Change Is in the Air the Technology of Smoother, Smarter Air Travel
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Financial Infrastructure
CONFIDENTIAL FOR RESTRICTED USE ONLY (NOT FOR USE BY THIRD PARTIES) Public Disclosure Authorized FINANCIAL SECTOR ASSESSMENT PROGRAM Public Disclosure Authorized RUSSIAN FEDERATION FINANCIAL INFRASTRUCTURE TECHNICAL NOTE JULY 2016 Public Disclosure Authorized This Technical Note was prepared in the context of a joint World Bank-IMF Financial Sector Assessment Program mission in the Russian Federation during April, 2016, led by Aurora Ferrari, World Bank and Karl Habermeier, IMF, and overseen by Finance & Markets Global Practice, World Bank and the Monetary and Capital Markets Department, IMF. The note contains technical analysis and detailed information underpinning the FSAP assessment’s findings and recommendations. Further information on the FSAP program can be found at www.worldbank.org/fsap. THE WORLD BANK GROUP FINANCE & MARKETS GLOBAL PRACTICE Public Disclosure Authorized i TABLE OF CONTENT Page I. Executive Summary ........................................................................................................ 1 II. Introduction ................................................................................................................... 15 III. Payment and Settlement Systems ............................................................................. 16 A. Legal and regulatory framework .......................................................................... 16 B. Payment system landscape .................................................................................... 18 C. Systemically important payment systems -
History of Robotics: Timeline
History of Robotics: Timeline This history of robotics is intertwined with the histories of technology, science and the basic principle of progress. Technology used in computing, electricity, even pneumatics and hydraulics can all be considered a part of the history of robotics. The timeline presented is therefore far from complete. Robotics currently represents one of mankind’s greatest accomplishments and is the single greatest attempt of mankind to produce an artificial, sentient being. It is only in recent years that manufacturers are making robotics increasingly available and attainable to the general public. The focus of this timeline is to provide the reader with a general overview of robotics (with a focus more on mobile robots) and to give an appreciation for the inventors and innovators in this field who have helped robotics to become what it is today. RobotShop Distribution Inc., 2008 www.robotshop.ca www.robotshop.us Greek Times Some historians affirm that Talos, a giant creature written about in ancient greek literature, was a creature (either a man or a bull) made of bronze, given by Zeus to Europa. [6] According to one version of the myths he was created in Sardinia by Hephaestus on Zeus' command, who gave him to the Cretan king Minos. In another version Talos came to Crete with Zeus to watch over his love Europa, and Minos received him as a gift from her. There are suppositions that his name Talos in the old Cretan language meant the "Sun" and that Zeus was known in Crete by the similar name of Zeus Tallaios. -
Ph. D. Thesis Stable Locomotion of Humanoid Robots Based
Ph. D. Thesis Stable locomotion of humanoid robots based on mass concentrated model Author: Mario Ricardo Arbul´uSaavedra Director: Carlos Balaguer Bernaldo de Quiros, Ph. D. Department of System and Automation Engineering Legan´es, October 2008 i Ph. D. Thesis Stable locomotion of humanoid robots based on mass concentrated model Author: Mario Ricardo Arbul´uSaavedra Director: Carlos Balaguer Bernaldo de Quiros, Ph. D. Signature of the board: Signature President Vocal Vocal Vocal Secretary Rating: Legan´es, de de Contents 1 Introduction 1 1.1 HistoryofRobots........................... 2 1.1.1 Industrialrobotsstory. 2 1.1.2 Servicerobots......................... 4 1.1.3 Science fiction and robots currently . 10 1.2 Walkingrobots ............................ 10 1.2.1 Outline ............................ 10 1.2.2 Themes of legged robots . 13 1.2.3 Alternative mechanisms of locomotion: Wheeled robots, tracked robots, active cords . 15 1.3 Why study legged machines? . 20 1.4 What control mechanisms do humans and animals use? . 25 1.5 What are problems of biped control? . 27 1.6 Features and applications of humanoid robots with biped loco- motion................................. 29 1.7 Objectives............................... 30 1.8 Thesiscontents ............................ 33 2 Humanoid robots 35 2.1 Human evolution to biped locomotion, intelligence and bipedalism 36 2.2 Types of researches on humanoid robots . 37 2.3 Main humanoid robot research projects . 38 2.3.1 The Humanoid Robot at Waseda University . 38 2.3.2 Hondarobots......................... 47 2.3.3 TheHRPproject....................... 51 2.4 Other humanoids . 54 2.4.1 The Johnnie project . 54 2.4.2 The Robonaut project . 55 2.4.3 The COG project . -
