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Volume 104 | No. 40 Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE

October 6 – 12, 2017 A healthy swing at Congress

What was going on in Health care the Chattanooga in 1967? focus of MD, Saturday, Oct. 7 Jaycees met at the Down- triathlete’s run towner to make plans for the Tennessee Junior Miss for House seat Pageant here Jan. 27 at the By Nancy Henderson Tivoli  eatre. Acting under orders rowing up poor, in from U.S. District Judge a family that was of- Frank W. Wilson, U.S. ten evicted because Marshall Harry D. Man- it couldn’t pay rent, sfi eld, at 6 p.m. Friday, Dr. Danielle Mitch- promptly accepted custody ell was too young to of the Civil War railroad Gunderstand the repercussions engine,  e General, from of not being able to aff ord med- Hamilton County Sher- ical insurance until her younger iff Frank Newell in the brother’s struggle with epilepsy Wauhatchie Yards of the worsened. Louisville and Nashville “I can remember there were Railroad. times my family had to borrow Sunday, Oct. 8 money to buy my brother’s life- Denton E. Nichols, who’s saving medicines. Along with spent most of his career in a lot of the other bills that we the postal system, has been couldn’t aff ord to pay at times, formally appointed as assis- the bill to the neurologist was tant postmaster of Chat- one of them,” says Mitchell, tanooga eff ective Oct. 7, 40, a primary care physician Postmaster Frank C. Moore and owner of the Chattanooga announced Friday. Sports Institute. Some 70 regional school A few weeks after the neu- marching bands with a rologist refused to treat her combined total of nearly brother for lack of payment, 5,000 members are expect- the boy suff ered a massive ed here Saturday for the seizure in his sleep and died. annual Chattanooga Band He was one week away from his Festival at Chamberlain 13th birthday. Field, University of Chatta- Her family’s roadblocks to nooga. Al Miller is chair- life-saving health care is one man of the festival, which reason Mitchell, 40, is challeng- ing incumbent U.S. Rep. Chuck See 50 YEARS, page 16 Fleischmann, Republican, in the state’s 3rd Congressional INSIDE District mid-term race in No- vember 2018. She is running as ■ FINANCIAL FOCUS P10 a Democrat, although she says Photograph by Alex McMahan ■ REAL ESTATE P13 her “no labels” campaign com- Dr. Danielle Mitchell says the Affordable Care Act, which paid for her vascular bypass, literally saved her life. See MITCHELL, page 4

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EXECUTIVEDIRECTOR CHATTANOOGA BAR ASSOCIATION and Obama’s“imperialpresidency.” peachment, BushandCheney’sIraq gan’s Iran-Contradeal,Clinton’sim- followed Goldwatervs.Carter,Rea- did notstemthetide,forinitswake Bobby Bakerinvestigation. incident, JFK’sladyfriendsandLBJ’s man’s steelseizure,Eisenhower’sU-2 someone withahistoryofcom tremendous legalskills.She’salso remarks. Sara McManusduringheropening high, saidlocalSETLAWPresident judge. exemplary localfemaleattorneyor which theorganizationveneratesan of theBarevent,anoccasionduring on EasonduringitsannualLioness ation forWomenbestowedthehonor Southeast TennesseeLawyersAssoci Lioness oftheBar. elite groupofjuristsinbecominga Laprad David By Bar the of2017Lioness named MarcyEason pro bono work for the organization. pro bonoworkfortheorganization. to theextentandeffectivenessofher member ofLAET’sHallFamedue ment toaccessjustice.Easonisa she’s thankfulforEason’scommit- a videopreparedbeforetheeventthat Legal AidofEastTennessee,saidvia for theselectaward. firmed whyshewasaneasychoice occasion, onSept.28. which sponsoredandhostedthe event tookplaceatMiller&Martin, McManus said. made otherlawyersgreataswell,” only beenagreatlawyerbutwho’s attorneys. She’ssomeonewhohasnot who’s beenagreatmentortoyoung munity involvementandsomeone FDR’s SumnerWellessituation,Tru history. plastered onthewallsofAmerican From theNixontoTrump WhiteHouse Tower Even with its lessons, Watergate Even withitslessons,Watergate “e honoreeissomeonewith e barforreceivingtheawardis e Chattanoogachapterofthe Attorney MarcyEasonjoinsan Sheri Fox, executive director of Sheri Fox,executivedirectorof Remarks byEason’speerscon SETLAW’s 2017LionessoftheBar Prior to Watergate, there was Prior toWatergate,therewas Unchecked presidentialpowersare Chattanooga Bar Association | The Pioneer Building | Suite 420 | 801 Broad Street | Chattanooga, TN 37402TN Chattanooga,StreetBroad | 801 423-756-3222 | 420| Suite | Building Pioneer The Fax:| Association BarChattanooga | 423-265-6602 | Bar Association Bar notes from the the notesfrom

Chattanooga News and Newsand Executive Committee Steven M.Jacoway Steven William Colvin G.

PRESIDENT-ELECT Bar Association Lee Davis Lee SECRETARY PRESIDENT - - - - for Women’s Lioness of theBar award. attorneyMiller &Martin Marcy Eason accepts theSoutheast Tennessee Lawyers Association ursday, Nov.2atMiller&Martin. and theback-storyofRoevs.Wade” ecutive power,judicialappointments Trump Tower:Auniquelookatex- “From theNixonWhiteHouseto benalt willpresentaseminarentitled respond, JohnDeanandJamesRo- ahead andhowthepracticingBarcan in thehallsofpower,whatmightlie tical insightintowhat’stakingplace again. Toofferthoughtfulandprac- strictions ontheofficewillbetested Commission. Supreme Court’sAccesstoJustice She’s alsochairoftheTennessee e eventwillbeginwithregistra- Rest assuredtheconstitutionalre Honorable Christie M. M. Christie Honorable John C. Harrison John C. PASTPRESIDENT TREASURER Sell Hamilton CountyHerald - Board of Governors Barret S. Albritton S. Barret Jeffrey W.Jeffrey Maddux George G. Hixson G. George YLD REPRESENTATIVEYLD Brittany T.Brittany Faith Jimmy Rodgers Marc Harwell Marc the ruleoflaw,”Deansays. orate yourpassionasachampionof your civicconsciousnessandinvig discussion isguaranteedtostimulate but your enjoyment of thisfascinating book signingwillfollowit. credits. Attendees willearnthreedualCLE non-members canattendfor$250. Chattanooga BarAssociationis$200; at 8:30.ecostformembersofthe tion at8a.m.;theseminarwillbegin everything to the people at Legal everything tothepeopleatLegal the challengesweface,whichmeans Sheri FoxSheri “e future might be uncertain, “e futuremightbeuncertain, A Q&Awillendtheseminar;a “Marcy gets it. She understands “Marcy getsit.Sheunderstands

Photograph by David Laprad The Honorable Pamela The Pamela Honorable JUDICIAL REPRESENTATIVEJUDICIAL Ex-Officio Member Fleenor - offer insightintothefollowingtopics: dency andthecourtswillcombineto powers: Background andexecutive trial lawyer I know,” he said “A few trial lawyerIknow,”hesaid“Afew take lightly. organizational skills,whichhedoesn’t work magicincases.” ble abilitytoallowherkindness was reallynice.’Marcyhasanincredi the depositionroom,he’ssaying,‘She disemboweled hiscase,ashe’sleaving lawsuit.’ We havenoideawhywefiledthis think you’vebreachedthiscontract. makes thewitnesssay,‘Wedon’t like shedoesaJedimindtrickthat so whenitcomestimetotestify,it’s he andMarcyhavebuiltarapport, made anumberofallegations,but fendant orplaintiffcompany,andhe’s two dozenguests. stirring laughteramongthegroupof the otherside’switness,”saidLee, there. Everyonelikesher,including a deposition,she’sthenicestperson with kindness.Whenyouwalkinto kill theotherside’scaseorwitnesses prowess. of gentlenessandexceptionallegal glimpse atthehonoree’sfamedmix Martin forover30years,offereda Eason haspracticedlawatMiller& earned thishonor.” said. “Congratulations,Marcy;you’ve the battleforaccesstojustice,”Fox Aid, whoareonthefrontlinesof encyclopedic knowledgeofthepresi presidential powersandRobenalt’s application (andmisapplication)of 1.13? House counselunderModelRule www.chattanoogabar.org “Marcy is the most organized “Marcy isthemostorganized Lee alsospokewellofEason’s “And eventhoughMarcyhas “He couldbetheCEOofde “Marcy hasanuncannyabilityto Attorney ChuckLee,withwhom Dean’s direct knowledge of the Dean’s directknowledgeofthe n n Reporting Up:alawyer’sobliga- Who’s theclientforWhite www.hamiltoncountyherald.com See See page 3 page EASON, page 3 page CLE,

- - - 3

| CHATTANOOGA BAR ASSOCIATION - October 6 – 12, 2017 October Source: CBA Robenalt teaches and instructs Using Dean as fact witness and Robenalt with foster parents in March 2012 because one of the children, an infant, was severely mal- nourished. By July 2012, the children’s mother was cooperating with DCS and complying with a permanency plan that set the goal for the children as reunification with their mother or another relative. The mother continued to comply with the permanency plan for the next 16 months that the children were in foster care. On the day the children were scheduled to begin a trial home visit with the mother, July 31, 2013, the foster parents filed a petition in circuit court seeking to terminate the mother’s parental rights and to adopt the children. After the foster parents filed their petition in circuit court, the juvenile court, which had maintained jurisdiction over the dependency and neglect proceeding, ordered DCS to place the children with the mother for the trial home visit. The circuit court trial on the foster parents’ petition did not occur until Sept. 2015. By that time, the children had resided with the mother on a trial basis for two years without incident. The moth- er, DCS and the guardian ad litem appointed by the juvenile court in the dependency and neglect proceeding opposed the foster parents’ petition. The foster parents and a guardian ad litem appointed by the circuit court sought ter- mination of the mother’s parental rights. After the multi-day trial, the trial court dismissed the petition, finding that the foster parents had proven a ground for termination by clear and convincing proof but had failed to establish by clear and convincing proof that termination is in the children’s best interests. The foster parents appealed and the Court of Appeals reversed. We granted the mother’s application for permission to appeal and now reverse the judgment of the Court of Appeals and reinstate the trial court’s judgment dismissing the foster parents’ petition. We con- clude that the trial court correctly determined that the proof does not amount to clear and convincing evidence that termination of the mother’s parental rights is in the children’s best interests. and Mystery of America” (Kent State University Press, 2004) and “e Harding Affair: Love and Espionage During the Great War” (Palgrave, 2009). on the legal ethics and the repre sentation of an organization under Model Rules 1.13 and 1.6. He also is a recognized leader in judicial reform in Ohio. Watergate as a case study, Dean and Robenalt have developed fast-paced interactive programs that explore the duties of an attorney representing an organization when wrongdoing is uncovered. - Photographs provided Photographs

Tennessee Appellate Court Opinions Court Appellate Tennessee Robenalt is a partner and former Robenalt is the author of two State of Tennessee v. Anthony L. Moore Case number: W2016-02601-CCA-R3-CD Authoring judge: Judge James Curwood Witt, Jr. Originating judge: Judge Donald H. Allen The defendant, Anthony L. Moore, moved the trial court, pursuant to Tennessee Rule of Crimi- nal Procedure 36, to correct a clerical error with regard to the reflection of pretrial jail credits on the judgment for his 2000 Madison County Criminal Court jury conviction of aggravated burglary. Discerning no error, we affirm. Michael Lee Givens v. Tristine Ann Givens Case number: E2016-00865-COA-R3-CV Authoring judge: Judge D. Michael Swiney Originating judge: Judge W. Jeffrey Holling- sworth Michael Lee Givens (“Husband”) sued Tristine Ann Givens (“Wife”) for divorce. The case was tried, and the Circuit Court for Hamilton County (“the Trial Court”) entered its order on Jan. 12, 2016, inter alia, granting a divorce and distributing the marital property. Wife appeals raising issues regarding the classification and distribution of the marital property. We find and hold that the Trial Court erred in categorizing the real property located on Taggart Drive (“Taggart”) as Husband’s separate property. We, therefore, modify the categorization of Taggart to reflect that Taggart is marital property and remand this case for an equitable distribution of the marital estate taking Taggart into account as a marital asset. We affirm the remainder of the Trial Court’s judgment. In Re Gabriella D., Et Al. Case number: E2016-00139-SC-R11-PT Authoring judge: Justice Cornelia A. Clark Originating judge: Judge L. Marie Williams The Tennessee Department of Children’s Services (“DCS”) removed three children from the custody of their parents and placed them John Dean was counsel to President Richard Richard President to counsel was John Dean scandal. during the Watergate Nixon chair of the business litigation group at ompson Hine’s Cleveland, Ohio office. He has won big verdicts for clients, including Avery Dennison ($81 million jury verdict on inter national espionage case) and Solvay Pharmaceuticals ($68 million arbi- tration award on drug co-promotion agreement). non-fiction books dealing with the American presidency: “Linking Rings: William W. Durbin and the Magic - - - - Hamilton County Herald County Hamilton What Trump can learn fromWhat Trump aspects ofAnalysis of political n n Cammon also noted Eason’s belief Before becoming counsel to theBefore becoming counsel Dean did his undergraduate Attorney Lauren Sherrell of “is is a great honor. It becomes Eason was in good company as she Eason concentrates her practice Dean recounted his days in the He lives in Beverly Hills, Cali- which includes her husband, David, owner of Industrial Wood, as well as a number of “beautiful children and grandchildren.” that attorneys are duty-bound to help others. “When you are successful in an area, she believes you have an ob Powell and William Rehnquist: Powell and Nixon’s appointment of Justices Lew of Justices Nixon’s appointment Supreme Court nominations States in 1970president of the United chief minorityat age 31, Dean was Committeecounsel to the Judiciary Representatives,of the U.S. House of a law reformassociate director of deputycommission and associate the U.S. He servedattorney general of as Richard Nixon’s White House lawyer for 1,000 days. studies at Colgate University and the College of Wooster, with majors in English literature and political science. He received a graduate fel ligation to bring other people along,” she said. “Marcy, you are one in a million. Congratulations. We love you dearly.” O’Shaughnessy & Carter then pre- sented the Lioness of the Bar award – a weighty amber and red colored glass flame – to Eason. even more meaningful as I look at the women who preceded me. Know that each of you is special and has taught me something,” Eason said. “Watch out because now I’m part of the den. Let’s do wonderful things together.” took the award. Previous recipients included the late Selma Cash Paty, Baker Donelson attorney Virginia Love and Hamilton County Circuit Court Judge Marie Williams. Love and Williams were present to see Eason join them. in the area of civil litigation and has handled trials and appellate work in both federal and state courts. Her areas of representation include prod uct liability, financial institutions, insurance coverage (insurance and bond) and more. is Powell and William Rehnquist is Powell lowship from American University to study government and the presidency before entering Georgetown Univer- sity Law Center, where he received his JD in 1965. Nixon White House and Watergate in two books: “Blind Ambition” (1976) and “Lost Honor” (1982). fornia, with his wife, Maureen, and now devotes his time to writing and lecturing, having retired from his career as a private investment banker. He’s working on his 12th book, which returns to Watergate and is based on material only recently made available. - Read Sam Stockard’s reports on state politics (and reports Stockard’s Sam Read in the Herald. politicians) each week From page 2 From From page 2 page From

How presidents select and vet e Harry Blackmun appoint- e unexpected consequences of Will President Trump employ Pre-Watergate unchecked presi- Post-Watergate unchecked pres- Checking President Trump’s Was Nixon correct when he sad,Was Nixon correct David Sout- Why former Justice Reporting Out: when crime or Out: when crime Reporting ProspectUnderstanding the

n n n n n n n n n n n “I don’t know why she has a door. In closing, Lee said he’s been Tonya Cammon, an attorney with “I thought if we could attach that Finally, Lee complimented Eason’s “No one at Miller & Martin is EASON CLE potential justices ment Blackmun’s selection Nixonian hardball tactics to shape theshape to hardball tactics Nixonian U.S. Supreme Court? dential powers idential powers powers in general and his influence on the Supreme Court specifically “When the president does it, that“When the president means it’s not illegal.” these issues areer says understanding as guardiansimportant for attorneys of the Constitution fraud can’t be stopped eory ple to come in and ask her questions – and she always helps. We should take it and use it else- where.” fortunate to have practiced along- side Eason for 33 years and feels the award is well deserved. Grant Konvalinka & Harrison, spoke of her admiration for Eason’s family, years ago, we were asked to submit a request for proposal to a client for whom we hadn’t done any work for a long time. I vaguely remembered that we had received a letter from the client’s in-house attorney compli- menting the great job we did. letter to our proposal, his successor could read about how well we did and we’d get the work. So, I went to Marcy’s office and asked her if she remembered the letter, and she said, ‘Yes, it’s there on that shelf.’ at’s how she is with everything.” open-door policy for attorneys who need her help. more helpful to the young lawyers and others at our firm than Marcy,” he said. “When you walk down the hall at the office, if I’m busy, my door will be closed. Others will be closed, too. I’ve never seen Marcy’s door closed. It’s always open to allow peo e implication for Trump of Nixon’s appointments of Lewis Selecting and vetting Supreme Court candidates: Trump’s executive power: Trump’s executive tion when an organization is involved an organization is tion when fraud in crime or www.hamiltoncountyherald.com 4 | October 6 – 12, 2017 Hamilton County Herald www.hamiltoncountyherald.com

n HCH VIEW FROM CAPITOL HILL Hamilton County Herald Politicians in no hurry to fix health care 102 years of service We don’t need no stinkin’ states that refused to expand He fi gures if the governor Telephone 423-602-9270 special session on Medicaid Medicaid and take advantage could call a special session in Fax 423-602-9269 expansion. of federal funds as part of the September 2016 to revise DUI 735 Broad Street Suite 406  at’s pretty much the Aff ordable Care Act. Fitzhugh laws to ensure the state col- Chattanooga, TN 37402 Republican response to House and other Democratic leaders lected $60 million in highway – CHATTANOOGA – Democratic Leader Craig contend the state has allowed funds, he could do the same David Laprad Fitzhugh’s call for Gov. Bill more than $3 billion to go else- with a much more important Editor [email protected] Haslam to bring lawmakers Sam Stockard where while Tennessee tries issue. back to Nashville after the to fi gure out what to do with “Hospitals are the economic Dianna Chambers Graham-Cassidy bill failed in [email protected] about 290,000 people who fall engines of our communities, Display Advertising [email protected] Congress. into a gap between TennCare providing good jobs and health 615-254-5522 It was the third iteration Fitzhugh, a 2018 guberna- and Obamacare. care. It is imperative that we torial candidate. He accuses Julia Warren of repeal and replace for the Fitzhugh points out states as the representatives of the Foreclosures, Public Notices Aff ordable Care Act to fail in Congress of wasting years and refusing to expand Medicaid people of Tennessee step up [email protected] Congress. billions of dollars with partisan are seeing insurance options and do what is best for our 901-521-1196 “Once again, the Aff ordable bickering, all leaving the health shrink, hospitals close and citizens,” Fitzhugh says in a Donna Gosnell Care Act has been confi rmed of Tennessee families at risk. millions of people go uninsured Circulation, Online Subscriptions Tennessee is among some 20 customerservice@ to be the law of the land,” says and under-insured. See MEDICAID, page 5 hamiltoncountyherald.com 615-254-5522 MITCHELL From page 1 two women who were com- – CORPORATE OFFICES– ing across the fi nish line,” she 193 Jefferson Ave. mittee is composed “of Repub- Memphis, TN 38103 recalls. licans, Democrats and indepen- “One of them was so spent, Eric Barnes dents, all coming together with Publisher, CEO and she trips and falls and she’s [email protected] the idea that we are creating fl opping around on the ground. better people policy and taking Lyle Graves And then this other woman Associate Publisher, care of our communities.” comes in who’s gonna end up Executive Editor Originally from Oregon, [email protected] placing in front of her, and Mitchell became self-con- she trips and falls. And they’re Pam Mallett scious about her weight when both fl opping around. And one Chief Financial Officer third-grade classmates started [email protected] of them fi gures out that she bullying her. Married at 21, can crawl, and literally crawls Member of: she became complacent about across the fi nish line. I still get Tennessee Press Association being nearly 200 pounds, even goose bumps. National Newspaper Association as she vowed to pursue a stable “But I remember yelling American Court & Commercial career in medicine and help Newspapers through all this and thinking, others take care of their health. Photograph by Alex McMahan ‘I’m gonna do that one of these While training more than “Absolutely everybody is a walking pre-existing condition,” Mitchell explains. days.’” 120 hours a week during her “We all age.” Two years later, Mitchell surgical residency in Cali- completed her fi rst Iron Man fornia – her goal was to be a care – Mitchell participated pect of helping patients regain in a procedure to reattach a function of their limbs, but she triathlon in Couer d’Alene, hand and facial reconstructive Idaho, and went on to fi nish surgeon specializing in trauma 17-year-old girl’s severed hand. was also exhausted and, at 250 She was thrilled with the pros- pounds, morbidly obese. fi ve more. “Talk about feeling weird,” Determined to incorpo- Subscription $15 per year she explains. “You’re a plastic rate athletic wellness into her By mail treatment approach, she did a Single copy • 50 cents surgery resident, so you’re one-year fellowship in primary Postmaster send around an immense amount of vanity. You’re counseling care sports medicine before changes of address to: practicing in Salt Lake City, a Hamilton County Herald somebody about abdomino- P.O. Box 3008 plasty and here you are, 100 haven for outdoor pursuits. Memphis, TN 38173 pounds overweight. It created In 2012, she landed her fi rst Hamilton County Herald this really interesting paradox.” job in Chattanooga as head USPS #120710 In “one of those fi rst points team physician for a major published weekly by health care chain. But the Hamilton County Herald, LLC., in my life where I learned the importance of being coura- company was more focused on Periodicals Postage profi ts than patients, she says, paid at geous enough to take a risk,” Chattanooga, Tennessee Mitchell resigned from her and she felt frustrated and an- Material published in the Hamilton County job training, joined Weight gry. So, she quit her job, bought Herald is compiled at considerable expense and is a parcel of land on Access for the sole and exclusive use of our subscribers. Watchers, switched to a focus Road, and started building her The contents of the Hamilton County Herald on family practice, and started may not be republished, resold or reproduced a new residency in Minnesota. own clinic. in any manner, in whole or in part without the  e Chattanooga Sports consent of the publisher. Any infringement may She lost 30 pounds within a few be subject to legal redress. months. Institute opened in November The records contained in the Hamilton Coun- After that, she joined a 2013.  e lobby walls tell the ty Herald are taken from those fi led in the public story of Mitchell’s own fi tness record and do not necessarily refl ect the fi nancial biking group. She was often the standing of the parties involved. Care is taken to last one to fi nish a ride, but her adventures: a pair of plus-size publish suits, judgements, other documents buddies never failed to circle gray pants that are now far too exactly as they appear in the public record. large for her, Iron Man posters However, the Hamilton County Herald assumes back and cheer her on. no liability for errors or omissions. Persons who “ at meant the world to and photos and a black T-shirt rely solely on these contents do so at their own me,” she recalls. “When you’re that irreverently reads “Ask risk. Your Doctor If Getting Off Any explanation of these items, as well as struggling with an unhealthy correction of any erroneous information, will be lifestyle and carrying extra Your Ass is Right for You.” published upon timely notifi cation by proper weight, that positive support Health magazines, from correspondence. “Cooking Light” to “Road Bike The editors are responsible for the writing and encouragement that you and display of the news, data and features in this get from people is huge.” Action,” are stacked high on newspaper. If you have a question or suggestion, the coff ee table, while tomato you may call during normal business hours. In 2007, she watched an Iron Man competition on TV and plants and other mini-crops – Susanne Reed, General Manager grow outside the front door. 423-602-9270 found herself riveted to the [email protected] screen. “I can remember these See MITCHELL, page 12 www.hamiltoncountyherald.com Hamilton County Herald October 6 – 12, 2017 | 5 Chamber board elects new president & CEO e Chattanooga Area Chamber efforts in workforce readiness and for She is a member of the Chambers for strides in workforce readiness, Chat- of Commerce board of directors has the development of that city’s down- Innovation and Clean Energy advisory tanooga 2.0, diversity and business elected Christy Gillenwater as its pres- town. council and the Indiana INTERNnet growth. Building on these accomplish- ident and CEO. She will assume the Gillenwater has been engaged in board of directors. She was selected ments while adding new priorities position in December. nearly $6 billion in economic develop- nationally for the Education At- will be a great task for our staff and Gillenwater has been president ment projects in Southwest Indiana. tainment’s Division Fellowship for member leadership. We’re fortunate and CEO of the Southwest Indiana She co-led Evansville’s branding part- Workforce Initiatives and was named to have a leader with Christy’s experi- Chamber of Commerce in Evans- nership, which built a new Chamber the 2017 Indiana Chamber Executive ence and background to lead us in this ville, Indiana, since 2013. Prior to her brand to align its value recognition of the Year. work.” current position, she was president and business community. She has ex- Larry Buie, chairman of the Chat- Gillenwater earned her Bachelor and CEO of the Greater Bloomington perience in public policy and Chamber tanooga Area Chamber of Commerce, of Science in Public Affairs at Indiana Chamber of Commerce in Bloom- advocacy, and has worked with state says, “Our transition committee is University and her MBA from Ball ington, Indiana, from 2005 until her and regional elected officials. pleased with the selection of Christy, State University. She and her family present position. Gillenwater serves on the board and our board is confident she will are current residents of Evansville, During her most recent work in of directors of the Association of guide our Chamber and business Indiana, and will be moving to the Evansville, Gillenwater increased Chamber of Commerce Executives community to new leading roles in the Chattanooga area by the end of the membership, led diversity and inclu- and is a member of the U. S. Cham- southeast. year. sion initiatives, and launched new ber of Commerce Committee of 100. “Our Chamber has made great Source: Chattanooga Area Chamber of Commerce

MEDICAID From page 4 skyrocket to a point where more than $1,430 from $725, the middle class can no longer “… I don’t think calling the Legislature in according to the Sycamore statement. afford coverage. Institute’s analysis of federal It must be noted the special “Medicaid expansion has for a special session is a wise way to go.” filings. session a little more than a been an abysmal failure for Beth Harwell, House Speaker and gubernatorial candidate on the Haslam acknowledges insur- year ago dealt more with the those states that have partici- prospect of calling a special legislative session to deal with ers have “priced some uncer- Medicaid expansion House dismissal of beleaguered pated. Here in Tennessee, we tainty” into their premiums, and now-former Rep. Jeremy are committed to improving scourge over the summer. Sycamore Institute. the problem Alexander and Durham for sexual misconduct the health and quality of life for Yet the lack of Medicaid About two-thirds of those Democratic Sen. Patty Murray than anything else, which made all Tennesseans through free expansion is an abysmal failure increases are attributed to have been trying to attack. it a lot more interesting to cov- market principles that demon- in Tennessee, too. And with uncertainty about the federal “I was hoping that would er, since sex sells better than strate real results.” Congress unable to make much cost-share reduction payments, be a step one and we could transportation dollars. House Speaker Beth Har- headway on the matter, the the institute reports. make some progress. I guess But every once in a while, well, who is making her own Republican-controlled Gener- As a result, premiums are they’re trying to resurrect that,” state lawmakers have to deal gubernatorial run, takes a al Assembly appears happier set to go up nearly 100 percent Haslam acknowledges. with tough issues. similar tack, saying instead of slinging sticks and stones than in the Memphis and Knoxville As he weighs a 2018 U.S. For the most part, they’ve holding a “wasteful” special ses- looking for solutions. regions but only 9 percent Senate run in the wake of Sen. declined to consider Medicaid sion, the Legislature should ask Haslam’s take in Greater Nashville and 50 Bob Corker’s decision to step expansion. Haslam’s special Congress to return health care percent statewide, the institute away, Haslam points out the e Republican governor, session on Insure Tennessee money to the states with no states. American people are about who drew the ire of tea party yielded little but hard feelings “strings” attached so Tennessee Monthly premiums for a as frustrated as he is with the types for his Insure Tennessee two years ago when he pro- can come up with a “better, 55-year-old non-smoker in the failure of Congress to shore up push, remains frustrated with posed a market-based plan us- more affordable program.” Greater Knoxville and Greater Washington, D.C.’s inability to ing Affordable Care Act dollars Asked about the matter be- Memphis areas would jump to See MEDICAID, page 12 come up with something that to cover the insurance gap for fore she could huddle with the might create some stability uninsured and under-insured rest of Republican leadership, within the insurance market. Tennesseans. Harwell said she might consid- He’s leery, though, of asking e matter never made it to er dusting off a 3-Star Healthy the General Assembly to come a House or Senate floor vote, plan if the federal government back to Nashville. mainly because the federal would give Tennessee the “flex- “I don’t know that (with) a funding came with the stigma ibility” to do it. special session we would get of Obamacare and fear that the e Belle Meade Republi- any different result than we got federal government would drop can adds she spoke with Gov. the last time we had a special its share of the bargain. Haslam about seeking another session,” Haslam tells reporters. President Donald Trump has waiver from the U.S. Health e moderate Haslam likes piled on, enabling Republicans and Human Services for the a bipartisan approach taken to continue their assault on state’s TennCare program, by U.S. Sen. Lamar Alexander, the Affordable Care Act, even including options for health one ensuring Congress would though Congress can’t muster savings accounts and a work fund “cost-sharing reduction” the votes to kill it. requirement. provisions as spelled out by the Consider this statement “So that might be part Affordable Care Act in which from House Majority Leader of expansion, I don’t know. federal funds go to insurers to Glen Casada of Franklin and at’s up to the governor,” she cut out-of-pocket costs such as House Majority Chairman explains. deductibles and co-insurance Ryan Williams of Cookeville: “But I don’t think calling for low-income enrollees. “As Republican leaders of our the Legislature in for a special e House of Representa- state, we want to get rid of the session is a wise way to go.” tives sued the Obama ad- disaster of Obamacare, not Harwell also says states that ministration, contending the support a broken health care expanded Medicaid are seeing payments are illegal without system that has become a drain an increase in opioid use, congressional approval. e on Tennessee families and which is one of her targets for litigation is pending, and backed insurance providers the 2018 session. uncertainty about whether the into a corner. Unfortunately, opioid abuse Trump administration will “Republicans want real is considered an “epidemic” in continue to make those pay- solutions, not political prom- Tennessee, as well. Why else ments caused BlueCross Blue- ises that would result in more would Harwell appoint a task Shield and Cigna to raise their bureaucracy, higher costs, and force to tackle it? e panel premiums a total of 21 percent drive a wedge between pa- came back with – believe it or and 37 percent statewide for tients and doctors. Obamacare not – some pretty good rec- healthcare.gov marketplace has caused insurance rates to ommendations on battling this coverage, according to the Page 6 OctoberHAMILTON 6 - October COUNTY 12, 2017 www.HamiltonCountyHerald.com H  Public Notices

