CDA Fully Coops as Supports Liberating Federalism Force See Story below Against Poverty See Story on p 3

PROTECT THE ENVIRONMENT OR PERISH!See Story on p6 The CDA To Dissolve Erring Cooperative PRESS RELEASE Cooperative Development Authority January 29, 2018 The Cooperative De- velopment Authority (CDA) is now on the dissolution pro- cess against One Social Fam- ily Credit Cooperative (Family) after the investigation conduct-

DUTERTE PUNCH! Environmental protectors (L-R) Supt. Benito Ramos Jr.; CDA Administrator Abad Santos; Usec. Dale Cabrera of the Office of Strategic Action and Response; CDA Chairman and environmental advocate Orlando R. Ravanera; Cagayan de Oro Arch. Antonio J. Ledesma, SJ; Ms. Maharlika J. Alonto, Senior Financial and Investment Specialist of Mindanao Development Authority; Asec. Jann Roby R. Otero of the Office of the Cabinet Secretary; and Mr. Reynante Salcedo of Xavier Science Foundation gesture a Duterte punch during the People’s Environment Summit held last January 10, 2018 in Limketkai Atrium in Cagayan de Oro City. CDA Builds Training Centers, Sustain-

ROTTEN TOMATO. One Social Family Credit able Village for Marawi IDPs Cooperative faces dissolution after being found out in an investigation conducted by CDA using By Ronde D. Alicaya the cooperative to victimize unsuspecting prospects of their scheme. The investigation The Cooperative Develop- del Norte. This is in partnership was a result of the big gathering conducted by OSFCC in UPLB in September 23, 2017 ment Authority (CDA) is now with the local government unit with a promise to distribute “Marcos Wealth”. expediting the projects for the (LGU) of municipality of Balo-i, ed about the anomalous gath- Internally Displaced Persons the cooperative sector and the ering/assembly conducted last (IDPs) of the Marawi siege who National Commission on Mus- 24 September 2017 at the sought refuge in Balo-i, Lanao lim Filipinos (NCMF). UPLB Campus in Los Banos, Laguna. It must be recalled The LGU through the Honor- FOR LIVELIHOOD AND DIGNITY. The Cooperative Action able Mayor Madid Elias Ali do- and Training Center perspective made by Arch. Cesar P. Dan- that Family was put on national Cooperativism dan will rise soon in Balo-i, Lanao del Norte. The two buildings will serve as skills and livelihood training center for Internally news when it gathered thou- Changes the lives See Story on p5 Displaced Persons from Marawi and the residents of Balo-i. sands of unsuspecting recruits of Former MNLF See Story on p6 Rebels ASEAN Agri-Cooperatives, Farm- CDA Fully By: Monatao Honeya R. Alawi ers Assn. Strengthen Ties through Supports the 7th ACBF Pacific Hotel Manila. Federalism By Ronde D. Alicaya Usec. Orlando Rava- MANILA — For the sec- nera, Chairman of the Coop- Cagay- ond time in a row the Philip- an de pines Oro City- The Binidayan Moro Na- host- ed the The tional Liberation Front (MNLF) Coop- Producers Cooperative was or- ASEAN erative ganized in the far flung moun- Coop- De- See Story on p8 erative velop- Busi- ment COOPERATIVISM, A ness Au- Forum thority COUNTERVAILING (CDA) (ACBF) is now FORCE AGAINST IN- here in full in the swing SURGENCY country. on the (Dacongcogon History aware- Revisited) First, the 6th ness campaign for federalism By: Ramon P. Buenavista erative Development Authority by conducting a series of forum ACBF which was held in No- (CDA) stressed out the es- 1958 was the year when in different parts of the country. vember 2016, and second, the sence of hosting the 7th ASE- This is in support to the Dute- Bishop Antonio Y. Fortich a native 7th ACBF last January 16-18, from Sibulan, Negros Oriental and AN Cooperative Business See Story on p4 the Archbishop of Bacolod together 2018 which was held at Pan See Story on p2 See Story on p5

CDA Financial Service @phcoops PH Cooperatives News ASEAN Agri-Cooperatives, Farmers Assn. Strengthen Ties through the 7th ASEAN Cooperative Business Forum From page 1 Forum as it provides nomic growth in this part of the participated in by about 200 the signing of the Memoran- an opportunity for learning ex- world, in Asia, as growing re- delegates from ASEAN Mem- dum of Agreements between change and cooperation to- gion. (But) how can you recon- ber States and with the par- Eastgate Pharma of Canada wards enhancing ASEAN eco- cile the reality that in Asia, 560 ticipation of other countries, and Bukidnon Pharmaceuticals nomic collaboration through million people are below the like Canada. Along with CDA, Multipurpose Cooperative for the 7th ACBF is a the production of affordable but successful collab- quality medicine, the Kaya plat- oration with ACDI form between Natcco Network Multipurpose Co- and FPSDC, and the produc- operative, CLIMBS tion and marketing agreement Life and General between Nueva Segovia Con- Insurance Cooper- sortium of Cooperatives and ative, Asian Farm- FPSDC for the black garlic. ers Association for Sustainable De- On the second day, for- velopment, Feder- eign delegates were toured to ation of People’s different cooperatives in the Sustainable De- National Capital Region, to de- velopment Coop- light the delegates who learned erative (FPSDC), a lot from the successful coop- Cooperative Insur- eratives in the country. On the ance System of the end of the 3-day event, ASEAN Philippines, ASE- delegates have crafted a dec- AN Foundation, laration to unite to act in build- We Effect, Philip- ing and strengthening farmers’ pine Cooperative organizations and agriculture Center, and coop cooperatives in the ASEAN re- PROSPERITY FOR ALL. CDA Chairman Orlando R. Ravanera gestures to the media during sponsors. gion. the press conference of the 7th ASEAN Cooperative Business Forum held in Pan Pacific Hotel Manila, to give emphasis on cooperativism as the only answer to poverty experienced by about This year’s ACBF It was also agreed in 560 million people in Asia. is focused on se- that same gathering that the lected commodities next ASEAN Cooperative Busi- agricultural cooperatives. poverty line? Along that line, –coffee, cacao, coconut, ba- ness Forum, which is the 8th you know that the great equal- nana, rice and dairy. ACBF, will be held in Thailand. In a press interview, izer is cooperativism. Coopera- Chairman Ravanera said, tivism is the answer.” There are significant happen- “There is a remarkable eco- The 3-day event was ings that highlight the event:

said that BDC is an institution- Bicol insurgency finds peace with cooperative 3 Agri- coops in ally-based cooperative com- support. posed of municipal govern- By:Raul Z. Barcillano To date, there are eight coop- Western Visayas ment employees formed and Othello Privaldos registered with the Coopera- eratives organized by the CMO Camp Gen. Simeon bag awards from LBP tive Development Authority last Battalion and registered by By: Mercy J. Gabasa and March 17, 1999 with an initial Ola, Legazpi City---ddubbed as CDA Naga Extension Office. Cassy S. Jimeno paid - up share capital of Php “Tsokolate at Pandesal (TAP), 18,900.00 and 63 members. There are two in Albay: Pawa meetings were held at this Three (3) agri-coop- Farmers Agriculture Cooper- eratives in Western Visayas Through thick and thin, camp toto discuss ways and ative and Tamaoyan Farm- received prestigious awards BDC now has a total mem- means to bring government in the LANDBANK Gawad sa bership of 2,478 members, ers Agriculture Cooperative. services to the barangays clas- Pinakatanging Kooperatiba 58.1% of which are women; Masbate has three: Bongalon (GAWAD PITAK) 2017 under total paid-up share capital of sified as “Geograpically Isolat- Farmers Producers Cooper- the Outstanding Agri-based Php 27,470,316.77 and Php ed from Development” (GID) by Cooperatives Category ative, Togoron Farmers and the Philippine Army’s 9th Civil on August 15, 2017 at Fisherfolks Producers Coop- the Senate of the Phil- Military Operations (Kaagapay) erative, and San Jacinto Credit ippines. Battalion based in this camp. Cooperative. Sorsogon also The latest meeting on January The Buenavis- has three: Hinguha Bigkis Con- ta Development Coop- 26, 2018 was sponsored by the sumers Cooperative, Uswag erative (BDC) from the Regional Office of Department Province of Guimaras Kababaihan Barcelona Con- of Public Works and Highways was conferred with sumers Cooperative, and Gui- HALL OF FAME in the at their Office inside the Re- Agri-based Category in Chairperson Adelina Galanza and General Man- lajon Busay Falls Tourist Ser- ager Richard Gaboy all smiles as they receive gional Center, Rawis, Legazpi the 27th year of the LBP vice Cooperative. The different their award from LBP. City. The agendum prepared program in recogniz- Local Government Units were ing the exemplary performance 174,450,789.85 assets as of for the discussion aboutpre- of outstanding agri-based and December 31, 2016. tapped by the CMO. pared for the discussion about non-agri-based cooperatives for their impact on the econom- From institutional to the recent Mayon Volcano out- The 9th Civil-Military ic development, not only for residential or community – burst. their members but also to their based cooperative, initially Operation (KAAGAPAY) Batal- respective communities. providing credit service to the lion, 9TH Infantry (SPEAR) Di- members, the BDC now offers Cooperatives are seen vision, Camp Gen Simeon A. BDC, in 2014, 2015 and many services to the members as the most appropriate mech- 2016 won 5th Place, 2nd Place and the community based on Ola, Legazpi City conceptual- anism to counter insurgency and Most Outstanding Cooper- their felt needs, VMGO and its ized the Tsokolate at Pandesal ative under the Agri-based Cat- official tagline “My CHOICE” initiatives specifically orga- (TAP) convergence meetings egory, respectively. representing BDC Core Values, nizing isolated communities Atty. Arnel D. Agrasada, Re- Cooperation, Honesty, Open- held every Friday. Main objec- to become part of their mass gional Director, Cooperative ness, Innovation, Celebration tive is to generate collaboration Development Authority – Iloilo and Excellence - which means bases from which they derive and strengthen stakeholders’ Extension Office (CDA-IEO), preference and freedom. logistics, manpower, and moral See Story on p See Story on p 4

page 2 CDA Financial Service @phcoops PH Cooperatives Editorial Transformative Cooperatives: The Liberating Force

PUBLISHER Cooperative Development Authority (CDA)

EDITORIAL BOARD Chairman Orlando R. Ravanera Administrator Abad L. Santos Administrator Faisal I. Cali Administrator Abdulsalam A. Guinomla Administrator Benjie S. Oliva Administrator Mercedes D. Castillo Administrator Eulogio T. Castillo EDITORIAL STAFF Editor-In-Chief Gloria V. Barrido Managing Editor Ronde D. Alicaya CDA MEDIA BUREAUS Central Office Inocencio M. Malapit

Cleng Salonga

Cherryl Marders

Rosemarie J. Beltran

Monatao Honeya R. Alawi are being released from the Sally S. Triñanes quagmire of poverty as they are Atty. Monalisa A. Juarez There is no question on er through legal and peace- the truism that for those who ful means and never through now debunking conventional Michael C. Cabulay agricultural to shift to sustain- Jason James Almacen have dreamt, advocated, strug- armed struggle or violent ex- gled and even died for it, social tremism. In fact, this is now able agriculture, controlling the Manila Extension Office NCR mode of production and mar- Sherwin Keith D. Salazar change has been so elusive all becoming the order of the day. keting. Before, everyone prof- Mimai R. Parangue these years despite 14 years Many former combatants be ited from farming except the Dagupan Extension of Martial Law and two peo- from the New People’s Army Office/Region 1 ple-powered revolutions. The or the Moro National Liberation farmers but not anymore be- Van F. Enriquez structures and systems that Front are forming themselves cause of the much needed par-

Faye D. Carino are breeding poverty are still as to become transformative co- adigm shift where the farmers are now empowered through Tuguegarao Extension formidable as ever. BUT NOT operatives for people, planet, cooperativism. Office/Region II ANYMORE! With the amaz- prosperity and peace. Jurela V. Cruz ing leadership of Cabinet Sec. The cooperatives of the Leann R. Fontanilla Leoncio Evasco, Jr. Yes, cooperatives are consumers are now rectifying Pampanga Extension not just ordinary people’s Under the new dis- movement for change be- the oppressive marketing sys- Office/Region III tem as the multiple marketing Karen C. Sandique pensation, the 26,600 coop- cause they are not a kind that layers are now being cut down Cheyanne L. Evangelista eratives with some 14 million suddenly looms to respond to members nation-wide are be- pressing issues and then van- to one or two. We all know that Calamba Extension coming transformative and are ish in the corridor of time when everything that is sold in this Office/Region IV advancing Biyaya ng Pagbaba- the passions die down. It is not country from needle to tractor Karen C. Sandique passes at least 5 to 7 market- go as they are now harness- one that belongs to that Shake- Cheyanne L. Evangelista ing their collective potentials, spearian lamentation, “out, out ing layers at the expense of the Naga Extension energies and experiences not brief candle; life is just a walk- consumers. Lipitor that is just Office/Region V only to combat poverty but up- ing shadow, a poor player who sold in India at only thirty cen- Othello Privaldos root its causes such as social struts and frets his hour upon tavos is being sold in the Phil- Raul Z. Bacillano injustices, gross inequities and the stage and then is heard no ippine pharmacies at P50 and Iloilo Extension Office powerlessness and thus, ef- more.” a bag of fertilizer (ammonium Region VI fecting social transformation. Cooperatives are never sulfate) bought in Ukraine at P100 is being sold in Mindanao Mercy J. Gabasa This is the raizon d’ etre of the transactional; they are trans- at P2,000? Cassy S. Jimeno cooperatives by nature, nurture formative that put power where and by law as expressed in the it rightfully belongs, that is with Cebu Extension Office Too, our country has be- Region VII Constitution, that is, as “instru- the people. This is in tune with Ramon P. Buenavista ments of social justice, equity the Constitutional mandate that come a dumping ground of fin- ished products and a source of Mariefel A. Taghoy and sustainable development.” “as a republican and democrat- ic state, sovereignty resides cheap raw materials that’s why Tacloban Extension Office- we have never become indus- Region VIII Why is this so? Well with the people and all gov- it is “Res Ipsa Loquitor” (the ernmental authorities emanate trialized where the economy Marissa L. Cala is controlled by cartels with so Loraine M. Yu thing speaks for itself). Who from them.” decides? Who controls? Who They are now up the much rakings. Let us remember Cagayan de Oro EO benefits? from development? task of advocating for the much that a country that is consum- Region X Well, apparently, not the bulk needed paradigm shift that will ing what it is not producing will Analiza C. Sulpot of the people but a few cartels, liberate the people from the always be penalized by slow Edwin B. Pelosas conglomerates and monopo- quagmire of poverty. As pover- growth. The cooperatives now Davao Extension Office lies in a highly skewed socie- ty is rooted in their lack of pow- are becoming a countervailing Region XI tal order where only some 300 er to have access and control force producing high quality Maria Theresa B. Dave families have the stranglehold over their resources and utili- products following value-chain Glenn S. Garcia of the economy. As poverty ties, cooperativism is the em- approach. Kidapawan Extension Office waggles its ugly head, we must powering path in crafting their Region XII take heed of the warning that “if own destiny. Yes, a strong army can Jezza Lhor Villarin-Utlang a few elite has much too much conquer a kingdom but the Jeane Mary B. Fullero and the manty who are poor Yes, cooperatives are strongest army in the world Caraga Extension Office have much too little, we are putting the marginalized sec- cannot stop an idea whose Caraga Region facing circumstances horrible tors into the mainstream of time has come. That’s cooper- Sally Joy R. Bungabong even to contemplate.” development processes. The ativism exemplifying PAGLIL- Niño Rosil C. Bantayan landless farmers are now INGKOD AT PAGMAMAHAL Through transforma- owning the land through their PARA SA KAUNLARAN SA tive cooperatives, we have to agrarian reform beneficiary co- PAGSUSULONG NG BIYAYA democratize wealth and pow- operatives and the poor tillers NG PAGBABAGO! (By: Orlando R. Ravanera) CDA Financial Service @phcoops PH Cooperatives page 3 News BAC Decides for Government 3 Agri- coops in Western Visayas bag awards Employees’ Cooperatives to from LBP From page 2 According to Ms. Geor- gina Basco, the founder and Other services include current General Manager, the Participate in Bidding Coop Mart, Coop Livestock and cooperative is a need-driven By: Atty. Mona Liza P. Arriba-Juarez Poultry Supply, Ticketing Ser- cooperative, was established The Government Pro- Meanwhile, Section vices, Gasoline Station, Trans- by 25 church members with port Services, Money Remit- an initial paid-up share capital curement Policy Board (GPPB) 47.2 of the 2016 Revised IRR chaired by Budget Secretary of RA 9184 and the relevant Benjamin E. Diokno issued provision of the Philippine Bid- Circular 08-2017 which was ding Documents (PBDs) man- published on national paper date that bidders found to have last January 14, 2018 to clarify conflicting interests with each government employees’ coop- other shall also be disqualified eratives participation in gov- to participate in the procure- ernment procurement. ment. Pertinently, it is stressed that a general conflict of inter- The GPPB has primar- ests arises when a bidder has a ily lodged with the Bids and relationship, directly or through Awards Committee (BAC) of third parties, that puts them in agencies the determination of a position to have access to the existence of conflict of in- information about or influence terests that would forbid gov- on the bid of another bidder or The Chairman of Libacao Development Cooperative together with the other awardees during the awarding ceremony by LBP. ernment employees’ coop- influence the decisions of the eratives from participating in Procuring Entity regarding this tances, ATM Services, Check of Php 7,000.00 and was duly bidding particularly in their own bidding process. Discounting, Lending Services, registered with CDA on De- respective agencies. The GPPB, thus, pos- Bills Payment or Bayad Center, cember 15, 2004 Under the 2016 Revised Imple- ited that government employ- Insurance Services, Solar Pan- menting Rules and Regulations ees’ cooperatives participating els, Coffee Hub and Bar, Di- As of December 31, (IRR) of RA 9184, government in the procurement within their gibuy, Farm Equipment Rental, 2016, KNMPC has 698 mem- employees’ cooperatives may own agencies pose undue ad- Function Rooms Rental, Afla- bers, 9 employees, Php 9.536 toun Savings and Savings and Million paid-up share capital, participate in the procurement vantage in terms of access to Time Deposit. Php 34.637 Million assets. It of goods, infrastructure proj- information, which generally operates and manages Credit ects and consulting services not available to other bidders, Similarly, the Libacao and Savings, Trading of frozen provided they meet all the re- and it sows suspicion of partial- Development Cooperative products, farm inputs, and nat- quirements prescribed there- ity or familiarity among market from the Province of Aklan won ural juice production, Consum- as 1st Runner - Up in the Out- er Store and Catering Services. in and are evaluated on equal operators participating in the standing Agri-Based Category. Other programs and services footing with other bidders. procurement process. Per CDA record, it was regis- include Coastal Clean-Up, En- tered on May 2, 1988 with an vironmental Sanitation (Street The GPPB circular cit- The circular explains initial membership of 60 and Cleaning & Dredging of Ca- ed that RA 9520 or the Philip- that “government employees’ initial paid –up share capital of nals), 1st Cooperative Sustain- pine Cooperative Code of 2008 cooperatives participation in Php 23,330.98. able Agriculture Summit, Tree Planting, Medical & Dental Mis- exempts cooperatives trans- government procurement, es- As of December 31, sion, Eye Care Program, Blood acting business with the gov- pecially within their own re- 2016, it has 7,474 regular Letting Project, Feeding Pro- ernment from pre-qualification spective agencies, is restrict- members, 71.58% of which gram, Relief Operation & Gift bidding requirements but RA ed by reason of presence of are women, majority are Giving, Koop Sports (Summer 9184 already abrogated the lat- conflict of interest, which shall abaca farmers, with 20 em- League) and Koop Night. ployees, Php 31,973,355.15 ter process and was replaced be determined by the BAC of paid-up share capital, and Php These self-managed by simple eligibility checking. the Procuring Entity taking into 158,472,644.74 total assets. businesses and initiatives in It went on to state that under consideration the surrounding improving the quality of life of Section 47 of RA 9184 and its circumstances and applying Today, LDC as God-giv- the members and the commu- IRR, bidders are automatically the relevant provisions of the en instrument in improving nity particularly the socio-eco- disqualified from participating 2016 Revised IRR of RA 9184, quality life of the members pro- nomic, cultural, political and in the procurement activities of RA 6713 and other applicable vides financial and technical environmental development assistance through trainings to of the society inspire internal a Procuring Entity when such rules”. the members. Other programs stakeholders to sustain what bidder is related by consan- It needs a reminding though and services include Money they have started in 2004. guinity or affinity within the third that observance of the rules Remittance, Consumer Store, civil degree to the Head of the set forth in said circular should Catering Services, forest re- KNMPC, is also a Re- Procuring Entity (HOPE), mem- be in consonance with the de- serve, tree planting, vermicul- gional Awardee/National Nom- bers of the BAC, the Technical clared State policies embodied ture through recycled materi- inee of the 2017 CDA Gawad als, solar powered street lights Parangal and 2017 Productivity Working Group (TWG), and the in RA 9520 such as to create and “linis bayan”. Olympics Award– Service Sec- BAC Secretariat, the head of an atmosphere that is condu- tor for Micro Enterprises from the Project Management Office cive to the growth and devel- The Kooperatiba Naton the NWPC, an attached agency (PMO), or the end-user unit, opment of cooperatives and MPC (KNMPC), a key player of the Department of Labor and and the project consultants, if to bring about a strong coop- in the socio-economic, spiri- Employment (DOLE). They re- tual and environmental devel- ceived their cash awards from any. If the bidder is a coopera- erative movement that is free opment of the Municipality of LBP on August 15, 2017 at tive, the provision applies to all from any condition that might Tigbauan also won and ranked House of the Senate. its officers, directors and con- infringe upon the autonomy or 4th Runner-up in the same cat- trolling shareholders or mem- organizational integrity of co- egory. bers. operatives.

3.) Cultural governance. culture, Filipinos have different CDA Fully Supports Federalism In a federal system, or- cultures and sensitivities. In From page 1 dinary people will have their fact, Filipinos are composed of Autonomy and Independence. voice heard because the gov- 110 ethnic groups which each rte administration’s thrusts for that is CDA make it a part of its ernment power will be brought has its unique cultural sensitiv- a shift from a unitary to federal major programs. closer to them and the dem- ity needs. Under a federal form form of government. ocratic accountability will be of government, this can be ad- During the seminar advanced. The federal form of dressed. According to CDA Ad- workshop on journalism and government, has eight char- ministrator Abad Santos who is media production conducted in acteristics: participatory, con- This was also empha- in-charge in proliferating feder- Cagayan de Oro for CDA’s des- sensus-oriented, accountable, sized by Chairman Orlando R. alism with the field components ignated information officers, transparent, responsive, ef- Ravanera. According to him, of the agency and to the gener- Administrator Santos said, fective and efficient, equitable, “Cooperativism is the back- al public, that federalism is co- “there are three promises in and inclusive. Hence, there is bone of Federalism.” operativism, citing the Cooper- federalism: 1.) Better democra- good governance. In terms of ativism Principle No 4 which is cy, 2.) Good governance, and page 4 CDA Financial Service @phcoops PH Cooperatives News CDA, Coops, Other Stakeholders Join in CDA, SSS Forge Partnership for Cooperatives By: Rose J. Beltran Crafting 2017-2022 PCMTDP package to help them become By Cleng Salonga Acting Executive Direc- more viable and create more The CDA conducted re- tor Giovanni T. Platero met with employment through these or- gional consultations with coop- Social Security System (SSS) ganizations. eratives and other stakeholders in 2017 to craft the 2017-2022 On the other Philippine Cooperative Medi- hand, Atty. Antonio um-Term Development Plan S. Argabioso, VP of CDA Chairman Orlando R. Ravanera presents the (PCMTDP). Through these CDA’s Roadmap during the PCMTDP 2017-2022 Large Accounts Di- nationwide consultations, the Consultation in Davao vision together with opinions, views, recommen- Ms. Ma. Nympha dations, issues and concerns 2022 will be the cooperative M. Ragel, Head of of cooperatives and relevant sector’s complementary blue- the Cooperatives stakeholders of cooperative print to the Philippine Develop- and Informal Sec- development served as a ment Plan of the country for the tor Department, guide in crafting the Plan. same period. requested the sup- port for the partic- The consultations were The CDA, under RA 6939, is From left to right: Ms. Ma. Nympha M. Ragel, Atty. Antonio S. ipation of the Co- also guided by the Sustain- mandated to formulate, adopt Argabioso, Acting Executive Director Giovanni T. Platero and operative Sector able Development Goals, ICA and implement integrated and Acting Deputy Executive Director Atty. Elizabeth O. Batonan in the caravan that Blueprint, the Ambisyon 2040, comprehensive plans and pro- they will initiate in 0+10 President’s Priorities, the grams on cooperative devel- 2019. It will be an 2017-2022 Philippine Develop- opment consistent with the officials on January 25, 2018 in event to market their services ment Plan, the CDA Road Map, national policy on cooperatives connection with their proposed for cooperatives and members and the Regional Development and the overall socio-economic programs for cooperatives as especially to the hard-to-reach Plan. development plans of the gov- well as to their members. and vulnerable sectors of the ernment. society. Further, the coopera- Participants produce The first meeting was tives who will join the event can workshop output during the This year, a National with Mr. Pedro T. Baoy, VP of put up their booths to introduce consultation Consultation Workshop on the Asset and Management Divi- their products and services. PCMTDP draft will be conduct- sion and OIC of Lending and The cooperative sector ed. The PCMTDP final draft Asset Management Group and With these programs, the CDA in the Philippines is one sec- will then be approved by the Ms. Ma. Gracia G. Abas, OIC and SSS will create a formida- tor that potentially contributes CDA Board of Administrators of Business and Development ble partnership in helping the into the realization of the key and Cabinet Secretary Leoncio Loans Department. The pro- Cooperative Sector in promot- priorities of the Duterte admin- Evasco Jr., and when it gets posed program tackles the ing self-reliance and achieving istration of inclusive growth, a approved, CDA will now launch possibility of reviving the lend- their social, economic and cul- high-trust society, and a glob- the much-awaited 2017-2022 ing program for cooperatives tural needs. ally-competitive knowledge PCMTDP for dissemination to and to create a possible loan economy. The PCMTDP 2017- all cooperatives and stakehold- ers. into contract with Amertech because of the Marawi rehabilitation, CDA Region 10, Architect Ce- COOPERATIVISM, A they claimed that it is illegal. They farming, aquaculture and any- sar Dandan who designs the stressed that it should be the general COUNTERVAILING assembly who will decide whether to thing that would suit the needs perspective of the project and From page 1 enter an agreement with other financ- of the IDPs and the community. Balo-i officials. with Negros Occidental Board Mem- ing activities. During the meeting of CDA and The trainings that will be of- ber Jose Benjamin Corteza Gaston Parpa’s group sought the assistance joined to uplift the economic status of CDA to intervene about this mat- Balo-i officials last January 4, fered will not only focus on the of the Dacongcogon Farmers in Ka- ter. Atty. Segobre of the Legal Section 2018, Mayor Ali said that their IDPs but also to the entire com- bankalan City, Negros Occidental. with his assistant Peter Linga came Their dream to obtain social justice, over to Bacolod to settle the matter. objective in donating the land munity. Ultimately, IDPs who equity and sustainable economic de- Today, members of DPCMA are seek- and the training centers is to will avail of the Sustainable Co- velopment in Dacongcogon was real- ing government intervention to reha- make sure that their constit- operative Village will be coop- ized when they formed and organized bilitate the cooperative. The Office of the Dacongcogon Producers Coop- the Presidential Adviser on the Peace uents find a decent job here erativized. erative Marketing Association(DPC- Process (OPAPP) in coordination and abroad to keep them away On his part, CDA Chairman MA). Thus in 1973, Bishop Fortich with the Cooperative Development from joining terrorist groups. Ravanera shows genuine op- and SP Gaston received the Ramon Authority (CDA) is looking for possi- Magsaysay Award for public service. ble remedies in addressing this prob- Present during the meeting of timism on the project’s impact Bishop Fortich and SP Gaston bor- lem. Government is inviting members Chairman Ravanera and May- on the lives of IDPs and the rowed money from the government of DPCMA to ensure their successful or Ali were Mr. Sammie Bill- community. and bought a second-hand mill from reintegration to the society and im- AIDSISA in Silay and was rebuild in proved their socio-economic status anes, Chairman of the Nation- Chairman Ravanera said, “this Dacongcogon… and that started the and to live in a society wherein there ball rolling. Farmers/Members real- is social justice, equity and sustain- ly benefited their “own” sugar mill. It able economic development. generated lots of job opportunities among members to work in the sugar mill thus increased the economic sta- tus of the coop members. As the years passed, DPCMA expe- CDA BUILDS TRAIN- rienced lots of trials especially on the From page 1 maintenance of the dilapidated mill. ING They seek financial assistance from nated two buildings that would PNB and PHILSUCOR to maintain serve as Cooperative Action the mill. Centers and a 4-hectare land When the mill broke down, DPCMA suffered financial crisis. And because for the Sustainable Coopera- of this, the salary of the members/ tive Village for the IDPs. workers was at stake…Members/ The CACs will serve as training Workers started to cry for justice, thus they were vulnerable to look for centers for different livelihood other source of income…and outside courses which will be offered forces tried to convince them to join by CDA in partnership with the them. 2005 DPCMA was facing a dilemma Technical Education and Skills al Cooperative Development project will advance coopera- the BOD headed by Chairman Wildre- Development Authority (TES- Council, Ms. Celia Atienza, tivism in the country and would do Miraflores convene them to look DA), Department of Agriculture Chairperson of the League of also send a positive message for ways and means to spare the mill and they entered into an agreement and other government agen- Cooperative Development Of- specially to our Muslim broth- with Amertech to finance and man- cies. Trainings will vary from ficers of the Philippines, Mr. ers and sisters that the govern- age the mill, and pay the back wages brick making—which has al- Ron Mateo of the Office of the ment cares for them.” of the workers. But some members of the Board headed by Atty. Rolan- ready started, that would later Cabinet Secretary, Atty. Ken- do Parpa opposed the idea to enter on cater the construction need nett Kempis, Legal Officer of