Controlling the NAO: the Humanoid Robot MET 435W By: Mister Higgins [email protected] Chris Zachary [email protected] Adviser
Controlling the NAO: The Humanoid Robot MET 435W By: Mister Higgins [email protected] Chris Zachary [email protected] Adviser: Dr. Vukica Jovanovic Submitted: April 22, 2020 Letter of Transmittal April 22, 2020 Dr. Vukica Jovanovic Associate Professor Engineering Technology Department 214 Kaufman Hall, Old Dominion University Norfolk, VA 23529 Dear Dr. Jovanovic: In compliance with the Senior Design Project requirements of MET 435, the technical report is attached for your review and approval. Mister Higgins and Chris Zachary are formally presenting a project named: “Controlling the NAO: The Humanoid Robot” as a final product for the Senior Design Project. Please consider the project for submission to the Department of Engineering Technology at Old Dominion University, Mechanical Engineering Technology Program. The main purpose of the document is to present an “Controlling the NAO: The Humanoid Robot” to learn how to operate this autonomous robot. The project team plans on doing a presentation that can be future used by middle schoolers to learn what is NAO robot and what it can do. Sincerely, Mister Higgins ____________________________ Chris Zachary ____________________________ APPROVAL: DATE: 04/22/2020 1 Abstract NAO is a humanoid robot that is designed to work with humans in a variety of different ways and environments. NAO can be used to: -assess emotional changes in children, process those changes using facial recognition software, and give proper responses through various commands. The main purpose of this project is to learn how to operate this autonomous robot. It costs almost $10,000 (USD). The project team plans on doing a presentation that can be future used by middle schoolers to learn what is NAO robot and what it can do. -
National Payment System Development Strategy for 2021 – 2023
NATIONAL PAYMENT SYSTEM DEVELOPMENT STRATEGY FOR 2021 – 2023 Moscow 2021 CONTENTS Introduction .......................................................................................................................... 2 1. Current status of the NPS ............................................................................................... 4 1.1. Regulation ..................................................................................................................................................................................4 1.2. NPS infrastructure .................................................................................................................................................................5 1.3. Payment service providers ................................................................................................................................................9 1.4. Payment service consumers ..........................................................................................................................................10 2. Global and domestic trends and challenges of the payment market ......................13 2.1. Transformation of client experience and consumption models .....................................................................13 2.2. New payment technologies ...........................................................................................................................................13 2.3. New payment market participants .............................................................................................................................14 -
Wdpo?ZU MA"C 1Qq4 Public Disclosure Authorized