Foreclosure Notices 2002041600118; conducted by Shapiro & The real property will be sold AS IS, WHERE 17, 2003, and the Deed of Trust of even date Hamilton County Ingle, LLP, having been appointed Substitute or IS, with no warranties or representations of securing the same, recorded April 24, 2003, Successor Trustee, all of record in the Hamilton any kind, express or implied, including without in Book No. GI 6641, at Page 139, in Office County Register’s Office. Default has occurred limitation, warranties regarding condition of the of the Register of Deeds for Hamilton County, NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE in the performance of the covenants, terms, property or marketability of title. Tennessee, executed by David Cayce and Janet WHEREAS, default has occurred in the WHEREAS, default has occurred in the and conditions of said Deed of Trust and the This office may be a debt collector. This Jarrman, conveying certain property therein performance of the covenants, terms, and performance of the covenants, terms, and entire indebtedness has been declared due may be an attempt to collect a debt and any described to Equititle as Trustee for Franklin conditions of a Deed of Trust Note dated conditions of a Deed of Trust Note dated and payable. information obtained may be used for that Mortgage Funding, Inc.; and the undersigned, December 20, 2004, and the Deed of Trust October 14, 2005, and the Deed of Trust Party Entitled to Enforce the Debt: Wells purpose. Wilson & Associates, P.L.L.C., having been of even date securing the same, recorded of even date securing the same, recorded Fargo Bank, N.A., its successors and assigns. Shapiro & Ingle, LLP appointed Successor Trustee by The Bank of December 28, 2004, in Book No. GI 7382, at October 20, 2005, in Book No. GI 7717, at The following real estate located in Ham- Substitute Trustee New York Mellon f/k/a The Bank of New York Page 553, in Office of the Register of Deeds Page 977, in Office of the Register of Deeds ilton County, Tennessee, will be sold to the 10130 Perimeter Parkway, Suite 400 as successor trustee for JPMorgan Chase for Hamilton County, Tennessee, executed by for Hamilton County, Tennessee, executed by highest call bidder: Charlotte, NC 28216 Bank, N.A., as Trustee for the benefit of the Ericca L. Baulding and Edmund C. Baulding, Rickey Grissom, conveying certain property Described property located at Hamilton Phone: (704) 333-8107 Certificateholders of Equity One ABS, Inc. Mort- conveying certain property therein described therein described to TRSTE II, Inc. as Trustee County, Tennessee, to wit: Fax: (704) 333-8156 gage Pass-Through Certificates Series 2003-3. to Stewart Title of Tennessee d/b/a Legal Title for Mortgage Electronic Registration Systems, Lot No. 2 of the Corrective Plate (Re- www.auction.com NOW, THEREFORE, notice is hereby given as Trustee for Compass Mortgage Inc.; and Inc., as nominee for Wachovia Mortgage Cor- subdivision of Lot No. 2) of the Walter Keith File No. 17-113089 that the entire indebtedness has been declared the undersigned, Wilson & Associates, P.L.L.C., poration, its successors and assigns; and the Subdivision as shown in Plat Book 56, Page Sept. 22, 29, Oct. 6, 2017 Fmr18419 due and payable; and that an agent of Wilson & having been appointed Successor Trustee by undersigned, Wilson & Associates, P.L.L.C., 2, In the Register’s Office of Hamilton County, Associates, P.L.L.C., as Successor Trustee, by Wells Fargo Bank, NA. having been appointed Successor Trustee by Tennessee. NOTICE OF TRUSTEE’S SALE virtue of the power, duty, and authority vested NOW, THEREFORE, notice is hereby given Wells Fargo Bank, N.A. Being the same property conveyed to WHEREAS, default has occurred in the in and imposed upon said Successor Trustee, that the entire indebtedness has been declared NOW, THEREFORE, notice is hereby given Teresa K. Stewart from Walter A. Keith and performance of the covenants, terms, and by The Bank of New York Mellon f/k/a The due and payable; and that an agent of Wilson & that the entire indebtedness has been declared wife, Mildred H. Keith dated 5129196 and conditions of a Deed of Trust Note dated Bank of New York as successor trustee for Associates, P.L.L.C., as Successor Trustee, by due and payable; and that an agent of Wilson & recorded 6/4196 in Book 4692 Page 598, November 30, 2004, and the Deed of Trust JPMorgan Chase Bank, N.A., as Trustee for the virtue of the power, duty, and authority vested Associates, P.L.L.C., as Successor Trustee, by Hamilton County records. of even date securing the same, recorded benefit of the Certificateholders of Equity One in and imposed upon said Successor Trustee, virtue of the power, duty, and authority vested Street Address: 8514 Daisy Dallas Rd, December 9, 2004, in Book No. GI 7365, at ABS, Inc. Mortgage Pass-Through Certificates by Wells Fargo Bank, NA, will, on November 16, in and imposed upon said Successor Trustee, Hixson, Tennessee 37343 Page 538, in Office of the Register of Deeds for Series 2003-3, will, on October 16, 2017 on 2017 on or about 10:00 AM, at the Hamilton by Wells Fargo Bank, N.A., will, on November Parcel Number: 074L-B-041.02 Hamilton County, Tennessee, executed by Edna or about 3:00 PM, at the Hamilton County County Courthouse, Chattanooga, Tennessee, 16, 2017 on or about 10:00 AM, at the Current Owner(s) of Property: Teresa K. J. Mitchell, conveying certain property therein Courthouse, Chattanooga, Tennessee, offer offer for sale certain property hereinafter Hamilton County Courthouse, Chattanooga, Stewart, single described to Wesley D. Turner as Trustee for for sale certain property hereinafter described described to the highest bidder FOR certified Tennessee, offer for sale certain property The street address of the above described Argent Mortgage Company, LLC; and the under- to the highest bidder FOR certified funds paid funds paid at the conclusion of the sale, or hereinafter described to the highest bidder property is believed to be 8514 Daisy Dallas signed, Wilson & Associates, P.L.L.C., having at the conclusion of the sale, or credit bid from credit bid from a bank or other lending entity FOR certified funds paid at the conclusion Rd, Hixson, Tennessee 37343, but such ad- been appointed Successor Trustee by Wells a bank or other lending entity pre-approved by pre-approved by the successor trustee. The of the sale, or credit bid from a bank or other dress is not part of the legal description of Fargo Bank, National Association, as Trustee the successor trustee. The sale is free from all sale is free from all exemptions, which are lending entity pre-approved by the successor the property sold herein and in the event of for Park Place Securities, Inc. Asset-Backed exemptions, which are expressly waived in the expressly waived in the Deed of Trust, said trustee. The sale is free from all exemptions, any discrepancy, the legal description herein Pass-Through Certificates Series 2005-WCH1. Deed of Trust, said property being real estate property being real estate situated in Hamilton which are expressly waived in the Deed of shall control. NOW, THEREFORE, notice is hereby given situated in Hamilton County, Tennessee, and County, Tennessee, and being more particularly Trust, said property being real estate situated This sale is subject to, without limitation, all that the entire indebtedness has been declared being more particularly described as follows: described as follows: in Hamilton County, Tennessee, and being more matters shown on any applicable recorded plat; due and payable; and that an agent of Wilson & All that land or parcel of land lying and being All that tract or parcel of land lying and particularly described as follows: any unpaid taxes; any restrictive covenants, Associates, P.L.L.C., as Successor Trustee, by in the City of Chattanooga, Hamilton County, being in the City of Chattanooga, Hamilton Lot 40, Block 8, Resubdivision of East easements, or setback lines that may be ap- virtue of the power, duty, and authority vested Tennessee, being the South fifty (50) foot County, Tennessee, being Lot Two (2) of Highlands, of record in Plat Book 59, Page plicable; any statutory right of redemption of any in and imposed upon said Successor Trustee, of Lot Number Thirteen (13) Overlook Ad- Rice’s Addition to Cherokee Woods, as 265, in the Register’s Office of Hamilton governmental agency, state or federal; any prior by Wells Fargo Bank, National Association, as dition, on the side of Montgomery Ridge, shown by plat recorded in Plat Book 27, County, Tennessee. THIS CONVEYANCE liens or encumbrances including those created Trustee for Park Place Securities, Inc. Asset- as shown by plat now found of record in Page 34, in the Register’s Office of Hamil- MADE SUBJECT TO THE FOLLOWING: Re- by a fixture filing or any applicable homeowners’ Backed Pass-Through Certificates Series Register’s Plat Book Number Six (6), in the ton County, Tennessee. This conveyance is strictions as set out in instrument recorded association dues or assessments; all claims or 2005-WCH1, will, on October 16, 2017 on Register’s Office of Hamilton County, Ten- made subject to the following: Easements in Book 356, Page 330 as modified in Book other matters, whether of record or not, which or about 3:00 PM, at the Hamilton County nessee. SUBJECT TO AND TOGETHER WITH and other matters on plat recorded in Plat 795, Page 682, in the Register’s Office of may encumber the purchaser’s title and any Courthouse, Chattanooga, Tennessee, offer Joint driveway easement as set out in Book Book 27, Page 34, in the Register’s Office Hamilton County, Tennessee, but omitting matter that an accurate survey of the premises for sale certain property hereinafter described 3264, Page 911, filed 10/22/86, ROHCT. of Hamilton County, Tennessee. Restric- any covenant or restriction based on race, might disclose. to the highest bidder FOR certified funds paid ALSO KNOWN AS: 3024 Westside Drive, tions recorded in Book 1653, Page 26, as color, religion, sex, handicap, familial status The following parties may claim an interest at the conclusion of the sale, or credit bid from Chattanooga, TN 37404 imposed by deed recorded in Book 2365, or national origin unless and only to the ex- in the above-referenced property to be affected a bank or other lending entity pre-approved by This sale is subject to all matters shown Page 383, and any amendments thereto, tent that said covenant (a) Is exempt under by the foreclosure: any judgment creditor or the successor trustee. The sale is free from all on any applicable recorded plat; any unpaid in the Register’s Office of Hamilton County, Chapter 42, Section 3607 of the United lien holder with an interest subordinate to the exemptions, which are expressly waived in the taxes; any restrictive covenants, easements, Tennessee. States Code or (b) relates to handicap but said Deed of Trust or any party claiming by, Deed of Trust, said property being real estate or setback lines that may be applicable; any ALSO KNOWN AS: 4309 Tee Pee Drive, does not discriminate against handicapped through, or under any of the foregoing. Such situated in Hamilton County, Tennessee, and statutory rights of redemption of any govern- Chattanooga, TN 37406-1232 persons. Subject to all notes, stipulations, parties known to the Substitute Trustee may being more particularly described as follows: mental agency, state or federal; any prior liens This sale is subject to all matters shown restrictions, easements, conditions, and include: None. LOT TEN (10), FINAL PLAT OF EVE’S PLACE, or encumbrances as well as any priority created on any applicable recorded plat; any unpaid regulations as set out on recorded plat. Terms of Sale will be public auction, for as shown by plat recorded in Plat Book 68, by a fixture filing; and to any matter that an ac- taxes; any restrictive covenants, easements, Any governmental zoning and subdivision cash, free and clear of rights of homestead, Page 107, Register’s Office of Hamilton curate survey of the premises might disclose. or setback lines that may be applicable; any ordinances in effect thereon. redemption and dower to the extent disclaimed County, Tennessee. SUBJECT TO Any ap- In addition, the following parties may claim statutory rights of redemption of any govern- ALSO KNOWN AS: 733 Sylvan Drive, Chat- or inapplicable, and the rights of Teresa K. plicable governmental zoning ordinances an interest in the above- referenced property: mental agency, state or federal; any prior liens tanooga, TN 37411-2026 Stewart, and those claiming through him/ or subdivision regulations in effect thereon. DAVID CAYCE or encumbrances as well as any priority created This sale is subject to all matters shown her/it/them. SUBJECT TO Ten (10) foot power and JANET JARRMAN by a fixture filing; and to any matter that an ac- on any applicable recorded plat; any unpaid Any right of equity of redemption, statutory communication easement. SUBJECT TO The sale held pursuant to this Notice may curate survey of the premises might disclose. taxes; any restrictive covenants, easements, and otherwise, and homestead are waived in Sanitary sewer easement, drainage and be rescinded at the Successor Trustee’s option In addition, the following parties may claim or setback lines that may be applicable; any accord with the terms of said Deed of Trust, utility easements and all other matters as at any time. The right is reserved to adjourn an interest in the above- referenced property: statutory rights of redemption of any govern- and the title is believed to be good, but the shown by recorded plat. the day of the sale to another day, time, and ERICCA L. BAULDING mental agency, state or federal; any prior liens undersigned will sell and convey only as Sub- ALSO KNOWN AS: 5101 Lois Lane, Chat- place certain without further publication, upon EDMUND C. BAULDING or encumbrances as well as any priority created stitute Trustee. tanooga, TN 37416 announcement at the time and place for the CITY OF CHATTANOOGA C/O CHATTANOOGA by a fixture filing; and to any matter that an ac- The right is reserved to adjourn the day This sale is subject to all matters shown sale set forth above. W&A No. 324186 NEIGHBORHOOD ENTERPRISE, INC. curate survey of the premises might disclose. of the sale to another day, time, and place on any applicable recorded plat; any unpaid DATED September 14, 2017 SECRETARY OF HOUSING AND URBAN DE- In addition, the following parties may claim certain without further publication, upon an- taxes; any restrictive covenants, easements, WILSON & ASSOCIATES, P.L.L.C., VELOPMENT an interest in the above- referenced property: nouncement at the time and place for the sale or setback lines that may be applicable; any Successor Trustee The sale held pursuant to this Notice may RICKEY GRISSOM set forth above. If you purchase a property statutory rights of redemption of any govern- Sept. 22, 29, Oct. 6, 2017 Fmr18424 be rescinded at the Successor Trustee’s option ESTATE OF RICKEY GRISSOM at the foreclosure sale, the entire purchase mental agency, state or federal; any prior liens at any time. The right is reserved to adjourn HEIRS OF RICKEY GRISSOM price is due and payable at the conclusion or encumbrances as well as any priority created NOTICE OF TRUSTEE’S SALE the day of the sale to another day, time, and The sale held pursuant to this Notice may of the auction in the form of a certified/ by a fixture filing; and to any matter that an ac- WHEREAS, default has occurred in the place certain without further publication, upon be rescinded at the Successor Trustee’s option bank check made payable to or endorsed curate survey of the premises might disclose. performance of the covenants, terms, and announcement at the time and place for the at any time. The right is reserved to adjourn to Shapiro & Ingle, LLP. No personal checks In addition, the following parties may claim conditions of a Deed of Trust Note dated sale set forth above. W&A No. 320848 the day of the sale to another day, time, and will be accepted. To this end, you must bring an interest in the above- referenced property: October 19, 2012, and the Deed of Trust of DATED September 13, 2017 place certain without further publication, upon sufficient funds to outbid the lender and any EDNA J. MITCHELL even date securing the same, recorded October WILSON & ASSOCIATES, P.L.L.C., announcement at the time and place for the other bidders. Insufficient funds will not be The sale held pursuant to this Notice may 26, 2012, in Book No. GI 9781, at Page 712, Successor Trustee sale set forth above. W&A No. 324168 accepted. Amounts received in excess of the be rescinded at the Successor Trustee’s option in Office of the Register of Deeds for Hamilton Sept. 22, 29, Oct. 6, 2017 Fmr18417 DATED September 13, 2017 winning bid will be refunded to the successful at any time. The right is reserved to adjourn County, Tennessee, executed by Opal Shaw, WILSON & ASSOCIATES, P.L.L.C., purchaser at the time the foreclosure deed the day of the sale to another day, time, and conveying certain property therein described Successor Trustee is delivered. place certain without further publication, upon to Arnold M. Weiss, Esq. as Trustee for Wells Sept. 22, 29, Oct. 6, 2017 Fmr18418 This property is being sold with the express announcement at the time and place for the Fargo Bank, N A; and the undersigned, Wilson reservation that the sale is subject to confirma- sale set forth above. W&A No. 111796 & Associates, P.L.L.C., having been appointed Go to SUBSTITUTE TRUSTEE’S SALE tion by the lender or trustee. This sale may be DATED September 14, 2017 Successor Trustee by Wells Fargo Bank, NA. www.HamiltonCountyHerald.com for Sale at public auction will be on November rescinded only by the Substitute Trustee at any WILSON & ASSOCIATES, P.L.L.C., NOW, THEREFORE, notice is hereby given thousands of public records and 16, 2017 at 10:00AM local time, at the west time. If the Substitute Trustee rescinds the Successor Trustee that the entire indebtedness has been declared public notices. door, Hamilton County Courthouse, 625 Geor- sale, the purchaser shall only be entitled to a Sept. 22, 29, Oct. 6, 2017 Fmr18422 due and payable; and that an agent of Wilson & gia Ave., Chattanooga, Tennessee pursuant to return of any money paid towards the purchase Associates, P.L.L.C., as Successor Trustee, by HAMILTON COUNTY Deed of Trust executed by Teresa K. Stewart, price and shall have no other recourse. Once NOTICE OF TRUSTEE’S SALE virtue of the power, duty, and authority vested to Mr. Arnold M. Weiss, Trustee, as trustee for the purchaser tenders the purchase price, the WHEREAS, default has occurred in the in and imposed upon said Successor Trustee, Washington Mutual Bank, FA on April 5, 2002 Substitute Trustee may deem the sale final in performance of the covenants, terms, and by Wells Fargo Bank, NA, will, on November 16, H  at Book GI6213, Page 728, Instrument No. which case the purchaser shall have no remedy. conditions of a Deed of Trust Note dated April 2017 on or about 10:00 AM, at the Hamilton October 6 - October 12, 2017 Public Notices Page 7 www.HamiltonCountyHerald.com