CDA Financial Service @phcoops PH Cooperatives page 5 News Protect the Environment or Perish! A Cooperative Call to Action By Ronde D. Alicaya About 5,000 people CDA Chairman Orlando R. Ra- Guests who graced the occa- Jann Roby R. Otero of the Of- heeded to a call by the Coop- vanera, in partnership with the sion and have expressed their fice of the Cabinet Secretary; erative Development Authority Cagayan de Oro City Rivebasin unity in protecting the environ- and Mr. Reynante Salcedo of (CDA) for a one-day environ- Council headed by His Emi- ment are Usec. Dale Cabrera Xavier Science Foundation . ment summit in Cagayan de nence, Cagayan de Oro Arch- of the Office of Strategic Action Oro, held at the Atrium, Limket- bishop Antonio J. Ledesma, 10 and Response; CDA Chairman In his speech, Chairman Rava- kai Center on January 10, 2018. agencies of government who and environmental advocate nera said, “Gaia (Earth) is dying The event was aptly called are signatories of the Writ of Orlando R. Ravanera; Cagayan because of too much greed of “People’s Environment Summit: Kalikasan, cooperative sector, money and power by some indi- Heal the Blighted Land Back to Civil Society organization, aca- de Oro Arch. Antonio J. Ledes- ma, SJ; Ms. Maharlika J. Alon- viduals, to the detriment of na- Life or Perish! A Cooperative’s deme, students and local gov- ture. If we will not act now, the next Sendong can be more horrible!” In his part, Arch. Ledesma said “We are not good stew- ards of God’s creation. We do not just fail to protect it, we destroy it!” Coincidentally, before the scheduled summit, Cagay- an de Oro once again expe- rienced severe flooding due to heavy rains. That was De- cember 22, while Chairman Ravanera, Arch. Ledesma and the Task Force Kinaiyah- an had a meeting at the Arch- bishop’s Palace. During that meeting, Chair- man Ravanera, who is known to be a very passionate in his environmental advocacy said “time is of the essence to make noise for the environ- ment. We have been warned Call to Action. ernment unit of Puntod. to, Senior Financial and Invest- many times over, and we should act now.” The summit was initiated by the The summit is an environmental ment Specialist of Mindanao environmental advocate and awareness campaign. Development Authority; Asec. The CDA To Dissolve Erring Cooperative From page 1 or prospected members who the distribution of the so-called Article 67 of Republic give benefit to those affected were enticed to receive “Mar- “Marcos Wealth” to its mem- Act 9520 otherwise known but who genuinely would like cos Wealth”. Immediately, CDA bers through an entity called as the Philippine Cooperative to continue being part of a co- Chairman Orlando R. Ravane- “mover”; the officers admitted Act of 2008, provides the fol- operative, there exists no legal ra ordered its suspension of that the coop shall serve as the lowing grounds for the Disso- impediment for them to estab- operation and thorough inves- conduit in the unverified/un- lution of Cooperative by Order lish a genuine one. Further- tigation on the matter through scrupulous idea of distributing of the Authority (CDA): 1.) Hav- more, the Authority will make a a Special Order No. 503 Series the so-called “Marcos Wealth” ing obtained its registration by thorough follow up and coordi- of 2017. using a unverified document fraud; 2.) Existing for an illegal nation with the National Bureau stating a “Letter of Instruction” purpose; 3.) Willful violation, of Investigation with respect to In a press statement (LOI); that Family is associat- despite notice by the Authority, the latter’s probe of the present after that incident, Chairman ed/connected with Bullion Buy- of the provisions of this Code case. It must be secured that Ravanera said, “The CDA was er Limited (BBL), an unscrupu- or its Bylaws; 4.) Willful failure the persons who are the “insti- created by the 1987 Constitu- lous entity not registered with to operate on a cooperative ba- gators” of these unwarranted tion to serve as an instrument any regulatory government sis; and 5.) Failure to meet the acts must not remain scot-free, for social justice, equity and agency; that BBL is the evi- required minimum number of specially that the reputable economic development. Any dent publisher of pamphlets members in the cooperative. identity of cooperatives is put activity that would put cooper- that were distributed during the in jeopardy. atives in jeopardy must be stop assembly in UPLB and that the Therefore, with all the immediately.” Mission-Vision in the pamphlet foregoing findings and recom- As provided for by the and the Mission-Vision of Fam- mendations from the investiga- highest law of the land (1987 After a thorough inves- ily as posted in its office are tion team, One Social Family Constitution), “The State shall tigation, the team which was one and the same; that majori- Credit Cooperative will be dis- advance the viability and composed of CDA lawyers ty, if not all of the share capital solved inasmuch as its identity growth of cooperatives as in- and Cooperative Development contribution of the members has already been put in dubiety strument for social justice, eq- Specialists have established of Family were all loaned from for its unwarranted act of prolif- uity, and economic develop- the facts that: One Social Fam- one of the Board of Directors. erating unscrupulous idea (dis- ment.” ily Credit Cooperative has just This explains the findings in tribution of Marcos Wealth) as registered with CDA in May the examination report why the a means to perpetuate its co- Never will an office (the 4, 2017 as a credit coopera- BOD/Officers of Family can- operative affairs. Even assum- CDA) in regulating coopera- tive; that its Chairman, Pedro not present any subscription ing arguendo that the officers tives allow anyone or coopera- Destura, Jr. and other officers agreement with its members or of Family have the genuine tive to do a social injustice! admitted that they convened any Official Receipt that covers conviction that there is realism the said assembly as a cul- the paid up capital of the mem- in their cause, in legal parlance minating activity to announce bers. the same remains falsity. To page 6 CDA Financial Service @phcoops PH Cooperatives News Right to Self Determi- Spirit of PP 493 abounds in Western Visayas nation By: Mercy Jamoyot Gabasa By: Orlando R. Ravanera “Come senators, congressmen/ Please heed the call/ Don’t stand in the door- The spirit of Presidential Agrasada, Keynote Speaker, municipality of the celebration. way/ Don’t block up the hall/ For he that Proclamation (PP) No. 493, Se- Hon. Soviet Russia A. Dela gets hurt/ Will be he who has stalled/ ries of 2013 stands overflows Cruz, Chairperson, Committee Coop Trade Expo par- There’s a battle outside/ And it is ragin’/ the hearts and minds of cooper- on Cooperative, Food and Ag- ticipated by cooperatives en- It will soon shake you windows/ And atives stakeholders in Western riculture, SP, Province of Aklan. gaged in marketing of worth- rattle you walls/ For the times they are Visayas, as they a changin’” commemorated the cooperative month celebration this October 2017 with flying colors. The cel- ebration aims to encourage wider participation of all sectors of society in nation building through cooper- These are some lines from the song, “The Times They Are A-Changin’,” popularized ativism, raise the by Bob Dylan, an American folk singer, consciousness who together with anti-war activists spear- of people to join headed a movement to stop USA’s imperi- the cooperative alistic engagement in Vietnam in the 60’s. movement and Who would believe that after six decades, the song would still be very relevant, this uphold the princi- time however, it is one to remind our legis- ples and values of lators to take heed the call of the people in cooperativism. Mindanao for self determination. For this year, Our firm salute to our Senators es- around 10 thou- pecially the iconic senator from Mindanao who is not only passionately championing sand men and the cause of cooperativism but to once women in cooper- and for all stop the war in Mindanao which atives across the has become the second longest war in the region joined the world. We in the Cooperative Movement 2017 Cooperative with some 14 million members throughout the Philippines are so amazed on the per- Month Celebra- formance of Senator Juan Miguel “Migs” tion. Zubiri who has continually manifested Various activities were con- and Hon. Congressman Carli- while products like handicrafts, without let-up the “fire in his heart” and with ducted from kick-off to the cul- to S. Marquez, Representative linen and food products. The that transformative spirit in advancing co- minating activities anchored Lone District of Aklan, who both Sibalom-Egaña Roads were operativism as the beacon of light amidst the darkness of poverty and conflict. and inspired by this year’s delivered solidarity messages planted on both sides of the In so many meetings in the Senate that I well-chosen theme, “Cooper- to the participants. road with more or less five hun- attended, I did witness how he is cham- atives: Empowering the Poor dred (500) seedlings by repre- pioning the cause of cooperativism as in- and the Vulnerable Towards Province of Antique – The Co- sentatives of all cooperatives strument of social justice that’s why coop- eratives’ tax exemption privilege has been Job Generation and Eradica- operative Capital Province of present during the celebration. successfully retained. As aptly stated, tion of Poverty. Western Visayas Blood-letting Program was si- “Give notice to a young man with fire in his multaneous undertaken in part- heart and is possessed with a determined Province of Aklan, As relayed by PCDS nership Philippine National Red will because everyone will give way as he spearheaded by the Provin- Patrocinio O. Viesca of CDA Cross, wherein every coopera- passes by.” Lately, Senator Migs has authored cial Cooperative Development Antique Field Office, the activ- tive has at least one member and introduced Senate Bill No. 1646, An Council (PCDC) in partnership ities for the cooperative month participating in the said activity. Act providing for the Basic Law for the with Provincial Government celebration in the province of Bangsamoro (BBL) and abolishing the au- and Aklan Cooperative Alliance Antique was opened on Octo- Eucharistic celebration tonomous region in Muslim Mindanao. In (ACA) conducted Alay Lakad, ber 1, 2017 with the coopera- (holy mass) at the Sta. Rita de that hearing, I expressed our full support which is also the position of the coopera- Holy Mass, and Medical Mis- tives attending and sponsoring Cascia Catholic Parish in Siba- tive movement. Why must we support the sion as their kick-off Activities the holy mass in every respec- lom, Antique was also done Basic Law for the Bangsamoro? and were actively participated tive municipality. to express thanksgiving and “Hunger is highest in Mindanao,” by members, officers, employ- gratitude for the many achieve- as disclosed by the Social Weather Sta- ees and advocates of cooper- Thereafter, the coop- ments of the cooperative sec- tions. This is a glaring paradox as Mindan- ao is decidedly the nation’s “food basket”. atives across the province on erative initiated the playing of tor in the province. Yes, so rich yet so poor, that’s paradoxi- October 2, 2017 at Trade Hall, cooperative theme song while cal in an island oozing with ecological re- Capitol Site, Kalibo, Aklan. going around the town with the The month-long celebration sources, having high contribution to the sound system mounted on a ended with the culminating country’s gross value added in agricultural, 196 individuals receive Optical vehicle. It was also on that day activities participated by for- forests and fisheries. Paradoxically, amidst the bounty and Dental services during the that each cooperative start- ty-three (43) cooperatives and lies so much poverty where 11 of the top 20 week-long celebration hosted ed displaying streamers either 1,012 coop stakeholders in the poorest provinces in the country are found. by Masboi MPC in partner- along the national road of the afternoon. It started with a Pa- All the six regions in Mindanao suffer high ship with Alpha Phi. Omega on cooperative office’s doorways rade of Colors followed by a poverty gap ratios and severity indices than the rest of the country. The poor in October 6, 2017 and Coastal and entrances. closing program highlighted by Mindanao are the poorest throughout the Clean-Up and Tree Planting of The cooperative officers initiat- the re-awarding of CDA Nation- nation. Now that Mindanao has become Numancia MPC, participated ed the guesting in DYKA and al and Regional Gawad Paran- vulnerable to violent extremism, these con- by 14 cooperatives, 563 indi- Station Spirit radio stations last gal Awardees by this Author, tradictions must be resolved. viduals planted 400 trees on October 20, 2017, 8:00 a.m. Chief, CRITS and Ms. Mary How can these contradictions be resolved? No other way but to recognize October 21, 2017. to 9:00 a.m. for “The Cooper- Grace M. Sangcada, Chief, the Mindanaoans’ right to self-determina- ative Hour” where the coop- CPDAS. The awardees include tion. The month-long celebration in erative programs and accom- Barbaza MPC, 2nd Most Out- The right to self-determination of the province culminated on Oc- plishments as well as success standing Primary Cooperative the people in the land of the brave and the tober 27, 2017 with an Open stories and testimonies were for Large Category(Billionaire) free is what the BBL is zeroing in. It will promote a political system that is both in- Forum awarding of 2017 Ga- made public for the people to in the National Level/Most Out- clusive and democratic, a paradigm shift wad Parangal Regional Win- be aware of the achievements standing Primary Cooperative from what has been aptly described as ex- ners to Lezo MPC and Inte- of the sector and to provide the - Regional Level and to San clusive and colonial. grated Barangays of Numancia direction that the cooperative Jose MPC as Regional Nom- It has indeed dawned upon us this MPC (IBON MPC), as 3rd Run- sector shall jointly take to suc- inee for the Most Outstanding truism. Aptly described as the best “recruit- er” of terrorist, poverty and social injus- ner – Up and 4th Runner-Up in ceed. Primary Cooperative for Large tice breed violence. Poverty can only be the Category (Millionaire). stopped by making the people productive Medium Category, respective- Highlights of the cel- through people empowerment thru cooper- ly. The Provincial Cooperative ebration were conducted on Turning-over of the ativism. Quiz, a learning and aware- November 4, 2017 at Sibalom Marker declaring the province We can therefore conclude that through BBL and cooperativism, we can ness activities joined by 13 par- Municipal Gymnasium in the of Antique as the Cooperative finally find peace in Mindanao. The best ticipating teams. municipality of Sibalom, An- Capital of Western Visayas was person to make that trail-blazing move is tique. It started with a cara- also one of the highlights of one who is championing cooperativism Forty-three (43) cooperatives van from both the northern and the program. The marker was and peace in Mindanao, Senator Migs. In- deed, for the times they are a changin’ and and 487 cooperative advocates southern part of Antique and turned-over to Antique Federa- that time has come for the long awaited attended the event with Atty. converging in Sibalom, the host tion of Cooperatives (AFCCUI) peace in Mindanao.

CDA Financial Service @phcoops PH Cooperatives page 7 News Cooperativism Changes the Bicol insurgency finds peace with cooperative lives of Former MNLF Rebels From p2 By: Monatao Honeya R. Alawi engagement among govern- ed communities may apply for ment agencies towards gaining membership with existing big tainous area of Basak, Bini- The cooperative has change dayan, in the province of Lanao the life of the less fortunate and support in the effective delivery and stable cooperatives near- del Sur which is inhabited by lawless elements of the society of social services especially in est their area, instead of orga- armed combatant of Moro Na- who are deprived of the rights the conflict-affected areas and nizing and registering a new tional Liberation Front (MNLF), and previleges of having a promote peace and develop- cooperative. This way, they a revolutionary group in the comfortable life and finally find ment advocacy. During the can immediately participate south is now scaling heights the loving embrace of the gov- weekly meetings hosted by and avail of the programs and as it is engaged into abaca and ernment through the coopera- the different agencies, issues benefits of the cooperative, mushroom production and ca- tive development authority. The tering to nearby communities spirit of cooperativism shines werewere raised and corre- without burdening themselves of its finish products. The co- through amidst the darkness spondingly referred to the con- with the struggles of a new co- operative is grateful to the sup- of poverty and social inequal- cerned agencies for appropri- operative. Eventually, when port of Dimnatang M. Radia, ities. Where poor become the ate action. Concerns referred they are ready and ableable to a dynamic Administrator from poorest because they are pow- to CDA include request for as- establish a cooperative exclu- Autonomous Region of Mus- erless to craft their destiny, sistance in organization and sively for their barangays, pro- lim Mindanao for his untiring where massive hunger looms efforts in assisting the coop- because of social injustice as registration of cooperatives cedures on division of cooper- erative who is inspired by the a mode of production and ba- and in the conduct of capabili- ative can be availed of. most dedicated Chairman of sic utilities are controlled by ty-building activities for existing the Cooperative Development the most influential capitalists, registered cooperatives in the Aside from the weekly Authority, USec. Orlando R. where people are in dire eco- conflict-affected areas. meetings, the group organized Ravanera. The former provides nomic difficulties, because of and conducted the Serbisyo them with constant technical lack of opportunities, skills and The Regional Director, Caravan in Labo, Camarines assistance and supervision. capabilities. In reality, cooper- atives exist for social transfor- Atty Ma. Lourdes Pacao and Norte on September 201-21, mation based on social justice, Ramon Mendizabal, Albay 2017 attended by constituents Mr. Amer Ongcoma, Chairman equity and sustainable devel- Provincial Coordinator, serve from nine (9) barangays in the of the Binidayan Moro National opment. It is through cooper- asserve as the Agency’s per- municipality. The activity aimed Liberation Front Producers Co- ative that regain their trust to manent and alternate repre- to effectively deliver socio-eco- operative in Brgy. Basak, the government and believed sentative to the convergence. nomic programs and services Municipality of Binidayan, that they can live a comfortable to gain people’s support and to Province of Lanao del Sur. He life like any other citizen of the is proudly showing to this writer country. Another endeavor of the con- address socio-economic issues their mushroom product. vergence was the joint launch- exploited by the CPP and other ing of Memorandum of Under- left forces. The local govern- Coop Got Talent facil- standing (MOU) Signing and ment of Camarines Norte and Spirit of PP 493 itated by AFCCUI, participat- Tree Planting Activity in con- the Municipality of Labo and ed by nine (9) cluster contes- nection with Balik-Kalikasan the representatives from the abounds in West- tants and Solidarity Party for the guests and officers of the Program in support to the ex- various agencies composing ern Visayas PCDC were also conducted panded National Greening Pro- the TAP delivered various pro- From page 7 and was followed by the mes- gram of the government held grams and services to the con- sage from the PCDC Chairman by Hon. Governor Rhodora J. Felimon Espares declaring the on June 30, 2017 at the Brgy. stituents. Cadiao and Hon. Vice Gover- month - long celebration has fi- Misibis, Bacacay, Daraga Al- nor Edgar D. Denosta and nally come to an end and did it received by Federation Chair- the Antique way. bay. ThisThis activity was par- Another activity orga- man Nick Abarientos and Man- ticipated in in by the Regional nized and implemented for the ager Feliza Labrador. Province of Capiz Directors and representatives semester was the Gift-Giving

Inspiring Messages and This year’s 24th Provin- of government agencies, the Activity at the Barangay Alobo, talks from the organizers and cial Cooperative Month Cele- Provincial Government of Al- Daraga Albay held on Decem- invited guests, namely: Rev. bration was hosted by the Mu- bay and the different branch of ber 4, 2017 with a theme “Pam- Fr. Gerald Lacson, Parish nicipality of Tapaz under the Priest; SB Member Butiong; pro-active leadership of Hon. service of the Armed Forces of askong Handog ng Tsokolate PCDO Leonardo Delfin; Hon. Mayor Roberto O. Palomar. the Philippines. at Pandesal” for more than 400 Governor Cadiao; Hon. Vice constituents of the barangay. Governor Denosta; NCDC It started with the Man- Chairperson Prof. Samie M. datory Training on Internal CDA Naga hosted the The activity was started with- Billanes; and Dr. Epifanio A. Control System for Micro Co- October 6 TAP meeting as one with a mass, followed withwith Maniebo, President and CEO, operatives on November 16, of the activities for the Cooper- the fun games that were con- RIMANSI Mutual Solutions and 2017 at Tapaz Civic Center, Insurance Agency, Inc. who is Tapaz, Capiz conducted by ative month celebration. While ducted for the children and par- also the UNDP Advisor for Phil. Ms. Mary Grace M. Sangcada, everybody subscribes to the ents, and also different prizes Crop Insurance Corp., Mr. Fe- Chief, CPDAS and Ms. Venus idea that cooperatives play im- were given. The TAP mem- limon Espares, Manager, Bar- A. Obsiana, Head, Supervision baza MPC who is also a Coop and Examination Unit (SEU), portant roles in poverty eradi- bers also distributed toys, bags Sector Representative of Re- both from CDA – Iloilo Exten- cation and counter-insurgency and Noche Buena packages to gion 6 National Anti-Poverty sion Office, as Training Provid- programs, CDA recommendss the beneficiaries and their fam- Commission; and PCDC Vice er. Chairperson Mr. Salvador Z. that residents of conflict-affect- ily. Estares all gave developmen- Hon. Mayor Palomar, tal insights and updates related Hon. Vice Mayor Bob Gardose, to cooperatives development. and Hon. Karen A. Palomar, Board Member/PCDC Chair- The Voice Kids Sea- person/Chairperson, Commit- son 2 Grand winner Joshua tee on Cooperatives graced the Oliveros gave a song number event and delivered inspiring during the event. A dance num- messages to 180 participants ber was also showcased by the from 68 micro-provinces. UA Dance Ensemble also gave color to the successful culmi- Cooperative Trade Fair, nating activities of the 2017 Motorcade/Parade, Raffle Architect’s Perspective of Cooperative Action Center Cooperative Month Celebra- Draw and Culminating Program tion in the Province of Antique. in Balu-i, Lanao del Norte Continue on p 9 page 8 CDA Financial Service @phcoops PH Cooperatives News PH Haiyan Campaigns for REGION 1’S REGIONAL COOPERATIVE DEVELOPMENT COUNCIL Fulfilling its Mandate Climate Change Cooperative Develop- Josefina B. Bitonio, the Region- By: Marissa L. Cala, CDS II CDA-TEO ment Councils (CDCs) are al Development Council (RDC) passed a PH Haiyan Advocacy Cooper- PH Haiyan in the implemen- Resolu- ative together with the Climate tation of the recent “Climate tion sup- Change Commission con- Proofing Project”. PH Haiyan porting ducted its 2nd regional con- hopes to awaken the youths’ the reten- ference with tion of the the theme: Tax Ex- “Building the emption Resilience of privileges Coastal Com- of cooper- munities and atives. Ecosystem to Climate A Change” at copy of the Tacloban the said Convention resolution Center last was sent November 20- by the 21, 2017. organized at the national, re- RDC to all the Congressmen gional, provincial and city/ & Congresswomen in Region 1 The primary municipal levels in accordance as well as the members of the purpose of with the intention and purpose Senate. the conven- of Executive Order 95 (E.O. tion was to 95) dated June 8, 1993. The council has orga- provide infor- Mr. Pit Ilagan poses with the faculty and students of Dulag National nized a seminar entitled: AD- mation and High School after his talk on climate change. The RCDC – 1 in pur- VOCACY ON A DRUG-FREE education Credits: PH Haiyan Advocacy Cooperative suit of its mandate has actively WORKPLACE on October 13, campaign in been involved in cooperative 2017 held at the CDA - Re- sharing present initiatives re- interest and involve them in development activities. Among gional Office in support of our searches related to climate the advocacy of restoring and those are: President’s campaign against change, and adaptation and rehabilitating the environment. drug abuse. mitigation in disaster risk re- During the two-day activity of The RCDC – 1 coordi- duction management. introducing the project of PH nated the conduct of a Train- The activity was attended by Haiyan, the students were in- ing of Trainers (ToT) for LGUs’ at least twenty (20) coopera- The component of Climate volved as partners to under- Cooperative Development Of- tive officers all coming from the Change Conference is re- take the same projects in their ficers and Co-op Officers for province of Pangasinan. search and development of coastal communities and un- Pre-Membership Education coastal lines and Cancaba- dergo their own mangrove tree Seminar (PMES) on March The Council actively support- to Bay was the first subject of planting project. 9 -10, 2017 at the NSCC ed the crafting of the Philippine this project. The coastal lines Caoayan, Ilocos Sur. Cooperative Medium Term De- are the vulnerable areas and The key proponent of velopment Plan (PCMTDP) therefore need to be attended PH Haiyan, Mr. Pit Ilagan as- The activity was at- 2017 – 2022 held on August first. In Tacloban alone, there sured that the campaign will tended by 95 participants who 22 – 24, 2017 in Baguio City. are 44 coastal baranggays, 13 get the commitment of students were capacitated in conducting of which are suitable for man- as partners by having their own PMES in their respective areas The activity was a consulta- grove reforestration. These nurseries at home doing their recognizing their essential role tion of a wide base of co-op areas still have 70 hectares of individual initiative in growing in co-op promotion, organiza- development key stakeholders coastal lines that need to be seedlings planted in recycled tion, development and supervi- from across the regions in the planted with mangroves. bottles or tin cans. Different sion. country, through the CDCs seeds should not be thrown and the CDA’s Extension Offic- The youths as the future but instead planted so that ev- Thru the initiative of es (Regions 1, 2, 3 and CAR) stewards of the environment ery housesold will benefit from RCDC – 1 Chairperson Divina to ensure that their comments, were choosen as partners of what they planted. C. Quemi and Vice Chairperson views and suggestions are heard.