WDPo?ZU MA"C 1qq4 Public Disclosure Authorized 2 2 1 1z1 World Bank Discussion Papers Public Disclosure Authorized Policy-Based Finance The Expenrence of Postwar Japan Public Disclosure Authorized The Japan Development Bank The Japan Economic Research Institute Kozo Kato Yuichiro Miwa Tsutomu Shibata Yoshikaz Niwa Public Disclosure Authorized Koichiro Fukui Nobuhiko Ichikawa Aiichiro Mogi Masahiro Furuta Recent World Bank Discussion Papers No. 163 n,e Balanttcebetuen Pblic andPrivateSector Actiitides in tli DeIhtry of LivestockSen'ices. Dina L. Umali, Gershon Feder, and Comclis dc Haan No. 164 HIoulLDo Natio,aalPolices Afect Lon.-rnmGrouN)I?: A RescardcAgenda. William Eastcrly. Robert King. Ross Lcvine. and Sergio RcbW-o No. 165 FisheriesDevelopment. Fisheries Mana.ement, and Extgernalities. Richard S. Johnston No. 166 TheButildin,y Blocks of Parnidpationu:Testingt Bottom-ntp Planniw 4'. Michacl M. Cemca No. 167 SecdSysten Development: 7Te AppropriateRoles of teCPnrate and Public Sectors. Stevcn jaffic andJitctndra Srivastava No. 168 EnvironmentalManagement atitd Urb I 'uilerability.Alcira Kreimer and Mohan Munasinghe. editors No. 169 ComnnonPiopweiy Resorees: A MissingDimnesion of DevelopmentStrategies. N. S. Jodha No. 170 A ChiinescPrvittit asa RefirmE*xrimrnt: 7he Caseof Hahia. Paul M. Cadixo, K2zuko Ogawa, and Yin-Kann Wcn No. 171 issiae;foryf%astntaaare Management in thte1990s. Arturo Isrmcl No. 172 JapaneseNational Railuays Privattzation Study: Thc Ex-perienfeofjapan and Lessotsfor Developirqq CoNItries. Koichiro Fukui No. 173 TheLivestoek Sectorin EasterniEurope: Consrainmts and Opportunities. Comclis dc Haan, Tjaart Schillhom Van Vecn, and Karcn Brooks No. 174 AssessingDevelopmoet Firtance hIstitutions: A PublicInterest Analysis. Jacob Yaron No. 175 ResourceMatagement and Pastoral Instittion Buildingind fl WestAfrican Sahel. Nadarajah Shanmugaratnam, Trond Vedeld, Annc Mossigc. -
Annual Report 2011
Contents 02-19 Letter to Shareholders: A Message from Howard Stringer, CEO Dear Shareholders Operating Results in Fiscal Year 2010 Focus Areas for Growth Networked Products and Services 3D World Competitive Advantages through Differentiated Technologies Emerging Markets 06 10 Expanding 3D World Networked Products 3D World and Services 12 15 Competitive Advantages through Emerging Markets Differentiated Technologies 20 26 Special Feature: Special Feature: Sony’s “Exmor RTM” Sony in India 34 40 Financial Highlights Products, Services and Content 50 51 Board of Directors and Financial Section Corporate Executive Officers 64 65 Stock Information Investor Information ©2011 Columbia Pictures Industries, Inc., All Rights Reserved. For more information on Sony’s financial performance, corporate governance, CSR and Financial Services business, please refer to the following websites. 2011 Annual Report on Form 20-F http://www.sony.net/SonyInfo/IR/library/sec.html Corporate Governance Structure http://www.sony.net/SonyInfo/csr/governance/index.html CSR Report http://www.sony.net/SonyInfo/Environment/index.html Financial Services Business http://www.sonyfh.co.jp/index_en.html (Sony Financial Holdings Inc.) Artist: Adele Photo credit: Mari Sarai 01 Letter to Shareholders: A Message from Howard Stringer, CEO 02 Dear Shareholders, A review of the fiscal year ended March 31, 2011 (fiscal year 2010) must first mention the Great East Japan Earthquake, which occurred near the end of the fiscal year. On March 11, at 2:46 p.m. local time, East Japan was struck by a 9.0-magnitude earthquake, immedi- ately followed by a giant tsunami, which had, in addition to the tragic loss of life and property, a profound psychological and financial impact on the people of Japan. -
Participant List
Participant List 10/20/2019 8:45:44 AM Category First Name Last Name Position Organization Nationality CSO Jillian Abballe UN Advocacy Officer and Anglican Communion United States Head of Office Ramil Abbasov Chariman of the Managing Spektr Socio-Economic Azerbaijan Board Researches and Development Public Union Babak Abbaszadeh President and Chief Toronto Centre for Global Canada Executive Officer Leadership in Financial Supervision Amr Abdallah Director, Gulf Programs Educaiton for Employment - United States EFE HAGAR ABDELRAHM African affairs & SDGs Unit Maat for Peace, Development Egypt AN Manager and Human Rights Abukar Abdi CEO Juba Foundation Kenya Nabil Abdo MENA Senior Policy Oxfam International Lebanon Advisor Mala Abdulaziz Executive director Swift Relief Foundation Nigeria Maryati Abdullah Director/National Publish What You Pay Indonesia Coordinator Indonesia Yussuf Abdullahi Regional Team Lead Pact Kenya Abdulahi Abdulraheem Executive Director Initiative for Sound Education Nigeria Relationship & Health Muttaqa Abdulra'uf Research Fellow International Trade Union Nigeria Confederation (ITUC) Kehinde Abdulsalam Interfaith Minister Strength in Diversity Nigeria Development Centre, Nigeria Kassim Abdulsalam Zonal Coordinator/Field Strength in Diversity Nigeria Executive Development Centre, Nigeria and Farmers Advocacy and Support Initiative in Nig Shahlo Abdunabizoda Director Jahon Tajikistan Shontaye Abegaz Executive Director International Insitute for Human United States Security Subhashini Abeysinghe Research Director Verite -
How Will Traditional Credit-Card Networks Fare in an Era of Alipay, Google Tez, PSD2 and W3C Payments?