County Courthouse, Chattanooga, Tennessee, Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks offer for sale certain property hereinafter described to the highest bidder FOR certified Property Address Publication Dates Borrower Attorney funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity SALES TO TAKE PLACE ON 2017-10-11 pre-approved by the successor trustee. The sale is free from all exemptions, which are 2339 David Lane, Chattanooga, 37421 2017-09-15; 2017-09-22; 2017-09-29 2339 David Lane Trust #20091028-1 Law Office of Andrew F. Tucker expressly waived in the Deed of Trust, said property being real estate situated in Hamilton SALES TO TAKE PLACE ON 2017-10-12 County, Tennessee, and being more particularly described as follows: 4909 Beulah Ave, Chattanooga, 37409 2017-09-15; 2017-09-22 Patricia Goss and Melvin Hambrick Rubin Lublin TN, PLLC The following described real property 4010 Berwick Ln, Ooltewah, 37363 2017-09-15; 2017-09-22; 2017-09-29 Vincent J Laselva Rubin Lublin TN, PLLC 4630 Northland Ln, Chattanooga, 37416 2017-09-15; 2017-09-22; 2017-09-29 Gary L. Catlett Rubin Lublin TN, PLLC located in County of Hamilton, State of Ten- 1706 Oak St, Chattanooga, 37404 2017-09-15; 2017-09-22; 2017-09-29 Randy Stargin Jr Rubin Lublin TN, PLLC nessee; being more particularly described 6339 Laramie Circle, Chattanooga, 37421 2017-09-15; 2017-09-22; 2017-09-29 Joyce N Edwards Rubin Lublin TN, PLLC as follows: In the Second Civil District of 1301 Market St Unit 309, Chattanooga, 37402 2017-09-08; 2017-09-15; 2017-09-22 Keary P Sims, Crystal M Sims Rubin Lublin TN, PLLC Hamilton County, Tennessee, Lot Eighty (80), Washington Hills Extrusions Revised, SALES TO TAKE PLACE ON 2017-10-16 as shown by plat recorded in Plat Book 22 page 51, of the Register’s Office of 3024 Westside Drive, Chattanooga, 37404 2017-09-22; 2017-09-29; 2017-10-06 David Cayce Wilson & Associates, PLLC Hamilton County, Tennessee. According 134 Mimosa Dr, Soddy Daisy, 37379 2017-09-22; 2017-09-29 Garrett Bull Wilson & Associates, PLLC 6907 Mahlon Drive, Harrison, 37341 2017-09-01; 2017-09-08; 2017-09-15 Jeffery P. Burney Wilson & Associates, PLLC to said plat, said lot fronts 90 feet on the 1557 Pin Oak Dr, Chattanooga, 37411 2017-09-15; 2017-09-22; 2017-09-29 Pauline F. Evans Wilson & Associates, PLLC West line of said subdivision its North line 5101 Lois Lane, Chattanooga, 37416 2017-09-22; 2017-09-29; 2017-10-06 Edna J. Mitchell Wilson & Associates, PLLC being 136.7 feet and its South line being 120.2 feet in length. SALES TO TAKE PLACE ON 2017-10-17 ALSO KNOWN AS: 4803 Cordelia Lane, Chattanooga, TN 37416 2011 Milne St, Chattanooga, 37406 2017-09-22; 2017-09-29; 2017-10-06 Carl Segan C/O Tennessee Foreclosure Dept. This sale is subject to all matters shown 8651 Keystone Cir , Chattanooga, 37421 2017-09-22; 2017-09-29; 2017-10-06 Walker, Donald and Teresa Shapiro and Ingle, LLP on any applicable recorded plat; any unpaid 3613 Weldon Drive, Chattanooga, 37412 2017-09-01; 2017-09-08; 2017-09-15 Union Planters Bank NA dba Regions Mortgage taxes; any restrictive covenants, easements, 3021 Reflection Lane, Ooltewah, 37363 2017-09-22; 2017-09-29; 2017-10-06 James W Smith and Linda Smith C/O Tennessee Foreclosure Dept. or setback lines that may be applicable; any statutory rights of redemption of any govern- SALES TO TAKE PLACE ON 2017-10-19 mental agency, state or federal; any prior liens or encumbrances as well as any priority created 4638 Sable Drive, Chattanooga, 37416 2017-08-18; 2017-08-25; 2017-09-01 Maritess Deocampo Wilson & Associates, PLLC by a fixture filing; and to any matter that an ac- 7003 Palermo Drive, Chattanooga, 37421 2017-08-25; 2017-09-01; 2017-09-08 Janell K. Jester Wilson & Associates, PLLC curate survey of the premises might disclose. 8851 Wilson Creek Drive, Ooltewah, 37363 2017-09-01; 2017-09-08; 2017-09-15 Angela T. Cobble Wilson & Associates, PLLC In addition, the following parties may claim 8344 Old Cleveland Pike, Ooltewah, 37363 2017-09-01; 2017-09-08; 2017-09-15 Jody L. Sullins Wilson & Associates, PLLC 1345 Hixson Pike, Chattanooga, 37405 2017-09-08; 2017-09-15; 2017-09-22 Daniel B. Fary Wilson & Associates, PLLC an interest in the above- referenced property: 606 Spring Lake Court, Chattanooga, 37415 Jill L. Ellis Wilson & Associates, PLLC OPAL SHAW 1523 Rowewood Drive, Chattanooga, 37421 2017-09-22; 2017-09-29; 2017-10-06 Malcolm K Billingsley aka The sale held pursuant to this Notice may Malcolm Keith Billingsley Attorneys Greer, Swafford & Adams be rescinded at the Successor Trustee’s option 13718 Mount Tabor Road, Soddy Daisy, 37379 2017-09-22 Morris Wayne Bice Jr and wife Yvonne Bice Attorneys Greer, Swafford & Adams at any time. The right is reserved to adjourn 7807 Holiday HIlls Circle, Chattanooga, 37416 2017-09-15; 2017-09-22; 2017-09-29 Ernestine Wade Mackie Wolf Zientz & Mann, P.C. the day of the sale to another day, time, and 2600 Olive Street, Chattanooga, 37406 2017-09-22; 2017-09-29; 2017-10-06 Lucretia R Parker C/O Tennessee Foreclosure Dept. place certain without further publication, upon 7707 Ridge Bay Drive, Hixson, 37343 2017-09-29; 2017-10-06; 2017-10-13 Joseph M. Houston Wilson & Associates, PLLC announcement at the time and place for the 4709 Eldridge Road, Hixson, 37343 2017-09-29; 2017-10-06; 2017-10-13 Marshall Chad Gladney and Malcolm Keith Billingsley Attorneys Greer, Swafford & Adams sale set forth above. W&A No. 324240 8877 Sunridge Drive, Ooltewah, 37363 2017-09-22; 2017-09-29 Jennifer Teems Wilson & Associates, PLLC DATED September 14, 2017 WILSON & ASSOCIATES, P.L.L.C., SALES TO TAKE PLACE ON 2017-10-25 Successor Trustee Sept. 22, 29, Oct. 6, 2017 Fmr18425 900 Mountain Creek Road, Unit O-212, Chattanooga, 37405 2017-09-29; 2017-10-06; 2017-10-13 Frank Schwab Horton, Ballard & Pemerton PLLC NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the SALES TO TAKE PLACE ON 2017-10-26 performance of the covenants, terms, and 6805 Captains Way, Hixson, 37343 2017-09-29; 2017-10-06; 2017-10-13 The Bank of New York Mellon FKA conditions of a Deed of Trust Note dated De- The Bank of New York Rubin Lublin TN, PLLC cember 8, 2006, and the Deed of Trust of even 5340 Collegeview Drive, Collegedale, 37315 2017-09-08; 2017-09-15; 2017-09-22 Donald Shannon Cantrell and date securing the same, recorded December Sandra Janee Cantrell Solomon Baggett, LLC 11, 2006, in Book No. GI 8177, at Page 438, 4715 Rogers Road, Chattanooga, 37411 2017-09-29; 2017-10-06; 2017-10-13 The Bank of New York Mellon FKA in Office of the Register of Deeds for Hamilton The Bank of New York Rubin Lublin TN, PLLC County, Tennessee, executed by Brandon Holt, conveying certain property therein described SALES TO TAKE PLACE ON 2017-10-30 to First American Title Insurance Company as 703 West 46th Street, Chattanooga, 37410 2017-10-06; 2017-10-13; 2017-10-20 Cheryl E. Wright Wilson & Associates, PLLC Trustee for Mortgage Electronic Registration 412 N Hickory St, Chattanooga, 37404 2017-10-06; 2017-10-13; 2017-10-20 Linda E. White Wilson & Associates, PLLC Systems, Inc., as nominee for Metrocities Mortgage, LLC, its successors and assigns; and the undersigned, Wilson & Associates, taxes; any restrictive covenants, easements, County, Tennessee, with all the rights, powers Ooltewah, TN 37363 in Book 8269, Page 207, Hamilton County, P.L.L.C., having been appointed Successor or setback lines that may be applicable; any and privileges of the original Trustee named in Current Owner(s): LINDA SMITH Tennessee Register of Deeds. Trustee by Wells Fargo Bank, NA. statutory rights of redemption of any govern- said Deed of Trust; and Other Interested Party(ies): FSGBANK, N.A. WHEREAS, default having been made in NOW, THEREFORE, notice is hereby given mental agency, state or federal; any prior liens NOW, THEREFORE, notice is hereby given - GUNBARREL the payment of the debt(s) and obligation(s) that the entire indebtedness has been declared or encumbrances as well as any priority created that the entire indebtedness has been declared The sale of the property described above thereby secured by the said Deed of Trust and due and payable; and that an agent of Wilson & by a fixture filing; and to any matter that an ac- due and payable as provided in said Deed of shall be subject to all matters shown on the current holder of said Deed of Trust, The Associates, P.L.L.C., as Successor Trustee, by curate survey of the premises might disclose. Trust by the Holder, and that as agent for the any recorded plat; any and all liens against Bank Of New York Mellon Fka The Bank Of virtue of the power, duty, and authority vested In addition, the following parties may claim undersigned, Brock & Scott, PLLC, Substitute said property for unpaid property taxes; any New York, As Trustee For Certificateholders Of in and imposed upon said Successor Trustee, an interest in the above- referenced property: Trustee, by virtue of the power and authority restrictive covenants, easements or set-back Cwabs Inc., Asset-Backed Certificates, Series by Wells Fargo Bank, NA, will, on November 16, BRANDON HOLT vested in it, will on October 17, 2017, at lines that may be applicable; any prior liens or 2007-5, (the “Holder”), appointed the under- 2017 on or about 10:00 AM, at the Hamilton The sale held pursuant to this Notice may 10:00AM at the usual and customary location encumbrances as well as any priority created signed, Brock & Scott, PLLC, as Substitute County Courthouse, Chattanooga, Tennessee, be rescinded at the Successor Trustee’s option at the Hamilton County Courthouse, Chatta- by a fixture filing; a deed of trust; and any mat- Trustee, by an instrument duly recorded in the offer for sale certain property hereinafter at any time. The right is reserved to adjourn nooga, Tennessee, proceed to sell at public ter than an accurate survey of the premises Office of the Register of Deeds of Hamilton described to the highest bidder FOR certified the day of the sale to another day, time, and outcry to the highest and best bidder for cash, might disclose; and County, Tennessee, with all the rights, powers funds paid at the conclusion of the sale, or place certain without further publication, upon the following described property situated in All right and equity of redemption, statutory and privileges of the original Trustee named in credit bid from a bank or other lending entity announcement at the time and place for the Hamilton County, Tennessee, to wit: or otherwise, homestead, and dower are ex- said Deed of Trust; and pre-approved by the successor trustee. The sale set forth above. W&A No. 324221 LOCATED IN THE CITY OF CHATTANOOGA, pressly waived in said Deed of Trust, and the NOW, THEREFORE, notice is hereby given sale is free from all exemptions, which are DATED September 14, 2017 HAMILTON COUNTY, TENNESSEE: Lot One title is believed to be good, but the undersigned that the entire indebtedness has been declared expressly waived in the Deed of Trust, said WILSON & ASSOCIATES, P.L.L.C., Hundred (100), Hidden Lakes Subdivision, will sell and convey only as Substitute Trustee. due and payable as provided in said Deed of property being real estate situated in Hamilton Successor Trustee Phase 2, as shown on plat of record in The right is reserved to adjourn the day of the Trust by the Holder, and that as agent for the County, Tennessee, and being more particularly Sept. 22, 29, Oct. 6, 2017 Fmr18426 Plat Book 79, Page 165, as revised in Plat sale to another day, time, and place certain undersigned, Brock & Scott, PLLC, Substitute described as follows: Book 80, Page 30, in the Register’s Office without further publication, upon announce- Trustee, by virtue of the power and authority ALL THAT TRACT OR PARCEL OF LAND LYING NOTICE OF FORECLOSURE SALE of Hamilton County, Tennessee. ment at the time and place for the sale set vested in it, will on October 17, 2017, at AND BEING IN THE CITY OF CHATTANOOGA, STATE OF TENNESSEE, HAMILTON COUNTY For prior title see deed in Deed Book 7782, forth above. 10:00AM at the usual and customary location HAMILTON COUNTY, TENNESSEE, BEING WHEREAS, James W. Smith and Linda Page 421, in the Register’s Office of Hamilton This office is attempting to collect a debt. at the Hamilton County Courthouse, Chatta- LOT SEVENTEEN (17) of MOORE ROAD Smith executed a Deed of Trust to Mortgage County, Tennessee. Any information obtained will be used for nooga, Tennessee, proceed to sell at public SUBDIVISION, as shown by plat recorded Electronic Registration Systems, Inc., as Property known as 3021 Reflection Lane, that purpose. outcry to the highest and best bidder for cash, in Plat Book 15, Page 83, in the Register’s nominee for Countrywide Bank, FSB, Lender Ooltewah, TN 37363, Map Parcel No. Brock & Scott, PLLC, Substitute Trustee the following described property situated in Office of Hamilton County, Tennessee. THIS and Tammy Kelly, Trustee(s), which was dated 150J-E-022. c/o Tennessee Foreclosure Department Hamilton County, Tennessee, to wit: CONVEVAINCE IS MADE SUBJECT TO THE March 22, 2007 and recorded on April 3, 2007 THIS CONVEYANCE IS MADE SUBJECT TO 4360 Chamblee Dunwoody Road, LOCATED IN THE FIRST CIVIL DISTRICT, FOLLOWING: Easements and other matters in Book GI 8292, Page 738, Hamilton County, THE FOLLOWING: Ste 310 HAMILTON COUNTY, TENNESSEE: on plat recorded in Plat Book 15, Page 83, Tennessee Register of Deeds. Any governmental zoning and subdivision Atlanta, GA 30341 BEING Lot 15, BLOCK 24, MISSIONARY in the Register’s Office of Hamilton County, WHEREAS, default having been made in ordinances or regulations in effect thereon. PH: 404-789-2661 FX: 404-294-0919 HEIGHTS ADDITION, as shown on plat of Tennessee. Restrictions recorded in Book the payment of the debt(s) and obligation(s) Ali applicable conditions, restrictions, res- File No.: 17-12689 FC01 record in Plat Book 5, Page 29, in the Reg- 972, Page 379, and any amendments thereby secured by the said Deed of Trust and ervations, easements, etc., as shown on Sept. 22, 29, Oct. 6, 2017 Fmr18427 ister’s Office, Hamilton County, Tennessee, thereto, in the Register’s Office of Hamilton the current holder of said Deed of Trust, The recorded plat. to which plat reference is hereby made for a County, Tennessee. Easement to Electric Bank of New York Mellon fka The Bank of New Restrictions recorded in Book 5939, Page NOTICE OF FORECLOSURE SALE more particular description of said property. Power Board of Chattanooga recorded in York, as Trustee for the Certificateholders of the 929, amended in Book 7444, Page 379, STATE OF TENNESSEE, HAMILTON COUNTY Being the same property conveyed to Carl Book 961, Page 499, in the Register’s office CWALT, Inc., Alternative Loan Trust 2007-OA6 in the Register’s Office of Hamilton County, WHEREAS, Carl Segan executed a Deed Segan by Warranty Deed recorded in Book of Hamilton County, Tennessee. Mortgage Pass-Through Certificates, Series Tennessee. of Trust to Mortgage Electronic Registration 8269 page 204, in the Register’s Office of ALSO KNOWN AS: 4912 Cameron Lane, 2007-OA6, (the “Holder”), appointed the un- 10 foot Power and Communications Ease- Systems, Inc., as nominee for America’s Hamilton County, Tennessee. Chattanooga, TN 37411-2537 dersigned, Brock & Scott, PLLC, as Substitute ment as shown or specified on recorded plat. Wholesale Lender, Lender and Arnold M. Weiss, Parcel ID Number: 146C G 017 This sale is subject to all matters shown Trustee, by an instrument duly recorded in the Parcel ID Number: 150J E 022 Attorney, Trustee(s), which was dated March Continued on page 8 on any applicable recorded plat; any unpaid Office of the Register of Deeds of Hamilton Address/Description: 3021 Reflection Ln, 2, 2007 and recorded on March 13, 2007 Page 8 Public Notices October 6 - October 12, 2017 www.HamiltonCountyHerald.com Foreclosure Notices a.k.a Malcolm Keith Billingsley and Mountain in Office of the Register of Deeds for Hamilton vested in it, will on October 19, 2017, at TO FORTY (40) FOOT BUILDING SETBACK LINE Continued from page 7 Valley Bank. County, Tennessee, executed by Donald McK- 10:00AM at the usual and customary location AS SHOWN ON PLAT. SUBJECT TO TEN (10) For prior reference, see Book 10794, pages enna and Hildred McKenna, conveying certain at the Hamilton County Courthouse, Chatta- FOOT DRAINAGE EASEMENT AS SHOWN ON Address/Description: 2011 Milne St., Chat- 788, et. seq., Register’s Office of Hamilton property therein described to NETCO as Trustee nooga, Tennessee, proceed to sell at public PLAT. SUBJECT TO TEN (10) FOOT POWER AND tanooga, TN 37406 County, Tennessee. for Mortgage Electronic Registration Systems, outcry to the highest and best bidder for cash, COMMUNICATION EASEMENT AS SHOWN ON Current Owner(s): Carl Segan The right is reserved to adjourn the day Inc., as a nominee for Taylor, Bean & Whitaker the following described property situated in PLAT SUBJECT TO WOOD FENCE ENCROACH- Other Interested Party(ies): N/A of the sale to another day and time certain, Mortgage Corp. , its successors and assigns; Hamilton County, Tennessee, to wit: MENT OF ADJOINING PROPERLY OWNER OF The sale of the property described above without further publication and in accordance and the undersigned, Wilson & Associates, Land in Hamilton County, Tennessee, being LOT 53 ON NE LINE. Parcel ID: 092J B 025 shall be subject to all matters shown on with law, upon announcement of said adjourn- P.L.L.C., having been appointed Successor Lot No. Six (6), Block Three (3) on the plan of PROPERTY ADDRESS: The street address of any recorded plat; any and all liens against ment on the day and time and place of sale Trustee by Selene Finance, LP. Lanes New Subdivision, of record in Plat Book the property is believed to be 6805 Captains said property for unpaid property taxes; any set forth above. NOW, THEREFORE, notice is hereby given 2, Page 48, Register’s Office for said County, Way, Hixson, TN 37343. In the event of any restrictive covenants, easements or set-back The failure of any high bidder to pay the that the entire indebtedness has been declared to which plan reference is hereby made for a discrepancy between this street address and lines that may be applicable; any prior liens or purchase price and close the sale shall, at the due and payable; and that an agent of Wilson & more complete description. Being the same the legal description of the property, the legal encumbrances as well as any priority created option of the Trustee, be cause for rejection of Associates, P.L.L.C., as Successor Trustee, by property conveyed to Lucretia R. Parker by description shall control. CURRENT OWNER(S): by a fixture filing; a deed of trust; and any mat- the bid, and, if the bid is rejected, the Trustee virtue of the power, duty, and authority vested in deed from St. Elmo Properties, LLC of record Marinella G Aragon, Widmark R Aragon OTHER ter than an accurate survey of the premises shall have the option of making the sale to the and imposed upon said Successor Trustee, by in Book 8911 Page 611, Register’s Office INTERESTED PARTIES: The sale of the above- might disclose; and next highest bidder who is ready, willing and able Selene Finance, LP, will, on November 13, 2017 for Hamilton County, Tennessee. Subject to described property shall be subject to all mat- All right and equity of redemption, statutory to comply with the terms thereof. The proceeds on or about 12:00 PM, at the Hamilton County all easements, restrictive covenants and ters shown on any recorded plat; any unpaid or otherwise, homestead, and dower are ex- derived from the sale of the property will be Courthouse, Chattanooga, Tennessee, offer conditions, and other matters of record, taxes; any restrictive covenants, easements pressly waived in said Deed of Trust, and the applied as provided for in said Deed of Trust. for sale certain property hereinafter described including all items set out on any applicable or set-back lines that may be applicable; any title is believed to be good, but the undersigned Said Deed of Trust is made a part hereof as to the highest bidder FOR certified funds paid plat of record. prior liens or encumbrances as well as any will sell and convey only as Substitute Trustee. if copied verbatim herein. at the conclusion of the sale, or credit bid from Parcel ID Number: 136M S 003 priority created by a fixture filing; and to any The right is reserved to adjourn the day of the This the 19th day of September, 2017. a bank or other lending entity pre-approved by Address/Description: 2600 Olive Street, matter that an accurate survey of the premises sale to another day, time, and place certain s/Stephen T. Greer, Trustee the successor trustee. The sale is free from all Chattanooga, TN 37406 might disclose. This property is being sold without further publication, upon announce- Stephen T. Greer, Trustee exemptions, which are expressly waived in the Current Owner(s): Lucretia R. Parker with the express reservation that it is subject ment at the time and place for the sale set foreclosures\billingsley, malcolm k. (mvb) - Deed of Trust, said property being real estate Other Interested Party(ies): Big Hearted to confirmation by the lender or Substitute forth above. trustees notice of sale situated in Hamilton County, Tennessee, and Smitty’s Trustee. This sale may be rescinded at any This office is attempting to collect a debt. Sept. 22, 29, Oct. 6, 2017 Fmr18430 being more particularly described as follows: The sale of the property described above time. The right is reserved to adjourn the day Any information obtained will be used for In the City of Chattanooga, Hamilton County, shall be subject to all matters shown on of the sale to another day, time, and place that purpose. NOTICE OF TRUSTEE’S SALE Tennessee: Lot Twenty-One (21), Amended any recorded plat; any and all liens against certain without further publication, upon an- Brock & Scott, PLLC, Substitute Trustee WHEREAS, default has occurred in the Plat of Belvoir Heights, as shown by plat said property for unpaid property taxes; any nouncement at the time and place for the sale c/o Tennessee Foreclosure Department performance of the covenants, terms, and of record in Plat Book 8, Page 19, in the restrictive covenants, easements or set-back set forth above. All right and equity of redemp- 4360 Chamblee Dunwoody Road, conditions of a Deed of Trust Note dated March Register’s Office of Hamilton County, Ten- lines that may be applicable; any prior liens or tion, statutory or otherwise, homestead, and Ste 310 18, 2010, and the Deed of Trust of even date nessee. Reference is made for a prior title encumbrances as well as any priority created dower are expressly waived in said Deed of Atlanta, GA 30341 securing the same, recorded March 23, 2010, to Deed of record in Book 4813, page 806, by a fixture filing; a deed of trust; and any mat- Trust, and the title is believed to be good, but PH: 404-789-2661 FX: 404-294-0919 in Book No. GI 9133, at Page 78, in Office of in the Register’s Office of Hamilton County, ter than an accurate survey of the premises the undersigned will sell and convey only as File No.: 17-05225 FC01 the Register of Deeds for Hamilton County, Tennessee. Commonly known as 203 might disclose; and Substitute Trustee. The Property is sold as is, Sept. 22, 29, Oct. 6, 2017 Fmr18428 Tennessee, executed by Michael S Dugger Belvoir Avenue, Chattanooga, Tennessee All right and equity of redemption, statutory where is, without representations or warranties and Amy M. Dugger and Joni Marie Dugger, 374; 1 Subject to Restrictive Covenants or otherwise, homestead, and dower are ex- of any kind, including fitness for a particular TRUSTEE’S NOTICE OF SALE conveying certain property therein described recorded in Book G, Volume 16, Page 572, pressly waived in said Deed of Trust, and the use or purpose. THIS LAW FIRM IS ATTEMPT- WHEREAS, heretofore, on the 20th day to Alliance Title, LLC as Trustee for Mortgage in the Register’s Office of Hamilton County, title is believed to be good, but the undersigned ING TO COLLECT A DEBT. ANY INFORMATION of June, 2016, MALCOLM K. BILLINGSLEY, Electronic Registration Systems, Inc., as nomi- Tennessee, but omitting any covenant or will sell and convey only as Substitute Trustee. OBTAINED WILL BE USED FOR THAT PURPOSE. (a,k,a MALCOLM KEITH BILLINGSLEY, con- nee for Peoples Home Equity Inc., a Tennessee restriction based on race, color, religion, The right is reserved to adjourn the day of the Rubin Lublin TN, PLLC, Substitute Trustee 119 veyed lands hereinafter described in trust to Corporation, its successors and assigns; and sex, handicap, familial status or national sale to another day, time, and place certain S. Main Street, Suite 500 Memphis, TN 38103 STEPHEN T. GREER, TRUSTEE, to secure an the undersigned, Wilson & Associates, P.L.L.C., origin unless and only to the extend that without further publication, upon announce- www.rubinlublin.com/property-listings.php Tel: indebtedness therein described, and payable having been appointed Successor Trustee by said covenant (a) is exempt under Chapter ment at tfhe time and place for the sale set (877) 813-0992 Fax: (404) 601-5846 to the order of Mountain Valley Bank, and which Wells Fargo Bank, NA. 42, Section 3607 of the United States forth above. Ad #123817 Deed of Trust is of record in Book GI 10798, NOW, THEREFORE, notice is hereby given Code or (b) relates to handicap but does This office is attempting to collect a debt. Sept. 29, Oct. 6, 13, 2017 Fmr18412 page 444, et seq., Register’s Office of Hamilton that the entire indebtedness has been declared not discriminate against handicapped Any information obtained will be used for County, Tennessee, and to which reference is due and payable; and that an agent of Wilson & persons. Subject to Governmental zoning that purpose. NOTICE OF SUBSTITUTE TRUSTEE S SALE made for a full and complete description of the Associates, P.L.L.C., as Successor Trustee, by and subdivision ordinances or regulations Brock & Scott, PLLC, Substitute Trustee WHEREAS, default has occurred in the lien therein created, and the powers, authorities virtue of the power, duty, and authority vested in effect thereon. No boundary survey of the c/o Tennessee Foreclosure Department performance of the covenants, terms and and remedies therein provided; and in and imposed upon said Successor Trustee, within land was made at the time of this 4360 Chamblee Dunwoody Road, Ste 310 conditions of a Deed of Trust dated June 6, WHEREAS, default has been made in the by Wells Fargo Bank, NA, will, on November 16, conveyance and the description of the within Atlanta, GA 30341 2007, executed by ROBERT STANARD, convey- payment of the indebtedness secured by said 2017 on or about 10:00 AM, at the Hamilton land is not different from previous deed(s). PH: 404-789-2661 FX: 404-294-0919 ing certain real property therein described to Deed of Trust and the holder thereof has called County Courthouse, Chattanooga, Tennessee, ALSO KNOWN AS: 203 Belvoir Ave, Chat- File No.: 17-14011 FC01 ROBERT M WILSON, JR WILSON & ASSOCIATES upon the undersigned Trustee to advertise and offer for sale certain property hereinafter tanooga, TN 37411 Sept. 22, 29, Oct. 6, 2017 Fmr18441 PLLC, as Trustee, as same appears of record sell the lands hereinafter described, in the man- described to the highest bidder FOR certified This sale is subject to all matters shown in the Register’s Office of Hamilton County, ner and method provided in said Deed of Trust funds paid at the conclusion of the sale, or on any applicable recorded plat; any unpaid NOTICE OF SUBSTITUTE TRUSTEE’S SALE Tennessee recorded June 7, 2007, in Deed for enforcement of the lien thereby created. credit bid from a bank or other lending entity taxes; any restrictive covenants, easements, WHEREAS, default has occurred in the per- Book GI 8366, Page 304; and WHEREAS, the NOW, THEREFORE, I, STEPHEN T. GREER, pre-approved by the successor trustee. The or setback lines that may be applicable; any formance of the covenants, terms and condi- beneficial interest of said Deed of Trust was TRUSTEE as aforesaid, on October 19, 2017, sale is free from all exemptions, which are statutory rights of redemption of any govern- tions of a Deed of Trust dated May 24, 2005, last transferred and assigned to THE BANK OF at 2:00 p.m. (EDT), at the West door of the expressly waived in the Deed of Trust, said mental agency, state or federal; any prior liens executed by Marinella G Aragon, Widmark R NEW YORK MELLON FKA THE BANK OF NEW Courthouse of Hamilton County, Tennessee, at property being real estate situated in Hamilton or encumbrances as well as any priority created Aragon, conveying certain real property therein YORK, AS TRUSTEE (CWALT 2007-18CB) who Chattanooga, Tennessee, will offer for sale at County, Tennessee, and being more particularly by a fixture filing; and to any matter that an ac- described to CHARLES BONER, as Trustee, is now the owner of said debt; and WHEREAS, public auction, and sell to the highest and best described as follows: curate survey of the premises might disclose. as same appears of record in the Register’s the undersigned, Rubin Lublin TN, PLLC, having bidder thereat, for cash in hand and in bar of LOCATED IN THE CITY OF CHATTANOOGA, In addition, the following parties may claim Office of Hamilton County, Tennessee recorded been appointed as Substitute Trustee by instru- equity of redemption, homestead, dower, and HAMILTON COUNTY, TENNESSEE: Lot One an interest in the above-referenced property: June 3, 2005, in Deed Book GI 7553, Page ment to be filed for record in the Register’s all other exemptions of every kind, the following (1), Concord Highlands, Unit One (1), as DONALD MCKENNA 921; and WHEREAS, the beneficial interest of Office of Hamilton County, Tennessee. NOW, described real estate situated in the 1st Civil shown by plat of record in Plat Book 25, HILDRED MCKENNA said Deed of Trust was last transferred and THEREFORE, notice is hereby given that the District of Hamilton County, Tennessee, and page 65, in the Register’s Office of Hamilton CATOOSE TEACHERS FEDERAL CREDIT UNION assigned to THE BANK OF NEW YORK MELLON entire indebtedness has been declared due and more particularly described as follows, to-wit: County, Tennessee. The sale held pursuant to this Notice may FKA THE BANK OF NEW YORK, AS TRUSTEE payable, and that the undersigned, Rubin Lublin LOT 1, BLOCK C, PLAT OF ROWE WOOD, ALSO KNOWN AS: 1403 Bunker Hill Drive, be rescinded at the Successor Trustee’s option (CWALT 2005-28CB) who is now the owner of TN, PLLC, as Substitute Trustee or his duly as shown by plat recorded in Plat Book 22, Chattanooga, TN 37421-5202 at any time. The right is reserved to adjourn said debt; and WHEREAS, the undersigned, appointed agent, by virtue of the power, duty page 45, of the Register’s Office of Hamilton This sale is subject to all matters shown the day of the sale to another day, time, and Rubin Lublin TN, PLLC, having been appointed and authority vested and imposed upon said County, Tennessee. According to said plat on any applicable recorded plat; any unpaid place certain without further publication, upon as Substitute Trustee by instrument to be filed Substitute Trustee will, on October 26, 2017 said lot is described as: BEGINNING at the taxes; any restrictive covenants, easements, announcement at the time and place for the for record in the Register’s Office of Hamilton at 10:00 AM at the Front Steps of the Hamilton Southeast corner of said lot in the West line or setback lines that may be applicable; any sale set forth above. W&A No. 319171 County, Tennessee. NOW, THEREFORE, notice County Courthouse, located in Chattanooga, of Rowe Wood Drive; thence north along the statutory rights of redemption of any govern- DATED September 19, 2017 is hereby given that the entire indebtedness Tennessee, proceed to sell at public outcry to west line of Rowe Wood Drive; thence north mental agency, state or federal; any prior liens WILSON & ASSOCIATES, P.L.L.C., has been declared due and payable, and that the highest and best bidder for cash or certified along the west line of Rowe Wood Drive or encumbrances as well as any priority created Successor Trustee the undersigned, Rubin Lublin TN, PLLC, as funds ONLY, the following described property 87.8 feet to a tangent point; thence on a by a fixture filing; and to any matter that an ac- Sept. 22, 29, Oct. 6, 2017 Fmr18439 Substitute Trustee or his duly appointed agent, situated in Hamilton County, Tennessee, to wit: curve to the West on a radius of 40 feet to curate survey of the premises might disclose. by virtue of the power, duty and authority vested LOT SIX (6) AND THE WEST FIFTEEN (15) FEET a tangent point in the south line of Leslie In addition, the following parties may claim NOTICE OF FORECLOSURE SALE and imposed upon said Substitute Trustee will, OF LOT FIVE (5), BLOCK EIGHT (8), FOREST Dell Lane; thence West along the south line an interest in the above- referenced property: STATE OF TENNESSEE, HAMILTON COUNTY on October 26, 2017 at 10:00 AM at the Front PLACE SUBDIVISION, AS SHOWN BY PLAT OF of Leslie Dell Lane 162 feet, more or less MICHAEL S DUGGER WHEREAS, Lucretia R. Parker executed a Steps of the Hamilton County Courthouse, RECORD IN PLAT BOOK 8, PAGE 14, IN THE to the northeast corner of Lot 6; thence AMY M. DUGGER Deed of Trust to Mortgage Electronic Registra- located in Chattanooga, Tennessee, proceed REGISTER`S OFFICE OF HAMILTON COUNTY, south along the line dividing lots 6 and 1, a JONI MARIE DUGGER tion Systems, Inc. as nominee for Mortgage to sell at public outcry to the highest and best TENNESSEE. ACCORDING TO SAID PLAT, SAID distance of 101 feet to the northwest corner TENANTS OF Investors Group, Lender and Charles E. Tonkin, bidder for cash or certified funds ONLY, the fol- LOT AND PART OF LOT FORM ONE (1) TRACT of Lot 2; thence East along the line dividing The sale held pursuant to this Notice may II, Trustee(s), which was dated April 24, 2009 lowing described property situated in Hamilton OF GROUND FRONTING SIXTY-FIVE AND 5/10 Lots 2 and 1, a distance of 184.7 feet to be rescinded at the Successor Trustee’s option and recorded on April 28, 2009 in Book GI County, Tennessee, to wit: A CERTAIN TRACT OR (65.5) FEET ON THE NORTH LINE OF ROGERS the BEGINNING. at any time. The right is reserved to adjourn 8911, Page 613, Hamilton County, Tennessee PARCEL OF LAND IN HAMILTON COUNTY, STATE ROAD AND EXTENDING BACK NORTHWARDLY, SUBJECT to all matters shown on the plan the day of the sale to another day, time, and Register of Deeds. OF TENNESSEE, DESCRIBED AS FOLLOWS: TO- BETWEEN PARALLEL LINES, ONE HUNDRED of record in Plat Book 22, Page 45, in the place certain without further publication, upon WHEREAS, default having been made in WIT IN THE THIRD CIVIL DISTRICT OF HAMILTON THIRTY-FIVE (135) FEET TO AN ALLEY. SUB- Register's Office of Hamilton County, Ten- announcement at the time and place for the the payment of the debt(s) and obligation(s) COUNTY, TENNESSEE: LOT FIFTY-TWO (52), JECT TO ANY GOVERNMENTAL ZONING AND nessee, including an owner's certificate; all sale set forth above. W&A No. 305125 thereby secured by the said Deed of Trust WEST POINT ESTATES, AS SHOWN ON PLAT OF SUBDIVISION ORDINANCE OR REGULATIONS other easements, setback lines and notes DATED September 19, 2017 and the current holder of said Deed of Trust, RECORD IN PLAT BOOK 55, PAGE 32, IN THE IN EFFECT THEREON. SUBJECT TO SUBJECT to which plan reference is hereby made. WILSON & ASSOCIATES, P.L.L.C., Tennessee Housing Development Agency, (the REGISTER`S OFFICE OF HAMILTON COUNTY, TO ALL NOTES, STIPULATIONS, RESTRICTIONS, SUBJECT to Restrictive Covenants of record Successor Trustee “Holder”), appointed the undersigned, Brock TENNESSEE. SUBJECT TO RESTRICTIONS OF EASEMENTS, CONDITIONS, AND REGULATIONS in Book 1488, Page 362, Register’s Office Sept. 22, 29, Oct. 6,2017 Fmr18438 & Scott, PLLC, as Substitute Trustee, with all RECORD IN BOOK 3995, PAGE 520, IN THE AS SET OUT ON RECORDED PLAT. Parcel ID: of Hamilton County, Tennessee. the rights, powers and privileges of the original REGISTER`S OFFICE OF HAMILTON COUNTY, 157C-B-028 PROPERTY ADDRESS: The street SUBJECT to any existing easements. NOTICE OF TRUSTEE’S SALE Trustee named in said Deed of Trust; and TENNESSEE. SUBJECT TO CONDITIONS AND address of the property is believed to be 4715 SUBJECT to any and all governmental zoning WHEREAS, default has occurred in the NOW, THEREFORE, notice is hereby given EASEMENTS OF RECORD IN BOOK 2116, ROGERS ROAD, CHATTANOOGA, TN 37411. ordinances or regulations in effect thereon. performance of the covenants, terms, and that the entire indebtedness has been declared PAGE 186, IN THE REGISTER`S OFFICE OF In the event of any discrepancy between this The street address for the subject property conditions of a Deed of Trust Note dated Sep- due and payable as provided in said Deed of HAMILTON COUNTY, TENNESSEE. SUBJECT TO street address and the legal description of the is: 1523 Rowewood Drive, Chattanooga, TN tember 5, 2007, and the Deed of Trust of even Trust by the Holder, and that as agent for the EASEMENT AGREEMENT OF RECORD IN BOOK property, the legal description shall control. 37421. date securing the same, recorded September undersigned, Brock & Scott, PLLC, Substitute 3953, PAGE 793, IN THE REGISTER`S OFFICE CURRENT OWNER(S): ROBERT STANARD Interested parties: Malcolm K. Billingsley, 13, 2007, in Book No. GI 8468, at Page 466, Trustee, by virtue of the power and authority OF HAMILTON COUNTY, TENNESSEE. SUBJECT OTHER INTERESTED PARTIES: The sale of October 6 - October 12, 2017 Public Notices Page 9 www.HamiltonCountyHerald.com