Spirit of PP 493 mar; while Hon. Ryan Farinas under the command of Mayor ment Cooperative (BDC), Ms. – SB Chair on Cooperatives; Ruben B. Corpuz started with a Michell Arcenas, Guimaras abounds in West- Pepe Del Rosario, Provincial Caravan and Foot Parade. Employees MPC and Ms. Me- Administrator, representative lecia M. Pait, TIDS, DTI-Gui- ern Visayas of Hon. Governor Antonio A. Guests and participants maras, respectively, likewise From page 8 Del Rosario; Ms. Mercy J. Gab- were warmly welcomed by provided an idea in enhancing were conducted on November asa, Chief, CRITS, CDA; Hon. Hon. Mayor Corpuz, an advo- cooperative endeavors. 17, 2017 in the same venue Board Member Palomar; Mr. cate of cooperative movement where the Internal Control Sys- Aldwin Cruz Am, Former Board and followed the Opening Mes- qProvincial Cooperative Whiz, tem Training was held. The Member/Chairperson, PCDC sage from Ms. Mary Grace M. a good venue for learning and Provincial Cooperative Quiz fa- Capiz, Prof. Samie M. Billanes, Sangcada, Chief, CPDAS, rep- awareness participated by 10 cilitated by CDA Personnel and RCDC/NCDC Chairperson resenting the CDA Regional Di- cooperatives was also con- Awarding of CDA Gawad Pa- gave inspirations to the internal rector. ducted and facilitated by Mr. rangal to Progressive Women and external stakeholders of Arden T. Caletina, PCDS, CDA Agrarian Reform Cooperative the cooperative sector. Inspiring insights and Guimaras Field Office. Mabini (PWARF) as 2nd Runner-up, updates related to coopera- Limers and Farmers MPC got Regional Outstanding Primary Presence and perfor- tive development from Hon. the 1st place, Guimaras Breth- Cooperative for Medium Cat- mance of Ms. Katchry Jewel Ma. Lucille L. Nava, MD, Con- ren MPC, 2nd place and Gui- egory and Awarding of Certif- S. Goblin, Finalist, France Got gresswoman, Lone District of maras Employees MPC, 3rd icates of Recognition to DAR Talent 2017 and Tapaz Per- Guimaras while Prof. Samie place. – assisted deserving coopera- forming Arts added color to the M. Billanes, RCDC/NCDC tives were highlights of the cel- triumphant commemoration Chairperson and Ms. Mercy Recognition/Awarding ebration. honoring the significant contri- J. Gabasa, Keynote Speaker of Certificates of Recognition bution of the sector in nation representing Undersecretary highlighted the celebration. The culminating activ- building. Orlando management of coop- BDC was recognized as 2017 ities were joined by 1,368 ad- eratives. Gawad Pitak Hall of Fame vocates, officers and members Province of Guimaras Awardee – Agri – based Cate- (865 women and 503 men) Presentation of Best gory by the Land Bank of the from 116 cooperatives across Two Hundred Eighty Practices, Services and GUI- Philippines. the Province of Capiz. Shar- (280) cooperative stakeholders MELCO Updates, as well as ing of inspiring insights, knowl- from Twenty- three (23) coop- topics on “Trabaho, Negosyo, More provincial recogni- edge, wisdom and updates eratives across the province Kabuhayan, The Coopera- tions on various category were from the Keynote Speaker, gathered at Jordan Municipal tive Way” shared by Ms. Jane given to deserving coopera- Hon. Rico Geron, Partylist Rep- Gym, Poblacion, Jordan, Gui- Ganarias, Guimaras Brethren tives. resentative, AGAP and mes- maras on November 7, 2017. MPC, Ms. Shirley S. Laurente, sages from Hon. Mayor Palo- The celebration was hosted GUIMELCO, Manager Richard BDC was recognized as by the Municipality of Jordan Gaboy, Buenavista Develop- Continue on p13 page 9 CDA Financial Service @phcoops PH Cooperatives News PERA MPC ADOPTS 2 IP FAMILIES NCDC conducts its General by NRCB, SJRB On October 24, 2017 tober 21, 2017 at PERA MPC Assembly and Election of in San Francisco, Agusan del main office in San Francisco, Sur, PERA Multipurpose Coop- Agusan del Sur, PERA MPC Officers erative, one of the millionaire was represented by Chairman By Inocencio M. Malapit cooperatives in Caraga Region Gil C. Gilot and the BAMATA adopted two (2) Indigenous Tribal Council was represent- The National Cooper- Peoples (IP) families belonging ed by Datu Kalamboan-Balvi- ative Development Council In the general assembly to the BAMATA (Banwaon-Ma- no Andaya. The IP families (NCDC) conducted its General conducted, partners of CDA nobo-Talaandig) Tribe from the of Mino Andaya and Dayhom Assembly and election of offi- from other government sector areas of Sitio Tumalog, Zillovia, Hagwasan received a check cers last January 23, 2018. attended. They are the repre- Talacogon, Agusan del Sur. amounting to P50,000.00 and This is in line with the program a package of goods for each Held at the 7th floor Multi-pur- sentatives of DA, DTI, DAR, of the Cooperative Develop- family. pose hall, CDA Bldg., Cubao DILG and financial institutions ment Authority (CDA) tagged Quezon City, the general as- such as LBP, DBP and ACPC. as “Adopt an IP Family Pro- According to Chairman sembly was called by Mr. Samie Their presence was a manifes- gram” Gil C. Gilot, the cooperative will Billanes, incumbent chairman tation of their growing support institutionalize the program to of NCDC. Pursuant to the re- for CDA and the cooperative Under this program, co- reach out to indigenous fami- operatives will choose an IP lies of different tribal groups in quirement of CDA Memoran- sector. Among the 15 orga- family to whom the cooperative the area and introduce cooper- dum Circular 2013-01, it directs nized Regional Cooperative will provide seed capital and ativism among these communi- NCDC to conduct election of Development Council’s, nine other goods to them. In return, ties. officers every second week of (9) attended and five (5) failed the IP beneficiaries will under- January. to send their representative. take farming and other related The activity was attended by The 5 regions that failed to activities to protect the environ- the CDA-Caraga Extension Of- ment. Activities to help stop de- fice Director Genaro D. Poga- In said election, Mr. send their representative in this struction and continued cutting ta, Jr. with CDS II Annie O. Samie Billanes, Regional Co- vital NCDC activity were RCDC of trees in the area. Unson, CPDAS In-charge Di- operative Development Coun- Region 2, RCDC-Region 4, rector Pogata challenged co- cil (RCDC) Chairman of Iloilo RCDC-Region 9, RCDC-Re- The Memorandum of operatives in Caraga to active- Region was re-elected as Na- gion 10 and RCDC-CAR. Agreement (MOA) signing with ly participate in the program. tional Chairman. Elected as the families was held on Oc- (NRCB, SJRB). Vice Chairman was Celia Atien- During the assembly, za representing the League Mr. Samie Billanes gave his CDA CONDUCTS FIRST EVER JOURNAL- of Cooperative Development accomplishment report em- Officers (LCDOP). Engr. Felix phasizing on his valiant effort ISM AND MEDIA PRODUCTION SEMINAR Tabasa, RCDC XII Chairman in rallying the NCDC and its By Jun Casilan was elected Secretary, Cristina membership to oppose the FOR CDA PERSONNEL Salvador of BANKOOP as Au- attempted efforts to remove The Cooperative Development ipants that there is a need to ditor and Nancy Marquez-RC- the tax exemption privilege of Authority conducted the first publish the success stories of DC chair of NCR was elected cooperatives through legisla- ever Seminar Workshop on cooperatives so that the gov- treasurer. tive act. Immediately after his Journalism and Media Produc- ernment officials, the business re-election as NCDC chairper- sector The NCDC is a council son, Mr. Samie Billanes called and the gener- organized and created among on the different members of al public others to coordinate cooper- NCDC to face squarely the dif- will be in- ative development programs ferent issues affecting cooper- formed of among the stake holders par- atives and recommended the these sto- ticularly to ensure that the gov- holding of a strategic planning ries and ernment cooperative programs session for NCDC officers to be able to express will cascade down to the in- prepare their roadmap for 2018 that the tended beneficiaries and that is which was duly approved and only coun- the cooperative movement. scheduled this February 2018. tervailing force to Organized in its present Ensuring his presence eradicate poverty is structure, through CDA Memo- at the General Assembly, CDA through randum Circular 2013-01, and chair Orlando R. Ravanera in coopera- upon the mandate of Executive his greetings and message pro- tion last January 30 to Febru- tivism. Order No. 95, issued by then fusely recognized and thanked ary 1, 2018 at the Dynasty Ho- President Fidel V. Ramos, the the partner agencies that at- tel, Cagayan de Oro City with The CDA invited resource NCDC is composed of govern- tended and participated in the the theme “Bridging the Gap, speakers in the person of Mr. Fulfilling the Mandate through Armand Ansaldo, an interna- ment sector through the Na- NCDC General assembly and Communication Media”. This tional photographer and own- tional Coordinating Commit- called upon them to be more is the first-of-a kind activity con- er of AAP Photography, who tee for Cooperative Promotion dynamic in their support for co- ducted for the designated Infor- demonstrated about Photogra- and Development (NCCCPD) operative development. CDA mation Officers of the CDA. phy 101 and Photo Captioning. and the representative of the officials present at the NCDC He also discussed the features League of Cooperative Devel- General Assembly was head- A total of 38 CDA per- of a DSLR camera. On the oth- sonnel, 30 from the extension er hand, Dr. Welson B. Caliat, opment Officers of the Phil- ed by Acting Executive Director offices and 8 from the Central a veteran journalist and media ippines (LCDOP) as well as Giovanni T. Platero who warm- Office, participated in the semi- practitioner, discussed the top- the different chairpersons of ly welcomed the participants. nar workshop. ics on Technical Writing such the different Local Executive Present too was Mr. Pedro as Basic Criteria of Technical Leagues of the Philippines, Defensor, acting directror of Administrator Abad Santos talk- Writing, news writing jargons, the cooperative sector through CDA-IDD, Ms. Melisa Santos, ed about Journalism and Fed- types of journalistic writing, eralism. He said that the news column writing tips, and the el- the chairperson of the various Chief-CDA-CRITD, secretariat articles to be developed should ements often associated with regional cooperative develop- was headed by Mr. Inocencio answer the 5 W’s (What, Who, news. ment councils in the different M. Malapit and assisted by Ms, When, Where and Why) and 1 administrative regions in the Khamima Mama and Grace Al- H (How). He also mentioned The output of the seminar work- country, the chairman of the verne, staff members of CDA- that federalism and coopera- shop was a newspaper publi- Philippine cooperative center CRITD. tivism are almost aligned spe- cation containing the different cifically on the 4th cooperative news articles on the success (PCC) the, representative of principle which is autonomy stories of cooperatives from all Bankoop which is the federa- and independence. Chairman the regions of the country and tion of Cooperative Banks in Orlando Ravanera mentioned the various activities conduct- the Philippines, and represen- in his message to the partic- ed by the CDA that benefitted tative of the academe with co- the cooperatives. operative curriculum. page 10 CDA Financial Service @phcoops PH Cooperatives News OCS LAUNCHES BIYAYA NG PAG- TAPOK-TAPOK SA KOOPERATIBA UG BABAGO PROGRAM IN DAVAO BARKADAHAN SA PASKO: CITY AN ANNUAL BLAST pine The annual conduct of the Inspirational Message. Com- Christmas festivity of the co- mis- operative sector in Region XI Candidates for the Mr. & sion on dubbed as Tapok-Tapok sa Ms. Cooperative Idol 2017 rep- Wom- Kooperatiba ug Barkadahan resenting Davao City, Davao en, sa Pasko was conducted last del Norte, Davao del Sur and Phil- December 7, 2017 at the RSM Davao Oriental opened the ac- ippine Events Center, PWC, Matina, tivity with a big bang in their Coco- Davao City. Production Number wearing nut Au- their colorful decorative jeans. thority, The event was spon- Afterwhich, contests for Christ- Presi- sored by the Region XI Coop- mas Carols, Group Dance dential erative Development Coun- Craze and Singing Duet took Com- cil (RCDC XI) under the able place. The Biyaya ng Pag- mission leadership of babago Program, an anti-pov- on the Urban Poor, and Techni- its Chairperson, erty program spearheaded by cal Education and Skills Devel- Engr. Felix L. the Office of Cabinet Secretary opment Authority. The National Tabasa, in close (OCS) Leoncio B. Evasco, Jr., Irrigation Administration also coordination was launched at the Freedom participated in the program. with the Coop- Park, Davao City on December The program launching was erative Devel- 9, 2017. also attended by Speaker Pan- opment Authori- taleon D. Alvarez of the House ty-DavaoExtension The program attempts of Representatives. Office (CDA- to serve as convergence of DEO), with the the different anti-poverty pro- Various stakeholders headship of Re- grams of the OCS-supervised and clients of these agencies gional Director agencies in fulfillment of the converged at the venue to wit- Elma R. Oguis. mandate under Executive Or- ness and avail of the various der No. 1 issued by President programs and services offered The ac- Rodrigo Roa Duterte in June by the said agencies. tivity started with a Holy Mass 2016. at 8:00 a.m., followed by the Winners of different The cooperative move- Opening Program at 9:30 a.m. contest areas were declared Cabinet Secretary Jun ment also participated in the Davao City Mayor delivered hailing from Davao del Norte Evasco graced the occasion launching. Not less than 580 her Welcome Address to all the Mr. & Ms. Cooperative Idols together with the heads and cooperators from at least 189 the participants of Region XI 2017, Mr. Reynaldo Lugo, Jr. representatives of the 11 differ- cooperatives from various ar- through the Audio Video Pre- and Ms. Remelyn L. Babagay, ent agencies under the direct eas in Luzon, Cebu, Iloilo, Ta- sentation (AVP). The RCDC respectively. Cooperatives supervision of the Office of the cloban, Bohol, and Mindanao XI Chairperson, Engr. Felix from Davao del Sur were the Cabinet Secretary, namely; Co- visited the service booth of the L. Tabasa gave the Opening winners of Christmas Carols operative Development Author- Cooperative Development Au- Remarks and RCDC XI Sec- and Group Dance Craze. The ity, Housing and Urban Devel- thority (CDA). retary, Rev. Antonio S. Alastra winner for Singing Duet was opment Coordinating Council, acknowledged the participants from the province of Davao National Anti-Poverty Commis- The CDA booth likewise of the event. The ever-support- del Norte. Other awards given sion, National Commission on attracted at least 54 non-co- ive Vice-Governor of Davao del were Biggest Delegation from Indigenous Peoples, National operative organizations whose Norte, Hon. Alan Dujali who is Davao del Norte and Commission on Muslim Filipi- leaders have expressed inter- also the active Chairperson of nos, National Food Authority, est in converting their respec- Provincial Cooperative Devel- National Youth Commission, tive organizations into full- opment Council delivered his Office of the President – Pres- fledged cooperatives. CDA-DAVAO JOINS idential Action Center, Philip- IP WOMEN FORUM AT TALAINGOD WITH COOP-NATCCO HEARS THE PLIGHT OF COOPERATIVES IN CAGAYAN VALLEY By: Jurela V. Cruz and OPAPP & OTHER NGAS Leann R. Fontanilla 2009, DILG MC No. 2017-16 gion 2 but in other regions as The Cooperative De- January 9, 2018 – Hon. Sa- dated February 1, 2017 reit- well. velopment Authority – Davao biniano “Ben” S. Canama, vis- erating the tax exemption of Extension Office (CDA-DEO) ited cooperatives in Cagayan cooperatives. These agencies Through the consultative meet- ing, Cong. Ben discussed proj- contingent, composed of Ms. ects and accomplishments of Elma R. Oguis, Regional Di- the COOP-NATCCO Partylist. rector, Antonio C. Escobar, He also solicited suggestions Supervising CDS, Remedios from the Cooperative Sec- D. Alarcon, CDS II and Clari- tor on programs/ projects that za C. Cantos, CDS II and Gino would help them improve their members’ lives and the cooper- Tabuclao, Driver I, is one of the ative’s operation as well. Cong. twenty-one (21) NGAs tapped Ben emphasized that it is the by the Office of the Presiden- Cooperatives who know best tial Adviser on the Peace Pro- what they need considering cess (OPAPP) which joined their operations, membership the IP Women Forum at the and geographical location. Municipal Gymnasium, Balim- Cong. Ben Canama and OIC Director Artemio N. Guzman with the cooperative leaders during the Cooperative Forum in Tuguegarao City, Cagayan Cong. Ben appealed to the ba Hills, JBL, Brgy. Sto. Niño, Sector to show to the com- Talaingod, Davao del Norte on Valley, particularly in Tugueg- munity how a cooperative can 14 July 2017. As part of the arao and Nueva Vizcaya. Var- still refuse to acknowledge the change the world. Gone are primary objectives of the activi- ious fora were held to discuss tax exemption status of coop- the days that what they see ty, the CDA-DEO brought used the issues and concerns of eratives. Thus, taxes collect- in Cooperatives are sari-sa- ed, some even amount to Php ri store vendors. He gave his clothings and medicines and cooperatives in the area. The vitamins together with the rest common issue raised is the 50,000. full support to the cooperative problem being encountered movement, and said “Let us of the NGAs, Provincial Gov- by the cooperative sector with Hearing this plights, show them that Cooperative is ernment of Davao del Norte the Bureau of Internal Reve- Cong. Ben, promised to have a the only answer in eliminating and private organization to be nue (BIR) and Local Govern- meeting with the BIR to clarify poverty and bridging the in- the issue. Noting the fact that creasing gap between the rich distributed to some three hun- ment Unit (LGU). Even with dred nineteen (319) target IP the presence of the BLGF MC this issue is not only encoun- and the marginalized” No. 31-2009 dated October 7, tered by cooperatives in Re- women of Talaingod Municipal- Continue on p13 CDA Financial Service @phcoops PH Cooperatives page 11 News DAVAO COOPS FUND MASSAGE THERAPY TRAINING (NC II) FOR RECOVERING DRUG DEPENDENTS Cooperatives in Hon. Robert M. Diaz. viding financial assistance to tive Services, Davao Doctors Davao City such as Manuel defray the cost of the training College, Inc., gave her three Guianga and Sirib Growers The training run for 20 of each trainee, as part of its (3) days for the spiritual and and Employees Multipur- days with the scheduled time observance to the 7th Coop- peace education as addition- pose Cooperative (MAG- from 9:00 a.m. to 3:00 p.m. erative Principle of Concerns al activity of the said training. SIGE MPC), Toril Commu- It is being administered by a for the Community. nity Cooperative (TCC), Sta. team of duly accredited mas- After graduation, the Ana Multipurpose Coopera- sage therapy instructors of The project has cooperatives also provid- tive (SAMULCO), El Grande Davao Doctors’ College, Inc. reached the knowledge of ed massage equipment to Multipurpose Cooperative The venue was one of the Ms. Mairavic Oficial, a Na- the successful graduates (EL GRANDE MPC), Eagle classrooms of the public el- turopathy Doctor, of the Uni- for them to immediately use Multipurpose Cooperative, ementary school adjacent to versal Peace Federation their newly-acquired mas- Police Regional Office 11 the barangay hall and acces- who happened to have an sage skill for their livelihood. Multipurpose Cooperative sible to the designated coor- activity, dubbed as the 1st (PRO 11 MPC) funded the dinating barangay officer to Cooperative Livelihood Con- Indeed, the first batch TESDA-accredited Massage monitor the daily training. gress, on that same date in- of the project has already Therapy Training for former Davao City. She was very earned, at this early, the rec- drug dependents in Davao More than half of the glad to know about it and ognition and support from City. Last February 8, 2017, participating drug depen- was excited to be a partner other organizations who Brgy. Tomas Monteverde, dents were women whose of the undertaking. Hence- share in the advocacy and Sr. commenced the Mas- ages range from early 20’s forth, she committed to share belief that these victims of sage Therapy Training (NC up to mid-30’s. Right at the the education on peace and drug addiction still have am- II) among the 22 qualified start of the training, a brief spiritual nourishment of the ple opportunity for improve- recovering drug dependents orientation was given to the recovering drug dependent ment who have surrendered to the trainees about the objec- trainees for free. In turn, Ms. PNP with the assistance of tives of the program and the Angelica L. Torres, Director the barangay officials head- involvement of the cooper- for Extension & Administra- ed by Barangay Captain, atives in Davao City in pro- CDA 6 conducts training for micro coops By: MERCY J. GABASA

the Hall of Governors, en from 195 cooperatives at- and below excluding the value Provincial Capitol, Rox- tended the FCs, GMCs and of land as defined in MC 2007 as City and ICS on No- ICS as mandatory trainings – 07, Series 2007 dated June vember 16, 2017 in the required under Article 44 of RA 5, 2007. Municipality of Tapaz, 9520, otherwise known as the Capiz in tandem with the Philippine Cooperative Code Other topics discussed Local Government Unit of 2008 and Rule 7 of its Re- were CDA Updates, Annual (LGU) vised Implementing Rules and Compliance Review of Repor- Regulations. Memorandum torial Requirements, Orienta- Province and Circular (MC) 2017-01, Series tion of Savings Mobilization Atty. Arnel D. Agrasada giving his inspirational message to the participants. City of Iloilo on the of 2017 re: Capability Build- and Capital Build-up and MC other hand, availed 5 ing Program for Micro Coop- 2013-22 re: Guidelines on The Cooperative Devel- trainings, (1) FCs un- eratives was issued by CDA Mainstreaming Gender and opment Authority (CDA) – Iloi- dertaken in coordination with primarily to help the micro co- Development (GAD) in Coop- lo Extension Office, Region 6 in Barosbos, Cawayan, Ginticgan operatives, with very low level eratives. partnership with various Coop- MPC, the Municipality of Carles or no compliance at all to fully erative Development Councils, on April 26, 2017, (2) FCs and comply with the mandate of the The author, who is also (CDCs), Local Government GMCs in Iloilo City partnered laws. the Chief of CRITS, along with Units (LGUs) and big cooper- by Federation of Iloilo City Co- Ms. Mary Grace M. Sangcada, atives in the areas conducted operatives (FEDICCO) and According to CDA Re- Chief, Cooperative Project De- eight (8) series of capability City Government through the gional Director Atty. Arnel D. velopment Assistance Section building: Fundamentals of Co- City Cooperative Development Agrasada, such issuance was (CPDAS), Mr. Proceso A. Bera- operatives (FCs), Governance Office (CCDO) on July 12 - 13, not only for compliance of the no, PCDS, Capiz CDA Field Of- and Management of Coopera- 2017. mandatory training require- fice, Mr. Mario I. Muñoz, PCDS, tives (GMCs) and Internal Con- ments but also to capacitate Aklan CDA, Ms. Myla J. Ferfas trol System (ICS) for micro co- Last two (2) batches of the cooperative officers to op- and Ms. Venus A. Obsiana, operatives in Region VI. FCs and GMCs were facilitated erate and manage their re- Head, Supervisory and Exam- in partnership with the Koop- spective cooperative efficiently, ination Unit (SEU) facilitated Three trainings, name- eratiba Naton MPC and Local effectively and successfully. and talked about the capability ly: FCs and GMCs were con- Government Unit of Tigbauan, building for micro cooperatives. ducted in the Province of Capiz Iloilo on October 12 and 13, He said further that Re- in partnership with the Capiz 2017, respectively. gion 6 has a total of 355 reg- PCDC and Provincial Govern- istered micro cooperatives with ment on March 15-16, 2017 at The 665 men and wom- an asset of Php 3,000,000.00 page 12 CDA Financial Service @phcoops PH Cooperatives News ADTEMPCO Effects Peace to Abra By: MARTIN B. MANODON Peace is illusive but not atmosphere of calmness and systematically save for future group of members visiting oth- impossible if purposely pur- happiness in our hearts” were needs and to prudently invest er members not to pressure the sued with the right intentions. the words of Fr. Nilo Pablo S. their savings back to the bor- member but to give advice and Peig, ADTEMPCO’s chair- rowing members by acting as at the same time to know the In the province of Abra, person. The C-trilogy of part- their banking and finance arm. first hand problem of the mem- hunting the illusive peace was nership among Cooperative ber. finally seen at the end of the - ATEMPCO, Church and the Improvement and expansion tunnel. As the rebels came Community has created an at- of ADTEMPCO’s services has Mortuary Service down in peace and joined the mosphere that brought peace increased the trust and con- growing members of the coop- for Abrenians. fidence of the community. It opened in 1989 where mem- erative; waring politicians set ADTEMPCO’s rallying point bership was voluntary. Mem- aside their differences and ac- While ADTEMPCO did not hunt to raise the bar of trust of the bership fee was P100.00 and tively participate in cooperative peace, the different branches member-owners bore fruit with assistance to every deceased activities. scattered in Luzon is a testa- the fast growing diversification member was P20.00. The as- ment on Abra’s peace stand- of its cooperative businesses. sistance was then increased to Through the efforts of ing. One evidence of improved ser- P50.00 in 2000. For non-mem- the Abra Diocesan Teachers vices is the courteous corps bers who wish to be a member and Employees Multipurpose Brief Background staff that member-owners and in the Mortuary Service, they Cooperative (ADTEMPCO), the community witness in the are called the extension mem- doing faithfully the functions In a festive December daily operation of the coopera- ber who must be sponsored by and role of cooperatives in 22, 1985, a cooperative was tive. Another evidenced-based a member who were allowed community development has a born out of a financial need management practice and con- to have five extension mem- bearing in the peace image of among the Abra Diocesan duct is the efficient and fast bers. Every member contrib- the province. The fast growth Teachers & Employees. There service afforded to transacting utes P5.00 for every deceased and expansion of ADTEMPCO were 74 founding members members. In like manner, the extension member. In 1992, changed the impression of the composed of School Direc- ADTEMPCO pursues unique ADTECCO was converted into province and a turnaround from tors, Principals, Teachers and practices to inclusively moti- a Multi-Purpose Cooperative, the perspective of the Abre- Employees of the Diocese and vate the community to attend hence, the name Abra Dioce- nians as well as public’s opin- the Divine Word Missionaries. assemblies for the resident san Employees Multipurpose ion on Abra’s peace condition. In February 1986, the coop- non-members to witness the Cooperative (ADTEMPCO). Indeed, its vision embodies erative started its operation to beauty of joining the ADTEMP- perfectly what the cooperative serve the financial needs of CO Business Activities: pursues that created a dom- the members. The externally Management Practices on ino effect on concord among generated fund that came from Membership 1.SAVINGS AND CREDIT factions. Thus, the vision to the member-owners amount- SERVICES – This service in- provide excellent financial ed to 42,361.59. The Divine 1.Membership vigilance – clude salary deduction, daily products and allied services to World Missionaries thought of member as owners are asked collection (business persons), its members through socially granting a seed money in the to be vigilant and report what- OFW’s remit through banks, responsive and environment amount of P110,000.00. On ever fraudulent acts and mal- collateral – lot or vehicle, if loan friendly business ventures and January 28, 1988, the cooper- practices of staff and officers equals SC no collateral share the blessings to the com- ative was finally registered with through a suggestion box munity. the Bureau of Cooperatives Development with Certificate 2.Home visitation - With the The business ventures of Registration RI-FF 186. The visitation, members’ participa- that flourished were shared in increasing number of mem- tion increased and delinquent the community including the bers and demand for the cred- members started to pay. When church that gathers the faithful it services of the cooperative this was not done before, prob- and the residents to acclaim prompted the Diocesan School lems of members who were what the cooperative has con- Office to deposit its Trust Fund delinquent were not properly tributed to the institutions in with ADTECCO in the amount documented. the community with the church of P353,719.31. The coopera- as partner. “The season of joy, tive’s first MISSION is to help 3.Peer Advisory Group – The love and peace creates the the members learn how to advisory group makes use of a