How will traditional credit-card networks fare in an era of Alipay, Google Tez, PSD2 and W3C payments? Eric Grover April 20, 2018 988 Bella Rosa Drive Minden, NV 89423 * Views expressed are strictly the author’s. USA +1 775-392-0559 +1 775-552-9802 (fax) [email protected] Discussion topics • Retail-payment systems and credit cards state of play • Growth drivers • Tectonic shifts and attendant risks and opportunities • US • Europe • China • India • Closing thoughts Retail-payment systems • General-purpose retail-payment networks were the greatest payments and retail-banking innovation in the 20th century. • >300 retail-payment schemes worldwide • Global traditional payment networks • Mastercard • Visa • Tier-two global networks • American Express, • China UnionPay • Discover/Diners Club • JCB Retail-payment systems • Alternative networks building claims to critical mass • Alipay • Rolling up payments assets in Asia • Partnering with acquirers to build global acceptance • M-Pesa • PayPal • Trading margin for volume, modus vivendi with Mastercard, Visa and large credit-card issuers • Opening up, partnering with African MNOs • Paytm • WeChat Pay • Partnering with acquirers to build overseas acceptance • National systems – Axept, Pago Bancomat, BCC, Cartes Bancaires, Dankort, Elo, iDeal, Interac, Mir, Rupay, Star, Troy, Euro6000, Redsys, Sistema 4b, et al The global payments land grab • There have been campaigns and retreats by credit-card issuers building multinational businesses, e.g. Citi, Banco Santander, Discover, GE, HSBC, and Capital One. • Discover’s attempts overseas thus far have been unsuccessful • UK • Diners Club • Network reciprocity • Under Jeff Immelt GE was the worst-performer on the Dow –a) and Synchrony unwound its global franchise • Amex remains US-centric • Merchant acquiring and processing imperative to expand internationally. -
Specifics of Paying for Tuition Using Bankcards
Specifics of Paying for Tuition Using Bankcards Using the online payment system of the Lomonosov Moscow State University, you can pay for educational services in the field of higher education by means of Visa International Service Association, Mastercard Worldwide, MIR, UnionPay International (UPI) cards. To make a payment you will need: . Registration number of study contract (can be obtained from your Faculty); . Full name of the student: surname, given name, patronymic (if applicable) as indicated in the study contract; . Student's date of birth; . Student's contact details (phone and e-mail); . Faculty name and study semester to pay for; . The exact amount of tuition fee for the corresponding semester (in rubbles); . Credit / debit card details. All fields of the forms presented on the payment page https://www.msu.ru/pay/ must be filled in. After entering the data, you will be redirected to the authorization server page of the Bank's Processing Center. For your convenience, you can choose the language of the payment system interface. Payment Rules When you pay for tuition with a bank card, the payment is processed on the bank's authorization page, where you need to enter your bank card details: 1. Card type; 2. Card number; 3. Card validity period (indicated on the front side of the card); 4. Cardholder name (in Latin letters, exactly as indicated on the card); 5. CVC2 / CVV2 code. Cardholder name Card validity period Card number CVC2 / CVV2 code If your card is connected to the 3D-Secure service, you will be automatically redirected to the page of the bank that issued the card to go through the authentication procedure. -
TO SURVIVE OR THRIVE? Domestic Payments Innovation in the Pandemic DOMESTICCONTENTS SCHEMES PROSPECTS