the above-described property shall be subject Building Permits to all matters shown on any recorded plat; Hamilton County any unpaid taxes; any restrictive covenants, easements or set-back lines that may be ap- Status Licensed Professional Contract Work Description plicable; any prior liens or encumbrances as Date Site Address Owner Address Address Value well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that 09/28/2017 033129H E 00100 Speedway LLC Smith Construction Speedway $525,000.00 it is subject to confirmation by the lender or 4355 58 539 S. Main St Group Convenience Store Chattanooga 37416 Findlay, OH 45840 Cody Smith With Fuel Center Substitute Trustee. This sale may be rescinded Commercial New Construction 731 Orchard Lane at any time. The right is reserved to adjourn Beavercreek, OH 45434 the day of the sale to another day, time, and place certain without further publication, upon 09/25/2017 033137O A 00500 Southwest Acquisitions Owner Electrical/Plumbing/ Replace Glazing in 15,000.00 announcement at the time and place for the 2029 Tunnel Blvd 3296 Cumberland Hills Cir Bonnie Cass Eight windows/Kitchen Cabinets & sale set forth above. All right and equity of re- Chattanooga 37406 Cleveland, TN 37312 3296 Cumberland Hills Countertops & Replace Fixtures demption, statutory or otherwise, homestead, Residential (1-2 Units) New Construction Circle Remodel Bath & Replace Sub-Floor/ and dower are expressly waived in said Deed Cleveland, TN 37312 Interior Doors/ Fix Treads On Stairs of Trust, and the title is believed to be good, 09/25/2017 033146O F 02700 Tower Construction Co Tower Construction New Single Family, Residence, Three 111,000.00 but the undersigned will sell and convey only 1606 E 13th St. 2520 E 14th St. Co, Inc. Bedrooms With Attached Garage as Substitute Trustee. The Property is sold Chattanooga 37404 Chattanooga, TN 37404 Calvin Ball as is, where is, without representations or Residential (1-2 Units) New Construction 2520 East 14th Street warranties of any kind, including fitness for a Chattanooga, TN 37404 particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFOR- 09/25/2017 033109J G 01603 F & S Elite Realty Inc F & H Construction LLC New Single Family Residence, Three $130,000.00 MATION OBTAINED WILL BE USED FOR THAT 340 Candle Light Dr 1133 Midland Ave Ste 1A Jason Howard Bedrooms On Crawl Space With Parking Chattanooga, TN 37343 Bronxville, NY 10708 PO Box 658 Pad Only PURPOSE. Rubin Lublin TN, PLLC, Substitute Residential (1-2 Units) New Construction Hixson, TN 37343 Trustee 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 www.rubinlublin. 09/28/2017 003099C E 00101 Green Matthew T & Matthew Green New Single Family $149,000.00 com/property-listings.php Tel: (877) 813-0992 5669 Crestview Dr Jennifer S Construction, LLC Residence, Three Fax: (404) 601-5846 Ad #123868 Chattanooga 37343 171 Baylor School Rd Matthew Green Bedrooms Over Sept. 29, Oct. 6, 13, 2017 Fmr18421 Residential (1-2 Units) Chattanooga, TN 5026 Dayton Blvd Unfinished Basement 37405-2406 Chattanooga, TN 37415 With Attached SUBSTITUTE TRUSTEE’S SALE New Construction Garage Sale at public auction will be on Novem- 10/02/2017 033139H E 01600 Payne Barry Mellencamp New Construction Of Single Family $135,000.00 ber 2, 2017 at 10:00AM local time, at the 2818 Firethorne Ln PO Box 21487 Construction Assoc Residence, Three Bedrooms Over west door, Hamilton County Courthouse, Chattanooga 37421 Chattanooga, TN 37424 Jeff Mellencamp Crawl Space With Attached Garage 625 Georgia Ave., Chattanooga, Tennessee Residential (1-2 Units) New Construction 820 Secret Garden Dr pursuant to Deed of Trust executed by Arland Chattanooga, TN 37421 Ray Jiles, to A-1 Title & Escrow, Trustee, as trustee for Peoples Home Equity on April 25, 10/02/2017 003139H E 01700 Payne Barry Mellencamp New Construction Of Single Family $135,000.00 2008 at Book GI 8655, Page 33, Instrument 2824 Firethorne Ln PO Box 21487 Jeff Mellencamp Residence, Three Bedrooms Over Chattanooga 37421 Chattanooga, TN 37424 Construction Assoc Crawl Space With Attached Garage No. 2008050100263; conducted by Shapiro & Residential (1-2 Units) New Construction 820 Secret Garden Dr Ingle, LLP, having been appointed Substitute or Chattanooga, TN 37421 Successor Trustee, all of record in the Hamilton County Register’s Office. Default has occurred 09/28/2017 033135E H 03600 Shved Andre Andre Shved New Single Family $183,600.00 in the performance of the covenants, terms, 315 Thompson St 448 Oliver St Construction Construction, Three and conditions of said Deed of Trust and the Chattanooga 37405 Chattanooga, TN 37405 Andre Shved Bedrooms Over entire indebtedness has been declared due Residential (1-2 Units) New Construction 448 Oliver St. Unfinished Basement and payable. Chattanooga, TN 37405 Party Entitled to Enforce the Debt: Citi- 09/29/2017 033136A M 01500 Pearson Ryan Ryan N. Pearson New Construction Of Single Family $209,000.00 Mortgage, Inc., its successors and assigns. 905 Overman St 3543 Valley High Ln Ryan Pearson Residence, Four Bedrooms The following real estate located in Ham- Chattanooga, 37405 Chattanooga, TN 37415 130 Danbury Dr Over Crawl Space With Detached Garage ilton County, Tennessee, will be sold to the Residential (1-2 Units) New Construction Oak Ridge, TN 37830 highest call bidder: Described property located at Hamilton County, Tennessee, to wit: FOR PRIOR DEED REFERENCE SEE BOOK certain without further publication, upon an- to Raymond Dunkel, Trustee of the Raymond TOGETHER WITH all rights appurtenant All that tract or parcel of land lying and 4857, PAGE 438 AND ALSO IN BOOK 4472, nouncement at the time and place for the sale Dunkel Revocable Living Trust Dated July 23, to said property to Grantee forever in Fee being in the Second Civil District, Hamilton PAGE 827 IN THE REGISTER’S OFFICE OF set forth above. If you purchase a property 1993, Simple. County, Tennessee, Being a part of the HAMILTON COUNTY, TENNESSEE. at the foreclosure sale, the entire purchase of record in Book 10199 Page 900, et seq., SUBJECT TO Restrictions of record in Book Sarah Daughtrey Tract North of Daisy, and TAX ID# 057F-B-004 price is due and payable at the conclusion in the Register’s Office of Hamilton County, 5500, Page 102, being re-redorded in Book being more particularly described as follows: PROPERTY ADDRESS 10408 Dayton Pike of the auction in the form of a certified/ Tennessee. Said Deed of Trust (the “Deed of 5678, Page 566, in the Register’s Office of BEGINNING at a point in the Eastern line of Soddy Daisy, TN 37379 bank check made payable to or endorsed Trust”) is incorporated herein by reference; and Hamilton County, Tennessee, but omittng Dayton Pike (formerly a/k/a U.S. Highway Street Address: 10408 Dayton Pike, Soddy to Shapiro & Ingle, LLP. No personal checks Whereas, Raymond Dunkel, Trustee of any covenant or restriction based on race, No. 27), said point being 600 feet, more or Daisy, Tennessee 37379 will be accepted. To this end, you must bring the Raymond Dunkel Revocable Living Trust color religion, sex, handicap, familial status less, North of Card Road, said point being Parcel Number: 057F-B-004.00 sufficient funds to outbid the lender and any Dated July 23, 1993 is the true and lawful or national origin unless and only to the extent also the Northwest corner of a tract of land Current Owner(s) of Property: Arland Ray Jiles other bidders. Insufficient funds will not be owner and holder of the Note, secured by the that said covenant (a) is exempt under Chap- conveyed to Eugene A. Fraizer and wife, by The street address of the above described accepted. Amounts received in excess of the Deed of Trust; and ter 42, Section 3607, of the United States deed recorded in Book 1060, page 105, property is believed to be 10408 Dayton Pike, winning bid will be refunded to the successful Whereas, by instrument recorded on Sep- Code or (b) relates to handicap but does not in the Register’s Office, Hamilton County, Soddy Daisy, Tennessee 37379, but such purchaser at the time the foreclosure deed tember 21, 2017, in Book 11159 Page 79 discriminate against handicapped persons. Tennessee; running thence Northwardly address is not part of the legal description of is delivered. et seq., in the Register’s Office of Hamilton SUBJECT TO Ten (10) foot Power and Com- along Dayton Pike, 90 feet to a point; thence the property sold herein and in the event of This property is being sold with the express County, Tennessee, Raymond Dunkel, Trustee munications Easement as shown or specified North 87 degrees 25 minutes East 623 feet any discrepancy, the legal description herein reservation that the sale is subject to confirma- of the Raymond Dunkel Revocable Living Trust on the recorded plat. to a point in the Northeastern line of the shall control. tion by the lender or trustee. This sale may be Dated July 23, 1993, exercising its authority SUBJECT TO Twenty (20) foot Public Sanitary Daughtrey Tract above referred to; thence This sale is subject to, without limitation, all rescinded only by the Substitute Trustee at any as such owner and holder appointed David P. Sewer Easement as shown or specified on South 30 degrees 01 minutes East 90 feet, matters shown on any applicable recorded plat; time. If the Substitute Trustee rescinds the Hawley as Substitiute Trustee; and the recorded plat. more or less, along the northwestern line any unpaid taxes; any restrictive covenants, sale, the purchaser shall only be entitled to a Whereas, default has been made in the SUBJECT TO Sanitary sewer Service Lateral of tax parcel #57F-B-006 to the northern easements, or setback lines that may be ap- return of any money paid towards the purchase payment of debts and obligations secured by Easement recorded in Book 9957 page 366 corner of that property conveyed to the plicable; any statutory right of redemption of any price and shall have no other recourse. Once said Deed of Trust and by the terms of the Note in the Register’s Office of Hamilton County, State of Tennessee by Deed recorded in governmental agency, state or federal; any prior the purchaser tenders the purchase price, the the entire balance is now past due and payble, Tennessee. Book 2216, Page 152, said Register’s liens or encumbrances including those created Substitute Trustee may deem the sale final in the owner has instructed the undersigned Sub- SUBJECT TO Conditions, Restrictions, Office; thence southwestwardly 80 feet, by a fixture filing or any applicable homeowners’ which case the purchaser shall have no remedy. stitute Trustee to foreclose said Deed of Trust Reservations, Limitations, Easements, more or less, along the western line of said association dues or assessments; all claims or The real property will be sold AS IS, WHERE in acordance with its terms and provisions. Stipulations, etc., in effect thereon. State of Tennessee Property to a point in other matters, whether of record or not, which IS, with no warranties or representations of NOW THEREFORE, by authority vested in SUBJECT TO Any governmental zoning and the southern line of property conveyed to may encumber the purchaser’s title and any any kind, express or implied, including without me as Substitute Trustee under said instru- subdivision ordinances or restrictions in Jefferson Hunter Bradley, Jr. and wife, Cora matter that an accurate survey of the premises limitation, warranties regarding condition of the ment, I will, on November 3, at 10:00 a.m. effect thereon. Sue W. Bradley by deed recorded in Book might disclose. property or marketability of title. EDT at the West door of the Hamilton County COMMONLY KNOWN AS 7896 TRANQUIL- 1888, page 234, said Register’s office (said The following parties may claim an interest This office may be a debt collector. This Courthouse, 615 Walnut Street, Chattanooga, ITY DRIVE, OOLTEWAH, TENNESSEE 37363. point being North 83 degrees 10 minutes in the above-referenced property to be affected may be an attempt to collect a debt and any Tennessee, offer for sale at public auction to In the event of a discrepancy between the West a distance of 50 feet, more or less, by the foreclosure: any judgment creditor or information obtained may be used for that the highest and best bidder for cash in bar of street address and the legal description, from the original southeast corner of Bradley); lien holder with an interest subordinate to the purpose. all rights and equities of redemption, statutory the legal description of the Deed of Trust thence along the Southern line of Bradley and said Deed of Trust or any party claiming by, Shapiro & Ingle, LLP and otherwise, homestead, dower and all other shall control. the northern line of tax parcel #57F-B-003 through, or under any of the foregoing. Such Substitute Trustee rights or exemptions of every kind, all of which Said sale shall be made for cash in bar of North 86 degrees 30 minutes West 690 parties known to the Substitute Trustee may 10130 Perimeter Parkway, Suite 400 are expressly waived in said Deed of Trust, the all right and equity of redemption, homestead, feet, more or less, to the point of beginning. include: None. Charlotte, NC 28216 property therein conveyed which is situated in dower, and all other rights and exemptions of The foregoing description was taken from Terms of Sale will be public auction, for Phone: (704) 333-8107 the State of Tennessee, Hamilton County and every kind, all of which are expressly waived in survey dated February 14, 1995, identified cash, free and clear of rights of homestead, re- Fax: (704) 333-8156 described as follows; said Deed of Trust, but subject to the followiing: as Job No. 95-065, made by Barry Savage, demption and dower to the extent disclaimed or www.auction.com Tax Map 1141I-A- 0290 Any unpaid taxes against the property; and P.L.S., Registered Surveyor No. 1618, P.O. inapplicable, and the rights of Arland Ray Jiles, File No. 17-112955 SITUATED IN THE SECOND CIVIL DISTRICT, Any rcorded easements, conditions, cov- Box 2164, Cleveland, Tennessee 37320. and those claiming through him/her/it/them. Sept. 29, Oct. 6, 13, 2017 Fmr18436 HAMILTON COUNTY, TENNESSEE: enants, right-of way or subdivision plats affeting SUBJECT TO any covenants, conditions, Any right of equity of redemption, statutory BEING Lot 166, Meadow Stream Subdivision, the property and; restrictions, reservations, or easements and otherwise, and homestead are waived in NOTICE OF SUBSTITUTE TRUSTEE’S SALE Phase V, as shown by revised plat recorded Any dedication of roads affecting the of record. accord with the terms of said Deed of Trust, WHEREAS, by Deed of Trust dated April 21, in Plat Book 81, Page 166, in the Register’s property and any governmental zoning and SUBJECT TO any governmental zoning and and the title is believed to be good, but the 2014, Ernest Enterprises, LLC, A Tennessee Office of Hamilton County, Tennessee. subdivision ordinances or regulations in effect; subdivision ordinances or regulations in undersigned will sell and convey only as Sub- Limited Liability Company, did convey in trust to BEING the same property conveyed by War- and effect thereon. stitute Trustee. First Choice Title Inc. a certain tract of land to ranty Deed recorded in Book 10199, Page Any prior or superior liens, judgment, deeds SUBJECT TO Easement in Deed Book 6222, The right is reserved to adjourn the day secure payment of a debt in the principal sum 898, in the Register’s Office of Hamilton Continued on page 17 Page 94. of the sale to another day, time, and place of $271,000.00 (the “Original Note”) payable County, Tennessee. 10 | October 6 – 12, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Financial Focus Stan Russell [email protected]

Consider multiple factors when creating retirement plans When you create your fi nancial and investment strategies for retirement, what will you need to know? In other words, what factors should you consider, and how will these factors aff ect your investment-related decisions, before and during your retirement? Photograph by Dale Rutemeyer courtesy of UTC Athletics Consider the following: Alejandro Bennifield surveys the field against Western Carolina, a game that he would leave early due to injury. • Age at retirement – Not surprisingly, your retirement date likely will be heavily infl uenced by your fi nancial situa- n THE JENKINS PERSPECTIVE tion – so, if you have to keep working, that’s what you’ll do. But if you have a choice in the matter, your decision could have a big impact on your investment strategy. For example, if you want to retire early, you may need to save and invest more aggressively than you would if you plan to work well Suddenly, it’s freshman past typical retirement age. Also, your retirement date may well aff ect when you start accepting Social Security payments; if you retire early, Caldwell’s time for Mocs you might have to start taking your benefi ts at age 62, even Fans had scarcely had time botched fake punt by the Mocs though your monthly checks will be considerably smaller to settle in their Finley Stadium from inside their own 30 that than if you waited until your “full” retirement age, which is seats – much less get used to was recovered on the one. likely to be 66 or 67. seeing UTC’s No. 1 quarter- Western Carolina went on to • Retirement lifestyle – Some people want to spend their back in action – when he was score three touchdowns that retirement years traveling from Athens to Zanzibar, while gone. Again. the Chattanooga defense was in others simply want to stay close to home and family, pursu- Western Carolina line- no way responsible for. ing quiet, inexpensive hobbies. backer Tahjai Watt, a 6-5, David Jenkins Tiano was an awful 11-for- Clearly, the lifestyle you choose will aff ect how much you 215 QB-seeking missile with 25 passing against a defense need to accumulate before you retire and how much you will something to prove, could A writer who has spent his entire that had been allowing close to need to withdraw from your various investment accounts not believe he had the good adult life in Chattanooga appreciating 30 points per game before he once you do. fortune to be totally unblocked where he lives. was put out of one kind of mis- in the fi rst quarter Saturday ery and into another. One fi nal • Second career – Some people retire from one career against the Mocs. But like any the rest of his body landed, and sack on the second play of the only to begin another. If you think you’d like to have a “sec- good defender, he didn’t take a he needed several minutes to fourth quarter ended with all ond act” in your working life, you might need some addition- moment to appreciate his good make it to his feet. of Tiano’s 240 pounds landing al training, or you might just put your existing expertise to fortune; instead, he made a Fans gradually became aware on his left shoulder. Separated? work as a consultant. If you do launch a new career, it could beeline for unsuspecting UTC of the potential severity of Ben- Torn? Collarbone, perhaps? No clearly aff ect your fi nancial picture. quarterback Alejandro Benni- nifi eld’s injury. First, he walked one would say. For one thing, if you add a new source of earned income, fi eld. off the fi eld, albeit unsteadily. Arth only said Tiano, too, you might be able to withdraw less from your retirement  e Mocs quarterback, a  en he was carefully steered turned up “negative,” and accounts each year. (Keep in mind, though, that once you lefty, was actually facing his to the UTC locker room by a that he was released from the reach 70 ½, you will have to take at least some withdrawals attacker, but his eyes were pair of concerned trainers. And hospital before the game ended from your traditional IRA and your 401(k) or other employ- downfi eld. He was not aware when next they saw him, he Saturday. er-sponsored retirement plan.) On the other hand, if you of Watt’s presence until the was on a stretcher being loaded Enter Dominic Caldwell. keep earning income, you can continue putting money into Catamount defender planted onto an ambulance. A redshirt freshman from a a traditional IRA (until you’re 70 ½) or a Roth IRA (indefi - his helmet directly between the And, most irritatingly, some- big-time program in Sarasota nitely) and possibly contribute to a retirement plan for the ‘1’ and ‘5’ on the front of his one in the ACC or SEC appar- by way of Florida International, self-employed, such as a SEP-IRA or an “owner-only” 401(k). Mocs jersey. ently had gotten to head coach the 6-foot-2 Caldwell convert- • Philanthropy – During your working years, you may Bennifi eld’s helmet fl ew off , Tom Arth, teaching him the ed his very fi rst college pass have consistently donated money to charitable organizations. his mouthpiece went another fi ne art of Coachspeak, as the into a touchdown of six yards And once you retire, you may want to do even more. For one direction entirely, and his wits most information the media to graduate transfer Darrell thing, of course, you can volunteer more of your time. were scattered far and wide was allowed to have following Bridges. But with Western But you also might want to set up some more permanent with no chance to gather them the pug-ugly 45-7 loss was that Carolina playing keep away and method of fi nancial support. as his unprotected head thud- tests were “negative,” whatever the ultra-cautious coaching Consequently, you might want to work with your legal ded against the Finley Stadium that means. staff scared to death to allow a advisor and fi nancial professional to incorporate elements of turf. But in the here and now, quarterback to actually throw your investment portfolio into your estate plans to provide As a result, Bennifi eld’s Nick Tiano was again  e Man. downfi eld, Caldwell had only more support for charitable groups. season consists of 11 plays and And it was as if last week’s one other pass attempt (in- As you can see, your retirement goals can aff ect your holding. He’d missed the Mocs’ 62-point outburst against complete) despite fi nishing the investment strategy – and vice versa. So, think carefully fi rst four games due to an aca- VMI never happened.  e game. about what you want to accomplish, plan ahead and get the demic suspension that has still off ense instantly reverted to the While waiting for word help you need. It takes time and eff ort to achieve a successful not been suffi ciently explained. sputtering, disorganized mess on the injury situation, the retirement, but it’s worth it. Part of the new concussion that disappointed many in the very real situation exists that protocol, as several teams Mocs’ home opener two weeks Caldwell is going to have to be is article was written by Edward Jones for use by your practice them, is to never give previous.  e Man. Listed as the team’s local Edward Jones Financial Advisor (member SIPC). Con- an accurate report on a play- Twice, Tiano was sacked on fourth-string quarterback tact Stan at [email protected]. er’s injury. So, we can surmise or near his goal line by the Cat- pre-season, Arth went to him with conviction that Bennifi eld amounts – who have already rather than lose the precious is suff ering from a signifi cant nearly doubled their sack total redshirt on Bradley Central’s concussion or a whopper of a from last season – and twice it record-breaking QB Cade headache. was recovered for cheap touch- Copeland. But the reality is that His unprotected head hit downs. Caldwell’s season of appren- the Finley Stadium turf before Add to the mix an absurd, See JENKINS, page 15 www.hamiltoncountyherald.com Hamilton County Herald October 6 – 12, 2017 | 11

n RIVER CITY ROUNDABOUT

By David Laprad music. I also enjoy those few here’s some- minutes one spends thing special watching the rest of the about an audience shuffle in and evening at the the musicians take their Tsymphony. It’s places on the stage. As an occasion for dressing the performers warm up up and being in elegant and tune their instru- surroundings and good ments, I feel a surge of company. anticipation. As when eating at My wife initially a four-star restaurant, seemed to be more fas- you want to be on your cinated by the shoes the best behavior and do the other ladies were wear- right thing at the right ing than the pre-perfor- time. During the former mance atmosphere, but occasion, for example, she eventually directed you don’t want to use her attention to the the wrong fork at the stage. wrong time; during the I was apprehensive latter, you don’t want about whether she to clap or cough out of would like the sympho- turn. ny, since her last concert And, unlike a concert experience had included featuring your favorite woo-hooing at the top band, it’s an evening of her lungs as Chicago for hearing music you belted out “Saturday in might never have heard the Park” at Memorial before and might never Auditorium, but as the hear again – live or in discordant sound of the your car as you’re blast- combined instruments ing tunes on the way filled the theatre, she to work or the grocery said she was excited. store. I was, too. On the For some, hearing agenda were Benja- dozens of musicians min Britten’s “Young pool their skills and Person’s Guide to the passion to perform Orchestra,” Tan Dun’s compositions that “Crouching Tiger have endured the test Concerto” and Gustav of time is the height of Mahler’s “Symphony the cultural experience. No. 1,” aka “e Titan.” For others, the mere I enjoy film music thought of sitting in a and believe symphonic concert hall listening to soundtracks are the clas- centuries-old music is sic music of today. Hun- akin to torture. dreds of years from now, But I believe both people might revere the patrons of the arts will works of John Williams walk away from a night much as we do those by at the Chattanooga Mozart and Beethoven Symphony & Opera today. So, I was looking thrilled by the power, forward to hearing the excitement, drama, selection from the mov- beauty and – yes – fun ie, “Crouching Tiger, of the experience. Hidden Dragon.” Prelude “at’s what you’re I also love Mahler. I wearing?” write this without hav- ing a snobbish bone in e look on my wife’s Photograph by David Laprad face suggested I was my body. I first heard his fourth symphony in an joking as I dressed in my you wore nothing less than your were soon out the door and head- neoclassic structure built between introduction to music button down black shirt Sunday best. at’s what she had ed downtown. 1919 and 1921. e Tivoli greets elective in college and and blue jeans (which on – and she looked fabulous. Part of that “special something” concertgoers with a grand lobby, fell hard for it. So, I was were freshly washed, I Being a somewhat seasoned about an evening at the symphony complete with white terrazzo eager to hear something might add). symphony-goer, I knew I could get are your surroundings. e CSO flooring and crystal chandeliers, else by the late Roman- She was attending the away with dressing nice but casual. calls the Tivoli eatre, located on then welcomes them into a 1,800- tic Austrian composer symphony for the first But my companion for the evening Broad Street, home. seat theatre with a high rose-and- (which I also write time and had precon- was going to have none of that, so Nicknamed “e Jewel of the gold coffered ceiling. It’s a nice ceived notions that I reconfigured my outfit and we South,” the Tivoli is an elegant setting for an evening of orchestral See SYMPHONY, page 24 12 | October 6 – 12, 2017 Hamilton County Herald www.hamiltoncountyherald.com

MITCHELL From page 4 point,” Mitchell says, noting that she is especially concerned Mitchell, who eats a primar- about those she considers the ily plant-based, unprocessed most vulnerable: people who “My desire diet, and stays in shape by hik- rely on Medicare and Medic- to run for ing and cycling, is passionate aid, military veterans, and the about weaning her patients off uninsured. Congress came medications and helping them “When you don’t have a out of this live longer and healthier with healthy population, it leads to the proper nutrition, exercise, an economic fi scal crisis, which growing emotional wellbeing and sleep. is exactly what Tennessee and concern for Soft-spoken but not afraid our entire nation is struggling to speak her mind, she publicly with right now. what I was took McKee Foods to task in “What we’re also not tack- seeing in my a local op-ed for legitimizing ling is the price-gouging that’s exam room 10 “addictive junk food” when going on in health care,” she the Little Debbie snack maker adds. “ e United States [con- to 15 times a sponsored Iron Man Chatta- sumer] pays anywhere from day.” nooga in 2014. Some readers three to 10 times more [than Dr. Danielle Mitchell gave her fl ack for the letter, other countries] for pharma- while others rallied with their ceuticals that are the same support. exact drug, made by the same “Particularly in our region in manufacturer.” the South – and this is paral- Mitchell is especially em- leled by the data as well – we pathetic toward patients with Photographs by Alex McMahan are in an epidemic of processed obesity issues. essentially ended up scarring over 20 years now and I put partially fi lmed in France. food consumption,” she says. “I’ve had men and women in the artery through and through myself into over $200,000 of Everyone in that country, “And we are surrounded in my clinic rooms in tears talking to almost nothing.” She was in medical school debt to do that, regardless of citizenship status, the South by processed food about the eff ects of their strug- danger of losing her leg. and it is unconscionable to me she asserts, is required to have manufacturing.” gle with weight,” she points She credits Obamacare, that our government thinks insurance. Residents pay ap- Mitchell has been just as out. “I feel like we as a com- which paid for a vascular it’s okay to reintroduce some- proximately 40 percent in taxes vocal about insurance compa- munity have lost a big sense of bypass for the rare condition, thing that has A. never worked each year to cover health care, nies, which, if she had her way, compassion. It’s not just carry- for saving her life. “As a small before for people and B. would retirement and disability bene- she’d phase out of her practice ing around an extra 75 pounds business owner, before the literally slam the door in my fi ts, unemployment and other altogether. As an option, a [that is] making you tired.  e ACA (Aff ordable Care Act), face when it came to access to services.  ey pay little, if any, patient can purchase an annual emotional burden that comes good luck getting insurance,” health care. I would be in the out-of-pocket costs for medical membership package that from that is so signifi cant.” she notes. “And now I continue same boat as millions of other care and prescriptions. covers four 30-minute offi ce Two years ago, Mitchell to be protected by the ACA.” Americans and Tennesseans.  e reason the French visits, reduced prices on x-rays, started experiencing a strange Mitchell is openly disgusted “Absolutely everybody is a system is so eff ective, Mitchell lab tests and other services, discomfort in her right leg, and with federal lawmakers who walking pre-existing condi- says, is the government, not big and free admission to well-be- her speed slowed during ath- have tried a number of times, tion,” she continues. “We all corporations, control prices. ing seminars. She also off ers letic events. She was diagnosed unsuccessfully, to “repeal and age. We all will get sick and  e 2003 Medicare Prescrip- a pay-as-you-go model with with a rare, incurable vascular replace” the ACA. we will all, at some point in tion Drug Act prevents the U.S. discounts on lab work, physi- disease that had restricted the “ e idea that our govern- our lives, develop a chronic government from negotiating cals and offi ce visits. blood fl ow in the right side of ment was just debating preex- condition.” drug costs, she adds, “which is “It’s done with this notion her body, from the hip down, isting conditions and bringing Mitchell is currently co-pro- why we’re seeing this health- that we need to be taking care to only 17 percent. [non-coverage for] those back ducing “Fever Pitch: What’s care crisis from a cost stand- of people.  at is our moral ob- “It’s like kinking the garden ligation from a societal stand- … I’ve served the public in my Wrong with Healthcare in See MITCHELL, page 23 hose, this vessel,” she says. “It career fi eld, in medicine, for America,” a documentary

(800) 729-6466 (270) 839-3136 (615) 757-3339 MEDICAID From page 5 ceutical companies take their der my old coverage, then get a Chattanooga W. Kentucky Nashville cut for a medical procedure, nice bill in a couple of months, Corporate Office Sales Office Division Office health care and insurance. it’s no wonder people are going I told my son, “Get your butt “And I think that’s why broke trying to pay for health in there and take those shots everybody looks at Washing- care. before the price goes up.” PUBLIC AUCTIONS ton and says we’re not getting Consider this: A few years Clearly, the cost rises when anything done, and why a lot of ago, after a certain company you have insurance, and some- OCT SNAP-ON AUCTION people go, ‘I don’t know that I bought me out, my insurance times they’ll negotiate the price FROM HENDERSON, KY •100’S OF SNAP-ON TOOLS believe in the process anymore •5-SNAP-ON BOXES •1966 DODGE DART GT ended immediately. COBRA of a procedure, something that 14 •2016 SUZUKI ATV •2015 SEA-DOO SPARK because they’re arguing about payments were off the charts won’t happen when you have 9:00 AM CST •DODGE TRUCK & MORE! the politics of it instead of how and retroactive, yet my son insurance. can we make it better than it is needed immunizations to en- So, when people say they today,’” he points out. roll at MTSU. don’t want to try to fi gure out Haslam previously said he When we went to the med- what’s wrong with our health believes the cost of health ical clinic, they informed me care system, what they really care is the biggest problem my old health card was invalid, mean is they’d rather sit around but one Congress hasn’t even which I had told them already complaining about the status addressed. when they asked for it. A few quo, which if it is doesn’t break The analysis minutes later they came back you will make you sick as hell. While some folks are fi d- and said I would have to pay dling and Rome is burning, out of pocket for the shots. Sam Stockard is a Nash- Haslam is correct in stating “It’s going to cost $9,” the ville-based reporter covering cost is the key. woman said, apparently won- the Legislature for the Nashville dering if I could pony up that Ledger and Memphis Daily VISIT SoldonCompass.com FOR REGISTRATION & MORE INFO By the time the hospital, staggering amount. News. He can be reached at 2 DAY medical clinic, doctors, insur- OCT OCT QUALITY ance companies and pharma- Considering I would have [email protected]. CHATTANOOGA FURNITURE, had to make a $20 co-pay un- 25 MONTHLY & 28 TOOL & VEHICLE 10:00 AM EST BANKRUPTCY 9:00 AM CST PUBLIC AUCTION OCT AUCTION LOCATION: CADIZ, KY •2006 BMW 750Li 26 •ETHAN ALLEN & 10:00 AM EST ACCEPTING LANE FURNITURE CONSIGNMENTS •300+ DIE CAST CARS Like us on facebook.com/Hamilton-County-Herald CALL (800) 729-6466 License #3898 Firm #5678 13

| GREATER CHATTANOOGA ASSOCIATION OF REALTORS - October 6 – 12, 2017 October GCAR, page 14 PRESIDENT Sue Sims Ian O’Shea Photograph provided Photograph See See PRESIDENT PRESIDENT ELECT Myra Cochran Clayton Taylor Joanna Jackson Martha Alexander Founded in 1912 TREASURER & STATE DIRECTOR TREASURER & STATE Northwest Georgia Council Georgia Northwest www.gcar.net As it relates to licensure from the Working with a potential tenant recent weeks, this code directs how members must treat their clients, customers and each other. Just as in a residential real estate transaction, adherence to the code of ethics is an important question to ask before entering into commercial real estate representation. Tennessee and Georgia Real Estate Commissions, both residential and commercial agents receive the same type of license, but the path each fol lows goes in very different directions. PRESIDENT Joe Pleva - Ben Pitts Bill Raines John HealyJohn Steve Hunt Russ Elliott Jeff Jennings Robert Fisher Commercial Council Commercial

To subscribe to either system, a As was covered in this space in Dan Griess John Payne John Jon Hughes Jon Robyn Ring Paula Palmer Paula Robert Fisher Robert Backer Myra Cochran the commercial MLS include: office; retail/commercial; shopping center; industrial; multifamily/dwellings with five or more units; hospitality; vacant land; farm/ranch; and a cate- gory called “special purpose.” ese properties may be listed for sale or for lease. real estate licensee must be a member of GCAR or another local association. is membership requires that the agent adhere to the Code of Ethics and Standards of Practice of the Na tional Association of Realtors. Kevin Wamack Jennifer Cooper Brenda Pargeon Becky Cope English Brandi Thompson Pearl -

Hamilton County Herald County Hamilton ® Amnicola Hwy. | Chattanooga, Tn 37406 | 423 -698-8004 423-698-8001 | | | Amnicola 37406 Fax: Hwy. Chattanooga, Tn

REALTOR ASSOCIATION PRESIDENT’S MESSAGE MLS CHAIR PRESIDENT Kim Bass TREASURER Mark Hite Vicki Trapp Vicki Geoff Ramsey PRESIDENT-ELECT Mark Hite Nathan Walldorf Nathan Association of Realtors IMMEDIATE PAST PRESIDENT PAST IMMEDIATE President, Greater Chattanooga 2017 Board of Directors of Board 2017 e types of properties found in Some 4,000 Keller Williams agents who were registered to attend a company conference in Austin, Texas, volunteered to help clean up Houston up Houston help clean to volunteered Texas, Austin, in conference a company attend to registered who were agents Williams Keller 4,000 Some instead. Harvey Hurricane of in the wake both commercial and residential trades. e remaining 62 work exclu sively with commercial properties. - -

Greater Chattanooga | Association of Greater T2963 Realtors Real Estate Real Local Realtors work Local with Realtors clients commercial HURRICANE, page 14 ® See See here are moments when ithere are moments toseems America is about come apart at the seams from the strain of internal conflict. But when Hurri- cane Harvey ripped apart Chattanooga Chattanooga The voice of real estate in Greater Chattanooga.

