabel Dodd’s book is a clear guide and big-picture view of technologies and industries. It is an up-to-date guide for anyone who wants to be familiar with important innovations and key technologies. This is truly an industry bible for mobile, Internet, and networking services.” —Hiawatha Bray, Technology Reporter, The Boston Globe “Ms. Dodd’s aptly titled The Essential Guide to Telecommunications has been my bible for all things telecom since my days as an AT&T transmission network engineer nearly twenty years ago. Exhaus- tively and meticulously researched, concisely written for lay folks and techs/engineers alike, this book aids me in my current role as an IT Support Technician II when discussing new technology with our telecommunications department. Thank you to Ms. Dodd for keeping us all current!” —Todd Garbarini, IT Support Technician II Commvault Systems, Inc. “The Essential Guide to Telecommunications is probably one of the most useful and well-written books on our telecom bookshelf. Annabel Z. Dodd does a great job of capturing a snapshot of the current telecom industry. Even those with little or no technical training should be able to understand the text. This is the perfect book for salespeople who want to learn more about the products and services they are selling, or for those who just want to keep up to date on the latest in telecom technology.” —William Van Hefner, President, Vantek Communications, Inc. -
Mobile Payment
Telecom & Media Viewpoint Mobile payment Is this the turning point? Mobile payment has been on the agenda of numerous players across industries for more than a decade. Now, with Apple Pay and Google Wallet launched and the markets equipping themselves, mobile payment may finally take off. Is this the turning point in developed markets? Mobile payment has taken off, but not in developed cashless societies early are still in a nascent stage. In Sweden, markets – until now for example, where cash payments decreased to 22% of total transactions, mobile payments still only represented 3% of Mobile payment has taken off on a global scale, accounting for transactions as of 2014. a total of 285 billion USD in 2014 and representing 7% of global A well-known success story in developed markets is the electronic transactions. Arthur D. Little expects these figures to Starbucks mobile payment app. The app was launched in 2011 continue growing at a fast pace, exceeding 800 billion USD and counted 12 million users in 2014, which the firm claimed by 2017. accounted for about 90% of US mobile payment transactions. Figure 1: Global m-payment value forecast [2013-17, bn USD] Other prominent examples are driven by Korea Telecom in South Korea and NTT DoCoMo in Japan. Nevertheless, success stories 823 in developed markets are mostly regionally bound and specific, such that they have not been replicated or extended on a global 605 scale. 426 Nonetheless, Arthur D. Little believes a turning point for mobile payment in developed markets is more likely than ever 285 188 before. -
Insight MFR By
Manufacturers, Publishers and Suppliers by Product Category 11/6/2017 10/100 Hubs & Switches ASCEND COMMUNICATIONS CIS SECURE COMPUTING INC DIGIUM GEAR HEAD 1 TRIPPLITE ASUS Cisco Press D‐LINK SYSTEMS GEFEN 1VISION SOFTWARE ATEN TECHNOLOGY CISCO SYSTEMS DUALCOMM TECHNOLOGY, INC. GEIST 3COM ATLAS SOUND CLEAR CUBE DYCONN GEOVISION INC. 4XEM CORP. ATLONA CLEARSOUNDS DYNEX PRODUCTS GIGAFAST 8E6 TECHNOLOGIES ATTO TECHNOLOGY CNET TECHNOLOGY EATON GIGAMON SYSTEMS LLC AAXEON TECHNOLOGIES LLC. AUDIOCODES, INC. CODE GREEN NETWORKS E‐CORPORATEGIFTS.COM, INC. GLOBAL MARKETING ACCELL AUDIOVOX CODI INC EDGECORE GOLDENRAM ACCELLION AVAYA COMMAND COMMUNICATIONS EDITSHARE LLC GREAT BAY SOFTWARE INC. ACER AMERICA AVENVIEW CORP COMMUNICATION DEVICES INC. EMC GRIFFIN TECHNOLOGY ACTI CORPORATION AVOCENT COMNET ENDACE USA H3C Technology ADAPTEC