lo both commemorated suc- Spirit of PP 493 cessfully the 2017 Cooperative CDA-DAVAO JOINS IP WOMEN Month Celebration through the abounds in West- partnership of the Cooperative FORUM AT TALAINGOD WITH Development Councils, Provin- ern Visayas cial/City Government, Coop- OPAPP & OTHER NGAS From page 9 erative Development Authority from p11 Best Performing Cooperative and host municipality and co- in Community Involvement and operatives. ity. ed the said target. Happiness Participation and Exemplary The forum’s theme “Em- and excitement were all over Performance in Employment Various activities were powering IP Women Through the faces of the IP women as Generation and Sustainable conducted purposely in en- hancing the capability of the Continuing Education and De- they listened to the different Development Partner of the Province. internal stakeholders of coop- livery of Basic Services by Vari- programs of the government eratives and creating public ous Stakeholders of Region XI” agencies. The Mayor of the Best Performing Coop awareness about its significant was further highlighted by the Municipality, Hon. Basilio Li- in Integrated Services was contribution in the socio – eco- presentation and discussion bayao, expressed his great awarded to Mabini Limers and nomic, political, cultural and of: 1) IP Rights and IPRA Law gratitude in his speech owing Farmers MPC, Best Perform- environmental development. ing Coop in Internal Capital Ac- The month-long celebration of by NCIP XI; 2) Mainstream- to the presence of the repre- cumulation was given to Gui- the province started with an ing Gender and Development sentatives of various NGAs in maras Employees MPC, Best Opening Program in the morn- by the Provincial Government his municipality who came over Performing Coop in Member- ing and KOOPERATIBALITA- of Davao del Norte; and 3) IP across the region. ship Expansion to Guimaras AN Sa CDA in the afternoon Education by DepEd XI in the Brethren MPC, Most Promising at Tigbauan Covered Gym, whole morning, and conduct of The activity was con- Cooperative to Guimaras Elec- Tigbauan, Iloilo on October 6, tric Cooperative, Best Perform- 2017. medical check-up, free haircut, cluded with every attending ing Community – Based Coop- legal counselling and distri- IP woman wearing a big smile erative in Integrated Services Hon. Sharon S. Garin, bution of medicines, vitamins, as each left the venue bring- to Nueva Valencia MPC and Representative of AAMBIS – bags, school supplies and slip- ing something, like consumer Most Efficient Coop in Return OWA Partylist, was the Key- pers among IP Women and goods, school supplies, slip- of Investment was awarded to note Speaker who shared in- spiring insights and updates to children in the afternoon. pers, medicines and vitamins, Jordan Municipal Officials and Employees MPC. the participants. Invited guests for home. and 350 participants were The attendance was so Province of Iloilo an Iloilo City warmly welcome by Hon. Atty. overwhelming that it exceed- Suzette T. Alquisada, Municipal The Province and City of Iloi- Continue to p19 CDA Financial Service @phcoops PH Cooperatives page 13 Feature MANDAUE CITY COOPERATIVE A MODERN TALE OF DEPARTMENT: THE NEXT BIG GENEROSITY THING By: MARIEFEL A. TAGHOY By: Sherwin Keith Salazar How does generosi- the Parish Priest. A True testa- True to the vision of from those who are outside ty and kind nature bring good ment to the pioneers, the offi- Mandaue City Cooperative De- the jurisdiction of Mandaue fortune? Think of an old chil- cers worked voluntarily, no per partment to be a trendsetter City. Member coops were also dren’s folktale “the Shoemaker diems, and even honorarium, in cooperative development oriented with basic culinary and the Elves”. Whereas the office equipment and supplies by 2022, it ended 2017 with arts, meat processing and shoemaker who loves helping came straight from their pock- numerous accomplishments. soap-making to give them a others, gives to the poor, feeds ets for the sake of service. Still, From capacity building to en- range of business opportuni- the hungry, gets rewarded in they held office from 6 am to 9 vironment concerns, MCCDO ties aside from lending activi- the end… Maybe you are won- in the evening to accommodate aimed to bag the award for out- ties. dering how does a cooperative loan applicants, savings and standing cooperative develop- fit in the story? A certain coop- deposits and other payments. erative shared the same tale… And the rest should we say are In coor- history. dination Paco Savings & Credit with Co- Cooperative (PASCCO) was With 34 years notwith- operative created on February 6, 1983 standing, Paco Savings & Devel- from the initiative of Fr. Carlos Credit Cooperative had their opment Van Ooteghem, CICM priest share of ups and downs. One Authority, and by Ms. Mercedita Ocampo, instance that lingered was their MCCD an active member of the Cath- find a incapacity to find suitable celebrat- olic Charismatic Group. They office to operate. Eventually, ed Coop lobbied the idea on how to one of the cooperators allowed Month show concern for the welfare of to lend his/her time deposit in with a foot the Paco market vendors. Peo- order to find an office to rent. parade as ple gathered and headed the Now, with the ever growing Opening Salvo, Coop Month 2017 its open- call. Twenty –six cooperators population, PASCCO once ing salvo from all walks of life answered again headed the call from its ment office in the 2018 Gawad at Mandaue City Cultural Com- with shared enthusiasm and members. With various depos- Parangal. plex last October 1, 2017. It a common vision to alleviate its and loans schemes to cater was actively participated by all the lives of members through the need of its members, the Mandaue City Cooper- of its members. A Fun Run was cooperativism. Five-six, loan cooperative has undergone ative Department was creat- initiated on October 22, 2017 sharks, and high-interest rates changes to improve their qual- ed by virtue of City Ordinance at the same venue. A Clean Up are the common culprits that ity of service to its members. No. 22-1993. Its mission is to Drive with Cooperative leaders hinder vendors and residents Once a small cooperative with provide technical, financial as- and members at the Butuanon on breaking free on the bond- only a small table outside the sistance and other related ser- River was also done. It ended age of poverty. office of the Parish Priest and vices for sustainable develop- with the awarding ceremony for now a medium-sized coopera- ment in Mandaue City. It serves outstanding cooperative mem- Looking back at their tive whose assets soared to 50 67 operating cooperatives with bers in November. humble beginnings, Paco Million Pesos. To date, Paco more than twenty-three thou- Savings & Credit Cooperative Savings & Credit Cooperative sand members. MCCD ranked second started with only 26 cooper- keeps its foot plainly on the to TCCD for Best Performing ators with an initial capital of ground. Whether you are the For 2017 alone, manda- Cooperative Office but deter- Php. 11,000.00 and the first Shoemaker or even the Elves tory trainings were freely con- mined to get the most coveted PASCCO office was just a acts of kindness will be reward- ducted to microcoop leaders title for the next awarding cere- small table outside the office of ed. and a minimum fee was asked mony.

creased, and a credit service was bought with the assistance CONSISTENT HARD WORK was added to solve the finan- of the DOLE from which the cial problems of its members, cooperative has also earned By: Faye D. Cariño particularly those belonging to awards and recognitions. PROMISES SUCCESS the marginal stratum. This vital Within the outskirts of headed the organization and transformation created an im- The financial status of the co- the Province of Ilocos Norte, registration of a cooperative, pact in the locality particularly operative as of December 2017 particularly in the town Banna, with 39 incorporating ARBs on the lives of the people. boosted the coop leaders to which is a fourth class munic- and a scanty capital of less work better for the benefit of ipality, specifically Barangay than five thousand pesos (PhP The Consumers’ Store started the organization. The coop re- Binacag, the way of life was 5,000.00). Mr. Esteban Me- its operation on September 3, alized a remarkable rise in its remarkably hard due to social, drano and Ms. Amelia Bautista 2000. It occupies a small room membership from thirty nine economic and political chaos became the first Chairperson at the Brgy. Binacag Public (39) to 636 regular members. which was a common specta- and Manager respectively. Market with a meager amount Capitalization and much in- cle back in the days. of ₱4,000 capital. come lead to the expansion of Banna Multipurpose Co- services. The officers never lost This barangay is locat- operative was registered with Over the years, the coopera- focus to what they are bound to ed at the southern part of the the Cooperative Development tive has ventured to various pursue. “Service to people and municipality bounded from the Authority-Dagupan Extension business activities such as pa- the community”, this is the ra- north by Barangay Imelda, Office on December 21, 2000 lay trading, goat and hog-rais- tionale behind the rapid growth and from the east by Barangay under registration number ing including rice coffee pro- of the cooperative. It has cre- Bomitog and from the west and DAG – 4340. It was re-regis- duction. The latter became the ated an image of worthiness south by the Municipality of tered on January 18, 2010 with municipality’s “One-Town-One and trust and confidence from Nueva Era. Its land area is 59.6 Registration Number 9520- Product” (OTOP). Hence gen- the public. hectares composed of hills and 01006285, in compliance with erating more job opportunities forest areas and agricultur- Article 144 of the R. A. 9520. in the community. From then Today, with the efforts of its five al lands covered by Agrarian on the cooperative actively par- Board of Directors, 30 motivat- Reform Program. With these Its name was conceived ticipated in various local and ed and efficient Management facts, the Department of Agrar- from an acronym, in their native national trade fairs, promoting staff and the presence of effec- ian Reform (DAR) included the tongue, Ilocano- Bassit A Gan- and selling their proudly owned tive and devoted Development area under Binatog Agrarian ansia Naurnong Omado Sani- and now known “Banna Blend and Operations Officer, includ- Reform Community in the mu- kua (BAGNOS) which means Rice Coffee”. ing the supportive members, nicipality for easier and better “a little profit when managed the coop has metamorphosed way to promote and deliver ba- properly will increase assets”, Its latest endeavor is butcher- from a mere consumer store to sic services to Agrarian Reform and this refers to the income ing pig and “longganisa” pro- other business agriculture en- Beneficiaries (ARBs) for devel- generated through the joint ef- duction. Assets have also in- terprise that is expanding and opment. forts of the officers and mem- creased with the acquisition of responsive to the demands of ber. The first business activity hauling truck to complement its its constituents. Since there was no of the cooperative was opera- palay trading and a motorcycle proponent organization yet tion of a consumer store. With with side wheel for the butch- During our interview with the to assist the agency in proj- the continuous patronage and ering and store operations. A BODs including the Manage- ect undertakings, the natives support of the members and the warehouse was also built and ment Staff and Committees, in Barangay Binacag spear- community, its capitalization in- rice coffee production facility Continue to p29 page 14 CDA Financial Service @phcoops PH Cooperatives Feature KOOPERATIBA NATON MPC: “Simply Making a Difference”

“There is nothing more Ms. Georgina Basco, the found- more than 10 years. is one (1) of of forming a cooperative started in beautiful than someone who goes er and current manager said that the members who has availed big 2004, when a group of christians, out of their way to make life beau- “Hangad naming na umasenso help from cooperative. KNMPC deeply involved in church ministry tiful for others.” , the true essence ang aming mga miyembro. Gus- really helped him in supplement- work saw the need for a financial of cooperativism and the way of to namin makita na makapag-aral ing his budget for his housing assistance. Such existing “finan- life the KOOPERATIBA NATON ang kanilang mga anak, maka- project. cial need” of the members which MPC (KNMPC) for the past 13 pagtayo sila ng sarili nilang bahay. was further heightened when Ms. years has been doing and will be Dahil habang umaangat ang am- Mr. Basco, is very grateful Georgina Basco, the person be- doing onward. ing co-op, sila ay umaangat din. of the loan program of the coop- hind its organization suffered from financial setback when her father A need-driv- got sick. The situation motivated en cooperative estab- them to organize a cooperative. lished by 25 church members with an initial The “razon-de-etre” that paid-up share capital of 25 christians, organized KNMPC Php7,000.00 was duly in June 2004 with an initial cap- registered with CDA on italization of Php 7,000.00 on December 15, 2004. June 2004 and was finally regis- As of December 31, tered with Cooperative Develop- 2016, KNMPC has 698 ment Authority (CDA) as KOOP- members, 9 employ- ERATIBA NATON on December ees, Php9.536 Million 15, 2014. paid-up share capital, Php34.637 Million as- The cooperative started sets. as a consumer’s store, selling rice and groceries primarily to fellow It operates and Christians and its members. With- manages Credit and in the first three months of opera- Savings, Trading of fro- tion, a small portion of the church zen products, farm in- building was used for its opera- puts, and natural juice tion. On February 2005, they bor- production, Consumer rowed a small cottage (which was Store and Catering Ser- used as a Sunday School Center vices. Other programs before) to serve as a mini-store. and services include After ten (10) months of operation, Coastal Clean-Up, En- as barangay folks became aware vironmental Sanita- of the cooperative, it opened the tion (Street Cleaning & membership to the community. It Dredging of Canals), 1st Coop- erative because he was able to started to offer providential, live- erative Sustainable Agriculture As key player in devel- sustain and complete his house. lihood and emergency loans at Summit, Tree Planting, Medical opment, KNMPC answers the Today, he is enjoying the fruits of minimal rates slowly eradicating & Dental Mission, Eye Care Pro- felt needs of the members in im- labor for being a member of Koop- the usurers that have been drain- gram, Blood Letting Project, Feed- proving the quality of life of the eratiba Naton. ing the pockets of the already poor ing Program, Relief Operation & members and the community community members. This proved Gift Giving, Koop Sports (Summer particularly in the aspects of so- Cerilo Carlos Valencia, to be a smart move in their part League) and Koop Night. cio-economic, cultural, political CEFEKUR Owner/Businessman, as membership soared to avail of and environmental development he started his membership 2 the financial assistance program. KNMPC is truly living in of the society. years ago. Actually their coop- Slowly but increasingly, it gained the ideology of cooperativism, as erative really helps him in his ex- the attention of barangay folks inspired more by their motto “Sim- THE TESTIMONIES: isting project, especially in raising who were interested to involve ply Making a Difference” which his capitalization. Such capital- in micro entrepreneurial activities certainly transforms lives of the John Eric A. Basco, OFW, ization helps him cope with the yet lack capital. With increasing members and the community. member of Kooperatiba Naton for demand of his customers as well membership, the demand for ser- as their due dates. Through the vices also grew. financial assistance which is a big help, he was able to purchase the In 2010, it established an materials on time and meet the internet café at Brgy. Tanpael, Tig- Masaganang Agrikultura, Kaagapay demands of customers. bauan Iloilo, which benefited high school and college students who ang Kooperatiba-A Convergence of Eduard Dela Cruz, farmer, did not have internet connections said that he really thank at their homes. In 2012, it start- GOD for the opportunity to share ed its Bulilit& JR Program. This Agriculture Cooperatives his testimony to prove how Koop- project encourages children from By: Mariefel A. Taghoy eratiba Naton helped him improve ages 1 to 12(Bulilit) & ages 13-17 eratives. his well-being. Before he joined (JR) to open their own savings ac- the cooperative, he is a corn count and are financially respon- With the support farmer, and he borrowed and de- sible at their tender age. of CDA Adminis- pended on his capitalization from The Cooperative also of- trator Hon. Mer- financer. For the past 30 years fered livelihood programs such as cedes D. Castillo, they noticed that only the financer hog fattening and poultry, trisikad, CDA CEO Person- is improving and the farmer is not tricycle and direct selling which nel headed by Dr. getting any better in improving gained tremendous popularity in Nora P. Patron, his/her quality life. the community, increasing the and the local gov- membership exponentially. ernment units, the During the time that Koop- On April 10, 2013, Kooper- forum garnered eratiba Naton enters their place, atiba Naton was awarded as the they are very grateful because of Most Promising Micro-Coopera- Standing from left to right: Mr John Wesley B. Gayo-P4MP Vice together more President , PCDC Chairman Profetiza S. Lim, CDA Administrator Hon the financial assistance that the tive in the Province of Iloilo. Mercedes D. Castillo, Dumaguete City Mayor, Atty. Felipe B. Remollo, than 300 individ- uals composed of coop provided them with low in- Thus, in September 2013 the CDA-OIC, Dr. Nora P. Patron, Dumaguete City Agriculturist, Mr. Wil- terest rate as compared to their cooperative bought a 3,324sqm. liam E. Ablong, Standing at the Back . Mr Alessandro Clora Bolodo officers, members and coop staff financer before. lot which will be used for future across the region. Also present development and expansion of Agriculture Cooperatives in In 30 years, they were at Kooperatiba Naton. In September Region 7 converged in a forum in the forum were the various national government agencies the mercy of the financers. They 2014 they started to construct a in Dumaguete City last Sep- ended with no savings generated two-storey building on a tempo- tember 8-9, 2017 to discuss that purposely disseminate their programs and services but with their cooperative, they rary lot, to which the ground floor various issues concerning the are able to generate savings in occupied the consumer store and ecosystem. so that cooperatives can avail from them. just more than a year of being a the second floor served as the of- member of the Kooperatiba Na- fice. The theme Masaganang The successful conver- ton. Being proactive and cre- Agrikultura, Kaagapay ang Ko- ative, the Cooperative began to operatiba aimed to strengthen gence brought in an additional 400 Thousand pesos for the THE EVOLUTION: establish community outreach the agri-sector in terms of food programs such as feeding pro- security and sustainable coop- PCDC budget. In the beginning, the idea Continue to p29

CDA Financial Service @phcoops PH Cooperatives page 15 Opinion

The following articles are the products of the heart and mind of the Chairman of the Cooperative Development Authority, CDA Chairman Orlando R. Ravanera. These articles are the reflections of his views and desires for the cooperative sector as the Chairman of CDA and for the environment as a known environmental advocate. These articles was published on SunStar Three Poems for Liberation Poetry is more pow- seek for me because they food, be it burnt or stale, The Wind of Change erful than feature writing as cannot live without my It kills the fire in my stom- a poem is the language of presence ach, The wind of change now the heart not just of the in- Many have marched to In exchange, take whatever hovering from the moun- tellect. Indeed, “only through their death because of me you like, tains to the cities, the heart can one see rightly; These ECs do not know I can surrender my freedom From the hills to coastal what is essential is invisible to that in the silence of the or life for food, communities, it is the dawn the eye.” dungeon, I gain strength I can shake off the knotted of a new day, in the land of One day I will burst out into hair of the stormy sea, the free. May I share three po- the open and liberate the Love, sadness, thought, I For the people to be free ems emanating the inner re- oppressed to unfetter them set at nothing.” from hunger and poverty, cesses of my heart? The first from diabolic mindset. Empowerment of the poor That’s the mission of the one entitled, Veritas Liberabit & the oppressed the solu- cooperatives, Vos (the truth shall set you The second poem is about tion, Amidst the darkness of free), looms from the pain of Mindanao, the land of the To put the people in the helplessness and inequi- the heart, having been un- brave and the free. Lately. mainstream of progress, ties, justly attacked by so called The beautiful island has been Let us wage coop revolu- We will light the torch of electric cooperatives (ECs) a victim of violent extremism. tion for social justice and social justice and progress. for advocating that these ECs peace. We are one cooperative should recognize their millions Oh Mindanao! SHALOM, Let us embrace family, of members as member-con- one another in the spirit of Highly committed to serve sumer-owners (MCOs) and Where ecological wealth oneness, the poor and the op- must operate as genuine co- abounds! A million coop voices to pressed, operatives highly adhering So rich in fisheries, agricul- illuminate darkness, Working for their liberation to the time-honored and uni- ture, forests, and mines, For we are all waves of one through cooperative revo- versally-accepted coopera- Where beauties do not end sea and leaves of one tree, lution. tive principles and practices. at the shorelines, We must now unite, We will harness collec- Indeed, these ECs continue But in the Mindanawon’s Otherwise we all fall in tive potentials, rallying all to commit social wrong for al- courageous hearts and demise. stakeholders, most 5 decades now. minds. We will advocate, we will There, in the land of the The third poem is about the empower, Veritas Liberabit Vos brave and the free, essence of transformative co- We stand as one dedicated Amidst nature bounties lies operatives for people, planet, to serve. My name is Veritas hunger and poverty, prosperity, and peace whose Now social transformation So simple is my language Why a few with so much to time has come to liberate in the offing, Mankind runs after me enjoy? poor and the oppressed from Gaining headways, taking because I am a precious Yet the many with too little the quagmire of unbridled responsibilities, possession or nothing at all! materialism and consumer- Let us all be reminded of But to the rule of the so- Each shapes the Mindanao ism brought about by a flawed our impending victory, called Electric Coopera- we both dear, contemporaneous develop- The people united can nev- tives, I am a threat Behooving upon us to ment paradigm which is only er be defeated. So I have to be imprisoned shed-off apathy and fear. successful impoverishing the in the dungeon to silence Now listen to the cries of people and killing mother me the multitude, Earth. But there will always be Hear what they agonize in lovers of truth who will their solitude: “Oh give me Cooperatives, the instruments of Social Justice Article 12 of the 1987 The workers are produc- agricultural programs designed our IPs find themselves farm- Constitution provides that we ers of the wealth of the nation, to somehow alleviate their eco- ing marginalized and highly must promote the viability and yet, they live in dire poverty. In nomic difficulties to increase steep mountainous areas. “Ga- growth of cooperatives as in- fact, they are living in droves, their productivity (i.e. financial may lang nga tulod, ang kabaw struments of social justice, as if jumping from a “sinking assistance for farm inputs and moligid na.” equity and economic develop- ship”, to find jobs in foreign post-harvest facilities), yet, ment. That is how important lands, leaving their love ones could not reach them as these The “blessed lands” cooperatives are in a country behind at so much social cost. are trapped in pockets of those have ceased to be so because where social injustice looms who cannot moderate their these lands, where plantations in so many ways. Are we now Food comes from their greed. have loomed, reek poisons, ready to prove equal to that farms but the dining tables of having been bombarded for mandate as called for by no farmers fall short of it, tilling How about our indige- several decades with multifari- less than the highest law of the lands not their own and if they nous peoples? Well, they have ous toxic chemicals, 8 of which land? do, tied-up to costly seeds and become “squatters” in their are already banned interna- technologies that adhere to own native land as the ances- tionally (based on the exam- Before we can promote conventional agriculture which tral land which their forefathers ined samples of water, air and social justice, let us reflect for is beyond their control. They had occupied for hundreds of soil in Davao.) Certainly, these a while and know the horrible sell their products under the years are now converted into chemicals are carcinogenic, “faces” of social injustices in mercy of “compradors,” follow- massive plantations. These are the reason why cancer has be- the life of the workers, farm- ing an oppressive marketing “blessed lands” of our indige- come a common disease of the ers, indigenous peoples, fish- system that makes their farm- nous peoples and these are Mindanawons. erfolk and the common “tao” in ing non-viable. Aptly described the choicest of land. According a country that declares in the as “unsung heroes” and the to a Study of the Development As far as fisherfolk, they Fundamental Law (Art. II, Sec. “backbone” of the country, yet, Academy of the Philippines, are the ones catching fish, yet 10) that, “The state shall pro- they wallow inside the vicious some 63% of Mindanao is now their children are hungry as mote social justice in all phases cycle of poverty. What makes under the control of Trans-Na- malnutrition is highest in the of national development.” it more painful is that there are tional Corporations (TNCs) and Continue to p17 page 16 CDA Financial Service @phcoops PH Cooperatives Opinion From p16 coastal communities. This is It’s the environment, Stupid! so because the grandeur of the N THE ‘90’s, a popular can- which supplied the US military peace. Philippine bays is now fast dis- Ididate for the US presidency with “yellow rain,” which was appearing as they undergo pro- coined a campaign cliché that used against the Vietnamese It is not the economy, gressive state of impairment clicked with the voters that cat- guerillas during the Vietnam anymore but the environment and with it. The marginalization apulted him to the presidency. war. “Yellow rain” was the term that is of utmost importance. of the coastal populace. Unlike used to toxic chemicals poured The truth is, in the absence of when fish would literally jump “It’s the economy stu- out like rains to kill the forests a major change, the global sys- into their “banca,” fish now can pid!,” a simple hashtag rever- where the guerillas were hiding. tem will collapse in less than hardly be caught. berated throughout the land The more I was not surprised one hundred years because that somehow convinced the when I knew that it is Monsan- of the unsustainability in the Why? What are the fatal voters that what really mattered to that invented the genetical- economy where only a few oli- blows causing the death of the then was the economy and all ly-modified organisms (GMOs) garchs are in control and the once mighty marine and fishery the nitty-gritty of economic de- that have replaced our endem- unsustainability in the ecology. ecosystem? Well, the bays are velopment, i.e., employment, ic natural crops (i.e., rice, corn, Yes, global warming, melting treated as waste pits. First is income, infrastructure and etc.) to so-called High Yielding of the iceberg, the extinction industrial pollution. Chemical what have you, and discussing Varieties (HYVs), which are of the species, the rising of the waste from industries and fac- other issues was just plain stu- subservient to the use of toxic oceans and the depletion of the tories are dumped in the bays. pidity. chemicals that have already ozone layer are concrete proof Other silent killers are the inter- contaminated our water tables. and evidence that we are now nationally banned chemical fer- Yes, that kind of mindset Yes, everyone has profited facing our own extinction. tilizers and insecticides which thrives well in a country that from farming i.e., fertilizer and are heavily used in surrounding has to perpetuate its strangle- chemical dealers, except the Don’t you know that for plantations. hold of economic power in the farmers. every one Celsius increase in world whose top eight billion- global temperature, there will These non-biodegrad- aires have consolidated wealth Today, let us reflect be a corresponding 10 percent able, petroleum-based agricul- which is equivalent to the total deeply on the implication of that reduction in food production. ture inputs are washed from combined assets of 3.6 billion mindset that what is important As the earth warms, the in- the soil into rivers and into the people on earth or half of the is the economy. That money sects’ bites will become more sea, entering food chain and world’s population (based on must be used to make more fatal and can reach high alti- polluting the watersheds. I am an Oxfam Study). With eco- money is a flawed paradigm tude. It has been forecasted very certain that these toxic nomic power goes with it mili- that is based on the growth-at- by scientists that in the next chemicals are already in our tary might. I wasn’t surprised all-cost development strategy, 50 years, earth will increase its water system, in the water that when I got an information that also known as the Neo-Liberal temperature that will empower we drink or bath and water we there was a time in recent his- Capitalism. That growth-cen- the insects to reach very high use for cooking. Other coun- tory when the US was the one tered paradigm may have im- altitude. Example, the inhab- tries have banned these chem- supplying armaments to two proved the economy but at the itants of Bhopal must leave icals, why these are being warring factions in the Middle expense of the people and the their country for reason of pes- used by big plantations? Are East. War, after-all, is good environment. tilence to seek refuge in Nepal we Filipinos guinea pigs? It is business whose stocks of but Nepal during that time will about time that we stop these powerful weapons can kill the The truth is, that para- already be under water. plantations. For heavily using people of the world forty times digm is now being debunked these toxic chemicals that have over. worldwide especially by con- Yes, the environment harmed the health of the peo- cerned citizens in the US who must now take precedence ple, some of these plantations Yes, it’s the economy, are initiating a world-shift. Even over the economy that pro- are barred to operate in their stupid! Could this be the mind- His Holiness, Pope Francis, in motes so much consumer- own respective countries. That set of US corporations that his latest Encyclical, Laudatu ism and unbridled materialism is the reason why they are op- have dumped excess produc- si’, has questioned that money- otherwise famine, pestilence, erating (and expanding at that!) tion of milk and wheat to the must-grow principle. Yes mon- war and death as biblically re- here in the Philippines particu- sea every time there is over ey must be used not to make vealed by John will be the or- larly in Mindanao. What a trag- production so as not to affect more money but to enhance der of the day. Our Indigenous edy! Gumising na po tayo! the law of supply and demand? the quality of life of the people. People are in fact correct when I’ve read this in a Canadian Li- In fact, no less than the United they said, “Ang kinaiyahan dili All told, the above-cited brary when I visited my sister Nations has issued the 17 Sus- lamang tinubdan sa kinabuhi realities are some of the hor- teaching in the University of tainable Development Goals to kung dili mao gayud ang kinab- rors of social injustices that Western Ontario in the ‘90s. stop poverty, stop social injus- uhi!” have been rammed down the tices and inequities, protect the throats of our oppressed but I was not even sur- environment, etc. underscoring Yes, it is not the econ- struggling people. Apparently, prised upon knowing that a the importance of the cooper- omy but the environment, stu- the victims include the ecosys- US Trans-National Corpora- atives to be transformative for pid! tems that provide the life-sup- tion, Monsanto, was the one people, planet, prosperity and port systems to our ecological people in defiance of the Con- stitutional Principle (Art. II. Sec. tries when we met in Bangkok, bring to the fore the voice, the all,” has put in clear categorical 16) that, “The State shall pro- Thailand in 2012 during the issues and concerns, the busi- term the very essence of coop- tect and advance the right of meeting of the Asean Center ness plan and the advocacies erativism and why we have to the people to a balanced and for the Development of Agricul- of their hundreds of millions of propel cooperative business to healthful ecology in accord with tural Cooperatives (Acedac). members in the spirit of coop- greater heights. the rhythm and harmony of na- eration and oneness. ture.” Being members-owned, the problem of gross inequi- Unless we rectify such, ties will be addressed as the there can be no genuine de- members are the main stake- velopment. Only mal-develop- holders as they own and ment that sacrifices the people manage their own enterprise. and development to the altar of They are the ones to control, greed and profit! to decide and to benefit, thus, democratizing wealth and The 7th Asean power. Being value-based, the cooperatives give high ad- Cooperative herence to time-honored and universally-accepted coop- Business Fo- erative principles values and practices of participation, de- rum mocracy, equality, service, in- WITH a critical mass of dustry, cooperation, honesty, some 500,000 agricultural co- transparency, accountability operatives from the 10 Asean and most importantly, con- countries – yes, about 500,000 cern for the environment and is the total number of the coop- for the communities. Money eratives of farmers, fisherfolk, The delegates to the is used to enhance life and the women and of the indigenous 7th Asian Cooperatives Busi- The theme, “Coopera- well-being of the people and people based on the figures ness Forum have come to- tives, being members-owned, not to make more money. given by the delegates repre- gether January 16 to 18 for a value-based and sustainable, senting their respective coun- 3-day convergence in Manila to are advancing prosperity for page 17 CDA Financial Service @phcoops PH Cooperatives Opinion Tam-an BMPC Shows the Amazing tive to draw the poor and the That cultural heritage of vulnerable to the mainstream Res Communis, that spirit of of development processes to Cooperative Way sharing and service has contin- become the liberating force in ued through the years, passing whatever endeavour it is into, FROM out of their an- ture, knowing when to plant by on to the present generation be it on provision of loans, ser- cestors’ innovative mindset just looking up the Big Dipper; the harnessing of collective vices for micro, small or medi- loomed the 8th wonder of the when the cup-like formation of power of the Indigenous Peo- um enterprises, agri-tech tour- world – the Banaue Rice Ter- the stars is seen as tilted that ple which was manifested be- ism, coffee shops, hotel and races. water will flow, that is a sign fore in producing the 8th won- restaurants, gasoline stations, that it will rain. der of the world. provision of technical courses in coordination with TESDA, The contemporane- among others. The cooperative ous society of the Indigenous has also trail-blazed programs, People has created a different i.e., the establishment of inte- wonder of the world applying grated organic farms, from en- the same formula of harness- rolment to employment, etc. ing the collective power which is, the genuine essence of co- This multi-awardee co- operativism. operative is now into agri-tech, giving priority to human devel- Nothing could match the opment with hundreds of grad- story of empowerment of the uates who are now employed. Indigenous People than that of Lately, Agri-Tech Program has the Tam-an Banaue Multi-Pur- included young inmates of the pose Cooperative (Tam-an Solano Jail in coordination with BMPC) that created the most the Bureau of Jail Management wonderful scenario more than & Penology. the Rice Terraces because what blossomed is not just I have inter-acted with from nature but that of the hu- the 30 young inmates who man spirit that was trail-blazed graduated from the course on by a charismatic leader named organic fertilizer manufacturing Mr. Jose Tomas, Sr., a cooper- when I visited the cooperative ative leader par excellence. recently. Organized in 1989 with Just imagine that while What was even more awe- just some 25 pioneering mem- in prison, these young inmates some then that for thousands of They were once the bers and a starting capital of have become productive as years, the Indigenous People masters of the land that no one P25,000, the cooperative has they maintain gardens at the of Mountain Province had lived owned because private owner- metamorphosed to become to- prison backyard. abundantly in a land oozing ship was not in their language day the first billionaire coopera- with ecological resources in the for no one can own the land tive in Region 2 with a total as- Soon they will be man- spirit of sharing and services to that outlasts him/her. sets reaching P1.8 billion and a ufacturing organic fertilizer, one another. They even collec- total membership of more than making use of their idle time tively transformed the land into On the contrary, the land 100,000 cooperators. asthey undergo genuine trans- rice terraces, using technolo- will own us as we will all must formation to become responsi- gies that trust in the inherent bow down to the majesty of the Paglilingkod. Pagmama- ble citizens. processes of nature. land because all will succumb hal. Pagbabago. The spirit of to it when we die. cooperativism that is sincerely Some of the young in- They were one with na- exemplified by the coopera- mates were into drugs before Continue to p30