DOMESTIC PAYMENT SCHEMES JURY 2021 TO SURVIVE OR THRIVE? Domestic Payments Innovation in the Pandemic DOMESTICCONTENTS SCHEMES PROSPECTS Forewords 03 Executive Summary 04 The Jury 06 The Changing World of Domestic Payments 07 Systemic Innovation 13 The Pandemic Strikes 15 Effect on Innovation 18 Future Prospects 20 Additional information 25 3 Domestic Payments Schemes Jury 2021 FOREWORDS It is great to see John Chaplin Many domestic payment systems are embracing these continuing to dedicate time innovations and setting themselves on a new trajectory. and effort to the Payment The recently issued G20 cross-border payments roadmap Innovation Jury and Chris also refers to the role that well-functioning domestic Hamilton now joining this effort. payment systems and their international linkages can have on improving cross-border payments. At the same This pandemic brought out in time this crisis has also challenged the domestic payment stark relief the fundamental systems in their ability to handle a rapid surge in usage, the role of digital payments in the effectiveness of their business continuity plans and ability functioning of the economy. A to handle increasing sophistication of cyber threats and recent McKinsey report showed social engineering attacks. that countries with greater adoption of digital payments, a well-functioning payments This edition discusses the dual theme of how the domestic market and good ID infrastructure were able to respond payment systems are handling the crisis and how they are to the crisis faster and with greater ambition. Regulators navigating the rapid shifts underway. I am sure the insights across the world took several measures to enable presented in this report will be useful for the various the smooth functioning and fostering usage of digital stakeholders following the developments in the domestic payments. -
Learning CPG Sensory Feedback with Policy Gradient for Biped Locomotion for a Full-Body Humanoid
Learning CPG Sensory Feedback with Policy Gradient for Biped Locomotion for a Full-body Humanoid Gen Endo*†,JunMorimoto†‡, Takamitsu Matsubara†§, Jun Nakanishi†‡ and Gordon Cheng†‡ *Sony Intelligence Dynamics Laboratories, Inc., 3-14-13 Higashigotanda, Shinagawa-ku, Tokyo, 141-0022, Japan † ‡ ATR Computational Neuroscience Laboratories, Computational Brain Project, ICORP, Japan Science and Technology Agency 2-2-2 Hikaridai, Seika-cho, Soraku-gun, Kyoto, 619-0288, Japan § Nara Institute of Science and Technology, 8916-5 Takayama-cho, Ikoma-shi, Nara, 630-0192, Japan [email protected], {xmorimo, takam-m, jun, gordon}@atr.jp Abstract This paper describes a learning framework for a central pattern generator based biped locomotion controller us- ing a policy gradient method. Our goals in this study are to achieve biped walking with a 3D hardware humanoid, and to develop an efficient learning algorithm with CPG by reducing the dimensionality of the state space used for learning. We demonstrate that an appropriate feed- back controller can be acquired within a thousand tri- als by numerical simulations and the obtained controller in numerical simulation achieves stable walking with a physical robot in the real world. Numerical simulations and hardware experiments evaluated walking velocity and stability. Furthermore, we present the possibility of an additional online learning using a hardware robot to improve the controller within 200 iterations. Figure 1: Entertainment Robot QRIO (SDR-4X II) their specific mechanical design to embed an intrinsic walk- Introduction ing pattern with the passive dynamics, the state space for learning was drastically reduced from 18 to 2 in spite of Humanoid research and development has made remarkable the complexity of the 3D biped model, which usually suf- progress during the past 10 years.