Saga Internet Accounts

Saga Internet Standard Saver

Yearly Interest Monthly Interest Date Balance Gross / AER% Gross / AER% 01/12/2017 £1+ 0.20 0.20 30/03/2017 £1+ 0.05 0.05

Saga Internet Easy Access

Yearly Interest Monthly Interest Date Balance Gross / AER% Gross / AER% £1 - £999.99 0.20 0.20 01/12/2017 £1,000 + 0.45 0.45 £1 - £999.99 0.05 0.05 30/03/2017 £1,000 + 0.30 0.30

After 12 months the account will automatically change to a Saga Internet Standard Saver Account which as of the 01 December 2017 currently pays 0.20% gross/AER variable.

This account is only available to existing customers

Rates correct as at 01.12.2017. Deposits in Saga Savings are held with plc. Accounts with Bank of Scotland plc include accounts with its divisions and trading names: , (IF), (BM Savings), Bank of Scotland Private Banking, Bank of Scotland Germany, Bank of Scotland Treasury, (in the Netherlands only), St.James’s Place Bank and Bank of . Some savings accounts under the AA Savings, Saga and Charities Aid Foundation brand names are also deposits with Bank of Scotland plc. We are covered by the Financial Ombudsman Service.

Saga Internet Saver (Issue 21)

Yearly Interest Monthly Interest After 12 First 12 months After 12 months First 12 months months Date Balance Gross / AER% Gross / AER% Gross / AER% Gross / AER% £1 - £999.99 0.20 0.20 0.20 0.20 01/12/2017 £1,000 + 0.95 0.20 0.95 0.20 £1 - £999.99 0.05 0.05 0.05 0.05 03/02/2017 £1,000 + 0.80 0.05 0.80 0.05

Minimum opening deposit must be for at least £1,000. The ongoing balance can drop below £1,000 but every day the balance remains below £1,000 the variable interest rate as of 01 December 2017 (0.20% gross / AER variable) will apply.

After 12 months, all accounts revert to the variable rate without bonus irrespective of balance. As of 01 December 2017 this is 0.20% gross / AER variable.

From 3 February 2017 this account is only available to our post bonus customers.

Rates correct as at 01.12.2017. Deposits in Saga Savings are held with Bank of Scotland plc. Accounts with Bank of Scotland plc include accounts with its divisions and trading names: Halifax, Intelligent Finance (IF), Birmingham Midshires (BM Savings), Bank of Scotland Private Banking, Bank of Scotland Germany, Bank of Scotland Treasury, Lloyds Bank (in the Netherlands only), St.James’s Place Bank and Bank of Wales. Some savings accounts under the AA Savings, Saga and Charities Aid Foundation brand names are also deposits with Bank of Scotland plc. We are covered by the Financial Ombudsman Service.

Saga Internet Saver (Issue 20)

Yearly Interest Monthly Interest After 12 First 12 months After 12 months First 12 months months Date Balance Gross / AER% Gross / AER% Gross / AER% Gross / AER% £1 - £999.99 0.20 0.20 0.20 0.20 01/12/2017 £1,000 + 0.90 0.20 0.90 0.20 £1 - £999.99 0.05 0.05 0.05 0.05 23/08/2016 £1,000 + 0.75 0.05 0.75 0.05

Minimum opening deposit must be for at least £1,000. The ongoing balance can drop below £1,000 but every day the balance remains below £1,000 the variable interest rate as of 01 December 2017 (0.20% gross / AER variable) will apply.

After 12 months, all accounts revert to the variable rate without bonus irrespective of balance. As of 01 December 2017 this is 0.20% gross / AER variable.

From 23 August 2016 this account is only available to our post bonus customers.

Rates correct as at 01.12.2017. Deposits in Saga Savings are held with Bank of Scotland plc. Accounts with Bank of Scotland plc include accounts with its divisions and trading names: Halifax, Intelligent Finance (IF), Birmingham Midshires (BM Savings), Bank of Scotland Private Banking, Bank of Scotland Germany, Bank of Scotland Treasury, Lloyds Bank (in the Netherlands only), St.James’s Place Bank and Bank of Wales. Some savings accounts under the AA Savings, Saga and Charities Aid Foundation brand names are also deposits with Bank of Scotland plc. We are covered by the Financial Ombudsman Service.

Saga Internet Saver Stage 2 (Issues 1- 13)

Yearly Interest Monthly Interest After 12 months After 12 months Date Balance Gross / AER% Gross / AER% 08/12/2016 £1+ 0.25 0.25

Rates after 12 months only

Saga Online Base Rate Tracker Account

Yearly Interest Monthly Interest First 12 After 12 months After 12 months First 12 months months Date Gross / AER% Gross / AER% Gross / AER% Gross / AER% 01/12/2017 n/a 0.25 n/a 0.25 01/09/2016 1.25 0.05 1.24/1.25 0.05 01/04/2009 1.50 0.25 1.49/1.50 0.25 02/03/2009 2.00 0.75 1.98/2.00 0.75 02/02/2009 2.50 1.25 2.47/2.50 1.24/1.25 10/12/2008 3.00 1.75 2.96/3.00 1.74/1.75

Rates correct as at 01.12.2017. Deposits in Saga Savings are held with Bank of Scotland plc. Accounts with Bank of Scotland plc include accounts with its divisions and trading names: Halifax, Intelligent Finance (IF), Birmingham Midshires (BM Savings), Bank of Scotland Private Banking, Bank of Scotland Germany, Bank of Scotland Treasury, Lloyds Bank (in the Netherlands only), St.James’s Place Bank and Bank of Wales. Some savings accounts under the AA Savings, Saga and Charities Aid Foundation brand names are also deposits with Bank of Scotland plc. We are covered by the Financial Ombudsman Service.