moligid na.” ture inputs are washed from the soil into rivers and into the Cooperatives, the instru- The “blessed lands” sea, entering food chain and have ceased to be so because polluting the watersheds. I am these lands, where plantations very certain that these toxic ments of Social Justice have loomed, reek poisons, chemicals are already in our Article 12 of the 1987 conventional agriculture which having been bombarded for water system, in the water that Constitution provides that we is beyond their control. They several decades with multifari- we drink or bath and water we must promote the viability and sell their products under the ous toxic chemicals, 8 of which use for cooking. Other coun- growth of cooperatives as in- mercy of “compradors,” follow- are already banned interna- tries have banned these chem- struments of social justice, ing an oppressive marketing tionally (based on the exam- icals, why these are being equity and economic develop- system that makes their farm- ined samples of water, air and used by big plantations? Are ment. That is how important ing non-viable. Aptly described soil in Davao.) Certainly, these we Filipinos guinea pigs? It is cooperatives are in a country as “unsung heroes” and the chemicals are carcinogenic, about time that we stop these where social injustice looms “backbone” of the country, yet, the reason why cancer has be- plantations. For heavily using in so many ways. Are we now they wallow inside the vicious come a common disease of the these toxic chemicals that have ready to prove equal to that cycle of poverty. What makes Mindanawons. harmed the health of the peo- mandate as called for by no it more painful is that there are ple, some of these plantations less than the highest law of the agricultural programs designed As far as fisherfolk, they are barred to operate in their land? to somehow alleviate their eco- are the ones catching fish, yet own respective countries. That nomic difficulties to increase their children are hungry as is the reason why they are op- Before we can promote their productivity (i.e. financial malnutrition is highest in the erating (and expanding at that!) social justice, let us reflect for assistance for farm inputs and coastal communities. This is here in the Philippines particu- a while and know the horrible post-harvest facilities), yet, so because the grandeur of the larly in Mindanao. What a trag- “faces” of social injustices in could not reach them as these Philippine bays is now fast dis- edy! Gumising na po tayo! the life of the workers, farm- are trapped in pockets of those appearing as they undergo pro- ers, indigenous peoples, fish- who cannot moderate their gressive state of impairment All told, the above-cited erfolk and the common “tao” in greed. and with it. The marginalization realities are some of the hor- a country that declares in the of the coastal populace. Unlike rors of social injustices that Fundamental Law (Art. II, Sec. How about our indige- when fish would literally jump have been rammed down the 10) that, “The state shall pro- nous peoples? Well, they have into their “banca,” fish now can throats of our oppressed but mote social justice in all phases become “squatters” in their hardly be caught. struggling people. Apparently, of national development.” own native land as the ances- the victims include the ecosys- tral land which their forefathers Why? What are the fatal tems that provide the life-sup- The workers are produc- had occupied for hundreds of blows causing the death of the port systems to our ecological ers of the wealth of the nation, years are now converted into once mighty marine and fishery people in defiance of the Con- yet, they live in dire poverty. In massive plantations. These are ecosystem? Well, the bays are stitutional Principle (Art. II. Sec. fact, they are living in droves, “blessed lands” of our indige- treated as waste pits. First is 16) that, “The State shall pro- as if jumping from a “sinking nous peoples and these are industrial pollution. Chemical tect and advance the right of ship”, to find jobs in foreign the choicest of land. According waste from industries and fac- the people to a balanced and lands, leaving their love ones to a Study of the Development tories are dumped in the bays. healthful ecology in accord with behind at so much social cost. Academy of the Philippines, Other silent killers are the inter- the rhythm and harmony of na- some 63% of Mindanao is now nationally banned chemical fer- ture.” Food comes from their under the control of Trans-Na- tilizers and insecticides which farms but the dining tables of tional Corporations (TNCs) and are heavily used in surrounding Unless we rectify such, farmers fall short of it, tilling our IPs find themselves farm- plantations. there can be no genuine de- lands not their own and if they ing marginalized and highly velopment. Only mal-develop- do, tied-up to costly seeds and steep mountainous areas. “Ga- These non-biodegrad- ment that sacrifices the people technologies that adhere to may lang nga tulod, ang kabaw able, petroleum-based agricul- and development to the altar of greed and profit! page 18 CDA Financial Service @phcoops PH Cooperatives Feature FATIMA MPC: HAND-IN-HAND IN ACHIEVING SUCCESS By: Loraine M. Yu We Rise By Lifting Others”, pines remains a challenge. But people as chippers and wage en its strong dedication and powerful words by Robert Fatima MPC turned this into earners in the cassava pro- commitment towards improv- Ingersol which the Fatima an advantage not only for its cessing. Fatima MPC’s efforts ing the life of its members and Multi-purpose Cooperative members but also to the com- are powered by its active par- the communities where it oper- lives by as an example. The munity in poverty line. The Fati- ticipation in the cassava indus- ates through pioneering inno- idea that helping others is part ma MPC is committed to help try. vations. of a meaningful life has been by providing innovative finan- around for thousands of years. cial and non-financial services. The Fatima Multi-Pur- Indeed the cooperative This is how a purpose-driv- It does not only focus on de- pose Cooperative is an accred- has gone a long way, but the en cooperative somehow livering its services but also is ited assembler of San Miguel journey is not yet over. Fatima achieved its success. geared toward community de- Foods Incorporated, one of the MPC continues to find ways and velopment such as feeding pro- largest animal feeds producers means to serve its membership The Fatima Multipur- gram for less fortunate grade in the country. The latter re- and community the best way pose Cooperative started school and other community quires the former to pool local possible. But as Mr. Margarito sometime in March 1996 in the farmers who shall produce “Tito” Costelo Jr. CEO Fatima municipality of Calubian Leyte. cassava. With the coopera- MPC highlighted, “the cooper- It was organized by socially tive’s success in the cassa- ative will not succeed without oriented individuals who real- va program, these groups its members. Spirit of coopera- ized that credit was a felt need of small farmers aimed to tivism should be present.” The of many poor folks in the area. increase their production cooperative would not grow to Uplifting the people of Calubian which will eventually uplift where it is now had the mem- from poverty was the primary their standard of living. The bers not shown cooperation in aim in organizing such. The presence of a ready and as- the fulfillment of its objective name FATIMA was adapted in sured market pushed them and mandate. honor of Our Lady of Fatima, to expand their production Over and above all the eco- the Queen and Patroness of into more economical ap- nomic gains is the dream for an Calubian. proach. This will help their invaluable contribution of FATI- families to earn more than MA MPC to the development It was on July 1, 1996 their previous income which of its members and community that the Fatima Credit Coop- is below the poverty thresh- more importantly on attitudinal erative commenced its lending old. change. That people should operation. Just like any other bear in mind the true concept starting organization, FATC- Value Chain Approach is of self-reliance and thrift, wise CO faced so many obstacles being implemented in this use of money and the reality during its organizing and re- program wherein they tar- that group cooperation is better cruitment process. It was most geted the vulnerable farm- than personal interests espe- difficult and frustrating and at ers. Fatima Multipurpose cially in this age of individual- times embarrassing for FATC- Cooperative plays a vital ism and materialism. CO pioneers in persuading role in the trading process. people to join the cooperative. They extend assistance to Most of the reasons were the its members by buying the Spirit of PP 493 many mistakes of fraud and cassava granules from its non-payment of loans of long members and trades it to abounds in West- gone cooperatives in the past. SMC. From page 13 But even with these obstacles, ern Visayas FATCCO continued on. Losing As Fatima MPC opened Mayor of the host municipality. hope or giving up was not an a gasoline station and option by then. LPG business in Calubian Atty. Roumelia Alpas- oriented programs. Aside from in the year 2010, employment an – Base, Legal Officer III It was on the eighth day credit and savings services, opened up for the people in of CDA, declared the formal of May 2001, a significant mo- Fatima MPC also offers Allied the place. In the same year, a opening of the 2017 Provincial ment for Fatima Credit Cooper- Services to its constituents i.e. Farm Consolidation and Mar- Cooperative Month Celebration ative in attaining its objectives Water Refilling Station, Gaso- keting Agreement was signed and was followed by Solidari- to become a full-grown finan- line Station, Pryce Gas Distri- between San Miguel foods, Inc. ty Messages from Hon. Liecel cial intermediary was realized bution and Cassava Trading. (SMFI) and Fatima Multi-Pur- Mondejar – Sevilla, SP Chair- when it embarked officially its pose Cooperative. Small corn person, Committee on Cooper- Quasi-Banking Operation. The In order to provide af- and cassava farmers pooled atives, Prof. Samie M. Billanes, cooperative garnered a total fordable potable water in Calu- their produce and are consoli- Chairperson, RCDC 6/NCDC. deposit of P382,00.00 during bian, the FMPC set up a water dated and processed into gran- the launching day and two refilling station named Agua ules and sold to SMFI for ani- Awarding of Certificates months thereafter, the total de- de Fatima that sells water at mal feeds. of Appreciation to cooperatives posit generated was close to P reasonable price. Water-borne that provided support and fi- 1.5 M. This amount served as disease is one of the biggest “We have availed financial as- nancial assistance during the the operating capital for credit problems that the municipal- sistance with 0% interest for 1 conduct of the National Tripar- extended to micro-entrepre- ity tries to combat. Access to year worth 50,000.00 pesos. tite Conference for Cooper- neurs in Calubian. clean and potable water is a Fatima MPC greatly helped atives Development on Sep- On June 5, 2003, FATCCO huge problem especially in the in growing our business, said tember 20 – 23, 2017 at Grand was registered with the Coop- far-flung areas. This paved the Jennifer Mahuti, entrepreneur Xing Imperial Hotel, Iloilo City erative Development Authority way for the cooperative to es- from Calubian. was also undertaken. as FATIMA MULTI-PURPOSE tablish communal water lines “Our loan from Fatima MPC COOPERATIVE under the so that people in remote areas was used in our initial invest- KOOPERATIBALITAAN CDA Reg. No. 9520-08000603. do not necessarily have to trav- ment and also increase our fish sa CDA facilitated by CDA in It expanded its operation and el far just to fetch or buy water. supply”, shared Erlinda Beltran partnership with the host mu- opened branches in various ar- After all, helping is not a new a fish dealer from Palompon nicipality, Kooperatiba Naton eas in Biliran and Leyte prov- word for Fatima MPC. Leyte. MPC, PCDC and PCDO tack- inces. Naval Branch opened in led the topics on CDA latest Up- 2005, Palompon Branch which The Cassava Trading “Fatima MPC offered dates and Memorandum Cir- has a remarkable emphasis on and Processing of Fatima MPC to buy our cassava harvest culars, Federalism and State small businessmen/ entrepre- started way back in July 2010 which paved the way for us to of the Cooperative Movement neurs opened in 2009 while under Micro-agri-loan Product start planting other commercial shared by this author, Chief, the Carigara Branch which has (MLP). It intends to expand crops. We are grateful for Fati- CRITS, Atty. Roumelia Alpasan mostly cassava farmer mem- the operation of the cassava ma Multi-purpose Coopertaive Base, and Ms. Mary Grace M. bers opened in January 2016. plantation of the farmer/mem- assistance.” Remarked Rotche Sangcada, Chief, CPDAS, re- To date FATIMA MPC boasts bers. With this expansion, Itol, the President of Airport spectively. of 8,138 active members in more poor farmers are assist- Farmers Association in Calu- 27 municipalities of Leyte and ed and offered improvement bian Leyte. Municipal and Provincial managed a total asset of P191, of their quality of life. Given an Trade Fair and Exhibits facilitat- 619,877.36. Fisherfolks, farm- average land holdings of two These are just some of ed by PCDO/PCDC on October ers, small and medium scale (2) hectares per farmer, it is es- the testimonies which proved 17 – 27, 2017, Accounting for enterprises, even professional timated that the project could that their lives have changed Non-Accountants Training at teachers are just some of the benefit more than 600 farmer because of the strong passion Puntavilla Training Center Vil- stakeholders of the coop. households. The project could of Fatima MPC in helping those la, Iloilo City by PCDO/PCDC also mean employment to poor who are in great need. The on October 10 -12, 2017, CDA Poverty in the Philip- coop will continue to strength- Continue to p27

CDA Financial Service @phcoops PH Cooperatives page 19 Feature sembly to approve of the filing vus MPC has total assets of of amendments to its articles more than P50 Million Pesos and by-laws increasing the au- and Paid-Up share Capital of thorized capital, and change of more than P20 Million Pesos. People Helping People: coop category from single line This financial standing and to multi-purpose cooperative. their good governance practic- es is a major determinant for A Parish Cooperative Ini- THE PRESENT them to be a Gawad Parangal On August 01, 2016, the Coop- Regional winner in 2015 and a Servus Multi-Purpose Cooperative erative Development Authority ( Gawad Parangal nominee to Initao, Misamis Oriental CDA) has approved and issued the national level in the medi- tiative a Certificate of Registration of um category. In his quest to effect responding to the needs of the Amendments to the Articles It is worthwhile to note that the the dream of advancing total members, SERVUS SAVINGS and By-Laws of the Coopera- coops success is an offshoot human development for the AND CREDIT COOPERATIVE tive from Savings and Credit to of its best practices on good poor people of Initao, Misamis came to existence. MULTI-PURPOSE COOPERA- governance. It promotes trans- Oriental, Fr. Elias Salomon in On June 28, 2010, Servus Sav- TIVE with authorized capital of parency, fairness and account- 1979 sought the assistance ings and Credit Cooperative Thirty Million Pesos only ( PhP ability in the cooperative busi- of the Archdiocesan Social started its first day of operation 30,000,000.00 ). ness. The officers also give Action Center of Cagayan de utilizing a portion of lot owned To date, SERVUS MPC has high adherence to integrity in Oro to support him in drawing by one of the members, as more than 2,000 regular mem- maintaining legal and ethical the lives of poor people to the temporary office considering bers and more than 1,000 as- boundaries and high standard mainstream of development its accessibility being within the sociate members. The coop of propriety in managing the af- process. area of Initao Public Market. It also recruited more than 2,000 fairs of the cooperative. Most has 19 pioneering members youth members. They have of all, they follow and live by His initiatives gradual- and initial capital of P62,500.00 started to instill in the heart and the spirit of the 7 principles and ly paid off as his development when it was registered with the mind of the youth, the spirit of practices of cooperativism. work gained momentum when CDA. cooperativism and the cooper- The Cooperative’s latest suc- he became a full-pledged par- By 2013, the coop has reached ative way of life, thus, A SER- cessful endeavor is their Part- ish priest of Initao. It start- to 1,400 regular and associate VUS Laboratory Cooperative nership with the Social Security ed with continuing education, members with five (5) full time will be soon organized as a System as Partner Agent in the leadership training, nutrition employees. Being true to its preparation of the Coop’s fu- Collection and Non-Collection and livelihood project on animal name, SERVUS, a latin word ture leaders. Services. This partnership was dispersal. The Servus Human meaning servant, has been in SERVUS MPC also partnered approved last March 25, 2017 Rural Development Program service to its members, and with MASS-SPECC and the under Partner Reference Num- (SEHRDEP) was created to now has a total asset reaching Municipal Social Welfare De- ber 64-0000038-7 Approved by implement these parish-based P17M. velopment in 4Ps PAY-OUT PCEO Emmanuel F. Dooc of projects. It has affiliated with differ- PROGRAM. Hundreds of the Social Security System. ent federations (PFCCO and 4Ps beneficiaries benefited Together, they continue to find After more than two de- MASS-SPECC and CLIMBS) from this easy access to finan- ways to better serve their mem- cades of social development in to continually acquire sus- cial services. The coop also bers and soon to be members. answering the needs of project tainable practices through the opened its business on auto- With their soon-to -be partner- beneficiaries, SEHRDEP has principle of cooperation among motive shop catering to car ship with the PhilHealth and opted to venture on savings cooperatives towards coop- owner-members for affordable Pag-ibig as Accredited Partner and credit cooperative there- erative viability. Partnership labor and parts repair services. Agent together with other gov- by enhancing and expanding among different financial pro- The cooperative social respon- ernment agencies, the Servus its services for financial needs vider like Landbank and UCPB sibility programs are in full MPC members are assured of with complete changes in terms – CIIF was also part of cooper- swing. The coop involved the more and better services way of implementation and oper- ative strategy to meet liquidity Senior Citizens as one of the ahead and therefore can truly ation following the practice of requirements and service the beneficiaries in entertainment say that “IN PEOPLE HELP- cooperative principles, values members unendingly. services. It is also involved ING PEOPLE, TOGETHER, and philosophy. By the end of 2015, the coop with bloodletting activity to WE GROW!” as NESTOR M. membership has increased to support the Red Cross. Every MAGHANOY, Chairman of the With its vision to become a 2,000 regular members, and year, the coop conducts man- Board said. (ebp) sustainable and viable coop- its paid -up share capital is go- grove planting activity to sup- erative encouraging thrift and ing nearly twenty million pesos port the government’s efforts savings mobilization and ex- ( PhP 20,000,000.00). This on environmental protection. tending products and services has prompted the General As- As of December 31, 2016, Ser- SAN JOSE SICO LANDFILL MULTI-PURPOSE COOPERATIVE: ANG KOOPERATI- BANG NAGBIGAY KAHULUGAN SA KATAGANG “MAY PERA SA BASURA” May pera sa basura Sa pangunguna nina na mapaunlad ang kanilang ka- scrap at rolling store para sa ngunit sa mga kasapi ng San mga sorters at miyembro. Na- Jose Sico Landfill MPC ay higit dagdagan ang mga miyembro pa sa pera ang dulot nito, kundi at umabot sila sa apatnapu’t ang pagkakataon na mabuhay lima (45) sa pagitan ng taong ng marangal at may dignidad. 2001 hanggang 2002 at noon ngang December 1, 2003 ay Taong 1989 ng magde- nairehistro sila bilang isang ga- sisyon ang pamahalaang Lung- nap na kooperatiba na tinawag sod ng Batangas na ang ilipat na San Jose Sico Landfill MPC tapunan ng basura nito mula kung saan ang kanilang initial sa Brgy. Tingga Labac patungo paid-up capital ay P 84,600.00. sa Barangay San Jose Sico. Sa Ang mga naunang miyembro kadahilanan na gagawing tam- ng Hunta Direktiba ay sina Le- bakan ng basura ang kanilang onora Cantos, Jacinto Manalo, barangay, hindi naging madali Perfecto De Chavez, Carmen ang pagtanggap ng mga res- Abelilia, Lamberto Amores, Tito idente dito dahil natakot sila Tiempo at Ananias Perez. para sa negatibong imahe at pinsalang maaari nitong idu- Patuloy na umuunlad lot sa kalusugan. Gayun pa ang kooperatiba, buhat sa dati man ay may mga residente na nilang mga negosyo ngayon ay nakita ito bilang isang pagka- meron na silang rice trading, kataon upang kumita. Kaaki- pag iimpok at pagpapahiram bat nito, Disyembre 2000 ng Receiving the Plaque of Recognition at Shangri-La Hotel, October 27, 2017: CDA Gawad Paran- ng pera, pag-gawa ng hollow simulan ang San Jose Sico gal Special Citation; EXEMPLARY ENVIRONMENTAL PROTECTION AND CONSERVATION blocks, pagbili at paghaha- Sorters Association, binubuo PROGRAM also held at Shangri-La Hotel. kot ng mga recyclables mula ito ng labintatlong (13) sorters sa iba’t ibang establisimyento o mga taong naghihiwalay ng Brgy. Captain Silvestre Bool, buhayan. July 2001 ay nagsim- (hindi lang sa Lungsod ng mga basurang di nabubulok sa sa tulong ni Konsehal Apolo- ula sila bilang Pre-Cooperative Batangas kundi pati na din sa nabubulok, ipinagbibili nila ang nio Perez at mga kasama, ay na may initial capital na P 14, mga kalapit na bayan at Lung- mga recyclables sa mga junk- pinasimulan ang pagtatayo ng 050.00 at binubuo ng labing- sod) at gumagawa na din sila shop. kooperatiba upang mapalakas walong (18) miyembro. Ang ng vermicast at vermicompost. ang kakayahan ng mga sorters kanilang negosyo ay pagbili ng Continue to p30 page 20 CDA Financial Service @phcoops PH Cooperatives Feature UNITY, STRENGTH AND GROWTH XAVIER UNIVERSITY COMMUNITY CREDIT COOPERATIVE (XUCCO) Xavier University, Corrales Street, Cagayan de Oro City It takes a paternal concern of a In 1986, a Committee was had 116 members composed name of XAVIER UNIVERSITY Jesuit Priest in 1985 to realize formed who drafted the rules of XU employees. Other Non- COMMUNITY CREDIT COOP- the imperative need of the fac- and regulations of XU Employ- XU Employees belonging ERATIVE (XUCCCO). ulty and employees of Xavier ees Fund. The members of the to XU-related and universi- University-Ateneo de Cagay- said committee were Dr. An- ty-based organizations like the XUCCCO was certified by an University to form a group selmo B. Mercado, Fr. Ernesto RIMCU, Canteen, MILAMDEC, PFCCO on May 30, 1992 as tasked to provide alternative O. Javier, S.J. Mr. Rico Quilab, and Xavier Science Founda- a full-fledged member of the source of fund to support the Mrs. Carol S. Tandog, Mrs. tion were eventually accepted World Council of Credit Unions financial needs of the faculty Ana Maria Y. Villaranda, Mrs. as members. (WOCCU) and the Asian Con- and employees. Lolita Cañizares, Miss Lumen federation of Credit Unions(AC- Teodoro, Dr. Agustin Cabrera, As of March 31, 1988 total CU) with official affiliation num- Fr. Ernesto O. Javier, S.J., then Mrs. Rose Racines, Mrs. Henie asset was P138, 941, with ber 515-NM-CC. Xavier University President, B. Paylangco, Mrs. Bern Geve- P43,067 and P41,510 coming saw the need for an organiza- so, and Mrs. Annabelle Acede- from share capital contribution In 1994, XUCCCO adopted tion that would help the uni- ra. and savings deposit, respec- an In-house Member’s Pro- versity employees meet their tively. tection Program aimed at pro- financial needs without bor- In September 4, 1987 Fr. Er- tecting members’ families from rowing from usurers or resort- nesto O. Javier, S.J. happily In 1990 XUCSLF became a the burden of bad debts in the ing to frequent cash advances. announced that the XU Em- member of the Social Security event of the death or perma- He proposed to set-up the “XU ployees Fund was ready to System (SSS) with I.D. number nent disability of a member. In Employees Fund” into which start with its three-fold objec- 08-0920747-3. The first dis- the same year, the Coop Lab- the community could pool their tives, namely: a) to encour- tribution of dividends and pa- oratory was launched by XUC- savings together and thereby age the virtue of thrift among tronage refunds was 10% and CCO to enable the students of help one another avail of loans members; b) to extend loan 5.4% rates respectively. The Xavier University (XU) to open in times of need. He request- facilities; and c) to give mutual first payment of interest on sav- a savings account in the coop ed Dr. Anselmo B. Mercado, to assistance and aid to the mem- ings deposits to members was and to develop thrift among draft a concept paper for this. bers of the FUND. fixed at 9%. The total asset was students through the savings Dr. Mercado, an icon of coop- P1,170,128, total loans granted mobilization program. erativism, an awarded Hall of Thus, the Xavier University to members was P1,705,885 Famer Cooperative Leader of Community Savings and Loan with 376 borrowers. The share In 1996 XUCCCO converted its Region 10, an Executive Di- Fund (XUCSLF), briefly known capital had reached P333,302, In-house Insurance Program rector of the SEARSOLIN, the as the “The Fund” was born while savings deposits was with the Cooperative Insur- finest agriculture and coopera- with a seed capital of P50,000 P632,777. Membership in ance System of the Philippines tive institute in Southeast Asia, donated by Xavier University XUCSLF reached 335. (CISP). XUCCCO became af- a student of Fr. William Master- (P30,000) and XU Parents and filiated with the Cagayan de son, S. J. who is instrumental Faculty Association (P20, 000). Registration with the CDA Oro Cooperative Development in the making of the possibility Council. The co-op laboratory of the “Impossible Dream” that The Fund The fund was applied for a was renamed Xavier Universi- made FICCO into being. registration as a cooperative ty Laboratory Cooperative for In the beginning, “The Fund” and was approved under the Savings (XULCOS). XUCCCO Continue to p30 REACHING OUT, TOUCHING PEOPLE, By: Leann R. Fontanilla and as extensions. Branches were erative will open a farm tourism IMPROVING LIVES Jurela V. Cruz also established in the munic- in the area. ipalities of Dupax, Aritao and Agriculture plays an im- sis. Through the various credit Bayombong to make its ser- Recently, the coop ac- portant role in the lives of each services offered by the coop- vices easily accessible to the quired a property in Brgy. Inja- residents in Bambang, Nueva erative at a very minimal in- members. na, Bambang, Nueva Vizcaya, Vizcaya since it is the main terest, the 11,563 members where the SCPNV MPC Multi- source of livelihood. Howev- were relieved of their financial Livelihood programs plex and Grains Depot will be er, farming is not that easy as needs. One way of encourag- such as candle making, soap built. This will serve as the stor- what people think of. Farmers ing the members to help them and detergent making, and age of cooperative’s products always lack capital to support understand the importance of food processing trainings are and part of it will also be used their production needs. The savings, access to savings and also scheduled regularly for its as cooperative’s motor pool. need for economic progress time and deposits were also members. Management and and development inspired Rev. made available. These activi- marketing strategies were also At present, the cooper- Fr. Gerry Bouckert, CICM to ties paved the way to the capi- part of the training programs. ative employs 66 skilled and organize a cooperative that tal build-up of the cooperative. knowledgeable staff, led by its will strengthen the individual SCPNV MPC does not General Manager Virginia M. farmers. Inspired by a com- Though already stable, forget its corporate social re- Valdez, who serves the with mon objective to improve their this did not stop the coopera- sponsibility to the community. high level of dedication. socio-economic status, the tive in expanding their mem- In fact, the cooperative is very original cooperators, that com- bership and business lines. active in engaging with social Sustainable growth is a posed of seven catechist led Being responsive to the needs activities like medical mission, prime concern nowadays. How- by Fr. Gerry Bouckert and 12 of the members, they also ven- tree planting, and brigade esk- ever, this goal is not an easy farmers, pooled their resourc- tured into a grocery store, wa- wela. The cooperative also task considering the changing es to provide the necessary ter-refilling station, agri-inputs, provides aid and assistance to trends in the society. Neverthe- amount for the registration of rice and palay trading. deserving students in the com- less, this challenge will not stop the Saint Catherine’s Parish munity. SCPNV MPC to continue inno- Credit Cooperative on August In 2009, the coopera- vating for its valued customers 8, 1988. With only P6,000.00 tive moved to their acquired As a result of wise lead- and for the community. as their initial capitalization, three-storey building office situ- ership, smooth operation and they were able to register their ated on Rizal Boulevard, Bam- committed members, SCPNV cooperative to the Bureau of bang, Nueva Vizcaya. Also, in MPC has gained its momen- Cooperative Development of the same year, the coopera- tum and adjudged as one of the Department of Agriculture, tive was re-registered with the the twenty Outstanding Com- later accredited by the Cooper- CDA and amended its name to munity Enterprise on Pover- ative Development Authority on St. Catherine Parish of Nueva ty Reduction by the VIllar Si- January 8, 1989 with Registry Vizcaya Multi-Purpose Coop- pag Awards in the year 2016. No. CON 0099 and its initial of- erative. With a total assets of The cash prize received by fice was located inside the St. P362,000,000.00 (as of Sep- the cooperative amounting to Catherine Parish Compound. tember 13, 2017), the SCPNV P200,000.00 was used mainly MPC belongs to the large co- to start its new business. The The cooperative be- operative category. Its area of cooperative established Bone came the haven of farmers, operation is not only confined Farm located in Aritao, Nueva professionals and entrepre- to the town of Bambang but Vizcaya. It raises poultry and neurs who are in financial cri- also to its neighboring towns swine and by 2019, the coop- The members of SCPNV MPC help in the environment conservation.