News and News notes

from from the Greater

is story begins with Keller Wil- But when Harvey made landfall on Nathan Brown, CEO of Keller Wil- While the focus of this space is GCAR has two multiple listing Association Association of Realtors

Houston, Texas, a different portrait of America emerged, one in which people of all persuasions came to Realtors answer Houston callaction to By David Laprad www.hamiltoncountyherald.com gether to heal wounds. liams and the company’s annual con- ference – “Mega Camp” – in Austin, Texas. Each fall, about 12,000 Keller Williams associates come together to learn how to take their businesses to the next level. is year’s conference was scheduled to take place Sept. 14-15. Aug. 25 and turned parts of Houston into something resembling a war zone, Keller Williams turned Mega Camp into Mega Relief with nearly 4,000 of the company’s agents spend- ing those four days helping with relief efforts. liams Greater Downtown Realty, was there and provided this first person account of what he saw and did:

normally on residential real estate, numerous members of the Greater Chattanooga Association of Realtors also provide commercial real estate services. is week, we explore this specialty. systems through which Realtor members share information and offer cooperation to other subscribers. With a combined 1,967 subscribers, only 300 of those currently subscribe to the commercial MLS. Of those 300, 238 also have a subscription to the residential MLS, so they practice T 14 |

GREATERGREATER CHATTANOOGACHATTANOOGA ASSOCIATIONASSOCIATION OFOF REALTORSREALTORS October 6–12,2017 Williams was concerned about the Williams was concerned aboutthe Keller Williams tobetherebutKeller make itpossible fortheevacueesand Center. ing theevacueesinConvention make iteasierforthosedrivingto Showcase ofHomesmobileappwill different homes.eadditionofa around indifferentareas.” for anyoneinterestedinshopping and county,whichisanaddedbonus located indifferentpartsofthecity master suiteorprimarylivingarea. an existingspacesuchasakitchen, ing tobuildanewhomeorremodel a greatopportunityforanyonelook- than $650,000,”Croxallsays.“isis that rangefrom$290,000uptomore existing residence. home orconsideringremodelingan tions forthoselookingtobuildanew Homes willprovideavarietyofop- Mike Croxall,the2017Showcaseof on Sundays. Fridays andSaturdays1-6p.m. ty. Hourswillbe10a.m.-6p.m.on because thecitywaslooking athous them toconsidercancelling theevent from themayorofAustin,whoasked the city. evacuees fromtheHoustonareato Evacuee Centerandassigned7,000 ing week,AustinwasdeclaredaMega have theevent.However,follow- Keller Williamswasstillgoingto rooms andpurchasedplanetickets. registered fortheevent,bookedhotel ber,” Brownsays.“Everyonehad NAR: Middle-income homeowners stand to losetohomeownersstand Middle-income NAR: ofHomes Showcase off kick Home Builders across thecountryatriskandensur- homeowners, puttinghomevalues ing toadefactotaxincreaseon purchase ahomeformost,amount- would allbutnullifytheincentiveto exemptions. NARbelievestheresult eliminating personalanddependency doubling thestandarddeductionand and localtaxdeductionwhilenearly portant provisionssuchasthestate current taxcodewouldeliminateim- work fortaxreform,changestothe Association ofRealtors. ship formillions,saystheNational could leadtoataxonhomeowner- hensive taxreformthat,ifenacted, have releasedanoutlineforcompre- istration leadersknownasthe“Big6” Chattanooga andHamiltonCoun builders and18homesthroughout by EPBFiberOptics,willfeature10 and Oct.20-22.eevent,presented 2017 ShowcaseofHomesOct.13-15 of GreaterChattanoogawillhostits take placeinthemiddleofSeptem HURRICANE “e Convention Center tried to “e ConventionCentertried to ere isnochargetovisitthe “Plus, theShowcasehomesare “ere willbeShowcasehomes According toHBAGCPresident “Keller Williams received a call “Keller Williamsreceivedacall “After Harveycamethrough, According totheBig6’sframe- A groupoflegislatorsandadmin- e HomeBuildersAssociation “Mega Camp was scheduled to “Mega Campwasscheduledto

From page13 - - - wanted to come kept their flight and wanted tocome kepttheirflightand vations refundedwhilethose whostill stay homehadtheirflightsand reser Mega Relief.Agentswhochose to cancelled MegaCampandlaunched even more,soKellerWilliams homes. down andstartrippingoutdamaged agents fromborderingstatestocome tors andhadmobilizedhundredof Houston withsuppliesandgenera- cy. We’dsent18transfertrucksto suffer ahardshipduetoanemergen- sociates andtheirfamilieswhenthey Card” gamethatusesabingo-type homes canparticipateina“Magic dential HomeBuilders. Homes; andWaters-HollandResi- Rowland DevelopmentGroup;Trust Construction; PrattHomeBuilders; struction; Michael’sHomes;Nu-Era GreenTech Homes;GTIssaCon Construction; Collier 2017 ShowcaseofHomesincludeBP the frontdoor.” questions beforeyouwalkthrough and helpansweratleastsomeofthe sentially mapoutitsdayorweekend Croxall says.“Itallowsafamilytoes information onthedifferenthomes,” and exteriorpicturesspecific individual Showcasehome,interior easy-to-follow directionstoeach benefit atthefrontendbyproviding individual home. plans, amenitiesandmoreforeach can accessdirections,pictures,floor Parade Craze–Showcasevisitors By downloadingthemobileapp– Chattanooga, OoltewahandApison. dy Daisy,Hixson,Southside,North created tosupportthecompany’sas deployed KWCares,apubliccharity wanted togoHoustonandhelp. with phonecallsfromagentswho the companywasbeinginundated evacuees beingdisplaced.Meanwhile, located nearLookoutMountain,Sod the variousaddresses.ehomesare concerns from earlier in the year concerns fromearlierintheyear says theproposalreaffirmsRealtors’ deduction. benefit fromthemortgageinterest Americans havetheopportunityto ing thatonlythetopfivepercentof “But our people wanted to help “But ourpeoplewantedtohelp Visitors tothedifferentShowcase Participating buildersinHBAGC’s “e mobileappaddsanextra “Keller Williams had already “Keller Williamshadalready NAR President William E. Brown NAR PresidentWilliamE.Brown See Hamilton CountyHerald page 16 page HURRICANE, shutterstock.com - - - - - Court intheBlack Creek development west of Chattanooga. during theHomeBuilders Association’s 2017 Showcase of Homes. The homeisat925 Tetra Participants willbeableto tour thiscustom homeby JoeHeaton andNu-Era Construction a gas grill donated by Lowe’s, a $250 a gasgrilldonatedbyLowe’s,$250 ble foraprizedrawing.Prizesinclude to HBAGCbyNov.1becomeeligi stickers canmailordeliverthecards square. osewhogather15ormore affix astickeronthespecifichome’s Agents attheindividualhomescan card withall18homelocations. ism shouldbetheexpectation Again, knowledgeandprofessional might requiretraveltoanother city. Some areofferedlocallyand others can taketoimprovetheirknowledge. to specializeincommercialrealestate training classesthatanagentwishing uses whenworkingwithabuyer. and skillsthanaresidentialRealtor client requiresdifferentknowledge landlord’s, representingacommercial the tenant’sresponsibilityversus ed andwhichmaintenanceitemsare the numberofparkingspacesprovid- build outofthespacetodetermining for thetaxes,insurance,utilitiesand of tools.Fromdealingwithwhopays on aretailspacerequiresuniqueset in thefaceofareformeffortostensi- homeowners. attaxincreaseflies increase onmillionsofmiddle-class duction, theseeffortsrepresentatax nation ofthestateandlocaltaxde- their deductions. top 5percentwhowouldstillitemize gage interestdeductionforallbutthe backdoor eliminationofthemort missed thatgoal. tax frameworkreleasedbytheBig6 first donoharmtohomeowners.e reform –aworthyendeavorshould following statement: comprehensive taxreformwiththe owners inmindastheyproceedwith and urgeslawmakerstokeephome GCAR When you need the expert skills of When youneed theexpertskillsof ere arenumerousspecialized “When combinedwiththeelimi- “is proposalrecommendsa “We havealwayssaidthattax

From page13 - - - - load theParadeCrazemobileapp. “Showcase ofHomes”tab,ordown www.hbagc.net andclickonthe HBAGC at(423)624-9992,goto cards tolocalrestaurantsandmore. gift cardfromIndianMotorcycle, for moreinformation. west Georgia.Gotowww.GCAR.net Dade andWalkercountiesin north- in southeastTennesseeandCatoosa, Hamilton andSequatchiecounties sociation ofRealtors.GCAR services wide thatcomprisetheNationalAs- and associationsofRealtorsnation- one ofmorethan1,400localboards with morethan1,700membersandis association isaregionalorganization Estate” inGreaterChattanooga. e ation ofRealtoris“ eVoiceReal work inthisfield. and researchthe300agentswho search over1,500propertylistings cial Property.”Fromthere,youcan GCAR.net andclickingon“Commer transaction, startbygoingtowww. a Realtoronyournextcommercial in theweeksandmonthsahead.” forward tocontinuingthediscussion 1031 like-kindexchanges.Welook important investmentincentiveslike for ataxhikewhilealsopreserving that doesn’tsingleouthomeowners er ratesandcomprehensivereform American familiesbypromotinglow retirement. their hometoprovideanesteggfor to olderAmericanswhodependon homebuyers andatremendousblow poor housewarminggiftforrecent could causehomevaluestofall. lost incentivetopurchaseahome for Americans.Atthesametime, bly aimedatloweringthetaxburden For more information, contact For moreinformation,contact e GreaterChattanoogaAssoci- “Congress can still score a win for “Congress canstillscoreawinfor “Plummeting homevaluesarea www.hamiltoncountyherald.com Photograph provided Source: HBAGC Source: NAR - - - www.hamiltoncountyherald.com Hamilton County Herald October 6 – 12, 2017 | 15

The Critic’s Top reasons to pursue a Corner By David Laprad career in construction [email protected]

As the home building indus- workers consistently express try celebrates Careers in Con- high job satisfaction. And ‘Game’ gone bad is struction Month in October, average salaries in Chattanoo- we’re sharing the top reasons to ga and the surrounding area consider a career in residential remain competitive with other pretty darned good construction. industries in our area. For Some people have the worst timing. Take Gerald Burlin- Diversity of skilled trades to example, a career in residential game, for example. He waits until he’s taken his wife, Jessie, consider Mike Croxall construction can bring annual to their remote mountain cabin and handcuffs her to their salaries in the $40,000 or more bed in preparation for a little kinky sex before he has a heart A home builder relies on a President, Home Builders in a number of different skilled attack. number of trained workers to Association of Greater Chattanooga labor areas. To make things worse, she has little hope for rescue, given get the job done right. is in- Rewarding career without that the staff is gone for the weekend. She screams for help, cludes dozens of skilled artisans ilton County are seeking skilled college debt but from outside, we hear that her cries barely reach the end and professionals, including workers to help them build the of the driveway of the thickly wooded property, let alone carpenters, architects, engi- At a time when countless American Dream. is means their nearest neighbors a mile and a-half away. neers, plumbers, electricians, college graduates are finding there’s ample opportunity for But that’s not all. As Gerald shucks his mortal coil, he painters and landscapers. Anal- themselves underemployed and motivated students seeking a plops down on top of this wife. en there’s the little matter ysis from the National Associ- saddled with crushing student rewarding career path. of the starving stay dog who decides Gerald would make an ation of Home Builders shows debt, it’s important to know In fact, the residential con- acceptable meal. that 70 percent of builders use that earning a college degree is struction industry is one of the Given these circumstances, it’s between 11 and 30 subcon- not the only road to success. few sectors where demand for understandable that Jessie soon tractors to build a single-family A vocational education is Gerald’s Game new workers is rising. Accord- cracks mentally and begins see- home. Indeed, there are many equally rewarding and can be ing to the Bureau of Labor ing and hearing things – includ- different trades you can pursue obtained at a fraction of the Statistics and NAHB analysis, ing versions of Gerald and herself Rated TV-MA depending on your personal cost. the number of open construc- that converse with her and a interests. tion sector jobs (on a seasonally creepy man who steps out of the Considering a career in res- Job opportunities across the adjusted basis) increased to shadows of the room at night and shows her a travel bag full idential construction? Contact country 232,000 in July 2017. of old trinkets and body parts. the Home Builders Association “He’s made of moonlight,” her dead husband tells her. As the housing market Jobs satisfaction and of Greater Chattanooga at 423 While this might sound like a set up for a simple escape continues to strengthen, home competitive salaries 624-9992 or visit its website at builders across the country and thriller, author Stephen King had more than self-preserva- Residential construction www.hbagc.net. here in Chattanooga and Ham- tion in store for Jessie when he wrote the novel on which co-writer and director Mike Flanagan based the movie. As Jessie wrestles with the handcuffs, thirst and the dog (who JENKINS From page 10 ation, but there was no panic at man; if Bennifield, as expected, eventually decides it wants fresher meat), she confronts all with Nick coming in. ey has to enter the concussion the demons of her past that have held her in bondage for ticeship in Florida has him put pressure on us all night and protocol, he will likely be lost more thoroughly prepared for decades. we never really recovered when to the Mocs for another three I wasn’t expecting much when I started watching “Gerald’s the long, long road ahead. he went out. weeks. Caldwell’s football back- Game,” which Netflix just released, but soon found myself “Western Carolina has a But the visual evidence, as engaged in Jessie’s fight for physical and mental survival. ground is impeccable. fine football team, and made well as common sense, says His uncle, David Caldwell, Despite being almost two hours long and taking place a bunch of big plays, but we it’s time for Caldwell to get a mostly in one room, “Gerald’s Game” is tense, visually inter- is the general manger of the need to see where we can be chance to produce. improving Jacksonville Jaguars esting and an absorbing character study. better. We struggled on offense “We certainly didn’t want to Making the movie tense was probably easy. King devised of the NFL. And if that name all game, never had a whole lot put Cole in, not knowing the rings a bell to some, Caldwell a devious set-up for Jessie in his novel and placed the things going.” situation (with the other quar- that could save her – the keys to the handcuffs and a glass was in Atlanta for five years, In addition to the botched terbacks), but Dominic came four as the director of college of water – just outside her reach. (New to the movie are a fake punt, Arth showed a will- in, threw a touchdown pass cell phone and a bottle of Viagra, neither of which existed in scouting during a time when ingness to gamble by passing and did a good job. I’m happy Julio Jones, Kroy Biermann 1992 when the book was published.) on a possible field goal late in for him,” Arth said. “I know he But instead of turning Jessie into a MacGyver-style hero, and Sean Weatherspoon were the first half. Instead, a fourth- was excited, and the team was selected. He then served as co-writer and director Mike Flanagan keeps her grounded in down sack killed the drive. excited for him.” the real world, where there seems to be no hope for escape. director of player personnel, “We had a good play called,” A Little Miracle in Clarksville overseeing both college and pro Early on, it becomes apparent that if Jessie is going to survive Arth said. “(James) Stovall was (and people familiar with King’s body of work know that scouting under G.M. omas open, but Nick got flushed out e most unlikely occur- Dimitroff when the Jags came rence in college football Satur- might not happen), she’s going to have to wrestle out of her of the pocket and never had a mental handcuffs first. a-calling for the 2017 season. chance to get the ball to him. day was Austin Peay claiming Before that, David Caldwell the state’s only win by a FCS or Making “Gerald’s Game” visually interesting must have But we were needing touch- been a challenge. But through the use of smooth camera was a two-year letterman at … downs at that point (down FBS school. wait for it … John Carroll Uni- To 99 percent of the football work, wide shots, effective lighting and short takes, the film 24-0).” not only looks nice, it seems to move along at a brisk pace. versity, the same small Division Caldwell’s lack of experience teams in the NCAA, a three- III school where Arth played game winning streak would be As I watched, I found myself wishing I’d had the oppor- is clearly a cause for concern, tunity to see “Gerald’s Game” on a big screen. Much of that quarterback and then coached. but Arth’s offensive coordina- considered modest. But to the So, yes, Dominic Caldwell Clarksville-based Governors desire rose out of the notion that it seemed like Flanagan tor, Justin Rascati (himself a directed the film like it was destined to be shown in theaters. probably knew more about former quarterback) said many (or Govs), it signals the begin- Arth than 99 percent of his ning of a long-awaited reversal TV movies are often visually boring, but not “Gerald’s of the right things at the start Game.” I especially liked how Flanagan used small things in teammates when he transferred of fall practice. of fortune. to UTC last December. Going into the 2017 season, the environment to tell parts of the story. is includes an “ese guys have a tremen- early shot in which he zooms in on a wedding picture of the Arth, to the surprise of no dous upside. We’ve got a lot of the Govs held the nation’s lon- one, was not ready to commit gest losing streak at a prolific happy pair as, down a hall, the now struggling couple enters talent, some real competitors the fateful bedroom and disappears into the sunlight stream- to the quarterback situation in that room,” Rascati said of 29. for this week’s Homecoming But the difference between ing through its windows. his locker room. “We feel good, While “Gerald’s Game” is every bit a good escape thriller, contest against Furman. really good, about that position the 0-11 season of 2015 and the “Dro (Bennifield) went down 0-11 of 2016 is that 30-year- its pulse can be found in Jessie’s mental battle, which is every going forward.” bit a good psychological thriller. early and I really feel for him, But that might prove to be old head coach Will Healy had but we just didn’t do a good job taken control of the program. lip service if the Mocs opt for See CRITIC, page 22 of protecting him,” Arth said an injured Tiano against Fur- afterwards. “It was a tough situ- See JENKINS, page 23 16 | October 6 – 12, 2017 Hamilton County Herald www.hamiltoncountyherald.com

HURRICANE From page 14 “We tore everything from the subflooring to the ceiling out depend- room and then traveled to Texas to ing on how high the water went. In give back. the end, we demucked close to 150 “Keller Williams coordinated with houses and distributed over 10,000 FEMA and American Red Cross, pounds of food and an insane num- who put them in touch with Second ber of other items. Baptist Church Houston and all the “Keller Williams is now giving back area food banks and assembled a to the victims of recent hurricanes team that worked out the logistics. in other ways. Our office is adopting Altogether, Williams chartered 80 two Keller Williams families from buses and worked with FEMA and either Florida or Texas. the other agencies to identify work “We’ll be committed to provid- sites where they could help. ing for them financially and in any “e agencies then sent a link to other way we can over the next three everyone who said they were coming months. Our goal is to provide $3,500 that allowed you to go online and to $5,000 per family and any other select what you wanted to do. Based donation they might need. on that, the agencies plugged you in Photograph provided “ose four days made me think somewhere, gave you a schedule and Keller Williams agents and staff from Chattanooga took part in the Houston clean-up effort. about my home and family. e same assigned you to a bus. It was very well From left: Erica Pickens, agent with Keller Williams Greater Downtown Realty; Keller Williams thing could happen in our communi- organized. CEO John Davis; and Keller Williams Downtown CEO Nathan Brown. ty. It could be our neighbors, family “Myself and two other agents from members, or agents whose homes are Chattanooga volunteered to demuck families for years and living room sets we were going to show up. Volun- destroyed. homes. We met at the Convention on which a family might have sat and teers had been thinning out and he “We have natural disasters – tor- Center at 6:30 each morning, grabbed watched movies a few weeks earlier. was worried we weren’t going to get nadoes, wild fires and floods – but it’s our lunches, hopped onto our bus It was as though their lives had been his done. easy to become jaded to the impact of and took a three-hour ride to where turned inside out, and everything “In the house next to the one in what happened to other people when we were working. ey then bussed that had been private and held within which I worked, the homeowner’s it’s not in your face. us back at night. their walls was now on the street partner was a Coldwell Banker agent. “However, except by the grace of “On the ride down the first day, waiting for a dump truck. He called his partner and said, ‘You’re God, an EF5 tornado could come they played a video that explained “It was very emotional. We instant- not going to believe this, but there are through next week and destroy our what we would be doing, the tools we ly went from being excited and full about 20 Keller Williams agents here homes. would need and how to respond to of energy to help people to a somber tearing out this rotting mess.’ “And as much as the people in questions the homeowners asked. mood. As we looked out the window “What we were doing wasn’t about Florida and Texas needed our help, “I was not prepared for what I at the residents and their things, we the company we worked for or who we might need theirs. ose people saw when we entered some of the felt like gawking tourists. our competition was; we were there are our neighbors. ey needed us

GREATER CHATTANOOGA ASSOCIATION OF REALTORS ASSOCIATION CHATTANOOGA GREATER neighborhoods where water had risen “On the way down, I was excited to provide physical and emotional but there might be a moment when almost to the ceiling. It looked like a but also thought about how I could support and get them through that we need them. third world country or a place where have cancelled my registration, stayed day and to the next one. “e purpose of being in business bombs had gone off. in the office and kept things going “As another group was leaving a is to fund your life and give back. I “When you looked down the here, but in that moment, I knew I third house, the homeowner came feel fortunate that Keller Williams street, you could see clothing, furni- was where I was supposed to be. We out and said, ‘Since the rain stopped allowed me to serve. ey paid me to ture, appliances, sheet rock, carpet – were going to do something good for and the water receded, I’ve been car- go to Texas and give back. everything was piled up to where you people who needed it. rying the burden of wondering how I “Going to Texas also renewed my could barely see the houses; nearly all “As we pulled up to the first house, was going to do this. passion for always looking for places you could see was rubble. every other one on the block had “You’ll never know how much to give because you can never know “ere were china cabinets that been demoed [demolished]. e own- stress you lifted off me today. I feel when you’re going to have need.” looked like they could have been in er came out and said he didn’t think like it’s going to be OK.’