AVOCENT‐EMERSON COMPELLENT ENGENIUS HALL RESEARCH ADC KENTROX AVTECH CORPORATION COMPREHENSIVE CABLE ENTERASYS NETWORKS HAVIS SHIELD ADC TELECOMMUNICATIONS AXIOM MEMORY COMPU‐CALL, INC EPIPHAN SYSTEMS HAWKING TECHNOLOGY ADDERTECHNOLOGY AXIS COMMUNICATIONS COMPUTER LAB EQUINOX SYSTEMS HERITAGE TRAVELWARE ADD‐ON COMPUTER PERIPHERALS AZIO CORPORATION COMPUTERLINKS ETHERNET DIRECT HEWLETT PACKARD ENTERPRISE ADDON STORE B & B ELECTRONICS COMTROL ETHERWAN HIKVISION DIGITAL TECHNOLOGY CO. LT ADESSO BELDEN CONNECTGEAR EVANS CONSOLES HITACHI ADTRAN BELKIN COMPONENTS CONNECTPRO EVGA.COM HITACHI DATA SYSTEMS ADVANTECH AUTOMATION CORP. BIDUL & CO CONSTANT TECHNOLOGIES INC Exablaze HOO TOO INC AEROHIVE NETWORKS BLACK BOX COOL GEAR EXACQ TECHNOLOGIES INC HP AJA VIDEO SYSTEMS BLACKMAGIC DESIGN USA CP TECHNOLOGIES EXFO INC HP INC ALCATEL BLADE NETWORK TECHNOLOGIES CPS EXTREME NETWORKS HUAWEI ALCATEL LUCENT BLONDER TONGUE LABORATORIES CREATIVE LABS EXTRON HUAWEI SYMANTEC TECHNOLOGIES ALLIED TELESIS BLUE COAT SYSTEMS CRESTRON ELECTRONICS F5 NETWORKS IBM ALLOY COMPUTER PRODUCTS LLC BOSCH SECURITY CTC UNION TECHNOLOGIES CO FELLOWES ICOMTECH INC ALTINEX, INC. -
ALLTEL Launches Wireless Internet Powered by Infospace's Platform and Suite of Services
ALLTEL Launches Wireless Internet Powered by InfoSpace's Platform And Suite of Services InfoSpace provides the default platform for ALLTEL to enable its customers to communicate, access information, conduct commerce and manage their lives from their mobile phones BELLEVUE, Wash.--(BUSINESS WIRE)--Aug. 30, 2000--InfoSpace, Inc. (Nasdaq: INSP), a leading global provider of merchant and consumer infrastructure services on wireless and other platforms, today announced that ALLTEL has launched "Web- Unwired," its new wireless Internet service using InfoSpace's wireless platform and integrated suite of services. InfoSpace's wireless infrastructure services enable ALLTEL to offer its customers the ability to access information and manage their lives from their ALLTEL-powered mobile phone. "Web-Unwired demonstrates that ALLTEL is committed to offering our customers the most advanced services in an easy-to-use format," said Kevin Beebe, ALLTEL communications group president. "InfoSpace's solution provides us with a full suite of services that makes it simple and convenient for our customers to communicate, transact business and stay in touch via the Internet when they are on the go." "InfoSpace's platform enables ALLTEL to offer an integrated suite of services to their subscribers that makes it easy for them to communicate, access information, conduct commerce and manage their lives from one place on their mobile device," said Arun Sarin, chief executive officer of InfoSpace. "Our momentum continues to build as more and more carriers worldwide choose InfoSpace as their wireless Internet partner." ALLTEL's Web-Unwired wireless Internet service can be customized in a retail store and is ready for use immediately. -
Leveraging 1Xev-DO for the Public Safety Community
EV-DO rA For Public Safety Leveraging 1xEV-DO for the Public Safety Community PAGE 1 1 EV-DO rA For Public Safety QUALCOMM Incorporated • Global leader in developing and delivering innovative digital wireless communications solutions based on CDMA and other advanced technologies. • Partners with wireless operators, device • NASDAQ symbol: QCOM • $5.67 billion FY05 revenues manufacturers, independent software • Founded in 1985 vendors, distribution suppliers and Fortune • ~4,300 US patents (~1,600 1000-class corporations to drive adoption issued, ~2,700 pending) mobility solutions based on third-generation • Over 2,500 US patents pending (3G) CDMA and other digital technologies. • $1.01 billion FY05 R&D Expenditures • Member of the S&P 500 Index • "100 Best Managed Companies" - Industry Week • "100 Best Companies to Work Execution - Innovation - Partnerships for in America" - FORTUNE • ~9,300 employees in 26 countries PAGE 2 2 EV-DO rA For Public Safety QUALCOMM’s Alignment with Industry and Consumers • Enable device vendor competition and selection – Wide selection of handsets from many suppliers enabled by QUALCOMM’s technology transfer, range of chipsets, software and broad licensing program • Provide a robust technology roadmap – Innovation, development and standardization of new technologies (e.g., EV-DO, DOrA, HSDPA, HSUPA, OFDMA, 802.11n) • Enable new consumer services in alignment with industry – gpsOne, BREW, uiOne, MediaFLO • Support operators to optimize network performance • Strategic investments/acquisitions to help drive the growth of the industry PAGE 3 3 EV-DO rA For Public Safety Aggressive Investment in a Complete Technology Roadmap Cumulative R&D Expenditures More Than $5B to Date $1.01B • Standard royalty rate has not changed during this time $720M QUALCOMM Yearly R&D Expenditures HSUPA, MBMS, Tri-band $523M WCDMA RF, $452M HSDPA Lower Cost EDGE HSDPA, $415M MediaFLO, OFDMA $340M OFDM multicast (FLO & EV-DO 802.11n, EV-DO Rev. -
ALLTEL Communications, Inc. ALLTEL Communications of Texas Limited Partnership Texas RSA# 11B Limited Partnership Tyler/Longview/Marshall MSA Limited Partnership
COMMERCIAL MOBILE RADIO SERVICES (CMRS) INTERCONNECTION AGREEMENT ALLTEL Communications, Inc. ALLTEL Communications of Texas Limited Partnership Texas RSA# 11B Limited Partnership Tyler/Longview/Marshall MSA Limited Partnership and United Telephone Company of Texas, Inc. d/b/a Sprint Central Telephone Company of Texas, Inc. d/b/a Sprint Effective: September 1, 2004 Ending: August 31, 2006 This Agreement represents the positions of the Sprint operating telephone companies with respect to interconnection. Sprint reserves the right to modify these positions based upon further review of existing Orders from or the issuance of additional Orders by the Federal Communications Commission, the appropriate state public service or public utilities commission or a court of competent jurisdiction. TABLE OF CONTENTS PART A – DEFINITIONS...............................................................................................................1 1. Defined terms.......................................................................................................................1 PART B – GENERAL TERMS AND CONDITIONS....................................................................6 1. Scope of this Agreement......................................................................................................6 2. Regulatory Approvals..........................................................................................................6 3. Term and Termination .........................................................................................................7 -
Addresses for Text Notices
ADDRESSES FOR TEXT NOTICES List of Text Message Gateways Carrier Gateway 3 River Wireless [email protected] Advantage Communcations [email protected] AirFire Mobile [email protected] AirVoice [email protected] Aio Wireless [email protected] Alaska Communications [email protected] Alltel (Allied Wireless) [email protected] Ameritech [email protected] Assurance Wireless [email protected] AT&T Mobility [email protected] AT&T Enterprise Paging [email protected] BellSouth [email protected] BellSouth (Blackberry) [email protected] BellSouth Mobility [email protected] Bluegrass Cellular [email protected] Bluesky Communications [email protected] Boost mobile [email protected] Call Plus [email protected] Carolina Mobile Communications [email protected] CellCom [email protected] Cellular One [email protected] Cellular One East Coast [email protected] Cellular One PCS [email protected] Cellular One South West [email protected] Cellular One West [email protected] Cellular South [email protected] Centennial Wireless [email protected] Central Vermont Communications [email protected] CenturyTel [email protected] Chariton Valley Wireless [email protected] Chat Mobility [email protected] Charter *see ‘Spectrum Mobile’ ADDRESSES FOR TEXT NOTICES Cincinnati Bell [email protected] Cingular Wireless [email protected] Cingular (GSM) [email protected] Cingular (TDMA) [email protected] -