CDA Financial Service @phcoops PH Cooperatives page 21 Feature

as “TREEVOLUTION” which is a Security through its Agricultural THE COLUMBIO PEOPLES record breaker of the Guinness Production Loan (APL) with an al- Book of Records. A consistent location of Ten (10) Million funds MULTI-PURPOSE COOPERATIVE program that cares to value hu- from Agrarian Production Credit man lives through its Blood Letting Program (APCP) through Land “Sa Paluwagan may Kaunlaran” activities that save lives of those Bank, and assisted One Hun- SUCCESS STORY who needed it most, available dred Twenty-Three (123) farmers/ at Red Cross Provincial Office, member-borrowers consisting a Sometime in 1991, a the Chairman presented the pro- at Tacurong City. The programs total area of Two Hundred Eighty- group of twenty-three (23) Colum- posed amendments of the Articles were conducted as culmination Nine (289) hectares during the bio, Sultan Kudarat-LGU employ- of Cooperation and by laws to the activity of COPEMPCO during last cropping season in 2014. ees organized themselves and Board, which was unanimously the celebration of Cooperative started to engage in “Paluwa- approved and ratified by the Gen- Month. Another is the coop’s val- III. BEST PRACTICES: gan”, a common term in the local eral Assembly on April 16, 2012, ued contribution to the PANTAW- dialect for raising funds through registered under Certificate of ID PAMILYANG PILIPINO PRO- Every successful coops equal monthly contributions from Registration of Amendments No. GRAM (4Ps) of the Department of have their best practices. The fol- each member wherein the month- KEO-CRA 000525, dated March Social Welfare and Development lowing are the Best practices of ly recipient is determined through 21, 2013, by the Cooperative (DSWD), through over-the-count- COPEMPCO: draw lots. The proceeds of the Development Authority (CDA), er ATM withdrawal of recipients scheme were usually invested in a Kidapawan Extension Office, and other ATM card holders in The officers and man- micro scale livelihood or business Kidapawan City. the BANCNET POS facility of the agement staff were required to to generate extra income for the cooperative with minimal service comply not only the mandatory recipient member. The “Paluwa- The former COLUM- charge. The facility relieved the trainings required by law but also gan” did not succeed as expected BIO MUNICIPAL EMPLOYEES 4Ps recipients and ATM card hold- to include other relevant train- because some members couldn’t MULTI-PURPOSE COOPER- ers from transportation and other ings and seminars to enrich their provide their monthly contribution ATIVE (COMEMPUCO) is now expenses incurred for withdrawal vision and skills to be more re- on time. The “Paluwagan” was COLUMBIO PEOPLES MULTI from the nearest bank which is a sponsive, and dedicated in their then stopped after the last mem- PUPROSE COOPERATIVE total of more than fifty (50) kilome- respective functions.They have ber received the proceeds. (COPEMPCO), an open type of ters away from Columbio. Also, also implemented the conduct of cooperative that can accommo- participation in the Poverty Re- continuing education and skills It was then timely that date members from all sectors duction Program as lead Civil So- development trainings to mem- some members of the group at- within the area of operation. The ciety Organization (CSO), repre- bers to be more productive and tended an orientation conducted Chairman of the Board and Gen- senting the cooperatives through improve their standard of living. by the Cooperative Development eral Assembly suggested to have its General Manager, who was The coop has also adopted and Specialist (CDS) of the Coopera- a complete staffing for the Core elected as Chairman of the Civil implemented Policy Systems and tive Development Authority (CDA) Management Team (COMAT) Society Organizations (CSOs), Procedures (PSPs) for a system- about organizing a cooperative, headed by a General Manager, in and further represents COPEMP- atic, effective, efficient, and order- which made them very enthusi- which all members of the Board CO as Co-Chairman of the Local ly operation.Updated the Books astic and immediately convene decided through resolution the Poverty Reduction Action Team of Accounts, including subsidiary their “Paluwagan” and started to appointment of the former incum- (LPRAT) of Columbio, under Ex- ledgers, presented monthly the organize the COLUMBIO MUNIC- bent Chairman as General Man- ecutive Order No. 22-2014, of financial statements with support- IPAL EMPLOYEES MULTI PUR- ager, effective February 1, 2012. the Municipal Mayor, mandated ing schedules, updated the Board POSE COOPERATIVE (COMEM- under National Budget Memoran- the status of the financial opera- PUCO). Finally, the cooperative These initiatives and dum No. 112, dated December tion monthly during board meet- was registered on September 23, achievements of COPEMPCO is 20, 2011, and DBM-DILG-DSWD- ings, and engaged the services of 1991. It was then a closed type a manifestation towards the reali- NAPC Joint Circular No. 4-2013, CDA Accredited External Auditor. cooperative exclusive for the em- zation of its vision to become “one under the Bottom-up Budgeting. Adopted a reasonable lending ployees of the Municipal Govern- of the most stable cooperatives in The Civil Society Organizations rate and computation of interest ment of Columbio, with original the country that cares”. (CSOs) actively participates in is based on diminishing balance twenty-three (23) charter mem- identifying, formulation and mon- to be competitive to the financial bers/cooperators, who composed I. Highlights of Performance of the itoring the Local Poverty Reduc- institutions engaged in lending the defunct “Paluwagan”. Cooperative: tion Action Plan (LPRAP) that will in compliance with The Truth in directly address the needs of the Lending Act, and stabilized the The former businesses of COPEMPCO launched a mas- poor and marginalized sectors interest rate on savings deposits COMEMPUCO were consumer sive information drive, engaged of the municipality. Participation of client/member-depositors. The store, canteen and catering ser- in additional product line, and in the formulation of sustainable cooperative has also improved vices. The business had no staff, services, like the savings opera- Peace and Order and reduction the facilities of the store, Canteen no proper recording with only a tion, Agricultural Production Loan of crime incidents within the mu- and Catering Service; Provided meagre capital investment, insuf- facility, Bancnet POS Service fa- nicipality as member of the Mu- the equity of requirements of the ficient to cope with the financial cility that cater ATM card holder nicipal Advisory Council (MAC), facilities acquired from the De- needs of the business. The busi- withdrawals, the Botika Para sa of Columbio Municipal Police partment of Agriculture (DA) and ness became stagnant and had Taumbayan, and Agricultural Pro- Station, represented by its Gen- Department of Agrarian Reform experienced setback that some of duction and Marketing operation eral Manager, under the program (DAR). Adopted a Business Plan the members of the Board consid- to encourage the local populace dubbed as PNP Patrol Plan 2030, for new business, equipment and ered to approach and encourage for membership. of the Philippine National Police facilities, implemented and ac- the former Municipal Treasurer, (PNP). Consistent involvement in quired respectively by COPEMP- now General Manager, to join Today, the financial stand- Social and Cultural Heritage by CO. Entered a marketing agree- and become the Chairman of the ing of the cooperative includes a its representation to the “MUTYA ment with the National Food Board of COMEMPUCO. total membership of 499; 496 of NG COLUMBIO” for the last three Authority (NFA) and planned to which are regular members and (3) years, during founding Anni- establish Market Linkages with In 2001, the former Mu- 3 Associates with 10 regular em- versaries of the municipality of the private institutional buyer nicipal Treasurer joined the Co- ployees. The coops asset has Columbio. Active participation of once the facilities of COPEMPCO operative, elected as the Board of reached P 29, 306, 230.79 with COPEMPCO, represented by its will be completed (Rice and Corn Director and later as Chairman of total net worth of P 6,076,693.40. General Manager in the planning, mill construction is in-progress). COMEMPUCO Board. The new- formulation and drafted the Local Computed the financial and loan ly elected Chairman and other II. PROGRAMS AND SERVICES: Investment and Incentive Code of portfolio ratios to monitor busi- BOD Members immediately in- The services offered by the co- the Municipality of Columbio, and ness condition and serve as guide troduced and implemented initial operative to its members are the designated Vice Chairman of the to mitigate risk, if any. Maintained innovations. The Chairman also following: a. Savings and Lend- Municipal Investment Incentive One Hundred percent (100%) loan negotiated with the Land bank of ing operation with ATM Bancnet Board, under Executive Order No. repayment rate, with Land Bank, the Philippines (LBP) for a Redis- thru Landbank POS facility; Store, 19 series of 2014, through promo- hence, the Credit Line availment counting Line Loan which was for- Canteen and Catering Services; tion of business opportunities and of COPEMPCO is now Thirty Mil- tunately approved, and finally the Agricultural Production and Mar- provision of incentives to encour- lion ( Php 30,000,000.00), allotted cooperative became bankable. keting. age existing entrepreneurs to ex- for Providential Loan is Twenty This development opened a win- pand their businesses and attract Million ( Php 20,000,000.00), and dow for COMEMPUCO to launch Other Programs: local and foreign Corporations or for Agricultural Production Loan is its Lending operation to members investors to invest in the munici- Ten Million ( Php 10,000,000.00), in May 2002. Since then, the co- Some of the programs of the pality. Contribution in the formu- respectively. Presented/Sub- operative has improved its financ- coop also include a. Sustainable lation of Comprehensive Solid mitted Monthly Financial State- es, became viable and attained Program to mitigate the effect of Waste Management Plan; mem- ments with supporting schedules remarkable growth, and consis- “climate change” through its Tree ber of the Municipal Solid Waste and posted a copy in the Bulletin tently achieved a very satisfac- Planting activities in the Munic- Management Board (MSWMB), Board and on-time submission of tory performance, as manifested ipality of Columbio, for the last representing the Civil Society reports to CDA and other require- in the Annual Operation Review three (3) years. The latest was Organization (CSO), under Ex- ments of Government Agencies. conducted by Land Bank. on September 26, 2014 under ecutive Order No. 16, series of In 2012, In order to be more re- the program of DENR dubbed 2014, of the Municipal Mayor of sponsive to the needs of the pop- Columbio. Contribution to Food ulace within the area of operation, page 22 CDA Financial Service @phcoops PH Cooperatives Feature various services. Success Behind Tibud sa Katibawasan With pride, Tibud SK- MPC’s resilience and commit- ment has built the coop’s new Multi-Purpose Cooperative Principal Office that can com- “Tibud sa Katibawasan Multi-Pur- capacities and skills in job con- well-trained management and fortably accommodate allied pose Cooperative…Growing Com- tracting, established a good staff. services offered to its mem- munities, Improving Lives” track record in complying with Consistent with its mission to bers like savings and credit, By: JEANE MARY B. FULLEROS & the government’s regulations help and be a relevant orga- consumer store operations, JUNBARD L. MAHINAY on Labor Laws and Social Wel- nization, Tibud SKMPC never pharmacy, medical clinic, and fare Legislations, it opened its hesitated in extending financial a wider training hall. Tibud sa Katibawasan opportunities for job contract- support to worthwhile commu- Multi-Purpose Cooperative of ing and other projects beyond nity and environment-related Amidst the changing Polomolok, South Cotabato landscape of job contracting, was founded by twenty-nine Tibud continues to innovate (29) cooperators in November and shape its organization to 11, 1992. It was registered with adapt these changes without the Cooperative Development compromising the reasons for Authority in January 6 of 1993 its being. This is done through in Davao Extension Office. But engagement to meaningful in compliance to the amended projects that benefit and re- Cooperative Code of the Philip- spond to the needs of the pines also known as RA 9520, whole membership like afford- Tibud SKMPC was re-regis- able Savings and Credit. The tered with CDA and was issued program is designed to encour- a new registration number on age savings among members February 23, 2010. for future use. This program also supports members who Tibud, was coined by want to start a small business its Ilonggo-speaking founders, or livelihood to augment their which means – earthen jar. income. In its early days as a Tibud Care Program has cooperative, its first coopera- been in service for all members tors believed that Tibud is a jar Tibud SKMPC’s new principal office along Cannery Road, Polomolok, South Cotaba- and their qualified dependents full of thirst-quenching water to. Inaugurated on March 25, 2017 for the last 20 years. The pro- where everyone who is thirsty gram is instrumental in pro- could drink through it. There, Dole Philippines. initiatives through contributions viding assistance in times of their dream began! to Kapit Bisig Para sa Kalu- medical emergencies, hospi- 2012 was the most dif- sugan (KBPK), Palo Para sa talization, death-aid, and den- As a small organization, ficult year for the cooperative Bantay Gubat at Kalikasan, tal care. it had very limited resources. when their projects with Dole Community Outreach and Until, Dole Philippines in Polo- Philippines encountered diffi- Feeding Projects, Blood-let- The consumer store op- molok, South Cotabato gave culties. Their financial stability ting in partnership with the erations meanwhile, provides a them a break. They started job also went down. Philippine National Red Cross, wide array of consumer goods contracting services with the Medical and Dental outreach in support to the consumption company in the area of gully re- But because of the through Rotary Club of Central needs of the members at rea- habilitation and erosion control strong determination of its Polomolok, Polomolok Jail In- sonable prices on cash or cred- projects. Later, Tibud SKMPC membership they were able to mates Minitry and a lot more. it. has expanded its business into stand out from their fight. When typhoon Yolanda struck providing job contracting ser- and devastated large areas in The cooperative has vices in the Agricultural Divi- Today, Tibud SKMPC Tacloban City and parts of the forged partnership with various sion still with Dole Philippines, is also a Job Contracting ser- Visayas, Tibud SKPMC was government agencies like the particularly in pineapple plant- vice provider for AlSons Cor- amongst the organizations that Department of Agriculture for ing, field maintenance and har- poration, Sea Trade Canning immediately responded to the the development of agri-based vesting operations. Corporation, Franklin Baker pool funds created by Dolefil to projects for the members to en- Incorporated, Mahintana Foun- help in the rehabilitation efforts gage on which could provide Along the cooperative’s dation Incorporated and Philip- of the area. them additional salaries. dream, they were also inspired pine Agricultural Aviation Cor- by their vision which is A sus- poration (PAAC). From a humble “Polo- In October of 2017, Tibud tainable cooperative that pro- The Cooperative is also a mem- molok-only operations”, Tibud sa Katibawasan Multi-Purpose vides quality goods and ser- ber of a wide civil society com- SKMPC has now an office and Cooperative was awarded as vices to the members, clients, munity like: MASS-SPECC, operations in the areas of Ala- Regional winner Gawad Pa- and the community living har- Coop-NATTCO, CISP, CLIMBS bel and Malungon in Sarangani rangal for Large Category in moniously and prosperously” and one of the core members Province; General Santos City; Region XII. and its tenacity is driven by its of Dolefil JobCon group. Darong, Sta. Cruz Davao del mission which is To serve as Sur; Sasa, Davao City, and; Tibud SKMPC envi- the fountain of life to its mem- To complement job con- Alamada, Cotabato Province. sioned itself to be a platform bers and the community by ac- tracting services with its clients, where peace and economic tively implementing viable proj- Tibud SKMPC has substantial- After its 25 years of op- growth can thrive by develop- ects and quality services to its ly invested in capital, trucks, eration, the Cooperative has ing synergy through collabora- members and clients through farm equipment/implements, provided a better living to its tion, cooperation, respect for teamwork, excellence and in- tools and space to fully comply over 5,000 members because individuals, and harness diver- tegrity. with government regulations it was able to provide them with sity, and belief in people as the on job contracting. The coop- employment. As an open-type most valuable asset. From the time when the erative is supported and man- cooperative, it also caters to cooperative has developed its aged by a strong, capable, and over 8,000 members with their

abundance of his possessions,” nothing compared to what it can Cooperativism Continues to Spread Luke 12:15. The true success of instil in the hearts of its members a cooperative cannot be attested and the change it can lead on its Wildfire of Hope in Region IV to the mere facts that it has ac- people for betterment. By: Jerah Bravo Valdez quired billions of assets, collect- These are just few of the heart Lorelie R. Papa ward development, the coopera- ed handsome amount of paid-up tightening, tear-jerker stories in capital from its ever increasing Region IV. The cooperative sector tive sector will not miss it for the world to give a handful of assis- members; nor to the fact that is probably out of the radar of it stood to its ground, nailed its Drug Surrenderees Seeing Light many, but silently and humbly, it tance. It is a task that is always a pleasure to undertake and a post successfully, and broaden at the End of the Tunnel is working continuously to help its reach in a certain industry. its countrymen. If you have not responsibility that the sector em- braces. With a conviction held with read anything about the sector What matters in every warmth, tightness, and strength, yet, you are in for a big surprise. Not trying to be cheesy cooperative in the country, es- the City Government of Lipa, Brace yourself, don’t tell me I pecially today, are the opportuni- Batangas never gave up hope didn’t warn you afterwards! and mushy of a writer, but this Bible quote is certainly one of ties, countless possibilities, and on putting its City in order and its great joy and hope it can bring to people back to safety and better Whether it is a gigantic the Mantras of the Movement, “A man’s life does not consist in the a community. The physical view ground. leap or simple step forward to- of a cooperative’s success is

CDA Financial Service @phcoops PH Cooperatives page 23 Feature ALEXANDER B. RAQUEPO – REGION 1’S COOPERATIVE MAN Our featured story is Master’s Degree in Manage- courses on Enterprise Devel- chairperson of, the about a man whose passion ment major in Public Manage- opment Management from the Sta. Cruz Savings and Devel- in cooperatives spans in most ment as a consistent scholar Development Academy of the opment Cooperative (SACDE- of his life. At an early age, he at the University of the Philip- Philippines (DAP) and Bayan CO), a billionaire coop in Re- was already taught the princi- pines – Baguio City using his Academy. His educational gion 1 ples of cooperativism as his own earnings. background gave a huge con- father was already involved in What I really like about the man tribution to what he is now in What he learned from the movement back then when is humility even until today just his chosen career. his academic years, profes- there like how he started decades sional and personal experienc- was ago based on testimonies of He is the first male Gen- es are selflessly shared to oth- still no people who knew him since der Equality (GE) Resource ers especially to his colleagues CDA then. Speaker which inspired other in the cooperative. He is a fre- i n men to become gender advo- quently invited resource exis- He hails from Sta. Cruz, cates themselves. He is able to speaker in various trainings na- tence. Ilocos Sur and is the eldest explain in simple and practical tionwide where he inspires and son of the three (3) children of terms the benefits of having moves others to be more active Mr. & Mrs. Fidencio Raquepo. gender-sensitive policies in the and engaging. Just Born on August 26, 1962 in Da- cooperative. He is now a mem- like gupan City, Pangasinan, he is ber of the Board of Trust- Having been recognized usual happily married to Ms. Evelyn ees of the Gender Equality Re- as the Most Outstanding Co- begin- De Castro and blessed with source Center (GERC). operative Leader in last year’s nings, three boys: Alexander Jr., Jose Gawad Parangal Program of h e Bernardo, and Gelo. He is de- His passion in the co- the Agency, he believes that start- scribed by his family as a loving operative movement is trans- the awards and recognitions e d and caring husband, a respon- lated through his leadership are just icing in the cake. from sible father who attends to the in various cooperatives. He a humble position as a Project needs of his children personal- became Board Member at Na- What he truly values is the Officer at the Ministry ofHu- ly and a thoughtful grandfather. tional Confederation of Coop- knowledge and experiences man Settlements. “Lakay eratives (NATCCO), Philippine he imparts to others thereby Alex” as affectionately called Through a scholarship Cooperative Center (PCC), capacitating and pushing the by his peers, finished his under USAID, he finished his Metro South Cooperative Bank cooperative sector in the main- Bachelor’s Degree in Agricul- Development Management (MSCB). He also became the stream of the development pro- tural Education at Don Mariano in one of the top performing chairperson of the follow- cesses which he hopes others Marcos Memorial State Univer- schools in the country, the ing federations: NORLU CE- will follow. sity in Bacnotan, La Union. Asian Institute of Manage- DEC, Ilocos Sur Cooperative ment (AIM) where he complet- Bank (ISCB), Nueva Segovia Truly, Lakay Alex is region 1’s Because of his insatia- ed the course with honors. He Consortium of Cooperatives COOPERATIVE MAN! ble need to learn, he earned his has also completed short (NSCC). At present, he is the