50 YEARS From page 1 $1,371,926 neighborhood in the board of regents of the facility to be built at East Side Episcopal university. is sponsored by the Tri-State Junior High School. It would Thursday, Oct. 12 Band Director Association. be known as the Central Area Monday, Oct. 9 Neighborhood Facility and Harold Peterson, adminis- would serve the multipurpose trator of Erlanger Hospital, was e largest number of visi- one of 11 persons appointed tors on any day on the history function in the East Side Junior High area. ese facilities Wednesday to the Tennessee of the Plum Nelly Clothesline Board of Nursing. Gov. Elling- Art Show attended Saturday involve education programs, health services, recreational ton appointed Peterson to a when over 9,000 viewed the four-year term. programs, employment assis- many exhibits of painting and John Brooke-Little, a heral- tance and other needs of the crafts. dic specialist and officer of the people in the area. Ceramics Inc. of 2436 Glass College of Arms in London, Wednesday, Oct. 11 St. was chartered last week as spoke before an assembly of a private corporation doing Tourism and conventions University of Chattanooga business for profit. Ray Graves in Chattanooga will account students Wednesday at Patten resigned from Community Ac- for 16 percent of total local Chapel on “Arms and the Man tion Program work to become sales tax this year, Pendell – e Romance of Heraldry.” its president. Congressman Bill Meyers, vice president of the Friday, Oct. 13 Brock, Graves, Tom Pendley, Chattanooga Convention and e Chattanooga Board of A. J. Koblentz, Tom Gardner Visitors Bureau, told members Realtors Wednesday elected (founder) and Mrs. Fannie Hale of the Downtown Lions Club new officers and heard an are stockholders. e work- Wednesday. Tourism, he said, explanation of the work of the shop with six employees, all of is a $64 million industry in Chattanooga-Hamilton County whom are handicapped, was Chattanooga and Hamilton Regional Planning Commission housed at Orange Grove until County. by its executive director, T. late spring of this year. G. Cecil Woods, Chatta- D. Harden. e new officers Tuesday, Oct. 10 nooga insurance executive elected by acclamation were: e City Commission and University of the South Raymond F. Hale, Jr., pres- adopted a resolution Tuesday patron, was elected chairman ident; William A. Clift, first approving an application to the of the board of regents of the vice president; Charles S. Faris, Department of Housing and university at a board meeting second vice president; Paul W. Urban Development for federal in Sewanee. Woods is the first Shepherd, Jr., secretary; and J. funds to be used in a proposed non-Episcopalian ever named R. Chamberlain, Jr.; treasurer. October 6 - October 12, 2017 Public Notices Page 17 www.HamiltonCountyHerald.com Foreclosure Notices In addition, the following parties may claim instrument from Annie T. Phillips, et al, to the and dower are expressly waived in said Master and payable to the order of Mountain Valley Continued from page 9 an interest in the above-referenced property: city of Chattanooga, dated July 1, 1969, of Deed, and the title is believed to be good, but Bank, and which Deed of Trust is of record in JOSEPH MICHAEL HOUSTON record in Book 1838, Page 166, said Reg- the undersigned will sell and convey only as Book GI 6670, page 209, et seq., Register’s of trust or other interests of record including SUSAN D. HOUSTON ister’s Office. Substitute Trustee. The Property is sold as is, Office of Hamilton County, Tennessee, and to but not limited to U.S. Department of Treasure/ C. RODNEY SUSONG, MD, PC SUBJECT TO A Transmission Line Easement where is, without representations or warranties which reference is made for a full and complete IRS. The sale held pursuant to this Notice may conveyed by instrument from Suburban Estates of any kind, including fitness for a particular description of the lien therein created, and Mortgagee has complied with the notice be rescinded at the Successor Trustee’s option Company, Inc. to the United States of America, use or purpose. THIS LAW FIRM IS ATTEMPT- the powers, authorities and remedies therein provisions of 26 U.S.C. §7245(c) and Reg at any time. The right is reserved to adjourn dated May 2, 1938 of record in Book 761, ING TO COLLECT A DEBT. ANY INFORMATION provided; and §7245-1 AND T.C.A. 67-1-1433(B)(2) if ap- the day of the sale to another day, time, and Page 319, said Register’s Office. OBTAINED WILL BE USED FOR THAT PURPOSE. WHEREAS, heretofore, on the 10th day of plicable. If the U.S Department of Treasury/ place certain without further publication, upon SUBJECT TO A 50 foot roadway reserved across Horton, Ballard & Pemerton, PLLC, ATTN: Bill March, 2004, MARSHALL CHAD GLADNEY, IRS, the State of Tennessee Department of announcement at the time and place for the said property and being further described as W. Pemerton, Esq., Substitute Trustee 735 single and MALCOLM KEITH BILLINGSLEY, Revenue, or the State of Tennessee Depart- sale set forth above. W&A No. 86850 follows: Beginning at a pint in the east line f Broad Street, Chattanooga, Tennessee 37402. executed a Corrected Deed of Trust to correct ment of Labor or Workrore Development are DATED September 21, 2017 Mountain Creek Road that is located 995 feet WWW.HPBLAWFIRM.COM Tel: (423) 826-2640 the above described Deed of Trust, being of listed as interested Parties in the advertise- WILSON & ASSOCIATES, P.L.L.C., north of the southwest corner of Creek Meadow Fax: (423) 826.2639. record in Book GI 7051, page 434, et seq., ment then, then the Notice of this foreclosure Successor Trustee Village as shown by Plat in Plat Book 26, Page Sept. 29, Oct. 6, 13, 2017 Fmr18455 Register’s Office of Hamilton County, Tennes- is being given to them and Sale will be subject Sept. 29, Oct. 6, 13, 2017 Fmr18442 157, Register’s Office for Hamilton County, see, and to which reference is made for a full to the applicable governmental entities right Tennessee, said point being in the centerline NOTICE OF SUBSTITUTE TRUSTEE’S SALE and complete description of the lien therein to redeem the property. NOTICE OF SUBSTITUTE TRUSTEE’S SALE of a 50 foot road; thence along said centerline Default having been made in the payment of created, and the powers, authorities and The failure of any high bidder to pay the WHEREAS default has occurred in the perfor- South 82 degrees 50 minutes East, 80 feet the debts and obligations described in and remedies therein provided; and purchase price and close this sale shall, at mance of the covenants, terms and conditions to the beginning of a slight curve to the right secured by a certain Deed of Trust executed WHEREAS, default has been made in the the option of Raymond Dunkel, Trustee of the recited in the Master Deed for Lake Park and having a radius of 1,635.98 feet; thence by HERMAN THOMAS to Ensign Title and payment of the indebtedness secured by said Raymond Dunkel Revocable Living Trust Dated Condominium, Inc., recorded in Book 3181, along said curve 199.7 feet to the end of said Escrow, Trustee, recorded January 8, 2007 in Deed of Trust, as corrected by said Corrected July 23, 1993 , cause for rejection of the bid, Page 566, as amended, in the Register’s Of- curve; thence South 75 degrees 50 minutes Hamilton County Register’s Office at Book 8203 Deed of Trust, and the holder thereof has called and if the bid is rejected, Raymond Dunkel, fice of Hamilton County, Tennessee, therein East 260 feet to a curve to the right having a Page 967 Instrument No. 2007010800145 upon the undersigned Trustee to advertise and Trustee of the Raymond Dunkel Revocable referred, referenced and adopted by the vest- radius of 287.04 feet; thence along said curve and the beneficial interest of said Deed of sell the lands hereinafter described, in the man- Living Trust Dated July 23, 1993 shall have ing deed found in Book 9167, Page 226 of 260.4 feet to the end of said curve; thence Trust is owned by CARRINGTON MORTGAGE ner and method provided in said Deed of Trust option of making the sale to the next highest the Hamilton County, Tennessee Register of South 23 degrees 50 minutes East 50 feet SERVICES, LLC, and the undersigned having and Corrected Deed of Trust for enforcement who is capable, and willing to comply with the Deeds Office, conveying certain real property to a curve to the left and having a radius of been appointed Successor Trustee by instru- of the lien thereby created. terms thereof. The proceeds derived from the therein described to FRANK J. SCHWAB, as 485.16 feet; thence along said curve 253.9 ment recorded in said Register’s Office, this is NOW, THEREFORE, I, STEPHEN T. GREER, sale of the property will be applied as provided same appears of record in the Register’s Of- feet, more or less to the East line of Phase I notice that the undersigned will on November TRUSTEE as aforesaid, on October 19, 2017, for in said Deed of Trust and are made a part fice of Hamilton County, Tennessee recorded of Creek Meadow Village. Rights reserved in 16, 2017 at 10:00 am local time, at the at 2:15 p.m. (EDT), at the West door of the hereof as if set forth verbatim herein. Title is August 15th, 2007, in Deed Book GI 8439, said 50-foot to include access and permission Hamilton County Courthouse, Chattanooga, Courthouse of Hamilton County, Tennessee, at believed to be good but will be sold as Sub- Page 484; and to connect or to extend services and utilities Tennessee will proceed to sell at public outcry Chattanooga, Tennessee, will offer for sale at stitute Trustee only without warranty of title. WHEREAS, Notice of the Right to Foreclose such as electric, gas or sewer system. to the highest and best bidder for cash the public auction, and sell to the highest and best The right is reserved to adjourn the day of was given in accordance with said Master SUBJECT TO An easement for installation and following property located in Hamilton County, bidder thereat, for cash in hand and in bar of the sale to another day, time and place certain Deed, applicable covenants and restrictions maintenance of television cables and other Tennessee, will be sold to the highest call bid- equity of redemption, homestead, dower, and without further publication, upon announce- of record, and Tennessee law; and WHEREAS, related equipment conveyed by instrument der subject to all unpaid taxes, prior liens and all other exemptions of every kind, the follow- ment at the time and place for the sale set the undersigned, Bill W. Pemerton of Horton, from Gilbert L. Dozier, President of Mountain encumbrances of record. ing described real estate situated in Hamilton forth above. Ballard & Pemerton, PLLC, having been ap- Creek-Chattanooga, Inc. to Chattanooga Cable Described property is in the City of Chattanoo- County, Tennessee, and more particularly This Notice of Sale has been posted and pointed as Substitute Trustee by instrument TV Company, of record in Book 2758, Page ga, Hamilton County Tennessee, designated as described as follows, to-wit: published in accordance with T.C.A. §35-5-101 to be filed for record in the Register’s Office 480, said Register’s Office. part of Block 27, Glass Farm as shown on a Lot Twenty-three (23), West Dupont Village, et seq. and any provisions of the Deed of Trust of Hamilton County, Tennessee. SUBJECT TO Easement for the flow of any plat of said Subdivision, Plat Book 1, Page 1. Amended, as shown by plat recorded in affecting same beginning September 20, 2017. NOW, THEREFORE, notice is hereby given that creeks or branches. Being the same property conveyed to Herman Plat 17, page 94, in the Register=s Office THIS COMMUNICATION IS FROM A DEBT the entire indebtedness has been declared due SUBJECT TO Encroachments, easements and Thomas by Warranty Deed dated December of Hamilton County, Tennessee. COLLECTOR. THIS IS AN ATTEMPT TO COL- and payable, and that the undersigned, Hor- overlaps as disclosed by survey prepared by 21, 2006, in Book 8203, Page 965, in the SUBJECT to restrictions as set out in instru- LECT A DEBT. ANY INFORMATION OBTAINED ton, Ballard & Pemerton, PLLC, as Substitute E.O. Wasdin, Registered Land Surveyor as last Register’s Office of Chattanooga, Tennessee. ment recorded in Book 1095, page 462, in WILL BE USED FOR THAT PURPOSE. Trustee or his duly appointed agent, by virtue revised March 6, 1986. Property Address: 2304 N. Chamberlain Ave, the Register’s Office of Hamilton County, David P. Hawley, Successor of the power, duty and authority vested and SUBJECT TO Master Deed, By-Laws and Plat Chattanooga, TN 37406 Tennessee. Trustee imposed upon said Substitute Trustee will, on of Lake Park Condominium of record in Book TAX ID: 137H E 004 and 137H E 005 SUBJECT to a fence encroachment as 511 Georgia Avenue October 25th at 11:30 AM at the West Door 3181, Page 655, Register’s Office for Hamilton Current Owner(s) of Property: HERMAN shown on survey of David Mathews, dated Chattanooga, Tennessee 37403 of the Hamilton County Courthouse, located County, Tennessee. The First Amendment to THOMAS 1-14-94, as recited in Book 4298, page 26, (423) 266-6136 in Chattanooga, Tennessee, proceed to sell at the By-Laws dated march 24, 1986 of record in The street address of the above described in the Register's Office of Hamilton County, Sept. 29, Oct. 6, 13, 2017 Fmr18443 public outcry to the highest and best bidder Book 3185, page 829, said Register’s Office. property is believed to be 2304 N. Chamber- Tennessee. for cash or certified funds ONLY, the following SUBJECT TO All matters as shown on the lain Ave, Chattanooga, TN 37406 but such SUBJECT to any existing easements. NOTICE OF TRUSTEE’S SALE described property situated in Hamilton County, Platt of Lake Park Condominium as set forth address is not part of the legal description of SUBJECT to any and all governmental zoning WHEREAS, default has occurred in the Tennessee, to wit: in Exhibit A-2 of the Mater Deed of record in the property sold herein and in the event of any ordinances or regulations in effect thereon. performance of the covenants, terms, and IN THE CITY OF CHATTANOOGA, HAMILTON Book 3181, Page 655, said Register’s Office. discrepancy, the legal description referenced The street address for the subject property conditions of a Deed of Trust Note dated June COUNTY, TENNESSEE: SUBJECT TO Covenants, conditions, restric- herein shall control. is: 4709 Eldridge Road, Hixson, Tennes- 25, 2003, and the Deed of Trust of even date LOCATED IN THE CITY OF CHATTANOOGA, tions, reservations, easements, liens for SALE IS SUBJECT TO TENANT(S) RIGHTS IN see, 37343. securing the same, recorded July 15, 2003, HAMILTON COUNTY, TENNESSEE: assessments, options, powers of attorney, POSSESSION. Interested parties: Marshall Chad Gladney, in Book No. GI 6760, at Page 505, in Office Unit O-212, of Lake Park Condominium created and limitations on title created by the Master If applicable, the notice requirements of T.C.A. Malcolm Keith Billingsley and Mountain of the Register of Deeds for Hamilton County, under the Title 66, Chapter 27, Section 101, et Deed recorded in Book 3181, page 655, 35-5-117 have been met. Valley Bank. Tennessee, executed by Joseph Michael Hous- seq. as amended, Tennessee Code Annotated said Register’s Office, and any amendments Other Interested Parties: NONE For prior reference, see Book 5202, pages ton and Susan D. Houston, conveying certain and as established by a Master Deed of record thereto, in any instrument crating the estate All right of equity of redemption, statutory 177, et. seq., Register's Office of Hamilton property therein described to Accurate Title in Book 3181, Page 655, and as amended in or interest conveyed hereby, and in any other and otherwise, and homestead are expressly County, Tennessee. & Escrow, Inc. as Trustee for Centex Home Book 3185, Page 829, in the Register’s Of- allied instrument referred to in any of the waived in said Deed of Trust, and the title is The right is reserved to adjourn the day Equity Company, LLC; and the undersigned, fice for Hamilton County, Tennessee, together instrument aforesaid. believed to be good, but the undersigned will of the sale to another day and time certain, Wilson & Associates, P.L.L.C., having been with the undivided percentage interest in the SUBJECT TO easement to Chattanooga Cable sell and convey only as Substitute Trustee. without further publication and in accordance appointed Successor Trustee by Wilmington Common Elements appurtenant to said Unit T.V. Company recorded in Book 2758, page The right is reserved to adjourn the sale to with law, upon announcement of said adjourn- Savings Fund Society, FSB, d/b/a Christiana as set forth in Exhibit A-1 of said Master Deed. 480, said Register’s Office. another day, time and place certain without ment on the day and time and place of sale Trust, not individually but as trustee for Pretium Reference is hereby made to the Plat of Lake SUBJECT TO easements and other matters further publication, upon announcement of the set forth above. Mortgage Acquisition Trust. Park Condominium as set forth in Exhibit A-1 as set forth on plat recorded in Plat Book 26, time and place for the sale set forth above. If The failure of any high bidder to pay the NOW, THEREFORE, notice is hereby given of said Master Deed for a more complete page 157, said Register’s Office. you purchase the property at the foreclosure purchase price and close the sale shall, at the that the entire indebtedness has been declared identification and description of such Unit. SUBJECT TO Provision for roadway easement sale, the entire purchase price is due and option of the Trustee, be cause for rejection of due and payable; and that an agent of Wilson SUBJECT TO Lease of Oil and Gas and other as set out in instrument recorded in Book payable at the conclusion of the auction in the the bid, and, if the bid is rejected, the Trustee & Associates, P.L.L.C., as Successor Trustee, minerals as set forth in Book 1129, Page 256, 3491, page 949, said Register’s Office, as it form of certified bank check made payable to shall have the option of making the sale to the by virtue of the power, duty, and authority said Register’s Office. may pertain to subject property. Solomon Baggett, LLC Escrow Account. No next highest bidder who is ready, willing and vested in and imposed upon said Successor SUBJECT TO A 10 foot gas pipeline easement SUBJECT TO Easement to Electric Power Board personal checks will be accepted. You must able to comply with the terms thereof. The Trustee, by Wilmington Savings Fund Society, and gas well located within such easement as of Chattanooga recorded in Book 4666, page bring sufficient funds to outbid the lender and proceeds derived from the sale of the property FSB, d/b/a Christiana Trust, not individually shown by plat of record in Plat Book 26, Page 493, said Register’s Office. any other bidders. Insufficient funds will not be will be applied as provided for in said Deed of but as trustee for Pretium Mortgage Acquisi- 157, said Register’s Office. SUBJECT TO Any governmental zoning and accepted. Amounts received in excess of the Trust and Corrected Deed of Trust. Said Deed tion Trust, will, on October 19, 2017 on or SUBJECT TO A 10 foot pedestrian walkway subdivision ordinances or regulations in ef- winning bid will be refunded to the successful of Trust and Corrected Deed of Trust are made about 10:00 AM, at the Hamilton County easement across the property as shown by fect thereon. purchaser at the time the foreclosure deed is a part hereof as if copied verbatim herein. Courthouse, Chattanooga, Tennessee, offer plat of record in Plat Book 26, Page 157, said PROPERTY ADDRESS: The street address of the delivered. This property is being sold with the This the 27th day of September, 2017. for sale certain property hereinafter described Register’s Office. property is believed to be 900 Mountain Creek express reservation that the sale is subject to s/Stephen T. Greer, Trustee to the highest bidder FOR certified funds paid SUBJECT TO Restrictions and covenants as Road, Unit O-212, Chattanooga, Tennessee confirmation by the lender or trustee. This sale Stephen T. Greer, Trustee at the conclusion of the sale, or credit bid from set out in instrument of record in Book 1056, 37405. In the event of any discrepancy between may be rescinded by the Substitute Trustee Sept. 29, Oct. 6, 13, 2017 Fmr18457 a bank or other lending entity pre-approved by Page 608, said Register’s Office. this street address and the legal description of at any time the successor trustee. The sale is free from all SUBJECT TO Reservation in deed from Annie the property, the legal description shall control. THIS LAW FIRM IS ACTING AS A DEBT COL- NOTICE OF TRUSTEE’S SALE exemptions, which are expressly waived in the Talley Phillips, et al to John W. McLaughlin, et CURRENT OWNER(S): Frank J. Schwab. OTHER LECTOR AND IS ATTEMPTING TO COLLECT A WHEREAS, default has occurred in the Deed of Trust, said property being real estate ux, dated June 23, 1973 of record in Book INTERESTED PARTIES: None known. DEBT. ANY INFORMATION OBTAINED WILL BE performance of the covenants, terms, and situated in Hamilton County, Tennessee, and 2117, Page 896, said Register’s Office, re- The sale of the above-described property shall USED FOR THAT PURPOSE. conditions of a Deed of Trust Note dated being more particularly described as follows: serving rights to all gas, oil, sulphur and other be subject to all matters shown on any recorded Robert J. Solomon October 23, 2015, and the Deed of Trust Lot Twelve (12) Ridge Bay Subdivision as minerals, condensate, causing head gas, and plat; any unpaid taxes; any restrictive cov- Substitute Trustee of even date securing the same, recorded shown by Plat of record in Plat Book 26, gaseous substances found on the property enants, easements or set-back lines that may Solomon Baggett, LLC October 27, 2015, in Book No. GI10597, at Page 166, Register’s Office of Hamilton with all rights appurtenant thereto. be applicable; any prior liens or encumbrances 3763 Rogers Bridge Road Page 240, in Office of the Register of Deeds County, Tennessee. SUBJECT TO Right of Way and Drainage fill and as well as any priority created by a fixture filing; Duluth, Georgia 30097 for Hamilton County, Tennessee, executed by ALSO KNOWN AS: 7707 Ridge Bay Drive, slop easements conveyed by deed from Annie and to any matter that an accurate survey of (678) 243-2512 Emily Hankins and Jason R Norman, conveying Hixson, TN 37343 Talley Phillips, et al to City of Chattanooga, the premises might disclose. This property is Our File No. CMS.00807 certain property therein described to Realty This sale is subject to all matters shown Tennessee, dated May 11, 1971 of record in being sold with the express reservation that Sept. 29, Oct. 6, 13, 2017 Fmr18456 Title & Escrow Services, Inc. as Trustee for on any applicable recorded plat; any unpaid Book 1968, Page 216, said Register’s Office. it is subject to confirmation by the lender or Mortgage Electronic Registration Systems, taxes; any restrictive covenants, easements, SUBJECT TO Transmission Line Easement Substitute Trustee. This sale may be rescinded TRUSTEE’S NOTICE OF SALE Inc., as nominee for Platinum Financial Fund- or setback lines that may be applicable; any conveyed by instrument from L. Cecil Phillips at any time. The right is reserved to adjourn WHEREAS, heretofore, on the 7th day ing, LLC, its successors and assigns; and the statutory rights of redemption of any govern- and wife, Annie T. Phillips to the United States the day of the sale to another day, time, and of May, 2003, MARSHALL CHAD GLADNEY, undersigned, Wilson & Associates, P.L.L.C., mental agency, state or federal; any prior liens of America, dated July 22, 1963 of record Book place certain without further publication, upon single and MALCOLM KEITH BILLINGSLEY, having been appointed Successor Trustee by or encumbrances as well as any priority created 761, page 319, and Book 1547, Page 108, announcement at the time and place for the single, conveyed lands hereinafter described JPMorgan Chase Bank, National Association. by a fixture filing; and to any matter that an ac- said Register’s office. sale set forth above. All right and equity of re- in trust to STEPHEN T. GREER, TRUSTEE, to Continued on page 18 curate survey of the premises might disclose. SUBJECT TO Sewer easements conveyed by demption, statutory or otherwise, homestead, secure an indebtedness therein described, Page 18 Public Notices October 6 - October 12, 2017 www.HamiltonCountyHerald.com Foreclosure Notices 8655, Page 882, Hamilton County, Tennessee sale to another day, time, and place certain IN DEED BOOK 3852, PAGE 456, IN THE credited Home Lenders, Inc., its successors Continued from page 17 Register of Deeds. without further publication, upon announce- REGISTER’S OFFICE OF HAMILTON COUNTY, and assigns; and the undersigned, Wilson & WHEREAS, default having been made in ment at the time and place for the sale set TENNESSEE. Associates, P.L.L.C., having been appointed NOW, THEREFORE, notice is hereby given the payment of the debt(s) and obligation(s) forth above. FOR TITLE REFERENCE SEE DEED BOOK Successor Trustee by Deutsche Bank National that the entire indebtedness has been declared thereby secured by the said Deed of Trust and This office is attempting to collect a debt. 4255 PAGE 749 Trust Company as Trustee for GSAMP Trust due and payable; and that an agent of Wilson the current holder of said Deed of Trust, Branch Any information obtained will be used for Street Address: 6556 Esquire Dr, Hixson, 2004-AHL. & Associates, P.L.L.C., as Successor Trustee, Banking and Trust Company, (the “Holder”), that purpose. Tennessee 37343 NOW, THEREFORE, notice is hereby given by virtue of the power, duty, and authority appointed the undersigned, Brock & Scott, Brock & Scott, PLLC, Substitute Trustee Parcel Number: 158H B 016 that the entire indebtedness has been declared vested in and imposed upon said Successor PLLC, as Substitute Trustee, with all the rights, c/o Tennessee Foreclosure Department Current Owner(s) of Property: Brenda Kay due and payable; and that an agent of Wilson & Trustee, by JPMorgan Chase Bank, National powers and privileges of the original Trustee 4360 Chamblee Dunwoody Road, Wilson Associates, P.L.L.C., as Successor Trustee, by Association, will, on November 2, 2017 on named in said Deed of Trust; and Ste 310 The street address of the above described virtue of the power, duty, and authority vested or about 10:00 AM, at the Hamilton County NOW, THEREFORE, notice is hereby given Atlanta, GA 30341 property is believed to be 6556 Esquire Dr, in and imposed upon said Successor Trustee, Courthouse, Chattanooga, Tennessee, offer that the entire indebtedness has been declared PH: 404-789-2661 FX: 404-294-0919 Hixson, Tennessee 37343, but such address is by Deutsche Bank National Trust Company as for sale certain property hereinafter described due and payable as provided in said Deed of File No.: 17-12824 FC01 not part of the legal description of the property Trustee for GSAMP Trust 2004-AHL, will, on to the highest bidder FOR certified funds paid Trust by the Holder, and that as agent for the Oct. 6, 13, 20, 2017 Fmr18464 sold herein and in the event of any discrepancy, October 30, 2017 on or about 3:00 PM, at the at the conclusion of the sale, or credit bid from undersigned, Brock & Scott, PLLC, Substitute the legal description herein shall control. Hamilton County Courthouse, Chattanooga, a bank or other lending entity pre-approved by Trustee, by virtue of the power and authority SUBSTITUTE TRUSTEE’S SALE This sale is subject to, without limitation, all Tennessee, offer for sale certain property the successor trustee. The sale is free from all vested in it, will on October 31, 2017, at Sale at public auction will be on Novem- matters shown on any applicable recorded plat; hereinafter described to the highest bidder exemptions, which are expressly waived in the 10:00AM at the usual and customary location ber 2, 2017 at 10:00AM local time, at the any unpaid taxes; any restrictive covenants, FOR certified funds paid at the conclusion Deed of Trust, said property being real estate at the Hamilton County Courthouse, Chatta- west door, Hamilton County Courthouse, 625 easements, or setback lines that may be ap- of the sale, or credit bid from a bank or other situated in Hamilton County, Tennessee, and nooga, Tennessee, proceed to sell at public Georgia Ave., Chattanooga, Tennessee pur- plicable; any statutory right of redemption of any lending entity pre- approved by the successor being more particularly described as follows: outcry to the highest and best bidder for cash, suant to Deed of Trust executed by Richard governmental agency, state or federal; any prior trustee. The sale is free from all exemptions, Land in the Third Civil District of Hamilton the following described property situated in Allen Wilson and Brenda Kay Wilson, to Hill liens or encumbrances including those created which are expressly waived in the Deed of County, Tennessee, being Lot No. Sixteen Hamilton County, Tennessee, to wit: William Timothy Atty, Trustee, as trustee for by a fixture filing or any applicable homeowners’ Trust, said property being real estate situated (16), on the Plan of Port Royal Estates, as LOCATED IN THE THIRD CIVIL DISTRICT OF Mortgage Electronic Registration Systems, association dues or assessments; all claims or in Hamilton County, Tennessee, and being more shown by plat of record in Plat Book 42, HAMILTON COUNTY, TENNESSEE: Inc. as nominee for Amerisave Mortgage other matters, whether of record or not, which particularly described as follows: Page 14, which plan revised that plat of Lot Nine (9), Duncan Hlls, Revised Plan Corporation on September 28, 2009 at Book may encumber the purchaser’s title and any LOT ONE HUNDRED SIXTY SEVEN (167), record in Plat Book 41, Page 82, Register’s of Lots Seven (7) thru Nine (9), inclusive, GI9047, Page 718; conducted by Shapiro & matter that an accurate survey of the premises REVISED PLAT, ALTON PARK SUBDIVISION Office for Hamilton County, Tennessee, to Hollywood Plaza No, Two (2), as shown on Ingle, LLP, having been appointed Substitute or might disclose. as shown by plat of record in Plat Book 71, which Plans reference is hereby made for plat recorded in Plat Book, 16, Page 9, in Successor Trustee, all of record in the Hamilton The following parties may claim an interest Page 40, in the Register’s Office of Hamilton a more complete description. Subject to the Register’s Office of Hamilton County, County Register’s Office. Default has occurred in the above-referenced property to be affected County, Tennessee. SUBJECT TO All notes, all easements, restrictive covenants and Tennessee. in the performance of the covenants, terms, by the foreclosure: any judgment creditor or stipulations, restrictions, easements, condi- conditions, and other matters of record, Being the same property conveyed to Daniel and conditions of said Deed of Trust and the lien holder with an interest subordinate to the tions and regulations as shown on recorded including all items set out on any applicable J. Christopher and wife, Mary J. Christopher entire indebtedness has been declared due said Deed of Trust or any party claiming by, plat. SUBJECT TO Any governmental zoning plat of record. by deed recorded in Book 4489, page 343, and payable. through, or under any of the foregoing. Such and subdivision ordinances or regulations ALSO KNOWN AS: 2105 Port Royal Drive, in the Register’s Office of Hamilton County, Party Entitled to Enforce the Debt: Nation- parties known to the Substitute Trustee may in effect thereon. Soddy Daisy, TN 37379 Tennessee. star Mortgage LLC, its successors and assigns. include: Midland Funding LLC. ALSO KNOWN AS: 703 West 46th Street, This sale is subject to all matters shown THIS CONVEYANCE IS MADE SUBJECT TO The following real estate located in Ham- Terms of Sale will be public auction, for Chattanooga, TN 37410 on any applicable recorded plat; any unpaid THE FOLLOWING: ilton County, Tennessee, will be sold to the cash, free and clear of rights of homestead, This sale is subject to all matters shown taxes; any restrictive covenants, easements, Any governmental zoning and subdivisions highest call bidder: redemption and dower to the extent disclaimed on any applicable recorded plat; any unpaid or setback lines that may be applicable; any ordinances or regulations in effect thereon. Described property located at Hamilton or inapplicable, and the rights of Richard Allen taxes; any restrictive covenants, easements, statutory rights of redemption of any govern- Restrictions as set out in instrument recorded County, Tennessee, to wit: Wilson and Brenda Kay Wilson, and those or setback lines that may be applicable; any mental agency, state or federal; any prior liens in Book 782, Page 126 and Book 807, Page IN THE CITY OF CHATTANOOGA, HAMILTON claiming through him/her/it/them. statutory rights of redemption of any govern- or encumbrances as well as any priority created 56, said Register’s Office. COUNTY, TENNESSEE: BEING A PART OF LOT Any right of equity of redemption, statutory mental agency, state or federal; any prior liens by a fixture filing; and to any matter that an ac- Joint Drive Easement and Maintenance FIVE (5), ESQUIRE ESTATES, AS SHOWN BY and otherwise, and homestead are waived in or encumbrances as well as any priority created curate survey of the premises might disclose. Agreement recorded in Book 1236, Page PLAT RECORDED IN PLAT BOOK 27, PAGE accord with the terms of said Deed of Trust, by a fixture filing; and to any matter that an ac- In addition, the following parties may claim 314 and Book 2621, Page 603, said Reg- 82, IN THE REGISTER’S OFFICE, HAMILTON and the title is believed to be good, but the curate survey of the premises might disclose. an interest in the above- referenced property: ister’s Office. COUNTY, TENNESSEE. ACCORDING TO SAID undersigned will sell and convey only as Sub- In addition, the following parties may claim EMILY HANKINS Parcel ID Number: 126F A 006 PLAT SAID PART OF LOT FRONTS 80 FEET ON stitute Trustee. an interest in the above- referenced property: JASON R NORMAN Address/Description: 162 Lynda Circle, THE NORTHEAST LINE OF ESQUIRE DRIVE, The right is reserved to adjourn the day CHERYL E WRIGHT The sale held pursuant to this Notice may Chattanooga, TN 37405. AND EXTENDS BACK NORTHEASTWARDLY of the sale to another day, time, and place MORTGAGE ELECTRONIC REGISTRATION be rescinded at the Successor Trustee’s option Current Owner(s): DANIEL J. CHRISTOPHER TO THE TO THE SOUTHWEST LINE OF THE certain without further publication, upon an- SYSTEMS, INC. at any time. The right is reserved to adjourn and wife MARY J. CHRISTOPHER. C.N.O. AND T.P. RAILROAD RIGHT-OF-WAY nouncement at the time and place for the sale AS NOMINEE FOR ACCREDITED HOME LEND- the day of the sale to another day, time, and Other Interested Party(ies): N/A ON WHICH IT HAS A FOOTAGE OF 96 FEET, set forth above. If you purchase a property ERS, INC. place certain without further publication, upon The sale of the property described above MORE OR LESS; ITS NORTHWEST LINE at the foreclosure sale, the entire purchase ACCREDITED HOME LENDERS, INC. announcement at the time and place for the shall be subject to all matters shown on BEING 124 FEET, MORE OR LESS, AND ITS price is due and payable at the conclusion The sale held pursuant to this Notice may sale set forth above. W&A No. 324515 any recorded plat; any and all liens against SOUTHEAST LINE BEING 112 FEET, MORE of the auction in the form of a certified/ be rescinded at the Successor Trustee’s option DATED September 27, 2017 said property for unpaid property taxes; any OR LESS, IN LENGTH. bank check made payable to or endorsed at any time. The right is reserved to adjourn WILSON & ASSOCIATES, P.L.L.C., restrictive covenants, easements or set-back SUBJECT TO ANY GOVERNMENTAL ZONING to Shapiro & Ingle, LLP. No personal checks the day of the sale to another day, time, and Successor Trustee lines that may be applicable; any prior liens or AND SUBDIVISION ORDINANCES OR REGULA- will be accepted. To this end, you must bring place certain without further publication, upon Oct. 6, 13, 20, 2017 Fmr18462 encumbrances as well as any priority created TIONS IN EFFECT THEREON. sufficient funds to outbid the lender and any announcement at the time and place for the by a fixture filing; a deed of trust; and any mat- SUBJECT TO RESTRICTIONS COVENANTS other bidders. Insufficient funds will not be sale set forth above. W&A No. 172550 NOTICE OF FORECLOSURE SALE ter than an accurate survey of the premises RECORDED IN BOOK 1932, PAGE 63, SAID accepted. Amounts received in excess of the DATED September 28, 2017 STATE OF TENNESSEE, HAMILTON COUNTY might disclose; and REGISTER’S OFFICE AND BUILDING LINE OF winning bid will be refunded to the successful WILSON & ASSOCIATES, P.L.L.C., WHEREAS, Daniel J. Christopher and Mary All right and equity of redemption, statutory SAID RECORDED PLAT. purchaser at the time the foreclosure deed Successor Trustee J. Christopher executed a Deed of Trust to or otherwise, homestead, and dower are ex- SUBJECT TO 16-FOOT POWER AND TELE- is delivered. Oct. 6, 13, 20, 2017 Fmr18465 Lendmark Mortgage and Finance Inc., Lender pressly waived in said Deed of Trust, and the PHONE COMPANY EASEMENT EAST OF This property is being sold with the express and National Title Insurance Agency, Inc., title is believed to be good, but the undersigned SUBJECT LOT, AS SHOWN ON SAID RE- reservation that the sale is subject to confirma- NOTICE OF TRUSTEE’S SALE Trustee(s), which was dated April 25, 2008 will sell and convey only as Substitute Trustee. CORDED PLAT. tion by the lender or trustee. This sale may be WHEREAS, default has occurred in the and recorded on May 2, 2008 in Book GI The right is reserved to adjourn the day of the SUBJECT TO EASEMENT AS RECORDED rescinded only by the Substitute Trustee at any performance of the covenants, terms, and time. If the Substitute Trustee rescinds the conditions of a Deed of Trust Note dated sale, the purchaser shall only be entitled to a December 7, 2006, and the Deed of Trust return of any money paid towards the purchase of even date securing the same, recorded price and shall have no other recourse. Once December 11, 2006, in Book No. GI 8177, at the purchaser tenders the purchase price, the Page 411, in Office of the Register of Deeds for Substitute Trustee may deem the sale final in Hamilton County, Tennessee, executed by Linda which case the purchaser shall have no remedy. E. White, conveying certain property therein The real property will be sold AS IS, WHERE described to Brandon G Polito as Trustee for IS, with no warranties or representations of Wells Fargo Financial Tennessee 1, LLC; and any kind, express or implied, including without the undersigned, Wilson & Associates, P.L.L.C., limitation, warranties regarding condition of the having been appointed Successor Trustee by property or marketability of title. Wells Fargo USA Holdings, Inc.. This office may be a debt collector. This NOW, THEREFORE, notice is hereby given may be an attempt to collect a debt and any that the entire indebtedness has been declared information obtained may be used for that due and payable; and that an agent of Wilson & purpose. Associates, P.L.L.C., as Successor Trustee, by Shapiro & Ingle, LLP virtue of the power, duty, and authority vested Substitute Trustee in and imposed upon said Successor Trustee, 10130 Perimeter Parkway, Suite 400 by Wells Fargo USA Holdings, Inc., will, on Oc- Charlotte, NC 28216 tober 30, 2017 on or about 3:00 PM, at the Phone: (704) 333-8107 Hamilton County Courthouse, Chattanooga, Fax: (704) 333-8156 Tennessee, offer for sale certain property www.auction.com hereinafter described to the highest bidder File No. 17-113058 FOR certified funds paid at the conclusion Oct. 6, 13, 20, 2017 Fmr18463 of the sale, or credit bid from a bank or other lending entity pre-approved by the successor NOTICE OF TRUSTEE’S SALE trustee. The sale is free from all exemptions, WHEREAS, default has occurred in the which are expressly waived in the Deed of performance of the covenants, terms, and Trust, said property being real estate situated conditions of a Deed of Trust Note dated May in Hamilton County, Tennessee, and being more 6, 2004, and the Deed of Trust of even date particularly described as follows: securing the same, recorded May 14, 2004, Lot Thirty Six (36), Orchard Knob Village in Book No. GI 7129, at Page 778, in Office as shown by plat of record in Plat Book of the Register of Deeds for Hamilton County, 46, Page 34, in the Register’s Office of Tennessee, executed by Cheryl E Wright, con- Hamilton County, Tennessee. veying certain property therein described to ALSO KNOWN AS: 412 N Hickory St, Chat- EquiTitle Inc as Trustee for Mortgage Electronic tanooga, TN 37404 Registration Systems, Inc., as nominee for Ac- October 6 - October 12, 2017 Public Notices Page 19 www.HamiltonCountyHerald.com

