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Company Profile Second Quarter 2021

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Company Profile Second Quarter 2021 Chubb Limited Chubb Group Company Profile Bärengasse 32 1133 Avenue of the Americas CH-8001 Zurich New York, NY 10036 Second Quarter 2021 Switzerland Tel: +1 212.827.4400 Six months ended June 30, 2021 Tel: +41 (0)43 456 76 00 NYSE: CB chubb.com Overview Balanced, Diversified Leader Chubb is the world’s largest publicly traded — A global leader in traditional and specialty property and casualty insurer, providing P&C coverage for industrial commercial and commercial and personal property and casualty mid-market companies insurance, personal accident and supplemental — The largest commercial lines insurer in the health insurance, reinsurance and life insurance U.S. and one of the largest financial lines — As an underwriting company, we assess, writers globally. assume and manage risk with insight and — The leading personal lines insurer for discipline America’s successful individuals and families and a large personal lines provider globally — We service and pay our claims fairly and promptly — A global leader in personal accident and supplemental health insurance — Chubb operates in 54 countries and territories, — A P&C reinsurer approximately 31,000 employees serving a diverse group of clients worldwide — An international life insurer focused on Asia Financial Snapshot (FY 2020) Premium Distribution by Product* 3% Global Reinsurance Gross premiums written $41.3 billion Agriculture 4% Global A&H Large Corporate Commercial P&C Net premiums written $33.8 billion and Life 20% 14% 3% Global Reinsurance Net income $3.5 billion Agriculture 4% Global A&H Large Corporate Commercial P&C Personaland Life 19% 20% Core operating income $3.3 billion Lines 14% 27% Middle Market/ Small Commercial P&C P&C Combined Ratio 13% Personal 19% LinesWholesale Specialty 27% Middle Market/ Commercial P&C Small Commercial P&C *YTD 2021 net premiums13% written 96.1% 2012 93.9% 94.7% WholesaleBermuda/Canada Specialty 93.9% Commercial P&C * GeographicLatin America Sources6% of Premium 2013 88.0% 90.6% 90.6% 6% 88.7% 88.6 Asia 2014 87.7% 88.0% 1 % 87.7%87.4% 1 11% 1 89.2% Bermuda/Canada 88.0% 1 2015 87.4% 87.6% 86.7% 85.3%1 Latin America 6% United 6% 60% 2016 88.7% States Europe, MiddlAsiae 17% 2017 94.7% East & Africa 11% 2018 90.6% 60% United States 2019 90.6% Europe, Middle 17% East & Africa 2020 96.1% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2021 88.6% YTD 1 Combined ratio excluding Current accident year P&C combined ratio excluding *YTD 2021 gross premiums written catastrophe losses. catastrophe losses. Disciplined Underwriting Culture 2017 87.6% 2018 88.0% — Five-year (2016–2020) average P&C combined 2019 89.2% ratio: 92.1% 2020 86.7% — Our consistent underwriting performance provides stability for customers and shareholders 2021 85.3% Balance Sheet Strength (As of June 30, 2021) 1 — Total assets of $197.2 billion Current Ratings — Total capital, which reflects our capacity to take on risk, of Rating Agency Financial Outlook $75.3 billion Ratings Strength Rating AA Stable — Net loss reserves of $54.6 billion back our policyholder commitments S&P — Book value, or shareholders’ equity in the company, is $60.1 billion AM Best A++ Stable — Total investments of $121.4 billion are predominantly investment- Fitch AA Stable grade fixed income securities Moody’s Aa3 Stable Claims and Engineering 1Ratings apply to Chubb’s core operating insurance companies as of July 6, 2021. For ratings of individual insurance companies, see Investor Information on — Claims handling service renowned for its quality, promptness investors.chubb.com. and fairness — Industry-leading loss control services and more than 400 risk engineering professionals serving commercial clients in the U.S. and globally — Residential risk consulting and appraisal services Chubb Leadership North America Evan Greenberg Field Operations Chairman and Chief Executive Officer Christopher Maleno Chubb Group Major Accounts John Keogh Matthew Merna President and Chief Operating Officer Middle Market Chubb Group Benjamin Rockwell John Lupica Personal Risk Services Vice Chairman, Chubb Group Frances D. O’Brien President, North America Insurance Westchester Paul J. Krump Scott Meyer Vice Chairman, Chubb Group Chubb Bermuda Global Underwriting and Claims Judy Gonsalves Juan Luis Ortega Agriculture Executive Vice President, Chubb Group Scott Arnold President, Overseas General Insurance Small Business Timothy Boroughs Jeffrey Updyke Executive Vice President, Chubb Group Chief Investment Officer International Peter Enns Europe, Middle East & Africa Executive Vice President, Chubb Group Chubb Global Markets Chief Financial Officer David Furby Rainer Kirchgaessner Asia Pacific Executive Vice President, Chubb Group Paul McNamee Global Corporate Development Officer Latin America Sean Ringsted Marcos Gunn Executive Vice President, Chubb Group Far East Chief Risk Officer and Chief Digital Officer Diego Sosa Joseph Wayland Accident & Health Executive Vice President, Chubb Group General Counsel Global Accident & Health Joe Vasquez Julie Dillman Senior Vice President, Chubb Group Combined Insurance Global Head of Operations Richard L. Williams, Jr. Michael Smith Chubb Life Senior Vice President, Chubb Group Russell Bundschuh Global Claims Officer Reinsurance Chubb Tempest Re Group James Wixtead This document contains non-GAAP financial measures. For a reconciliation to the most For more information, visit chubb.com directly comparable GAAP measures visit Chubb’s Q2 2021 Financial Supplement. ©2021 Chubb.
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