Balingcos, Godolfredo Betran, Sofia Beringuel, Gaudencia Credibility through Transparency: Bulingit, Felipe Cardona, Ilumi- By: Loraine M. Yu Admin Asst. II nada Costa, Soledad Culaba, CDA-TEO Mauricio Cupat, Celso Dadap, The SPPMPC Story Marissa L. Cala, CDS II CDA-TEO Margarita Delgado, Barba- “Building strong partnership and seeing to it that the re- ra Deluta, Gaudencio Delute, with institutions continuous ed- quirements and pre-requites It is worth remembering the pi- CiriacoDonayre, Ignacio Gal- ucation and regular ownership were religiously learned and oneers of the cooperative and ler, Gregoria Golle, Teodirico meetings are some of the best followed so that each mem- hereunder, the 36 founding Herzano, and Pedro Jadol-on. practices of the SPPMPC,” ber would become an asset members and its first officers, thus said Honorato O. Vacal, and not a liability to the orga- as follows: Francisco Clari- The founding members were Jr., beaming with pride. Mr. Va- nization, the STS. PETER AND to, Romeo Monillas, Feliciano only able to contribute coconuts cal is the BOD Chairman of Sts. PAUL PARISH CREDIT UNION Malaki Sr., Martin Bugais, Vi- and processed them into co- Peter and Paul Multi-Purpose pra. The proceeds, Cooperative, a multi-awarded which totaled to cooperative of Hinunangan, Php 837.50, be- Leyte. He has every reason come the coop’s to be proud of. Starting from initial capital. a meager ₽837.50 capital and 36 members on May 14, Programs and Ser- 1968, SPPMPC now boasts vices of ₽455,570,826.64 assets, ₽91,713,356.86 paid up capi- Over the past 48 tal and 7,875 strong members. years, the coopera- tive members from Beginnings different walks of life have flourished With the assignment of the significantly. The Scarboro Foreign Mission coop is now serving (SEM) a Canadian Mission- more than 7,000 aries in the Pacific towns of members and its Southern Leyte cooperative services have ex- movement began in the area. panded from just Rev. Fr. Frederick Wakeham, mere credit to di- a Canadian priest who was verse services assigned in the municipali- which include rice ty of Hinunangan, organized milling and solar the STS. PETER AND PAUL and mechanical CREDIT UNION in honor of drying, rice/palay the town’s patron saints. The storage; construc- depressing situation of the lo- tion, building, elec- cality caused him to organize was formally organized on May vencia Kilat, Simeona Donayre, trical and plumbing materials; the people into a cooperative 14, 1968 by the 36 founding Margarito Dator, Conrado De- basic commodities thru its gro- in order to uplift the economic members of which 15 of them jarme, Eufrocina Paug, Mar- cery; trainings, seminars and condition of the people while at became the incorporators. It cos Odilao, Soledad Liguid, room accommodations; do- the same time renovate the old was registered in the Bureau of Betty Palanca, Daniel Sescon, mestic and international tour church. Cooperatives and re-registered Benign Biason, Feliciano Es- packages. to the Securities and Exchange casinas, Nicomedes Alas, Ber- After series of Pre-Membership Commissions (SEC) with regis- nabe Ansale, Carmelito Badi- Education Seminar (PMES) tration No. FF-102-RR. ang, Alfredo Baliad, Margarita Continue to p31 page 24 CDA Financial Service @phcoops PH Cooperatives Feature “COOPERATIVISM: AN AID FOR COMMUNITY’S SURVIVAL AND FREEDOM FROM THE LOAN SHARKS” THE MEDIATRIX MULTIPURPOSE 15,511 and Associate Member- promote professionalism among benefits and mortuary assistance COOPERATIVE SUCCESS STORY ship of 2,305, with a total paid- the entire workforce of the co- extended to members. Tamesis St., Kidapawan City up share capital contribution of operative; h.) Continuous capital (Regional Winner-CDA Gawad P168,186,279.00 and Total As- build-up program; i.) Maintained COMMUNITY DEVELOPMENT sets of P421,282,819.00, Savings sustainability of performance in (COMDEV) PROGRAM AND Parangal 2016 Most Outstanding Deposit of P70,442,622.00 and its entire operation; j.) Commu- ACTIVITIES 2015 Cooperative- Large Category) Time Deposits of P75,100,545.00, nity development funds are used By: JEANE MARY B. FULLEROS, with five (5) Branch Offices and for project which are 100% im- Waiting Shed at Brgy. JEZZA LHOR V. UTLANG & business centers spread at North plemented; k.) Inter-Cooperative Sagbayan, Dangcagan, Bukid- RENATO G. CASTRO Cotabato, South Cotabato and Cooperation and establishment non (P 20,000.00); Fencing of To be free from the abu- Bukidnon. of branches; l.) Capital Build-Up Daycare Center at Brgy. Mi- sive and opportunistic loan Program. At least one percent aray, Dangcagan, Bukidnon (P sharks has been the ultimate HIGHLIGHTS OF THE (1%) of member’s income, fifty 9,943.25); Medical Mission at GOOD of the poor parishioners PERFORMANCE OF THE CO- percent (50%) of each member’s Brgy. Dadinagas North, Gensan of Our Lady of Mediatrix of All OPERATIVE: interest on share capital and pa- (P 18,797.70); Operation Tuli Graces at Kidapawan City. The tronage refund, and at least two at Brgy. San Isidro, Gensan (P problem on the source of capi- tal which usually originated from Various these loan sharks has greatly af- awards fected their livelihood income be- were al- cause of high interest rates. ready re- ceived by Realizing the necessi- the co- ty to resolve the said concern, operative a meeting was called by the and for church workers of the parish with this year, the presence of Father Alfredo it was Epiz, OMI, Task Force Detain- again ees Regional Coordinator, Mr. recog- Joel Virador and Staff of nized for Consortium for the Development the third of Southern Mindanao Cooper- consecu- atives (CDSMC) on January 5, tive time 1989. as the Regional The meeting was con- Winner of ducted to come up with a solution the CDA to the problems in the community, Gawad particularly on poverty and lack Paran- of education which most of the gal 2016 people are experiencing. It was Most Out- then realized that a cooperative standing must be organized because self- Cooper- help is one of the alternatives for ative for the communities’ survival. Large Category aside from vari- percent (2%) of each loan grant- 18,797.70); Bamboo Tree Plant- ous awards from different agen- ed. ing at Sitio Cueva, Pisan, Kaba- On January 20, 1989, a cies. can,Cotabato (P 6,737.80); Dis- sectoral consultation was made As of December 31, 2015, the SERVICES AND PROGRAMS: tribution of School Supplies at which was attended by farmers, cooperative has a membership Sitio Malugasa Primary School market vendors, tricycle drivers of 19,486, salaried personnel For savings products, (P 4,520.80); Distribution of Re- and employees. In this consul- of 105 and net surplus of P27, they have: Savings for Regular lief Goods at Plang Village, Ar- tation, the common problem was 001,521.00. Members, Time Deposits, Youth ingay,Kabacan (P 25,412.35); identified to be on economic as- Savers Club, Savings to Associ- Donation of Construction Sup- pect. BEST PRACTICES: ate Members. plies for Daycare Center Ren- ovation at Kilagasan, Kaba- In order to address the Among the best practices For loan products, they can,Cotabato (P 24,230.00); said problem, they realized that of the cooperative are: a.) Obey also have: Major Loan, Produc- Operation Tuli at Poblacion, Ka- the organization of a cooperative the rules and regulations on the tion Loan; 100% of Share Capi- bacan Cotabato (P 20,000.00); that would really benefit them is provisions of RA 9520, cooper- tal; Business Loan; Salary Loan; Feeding at Linangkob National really a great necessity. A cooper- ative By-Laws, and decisions Transport Loan, Pension Loan, High School-Kidapawan City ative was then organized through promulgated by the BODs, GA, Honorarium loan, Co-maker loan; (P5,190.55); Feeding @ Puas the effort of 57 original members CDA and other regulatory agen- Minor Loan, 100% of Share Capi- Inda High School-Kidapawan and was named Mediatrix Sav- cies; b.) Periodic Policy Review, tal; Rice Loan; Providential Loan; City (P8, 419.35); Distribution of ings and Credit Cooperative, Inc. Assessment and Evaluation; c.) Emergency Loan; Tire Loan. Vitamins @ New Tubigon,Mara- which was registered with Re- Uniform implementation of Coop mag,Bukidnon (P11,413.05); gional Cooperative Development Policies/Guidelines and Manual ALLIED SERVICES: Feeding at Libungan, North Cota- Assistance Office (RCDAO) - Re- of Operation; d.) Have a Human ATM Machine; Pharmacy with bato(P22,514.00); Potable Water gion XII, on December 18, 1989, Resource Management Manu- auto debit facility; Funeral Home System at Brgy. Concepcion, Va- and was confirmed by the Coop- al as the official source of poli- Services; Coop Assurance Cen- lencia City (P142, 928.00); Blood erative Development Authority on cies that serve as guide for the ter, CLIMBS Life Insurance. Letting, Pedicure, Manicure and March 05, 1991. consistent application of all pol- Haircut at Malaybalay, Bukid- icies and procedures on human OTHER PROGRAMS: non(P9, 000.00); Medical Mission As years went by, it just resource, able to define what Alay “K”” Program; Hospitaliza- at Brgy. Pulang Lupa,Mlang, Co- but noticeable that the cooper- is expected of the employees tion Assistance; Mortuary As- tabato (P16,823.00); Annual Dis- ative is developing and continu- and what the employees expect sistance; Gender Awareness & tribution of Food Packs at Amas ously progressing. The coopera- from the cooperative in line with Development; Medical Missions/ Provincial Jail, Amas, Kidapawan tive’s membership has grown in its vision, mission, consistent- Feeding; Peace & Social Advo- City. number and it has established ly anchored on its core values; cacy, Tinabangay Special Sav- linkages with different institu- e.) Has competent officers and ings Deposit (TSSD), Calamity Other Informations: tions. management staff in the delivery Assistance, Medical/Feeding of services to the general mem- Program. The present Chairman of the co- On October 23, 2009, its bership with continuing program operative is Julieto M. Pahaya- Articles of Cooperation and By- on career and personnel devel- SOCIAL IMPACT/RESPONSI- hay, Ph.D., with Ms. Liza P. An- Laws was amended and regis- opment; f.) Continuously provide BILITIES UNDERTAKEN: tonio as General Manager. They tered to conform to the provisions training programs for profession- can be reached through tele- of RA No. 9520, with new regis- al growth of its staff making them Increase in the income, capital phone Number: 064-2783-496. tration number 9520-12000979. more receptive and knowledge- and deposits of members; The As of the end of 2015, it has a able; g.)Have Code of Conduct cooperative was able to generate total regular membership of and Ethical Standards which 105 full-time employees; Health

CDA Financial Service @phcoops PH Cooperatives page 25 Feature means of transport which can following projects/services for reach directly near the store their community: (As of 2016 location. At first, the women Audited Financial Statement) WHAT CAN WOMEN DO AS took turns in serving as sales- A consumer store with an an- girls. Upon learning that such nual volume of P2M; a Credit/ COOPERATORS practice was not helping their Lending service with annual The Kahugpongan sa Kababayenhan business grow, they changed volume of 115,000.00 which Story, then KKS-MPC their community needs. Under technique. More lessons and has Emergency Assistance, By S. Joy R. Bungabong and additional ideas were contrib- Calamity Assistance, and the WHA or Women’s Health N. Rosil C. Bantayan Activity, a plan was hatched to uted for the operation of their Marriage Assistance; A Solar business. Saving is one learn- Homes System which provides In a remote sitio called build a consumer store in Si- tio Subait. The 5 km distance ing. Income generation was lighting to 25 households worth Subait, in Barangay Bonifa- next. The women raised addi- P189,000.00; Falcata and Co- cio of Las Nieves, Agusan from the barangay poblacion caused women and children tional capital by cleaning and pra buying/marketing at an selling recycled bottles. annual volume of P70,000.00; Cooperative Profile Children actively played Goat-raising and Carabao their role in this endeavor. dispersal; and Assistance for I. Name of Cooperative: Kahugpungan sa Katawhan sa Subait Multi-Purpose Cooperative They all helped save the Farming equipment/post har- (KKS-MPC) income from selling bottles vest facilities to farmer-mem- II. Award and Recognition: Regional Winner- Small Category, 2017 CDA GAWAD PARANGAL as capital of the store. The bers. III. Profile of Cooperative Office: consumer store grew big A. Office Address: P-4 Sitio Subait, Brgy Bonifacio, Las Nieves, Agusan del Norte and they improved the store The “caring nature” of B. Contact Person: building using lumber and women also facilitated for the Name Position Mobile Number galvanized iron as roofing. cooperative its social care and Villa G. Garcia Chairperson 09297446039 The men played important environmental programs, such part as the designers and as: Health Support and Medical C. E-mail Address: [email protected] carpenters. On September Mission, Feeding of school chil- D. Year Established: September 30, 2008 29, 2006, the group was dren, Community Tree Plant- E. Year Registered (RA9520): March 22, 2010 recognized by the Depart- ing, Watershed Counterparting F. Total Number of Members: 51 members ment of Labor and Em- under National Greening Pro- G. Total Paid up Capital: Php336,000.00 (2016) ployment (DOLE) and was gram (KALIKASAN-DENR). H. Total Number of Members: 51 Regular Members (coop consumers/patrons: 111 M, 89F) given additional fund. Their organizational name was The cooperative also re- to endure a four-hour walk, changed then to “Kahugpun- ceived awards and recognition del Norte Province, 16 wom- gan Sa Katawhan sa Subait” to starting from one (1) Certificate en dared to trigger change by back and forth, to the barangay store just to buy family basic accommodate male members of Commendation in 2014 and forming a cooperative. which later also became offi- an Award of Recognition as They participated in govern- needs. Thus, from a donated fund of Ten Thousand Pesos cers of the group. Best Performing Cooperative in ment programs to invite sup- 2016 from the Municipal Mayor port-for-change initiatives. It (P10,000.00) a consumer store was put up by the 16 women Finally, these women, of Las Nieves which earned the was in 1999 when the Wom- with all-out support from their coop one (1) unit of Steel Cabi- en’s Health and Safe Mother- members of the group that called themselves “Kahugpon- men members and their com- net for the office. The coop was hood Project Component of the munity, formally registered the also recognized as one of the Department of Health (DOH) gan sa Kababayenhan sa Sub- ait” or KKS, for short. “Kahugpongan Sa Katawhan Regional Winners of 2017 CDA located two (2) pilot areas in Sa Subait Multi-Purpose Co- GAWAD PARANGAL for Small Las Nieves. Funded by the The women rallied the operative on September 30, Category. European Union, DOH tapped 2008 at the Cooperative De- non-government organiza- members of their families and unite their community to coop- velopment Authority – Cara- This is one story how tions to conduct trainings and ga Extension Office in Butuan women cooperators helped seminars in equipping wom- erate. On June 27, 2001 these women committed to open City. With 41 members upon themselves and brought en, mostly mothers to craft the registration they increased in change to their small commu- Women’s Health Action Plan at and run the store by them- selves. The first store building numbers to 51 member-strong, nity, in Sitio Subait, Las Nieves. the barangay level. The pur- men and women. To their ini- Changes for the better have pose was to solicit from the was erected with the help of their husbands and children. tial fund capital of P10,000.00 worked with such impact to women bright and practical in 1999, a total capital share of other women and cooperatives ideas regarding activities and Together, they gathered local materials like bamboo and nipa P336,000.00 to this date was in Caraga. Indeed, “Amazing projects that will greatly help added and still growing. things happen when women the community. palms which they used in the construction. Men and children help other men and women!” were also the cargadors of the After 8 years of opera- They planned and tion, the cooperative offers the dreamed dreams to answer compradas since there was no

received a Certificate of Rec- Watershed which is the primary ognition by the CDA Gawad source of potable water in the When Small Things Do Parangal 2014 search for the community. It also participated By N. Rosil c. Bantayan & S. Joy R. Most Outstanding Cooperative in the MindaNowsTreeVolution: Bungabong for Micro category. In CY 2015, GreeningMindaNOW which Great Magic CMPC was adjudged 2nd planted trees simultaneously in Magic is often associ- assembly and other activities of placer as Most Outstanding multiple locations. ated with things thought to be the cooperative; 4.) Strength- Cooperative in the province. impossible. Magic is something en networking, coordination Sustaining its programs /proj- The Social Program of that, for the many, only exists among coop stakeholders and ects/ activities, CMPC gained CMCP includes scholarship in the movies. Magic is some- partners; 5.) Initiate and partic- the most Outstanding Award grants to indigent but deserv- thing superficial but for Cortes ipate in social responsibilities; from the Provincial level to the ing pupils. Quarterly, it con- Multi-Purpose Cooperative and 6.) Facilitate in the conduct Regional level in the GAWAD ducts supplemental feeding to (CMPC), magic is doing things; of product and services promo- Parangal 2016. It also passed children up to 5 years old and a no matter how small, that can tion exhibits among others. the critiques of the Nation- Pamaskong Handog to senior move people and society. However, like other coopera- al Technical Working Group, citizens and persons with dis- tives, CMPC with its lending hence, it bested all other re- abilities (PWDs) every Decem- CMPC was organized service and consumer store, gional cooperative nominees ber. CMPC also participates in and officially registered with did not prosper much. It ex- along with the Provincial Coop- the Annual Barangay Charter the Cooperative Development perienced instability. In 2007, erative Development office of Day activities and Fiesta Cel- Authority (CDA) on October only 35 members remained the province ebration. It is best to mention 30, 1992. The cooperative is despite the fact that the coop- that the coop provided Contin- located in Cortes, a coastal erative campaigned for more But what is really in uous Education Program to its barangay of the municipali- members. But in 2015, coop CMPC that did great impact to employees under which, Rubie ty of Basilisa in the mythical assessment showed that the society? Its social advocacies Princess Flores was groomed province of Dinagat Islands. It paid up capital had increased did the magic. as assistant bookkeeper and started its operation with just by a whopping 365% in 5 years was given financial assistance 28 farmers and fisher folks who (FY 2011-2016). All thanks to It has contributed to the to gain a certificate from TES- put up an initial paid up capital the collaborative effort of all environment; it spearheaded DA in bookkeeping. Fortunate- of Php3,125.00. members. This is a clear indi- the Community Coastal Clean- ly, she passed the assessment/ Like most of the cooperative cation that the cooperative is up Drive; led the establishment exam in the same period. Along being organized with business being managed well and that of communal gardens of root this line of program, the coop activities as source of capital, membership is also increased crops which added income to sent its incumbent officers to CMPC at present aims to 1.) significantly over those years. the coop members; participat- attend all necessary mandato- Conduct advocacy; 2.) Extend ed in the barangay reforesta- ry trainings. financial Support to members; With this, CMPC has tion which initiated tree plant- 3.) Facilitate monthly general been a provincial nominee and ing and maintenance of Cortes Continue to p31 page 26 CDA Financial Service @phcoops PH Cooperatives Feature 1.) Agricultural loan, which in- Spirit of PP 493 clude rice production, piggery STA. PRAXEDES MULTI-PUR- and poultry; 2.) DTI loan, which abounds in West- include rattan craft, woodcraft, From page 19 mat-weaving, meat and fish ern Visayas POSE COOPERATIVE: STANDING processing and; 3.) Salary Micro-Capability Building Pro- loan. gram at God of Glory Church, STRONG THROUGH THE YEARS Brgy. Buyu-an, Tigbauan, Iloi- Now, after establish- lo hosted by Kooperatiba Na- By: Jurela V. Cruz and was registered at the Cooper- ing sufficient capitalization ton MPC in tandem with LGU, Leann R. Fontanilla ative Development Authority – to finance the Cooperative’s Massage Training at Tigbau- Tuguegarao Extension Office operations, the cooperative an, Iloilo by PCDO/PCDC and Fishing and farming are and had its name amended to the main economic activities in has maintained minimal exter- LGU on October 17 – 19, 2017, Sta. Praxedes Multi-Purpose nal borrowings. Thus, relying Cooperative Quiz Contest at Sta. Praxedes, Cagayan. How- Cooperative. ever, no matter how skilled the mostly on the share capital of Provincial Capitol on October residents are in terms of farm- members. 20, 2017 facilitated by PCDO/ Through its strong and PCDC, CDA and West Visayas ing and fishing, life has been competent officers, the coop- challenging Over the years, the co- State University (WVSU) were considering operative has significant events conducted to their limited grown in mem- enhance and empower cooper- resources bership and atives. to finance operations. their daily On August 1, Municipalities of Leon, livelihood. 2015, a lodg- Sta. Barbara, Pavia and New This situ- ing inn was Lucena also joined the celebra- ation in- purchased tion by conducting their respec- spired 25 by the coop- tive Municipal Cooperative Day farmers erative at Ilo- with several activities such as, and fish- cos Norte. It Cooperative Fora: GAD Orien- erfolks to has expand- tation, CDA Updates, Cooper- organize ed its area ative Best Practices, Municipal the “Sa- of operation Cooperative Quiz, among oth- mahang to the whole ers. Nayon” in province of 1972. The Cagayan, Ilo- Iloilo Commemoration Samahang cos Norte, ended on October 23, 2017 at Nayon was Kalinga and Tigbauan, Iloilo with Caravan Apayao. The services it offers and Culminating Program. mainly created to avail pro- erative was able to establish grams in agriculture and fisher- have grown as well, from lend- tie-ups with government agen- ing and sari-sari store, to mul- Highlights of the pro- ies of then President Ferdinand cies and financial institutions E. Marcos. tiple credit services (lending gram were the delivery of Sol- like, Department of Agriculture and banking), consumer ser- idarity Messages from Hon. (DA), Department of Trade & vice (grocery, school and office Vice Governor Christine S. Wanting to improve its Industry (DTI), Land Bank of operations, the Samahang supplies, house wares and gift Garin, CDA Regional Direc- the Philippines (LBP), and Lo- items), agri-hardware (hard- tor Atty. Arnel D. Agrasada, Nayon, through the leader- cal Government Unit (LGU) of ship of Mr. Juanito Aguinaldo, ware and construction sup- Hon. Congressman Richard S. Sta. Praxedes. In 1992, Land plies, agricultural products and Garin, NCDC/RCDC Chairper- thought of transforming the Sa- Bank of the Philippines grant- mahang Nayon to a coopera- biologics), agri-business (pa- son Prof. Samie M. Billanes, ed the cooperative the amount lay-trading, farm development Former DOH Secretary Jan- tive. After having garnered the of two-hundred thirty-two thou- approval of the majority of its and piggery), and other allied et Garin and Hon. Governor sand pesos (₱232,000.00). services (BDO Universal Bank Arthur D. Defensor, Sr. and members, the Samahang Nay- Having had a good credit stand- on was registered to the Bureau POS and Western Union). Awarding of Certificates of ing, another two-hundred fifty Recognition to deserving coop- of Cooperative Development thousand pesos (₱250,000.00) under the Department of Ag- With around 3,000 eratives under the CDA Gawad was granted to the cooperative membership base, the cooper- Parangal and LBP Gawad Pi- riculture and was renamed to through the micro-enterprise “Ricos Saranay SN MPC”. It of- ative will continue to strength- tak as well as winners of Co- program of then Senator Glo- en its operations to fully serve operative Whiz 2017 and major ficially started its operation with ria Macapagal-Arroyo. Aside 35 members and an initial cap- its members, their families and sponsors of the 8th National from these, other agencies the community as a whole. Tripartite Conference for Coop- italization of 30,000. Though it and institutions have been ex- has a minimal capitalization, it Sta. Praxedes Multi-Purpose erative Development. tending grants or soft loans to Cooperative will continue to did not hinder the cooperative members. to extend services to its mem- inspire other cooperatives that Barbaza MPC, Antique, no matter how small they have Regional Most Outstanding ber such as providential loans Through this partner- and a sari-sari store. started, as long as they believe Primary Cooperative for Large ships, the cooperative was in the spirit of cooperativism Category (Billionaire); San able to improve and expand its On November 12, 1992, and self-help, anything can be Jose MPC, Antique, Regional services to its members. Ad- achieved. Nominee of the Most Outstand- the Ricos Saranay SN MPC ditional services offered were Continue to p 28

was able to release more than members’ benefits in the form 2,000 loan applications. of interest on share capital and HPPECC: THE JOURNEY In just 12 months of patronage refund without the By Mimai R. Parangue operation, HPPECC’s Assets need to increase interest rates. capabilities to its members in- grew up to P3.2M while mem- HPPECC board also started to HPP Employees Cred- cluding Petty Cash, Appliance it Cooperative (HPPECC), an bership grew up to 390 mem- put up an Investment Reserve Loan, Emergency Loan, Hospi- bers. HPPECC was also able Fund (IRF) in preparation for awardee for its remarkable and talization Loan, Car and Hous- significant success and gradu- to give back an impressive 4% its amendment to a Multi-Pur- ing Equity Loans, among oth- dividend and about 6-8% pa- pose Cooperative. Last year, ating from a small cooperative ers. to a medium cooperative based tronage refund despite the fact the IRF already reached P16M With the support of its that 50% of its net surplus was making the HPPECC ready for on 2016 performance. The management, the founding CDA-Manila Extension Office already allotted to the Reserve more business ventures. members pooled their resourc- Fund as required by the Coop- With the impressive per- presented the Moving-Up Co- es and formed HPPECC with operative Award during the Re- erative Code for newly-regis- formance of the HP Employ- the end in mind of helping HP tered cooperatives. ees Credit Cooperative, it can gional Gawad Parangal Award- employees with their finan- ing Ceremony held on October With the cooperation of be concluded that the coop- cial needs while at the same the members coupled with its erative operation is a success 13, 2017 at Azalea Hotel and time, promoting the culture of Residences, Baguio City. officers’ good governance and through the true measure can saving. Strapped for funds, management, HPPECC was be achieved if such success they obtained the assistance able to continuously step-up cascades down to the mem- HPPECC, located in of another cooperative, the Taguig City, was registered from Micro Category to Small bers, on what they say about Coca-Cola Export Employees Category in 2015 and to a Me- the cooperative and on how with the CDA-MEO on August Cooperative to sponsor the re- 27, 2014 with only 20 cooper- dium Category in 2016. HPPECC was able to help quired Pre-Membership Edu- Barely three (3) years in them in their financial needs. ators and a total paid-up share cation Seminar. capital of Php62,000.00. Its operation, HPPECC’s assets Testimonies of members can With continuous PMES and membership dramatically be viewed via http://hppecc. membership comes from the and incessant recruitment of Hewlett-Packard Philippines grew up to more than 30M and com/testimonials. members, the cooperative was more than 1,000, respective- “Dahil sa Coop, kaya (HP) and its main business is able to pool enough funds and into the provision of financial ly. It further aims to increase mon na!” – HPPECC CDA Financial Service @phcoops PH Cooperatives page 27 Feature A year further, the Eventually, these associations above-mentioned RPC I went and organizations will be con- Camsur MPC shines with full speed ahead. This further vinced to join the cooperative. qualified the coop for an addi- tional rice transplanter machine As of June 16, 2017 the farmers: a coop mainstream- as grant package to the coop CamSur Multi-Purpose Coop- By Mimai R. Parangue rice transplanter machine in erative has 209 farmer-mem- ing initiative the grant package to the coop bers. Majority of them are into Confining membership with “FARM Loan” to farmer mem- from the Department of Agricul- rice farming and the rest are their own lot of 42 other co-em- bers. During the same year, ture. into yellow corn production. ployees, the then “Capitol the coop further outreached They come from Bula, Pili, Multi-Purpose Cooperative” by establishing the “Barangay Then again, the coop Libmanan, Milaor, Minalabac, registered with the Cooper- Food Terminal” at Gainza, Ca- set its sights beyond the bor- Naga City, Ocampo, Gainza. ative Development Author- marines Sur. ders of the home province for ity Naga Extension Office the fertilizer business. Explor- The policy decision of on May 26, 2000. From a The ensuing year 2013 atory activities were done for the general membership of Php42,000.00 paid-up capi- saw the expansive mark the additional fertilizer stores at the accepting farmers bore fruit in tal, it now rose to a zooming coop wished to pursue. It ac- other Bicol provinces. further enhancing the cooper- tune of Php57,818,116.00 and quired a 1.2 hectares farmland ative’s role in advancing farm- boasts of a 1,969 membership at Tariric, Minalabac, Cama- In 2016, rice stores were er’s knowledge and adoption by the end of December 2016. rines Sur, expanding further to established in Camarines Sur. of latest technology and in im- becoming the fertilizer distribu- Today, the cooperative main- proving their lives. Considered as one of tor of Universal Harvester, Inc. tains in its fold 51 rice stores, the ten largest cooperatives Coping with the demands of the bulk of 35 is located at the The coop’s product lines in Bicol Region with an asset time, the “FARM Loan” policy 3rd Congressional District of categorized in the 7-loan win- size of Php118,880,850.00, its was fine-tuned to respond bet- Camarines Sur. dows have released a total of magnanimity in surplus radiat- ter to the dynamic conditions of Php47,638,516.48 in 2016 and ed from the opening of more rice and yellow corn farming. The continuing expan- twenty-seven percent (27%) product windows that included sion of business necessitated accounts for the “Farm Loan”, the mainstreaming of farmers Their convincing in- the acquisition of another truck second to “Rediscounting back to the roadmap of agri- volvement in the agriculture for palay and rice hauling and Loan” which accounted for thir- coop development and main- sector of the economy and good delivery of fertilizer to outlets ty-four percent. tain Camarines Sur as being governance was evidenced by and other bulk buyers. To beef- the rice basket of Bicol Region. numerous awards. The coop up operational requirement, Agriculture related sales qualified as the recipient of the the Department of Agricul- totaled ninety-eight percent of How did they do it? “6M Rice Processing Complex ture again delivered additional Php41,187,750.25 realized in I (RPC I)” and a hand tractor farm equipment composed of 2016. The more than half a mil- The coop decided to grant from the Department of two (2) rice threshers and two lion sales came from grocery open membership to the com- Agriculture. In the farmland (2) hand tractors with trailers. store. munity. The expansion made that they purchased, they es- These additional machines Capacitating members cannot in 2010 initially attracted 500 tablished the seed warehouse have tremendously improved be outdone. Continuing educa- associate members from within and flatbed dryer. farm work and output. tion has been instituted to the the province of Camarines Sur. The coop continued tapping farmer members which is done With all these elements the irrigators’ associations and monthly through the “Monthly Earlier, they indulged in put in place, the palay procure- farmers’ organizations through- Co-Ownership Assembly”. This pansit veggie production with ment went full blast and haul- out Bicol region to become its formative education aims to their own farmer members that ing capacity was enhanced fertilizer outlets. There are now empower them to take bigger became a successful venture with the initial purchase of one 56 fertilizer dealers: 28 in Ca- role and added responsibility in which started benchmarked ELF truck. To improve fertilizer marines Sur; 21 in Albay; 5 in the coop and the community as the expansion of the project. distribution and facilitate sales, Camarines Norte; and two in well. With this experience, the re- fertilizer stores were estab- Masbate. This gradually intro- cruitment of more farmers en- lished in the province. duces the benefits of cooper- sued instituting it formally as a ation into the grassroots level.