This sale is subject to all matters shown taxes; any restrictive covenants, easements, c/o Tennessee Foreclosure Department sufficient funds to outbid the lender and any place certain without further publication, upon on any applicable recorded plat; any unpaid or setback lines that may be applicable; any 4360 Chamblee Dunwoody Road, Ste other bidders. Insufficient funds will not be announcement at the time and place for the taxes; any restrictive covenants, easements, statutory rights of redemption of any govern- 310 accepted. Amounts received in excess of the sale set forth above. W&A No. 324280 or setback lines that may be applicable; any mental agency, state or federal; any prior liens Atlanta, GA 30341 winning bid will be refunded to the successful DATED October 2, 2017 statutory rights of redemption of any govern- or encumbrances as well as any priority created PH: 404-789-2661 FX: 404-294-0919 purchaser at the time the foreclosure deed WILSON & ASSOCIATES, P.L.L.C., mental agency, state or federal; any prior liens by a fixture filing; and to any matter that an ac- File No.: 13-12523 FC04 is delivered. Successor Trustee or encumbrances as well as any priority created curate survey of the premises might disclose. Oct. 6, 13, 20, 2017 Fmr18468 This property is being sold with the express Oct. 6, 13, 20, 2017 Fmr18474 by a fixture filing; and to any matter that an ac- In addition, the following parties may claim reservation that the sale is subject to confirma- curate survey of the premises might disclose. an interest in the above- referenced property: SUBSTITUTE TRUSTEE’S SALE tion by the lender or trustee. This sale may be NOTICE OF TRUSTEE’S SALE In addition, the following parties may claim ARNETTA D. WHATLEY Sale at public auction will be on November rescinded only by the Substitute Trustee at any WHEREAS, default has occurred in the an interest in the above- referenced property: JIMMIE LEE WHATLEY, JR. 2, 2017 at 1:00PM local time, at the west time. If the Substitute Trustee rescinds the performance of the covenants, terms, and LINDA E. WHITE The sale held pursuant to this Notice may door, Hamilton County Courthouse, 625 Geor- sale, the purchaser shall only be entitled to a conditions of a Deed of Trust Note dated Oc- CITIFINANCIAL, INC. be rescinded at the Successor Trustee’s option gia Ave., Chattanooga, Tennessee pursuant return of any money paid towards the purchase tober 27, 2000, and the Deed of Trust of even PAMELA WHITE STUBBS at any time. The right is reserved to adjourn to Deed of Trust executed by Franklin Rogers price and shall have no other recourse. Once date securing the same, recorded November PORTFOLIO RECOVERY ASSOCIATES, LLC, the day of the sale to another day, time, and Battle, to Lawrence Vogan, Trustee, as trustee the purchaser tenders the purchase price, the 1, 2000, in Book No. GI 5710, at Page 652, ASSIGNEE OF PROVIDIAN NATIONAL BANK place certain without further publication, upon for Yale Mortgage Corporation on June 2, 2006 Substitute Trustee may deem the sale final in in Office of the Register of Deeds for Hamilton BRIGHT PAR 3 ASSOC. L.P. BY FLETCHER announcement at the time and place for the at Book GI 7981, Page 493; conducted by which case the purchaser shall have no remedy. County, Tennessee, executed by Ramona Jean BRIGHT CO., sale set forth above. W&A No. 50433 Shapiro & Ingle, LLP, having been appointed The real property will be sold AS IS, WHERE McCoy, conveying certain property therein The sale held pursuant to this Notice may DATED September 28, 2017 Substitute or Successor Trustee, all of record IS, with no warranties or representations of described to Jeffrey M. Ruben as Trustee for be rescinded at the Successor Trustee’s option WILSON & ASSOCIATES, P.L.L.C., in the Hamilton County Register’s Office. De- any kind, express or implied, including without HomeAmerican Credit Inc dba Upland MTG; and at any time. The right is reserved to adjourn Successor Trustee fault has occurred in the performance of the limitation, warranties regarding condition of the the undersigned, Wilson & Associates, P.L.L.C., the day of the sale to another day, time, and Oct. 6, 13, 20, 2017 Fmr18467 covenants, terms, and conditions of said Deed property or marketability of title. having been appointed Successor Trustee place certain without further publication, upon of Trust and the entire indebtedness has been This office may be a debt collector. This by The Bank of New York Mellon, f/k/a, The announcement at the time and place for the NOTICE OF FORECLOSURE SALE declared due and payable. may be an attempt to collect a debt and any Bank of New York as successor to JPMorgan sale set forth above. W&A No. 324588 STATE OF TENNESSEE, HAMILTON COUNTY Party Entitled to Enforce the Debt: U.S. information obtained may be used for that Chase Bank, National Association as Indenture DATED September 28, 2017 WHEREAS, Susan H. Hayes, M.D. ex- Bank National Association, as Trustee for purpose. Trustee for Noteholders and the Note Insurer WILSON & ASSOCIATES, P.L.L.C., ecuted a Deed of Trust to SunTrust Bank, Yale Mortgage Loan Trust, Series 2007-1, its Shapiro & Ingle, LLP of ABFS Mortgage Loan Trust 2000-4. Successor Trustee Chattanooga, N.A., Lender and John P. Greene, successors and assigns. Substitute Trustee NOW, THEREFORE, notice is hereby given Oct. 6, 13, 20, 2017 Fmr18466 Trustee(s), which was dated August 28, 1996 The following real estate located in Ham- 10130 Perimeter Parkway, Suite 400 that the entire indebtedness has been declared and recorded on September 4, 1996 in Book ilton County, Tennessee, will be sold to the Charlotte, NC 28216 due and payable; and that an agent of Wilson & NOTICE OF TRUSTEE’S SALE 4740, Page 324, Hamilton County, Tennessee highest call bidder: Phone: (704) 333-8107 Associates, P.L.L.C., as Successor Trustee, by WHEREAS, default has occurred in the Register of Deeds. Described property located at Hamilton Fax: (704) 333-8156 virtue of the power, duty, and authority vested performance of the covenants, terms, and WHEREAS, default having been made in County, Tennessee, to wit: www.shapiro-ingle.com in and imposed upon said Successor Trustee, conditions of a Deed of Trust Note dated the payment of the debt(s) and obligation(s) In the City of Chattanooga, Hamilton County, File No. 17-111406 by The Bank of New York Mellon, f/k/a, The November 2, 1998, and the Deed of Trust thereby secured by the said Deed of Trust Tennessee: Lots One and Two, Block Nine, Oct. 6, 13, 20, 2017 Fmr18470 Bank of New York as successor to JPMorgan of even date securing the same, recorded and the current holder of said Deed of Trust, Hooker Place, as shown by plat of record in Chase Bank, National Association as Indenture November 11, 1998, in Book No. GI 5222, at SunTrust Bank, (the “Holder”), appointed the Plat Book 6, page 10, in the Register’s Office NOTICE OF TRUSTEE’S SALE Trustee for Noteholders and the Note Insurer Page 715, in Office of the Register of Deeds undersigned, Brock & Scott, PLLC, as Substi- for Hamilton County, Tennessee. According WHEREAS, default has occurred in the of ABFS Mortgage Loan Trust 2000-4, will, on for Hamilton County, Tennessee, executed by tute Trustee, with all the rights, powers and to said plat, said lots are more particularly performance of the covenants, terms, and October 30, 2017 on or about 3:00 PM, at the Arnetta D. Whatley and Jimmie Lee Whatley, Jr., privileges of the original Trustee named in said described as one tract of ground fronting conditions of a Deed of Trust Note dated Hamilton County Courthouse, Chattanooga, conveying certain property therein described Deed of Trust; and one hundred feet on the Northeastern line October 15, 2014, and the Deed of Trust Tennessee, offer for sale certain property to Leigh M. Ferguson as Trustee for Chatta- NOW, THEREFORE, notice is hereby given of Hooker Rd; thence running Northeast- of even date securing the same, recorded hereinafter described to the highest bidder nooga Neighborhood Enterprise, Inc.; and the that the entire indebtedness has been declared wardly, between parallel lines, a distance October 20, 2014, in Book No. GI 10324, at FOR certified funds paid at the conclusion undersigned, Wilson & Associates, P.L.L.C., due and payable as provided in said Deed of of one hundred fifty feet to the Western line Page 557, in Office of the Register of Deeds of the sale, or credit bid from a bank or other having been appointed Successor Trustee by Trust by the Holder, and that as agent for the of fifteen foot alley, bounded on the South for Hamilton County, Tennessee, executed by lending entity pre-approved by the successor JPMorgan Chase Bank, National Association. undersigned, Brock & Scott, PLLC, Substitute by Light Avenue. Brian J Vogel and Althea J Vogel, conveying trustee. The sale is free from all exemptions, NOW, THEREFORE, notice is hereby given Trustee, by virtue of the power and authority Being the same property conveyed to Franklin certain property therein described to Realty which are expressly waived in the Deed of that the entire indebtedness has been declared vested in it, will on October 31, 2017, at Rogers Battle by deed from Area T. Battle Center Title & Escrow, LLC as Trustee for Trust, said property being real estate situated due and payable; and that an agent of Wilson 10:00AM at the usual and customary location dated 10/15/03 and recorded 11/18/03 Mortgage Electronic Registration Systems, in Hamilton County, Tennessee, and being more & Associates, P.L.L.C., as Successor Trustee, at the Hamilton County Courthouse, Chatta- in Book 6934, page 384, Register’s Office Inc., as nominee for Platinum Mortgage, Inc., particularly described as follows: by virtue of the power, duty, and authority nooga, Tennessee, proceed to sell at public for Hamilton County, Tennessee its successors and assigns; and the under- BEING A PART OF THE SOUTHEAST QUAR- vested in and imposed upon said Successor outcry to the highest and best bidder for cash, Street Address: 4024 Hooker Rd, Chat- signed, Wilson & Associates, P.L.L.C., having TER OF SECTION SIXTEEN, TOWNSHIP Trustee, by JPMorgan Chase Bank, National the following described property situated in tanooga, Tennessee 37410 been appointed Successor Trustee by Pingora FOUR, NORTH RANGE THREE, WEST OF THE Association, will, on November 30, 2017 on Hamilton County, Tennessee, to wit: Parcel Number: 167C P 008 Loan Servicing, LLC. BASIS LINE, OCOEE DISTRICT, AND MORE or about 10:00 AM, at the Hamilton County IN THE CITY OF CHATTANOOGA, HAMILTON Current Owner(s) of Property: Franklin Rog- NOW, THEREFORE, notice is hereby given PARTICULARLY DESCRIBED AS FOLLOWS: Courthouse, Chattanooga, Tennessee, offer COUNTY, TENNESSEE: ers Battle that the entire indebtedness has been declared BEGINNING AT A POINT IN THE CENTER LINE for sale certain property hereinafter described Lot Sixty (60), Ashwood Subdivision, as The street address of the above described due and payable; and that an agent of Wilson OF SAID SECTION AT THE NORTHEASTERN to the highest bidder FOR certified funds paid shown by plat of record in Plat Book 40, property is believed to be 4024 Hooker Rd, & Associates, P.L.L.C., as Successor Trustee, CORNER OF THE PROPERTY CONVEYED BY at the conclusion of the sale, or credit bid from Page 117, in the Register’s Office of Hamilton Chattanooga, Tennessee 37410, but such by virtue of the power, duty, and authority WARREN LACKEY TO THURMOND SOLOCK a bank or other lending entity pre-approved by County, Tennessee. address is not part of the legal description of vested in and imposed upon said Successor AND WIFE, GLENDA, BY DEED RECORDED IN the successor trustee. The sale is free from all TOGETHER WITH interest appurtenant the property sold herein and in the event of Trustee, by Pingora Loan Servicing, LLC, will, BOOK 1974, PAGE 265, IN THE REGISTER’S exemptions, which are expressly waived in the thereto in the community lot. Reference is any discrepancy, the legal description herein on December 4, 2017 on or about 3:00 PM, OFFICE OF HAMILTON COUNTY, TENNES- Deed of Trust, said property being real estate made for prior title to deed of record in Book shall control. at the Hamilton County Courthouse, Chat- SEE; THENCE IN A SOUTHERLY DIRECTION situated in Hamilton County, Tennessee, and 3538, Page 970, in the Register’s Office of This sale is subject to, without limitation, all tanooga, Tennessee, offer for sale certain ALONG THE EASTERN LINE OF THE SOLOCK being more particularly described as follows: Hamilton County, Tennessee. matters shown on any applicable recorded plat; property hereinafter described to the highest PROPERTY 357 FEET, MORE OR LESS, TO Located in the City of Chattanooga of SUBJECT TO Anchor Easement located at the any unpaid taxes; any restrictive covenants, bidder FOR certified funds paid at the conclu- AN IRON PIPE IN THE SOUTHERN LINE OF Hamilton County, Tennessee: Tract One: The West lot corner as shown on subdivision plat. easements, or setback lines that may be ap- sion of the sale, or credit bid from a bank THE ORIGINAL LACKEY TRACT; THENCE West fifty (50) feet of Lot Two (2), Wallace SUBJECT TO Restrictions of record in Book plicable; any statutory right of redemption of any or other lending entity pre-approved by the IN AN EASTERLY DIRECTION ALONG THE Amended Addition to St. Elmo, as shown by 3144, Page 5, as amended in Book 3145, governmental agency, state or federal; any prior successor trustee. The sale is free from all SOUTHERN LINE OF SAID LACKEY TRACT plat of record in Plat Book 4, Page 11, of Page 833, Book 3216, Page 528 and Book liens or encumbrances including those created exemptions, which are expressly waived in the 204 FEET, MORE OR LESS, TO AN IRON PIPE, the Register’s Office of Hamilton County, 3373, Page 123, in the Register’s Office of by a fixture filing or any applicable homeowners’ Deed of Trust, said property being real estate SAID POINT BEING THE SOUTHWESTERN Tennessee. Said part of Lot fronts fifty (50) Hamilton County, Tennessee, but omitting association dues or assessments; all claims or situated in Hamilton County, Tennessee, and CORNER OF THE PROPERTY CONVEYED feet on the South line of East Forty-Ninth any covenant or restriction based on race, other matters, whether of record or not, which being more particularly described as follows: TO DOROTHY JANE ORR AND HUSBAND, Street (formerly Ninth Street) and extends color, religion, sex, handicap, familial status may encumber the purchaser’s title and any BEING LOCATED IN THE THIRD CIVIL M. J. ORR, BY DEED RECORDED IN BOOK Southwardly, of uniform width, a distance of or national origin unless and only to the extent matter that an accurate survey of the premises DISTRICT OF HAMILTON COUNTY, TEN- 2912, PAGE 338, IN SAID REGISTER’S OF- one hundred twenty (120) feet to the North that said covenant (a) is exempt under Chap- might disclose. NESSEE: Being Lot Fifteen (15), Standifer FICE; THENCE IN A NORTHERLY DIRECTION line of a ten (10) foot public alley. Tract Two: ter 42, Section 3607 of the United States The following parties may claim an interest Subdivision, as shown by plat of record in ALONG THE WESTERN LINE OF SAID ORR Being the Northern seventy (70) feet of Lot Code or (b) relates to handicap but does not in the above-referenced property to be affected Plat Book 46, Page 22 in the Register’s TRACT, 358 FEET, MORE OR LESS, TO THE No. Three (3), Wallace Amended Addition discriminate against handicapped persons. by the foreclosure: any judgment creditor or Office of Hamilton County, Tennessee. CENTER LINE OF SAID SECTION; THENCE to St. Elmo, Hamilton County, Tennessee, Parcel ID Number: 149G A 001.23 lien holder with an interest subordinate to the SUBJECT to any governmental zoning and/ IN A WESTERLY DIRECTION ALONG THE as shown by Plat of record in Plat Book 4, Address/Description: 2416 Charleston said Deed of Trust or any party claiming by, or subdivision ordinance or regulation in ef- CENTER LINE OF SAID SECTION 167 FEET, Page 11, in the Register’s Office of Hamilton Square, Chattanooga, TN 37421. through, or under any of the foregoing. Such fect thereon. SUBJECT to Mineral Rights as MORE OR LESS, TO THE POINT OF BEGIN- County, Tennessee, and more particularly Current Owner(s): Susan H. Hayes, M.D.. parties known to the Substitute Trustee may set forth in Book 9163, Page 862 in said NING. EXCEPTING THEREFROM THAT PART described as follows: Beginning at a point Other Interested Party(ies): N/A include: RJM Acquisition LLC c/o Grisham, register’s office. SUBJECT to provisions OF SAID PROPERTY LYING WITHIN THE in the southern line of 49th Street, fifty-four The sale of the property described above Knight & Hooper. regarding subdivision plats of record in RIGHT-OF-WAY OF SHIRLEY POND ROAD. and eight tenths (54.8) feet East of the shall be subject to all matters shown on Terms of Sale will be public auction, for instrument recorded in Book 2116, Page ALSO KNOWN AS: 6026 Shirley Pond Road, intersection of the Southern line of 49th any recorded plat; any and all liens against cash, free and clear of rights of homestead, 186 in the Registers office of Hamilton Harrison, TN 37341 Street with the Eastern line of Beulah Av- said property for unpaid property taxes; any redemption and dower to the extent disclaimed County, Tennessee. This sale is subject to all matters shown enue, said point also marking the Northeast restrictive covenants, easements or set-back or inapplicable, and the rights of Franklin Rog- ALSO KNOWN AS: 1400 Leggett Road, Sale on any applicable recorded plat; any unpaid corner of Lot No. Four (4), said Addition; lines that may be applicable; any prior liens or ers Battle, and those claiming through him/ Creek, TN 37373 taxes; any restrictive covenants, easements, thence South with the line dividing Lots encumbrances as well as any priority created her/it/them. This sale is subject to all matters shown or setback lines that may be applicable; any Nos. Three (3) and Four (4), seventy (70) by a fixture filing; a deed of trust; and any mat- Any right of equity of redemption, statutory on any applicable recorded plat; any unpaid statutory rights of redemption of any govern- feet; thence Eastwardly on a line parallel ter than an accurate survey of the premises and otherwise, and homestead are waived in taxes; any restrictive covenants, easements, mental agency, state or federal; any prior liens to the Southern line of 49th Street, fifty- might disclose; and accord with the terms of said Deed of Trust, or setback lines that may be applicable; any or encumbrances as well as any priority created four and eight tenths (54.8) feet; thence All right and equity of redemption, statutory and the title is believed to be good, but the statutory rights of redemption of any govern- by a fixture filing; and to any matter that an ac- North seventy (70) feet to the South line of or otherwise, homestead, and dower are ex- undersigned will sell and convey only as Sub- mental agency, state or federal; any prior liens curate survey of the premises might disclose. 49th Street; thence with the Southern line pressly waived in said Deed of Trust, and the stitute Trustee. or encumbrances as well as any priority created In addition, the following parties may claim of 49th Street, fifty-four and eight tenths title is believed to be good, but the undersigned The right is reserved to adjourn the day by a fixture filing; and to any matter that an ac- an interest in the above- referenced property: (54.8) feet to the point of beginning. Tract will sell and convey only as Substitute Trustee. of the sale to another day, time, and place curate survey of the premises might disclose. RAMONA JEAN MCCOY Three: Being the North seventy (70) feet The right is reserved to adjourn the day of the certain without further publication, upon an- In addition, the following parties may claim The sale held pursuant to this Notice may of Lot Four (4), Wallace amended to St. sale to another day, time, and place certain nouncement at the time and place for the sale an interest in the above- referenced property: be rescinded at the Successor Trustee’s option Elmo, as shown per plat of record in Plat without further publication, upon announce- set forth above. If you purchase a property BRIAN J VOGEL at any time. The right is reserved to adjourn Book 4, Page 11, in the Register’s Office ment at the time and place for the sale set at the foreclosure sale, the entire purchase AMSOUTH BANK the day of the sale to another day, time, and of Hamilton County, Tennessee. forth above. price is due and payable at the conclusion ALTHEA J VOGEL place certain without further publication, upon ALSO KNOWN AS: 1404 West 49th Street, This office is attempting to collect a debt. of the auction in the form of a certified/ The sale held pursuant to this Notice may announcement at the time and place for the Chattanooga, TN 37409 Any information obtained will be used for bank check made payable to or endorsed be rescinded at the Successor Trustee’s option sale set forth above. W&A No. 324262 This sale is subject to all matters shown that purpose. to Shapiro & Ingle, LLP. No personal checks at any time. The right is reserved to adjourn on any applicable recorded plat; any unpaid Brock & Scott, PLLC, Substitute Trustee will be accepted. To this end, you must bring the day of the sale to another day, time, and Continued on page 21 Page 20 Public Notices October 6 - October 12, 2017 www.HamiltonCountyHerald.com