Business Name D/B/A Name #1A LIFESAFER of COLORADO LLC
Business Name D/B/A Name #1A LIFESAFER OF COLORADO LLC 101 PARK AVENUE PARTNERS INC 1-800 CONTACTS INC 3 DAY BLINDS LLC 303 FURNITURE INC 303 TACTICAL LLC 303 TACTICAL 360 RAIL SERVICES LLC 3BB INC GREAT CLIPS 3D AUTOGLASS 3D STAINLESS LLC 3FORM LLC 3R Technology Solutions Inc 3SI SECURITY SYSTEMS INC 3T CULINARY INC THREE TOMATOES CATERING 4 FRONT ENGINEERED SOL INC 4283929 DELAWARE LLC ROCKY MTN PET CREMATION SERVICES 48FORTY SOLUTIONS LLC PALLET COMPANIES LLC 4imprint, Inc. 4LIFE RESEARCH CSA LLC 4LIFE RESEARCH USA LLC 50 IN 52 JOURNEY INC THE JOURNEY INSTITUTE 5071 INC 50-80 MASSAGE 5280 Contract Flooring 5280 HEATING COOLING & REFRIGERATION 5280 MAINTENANCE INC 5280 Stone Company, LLC 5280 Stone Company, LLC 5280 Telecom, LLC 5280 TOWING LLC 52Eighty Customs 5850 EAST 58TH AVENUE LLC 5850 EAST 58TH AVENUE LLC 6 ITALIAN WOLF SECURITY LLC 6171 LLC THE HIDEAWAY TAVERN 7-ELEVEN INC 7-ELEVEN STORE #38170 7-ELEVEN INC 7-ELEVEN STORE 37570 7-ELEVEN INC / JC INC 35828A 7-ELEVEN STORE 35828A 7-ELEVEN INC 23829 7-ELEVEN STORE 23829 7-ELEVEN INC 23829B 7-ELEVEN STORE 23829B 7-ELEVEN INC 34087 7-ELEVEN STORE 34087 7-ELEVEN INC 35828 7-ELEVEN STORE 35828 7-ELEVEN INC 35864 7-ELEVEN STORE 35864 7-ELEVEN INC 36013 7-ELEVEN STORE 36013 7-ELEVEN INC 36013 7-ELEVEN STORE 36013 7-ELEVEN INC 36464 7-ELEVEN STORE 36464 7-ELEVEN INC 36775 7-ELEVEN STORE 36775 7-ELEVEN INC 37291 7-ELEVEN STORE 37291 7-ELEVEN STORE 34087A 7-ELEVEN INC / S&As STORE INC 34087A 7-ELEVEN STORE 36013A EMHT INC & 7-ELEVEN INC 800-FLOWERS INC 8X8 INC A & A QUALITY APPLIANCE A & B Engineering Services LLC A CUSTOM COACH A CUT ABOVE LANDSCAPE LLC A GOOD LIL TRANNY SHOP LLC A GOOD SHOP INC A HOLE IN THE WALL CONSTRUCTIO AHW CONSTRUCTION A MAN WITH A VAN INC A SIMPLEE GORGEOUS BOUTIQUE A TO Z RENTAL CENTER, INC. -
ROBERT R. RODECKER CHARLESTON,WEST VIRGINIA25337 AREA CODE 304 [email protected] 343-10U August 14,2013 __ FACSIMILE 343-1057
J LAW OFFICES ROBERTR. RODECKER BB&T SQUARE 300 SUMMERS STREET, SUITE 1230 POST OFFICE BOX 3713 ROBERT R. RODECKER CHARLESTON,WEST VIRGINIA25337 AREA CODE 304 [email protected] 343-10U August 14,2013 __ FACSIMILE 343-1057 Ms. Sandra Squire Executive Secretary Public Service Commission 201 Brooks Street Charleston, West Virginia 25301 RE: CASENO.13- 1234 -c-PC AT&T INC. AND LEAP WIRELESS INTERNATIONAL, INC. Joint Petition for a Commission Order exempting AT&T’s acquisition of the stock of Leap Wireless from the provisions of West Virginia Code § 24-2-12, or in the alternative, for the consent and approval of proposed transaction in advance Dear Ms. Squire: Enclosed herein please find the original and twelve (12) copies of the Joint Petition of AT&T Inc. (“AT&T”) and Leap Wireless International, Inc. (“Leap”), requesting that the Commission enter an order exempting AT&T’s acquisition of the stock of Leap from the provisions of West Virginia Code § 24-2-12 to the extent such a provision is otherwise applicable. In the alternative, AT&T and Leap request that the Commission grant advance approval of AT&T’s acquisition of the stock of Leap, to the extent such approval is required by applicable law. Should you have any questions regarding this filing, please do not hesitate to contact me. Sincerely, Robert R. Rodecker WV State Bar No. 3145 cc: James Kelsh, Esquire Julie Buechler Mark A. Keffer, Esquire PU B L IC SERVICE CO MM I SS ION OF WEST VIRGINIA CHARLESTON CASE NO. 13- -c-PC AT&T INC.