ner-organizations across the Holy Mass at San Jose Par- iba (Zumba) was facilitated by Spirit of PP 493 province were inspired by the ish Church, Opening Program JBLMU Group of Cooperatives presence and insights shared conducted at JBLMU Covered at Iloilo River Esplanade (Di- abounds in West- by the Keynote Speaker, Engr. Gym, Molo, Iloilo City with Prof. version Road) on October 14, From page 27 Fe T. Rebancos, Chief of Staff Samie M. Billanes, Chairper- 2017 and attended/participat- ern Visayas for Visayas of Senator Cyn- son, RCDC 6/NCDC as Key- ed by 11 cooperatives with 108 thia A. Villar and President of note Speaker sharing what is participant dancers. ing Primary Cooperative, NON- one of Villar’s Big Companies, happening in the sector, like ESCOST MPC – VISAYAS, which provided inspirations to taxation, poverty incidence, A Feeding Program Regional Most Outstanding the cooperative stakeholders. and his insights/wisdom re- spearheaded by the Office of Cooperative, Medium Cate- garding the theme, CDA Up- Hon. SP Jay Treñas, Chairper- gory, KOOPERATIBA NATON Culminating activity, dates shared by Mr. Vincent son, SP Committee on Coop- MPC, 1st Runner-up Regional ended with the turn-over of Unarce, CDS II and Cooper- eratives was able to fed 70 fire Most Outstanding Cooperative Coop Flag and Key of Respon- ative Fellowship facilitated by victims children of Barangay – Medium Category, Passi City sibility to the Host LGU for the the host JBLMU Group of Co- Bakhaw, Mandurriao, Iloilo City Employees MPC (PACEMCO), 2018 Cooperative Month Cel- operatives. was facilitated by the Office of Regional Nominee Most Out- ebration by Hon. Mayor Atty. Hon. SP Jay Treñas. standing Cooperative for Me- Alquisada to Hon. Mayor Mark Solidarity Message de- The month - long celebration, dium Category received the P. Palabrica of Bingawan, Iloi- livered by Hon. Jay Treñas, was formally closed on Octo- Plaques of Recognition from lo. ICCDC Chairperson/ICCDO ber 28, 2017 at JBLMU with CDA Director Atty. Agrasada. Closing Remarks from Hon. Mr. Carlito Jusa and Engr. the Coop Congress, Coopera- Atty. Ma. Gerrylin S. Campos- Ralph L. Pador, JBLF MPC in tive Whiz and Awarding Cere- KOOPERATIBA NATON agrado, SB Member of the their Opening and Welcome monies. MPC also received an award Host Municipality concluded Remarks, respectively gave from LBP Gawad Pitak as the the successful and collective more inputs, insights and moti- Negros Occidental and Ba- 4th Runner – up Outstanding celebration of the 2017 Iloilo vations that will hope to renew colod City Cooperative - Agri-based Cat- Provincial Cooperative Month and sustain commitment of egory and commendation from Celebration. stakeholders to develop a dy- Ms. Ma. Elena Liguaton, the Office of Hon. Board Mem- namic and strong cooperative PCDS, CDA-Field Office said ber Liecel Mondejar – Sevilla. Iloilo city movement. that observance of the Cooper- Chairperson Joy D. Palmada of ative Month Celebration ended Pavia Entrepreneurs MPC also Iloilo City Cooperative Official Declaration of through the commemoration of received a commendation from Development Council, Iloi- the opening of 2017 Coopera- the 38th Provincial Coopera- the said office as Outstanding lo City Government, Federa- tive Month Celebration in Iloilo tive Day Celebration on Octo- Cooperative Leader. tion of Iloilo City Cooperatives City was done by CDS Queen- ber 28, 2017 at Multi-Use Civic (FEDICCO), CDA and John nie Marie Suresca and joined Center, Cadiz City, Negros Oc- Pototan Teachers and B. Lacson Maritime University by 360 participants from 37 co- cidental. Employees MPC (PTEMPC), (JBLMU) Group of Coopera- operatives in the City. Pototan, Iloilo also received an tives, the host of the celebra- The activities, through award from LBP Gawad Patak tion successfully conducted Thereafter, activities collaboration of the Negros Oc- as one of the awardees. activities in the month-long were conducted every Satur- cidental Provincial Cooperative commemoration. day for the whole month of Oc- Development Council (NOP- The 3,500 delegates The celebration started with a tober 2017. Hataw Kooperat- CDC), Cadiz City Cooperative from cooperatives and part- Continue to p29 page 28 CDA Financial Service @phcoops PH Cooperatives Feature provincial culminating program with messages and games pur- KOOPERATIBA NATON MPC Spirit of PP 493 posely enhance relationships from p15 among cooperative stakehold- abounds in West- ers towards a strong coopera- grams for pupils of Buyu-an El- disaster risk reduction program, From page 28 tive movement in the city. emenentary School, medical for practicing and modeling sus- ern Visayas and dental mission, bloodletting tainable agriculture through its program, coastal clean-up, tree project, the Integrated Natural Development Council (CCD- Chartered City of Ba- colod likewise joined the Coop planting activities, support and in- Farming System, which is an eco- CC), host cooperative and city volvement on community sports logically sound practice that does officials the celebration were Month Celebration, through the observance of its City Co- activities and Parangal programs not degrade the natural ecosys- successfully during the cele- to honor students who are finan- tem of the environment but with bration. operative Day last October 14, 2017 at Pavillon Resort, Ba- cially challenged but are academ- social and economic value to the colod City. ically excellent. It also started its communities It was started with a Damayan program, which is an in- Thanksgiving Mass at Sto. surance program for the members Their concern to small farmers Niño Parish Church followed According to the report of BCCLDO, it was participated and their respective families. and fishers by providing them- fi by a program proper, as high- In 2015, the Cooperative nancial and non-financial assis- lighted by lighting of Coopera- by forty-six (46) cooperatives with a total of 160 attendees Development Authority and the tance. tive Torch, Signing of Commit- Provincial Government of Iloilo, ment to the Commitment Wall in the Fundamentals of Coop- eratives and Governance and recognized Kooperatiba Naton Their concern to members and by Cooperative Chairpersons, Multi-Purpose Cooperative as Re- employees with our Damayan Messages, Provincial Award- Management of Cooperatives. gional Nominee for the Most Out- program, an insurance program ing of 2017 Gawad Parangal standing Primary Cooperative in for the members and their respec- and Raffle Draw. The commemoration was concluded with a Solidar- Region VI. tive families. ity Night with “Agape Dinner” As of December 2016, the The 3, 423 delegates, Cooperative has 698 members, Its God-centered way of life participated by 127 coopera- served to all the participants, City Cooperative and Liveli- Net Surplus of P2.839M., Paid-up through monthly ownership meet- tives across the province in- Capital of P9.536M., and Total As- ing with exhortation of God’s cluding the Highly Urbanized hood Development Office OIC, Ms. Brenda Burdeos and Staff, sets of P34.637M. words, daily staff devotional, and City of Bacolod were honored practicing voluntarism by heart. and blessed with the presence BCCDC Board Members. Awarding of Champion and THE PATH IN THE JOURNEY OF and words of wisdom and up- SUCCESS: THE SOCIO-ECONOMIC AND dates from Undersecretary Or- winners of Inter- Cooperative Bowling Tournament conduct- KNMPC envisions “A Christ-cen- ENVIRONMENTAL IMPACT: lando R. Ravanera, Chairman, tered and model cooperative em- CDA, as Keynote Speaker of ed on July – September 2017, CDA Updates and Raffle were powered with dignity and excel- In the light of “People helping the momentous celebration lence in enriching the quality of People”, the Universal Philosophy and was introduced by Dr. Fe- among the activities during the night. life of the members and the com- of Cooperatives, that correlates licitas S. Acosido, Chairperson, munity.” with the KNMPC tagline as men- NOPCDC and former CDA Ad- The dream that will serve as tioned, explicitly means that ev- ministrator. 2017 Cooperative Month Celebration was a milestone in guide, benchmark and motivation erybody shares and helps one an- to work together and fulfill its mis- other to build sustainability in the Other activities in the Region 6 because according to Director Agrasada, everybody sion as “an instrument in providing future and contribution in nation observance of the cooperative responsive financial and support building. month were the Kabankalan has done his/her own share together with the 6 provinces services in uplifting the econom- Assessment of CCDC conduct- ic, social and spiritual well-being Undoubtedly, KNMPC has been ed on October 17, 2017, coop- comprising the region, who have joined in the successful of their members, committed to doing this and will be doing on- erative day in the Component growth, technological advance- ward and created/will be creating Cities of Talisay, Cadiz, and observance, thus spirit of co- operativism remains by hearts ment, and financial soundness an impact in the locality particular- Bago, conducted on the 25th, and will be a vehicle of conscious- ly enhancing the quality of life of 28th and 30th of October 25, and stands still in Western Vi- sayas in the hearts and is still ness in promoting social and envi- its members and the community. October, respectively. ronment concerns, while adopting burning in every coop member in Western Visayas. sustainable agriculture.” Translating its vision into reality, Cadiz City Cooperative KNMPC Core values of bridge by its mission and guided Day was conducted after the diligence, willing to render free by its core values as well as its life service at all times; integrity, verse, KNMPC really made and honest and take full responsibil- will sustainably make a difference brought tremendous trans- ity; foresight; fidelity, faithful to in the lives of the members as formation in the lives of the perform duties and responsibil- confirmed by stated testimonies CONSISTENT members and community. It ities; exemplary, innovate and of the three (3) members. provides them capital for their set good example; responsible, production needs. It also as- sense of accountability to self, to Likewise, selected statistics of co- HARD WORK sists them in marketing their cooperative and to community; operative will certainly and clearly palay produce with its trading empowered, ability and firmness manifest further about its impact PROMISES business. To help them less- to decide; noble, committed, pas- in the lives of the members and en their production inputs, the sionate and courage to help peo- the community. coop encourages its farm- ple; character, Christ-centered, In 2016, it generated a total vol- SUCCESS er-members to produce their From p.14 servant leader serving with enthu- ume of business, paid-up share organic fertilizers and follow siasm and humility; and efficient capital, savings and time depos- they revealed the Success the modern farming technolo- and effective serves as bond in its, net surplus, Patronage refund Factors of Bagnos Multi-Pur- gy. The butchering and long- enhancing internal smooth work- and Interest on Share Capital, in pose Cooperative. ganisa-making business helps ing relationships. the amount of Php11,987,338.05, hog raisers-members increase According to Manag- Php9,535,900.00, M embers work hand in hand their income. The coop en- er Basco inspiring verses lifted Php2,039,747.52, 2,839,074.64, O fficers are the role model courages and teaches each from Ephesian 3:20, which says and Php1,192,411.34, respective- N ever leave work unfinished, member to save at least a por- “God can do far more than you ly. do it now tion of their income. The coop could ever imagine in your wild- Thus, additional income to the E fficient and effective also supports environmental est dreams, by working this spirit 698 members as well as to 9 em- management staff projects of the community like within us” and Proverbs 16:9 that ployees will significantly contrib- Y ear end evaluation of plans tree planting, clean and green states “A man’s heart plans his utes in improving the quality of and performance evalua- program, garbage segregation; way, but the Lord directs his steps life towards inclusive growth and tion of em- ployees, youth sports activities, school really help their cooperative to progress. officers and services activities, and peace and or- walk in the straight path in the More so, the members enjoyed der campaign. With all these journey of success. and keep on enjoying the financial I nnovative developments the cooperative THE BEST PRACTICES: services, consumer store, meat S elf-help, self-discipline never ceases to promote wel- They show concern to the social processing, natural juice, catering fare to its farmers members and communities with their reg- services, Production Loan Easy O n plan,continuous education and the community as well. ular outreach programs such as Access (PLEA) facility, livelihood an- nually feedings programs, community programs, such as hog fattening U nselfishness and transparen- sports activities, Parangal Pro- and poultry, trisikad, tricycle and cy gram to honor students who are direct selling services of their co- R esponsible members follow- financially challenged but are ac- operative. ing the PSPs ademically excellent, medical and Truly, KNMPC is living up in the S upportive government agen- dental missions, and bloodletting true essence of cooperativism cies, LGU and Non-Govern- program. and to its motto of “Simply making ment Orga- nizations a difference.” Their concern to the environment Considering these success with our regular coastal clean-up, factors, the cooperative has tree planting activities, practicing

CDA Financial Service @phcoops PH Cooperatives page 29 Feature Tam-an BMPC SAN JOSE SICO LANDFILL MULTI-PURPOSE COOPERA- Shows the TIVE: ANG KOOPERATIBANG NAGBIGAY KAHULUGAN Amazing Coopera- SA KATAGANG “MAY PERA SA BASURA” from p20 tive Way Dahil na din dito kung kaya’t sila kod dito ay katuwang din ang erinarian and Agricultural Ser- from p15 ay nakabili ng ari-arian tulad kooperatiba ng lokal na pama- vices); Finalist Galing Pook and are now amazingly being ng lote, trak at taong 2007 ng halaan bilang isa sa miyembro Award (Solid Waste Manage- transformed. itayo nila ang kanilang opisina. ng Management Monitoring ment LGU- Coop Partnership Hanggang Disyembre 31, 2016 Team ng Solid Waste Manage- Program) – 2012 (Galing Pook Yes, like a caterpillar, a ang kabuuang pagmamay ari ment Committee ng Lungsod Foundation); Napiling present- young inmate has entered a ng kooperatiba ay nasa Php ng Batangas. Dahil nga sila ay er sa SWAPPCon (Solid Waste cocoon and in due time he or she will transform into a “butter- 6,335,622.46. Sa kasalukuyan may uganayan sa iba’t ibang Management Association of fly, living a normal life to scale ay mayroon silang labinlimang establisimyemto (Batangas the Philippines Congress) – the dignity of life to greater (15) empleyado at umabot na City Mall, Pure Gold, Robin- 2014 (Legazpi City, Albay), at heights.” Thank you so much sila sa tatlong daan at labing sons, lahat ng sangay ng Jol- 3rd Placer Natatanging Koop- Tam-an BMPC. apat (314) na miyembro. libee sa Batangas, St. Bridget eratiba (Micro/Small Category) The Chief Executive Sa paglaki ng kooperat- College, Batangas State Uni- – 2015 ( PCLEDO ). Salamat Officer, Mr. Jose Tomas Sr. is iba ay kasama nitong umangat versity, Stonyhurst Southville po sa mga nagpunyagi na indeed an extra-ordinary co- ang buhay mga kasapi. May International School, Mc Don- mga kasapi, opisyales at mga operative leader whom I can mga miyembro sila na nakapag- alds Outlet, Mang Inasal at katuwang ng kooperatiba mula liken to a river of conscious- patayo ng maayos at komport- iba’t-ibang mga subdibisyon) noon hanggang sa kasalukuy- ness connected to the Ocean of Consciousness called Love, ableng tahanan, nagkapag-pa- nabawasan ang kinukolektang an. called God. tapos ng anak sa pag-aaral at basura ng pamahalaan mula Upang mapalago pa ang koop- nagkaroon ng kabuhayan tulad sa kanila dahil ang mga recy- eratiba ay patuloy ang kanilang He exemplifies a trans- ng tindahan at tricycle ng dahil clable waste ay kinukuha na ng pagpapadami ng miyembro, formative cooperative leader sa tulong ng kooperatiba. Kung kooperatiba. Katuwang din sila pag-iisip ng mga proyekto na for people, planet, prosperity and peace. dati ay sila ang nangangailan- ng Social Security System sa kapaki-pakinabang, pagpapa- gan ng tulong ngayon ay sila kanilang programang Alkansya tatag sa mga negosyo at ser- The Chairman, Mr. na ang nagbibigay ng tulong ng Bayan kung saan natutu- bisyo ng kooperatiba at pa- Wilson Daulayan and the sa pamamagitan ng serbisyo lungan ang mga miyembro na papaunlad ng kakayahan ng vice-chairman, Mr. Melchor Carnate, are providing good sa komunidad tulad ng pagtu- makapaghulog sa SSS upang mga opisyales at empleyado governance together with long sa pagpapatayo ng mga sa pagtanda nila ay mayroon sa pamamagitan ng patuloy na equally amazing board of di- palikuran sa mga katuwang silang maaasahan. pag-aaral. Tulad ng ibang ko- rectors. Ms. Belen Bandao, the nilang eskwelahan, pagbibigay operatiba, payak at maliit ang Administrator of the Agri-Tech ng abuloy sa mga namatayan, Dahil sa mga naga- pinagmulan ng San Jose Sico is a great teacher paving the way for developing the capac- donasyong medalya at tropeyo wa ng San Jose Sico Landfill Landfill MPC ngunit nagdulot ities of the trainees. sa iba’t ibang proyekto ng ba- MPC ay nakatanggap na sila naman ito ng malaking pag- ranggay, pag-papakain sa mga ng iba’t ibang pagkilala tulad babago sa buhay ng mga mi- All told, Tam-an BMPC malnourished na bata (feeding ng: Pagtanggap ng mga Ka- yembro at mamayan sa komu- is so awesome. Indeed, the program), pag-iisponsor ng rangalan sa 2017 National nidad. Tinugunan ng San Jose blooming of the flowers may be very beautiful but such medical mission at pagpapa- Gawad Parangalmall Scale Sico blooming pales in comparison tayo ng MRF (Material Recov- Category; Gawad Kabuhayan to the blooming of the Tam-an ery Facility) sa baranggay. Bu- - 2010 (Office of the City- Vet BMPC, As CEO Jose Tomas, Sr. Shouts,”God is great,” the kindred retorts, “All the time.” Ernesto Javier, S.J. The coop Church in Nazareth, Cagayan with positive results were reha- virtually became a partner of de Oro City, the places of the bilitated or put in jail. The baran- the University in providing an deranged. gays with surrenderees all hav- REACHING OUT, atmosphere conducive to the ing negative results would be working condition of the facul- In 2001, in line with the Coop declared as “Drug Cleared Ba- ty, staff and employees of the Month Celebration, the PFC- rangay”. The Program was im- TOUCHING PEOPLE, university. CO-NML and XUCCCO gave plemented by the PNP Lipa and all-out support to the Educa- BADAC (Barangay Drug Abuse IMPROVING LIVES During the Cooperative Month tional Contests: Oratorical, Council). from p21 Celebration, the CDA award- Quiz Bowl and On the Spot ed XUCCCO as the Most Out- Poster Making. This relentless Seeing an opportunity Director, Dr. Lovenia Naces standing Cooperative for Credit support made a significant to help, the Cooperative Devel- became the founding president Cooperatives in Misamis Ori- mark for XUCCCO to receive opment Council of Lipa City did of the Northern Mindanao Re- ental for 1998. a special award as the Best in not miss the chance. In support search Council for Cooperative Organization in 2001 Search of the said program, twelve (12) Development. In 1999 XUCCCO received for Outstanding Cooperative cooperatives, assisted by the from the CDA a Plaque of Rec- given by the CDA. City Cooperatives Office, spon- XUCCCO applied for accredi- ognition as the National Nom- sored the mandatory Drug Test- tation for micro-enterprise loan inee and Regional Winner of Today, XUCCO has not only ing of Drug Surrenderees in the development with the United the 1999 CDA Search for Most continued its mandate to serve Different Barangays of Lipa City. Coconut Producers Bank, De- Outstanding Cooperatives in the members with its various fi- Originally, it was discussed that partment of Trade and Indus- Northern Mindanao under the nancial needs, and to bring to ten (10) surrenderees per baran- try, in 1997. It expanded its Credit Category. Not resting on reality the dream of Fr. Ernesto gay could be sponsored by each social services for members by their laurels, they envisioned O. Javier, S.J., but also shar- cooperative, however, due to the offering a PABAON to the RE- for more and worked for more. ing the vision of the entire co- heartfelt concern of the mem- TIREE PROGRAM and Death In the same year, new product operative sector in Cagayan de bers of the council, the coops Aid Contributions. XUCCCO line named Micro-Enterprise Oro City to find meaning and sponsored more than they were affiliated and invested with Assistance Loan (MEAL) was reason as truly the cooperative asked for. Philippine Federation of Credit introduced. This was intended capital of the region. Cooperative Mindanao League to help members whose spous- The drug testing activi- (PFCCO-ML), practicing the es or adult children do not have ties were conducted in several cooperative principle of coop- a reliable source of income. Cooperativism Con- Barangay Halls on July 27, Au- eration among coops. gust 4, August 15, September In 2000, CDA awarded XUC- tinues to Spread 23, September 30, and Novem- In 1998 XUCCCO obtained a CCO as the First Runner-up in ber 10, 2017 which were gladly Taxpayer Identification Num- the Search for Most Outstand- Wildfire of Hope in received by the Barangay Coun- ber (TIN) 004-995-737 from ing Cooperatives in 2000 for cils. the Bureau of Internal Revenue the Province of Misamis Orien- Region IV (BIR). Its members have dou- tal/Cagayan de Oro City under from p22 Each drug testing ses- bled from 247 in 1988 to 529 the Credit Cooperative. sion was done with an atmo- in 1998. Its assets grew from In support of President sphere of hope and yet a fear- 352,000 to 13.5 million in 1998 Even if their operation is on Duterte’s Campaign against ful one as relatives and friends and in 118 million in 2009. The credit and savings, they do not drugs, Strengthening the Im- gathered on sites to support members’ capital also reached fall short of being concerned plementation of Barangay Drug their special someone to under- a record high at 58.7 million. for the community. XUCCCO Clearing Program of Lipa City go the testing. It was no easy The cooperative has already started its community involve- was launched through the Dan- task for the Police Officers, nor proven its worth as a strong ment through community out- gerous Drug Board Regulation to the members of cooperatives pillar of membership’s sustain- reach in Lumbia Prison and No. 3 Series of 2017. It was con- to give the bad news that a rela- able source of alternative funds expanded its community out- ducted to completely free the tive or a friend was still positive; which was envisioned by Fr. reach at House of Hope in drug surrenderees while those Continue to p31 Lumbia and San Antonio Parish page 30 CDA Financial Service @phcoops PH Cooperatives Feature When Small One of those initiatives tance, love, care, and compas- Cooperativism Con- was a Resolution made by the sion. Southern Tagalog Cooperative Things Do tinues to Spread Development Council (StaRC- One of the major events DC) urging the Cooperatives in in Region IV of such theme is the Great Magic Wildfire of Hope in Region IV to Provide Assistance Gift Giving Activity for the Indig- Cortes MPC has been to Marawi Victims through the enous People (IP) in San Jose, involved as Member in the Ba- Region IV Allotment of at least Ten Percent Occidental Mindoro which bene- rangay Development Council from p30 of the Cooperatives’ Community fitted more than 200 Mangyans. and other barangay commit- Development Fund (CDF). tees, i.e. Barangay Peace & but as each surrenderee was Through the sponsorship tested, the lighter it felt for those Order Committee, Barangay On its third Quarterly of the Cooperative Development Council for Child Protection, hoping for the betterment of the Meeting held last September 29, Authority – Calamba Extension City. Those who were still posi- Barangay Disaster Risk Re- 2017, it has adopted the scheme Office; Municipal Cooperative duction Management Council, tive certainly paid the price, but originated by the Province of Development Council (MCDC) of they were in for a change as well among others. These helped Batangas on providing assis- San Jose, Occidental Mindoro, improved the implementation once they served their sentence tances. Through the help of the headed by their Chairman, Jo and embraced the consequenc- of BLGU projects/programs CDA’s field Cooperative Devel- Mallari; Provincial Cooperative and activities in the area. It es of their deeds through proper opment Specialists and Cooper- Development Council (PCDC) counselling and City interven- forged a MOA with the Sang- ative Development Councils all of Cavite headed by Mr. Alvin guniang Barangay for disaster tions. over the regions, the resolution Mojica; CCDC of Imus, Cavite, As for the surrenderees who did preparedness. A recipient of was spread out like a wild fire Likhang Caviteño, headed by the KALAHI-CIDDS Project, it give up hope and pursued pos- to the cooperatives which has Ka Rodring Camia, the IP ben- itive change in their lives, they operated and maintained the been received positively. eficiaries received delicious and project responsibly that gained were freed at last and started a nutritious cooked foods, grocery new and clear path for better- citation from the Barangay The cooperatives since items, slippers, and health kits. LGU being an active partner in ment. then remitted assistances to The way to the Mangyan The generosity of the cooper- all barangay endeavors. the STaRCDC’s account which Community was long, slippery, Lastly, it has successfully par- atives in Lipa City benefitted would be collected up until and steep, but the team pursued 1,556 surrenderees. On top of ticipated in the Search for CDA the first Quarter of 2018. For on; garnering sheer determina- GAWAD PARANGAL 2017 of the sponsorship, the Cooper- the Batangas Province alone, tion to provide their simple gifts atives Council also provided which it garnered the 3rd BEST PhP716,984.59 was collected to their fellow Filipinos. Upon COOPERATIVE under the funds on the promotion of the from 189 cooperatives while oth- reaching the community, the activity. Provision of tarpaulin Small Category. er provinces are yet to finalize Mangyans were all smiles and At present, Cortes MPC contin- was agreed to support the Drug their ever increasing list of co- welcoming to everyone which Free Program. ues to exert effort in achieving operative assistances to Marawi completely erased the exhaus- its vision, mission and goals. It victims. tion of the cooperative team. places in the forefront the wel- Marawi Victims Will Never Be The gift giving was suc- Forever Victims fare of its members and prior- The amount collected cessfully conducted on March itizes help to the poorest and would certainly go to an import- 31, 2017 by the pool of repre- The news about Marawi siege the most vulnerable groups of ant cause to serve the people sentatives from the CDA person- the community. crashed millions of hearts as of Marawi. STaRCDC is yet to nel headed by Dir. Salvador V. fellow countrymen watched in identify the type of project to be Valeroso, Cooperative Officers Sustainability is a big vain on how much the city was provided, but the funds were and Cooperative Leaders. destroyed and pulverized by ter- challenge for the coop opera- already rolling and would go a In spite of the challenges the tion especially now that the ef- rorism. long way for those people who cooperative sector faces today, Now that the war against terror- fects of climate change is being needed the spirit of cooperativ- the impending Tax Repeal which felt more than ever. However, ism in the city was over, another ism to lighten the burden in any is still an important fight to pur- vital war is happening there - the the spirit of cooperativism is way possible. sue, the Contractualization Law raising the fervor of the officers war of survival and re-establish- Gift Giving to Indigenous which could severely affect the ment of the victims. and members. They are posi- People in San Jose, Occidental labor cooperatives, the chal- tive that together, they will be Mindoro lenges of the Medical Services able to surpass obstacles. The Cooperative Move- Cooperatives, and many others; ment, though do not have heavy The Cooperative Move- it would not sit around waiting guns and powerful weapons to This is the formula to ment as it stands to its advocacy for doomsday or to whatever the success of CMPC. Yes, fight with the Filipino soldiers, it and acts to its Vision and Mis- the future holds without under- has helped in any means possi- the coop is relatively small but sion has been providing direct taking the very essence of its the magic it created multiplies ble during and after the war. The assistances to the Indigenous existence. Because that is how housing project for the victims several folds as manifested in People, cooperatives works, the sector each of its members’ lives and was still on-going and a lot more lives and exists to help, to create of initiatives from the sector were the community it operates and Our fellow countrymen big change, and to give hope to serves. provided and being ironed out. who needed extra kind of assis- Filipinos.

ed the loss of confidence of Through the years, SPPMPC erate-Transfer (BOT) Scheme Credibility the management and massive has been continuously reaping with the Local Government withdrawal of deposits hap- recognitions as model to other Unit of Hinunangan, and a through Transpar- pened likewise, thus affected cooperatives and figured prom- credit line from LBP, SPPMPC membership. However, the of- inently in the Department of Ag- humbly built the HMC right in ency: The SPPMPC ficer with deep concern to the riculture’s GAWAD SAKA, Land the heart of the town, the first coop managed to stay on and Bank of the Philippine’s (LBP) in Region 8. Story series of ownership meetings Ginintuang Gawad Pitak and . from p24 were conducted to counter the the Cooperative Development All of these achievements were crisis. Authority’s Gawad Parangal made possible because SP- Search for Exemplary Coop- PMPC stands firm to its com- SPPMPC Training Center nd Their problems were consid- erative.Cash awards from the mitment to extend the best ser- Pension House Hinunangan ered a blessing in disguise at DA’s and LBP’s recognitions vice to its members and that Travel Access Center that time. In facing up with the were used for the construction each member will be proud of problem, the coop has more of the Training Center and pen- being a part of SPPMPC.Its Consumer Department independent collection of in- sion house and the purchase of Marketing Officer, Mr. Pablo dividuals who know what they service vehicles. Tabaranza, says it aptly, “the Farm Level Grains Center want and are united in a com- coop sustained because of its Assistance from the DA-NAFC, mon resolve to achieve their SPPMPC Chairman Vacal and credibility built through trans- a complete component dreams.The dream of the offi- Manager Edicto receive the parency.” Through good gov- of post-harvest facility. cers and the members to have Gawad Pitak Award from Pres- ernance by its able officials, its own building turnedinto real- ident Gloria Arroyo. empowered management, and These accomplishments were ity.Through its aggressive and BOT - The Hinunangan Market staff, and well informed mem- not achieved easily. A number well-enlightened officers, - SP Complex, the First in Region 8 bership, SPPMPC stands to of difficulties were encoun- PMPC has built satellite offices Through its financial partner, continue its active participa- tered particularly in the initial in the municipalities of Abuyog the Land of the Philippines tion as a cooperative and as operation period. Sometime in in Leyte and Anahawan, Mac- (LBP), the Hinunangan Mar- a partner of the government the year 1978-79, the cooper- rohon, San Francisco and Hin- ket Complex (HMC), which in progress and economic de- ative suffered from manage- dang, all of Southern Leyte. was just merely a dream for velopment of the Municipality ment problem and it resulted the constituents of Hinunangan of Hinunangan, Province of to liquidity problem due to the SPPMPC Main Office and nearby municipalities, now Leyte, the neighboring provinc- absence of check and balance. becomes a landmark of devel- es and the Philippine Coopera- This financial problem creat- Awards and Recognition opment. Through the Build-Op- tive sector in general.

CDA Financial Service @phcoops PH Cooperatives page 31