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St. Jude patient Sebastian, brain cancer ©2016 ALSAC/St. Jude Children’s Research Hospital (23638) Research ©2016 ALSAC/St. Jude Children’s October 6 - October 12, 2017 Public Notices Page 21 www.HamiltonCountyHerald.com Foreclosure Notices 3 years old. Non-Resident Notice Docket Number: 16GS10026 VS Continued from page 19 2. Michael David Massey is the subject child’s State of Tennessee, County of Hamilton Plaintiff: FIRST HERITAGE CREDIT OF TEN- MARVINA LATRICE KITCHENS step-father. Docket No. 17D1190 NESSEE It is appearing from allegations in Plaintiff’s DATED October 3, 2017 3. Zack Chapman is the subject child’s DIVISION Defendant: DUNNAHOO NICKOLAS Bill, which is sworn to, that the defendant is a WILSON & ASSOCIATES, P.L.L.C., biological father. Sydney Kristine Tillman Date of this Order: 09/28/2017 non-resident of the State of Tennessee, so that Successor Trustee 4. Kim Massey presently has no information VS Appearance Date: 11/27/2017 the ordinary process of law cannot be served Oct. 6, 13, 20, 2017 Fmr18478 as to the specific whereabouts of Zack Joshua David Tillman At 11:00 a.m. upon MARVINA KITCHENS. Chapman, but she does know that he It is appearing from allegations in Plaintiff’s Appearance Address: Court of General Ses- IT IS ORDERED that publication be made for previously resided in LaFayette, GA. Bill, which is sworn to, that the defendant is a sions, Civil Division four successive weeks in the Hamilton County 5. In roughly July, 2014, the Georgia Depart- non-resident of the State of Tennessee, so that Room 111 Hamilton County City Courts Building Herald, a newspaper published in Hamilton Court ment of Family and Children’s Services the ordinary process of law cannot be served 600 Market Street County, Tennessee, notifying said non-resident Notices (“Georgia DFCS”) petitioned the Walker upon Joshua David Tillman. Chattanooga, TN 37402-1911 that unless MARVINA KITCHENS answers and County Superior Court to order Zack Chap- IT IS ORDERED that publication be made for ORDER OF PUBLICATION makes defense to said complaint in the offices man to pay child support. four successive weeks in the Hamilton County It appearing from the record in this cause of the Circuit Court Clerk of Hamilton County, NON-RESIDENT NOTICE 6. In roughly March 2016, the Walker County, Herald, a newspaper published in Hamilton that the defendant is a non-resident of Ten- Tennessee, within thirty (30) days after the STATE OF TENNESSEE, COUNTY OF Georgia Superior Court ordered Zack Chap- County, Tennessee, notifying said non-resident nessee, and certain property or money has fourth weekly publication of this order, the HAMILTON man to pay child support, and put a wage that unless Joshua David Tillman answers been attached. same will be taken as admitted by MARVINA Docket No. 17D1894 assignment in place to ensure payment. and makes defense to said complaint in the One or more civil warrants have issued but KITCHENS and the case will be set for hear- DIVISION 7. Zack Chapman never showed up to one offices of the Circuit Court Clerk of Hamilton returned unserved, and an attachment issued ing ex parte or without MARVINA KITCHENS CHERYL RENEA OLIVER DAVIS court appearance, nor did he report for a County, Tennessee, within thirty (30) days and was levied upon certain property or money. presence. vs DNA test as ordered by the Court. after the fourth weekly publication of this IT IS ORDERED that publication be made This 22nd day of 2017. ELDON LEE III DAVIS 8. The Walker County, Georgia Superior Court order, the same will be taken as admitted by requiring the defendant to appear at the time Larry L. Henry It is appearing from allegations in Plaintiffs declared Zack Chapman to be the biological Joshua David Tillman and the case will be set and place stated above and defend this suit, Circuit Court Clerk Bill, which is sworn to, that the defendant is a father of Brystol by default. for hearing ex parte or without Joshua David or a judgment by default may be entered By T. Skolfield non-resident of the State of Tennessee, so that 9. In about November, 2016, Zack Chapman Tillman presence. against him. This Order shall be published in Deputy Clerk the ordinary process of law cannot be served changed jobs to a cash-paying job to avoid This 13th day of September, 2017. a newspaper by this County as required by law. Attorney for Plaintiff: upon ELDON DA VIS III. the Walker County Superior Court’s wage Larry L. Henry LARRY L. HENRY, CLERK Pro Se IT IS ORDERED that publication be made for assignment. Circuit Court Clerk Kim Emmett, Deputy Clerk Oct. 6, 13, 20, 27, 2017 Cmr18469 four successive weeks in the Hamilton County 10. Kim Massey does not know Zack’s present By Heather Nolan Attorney for Plaintiff: Herald, a newspaper published in Hamilton employer, nor does Georgia DFCS. Deputy Clerk Brian L. O’Shaughnessy County, Tennessee, notifying said nonresident 11. Recently Kim Massey contacted mutual Attorney for Plaintiff: Oct. 6, 13, 20, 27, 2017 Cmr18475 that unless ELDON DAVIS III answers and friend (Jackie Waddle) in an attempt to Richard Brent Teeter Misc. makes defense to said complaint in the offices locate Zack Chapman, but all Ms. Waddle 1415 Market Street Non-Resident Notice Notices of the Circuit Court Clerk of Hamilton County, was able to find out was that Zack lives Chattanooga, TN 37402 State of Tennessee, County of Hamilton Tennessee, within thirty (30) days after the somewhere in Hixson, TN. Sept. 22, 29, Oct. 6, 13, 2017 Cmr18435 Docket No. 17A135 fourth weekly publication of this order, the 12. On June 16, 2017, Kim Massey called DIVISION III Public Notice same will be taken as admitted by ELDON Zack Chapman on his cell phone and told Non-Resident Notice In the Adoption of: Blade Lebron Scott The Chattanooga Chapter, Military Officers DAVIS III and the case will be set for hearing him about this action. At that time, Kim State of Tennessee, County of Hamilton Tallent of America (MOAA) Scholarship Trust Fund ex parte or without ELDON DAVIS III presence. Massey requested that Zack Chapman Docket No. 17D1942 VS Annual Report for 2016 is available for re- This 1st day of September, 2017. give her his current address so that she DIVISION Chasidy Dawn Hart view at 3051 Enclave Bay Dr., Chattanooga, LARRY L. HENRY could have him served and so that he Gabriel Lamar Vaughn It is appearing from allegations in Plaintiff’s TN 37415 during the hours of 2 PM to 4 CIRCUIT COURT CLERK could sign documentation to surrender VS Bill, which is sworn to, that the defendant is a PM, Monday through Friday by individuals By J. Wheeler, D.C. his parental rights and responsibilities Marina Gonzalez non-resident of the State of Tennessee, so that with just cause requesting inspection within Deputy Clerk as to the subject child. Mr. Chapman told It is appearing from allegations in Plaintiff’s the ordinary process of law cannot be served 90 days of this day. Attorney for Plaintiff: Ms. Massey that he would call her back. Bill, which is sworn to, that the defendant is a upon Bryan Diddier. Oct. 6, 2017 Mmr18477 Pro Se However, he never did so. non-resident of the State of Tennessee, so that IT IS ORDERED that publication be made for Sept. 15, 22, 29, Oct. 6, 2017 Cmr18405 13. Based upon this conversation, Zack Chap- the ordinary process of law cannot be served four successive weeks in the Hamilton County PUBLIC NOTICE man has actual knowledge of this action. upon Marina Gonzalez. Herald, a newspaper published in Hamilton The following vehicles will be up for auction NON-RESIDENT NOTICE 14. Throughout the subject child’s life, Zack IT IS ORDERED that publication be made for County, Tennessee, notifying said non-resident in Chattanooga, TN on or after 10/21/2017 STATE OF TENNESSEE, COUNTY OF Chapman has never maintained contact four successive weeks in the Hamilton County that unless Bryan Diddier answers and makes at 8:00am- Expressway Towing 3806 Cotton- HAMILTON with Kim Massey so that he could estab- Herald, a newspaper published in Hamilton defense to said complaint in the offices of the wood Rd-2000 Ford 1FMZU73E3YZA66489 Docket No. 17D660 lish and maintain a relationship with the County, Tennessee, notifying said non-resident Circuit Court Clerk of Hamilton County, Tennes- Brown’s Hook & Book 2924 Rossville Blvd- DIVISION I subject child. that unless Marina Gonzalez answers and see, within thirty (30) days after the fourth 2012 Nissan 3N1AB6AP1CL746139 LENISE MAYTOY A GORDON NOW, THEREFORE, based upon the makes defense to said complaint in the offices weekly publication of this order, the same will Oct. 6, 2017 Mmr18476 vs foregoing findings of fact and for good cause of the Circuit Court Clerk of Hamilton County, be taken as admitted by Bryan Diddier and the MICHAEL RAY GORDON shown, it is hereby Tennessee, within thirty (30) days after the case will be set for hearing ex parte or without It is appearing from allegations in Plaintiffs ORDERED that the Petitioners are hereby fourth weekly publication of this order, the same Bryan Diddier’s presence. Bill, which is sworn to, that the defendant is a permitted to serve the Respondent Zack Chap- will be taken as admitted by Marina Gonzalez This 21st day of September, 2017. non-resident of the State of Tennessee, so that man by publication in the above-styled case. and the case will be set for hearing ex parte Larry L. Henry the ordinary process of law cannot be served SO ORDERED. or without Marina Gonzalez presence. Circuit Court Clerk upon MICHAEL GORDON. ENTER this 5th day of Sept., 2017. This 12th day of September, 2017. By T. Skolfield IT IS ORDERED that publication be made for Marion County Circuit Court Judge Larry L. Henry Deputy Clerk four successive weeks in the Hamilton County APPROVED FOR ENTRY: Circuit Court Clerk Attorney for Plaintiff: Herald, a newspaper published in Hamilton ROBINSON LAW FIRM PLLC By T. Skolfield Charles W Wheland III County, Tennessee, notifying said nonresident Samuel F. Robinson III, BPR #022261 Deputy Clerk 518 Georgia Avenue that unless MICHAEL GORDON answers and Attorney for Petitioners Attorney for Plaintiff: Chattanooga, TN 37403 makes defense to said complaint in the offices P.O. Box 423 Lisa Lynn Conner Sept. 29, Oct. 6, 13, 20, 2017 Cmr18458 of the Circuit Court Clerk of Hamilton County, Signal Mountain, TN 37377 4115 North Terrace Tennessee, within thirty (30) days after the (423) 266-1111 Chattanooga, TN 37411 Non-Resident Notice fourth weekly publication of this order, the (423) 551-9907 (fax) Sept. 22, 29, Oct. 6, 13, 2017 Cmr18433 State of Tennessee, County of Hamilton same will be taken as admitted by MICHAEL Sept. 22, 29, Oct. 6, 13, 2017 Cmr18432 Docket No. 17D2014 GORDON and the case will be set for hearing ex STATE OF TENNESSEE DIVISION parte or without MICHAEL GORDON presence. Non-Resident Notice GENERAL SESSIONS COURT OF HAMILTON Robert Thomas Hyde Jacob Sanchez This 6th day of September, 2017. State of Tennessee, County of Hamilton COUNTY VS Diagnosed with autism LARRY L. HENRY Docket No. 17D1974 Docket Number: 16GS13371 Gayla Darlene Hyde CIRCUIT COURT CLERK DIVISION Plaintiff: TRUST FEDERAL CREDIT UNION It is appearing from allegations in Plaintiff’s Attorney for Plaintiff: Charles Edward Bice Defendant: MIRACLE BRIAN J Bill, which is sworn to, that the defendant is a Pro Se VS Date of this Order: 09/26/2017 non-resident of the State of Tennessee, so that Sept. 15, 22, 29, Oct. 6, 2017 Cmr18414 Michelle Cheri Penter Appearance Date: 11/27/2017 the ordinary process of law cannot be served It is appearing from allegations in Plaintiff’s At 11:00 a.m. upon Gayla Darlene Hyde. IN THE CIRCUIT COURT OF MARION Bill, which is sworn to, that the defendant is a Appearance Address: Court of General Ses- IT IS ORDERED that publication be made for COUNTY, TENNESSEE non-resident of the State of Tennessee, so that sions, Civil Division four successive weeks in the Hamilton County No. 21607 the ordinary process of law cannot be served Room 111 Hamilton County City Courts Building Herald, a newspaper published in Hamilton Judge Smith upon Michelle Cheri Penter. 600 Market Street County, Tennessee, notifying said non-resident IT IS ORDERED that publication be made for Chattanooga, TN 37402-1911 that unless Gayla Darlene Hyde answers and MICHAEL DAVID MASSEY and four successive weeks in the Hamilton County ORDER OF PUBLICATION makes defense to said complaint in the offices KIM MASSEY, Petitioners, Herald, a newspaper published in Hamilton It appearing from the record in this cause of the Circuit Court Clerk of Hamilton County, v. County, Tennessee, notifying said non-resident that the defendant is a non-resident of Ten- Tennessee, within thirty (30) days after the ZACK CHAPMAN, Respondent that unless Michelle Cheri Penter answers and nessee, and certain property or money has fourth weekly publication of this order, the same IN RE: ADOPTION OF BRYSTOL FAITH YANCEY makes defense to said complaint in the offices been attached. will be taken as admitted by Gayla Darlene Hyde (D.O.B. 3/19/2014) of the Circuit Court Clerk of Hamilton County, One or more civil warrants have issued but and the case will be set for hearing ex parte Tennessee, within thirty (30) days after the returned unserved, and an attachment issued or without Gayla Darlene Hyde’s presence. ORDER fourth weekly publication of this order, the and was levied upon certain property or money. This 20th day of September, 2017. THIS CAUSE came on for hearing on the 5th day same will be taken as admitted by Michelle IT IS ORDERED that publication be made Larry L. Henry of September, 2017 on the motion of Michael Cheri Penter and the case will be set for hear- requiring the defendant to appear at the time Circuit Court Clerk David Massey and Kim Massey (“Petitioners”), ing ex parte or without Michelle Cheri Penter and place stated above and defend this suit, By T. Skolfield through counsel Samuel F. Robinson III and pur- presence. or a judgment by default may be entered Deputy Clerk suant to T.C.A. § 21-1-203 through 20-1-205, This 13th day of September, 2017. against him. This Order shall be published in Attorney for Plaintiff: for an order allowing service by publication in Larry L. Henry a newspaper by this County as required by law. Richard Brent Teeter lieu of personal service on Respondent Zack Circuit Court Clerk LARRY L. HENRY, CLERK 1415 Market Street Chapman. Based upon the affidavit of Kim By J. Wheeler Kim Emmett, Deputy Clerk Chattanooga, TN 37402 Massey in Support of Motion for Service by Deputy Clerk Attorney for Plaintiff: Sept. 29, Oct. 6, 13, 20, 2017 Cmr18444 Lack of eye contact is a sign of autism. Learn the others at autismspeaks.org/signs. Publication in Lieu of Personal Service, the Attorney for Plaintiff: Mayfield and Lester Court makes the following findings of fact: Richard Brent Teeter Oct. 6, 13, 20, 27, 2017 Cmr18472 Non-Resident Notice 1. Kim Massey, one of the petitioners in 1415 Market Street State of Tennessee, County of Hamilton the above-styled case, is the mother of Chattanooga, TN 37402 STATE OF TENNESSEE Docket No. 17D2037 the subject child, Brystol Faith Yancey Sept. 22, 29, Oct. 6, 13, 2017 Cmr18434 GENERAL SESSIONS COURT OF HAMILTON DIVISION (hereafter the “subject child”), who is now COUNTY DEJUAN L. GULLEDGE 22 | October 6 – 12, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Events [email protected] Super Crossword 26 BEGINNING TO END by King Features 3 Sisters Music Festival ca of Saints Peter & Paul, 214 East 8th Street. Admis- An abundance of bluegrass entertainment will be sion is $20; students are free. For this concert, the served up on Friday, Oct. 6, and Saturday, Oct. 7, Chattanooga Bach Choir is collaborating with Voci during the 11th annual 3 Sisters Music Festival. Held Virili Men’s Consort and Voice of Reason Women’s at Ross’ Landing, the free event will feature top Ensemble. This performance of “All-Night Vigil” will names in contemporary and traditional bluegrass. be sung in the original Russian. Information: www. chattanoogabachchoir.org. The music will begin Friday at 6 p.m. with local blue- grass favorites and festival hosts, The Dismembered Urban League Equal Opportunity Day Tennesseans. The Stray Birds will perform at 6:50 The Urban League of Greater Chattanooga will pres- p.m. and the Jeff Austin Band (a mandolinist and ent its annual Equal Opportunity Day breakfast on singer best known for being a part of the Yonder Wednesday, Oct. 18, 7:30-9 a.m., at the Chattanooga Mountain String Band) will take the stage at 8:10 Convention Center. John Hope Bryant, founder and p.m. Del McCoury will end the night with a set begin- chief executive offi cer of Operation HOPE, a non- ning at 9:30 p.m. profi t fi nancial services network, will be the keynote At noon Saturday, The Lone Mountain Band will kick speaker. This year’s event theme is “Urbanomics – off a full day of bluegrass entertainment. Bluetastic The Breakdown of Economic Inequality.” Fangrass will follow at 1 p.m., the Hamilton County Bryant has been an advisor to the last three sitting Ramblers at 2 p.m., the Berklee College of Music Fid- U.S. presidents. At the request of Bryant, President dlers at 3 p.m., the Molly Tuttle Band at 4 p.m., Bryan George W. Bush signed the fi rst executive order Sutton at 5:30 p.m. and the Kruger Brothers at 7 establishing fi nancial literacy as the policy of the p.m. Sam Bush will provide the fi nal set on Saturday federal government in the nation’s history in 2008. beginning at 8:30 p.m. President Obama appointed Bryant to serve on his 3 Sisters merchandise and performer merchandise new U.S. President’s Advisory Council on Financial will be available for sale. Food from a variety of Capability for Young Americans in 2014. food trucks, beer, wine, whiskey and non-alcoholic To recognize corporate and individual leadership drink concessions will also be available. The public in the region, the Urban League will give out three is invited to bring lawn chairs and blankets. No awards at the event: the Inclusion by Design Award; outside food or beverages will be allowed. the Community Impact Award; and the Whitney M. This event is sponsored by Fletcher Bright Realty Young, Jr. Award. and the City of Chattanooga and produced by The Urban League is offering several sponsor- Chattanooga Presents! Information: www.3Sisters- ship levels or individual tickets for the event. All Bluegrass.com, 423 265-0771. proceeds from the event will support the organiza- Chattanooga Bach Choir tion’s programs. Information: www.ulchatt.net, 423 756-1762, [email protected]. The Chattanooga Bach Choir will present Sergei Rachmaninoff’s “All-Night Vigil” for unaccompanied mixed choir on Sunday, Oct. 8 at 7 p.m. at the Basili- See EVENTS, page 23

CRITIC From page 15 as Jessie’s dad is also very good in a role that was probably the most diffi cult to For starters, Flanagan uses her hallu- handle given what his character does. cinatory projections of Gerald and her- And, fi nally, Carla Gugino is perfect self to provide insight into her character as Jessie. I felt absorbed in her perfor- and open the doorway to a traumatic mance, as though she were taking me on incident in her past. He also handles that journey with her. Jessie’s internal struggle and the slow One of the readers of this column opening of that door very smartly. emailed me in response to my review of Also, some of the dialogue is rather “mother!” He wrote that he had found profound, as when Jessie, who’s mentally “It,” another recent King adaptation, unearthing the past through fl ashbacks, repulsive. Although “Gerald’s Game” is tells her father he was able to look her in set in the real world and not a supernat- the eyes as he fed her lies but turned his ural one, I’m not sure people who have head away when he spoke the truth. So, an aversion to King will like it. “Gerald’s Game” is a television mov-  e usual King trappings – aberrant ie that’s not only worth watching, it’s behavior, bloody viscera, detours into worth listening to as well. places that can only exist in the mind – Finally, all the primary actors do a are there. But beyond that is a well-told wonderful job. Bruce Greenwood has tale of a woman’s fi ght to conquer the a lot of charisma as Gerald but also monsters of her past. When I look back handles Jessie’s varying perceptions of on 2017, I believe it will be among my his character beautifully. Henry  omas favorite fi lms of the year.

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald October 6 – 12, 2017 | 23

MITCHELL From page 12 maintains. EVENTS From page 22 “Unfortunately, if you SouthWord Literary Feast point with prescriptions.” become a single-issue vot- Her perspective as both er, you’re voting against the The Southern Lit Alliance will present SouthWord Literary Feast Nov. 3-4, with an ACA user and a physician interests of everyone, including Friday’s events taking place at the Uni- prompted her to enter the yourself, your family and your political arena, she says. versity of Tennessee at Chattanooga’s community.  e bigger moral University Center and Saturday’s events “My desire to run for Con- issue is that we have people occurring at both Lindsay Street Hall gress came out of this growing that can’t even aff ord to put and the Bessie Smith Cultural Center. concern for what I was seeing food on the table [while] work- The event will consist of readings, in my exam room 10 to 15 ing a fulltime job.” discussions and panels with published times a day. We take care of Mitchell, who held her members of the Fellowship of Southern over 1,300 people now in the fi rst town hall meeting at the Writers. SouthWords’ keynote address practice, and I think we’re suc- Chattanooga Public Library in will be delivered by Wendell Berry, an cessful with that. August, is planning to host one American novelist, poet, environmental “ at’s also why I think I in each of the 11 counties in activist, cultural critic and farmer. Berry would be successful in Con- has written many novels, short stories, the 3rd Congressional District, poems and essays. gress because you have to be a proactive connection she says Other authors in attendance will include able to listen to people. You is lacking in her Republican poet T.J. Jarrett, (“Ain’t No Grave”), Jill have to be able to synthesize opponent. where the issue is coming McCorkle (“The Cheer Leader,” “July And what happens to her 7th”), Lee Smith (“The Last Girls”), from, and you have to be able patients if she wins? She says Charles Frazier (“Cold Mountain”), to problem-solve and initiate she will hire a substitute practi- Silas House, author of more than 100 things into action. Clearly in tioner to run the clinic and do published short stories and poems, and my life, I’ve done a lot of that annual preventative physicals bestselling novelist, poet and short time and again.” herself during House recesses. story writer Ron Rash. Mitchell’s platform of Friends often refer to Mitch- In addition to the panel discussions and “electing government offi cials ell as someone who gets things readings, the event will feature book who are trained to take care done, she says, noting that she signings, a luncheon on Friday recogniz- of people” is fourfold: health has defi ed the naysayers who ing new inductees into the Fellowship of Southern Writers and a BBQ luncheon care, education, jobs and the said it would be “career suicide” environment.  e fi rst in her Saturday featuring writers John Shelton for her to open a solo practice. Reed and Roy Blount Jr. family to attend college, she In at least one respect, she Formerly known as the Celebration says she believes in the power has followed in the footsteps of of public education. She is also Photograph by Alex McMahan of Southern Literature, SouthWord her dad, a seasonal construc- Literary Feast is hosted by the Southern a staunch advocate for raising A pair of Dr. Danielle Mitchell’s pants are a reminder of her younger, less- healthy self, before she began training for triathlons. tion worker. She built parts of Lit Alliance, a nonprofi t organization the minimum wage, stating the clinic with her own hands, located in Chattanooga, the Fellowship that with the current hourly to aff ord their medications. His family eats dinner at their taking a jackhammer to the of Southern Writers, an honorary society rate of $7.25, a Tennessee em- One man, she says, was church three nights a week old concrete platform, hanging that works to recognize excellence in ployee has to work more than fi red after he took a temporary because they can’t aff ord to buy doors and cabinets, and install- Southern Literature, and the University 80 hours a week to rent a basic disability leave for treatment groceries. ing countertops. of Tennessee at Chattanooga. two-bedroom house. In addi- for a “terrible” disease, was “It’s so easy in politics to get “If I see a vision, I make it Tickets: www.SouthernLitAlliance.org, tion, she hears from many pa- forced to claim bankruptcy, lost in becoming what I call a happen,” she explains. “I trans- 423 267-1218. tients who don’t make enough and now can’t pay his bills. ‘single-issue voter,’” Mitchell late it to action.”

JENKINS From page 15 a lot of fun playing in front of our home fans.” To say the Governors’ locker With powerful Jacksonville room was bereft of talent can State looming as their next be made clear with one fact: opponent, the Govs’ modest Healy’s fi rst season had 20 re- streak would seem to be in turning regulars from a winless jeopardy. But only once since season, and they failed to win a 2010 have they won more than year later. three times in a season. But Healy, an all-state But failure of an epic scale quarterback at Boyd-Buchanan has long been associated with School who went on to win a the program.  e moribund national championship at Rich- tenure of Healy’s predecessor, mond, was hired away from his Kirby Cannon (2013-15), had hometown team of Tennes- 0-12 and 0-11 seasons sand- see-Chattanooga, where he was wiched around a 1-11 year and passing game coordinator. was 1-34 when fi red.  e time Healy was also an ace when big-time coaches like recruiter for the Mocs, and Hall of Famer Boots Donnel- he convinced several Chat- ly, Watson Brown and Oak tanooga-area players – espe- Ridge prep legend Emory Hale cially McCallie quarterback prowled the Peay sidelines JaVaughn Craig – to join him seemed eons ago. in Clarksville. And once last Will Healy, at the ripe old season’s diffi cult transition was Photograph by Dale Rutemeyer courtesy of UTC Athletics Freshman QB Dominic Caldwell was forced into action against Western Carolina after Alejandro Bennifield was injured. age of 31, is rapidly earned a over, Healy promised better place to be mentioned with things. And soon. downs and nearly 700 yards offi cial OVC opener, and this game.  is was a huge win and along with those legends.  e 2017 season began with of off ense in a streak-busting past Saturday added a third an 0-2 start against tough, big- 69-13 victory. straight win, 7-0, over 21st- time opponents Cincinnati and Many of those 8,000 stormed ranked UT-Martin. PAPA Miami of Ohio. But they were You Call ... the fi eld at game’s end, bring- With UT and UTC among especially competitive against SERVICES We Haul! ing down both goal posts in the teams losing badly Sat- HAUL AWAY the Bearcats (26-14), so their Relax ... We do ALL the work! record time. urday, the Govs were a lone third-week home game against But Morehead is a no-schol- beacon of light in a weekend of Morehead was trumpeted as a HOMEOWNERS: PROFESSIONALS: arship, non-competing mem- darkness in the state. not-to-be-missed occasion, and •Junk Removal •Real Estate Clean Up ber of the OVC, and it alone “ ere were times we bent •Garage Cleanouts •Construction Clean Up the Peay community bought in. would not validate the Govs’ but we didn’t break,” Healy •Appliance Disposal PAPA SERVICES •Estate Cleanouts  e renovated Fortera Stadium claim to legitimacy. But they said. “We rushed the passer •Basement Cleanouts Call (423) 629-0700 •Evictions was built to hold 7,000, and an followed it up with a road win, better than we had been, and •Yard Debris Removal or visit papaservices.com •Event Clean Up announced attendance of 8,152 We gladly accept 27-7 over Murray State in their we contained their running •And Much More! VISA and Mastercard •And Much More! showed up to witness 10 touch- 24 | October 6 – 12, 2017 Hamilton County Herald www.hamiltoncountyherald.com

SYMPHONY From page 11 More info without a snobbish bone in my Learn about upcoming events and buy tickets at www.chatta- body – I had to look it up). noogasymphony.org or 423 267-8583. To fi ll the wait, my wife browsed the pamphlet a volun- teer had given her in the lobby might have pluck of music out of it. and read about the history of his critics, but Not only was this utterly the CSO.  e CSO can trace there’s a reason beautiful, it showed off the its origins back to Nov. 5, 1933, we’re still listen- Tivoli’s outstanding acoustics when a group of recent high ing to his music and the ability of the CSO to school graduates and adults over a century take advantage of them. You who had banded together to after it was writ- might have been to a concert play classical music performed ten: at the Tivoli, but if you haven’t their fi rst concert together. It rocks. heard the CSO perform there,  e Chattanooga Sympho- I especially you haven’t heard the theatre’s ny and Chattanooga opera liked what elitists true voice. combined in 1985 to form the might dismiss My other favorite part of Chattanooga Symphony and as mere stunts: the evening came after the fi rst Opera Association, which at positioning some movement of the Mahler work, the time was the only organiza- of the brass back- when my wife started to clap tion of its kind in the U.S. stage during the but stopped when she realized Today, the CSO is led by Photograph provided Kayoko Dan conducts the Chattanooga Symphony & Opera. fi rst movement no one else was applauding. Musical Director and Conduc- to give it a far-off “How am I supposed to know tor Kayoko Dan, the youngest to face the orchestra and raised after another.  e CSO’s sound; the double when to clap?” she asked, a conductor in the organization’s her baton, and the 85th season percussionists used a variety of bass solo that opens the third puzzled look on her face. history and the fi rst female to of the CSO began. equally unique implements to movement; and the ensemble As I explained protocol, I serve in the role. Although Dan added add texture and rhythm to the of eight horns that heralds the realized that one of the best As the symphony silenced “Young Person’s Guide” after piece. fi nale.  e musicians stood as things about going to the sym- their instruments and Dan securing Karp for “Crouching I loved it but my wife was they played, creating, as Dan phony is taking someone who’s walked onstage, the fi rst ap- Tiger,” the lighthearted work not impressed, despite Karp’s said in her pre-performance never been. When the evening plause of the evening swelled wound up being the perfect ap- virtuosity. During the perfor- chat, an “awesome” sound.  e was over, her remarks about within the auditorium. We petizer for the night – and the mance, she learned toward me talented musicians of the CSO the beauty of the music and the were going to have a grand season. Without demanding and whispered, “I liked it better handled each of these mo- elegance of the evening made time. much of the audience, Brit- when it was everyone.” ments with ease. me smile. Main movement ten’s 1945 composition takes I understood what she was “ e Titan” is not just big Finale and bold, though.  ere are One of the things I like listeners on a brief but buoyant saying. Any good evening at  e CSO will off er plenty of times when Mahler requires about Dan is the way she musical tour of the diff erent the symphony will challenge opportunities during the 2017- a note so quiet, it borders engages the audience at the instruments of the orchestra. audiences with music that 18 season for others to have a on silence. For me, the most beginning of a performance. Even within that limited resides outside their comfort similar experience. From ban- remarkable moment of the Instead of walking stiff -backed framework, two things became zone or experience.  is is joist Bela Fleck on Oct. 19 to evening was not the standing to the podium and then turn- evident: the CSO might consist something the CSO does very Vivaldi on Nov. 16, and from brass or the accompanying ing to face the orchestra, she of dozens of musicians, but well. Some people like these an evening of movie music in clash of cymbals, but the point always gives the audience a they are a tight ensemble and works; some people don’t – but January to a special Pops event at which Dan quiet- smile, a wave and a brief intro- under Dan’s fi rm control. everyone responds to them. in March titled “Bugs Bunny ed the orchestra duction to the evening’s music. As the sounds of the diff er-  e important thing is that at the Symphony II,” to many and then, after a Dan said the program had ent sections blended together the CSO challenges people to other concerts in-between, dramatic pause, begun with the “Crouching to create various tonal colors expand their musical horizons there will be something for pulled a pin-drop- Tiger” piece, which she’d and the notes fl owed with po- and does it within everyone. quiet wanted to bring to Chatta- etic precision, I marveled at the the confi nes Chattanooga is a city of nooga since conducting cellist thought that an orchestra that of an evening innovation and forward Benjamin Karp’s performance could rival the better-known featuring more movement. It’s also a of the work with the Lexington ones at larger cities could be accessible pieces. place of timeless trea- Philharmonic Orchestra. birthed in a town the size of  e “Crouching Tiger” sures.  e CSO is both  e piece requires a signifi - Chattanooga. piece also showcased the progressive and one cant amount of percussion, so At the end of the sin- CSO’s ability to bring in and of Chattanooga’s true Dan said she added the Britten gle-movement work, my wife’s feature extraordinary out- historical gems. While piece next, which serves as an applause was immediate and side talent. What a treat it has considerable introduction to the various enthusiastic. Knowing she was hearing a musician of support from the people parts of an orchestra. enjoying herself, I relaxed as Karp’s caliber. here, it deserves more. Finally, since Dan knew Dan and Karp took the stage  e evening ended Every seat should be fi lled she’d be blessed with an abun- for “Crouching Tiger.” with the grand with people eager to ex- dance of musicians, she added As Karp settled his tall, thin spectacle of “ e perience one of the Scenic the Mahler symphony as the frame into a seat, he plugged Titan.” I might City’s fi nest attractions. crowning piece for the evening. his cello into an amplifi er. have an un- Just dress appropriately Mahler is known for his love of Although the use of electronics educated ear, the fi rst time to avoid having grandeur and spectacle (some is not unheard of in the world but I think to reconfi gure your outfi t. call it pomposity), which often of symphonic music, it’s the anyone who requires additions to the stan- exception rather than the rule, calls this joyous dard orchestra. so this piqued my curiosity. expression of “Sometimes, the logic Moments into the haunt- symphonic music behind what I choose is very ing, evocative piece, I under- “pompous” is Photograph provided simple,” Dan said as she fl ashed stood why Karp was using the built of nothing Guest cellist Benjamin Karp another smile. amplifi er, which emitted one but snob- performed the haunting and With the stage set, Dan strange but beautiful sound bish bones. evocative “Crouching Tiger turned Mahler Concerto” as part of the opening-night program for the CSO’s 85th season.